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Carey detailed how paramedics arrived on the scene to treat at least one person for a gunshot wound while the police came to take another person into custody. Austin Police are still looking for more suspects. Shortly after the shooting, the department released a statement confirming the crime and warning SXSW attendee... |
The shooting came in the middle of a dangerous weekend in Austin. In just 24 hours, there were three other firearm-related incidents that left five people in the hospital, according to Deadline. |
In this segment of the Sept. 19 MarketFoolery podcast,Chris Hill, Stock Advisor Canada's Taylor Muckerman, and Million Dollar Portfolio's Jason Moser consider whether Adam's plan to invest 50% of his portfolio in an index fund and 50% in individual stocks is a reasonable choice. They also discuss the imp... |
Chris Hill:Question from Adam Bartell, listener No. 41. Adam writes, "I'm forty-four years old and I'm about to be laid off from my job. I have saved about $400,000 in an index fund in my 401(k), which I may roll over into an IRA. If I do, I'm thinking that I would keep about 50% in the index fund and al... |
Let's back up out of the individual services and let's just treat this as... I think his core question is, "I'm thinking 50% index fund and 50% individual stocks." What do you think of that? |
Jason Moser: I'm 44, or almost 44. I guess I can see where he's coming from. I hope I'm not getting ready to be laid off. I don't know that... I think the first thing I want to do is make sure that I've got enough money to deal with however long I would anticipate being unemployed. That would b... |
I like the idea of having half of that, if not even more, in an index fund, because that just gives you that instant diversity where you're not pegged to just one stock. Then from there I would just go very slowly. I would not feel compelled to get the other half of that money invested immediately in individual st... |
I would not feel compelled to get it all on the market at once. Stay liquid, keep some dry powder on hand, and going back to what we were talking about before with having that chunk of change where you can be opportunistic, and also having some liquid cash if you run into a situation where you really need it. Hopefully... |
Taylor Muckerman: Even with the 50% for the index funds, I would edge into that, go back to the dollar-cost averaging question because you dump it all into the market right now, and you see numbers ticking up they're right around all time highs. Not saying that it's going to collapse, but at the same time, I ... |
Taylor: Yeah, OK. It's already in the market. |
Jason: He'd be able to roll that over into an IRA in that same index fund. Then it would be a matter of what do you do from there. Also understanding that any selling from that index fund, there are going to be tax implications there that you want to make sure you understand you may or may not be subject to. Again... |
Chris: To your point about how Adam's got many years of productivity ahead of him, also many years of compound interest. |
Chris: That's the thing when you just think about... even if someone is just thinking, "I'm just going to keep it all in an index fund," you're looking at 20 to 30 years of compounding before you potentially need to tap that. |
Jason: Yeah. It sounds like he's thinking, "OK, I'll roll all this over into an IRA and I've got all this money in an index fund," and then typically you would be able to sell off any bit of that index fund that you want to invest in other ways, and you wouldn't have any tax problems because of the ... |
I’ve been waiting for the start of the new season of Game of Thrones pretty much since the credits rolled after the season finale. We’ve been hearing that “winter is coming” since Season 1 and I have a feeling that the world beyond the wall may finally start to impact the goings on at King’s Landing. |
These cupcakes are decorated with blue candy that looks like shards of ice. Even if you’re not obsessed with Game of Thrones, you will still get a kick out of these cupcakes. They look way more complicated than they actually are, but you don’t have to tell your guests that! |
Making your own rock candy is totally worth it. I recommend flavoring it and coloring it boldly. This recipe will leave you with plenty of extra to snack on after you decorate and stuff the cupcakes. |
In a saucepan combine sugar, corn syrup and water. Stir the mixture just enough to combine, otherwise parts of it will cook faster than others, but don’t stir too vigorously or allow the sugar to splash up the sides of the pan. |
Bring the sugar to a boil; and keep a close eye on it once it starts bubbling. It’s really helpful to use a candy thermometer; the sugar will be ready to pour when it is between 275-300 degrees F. |
Once the sugar reaches around 250 degrees F you can add extracts or flavoring. I used a few drops of peach extract and lemon oil for flavoring. Make sure the extracts you use are colorless (or lightly colored) so that they don’t conflict with the final blue color we’re going for. |
Add a few drops of blue food coloring. Stir the color through and make sure it is the shade of blue you want. |
Once the sugar mixture reaches at least 275 degrees F pour it onto a baking sheet that’s been sprayed with nonstick spray and covered in parchment paper. Work quickly when pouring the rock candy onto the baking sheet because it will begin to harden almost immediately. |
Let the “ice” sit out for a few minutes to allow it to cool, then pop it in the refrigerator. I recommend refrigerating it for at least 15 minutes before breaking it into smaller pieces. |
Whip the cream until it becomes thick and reaches whipped cream consistency. |
Then, whip the cream cheese until it’s light and fluffy. |
Add in the sugar and vanilla and combine. |
Gently fold the two together. |
I made a basic white cupcake; you can use any kind you like, even a box mix. If you don’t want to make your own cream cheese frosting, use whatever you have on hand as long as it’s white so you get that frozen effect. Here’s how to assemble the cupcake once you have everything ready. |
Cut a cone shape into the top of each of the cupcakes and save the top of the cone; it’s like a little hat we’ll be putting back on our cupcake. Watch the video for help! |
Fill the hole in the cupcake with rock candy or any small blue candy. Place the top of the cone back on the candy and frost away. |
Create large shards of blue “ice” by breaking up the rock candy and stick them into the top of the cupcake. |
DENVER - Aug. 13, 2018 - PRLog -- Meditation is the individual practice of focusing the mind to attain a clear or calm state. In it's simplest definition, the act of meditation is to still the mind for inner calm and peace. The practice of sitting to calm the mind has been used by humans for thousands of years. |
The practice of meditation has many variations - from as simple as sitting with the eyes closed, to as elaborate as deep-throat chanting and painting sand mandalas - there are many different methods of meditating as there are practitioners who meditate! |
Benefit The World is setting itself apart as a leader in mindfulness and meditation with their simple, easy-to-learn practice, called 8x8 Meditate™. |
Join the ever-growing meditation movement by attending any of three webinars a week, as Joe Bodick , the founder of the 8x8 Meditate™ Program, teaches this simple to learn practice! |
Learn to effectively meditate in less than 30 minutes, right from the comfort and privacy of your own home! |
For more information, please visit their website at https://benefittheworld.com. |
– He moved to Hampshire in 2006 after six County Championship seasons with Yorkshire, which, through residency rules, qualifies him to play for England. |
– Lumb was named in England’s 30-man squad for the ICC Champions Trophy last year, but failed to make the final cut for South Africa in September. |
– He is the son of former Yorkshire opener Richard Lumb and was raised in Johannesburg before moving to England ten years ago. |
– The 30-year-old batsman joins the growing ranks of South African-born players turning out for England, following in the footsteps of Matt Prior, Andrew Strauss, Kevin Pietersen, and Jonathan Trott. |
– Lumb has made his name as a hard-hitting batsman, especially as an opener or near the top of the order in one-day and Twenty20 cricket. |
– He has been drafted in by the England selectors with a view to giving the side a more explosive edge at the beginning of innings – something Andy Flower’s side have lacked in recent years. |
– Lumb was prolific in Twenty20 in 2009, scoring 442 runs in 11 games. |
– His top score in the 20-over discipline was a remarkable 124 not out from 69 balls against Essex last season. |
– Lumb is an experienced Twenty20 player and was signed by former Hampshire captain Shane Warne to play for the Rajasthan Royals in the 2010 Indian Premier League – a deal worth a reported £30,000. |
– As well as being a more than capable batsman, Lumb can also be employed as a bowler. His best figures in Twenty20 are 3/32. |
Just as the Premier League run-in is building up momentum, along comes the international friendly window to put all the real business on hold in favour of non-competitive matches. Oh good. |
As their team return to action against Crystal Palace on Saturday, West Ham fans could have been expected to have spent the last fortnight kicking their heels out of boredom – but at least they had Mark Noble’s testimonial to occupy them. |
And the way that turned out, the enforced break may end up being a huge piece of luck for the rest of the season. |
Amidst all the feather-spitting about Noble’s exclusion from the England squad (West Ham were the only top 10 team not to have a player named in Roy Hodgson’s party), at least that meant he was available to play in his own tribute game, which turned out to be something very special. |
Noble’s testimonial gave many of the club’s biggest names of recent years a chance for one last run-out at a packed Boleyn, creating an incredible feel-good factor. |
Ian Bishop, Paolo Di Canio, Rio Ferdinand, Dean Ashton – they and many more have played a part over the last generation in building up West Ham to the point where they are now; ready for the most momentous, potentially history-changing move, and with the FA Cup and (whisper it) Champions League qualification still very... |
If the class of 2016 do achieve success on either of those fronts, the Noble testimonial may have helped play a part. Not just in terms of being a perfectly-timed letting off of steam, but also practically. Amid the multiple substitutions and on-pitch clowning, it was noticeable that the hugely important Diafra Sakho, ... |
Similarly, Alex Song, whose lack of recent first-team appearances has been linked to a reported loan contract clause saying a certain number of starts would trigger a permanent move, also played a large part of the game – handy for keeping him in shape just in case his big match experience is needed in an end of season... |
‘Too good for England’ was the chant that rang around the ground for Noble, but the sight of Ashton – forced to quit aged 26 after an injury picked up on international duty – reminded West Ham fans that sometimes call-ups come at a heavy price. |
Had he been away with England, Mr West Ham would have missed being guest of honour at a wonderful, uplifting celebration of all things claret and blue. As it was, he got to be at the centre of it all. Whilst other teams may be running out of steam, Mark Noble’s testimonial could just have given West Ham’s spirits the b... |
SOMERSET — Somerset-Berkley Regional High School will have a new artificial turf field to play football and other sports on, bleachers and a new track about a year before the new high school building is completed, according to the phase-in plan for the project. |
School Superintendent Richard Medeiros said that new tennis courts also will be built on the high school site before next spring, so that the team will have not have to relocate temporarily. |
"That was real encouraging because we didn't think that was going to be possible," Mr. Medeiros said of building the sports facilities before the new building. Building the football stadium and tennis courts at those times will mean that the school district will not have to spend money to transport some teams to practi... |
"I'm very excited about it because I'll be able to keep some sports here," Somerset-Berkley Regional High School Athletic Director Kim DoCouto said. |
Mr. Medeiros said being able to build the sports facilities earlier than expected was welcome news to parents who would like to see their children play their whole high school careers at the high school site, rather than off site somewhere. |
"They are trying to create as little disruption as possible," Mr. Medeiros said of the architect, project manager and building committee working on the plans for the new high school construction. |
Mr. Medeiros said after the next football season, construction will start on a new football stadium and artificial turf field that will be able to be used for multiple sports, including soccer and field hockey. |
High School Building Committee Chairman Richard Fenstermaker said the original budgeted costs for site/field improvements are $773,978 for a mulit-sport turf field, $630,621 for bleachers and a press box and $500,282 for a polyurethane track. The budget estimate for the bleacher was for 1,500 seats. The building commit... |
Mr. Fenstermaker said the tennis courts will be ready by next fall and will be located where there is currently a parking lot near the auditorium. He said the tennis team did not have anywhere else to play in town. Mr. Fenstermaker did not yet have a cost estimate to build the tennis courts. |
Some teams at the high school will still need to find other fields to practice and play games on because of the new high school building construction. The softball field will have to be relocated until its new field is completed, but Mr. Medeiros said that should not be a problem with all of the softball fields in town... |
Ms. DoCouto said being able to build the tennis courts by next spring is the biggest help because that was the most difficult team to relocate with no other courts in town. |
"It's a financial saver which is what it is," Ms. DoCouto said. |
For the next fall season, Ms. DoCouto said the field hockey team and one of the soccer teams would have to be relocated. Soccer has played games on the current football field and so could do that. When the new turf field is completed, Ms. DoCouto said as many varsity games as possible would be played on that field unti... |
For spring sports, Ms. DoCouto said the softball and baseball teams will have to be relocated while new fields are built for them at the high school site. She said the softball team will play at Ashton Field, but there has not been a site found for the baseball team yet. She said the baseball team may have to play its ... |
I’m just not sure how to respond from here. We’re usually on the same page and of course both parents should make decisions involving the kids, but I don’t feel like it’s even our decision to make. My son made it, and at 8 I think he’s capable of deciding he doesn’t like animals being killed for his food. |
DEAR MY SON LIKES LETTUCE: Good for your kid, and good for you. Not for quitting meat, per se, but for the willingness to stand up for something and the willingness to stand up for him, respectively. |
That’s how I suggest you talk about it with your wife. Don’t approach it as a meat/no meat thing, but as a matter of respect. He decided this, you didn’t; your decision was to treat this as a matter principled self-expression for your son. |
But instead of responding with this line of reasoning upfront, I also suggest you approach your wife not with declarations but with questions. Or, if you’re comfortable with it, with reflective listening — i.e. a restatement of something she says, as you understand it to mean: “It’s bothering you that Son chose to be a... |
And I do think there’s another source, because she’s all over the map — wishing she’d been told, suggesting food-sneaks (terrible, terrible idea — be forceful on that point), fretting about nutrition. When there are multiple points of conflict that aren’t particularly coherent, that suggests a bigger, underlying compla... |
It’s OK that you don’t agree — even parents who are typically in sync will diverge on something — as long as you work together in good faith to find a solution you can both accept and apply consistently with your kid. |
RE: VEGETARIAN: Eight is also old enough to start participating in some meal planning and cooking. Get your son an age-appropriate vegetarian cookbook and enlist his help in planning and preparing meals that can please the whole family. It could ease some of the inconvenience and nutrition worry, which might help solve... |
27 years after her original debut, Wonder Momo, one of Namco Bandai's older IPs, is getting a franchise. |
Wonder Momo was originally an arcade game released in 1987. A fairly simplistic (by today's standards) side-scrolling beat 'em up game, featuring a transforming, hoop-wielding heroine. |
Since its release, the game has been ported to the PC-Engine (the Japanese version of the Turbografx-16) and the Virtual Console on the Wii. Despite the game's Japanese cult following and the fact that the main protagonist has made appearances in numerous other games, the original game has never been released outside o... |
Namco Bandai announced earlier today at a special press event that, starting February, they will begin airing a new Wonder Momo anime series. The anime will consist of five 5-minute episodes, and will be released in Japanese with English subtitles on Crunchyroll. |
An all-new Wonder Momo game developed by WayForward Technologies for PC and Android consoles is also in the works and scheduled for release in the first quarter of 2014. |
Top image: ©NAMCO BANDAI GAMES Inc. |
Since 2015 seven major grocery chains, employing more than 125,000 workers, have filed for bankruptcy. The media has blamed “disruptors”—low-cost competitors like Walmart and high-end markets like Whole Foods, now owned by Amazon. But the real disruptors in this industry are the private equity owners who were behind al... |
The bankrupted private equity–owned grocery chains include East Coast chains A&P/Pathmark, Fairway, and Tops; West Coast chains Fresh & Easy and Haggen; the Southeastern Grocers chains (BI-LO, Bruno’s, Winn-Dixie, Fresco y Más, and Harveys); and in the Midwest, Marsh Supermarkets. We could find no comparable publicly t... |
The future of regional supermarket chains is a major concern for consumers, vendors, local communities, workers, and their unions. Grocery workers are by far the most unionized of all retail workers. The United Food and Commercial Workers International Union (UFCW) has 1.3 million members in the United States and Canad... |
P.E. firms, famously, have no commitment to the long-term sustainability of the companies they buy; their time horizon is three to five years until, ideally, they exit these investments. The heart of the private equity business model is the “leveraged buyout” (LBO). This is a deal in which a P.E. fund uses capital supp... |
The bankruptcy of Southeastern Grocers, owned by private equity firm Lone Star Funds, provides a classic example of how private equity drives companies into bankruptcy while extracting millions of dollars for themselves and their investors. Southeastern is the owner of well-known brands BI-LO, Fresco y Más, Harveys, an... |
Lone Star first bought out Southeastern’s predecessor, BI-LO, in 2005 in a leveraged buyout, and took the company private. It ran the company into bankruptcy by 2009 and emerged from Chapter 11 in 2010. It tried to sell the chain to publicly traded Kroger and employee-owned Publix Super Markets, but they were not inter... |
As if this weren’t enough debt, Lone Star sent Southeastern on a buying spree rather than invest in existing stores. In 2012, it bought out Winn-Dixie for $561 million, creating a chain of 690 stores and 63,000 employees. In 2013, it added another 165 stores (Harveys, Sweetbay, and Reid’s) in an LBO worth $265 million,... |
To offset the growing debt due to dividends and LBOs, the company sold the real estate of a distribution center for $100 million and several stores for $45 million, and then required the affected entities to pay rent on the buildings they used to own—further undermining their financial stability—referred to in financia... |
By March 2018, Southeastern filed a “pre-packaged” Chapter 11 bankruptcy. Once used for unique situations, private equity firms now treat them as a staple in their bankruptcy proceedings, allowing the P.E. owners to fast-track the process by working out a deal with senior creditors before the bankruptcy filing. Unsecur... |
This all too familiar story is not about “disruptive” new competitors or price wars—it is about private equity extracting wealth and driving companies into bankruptcy. The same playbook drove Tops Markets into bankruptcy only a month before Southeastern Grocers. The northeastern chain of 170 grocery stores was bought o... |
As in the case of Southeastern Grocers, the debt overhang left Tops with little wiggle room to reduce prices or resources to invest in store upgrades, new products, and online services needed to be competitive, as it reported itself in its bankruptcy filing. At the time of the bankruptcy, it had 14,800 employees, with ... |
The future remains uncertain, however, as Tops’s financials are still fragile. Despite the reduction in debt, Tops expects its interest expenses will wipe out nearly all its operating profits for the next three years. It projects a loss of $13 million in 2019 and expects to just about break even in the following two ye... |
Fairway Market, a small chain of upscale specialty grocery stores mostly in Manhattan, faced a similar struggle for survival. Acquired by private equity firm Sterling Investment Partners for $150 million in an LBO in January 2007, the grocery chain found itself with $100 million in debt—a very high debt load for a smal... |
In April 2013, Sterling returned Fairway to the public markets via an initial public offering (stock sale), but retained a large portion of the stock, giving it control of about 80 percent of the voting power in the chain. Fairway’s shares sold at $13 a share, above its expected range of $10 to $12. The IPO raised $177... |
Things did not go well for Fairway following its IPO. Burdened by significant debt obligations and recurring interest and principal payments, Fairway was far less able than other specialty shops to respond to the increased availability of organics in mainstream supermarkets or to the entry of Whole Foods in the neighbo... |
After being acquired by Sterling Investment Partners in 2007, New York City's Fairway Market chain found itself $100 million in debt. |
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