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“I’d do it all over again, knowing the exact same thing,” he said. |
But every summer, when camps open and the Broncos take the field not far from his home, he is reminded of what was. And how his life changed when the cheers quieted. |
Established by the Professional Athletes Association in 1992 to provide emergency financial assistance to retired players and help them finish their undergraduate degrees. |
Created in 2013 with funding set aside during 2011 collective bargaining talks. Offers medical, educational, career, lifestyle and social resources to players with two or more credited seasons. |
Provides medical and financial assistance to members with Alzheimer’s and ALS. |
Independent organization established in 2007 to provide financial, medical, emotional and social assistance. |
A nonprofit organization that provides financial grants and medical help to former players. |
Offers counseling and second-career training to active and retired players. |
A nonprofit comprised of former players, coaches and other employees that provides medical, financial and community involvement programs to paying members. |
Conventions held regularly across the country for networking and personal development. |
Mayor Rahm Emanuel’s administration is exploring the possibility of issuing pension fund stabilization bonds to minimize the need for another punishing round of post-election tax increases. |
With dedicated funding sources now identified for all four city employee pension funds, the city would take a portion of its $28 billion in pension debt and finance it at an interest rate considerably lower than the 7-to-7.5 percent annual rate of return assumed by the four city employee pension funds. |
Tuesday, Vallas called a City Hall news conference to sound the alarm amid concern that what he called “this highly speculative borrowing scheme” may be rushed through the City Council this fall. |
They would benefit from yet another “pay-to-play” scheme that could line their pockets with hundreds of millions of dollars in fees, he said. |
Vallas served in the administration of Mayor Richard M. Daley as revenue director, budget director and Chicago Public Schools CEO. |
“Taxpayers should be outraged that yet another financial boondoggle that will dog the city for decades is being foisted on them,” Vallas said without mentioning Daley’s widely-despised parking meter deal. |
Noting that sales tax revenues have already been pledged to bondholders, Vallas urged aldermen to hold hearings on the mayor’s plan and get an independent analysis of it, as required by the city’s privatization ordinance and the more recent “fiscal impact statement” ordinance pushed through by downtown Ald. Brendan Rei... |
Reilly was communications director for Vallas’ failed 2002 gubernatorial campaign. |
“Paul Vallas set Chicago’s finances on fire when he ran the budget office and schools and asking him for advice on pensions would be like asking an arsonist to put out his own fire,” Emanuel communications director Adam Collins wrote in a statement. |
Chief Financial Officer Carole Brown argued it would be irresponsible not to at least consider a plan with the potential to minimize — but not eliminate — the need for post-election tax increases. |
“If you had a mortgage on your house and you knew that you could refinance that mortgage and save two percent, wouldn’t it be kind of dumb not to do that?” Brown said Tuesday. |
Brown emphatically denied Emanuel is entertaining the pension borrowing to avoid telling Chicago voters what taxes he plans to raise to meet a $1 billion pension obligation that will come due after the election. |
“He’s instructed his financial team to … see if there’s a way to lower the cost of the $28 billion in pension debt that he inherited and addressed head-on, instead of kicking the can,” Brown said. |
Emanuel has already imposed a $2 billion avalanche of tax increases, just to begin to solve Chicago’s $30 billion pension crisis. |
More tax increases are on the way, but not until after the 2019 mayoral election. |
That’s when the five-year ramp to actuarial funding will end and taxpayers will be on the hook to keep city employee pension funds on the road to 90 percent funding. |
The idea of issuing pension bonds was first raised by Michael Sacks, the CEO of Grosvenor Capital Management who serves as Emanuel’s close friend, business adviser and largest political donor. |
Can't afford to enter mutual funds with $2,000 minimum investments? Take heart. |
How does a "small saver" get into the stock and bond markets when so many [financial firms] want thousands of dollars for minimum investments? What if you don't have the money, or don't want to tie up that much cash? |
Financial opportunities for small investors have become increasingly limited over the past five years or so. Minimum investments on mutual funds typically cost $2,000 nowadays. Many fund groups, including industry leaders Fidelity Investments and Vanguard Group, have imposed new charges on accounts below minimum balanc... |
If that's not discouraging enough, non-mutual-fund investments tend to be fairly expensive. United States Treasury bills require a $10,000 initial minimum investment. Premium corporate bonds available through brokers often exceed $1,000. Buying an individual share of stock might be relatively inexpensive - but if you b... |
A number of mutual funds waive the initial minimum investment of $1,000 to $2,000 if you agree to pay a certain amount each month, usually through some type of automatic bank transfer program. Twentieth Century (800-345-2021) is one such company. Twentieth Century has a minimum investment of $2,500 for most of its fund... |
T. Rowe Price (800-541-8832) has a minimum of $2,500. But with an automatic investment plan you can pay in $50 a month until you reach $1,000. |
One major fund family offers an even lower plan, with no requirement as to subsequent investments: The Franklin-Templeton Group (800-632-2180) has a minimum investment of $100 for many of its funds. Subsequent payments (with your choice as to when, if ever, you make them) can be as little as $25. |
Talking to friends and family members often turns up special deals. Example: if you are an employee or agent of the State Farm insurance company (or a family member of an employee or agent), you can buy into several of its mutual fund products with a minimum investment of $50. "We will extend our family membership out ... |
Gold and natural resource funds often carry small minimum requirements. The Midas Fund (800-400-6432) was the No. 1 gold fund for the 12-month period ending March 31, 1996, according to Morningstar Inc., a Chicago research firm. The minimum at Midas: $500. Still, precious metals are not for everyone, experts say. They ... |
Muhlenkamp (800-860-3863), primarily a stock fund, has a $200 minimum. |
Finally, rather than dealing directly with a mutual-fund company, you can buy a "load" fund (with high up-front charges) through a broker. A number of load funds have minimums of around $500, although the up-front fees typically eat 5.50 to 5.75 percent of your investment. |
Stocks. One inexpensive way to buy individual stocks is to become a member of the National Association of Investors Corp. (NAIC), in Madison Heights, Mich. (1-810-583-6242). The cost of joining is $39. Once a member, a person can can enroll in the NAIC's low-cost stock purchase plan. There is a $7 dollar "set-up" charg... |
You can also buy shares directly from many companies, bypassing brokers entirely. In most cases, you will have to first buy one share through a broker. You have to make certain that the share is registered in your name, rather than the name of a brokerage account. Once you've done that, you contact the company and begi... |
About 800 firms in the US offer dividend-reinvestment plans, or DRIPs. These companies will let you use your dividends to buy new shares, often at a discount. A recently updated book on this topic is "Buying Stocks Without A Broker" (McGraw Hill, $17.95), by Charles B. Carlson, editor of the newsletter DRIP Investor. |
Bonds. Fixed-income specialists agree that for safety, convenience, and consistency, one of the best bond buys around is still offered by the US Treasury - Series EE Savings Bonds. The bonds can be purchased for as little as $25, although they carry a face value of $50. The interest rate is linked to six-month Treasury... |
Certificates of deposit. Shopping around can pay off on a CD, available through most financial institutions such as banks. As with all investments, one can usually buy a CD from any institution anywhere - not just in your home town. You usually just have to send the check and provide your Social Security number or othe... |
Individual Retirement Accounts can be even cheaper. Emigrant Savings Bank in New York has an 18 month IRA-CD paying 5.50 percent. The minimum deposit is $250. Bank CDs are federally insured. |
A seventh man has been jailed in connection with the murder of Banaz Mahmod, 20, who was strangled in January 2006 and her body stored in a suitcase before being driven out of London towards Birmingham, where she was intended to be hidden in a shallow grave. Dana Amin, 33, was convicted at Southwark crown court of perv... |
The court heard that Amin's car, a black Lexus, was used to transport Mahmod's body to the Midlands, where it was discovered in a 6ft grave seven years ago. |
Her killers, Mahmod Babakir Mahmod, 58, and Ari Mahmod, 57, who were her father and uncle, were jailed for life in July 2007. |
DCI Glen Lloyd, of the Met's Homicide and Major Crime Command, said: "This has been an incredibly complex and lengthy inquiry which has spanned over seven years. We have always been absolutely determined to bring everyone involved in Banaz Mahmod's murder to justice. |
"Following the conviction of her father and uncle back in 2007 and the two cousins, Ali and Hussain, we knew that Dana Amin believed he had evaded capture. |
"We were determined not to rest until each and every person responsible for this horrendous crime had been apprehended and held to account. |
"There is no such thing as 'honour' in any killing and the men involved in Banaz's murder are no more than cowards. |
" Banaz was a loving, caring, young woman whose life was brutally cut short by the very people who should have loved and protected her - in any terms the ultimate betrayal." |
Iranian President insists his country does not intend to interfere with other countries' affairs. |
Iranian President Hassan Rouhani insisted on Thursday that his country’s military power was "purely defensive", amid tensions with the United States over Iran’s ballistic missile tests. |
"The Islamic Republic of Iran has showed that it doesn't intend to interfere with the internal affairs of other countries," Rouhani was quoted by AFP as having told foreign diplomats in Tehran. |
"Our military power is purely defensive," he added. |
Rouhani’s comments come after a recent escalation in tensions between Iran and the U.S. |
In late January, Iran conducted a ballistic missile test at the Semnan launch pad, which is located about 140 miles east of Tehran. |
Following that ballistic missile test, President Donald Trump’s administration imposed new sanctions on 25 individuals and companies connected to Iran's ballistic missile program and those providing support to the Revolutionary Guard Corps' Qods Force. |
Iran has since that time conducted two more tests, both coming this week. At the beginning of the week, the Iranian government test fired five Sayyad (Hunter) surface-to-air missiles during military exercises. |
On Wednesday, the Islamic Republic test fired a short-range Mersad surface-to-air missile, which impacted 35 miles away. |
On Monday, Iran’s Vice President Eshaq Jahangiri said that the “ultimate losers” are those who result to the language of force in dealing with Iran. |
“The Americans have chosen a wrong path these days and we hope that they will revise their approach and practice interaction,” he said. |
On Tuesday, Iran’s Supreme Leader Ayatollah Ali Khamenei dismissed calls from the Trump administration to cease the country’s ballistic missile tests, and said that Trump had showed the "true face" of America. |
HTC's VR department on Thursday announced the launch of its Vive Focus standalone VR headset in markets outside of China. The headset focused towards the enterprise market targeting businesses of all sizes. In fact, an entire portfolio of enterprise-focused premium VR products have been launched by the Taiwanese electr... |
The HTC Vive Focus was first launched in the Chinese market back in November last year, followed by a March 2018 announcement at GDC 2018 that the standalone VR headset would come to global markets soon. Now, after a long wait of more than 7 months, the Vive Focus has arrived in the US and certain other international m... |
The Vive Focus is powered by the company's proprietary Vive Wave software platform while content is derived from Viveport. No PC is required for installing and using the Vive Focus. Its features include dual 3K AMOLED panels, Qualcomm Snapdragon 835 Mobile VR platform, and interactive tracking. It also includes 2880x16... |
A total of 15 hardware partners have already announced support for Vive Wave and are readying up Wave integration into their products. |
Vive Sync is a tool made for virtual reality collaboration and meeting application. Made specifically for enterprise customers, Vive Sync allows internal teams to meet in a virtual shared space, allowing them to improve productivity by collaborating more frequently and intuitively. |
Partners for Vive Sync include Qualcomm, Immersive Factory, Innoactive, Modal, Primitive, and SimForHealth. |
Shadow Creator has also joined Vive Wave as the newest hardware partner. The new Shadow VR, an all-in-one VR HMD with support for 6DoF controllers, has been launched. Expected to launch worldwide on November 11, the Shadow VR comes with Snapdragon 835 mobile VR platform, Fresnel ultra-thin optical lens, a 2K HD display... |
Published: Jan. 21, 2015 at 07:20 p.m. |
Updated: Jan. 21, 2015 at 07:57 p.m. |
The scoop: "All these teams high in the draft are all going to see the same things on tape with Mariota, and I'll bet he starts to fall on draft day. Once that happens, (Philadelphia Eagles coach) Chip (Kelly) will mortgage the future to go get him. If he misses on him, (Kelly) can just bolt back to college." -- AFC sc... |
The skinny: While it might be premature to label Oregon quarterback Marcus Mariota as a "draft day slider" before the NFL Scouting Combine or even his personal workout, we've seen the same concerns on tape that everyone else is seeing in terms of his anticipation, pocket poise and simplicity of scheme. Kelly recruited ... |
The scoop: "Teams have different philosophies about size up front on defense, but if a player is tough and strong, then I think he can play in our league. Aaron Donald proved that." -- NFC general manager on Clemson NT Grady Jarrett's size. |
The skinny: Jarrett is undersized by NFL standards at just under 6-foot-1 and 288 pounds, and he certainly will be scratched from the draft boards of teams who covet mass from the nose position. While he isn't Donald, the 13th overall pick of the St. Louis Rams in the 2014 NFL Draft, he is extremely quick off the snap ... |
The scoop: "He shows flashes of explosiveness that we saw from him in college." -- Tennessee Titans coach Ken Whisenhunt on Ohio State WR Devin Smith. |
The skinny: Whisenhunt and his staff are coaching Smith this week, and while it's only been in practice so far, the one thing that has jumped out to the Titans' staff is the wide receiver's speed. Miami WR Phillip Dorsett could be this draft's fastest player; Smith is expected to give him a run for his money at the com... |
The scoop: "He's T.Y. Hilton. He's got that same explosiveness downfield as Hilton and is quick enough to get open on shorter stuff. Not every team is going to make room for a guy that small, but some of them will." -- NFC scout on Duke WR Jamison Crowder. |
The skinny: It's been a big week for the Duke wide receiver, drawing high praise from NFL Media analyst Mike Mayock on Tuesday and a comparison to the Indianapolis Colts' young speedster Wednesday. Crowder is the smallest player at the Senior Bowl (5-8, 174 pounds). Hilton, who caught 82 passes for 1,345 yards last yea... |
Judy is speaking at TEDxSeattle 2018. Click here for more information. |
There’s very little question about climate change. When you look at today’s events - fires, massive hurricanes, global warming - there’s constant proof that climate change is happening. |
However, we know there are a few skeptics, so I made sure to bring that up in my first question with Judy Twedt, a climate scientist from the University of Washington who is working on her PhD. |
JORDAN: “We know there are skeptics about climate change, why do you think there are a few scientists who believe that it’s not real? |
JUDY: I’m not quite sure. You should probably try to ask them. |
JORDAN: Well, how many scientists would you say are skeptics? |
Judy is a part of a team who studies ice cores in Antarctica. She’s changing her studies to showcase the growth of carbon dioxide in our atmosphere. Judy has gathered all the data and turned it into audio form. |
The timeline starts roughly six decades ago and ends with today. You’ll hear what the atmosphere sounded like with carbon dioxide 60 years ago. It starts off passive and lower tones. Then speed up to today, and you’ll hear much higher pitch tones all coming together to almost make one solid sound. It’s almost as if the... |
Judy says the more carbon dioxide rises in the atmosphere, the more we’ll see these larger storms being produced. We’ll continue to experience significant wildfire outbreaks, rising sea levels, and huge hurricanes hitting coastlines across the globe. She says that we need to reduce carbon emissions on a global scale, a... |
“The technology is out there. We could switch right now if we wanted to. It’s time we take action and work on this together so we can reduce CO2 immediately,” she said. |
Cutting the ribbon to officiate the launch of FamilyMart Malaysia at Mid Valley are (from left) QL Resources Bhd executive director Chia Lik Khai, QL group managing diector Chia Song Kun, FamilyMart Co Ltd representative director and president Takashi Sawada and Embassy of Japan in Malaysia deputy head (Mission of Japa... |
KUALA LUMPUR: Egg producer QL Resources Bhd , which has a 20-year agreement with Tokyo-listed FamilyMart Co Ltd to be a FamilyMart master franchisee, plans to operate four FamilyMart convenience stores by year-end. |
Its unit Maxincome Resources Sdn Bhd, which holds the area franchise agreement, said in a statement that the second store had just opened in Mid Valley following the pilot store in Wisma Lim Foo Yong, also located in Kuala Lumpur. |
QL will also open stores at the Taman Tun Dr Ismail (TTDI) station of the Sungai Buloh-Kajang MRT line and KLIA2 before the year ends. |
“Based on current developments and projections, the group is optimistic that it is on track to achieve 300 stores in five years,” said Maxincome. |
FamilyMart is currently the only convenience-store chain in the country that originates from Japan. This will introduce Malaysians to konbini, a Japanese concept of convenience store. |
According to the statement, the chain is renowned for its range of freshly prepared, wholesome, quality ready-to-eat food that is delivered to stores daily along with hot food serving in store. |
FamilyMart Malaysia has maintained the Japanese influence on its stores, but has ensured that a local identity remains with its product offerings. |
In its ready-to-eat food range, there are onigiri, bentos which provide a Japanese flavour alongside local favourites such as nasi biryani and mee siam, and wholesome items such as salads and sandwiches. |
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