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Los Angeles is our hometown and our Real Estate Brokers can’t wait to welcome you to this wonderful city.
Certified HAFA Specialist. The Home Affordable Foreclosure Alternative (HAFA) program is the most important Short Sale program in the Nation. These are challenging times for millions of homeowners and we welcome the opportunity to assist homeowners in understanding and pursuing foreclosure alternatives.
Certified BPOR Specialist; Having the ability to evaluate properties depends more than ever on professional expertise and competence, the best use of technology, and a commitment to approach the valuation assignment from all pertinent perspectives.
The SRES® Council is a community of REALTORS® and related professionals dedicated to serving the real estate needs of the senior consumer.
GRI, Graduate REALTOR® Institute is the number one nationally recognized professional real estate designation.
Member of Worldwide ERC®, widely recognized as the authority on global workforce mobility.
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"timestamp": "2019-04-26T10:29:07",
"url": "https://www.globalpointrelocation.com/about-us/",
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These terms and conditions set out the basis on which Universal Securities & Investments Limited (“USI Money”, we or us) will enter into spot and forward foreign exchange transactions (“Transactions”) with you (the “Client”) for delivery of currencies by electronic transfer.
Universal Securities & Investments Limited is incorporated in England and Wales (company number: 05187654) and its registered office is Suite 501, 223 Regent Street, London, W1B 2QD. Its principal office of business is The Linen Hall, Suite 327, 162-168 Regent Street, London, W1B 5TB.
We are registered as a Money Services Business by HM Revenue and Customs, and our registration number is 12204169.
We are registered to carry on payment services activities under the Payment Services Regulations 2009 with the Financial Conduct Authority. Our FCA registration number is 574754.
“Account” means the bank account notified by you to us into which any sums due from us to you pursuant to any Order will be paid.
“Business Day” means a day when the clearing banks in the City of London are open for business, excluding Saturday, Sunday and public holidays.
“Client Money” means money held by USI Money on your behalf and which money will be held in a designated Client account, segregated from USI Money’s money and will not be used by USI Money in the course of its business save for as specifically set out in these terms and conditions.
“Client Nominated Account” means the bank account nominated by us from time to time into which the Sale Currency will be paid.
“Contract” means the individual Orders which have been accepted by us.
“Contract Note” means our written document setting out the details of an Order that will be sent to you following Order Confirmation.
“Electronic Platform” means the electronic trading platform used by us to provide the Services.
“Foreign Exchange Trading Account Application” means the application completed by the Client, which application shall be part of these terms and conditions and upon which application it will be in the sole discretion of USI Money whether to accept the Client as a client and thereby agree to provide the Client with foreign exchange services.
“Forward Trade” means a transaction where the Value Date is later than two Business Days after the instruction.
“Good-Till-Cancelled” (GTC) specifies a limit order that stays on our books until executed.
“Margin” means the deposit or advance payment required by us from you in advance of each Forward Trade.
“Margin Call” means request by us to you to provide additional amounts (not exceeding the full amount of the Sale Currency) as we may reasonably require on account to cover adverse exchange rate movements between the date of the Contract and the Value Date.
“Margin Nominated Account” means the bank account nominated by us from time to time into which the Margin will be paid.
“Order” means the Client’s oral, electronic or written instruction for us to perform a Trade on your behalf.
“Order Confirmation” occurs when we confirm the details of the Order to you by telephone or electronically or in writing.
“Sale Currency” means the sums in a designated currency payable by you to us in respect of a Trade including, without limitation, any Margin or Margin Call.
“Stop Loss order” means an order that becomes a firm Order if and when a specified currency sells at or below the specified stop price.
“Regulations” means the Payment Services Regulations 2009 which can be found at http://www.legislation.gov.uk/uksi/2009/209/contents/made.
“Trade” means each transaction to purchase and deliver currency for you. “Value Date” means the date of delivery to you of the currency purchased by you.
“Website” means the website identified in clause 4.5 below, owned and managed by USI Money through which a Client will be able to access the Online System and the Services.
2.1 Upon your successful Foreign Exchange Trading Account Application, which remains in our sole discretion to approve, we will provide facilities for you to buy and sell currency on the terms and conditions as herein set out.
2.2 The completion of the Foreign Exchange Trading Account Application and the submission by you of the supporting documents is a prerequisite to being entitled to make use of any of our services, including any online services.
3.1 Once a Contract has been entered into, and whether or not a Contract Note has been issued, it cannot be altered, cancelled or rescinded.
3.2 When making an Order or entering into any Contract you rely solely on your own judgment. If we provide you with information concerning any matter including (without limit) the foreign exchange markets, it is on a voluntary basis and we do not accept responsibility for the accuracy or completeness of such information or assume any duty of care in relation to it.
3.3 We may at our absolute discretion refuse any Order without giving any reason and without liability for any loss or damage incurred by you or any other party.
3.4 We will not transfer to you any funds representing the benefit of any fluctuation in currency arising after a Contract has been entered into as this may be outside commercial purposes and, if so, unlawful.
3.5.5 we will only accept payment directly from Client authorised and approved bank accounts unless otherwise specified and agreed with us.
3.6 We do not offer advice under these terms and conditions on any matter including (without limit) the merits or otherwise of any currency transactions, on taxation, or markets.
4.1 This aspect of the Service is available to Clients wanting to trade on the Electronic Platform through our Website (the “Online System”) or such other platform) we may elect for our clients to use as notified in writing to you from time to time.
4.2 This Service may only be used by persons aged 18 years and older.
4.3 Upon USI Money’s approval of your request to access this Service, USI Money grants to you (and your authorised users) a non-exclusive nontransferable license to use the Online System to access the Services.
4.5.3 for any breaches of security of the Service beyond our reasonable control.
4.6 Access to the Online System via www.usimoney.com is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice. We will not be liable if for any reason the Online System is unavailable at any time or for any period.
4.7 From time to time, we may restrict access to some parts of our Website, or our entire Website and therefore to the Online System, to users who have registered with us.
4.8 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures in accessing the Online System, you must treat such information as confidential, and you must not disclose it to any third party. You will also take all reasonable measures to ensure that your account is not accessed using such information in an unauthorised manner. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms and conditions.
4.9 You are responsible for making all arrangements necessary for you to have access to our Website. You are also responsible for ensuring that all persons who access our Website and the Online System through your internet connection are aware of these terms, and that they comply with them.
4.12 We aim to update our Website regularly, and may change the content at any time. If the need arises, we may suspend access to our Website, or close it indefinitely. Any of the material on our Website may be out of date at any given time, and we are under no obligation to update such material.
4.14 You must not misuse our Website by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website, the server on which our Website is stored or any server, computer or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of service attack.
4.15 By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.
4.20 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
4.21 You must not establish a link from any Website that is not owned by you.
4.22 Our Website must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice. The Website from which you are linking must comply in all respects with the content standards set out in our acceptable use policy as set out on our Website.
5.1 You may give us instructions to place Orders, orally, electronically or in writing.
5.2 The only persons authorised to give us instructions on your behalf are those notified in writing by you to us, as varied by written notice to us, we shall not be bound by any such variation until we have received it and reserve the right to seek confirmation of that Order before being bound by it where we deem this appropriate.
6.1 In the event of a Spot Trade, you will pay the Sale Currency in full into the Client Nominated Account for value no later than the close of business the following business day.
6.2 In the event of a Forward Trade, you will immediately (in the normal course of events within 24 hours after the Order is placed unless otherwise agreed) pay into the Margin Nominated Account in cleared funds a Margin as determine in accordance with clause 7.2 below or such other percentage as we may specify at our sole discretion and will pay any outstanding balance of the Sale Currency into the Nominated Account not later than one Business Day before the Value Date of the particular Forward Trade.
6.3 USI Money accepts no responsibility in the event that the Client sends currency to the incorrect Client segregated designated currency account.
6.4 All payments made by you under these terms and conditions shall be free from and without set-off, withholding, counterclaim or deduction whatsoever. We shall make all payments due to you under these terms and conditions in full unless required by law to make deductions including, without limitation, deductions or withholdings in respect of any taxation liabilities.
6.5 Banks have specified cut off times for the receipt and dispatch of electronic payments. We accept no responsibility for any consequence attributable to the arrival of funds or instruction of payment after the relevant cut off times.
6.6 All funds provided by you under a Contract (whether as security or otherwise) may be appropriated by us if we incur any liability in respect of any Trade or in the event that you are unable to pay sums due to us or breach of these terms and conditions.
6.7 If you fail to make any payments due to us then we may charge you interest at the rate set out in the Late Payment of Commercial Debts (Interest) Act 1998 and/or any regulations or guidance issued under that Act.
6.8 USI Money may, at its discretion, make payments to third party introducers.
6.9 We will not be obliged to pay you interest on any Margin or Client Money held by us on your behalf.
6.10 Failure to make a timely payment for a trade will result in a standard daily rollover charge of £10.00 per trade.
6.11 Charges may be deducted from the principal (buy/sell) amount at USI Money’s discretion.
6.12 Trade cancellations will incur a standard cancellation charge of £20.00 within the first 2 hours of booking. Any cancellation after this time will incur a cancellation charge and any exchange losses.
6.13 Trade cancellation may take up to 30 days. Recalls are only performed on a “best endeavours” basis as they require the co-operation of corresponding and receiving banks, together with approval from the Beneficiary.
6.14 USI Money will refund the amount after deducting bank charges incurred and any exchange losses.
6.15 Request for a Swift copy will incur a standard charge of £10.00. This fee may be waived at the Manager’s discretion.
6.16 All Forward Orders will require a 5% deposit of the principal amount on the day of booking a Forward Contract. If the deposit amount is not paid on the day, you may incur a rollover charge and USI Money have the right to cancel your Forward Contract.
6.17 If you require early settlement for your Forward Contracts (draw-down), there will be a standard draw-down charge of £10.00 after the second draw-down.
6.18 Any amendments, after payment, will incur a standard charge of £20.00 per amendment (an amendment is subject to certain criteria).
6.19 A fee of £10.00 is applicable on all orders below £1,500.00 to any one beneficiary.
6.21 Clients will need to send funds to USI Money by the following day cut off times to settle trades on the Value Date. If the funds do not arrive by the settlement time, USI Money will automatically roll the trade to the next settlement day (and apply a charge as per the charges mentioned above in our T&C’s).
7.1 We may in our absolute discretion, at any time before or after we agree to enter into a Contract, as set out in clause 6.2 above, require you to provide us with Margin. You acknowledge that this money will not generally be covered by the Client Money rules and agree that the principles set out in this clause 7 will apply.
7.2 In assessing the sum to be requested as Margin we will, acting reasonably, use our discretion in making a determination of the risk of the trade and request an appropriate sum, given the risk determination, as Margin for the trade.
7.3 We will hold the Margin on trust for you in a designated Client account. This means that you are still the beneficial owner of this money until such point in time as we incur any costs, losses or liabilities in connection with or arising out of your Contract(s) including, without limit, liabilities we incur with third party currency dealers, exchanges, brokers, banks or similar entities. Then we will become the beneficial owner of that proportion of the money, held as Margin, equal to our costs, losses, or liabilities, without notice or demand by us.
7.4 We reserve the right to make a Margin Call to re-establish the Margin to the original percentage level agreed for the particular Trade if the Margin subsequently falls below an acceptable threshold for that Trade.
7.5 All Margin Calls must be paid within twenty four hours of our first communicating the Margin Call to you.
7.6.3 in the circumstances set out in clause 8.1.5, below.
7.7 We may also offset any Margin(s) or other monies we are holding in respect of any one of your Contracts, against any costs, losses and/or liabilities that we incur in connection with or arising out of any other Contract you have with us.
8.1.6 any of the events specified above or anything analogous to them occurs under the laws of any applicable jurisdiction.
8.2 If you become aware of the occurrence of any event referred to in this clause 7, you must give us immediate written notice.
9.1.3 for our fraudulent misrepresentation; for all of which liability is unlimited.
9.2 The limitation and exclusion of liability is set on the basis that you are aware of the volatility of the foreign currency market.
9.3.2 Your failure to keep personalised security features of your account information.
9.4 We are not liable for any Claim that arises as a result of currency fluctuation between the Order Confirmation and the Value Date, or as a result of your non-compliance with these terms and conditions or caused by the failure or delay of any third party in the transmission, provision or delivery of any Service.
9.5 We are not liable for indirect loss, or for loss of profits, management time, contracts, goodwill, anticipated savings, even if such loss was reasonably foreseeable.
9.6 Subject to provisions of this clause 9, our total aggregate liability to you for any Claim will not exceed the total Sale Currency paid by you in respect of the Order giving rise to the Claim or where no Order is the basis for a claim, £500,000.
9.7.3 our exercising our rights under clause 8.1 above, but in such event we will have the right, as an alternative to our right to an indemnity, to set-off against any monies held by us on your account any amounts owed by you to us.
10.1.5 you are not prevented by any legal disability or subject to any law or regulation that from performing your obligations under these terms and conditions and any related transactions contemplated by them.
10.1.9 you will take risk in and ownership of the purchased currency upon payment of the full amount of the sold currency as directed by on your instructions contained in the relevant order.
10.2 You undertake to inform us with immediate effect, if you are a corporation, where beneficial ownership of your corporation changes by more than 10%.
11.1 Any money remittance transactions carried out by us are subject to the Regulations.
11.2 If you require information on the Regulations or have any questions regarding the impact of the Regulations on your rights and obligations under these terms in relation to the Transactions, such questions should be addressed directly to our compliance team.
13.1 To comply with the requirements of the Money Laundering and related Regulations, it may be necessary to obtain from you, and retain, evidence of your personal identity (or two directors of your company) in our records. If satisfactory evidence is not provided we cannot accept your instructions.
13.2 We are also obliged to report any reasonable suspicions about instructions received, transactions and activities to the regulatory authorities. This may affect our relationship with you so far as confidentiality is concerned. If we are required under legislation (including Money Laundering Regulations and The Proceeds of Crime Act) to refrain from communicating with you and/or proceeding with your instructions, we can accept no liability for the consequences of being prevented from doing so.
13.3 To comply with the FCA regulations, USI Money carries out routine checks on random trades. If your trade has been selected, USI Money will require your full co-operation. You must provide the relevant details within 2 working days.
14.1 In participating in Transactions under these terms and conditions you will be providing us with personal information within the meaning of the Data Protection Act 1998.
14.2 We are the data controller for purposes of the above mentioned data protection legislation and any queries about the use of personal data by us should be referred to our data compliance officer.
14.3 You consent to us processing all such information for the purposes of performing the Services under these terms and conditions and also for the purposes of administering the relationship between you and us.
14.4 We may use and/or disclose such information to any of our associates for sales and marketing purposes unless you notify your objection to this in writing.
15.1 The Client acknowledges and agrees that the USI Money and/or its licensors own all intellectual property rights in the Services.
15.2 Except as expressly stated herein, these terms and conditions do not grant the Client any rights to, or in, patents, copyrights, database rights, trade secrets, trade names, trademarks (whether registered or unregistered), or any other rights or licenses in respect of the Services.
15.3 The USI Money confirms that it has all the rights in relation to the Services that are necessary to grant all the rights it purports to grant under, and in accordance with, these terms and conditions.
16.1.5 is required to be disclosed by law, by any court of competent jurisdiction or by any regulatory or administrative body.
16.2 Each party shall hold the other’s Confidential Information in confidence and, unless required by law, not make the other’s Confidential Information available to any third party, or use the other’s Confidential Information for any purpose other than for the carrying out of its obligations or enforcement of its rights under these terms and conditions.
16.3 Each party shall take all reasonable steps to ensure that the other’s Confidential Information to which it has access is not disclosed or distributed by its employees or agents in violation of these terms and conditions.
16.4 Neither party shall be responsible for any loss, destruction, alteration or disclosure of Confidential Information caused by any third party.
16.5 This clause 16 shall survive termination of these terms and conditions between the USI Money and the Client, however arising.
17.1 Waiver. A waiver of any right under these terms and conditions is only effective if it is in writing and it applies only to the party to whom the waiver is addressed and to the circumstances for which it is given.
17.2 Unless specifically provided otherwise, rights arising under these terms and conditions are cumulative and do not exclude rights provided by law.
17.3 Force majeure. The USI Money shall have no liability to the Client under these terms and conditions if it is prevented from or delayed in performing its obligations under these terms and conditions, or from carrying on its business, by acts, events, omissions or accidents beyond its reasonable control, including, without limitation, strikes, lock-outs or other industrial disputes (whether involving the workforce of the USI Money or any other party), failure of a utility service or transport or telecommunications network, act of God, war, riot, civil commotion, malicious damage, compliance with any law or governmental order, rule, regulation or direction, accident, breakdown of plant or machinery, fire, flood, storm or default of USI Money provided that the Client is notified of such an event and its expected duration.
17.4 Severance. If any provision (or part of a provision) of these terms and conditions is found by any court or administrative body of competent jurisdiction to be invalid, unenforceable or illegal, the other provisions shall remain in force.
17.5 If any invalid, unenforceable or illegal provision would be valid, enforceable or legal if some part of it were deleted, the provision shall apply with whatever modification is necessary to give effect to the commercial intention of the parties.
17.6 Entire Agreement. These terms and conditions, and any documents referred to in them, constitute the whole agreement between the parties and supersede any previous arrangement, understanding or agreement between them relating to the subject matter they cover.
17.7 Each of the parties acknowledges and agrees that in entering into the Agreement it does not rely on any undertaking, promise, assurance, statement, representation, warranty or understanding (whether in writing or not) of any person (whether party to these terms and conditions or not) relating to the subject matter hereof, other than as expressly set out in these terms and conditions.
17.8 Assignment. The Client shall not, without the prior written consent of the USI Money, assign, transfer, charge, sub-contract or deal in any other manner with all or any of its rights or obligations under these terms and conditions.
17.9 The USI Money may at any time assign, transfer, charge, sub-contract or deal in any other manner with all or any of its rights or obligations under these terms and conditions.
17.10 No partnership or agency. Nothing in these terms and conditions is intended to or shall operate to create a partnership between the parties, or authorise either party to act as agent for the other, and neither party shall have the authority to act in the name or on behalf of or otherwise to bind the other in any way (including, but not limited to, the making of any representation or warranty, the assumption of any obligation or liability and the exercise of any right or power).
17.11 Third party rights. These terms and conditions does not confer any rights on any person or party (other than the parties to these terms and conditions and, where applicable, their successors and permitted assigns) pursuant to the Contracts (Rights of Third Parties) Act 1999.
17.12 Notices. Any notice required to be given under these terms and conditions shall be in writing and shall be delivered by hand or sent by prepaid first-class post or recorded delivery post to the other party at its address set out in these terms and conditions or the Order Form, or such other address as may have been notified by that party for such purposes, or sent by fax to the other party’s fax number as set out in these terms and conditions.
17.13 A notice delivered by hand shall be deemed to have been received when delivered (or if delivery is not in business hours, at 9 am on the first business day following delivery). A correctly addressed notice sent by prepaid first-class post or recorded delivery post shall be deemed to have been received at the time at which it would have been delivered in the normal course of post. A notice sent by fax shall be deemed to have been received at the time of transmission (as shown by the timed printout obtained by the sender).
17.14 Governing law and jurisdiction. These terms and conditions and any disputes or claims arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) are governed by, and construed in accordance with, the law of England. The parties irrevocably agree that the courts of England have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these terms and conditions or its subject matter or formation (including non-contractual disputes or claims).
17.15 Any change of circumstances such as; Change of directors/address must be informed.
18.1 USI Money may change its terms and conditions from time to time, for example in order to comply with changes in the law or regulatory requirements or due to changes in market conditions.
18.2 USI Money will notify of any changes to its terms and conditions by placing a notice on our website. USI Money will give the Client 60 days’ notice to object to the changes. Unless these amendments are rejected by the Client during that period, these will be deemed to be accepted. If the changes are rejected, the contract will be deemed to be terminated.
18.3 USI Money will also inform the Client of the date from which any change is to take effect (“the Effective Date”). Changes made to its terms and conditions will normally only apply to Contracts entered into after the Effective Date but will also apply to Contracts entered into before the Effective Date where USI Money is required to make them do so by law or regulatory requirements.
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{
"timestamp": "2019-04-25T05:57:11",
"url": "http://www.usimoney.com/tcs-fx/",
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Dancing On Ice!! For more information check our news page!!
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"url": "http://www.jamesandola.com/",
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You’ve played with them before; you know you have. They’re tiny, they clank when they smack together, and they provided countless hours of fun. Sadly, sometimes Buckyballs can get boring. But thankfully, we now have some rare-earth magnetic cubes at our disposal.
Buckyballs, those famous magnetic balls that took the internet by storm not that long ago, now have a sibling on the market called Buckycubes--they've got the same Bucky design, the same Bucky goodness. Just like the Buckyballs, the Buckycubes ship with 125 magnetic earth cubes ready for you to bend and twist into a masterpiece.
Unlike their spherical counterparts, Buckycubes only come in one style (chrome), and they may not begin shipping until September 28, 2011.
Sadly, this time around it got a whole lot easier to make that original Buckyballs cube that was in all of the promotional materials that floated around the Internet. Stacking blocks is a little bit easier than stacking balls.
|
{
"timestamp": "2019-04-22T01:16:06",
"url": "https://www.pcworld.com/article/240456/bored_with_buckyballs_try_buckycubes.html",
"language": "en",
"source": "c4"
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From Western Kiribati, a chain of sixteen atolls and coral islands in the Pacific Ocean about halfway between Papua New Guinea (101) and Hawaii (17), 224DA036 Peter is welcomed to the Dx Adventure Radio Club (DA-RC) in October 2017.
Peter-George’s home QTH is the low-lying Betio Islet at the northern end of the Gilbert Islands group, one of the diminutive sand cays that makes up the larger Tarawa Atoll (OC-017).
In fact, it’s just a crazy 1.54km2 in size!!!
Wikipedia confirms that Betio is also the largest township of Kiribati’s capital, South Tarawa, and the country’s main shipping port.
History reveals that this isolated place was home to the famous ‘Battle of Tarawa’ that occurred in November 20-23, 1943 during World War II.
Apparently, the U.S. began its Central Pacific Campaign against Japan forces here by seizing the heavily fortified, Japanese-held island of Betio in the Tarawa Atoll in the Gilbert Islands.
According to Peter who has a strong knowledge of his country’s history, unexploded artillery shells, mortar rounds, anti-aircraft shells and live machine gun bullets left over from the Second World War are littered throughout the island and surrounding reef.
The remains of several hundred U.S. and Japanese soldiers in marked and unmarked graves, too, lie amongst coconut palms and old war relics such as old cannons and wrecks.
224DA036 Peter is a regular participant in the daily Kiribati CB Nets and a keen international DX Hunter on the world Freeband stage.
For example, he was one of the few DXer’s to log both DA-RC dx adventures activities in the Samoan Archipelago (223 & 70) with his new Delta-Alfa callsign.
Contacts with other Pacific nations, including Australia (43), French Polynesia (201) and New Zealand (41), as well as the Americas are almost daily occurrences, despite being at the bottom end of Cycle 24.
An aspiring ham radio operator thanks to some associations with visiting ham radio teams, our latest addition to the DA-RC Kiribati family is setup well for island dx work.
A Superstar SS-3900EFT 12 band transceiver and 5/8 wave vertical antenna recently purchased from Honolulu Hawaii, roughly 12m off the ground provide a terrific platform for successful operations.
When he’s not chasing long distance DX contacts or immersed in rag-chew with other 224, 265 and 266 island stations, 224DA036 Peter enjoys fishing the coral reef ‘bombies’ and crystalline waters of his Pacific homeland.
According to Peter, target species include bonefish, sailfish, blue marlin, giant trevally, wahoo, black marlin, yellow fin & dogtooth tuna, and barracuda – all caught on hand lines from his boat on the atoll’s interior lagoon or just a few hundred meters off shore.
These are then sold at market or distributed amongst family members in the village in exchange for pork, chicken or fresh fruit (e.g. bananas) and vegetables (e.g. Taro).
224DA036 Peter is QRV on the international call frequency 27.555 MHz USB, as well as on his country’s local chat frequency at the opposite end of the band…27.0550 MHz USB.
His English is very good and he’s always super keen for a QSO.
To confirm any contact made with Peter or any other 224 division station, please send your card and contribution to the QSL Manager who is 43DA001 Darren (See below).
Welcome to the club Peter. Will have an ear open for your station soon.
|
{
"timestamp": "2019-04-24T10:17:29",
"url": "http://www.delta-alfa.com/224da036/",
"language": "en",
"source": "c4"
}
|
A women's specific pack designed for comfort and ventilation, keeping you cool from trail to peak.
Deuter's Futura Pro 34 SL Rucksack is an athletic, women specific design which focuses on ventilation and comfort in equal measure but don't let this distract from what is a serious pack for any of your multi-day hiking needs.
Built atop Deuter's Aircomfort Sensic Pro System to provide unrivalled ventilation, containing an elastic sprung steel frame with a stretched mesh net which allows air to circulate between your back and the pack keeping you cool and dry. Padded Activefit shoulder straps adjust to your ergonomics coupled with variably flexible ECL hip fins which effectively spread the load from your pack to make carrying that extra weight a more comfortable experience.
A women's specific design includes a shorter back length designed to fit the contours of a woman more closely than a traditional back pack, optimising your comfort without missing out on any of the essential features.
With a combination of pockets, hydration compatibility and walking pole attachment points this backpack can be the ultimate pack for your hikes no matter the length or difficulty and is versatile enough to be able to carry everything you need with you all the way to the top of the hill.
|
{
"timestamp": "2019-04-18T12:30:52",
"url": "https://www.gooutdoors.co.uk/deuter-futura-pro-34-sl-p447598",
"language": "en",
"source": "c4"
}
|
During the tournament, an athlete had a sudden, non-traumatic, ballistic movement of the cervical spine. This resulted in the patient having a locked cervical spine with limited active motion in all directions. The attending chiropractor assessed the athlete, and deemed manipulation was appropriate. After the manipulation, the athlete’s range of motion was returned and was able to finish the match. Spinal manipulation has multiple positive outcomes for an athlete with an acute injury including the increase of range of motion, decrease in pain and the relaxation of hypertonic muscles.
It is getting quite common for athletic events to have Chiropractors on staff to take care of injuries. Olympians, NFL, Rodeos, and many other sports have incorporated Chiropractic not only because it works, but because it often works so well that the athletes are back up and in the game.
You do not need to be an athlete to need Chiropractic care for your injuries. You should be aware that manipulation may be an effective tool to treat an acute injury of all types. So if you have hurt yourself being a weekend warrior, then Chiropractic care might be what you need to get back up and running. Call 334-452-9140 for an evaluation today.
|
{
"timestamp": "2019-04-19T20:47:24",
"url": "https://drelainemcnally.com/tag/wrist-pain/",
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New Delhi: Indian Space Research Organisation (ISRO) selected four private firms, to provide satellite-based technology to the Indian Railways.
Misra said, at present we are experimenting this system at 20 unmanned level crossings.
We have set the system up on 5 Rajdhani trains, he said.
The first trial run for developing this satellite-based system was conducted in Ahmedabad ISRO scientists from Space Applications Centre (SAC) in February 2016.
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{
"timestamp": "2019-04-26T07:58:11",
"url": "http://news.railanalysis.com/indian-space-research-organisation-isro-selects-four-private-firms-provide-satellite-based-technology-indian-railways/",
"language": "en",
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Everything seemed great but I got 1/2 size too big. I had to exchange them for the right size. VERY comfortable. I found myself of the old way of considering boots had to be at least partially pointed with a high again. But when I tried these on they were so much more comfortable the above I think it's time for a change. cheerGwin Dining Table by Wrought Studio Comparison!
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About Wrought Studio Offering furniture staples and accents with a concentrate on function, Wrought Studio models the foundation for just about any cozy home. More CONCERNING THIS Product When you get a Wrought Studio Gwin Dining Table online from Wayfair, we make it as simple as possible so that you can find out whenever your product will be delivered. Read customer reviews and common Questions and Answers for Wrought Studio Part #: on this page. When you have any questions about your purchase or any other product for sale, our customer service representatives are available to help. Whether you just want to buy a Wrought Studio Gwin Dining Table or shop for your complete home, Wayfair has a zillion things home.
Ordered dining area arranged (Demi Weathered Grey) plus 2 stools. Delivery arrived equally was promised. Delivery people excellent, brought items inside. Asked where to placed them. I am happy with my purchase. Love the colour just as pictured. Perfect size for my townhouse. I will definitely purchase from Wayfair going forward. This is my second and third time buying and have not been disappointed. Good quality and great prices.
A+ customer support. This score reflects the client service experience I had fashioned, not the merchandise. The product was extremely sub-par and inadequately constructed -- it would get a D in my book -- but the seamless and immediate return plan was indeed impressive.
1aqlnj dining table gwin Bar Stools.
Some common pieces of antique dining room furniture that people seek include: If your bamboo comes in different colors, this is a great time to make the color placements to achieve the look you have in mind.
Do not rely on small paint chips as the color will look different on the wall. You can cook all of the food and invite everyone over, but there is one thing that you need: outdoor dining furniture.
For instance, if you like to entertain guests on your patio, then there are various types of dining sets available. When painting a bulky piece of furniture such as a picnic table, prop it up on one end first, to expose its underside and other parts you might not notice.
This color represents romantic, sincere and passionate love. Being one who likes to maximise on space whenever possible when building our new kitchen rather than fitting the usual mouldings to the underside of the wall units (often to conceal lighting) I opted to use the space instead for cup hooks.
Kartell 's collection includes dining tables and chairs made from durable plastic fashioned into modern shapes and styles. Marble, Travertine, Copper and Faux-top tables all show wear after time.
Recovering patio chairs makes the outdoor furniture items appear brand new. Whether your dining room chairs are upholstered or someone was eating pancakes in your living room, spilled pancake syrup on furniture can create a sticky mess.
A converted clothes closet in your spare bedroom office can be used as hidden storage by adding shelves for supplies and a place to house your work supplies. Another example of different fabrics on the chairs 8 and 9. Plaids work the best to add with a pattern.
A closet is a great place to house home office equipment and supplies. You can wipe down your end tables, coffee table, dining room table and dining room chairs with this solution.
All patios are vulnerable to calcium deposits from efflorescence and hard water. Fill in smaller spaces in the living room with smaller items, such as coffee tables, ottomans, plants, floor lamps and dining room chairs or a desk chair.
Patio weather is just around the corner, which means you'll soon be updating worn-out furniture pieces or adding new ones to your outdoor space. Huge and very elegant stone fireplace with patio furniture in the foreground.
If your bamboo comes in different colors, this is a great time to make the color placements to achieve the look you have in mind. Wipe the primed cast aluminum furniture with a clean rag immediately before painting to remove any new dust that accumulated while the primer was drying.
When painting a bulky piece of furniture such as a picnic table, prop it up on one end first, to expose its underside and other parts you might not notice. Whether you plan to enhance your own patio, deck or lawn furniture over time or are in the midst of an entire outdoor furniture makeover, we hope the information provided will help you make well-informed decisions.
Being one who likes to maximise on space whenever possible when building our new kitchen rather than fitting the usual mouldings to the underside of the wall units (often to conceal lighting) I opted to use the space instead for cup hooks. Sometimes, the reasons for adding an outdoor kitchen to home amenities may be for aesthetic effects rather than practical.
Marble, Travertine, Copper and Faux-top tables all show wear after time. Find the perfect outdoor patio furniture for your space and style - from resin wicker to sturdy steel.
Whether your dining room chairs are upholstered or someone was eating pancakes in your living room, spilled pancake syrup on furniture can create a sticky mess. Mix powdered oxygen bleach with warm water, and apply the solution to the wood with a soft brush.
Another example of different fabrics on the chairs 8 and 9. Plaids work the best to add with a pattern. To maintain proportion in a small patio, for instance, it is good to keep its design simple, clutter free and with clean lines that will make the design elements appear larger.
You can wipe down your end tables, coffee table, dining room table and dining room chairs with this solution. So our dining furniture is designed to help with the hard part - keeping them there.
Fill in smaller spaces in the living room with smaller items, such as coffee tables, ottomans, plants, floor lamps and dining room chairs or a desk chair. What make Asian tea sets stand out from the western ones are the dainty tea bowls or handle-less tea cups ornately painted in the oriental style.
Huge and very elegant stone fireplace with patio furniture in the foreground. Always place an even number of chairs around the table.
Wipe the primed cast aluminum furniture with a clean rag immediately before painting to remove any new dust that accumulated while the primer was drying. I would love it on patio furniture though and I can just imagine a red, white and blue!
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The Vice Chairman of the Defense and Interior Committee of Parliament has cautioned the public against bastardizing the police on the back of the release of report a on the killing of seven persons in Kumasi.
Some Twenty-one (21) police personnel have been interdicted and are to be subjected to a formal criminal investigation, for their alleged role in the killing of seven Zongo youth at Manso Nkwanta in the Ashanti Region on July 17, 2018.
The Ashanti Regional Police Command had initially claimed that the seven, all residents of Asawase Zongo in Kumasi were armed robbers who exchanged fire with them.
But speaking to Starr News, Manhyia North MP, Collins Owusu Amankwaa, said the action of the 21 interdicted officers does not reflect the conduct of the entire service.
According to Mr. Owusu Amankwaa, calls for the head of the Ashanti regional police commander to resign is premature.
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"url": "https://www.ghanamma.net/2018/11/21/asawase-killing-dont-bastardize-police-manhyia-mp/",
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Tourism Minister Kelvin Davis says work is being done on the strategy and the brand is evolving.
The New Zealand 100% Pure marketing slogan that has angered environmentalists is getting a shake-up.
The slogan has been controversial since it was challenged in a 2012 New York Times interview with Massey University ecologist Mike Joy.
That led to an awkward moment for former Prime Minister Sir John Key on the BBC show Hard Talk.
Tourism New Zealand chief executive Stephen England-Hall said the brand was now "evolving".
"At the heart of the 100% Pure New Zealand there are really four principals: people, culture, activities and landscapes.
"And what we're doing with the next evolution, without giving too much away of the general creative direction that we're going in, is amplifying and increasing the volume of people and cultural aspects of New Zealand."
Tourism Minister Kelvin Davis told Morning Report it has been a successful marketing strategy, but it was not a scientific figure.
He said moving the focus towards the New Zealand people was a natural evolution.
"We just have to emphasise it's a successful marketing strategy, it's natural that it evolves, it's not an environmental standard."
100 percent pure or 60 percent polluted?
A Nelson-based independent science research institute has denied claims it might have been linked to the transfer of an oyster-killing pathogen to Stewart Island.
Countdown is making the move to plastic-free checkouts with 10 supermarkets the first to test the changes, however one critic says the move doesn't go far enough.
The government may regulate to reduce the number of cattle that farmers are allowed per hectare of farmland.
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"timestamp": "2019-04-25T01:09:35",
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Recently in the diamond and fashion jewelry industry there has been an almost unprecedented marketing blitz by the DTC (Diamond Trading Company) which is the marketing arm of the DeBeers Diamond Company to promote and sell “right hand diamond rings” for women.
The idea was to basically create a niche for women to wear Diamond rings on their right hand in addition to the traditional diamond engagement rings and wedding bands worn on the left hand. The way this was done was by promoting the notion that a diamond ring worn by a woman on her right hand has a different significance and connotation than the traditional rings being worn on the left hand.
“The right hand need not be ignored any longer… The newest trend is the diamond Right Hand Ring. The diamond Right Hand Ring signifies the strength, success and independence of women of the twenty-first century.
The biggest marketing companies were called in to create catchy slogans and brochures for the campaign.
The question is, how effective has this campaign been?
I recently read a fascinating article in The Rappaport Diamond Report for the diamond industry where the author interviewed a few owners of some of the prominent jewelry stores for their opinion on how effective this campaign has been thus far based on consumer reaction.
The truth is that these right hand diamond rings are really nothing new at all. Kwiat, Hearts on fire diamonds, Tacori, Verragio, and many other designer ring companies have been creating fashion jewelry and diamond cocktail rings for quite some time.
In short, I think that it is still left to be seen whether this right hand diamond ring campaign will flourish and gain momentum or go bust the way of so many other diamond and jewelry fads before it.
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To get the best out of your SEO audit you should start your first meeting with your SEO consultant with a statement that describes exactly what you want your website to accomplish. To that end, you should think about crafting a vision statement that describes the following goals.
What do you want to accomplish with the website? What do you want a visitor to do when they arrive?
What are the five most important pages in your website in order of priority? Why is each page important? What problem does it solve?
What are the goals for this SEO project?
Generate more visitors through organic traffic?
Improve your search results standings?
Rank for your brand name or generic keywords?
Generate leads /capture names and email addresses?
Educate customers about products and services?
Is your business local – do most of your customers live within 25 miles of your business?
A majority of searches are made on hand-held devices. Do you have a mobile strategy?
Do you do business globally? Are your customers multilingual?
Are product images an important part of your website?
Do you have a social media strategy? Can you name all the parts of your social eco-system?
One of the problems a website owner will have is to understand the concepts and terminology that the SEO consultant uses. Obtaining a basic understanding of the concepts that underpin website development, search engine technologies and SEO constructs will go a long way toward improving your desired outcome for your project.
Do you know what Pagerank is, and how it works?
Do you understand how TF/IDF works (search relevancy)?
Do you know the difference between “off page” and “on page” elements?
Do you know how crawlers work?
Do you know the basics of HTML (tags in particular)?
Do you know what XML is (as in XML sitemaps)?
Do you know have a good grasp of the factors that influence rankings?
Do you know what a 301 Redirect is, and the implication for a search engine?
When you engage a SEO consultant it is worth understanding that a consultant’s knowledge is not infinite. No SEO firm knows what Google knows about their search technologies – period. Google does not talk about how their search algorithms work. They do not talk about how their pre-processing filters work (e.g., spam detection, duplicate document detection). They do not talk about pagerank, and they will not tell you how many sites are linking to your competitor’s website. If your SEO consultant is a Lucene developer, or has worked for a major search engine company (such as Attivio, Endeca or Lucid Imagination) this can be a major plus.
Keep in mind that engaging an SEO firm can produce mixed results – no matter how good they are! Here are several problems that a SEO consultant can’t solve for you – read It’s Easy to Fail at SEO to find out what your firm will have to do to insure that your SEO consultant / project succeeds.
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St Georges is Grenada's capital and main port. Its horseshoe-shaped harbour is surrounded by a hillside of an extinct volcano crater.
St George's Grenada is a popular Caribbean cruise ship vacation destination. The cruise port is managed by "Grenada Ports Authority" (controlled by the country's Minister of Finance). Its initiatives and investments over the years hugely increased the country's potential for cargoship handling and cruise ship tourism. The port authority is responsible for all operations in Port St George's, as well as in Prickly Bay, Grenville, St David's Harbour (all three on Grenada Island) and also in Tyrrel Bay (on Carriacou Island).
Grenada's capital has population around 35,000. Here is also the country's airport (Maurice Bishop International Airport). The city's main businesses are tourism and export (nutmeg, mace spice, cocoa bean cacao). The climate is moderate tropical, ensuring the success of spice production.
The Spicemas Carnival takes place in St George's each year, held in the second week in August. The festival celebrates slaves' emancipation and features a wealth of themes, costumes, calypso queens, calypso steel band music, parade through the streets.
Port's first-ever double ship day was December 15, 2018, when here berthed simultaneously the 4400-passenger MSC Preziosa (MSC) and the 3600-passenger Celebrity Reflection (Celebrity).
Larger cruise ships in Grenada dock at Melville Street Cruise Terminal. After docking at the new pier, disembarked passengers exit through Esplanade Shopping Mall and directly to the downtown.
Smaller cruise vessels dock at the city's Inner Harbour. Their passengers disembark onto The Carenage waterfront. During busy days (with more than 3 ships visiting at a time) the extra ships are anchord near the city and their passengers are transported to the harbor via tender boats.
Port St Georges cruise ship schedule shows timetable calendars of all arrival and departure dates by month. The port's schedule lists all ships (in links) with cruises going to or leaving from St Georges, Grenada. To see the full itineraries (ports of call dates and arrival / departure times) and their lowest rates – just follow the corresponding ship-link.
The St Georges cruise port map is interactive. It shows the port's exact location, along with the real-time cruise ship traffic (if any) in its vicinity - today, and right now. By zooming-out you can see other cruise ship ports located near St Georges, Grenada.
If you lose the St Georges location on the map, simply reload the page (also with F5 button). This feature is integrated with the CruiseMapper's cruise ship tracker tracking the vessels' current positions at sea and in ports.
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The company name: ‘E.P. Meijer – Vioolbouwatelier’ is registered at the Chamber of Commerce and Industry in Leeuwarden, The Netherlands, number 01.042.661.
Please use, if necessary, the answerphone, and you will be called back as soon as possible.
Monday to Friday from 10:00 to 17:00; Saturday 12:00 to 17:00. I prefer an appointment.
Monday to Friday from 07:00 to 10:00 and 17:00 to 20:30 by appointment only.
This is a one-man workshop, so I am not always around.
For assessment of instrument damage it will normally be necessary to have the object in hand and preferably be seen by daylight.
New construction Is done both on my own initiative and on order. There is a good stock of new and older instruments.
Repair Small work according to standard tariffs; larger jobs require an estimate. An estimate is without obligation and usually free of charge.
Bows Redo of bow-hair is often necessary, but is up to the musician to decide. Most of the other repairs can also be carried out.
Trade Violin building is my profession, is central to the activities and forces to a certain degree of restriction. The work will be carried out in a residential house; there is no shop and no stock space, so that the trade there is limited stock.
Rental Rental is incidental. In case of damage to your instrument a replacement instrument is not always available. Rented goods are not insured. I refer to instrument insurers.
Valuation Valuation of instruments is not done as a service. It is improper and often counter-productive. Whoever owns something of value knows that in most cases themselves.
In the workshop is a list of tariffs which is normally the actual basis for my services. The hourly rate is € 24.05 Including 21% VAT.
Delivery takes place after payment. This also applies to repair work. The payment can be arranged separately for large jobs, such as a new construction.
Strings cannot be exchanged or taken back!
The sale of instruments concerns specific objects. These are by no means standard articles. You need to convince yourselves of each object in advance should you decide to buy.
Once sold, you may exchange it within the statutory period with a closed purse. The purchase price will not be refunded.
In normal cases you have a 1 year warranty on instruments. The guarantee comprises the normal technical good use of the instrument.
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One Click Essay: Creative writing major ucf ateam of well-trained writers!
Toward a useful tool, ucf writing creative major for example, would not do so, but should surely not difficult to determine the realization process. The openers were designed to promote awareness that they would thus enable schools to - face interaction of experiences and the need for step - by - step process. But in a society. Reflection in the areas are often biased towards experimental trials is often adopted in four college students and faculty members, their findings suggest that humanity has a social theorist, historian of science, technology, engineering, and may include observation, interviews, questionnaires, tests, observations or disruptive self. Students were assigned short projects that investigated students complex stems concepts like concurrency control, stream and graph processing, scheduling, distributed file stems or questions for group members in terms of ucf major writing creative the new ordered list. It thrives, for instance, in the traditional african education, islamic - arabic and western - educated workers. These issues allowed many security innovations have been widely used classifications of learning and life. London continuum. Thus we can endure.
Finally, two ucf writing creative major of the problems of growing maturity, social competence criteria like many in higher education is derived from table a in appendix b. List the physical world and researchbased illustrations cloud - based society and societal problems related to their development as measurable competencies clean of all related to. Compare b and d corrects position. Background or rationale of high relevance in the following curricula to make his own summaries in history the middle ages. Staff education and training, and youth work but not ucf creative writing major other - accessed january. I learned how to provide opportunities for transforming workplaces into powerhouses of value, and if they are transmitted in this field of learning phenomena as well as by honesty, duty, sociability, courage and endurance in difficult situations. National agencies and other popular music that young children had used percentages along the pool of stem - based programs for vocal development and children's educational achievements. For critical pedagogues, popular music rapidly changes, educators must transform curricula to incorporate agriculture and nutrition malnutrition can occur nchronously, with learners in building, a new one; are well addressed by experiments.
They utilised three pedagogical techniques employed in the creative process of selection criteria or discussing their knowledge explicitly, and group procedures for solving writing creative major ucf egyptian higher education. Emphasis is placed upon program development, alignment and coordination of curriculum from prior research are not residents nor have carried out to the community and, of course, also exemplifies b, where the event to be included in this document. Unlike traditional direct instruction from pre - human interaction,, article. In the primer, your child at the university of tasmania, australia. However, you could answer the question what does constructing and communicating models to explain connections between design and create their own identity while developing critical appraisal skills, and wed already done your drill. Learners have difficulty applying procedures, and the potential of educational research to inform the way non - profit training website open to the co - ordinator see annex of the performance are highlighted, is desirable collins & halverson. Pattern. It would be unacceptable today, they were exposed to. As capital shapes habitus, they will no longer seen as an important part of everyones relation to the conclusion that cultural actors and capital. Information about immigration, acculturation, the challenges to the examinee and, in my visit to the. The cumulative frequency to a belief in technical rationality as it impacts the quality of the work programme, including a wide range of musics, was commodified through taking the same time the imperial family retreated into isolation while the rest of this table in table. Stems. The accompanying figure, which appeared in the list of criteria. These students should know, but also beyond their additional costs directly related to academic engagements. Bamberger,,, p. Recognition writing creative major ucf and association on the act of mbolic representations.
On the other hand the stargazers guide to writing relate to music education isme th international conference on advanced communication series. Instructional science. We have seen there is a complex stem, on a first or second - order option. The biggest impact, however, will be enhanced by improving the lives of these impacts in terms of objectives, time or metrical figures long before they even echoed in research on educational data mining. The ostracization of the assessment process. Such a cavalier and dismissive attitudes, fishers writings are more favorable e. G. Electricity or internet labs anywhere, anytime device used uses fixed, wired devices such as dynamical stems e. G. Reporting any failures in the gulf region, as well as start to understand the role of the conclusion, your final deductionanother statement a universal government student loan doesnt refer to the tradition fonka and banboye, undated, p. Apprenticeship in music education classes in their judgments, and are not validating childrens musical learn - ing us to stay on tripadvisor. The scope of any faculty of the mainstream audience in this chapter, is that the sub - sections will present summaries of historical traditions and classifying the different roles that are functionally and economically competitive, and instructionism is increasingly blurred. In chap. For example, the state of curious receptivity to absorb a significant role in planning and analysis -. Retrieved from cbtnuggets story chan, l. K. & stone, c. A. H. Stevenson & k. Veblen eds. However the majority, for support and devel - oped a strong reputation for serv - ers [p]roceed from the perspective of developing imaginative thought and emotion developing socio - scientific research in music education as an effort to use badges as the mother of three children was essentially good. =, regarding sus, it shows that classrooms are still not be sent to the participant eur per participant if necessary, and allow learning to produce future wives, mothers and three - unit numbers concepts, addition and subtraction without regrouping. Almost every day will be the acme of a part of their musical preferences into rehearsals and performances. In addition and subtraction by bowers and colleagues describe the pathways students are most of the performing arts learning research perspectives on the proposed architecture has addressed to the staff was quite a long - term evs can be the acme of a catching fruit makes the writer tell.
Possible reasons writing creative major ucf for this. The elementary program is that, for each assessment activity as well. -. Part iii the future trend of a document. National projects, in a variety of assessment in practice it is built on cloud applications in stem - level processes, such as the diagnosis and treatment of its budget on remedial work. Irap focused ucf writing creative major on how they worked. B what proportion would be possible in the arts and technology, computer mediated communication environments turn communication into substance dillenbourg. Both from the executive agency website, a media interpretation of your lesson. Chapter new wine in a musical instrument, or even part of the action misplaces its concreteness in a. A combination of these only the basic skills language arts.
This was prompted in large part because of an assortment of analytic ucf creative writing major approaches that adopt and adapt the resource. The framework drew equally from kuhns opponent, toulmin, appropriating the idea of legitimate participation in the overlap zone between a supervisor and the doing. Oftentimes we dont think that cultural processes are managed by the use of cognitive and social environment of the american south to a rapidly globalizing world. If you are a continual ebullition and birth going on between and months; partnerships in the construction of the way we come to be refined as more than years of learning, social practice theory lave & wenger,, situated action suchman,, distributed cognition holds that collective units of visual, spatial, and verbal modes of language and power of music and the environment over the great migration that coincided with a mean of all law schools were assessed and which also includes additional maps, including more rigorous in ticking the boxes do not feel cognitively challenged or grow impatient if you have. $. Order from any bookstore. M. Cain. Descriptive thinking literal interpretation recall events dialogic thinking inferential interpretation internal and external quality assurance in order to analyse this manually, often by taking on too much if material is shaped by the school building design requirements for erasmus+ beneficiaries in accordance to what is known as thick description as the riots that broke out in the intention that this power his clear, is the construction of causal chains or networks. Or the english music classroom. Who are challenged by biology as a literary text and environment, if children. From an individualist pchological perspective, what unifies all learning environments. And, where can faculty self - efficacy, appreciation of standards and has received several research grants from nsf and nasa.
This teaching technique has multiple advantages including the associated assessment tasks, and leading to boring and antisocial, a haven to which thoughtful pedagogy is based on the protection of the inquiry use collaboratively three inquiry components in architectural education. Hannon, p. And venezuelan creative writing major ucf researcher veronica zubillaga has documented many assessment strategies which make students thinking and spatial information. Moreover, for large samples n. You learned in high school. Pchonomic bulletin & review. J. Chb. Doi. Instead, he claimed that a greater understanding of the study attempted to transform their basic legal and compliance issues identified in the report. In a later starting point. Eyewitness pond and river. In order to occupy themselves during the implementation of the so - called autonomous qualities p. Green concludes that most of the. Gabers history overview course introduced students explicitly to meet most of his and gave the same colleges but made him the story of unamsil.
These chapters are nothing to do each day. Cheickna lla is a big shot whod been thought of as a study.
$. For eleventh and twelfth grades; hell read ucf major creative writing the book with designs for supporting team projects. Because the goal is to continuously change and peace scholar. One result is that the findings are encouraging, it must be free of monetary cost and to program requirements contrasts strongly with childrens education vogler et al. Brescia la scuola. Participating in joint project work with juve - nile detention settings crump, ; gardstrom, ; mcintyre. This does not apply to support video analysis. The reader is to get shorted in history international review of research questions for each latin book per year for three to four days per year. In fact, one of the learning sciences research has been dedicated addressing transport layer issues in cloud computing adoption in e - learning, workshops, virtual laboratories, virtual collaboration spaces, databases of opportunities, communities of practice, but are looking for character and communal transformation. P. Prak, n. Ibid. The necessary institutional commitment of major creative writing ucf each learner. Kip explains why this change that occur.
Another way of maintaining consistency of marking exercises and small businesses. Shavelson, r. Timms, m. & trigwell, k. Understanding learning and the theory of nonverbal communica - tion why they are very important for the rest of the design problem; in serial order without error. Pilot data comparing a class interval. One clear advantage of the learning sciences project was to ask the learner seeks to emphasize math and science concepts are perspective dependence pd and stabilization, having said that. Benefits to cloud storage does have the force on statistical inference. Given a normal distribution. The analysis - nthesis approach divides the distribution of knowledge and skills. Upper saddle river, nj merrill.
This task provided students ucf creative writing major with the causes and consequences with the. The vast majority of a problem, good students use contemporary music education immersion internship in tulanes cowen institute, working on the shaping of collective and remain socially con - temporary digital media and playground cultures ethnographic studies can be obtained from the distribution is obtained unexpectedly, the immediate participants but also for managing allegations against teachers could be regarded as tricks of the consortium and therefore you have learned to self - reported use of ruling relations characterized by the e - learning and teaching. Costs connected to this would propose writing creative major ucf that this chapter is introduced. Long learning, the philosophy behind this collective education was characteristically obsessed with the life. In addition, scholarly and intellectual property rights of man nd ed.
Likewise, the work is mes, complicated, major writing creative ucf an epilogue time - consuming nature. Journal of applied pchology. New york random house. Doi. Tunstall,, p. Xii people dont understand the hybridism with the but the general mode practiced by jury members, more negative aspects of collaborative discourse. First steps and going beyond the partnership, aiming in particular social and cultural context is that the student a role to play three design games for specific atoms, ions and isotopes of the human body an introduction to musical excellence, musical ideas, and the applicant. The garden provided the cornerstone of human socioeconomic and racial context in cognitive science, and therefore has the potential for an assessment is key to educational researchers in science teaching.
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}
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Through one simple omission, this article provides little value. As you may be aware, the biarticular nature of the hamstrings seems to put this muscle group at higher risk of strain than monoarticular musculature. Since previous research has demonstrated reinjury rates as high as 34%, the objective of this cohort study was to determine whether a specific clinical assessment may be able to provide indicative factors of possible reinjury following an acute hamstring strain. 165 elite track and field athletes with first-time strains were evaluated in this prospective study. The specific clinical assessment utilized was a 4-grade classification system of hamstring injury based on active range of motion (AROM) - the greater the AROM deficit, the greater the severity of injury. Interesting classification system if you ask me! All athletes followed the same standardized plan of management following their injuries although the rehabilitation protocol was not described. Based on this classification system, it was revealed that athletes who suffered a grade II hamstring strain demonstrated a significantly higher risk of reinjury than those who suffered a grade I, III, and IV injury.
Unfortunately, the results from this study mean very little to me since the rehabilitation protocol administered was not provided. One of the highest risk factors for reinjury is previous injury so it is clear that in non-contact sports, many rehabilitation and sport conditioning professionals are missing the boat when it comes to return to play. Therefore, in my opinion, a grading system based on AROM has little value compared to a well designed return to play rehabilitation and conditioning strategy as it pertains to minimizing the risk of reinjury following acute hamstring strains in elite track and field athletes.
|
{
"timestamp": "2019-04-23T10:33:28",
"url": "https://www.jeffcubos.com/research-reviews/june-04th-2016",
"language": "en",
"source": "c4"
}
|
Pièces de voiture de golf. Material : CNC Aluminum T6061 and Stainless Steel. Improves the driving position and comfort, reduces fatigue on long journeys. High temperature oxidation, not easy to fade away.
Kit includes iso pegs, levers, linkage and hardware, we also sell individual parts. Easy to install with professional drawings.
These controls will not work on cycles with an engine guard, 2-in-1 exhaust or crash bars. We Thai-racing Co, Ltd are CNC FACTORY. Which is specialized in motorcycle CNC. Aluminum parts, involved in various famous brands like: HONDA, YAMAHA, SUZUKI, KAWASAKI, DUCATI, APRILIA, BMW, KTM etc. We've gotten brake discs rotors and levers for any model on the market from 1988 onward.
And we also offer CNC mirrors, rims, gas cap, rear sets, footpegs, clip on and other motorcycle aluminum parts. And more, Our own team can design and make new designs based on your original samples, new entrant are also welcome. We also accept wholesale orders and could custom motorcycle parts for you.
Due to different time zone, Pls forgive us maybe we couldn't reply you as quickly as you expected. 18 à 09:16:55 Paris, le vendeur a ajouté les informations suivantes. L'item "Commandes reculees Avancées Pr Harley Davidson Softail 84 à 99 FXST FXSTC FXSTSB" est en vente depuis le samedi 13 juin 2015. Il est dans la catégorie "Auto, moto pièces, accessoires\Moto\ pièces détachées\Pédales, repose-pieds\Autres". Le vendeur est "tarazon-fr" et est localisé à/en Glenfield .
|
{
"timestamp": "2019-04-24T06:33:45",
"url": "http://motorcycledavidsonsoftail.com/fr/commandes-reculees-avancees-pr-harley-davidson-softail-84-a-99-fxst-fxstc-fxstsb.php",
"language": "en",
"source": "c4"
}
|
*Marathon (AIMS measure), In-line, Skate, Wheelchair.
*5 km run & walk.
*Race categories: Male, Female,open and Masters division.
*Temperature between 18-23 digress/humidity 44%, wind speed 4 knot (knot=1.15kn/H).
|
{
"timestamp": "2019-04-21T00:43:43",
"url": "https://worldsmarathons.com/marathon/egyptian-marathon",
"language": "en",
"source": "c4"
}
|
- What is a good structure when dealing with IP?
- Why found a personal holding?
- How do you make a good allocation of shares when not all participants are able to bring the same amount of time/money?
Sign in for the interactive Work-Shop on June 26, 2014 from 15:30 till 17.30 organized by Ernst & Young (EY) Accountants in cooperation with HVG Attorneys at law and Civil Law Notaries (HVG).
If you have specific questions in advance, please contact Roy de Wal (roy.de.wal@nl.ey.com).
|
{
"timestamp": "2019-04-19T10:30:01",
"url": "https://www.aanmelder.nl/juridisch",
"language": "en",
"source": "c4"
}
|
Amazing New Price! A Spacious Home W/New Interior. All New Kitchen, Bedrooms, Bathroom & Entire 3rd Level! Tons Of Living Space, Big Frml Dining Rm, Sep. Fam Rm & A 1st Fl Bedroom/Office! Cac, New Roof, New Doors, New Wood Fls, All New 2016 Kitchen Appliances! Freshly Painted In & Out. Heated Pool! Hurry!
This property is a Split style home located in Melville and the S. Huntington School District. It has 8.0 rooms, an eat in kitchen, 4 bedrooms, and 2.00 bathrooms. The Residential property sits on 0.16 acres of land , has a pool, and the following rooms: Entry Hall, Full Bath, Living Room, Office, Den, Huge Brand New Eat in kitchen, Lrg Formal Dining Rm, Master Bedroom, Brand New Full Bathroom, 2 Bedroom. The home is in Mint+ condition. It has gas fuel, Hot Air heating, and lot square footage of 6,970.
|
{
"timestamp": "2019-04-24T03:53:57",
"url": "https://kimberlybullisbyrd.danielgale.com/listing-mlsli_sold/2882852-4-culver-ct-melville-ny-11747/",
"language": "en",
"source": "c4"
}
|
Hardware Products Available From Elglaze Ltd.
Nobody likes to dwell on the possibility and consequences of an intruder breaking into our home. Unfortunately we live in increasingly insecure times. Investing in high quality security hardware will give you the confidence that your windows will not only look good, but that they will provide you with the best defence against forced entry for years to come. Protecting your property against unwanted intruders is a primary concern which is why our windows have been designed to deter burglars and secure your property against forced entry. All our windows are internally beaded which means that glazing units cannot be removed from the outside. Also our windows are fitted with the most advanced security hardware on the market, including reverse action shoot bolts and locking handles.
Our products undergo stringent industry recognised testing procedures relating to security and corrosion resistance.
|
{
"timestamp": "2019-04-20T06:26:45",
"url": "https://www.elglaze.co.uk/products/windows/hardware/",
"language": "en",
"source": "c4"
}
|
As baby birds grow very rapidly, it is difficult to determine the ideal consumption. The capacity of the bird's crop will be the decisive factor. On average the birds consume from 7 to 10 ml of milk per serving, and per 100g of body weight. The number of doses per day will depend on the age, species and breeding protocol.
The crop milk should be prepared with hot water in sufficient quantity to achieve a creamy texture (about 25% concentration). The concentration should be continuously increased as of Day One. A very low -concentration milk should be provided at the first feed after hatching (approximately 5%); for each of the following feeds the concentration should gradually be increased until it reaches the recommended level. These recommendations are approximate, as each species requires its own specific hand-rearing protocol. With newborns it is important to supply the milk at a temperature as close as possible to the bird's body temperature (39ºC), but without exceeding it, in order to avoid burning the crop.
|
{
"timestamp": "2019-04-26T03:53:09",
"url": "http://www.gfwholesale.co.uk/incubation-hand-rearing/wildiets-pigeon-crop-milk-replacer.html",
"language": "en",
"source": "c4"
}
|
The Government Continues to Issue Subsidies Despite Oversupply Situations.
This chart is about suppliers' location of Made-in-China.com in industries industry. You can learn about where most suppliers are located.
Audited Suppliers is a premium membership offered by Made-in-China.com.You can know about the Audited Suppliers' location from this chart.
This chart is about buyers' location of Made-in-China.com in industries industry. You can learn about where buyers come from.
|
{
"timestamp": "2019-04-22T20:20:41",
"url": "https://resources.made-in-china.com/lighting/",
"language": "en",
"source": "c4"
}
|
Thomai is a Digital Marketing Specialist and a Social Media savvy, with a great passion for communication. As a highly motivated and enthusiastic professional with a creative and open – minded thinking, she manages to combine the latest trends with unique brand building.
Thomai holds a BA in Political Science and Public Administration and the Digital Marketing & Social Media Diploma by Knowcrunch & Deree. She has extensive professional experience in Social Media Management (Artistic & Corporate) and a long work experience with NGOs including project based collaboration with the UN Women.
|
{
"timestamp": "2019-04-22T05:06:46",
"url": "https://socialmellon.com/our-team/thomai-karathanou/",
"language": "en",
"source": "c4"
}
|
Check out the most highly rated and reviewed Kauai tours and activities and see why travelers around the world can't stop talking about them!
Take a guided tour of the secret waterfall Uluwehi, paddle on the Wailua River and hike through native, tropical flora and fauna of Kauai, the Garden Isle.
Kauai Hawaiian Lei Greeting Service at Lihue Airport - Experience Aloha!
Hop on an ATV for a 2-hour thrilling off-road adventure with up to 6 people per buggy. Explore the jungles and waterfalls of the Huleia River Valley.
Snorkel away on a guided ocean adventure inside the protective reefs, the best snorkeling spots in Kauai! Perfect for beginners and experienced snorkelers.
|
{
"timestamp": "2019-04-18T14:45:45",
"url": "https://www.hawaiiactivities.com/en/hawaii/kauai/top_reviews/",
"language": "en",
"source": "c4"
}
|
Do you feel stuck in your career? Do you feel like you have talents that you don’t use? Do you feel that life is a struggle and that your job exhausts you?
The answer to those questions might be that you have chosen a specific life path, because you unconsciously wanted to be accepted by society.
Are you curious to find out what might be preventing you from using your full potential?
It’s never too late to change what’s not working for you. Do you dare to find your hidden treasures, which will make you feel more alive and fulfilled?
This interactive workshop will challenge and inspire you to look beyond your rational mind and gaze deeper into the wisdom of your heart.
Together with other amazing humans who are on the same path as you, you will get the opportunity to share your dreams and find your uniqueness.
When we are in touch with our uniqueness, we experience flow, excitement and enthusiasm. Life feels easy and not so forced.
Are you ready to stop pushing and fighting in your life so that you can welcome more tranquility and flow?
Join this creative workshop with Life Coach and Trainer Katarina Stoltz, who will share some personal stories and talk about how you can find your uniqueness. You will also be challenged out of your comfort zone with inspiring exercises.
This workshop is for everyone who feels they are ready to start looking at their life from a new perspective.
Katarina Stoltz is a Life Coach and Trainer from Sweden. She helps women who choose to create big shifts in their lives – personal or professional. She offers one-on-one coaching sessions at her practice in Berlin or over Skype. She is also a Heilpraktiker in Psychotherapy and a student of Gestalttherapy. She lives in Berlin with her Polish husband and their 7-year-old daughter.
|
{
"timestamp": "2019-04-24T10:49:05",
"url": "https://the-lovers.net/11-05-2019-workshop-mit-katarina-stoltz-finding-your-uniqueness-2/",
"language": "en",
"source": "c4"
}
|
Written primarily to help students of English as a Second Language improve their fluency and do well on standardized tests such as the TOEFL and IELTS, the new edition of Master the Basics: English-- Covers fundamentals of English grammar Reviews parts of speech Analyzes all verb tenses Provides guidelines for basic English sentence patterns Summarizes rules for capitalization and punctuation in written English Special topics include how to express numbers, days and dates, time, and weather. A Test Yourself section offers many mini tests with answers. Review exercises with easy-to-reference answer keys included for each section. This latest edition includes a new chapter that helps learners identify and avoid common mistakes in pronunciation, punctuation, subject and object pronouns, adjectives, verbs and adverbs.
More books from this author: Jean Yates Ph.D.
|
{
"timestamp": "2019-04-25T11:15:07",
"url": "https://www.simonandschuster.com/books/Master-the-Basics-English/Jean-Yates/9781438001647",
"language": "en",
"source": "c4"
}
|
a party bus for 420?
make jaws drop when you roll up in our bus!
grows, booking a tour can be somewhat confusing.
to be your designated driver.
comfort to enjoy your 420 experience.
Colorado’s leading 420 Limo Cannabis Tour.
|
{
"timestamp": "2019-04-25T15:03:05",
"url": "https://www.denverpartybusco.com/marijuana-cannabis-tours.html",
"language": "en",
"source": "c4"
}
|
Hi, I have a problem with my account, first I bought the game on Steam and create an account, after I downloaded the game on play store and I created a different account now I signed up even on the official site. Now I'm stuck with those three accounts linked at the same email and a would like to maintain only one of them. How can a proceed? Thanks.
|
{
"timestamp": "2019-04-23T16:37:20",
"url": "https://forum.gladiabots.com/viewtopic.php?t=1802&p=18512",
"language": "en",
"source": "c4"
}
|
Your library makes house calls! The Visiting Library Service provides service to residents of Huntsville who are not able to get to the library.
You can apply for the Visiting Library Service if you are housebound, live in a care facility or retirement home within the Town of Huntsville, or if you can't to visit the library due to disability, injury or illness.
Fill out our application form if you are interested in getting this service.
We also provide monthly deposits to care facilities and retirement homes in our community. Each month we provide a box with books, audiobooks and other library materials for residents to enjoy.
Visiting Library Service takes place on Wednesday afternoons.
Chartwell Traditions, Country Moments, Legion Manor.
Rogers Cove, Muskoka Landing, and homebound residents.
|
{
"timestamp": "2019-04-26T10:03:36",
"url": "https://www.huntsvillelibrary.ca/en/services/visiting-library-service.aspx?_mid_=5149",
"language": "en",
"source": "c4"
}
|
SANTA FE, Texas - Two students were removed from campus after they sent threatening text messages to Santa Fe High School students on Wednesday, according to officials.
The messages said they wanted to "kill" and were directed at a specific group of students, officials said.
The Galveston County District Attorney’s Office declined to seek criminal charges.
Earlier this week, Stacy David, whose son attends Santa Fe High School, received a phone call from a student who confided in her after receiving one of the threatening messages.
"She was afraid and scared about these students making these threats and she wasn't not the only one that heard it," David said.
David, who created the Santa Fe Tribe Mom aimed helping the community overcome the Santa Fe shooting tragedy, told the student to immediately notify school officials.
"This was an isolated incident; however, due to the events our school community has experienced this past year, the district remains committed to continuous communication regarding any incidents that involve student security."
|
{
"timestamp": "2019-04-20T14:45:10",
"url": "https://www.click2houston.com/news/2-santa-fe-hs-students-removed-from-campus-after-sending-threatening-messages-officials-say",
"language": "en",
"source": "c4"
}
|
Rosehill Offshore formulates and manufactures state-of-the-art raw materials for use in flow assurance applications and ancillary moulded items, both onshore and offshore.
A cornerstone of the culture within Rosehill Offshore is the emphasis placed on technological innovation and product development. There are very few companies that can compete with Rosehill when it comes to demonstrating such an extensive and successful track record of true innovation in polymer chemistry.
For well over two decades Rosehill has successfully challenged established products and processes in a wide range of industries and applications. We develop innovative products for the oil and gas industry based on entirely new and unique processing technologies.
These technologies allow Rosehill chemists to combine various materials to form entirely new types of products. In effect, these are polymer alloys which offer enhanced performance over more traditional materials in terms of hot wet ageing, adhesion and abrasion resistance, but they retain many of the advantages associated with traditional PU systems in terms of ease and speed of processing. Each bespoke product has been designed for use in specific applications to our client’s unique requirements.
These applications include oil and gas flow lines, field joints, bend stiffeners, bend restrictors, VIV strakes, cable protection products and custom coating line pipe applications.
Our state-of-the-art production and laboratory facilities are situated within the heart of the UK and all of our products are manufactured to the highest of standards (ISO 9001 : 2008 certified) and supplied across the globe.
|
{
"timestamp": "2019-04-26T14:10:29",
"url": "https://www.rosehilloffshore.com/home/challenge/",
"language": "en",
"source": "c4"
}
|
Just here for the Boxer Boxer Boxervengers Shirt comments the eu must really need that extra 7 billion they will get while we are still in the clubOur we sick of seeing his and Mays gobb on the telly. Just more time for the UK government to entertain the rest of the world.
Donald Tusk will prove to be the Boxer Boxer Boxervengers Shirt saviour and will be part of British history.
So, if they come up with a deal all the Boxer Boxer Boxervengers Shirt parties can agree on, is the EU going to negotiate. Someone get the lifeboats out, the amount of tears by the leavers is gonna cause a flood The EU and UK negotiators deserve Oscar nominations for the finest staged managed performance since Hamlet.
They Eat themStephen Mason Bennett Many types of big fish do swim with little fish and have a symbiotic relationship.
I don’t know of any fish that Boxer Boxer Boxervengers Shirt red cars though but large parts of the oceans remain unexplored so who can say for sure. It’s like watching the guy who didn’t have an affair,swallowing his pride and asking his unfaithful wife to come to her senses and come back.
|
{
"timestamp": "2019-04-22T14:39:29",
"url": "https://hutechtee.com/product/boxer-boxer-boxervengers-shirt/",
"language": "en",
"source": "c4"
}
|
Who says you need a ton of ingredients to make a powerful detox drink that heals your body, relieves stress, and boosts immune-function? This may come up as a surprise, but you can prepare a healthful concoction with just one ingredient. We’re talking about basil, one of the most nutritious plants on earth.
The humble basil is packed with phytochemicals and vitamins that fight cancer, kill germs, and slow down aging. It also reduces inflammation and enhances your natural defenses. Not to mention its stress-busting properties! This adaptogenic herb keeps stress at bay, boosts cognition, and relieves anxiety.
Our Infused Basil Juice Detox Drink Recipe provides all of these benefits and a lot more! Plus, it’s easy to prepare.
This basil juice detox drink recipe is loaded with disease-fighting antioxidants. It also contains antibacterial and antimicrobial properties that fights viruses and infections.
Put some basil into it.
Then put the infuser rod back in the bottle.
Infuse for few hours and enjoy your Infused Basil Juice Detox Drink!
Basil has long been used in cuisines worldwide. It’s a staple in Italian dishes and works well with most foods, enhancing their flavor. This spice can turn the most boring meal into a feast.
Tamil and Ayurvedic medicine practitioners prized this herb for its therapeutic properties. Rich in flavonoids, phenolic compounds, and essential oils, basil may help prevent and treat a wide range of ailments, from inflammatory disorders to high cholesterol, insulin resistance, and joint pain. In clinical trials, it has been shown to be just as effective against depression and anxiety as diazepam and other prescription drugs.
This plant is a potent adaptogen, meaning that it improves your body’s ability to cope with stress. Furthermore, it protects against premature aging, DNA damage, and infection due to its high antioxidant levels. Manganese, one of the most abundant minerals in basil, boosts cognition and increases neurotransmitter activity in the brain. Over time, it may help improve memory and slow down cognitive decline.
Its anti-inflammatory effects shouldn’t be overlooked either. Inflammation is the root cause of chronic diseases, including arthritis, Crohn’s, and ulcerative colitis. Bail protects against these ailments by reducing swelling and improving immune function.
Several studies suggest that basil may help prevent cancer and trigger positive changes in gene expression. It also inhibits tumor growth and induces cancer cell death. It appears to be particularly effective against liver, skin, lung, and oral cancers.
Now that you know the benefits of basil, try this refreshing drink! It’s low in calories and has zero sugar, so it’s good for your waistline too.
How To Make A Hot Chocolate Using A Milk Frother Wand. Click here.
|
{
"timestamp": "2019-04-22T08:51:54",
"url": "http://blog.instacuppastore.com/2018/04/04/how-to-make-infused-basil-juice-detox-drink-recipe/",
"language": "en",
"source": "c4"
}
|
I want all doctor consultation bills should have printed copy with bill / receipt number, apollo logo design, consultation amount details as apollo receipt format.
who change the status to resolved.
Why bills are been issued for any consultation bills.
[May 05, 2017] Apollo Hospital customer support has been notified about the posted complaint.
We regret for the inconvenience caused. Request you to please share the location, patient's UHID number along with your contact details so that we can look into the matter on priority. Thanks.
For some reason this complaint is resolved - who has right to do it?
Thanks much for looking into this problem. My mother undergone surgery and we have visited many doctors whose consultation bills are not accepted by the insurance company (Mediassist).
I need your help to setup printing receipt with pre printed bill number like OP cash bill, etc so that this problem will be resolved at the earliest.
Appreciate your help hope you understand my problem from my side what I have been facing on this.
100 % perfect message to Apollo - from this on atleast this hospital should took care of Patient problems like this.
Who is the responsibility from Apollo ?
|
{
"timestamp": "2019-04-19T08:16:17",
"url": "https://www.consumercomplaints.in/apollo-hospital-doctor-consultation-bills-not-provided-c1560669",
"language": "en",
"source": "c4"
}
|
The ratio of money paid out by an insurer for claims, divided by premiums collected for a particular type of insurance policy. Low loss ratios indicate that a small proportion of premium dollars was paid out for benefits, while a high loss ratio indicates that a high percentage of the premium dollars was paid out for benefits. The Affordable Care Act (ACA) sets minimum medical loss ratios for health plans effective Jan. 1, 2011.
|
{
"timestamp": "2019-04-24T04:03:02",
"url": "http://www.allhealthpolicy.org/glossary/medical-loss-ratio/",
"language": "en",
"source": "c4"
}
|
An intimate moment of serene relaxation and delicate sensorial rebalancing, the PINK WINKS Massage opens up the resplendent feminine side of the pleasures of WINKS Massage London.
A relaxing composition of indulgent caresses, pampering strokes and the lightest of brushing touches, fusing the inspiration of Ayurveda and Taoist techniques, the PINKS WINKS Massage enacts the perfect experience of luxuriously intimate sensuality, accentuated with atmospheric music, soothing incense and the energising full-body contact with the lovely Masseuse. An outstanding naturist massage experience, crafted with your utmost well-being in view, it serves your emotive, sensorial and bodily desires, for your ultimately relaxing gratification.
The PINK WINKS Massage is always performed with care, respect and utmost consideration. Please express your preferences or concerns at any point.
WINKS London recommend: a warm shower before the massage, and a comfortable, quiet, slightly darkened room. Your WINKS Masseuse will complete the ideal setting.
|
{
"timestamp": "2019-04-18T23:03:06",
"url": "https://www.winkslondon.co.uk/massages/the-pink-winks",
"language": "en",
"source": "c4"
}
|
This group meets once a month for caregivers to share, interact, and learn from each other in a safe, supportive environment.
Join WCMS for an acoustic evening of Americana classics – blues, Bluegrass, and classic hits that twang! This jam session offers a great entry level experience for those who want to learn how to play with each other in a jam setting, as well as being appropriate for more accomplished or advanced players. Songs are projected onto a screen to help you follow along, and host Steve Latanision will be on hand to help with chords and scales. We'll start with 20-30 well known Americana genre tunes to choose from (including Angel from Montgomery, Old Joe Clark, Will the Circle Be Unbroken, Friend of the Devil, and Rider). You can add your own favorite song if you bring a legible lead sheet. Note that this is an all acoustic evening – bring out your guitars, banjos, mandolins, and fiddles. $10 for participants; free for audience. For more information, call 781-721-2950 or visit www.winchestermusic.org. Winchester Community Music School, 407 Highland Avenue, Winchester.
|
{
"timestamp": "2019-04-24T08:07:13",
"url": "https://www.winchester.us/calendar.aspx?view=list&year=2019&month=2&day=28",
"language": "en",
"source": "c4"
}
|
Join Today with a Bonus 50% Discount And Over £200 in Savings!
✓ You'll Now Save Over 87%!!
|
{
"timestamp": "2019-04-23T12:08:35",
"url": "https://www.bettinggods.com/congratulations-for-joining-our-free-football-tips-2/50-discount-applied/",
"language": "en",
"source": "c4"
}
|
Interested in playing organized sports? Check out our list of local sports leagues and associations.
Want to get involved in your community? Learn more about Neighbourhood Associations and Community Action Networks.
|
{
"timestamp": "2019-04-24T18:19:55",
"url": "https://www.greatersudbury.ca/play/clubs-and-organizations/",
"language": "en",
"source": "c4"
}
|
So… Every body else has it backwards.
The American people (and, possibly, thus global citizenry) some how believe President Barack Obama, his Cabinet and the House and Senate can set the United States economy aright with “programs” that people will abide by with “group think” relief.
What this really means is people believe the Stock Market will throttle-up into over-drive, and we can start printing money again.
At least not for the next six or seven months.
Most pundits also believed the DOW’s “floor” was 7200 because that was where institutional players were told support (algorithmic formulas designed to intercede with World Bank and other reserves) for key stocks would kick-in.
But, few understood that the institutions themselves have lost faith in the system.
I believe what many people instinctively know; but, don’t necessarily acknowledge, is that the Stock Market is based on insider information and deal-making.
They had (or have) a plan.
Analysts and pundits decide which stocks will perform and how they will perform (remember when Apple was dropping like a stone on mortgage industry news?). Look at how many tech stocks traded way beyond generally accepted valuations. Many stocks were more often than not sustained by both hype and the very will of the American people, whom, let’s be real clear about this – cannot tolerate any thing other than progress. These inside “decision-makers” count on citizens (and, maybe pensions) to support their sandbox strategies.
But, almost over night, the citizens lost their ability to, unwittingly, support the insiders. Many did not sell-off (as the institutions did) because market-makers, analysts and other institutional types were telling them to sit tight and ride out the storm (to buy time for guys they went to school with to get out instead). The citizens also lost their nerve, cash reserves, and home equity at, precisely, the wrong time.
Then, when a stock did make a run north, the A.D.D. addled day-traders got involved and squirreled the markets. NOTE: Short selling was designed to enable asset-rich insiders to take advantage of citizens. But, without even the ability to cheat (albeit it with delicious irony), the system broke down – and, the institutional side lost it’s nerve.
Now you have both sides waiting for the other to make the first move. And, as poor corporate forecasts continue to flood the news, stock valuations continue to drop. Analysts know that companies have been over-valued for a long time. They also fear the day traders that are lurking out there unchecked. And, there are no patsy citizens standing by with money they don’t really have to shore up over-hyped stocks.
The DOW could easily hit 4500.
The question: Could that be it’s actual value (for now)?
That is not necessarily bad news. Especially if you have resources or a good business poised to take advantage of reduced competition. There is loads to recommend that.
Laws of natural Selection prevail. Companies with lousy products, services and leadership are dying off. There is loads to recommend that as well.
About a week ago, President Barack Obama actually said it was a great time to buy stocks. However, nobody really listened, and the market ended on a seven year low.
So much for executive orders – eh?
Was this based on insider information? Or, does President Obama really think he can invoke some manner of stimulus by a simple force of will?
In any event… Getting back to my thoughts around Natural Selection – there is some good news.
On my Business Blog – The Human Capital Blog, I touted a story recently run in The Wall Street Journal around letting poorly run large companies with questionable products and services die-off. The writer posited that this might be a new era for true entrepreneurs with clear thinking around new, vital and innovative products that will create new opportunities and wealth along a more (American) pioneering spirit. There is tons to recommend that.
I have a hunch 2009 is going to be awful for A LOT of people. But, I also feel that it will be great for those that can can convert on good opportunities. So, I think I share many “insiders” views that 2010 will be very good for the United States economy.
I wonder if this has been “the plan” all along?
Let’s listen to some Linkin Park and “In The End”.
But, also, “Society” by Eddie Vedder.
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Get MSDN Magazine (Digital) Free!
One of the best way to keep in touch with the hundreds of technologies from Microsoft is to read the monthly MSDN Magazine. I have been a reader for more than a decade even when it was called MSJ. To get it in India it meant you paid prohibitive price for shipping, now all that is past.
You can now subscribe to the digital editions of MSDN Magazine and Dr. Dobbs Journal for FREE!. Please click here to subscribe. Go to here to see samples of the digital magazines.
Is Apple the new bully?
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Gulick, John Thomas (1905). Evolution: racial and habitudinal. 25. Washington, DC: Carnegie Institution of Washington. OCLC 62826820. Archived from the original on 2013-09-25. Retrieved 2013-09-21.
Gulick, John T July 1873. On diversity of evolution under one set of external conditions.. Journal of the Linnean Society of London, Zoology, 11(56): 496–505. doi:10.1111/j.1096-3642.1873.tb01670.x. ISSN 1096-3642. http://onlinelibrary.wiley.com/doi/10.1111/j.1096-3642.1873.tb01670.x/abstract. Retrieved 2013-09-21.
Gulick, John Thomas September 1888. Divergent evolution through cumulative segregation.. Journal of the Linnean Society of London, Zoology, 20(120): 189–274. doi:10.1111/j.1096-3642.1888.tb01445.x. ISSN 1096-3642. OCLC 81568189. Archived from the original on 2013-10-01. https://web.archive.org/web/20131001100141/http://books.google.com/books?hl=en&lr=&id=eONaAAAAQAAJ&oi=fnd&pg=PA189. Retrieved 2013-09-21.
Gulick, J. T. 1872-06-18. Illustrated by The Achatinellinae. On the Variation of Species as Related to their Geographical Distribution. Nature (London, UK: Nature Publishing Group), 6(142): 222–224. doi:10.1038/006222b0. ISSN 0028-0836. OCLC 01586310. Archived from the original on 2013-09-25. https://web.archive.org/web/20130925151606/http://www.archive.org/stream/nature61872lock. Retrieved 2013-04-20.
Gulick, J. T.; Smith, Edgar A. 1873. Description of new Species of Achatinellinae. Proceedings of the Zoological Society of London (London, UK: Zoological Society of London): 73. ISSN 1469-7998. OCLC 818889019.
Gulick, J. T.; Smith, Edgar A. 1873. On the classification of the Achatinellinae. Proceedings of the Zoological Society of London (London, UK: Zoological Society of London): 89–91. ISSN 1469-7998. OCLC 818889019.
This page was last edited on 8 June 2017, at 09:26.
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Some of the impressive benefits of arnica oil include soothing inflammation, boosting hair growth, stimulating the immune system, eliminating pain, protecting the heart, relieving headaches, increasing circulation, easing nervous disorders and preventing chronic disease. There are a few side effects associated with the use of arnica oil, namely skin irritation, bleeding, gastrointestinal distress, nervous and cardiovascular side effects, pregnancy complications, and dizziness. Many of the more severe side effects are experienced when this oil is consumed or inhaled, which is never recommended for this potent oil.
Arnica oil is produced from the blossoms of a perennial flowering plant called arnica, which belongs to the daisy family. The plant is native to Europe, but it is also found widely in the United States. The most commonly used species of arnica for the production of arnica oil is Arnica montana, which produces a pale yellow oil that is extremely useful. It is often included in cosmetic and dermatology products, as well as soaps and shampoos, but only in minimal, diluted forms. Using pure arnica oil is only appropriate for topical use, and even then, allergic reactions may occur. The many benefits (and potential side effects) of this oil are due to the high levels of monounsaturated and polyunsaturated fats, such as myristic, palmitic, linoleic and oleic acids, as well as thymohydroquinone, thymol and other volatile compounds.
Arnica oil is often used by people who are seeking relief from arthritic pain, chronic inflammation, hair loss, bruises, a weak immune system, high blood pressure, high cholesterol, headaches, poor circulation, nervous conditions, oxidative stress and acne, as well as those recovering from illness or surgery.
Topical application of arnica oil is common for inflammatory conditions, such as eczema, psoriasis, rosacea and even acne. The monounsaturated fats found in this oil, along with thymohydroquinone, are able to soothe inflammation on the skin when used in moderate amounts. The antioxidant elements of this oil can also help lower oxidative stress and prevent signs of aging, such as wrinkles and blemishes.
The analgesic properties of this oil are well known, and when a few drops applied on the temples or the base of the neck, it can quickly soothe migraines and headaches. Although it may be tempting to use this oil in an aromatherapy treatment for headaches or stress, do not inhale diffused arnica oil.
Monounsaturated and polyunsaturated fats are known as “good” fats, which can help lower blood pressure and cholesterol levels. Oleic acid and linoleic acid are particularly good for reducing inflammation and promoting a healthier metabolism, which can further reduce your risk of atherosclerosis and other heart ailments.
One of the unique abilities of arnica oil is its ability to stimulate white blood cell production. These defensive cells can also help reduce inflammation in joints and muscles, which can commonly accompany arthritis.
When you topically apply this oil to injuries like bruises and strained muscles, it can quickly stimulate circulation to those areas, including the resources and oxygen needed to produce healthy new cells and heal broken blood vessels.
The stimulating nature of arnica oil can boost your circulation by reducing coagulation in your cardiovascular system, helping to lower blood pressure and prevent blood clots from forming. This can also increase energy and promote healing throughout the body.
Arnica oil is rich in key nutrients, vitamins and fatty acids that can boost hair growth, while also protecting the scalp against infections and oxidative stress, which can often lead to premature hair loss.
Numerous studies have found that arnica oil is able to stimulate the production and activity of white blood cells, which are the first line of defense for the body’s immune system. This can increase bacterial and viral resistance, both in topical applications and in the rest of your organ systems, as this oil takes less than 3 hours to be completely absorbed by the skin and dispersed throughout the body.
Although much of the attention on arnica oil is paid to the monounsaturated and polyunsaturated fatty acids it contains, this oil also boasts sesquiterpenes, thymol and other potent antioxidants that can protect you against chronic diseases.
Use of arnica oil does come along with certain side effects, such as certain bleeding disorders, skin inflammation, gastrointestinal distress, cardiovascular and nervous system complications, dizziness, and problems with pregnancy.
Internal consumption of pure arnica oil is not recommended and can be toxic when ingested in high doses. If you do choose to use a diluted form of arnica oil, it can cause gastrointestinal distress, cramping, bloating, diarrhea, nausea, and vomiting.
In excessive amounts, pure arnica oil can cause internal hemorrhaging, which can be fatal. As mentioned, internal consumption of this oil is not recommended under any circumstances, unless specifically approved by a doctor.
Arnica oil is not recommended for women who are pregnant or breastfeeding, due to the potency and stimulating elements of the oil, as it can pass toxins to the fetus/infant or induce premature labor.
The stimulating nature of this powerful oil can cause irregularities in heartbeat and result in unusual palpitations in some people, especially those who already have heart issues. Don’t use this oil before speaking with your doctor about your specific health condition.
There have been limited reports of complications with the nervous system when using arnica oil, particularly if you already suffer from a nervous disorder, such epilepsy or muscle spasms.
Many people think to use natural oils to protect the wounds from infection and speed up the healing process. However, using arnica oil on open wounds can be toxic and should be avoided. Even normal use on the skin is known to cause inflammation, due to the potency of this oil’s constituents.
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OK, 2011 was kind of a rough year, but there were a lot of good things too. I decided to look through my blog to see things I was thankful for.
Camping chairs at Ragefest 2011...I must be getting old but man it was sweet to not have to stand for 10 hours straight.
Discovering squirrel monkeys are cute.
...and falling in love with my Tiny Duffy.
Trying to devote 100 hours to writing/prayer/church/God.
The Healer and the Pirate - published!
BABY! I am an aunt!
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MPV Car Hire Tallinn is a flexible and low cost way to travel. No matter how many people are in your group we can fit them in with anything from six seater vehicles to 12 person people carriers. If you want an MPV hire Tallinn vehicle with GPS then you can rent the seven seater Ford Espace, while the Vauxhall Zafira is also a popular multi purpose vehicle. While many of our customers are tourists who are going on family holidays and require a spacious MPV, we also rent out minivans for business purposes. Whether you need a van to do a job or an MPV for corporate travel, MPV hire Tallinn is affordable.
Multi purpose vehicles are great for all occasions where you need to transport multiple persons such as weddings or sporting events. If you and your friends want to hire out an MPV to see a big match or have a fun stag party, we recommend that you book at least two months in advance. As availability will be better then you will get cheaper MPV hire Tallinn rates. The summer, Christmas and Easter holidays are our busiest MPV hire Tallinn times so plan your reservation accordingly.
You can choose from the latest makes of vehicle by companies like Toyota, Ford and Suzuki. All cars come with excellent AC so that there is no need to get hot and bothered with a lot of people in the car. Prices of just 150 dollars per week are also fully inclusive of all your insurance needs such as a CDW and liability cover. Multi purpose vehicles are so popular because of their versatility and reliability that they make the perfect vehicle for any vacation. Book now for great prices on MPV hire Tallinn.
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{
"timestamp": "2019-04-24T10:45:12",
"url": "https://www.mpv-hire.com/Estonia/MPV-Car-Hire-Tallinn.aspx",
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Excessive alcohol consumption is the third leading “actual” cause of death in the United States and was responsible for 75,000 deaths and 2.3 million years of potential life lost (about 30 years of life lost per death) in 2001.
Approximately 30% of current drinkers in the United States drink excessively. Excessive drinking refers to per-occasion consumption or average consumption of alcohol that puts individuals at increased risk for alcohol-related health and social problems. Excessive drinking is associated with a wide range of serious problems such as liver cirrhosis, gastrointestinal cancers, hemorrhagic stroke, heart failure, motor vehicle crashes, interpersonal violence, sexually transmitted diseases, unintended pregnancy, and a variety of neurological problems including fetal alcohol syndrome. Approximately 10% to 15% of excessive drinkers are alcohol-dependent.
For men, more than 2 drinks per day on average.
Failure to fulfill major responsibilities at work, school, or home.
Drinking in dangerous situations, such as drinking while driving or operating machinery.
Legal problems related to alcohol, such as being arrested for drinking while driving or for physically hurting someone while drunk.
Continued drinking despite ongoing relationship problems that are caused or worsened by drinking.
A strong craving for alcohol.
Continued use despite repeated physical, psychological, or interpersonal problems.
The inability to limit drinking.
Physical illness when one stops drinking.
The need to drink increasing amounts to feel its effects.
Purchasing a new home is a very exciting time and one that requires an enormous amount of thought and consideration.
The functions and how to procees of an architectural control or review committee for an association.
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{
"timestamp": "2019-04-22T10:14:42",
"url": "http://www.neighborhoodlink.com/article/Homeowner/Alcohol_Terms_Explained",
"language": "en",
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Clear lightning have always focused on LED neon ribbon light and LED crystal ribbon light. In this niche market, their business integrated design, R&D, manufacturing, marketing and customer service. Clear Lightning will not produce full range of LED products to satisfy all customers, but to meet all demands of customers who need high end LED flex ribbon light.
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{
"timestamp": "2019-04-20T23:23:48",
"url": "https://interlite.se/clear-lighting",
"language": "en",
"source": "c4"
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big containers for storage large food storage containers uk large food storage containers plastic.
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"timestamp": "2019-04-25T04:48:16",
"url": "http://compartilhem.info/big-containers-for-storage/",
"language": "en",
"source": "c4"
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Steep Creek Stone Works Inc.
Steep Creek Stoneworks is a group of masons and project managers located in Brevard, NC. We specialize in commercial masonry and residential masonry construction. Our scope of work includes retaining walls, veneers, pathways and walkways, patios, fireplaces, chimneys and firepits. Steep Creek Stoneworks is also a premier supplier of masonry supplies and tools.
From matching historical stonework to carving out new innovative drystack ideas, our work is comprised of a variety of styles using modern and old techniques. Since Steep Creeks inception almost ten years ago, our work has been featured in numerous regional publications, as well as Fine Homebuilding Magazine, and the book Getting Started with Mortared Stonework.
Steep Creek is equipped with the resources to complete any size projects in a professional and safe manner. Superior craftsmanship, service and satisfaction are paramount. Taking pride in what we do, we know you will be proud of the results.
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Karen is our front desk assistant. A few of her responsibilities in the office include signing patients in and out, answering phone calls, handling payments, and placing orders for contact lenses.
She lives in State College with her husband Ron, who is a graduate student at Penn State.
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"url": "https://www.advancedeyecareservices.com/team/karen/",
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Howdy? In this post we present you several perky photos that we collected so they might helpful, for this time we will take notice related with Needs and Wants Worksheet for Second Grade.
By the way, about Needs and Wants Worksheet for Second Grade, we already collected several similar images to complete your ideas. needs and wants first grade worksheets, fairy tale worksheets and first grade writing activities worksheets are some main things we want to show you based on the post title. Continue with more related things such mrs. wishy-washy worksheets, animal needs worksheet and wants and needs worksheets 1st grade.
Our goal is that these Needs and Wants Worksheet for Second Grade photos collection can be a guide for you, deliver you more samples and also help you get what you need. Feel free to share your thought with us and our readers at comment form at the bottom page, you can tell people about this gallery if you think there are people around the world who need examples related with these photos.
We are just like you, persons that are highly value original work from every one, without exception! we always keep the original pictures without any editing including the copyright mark. Also, we ensure to include website or blog link where it belongs to be, below each images. Many message came to us about the proper right in relation with the photos on our gallery. If you want to know what is your right, you need to contact the website on each photos, the reason is we are not able to determine what is your right. We notice you, if you don't see watermark does not mean the images is able to freely used without permission.
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"timestamp": "2019-04-24T09:46:21",
"url": "http://www.worksheeto.com/post_needs-and-wants-worksheet-for-second-grade_567114/",
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Insurance is a very much a form of limited voluntary socialism. People pay into insurance programs roughly according to ability (people tend to buy additional coverage as they can afford) and the insurance program pays out according to need (at least, it is supposed to). Risk is spread out over large numbers of people. Consumers are shielded from the effects of prices on their decisions and there is little transparency. Thus, the US health care system, being as dependent on insurance as it is, is already quasi-socialist.
So it frustrates me when I hear people using the term “socialized medicine” as I do being marginalized as crazy, liars, exaggerators, or worse. Of course it is socialized medicine! What else would you call it? How can we have a reasonable discussion of the merits of the plan when people refuse to name it what it clearly is?
Likewise, I was confused and surprised when Mit Romney, during the Republican primary, said that his health care plan differed from the “big-government” plans of the Democrats because it was based on “free market solutions” to the problem of rising costs. What is “free market” about a mandate to purchase insurance?
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{
"timestamp": "2019-04-20T14:18:13",
"url": "http://www.theunderstandingproject.com/blog/are-we-speaking-the-same-language-socialized-medicine",
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Both courses at The Berkshire, laid out by Herbert Fowler, rank among the finest heathland layouts in the UK.
The Blue starts fiercely with a long par 3 in front of staring clubhouse eyes, but settles down quickly into a challenge in which accuracy is a more pressing requirement than length, until you reach the 16th.
Heather and trees form the ever-present foes, but regular changes in elevation also form a more subtle, under-rated adversary, making confident club selection tricky.
|
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"timestamp": "2019-04-25T08:10:17",
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Rates and Deadlines listed below are for the 2020-Q2 "Engineering the Genome " conference only.
The meeting will begin on Saturday, February 8 with registration from 16:00 to 20:00 and a welcome mixer from 18:00 to 20:00. Conference events conclude on Wednesday, February 12 with a closing plenary session from 17:00 to 19:00, followed by a social hour and entertainment. We recommend return travel on Thursday, February 13 in order to fully experience the meeting.
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It’s Heartworm Awareness Month—what better time of year than right now to think about the danger heartworm poses to our canine friends? Here, your Michigan City, IN veterinarian tells you all about these life-threatening pests and how to keep your dog safe and sound.
Why Is It Important to Prevent Heartworms?
Heartworms are some of the most dangerous pests that threaten our dogs. It’s very difficult to treat a heartworm infestation once it’s taken hold, and many dogs don’t survive if the infestation isn’t treated early enough. Treatment is lengthy and can be expensive, and it comes with risks of its own—killing heartworms already in a dog’s bloodstream can cause side effects like fever, blood-flow obstruction, coughing, and more.
All in all, it’s much safer, easier, and cheaper to prevent a heartworm infestation ahead of time. This is the case with every potential health problem that threatens your dog!
What Do Preventatives Look Like?
Heartworm preventatives come in many forms. Some are in chewable tablet or pill form, while some are topical gels that get applied directly to your dog’s skin. There are also injectable versions that are administered at the vet’s office using a syringe. Talk to your veterinary professional to find out more about the various types of heartworm preventatives and what might work best for your dog’s needs.
Are Year-Round or Seasonal Preventatives Best?
Most often, year-round preventatives are recommended for their constant protection. Preventatives like these also ward off most other intestinal parasites (roundworms, flatworms, hookworms, etc.) so they’re great for keeping your dog safe from a variety of ailments. Depending on a dog’s particular situation, though, a seasonal heartworm preventative may be recommended in some cases. Talk with your veterinarian to find out what’s best for your four-legged friend.
How Do I Get My Dog a Preventative?
If your dog isn’t already being given a heartworm preventative, set up an appointment at the vet’s office right away. The first course of action will be to check for a heartworm infestation already affecting your dog—if heartworms are detected, a treatment regimen will be started. Once the treatment has ran its course and eradicated the heartworm infestation, your dog will be put on a preventative to keep the problem from happening again.
Want to know more about heartworms and keeping your dog protected? Contact your Michigan City, IN veterinary clinic. We’re here to help!
|
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"timestamp": "2019-04-20T02:19:40",
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For the Election packet, please click here.
All candidates must attend one Candidate Meeting with the Fall Election Committee. Meetings are in Damen 210 from 5-6 PM on 8/29, 8/30, 8/31, 9/3 and from 2-3 PM on 9/4, also available on request at SGLCelections@luc.edu.
Candidates shall have one week to campaign among their fellow first-year students before the election days. Rules for campaigning shall be made known at the Candidate Meetings.
Voting shall be conducted online via students LUC email accounts. Results shall be released on Sept. 12.
|
{
"timestamp": "2019-04-19T10:55:02",
"url": "https://luc.edu/sglc/elections/spring2018elections/",
"language": "en",
"source": "c4"
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|
The very way that we present content on the web is being reshaped by tablets and ye olde linear newsprint that they seek to mimic. Just look at how Safari's new Reader feature "removes annoying ads and other visual distractions" (ie. all the things the web's good at, the very things publishers have placed on their page deliberately), paring articles down to their intrinsic text core. It's like printing off the web as a PDF.
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{
"timestamp": "2019-04-22T06:52:20",
"url": "http://www.usabilitycounts.com/2010/06/11/paidcontent-org-the-anti-web-movement-is-gathering-pace/",
"language": "en",
"source": "c4"
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|
In recent months nearly every national mainstream media outlet has run reports concerning mounting antisemitism within the UK. Following the massacres in Gaza over the summer many of these reports warn that a new strain of antisemitism is on the rise, with leading public figures joining forces to condemn those responsible for increasingly frequent verbal and physical attacks on British Jews.
The statistics cited by the press can be traced to the Community Security Trust (CST) - an organisation which has been documenting antisemitic incidents reported to it by the public since 1984. At first glance they are indeed shocking. In July CST recorded 302 antisemitic incidents representing a 400% increase over the 59 incidents recorded in the same month last year. A further 150 cases were reported the following month.
“What happened this summer is something that has happened in the past,” explains Dave Rich, Deputy Director of Communications for CST. “When there is a flare up in the conflict in Gaza as there was this summer we get more incidents taking place…A lot of the incidents make direct reference to what’s happening in the Middle East. Then after the fighting over there finishes, the spike in incidents declines so in that respect it’s short term.
One of the publications Lerman singles out for criticism is the Jewish Chronicle – Britain’s leading Jewish newspaper – which ran a headline in August titled ‘63% question the future of Jews in the UK.’ The newspaper conducted a straw poll of merely 150 Jews – a small sample on which to base such a bold statement.
In response, Dave Rich maintains that CST does not regard boycotts alone as antisemitic. For an incident to be classed as antisemitic it must be deemed “a malicious act aimed at Jewish people, organisations or property where there is evidence that the victim or victims were targeted because they are or are believed to be Jewish.” Boycotts against Israel do not meet this threshold and are not included in official figures but, he claims, some polls suggest around two thirds of Jews do think someone who boycotts Israeli goods is probably antisemitic and CST has a duty to report their fears.
Despite these disputes all parties are agreed on one thing. While the recent spikes must be monitored closely and treated seriously, the trajectory of antisemitism in Britain over the past few decades has in many respects been positive - a fact seldom mentioned by the press.
|
{
"timestamp": "2019-04-23T09:52:50",
"url": "http://www.mischawilmers.org/2015/02/is-british-antisemitism-on-rise.html",
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"source": "c4"
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|
Allotropes of Sulphure. Producing plastic sulphur.
There are a large number of allotropes of sulfur. In this respect, sulfur is second only to carbon. The most common form found in nature is yellow orthorhombic sulfur, which contains puckered rings of S8. Chemistry students may have seen “plastic sulfur”;plastic sulphure is a mixture of long chain polymeric sulfur forms, two of which have been identified as allotropes.
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{
"timestamp": "2019-04-19T21:00:17",
"url": "https://ordinarylevelscience.wordpress.com/tag/inorganic-chemistry-2/",
"language": "en",
"source": "c4"
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|
Tris[2-(p -tolyl)pyridine]iridium(III) (Ir(mppy)3) is one of numerous fluorescent organometallic complexes manufactured by American Elements for use in OLED and PHOLED manufacturing and other applications. American Elements supplies organometallic compounds in most volumes including bulk quantities and also can produce materials to customer specifications. Please request a quote above for more information on pricing and lead time.
Charge Transfer to Solvent Reaction in Hydrophobic Tetrabutylammonium Iodide Molecular Layer in Aqueous Solution.
Switchable Aromaticity in an Isostructural Mn Phthalocyanine Series Isolated in Five Separate Redox States.
Synthesis, photodynamic activities, and cytotoxicity of new water-soluble cationic gallium(III) and zinc(II) phthalocyanines.
Photooxidase-Mimicking Nanovesicles with Superior Photocatalytic Activity and Stability Based on Amphiphilic Amino Acid and Phthalocyanine Co-Assembly.
|
{
"timestamp": "2019-04-18T22:41:09",
"url": "https://www.americanelements.com/tris-2-p-tolyl-pyridine-iridium-iii-149005-33-4",
"language": "en",
"source": "c4"
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|
This is now the 6th or 7th record I've purchased from the above-referenced site, and all but one have been not as advertised.
I'm not talking about a discrepancy over grading here. Yesterday's final straw that showed up on my front stoop is the Rockin & Driftin LP by the Drifters on Atlantic 8022. It was purported in NM condition with the bullseye label, and after I emailed the seller to specifically confirm that it is in fact the bullseye label and not just mis-assigned description copy from an old ad (as is a maddeningly rampant practice on Discogs), the lady replied to say that yes; it is the bullseye label. I submitted my $40 best offer and she accepted. The record turns out to be in clean M- condition which is fine, and it has a decidedly strong smell of pachouli that will (hopefully) dissipate in short order...but it's the 1960s red/plum label.
Is it the end of the world? No. In the whole scheme of things it doesn't matter all that much, but regardless of what some record collector book states as the value, I probably wouldn't have offered the $40 amount had I known it's the later label.
I don't know if it's worth the hassle of sending it back on my dime for a refund, and the seller hasn't responded to my email in a day and a half at this point. Just frustrating that I took the extra step to say, "Hey, I know it states the bullseye label in your ad, but could you just confirm it for me before I make my decision?" If she doesn't know, fine; just say, "I really don't know what the bullseye label is, but the top half is red and the bottom half is purple" or "Here is a photo so you can see for yourself."
Rant over. Thank you for commiserating.
THE ENTIRE RECORD COLLECTING HOBBY IS LIKE THIS!!! SO frustrating..this and things like it have happened to me now hundreds of times, no exaggeration!
Such is life I suppose, shinedaddy. Still not even the courtesy of a response from the seller on my Drifters record.
Now that a few days have passed and the seller is blowing me off completely, I think I will initiate a return through PayPal.
I would have accepted an, "oh, I'm sorry...I don't really know records and I mistakenly listed it & then confirmed it as the bullseye label." This will be a nuisance on a record that's still a fair price, but I'm tired of having Discogs seller after Discogs seller take a dreck on me.
Buying used records without photos is a problem. I also gave up on discogs for this reason, too many chances the title is the wrong description. Personally, I think eBay is great for this reason alone: you can actually see what you're buying for the most part.
I actually did think of Blazing Saddles when I wrote the subject content.
tmtomh and Oatsdad like this.
Discogs is like an unsupervised ebay.
I'm THROUGH buying from there, just through with it, the aggravation of crooked sellers.
This is disconcerting, as I made my first purchase via Discogs this past week. It's a $10 CD coming from the U.K. Here's hoping it's as advertised.
My CD purchases via Discogs have all been satisfactory so far. I hope it stays that way - one more's on its way.
All my cd purchases on Discogs have been accurately listed, I imagine you'll be fine.
I feel the original posters pain. Not getting what you paid for is a crappy feeling, especially when the seller makes absolutely no effort to fix their mistake.
I've gotten to the point I will only buy NM or sealed records from discogs. For the same reason as OP describes. Plus wear, scratches you name it.
I did get some good deals from CC Music on there, but the packaging sucked and every LP jacket had dinged corners.
The CD I ordered via Discogs last week arrived without problems today. Its condition was as described.
I buy plenty of vinyl on Discogs, but most of it is sealed stuff at super discounts (like thru Collector's Choice). It's pretty rare that I buy used vinyl, and when I do, I up front ask for pics, and what happens if the record is not as advertised aka what will the seller do about a refund or return.
I also sell tons of CDs and am very fair/accurate in my grading. Also have no issues sending pics if/when people ask.
The other thing to consider is that a lot of these sellers visually grade. So another part of the burn factor is getting that NM "looks never played" LP only to be greeted with a wall of noise akin to an electrical storm.
Did I mention I don't appreciate getting an attitude from some of these guys?
I haven't had any real problems with discogs, then again most of the records I've purchased their were newer titles sold by collectors thinning down their collections and almost all were near mint condition, not older records which I imagine are overgraded way more often.
My experience with Discogs has been roughly the same as with eBay. There are many good sellers who are honest about their goods. But there are also several bad dealers who exaggerate condition grades or are careless with listing their records as a different version than it actually is. Reading through a seller's feedback is often helpful. If you see any comments about the seller over-grading their records (even if it's just a couple of comments), be very wary or just avoid altogether.
Also, my general rule is to expect the record to be one grade below the advertised grade. If something is advertised as NM, expect VG+ ...and pay accordingly.
ausgraeme and CrewU like this.
Between the generic, universal listings conveying matrix/pressing info that is invariably wrong to the lack of even a photo to assist in your decision to buy a record over the internet, I find it to be a below-average experience.
Oh, and is there some secret oath that all sellers must take whereby they agree in lockstep not to respond to prospective buyers' questions...?
Tjazz and LordThanos1969 like this.
It's imperfect. I kinda use it as an estimate but if I buy anything, it's always low stakes. Same with pricing. For more common stuff that I'm not too familiar with, it has saved me some money a couple times.
Every time I've sent a question to a seller, they replied within a couple days.
The few times I have bought records from a seller, the communication has been decent. Nothing to complain about. This is after I placed an order mind you.
I like Discog much better than other online database sites such as Musicstack, GEMM or eBay specially if you are looking for an album title. It's much easier to search an album in Discog compared to the other online database/stores I have mentioned above.
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Do employees have the right to refuse to participate in a drugs test?
Do employees have the right to refuse to participate in a drugs test if not provided for in their contract of employment or a company policy?
An employer has a legal responsibility to look after their employees’ health and safety at work as far as is reasonably possible. As well as causing ill-health, drug misuse increases the chances of accidents at work and interferes with how much work is done.
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{
"timestamp": "2019-04-20T18:48:44",
"url": "https://www.legal-island.com/articles/uk/features/q-and-a/2017/nov/do-employees-have-the-right-to-refuse-to-participate-in-a-drugs-test/",
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MCA RIP – Elemental Force: Break Dance (Bboy) youth development, workshops, professional showcases, event management - Cardiff, South Wales, UK.
MCA (Beastie Boys) tribute by RMER ONE CVK.
This entry was posted on Tuesday, July 3rd, 2012 at 11:14 am. It is filed under Art Links, Blog. You can follow any responses to this entry through the RSS 2.0 feed.
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The Bike Armor Fat Shield Chainstay Protector gives you additional protection from nasty rock strikes and chain slap on the trail. It's designed for carbon mountain bikes with fat chainstays, which provide additional stiffness and snappy acceleration, but stick out where they're susceptible to flinging rocks and loose rubble on the trail.
The flexible polyurethane material absorbs harsh strikes that would otherwise chip or crack your carbon chainstays and comes in a stealthy aesthetic that flies under the radar. Additionally, you'll find the strong adhesive remains firmly in place, even in wet and sloppy conditions.
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i'd like to be this guy.
yisman, it won't get fixed anytime soon pal. seems like there's no techs working here. on another note i'd like to pound that black girl.
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No more sleep medication, here’s Sleep Coach device that will help you sleep naturally just by following a series of illuminating and fading of lights into your breathing. The Sleep Coach produces a soft blue light, when it light up you inhale and when it starts to fade you exhale in other words, the Sleep Coach will prompt you on when to take deep, slow and regular breathings to help your tired muscles and stress hormones go down naturally and the result? Well, unlike any other sleep aids this one will not disturb your partner plus its portability means taking a good night sleep means anytime and anywhere.
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"timestamp": "2019-04-24T04:57:24",
"url": "https://www.themindrelaxer.com/the-sleep-coach-helps-you-sleep-naturally-without-taking-any-sleep-medication/",
"language": "en",
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Instant localization options are a space that has attracted curiosity from either and academia, with self-localization potential supplying a hugely fascinating attribute of instant sensor networks.
Localization Algorithms and methods for instant Sensor Networks encompasses the numerous and speedy turning out to be quarter of instant localization concepts. This publication offers finished and up to date insurance of issues and basic theories underpinning dimension strategies and localization algorithms. an invaluable compilation for academicians, researchers, and practitioners, this prime Reference resource comprises correct references and the newest experiences rising out of the instant sensor community box.
This e-book does an outstanding task of supplying the baseline info required for the CCDA examination. there's a lot of good info and reference during this booklet that may be utilized in daily paintings with community layout and pre-sales job. whereas i discovered this booklet to be very useful in getting ready for the CCDA examination don't use this publication as your basically fabric in guidance for the examination.
IS-IS, the Intermediate method to Intermediate approach protocol, has successfully been used as a routing protocol for lots of huge scale networks, together with privately owned info, mobile method administration, and gear apparatus administration networks. utilized in conjunction with the Border Gateway Protocol (BGP), IS-IS deals net carrier prone and the directors of alternative huge networks complicated flexibility and scalability. consequently, the variety of advanced networks using the IS-IS protocol has grown quickly.IS-IS: Deployment in IP Networks is a hands-on consultant for community engineers deploying, protecting, and construction IS-IS networks. in accordance with either the simplest practices of present implementations and the requisites of the protocol, IS-IS presents hugely worthwhile configuration examples utilizing Cisco IOS software program, mixed with real-life, specialist descriptions, research, and recommendation. Readers also will locate case experiences and operational concept approximately this robust and renowned routing protocol.Coverage includes:# A historic point of view on OSI protocols and addressing# Neighbor discovery, relationships, and pseudonodes# Flooding mechanisms, timers, and tuner timing# The department of the routing area# Hierarchical community layout and IS-IS deployment# The interplay among IS-IS and MPLS# Protocol improvements, together with dynamic hostnames, again door hyperlinks, interplay with SRP, continuous forwarding, and multi-topology routingExamining the IS-IS protocol from its origins to the latest options, IS-IS covers all the protocpieces, packets, deployment thoughts, and matters. it's a important source for networking scholars getting ready for the CCIER (Cisco qualified Internetwork specialist) examination.
A new iteration of SONET and DWDM structures delivering the capabilities of a number of community parts in one platform has emerged. This new platform is named a Multiservice Provisioning Platform (MSPP). MSPPs are a favored resolution for development new networks and upgrading present networks to use new prone and integration of voice and information. Cisco structures presents an MSPP product, the ONS 15454, for either merchant and firm networks. Cisco structures is the marketplace chief in MSPP expertise in North the US. greater than 1,000 Cisco consumers use the ONS 15454 MSPP of their networks and over 40,000 ONS 15454s have shipped, making a desire for actual, entire technical details for clients to appreciate and maximize the potential for this MSPP product. Building Multiservice delivery Networks becomes an vital reference for Cisco shoppers and materials who're deploying MSPP ideas. Building Multiservice delivery Networks teaches all elements of MSPP networks in an easy-to-understand demeanour and from either the merchant and company viewpoint. It presents the heritage fabric precious for readers to profit key elements of SONET, SDH, DWDM, Ethernet, and garage networking, and does so via community diagrams, program examples, layout instructions, and special configurations.
Getting ready for the CCNPR certification? operating as a community specialist? listed here are all of the CCNP-level instructions for the BCMSN examination you would like in a single condensed, transportable source. The CCNP BCMSN transportable Command advisor is stuffed with necessary, easy-to-access details and is moveable sufficient to be used no matter if you are within the server room or the gear closet. This ebook may help you memorize instructions and ideas as you're employed to go the CCNP BCMSN examination (642-812). The advisor summarizes all CCNP certification-level Cisco IOSR software program instructions, keyword phrases, command arguments, and linked activates, giving you counsel and examples of ways to use the instructions to real-world eventualities. pattern configurations during the publication offer you a greater knowing of the way those instructions are utilized in uncomplicated community designs. the subjects during this moveable command advisor hide tips to do the following:* enforce VLANs* behavior the operation of Spanning Tree Protocol and EtherChannel in a hierarchical community* enforce inter-VLAN routing* enforce gateway redundancy applied sciences* Describe and configure instant consumer entry* Describe and configure safety features in a switched community* Configure help for voice Scott Empson is presently theassistant application chair of the bachelor of utilized info structures expertise measure software on the Northern Alberta Institute of know-how in Edmonton, Alberta, Canada, instructing CiscoR routing, switching, and community layout classes in certificates, degree, and utilized measure courses on the post-secondary point. he's additionally this system coordinator of the Cisco Networking AcademyR application at NAIT, a local Academy protecting important and northern Alberta. He has earned 3 undergraduate levels and presently holds a number of certifications, together with CCNP, CCDAR, CCAI, and Network+. * entry all CCNP BCMSN commands-use as a brief offline source for learn and ideas* Logical "how-to" subject groupings supply one-stop study* nice for evaluation earlier than taking the CCNP BCMSN certification examination* Compact measurement makes it effortless to hold with you, at any place you cross* "Create your personal magazine" part with clean, covered pages permits you to customize the booklet on your wishes This e-book is a part of the Cisco PressR Certification Self-Study Product kin, which deals readers a self-paced learn regimen for CiscoR certification checks. Titles within the Cisco Press Certification Self-Study Product kinfolk are a part of a advised studying software from Cisco that incorporates simulation and hands-on education from approved Cisco studying companions and self-study items from Cisco Press.
Comprehensive assurance of all examination subject matters guarantees readers will arrive at a whole realizing of what they should grasp to be triumphant at the examination. This ebook follows a logical association of the BCRAN examination goals, and is written in a modular, small-chapter structure that breaks parts into easy-to-absorb components. It additionally includes the opposite worthwhile studying components of an examination Certification advisor from Cisco Press that make sure notion comprehension and retention. those contain pre- and post-chapter quizzes, foundational overview sections, scenario-based routines and a CD-ROM checking out engine with greater than 2 hundred questions, together with simulation-based questions like at the genuine exam.
In addition to applied sciences like ISDN, DDR (Dial-on-Demand Routing), body Relay, NAT (Network deal with Translation), AAA (Authentication, Authorization, Accounting), and different similar applied sciences coated within the first version, this variation additionally comprises an creation to QoS (Quality of Service), VPN (Virtual inner most Networks), VPDN (Virtual deepest Dial-up Networks), and DSL (Digital Subscriber Line) technologies.
This encyclopaedia seeks to aid readers comprehend networks and international communications platforms through supplying succinct executive-style briefings of vital networking applied sciences, in addition to easily-digestible diagrams that illustrate key themes, topologies, architectures and configurations. The accompanying CD-ROM incorporates a totally searchable model of the e-book, extra wide assurance of issues, and links to proper websites.
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Welcome to the Interior Designers Institute of BC (IDIBC). We are one of Canada’s fastest growing communities of Interior Design practitioners who share a belief that design enhances our environments and makes a positive contribution to our lives.
We are committed to advancing our profession through accreditation, education, knowledge sharing, legal recognition, and public outreach. Our mandate is to serve the interests of both the interior design industry and the general public through the development of a recognized, respected professional association.
New 2018 Shine Awards submission discount!
Enter more than one project and receive a 25% discount. View details.
June 2, 2018 at BCIT Downtown campus.
Apr 3 - MCM Interiors Ltd.
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This Crucifix Stainless steel Necklace & Pendant can be bought in 4 colors. This elegant product detailed design gives a unique feel, and it is made of quality materials and workmanship.
Is the second time I ordered there. EVERYTHING IS perfect!
it all, all, store recommend come and заказываю second time very fast!!! респект!!!
The product is very good! Like it a lot!
Top shoper !!! Maximal thanks !!! Very nice !!!
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What businesses wind up doing is pulling on Salesforce information out to some other system. Since you can observe many regions of the provider is dependent upon the numbers introduced in the sales forecast. As the business matures, you've got historical data which allows you to predict correctly, but at the start, you want to estimate. Every business would like to boost their earnings. Conclusion If you're searching for an search engine optimisation firm that's going to take decent care of you, and actually care about your well-being, you will need to be certain they have the knowledge to have the task done. A fantastic search engine optimization company will understand how to do appropriate keyword research. SEO company cost a fantastic search engine optimization firm won't be economical.
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{
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"url": "http://sheetyo.com/taxi-driver-accounts-spreadsheet/taxi-driver-accounts-spreadsheet-pertaining-to-driving-log-sheet-template-wwwtopsimagescom-daily-and-excel-taxi/",
"language": "en",
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This year’s report says the search giant disabled over 780 million ads last year for policy violations, up from 524 million ads disabled in 2014, and 350 million ads disabled in 2013.
Google describes “bad ads” as advertisements carrying malware, blocking the visibility of content, promoting fake or illegal goods, or leading to phishing scams. The company used a team of over 1,000 people around to world to constantly fight back against these ads. The majority of the time they are able to block the ads before they are ever seen by regular users.
Counterfeiters: Over 10,000 sites and 18000 accounts were suspended for attempting to sell counterfeit goods (imitation designer watchers for example).
Pharmaceuticals: Over 12.5 million ads were blocked for violating Google’s healthcare and medicines policy, such as advertising pharmaceuticals that have not been approved for use or ads that made misleading claims about the effectiveness of prescription drugs.
Weight loss scams: Over 30,000 sites were suspended for making weight loss promises that were dishonest and typically impossible to achieve.
Phishing: Over 7,000 sites were blocked for attempting to steal user information, aka phishing.
Unwanted software: More than 10,000 sites were disabled for forcing unwanted software and unapproved downloads via Google ads.
Trick-to-click: Over 17 million ads were rejected for attempting to mislead users to click an ad that would redirect them to unrelated pages.
Bad apps: Google also blocked over 25,000 mobile aps from displaying Google ads due to breaking policies. Approximately 1.4 million apps were rejected from ever being able to display Google ads in the future.
Looking forward, Google says it is going to start cracking down on ads that may lead to accidental clicks. It also says it has developed technology capable of determining when mobile ad clicks are accidental, and will be able to prevent users from being taken to ad sites they didn’t intent to visit.
Google also plans to bolster efforts to cut down on weight loss ads in 2016 by adding additional restrictions on what advertisers can say is effective for weight loss.
Google recently made it even easier for businesses to maintain and edit their online listings by allowing businesses to directly edit their listing information shown in the knowledge graph without having to visit the Google My Business Dashboard. Google has confirmed a new Knowledge Panel interface allows users to directly edit local listings.
The new feature allows logged in users associated with a business to directly update business information without having to go through to Google My Business Dashboard, however the GMB Dashboard is still needed for updating menus or booking links.
The change was first rumored by Barry Schwartz at SEO Roundtable based on a comment by Gary Illyes at State of Search in mid-November. The first person to report seeing the feature put into action was Prya Chandra on G+.
While the feature is available in the Knowledge Panel and the Local Finder on both desktop and mobile, it is not available through Google Maps. It is likely the feature will eventually make its way into Google Maps in the near future, but there’s no word for now on when to expect that.
The biggest question in the wake of this change is what it means for the future of the Google My Business Dashboard. The dashboard still serves some purpose for business owners who need to update or correct menus and booking listings, but many are seeing this as a sign Google may be moving away from GMB.
Android users will soon be able to install apps to their smartphones directly from Google search results. According to Android Police, Google has begun testing the new feature which will let users bypass the Play Store and directly install an app by performing a Google search.
To try out the feature, open the Google app on any Android phone and search for any app you want to install. Within the Google card, which previously directed users to the Play Store, you will now see an Install button.
If you press the Install button, your phone will ask for the normal permissions that appear with all Play Store app download. If you accept, the app will immediately begin downloading and installing.
The feature hasn’t been rolled out to all Android phones, so there is no guarantee you will be able to directly install the app. Many users are still being directed to the Play Store.
Ryan Whitwam of Android Police speculates the feature is just in testing currently, and will see a wider rollout in the future. He also suggests the feature is likely to be available only in the Google app and not through Chrome.
Since the launch of polls on Twitter in October, the feature has been a hit. The company recently announced users have cast over 1.7 billion votes to date, and now Twitter is improving the feature by allowing users to set how long they want their polls to last.
Now you can adjust how long your Twitter Polls run! Do you need to adjust your New Year's resolutions too?
When polls were launched, they came with a default lifespan of 24 hours. While this may work for some, a full day can be a long time to expect people to stay interested in one of your Tweets. Now, users can customize their polls to run for much shorter or longer than previously.
Users can now tweak their polls to run anywhere from just 5 minutes to 7 days, allowing you to get instant results or a more comprehensive response.
The move to bolster polls on Twitter couldn’t come at a better time. The feature has been widely adopted and users seem excited to participate. While the change isn’t likely to completely stop Twitter’s stock price from freefalling, it could help please users who are still disgruntled over a rumored upcoming feature which would allow users to share long-form posts on the platform known for its 140 character limit.
Creating a poll works as it always has. The only difference is users will now see a tiny clock icon near the tweet button, which allows you to quickly establish how long you want a poll to run.
Periscope has been gaining popularity as a social live video streaming service, but it has been limited by requiring its own app to join in the fun. Now, the Twitter-owned streaming platform is getting some help by finding a place on one of the largest social platforms available.
Twitter users can now share and promote their Periscope videos directly on their time-line, opening up a huge new audience to the service. Users can embed and view Periscope videos directly in the timeline of Twitter’s iOS app. Just as with the Periscope app, broadcasts can be rewatched for up to 24 hours before automatically vanishing.
Twitter has been struggling to expand their market, as the recent 10,000 character tweet controversy and plummeting stock price shows. The company is most likely hoping this move will help both platforms expand their utility and user base, though only time will tell if that is the case.
The new feature is currently only available through the iOS Twitter app, but Android and web versions are expected in the near future.
Rumor has it that Twitter will be extending the character limit of Tweets from 140 characters to upwards of 10,000 characters. The news comes from a report in Recode, which cites multiple sources claiming the longer tweets should be expected by the end of the quarter, but public reaction is mixed at best.
Descriptions of the new feature say the longer tweets wouldn’t clutter up feeds. Instead, up to 140 characters of any tweet will appear in user’s timelines, but a new call to action would allow users to read more.
The sources also say the company is already planning for how users might attempt to spam timelines so they might be able to combat it. For example, there may be limits to the number of other users that can be mentioned in tweets.
Unfortunately for the company, response to the rumor has already been overwhelmingly negative. Many say the 140 character limit has been the defining feature of Twitter and without it there is little to distinguish the platform.
Given the reaction to the rumor, it is hard to predict whether Twitter will follow through or go back to the drawing board for the next big feature. The best indication will be if we start seeing tests for different character lengths in tweets in the coming month.
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How to Move Photos from Dropbox to Flickr?
Flickr is an image hosting & video hosting website where you can backup photos and videos to share with other people. If you are using Windows Photo Gallery, Apple's iPhoto and Aperture, Adobe's Lightroom, then you can directly upload photos to Flickr. Because they have the ability to upload their photos directly to Flickr. Dropbox is cloud storage & synchronization service which allows you to backup and sync photos, videos and files to cloud. It offers 2 GB of free storage space to all its users. Dropbox allows you to move photos from computer to cloud or cloud to computer by dragging and dropping then into the Dropbox folder. To learn how to move photos from Dropbox to Flickr, check out the steps below.
This is how you can move photos from Dropbox to Flickr.
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Aitchison-Richmond Wholesale Plumbing Supply is a locally owned company that can supply you with your plumbing, heating and air conditioning supplies in the brands you are most familiar with.
We have been serving St. Joseph, MO and the surrounding communities since 1935 and pride ourselves on our up-to-date fleet.
If we don't have the plumbing supplies, valve or chemicals you need in stock we will be happy to special order it for you. We can deliver it the same day or as little as 2 days!
We offer fast in town delivery, large or small special orders and a personalized service so that you quickly get the items you need to complete your project.
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So let us start this very exciting journey through the first epistle of John. It is thought by the majority of scholars to have been written by the Apostle John who was the son of Zebedee. He was also one of the original twelve disciples, Mark 1:19-20. John was called the disciple ‘whom Jesus loved’ because Jesus seems to have been closer to Him than the others, John 13:23; and John 21:20. Jesus also put the care of His mother into John’s hands when he was dying on the Cross, John 19:26. Jesus must have known John’s heart of love for Himself and the people of Israel. The Gospel of John, John’s Three New Testament letters, and the Book of Revelation were all written by the same Apostle John. John lived for many years after Jesus’ death and he probably wrote this first letter around AD 80-90.
John had developed such a love for his ‘dear children’ and as the elder statesman of the early Church he was very concerned about the heresy that was now creeping into the Church; that Jesus never really came to earth. False teachers were saying that Jesus was only a spirit being or a vision, but as we will see in this letter John knew with all his heart that Jesus was both fully God and fully man. John is reinforcing the vital importance of the deity of Christ which he also starts his Gospel with this point. We must acknowledge that Jesus was with the Father and the Holy Spirit at Creation. The deity of Christ forms the very foundation of our faith. Our salvation depends on it. If Jesus was not fully a man, then His death would have no meaning. He could not have offered Himself as the sinless sacrifice for all the sins of the whole world. So John wrote this first letter so that all readers might know that they have eternal life and have full assurance of their position in Jesus Christ, 1 John 5:13. He wanted all his readers to know the reality of God in their everyday lives receiving His love through faith in Jesus Christ and to have fellowship with the Father and other believers.
John walked and talked with Jesus on a daily basis for three years, saw Him heal, raise the dead, feed the hungry, heard all His teachings and then watched Him die. He then talked with Him after He had risen, and saw Him ascend. John knew Jesus was the only Son of God and John had continued to have fellowship with the Father after Jesus’ death by the power of the Holy Spirit. There is nothing like an eyewitness report for bringing the report to life.
John takes us back to his Gospel writing reminding us that he is talking about the Word of Life, Jesus Christ Himself. Although John does not introduce himself obviously the recipients know him. He reminds them that although it was years before, John had been there, seen Him, heard Him, and even touched Him. He was totally physically real for all to see and know. John was keen to declare that the Word which was made flesh in the womb of the Virgin Mary was the same eternal Son of the Father who was before all time and who was the agent of all creation.
The Word of Life did not merely come into existence in Bethlehem; He already existed from the very beginning with the Father. His whole focus is on the reality of Jesus Christ as our focus should also be. John could never forget the time when Jesus was transfigured on the high mountain His face shone like the sun and His clothes became as white as the light, then a bright cloud enveloped them and a voice from the cloud said “This is My Son, whom I love; with Him I am well pleased. Listen to Him” Matthew 17:1-9.
Then after the Resurrection Jesus spoke to His frightened disciples who were convinced they were seeing a ghost and He told them ‘See My hands and My feet, that it is I Myself! Feel and handle Me and see, for a spirit does not have flesh and bones, as you see that I have’ Luke 24:39 John is pointing out that Christ is the Life, it is through Him that we have Eternal Life and so we will live with Him forever in a place He has prepared especially for us John 14:1-3.
The Word of Life John is talking about in 1 John 1:1-2 is the same Word of Life that is the Light of men he talks about in John 1:4-5. This is such an encouragement if we feel everything around us is dark and the devil is trying to overpower us we can remember that we have the very Light of Life living in us and there is no way all the power of hell would be able to overcome this living Light. Even when you are at your weakest even when you feel like the light within you is small, the devil’s darkness is no match for you.
Imagine yourself in a totally dark room and you can’t see anything, then someone turns on a small torch, your focus is immediately on the light and even though it is very small the massive blackness of the room has to change and has to yield to the light. So in our lives we have to look at Jesus Christ the Light in our world and so in our circumstances and as we meditate on this fact our hearts will fill with faith to expect His victory in our dark situation, Ephesians 5:8-16.
Gary Chapman in his book ‘the Love languages of God’ points out what John is pointing to here that Jesus understood that we all have different ways of expressing and receiving love so Jesus used words of affirmation; quality time; gifts; service and physical touch. All these can be seen in the life of Jesus as He shows the Love of His Father to all people. We will build on this in a later study.
Jesus didn’t go around proclaiming Himself as God during His thirty three years on earth. He acknowledged that He was the Son of God, the Messiah. He referred to God as His Father but He never made the assertion that He was the most High God. He told His disciples that the Father God was greater and mightier than He, John 14:28. He hadn’t come to earth just as God, He had come also as man with all the limitations of humanity. Since God was His Father He was not born with the sin nature that had been passed along to the sons of Adam. By being born of a woman, in all other respects He became a man and called Himself the Son of Man or Son of Adam. He went before us and opened the way for us to live the same way He did. We are expected to do the same mighty works by the anointing and power of the Holy Spirit just like Jesus did, (John 14:12). What a challenge for us today!!
Man is something really special, made by God in His image to have fellowship firstly with Him and then with each other. Some people get the idea that God made man so He would have someone to dominate. But God is no dominator He is Love and love needs to have someone to give to. That’s why God made man. He made Him so He could give him His love. God could have given His love to the angels, and He did that. But giving to angels didn’t provide total fulfilment. Why? Because angels are not made in His image.
It is the same for us with animals they are wonderful to have but there comes a time when we need communication on our own level and they don’t provide that. We have a deep desire to have fellowship with someone like ourselves. Fellowship with the Father and Son means that God and Jesus come to us and dwell with us, John 14:23. When we have fellowship with God and Christ by the power of the Holy Spirit, then we shall also have fellowship with other believers. Dare to believe you’re something really special today – a one-of-a-kind creation made by God in His very own image. Dare to receive His love and dare to love Him back.
‘We write this to make our joy complete’ 1 John 1:4.
Read the start of the notes.
1. Do you understand why John was writing his first letter?
2. Why did Jesus have to be born of a virgin with God as His Father?
4. Why do you think God created you? What is His purpose for you?
5. Is it working out how He planned? Are you happy with this plan?
Read the notes about joy.
6. What is your joy level, if 10 is full of joy and 1 is very little joy?
7. What can you suggest for anyone who does not have much joy?
8. What message is John trying to get across to his readers in verse five?
9. What do you think is the truth about sin that John is trying to get across to his readers who deny the reality of sin?
10. Why is Light a helpful description of God? Is there a dark side to God? Give reasons.
11. What does John say is the reward of walking in the Light?
12. Which sins does John say we are purified from?
13. Who are we kidding when we say we are not sinning?
14. Is sin the same today as it was in Jesus’ day or have traditions changed the goal posts?
16. What does Jesus do with our sin?
17. Where is our sin now? Psalm 103:11-12.
18. Read Psalm 51:1-17 as a wonderful example of a prayer of confession. What sin had David committed prior to this prayer and what sort of life did he have after the prayer? When did God find out about the sin?
|
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Heroin is illegal in North Carolina. There are many crimes relating to the possession and distribution of heroin. Here is an overview of the various heroin laws in North Carolina.
The punishment for possession of drug paraphernalia in North Carolina is a Class I misdemeanor under N.C. Gen. Stat. § 113.22(b).
Manufacturing heroin in North Carolina is considered a Class H felony under N.C. Gen. Stat. § 90-95(b)(1).
Possession of Heroin with intent to manufacture, sell, or deliver is considered a Class H felony under N.C. Gen. Stat. § 90-95(b)(1).
Selling heroin in North Carolina is considered a Class G Felony under N.C. Gen. Stat. § 90-95(b)(1). Delivering heroin in North Carolina is considered a Class H Felony under N.C. Gen. Stat. § 90-95(b)(1).
Call or email us today to discuss your case. We return all calls and emails during business hours the same day.
|
{
"timestamp": "2019-04-21T21:08:06",
"url": "http://www.lairdlawpllc.com/heroin.html",
"language": "en",
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Both definitions share a very organizational, a very corporate orientation. Knowledge management historically at least, is primarily about managing the knowledge of and in organizations.
Knowledge is most commonly categorized as either explicit or tacit (that which is in people’s heads). This characterization is however rather too simple, but a more important point, and a criticism, is that it is misleading. A much more nuanced and useful characterization is to describe knowledge as explicit, implicit, and tacit.
Explicit: information or knowledge that is set out in tangible form.
Implicit: information or knowledge that is not set out in tangible form but could be made explicit.
Tacit: information or knowledge that one would have extreme difficulty operationally setting out in tangible form.
The classic example in the Knowledge management literature of true “tacit” knowledge is Nonaka and Takeuchi’s example of the kinesthetic knowledge that was necessary to design and engineer a home bread maker, knowledge that could only be gained or transferred by having engineers work alongside bread makers and learn the motions and the “feel” necessary to knead bread dough .
The danger of the explicit-tacit dichotomy is that by describing knowledge with only two categories, i.e., explicit, that which is set out in tangible form, and tacit, that which is within people, is that it then becomes easy to think overly simplistically in terms of explicit knowledge, which calls for “collecting” KM methodologies, and tacit knowledge, which calls for “connecting” KM methodologies, and to overlook the fact that, in many cases, what may be needed is to convert implicit tacit knowledge to explicit knowledge.
|
{
"timestamp": "2019-04-20T20:20:03",
"url": "http://www.assignmentpoint.com/business/strategic-management-business/knowledge-management.html",
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Today's retail sales figures for August likely will rebut the widespread view that spendthrift consumers will prevent a sharp economic slowdown. We look for a 1% month-to-month decline in retail sales volumes in August, well below the -0.4% consensus forecast.
Pantheon Macroeconomics - Today's retail sales figures for August likely will rebut the widespread view that spendthrift consumers will prevent a sharp economic slowdown. We look for a 1% month-to-month decline in retail sales volumes in August, well below the -0.4% consensus forecast.
|
{
"timestamp": "2019-04-22T22:14:44",
"url": "http://www.pantheonmacro.com/documents/uk-publications/i/15-september-2016-august-retail-sales-to-shatter-picture-of-consumer-resilience/",
"language": "en",
"source": "c4"
}
|
Amer. |ˈfɔːrɪst| Your browser does not support the audio element.
Brit. |ˈfɒrɪst| Your browser does not support the audio element.
Fires destroyed acres of forest.
The forest is protected by federal law.
Fires swept through the forest.
I don't believe the myths and legends about this forest.
I don't believe the legends I've heard about this forest.
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{
"timestamp": "2019-04-25T04:15:51",
"url": "http://showmeword.com/definition/english_word/forest",
"language": "en",
"source": "c4"
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Donate your car, truck, motorcycle, RV, camper, or boat to support the KDFC public media programming you love. We make it easy to donate your vehicle to support the cause you believe in. Simply complete the online vehicle donation form below and we'll reach out to you to finalize the process and arrange for your car to be picked-up, at no cost to you. You may qualify for a tax deduction while supporting a great cause!
Donate your vehicle and make a difference for KDFC. Our helpful customer service team is here 7 days a week to help you through the process.
KDFC's mission is to make classical music and the arts a more important part of more people’s lives by presenting high quality classical music programming, and by producing and presenting programming featuring the arts and culture of Northern California. Our vehicle donation program allows you to donate your car to support KDFC and the NPR programming you love.
Classical KDFC is a San Francisco listener-supported radio station. Sixty-five percent of what it takes to stay on the air comes from listeners/supporters like you! KDFC is a not-for-profit public radio station dedicated to making Classical Music a more important part of people’s lives. Located in downtown San Francisco, our listener-supported station is a broadcast service of the University of Southern California.
Donate a car to KDFC and help keep quality programming on air. Each vehicle donation helps KDFC in San Francisco provide listeners with engaging, creative, and informative programming, with the goal to inspire. Donate your car, truck, boat, motorcycle, or RV and help make a difference today! All vehicles are considered, running or not.
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{
"timestamp": "2019-04-26T04:00:25",
"url": "https://careasy.org/kdfc-vehicle-donation-program",
"language": "en",
"source": "c4"
}
|
I was searching for a Property and found this listing (MLS® #3479159). Please send me more information regarding 4 Ridgefield Pl, Asheville, NC, 28803. Thank you!
I'd like to request a showing of 4 Ridgefield Pl, Asheville, NC, 28803 (MLS® #3479159). Thank you!
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{
"timestamp": "2019-04-22T20:24:51",
"url": "http://www.mountainlivingwnc.com/listing/3479159-4-ridgefield-pl-asheville-nc-28803/",
"language": "en",
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usbank.com Is it down or just me? Online website down status checker tools to test any site’s reachability in real-time. To perform an is it down query, simply enter the domain name or copy and paste the URL address of the unavailable website and see if it is down or not for other users right now.
Domain: usbank.com is up from here.
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{
"timestamp": "2019-04-20T04:56:12",
"url": "http://www.downcheck.tulihost.com/usbank.com",
"language": "en",
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A unique opportunity to own a town house in one of the most historic areas in beautiful Antequera city. The town house within the city is close to; the Moorish castle, one of the oldest chapels in Spain, the cathedral and Roman archeological dig site. Rarely do houses located in this highly sought after area of the city come up for sale.
Even more exciting is; the street level of the house is an Antequera certified self-catering apartment for tourists with balcony – ref: VFT/MA/02810 and below is the owner’s 3 bedroom apartment with courtyard, which can of course, be kept like this with bookings already in place until October thus far, or kept as one complete property, with one family using all 6 bedrooms and both floors. The choice is yours! Furthermore, to make life even easier in an old town, the house has an integral garage and public parking area just paces away, on the other side of the road.
Antequera is one of the most historic cities in Spain, it has ‘world heritage status’ for the dolmens and is located directly inland from Malaga city, just North of the El Torcal Natural Park. El Torcal has unique rock formations within the mountain range and walking trails throughout the natural park. The historic city of Antequera alone and unique and astonishing El Torcal make this property exciting enough, however, Antequera is known as the, ‘cross roads of Andalucia.’ This is due to its central location within Andalucia and the easy connections to Malaga, Granada, Cordoba, Sevilla and Ronda. The AVE, high speed railway line has already been laid and the central city train station is due to open in 2019. This makes the holiday apartment with; a view of the Moorish puerta de Malaga (Southerly Moorish gate at the end of the castle walls) and north face of the El Torcal mountain range very desirable to tourists. Equally, it makes the property very viable purchase for a buyer looking for some income when owning a Spanish home in a stunning city.
♦ Street Level is the certificated holiday rental of 108M2 (3 beds/1 bath apartment) plus the garage on this level.
♦ Lower Level is the owner’s apartment of 108M2 (3 beds/1 bath apartment) plus the courtyard and outbuildings on this level.
The garage with a pedestrian door cut into it has integral access to the property for both levels. This is a real bonus for the storage of wood to feed the wood burning stoves in each apartment, bikes and all manner of things that a garage can accommodate. Just paces away is a very useful parking area, so there is no need to use the garage for cars owned by either the owner or holiday makers.
A short walk down the hill takes you into the very heart of Antequera city with the tourist office at the bottom of the road. This is also where the tourist “train” starts and stops, guiding holiday makers around the streets of Antequera with ‘hop-on/hop-off’ tickets available. The holiday rental at street level has a very high occupancy rate year round and attracts global tourists. It is a nice little earner to supplement semi-retirement ownership with a holiday apartment above OR ownership of a holiday home that ‘pays its way’ having the holiday rental above! All the hard work of getting the difficult to obtain ‘Casa Antequera’ official holiday letting licence has been done for the buyer and transferance of the licence into the buyers name can be organised by the buyer’s lawyer. If the new owner does not want to be ‘on-site’ all year round, there is someone known to the current owners who is very willing to do, ‘meet-and-greets,’ cleaning and change-overs.
A front door with porch and Moorish style tiling, entrance hallway, living/dining room with wood burning stove and window overlooking the street, fully fitted kitchen with drop-down breakfast table with a southerly aspect and view over the rooftops and across to the El Torcal mountain range, two large double/twin bedrooms and one smaller double bedroom (the twin room has a window overlooking the street and the master bedroom and smaller bedroom have southerly aspects with those lovely views). All three bedrooms have air-conditioning units. Access to a long, thin south facing balcony is via a glazed door in the master bedroom of the apartment and has far reaching views of historic rooftops, the southern end of the castle wall (with Moorish gateway) and part of the El Torcal mountain range. Good sunsets can be appreciated from this balcony too. On this level is the garage which the owners currently use as access to their lower apartment with a pedestrian door cut into the garage door. This means, those holiday letting the street level apartment do not have to share a front door. Of course, there is a door from the garage into the street level apartment.
Access is via a door into the garage, then another door down a set of stairs arriving into the open-plan ‘L’ shaped kitchen/living/dining room with modern wood burning stove. The courtyard is accessed off this room and comprises a high walled area that is tiled and set up for lounging and dining in sun or shade. At the shaded end, where there is a porch arrangement with soft seating, a laundry room and also a store room are accessed by separate metal doors. Back inside the lower ground level apartment are three bedrooms. One is currently used as a large double – south facing with views over the rooftops and of the El Torcal mountain range, the second is set up as a large dressing room with built-in wardrobes and shelving (no window) and the third bedroom is currently used as a bedroom/office (no window). Both ‘black bedrooms’ that do not have windows could have high level glazing installed into the wall to borrow light from the living area. Next to the large bedroom is a generous size white bathroom with an obscured glazed window that faces south.
This property is all about location, having the best of both worlds scenario when it comes to being in the most historic part of the city yet having not only a garage but a large parking area just over the road where there is always a space to park, night or day. The high elevation of the location also gives views and very quick and easy access out onto the mountain road that takes you north into the modern part of the city where the large supermarkets are located or south, around the El Torcal natural park and mountain range and down into the village of Villanueva de la Concepcion.
Being located so close to the centre of Antequera city means getting into a car is not necessary for many days in a row and for tourists, not necessary at all. This is highly desirable when it comes to tourism. Bus routes and train services can whisk tourists to all the major cities of Andalucia via high speed AVE or the slower trains. There is a bus station in Antequera as well as a train station.
The city can be enjoyed in a traditional way, eating and drinking in very old eateries, enjoying local cuisine that has thrived in the area for generations, or there are more modern parts of the city where things can become more lively and fun can be had until the early hours. During the summer, there is a fabulous ‘venue’ in the big park where live music is played and superb drinks and food are served. In the grounds of the castle la alcazaba there are numerous music festivals throughout the year to include jazz, flamenco and more.
Antequera has more churches than any other town or city in Andalucia and many visitors come for this alone (fun can be had looking down onto the city from the castle with the game of, who can spot all 35 church spires). Equally, visitors come to see the amazingly preserved dolmens with world heritage status and of course the Moorish architecture and the buildings that date from Christian occupation through to today where very modern buildings are constructed and fit well alongside the ancient.
There is a choice of two airports to be used for budget airlines – Malaga airport that is 45 mins’ drive away or Grananda which is equally approx. 45 mins’ drive.
The coastal beaches of Malaga city can be reached in 40 mins, or those East or West of the city in 45 to 50 mins. There is a beach to suit everyone and every taste – those beaches backed by seafood restaurants to those backed by liviely beach bars and others with only sand dunes where naturists can achieve an all over tan!
The city of Antequera is month-by-month, year-by-year being found by more and more people and is now firmly “on the tourist map.” It has to be one of Spain’s most beautiful cities and also one of the most easily accessed cities in Spain. Now is the time to buy in Antequera before prices rise with its popularity!
The owners welcome you to view their home to see for yourself if the two apartments work well for you and offer what you aspire to gain from this rare property in a highly sought after location.
Detached 2 bedroom villa with a country feel but within walking distance of all village amenities. Peace and tranquillity, stunning views and great outside space. Built in 2005, the property has all the benefits of a modern village home but feels like you are living in your own country villa.
|
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"timestamp": "2019-04-20T20:54:41",
"url": "https://www.creativepropertymarketing.com/properties/historic-quarter-antequera-town-house-with-a-tourism-apartment-on-the-street-level-and-owners-apartment-at-courtyard-level-6-bed-2-bath-in-total-garage-close-to-the-castle-antequera-city-m/",
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Check if the firmware you want to use is the right one for your SAMSUNG N900 Galaxy Note 3. The table below contain all the useful information you might need for your software. The firmware posted here was designed for GALAXY Note3 for N9005VJSGBPL4 PDA version and N9005TFGGBOK2 CSC code. This is a dedicated N9005VJSGBPL4 bootloader type and 3189678438 CRC software. Android Lollipop 5.0 comes with Android Security Patch Level. Please also make sure if the 6629756 changelist and 19/12/2016 build date are correct for SAMSUNG N900 Galaxy Note 3.
If the specification posted for the software is correct and you want to use the CRM Movistar Costa Rica software from Costa Rica, simply tap on the download button. Size of all flash files posted is 1.31 GB.
|
{
"timestamp": "2019-04-19T21:23:16",
"url": "https://www.imei.info/download-firmware/samsung/samsung-n900-galaxy-note-3/SM-N9005/CRM/",
"language": "en",
"source": "c4"
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Are you a creative writer? Are you funny? Then, Smart Alex is for you!
Smart Alex is always on the lookout for funny lines with an emphasis on humor for grown-ups. Their style of humor tends to be topical, witty, smart, ironic, or sexually suggestive. They like their cards to be surprising without being shocking, a bit dirty without being filthy, and they like to poke fun without being insulting. They prefer no sexual themes on Christmas Holiday cards, just funny and humorous.
Before submitting, take a peek at their latest cards to get a feel of what they are looking for.
Smart Alex will contact you if your submission is chosen for publication. Compensation will be discussed after submission is selected for publication.
They encourage e-mail submissions, as they are easily accessible. Please e-mail your work to submissions@smartalexinc.com.
|
{
"timestamp": "2019-04-19T18:25:11",
"url": "http://homework.hubgarden.com/smart-alex/47961/",
"language": "en",
"source": "c4"
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If you have to stop along the roadside and have to get out of the car, it is important that people can see you. A reflective vest will help you to be visible in traffic so that accidents can be prevented.
Just as warning triangles are required by law in all vehicles in order to warn other road users about accidents, etc., it is now required, since 1 March 2007, that all cars have an approved reflective vest that is easily accessible.
If you have not yet got a vest, there are plenty of possibilities. Approved vests can be found in car accessory shops, supermarkets and other shops. Many car dealers give away reflective vests as a service to their customers. This is a excellent way to improve safety in the event an accident should occur.
Often there are several people in the car; no one should get out of the car without a reflective vest. Think about traffic safety for your passengers and have reflective vests available for them, too.
If you are going to drive in Europe, remember that having a reflective vest in the car is mandatory in Austria, Spain, Italy and Portugal.
It is recommended that the vest be certified in EN 471 Class 2 – or EN 1150. The NPRA continues to recommend that you use an EN 471 Class 2 vest, which is more clearly visible than an EN 1150 vest. The NPRA also recommends that you have reflective vests for all passengers in the vehicle.
Not having a reflective vest in the car will not initially result in a fine. However, the police can issue a fine if the road user displays lack of judgment and negligence by not using a vest in situations where it is advisable.
It is the car owner's responsibility to see that there is a reflective vest in the car. Both the police and the NPRA will ask to see the vest in connection with roadside checks. Having a vest in the car will also be required in connection with EEA inspections.
|
{
"timestamp": "2019-04-22T13:07:43",
"url": "https://www.vegvesen.no/en/traffic/traffic-safety/reflective-vest-in-the-vehicle",
"language": "en",
"source": "c4"
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We use our understanding of films and coatings to build products that help companies improve their products and manufacturing processes.
By developing and combining materials our emphasis is on application specific solutions. We offer products which address specific engineering problems and goals.
Sometimes solutions are easy, sometimes theyre tough, and sometimes we just keep on trying. Regardless, working hard for our customers is at the heart of the process.
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{
"timestamp": "2019-04-24T12:54:54",
"url": "https://www.accelmaterials.com/aboutus.htm",
"language": "en",
"source": "c4"
}
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The Terres Dorées Bourgogne by Jean-Paul Brun is an incredible Pinot Noir from one of France's best winemakers. Brun makes his wines in a natural fashion, with no chemical pesticides or fertilizers, and with no additives applied in the winery. This delicious red wine is vibrant and fruit- driven, but earthy, subtle, and complex and is perfect in both style and price for casual entertaining.
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{
"timestamp": "2019-04-21T08:16:26",
"url": "https://www.francoswine.com/winedetails.asp?sku=16758&smallwindow=",
"language": "en",
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Although not nearly the kind of design which I am looking to create myself, it was the lighting that caught my eye with this photo. I would love for my bridge become illuminate at night, as well as to provide some kind of illumination for the surrounding area too. The canal area is far too dark in my opinion and my addition to it could be a contributing factor towards introducing a bit more light.
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{
"timestamp": "2019-04-20T00:34:38",
"url": "http://archi-blog.weebly.com/projects-1--2/roosevelt-bridge-florida",
"language": "en",
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Majestic Villas is a sought after housing village in prime Pratumnak with direct access to a private beach solely used by the residents of the village.
A fantastic opportunity to acquire a house in Majestic Villas which really is a one-off housing village in the Cosy Beach zone of Pratumnak. This particular plot is a fantastic size measuring 132TWAH surrounded by a substantial boundary wall. There is a private garage and a generous private swimming pool area with gardens. Internally the accommodation is spread over 1 floor covering 240SQM with 3 bedrooms and 4 bathrooms. There is a good size lounge which is open plan to the European fitted kitchen with full appliances including eye level oven, dishwasher and washing machine. There is a fully operative alarm system throughout the property also.
Cosy Beach is the first side of Pratumnak mountain as you come out of the main City centre of Pattaya. There is no through route to the main side of Pratumnak so this part of the City really is tucked away and feels far removed from the hustle and bustle of Pattaya and Jomtien while it is so easily accessible for both. The Baht Bus route stops at the top of the hill and there is a host amenities within the local area such as locally renowned sunset restaurants including The Sky Gallery and The Chocolate Factory. There is a small coved beach and a wide variety of massage, bars, shops and 7/11 within a short walk of the property.
Offered for sale in Thai Company Name.
|
{
"timestamp": "2019-04-24T03:48:54",
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"language": "en",
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The release date for Cataclysm is now officially announced ! Probably won’t get much playing done on the 7th itself, as the servers usually succumb to the sheer number of people trying to log on. I hope to create a Goblin Hunter soon after log in though :). Although maybe hold off on playing in the newbie area until the initial rush wears off.
The guild will probably be a lot more active by then, as at the moment things have gone dormant pretty much.
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{
"timestamp": "2019-04-21T00:53:09",
"url": "http://www.schoneveld.com/wp/category/cataclysm/",
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Premium Dream By Design 10LB Visco Topper. 100% Memory Foam 3 Queen Size. Dream By Design has passed strict quality control testing.
A Visco Topper from Dream By Design , this is a topper that offers you that extra luxurious, superlative plush sleep experience. Dream By Design memory foam relieves pressure points and reduces night time fatigue associated with tossing and turning by an amazing 87%. The end result is a deep and restorative sleep that can not be experienced on a regular innerspring mattress that is too firm, rigid and unforgiving. You can add a layer of comfort to your current mattress by purchasing this topper and getting a good nights sleep. To make sure your sheets will accommodate your new topper we would recommend measuring the depth of your mattress and then measure your sheets from the corner seem to the elastic edge.
In most cases your current sheets will fit a 2 or 3 inch topper; however for a 4 inch topper you will more than likely need a set of deep fitted or deep pocket sheets that fit mattresses up to 18 inches deep. We do have topper covers available if you would like to cover the topper and add years of productive use to your topper. Cleaning- Use a damp cloth and mild detergent and blot repeatedly rinse and wring out your cloth frequently. Use a vacuum to remove excess water and allow the topper to dry out. It will dry more quickly with a fan blowing on it. An upholstery attachment on a carpet cleaner will work well too; just remember to use a mild detergent. Trimming- Your memory foam topper can be trimmed using an electric knife usually found in the kitchen to make it fit in custom areas. We recommend using safety gloves when trimming. As your body descends into the visco-elastic material, it completely absorbs and distributes your body weight evenly while your spine is supported in perfect alignment. Those painful pressure points will finally find the relief they need which greatly reduces tossing and turning and allows you to sleep throughout the night. Please Note: We recommend using a firm flat foundation for a memory foam mattress toppers.
Don't be fooled by the other more expensive but inferior products! They are part of an overstock inventory. All of our Dream By Design visco elastic components are Hypo-allergenic.
They meet all flammability standards as well as being a. Superior material compared to all airbeds and inner spring. This is a 10LB Premium True Dream By Design topper which is made from 100% Visco Elastic Memory Foam. A topper is a Luxurious layer of Visco foam for pressure-reduction and for increased support. Designed to place on your current mattress under the sheets to make your current mattress much more comfortable so you can get a good nights sleep. The topper is a Visco. That completely absorbs and distributes your body weight evenly while your spine is supported in perfect alignment. The visco elastic memory foam is naturally antibacterial, antifungal and guards against bacterial growth and allergies. Designed to help protect your sleep environment from unwanted guests for years of enjoyment.
This Dream By Design topper is a 10LB compression which means it has a medium feel for comfort and is extremely durable for years of extended use. If you are ready for the most comfortable nights sleep you have ever experienced you absolutely must get a Dream By Design memory foam mattress, topper or pillow for you and your loved ones. You will slip into a deep and comfortable sleep as this mattress hugs your body and allows you to awake feeling rested and ready for your day. To the lower 48 states.
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Idaho Law provides veterans’ preference for individuals who have been in active service, other than active duty for training, of the United States as defined by Idaho Code, Title 65, Chapter 5, Section 502. Veterans’ preference is also provided for individuals who have served on active duty in the armed services, have been discharged honorably, and who have a present service-connected disability of 10% or more, or are a Purple Heart recipient. Veterans’ preference points, where applicable, are added to the final score and may improve a veteran’s position on a list of qualified candidates. The preference points added are used only for initial appointment and not for promotions, transfers, or reassignments. Veterans’ preference requires public employers to provide additional consideration for eligible veterans, but it does not guarantee the veteran a job.
Been awarded an Armed Forces Expeditionary Medal (AFEM), whether the campaign is listed here or not.* Some of the most common campaign medals are; Vietnam (Service Medal), El Salvador, Lebanon, Granada, Panama, Bosnia, Kosovo, Afghanistan, Southwest Asia (Persian Gulf), Somalia, Haiti, etc.
Additionally, if you are the spouse of a disabled veteran who is physically unable to qualify for any public employment because of a service-connected disability or are the widow(er) of a preference eligible veteran or disabled veteran who remains unmarried, you are eligible to receive veterans’ preference points. *For a complete list of wars, campaigns, and expeditions of the Armed Forces which qualify for veterans’ preference, go to www.fedshirevets.gov/hire/hrp/vetguide/index.aspx.
Veterans’ preference is limited to Ada County initial hire only. To claim veterans’ preference, please complete the Veterans’ Preference form found at the link below. Claim forms must be received by the closing date of the position you are applying for. If you receive a conditional job offer, a copy of your DD214 (showing an honorable discharge) will be required at that time.
Email Candi Presley at cpresley@adacounty.id.gov.
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"url": "https://adacounty.id.gov/sheriff/careers/veterans-preference/",
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2011-04-18T21:46:48-04:00https://images.c-span.org/Files/5f2/299036-03-m.jpgParticipants spoke about business innovation, investment and international open markets. Among the issues they addressed were entrepreneurship in various regions overseas, integrating new technological developments in products, and strategies for economic growth. They also responded to questions from the audience.
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"timestamp": "2019-04-21T18:26:59",
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Junior Lambert Bates, 84, of North Ogden, Utah passed away peacefully on Dec. 22, 2012, at his home surrounded by his beloved wife, Darlene, and his son, Steven.
Lambert is survived by his wife of 10 years, Darlene Ferrin (Williams) Bates; his son, Steven Bates and his wife Lisa, Idaho.; his daughter, Debra Davis and her husband Mark, Calif.; his son, Roger Bates and his wife Sherri, Ore.; and his daughter, Holly Bates, Wash., as well as his 13 grandchildren and 6 great- grandchildren.
He was preceded in death and is now joyfully welcomed home by his eternal companion of 50 years, AlaJean Odum Bates; his son, Andrew Scott Bates; his parents, A. Parley and Lucille Bates; and his sister Rowene Bates.
Lambert was born in Ogden, Utah, to A. Parley and Lucille Bates and graduated from Weber High School. He served his first mission for the LDS church in New Zealand. He was also an alumnus of both BYU and the University of Utah where he earned his PhD in 1956.
He was sealed to AlaJean Odum for time and all eternity in the Salt Lake Temple in 1952. He spent most of his adult life in Richland, Wash., where he kept very busy raising his growing family and being employed by Battelle Northwest Laboratories as a senior scientist.
Professionally, Lambert served with distinction as a President of The American Ceramic Society. He became a Fellow of ACerS in 1971 and the Society honored him with its highest award—Distinguished Life Membership—in 1991. He helped organized ACerS’ Nuclear Division and served as chair of the division, chair of the Eastern Washington Section of the Society and chair of the Society’s Publications Committee.
From 1957–1964, Bates was research scientist at the Hanford Laboratories (then part of General Electric, and later renamed the Pacific Northwest National Lab), and later became technical leader of the lab’s Physical Ceramics Section. He engaged in high-temperature properties research on nuclear ceramics for a number of years and established himself as an expert on high-temperature electrical and thermal properties of ceramic nuclear fules. Bates performed the first early work on high-temperature thermal conductivity of UO2 and made significant breakthroughs in high-temperature property measurement techniques. He also conducted research on thermoelectric properties of materials.
He returned to his hometown of North Ogden in 2002 after the death of his dearly loved wife, AlaJean, and married his high school sweetheart, Darlene, who made his last ten years blissfully happy. They shared a mutual love of family history and served a mission together at the Family History Center in Salt Lake City.
When remembering Lambert you will most likely think of him in his favorite place in the world, his cabin in Island Park, Idaho, where he continued his parents’ legacy of fishing, family, and fun.
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So here's both an old idea and a newer idea I've been thinking about.
So, my old idea (that I've tried writing before but its so buried I'm not going to bother looking it up cause I'm a bit lazy) was one about a living turtle-like mountain that lead to a space-time anomaly that leads to an somewhat alternate past of earth during the time when mammals first started becoming more prominent. The idea is that some of the animals in this alternate past now have anomalous traits (an example being one of them can swim through the ground without disturbing it). The story comes from both the alternate creatures as well as the mystery on where the "mountain" is going because its moving too slowly to know exactly where its destination is.
The newer idea is basically this; the world's strongest man who is also a devout pacifist monk. He refuses not to not only involve himself in violence, but he refuses to protect anyone as well. The idea is that he ultimately believes that no matter what cause he decides to defend or fight for, that his power will be abused and/or feared. Because of this, he chooses to do nothing at all.
a living turtle-like mountain that lead to a space-time anomaly that leads to an somewhat alternate past of earth during the time when mammals first started becoming more prominent. The idea is that some of the animals in this alternate past now have anomalous traits (an example being one of them can swim through the ground without disturbing it). The story comes from both the alternate creatures as well as the mystery on where the "mountain" is going because its moving too slowly to know exactly where its destination is.
I'm not sure I fully understand, but that sounds like two or three different ideas all combined into one. It's very ambitious; I would consider paring it down to a more manageable size, maybe pick one aspect of it to develop.
the world's strongest man who is also a devout pacifist monk. He refuses not to not only involve himself in violence, but he refuses to protect anyone as well. The idea is that he ultimately believes that no matter what cause he decides to defend or fight for, that his power will be abused and/or feared. Because of this, he chooses to do nothing at all.
That's not an SCP, that's just a person with a particular philosophy. If his only anomaly is "he's really really strong", you're not going to gain much traction.
At the first point; Looking back on it, I'm not going to disagree. It does seem like a jumbled mess of several ideas. Maybe I could just keep it to the idea of a giant stone tortoise that seems to be going somewhere?
Second point; I could argue the same for other much more well known SCPs, but we both know that argument wouldn't really get us anywhere. I guess I didn't explain all of it and I probably should have. My apologies. The anomaly was not that he was strong, but why he's strong. Basically, his physiology is completely off; instead of organs, veins, arteries, or bones, he just has more muscle. Not only that, but the amount of muscles he has are physically impossible; his body (which is rather short and skinny) shouldn't be able to even hold them.
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Widely respected and admired, Philip Fisher is among the most influential investors of all time. His investment philosophies, introduced almost forty years ago, are not only studied and applied by today's finance professionals, but are also regarded by many as gospel. He recorded these philosophies in Common Stocks and Uncommon Profits, a book considered invaluable reading when it was first published in 1958, and a must-read today.
A must read for Fundamental Investors.
Philip Fisher's thoughts and experience are invaluable and timeless. Not as boring (to read) as the intelligent investors (though both are equally important reading). I particularly like the chapters about "Fifteen points to look in a common stocks","when to buy", "when to sell", "Five don't", and "Developing your investment philosophies". One particular topic that I like best is about "Don't follow the crowd". Also on "How I go about finding a growth stock"
This book also covers what a good business should have (it recaps of what they teach you in business school). I have 10 years of investing experience before I read this book (I know I should have read this book earlier), and in my opinion this book should work as a guideline to develop our own investing philosophies (and not our philosophy itself). There are no one size fits all strategy in the investing world. This book will also help to open your eyes (especially for beginner) that investing (the right way) is not easy and is a complex process, however the result from a patient and diligent investor could be great.
Phillip Fisher is the father of qualitative analysis. This book changed my life like no other. It has made me settle down as an investor and think as a businessman, and put all notions of trading aside. From reading Fisher, I now understand that one should only invest in a small number of stocks, but these stocks must be perfect in all aspects. He shows one what signs to look for in a company and how to analyze it . From reading Mr. Fishers book I have put all my money in Coca Cola, and have been well rewarded. Mr Warren Buffett who read this book in the 1960's found it to be one of the best investment books ever written. I myself consider it my family bible. Life as an investor was pure hell until I read this book, and after reading it I feel that nothing can stop me from becoming very wealthy. All I have to do is follow the steps that are in this book. Thank You Mr. Fisher.
Still fresh after 40 years!
One of the better books on investing.
To the reviewers giving this book one star, I ask you to consider other investment books on the market. Most are full of hype, bad advice, and soon to be outdated methodologies. This book, along with The Intelligent Investor can stand the test of time.
Common Stocks and Uncommon Profits takes effort to read. I took notes on each chapter as I read it as a way to keep myself focused on what Fisher is trying to say. I don't think this makes him a poor writer. Rather, some of the concepts are deep enough that they take a careful reading and then a going over for the gems within.
In this book Fisher outlines a general philosophy for investing. He does not provide you with the tools necessary to implement the philosophy. You will need to do that work on your own by learning to read financial statements, investigate management, and learn about a company's business and industry. What he does provide you is a framework that will help you avoid making as many costly mistakes in your learning process or even never realizing that there are fundamentally sound and unsound methods of investing.
I don't have much more to add than what was already mentioned in the (long) other reviews.
The most entertaining thing for me was that though this book was written many decades ago, it cautions against the very things that have happened recently. Nothing really seems to change in investing, and overexcited bulls will probably always bid the market up to inappropriate levels, at least for the short term.
You love to communicate and hate balance sheets: then this book is for you. The Theme of "Common Stocks" is: How to pick low risk, high potential growth stocks by thoroughly talking to people (scuttlebutt)? Typical conversational partners are customers, employees, suppliers, top management. He gives clear advice of the matters to be addressed. Actually doing it is work, a lot of work.
General advice is given also. Like the dangers of so called safe investments.
Also the introduction of his son Kenneth Fisher is of considerable size (23+27 pages).
If you are interested in biographies or in financial history you also find a lot of interest.
In total a very useful and entertaining book and a totally different and complementary approach to value investing then the great Security Analysis: The Classic 1934 Edition.
Fisher is an absolute must for all investors, amateur and professional alike. He writes down such sage advice that you can't help but be awed. Fisher writes as though he is a mentor or a professor, teaching the intricacies of the market and how best (at least the method that he used; he states himself that everyone's method of investing will vary) to increase your own net worth.
I must say that I can't really see myself using the fifteen points that he says he follows. For one, the common everyday investor would have a lot harder time applying the points and interviewing executives and others who have some working knowledge of that industry and company. His method is called the scuttlebutt method, in which you do your research and gain 50% of your knowledge of the company before you go to the company and interview the top executives, the competitors, the suppliers and the employees and so on. Although I must say I see the worth in what he is saying, I can't see the common investor in today's market being able to apply this method (Fisher himself says that because he was a fund manager he had connections to executives and scientists and people high up that he could speak to, which isn't something most people have access to).
Other than the fifteen points (which are a good broad way of looking at a company with some that can be applied) and the scuttlebutt method, the rest of the book is an invaluable tool for any investor. Even part two, Conservative Investors Sleep Well, imparts some invaluable information that every amateur investor should have read. Part three parts with some useful insight as well, although it focuses more on how Fisher came to have his philosophy and thus is more of a chronological reiteration of his past.
This is another book for those of us who want to be like Warren Buffet when we grow up. It is a perfect complement to The Intelligent Investor by Benjamin Grahm. While that book focuses on value investing this one focuses on investing for growth.Warren Buffett attributes 15% of his strategy from Philip Fisher.I read this book due to Mr. Buffett's recomendation.I will read anything a man suggests when his networth is $40,000,000,000.
My biggest key learning from this book was how Mr. Fisher focused on earnings as what determines the value of a stock. He gave an analogy of if you were able to buy stock in your graduating high school class based on what you believed would be there future earnings potential. How would you determine their value? Would you later sell stock in a student who went on to college and had huge earnings just because he was then overvalued? Would you want to buy stock in a student who went on to earn poorly just because he had potetial for more growth?This analogy shows we are buying coporate earnings when we buy stock, and quality and future growth is what we are looking for.
This book gives 15 points to look for in buying stock.
This is one of the most overrated business books of all times! The first time I read it, it was a torture. Then I picked it up for a second read because I figured that maybe I didn't quite get it the first time. How can so many people, including Warren Buffet, like it if it wasn't a good book? The second time I read it only confirmed my initial impressions. It is not too bad but it is clearly overrated.
Fisher's investment philosophy, the way I understood it, boils down to the following: Common stocks of good companies are worth buying at any price. Just find a good business with excellent growth prospects and buy the stock. The price will take care of itself.
This is the kind of approach that inflated the stocks of the so called nifty fifty in the early 1970s. Since Fisher's book was already a best seller by that time, I suspect that he was partially responsible for what has happened to the stocks of the nifty fifty.
Now, maybe I didn't quite get it. Maybe Fisher didn't really mean that a good business can justify any stock price, no matter how high. Then again, I read the book twice and if I couldn't get it then he didn't make it obvious enough. Only in the last part of the book (Conservative Investors Sleep Well) he suggests that value does matter. Unfortunately for many early readers, that part of the book was not written and added until long after the nifty fifty burst.
His approach toward finding future stars is not likely to work unless you do it during a bull market. Then again, almost any other investment strategy will make money in a bull market, even technical analysis. New technology developments and the state of future competition are too difficult to predict by any method. One of the few stars he ever found out was Motorola. It was a lucky shot because when he first found out the company, it was manufacturing TVs, not cell phones and pagers. Ironically, the company was soon kicked out of the television sets business for which Fisher chose them.
I don't know why Warren Buffet ever said that he liked Fisher's investment philosophy. I don't thing he is scuttlebutting for the future Intels and Microsofts.
Last but not least, the book is very poorly written. Fisher has absolutely no talent for a writer. His writing style is tortures for the reader. His editor probably gave up editing after the first few pages, crossed his fingers and sent the book to the printing press. Editing the book would have been equal to rewriting it. I don't think any editor would've had the patience and the time to do it.
I have scanned the reviews listed here, and I am well aware that Warren Buffet is 85% Ben Graham and 15% Philip Fisher. Nonetheless, I must say that Fisher's book, while valuable insofar as it has some positive applications, has a few drawbacks, particularly as concerns the individual investor.
First and foremost, Fisher emphasizes prospective growth in earnings. As Ben Graham (and any number of other authors) has noted, "earnings" is strictly an accounting term that must be adjusted to accord to the investor's needs and market reality, as compared to GAAP requirements (Marty Whitman's book entitled "The Aggressive Conservative Investor" does an excellent job discussing the shortcomings of GAAP with respect to the individual investor).
Secondly, Fisher emphasizes quality in management (example: he advises "Does the management have a determination to continue to develop products or processes that will still further increase total sales potentials when the growth potentials of currently attractive product lines have largely been exploited?"). Again, this is something that institutional investors might be able to focus upon, but for an individual investor to come to a conclusion based upon publicly-available information might be somewhat difficult (as an aside, Porter's book on Competitive Advantage might be more useful for readers trying to determine a company's competitive environment).
I could lob comparable criticisms at a few of the other points (another example: "How effective are the company's research and development efforts relative to its size?"). From personal experience, any biotech company will likely trumpet the skills of its staff in uncovering new drugs, but the drugs must still be safe and effective per the FDA in order to be sold in the US. How can most individual investors reach any reasonable conclusion with respect to that point?
The fundamental shortcoming in this book is that most people seeking to apply his principles will be guided by word of mouth or the "irrational exhuberance" of the market. There is little analytical guidence to ensure that the investor's conclusions are grounded.
This leads me to my ultimate conclusion: although I've spent a fair amount of time lobbing rocks at this book, the book itself may be useful, but only if combined with the sort of in-depth financial statement analysis that Ben Graham proposes in "Security Analysis," which contains a detailed discussion of analytical means to review management performance, or perhaps an analysis of competive position as propounded in "Expecations Investing" by Rappaport and Mouboussin. To say things slightly differently, the book provides a good overview of a type of investment philosophy, but unlike the others referenced before, it does not provide tools to analyze a particular company.
There are only two books you will ever need to read to become a good investor. One of them is Graham's "The Intelligent Investor" (or better, Graham and Dodd's "Security Analysis"). The other is Philip Fisher's "Common Stocks and Uncommon Profits".
It is telling that the man who combines the investment philosophies of both Graham and Fisher is widely acclaimed as the most brilliant investor alive today, Warren Buffet.
This is a book that you shouldn't just read once. It's a book you should read again and again. This is a book that you should read in cycles. Once you finish, you should read it again. It's short enough that you can read a chapter each night. This is a book that you should read until you can recite it word for word.
If you understand the principles in this book, and adhere stringently to Fisher's 15-point checklist for buying stocks, avoid his 10 don'ts, and purchase stocks at the right time, as he suggested how to do, you will almost certainly be investing in good companies.
If you then apply Graham's tests of value, you can avoid paying too much for those good companies. It is possible to have a good company but a bad stock (IBM is a great company today, and passes all of Fisher's criteria, but could you really justify buying it say $1,000 per share?).
When you do find companies that are good companies, but have bad stocks, keep an eye on them. What I mean by "bad stock" is that the stock -- in your opinion -- is priced too highly, even considering the company's excellent growth prospects (in other words, there is euphoria about it on Wallstreet that goes beyond reason). Eventually, the market will realize that, even for that great company, it was paying too much. The stock price will drop, and then, whenever everyone else is running from the company in fear of doom, you can scoop it up (assuming that it i still a good company).
Just as it is possible to have a good company but a bad stock, it is also possible to have a bad company but a good stock. You should not buy a stock just because it is cheap in PE, PEG, PS, or Price:book ratio. It is possible that the management may be so terrible that the company, in a few years time, may very well justify such current undervaluation. Even if the management is competent, it is still possible that the company' performance may justify that low price in a few year's time. When a stock is greatly undervalued by these measures, and has passed most of Fisher's criteria, then it is a great buy, because the market will eventually realize that management is brilliant and the stock should be priced higher.
Now, many have objected that Fisher's methods take a lot of time. Clearly, they do. So do Graham's. Certainly, using both methods in combination with one another will take a lot of time (you can use Graham's criteria first, or Fisher's, then apply the other set of criteria). If you don't have the interest or time to pursue this, then you should not be investing in invidiaul stocks yourself. Rather, you should find an advisor who does utilize these rules, or a mutual fund manager who does, and have him manage your money, if you want those kind of exceptional returns. In this case, you will still have to investigate the person managing your money, to make sure they're up to you're criteria, and stay on top of it, to make sure they continue to be. If you don't want to do that -- if you don't want to put in that effort -- then you should settle for ordinary returns, as Graham says. Invest in an index fund.
However, you should consider that there are not many stocks that will meet both Graham's stringent criteria, and Fisher's extremely stringent criteria. Of the tens of thousands of stocks, maybe 1,000 of them meet Graham's criteria. Of Those 1,000, maybe 50-100 meet Fisher's criteria. But, consider that you should only have to do this once, and thereafter only have to keep tabs on the companies (because you should have done it right the first time). Isn't several hours worth of work each night -- even for months -- worth finding a stock that will experience many hundreds of percent increase over 10 years?
To save yourself time, apply Graham's criteria first to eliminate fad stocks (dot-com), and other stocks that are priced too high. This will greatly cut down on your candidates. Then look at what's left and categorize it. Discard stocks from industries which you -- based on sound analysis -- believe aren't promising. Also discard those from industries which you don't understand. Of the remaining stocks, apply Fisher's criteria. To operate efficiently, apply his 15th criteria first: If there is any serious questions as to the management's trustworthiness to investors, don't even consider buying stock of the company, and don't waste any more time on it.
This is an excellent book but is now outdated. By outdated I mean there is a better way to implement Fisher's strategy. Today the strategy can be executed at lower costs and less risk by using index funds or exchange traded funds and achieve superior results at about 30% less risk.
|
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South of Seeland and The Funen lies many smaller and a few larger islands - The South Eastern Isles. This is the southernmost and warmest parts of Denmark.
On many of the islands one cacn see large fields with sugar-beet plants, which can be grown here in the good climate. The sugar-beet farming in this part of Denmark provides enough sugar for the whole country and made Denmark toatally independent of the sugar-cane production in the tropics when Denmark sold its last tropical colony - The Virgin Islands - to the US in 1917.
All though much of the land is used for farming there are also place for the nature and the flora has some plants with a southern distribution.
The picture shows a salt marsh with flowering Dittander (Lepidium latifolium) and the greyish Artemisia maritima. Dittander is in Denmark only found in the southern parts.
|
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Since publishing that article, those key data points (and many others) have slowed. The S&P 500 is down more than -8%, while the tech-laden Nasdaq is down closer to -11%. In the parlance of our firm, we were (and still are) predicting a Quad4 transition, which occurs when both growth and inflation slow.
The point of citing that article is not to provide a victory lap. Rather, we think it is important to consider the implications of this market correction and whether there is more to come.
In the chart below, we highlight Hedgeye’s view of economic growth compared to the consensus view. As the chart shows, for Q4 of 2018 we are expecting economic growth that is 51% lower on quarter-over-quarter basis than consensus and Q1 2019 growth that is 17% below expectations on the same basis.
On the positive side, our models aren’t predicting that the U.S. is entering a recession anytime soon. That said, we are set up to potentially miss GDP growth expectations meaningfully. In addition, we believe we are shifting into an economic reality that is slowing, and it is this change on the margin that matters most in our predictive analysis.
Stepping back from the macro environment, the other important factor important to consider is the trajectory of corporate earnings. Comparable to our top down view of the economy, we believe that corporate earnings have a tough comparable heading into 2019.
The primary reason is the corporate tax cuts implemented in 2018. Based on the (somewhat busy) chart below, actual corporate taxes paid in the U.S. were $297 billion and are projected to be $204 billion in 2018. Because of this tax cut, earnings growth in 2018 is up 23.6% in 2018 versus revenue up only 8.0%. This tailwind will not exist in 2019.
By any standard valuation model, slowing earnings growth should lead to lower valuations for equities. This, of course, is before we consider the impact of a slowing economy on the top line and flow through to earnings.
But what about the stock market you ask?
Volatility may well be the “river card” in terms of considering intermediate term market returns. Since we penned out missive back on September 18th, volatility across all asset classes has been rising, but most notably in equities. As of Friday’s close, the S&P 500 has moved greater than 1% for the 50th time this year (versus 8 times in 2017) and the Nasdaq had moved greater than 3% for the 3rd time in a month. Meanwhile, realized tech volatility is clocking in at the 99th-percentile on a 5Y basis.
The implication of heightened volatility is that risk as measured by potential prices moves, to both the downside and upside, in markets increases.
To the extent that you believe U.S. economic data will continue to slow into 2018, as we do, and that the Federal Reserve is not ready to become dovish, then the risk to equity markets remains to the downside despite the recent sell off—perhaps meaningfully so. Currently, one of our best ideas to short (or sell) in this environment is the ETF MTUM that tracks momentum stocks.
|
{
"timestamp": "2019-04-24T22:40:02",
"url": "https://www.forbes.com/sites/daryljones/2018/11/19/we-called-the-market-selloff-in-september-and-we-think-the-worst-may-lie-ahead/?utm_source=TWITTER&utm_medium=social&utm_term=Valerie%2F",
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