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Courts continue to chip away at the justifications banks and their Frankenstein creation, MERS, have created for theft of homes. MERS was manufactured by the industry to evade proper recording of property sales in county recorder's offices. This will sound overly dramatic, but there is no other way to accurately state ... |
Judges are waking up to the multiple scams. In Utah, judges are allowing homeowners to pursue a "quiet title action". The owner seeks clear title to property free of lien by lenders or others. Typically, in a home purchase, the homebuyer signs a promissory note (note) held by the lender and a deed of trust (mortgage) t... |
Utah courts have recognized that as a fraud. MERS—with no financial interest in the mortgage—cannot be beneficiary. It is just a data registry. It makes no loans. It has virtually no employees. It does not receive mortgage payments. It was designed to defraud counties and the IRS. Hence, homeowners can go to court with... |
MERS has screwed up the records so badly that in many or most cases no one knows who holds the notes, who is entitled to receive mortgage payments, and who has got the deed. What we used to call "mortgage backed securities" are probably mostly unsecured. It is not clear that any of the securitizations of home mortgages... |
And that makes the banks toast. Forget anything you read about their income, their profit rates, their recovery. They've got to take back the unbacked mortgage securities—they do not meet the "reps and warranties". And there is no property behind them, so foreclosure is out of the question. They can pursue homeowners i... |
The next several years will be fun. Bet on the lawyers. |
After its upset of No. 10 Syracuse on Feb. 3, Boston College women’s tennis was on an incredible trajectory. That victory marked the team’s highest ranked win in program history. Following that achievement, the Eagles won two more non-conference matches before venturing into the thick of their ACC schedule. Unfortunate... |
BC (9-4, 1-4 Atlantic Coast) never really got off on the right foot, and that was clear in doubles play. Slotted at first doubles, Jackie Urbinati and Yufei Long were dealt a defeat by the Demon Deacons’ (10-2, 2-0) top duo of Emma Davis and Chandler Carter—the No. 45 doubles team in the nation—6-2. Soon after, Dasha P... |
At the top of singles lineup, Kylie Wilcox and Yufei Long switched places at No. 1 and No. 2. Wilcox had her hands full with a matchup against No. 40 Davis. She put up a valiant effort in the first set, forcing a tiebreaker, but it was Davis who prevailed in the tiebreaker, 7-3. With momentum fully in hand, Davis cruis... |
The rest of BC’s singles lineup didn’t find much success either. Omiru beat Urbinati comfortably, 6-3, 6-2. At sixth singles, Maria Ross fell to Carter in straight sets, 6-3, 6-2, in similar fashion to Urbinati. Possokhova and Natasha Irani did force third sets, though. With the teams’ match having already been decided... |
Natasha Irani was the lone Eagle to garner a point. In her match against Saby Nihalani, the sophomore dropped the first set, 6-4. But, she stormed back in the following frame, defeating Nihalani, 6-1. The tiebreaker proved to be a tight battle, and it was Irani who came out on top in a narrow 11-9 decision. Despite BC’... |
It’s clear that BC has fallen on hard times with four straight losses, but stretches like this are to be expected in the most competitive conference in the nation. Three of those four losses came against teams ranked in the Top 25, and the Demon Deacons were no slouch at No. 33. A slightly easier matchup against Clemso... |
Luke Pichini is the assistant sports editor for The Heights. A Philadelphia native, he trusts the process both on the court and in the newsroom. Check out his sublime tweets @LukePichini. |
Guam's track and field squad is closing in on one of its most successful international competitions ever, as they added another six gold and two silver medals to the Team Guam tally at the 9th Micronesian Games in Yap. |
As of 5 p.m July 19, Guam led all island nations with 38 total medals, including 21 gold, 10 silver and 7 bronze. The next-closest is Palau, who almost doubled their gold medal number from the day before with 29 total medals including 18 gold. |
Guam wowed the crowd with thrilling performances on Wednesday night. |
Richelle Tugade added more shine to her family name, earning three gold medals in the triple jump and 400-meter hurdles, while running a leg of the 4X100m gold medal squad. Shania Bulala, Celine Amparo and Madison Packbier now hold the Micronesian Games record for that event. |
Other gold medalists included Genina Criss, who won her third, Jeofry Limtiaco who won his first in the 400m hurdles, and Joshua Ilustre who dominated in the 800m. Silver medalists Darin Pascua in the 800 and Packbier in the 800 also added to Guam's total. |
"We are very excited about our teams performance so far. We have had some amazing performances across the board," said athletics coach Desmond Mandell III. "Along with our medal count, we have also broken four Micro Games Records, so this team has clearly made its mark on this year's Games." |
With South by Southwest (SXSW) finally wrapping up, it's time to take a look at the various awards presented in the area of video games. There was a nice bit of variety in this year's selection but, in the end, Nathan Drake's final outing in Uncharted 4 pretty much stole the show. |
This year marked the fourth iteration of the SXSW Video Game Awards presentation, with Naughty Dog's latest offering bringing home quite a bit of hardware once all of the winners had been announced. In total, 23 awards were presented in areas we've come to expect, including sound design, animation, multiplayer, best mo... |
If you've been following the video game awards circuit, the SXSW showing is one of the few places that Overwatch didn't take home the top prize. As noted by GameInformer, it claimed wins in the area of Trending Game of the Year and eSports Game of the Year, but the SXSW judges panel was apparently looking for something... |
Here's a rundown of all of this year's SXSW winners. |
In many ways, 1968 is famous for its tragedies: assassinations, conflicts and war. But 1968 also gave birth to something amazing: the era of fast, cheap, ubiquitous electronics. Because 50 years ago this week, two middle-aged engineers quit their jobs to start a new company called Intel. |
"In 1968, Gordon Moore dropped by Bob Noyce's house; Bob was mowing the lawn," said Intel archivist Elizabeth Jones, who runs the Intel Museum in Santa Clara, Calif. "They were discussing the state of their current jobs as well as the possibility of a new industry." |
"And apparently Bob said, 'Yeah, that's a good idea,'" said Pogue. |
"He did! And on July 18th, 1968, Intel was incorporated." |
At his previous company, Fairchild Semiconductor, Noyce had co-invented the integrated circuit – a way to etch all the circuits in that era's room-size computers onto a tiny slice of silicon. |
Intel's first product, a memory chip called the 30101, was released approximately nine months after the company was founded. |
And before that, how did they make memory? "I can't even call it a 'chip,' this larger device called core memory," Jones said. "And that was the standard computer memory in the 1960s." |
Smaller also meant faster and easier to make. |
The Intel plant near Portland, Oregon, one of the company's oldest, is what a chip factory looks like today. No TV crew has ever been allowed inside before. |
Aicha Evans, Intel's chief strategy officer, showed Pogue how to put on the so-called "bunny suit." "We don't want any contamination," Evans said. "We want maximum purity as the material is being assembled, and the products are being built. This is absolutely key." |
Each shiny round slice of silicon holds about 500 identical chips, which will be cut apart and installed into the microprocessors (the electronic brains) that control just about everything in our lives with an "on" switch. |
Each chip is etched with impossibly small channels of circuits only ten-millionths of an inch wide. The work is done not by Swiss watchmakers with magnifying glasses, but by robots. |
So, how has the manufacture of silicon chips changed in 50 years? "The basic principles and fundamentals haven't changed at all," said Evans. "Just a lot more automation, a lot more complexity, and also more layers." |
"And that's to get more circuitry into less space?" |
Getting more circuitry into less space is the whole point of Moore's Law. That's the prediction, made way back in 1965, that every 18 months we'd be able to double the amount of circuitry that can be crammed onto a chip. |
He's basically been right, for all 50 years. |
"Moore's Law is actually not a law of physics; it's the result of tens of thousands, hundreds of thousands of people making ongoing improvements in reducing the width of these lines that are printed on the integrated circuits," said John Doerr, who started working at Intel in 1974. Today, as chairman of Kleiner Perkins... |
"Someone once said if this applied to automobiles today, cars would cost a few pennies, they'd get thousands of miles per gallon, and we wouldn't even remember where we parked them; we'd just leave them there again and get another one," Doerr said. |
In the beginning, Intel made computer memory – chips for storing information. But things really took off in 1971, when Bob Noyce invented microprocessors – chips that could process information. |
And then, IBM came along. "IBM chose to base its personal computer on Intel's architecture," said Doerr. |
"And had IBM chosen some other company's chip?" asked Pogue. |
"Intel probably wouldn't be here today." |
Bob Swan, Intel's current interim CEO," told Pogue, "The makeup of the company started with the founders. And they said these simple words back 50 years ago: 'Don't be encumbered by the past. Go and do something wonderful.'" |
"There's another saying that's associated with this company, which is, 'Only the paranoid survive,'" laughed Pogue. |
"We're always looking, always worried, always curious. Who's doing something else? And if we're not worried about them, they will catch up to us." |
It hasn't all been smooth sailing. The company famously missed the boat on making the processors for smartphones like the iPhone. Then, as PC sales began to slip, Intel had to lay off thousands of workers over the years. |
But today, Intel says it is determined to be ready for whatever comes next. The company is investing in self-driving cars, artificial intelligence, and other futuristic tech, like drones. |
Anil Nanduri leads Intel's drone division. It specializes in making elaborate, automated flying light shows, like one seen at the Winter Olympics in South Korea. |
A week ago, in honor of Intel's big birthday, his team set a Guinness world record: More than 2,000 drones, whose LED lights formed stunning images in the night sky. And very single one of them contains a tiny rectangle of etched silicon, like the ones designed by Bob Noyce and Gordon Moore, half a century ago. |
Intel Museum, Santa Clara, Calif. |
OMPLAINING of poor ticket sales, the promoter pulled the plug Monday on the smaller of two concerts planned to commemorate the 25th anniversary of Woodstock. |
And promoters of the larger Woodstock '94 festival in Saugerties, N.Y., - citing an estimated 100,000 unsold tickets on the day sales were to end - say they will extend ticket sales and relax parking rules to draw more fans. |
The first Woodstock festival in 1969 became famous because of the thousands of extra fans who showed up. This year the opposite may be the case. |
Shea Entertainment Inc., which hoped to draw 50,000 fans to a nostalgia show on the Bethel farm where the original Woodstock was held, says it will give refunds to the 1,650 people who actually bought tickets. |
``We had every reason to believe that there was substantial consumer interest in Bethel '94,'' Harry Rhulen of Shea Entertainment says. |
Among the acts booked for the larger show are Bob Dylan, Spin Doctors, Aerosmith, the Allman Brothers, and Red Hot Chili Peppers. |
A man was found shot to death in a Chinatown building early yesterday, police said. |
Police responded to a call of a fight in a stairwell of a building on Catherine Street near East Broadway at 1:15 a.m. |
They found the body of Narcasio Vargas, 34, slumped in a 12th-floor stairwell. He had been shot once in the head, sources said. |
He was taken to New York Downtown Hospital, where he died. |
Police said Vargas lived at the nearby Gov. Alfred E. Smith Houses. |
Police are asking for the public’s help in tracking down the prowler pictured above who twice burglarized a building in Melrose. |
The thug first struck on Sept. 17, police said, when he broke into an office in 329 E. 149th St. near Courtlandt Avenue. |
Cops said he struck again at the building on Sept. 24 and made off with office equipment. |
A nursing-home employee was busted after he swiped an elderly patient’s credit card from the Park Hill facility, cops said. |
Nurse’s aide Denard Brown, 44, stole the card from a patient’s room at the home on Tompkins Avenue near Hill Street on Aug. 23, cops said. |
The patient didn’t realize the card was missing until late last month, when she received a bill listing charges made with her card at a Waldbaum’s supermarket on Tompkins Avenue on Sept. 7. |
Other charges were made at a Hess gas station on Bay Street on Sept. 4, sources said. |
Cops used surveillance video from the stores to identify Brown and a co-worker, Benedicta Charles, 44. |
When confronted with the evidence, they confessed, according to court papers. |
Both were charged with grand larceny, criminal possession of stolen property and endangering the welfare of an incompetent person, said a spokesman for DA Daniel Donovan. |
Two teens were arrested after they robbed a fellow student at Curtis HS in St. George, cops said. |
The student told cops he was eating lunch at the school on Hamilton Avenue near St. Marks Place, at 11:30 a.m. Thursday when two fellow students grabbed him and demanded money. |
The boy refused and one of the teen thugs snatched an iPod from him and fled with the pal, cops said. |
The youth reported the robbery to cops who later that day arrested Jamel Green, 17, and his 14-year-old accomplice at the school, sources said. |
Both teens were charged with grand larceny, authorities said. |
A search warrant led to the arrest of two men after cops found a loaded gun and ammunition in their Eltingville apartment. |
Cops raided the ground-floor apartment on Leverett Avenue near Richmond Avenue at 6:30 p.m. Wednesday. |
In a bedroom closet they found a loaded .32-caliber handgun and 14 bullets, sources said. |
Arrested were the tenants, Frederick Van Dross, 20, and Shawn Grayvon, 21, cops said. |
Both were charged with weapon possession. |
A man was arrested after he allegedly beat a man with a pool cue in Stapleton, robbed him and escaped in the victim’s car. |
Andy De Jesus, 23, allegedly struck the 43-year-old victim during a confrontation on Bay Street near Canal Street shortly after 5 a.m. on Sept. 13. |
He then allegedly swiped the man’s wallet and keys and took off in the victim’s car. |
Cops caught up with De Jesus Thursday. |
“I took his keys and the car. I parked it somewhere on Henderson Avenue,” he told cops, according to court papers. |
He was arrested and charged with robbery and grand larceny, according to a DA spokesman. |
Police are hunting for the man pictured above who is wanted for a gunpoint robbery in Far Rockaway. |
Cops said Jamal Hunter, 30, knocked on the door of a home on Beach 56th Street near Rockaway Beach Boulevard shortly before 7 p.m. on Sept. 7, pulled a shotgun on the occupant and forced his way in. |
He swiped electronics and an undisclosed sum of cash from the home, cops said. |
Police said Hunter’s last known address was on Staten Island. |
He stands 6-foot-3 and weighs 170 pounds, cops said. |
JACKSON MARTINEZ is on the verge of agreeing a deal to join Roma. |
The Porto striker is one of the most coveted strikers in European football with a host of clubs eager to land him. |
Premier League rivals Arsenal, Liverpool and Tottenham have all been linked with Martinez, who is said to have a release clause in his contract worth £27.5m. |
However, Portuguese newspaper A Bola and Italian daily La Gazzetta dello Sport believe Serie A runners-up Roma are set to sign him next summer. |
Martinez is understood to be keen on the switch to i Giallorossi and talks are set to conclude in the next few weeks. |
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