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44aedbc2_lashcards_about_Mystic_Horse_v__Answer
[Question] bays [Answer]
reddish-brown horses
[]
Flashcards about Mystic Horse v
Answer
http://www.studystack.com/flashcard-330165
0/1438042988458.74_20150728002308-00109-ip-10-236-191-2_728537403_3.json
44aedbc2_lashcards_about_Mystic_Horse_v__Answer
[Question] chestnuts [Answer]
grayish- or reddish-brown horses
[]
Flashcards about Mystic Horse v
Answer
http://www.studystack.com/flashcard-330165
0/1438042988458.74_20150728002308-00109-ip-10-236-191-2_728537403_3.json
44aedbc2_lashcards_about_Mystic_Horse_v__Answer
[Question] paints [Answer]
pintos; horses with irregular spots or markings
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Flashcards about Mystic Horse v
Answer
http://www.studystack.com/flashcard-330165
0/1438042988458.74_20150728002308-00109-ip-10-236-191-2_728537403_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Equilibrium Price [Question]
Price at a point where the amount supplied equals the amount demanded.
[]
Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Law of Demand [Question]
Consumers will generally buy less of a product at a higher price than a lower price; consumers are demanding.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Law of Supply [Question]
The higher the price of a product the more they'll supply & the lower the price the less they'll supply.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Market Economy [Question]
Basic economic decisions are based on the actions of the buyers & sellers.
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Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Price [Question]
Amount of money given or asked for when goods & services are bought or sold.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Shortage [Question]
Temporary under-supply of an item.
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Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Surplus [Question]
Over-supply of an item.
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Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Assets [Question]
Things you own that have value.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Balance Sheet [Question]
Statement listing your assets, liabilities, & net worth.
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Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Cash Flow Statement [Question]
Two part statement listing cash income, cash expense, cash saving, & cash deficit.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Deficit [Question]
Negative cash flow in which monthly cash incomes are less than monthly cash expenses.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Fixed Expenses [Question]
Cash expenses that stay relatively stable.
[]
Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Liabilities [Question]
Amounts you owe to others.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Net Worth [Question]
Total assets minus total liabilities.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Variable Expenses [Question]
Cash expenses that can change a lot from month to month, by choice.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Aptitude [Question]
A natural talent.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Business [Question]
Activities of an individual or group involved in producing and distributing goods & services to customers.
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Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Goods [Question]
Can be physically weighed & measured.
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Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Needs [Question]
Necessary wants; things we must have in order to survive.
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Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Opportunity Cost [Question]
Cost of choosing one things over another.
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Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Resource [Question]
Anything that people can use to make or obtain what they want or need.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Services [Question]
Tasks that people or machines perform.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Wants [Question]
Things we wish we could have.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Capital Resources [Question]
All items, other than natural, used to produce goods & services.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Economic System [Question]
Set of rules by which a nation decides how to distribute its resources to satisfy people's wants.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Entrepreneurship [Question]
The initiation to combine natural, human, & capital resources to produce goods & services.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Human Resources [Question]
People who contribute the physical & mental energy to the production process.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Labor [Question]
Another term for human resources.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Nonrenewable Resources [Question]
Cannot be replaced.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Renewable Resources [Question]
Can be replaced by themselves or by the efforts of others.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Scarcity [Question]
Lack of something that can be used to satisfy the wants of an individual or group; always exists.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Blank Endorsement [Question]
Consists of nothing more than your signature.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Restrictive Endorsement [Question]
Restricts the use of the check so it must be deposited into your account.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Endorsement in Full [Question]
Used to transfer a check to another person.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Outstanding Checks [Question]
Any checks that are written but not cleared.
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Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Reconcile [Question]
To balance your checkbook.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Rule of 72 [Question]
Amount of time it will take for your money to double when place in a savings account at a given interest percentage.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Liquidity [Question]
How quickly and conveniently you can retrieve your money from an investment.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Income [Question]
Money received by you.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Recession [Question]
Period of severe economic decline.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Depression [Question]
Very severe recession that lasts for several years.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] GDP (Gross Domestic Product) [Question]
First economic indicator; dollar value of all final goods & services produced in the United States in a single year.
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Flashcards about Personal Finance.
Question
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[Answer] Inflation [Question]
Second economic indicator; prolonged rise in the level of prices for goods & services that reduces the purchasing power of money.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Unemployment Rate [Question]
Third economic indicator; percentage of the unemployed work force looking for jobs.
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Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] GNP (Gross National Product) [Question]
Replaced by GDP; not only the United States.
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Question
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[Answer] Private Enterprise System [Question]
Most economic resources & business are owned by individuals or groups rather than public businesses.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Competition [Question]
Contest between businesses to win customers.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Profit [Question]
Amount of money left over after a business pays for the cost of producing goods & services.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Social Responsibility [Question]
Businesses act in a responsible & fair way toward their employees & society.
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Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Monopoly [Question]
If there are so few firms selling one kind of product, there is no competition.
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Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Statement Savings Account [Question]
Receives a monthly statement, accessible through ATM's, low interest rates, & easily accessible.
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Flashcards about Personal Finance.
Question
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[Answer] Bonds [Question]
Certifies that you loaned money to the government or a corporation & outlining the terms of payment; are IOU's.
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Question
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[Answer] Mutual Funds [Question]
Professionally managed portfolio's made up of stocks, bonds, & other investments.
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Flashcards about Personal Finance.
Question
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[Answer] Stocks [Question]
Represents ownership of a corporation; stockholders own shares & are entitled to a share of the profits.
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Flashcards about Personal Finance.
Question
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[Answer] 401 (k) [Question]
Retirement plan that allows you to contribute to a savings plan from your pre-tax earnings that your employer may match.
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Flashcards about Personal Finance.
Question
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[Answer] Roth IRA [Question]
Earnings on the account are tax free after five years.
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Question
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[Answer] Yield [Question]
Gaining an amount as a return on an investment.
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Question
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[Answer] Income Tax [Question]
Government charge on earnings or other sources of income.
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Flashcards about Personal Finance.
Question
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[Answer] Social Security Tax (FICA) [Question]
Money raised through this fund is used to pay retirement benefits.
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[Answer] Medicare [Question]
Money is used for health & hospital insurance; people 65 and over.
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Question
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[Answer] Excise Tax [Question]
Hidden or built in tax that is a certain percentage of the price.
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[Answer] Tariff [Question]
Tax on imported goods that are collected by the federal government.
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Question
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[Answer] Federal Income Tax [Question]
All individuals pay this on wages & salaries; withheld from your check.
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Question
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[Answer] State Income Tax [Question]
Different branch of government gets your money.
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[Answer] City Income Tax [Question]
Goes to the city you live in.
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[Answer] General Sales Tax [Question]
Varies from state to state; doesn't affect the price of food.
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[Answer] Property Tax [Question]
Local government gets most of the money for items owned by people or businesses.
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Estate & Inheritance Tax [Question]
Left at the time of someone's death.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Gift Tax [Question]
Tax on things you receive from others; can't give money away without being taxed.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Progressive Tax [Question]
Impose a higher percentage rate of tax on people with higher incomes.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Tax Base [Question]
Item or activity that is the source of the tax.
[]
Flashcards about Personal Finance.
Question
http://www.studystack.com/flashcard-627285
0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Collateral [Question]
Property offered & pledged to secure repayment of a loan & subject to seizure should the borrower default.
[]
Flashcards about Personal Finance.
Question
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0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Capital [Question]
Measure of your financial worth.
[]
Flashcards about Personal Finance.
Question
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0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Capacity [Question]
Income available to make repayment.
[]
Flashcards about Personal Finance.
Question
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0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Character [Question]
Involves your honesty & reliability in meeting financial responsibilities.
[]
Flashcards about Personal Finance.
Question
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0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Real Estate [Question]
Protection against inflation; more in the past.
[]
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Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Certificate of Deposit (CD) [Question]
Restricted access to your money, withdrawal penalty if passed expiration date, no risk, no fees, higher interest, & simple.
[]
Flashcards about Personal Finance.
Question
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0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
0f14e823_hcards_about_Personal_Finance___Question
[Answer] Bankruptcy [Question]
Legal process to get out of debt when you can no longer make all of your required payments.
[]
Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Capital Gain [Question]
Profit from sale of capital assets such as stocks, bonds, & real estate are tax deferred.
[]
Flashcards about Personal Finance.
Question
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0f14e823_hcards_about_Personal_Finance___Question
[Answer] Compound Interest [Question]
Calculated on the combined total of the original sum borrowed & the interest it has already accrued.
[]
Flashcards about Personal Finance.
Question
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0/1438042988458.74_20150728002308-00184-ip-10-236-191-2_744315561_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Regulates other endocrine glands [Question]
Pituitary Gland
[]
Flashcards about Ch 1-3 Psy Review
Question
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Regulates fear, thirst, sex-drive, aggression [Question]
Hypothalamus
[]
Flashcards about Ch 1-3 Psy Review
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aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Connects left and right hemispheres of brain [Question]
Corpus Callosum
[]
Flashcards about Ch 1-3 Psy Review
Question
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Controls complex thoughts, stores memories [Question]
Cerebral Cortex
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Question
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aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Relays info from sensory organs to cerebral cortex [Question]
Thalamus
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Flashcards about Ch 1-3 Psy Review
Question
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Forms long-term memories, helps remember, plays role in emotions [Question]
Hippocampus
[]
Flashcards about Ch 1-3 Psy Review
Question
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Controls balance, maintains muscle coordination [Question]
Cerebellum
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Flashcards about Ch 1-3 Psy Review
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aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Nerves running from hindbrain through midbrain to cerebral cortex, controlling arousal and attention [Question]
Recticular Formation
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Flashcards about Ch 1-3 Psy Review
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Responsible for fear responses and memory of fear [Question]
Amygdala
[]
Flashcards about Ch 1-3 Psy Review
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Nerves cross from one side of the body to the opposite side of the brain [Question]
Medulla
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Flashcards about Ch 1-3 Psy Review
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Relays messages between the cerebellum and cortex... Sleep and dreaming [Question]
Pons
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Flashcards about Ch 1-3 Psy Review
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Touch, temp, body position [Question]
Parietal Lobes
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Flashcards about Ch 1-3 Psy Review
Question
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Auditory, language [Question]
Temporal Lobes
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Flashcards about Ch 1-3 Psy Review
Question
http://www.studystack.com/flashcard-168215
0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Planning, personality, memory storage, complex decision making [Question]
Frontal Lobes
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Flashcards about Ch 1-3 Psy Review
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Processes visual info from eyes [Question]
Occipital Lobes
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Flashcards about Ch 1-3 Psy Review
Question
http://www.studystack.com/flashcard-168215
0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json
aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] "Rind", outer-covering packed of neurons [Question]
Cortex
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Flashcards about Ch 1-3 Psy Review
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aedabc76_hcards_about_Ch_1_3_Psy_Review__Question
[Answer] Processes info globally, emotional expression, spatial perception, face recognition (as well as patterns, melodies and emotions) [Question]
Right Cerebral Hemisphere
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0/1438042988061.16_20150728002308-00041-ip-10-236-191-2_723642391_3.json