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Mackenzie, Ashley. "What Can You Use to Promote Root Growth?" Home Guides | SF Gate, http://homeguides.sfgate.com/can-use-promote-root-growth-75498.html. 27 December 2018.
Mozilla announced on Tuesday that it’s offering five-figure grants to researchers and creatives studying the impact of artificial intelligence on society. This latest round of the annual Mozilla awards will net lucky winners up to $50,000 for producing AI-awareness content: videos, browser extensions, or interactive data visualizations.
The problems of AI are legion: YouTube’s algorithms have been criticized for harming children by introducing them to hugely inappropriate content, Facebook’s content-moderating AI exacerbates fake news, while Google employees staged a series of public protests after a Gizmodo report uncovered its AI was being used by the US military. Complex societal issues, racism, misogyny, militarism, etc. are being re-created in the tools we build.
Applicants will be judged by a committee of Mozilla staff and former fellows, and they’ll be accepted through August 1, 2018. Winners will be announced during MozFest, held October 26-28, 2018.
Navy Adm. Harry B. Harris Jr.
The United States and its Asia-Pacific partners are hosting a Proliferation Security Initiative exercise here, the first in what is to be an annual rotation.
The Proliferation Security Initiative, or PSI, is a global effort launched in May 2003 to stop trafficking of weapons of mass destruction, their delivery systems and related materials to and from states and nonstate actors of proliferation concern.
Eric Rosenbach, acting principal deputy assistant secretary of defense for global strategic affairs, kicked off the opening ceremony Aug. 4 for Fortune Guard 2014 at the Asia-Pacific Center for Security Studies.
Navy Adm. Harry B. Harris Jr., commander of U.S. Pacific Fleet, was the keynote speaker and stressed the importance of engaging key audience participants and demonstrating its viability for countering the proliferation of weapons of mass destruction and increasing the capabilities of countries in the region to contribute to the effort.
Rosenbach noted that New Zealand, Australia, Singapore, Japan and South Korea all have all held at least one PSI exercise over the last six years.
“Building on this robust level of activity in concert with these partners, Exercise Fortune Guard represents the launch of a new level of commitment to PSI in the Asia-Pacific,” he said. “Each year, one of the Asia-Pacific exercise rotation partners will host a PSI exercise, offering the region a key platform for cooperation on the critical threat of WMD proliferation and for the building of capacities needed to effectively counter this threat.
Defense Secretary Chuck Hagel invited Australia, Brunei, Cambodia, Canada, Japan, Malaysia, Marshall Islands, Mongolia, New Zealand, Papua New Guinea, Philippines, South Korea, Samoa, Singapore, Sri Lanka, Thailand, Vanuatu and Vietnam to participate in Fortune Guard 2014. The secretary also invited several other nations -- including China, India, Indonesia, Micronesia, Palau and the Association of Southeast Asian Nations -- to observe tabletop discussions during Fortune Guard.
Participating nations are expected to conduct a tabletop exercise, a live exercise at sea on the USNS Henry J. Kaiser, and a port exercise at Joint Base Pearl Harbor-Hickam.
The tabletop exercise will focus on national-level decision-making in interdiction scenarios. Which agencies engage, at what level, and at what point in process? Thinking through these challenges in advance can better prepare all participants for real-world scenarios, officials said.
The live sea exercise will include a simulated WMD-related cargo, and participants will witness special operations teams boarding and searching the ship. South Korean, Japanese and U.S. maritime forces will participate, and the Australian navy will provide role players.
Meanwhile, another group of exercise participants will engage in an academic seminar, with topics ranging from Norway’s firsthand account of operations in the destruction of Syria’s chemical materials to the relationship between United Nations Security Council Resolution 1540 and the Proliferation Security Initiative.
On the final day of the exercise, the participants will have the opportunity to see capability demonstrations from tactical teams from Japan, Singapore and the United States related to the simulated detection of radiological and proliferation-related materials aboard a C-17 aircraft and shipping container.
FindTheHome analyzed data from the National Association of Realtors from its October 2015 Housing Affordability Index, which found that affordability is on the rise throughout the nation.
The monthly composite index value was reported at 166.3, up from 163.7 the previous month. Using median existing home sale prices and the income required to obtain a mortgage, the affordability index shows that not only were there gains in median family income, but the qualifying income for a mortgage has dropped to become a reality for more Americans.
In Miami, home listing prices have been on the rise and as of September 2015, the median active list price was reported at $368,980, which is higher than the active median listing price in January 2007.
According to the U.S. Census Bureau, the median household income in Miami, as reported between 2009-2013, is $43,100.
A mix of clouds and sun with gusty winds. High 64F. Winds NNW at 25 to 35 mph. Higher wind gusts possible..
Partly cloudy skies. Gusty winds during the evening. Low 41F. NNW winds at 20 to 30 mph, decreasing to 10 to 15 mph.
For most of us, money is tight this year. But that doesn't mean you can't decorate for the holidays. Here is how to deck the halls it without breaking the bank.
While Suez is set to begin a $15 million project to replace its company-owned lead pipes next week beginning in Hackensack, the water company will not touch lead lines on private property - a responsibility that generally falls with homeowners.
Suez is seeking state approval to charge customers $1,000 if they allow the company to remove their residential lead lines as part of a two-year pilot program, according to a company filing with the Board of Public Utilities.
The $1,000 is considered a discounted price for a project that, if handled by private contractors hired by homeowners, would cost them an estimated $3,000 to $8,000, according to the company.
Suez would make up the difference in price with a rate hike on all of its customers in its Bergen and Hudson county market.
"Not every customer can afford to do this on their own so that's why we hope to offer this program," said Debra Vial, a Suez spokeswoman. "We would pass this along to all rate payers because it's an important public health issue."
Suez is offering it to anyone in their service area who has a lead service line. But the work has to be done in conjunction with Suez's work in removing their own lead service lines. They are targeting 16 towns this year to do that work.
The $1,000 could be paid off in one lump sum or over a year via a customer's utility bill, according to the filing. Internal plumbing fixtures are not covered under the program.
The BPU has not yet scheduled a hearing on the request, according to its website.
The filing comes two months after Suez announced it had found high levels of the toxic metal in 16 of 108 homes it tested in the second half of 2018 — the most the company has ever recorded in its local system.
Water leaving its treatment plant in Haworth has no detectable level of lead. Water becomes contaminated with lead as it travels through service lines that connect a water main in the street to a home. Water can also pick up lead from lead plumbing fixtures inside a home.
Suez, which serves 800,000 people in Bergen and Hudson counties, announced last month that it would replace 50,000 feet of lead pipes this year - about 25 percent of its lead infrastructure.
Work would start in eight municipalities with high concentrations of lead pipes: Teaneck, Rutherford, Hackensack, Ridgefield Park, Bogota, North Bergen, Union City and West New York.
Pipes would also be replaced in East Rutherford, Little Ferry, Wallington, Lodi, River Vale, Alpine, Old Tappan and Upper Saddle River.
The $1,000 offer is similar to other residential replacement programs offered in New Jersey and across the nation as water utilities, especially in older cities, grapple with high lead levels.
Newark, which has a considerable lead problem, is offering a similar program to residents. The city would charge no more than $1,000 to replace a homeowner's line.
Milwaukee is offering to replace residential lead lines for $1,600, a discount from an average cost of $7,000, according to the city.
Washington, D.C., estimates that it costs $720 alone to bore a hole for the new pipe and $120 per foot from the house to the property line.
More: Feds said fumes from NJ Superfund site weren't harmful. A new report says otherwise.
More: New York just agreed to ban plastic bags. Is New Jersey next?
Yes, you’d be forgiven for scratching your head when confronted with the concept of health insurance for pets—it’s not as popular in the United States as it is overseas in Europe (only 2% in the U.S). Still, the number of Americans paying monthly stipends so they don’t get gouged when their pets get ill is on the rise. That fact was underscored Friday when pet insurance firm, Trupanion Inc., began trading on the New York Stock Exchange.
The Seattle-based company is offering 7,125,000 shares of common stock at a price to the public of $10.00 per share and will trade under the symbol “TRUP.” That's at least $71 million in capital raised, before discounts and other costs. About five hours into trading shares had risen over 12%.
Trupanion claims it covers some 181,000 pets as of this spring and last year lost $8.2 million on revenues of $83.8 million. Founded in 1999, the company has received over $37 million in venture funding from the likes of Highland Capital Partners and Maveron (Starbucks CEO Howard Schulz's investment machine).
Pet insurance has been around in some form since 1890, when Claes Virgin, the founder of Lansforsakrings (now Agria Animal Insurance) wrote the first policies in Sweden, it didn’t come to the U.S. until 1982, and then it got a bad rep. Some U.S. insurers dropped sick pets or excluded certain chronic or hereditary conditions.
Over the past decade, however, a wave of new competitors – including Petplan, Embrace, Trupanion and Healthy Paws – has eliminated such exclusions and offered consumers more choice, forcing older players to offer more consumer-friendly services and prices. Generally pet insurance companies are more similar to price clubs than human insurance and routine vet visits and pre-existing conditions aren’t often covered. Pet owners choose a level of coverage, a deductible and premiums tend vary depending on the health, age and breed of pet.
The pet health coverage space is a market with lots of room to grow, though. Americans spend more than $14 billion on vet bills annually, but pet insurance premiums total at most a half-billion. The largest player, Veterinary Pet Insurance, had sales of $239 million in 2013.
For more information, check out FORBES deeper look at pet insurance firm Petplan and the changing face of pet health in our March feature story.
AUD/USD hits 0.73 for the first time in six weeks, what's next?
The aussie is continuing to make strides today pushing forward with further gains as the greenback stays offered. AUD/USD now looks towards cracking the 0.7300 handle as buyers look to build on a break of the 100-day MA (red line) @ 0.7267 earlier.
The improved sentiment in equities is also helping to drive the move higher in the aussie today but I wouldn't give the all clear just yet. As mentioned before, US traders will have their say before any firm break to the upside is justified but currently the technical picture continues to look even better for AUD/USD buyers.
The September high of 0.7315 will be called into question once 0.7300 gives way and that is one of the more important levels to look out for in the pair this year. A break above that would break the bearish pattern of lower highs, lower lows in the pair that has helped to drive the pair lower since the start of the year.
The upside run just took out two key levels and is a strong indicator of a bullish run. Despite fundamentals working against the aussie in the bigger picture, positioning squeezes care very little for that and that is not something you'd want to stand in the way of when it happens.
In the United States, 142 people die of drug overdoses every day. President Donald Trump has rightly declared a public-health emergency and asked his health secretary to lead the federal response. But law-enforcement agencies also need an approach that puts a premium on public health, particularly as people are increasingly overdosing not on prescription medications but on street drugs like heroin and illicitly produced synthetic opioids such as fentanyl.
So far, however, the Justice Department is sending signals that it will be part of the problem rather than the solution.
In an announcement last month, Attorney General Jeff Sessions made it clear that he will instruct staff to prosecute anyone possessing, selling, manufacturing, or importing a substance containing fentanyl and to subject them to higher penalties than those for heroin use. This may send more people to prison for longer, but more criminal prosecutions of people who use drugs will not curb overdose deaths.
Someone is arrested every 25 seconds in the United States for possessing drugs for personal use. This criminalization of personal drug use and possession has devastated individuals, families, and communities. Punitive approaches drive people who use drugs away from health services and do not reduce injection-drug use, in the United States or globally. Drug courts, endorsed by the Justice Department as a priority, still involve criminal charges and have not been proven to reduce drug use.
1. Increase the number of law-enforcement agencies carrying naloxone.
Naloxone is a safe, generic medication that can bring a person back from an opioid overdose if administered on time. One study in 2012 conservatively estimated that one life is saved for every 164 naloxone kits. Police are often the first responders, particularly in rural areas where ambulance service is not as readily available. More police and sheriff’s departments are carrying naloxone than ever before, but these are still a small fraction of the law-enforcement agencies in the United States.
President Trump’s Commission on Combating Drug Addiction and the Opioid Epidemic recommended last month that the administration should mandate that every law-enforcement agency in the country be equipped with naloxone, and that Congress should fund the mandate. The Justice Department can ensure that federal, state, and local law enforcement has the tools, training, and support to carry out this recommendation. At the very least, the DOJ should issue a new guidance document that updates, expands, and promotes a program formed during the Obama administration to help local police and sheriffs’ departments establish a naloxone program.
2. Help states strengthen “Good Samaritan” laws.
The president’s commission also noted the importance of “Good Samaritan” laws that protect people who call emergency services in an overdose situation from arrest or prosecution related to drug use and possession. These laws are necessary because, as multiple studies have confirmed, fear of arrest reduces people’s willingness to call 911 when the person they are with overdoses. The evidence also demonstrates that these laws do encourage calls to emergency services and reduce deaths from overdose.
Most states now have some form of Good Samaritan law, but these laws vary widely and public awareness about them is low. Ten states offer no legal protection to 911 callers. In Arizona, for example, a Good Samaritan bill is pending for the 2018 legislative session. Despite 1,274 deaths from drug overdose in Arizona 2015 and the governor’s declaration of the opioid crisis as a statewide public-health emergency, local advocates expect an uphill battle in the conservative state. A Justice Department endorsement of this life-saving bill could influence Arizona lawmakers, the sheriffs’ association, business owners, and other groups key to its passage.
3. Support a pilot project for supervised-injection facilities.
Supervised-injection facilities are medically and legally sanctioned spaces designed to reduce harm from drug use for both people injecting drugs and their communities. Fearful of arrest and stigmatization, many people use drugs on the street, in cars, in abandoned buildings, and often alone, placing them at greater risk of dying from an overdose.
At supervised-injection facilities, staff provide services such as clean needles and equipment as well as testing for HIV and hepatitis C and linkage to drug-dependence treatment for those who want it. These facilities are operating in 66 cities in nine countries—only underground programs are operating here. These facilities significantly reduce the transmission of infectious disease and overdose deaths without increasing drug use or crime rates. Communities benefit from reduced public drug consumption and hazards such as discarded needles.
These public-health interventions are under consideration in at least six locations in the United States, from California to Baltimore. The Justice Department could support a pilot project in one city by working with local officials to help remove legal barriers and by increasing awareness of the evidence-based public-safety arguments in their favor.
Public safety includes public health, and the United States is in the midst of an emergency. The Department of Justice can, and should, be part of the solution to the nation’s opioid crisis.
Megan McLemoreMegan McLemore is a senior health and human-rights researcher at Human Rights Watch.
The paper first identifies one of the main causes of the financial crisis as aggregate risk in systemically important financial institutions. Bloggerspeak translation: Derivatives, all of those asset backed securities, CDOs, and so on, which were put together like a house of cards, designed on faulty models and slapped with AAA credit ratings when they should not have been.
Read more about Systemic Risk Insurance? How about don't let banks drive drunk!
Looks like a moment of sanity is emerging from the House Financial Services Committee. Chair Barney Frank is quoted as saying the Federal Reserve will not be given regulatory expansion powers, instead, a super council of existing regulatory agencies, including the Federal Reserve will oversee systemic risk.
The Obama administration’s plan to expand the Federal Reserve’s powers to oversee financial firms is failing to win supporters in Congress as some lawmakers back a proposal to give the responsibility to several regulators.
“It’s going to be shared authority,” House Financial Services Committee Chairman Barney Frank, whose panel will write the measure, told reporters July 21, without providing details.
U.S. Treasury Secretary Timothy Geithner said regulation of the U.S. financial system needs a broad overhaul to heal a crippling lack of confidence caused by the credit crisis.
Geithner’s proposals would bring large hedge funds, private-equity firms and derivatives markets under federal supervision for the first time. A new systemic risk regulator would have powers to force companies to boost their capital or curtail borrowing, and officials would get the authority to seize them if they run into trouble.
Cory Doctorow at Boing Boing recently posted a leaked memo from AIG to the Treasury in support of their request for another $30B. You can read the whole memo here.
Roubini is issuing an incredible dire warning, even for him.
A prosecutor said Dijanelle Fowler, 25, lied about her baby's death. He said she gave three false accounts to protect herself. After those, the prosecutor said, she broke down and told the baby's father what happened. Dijanelle left her baby, Skylar, 1, in the car in June for six hours, investigators believe. They say she was getting her hair done. Dijanelle showed no visible reaction to testimony during her hearing.
A DeKalb County grand jury has indicted Dijanelle Fowler, the 25-year-old mother accused of killing her baby daughter in a sweltering car.
The grand jury made official her charges of second-degree murder, child cruelty and concealing a death, the district attorney’s office announced Tuesday.
Skylar Fowler died at age 1 this past June while her mother was getting her hair braided for more than five hours at a salon on Lavista Road, police have said. Testing showed the temperature in the car rose to 129 degrees, the heat index more than 150, prosecutor Dalia Racine said in a previous hearing for the mother.
Fowler, a South Carolina resident, was in town staying with family and hoped to start a new job in Atlanta. She told several false versions of what happened and finally broke down, telling the child’s father she left Skylar in the car during the hair appointment on purpose.
The father, 26-year-old Air Force reservist Louis Williams II, in turn told police about the confession.
Fowler has said she left the air conditioning running in the car, which police have also said is also their understanding. But the prosecutor has said the state actually has no evidence of that.
Defense attorney Charles Brant said in a previous hearing it’s clear the air conditioning is why the car’s battery died, leading Fowler to need help getting it jump started. She got it started with the help of a man at the salon.
She’s accused of concealing Skylar, who is believed to have been dead when the appointment was over, from the man before driving to Emory University Hospital.
Fowler remains in the county jail, bond denied.
God bless you, Mr. TiVo. Forty years ago, David Ogilvy observed that “you can’t bore people into buying your product, you can only interest them.” Yet it took the invention of the slick TiVo box to force advertisers to finally confront the question creative people have faced for years: Will anybody actually watch?
This month, even tedious categories like cars, packaged goods and retail are messing around with conventions in an attempt to be more interesting.
Crispin is the agence du jour, but you’ve got to hand it to them, the VW “Safe Happens” spots are really good. You can imagine all the reasons clients wouldn’t do this—but they did. On point with extreme prejudice.
I always got the impression that the rigid testing procedures of packaged-goods brands were there to dissuade young clients from even thinking about colluding with their creative teams to deviate from time-tested formulas. But Mr. TiVo seems to have succeeded where decades of going to the bathroom and channel-zapping had failed. That is, convincing the lords of packaged goods that holding an audience with engaging work is a good idea.This week’s proof: An odd but intriguing spot for Purex odor neutralizer has Bob the office worker who is actually a fish, though his co-workers can’t tell by sniffing him; and a Tylenol PM ad, in which all the people are sleeping—and the people watching it aren’t. They’re not great, but they’re not boring either.
Retail, once a vast desert of the inane and unwatchable, is showing signs of life. Sprint continues its funny campaign. The deal is front and center, but you look forward to each new punch line. Sears is trying hard with an animated “Bring your yard to life” spot. And even those I consider flops fail in the interest of doing something that stands out rather than blends in.
My other likes: JetBlue’s fresh take on letters from customers; a very powerful and classy spot for Carefirst that features cancer survivors (not many serious spots here—but it’s a really good one). And even though I’m not a dog person, I like Pedigree’s campaign. If I were a dog person, I think I would like it a lot. As a TiVo person, I like its odds as first in pod.
Of course, there are many funny and entertaining spots from brands with a history of being funny and entertaining. The one thing in short supply is big motivating ideas—it’s good to be entertaining, but I’m old-fashioned in liking a compelling point.
A few years ago, I was in a meeting in which a researcher from a highly regarded testing firm revealed the results of a thorough and presumably expensive project. They had begun measuring entertainment value, among other things, because their research had revealed that “commercials that have a high score for entertainment value tend to be watched more than those that do not.” Everybody took notes.
Mr. TiVo, you weren’t in the room. But I felt your presence.
Albany County Rural Housing Alliance presents their Homebuyer Education Class. Take this class after you have met with your Homeownership Advisor and when you are ready to start your home search. You will hear from lenders, realtors, and home inspectors.