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Thanks for reading Money Morning. I have no association with Pitney Bowes. We use our VQscore to screen for stocks like these with significant growth potential to give our readers investing ideas. |
Um, where to begin? Have you seen California senatorial candidate and former HP CEO Carly Fiorina's YouTube ad? The one that characterizes republican rival Tom Campbell as a cheesy wolf in a sheepskin rug with demon eyes, crawling around the pasture on hands and knees, presumably trolling for helpless constituents to s... |
Well, you should. You really should. |
I bet Hewlett Packard's board directors have seen it. I bet their initial reaction was to cringe, shortly followed by sighs of relief at the bullet they dodged when they put their rock-star CEO out to pasture and replaced her with Mark Hurd, who has since executed one of the most brilliant turnarounds in tech history. |
Whew ... that was a close one. |
Okay, so we get why she did it. Instead of spending $5 million to blanket California with a well-produced TV ad, she did, well, this. She got some crazy viral ad guy to cut and paste this thing together and throw it on YouTube. Well, it's viral all right. And sure, she got her message across, that Campbell is a FCINO, ... |
Fine, but what else came across? |
I mean, I'm all for taking risks to get over the constant roar of the Internet. And I've seen and done quite a few viral, grassroots-type campaigns. But there are 100 ways to do just about everything, and the one out of the 100 that you choose says a lot about you, the candidate, or you, the executive, the manager, the... |
Okay, so the "message" came across. Fine. But tell me, what did you "feel" when you saw the ad? Yes, I mean after you stopped laughing. Want to know what I felt? I felt sad for whoever thought this silly and amateurish garbage was a good idea. I felt sorry for whoever thought it was a sensible representation of the com... |
I cringed for Fiorina. And you know what? It felt familiar. It felt just like it did as I watched her stumble her way through trying to turn around one of America's greatest technology companies, HP. I cringed then too. |
So what's the management lesson? Well, two things. |
Communications isn't just about getting the message across. It's also about the feeling your audience has when they're getting the message. |
As I said the other day, Failure Leads to Success. That said, sometimes, when it's pretty clear you're in over your head, and you get knocked down, you should just stay down. I guess that means "know your limitations." |
The lasting impression President Barack Obama made on Cuba’s communist despots lasted all of two days. |
On March 22, Obama addressed Cubans about the importance of human rights and peaceful dialogue. On March 24, pro-democracy demonstrators in Havana were savagely beaten and arrested. |
The protesters were brutalized by Cuban police just three blocks from the Grand Theater of Havana where Obama had spoken live to the Cuban nation. |
A reporter on the scene said that security forces were not deterred by dozens of protesters who were recording on their mobile devices. |
An Australian tourist said protesters were “saying things like ‘Down with Fidel,’ ” and were handing out pro-democracy pamphlets before police agents swept in and cleaned the street of the pamphlets as quickly as the demonstrators were handing them out. |
The public sector banks which are teetering under the burden of non-performing assets need help from the government in the form of capital support. |
Former Reserve Bank of India (RBI) governor Raghuram Rajan has said that government capital support for bad-loan ridden public sector banks is essential even if it means trimming budgetary outlays to other sectors. |
“I think it’s important to recognise that banks do need capital and you need to put it aside and if it means that there are other resources allocations that should be reduced, so be it. I mean, that’s the cost of staying within the budget. This is not painless,” Rajan told the Mint. |
The growing NPAs are a constant worry as it is putting a huge strain on the public sector banks. |
A Moody’s-ICRA report has pointed out that public sector banks will need anywhere between Rs 70,000 crore and Rs 95,000 crore in capital over two years. |
“In our central scenario, we estimate that the 11 Moody's-rated public sector banks will require external equity capital of about Rs 70,000-Rs 95,000 crore, or about $10.6-$14.6 billion,” Alka Anbarasu, Moody's vice president and senior analyst, was quoted as saying. |
“Moody's believes that capital infusions from the government remain the only viable source of external equity capital, because of the public sector banks' low capital market valuations, which will likely continue to deny them the option of raising fresh equity from the capital markets,” reported Economic Times. |
The decision would facilitate consolidation among the nationalised banks to create strong and competitive banks. |
The proposals received from banks for in-principle approval to formulate schemes of amalgamation shall be placed before the AM. After in-principle approval, the banks will take steps in accordance with law and SEBI’s requirements. |
In 1991, it was suggested that India should have fewer but stronger public sector banks. However, it was only in May 2016 that effective action to consolidate public sector banks began to be taken by announcing amalgamation of six banks into the State Bank of India. |
SBI is now a single bank with about 24,000 branches, over 59,000 ATMs, 6 lakh POS machines and over 50,000 business correspondents. As much as 70% of SBI’s network lies in rural and semi-urban areas. |
There are now 20 PSBs other than SBI. The banking scenario has changed since 1970s-80s when banks were nationalised, with an increased banking presence from private sector banks, non-banking financial companies, regional rural banks, payment banks and small finance banks. The decision is expected to facilitate the crea... |
An RBI document said that during 2015-16, scheduled commercial banks interest earnings and non-interest incomes were adversely affected. Interest income reflected the impact of the continuing slowdown in credit growth. Interest expended also witnessed deceleration. However, growth in net interest income declined as com... |
Provisions and contingencies surged due to a sharp deterioration in asset quality. |
Provisioning for NPAs more than doubled on account of improved recognition of non-performing assets. This led to a more than 60 percent drop in net profits for the banking sector. PSBs reported losses to the tune of Rs 180 billion with net profits declining by 148 percent over the previous year, it said. |
Heat up your look with this irresistible diamond bracelet in 14k rose gold, featuring shimmering, round-cut chocolate diamonds (1 ct. t.w.). Approximate diameter: 2-5/8 inches. |
Wrap your wrist in the polished sparkle of this round-shape diamond swirl bangle bracelet (1/5 ct. t.w.) from Le Vian. |
Treat yourself to a double row of decadent shine with this round-shape Chocolate Diamond band (1/2 ct. t.w.) designed by Le Vian. |
A deal between Netflix and DreamWorks Animation will create multiple original series based on big movie franchises like Shrek and Kung Fu Panda. |
Shrek will be among the DreamWorks original TV series Netflix premieres next year. PRNewsFoto/Netflix Inc. |
If you need a cheap sitter for almost two weeks straight, next year Netflix will oblige. |
After losing popular Nickelodeon content earlier this year, the Internet's top streaming service is set to bring 300 hours of original kids' television programming based on blockbuster DreamWorks Animation franchises to its streaming subscribers next year. |
Terms were not disclosed. The content will be available everywhere Netflix is. |
The agreement, which Netflix calls its largest deal for original first-run content ever, fills a vacuum of kids' programming on its streaming service. Netflix declined high-demand Nickelodeon content because parent Viacom wanted to bundle it together with less popular programs in a hulking deal. |
Amazon later snatched up the forsaken Viacom content. |
Netflix's pivot to DreamWorks from Nickelodeon underscores its more surgical strategy with content licensing, aiming not only for exclusivity but also for paying only for the content it wants and not the content it doesn't. |
Monday's DreamWorks deal also buttresses Netflix's original-series push. The company has been rolling out new programs it produces itself to appeal to audience groups using the same principles that its content-suggestion algorithm recommends movies. |
So far, the original programs have been aimed at an edgy HBO-like set with "House of Cards," young adults with vampire-gothic horror with "Hemlock Grove," and cult comedy afficionados with "Arrested Development." |
Next month, Netflix subscribers will get sample of what next year's Dreamworks feast. "Turbo: F.A.S.T.," a DreamWorks/Netflix TV program, is set to become available July 17. Like the coming programs under the 300-hour deal, "Turbo F.A.S.T." is an episodic animated series that picks up where the DreamWorks movie "Turbo"... |
Netflix will also get the original "Turbo" feature film exclusively from DreamWorks next year for streaming in the U.S. and Latin America, as well as "The Croods" and an adaption of Mr. Peabody and Sherman from the old "Rocky & Bullwinkle" shows, which opens in theaters in March 2014. |
Those who speak on behalf of Israel like to defend Donald Trump’s provocative decision of December 6th to recognize Jerusalem as the capital of Israel with this contention: “Israel is the only state in the world that is not allowed to locate its capital in a national city of its choice.” It seems like an innocent enoug... |
With the benefit of just a moment’s reflection, a more thoughtful formulation of the issue would be: “Israel is the only state in the world whose government dares to locate its capital in a city located beyond its sovereign borders and subject to superior competing claims.” Granted, Israel has declined to date to defin... |
Further reflection casts additional doubt on this Trump/Netanyahu approach to the status of Jerusalem. It is helpful to go back at least 70 years to the controversial UN partition proposals set forth in General Assembly Resolution 181. Israel over the years has often congratulated itself on its acceptance of 181, which... |
Israel has argued over the years that its acceptance of 181 overrides the grievances attributable to the Nakba, including the denial to Palestinians of any right to return to their homes or place of habitation however deep and authentic their connections with the land and regardless of how persuasive their claims of Pa... |
What the UN actually proposed in GA Res. 181, and what Israel ‘accepted’ in 1947 was that the city of Jerusalem, in deference to its connections with Palestinians and Jewish national identity, should not be under the sovereign control of either people, but internationalized and subject to UN administration. Beyond the ... |
It can be argued by proponents of Trump’s recognition that even the Palestinians and the Arab World (by virtue of the 2002 Arab Peace Initiative) have silently replaced the internationalization of Jerusalem with the so-called ‘two-state solution’ in which the common assumption of both sides is that Jerusalem would be s... |
Israel over the years has often congratulated itself on its acceptance of 181, which it contrasts with the Palestinian rejection. Palestinians suffered massive dispossession and expulsion in the war that ensued in 1947, known as the Nakba among Palestinians. |
The clarity of this conviction is what explains the view that the thorny question of the relationship of both Israel and Palestine to the disposition of Jerusalem should be addressed at the last stage of peace negotiations. But suppose that the prospect of genuine peace negotiations is postponed indefinitely, then what... |
Here again we encounter an awkward split between what Israel claims (as reinforced by U.S. foreign policy) and what international law allows. Israel after the war ended in 1967 immediately asserted that the whole of Jerusalem was ‘the eternal capital’ of the Jewish people. Tel Aviv went even further. It expanded by Isr... |
East Jerusalem, at least, is ‘Occupied Territory’ according to international humanitarian law, and as such is subject to the Geneva Conventions. The Fourth Geneva Convention governs ‘belligerent occupation,’ and rests on the basic legal norm that an Occupying Power should take no steps, other than those justified by im... |
Returning to the burning question as to why Israel should be denied the right to locate its capital wherever it wishes, as other states do, it is clarifying to reformulate the Israeli claim: “Does any state have the right to establish its capital in a city that is ‘occupied’ rather than under the exclusive sovereign au... |
Trump’s initiative tries to ease the pain by the confusing accompanying assertion that the final disposition of Jerusalem’s borders is something for the parties to decide as part of final status negotiations, that is, at the end of the diplomatic endgame. Aside from Israel’s belief that it need not make further concess... |
The harm done by the Trump initiative on recognizing Jerusalem as the capital of Israel, and declared intention to start the process of moving the embassy is impossible to assess fully at this time. Whether there will be an upsurge in resistance violence, political extremism, anti-American terrorism, and wider warfare ... |
What is already evident on the basis of the decision itself is the severe damage done to the global and regional leadership reputation of the United States. As well, the authority of the United Nations has been shown to be no match for geopolitical resolve, and international law and world public opinion have been pushe... |
For the Trump presidency the special relationship with Israel has been enlarged beyond previous outer limits and the part of the Trump base that wanted these policies has been appeased for the moment. Prospects for a diplomacy based on the equality of rights of Palestinians and Israelis have been reduced to zero, and t... |
Province 3 Chief Minister Dormani Poudel today said the provincial government was all set to work in tandem with the local bodies for their prosperity. |
Inaugurating a school building at Suryodaya Secondary School in Makawanpur’s Raksirang Rural Municipality today, CM Poudel hailed federalism for making local bodies powerful but stressed the need for coordinated efforts of all three levels of government for the prosperity of a local body or a province. |
Further, Poudel informed about the provincial government’s plan to introduce technical education at the Suryodaya school, build a 15-bed hospital in the rural municipality and construct a blacktopped road linking its centre, and called for help from all to implement these projects. |
The four-room school building along with a four-room hotel was built at a cost of 7.69 million rupees by the Rotary Club of Hetauda with the assistance of Rotary Club of Australia, Tasmania. The school has a total of 850 students studying now. |
The earthquake three years ago had destroyed the school building. |
Woman on the run after.. |
A food delivery driver has been ambushed and stabbed by three knife-wielding thieves in Endeavour Hills. |
The man, 25, was targeted by three women who demanded his mobile phone and the food delivery in Amalfi Drive about 12.30pm today. |
He succumbed to their demands, but was stabbed in the hand nonetheless as the trio fled. |
Police were called and made two arrests a short time later. |
An woman, 18, from Dandenong North and a Doveton woman aged 20 were arrested a short time later. |
They’re being questioned by police. |
A third woman remains on the run. |
On your way to work this morning, try to make an effort to stop and pick up a few cupcakes. |
The SMD Foundation/Easter Seals Manitoba has teamed up with the Cupcake Corner to sell cupcakes between 7 a.m. and 10 a.m. in the Organza parking lot (Confusion Corner). |
Half of the proceeds will support programs that reach more than 40,000 Manitobans with disabilities annually. |
A box of a dozen cupcakes will be available for $15. |
Each person that purchases a dozen will also receive a cup of Starbucks coffee and a copy of the Winnipeg Free Press. |
It's a reality families all over the country face every single day - keeping the memory and name of their loved one alive. |
Nolley Elementary students in Summit County have been tasked with that mission after their classmate died from cancer two days before this school year. |
"Ollie was just not your everyday kid. He was truly an angel on Earth," teacher Shari Gardner said. |
Oliver Demrovsky referred to as Ollie, gone far too soon. |
"He made people feel better," teacher Jennifer Behrens said. |
Demrovsky died August 20, 2017, after a fierce battle with a brain tumor. |
During his nearly five year fight, teachers said he had grit. He acted like a normal kid. |
"We said if you didn't know he had this, you would have never known. He never complained, he never said anything," Behrens said. "He always to be at school did everything he could to come to school. Even when he was in treatment and he'd be home, he would come in so he could eat lunch with his friends. Really, he was j... |
Now Nolley Elementary is giving back. |
"This is what our community does," Gardner said. "We all just come together when someone's in need. We come together and that's what our school is about and we just want to show them that love." |
Gardner, the school's Relay for Life coordinator, said Demrovsky was involved with Relay while he was alive, so when he passed it became her mission to raise more money than ever before. |
"This year is a lot more emotional. It's very personal," she said. |
So for the first time in 13 years, they're opening their Relay for Life to the public in an effort to raise more money for cancer research. |
"Whatever we can do to help so that other families don't have to go through this," Behrens said. |
While working to raise more money, teachers are also working to relay an important message to the students. |
"It's about a bigger picture. It's about kindness and compassion. So that's what we're really trying to teach here," Gardner said. |
Already, the students have raised thousands of dollars, but they hope Tuesday's Relay for Life event breaks their previous records. |
"They're proud of it. They love doing this. They love knowing that they're helping other kids out there," Behrens said. |
If you'd like to donate to the Oliver Demrovsky Relay for Life, click here. |
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