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Prospective homeowners in parts of Cambridgeshire would need to borrow nearly 14 times the average income to be able to afford a house. |
Exclusive analysis of government figures by Cambridgeshire Live has revealed just how unaffordable homes across our area have become. |
Charities warned the study showed how Britain is in the grip of a housing “crisis” that is affecting young people and those on low incomes in particular - putting them at greater risk of homelessness. |
need to borrow 13.5 times the local average yearly income to afford a home. |
While the average net household income in the area is a healthy £46,885 a year, the average house sold for a whopping £610,000 in the year to June 2018. |
Meanwhile, a house in one neighbourhood of Bretton in Peterborough - the most affordable area in Cambridgeshire - could be bought for just 4.4 times the average household income. |
There, the average net household income is £33,291 a year, and the median house price is just £146,500. |
Since 2014, the Bank of England has set the maximum ratio of loans as 4.5 times income. Only 15 per cent of all mortgages are allowed to exceed this. |
Based on this level of maximum borrowing, only two per cent of neighbourhoods in Cambridgeshire are actually affordable to those living there. |
It’s important to note that the figures don’t include any deposit that a family might have saved, however. |
Abigail Gill, policy and research manager at homeless charity Centrepoint, said: “Finding affordable housing is getting harder and harder for all young people in the UK as we face the current housing crisis. |
“High rents, deposits and upfront costs mean that young people, who receive lower wages and are more likely to be in insecure work, cannot compete in the current housing market. |
Across England and Wales, the least affordable area to buy a house is the neighbourhood surrounding Green Park, Piccadilly Circus and Leicester Square in London. |
The average house price there, of £1.9 million, is 47.8 times the average income. |
year to June 2018 was £35,000 - just 1.4 times higher than the average income of £24,620 a year. |
Overall, just 16 per cent of neighbourhoods across England and Wales would be affordable to the average household, based on maximum borrowing levels of 4.5 times income. |
Jon Sparkes, chief executive of Crisis said: “The current housing affordability crisis is affecting people at all levels of society, but the ones who suffer most are inevitably those on the lowest incomes. |
“As the prospect of home ownership has become increasingly distant more and more people are forced to continue renting. |
The average net weekly income is based on the income of every member of the household, including both employment income, investment returns, and benefits, minus taxes, pension contributions, and maintenance payments. |
Another Michigan fall tradition is a Farmington Hills Mercy victory in the Oakland County swim meet. |
Like the leaves changing colors every autumn, another Michigan fall tradition is a Farmington Hills Mercy victory in the annual Oakland County girls swimming and diving meet. |
The Marlins won their 12th consecutive championship Saturday at Lake Orion High School, outscoring Catholic League rival Bloomfield Hills Marian to win this year's title, 376-289. |
They managed to perform very well despite being in mid-season form and not rested for the meet, according to first-year head coach Mike Venos. |
"It was an important meet for the coaching staff because it was our first championship meet with these girls," he said. "We have been telling them all year they were capable of swimming fast when they were tired, and they were very, very tired. |
"I think they were a little worried going into the meet, but they ended up swimming faster than they thought they would. Winning is always nice, but we were more thrilled by the way they competed, as sore and tired as they were." |
Junior Katie Minnich was the top Mercy performer with two individual victories, three first places and major points in four events. |
She won the 200-yard individual medley in 2:05.70 and returned later in the meet to win her specialty, the 100 backstroke, in a pool-record time of 55.51. Minnich is a two-time defending Division 1 state champion in the latter. |
"I think Katie is set for a fantastic state championship meet," Venos said. "She swam her in-season best times, and she was pretty tired." |
Mercy's only other individual win was in the 200 freestyle in which junior Kendall Goit (1:52.60) and sophomore Annette Dombkowski (1:53.74) finished first and second, respectively. |
Starting with the 200 medley relay, the Marlins won the first three events, which was a great set-up for a successful competition. |
Minnich, freshman Tierney Janovski, senior Alaina Skellett and Dombkowski comprised the winning relay team, which finished just ahead of Birmingham Seaholm, 1:47.61 to 1:48.02. |
"It’s always nice starting out the meet with a great swim in the first event," Venos said. "The medley win put our girls in a pretty good frame of mind, but it was the success in the 200 free that really set the tone for the meet. Watching each girl in that event swim a season best started the ball rolling for us." |
Mercy didn't win another race until six events later in the backstroke. In the meantime, the Marlins continued to add to their points total and build their lead. |
Team depth was a huge factor in Mercy winning the meet, according to Venos. It placed six girls among the top 16 in the 200 freestyle and backstroke and five in the 500 freestyle. |
"We took 23 swimmers and five divers to that meet," Venos said. "Everybody contributed whether it was in the pool or cheering on deck. It was a total team effort. That is the strength of Mercy." |
Senior Alexa Rybicki was the runner-up in diving with 396.12 points. Skellett and Dombkowski were fourth in the 100 butterfly (57.55) and the 500 freestyle (5:07.82), respectively. |
Skellett also was fifth in the backstroke (58.17), and the Marlins had a pair of sixth places from freshman Kylie Goit in the 200 freestyle (1:55.29) and Kendall Goit in the 100 freestyle (53.42). |
"The biggest factor was our depth, scoring multiple girls in the top 16, but the fact Mercy has been successful for so long at this meet is a huge factor as well," Venos said. |
Kendall Goit, freshman Lindsey Case, Dombkowski and Kylie Goit finished fifth in the 200 freestyle relay (1:40.37), and the fourth-place 400 freestyle team, which finished in 3:35.85, consisted of the Goits, Skellett and Minnich. |
The results of the county meet will serve as a good gauge for the Catholic League and state meets next month, Venos added. |
"I think the girls gained some confidence, and that alone will carry us to a pretty successful end," he said. |
200 free: 8. fr. Chloe Pulick, 1:56.45; 12. jr. Isha Ganguli, 1:58.28; 13. fr. Julia Coffman, 1:58.62; 200 IM: 8. jr. Mya Loniewski, 2:12.10; 12. fr. Sarah Puscas, 2:13.91; 15. soph. Francesca Schena, 2:14.10; 50 free: 16. fr. Lindsey Case, 25.10; 100 fly: 11. fr. Katherine Hutter, 1:00.14; 100 free: 13. Isha Ganguli, ... |
Look into the night sky and discover stars, planets and the moon through some of the country’s largest telescopes at Herstmonceux. |
Take advantage of the Observatory Science Centre open evening on Saturdays from 6.30pm and you can see just what it is to use these amazing instruments. Viewing is subject to weather conditions. If you are specifically coming just to look through the telescopes then please check the local weather first. The venue will ... |
What if you could send an email without an email address? Swedish Swedish retailer Ikea did just that, sending its most loyal customer base handcrafted emails IRL, created by London marketing agency Lida. |
Depicting an email window sewn on to hessian fabric, the handcrafted artworks mirror the finer details of a digital email down to the social media logos in the footer and the browser buttons. The effect of the process – sewing each “dot” of the image in a cross, even gives it a pixelated effect. |
Coming up with alternative energy solutions is a complex, global issue that Rochester researchers are addressing from multiple perspectives. Our core research expertise in science, engineering, and medicine forms the foundation for the Center for Energy and Environment. |
At the center, we focus on developing carbon-neutral technology, understanding the health implications of energy resources, and investigating the impact of global climate change. |
ATLANTA — A sudden power failure brought the world's busiest airport to a standstill Sunday, grounding more than 1,000 flights in Atlanta just days before the start of the Christmas travel rush. Shortly after midnight early Monday, authorities tweeted that electricity had been restored on all concourses at Hartfield-Ja... |
Passengers at the airport were left in the dark when the lights went out about 1 p.m. The outage halted all outgoing flights, and arriving planes were held on the ground at their points of departure. International flights were being diverted, officials said. |
According to a Georgia Power statement, a fire in an underground electrical facility may have been responsible for the outage. The cause of the fire was not known. |
No areas outside of the airport were affected by the power loss. The utility said that there are "many redundant systems in place" to ensure the power supply to the airport and that such outages at the airport "are very rare." |
Delta Air Lines passenger Emilia Duca, 32, was on her way to Wisconsin from Bogota, Colombia, when she got stuck in Atlanta. She said police made passengers who were in the baggage-claim area move to a higher floor. She said restaurants and shops were closed. Vending machines weren't working. |
"A lot of people are arriving, and no one is going out. No one is saying anything official. We are stuck here," she said. "It's a nightmare." |
Delta, with its biggest hub operation in Atlanta, will be hardest hit. By evening, the airline had already canceled almost 800 Sunday flights and 250 more on Monday, nearly all of them in Atlanta, according to tracking service FlightAware.com. |
Robert Mann, an aviation consultant and former American Airlines executive, said it probably will be Tuesday before Delta's operations in Atlanta return to normal, and for passengers "it could be most of the week" because there aren't many open seats on other flights during the week before Christmas. |
"Tomorrow is going to be a long and difficult day for everybody," Mann said. |
There was one bit of good news, he added: Delta has more spare planes and available crews in Atlanta than anywhere else, which will help it to recover. |
Although Delta was hit hardest by the outage, other airlines also canceled flights for the rest of Sunday. American Airlines canceled 24 departures and an equal number of arrivals, spokesman Ross Feinstein said. The airline also diverted three planes that were headed to Atlanta when the failure occurred, sending them i... |
The FAA said it would staff the airport control tower throughout the night so that it can handle flights once they resume. The FAA said the tower could operate normally but flights were affected because airport equipment in the terminals was not working. |
By evening, power had been restored to at least one concourse. On its Twitter page Sunday night the airport tweeted, "Power on Concourse F is back ON! We are working with great urgency w/ @GeorgiaPower to restore power throughout rest of airport." Later, it tweeted: "Power is back ON in Atrium and Concourses T, A and B... |
A tweet update at 12:06 a.m. said, "Power has been restored on all concourses. 5,000+ meals are being delivered to passengers. Trains will be operational soon." |
Officer Lisa Bender of the Atlanta Police Department said officers were at the airport to help control crowds and manage traffic around the airport. |
At Southwest Airlines, about 70 Atlanta departures out of 120 scheduled for Sunday were canceled, an airline spokesman said in an email. United Airlines and JetBlue Airways also reported delays or cancellations. |
Mozell Smith, 58, of Atlanta arrived at the airport hours after the electricity went out. He was headed to Las Vegas with a sister and a friend. |
"This is terrible. I wish someone would've given us a heads-up before we got to the airport," he said. "I wish there would have been better communication." |
American Airlines reported only a handful of diversions and cancellations because the carrier does not use Atlanta as a hub, airline spokeswoman Alexis Aran Coello said. |
After reading the Dec. 3 article, “Ghosts of Highway 20: Part One,” it has become even more clear to me the largest women’s organization in America should be the National Rifle Association. What are you going to do when confronted by a violent predator and the police are nowhere around? Sometimes the best option is to ... |
Monday's highlights from key league games in boys basketball, girls basketball, boys soccer, girls soccer, and girls water polo. |
Kai Rojas finished with 20 points, five steals and four rebounds as St. Bonaventure beat Santa Clara 51-38 to forge a tie for first place in the Tri-Valley League game on Monday night. Jacob Basua added seven points, Gavin Beerup had five points and 10 rebounds, and Mikey Hinkle had four points, five assists and three ... |
Derrick Young Jr. scored 23 points, Caleb Gilbert had 18 and Andrew Ramirez finished with 12 to lead league champion Ventura (19-8, 9-0) to an 81-54 win over Channel Islands in a Pacific View League game. Kingston Williams scored 14 points, Malik Patton had 11 points and five rebounds, and Izaya Aragon and Andres Caice... |
Alex Asberry scored 20 points and Antonio Ayala had 15 as league champion Hueneme finished perfect in the Citrus Coast League at 10-0 with a 58-38 victory over Santa Paula. Noah Sanchez scored 11 points, Nate Leon hit three 3-pointers to finish with nine points, and Christian Perez had seven points and five rebounds in... |
Joey Griggs scored 20 points, Kevin Feehan had 15 and JJ Frazier had 14 for Grace Brethren in its 67-56 nonleague loss to AGBU. |
Haylee Carpenter had 16 points and five assists, Dominique Hernandez scored 14 points and Bree Diaz finished with 11 points, six rebounds and four assists as St. Bonaventure took sole possession of first place in the Tri-Valley League with a 63-36 victory over Foothill Tech. Vanessa Salinas added nine points and four a... |
Sofi Maldonado finished with 22 points and six rebounds, Suzy Quintana scored 12 points, and Maddison Rakestraw had eight points to lead Santa Clara (8-15, 1-6) to a 49-39 victory over Cate in a Tri-Valley League game. |
La Reina defeated Providence 56-15 to improve to 5-1 in the Frontier League. |
Isaac Carbajal continued his torrid scoring stretch, scoring two goals to help lead Santa Clara to a 3-2 victory over Laguna Blanca in a Tri-Valley League match. Emmanuel Solis had a goal and an assist, Andres Ayala and Sean Lima had assists, and Christian Rizo made nine saves for the Saints (12-5, 7-0), who clinched t... |
Victor Mota netted a hat trick to lead Oxnard (7-8-3, 4-5) to a 3-1 victory over Rio Mesa in a Pacific View League match. |
Alec Silva and Dylan Studer scored goals as league champion Simi Valley defeated Camarillo to improve to 9-0 in the Coastal Canyon League and 20-1 overall. |
Felix Cicillano scored a goal to lift Moorpark to a 1-0 victory over Oak Park in a Coastal Canyon League match. |
League champion Hueneme defeated Malibu 4-0 to improve to 16-3-1 overall and 9-0 in the Citrus Coast League. |
Santa Paula defeated Nordhoff 2-0 to improve to 9-9-3 overall and 4-3-1 overall in the Citrus Coast League. |
Max Turville scored a goal to lift Foothill Tech to a 1-0 victory over Cate in a Frontier League match. Luke Shadden made nine save to earn his first shutout of the season for the Dragons. |
Kaelyn Federis scored two goals and Lily Centeno and Erika Martinez each had a goal to lead Oxnard (15-5-6, 6-2-1) to a 4-0 victory over Rio Mesa in a Pacific View League match. |
Keira Bergman scored a goal to lift St. Bonaventure to a 1-0 victory over Thacher in a Tri-Valley League match. |
Bella Abbatoye scored two goals, Yamilet Ordaz had a goal and two assists, Viviana Cardenas and Ashley Bucio each had a goal and an assist, and Isabella Garcia scored a goal to lead Santa Clara (6-2-3, 4-1-1) to a 6-1 victory over Bishop Diego in a Frontier League match. |
Carolyn Quandt scored two goals off assists from Tatiana Bani to lead Oak Park (10-6-2, 4-5) to a 2-1 win in overtime over Moorpark (11-4-3, 5-4) in a Coastal Canyon League match. |
Dalia Abosaleem scored a goal to lift Royal (7-8-1, 4-5) to a 1-0 victory over Agoura (6-6-3, 5-2-2) in a Coastal Canyon League match. |
Amanda Crawford scored off an assist from Alyssa Roberts to lift Simi Valley (7-8-6, 2-5-2) to a 1-0 win over Camarillo (7-5-2, 4-3-2) in a Coastal Canyon League match. |
Angela Baltazar had a goal and two assists, Evelyn Marquez and Giselle Nunez each had a goal and an assist, and Jennifer Cruz scored a goal to lead Hueneme (6-7-4, 3-5-1) to a 4-0 victory over Carpinteria in a Citrus Coast League match. |
Samantha Tizcareno scored off an assist from Marlen Martinez to help Santa Paula (9-8-2, 5-3-1) earn a 1-1 draw with Nordhoff (9-3-2, 5-2-2) in a Citrus Coast League match. |
Alyssa Elias, Grace Combs and Eva Sivoraraj scored goals to lead Foothill Tech (11-5, 5-1) to a 3-1 victory over Grace Brethren in a Tri-Valley League match. |
Agoura defeated Camarillo 19-6 to clinch the Coastal Canyon League title in its first season in the league. The Chargers, who moved from the Marmonte League, have won 15 straight league titles and 20 in the last 21 seasons. Maddie DeMattia had six goals and two assists, Kai Blankenship had four goals and two assists, G... |
Robots that are perceptive and work with better reflexes alongside humans are the next big thing, according to a world-renowned roboticist at the Queensland University of Technology. |
The Commonwealth’s Grains Research and Development Corporation is expanding its social media program for rural and regional communities. This outreach offers agribusiness information and knowledge-sharing in real-time. |
Global data centre operator, Equinix, is expanding its footprint into Victoria with the soon to be opened ME1data centre that connects local businesses to international hubs such as New York, Singapore, London and Toronto. |
Western Australia is refining its search for minerals and resources using mapping and tracking technology that is tailored for smartphones and mobile devices. |
Western Australia is finalising the blueprint for open government, together with a focus on being “open by default” and streamlining access to untapped data and services. |
The Internet still remains vulnerable to security breaches, warns a Finnish security expert. |
Australia’s peak ICT research group, NICTA (National ICT Australia) has warned that Australia is lagging behind on building its knowledge capital and investments in innovation. |
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