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According to research outfit Forrester, businesses are moving to public cloud services in big numbers. By 2020, the firm says, cloud computing will account for about 15 percent of the IT market, which spans all the hardware and software and services that companies use to run their operations. But many analysts and other industry watchers believe that certain companies – especially those bound by government regulations, including financial and healthcare companies – will keep certain applications running in their own data centers. "It's not about having everything running externally or everything running internally," says David Cearley, a vice president at Gartner Research. "It's about both."
That is what HP – and so many others – are banking on.
And it hasn’t. We passed a law called MICRA in 1975 that limited noneconomic damages in malpractice cases to $250,000. Adjusted for inflation, that cap is now about the equivalent of $60,000. Nonetheless, its impact on malpractice premiums has been negligible. The chart below comes from the Foundation for Taxpayer and Consumer Rights, which definitely has a dog in the fight since it was founded by insurance industry scourge Harvey Rosenfield, who championed Proposition 103, an initiative that implemented state approval of insurance rates. It was passed in 1988.
Still, the results are pretty clear. After 1975, malpractice premiums continued to zoom upward, rising at an even higher rate than in other states. But after 1988 (that’s the green line for easy reference), California premiums leveled off while rates in the rest of the country continued to rise. The reason for this is pretty simple: large damage awards are actually pretty rare and don’t make up a huge proportion of total malpractice payouts. Capping them changes the picture, but it doesn’t change it that much. But it does substantially cut into trial lawyer income.
Which, of course, is the whole point. If you want to annoy trial lawyers, you should cap damages. If you really want to reform malpractice law, however, look elsewhere.
Sales are forecast to set a record high this year, forcing South Korean retailers to cut prices to retain customers.
SEOUL, South Korea — South Korea does not celebrate Thanksgiving, but the hot deals at U.S. online retailers during the holiday season are changing the shopping habits of South Koreans who are aggrieved at marked-up prices of locally made and imported goods at hometown stores.
The volume of goods ordered by Korean shoppers from websites overseas has surged in recent years and sales are forecast to set a record high this year above $1 billion. It remains small compared with retail sales within South Korea, which are forecast at $243 billion this year, but is expanding at a faster rate.
The trend known as “jikgoo” in local lingo has forced South Korean retailers to cut prices during the weekend between Black Friday and Cyber Monday to get those shoppers back. LG Electronics Inc. changed its customer service policy in April so that Koreans who buy LG televisions from outside Korea would not be discriminated against in customer service.
Those responses show how online commerce is putting traditional bricks and mortar retailing on the back foot in many countries by making it easier for people to compare prices and work out when local chains are gouging them.
Asia has its own online retailers but U.S. companies are also targeting the region, with Amazon.com recently committing $2 billion to expanding its Indian business. In China, e-commerce giant Alibaba Group and Amazon also promoted Black Friday sales but results appeared to be modest. The day was overshadowed by China’s, and possibly the world’s, busiest retailing day – “Singles Day,” on Nov. 11.
South Korean shoppers complain that foreign goods sold at local retailers are marked up and the local market lacks diversity because importers tend to bring in premium goods only, not budget models. Wider choice and cheaper prices are among the reasons why Korean shoppers go to Amazon and eBay to get products made by Korean companies.
South Korean Yoo Jung-kun saved more than $1,000 when he bought a LG Electronics television from Amazon this summer, even after paying $190 for shipping and $30 insurance for the $999 model.
The 60-inch LED TV that Yoo got came without advanced options such as 3D or smart TV functions but that didn’t matter to him. The 38-year-old auto industry worker didn’t want such premium features. But in South Korea, he could only get a 60-inch model with 3D and smart TV features for more than $2,000.
Mmmmm... You're bacon me crazy, bacon.
1. The easiest way to cook bacon is in the oven (and it's equally delicious).
Say goodbye to grease burns and hello to cooking a pound of bacon in mere minutes! Head over to All Recipes to get the deets on how — and why — you should bake bacon.
2. Want to quickly cook a WHOLE LOT MORE than a pound of bacon? Try this clever oven hack.
They're cooking about 3 pounds of bacon in the image above, with what looks like room for more! You'll want to put a pan on the bottom to catch all the fat, of course.
3. To find out if a package of bacon is mostly meat or mostly fat, turn it over and look at the window.
Higher-quality bacon contains more meat than fat, so when you turn it over you should clearly see meat through the window. See this tip and a couple other good ones from Crazy Russian Hacker.
4. If you’re in a hurry, put bacon on a bowl on a plate and microwave it — the grease will roll down the sides of the bowl resulting in surprisingly crispy bacon!
See this and seven other good cooking hacks from BuzzFeed Video.
5. You can also cook bacon in a waffle iron.
This is great when you just want a little bacon quickly. A bonus is that the waffle iron will pull the grease away from the cooking surface, leaving you with crisp and yumilicious bacon.
6. Have a sweetie who is sweet on bacon? Make them a bouquet of bacon roses!
7. Use bacon to reheat fast-food french fries so that they're crispy and delicious instead of soggy and gross.
8. Make a bowl out of bacon. REPEAT: You can make a bowl out of bacon.
Let's keep it real, though — there's literally nothing you can put inside a bacon bowl that will upstage it. Learn how to make this majestic creation at Not Martha.
9. You can also turn bacon into a cup — like in this cheesy bacon egg cup.
Find the recipe at Tasty.
10. Make a bacon weave so that your BLT, bacon burger, or breakfast sandwich has a taste of bacon in every bite.
Find the how-to over at Country Living.
11. Once you master the bacon weave, you can make BACON TACO SHELLS!!!
I mean, you guys, bacon taco shells. Sometimes this world is too beautiful for us all. Learn how to make your own at Dude Foods.
12. Want to make peeling bacon strips off the slab a whole lot easier? Wrap a rubber band or hair tie around the package and put it in the fridge.
Later, when you cook it, the bacon strips will be easier to separate.
13. Add some water to the pan for perfect, no-splatter cooking.
Get the deets at Wonder How To.
14. Craving onion rings but trying to eat low-carb? Use bacon instead of breading!
15. Here's an amazingly easy way to make at-home bacon cinnamon rolls.
Unroll the cinnamon roll, insert a bacon strip, roll it back up and cook! Here's the recipe.
16. You can use leftover bacon fat to make seriously upgraded versions of all kinds of food, like this hot bacon salad dressing.
Find the droolworthy recipe at Home Sweet Eats.
17. You can also use bacon fat to make unforgettable baconnaise.
Check out the recipe at Keto Adapter — Maria Mind Body Health.
18. Here's one more genius thing to do with bacon fat — use it to make bacon peanut caramel corn.
Want to see 25 more recipes using bacon fat? Look here.
19. Not a meat eater? Use rice paper to make vegan bacon that actually tastes freaking amazing!
You can find a popular recipe for rice paper bacon at the Edgy Veg.
It’s not the direction or the magnitude of currency movements that causes me sit up and take notice, it’s usually the velocity of currency movements. That is, extreme volatility can indicate something underlying that actually matters.
With Treasuries and with currencies, the trends can stay in place for a rather steady long time vs. say stocks and commodities. And so I rarely factor dollar/currency movements into my analysis and outlook for the stock markets and other markets we invest in. But when the dollar and/or a currency suddenly changes direction and/or puts on a big move in one direction over a small time frame (say measured in days instead of a slow turn or slow big move build up over months or years), then I start to dig a little more on what might be causing that movement with such velocity.
So what am I reading into the current velocity and volatility in the of the movements of the dollar vs the euro /quotes/zigman/4867933/sampled EURUSD $EURUSD versus the yen /quotes/zigman/4868099/sampled USDJPY versus gold /quotes/zigman/662680 GCZ3 ? Simply that there’s some serious banksters and traders out there that are flipping out about the debt resolution this week and/or something else. It’s obviously the “something else” and the simple fact that these ongoing currency wars keep escalating that has my spidey sense tingling. Something’s got the dollar and all these other currencies making big moves and sometimes wildly short-term contrarian moves to their recent trend.
And for the best iPhone app for staying up with currency buzz in real-time every day, is, yes, the Scutify iPhone app, which recently hit #9 in the Apple App Store finance category.
As for my recent hedging and bubble-stock put buying binge and what I’m doing there today since the market’s big rally here this morning — well, I don’t like the buying or the selling of much of anything right here right now. We will have plenty of future trading opportunities to both capture gains and to hedge our portfolios. I’d like to see the market rally towards its all-time highs in the very near-term and that would likely set us back up for a major sell-the-news-reaction when they “negotiate” a so-called budget agreement.
All that said, if you were stressing out about the big market pullback this week, you might want to consider just trimming back a little exposure and raising some cash so you can think straighter.
And in yesterday’s “trading updates” column, I neglected to mention a loser of mine I should update you on, even though the update is that there’s been no change in my position. That is, the Market Vectors Gold Miners /quotes/zigman/420125 /quotes/nls/gdx GDX exchange-traded fund sure needs some sudden spiking if we’re gonna’ end up making money on the remainder of our GDX calls left over from recent profits I’d noted taking earlier. I am holding my GDX calls steady for now, but have lost some confidence in their ability to pay off for me by early next year. Lots can happen before then though, of course.
Cody Willard writes Revolution Investing for MarketWatch, posts the trades from his personal account at TradingWithCody.com, which is not affiliated with MarketWatch and is the largest shareholder in Scutify‘s parent company, Wall Street All-Stars. At time of publication, Cody was net long gold and silver, GDX and SLV. Follow Cody on Twitter at twitter.com/codywillard.
Abundant sunshine. High 68F. Winds light and variable..
Skip all the meal prep hassle and get someone else to do all the work of preparing you and your family a Thanksgiving feast.
Don't feel like cooking this holiday season? Swing by one these Sioux Falls restaurants for your 2018 Thanksgiving Day feast.
Perkins: The Perkins Restaurant & Bakery at 3400 Gateway Blvd. (west of I-29) will be open 24 hours on Thanksgiving Day. They will be featuring oven-baked Butterball turkey and dressing with two additional sides and a piece of pumpkin pie for $13.59.
Hy-Vee Market Grille: All Sioux Falls locations will serve a Thanksgiving buffet with half-price bottles of wine.
Are we missing a local restaurant or Thanksgiving special on this list? Email details to Sioux Falls Business Editor Jeremy Fugleberg at jfugleberg@sfbusinessjournal.com. Happy Thanksgiving!
What's better than a two-screen setup? A three-screener, of course. Here's how to work around the video-output limitation.
Mozilla, Firefox's creator, cautions computer users that reverting to old versions of the browser exposes them to security risks. However, some people may still prefer to use older Firefox versions. For example, you might have a business tool add-on that works only in older Firefox versions, or you may want to install a previous version if a new one has problems. If you'd like to replace your existing Firefox with an older version, you can easily download and install one from Mozilla's archived programs Web page.
Navigate to the Web page that contains old Firefox versions (link in Resources). The page lists old versions and their modification dates, including versions that are quite outdated.
Select the version you want to install. A page launches that displays several files and folders, among them various operating systems.
Click the "System 32" folder or similar (this may also be called "win32") for the Windows operating system, to view sub-folders for various languages.
Click the link next to your language. For instance, if you'd like to install the U.S. English version of Firefox, click "en_US/." A new page opens and displays one or more files with Firefox Setup" as part of the name, along with the version number. Depending on the version you choose, you may see files with extensions that end in .exe or .zip. Some versions may contain both.
Click the file with the extension .exe or .zip. Both file types enable you to install Firefox. The .zip file is a compressed archive of the executable that you'll need to unzip before installing. Save the file when prompted.
For .exe files, double-click the file to launch the installation wizard and install the program. For .zip files, unzip it using whatever utility you normally use, open the uncompressed Firefox folder and double-click the Firefox.exe file to launch the installation wizard.
Old Firefox versions are also available for Linux and Mac.
It pains me to bump the Yearly Kos post down but duty calls. Apparently we had our own little version of the end of the Godfather last night: damn near everyone got hit. A “treasure trove” of information was collected, says Gen. Caldwell.
Murtha was just on CNN so I’m going to have to go sit through his crap to see if there’s any video worth harvesting. In the meantime, just stick with Newsbusters and Media Blog. Nuggets aplenty.
Some Democrats, breaking ranks from their leadership, today said the death of terrorist leader Abu Musab Zarqawi in Iraq was a stunt to divert attention from an unpopular and hopeless war.
Update: CNN has a blaring headline up right now about Zarqawi having been “betrayed” by his, ahem, spiritual advisor, but the AP says it was inadvertent.
Update: It’s in the nature of news that criminals get press while their victims remain obscure, and all the more so the greater the number of victims there are. So take a moment to think of this guy, whose wedding reception last November at a hotel in Amman turned into a slaughterhouse when it was hit by one of Zarqawi’s suicide bombers.
“Time may heal something simple, but what happened to us was big,” he said. “I don’t remember it as my wedding day, it’s a day in which the eyes of Amman turned black and cried.
“I can’t describe how I feel,” he said, tears in his eyes.
If we had withdrawn from Iraq already, as the “peace” movement has been demanding, then one of the most revolting criminals of all time would have been able to claim that he forced us to do it. That would have catapulted Iraq into Stone Age collapse and instated a psychopathic killer as the greatest Muslim soldier since Saladin. As it is, the man is ignominiously dead and his dirty connections a lot closer to being fully exposed. This seems like a good day’s work to me.
Update: Arab TV responds the way you’d expect.
Update: Fatal ambivalence in the Arab world.
After he scored a scene-stealing debut for himself in this summer’s Captain America: Civil War, anticipation was high to see Tom Holland’s Spider-Man on his own turf. Tonight, we finally get that chance, with the first full trailer for Spider-Man: Homecoming debuting on Jimmy Kimmel Live!
As promised, we’re skipping over all the old origin story stuff, instead focusing on a Peter Parker who’s chafing at being stuck in school while there’s a world out there to save, even as he’s still mooning over the girls in his class. His pining for a spot on the Avengers is emphasized by the heavy presence of Robert Downey Jr.’s Tony Stark—getting drawn into a mentor role, as well as a thoroughly unwanted hug—and the threat posed by Michael Keaton, giving an evil version of his growly Birdman voice as the sinister Vulture.
Still, the real focus is on Holland, and his goofily enthusiastic approach to Peter Parker’s web-slinging life. He accidentally outs himself to his best friend, gets called a loser, and even gets off some classic Spidey quips, trouncing Earth’s mightiest rip-offs of The Avengers. Plus, he gets to pull off some cool gymnastic moves from atop the Washington Monument; we’ll presumably see more of that kind of stuff when Spider-Man: Homecoming swing into theaters on July 7, 2017.
LOS ANGELES • Tiger Woods posted a video of himself swinging a golf club on Wednesday in an effort to shoot down recent reports that suggested he had endured setbacks in his recovery from back operations.
In a 13-second video posted on his Twitter account, he is seen hitting a nine-iron to the green on a 153-yard par-three hole on an indoor golf simulator, seemingly without discomfort.
"Progressing nicely," the 14-time Major champion, who has not competed since last August, wrote in the tweet.
Some reports over the weekend suggested the former world No. 1 suffered a setback in his recovery from a third back operation and that he was unable to sit without pain and had difficulty walking.
But Woods' agent said earlier this week that the reports of the golfer being incapacitated were false and an update on his client's health would be made at the appropriate time.
Woods, who made 11 starts on the PGA Tour last season and just seven the season before, had his first back surgery in early 2014. A second microdisectomy was performed last September with a follow-up procedure six weeks later.
The greatest player of his generation, the 40-year-old has not won a tournament since 2013 and last won a Major in 2008.
The world No. 445 has not set a timetable for his return to the PGA Tour, but US Ryder Cup captain Davis Love believes Woods could still make the team to play Europe in September.
"If he can play 10 or 12 tournaments in a row, I think he can get his game back and make our team," Love said of one of his vice-captains at Hazeltine in an interview with the BBC.
From The Mailbag: Are Military Uniforms Tax Deductible?
I recently received an email asking whether military uniforms are tax-deductible on federal income tax returns. There's a lot of bad information out there about whether military members can deduct their uniform costs on their tax return. The situations are pretty limited, and even if you can, you're not likely to see a huge tax benefit.
Military uniforms. You generally cannot deduct the cost of your uniforms if you are on full-time active duty in the armed forces. However, if you are an armed forces reservist, you can deduct the unreimbursed cost of your uniform if military regulations restrict you from wearing it except while on duty as a reservist. In figuring the deduction, you must reduce the cost by any nontaxable allowance you receive for these expenses.
If local military rules do not allow you to wear fatigue uniforms when you are off duty, you can deduct the amount by which the cost of buying and keeping up these uniforms is more than the uniform allowance you receive.
If you are a student at an armed forces academy, you cannot deduct the cost of your uniforms if they replace regular clothing. However, you can deduct the cost of insignia, shoulder boards, and related items.