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+{"id": "0b7d0a2f759f-0", "text": "DISCOVERY INSURE\nQuick Guide", "source": "/tmp/tmp1q0z7knu"}
+{"id": "eff67b0d7f65-0", "text": "Please refer to the Plan Guide, Benefit Limit Annexure and Excess Annexure for a comprehensive understanding and explanation of the difference between each plan.Plan Comparison\nKEY SELLING FEATURES\nREWARDS FOR DRIVING WELL Essential Plan Classic Plan Purple Plan\nFuel Rewards OR Drive your Discount\nInsure Funder Account (only available with Fuel Rewards option)\nYoung Adult benefit (only available with the Fuel Rewards option)\nVitality Active Rewards\n0% anniversary increase for Diamond drivers\nTiger Wheel & Tyre discount Up to 20% Up to 20% Up to 20%\nDiscounted car servicing and maintenance with Bosch Up to 20% Up to 20% Up to 20%\nDiscounted car servicing and maintenance with Bosch and Motus \nfor clients with Discovery Insure Vehicle WarrantyUp to 100% Up to 100% Up to 100%\nDiscounted car seats Up to 50% Up to 50% Up to 50%\nDrive Me 10% off with Uber.25% off with Drive Me partners  \n(Uber, Road Trip and Scooter Angels).25% off with Drive Me  partners  \n(Uber, Road Trip and Scooter Angels).\nSAFETY FEATURES Essential Plan Classic Plan Purple Plan\nImpact Alert\nFind my vehicles\nVehicle panic button \nWeather warnings\nCrowd Search SVR\nMotion Alert* \nVEHICLE COVER\nNo excess if an accident was caused by an insured third party\nNo excess in the event of theft-related and weather-related claims\nExcess flexibility \nWrite-off accelerator Optional Optional Optional\n* Motion Alert is only available on the Crowd Search Sensor", "source": "/tmp/tmp1q0z7knu"}
+{"id": "2d9079cf6f75-0", "text": "BUILDING COVER\nNo excess in the event of weather-related claims\nExcess flexibility\nHome Assist\nHome Protector\nHOUSEHOLD CONTENTS COVER\nNo excess in the event of theft (forced entry) and weather-related claims\nExcess flexibility \nHome Assist\nHome Protector\nNo-average guarantee\nOnline Vault\nAll risk cover\nEmbedded portable possessions cover\nPORTABLE POSSESSIONS COVER\nExcess flexibility \nOnline Vault\nEstimated maximum loss\nMy Jeweller\nFlexible portable possessions cover\nUNIQUE SERVICE FEATURES\nAuto Claims\nClaims View\nFast Track claims\nPersonalised service\nXpress Repairs\nInstant Cover\nCellphone upgrade benefit\nLegal support benefitRetail value booster Optional Optional Optional\nCar hire for up to 30 days, including optional Uber benefits Optional\nRetail value for keys, locks and remote controls\nReplacement value of new car of similar make and model if the  \ncar is less than 24-months old from the date of first registration", "source": "/tmp/tmp1q0z7knu"}
+{"id": "c925abe07920-0", "text": "Clients have the flexibility to choose added benefits according to their unique circumstances because of the comprehensive \ninsurance offered by Discovery Insure. These optional benefits are available in five sections of cover: vehicles, household \ncontents, buildings, portable possessions and personal liability cover.\nBelow is a summary of the different optional benefits available for each plan type.Optional Benefits\nYou can access the detailed  \nOptional benefits document here.\nDISCOVERY INSURE\u2019S OPTIONAL BENEFITS, AVAILABLE TO ALL CLIENTS AT AN ADDITIONAL MONTHLY PREMIUM\nThe Vitality Drive programmeThe Vitality Drive programme is an optional benefit on the Purple, Classic and Essential Plans. Once the Vitality Drive programme is selected, clients must \ninstall a Vitality Drive telematics device, which measures and provides feedback on driving behaviour.\nReward optionsVitality Drive has two reward options to choose from. Your clients will either be able to join the Vitality Drive Fuel \nRewards option and earn up to R1,500 of their fuel spend back each\u00a0month and have access to additional benefits \nand safety features, or they can join Vitality Drive through Drive your Discount and get an upfront\u00a0and ongoing vehicle \npremium discount of up to 20%.\nYoung Adult benefit optionThis benefit is optional for drivers younger than 26 on the Fuel Rewards option. Young adults will have their Rewards \nFund balances (25% of their car insurance premium plus up to R200 a month based on driving behaviour) paid into their \nspecified bank account at the end of the six-month cycle in addition to receiving monthly Fuel Rewards. The Young Adult \nbenefit is available\u00a0on the Purple, Classic and Essential Plans (on the Fuel Rewards option only).\nTelematics devicesThe following telematics devices are available\u00a0for every car on the Classic, Purple and Essential Plans:", "source": "/tmp/tmp1q0z7knu"}
+{"id": "c925abe07920-1", "text": "Vitality Drive Sensor, a smartphone-enabled device that\u00a0offers the latest telematics technology with immediate  \ndriver behaviour feedback.\n  Crowd Search Sensor, a smartphone-enabled device that includes additional safety features such as advanced \nstolen-vehicle tracking and recovery technology at an additional cost of R115 a month.\n  Standalone DQ-Track for clients who don\u2019t have a compatible smartphone. It includes stolen-vehicle tracking and \nrecovery at an additional cost of R115 a month.\nPremiumWith effect from July 2020, the Vitality Drive premium will be:\n  R75.50 for clients on the Essential Plan.\n  R92.50 for clients on the Classic or Purple Plans.", "source": "/tmp/tmp1q0z7knu"}
+{"id": "f53ca4cafeb5-0", "text": "Excess flexibility Clients have complete flexibility in choosing an excess that meets their needs, including a R0 excess. \nVehicles Essential Plan Classic Plan Purple Plan\nCar hire for up to 30 days, including optional Uber \nbenefits\nCar hire for up to 60 days, including optional Uber \nbenefitsCar hire for up to 60 days, including optional Uber \nbenefitsCar hire for up to 60 days, including optional Uber \nbenefits\nCar hire: Car type upgrade Car hire: Car type upgrade Car hire: Car type upgrade\nCredit shortfall of up to R150 000 Credit shortfall of up to R250 000 Credit shortfall of up to R250 000\nWrite-off accelerator at 40% or 50% Write-off accelerator at 40% or 50% Write-off accelerator at 40% or 50%\nRetail value booster at 15% or 25% Retail value booster at 15% or 25% Retail value booster at 15% or 25%\nDiscovery Insure Vehicle Warranty Discovery Insure Vehicle Warranty Discovery Insure Vehicle Warranty\nHousehold contents Additional accidental damage cover, (including power \nsurge) up to 10% of the sum insuredAdditional accidental damage cover, (including power \nsurge) up to 20% or up to 100% of the sum insured. \n60 days' unoccupied cover 60 days' unoccupied cover 60 days' unoccupied cover\nAdditional goods in the open cover, up to R100 000 Additional goods in the open cover, up to R100 000 Additional goods in the open cover, up to R100 000\nComprehensive subsidence and landslip cover Comprehensive subsidence and landslip cover Comprehensive subsidence and landslip cover\nWorldwide portable possessions cover, up to 20% of \nthe sum insured (with a maximum R150,000 per item,", "source": "/tmp/tmp1q0z7knu"}
+{"id": "f53ca4cafeb5-1", "text": "the sum insured (with a maximum R150,000 per item, \npair or set)\nBuildings 60 days' unoccupied cover 60 days' unoccupied cover 60 days' unoccupied cover\nComprehensive subsidence and landslip cover Comprehensive subsidence and landslip cover Comprehensive subsidence and landslip cover\nPipes and water heating systems wear-and-tear cover Pipes and water heating systems wear-and-tear cover \nPortable possessionsGeneral clothing and personal effects General clothing and personal effectsGeneral clothing and personal effects up to R150 000 \nper item, pair or set \nSpecified items cover Specified items cover Specified items cover\nMy Jeweller for specified jewellery My Jeweller for specified jewellery My Jeweller for specified jewellery\nEstimated maximum loss Estimated maximum loss Estimated maximum loss\nPersonal liability Option to buy up to R20 million Option to buy up to R50 million\nRCK_93797IN_23/01/2023_V1Discovery Insure Ltd is a licenced non-life insurer and an authorised financial services provider. Registration number 2009/011882/06. Product rules, terms and conditions apply. Full product details including limitations can be found on our \nwebsite, www.discovery.co.za or you can call 0860 751 751.", "source": "/tmp/tmp1q0z7knu"}
+{"id": "9c33f2fa8eed-0", "text": "ESSENTIAL\nPLAN\nComprehensive car and home insurance with \nunique driving rewards and safety features\nDISCOVERY INSURE  | 2022", "source": "/tmp/tmp8yopxzn9"}
+{"id": "289c3a9ac63d-0", "text": "Essential Plan\nThe Essential Plan gives you comprehensive vehicle \nand home insurance. The Vitality Drive programme \nrewards you for driving well and provides state-of-\nthe-art safety features. \nOur unique service features speed up the claims \nprocess, keep you informed throughout and enable \nyou to actively manage your plan. \n  Get up to 25% \nof your  fuel spend back every month for driving \nwell.\n  Impact Alert \ngets you immediate emergency assistance if we \ndetect a severe impact to your car, even if we can\u2019t \nget hold of you.\n  No excess   \nif an accident is caused by an insured third party.\n  Get up to 10% off Uber trips  \nany time of the day.\nDISCOVERY INSURE\n01\nESSENTIAL PLAN | 2022", "source": "/tmp/tmp8yopxzn9"}
+{"id": "b1ca481e36c5-0", "text": "Vehicle cover\nNO EXCESS\nIn the event of an accident being \ncaused by an insured third party.\nEXCESS FLEXIBILITY\nChoose your own excess to meet  \nyour needs.\nWRITE-OFF ACCELERATOR*\nChoose to write your car off  \nat a lower damage level.RETAIL VALUE BOOSTER*\nChoose to get an additional 15% or 25% \nwhen your car is stolen or written off.\nCAR HIRE OR UBER*\nGet optional car hire cover, or  \nchoose to use Uber services instead,  \nwhile your vehicle is being repaired.\nEMERGENCY ROADSIDE  \nASSISTANCE  \nIncluding Direction Assist and  \nTrip Monitor. * Optional benefitGET OPTIONAL VEHICLE WARRANTY COVER \nComprehensive, market-leading mechanical breakdown and electrical \nfailure cover for 36 critical vehicle components, including:\n  Peace of mind ensured by unlimited vehicle part cover and a flat excess \n  Embedded wear-and-tear cover for insured components\n  One simple product with a personalised premium to reflect your own risk \n  Unique Vitality Drive car servicing discounts to reward you for driving well.\nDISCOVERY INSURE\nESSENTIAL PLAN | 2022\n02", "source": "/tmp/tmp8yopxzn9"}
+{"id": "1854a2f1a9b5-0", "text": "Home cover\nEXCESS FLEXIBILITY  \nChoose your own excess to meet your specific needs.\nHOME ASSIST  \nEmergency plumbing, electrical and locksmith services.\nHOME PROTECTOR  \nEmergency security and alternative accommodation.\nNO-AVERAGE GUARANTEE  \nComplete an inventory assessment and know that  \nyour home contents are assessed and insured correctly.\nONLINE VAULT  \nStore important documents, proof of ownership and \nvaluation certificates online.\n ESTIMATED MAXIMUM LOSS  \nManage your portable possessions cover and premium.\nMY JEWELLER**\nChoose to repair or replace your specified jewellery at \nyour preferred provider.\n* Optional benefit\nDISCOVERY INSURE\n03\nESSENTIAL PLAN | 2022", "source": "/tmp/tmp8yopxzn9"}
+{"id": "5334ef336c93-0", "text": "Unique service features\nAUTO CLAIMS\nSubmit your geyser, vehicle glass, \ncellphone, and electronic equipment \nclaims to our automated claims agent \nonline or on your smartphone to have \nyour claims approved within minutes.CLAIMS VIEW\nView the progress of your \nclaims online with real-time \nupdates.\nFAST TRACK CLAIMS\nWe process your specified lost or \nstolen cellphone claims within 48 \nhours.LEGAL SUPPORT BENEFIT \nGet affordable online or telephonic \naccess to an array of top-quality legal \nsupport services.\nINSTANT COVER\nAdd new vehicles and portable \npossessions to your plan instantly and \neasily on your smartphone.\nXPRESS REPAIRS\nSubmit your car\u2019s minor damage \nclaim on our website or on your \nsmartphone and we\u2019ll repair it \nwithin five working days of starting \nthe repair. If not, the next month\u2019s \npremium for the damaged car will be \nreimbursed.\nDISCOVERY INSURE\n04\nESSENTIAL PLAN | 2022", "source": "/tmp/tmp8yopxzn9"}
+{"id": "21fcb739c9aa-0", "text": "Rewards for driving well\nVitality Drive is Discovery Insure\u2019s unique driver behaviour programme that rewards you for driving well\nINSURE FUNDER ACCOUNT (IFA)\nDouble the value of your fuel cash back by paying it \ninto your Insure Funder Account.\nUse your Insure Funder Account to:\n  Build up funds to cover your vehicle excess in the \nevent of a claim \n Fund any car or car hire claim excess\n  Fund up to 100% of your tyre spend at Tiger  \nWheel & Tyre.\nGet up to 25% , with a maximum of R750, \nof your bp and Shell fuel spend and Gautrain \nspend back every month for driving well.FUEL CASH BACK\nDISCOVERY INSURE\n05\nESSENTIAL PLAN | 2022", "source": "/tmp/tmp8yopxzn9"}
+{"id": "8a52cbe10e09-0", "text": "When you achieve your drive goal, you will earn a \nplay on the Vitality Active Rewards gameboard  \nwhere you will be able to flip a tile to reveal Discovery \nMiles. You can spend your Discovery Miles on coffees, \nsmoothies, meals, and entertainment - or save them for \nhigher value rewards like shopping, travel and holiday \nvouchers. Drive well to reach your personalised, weekly drive goal  \nand close your drive ring. \nRewards  for driving well\nVITALITY ACTIVE REWARDS\nGet rewarded for meeting your weekly Vitality Active Rewards drive goals.OTHER REWARDS AND BENEFITS \nGUARANTEED 0% RENEWAL INCREASE\nIf you earn Diamond Vitality Drive status a set number of times in a \nyear and are claim-free, you qualify for a 0% renewal increase on \nyour comprehensive car insurance premium.\nDISCOUNTED CHILD CAR SEATS\nUp to 50%  discount on a wide range of child car seats  \nfrom Toys R Us and Born Fabulous every year.\nTIGER WHEEL & TYRE DISCOUNTS\nUp to 20% off tyre purchases at Tiger Wheel & Tyre.\nDISCOUNTED CAR MAINTENANCE\nUp to 20% discount on your car service and maintenance  \ncosts at Bosch.\nUBER DISCOUNT\nUp to 10% off Uber trips and up to 25% off other drive-me-home \nservices, any time of the day.\nDISCOVERY INSURE\n06\nESSENTIAL PLAN | 2022", "source": "/tmp/tmp8yopxzn9"}
+{"id": "4d41eff377ff-0", "text": "Safety features\nIMPACT ALERT  \nGet immediate emergency \nassistance if we detect a \nsevere impact to your car, \neven if we can\u2019t get hold  \nof you.\nWEATHER WARNINGS\nGet warnings of imminent  \nbad weather.*\n* Weather information is \nprovided by South African \nWeather Services.\nFIND MY VEHICLES\nFind your vehicles  \nin real time.\nVEHICLE PANIC BUTTON\nGet immediate emergency  \nassistance through your phone.When you install a Vitality Drive Sensor in your insured vehicle,  \nyou will benefit from a range of state-of-the-art safety features.\nYOU ALSO GET ADDITIONAL SAFETY FEATURES WITH THE CROWD SEARCH SENSOR:\n  Enhanced stolen-vehicle recovery \n  In the event of theft of your vehicle, contact our call centre to initiate the \nrecovery services. The device in your vehicle will connect to our wireless \nnetwork to alert Discovery Insure of the vehicle\u2019s location, facilitating  \nits recovery.  Motion Alert \n  Identifies when the primary driver\u2019s phone is not in the vehicle at the \ntime the vehicle is moving, alerting you to possible theft.\nDISCOVERY INSURE\nESSENTIAL PLAN | 2022\n07", "source": "/tmp/tmp8yopxzn9"}
+{"id": "46b779600b9b-0", "text": "How to get started on Vitality DriveHow to get started on Vitality Drive\nFollow these simple steps to start earning up to 25% of your fuel spend back:\nINSTALL YOUR   \nVITALITY DRIVE SENSOR\nInstall your Vitality Drive Sensor at your nearest Tiger Wheel \n& Tyre or Discovery Drive Centre and download the Discovery \nInsure app to start measuring your driving behaviour.\nLINK YOUR   \nVITALITY DRIVE CARD\nLink your Vitality Drive and Gautrain swift cards on the  \nDiscovery app or www.discovery.co.za.\nSWIPE YOUR   \nVITALITY DRIVE CARD\nSwipe your Vitality Drive card when you fill up at a \nparticipating bp or Shell service station. You will also  \nearn cash back on your Gautrain spend.\nDISCOVERY INSURE\n08\nESSENTIAL PLAN | 2022", "source": "/tmp/tmp8yopxzn9"}
+{"id": "867eddecb23c-0", "text": "How to earn  and maximise your fuel cash back\nMAXIMISE YOUR VITALITY DRIVE POINTS AND GET TO THE HIGHEST VITALITY DRIVE \nSTATUS PERCENTAGE\nYou can earn up to 3,000 Vitality Drive points every month and earn a Vitality Drive status based on those points.  \nAs you earn more Vitality Drive points, you will progress through the statuses and qualify for a higher fuel cash back. \nPlus, you can double your monthly Vitality Drive status percentage by adding at least R300,000 of home insurance \n(household contents, buildings or both) to your plan.YOUR MONTHLY FUEL CASH  \nBACK IS CALCULATED AS  \nFOLLOWS:MAXIMISE YOUR VITALITY DRIVE POINTS AND GET TO THE HIGHEST CASH-BACK PERCENTAGE\nYou can earn up to 3,000 Vitality Drive points every month and earn a Vitality Drive status based on \nthose points. As you earn more Vitality Drive points, you will progress through the statuses and qualify \nfor a higher fuel cash back. \nPlus, you can double your monthly fuel cash back percentage by adding at least R250,000 of home \ninsurance (household contents, buildings or both) to your plan.\nVitality Drive \nstatusVitality Drive \npointsFuel cash back percentage\nCar insurance only Car and home insurance\nBlue 0 to 799 1.875% 3.75%Bronze 800 to 1,499 3.75% 7.5%Silver 1,500 to 2,199 5% 10%Gold 2,200 to 2,599 10% 20%Diamond 2,600 to 3,000 12.5% 25%\nVitality Drive status %", "source": "/tmp/tmp8yopxzn9"}
+{"id": "867eddecb23c-1", "text": "Vitality Drive status %\nVitality Drive pointsThe lower of\nFuel spend\nVitality Drive status Vitality Drive pointsVitality Drive status %\nCar insurance only Car and home insurance\nBlue 0 to 799 1.25% 2.5%\nBronze 800 to 1,599 2.5% 5%\nSilver 1,600 to 2,199 5% 10%\nGold 2,200 to 2,499 8.75% 17.5%\nDiamond 2,500 to 3,000 12.5% 25%\nFUEL CASH BACK\nDISCOVERY INSURE\n09\nESSENTIAL PLAN | 2022", "source": "/tmp/tmp8yopxzn9"}
+{"id": "61ef5e5db1d1-0", "text": "Driving Profile Up to 1,800 Vitality Drive points\nDistance points Up to  300 Vitality Drive points\nNight-time driving points Up to  300 Vitality Drive points\nClaim-free years Up to  300 Vitality Drive points\nAnnual MultiPoint check Up to 300 Vitality Drive pointsHow to earn up to 3,000  \nVitality Drive points every month\nYou can earn Vitality Drive points for driving well, improving your driver behaviour and by making sure your vehicles are safe to drive.  \nAccelerating smoothly\nBraking smoothly\nCornering smoothly\nDriving within the speed limit\nNot using your cellphone while \ndriving.MAXIMISING YOUR DRIVING PROFILE BY DRIVING WELL EVERY DAY\nYour daily Drive points will bank towards your monthly Driving Profile,  \nup to 1,800 points a month60 Drive points are allocated to \nyou at the start of each dayMaintain your daily Drive points \nbalance by driving well everyday by:\nDriving behaviour  \nover 30 daysVitality Drive points1,800UP TO\n60 Drive points  \nallocated per day\n60\n60\nDISCOVERY INSURE\n10\nESSENTIAL PLAN | 2022", "source": "/tmp/tmp8yopxzn9"}
+{"id": "4a75377e9561-0", "text": "This brochure is  \na summary \nof the benefits offered by Discovery \nfor car and home insurance. Speak to \nyour financial adviser about the full \nrange of Discovery Insure products \nor visit \nDiscovery Insure Ltd is a licenced non-life insurer and an authorised financial services provider. Registration number 2009/011882/06. Product rules, terms and conditions apply. Full product details including limitations \ncan be found on our website, www.discovery.co.za or you can call 0860 751 751.\nRCK_90764IN_20/09/2022_V14\nDISCOVERY INSURE", "source": "/tmp/tmp8yopxzn9"}
+{"id": "45aff56c4079-0", "text": "CLASSIC\nPLAN\nComprehensive car and home insurance with \nunique driving rewards and safety features\nDISCOVERY INSURE  | 2022", "source": "/tmp/tmpf4v8cadr"}
+{"id": "a5f075d009fc-0", "text": "Classic Plan\nThe Classic Plan gives you comprehensive insurance \ncover for your vehicles, household and portable \npossessions at highly competitive rates. The Vitality \nDrive programme rewards you for driving well and \nprovides state-of-the-art safety features. \nOur unique service features speed up the claims \nprocess, keep you informed throughout and  \nenable you to actively manage your plan. \n  Get up to 50% \nof your  fuel spend back every month for driving \nwell.\n         Impact Alert \ngets you immediate emergency assistance if we \ndetect a severe impact to your car, even if we  \ncan\u2019t get hold of you.\n  No excess   \nfor theft- and weather-related claims, or if an \naccident is caused by an insured third party.\n   Get up to 25% off Uber trips  \nany time of the day.\nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n01", "source": "/tmp/tmpf4v8cadr"}
+{"id": "b1ab57af4a1e-0", "text": "Vehicle cover\nNO EXCESS  \nIn the event of:\n Theft-related claims\n Weather-related claims\n  An accident being caused  \nby an insured third party.\nEXCESS FLEXIBILITY\nChoose your own excess to meet  \nyour needs.\nWRITE-OFF ACCELERATOR*\nChoose to write your car off  \nat a lower damage level.RETAIL VALUE BOOSTER*\nChoose to get an additional 15% or \n25% when your car is stolen or written \noff.\nCAR HIRE OR UBER\nUp to 30 days\u2019 car hire, or choose  \nto use Uber services instead, while \nyour vehicle is being repaired.\nEMERGENCY ROADSIDE  \nASSISTANCE  \nIncluding Direction Assist and  \nTrip Monitor.* Optional benefitGET OPTIONAL VEHICLE WARRANTY COVER \nComprehensive, market-leading mechanical breakdown and electrical \nfailure cover for 36 critical vehicle components, including:\n  Peace of mind ensured by unlimited vehicle part cover and a flat excess \n  Embedded wear-and-tear cover for insured components\n  One simple product with a personalised premium to reflect your own \nrisk \n  Unique Vitality Drive car servicing discounts to reward you for driving \nwell.\nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n02", "source": "/tmp/tmpf4v8cadr"}
+{"id": "781ff468cc2c-0", "text": "* Optional benefit\nHome cover\nNO EXCESS \nIn the event of:\n Theft (forced entry) claims\n Weather-related claims.\nEXCESS FLEXIBILITY  \nChoose your own excess to meet your needs.\nHOME ASSIST  \nEmergency plumbing, electrical and locksmith services.\nHOME PROTECTOR  \nEmergency security and alternative accommodation.\nONLINE VAULT  \nStore important documents, proof of ownership and \nvaluation certificates online.\n ESTIMATED MAXIMUM LOSS  \nManage your portable possessions cover and premium.\nMY JEWELLER*\nChoose to repair or replace your specified jewellery at \nyour preferred provider.\nNO-AVERAGE GUARANTEE  \nComplete an inventory assessment and know that your \nhome contents are assessed and insured correctly.\nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n03", "source": "/tmp/tmpf4v8cadr"}
+{"id": "ef72a8e89d5c-0", "text": "Unique service features\nAUTO CLAIMS\nSubmit your geyser, vehicle glass, \ncellphone, and electronic equipment \nclaims to our automated claims agent \nonline or on your smartphone to have \nyour claims approved within minutes.CLAIMS VIEW\nView the progress of your \nclaims online with real-time \nupdates.\nFAST TRACK CLAIMS\nWe process your specified lost or \nstolen cellphone claims within  \n48 hours.LEGAL SUPPORT BENEFIT \nGet affordable online or telephonic \naccess to an array of top-quality legal \nsupport services.\nINSTANT COVER  \nAdd new vehicles and portable \npossessions to your plan instantly and \neasily on your smartphone.\nXPRESS REPAIRS\nSubmit your car\u2019s minor damage claim \non our website or your smartphone \nand we\u2019ll repair it within five working \ndays of starting the repair. If not, \nthe next month\u2019s premium for the \ndamaged car will be reimbursed.\nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n04", "source": "/tmp/tmpf4v8cadr"}
+{"id": "1b08d319ed28-0", "text": "Rewards for driving well\nVitality Drive is Discovery Insure\u2019s unique driver behaviour programme that rewards you for driving well\nINSURE FUNDER ACCOUNT (IFA)\nDouble the value of your fuel cash back by paying it \ninto your Insure Funder Account.  \nUse your Insure Funder Account to:\n  Build up funds to cover your vehicle excess in the \nevent of a claim\n Fund any car or car hire claim excess\n  Fund up to 100% of your tyre spend  \nat Tiger Wheel & Tyre.\nGet up to 50%, with a maximum of R1,500, \nof your bp and Shell fuel spend and Gautrain \nspend back every month for driving well.FUEL CASH BACK\nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n05", "source": "/tmp/tmpf4v8cadr"}
+{"id": "580c67f35dc2-0", "text": "OTHER REWARDS AND BENEFITS Rewards  for driving well\nWhen you achieve your drive goal, you will earn a \nplay on the Vitality Active Rewards gameboard  \nwhere you will be able to flip a tile to reveal Discovery \nMiles. You can spend your Discovery Miles on coffees, \nsmoothies, meals, and entertainment - or save them for \nhigher value rewards like shopping, travel and holiday \nvouchers. VITALITY ACTIVE REWARDS\nGet rewarded for meeting your weekly Vitality Active Rewards drive goals.\nDrive well to reach your personalised, weekly drive goal  \nand close your drive ring. \nGUARANTEED 0% RENEWAL INCREASE\nIf you earn Diamond Vitality Drive status a set number of times in a \nyear and are claim-free, you qualify for a 0% renewal increase on \nyour comprehensive car insurance premium.\nDISCOUNTED CHILD CAR SEATS\nUp to 50%  discount on a wide range of child car seats  \nfrom Toys R Us and Born Fabulous every year.\nTIGER WHEEL & TYRE DISCOUNTS\nUp to 20% off tyre purchases at Tiger Wheel & Tyre.\nDISCOUNTED CAR MAINTENANCE\nUp to 20% discount on your car service and maintenance  \ncosts at Bosch.\nUBER DISCOUNT\nUp to 25% off Uber trips and other drive-me-home  \nservices, any time of the day.\nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n06\n06\nDISCOVERY INSURE", "source": "/tmp/tmpf4v8cadr"}
+{"id": "8ea2639ac62a-0", "text": "Safety features\nFIND MY VEHICLES\nFind your vehicles in real time.VEHICLE PANIC BUTTON\nGet immediate emergency  \nassistance through your phone.WEATHER WARNINGS\nGet warnings of imminent  \nbad weather.*\n* Weather information is \nprovided by South African \nWeather Services.IMPACT ALERT  \nGet immediate emergency \nassistance if we detect a \nsevere impact to your car, \neven if we can\u2019t get hold  \nof you.\nWhen you install a Vitality Drive Sensor in your insured vehicle,  \nyou will benefit from a range of state-of-the-art safety features.\nYOU ALSO GET ADDITIONAL SAFETY FEATURES WITH THE CROWD SEARCH SENSOR:\n  Enhanced stolen-vehicle recovery \n  In the event of theft of your vehicle, contact our call centre to initiate the \nrecovery services. The device in your vehicle will connect to our wireless \nnetwork to alert Discovery Insure of the vehicle\u2019s location, facilitating  \nits recovery.  Motion Alert \n  Identifies when the primary driver\u2019s phone is not in the vehicle at the \ntime the vehicle is moving, alerting you to possible theft.\nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n07", "source": "/tmp/tmpf4v8cadr"}
+{"id": "b9d7b4137d1f-0", "text": "How to get started on Vitality DriveHow to get started on Vitality Drive\nFollow these simple steps to start earning up to 50% of your fuel spend back:\nINSTALL YOUR   \nVITALITY DRIVE SENSOR\nInstall your Vitality Drive Sensor at your nearest Tiger \nWheel & Tyre or Discovery Drive Centre and download  \nthe Discovery Insure app to start measuring your  \ndriving behaviour.\nLINK YOUR   \nVITALITY DRIVE CARD\nLink your Vitality Drive and Gautrain Swift cards on the \nDiscovery app or www.discovery.co.za.\nSWIPE YOUR   \nVITALITY DRIVE CARD\nSwipe your Vitality Drive card when you fill up at a \nparticipating bp or Shell service station. You will also  \nearn cash back on your Gautrain spend.\nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n08", "source": "/tmp/tmpf4v8cadr"}
+{"id": "9c29086c56e2-0", "text": "How to earn  and maximise your fuel cash back\nMAXIMISE YOUR VITALITY DRIVE POINTS AND GET TO THE HIGHEST VITALITY DRIVE \nSTATUS PERCENTAGE\nYou can earn up to 3,000 Vitality Drive points every month and earn a Vitality Drive status based on those points. As \nyou earn more Vitality Drive points, you will progress through the statuses and qualify for a higher fuel cash back. \nPlus, you can double your monthly Vitality Drive status percentage by adding at least R300,000 of home insurance \n(household contents, buildings or both) to your plan.YOUR MONTHLY FUEL CASH  \nBACK IS CALCULATED AS  \nFOLLOWS:\nFUEL CASH BACKVitality Drive status %\nVitality Drive pointsThe lower of\nFuel spend\nVitality Drive status Vitality Drive pointsVitality Drive status %\nCar insurance only Car and home insurance\nBlue 0 to 799 2.5% 5%\nBronze 800 to 1,599 5% 10%\nSilver 1,600 to 2,199 10% 20%\nGold 2,200 to 2,499 17.5% 35%\nDiamond 2,500 to 3,000 25% 50%\nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n09", "source": "/tmp/tmpf4v8cadr"}
+{"id": "e1559f5898c4-0", "text": "Driving Profile Up to 1,800 Vitality Drive points\nDistance points Up to  300 Vitality Drive points\nNight-time driving points Up to  300 Vitality Drive points\nClaim-free years Up to  300 Vitality Drive points\nAnnual MultiPoint check Up to 300 Vitality Drive points\nHow to earn up to 3,000  \nVitality Drive points every month\nAccelerating smoothly\nBraking smoothly\nCornering smoothly\nDriving within the speed limit\nNot using your cellphone while \ndriving.MAXIMISING YOUR DRIVING PROFILE BY DRIVING WELL EVERY DAY\nYour daily Drive points will bank towards your monthly Driving Profile,  \nup to 1,800 points a month60 Drive points are allocated to you \nat the start of each dayMaintain your daily Drive points \nbalance by driving well everyday by:\nDriving behaviour  \nover 30 days\nVitality Drive points1,800UP TO\n60 Drive points  \nallocated per day\nYou can earn Vitality Drive points for driving well, improving your driver behaviour and by making sure your vehicles are safe to drive. \nDISCOVERY INSURE\nCLASSIC PLAN | 2022\n10", "source": "/tmp/tmpf4v8cadr"}
+{"id": "dde738bd98de-0", "text": "RCK_90765IN_20/09/2022_V12This brochure is  \na summary\nof the benefits offered by Discovery \nfor car and home insurance. Speak to \nyour financial adviser about the full \nrange of Discovery Insure products  \nor visit \nDiscovery Insure Ltd is a licenced non-life insurer and an authorised financial services provider. Registration number 2009/011882/06. Product rules, terms and conditions apply. Full product details including limitations \ncan be found on our website, www.discovery.co.za or you can call 0860 751 751.DISCOVERY INSURE\nDISCOVERY INSURE", "source": "/tmp/tmpf4v8cadr"}
+{"id": "149b9eb0672e-0", "text": "PURPLE\nPLAN\nComprehensive car and home insurance with unique  \ndriving rewards and safety features for the discerning few. \nPURPLE PLAN | 2022", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "fd8b9c89e375-0", "text": "Purple Plan\n  Get up to 50% \nof your  fuel spend back every month for driving well.\n         Impact Alert \ngets you immediate emergency assistance if we detect a severe impact to your car,  \neven if we can\u2019t get hold of you.\n  No excess   \nfor theft- and weather-related claims, or if an accident is caused by an insured  \nthird party.\n   Get up to 25% off Uber trips  \nany time of the day.\n   Upgrade   \nto the latest Apple or Samsung phone every year.\n   A dedicated Executive consultant   \nto help you with anything you need.Taking car and home insurance to the next level\nThe Purple Plan is suitable for you if you have over R5 million in insured assets. It offers \ncomprehensive vehicle and home insurance with enhanced benefit limits, exclusive \nexperiences and a dedicated Discovery Insure Executive consultant. The Vitality Drive \nprogramme rewards you for driving well and provides state-of-the-art safety features. \nOur unique service features speed up the claims process, keep you informed \nthroughout and enable you to actively manage your plan. \nDISCOVERY INSURE\nPURPLE PLAN | 2022\n01", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "dc6a2c368ef1-0", "text": "GET OPTIONAL VEHICLE WARRANTY COVER \nComprehensive, market-leading mechanical breakdown and electrical \nfailure cover for 36 critical vehicle components, including:\n  Peace of mind ensured by unlimited vehicle part cover and a flat excess \n  Embedded wear-and-tear cover for insured components\n  One simple product with a personalised premium to reflect your own \nrisk \n  Unique Vitality Drive car servicing discounts to reward you for driving \nwell\nVehicle cover\nNO EXCESS\nIn the event of:\n Theft-related claims\n Weather-related claims\n  An accident being caused  \nby an insured third party.\nEXCESS FLEXIBILITY\nChoose your own excess to meet  \nyour needs.\nWRITE-OFF ACCELERATOR*\nChoose to write your car off  \nat a lower damage level.\nRETAIL VALUE BOOSTER*\nChoose to get an additional 15%  \nor 25% when your car is stolen or  \nwritten off.CAR HIRE OR UBER\nUp to 30 days\u2019 car hire with  \nan automatic sedan, or choose to  \nuse Uber services instead, while  \nyour vehicle is being repaired.\nEMERGENCY ROADSIDE  \nASSISTANCE  \nIncluding Direction Assist and  \nTrip Monitor.\nMULTI-VEHICLE BENEFIT\nReduce your premium if you own \nseveral cars, but only one is driven at \na time.\nNEW VEHICLE REPLACEMENT\nReceive a new car if your written-off or \nstolen car is less than 24-months old.* Optional benefit\nPURPLE PLAN | 2022\nDISCOVERY INSURE\n02", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "619f4f7b5c9c-0", "text": "Home cover\n* Optional benefitNO EXCESS\nIn the event of:\n Theft (forced entry) claims\n Weather-related claims.\nEXCESS FLEXIBILITY  \nChoose your own excess to meet your needs.\nALL-RISKS COVER\nIncluding comprehensive accidental damage cover.\nHOME ASSIST  \nEmergency plumbing, electrical and locksmith services.\nHOME PROTECTOR  \nEmergency security and alternative accommodation.\nNO-AVERAGE GUARANTEE  \nComplete an inventory assessment and know that your home contents are \nassessed and insured correctly.\nEMBEDDED WORLDWIDE COVER\nUp to 20% of household contents sum insured or choose flexible portable  \npossessions cover, with limited need to specify items.\nONLINE VAULT  \nStore important documents, proof of ownership and valuation certificates online.\nESTIMATED MAXIMUM LOSS  \nManage your portable possessions cover and premium.\nMY JEWELLER*\nChoose to repair or replace your specified jewellery at your preferred provider.\nPURPLE PLAN | 2022DISCOVERY INSURE\n03", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "ce894e534df6-0", "text": "Unique service features\nPERSONALISED SERVICE\nA dedicated Executive consultant to \nhelp you with all your insurance needs.CLAIMS VIEW\nView the progress of your claims \nonline with real-time updates.\nAUTO CLAIMS\nSubmit your geyser, vehicle glass, \ncellphone, and electronic equipment \nclaims to our automated claims agent \nonline or on your smartphone to have \nyour claims approved within minutes.\nINSTANT COVER\nAdd new vehicles and portable \npossessions to your plan instantly  \nand easily on your smartphone.XPRESS REPAIRS\nSubmit your car\u2019s minor damage claim \non our website or your smartphone \nand we\u2019ll repair it within five working \ndays of starting the repair. If not, \nthe next month\u2019s premium for the \ndamaged car will be reimbursed.CELLPHONE UPGRADE\nUpgrade to the latest Apple or \nSamsung phone every year.FAST TRACK CLAIMS\nWe replace your specified lost or \nstolen electronics within 48 hours.\nLEGAL SUPPORT  \nBENEFIT \nGet affordable online or telephonic \naccess to an array of top-quality  \nlegal support services.\nPURPLE PLAN | 2022DISCOVERY INSURE\n04", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "ed7c15dd0cef-0", "text": "Rewards for driving well\nVitality Drive is Discovery Insure\u2019s unique driver behaviour programme that rewards you for driving well\nINSURE FUNDER ACCOUNT (IFA)\nDouble the value of your fuel cash back by paying it \ninto your Insure Funder Account.  \nUse your Insure Funder Account to:\n  Build up funds to cover your vehicle excess in the \nevent of a claim\n Fund any car or car hire claim excess\n  Fund up to 100% of your tyre spend  \nat Tiger Wheel & Tyre.Get up to 50%, with a maximum of R1,500,  \nof your bp and Shell fuel spend and Gautrain  \nspend back every month for driving well.\nFUEL CASH BACK\nPURPLE PLAN | 2022DISCOVERY INSURE\n05", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "1214c38f183d-0", "text": "OTHER REWARDS AND BENEFITS Rewards  for driving well\nWhen you achieve your drive goal, you will earn a play \non the Vitality Active Rewards gameboard, where you \nwill be able to flip a tile to reveal Discovery Miles. You \ncan spend your Discovery Miles on coffees, smoothies, \nmeals and entertainment or save them for higher value \nrewards like shopping, travel and holiday vouchers. VITALITY ACTIVE REWARDS  \n \nGet rewarded for meeting your weekly Vitality Active Rewards drive goals.\nDrive well to reach your personalised, weekly drive goal  \nand close your drive ring. \nGUARANTEED 0% RENEWAL INCREASE\nIf you earn Diamond Vitality Drive status a set number of times in a \nyear and are claim-free, you qualify for a 0% renewal increase on \nyour comprehensive car insurance premium\nDISCOUNTED CHILD CAR SEATS\nUp to 50% discount on a wide range of child car seats from  \nToys R Us and Born Fabulous every year\nTIGER WHEEL & TYRE DISCOUNTS\nUp to 20% off tyre purchases at Tiger Wheel & Tyre\nDISCOUNTED CAR MAINTENANCE\nUp to 20% discount on your car service and maintenance  \ncosts at Bosch\nUBER DISCOUNT\nUp to 25% off Uber trips and other drive-me-home  \nservices, any time of the day\nPURPLE PLAN | 2022DISCOVERY INSURE\n06", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "0ef0019b0597-0", "text": "Safety features\nIMPACT ALERT  \nGet immediate emergency \nassistance if we detect a severe \nimpact to your car, even if we \ncan\u2019t get hold of you.VEHICLE PANIC BUTTON\nGet immediate emergency  \nassistance through your phone.FIND MY VEHICLES\nFind your vehicles in real time.WEATHER WARNINGS\nGet warnings of imminent  \nbad weather.*\n* Weather information is \nprovided by South African \nWeather Services.When you install a Vitality Drive Sensor in your insured \nvehicle, you will benefit from a range of state-of-the-art \nsafety features.\nPLUS ADDITIONAL SAFETY FEATURES WITH THE CROWD SEARCH SENSOR:\n  Enhanced stolen-vehicle recovery \n  In the event of theft of your vehicle, contact our call centre to initiate the \nrecovery services. The device in your vehicle will connect to our wireless \nnetwork to alert Discovery Insure of the vehicle\u2019s location, facilitating its \nrecovery.  Motion Alert \n  Identifies when the primary driver\u2019s phone is not in the vehicle at the \ntime the vehicle is moving, alerting you to possible theft.\nPURPLE PLAN | 2022DISCOVERY INSURE\n07", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "09373ffa9e6d-0", "text": "How to get started on Vitality DriveHow to get started on Vitality Drive\nFollow these simple steps to start earning up to 50% of your fuel spend back:\nINSTALL YOUR   \nVITALITY DRIVE SENSOR\nInstall your Vitality Drive Sensor at your nearest Tiger \nWheel & Tyre or Discovery Drive Centre and download  \nthe Discovery Insure app to start measuring your  \ndriving behaviour.\nLINK YOUR   \nVITALITY DRIVE CARD\nLink your Vitality Drive and Gautrain Swift cards on the \nDiscovery app or www.discovery.co.za\nSWIPE YOUR   \nVITALITY DRIVE CARD\nSwipe your Vitality Drive card when you fill up at a \nparticipating bp or Shell service station. You will also  \nearn cash back on your Gautrain spend.\nPURPLE PLAN | 2022DISCOVERY INSURE\n08", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "719dab889bcb-0", "text": "How to earn  and maximise your fuel cash back\nMAXIMISE YOUR VITALITY DRIVE POINTS AND GET TO THE HIGHEST VITALITY DRIVE \nSTATUS PERCENTAGE\nYou can earn up to 3,000 Vitality Drive points every month and earn a Vitality Drive status based on those points.  \nAs you earn more Vitality Drive points, you will progress through the statuses and qualify for a higher fuel cash back. \nPlus, you can double your monthly Vitality Drive status percentage by adding at least R300,000 of home insurance \n(household contents, buildings or both) to your plan.YOUR MONTHLY FUEL CASH \nBACK IS CALCULATED AS \nFOLLOWS:\nVitality Drive status %\nVitality Drive pointsThe lower of\nFuel spend\nVitality Drive status Vitality Drive pointsVitality Drive status %\nCar insurance only Car and home insurance\nBlue 0 to 799 2.5% 5%\nBronze 800 to 1,599 5% 10%\nSilver 1,600 to 2,199 10% 20%\nGold 2,200 to 2,499 17.5% 35%\nDiamond 2,500 to 3,000 25% 50%\nFUEL CASH BACK\nPURPLE PLAN | 2022DISCOVERY INSURE\n09", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "860411ac145c-0", "text": "Accelerating smoothly\nBraking smoothly\nCornering smoothly\nDriving within the speed limit\nNot using your cellphone while \ndrivingYour daily Drive points will bank towards your monthly Driving Profile,  \nup to 1,800 points a month60 Drive points are allocated  \nto you at the start of each dayMaintain your daily Drive points \nbalance by driving well everyday byHow to earn up to 3,000  \nVitality Drive points every month\nYou can earn Vitality Drive points for driving well, improving your driver behaviour and by making sure your vehicles are safe to drive. \nMAXIMISING YOUR DRIVING PROFILE BY DRIVING WELL EVERY DAY\nDriving behaviour  \nover 30 daysVitality Drive  \npoints1,800UP TO\n60 Drive points  \nallocated per day\nDriving Profile Up to 1,800 Vitality Drive points\nDistance points Up to  300 Vitality Drive points\nNight-time driving points Up to  300 Vitality Drive points\nClaim-free years Up to  300 Vitality Drive points\nAnnual MultiPoint check Up to 300 Vitality Drive points\nPURPLE PLAN | 2022DISCOVERY INSURE\n10", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "218b49b0d252-0", "text": "RCK_90766N_19/09/2022_V10This brochure is  \na summary\nof the benefits offered by Discovery for \ncar and home insurance. Speak to your \nfinancial adviser about the full range \nof Discovery Insure products or visit \nDiscovery Insure Ltd is a licenced non-life insurer and an authorised financial services provider. Registration number 2009/011882/06. Product rules, terms and conditions apply. Full product details including limitations \ncan be found on our website, www.discovery.co.za or you can call 0860 751 751.\nDISCOVERY INSURE", "source": "/tmp/tmp9bsxv7s6"}
+{"id": "ca9180f43381-0", "text": "HOW DOES IT WORK\nIf you\u2019re a Discovery Insure client, \nyounger than 26, with comprehensive \ncar insurance who has activated Vitality \nDrive you can enjoy the Young Adult \nbenefit. It\u2019s available on the Classic, \nEssential and Purple Plans. \nThe Young Adult benefit provides you \nwith a combination of benefits and tools \nthat will help you become a good driver. \nWe\u2019ll measure your driving using a \ntelematics device, to develop a scientific \nmeasure of how well you drive.\nWe\u2019ll provide you and your Planholder \n(if it\u2019s not you) with regular feedback on \nyour driving behaviour. This will help you \nsee which areas of your driving you need \nto improve. Using the feedback and \nservices we provide you with, you will be \nable to improve your driving, increase \nyour rewards and have proof that you \nare, in fact, a responsible driver!Discovery Insure is committed to creating a nation of great drivers, \nand that includes our young adults. If you are younger than 26, our \nYoung Adult benefit rewards you by giving you a percentage of your \npremiums back for being a good driver, in addition to your monthly \nfuel cash back. Your rewards will be paid into a Rewards Fund, \npayable to you in cash every six months.\nHOW TO EARN GREAT REWARDS\nBeing a good driver means you can earn great rewards. As a Vitality Drive member, \nyou can receive up to 50% of your BP and Shell fuel and Gautrain spend back each \nmonth, and other rewards. You also get a Rewards Fund into which we allocate 25% \nof your car premiums every six months. This fund is added to or reduced based on \nhow well you drive.", "source": "/tmp/tmpm9qoqboo"}
+{"id": "ca9180f43381-1", "text": "how well you drive.\nOnce you have activated your Young Adult benefit, we\u2019ll deposit 25% of your car \ninsurance premiums into your Rewards Fund upfront every six-months (the initial \npremium at the start of each six-month period 25% x6). After six months, the \nbalance of your Rewards Fund will be deposited into your chosen bank account.\nIf you drive well, you can boost your Rewards Fund as follows:\nVitality Drive status Classic and Purple Plans Essential Plan\nBlue -R200 -R100\nBronze R0 R0\nSilver R50 R25\nGold \nR200 R100\nDiamond\nGET REWARDED FOR GOOD DRIVING   \nwith Discovery Insure\u2019s Young Adult benefit", "source": "/tmp/tmpm9qoqboo"}
+{"id": "fe5e32fdae2d-0", "text": "How to maximise your rewards\nEvery Discovery Insure driver can earn up to 1 600 Vitality \nDrive Points per month. This allows you to earn up to R800  \nin fuel cash back each month. Essential Plan clients can earn \nup to R400 in fuel cash back every month. The five Vitality \nDrive statuses are Blue (up to 299 Vitality Drive Points), \nBronze (300 to 599 Vitality Drive Points), Silver (600 to 999 \nVitality Drive Points), Gold (1000 to 1600 Vitality Drive Points) \nand Diamond (over 1600 Vitality Drive Points). The higher \nyour Vitality Drive status, the greater your rewards.\nYou\u2019ll earn a monthly driver performance score based  \non your  braking, acceleration and cornering, speeding,  \nlate-night driving and distance travelled. \nTo earn these Vitality Drive Points, you need to install a \nVitality Drive Sensor, our telematics device. Simply visit your \nnearest Tiger Wheel & Tyre branch or Discovery Drive Centre \nto install your sensor as soon as your Plan is activated.\nUntil we have enough information from our DQ-Track \ntechnology on your driving behaviour, we will give you 400 \nVitality Drive Points a month for your driver performance score.You need to take your vehicle to Tiger Wheel & Tyre or your \nnearest Discovery Drive Centre for an Annual MultiPoint \ncheck to make sure it\u2019s safer to drive. Your vehicle\u2019s service \nhistory will also be checked to see if it\u2019s up to date. You\u2019ll earn \n100 Vitality Drive Points for passing the check and an extra 50 \nVitality Drive Points for having an up-to-date service history.\nYou can earn additional Vitality Drive Points by choosing", "source": "/tmp/tmpm9qoqboo"}
+{"id": "fe5e32fdae2d-1", "text": "You can earn additional Vitality Drive Points by choosing  \na personal driving goal to improve on every quarter and  \nstaying claim free for at least a year with Discovery Insure.\nYou can also earn Vitality Drive Points by taking steps \nto improve your driving knowledge and awareness by \ncompleting an accredited driving course with one of  \nour partners. You can also complete our online driver  \nassessment and regular visual training through EyeGym.\nThe more Vitality Drive Points you earn, the higher your \nVitality Drive status. \nKNOWLEDGE AND  \nAWARENESS\nUp to 350 pointsOnline driver assessment\nDriving courses\nEyeGym50 points\n150 points\nUp to 150 points\n100 points  \n50 pointsPassing the Annual MultiPoint check\nService history is up to dateVEHICLE  \nSAFETY\nUp to 150 pointsDriving Profile\nDistance points\nNight-time driving points\nClaim-free yearsUp to 750 points\nUp to 100 points\nUp to 150 points\nUp to 100 pointsDRIVING  \nBEHAVIOUR\nUp to 1  100 points\nHow to earn Vitality Drive Points", "source": "/tmp/tmpm9qoqboo"}
+{"id": "8ea763628bd3-0", "text": "How to protect your Rewards Fund\nYou may have a premium adjustment at the end of every six months based on your \nkilometres of night-time driving over the previous six-month period. The likelihood \nof having an accident at night is 10 times higher than when driving during the day \nso keep yourself safe and protect your Rewards Fund by making use of our DriveMe \nbenefit. When you use our DriveMe benefit, we will not deduct the R10 per kilometre \nfor those trips from your Rewards Fund for driving late at night.\nMonthly average night-time kilometres Premium increase\n0 to 50 km 0%\n51 to 100 km 10%\n101 to 150 km 15%\n151 to 200 km 20%\n201 and more km 25%Please note:\nIf you have a negative \nRewards Fund balance  \nat the end of a six-month \nperiod, the value of your \nRewards Fund will be set  \nto zero and you will start \nthe next six month cycle \nwith a zero balance.\nDRIVE ME FOR YOUNG ADULT DRIVERS\nWith Discovery Insure, you have access to discounted, safe travel options at any time of the day with our Drive Me partners  \n\u2013 Uber and Road Trip, available in Johannesburg, Pretoria, Cape Town and Durban. Our partner, Scooter Angels, is available in \nBloemfontein, Cape Town, Durban, East London, George, Johannesburg, Nelspruit, Pietermaritzburg, Port Elizabeth and Pretoria.\nUsing Uber\nUber is a smartphone application that connects you to a private \ndriver at the touch of a button. Purple and Classic Plan clients \nget 25% off trips, limited to 15 trips a month and a maximum", "source": "/tmp/tmpm9qoqboo"}
+{"id": "8ea763628bd3-1", "text": "get 25% off trips, limited to 15 trips a month and a maximum \ndiscount of R50 a trip, giving you a maximum discount of R750 \na month. Essential Plan clients receive 10% off trips, limited to \n15 trips a month and a maximum discount of R30 a trip, giving \nyou a maximum discount of R450 a month. This applies to a \nmaximum spend of R1 000 a month (before the discount is \napplied). Newly-registered Uber users (Purple and Classic Plan \nclients) receive their first trip free, up to a R250 limit. \nIt\u2019s really easy to use Uber. You need to download the app  \non your iPhone, Android or Windows Phone. If you don\u2019t  \nhave one of these devices, you can access Uber on their  \nmobi site, m.uber.com. For details of how to activate the \nbenefit, click here. \nThe Uber app has several useful features. It can find your \nlocation via GPS, show you approximately how far away the \nclosest driver is and you can select your desired car option. \nWith Uber, all pickups are made on demand and drivers \narrive within minutes, so there\u2019s no need to schedule a ride \nin advance. You\u2019re also able to rate your driver. You can use \nUber 24 hours a day, 365 days a year. Just open the app when \nyou\u2019re ready to ride and it will connect you to a driver nearby.Using Road Trip\nRoad Trip is your designated driver when you have had a \nlate night, fatigued and need to get home safely. They offer \na 24 hour chauffeur service. Two drivers will be sent to your \nlocation to pick you up at the agreed time and will drive you", "source": "/tmp/tmpm9qoqboo"}
+{"id": "8ea763628bd3-2", "text": "location to pick you up at the agreed time and will drive you \nhome in the comfort of your own vehicle. In addition you  \nwill also receive up to 25% off the cost of your trips up to  \na maximum total discount of R250 per month.\nIf you use the Drive Me benefit, you will not have any money \ndeducted from your Rewards Fund for kilometres travelled in \nyour car by the Drive Me service providers.", "source": "/tmp/tmpm9qoqboo"}
+{"id": "704bf08ed16c-0", "text": "These premium adjustments are in addition to your annual premium review at your \nPlan anniversary and will apply for a period of six months only. We may adjust your premium if you consistently drive late at night \nYou may have a premium \nadjustment at the end of every  \nsix months, based on your \nkilometres of night-time driving  \nover the previous six-month period:Monthly average night-time kilometres Premium increase\n0 \u2013 50 0%\n51 \u2013 100 10%\n101 \u2013 150 15%\n151 \u2013 200 20%\n201+ 25%Using Scooter Angels\nScooter Angels is your designated driver when you have had a late night, fatigued and need to get home safely. Two drivers will  \nbe sent to your location to pick you up at the agreed time and will drive you home in the comfort of your own vehicle. In addition \nyou will also receive 25% off the cost of your trips up to a maximum total discount of R250 per month.\nOther things you need to know:\n      You need to have an active Vitality Drive membership.\n      For assistance, call Scooter Angels on 087 233 8787 or visit www.scooterangels.co.za\n      Discovery Insure is not responsible for any loss, damage or harm that may arise as a result of the use of any aspect of the \nScooter Angels service and its contracted drivers.\nWHAT ELSE YOU NEED TO KNOW ABOUT THE YOUNG ADULT BENEFIT\nYou can opt into or out of the Young Adult benefit at any \nstage, on a monthly basis, by contacting us on 0860 751 751 \nor emailing insureinfo@discovery.co.za.\nWhen opting out or leaving Discovery Insure, the balance of", "source": "/tmp/tmpm9qoqboo"}
+{"id": "704bf08ed16c-1", "text": "When opting out or leaving Discovery Insure, the balance of \nyour Rewards Fund, that you have not yet used, will be lost. You will no longer qualify for the Young Adult benefit when \nyou turn 26.\nIf you would like to join the Young Adult benefit, please \nspeak to your financial adviser or call the Discovery Insure \ncall centre on 0860 751 751.\nRCK_80658IN_21/05/2021_V1Discovery Insure Ltd is a licenced insurer and an authorised financial services provider. Registration number 2009/011882/06. Limits, maximum fuel, Uber and \nGautrain spend limits, terms and conditions apply. Full product details including limitations can be found on our website, www.discovery.co.za or you can call  \n0860 751 751. Your information is shared with us by our contracted third parties for the purposes of providing you with the benefits and rewards you are \nentitled to. Neither Discovery Insure nor any entity in the Discovery Group of Companies is responsible for the information processed or any loss of your data.", "source": "/tmp/tmpm9qoqboo"}