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The dataset generation failed because of a cast error
Error code:   DatasetGenerationCastError
Exception:    DatasetGenerationCastError
Message:      An error occurred while generating the dataset

All the data files must have the same columns, but at some point there are 14 new columns ({'Ticket Created', 'Method', 'Location (Center point of the Zip Code)', 'Time of Issue', 'Date Created', 'Zip', 'Form', 'Ticket ID', 'Date of Issue', 'City', 'Caller ID Number', 'Advertiser Business Number', 'Type of Property Goods or Services', 'Type of Call or Messge'}) and 9 missing columns ({'Sub-issue', 'Date received', 'Sub-product', 'Product', 'product_5', 'narrative', 'Timely response?', 'Company', 'Unnamed: 0'}).

This happened while the csv dataset builder was generating data using

hf://datasets/KS-Vijay/Grievance_Dataset/complaints3.csv (at revision 58ae785baadcaebae60e614c51f373096ee45160)

Please either edit the data files to have matching columns, or separate them into different configurations (see docs at https://hf.co/docs/hub/datasets-manual-configuration#multiple-configurations)
Traceback:    Traceback (most recent call last):
                File "/src/services/worker/.venv/lib/python3.9/site-packages/datasets/builder.py", line 1871, in _prepare_split_single
                  writer.write_table(table)
                File "/src/services/worker/.venv/lib/python3.9/site-packages/datasets/arrow_writer.py", line 623, in write_table
                  pa_table = table_cast(pa_table, self._schema)
                File "/src/services/worker/.venv/lib/python3.9/site-packages/datasets/table.py", line 2293, in table_cast
                  return cast_table_to_schema(table, schema)
                File "/src/services/worker/.venv/lib/python3.9/site-packages/datasets/table.py", line 2241, in cast_table_to_schema
                  raise CastError(
              datasets.table.CastError: Couldn't cast
              Ticket ID: int64
              Ticket Created: string
              Date Created: string
              Date of Issue: string
              Time of Issue: string
              Form: string
              Method: string
              Issue: string
              Caller ID Number: string
              Type of Call or Messge: string
              Advertiser Business Number: string
              City: string
              State: string
              Zip: double
              Location (Center point of the Zip Code): string
              Type of Property Goods or Services: string
              -- schema metadata --
              pandas: '{"index_columns": [{"kind": "range", "name": null, "start": 0, "' + 2311
              to
              {'Unnamed: 0': Value(dtype='int64', id=None), 'product_5': Value(dtype='string', id=None), 'narrative': Value(dtype='string', id=None), 'Product': Value(dtype='string', id=None), 'Date received': Value(dtype='string', id=None), 'Sub-product': Value(dtype='string', id=None), 'Issue': Value(dtype='string', id=None), 'Sub-issue': Value(dtype='string', id=None), 'Company': Value(dtype='string', id=None), 'State': Value(dtype='string', id=None), 'Timely response?': Value(dtype='string', id=None)}
              because column names don't match
              
              During handling of the above exception, another exception occurred:
              
              Traceback (most recent call last):
                File "/src/services/worker/src/worker/job_runners/config/parquet_and_info.py", line 1438, in compute_config_parquet_and_info_response
                  parquet_operations = convert_to_parquet(builder)
                File "/src/services/worker/src/worker/job_runners/config/parquet_and_info.py", line 1050, in convert_to_parquet
                  builder.download_and_prepare(
                File "/src/services/worker/.venv/lib/python3.9/site-packages/datasets/builder.py", line 925, in download_and_prepare
                  self._download_and_prepare(
                File "/src/services/worker/.venv/lib/python3.9/site-packages/datasets/builder.py", line 1001, in _download_and_prepare
                  self._prepare_split(split_generator, **prepare_split_kwargs)
                File "/src/services/worker/.venv/lib/python3.9/site-packages/datasets/builder.py", line 1742, in _prepare_split
                  for job_id, done, content in self._prepare_split_single(
                File "/src/services/worker/.venv/lib/python3.9/site-packages/datasets/builder.py", line 1873, in _prepare_split_single
                  raise DatasetGenerationCastError.from_cast_error(
              datasets.exceptions.DatasetGenerationCastError: An error occurred while generating the dataset
              
              All the data files must have the same columns, but at some point there are 14 new columns ({'Ticket Created', 'Method', 'Location (Center point of the Zip Code)', 'Time of Issue', 'Date Created', 'Zip', 'Form', 'Ticket ID', 'Date of Issue', 'City', 'Caller ID Number', 'Advertiser Business Number', 'Type of Property Goods or Services', 'Type of Call or Messge'}) and 9 missing columns ({'Sub-issue', 'Date received', 'Sub-product', 'Product', 'product_5', 'narrative', 'Timely response?', 'Company', 'Unnamed: 0'}).
              
              This happened while the csv dataset builder was generating data using
              
              hf://datasets/KS-Vijay/Grievance_Dataset/complaints3.csv (at revision 58ae785baadcaebae60e614c51f373096ee45160)
              
              Please either edit the data files to have matching columns, or separate them into different configurations (see docs at https://hf.co/docs/hub/datasets-manual-configuration#multiple-configurations)

Need help to make the dataset viewer work? Make sure to review how to configure the dataset viewer, and open a discussion for direct support.

Unnamed: 0
int64
product_5
string
narrative
string
Product
string
Date received
string
Sub-product
string
Issue
string
Sub-issue
string
Company
string
State
string
Timely response?
string
234
Credit Reporting
Dear Possible Financial Inc you guyss aree reporting to the Credit bureaus that I have a charge off and Collection with you guys on XXXX and just a charge off on XXXX. None of these show on my XXXX Credit Report. I know this could be a minor mistake on you guys end I see you guys already HAVE 192 complaints about credi...
Credit reporting or other personal consumer reports
2024-07-27
Credit reporting
Incorrect information on your report
Account information incorrect
Possible Financial Inc
MI
Yes
240
Debt Collection
XXXX XXXX XXXX ( debt collector ), sent my boyfriend an email with my name, and statement of a debt owed to Spotloan. I never applied for a loan nor received a loan from this company. My boyfriend was told via phone ( contacted them after receiving this ), that I was being sued for an outstanding debt to Spotloan and t...
Debt collection
2024-07-27
I do not know
Threatened to contact someone or share information improperly
Talked to a third-party about your debt
BlueChip Financial
TX
Yes
257
Credit Reporting
I been receiving alerts my information was found in dark web, I have inquiries on my credit that i did not authorized I have called companies they are not able to give me any information
Credit reporting or other personal consumer reports
2024-07-23
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
FC HoldCo LLC
SC
Yes
271
Credit Reporting
Subject : Dispute of Inaccurate Information on CoreLogic, XXXX, and XXXX Report and Request for Detailed Description of Verification Methods To Whom It May Concern, Details of Complaint : I am writing to formally dispute inaccurate information on my CoreLogic, XXXX, and XXXX consumer report. Upon reviewing my report, I...
Credit reporting or other personal consumer reports
2024-07-27
Credit reporting
Improper use of your report
Reporting company used your report improperly
CORELOGIC INC
GA
Yes
276
Loans
They allowed me to use the account for about a month let me get a credit builder loan and payday loan and as soon as I did that they blocked my account. They arent allowing me to access the account and havent stopped taking money.
Payday loan, title loan, personal loan, or advance loan
2024-07-26
Payday loan
Received a loan you didn't apply for
null
MoneyLion Inc.
PA
Yes
279
Credit Reporting
Do you believe your company owns the promissory note and have the right to enforce payment from the borrower? And does a XXXX note actually have cash value meaning in a regular course of the business day it could be sold for {$250000.00}? So how much does the bank have to loan now to legally on the promissory note? ...
Credit reporting or other personal consumer reports
2024-07-26
Credit reporting
Improper use of your report
Reporting company used your report improperly
CORELOGIC INC
OH
Yes
302
Bank Accounts and Services
I used Wells Fargo Bank to make Payments for Monthly Bills and Mortgage Payments in XXXX, 2014 I was informed that payments was not received and they put in Foreclosure and I loss my home and many of Monthly Bill Payment was paid and the Wells Fargo was not able to give me copies of Check of Bill Payments is this legal...
Money transfer, virtual currency, or money service
2024-07-30
Money order, traveler's check or cashier's check
Lost or stolen money order
null
WELLS FARGO & COMPANY
NY
Yes
324
Loans
I had an installment loan under my name that was taken out for my ex husband. I paid for it for quite some time then I couldnt manage the payments. There was less than {$2000.00} remaining and I tried to negotiate the loan to a smaller amount or longer time to pay off the loan. Ener bank denied both. They have written ...
Payday loan, title loan, personal loan, or advance loan
2024-07-25
Installment loan
Charged fees or interest you didn't expect
null
REGIONS FINANCIAL CORPORATION
NJ
Yes
328
Debt Collection
Credit acceptance sent me court papers stating i owe them XXXX and stating they was going to go take it from my wages. I voluntarily turned in vehicle around XX/XX/year> and then they tried around XX/XX/year> to take me to court. I feel like they adding extra fees and it's not the correct amount since they sold the veh...
Debt collection
2024-07-24
Auto debt
Took or threatened to take negative or legal action
Collected or attempted to collect exempt funds
CREDIT ACCEPTANCE CORPORATION
NY
Yes
338
Loans
XXXX Morgage company sent a payment to XXXX XXXX for {$3100.00} XXXX read another number. Also my Morgage will increase by {$100.00} in XXXX. I get no equity. I pay taxes and insurance only from my escrow account. I paid {$77000.00} for my property in XXXX. I now owe {$82000.00}.
Mortgage
2024-07-24
Conventional home mortgage
Trouble during payment process
Escrow, taxes, or insurance
SELECT PORTFOLIO SERVICING, INC.
OH
Yes
359
Credit Reporting
My account with XXXX XXXX XXXX XXXX XXXX was never late! I have had exceptional payment history with XXXX XXXX XXXX XXXXXXXX XXXX and all payments were placed on Autopay. This late payment that is reporting is a result on a systematic error on their end processing my payment. This was clearly a billing error made my...
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Incorrect information on your report
Account status incorrect
TRANSUNION INTERMEDIATE HOLDINGS, INC.
NY
Yes
360
Credit Reporting
My accounts was never late! I have had exceptional payment history with XXXX XXXX and all payments were placed on Autopay. This late payment that is reporting is a result on a systematic error on their end processing my payment. This was clearly a billing error made my the company and is not a reflection of my payment...
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Incorrect information on your report
Account status incorrect
TRANSUNION INTERMEDIATE HOLDINGS, INC.
NY
Yes
366
Bank Accounts and Services
On XX/XX/XXXX, I contacted customer service at Citi Bank about a {$1000.00} cash bonus advertised for opening a new Citi Priority Checking account with $ XXXX new money before XXXX XXXX, XXXX. I was informed in a letter dated XX/XX/XXXX from Citi Bank that no such promotions were available/linked to my account. Howev...
Checking or savings account
2024-07-18
Checking account
Opening an account
Didn't receive terms that were advertised
CITIBANK, N.A.
NJ
Yes
386
Credit Reporting
XXXX XXXX XXXX has ignored numerous attempts to file an accurate credit report. Changes were made, but made my credit look worse than what it was changing back-and-forth. Now I recently found that a third-party XXXX had gotten my information from XXXX, which is in a data breach. XXXX had no reason to give my informati...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
Experian Information Solutions Inc.
TX
Yes
394
Credit Reporting
The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX violated my rights. I looked at my Experian credit report on XX/...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Account status incorrect
Experian Information Solutions Inc.
MD
Yes
397
Credit Reporting
Im submitting a complaint to you today to inform you I was the victim of fraudulent activity. I researched on how to remove the fraudulent items in my report and found that I need to visit FEDERAL TRADE COMMISION or https : //www.ftc.gov to file a identity theft report and Per FCRA section 605b Credit Reporting Agencie...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
Experian Information Solutions Inc.
NJ
Yes
399
Credit Reporting
Please take a look at the attached letters and ID docs for verification that it is I XXXX XXXX XXXX filing this complaint. The stuff on my credit report is wrong and Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave any written consent to report anything on my consumer reports no consent is...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Account status incorrect
Experian Information Solutions Inc.
LA
Yes
400
Credit Reporting
I'm really not sure what happened. I have mailed off letters to the credit bureaus continuously and thus far I have not gotten a response. My name is XXXX XXXX and I am filing this complaint for falsely reporting misleading information. There is no third party involved. Please review the uploaded letters.
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Personal information incorrect
Experian Information Solutions Inc.
VA
Yes
402
Credit Reporting
Please take a look at the attached letters and ID docs for verification that it is I XXXX XXXX filing this complaint. The stuff on my credit report is wrong and Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave any written consent to report anything on my consumer reports no consent is frau...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Account status incorrect
Experian Information Solutions Inc.
VA
Yes
405
Credit Reporting
I signed up for school at XXXX XXXX and decided I no longer wanted to go there. I never enrolled in any classes. yes I applied for fasfa but I never applied for a student loan. I called them and they said I was enrolled in classes thats why they gave me a loan. in order for me to have a loan. I had to personally sign ...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Information belongs to someone else
Experian Information Solutions Inc.
CA
Yes
406
Credit Reporting
I sent a letter to the Credit Bureaus requesting to reinvestigate the disputed Accounts from my credit report as well as update the Accounts from my report during the investigation period. As of this date, they have failed to respond to my request. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
TRANSUNION INTERMEDIATE HOLDINGS, INC.
NE
Yes
426
Loans
I have disputed this information on my XXXX credit reports several times no actions were taken. This company is reporting fraudulent inaccurate information on my credit report. I have requested that they provide the purchase agreement to show full ownership of such account and also other documents so I may review to se...
Student loan
2024-06-21
Federal student loan servicing
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
Williams, Rush & Associates, LLC
KY
No
489
Credit Reporting
XX/XX/XXXX sent in full payment of {$69.00} and cleared my bank account on XX/XX/XXXX ( had never received a bill even for what was due on XX/XX/XXXX ) This bill had been set up months ago to be paid automatically as the same thing happened last year and I was just supposed to know it was due and then I got a late bill...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Problem with a company's investigation into an existing problem
Difficulty submitting a dispute or getting information about a dispute over the phone
Experian Information Solutions Inc.
ME
Yes
495
Credit Reporting
I am writing to express my profound dissatisfaction with the delayed removal of fraudulent items from my credit report and the multiple unsuccessful attempts to rectify this issue. I consider the handling of this matter unacceptable and am compelled to bring it to your attention formally. I discovered unauthorized and ...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Old information reappears or never goes away
Experian Information Solutions Inc.
AR
Yes
496
Credit Reporting
I previously requested that XXXX XXXX XXXX, XXXX provide validation of the alleged debt that they are falsely reporting on my credit reports. I requested proof of the original signed contract between me and the original creditor on XX/XX/year>. XXXX XXXX XXXX XXXX sent information via mail on XX/XX/year>, that just inc...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
Experian Information Solutions Inc.
AL
Yes
500
Credit Reporting
Recently I looked at a copy of my credit report and noticed several inaccuracies on my account. This account is hurting my ability to obtain credit. It's my understanding that XXXX will investigate this account for me to ensure accuracy here is the account I am asking you to verify as accurate : XXXX XXXX XXXX XXXX
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Improper use of your report
Reporting company used your report improperly
Experian Information Solutions Inc.
FL
Yes
659
Debt Collection
I don't recall having a contractual relationship with this collection company. Please give proof that this account belongs on my credit report and that my rights have not been infringed upon ; otherwise, terminate this account immediately. In compliance to 15 U.S. Code 1692e ( 6 ) Debt collectors are legally obligated ...
Debt collection
2024-07-30
Other debt
Attempts to collect debt not owed
Debt is not yours
Helvey & Associates, Inc., Warsaw, IN Branch
NC
Yes
718
Bank Accounts and Services
- Me and my fiance ( XXXX XXXX XXXX ) have a checking account with Citi Bank since XX/XX/XXXX. We choose to put our direct deposits and finance in this bank. - On XX/XX/XXXX, I requested an international wire transfer from my Citibank checking account to my new employer, which is based in the XXXX. The wire amount wa...
Checking or savings account
2024-07-27
Checking account
Managing an account
Problem accessing account
CITIBANK, N.A.
VA
Yes
720
Credit Card Services
XXXX XXXX,2024 I received a statement of {$180.00}. This balance is made up entirely of fees and interest. On XX/XX/XXXX call, I worked with a customer service agent in the XXXX who confirm the balance would be reduced to XXXX. have been trying to communicate their error since XXXX XXXX, 2024, statement with a balance ...
Credit card
2024-07-27
Store credit card
Fees or interest
Problem with fees
CITIBANK, N.A.
CT
Yes
726
Bank Accounts and Services
XX/XX/year>, a person called my cell phone introducing himself as a Wells Fargo employee to inquire about XXXX credit cards charges out of state as " WF '' was concerned that these charges might be unauthorized. I said I didn't make these charges, he said he would have the charges waived and new credit cards will be as...
Money transfer, virtual currency, or money service
2024-07-26
Domestic (US) money transfer
Other transaction problem
null
WELLS FARGO & COMPANY
CA
Yes
782
Debt Collection
Dear XXXX XXXX XXXX; Citibank ; I am writing to formally dispute and request the removal of an alleged debt from my credit report, which I believe to be fraudulent. I have no knowledge of this account and have never entered into any contractual obligations with your company or the original creditor. The reporting inac...
Debt collection
2024-07-26
Credit card debt
Attempts to collect debt not owed
Debt was result of identity theft
CITIBANK, N.A.
MA
Yes
785
Credit Reporting
microbuilt consumer report has inaccurate information about my address. Its showing various address for me on the reports and this is not correct. Am requestiing proof and statement where it shows that those address only except the one I am sending documents are my address if not provided I am demanding that this be up...
Credit reporting or other personal consumer reports
2024-07-26
Other personal consumer report
Incorrect information on your report
Personal information incorrect
MicroBilt / PRBC (formerly CL Verify)
NC
Yes
793
Credit Reporting
Money Lion failed to honor my request to provide proof that I signed an application for credit or signed a contract agreement for loan. Money violated FCRA privacy act by providing my personal information to others without my consent. I am a victim of identity theft. A complaint has been filed with the FTC, reference...
Credit reporting or other personal consumer reports
2024-07-26
Credit reporting
Incorrect information on your report
Information belongs to someone else
MoneyLion Inc.
GA
Yes
815
Credit Reporting
According to the Fair Credit Reporting Act 15 USC 1681 section 602 a states " There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. '' XXXX, XXXX and XXXX are consumer reporting agencies and I am th...
Credit reporting or other personal consumer reports
2024-07-25
Credit reporting
Improper use of your report
Reporting company used your report improperly
CREDIT ACCEPTANCE CORPORATION
PA
Yes
863
Loans
I am submitting this complaint against USAA Savings Bank for the following violations : XXXX. Fraud ( XXXX2 CFR 1026.9 - Unfair or deceptive acts or practices ) : USAA Savings Bank engaged in fraudulent activities by Failing to honor checks or drafts : Refusing to pay legitimate checks or drafts, or delaying payment wi...
Vehicle loan or lease
2024-07-24
Loan
Managing the loan or lease
Billing problem
UNITED SERVICES AUTOMOBILE ASSOCIATION
AZ
Yes
874
Bank Accounts and Services
From XX/XX/XXXX until XX/XX/XXXX, my checking account was hacked. A XXXX account was allowed to remove over {$1000.00} from our account through fraudulent withdrawals. I have provided bank statements, records, everything they have requested me to do to dispute these charges. I have met with my Bank manager, she agreed...
Checking or savings account
2024-07-25
Checking account
Managing an account
Banking errors
REGIONS FINANCIAL CORPORATION
TN
Yes
879
Credit Card Services
XXXX XXXX my wife ) and I have a Fidelity Signature VISA credit card that is managed by Elan Financial Services, which is owned by US Bank Corp. We were the target of a fraud that was carried out by, most likely, a dishonest Elan employee, a dishonest former Elan employee or a non-employee who had complete access to El...
Credit card
2024-07-24
General-purpose credit card or charge card
Other features, terms, or problems
Other problem
U.S. BANCORP
FL
Yes
880
Credit Reporting
On or about XX/XX/year>, I sent a cashier 's check in the amount of {$230.00} to Money Lion Technologies. The details of this transaction are outlined in the attached letter, and it was clearly stated on the money order that if cashed, Money Lion agreed to accept the payment as in full and remove the account XXXX from ...
Credit reporting or other personal consumer reports
2024-07-24
Credit reporting
Incorrect information on your report
Account information incorrect
MoneyLion Inc.
IL
Yes
886
Credit Reporting
Please take a look at the attached letters and ID docs for verification that it is XXXX XXXX XXXX XXXX filing this complaint. The stuff on my credit report is wrong and Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave any written consent to report anything on my consumer reports no consent...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Account status incorrect
Experian Information Solutions Inc.
IL
Yes
890
Credit Reporting
This account XXXX Account number XXXX is only showing on my XXXX report but it should be showing on Experian and XXXX but for some error reasons it's not I have made a complaint and nothing was fixed and now I'm making another one no one have helped
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Information is missing that should be on the report
Experian Information Solutions Inc.
NY
Yes
893
Credit Reporting
XXXX XXXX XXXX Account Number- XXXX To Whom It May Concern, I dispute your claim and I am requesting validation from you pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ) ( FDCPA ). Provide breakdown of fees including how you calculated what you claim I owe. Provide a copy of my signatur...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Improper use of your report
Reporting company used your report improperly
Experian Information Solutions Inc.
TX
Yes
901
Credit Reporting
I disagree with the account listed below which still appears on my credit report, even after your investigation. I would like this item immediately re-investigated. The inaccuracies are highly injurious to my credit score XXXX XXXX XXXX BANK ACCOUNT # XXXX in accordance with The Fair Credit Reporting Act, Public law 91...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Account information incorrect
Experian Information Solutions Inc.
IL
Yes
906
Credit Reporting
I am submitting this complaint myself, and to inform you that I was a victim of an Identity Theft. The fact is, I am disputing again the fraudulent items on my credit file. For some reason, I realized that the three credit bureaus failed to fixed it and I do not believe that these items belongs to me. These items shoul...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Information belongs to someone else
Experian Information Solutions Inc.
NY
Yes
907
Credit Reporting
I'm really not sure what happened. I have mailed off letters to the credit bureaus continuously and thus far I have not gotten a response. My name is XXXX XXXX and I am filing this complaint for falsely reporting misleading information. There is no third party involved. Please review the uploaded letters.
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Personal information incorrect
Experian Information Solutions Inc.
PA
Yes
909
Credit Reporting
I was reviewing my consumer report and noticed these inquiries that does not belong to me.
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
TRANSUNION INTERMEDIATE HOLDINGS, INC.
NJ
Yes
910
Credit Reporting
To Whom It May Concern : I have recently been informed that there is negative information reported by XXXX XXXX XXXX in the file you maintain under my Social Security number. Upon reviewing a copy of my credit report, I see an entry listing that I owe {$320.00}. I challenge the accuracy, compliance and reportability of...
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Improper use of your report
Reporting company used your report improperly
TRANSUNION INTERMEDIATE HOLDINGS, INC.
MA
Yes
915
Credit Reporting
On XX/XX/2018 I received this email from XXXX XXXX, on behalf of XXXX XXXX Good Morning XXXX, Both my XXXX, XXXX XXXX ( XXXX ) along with Associate Director, XXXX XXXX ( XXXX ) are working on your situation with following resolutions : Will be submitting a refund Will be removing you from course as well as grade not im...
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Incorrect information on your report
Account information incorrect
TRANSUNION INTERMEDIATE HOLDINGS, INC.
GA
Yes
922
Debt Collection
I understand the importance of removing any incorrect accounts from my credit report in accordance with FCRA 605B. Could you please take a look at the documents? I've observed that some of the listed accounts seem to be inaccurate, which is worrying to me.
Debt collection
2024-06-11
I do not know
Written notification about debt
Notification didn't disclose it was an attempt to collect a debt
Experian Information Solutions Inc.
MD
Yes
931
Credit Reporting
In accordance with the Fair Credit Reporting act XXXX XXXX Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Improper use of your report
Reporting company used your report improperly
TRANSUNION INTERMEDIATE HOLDINGS, INC.
MD
Yes
934
Credit Reporting
I understand the significance of eliminating any erroneous accounts from my credit report as outlined in FCRA XXXX. I've noticed discrepancies in several listed accounts, which is causing concern.
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Information belongs to someone else
Experian Information Solutions Inc.
NM
Yes
936
Credit Reporting
Recently I looked at a copy of credit report and notice several inaccuracies on my account. This account is hurting my ability to obtain credit. It is my understanding that you will investigate these items for me to ensure accuracy. Here is the items that I am asking you to verify as accurate. XXXX XXXX ACCT # XXXX
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Improper use of your report
Reporting company used your report improperly
Experian Information Solutions Inc.
NV
Yes
938
Credit Reporting
I understand the significance of eliminating any erroneous accounts from my credit report as outlined in FCRA 605B. I've noticed discrepancies in several listed accounts, which is causing concern.
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Information belongs to someone else
Experian Information Solutions Inc.
IL
Yes
948
Credit Reporting
According to my research about FCRA 605, Credit Bureaus are required by law to remove & block any items that are found to be opened due to identity theft. Again, it appears that my credit with you has been compromised, these items being reported are creating a ton of emotional & financial stress which is impacting my a...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Information belongs to someone else
Experian Information Solutions Inc.
FL
Yes
949
Loans
To Whom it May Concern, Thousands of students were scammed by Navient into taking out predatory private loans to attend for profit online schools such as the one I attended, The XXXX XXXX of XXXX. As a matter of fact, The XXXX Institutes were investigated by the Dept. of Education. Because of the numerous claims of fr...
Student loan
2024-05-29
Private student loan
Dealing with your lender or servicer
Problem with customer service
Navient Solutions, LLC.
PA
Yes
950
Credit Card Services
On XXXX XX/XX/XXXX I received in the mail an Ink Business Unlimited Card with a {$20000.00} credit access line. I did NOT apply for the card. I called Chase at XXXX on XX/XX/XXXX and immediately closed the card. I also asked for information pertaining to the application of the card and if the card was sent to any othe...
Credit card
2024-05-28
General-purpose credit card or charge card
Getting a credit card
Sent card you never applied for
JPMORGAN CHASE & CO.
IL
Yes
954
Credit Reporting
I, XXXX XXXX XXXX, affirm my status as a living individual. I am reaching out to address a matter of significant concern regarding my credit report. Upon reviewing the information contained within, I have discovered several discrepancies that I believe require immediate attention. It has come to my attention that certa...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Information belongs to someone else
Experian Information Solutions Inc.
NJ
Yes
965
Credit Reporting
fraudulent accounts in my files with Transunion, XXXX, and XXXX. This information does not relate to any transactions I made. I did not authorize anyone to use my personal information. I hereby exercise my legal rights enacted by The Federal Trade Commission, which explicitly states when a victim files an affidavit it ...
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Incorrect information on your report
Information belongs to someone else
TRANSUNION INTERMEDIATE HOLDINGS, INC.
GA
Yes
966
Credit Reporting
I understand the significance of eliminating any erroneous accounts from my credit report as outlined in FCRA 605B. I've noticed discrepancies in several listed accounts, which is causing concern.
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Incorrect information on your report
Information belongs to someone else
TRANSUNION INTERMEDIATE HOLDINGS, INC.
TX
Yes
967
Credit Reporting
I understand the significance of eliminating any erroneous accounts from my credit report as outlined in FCRA 605B. I've noticed discrepancies in several listed accounts, which is causing concern.
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Incorrect information on your report
Information belongs to someone else
TRANSUNION INTERMEDIATE HOLDINGS, INC.
TX
Yes
968
Credit Reporting
I understand the significance of eliminating any erroneous accounts from my credit report as outlined in FCRA 605B. I've noticed discrepancies in several listed accounts, which is causing concern.
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Incorrect information on your report
Information belongs to someone else
TRANSUNION INTERMEDIATE HOLDINGS, INC.
TX
Yes
969
Credit Reporting
I understand the significance of eliminating any erroneous accounts from my credit report as outlined in FCRA 605B. I've noticed discrepancies in several listed accounts, which is causing concern.
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Incorrect information on your report
Information belongs to someone else
TRANSUNION INTERMEDIATE HOLDINGS, INC.
TX
Yes
972
Credit Reporting
Months ago, I have sent a letter to the three credit bureaus asking them to correct this questionable information, but nothing has changed. I shall take legal action against you because I believe you have not authenticated these things in line with Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) ( A ). This was prev...
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Problem with a company's investigation into an existing problem
Their investigation did not fix an error on your report
TRANSUNION INTERMEDIATE HOLDINGS, INC.
FL
Yes
973
Credit Reporting
According to the Fair Credit Reporting Act ( 15 USC 1681 section 602 ), consumer reporting agencies must handle their significant responsibilities with fairness, impartiality, and respect for consumers ' privacy rights. XXXX, Transunion, and XXXX are such agencies, and as a consumer, I have the right to ensure my priva...
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Improper use of your report
Reporting company used your report improperly
TRANSUNION INTERMEDIATE HOLDINGS, INC.
AZ
Yes
975
Credit Reporting
My credit reports are inaccurate. These inaccuracies are causing creditors to deny me credit. You have the duty to report accurate information about consumers. Please investigate these accounts and inquires and update these accounts accordingly to avoid future litigation.
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Incorrect information on your report
Information belongs to someone else
Experian Information Solutions Inc.
NY
Yes
981
Credit Reporting
This is my several endeavors to tell you that I am a victim of identity theft and I complain to question specific records in my document coming about because of the wrongdoing. The records I am questioning connect with no exchanges acquiring any possession of goods, services or money that I have made or authorized. Ass...
Credit reporting or other personal consumer reports
2024-07-02
Credit reporting
Incorrect information on your report
Information belongs to someone else
TRANSUNION INTERMEDIATE HOLDINGS, INC.
FL
Yes
988
Credit Reporting
In accordance with the fair credit reporting act, the list of accounts XXXX has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 The account bellow have violate my rights. 15 U.S.C 1681 section XXXX. States I have the right to privacy 15 U.S.C 1681 section XXXX A section...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
Experian Information Solutions Inc.
FL
Yes
1,389
Bank Accounts and Services
On XX/XX/XXXX I had a joint checking account and stock account with Merrill lynch on XX/XX/XXXX Merril lynch informed me they would be shutting down my account they said I could close positions. This was not true I was not able to do anything online. Without informing me as they should by email as outlined in their c...
Checking or savings account
2024-07-31
Checking account
Problem with a lender or other company charging your account
Transaction was not authorized
BANK OF AMERICA, NATIONAL ASSOCIATION
MD
Yes
1,390
Credit Card Services
I received an email from XXXX confirming my {$750.00} purchase on a credit card I did not use, I called immediately Bank of America and reported fraud. They investigate but when the merchant confirms the sale ( to some unknown person ) they reject the claim, twice. This is for a Spanish language concert XXXX I dont spe...
Credit card
2024-07-30
General-purpose credit card or charge card
Problem with a purchase shown on your statement
Credit card company isn't resolving a dispute about a purchase on your statement
BANK OF AMERICA, NATIONAL ASSOCIATION
WA
Yes
1,391
Credit Reporting
As per the guidance from the Consumer Financial Protection Bureau ( CFPB ) the documents needed are a picture ID, a bill, and a letter from an advocacy group helping me due to XXXX XXXX XXXX XXXX which falls under trafficking according to XXXX-Debt Final Rule 1002.142 ( b ) ( 4 ) -5 -- 1002.142 ( b ) ( 7 ). I kindly re...
Credit reporting or other personal consumer reports
2024-07-30
Credit reporting
Incorrect information on your report
Information belongs to someone else
ProCollect, Inc.
TX
Yes
1,396
Credit Reporting
There was a billing error on SELECT PORTFOLIO SER Opened : XXXX XXXX, XXXX Balance : {$600000.00} which caused an incorrect late payment report. I had already paid the bill, but the payment was not correctly applied due to a processing error. I have never been late on this account.
Credit reporting or other personal consumer reports
2024-07-30
Credit reporting
Incorrect information on your report
Account information incorrect
SELECT PORTFOLIO SERVICING, INC.
PA
Yes
1,398
Credit Card Services
On XX/XX/XXXX I made a single application for a new Citi Bank Credit Card. I already have 2 business accounts and a personal account with them. The application was denied online so I called in to see why and was told I would get a letter. On XX/XX/XXXX I received a letter stating in part ... '' We're unable to approve ...
Credit card
2024-07-30
General-purpose credit card or charge card
Getting a credit card
Application denied
CITIBANK, N.A.
FL
Yes
1,515
Credit Card Services
I have a government travel card with Citi as a military member. The account was closed over 10 years ago. However, the military requires me to maintain the XXXX account. Every few years I try to get the account reinstated because of training or military missions but I get nothing but back and forth and the run around f...
Credit card
2024-07-29
General-purpose credit card or charge card
Other features, terms, or problems
Problem with customer service
CITIBANK, N.A.
FL
Yes
1,528
Loans
I am writing to file an urgent formal complaint regarding the foreclosure of my property located at XXXX XXXX XXXX XXXX, Fl. As XXXX and XXXX individuals, my spouse and I are in a particularly vulnerable situation, and we respectfully request that you expedite the review of our case. The foreclosure judgment require...
Mortgage
2024-07-29
FHA mortgage
Closing on a mortgage
Closing disclosure or other related disclosures
SELECT PORTFOLIO SERVICING, INC.
FL
Yes
1,549
Debt Collection
I've never heard of AMSHER until I logged into my credit report today [ XXXX XX/XX/year> ]. I filed a dispute against XXXX and provided my RECEIPT showing I paid for the item T-Mobile falsely claimed I owed, as such, XXXX removed the debt from their " original '' debt collector. It's apparent the original debt collec...
Debt collection
2024-07-28
Telecommunications debt
Attempts to collect debt not owed
Debt is not yours
Amsher Collection Services, Inc.
MO
Yes
1,558
Debt Collection
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Louisiana XXXX XX/XX/year> CREDIT MANAGEMENT LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX ] Dear [ XXXX XXXX XXXX ], I am writing to dispute the debt you claim I owe in the amount of [ {$280.00}. I believe your actions regarding this account violate several consumer ...
Debt collection
2024-07-27
Other debt
Written notification about debt
Didn't receive notice of right to dispute
The CMI Group, Inc.
LA
Yes
1,565
Debt Collection
This is my third attempt to investigate into this matter with this company I asked this company for the signed contract. I have yet to receive anything in the mail I have sent everything certified mail asking and I verify my identify.
Debt collection
2024-07-27
Telecommunications debt
Written notification about debt
Didn't receive enough information to verify debt
SUNRISE CREDIT SERVICES, INC
PA
Yes
1,804
Bank Accounts and Services
hey I recently tried to open an account up with US Bank but they are giving me a hard time opening a account up. US Bank states that I cant open up a checking account up with them. I dont have any bad banking history with US Bank or any other bank I am being treated unfairly they didnt give me any specific reason why I...
Checking or savings account
2024-07-26
Checking account
Opening an account
Unable to open an account
U.S. BANCORP
AZ
Yes
1,805
Credit Card Services
Ordered sunglasses from XXXX. Order # ID : XXXX. Sunglasses arrived with XXXX broken lens and my account was charged {$140.00} plus {$9.00} tax. I returned the glasses XXXX day after receiving package and was given a tax credit for the {$9.00}. The merchant charged me a restocking fee of {$140.00}. Now, I have no sun...
Credit card
2024-07-25
General-purpose credit card or charge card
Problem with a purchase shown on your statement
Credit card company isn't resolving a dispute about a purchase on your statement
CITIBANK, N.A.
FL
Yes
1,895
Credit Reporting
I recently looked at my consumers report and noticed several inaccuracies an accounts. These accounts is hurting my ability to obtain credit. It is my understanding that you will investigate these accounts for full accuracy. These are the accounts i am asking you to investigate. 1. ( XX/XX/XXXXXXXX account number XXXX ...
Credit reporting or other personal consumer reports
2024-07-25
Credit reporting
Incorrect information on your report
Account information incorrect
Experian Information Solutions Inc.
MI
Yes
1,931
Credit Card Services
On XX/XX/year> I received a summons in the mail for a lawsuit filed by Velocity Investments in the amount of {$1900.00} against me. They state that i entered into a financial agreement with " XXXXXXXX XXXX XXXX '' which is inaccurate. I have no knowledge of this account in my name ; I have never given authorization for...
Credit card
2024-07-23
General-purpose credit card or charge card
Getting a credit card
Card opened without my consent or knowledge
Velocity Portfolio Group
IN
Yes
1,948
Credit Card Services
On XX/XX/year>, I bought a lamp that was never deliver. I open a dispute immediately since that I have been month discussing the dispute with Citi bank because they resolved the issue on my behave but they continue to reverse the credit. {$1400.00} credit from XX/XX/XXXX was reversed again on XXXX. I will not pay for g...
Credit card
2024-07-20
General-purpose credit card or charge card
Problem with a purchase shown on your statement
Credit card company isn't resolving a dispute about a purchase on your statement
CITIBANK, N.A.
FL
Yes
1,966
Credit Reporting
To Whom It May Concern : I was in the process of applying for new employment and it was brought to my attention that there is some inaccurate information reporting on my credit report.I received a copy of my credit report and to my surprise I saw all these inaccurate items that are not correct. By the way I hope that t...
Credit reporting or other personal consumer reports
2024-06-11
Credit reporting
Improper use of your report
Reporting company used your report improperly
Experian Information Solutions Inc.
AZ
Yes
1,978
Debt Collection
am writing in response to your recent communication regarding the alleged debt associated with the above-referenced account. I have previously disputed the validity of this debt in accordance with my rights under the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). However, I hav...
Debt collection
2024-06-11
I do not know
Attempts to collect debt not owed
Debt was paid
Experian Information Solutions Inc.
NJ
Yes
2,022
Bank Accounts and Services
- on XX/XX/XXXX Logged into my account and noticed that there were a number of fraudulent charges placed on my card. Contacted the bank right away to report my debit card has been compromised. - Each transaction was done at " XXXX '' in different states even though in all the years i have used my account no charge ha...
Checking or savings account
2024-07-24
Checking account
Problem with a lender or other company charging your account
Transaction was not authorized
CITIBANK, N.A.
NY
Yes
2,026
Bank Accounts and Services
There was an unauthorized transaction made on my account ending in XXXX on XXXX to a place named XXXX in XXXX, AL. I informed the bank that this was not me. I reported my card as stolen as soon as I found out. My claim was denied by the bank, and their reason for denying the claim is my card was physically present a...
Checking or savings account
2024-07-24
Checking account
Managing an account
Problem using a debit or ATM card
REGIONS FINANCIAL CORPORATION
AL
Yes
2,041
Credit Card Services
XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX XX/XX/XXXX Mr./Ms. XXXX XXXX XXXX XXXX XXXX Citibank , N.A . XXXX XXXX XXXX XXXX, KY XXXX Sent via XXXX XXXX Return Receipt Dear XXXX, I received your letter dated XX/XX/XXXX. This letter is a direct response to my complaint filed with the Consumer Financial Protection Bureau ( C...
Credit card
2024-07-24
General-purpose credit card or charge card
Other features, terms, or problems
Other problem
CITIBANK, N.A.
VA
Yes
2,043
Loans
Filed for modification and a year later Shell point mortgage gave a tripled amout modification of seven years art which I could not afford. They did not offer mediation or forbearance
Mortgage
2024-07-24
Conventional home mortgage
Struggling to pay mortgage
Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure
Shellpoint Partners, LLC
MD
Yes
2,063
Debt Collection
I have disputed these accounts several times, even years, with no response. When I request debt validation they never respond with the information I request. They are in violation of the FCRA. I have included all the disputes that I have made to them, and despite this they ignore me, how is it possible that they treat ...
Debt collection
2024-07-23
Rental debt
Written notification about debt
Didn't receive notice of right to dispute
FAIR COLLECTIONS & OUTSOURCING, INC.
CA
Yes
2,068
Credit Reporting
Credit Acceptance reported on XX/XX/XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX andn XXXX, XX/XX/XXXX report to XXXX, XXXX, XXXX without consent Violation of 15 U.S.C. 1681 Section 602 : This section of the FCRA emphasizes the importance of accuracy and fairness in credit reporting. The late payment entries on my credit r...
Credit reporting or other personal consumer reports
2024-07-23
Credit reporting
Improper use of your report
Reporting company used your report improperly
CREDIT ACCEPTANCE CORPORATION
FL
Yes
2,073
Debt Collection
This company has sent me letters has tried to contact me numerous amount of times Ive told them that Im not paying because of the fact that I did not even activate the services that they were providing to me because my Devices were not paid off. They still proceeded to put it on my credit when they should have not
Debt collection
2024-07-23
Telecommunications debt
Took or threatened to take negative or legal action
Threatened or suggested your credit would be damaged
Radius Global Solutions LLC
FL
Yes
2,079
Credit Reporting
I've called these companies for a letter so that I my send to XXXX and I have yet to get one
Credit reporting or other personal consumer reports
2024-07-23
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
FC HoldCo LLC
GA
Yes
2,123
Loans
In 2022 we received the XXXX relief forgiveness on our homeloan for XXXX year. Approx {$32000.00} We were told that it would be forgiven or atleast placed at end of loan. Our mortgage company said we qualified for rolling over loan to end of mortgage which would extend our loan. I found out by running my credit chec...
Mortgage
2024-07-25
FHA mortgage
Trouble during payment process
Loan sold or transferred to another company
Freedom Mortgage Company
CA
Yes
2,136
Loans
I contacted MOHELA to discuss lowered monthly payments and they confirmed I would have a lowered monthly payment of around $ XXXX. However, they never actually instituted this new monthly payment delaying a " final '' decision for months. Now, they say I'm behind on payments and I can not even pay on their website. Whe...
Student loan
2024-06-11
Federal student loan servicing
Dealing with your lender or servicer
Received bad information about your loan
MOHELA
IN
Yes
2,139
Loans
Mohela has fraudulent practices. I contacted Mohela in XXXX of last year when I found out repayments would start up again to start the process. During the pandemic I was paying off my student loans, so I am actually near payoff. What was discussed over the phone was not the payment plan I received, mind you late, just ...
Student loan
2024-06-11
Federal student loan servicing
Dealing with your lender or servicer
Trouble with how payments are being handled
MOHELA
DC
Yes
2,143
Credit Reporting
After looking at my credit report. Ive seen an excessive number of hard inquiries that appear to be credit inquiries in which I have not authorized by any company. Ive attempted to reach a resolution with the companies as far as providing documentation of applications with my signature and they have been unable to prov...
Credit reporting or other personal consumer reports
2024-07-24
Credit reporting
Improper use of your report
Credit inquiries on your report that you don't recognize
Westlake Services, LLC
GA
Yes
2,150
Credit Reporting
BANK OF AMERICA FRAUD DEPARTMENT CASE NUMBER : XXXX This is my FIFTH attempt to dispute an account on my credit report that is the result of IDENTITY THEFT. I have summited all the required documents including : XXXX ) POLICE REPORT XXXX ) IDENTITY THEFT REPORT XXXX ) PROOF THAT I WAS UNDER FEDERAL CUSTODY XXXX ) PRO...
Credit reporting or other personal consumer reports
2024-06-12
Credit reporting
Incorrect information on your report
Information belongs to someone else
BANK OF AMERICA, NATIONAL ASSOCIATION
CA
Yes
2,152
Credit Reporting
I filed bankruptcy XXXX XXXX on XX/XX/2022. To this very day on my Experian report, there are about four unsecured creditor accounts that show a status of still being in dispute from over a year ago. These particular accounts should be shown as closed or resolved, and should not be saying under dispute status still ove...
Credit reporting or other personal consumer reports
2024-06-11
Credit reporting
Incorrect information on your report
Account status incorrect
Experian Information Solutions Inc.
OH
Yes
2,159
Credit Reporting
I Applied for XXXX XXXX XXXX XXXX and their denial states " Thank you for applying for XXXX XXXX XXXX XXXX. We are writing to let you know that, unfortunately, we can not approve your application at this time. Reason ( s ) for Our Decision Your FICO score ( see below ) Information About Your FICO Score We obtained yo...
Credit reporting or other personal consumer reports
2024-06-10
Credit reporting
Improper use of your report
Reporting company used your report improperly
Experian Information Solutions Inc.
NC
Yes
2,165
Debt Collection
I called the company to send me documents staying that thry had permission to report on my credit. And I ask them to send me all the documents with my signature and they haven't provided it. And it's been 2 weeks they said they where going to send me a email. From Fair collection and outsourcing.
Debt collection
2024-07-15
Rental debt
Written notification about debt
Didn't receive enough information to verify debt
FAIR COLLECTIONS & OUTSOURCING, INC.
FL
Yes
2,166
Loans
On XX/XX/year> I tried to make a payment to NewRez by Phone and computer to no avail. I was not able to make the payment via internet or by phonr after waiting XXXX hour. My payment was due on the XXXX of every month with a XXXX day Grace period. But recently it cant .be done by computer or phone only by mail and the ...
Mortgage
2024-07-10
Conventional home mortgage
Trouble during payment process
Payment process
Shellpoint Partners, LLC
MO
Yes
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