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The Top 7 Things to Do in West Sumatra Asia Indonesia All Indonesia Greg Rodgers Greg Rodgers is a freelance writer and photographer from Kentucky. He's been covering all things Asia for TripSavvy since 2010. Rodney Hyett/Getty Images Despite the many adventurous things to do in West Sumatra, you may often find yourself the only foreign traveler in sight. Never mind the low prevalence of English: locals love to interact. And fortunately, they’ve swapped blowguns for smartphones. The far side of Indonesia’s largest island has somehow remained off the backpacker radar in Southeast Asia. Meanwhile, other adventurous-yet-accessible places are being trodden to a muddy pulp by tourists’ boots. West Sumatra offers a quiet challenge for travelers not afraid to step up. It’s no Bali. Don’t expect chocolates on your pillow — you’ll do your own turndown service to check for bedmates with too many legs. Buses and rough roads offer free chiropractic adjustments. The driving in Sumatra terrifies even the most seasoned drivers in Asia. But braving the equatorial heat and road chaos is incredibly rewarding — especially for adventure seekers. Sumatra ranks alongside Borneo in thrilling natural wildness. The two also have something else in common: they’re the only islands in the world with wild orangutans. Easy accessibility, indigenous culture, geothermic lakes, fern-tangled valleys, undeveloped beaches, climbable volcanoes — all the ingredients for a memorable adventure are there. But for now, most of Sumatra’s non-surfing visitors end up in Bukit Lawang to see orangutans or Lake Toba to enjoy the largest volcanic lake in the world. Only an intrepid few wander south to glimpse at the rest of Sumatra. Getting There: No need to swing a machete through the jungle. Flights from Kuala Lumpur and Jakarta take around an hour and cost less than US $50. The town of Bukittinggi (population: 117,000) serves as a convenient, walkable base for exploring the region. The popular Hello Guesthouse on Jalan Teuku Umar can provide motorbike rentals, maps, and excellent advice for organizing adventures. Visit the Harau Valley The verdant Harau Valley is around two hours north of Bukittinggi by motorbike. You can certainly catch a ride, but having your own two wheels opens up additional adventures. Waterfalls abound, as do vibrant rice fields and impressive rock outcrops. Some short hikes are available in the area, but the real reason to visit the Harau Valley is for the scenery. After too much time on dirty concrete in Padang or Payakumbuh, the sprawling green of the valley will make you tear up. The Abdi Homestay is a good place to begin in Harau Valley. The rustic bungalows are set in spectacular scenery. Accommodation is limited in the area; call ahead (+ 62 852 6378 1842). Before You Go: Although driving to the Harau Valley begins with the feeling of entering the wilds of Sumatra, don’t get too used to it. You’ll need to push through bustling Payakumbuh, the second largest city in West Sumatra, just before reaching the valley. Climb an Active Volcano Atet Dwi Pramadia / EyeEm/Getty Images Sumatra is a glorious, volcanic playground for adventurous travelers. There are some impressive options on offer. Bukittinggi sits precariously nestled between two volcanoes — who thought that was a good idea? Visiting the island without “bagging” at least one gunung would be regretful. The most popular choice is to climb Gunung Marapi. At an elevation of 9,485 feet, Gunung Marapi (“Mountain of Fire”) is 3,000 feet less daunting than Gunung Kerinci — the tallest volcano in Indonesia. Regardless, you’ll have to work for every inch gained as you claw and scramble your way up the steep trail and brittle lava field near the top. Unlike its taller Sumatran brother, Gunung Marapi can be scaled in one long day (8-10 hours) with a sunrise start. Although Gunung Marapi isn’t far from the equator, the top gets chilly. The black, sandy wasteland of the crater complex feels otherworldly and stinks of sulfur. Using a guide is optional for experienced hikers and climbers. The trail is tough but easy to follow and starts just 45 minutes from Bukittinggi. Go on a weekday if possible; locals love to camp and party there on weekends. Before You Go: Gunung Marapi in Sumatra is often confused with Gunung Merapi in Java. Pay attention when doing online research. Both are pronounced the same but spelling matters! Visit Lake Maninjau Dennis Walton / Getty Images The backpacker adage of “always visit islands last because you may get stuck” also applies to Lake Maninjau. The big crater lake 22 miles west of Bukittinggi certainly encourages lazy days of reading, fishing, and recovering leg muscles after a tough volcano climb. Although Lake Maninjau certainly can’t compete with Lake Toba in North Sumatra for size or popularity, it has plenty of its own charm. The big lake takes over an hour to circumnavigate on motorbike and averages 344 feet deep. Even better, it’s full of fish! The unlucky-but-delicious ones end up on offer in nearby eateries. The scenic road that descends to the lake has ample cafes and overlooks for enjoying the vistas. Driving to the backside of the lake reveals beautiful scenes of daily life that have nothing to do with tourism. Before You Go: The Beach Guest House / Bagoes Cafe is a good option in the area. Accommodation isn’t luxurious, but the food, Wi-Fi, and extras (canoes, fishing, and advice) are excellent. Stay on a Secluded Beach The beach strip of brick and pebbles right in Padang isn’t very idyllic. Rocks, rubbish, and traffic noise discourage lingering longer than grabbing a fish lunch at one of the many ikan bakar stands. Air Manis Beach or Bungus Beach are better options, but perhaps still a bit too close to the hustle and bustle. If you’ve got the time and energy, you can enjoy a very remote beach bungalow experience south of Padang where jungle meets coastline. Getting there requires a bit of patience, but you’ll be rewarded with a beautiful respite from Padang. The Rimba Ecolodge is a French-Indonesian run operation far from the reach of Sumatra’s persistent traffic. Forget about Wi-Fi or phone service. This isn’t the place to cull a social-media empire; it’s a place to disappear. Electricity is available for only a few hours per day. You’ll hardly notice as you snorkel, trek in the jungle, and read in a hammock. If you’ve ever wanted to try life on a private jungle beach, this is your opportunity. All meals and unlimited coffee/tea are provided for a very reasonable price. Good thing — there isn’t anywhere else to go! Before You Go: Rimba is only accessible by boat; visitors often leave from the Tin-Tin Homestay in Bungus. Call +62 888 0740 2278 or check http://www.rimba-ecoproject.com/ for availability before risking the boat. Continue to 5 of 7 below. See a Cow Race Nashriq Mohd / EyeEm / Getty Images It’s going to take a lot of good timing — and a bit of luck — to catch a seasonal pacu jawi (cow race) event in West Sumatra. The effort is well worth a chance to witness this unusual cultural event. Have you ever wanted to see what happens when a man bites a cow’s tail? This is your chance. Villages take turns hosting races; locations and times rotate. You’ll need to ask around to find an event, then rent a motorbike or arrange transportation. The races celebrate the end of the rice harvest and serve as a rare opportunity for socialization between rural villages. Quirky, chaotic, and fun are the only ways to describe pacu jawi. Races are anything but orderly; teams go when ready. Cows aren’t harnessed together and often get away from jockeys or pull his legs in opposite directions. Mud flies. Crowds taunt and cheer. Horns blare. Find a good spot to watch, then stay on your toes for any runaway steers that may head your way! The event is one big social hangout with lots of mud involved. Don’t worry: the ploughing cows aren’t harmed and are cleaned up to be auctioned off after the races. Before You Go: Take a hat, sunscreen, and umbrella. Pacu jawi events are held in rice paddies under the equatorial Sumatran sun. There will be little or no shade available! Climb the Tallest Volcano in Indonesia Yunaidi Joepoet/Getty Images If you’re already a renowned volcano scrambler and Gunung Marapi’s 9,485 feet seems a bit like the Little Leagues, look no further: Mount Kerinci, not far away, is the tallest volcano in Indonesia. At 12,484 feet, Mount Kerinci doesn’t seem too daunting when matched up against the massifs in places such as Nepal. But climbers learn the hard way that powerful wind near the summit can literally halt progress and visibility. Perpetually cold rain, mud, and generally nightmarish conditions except on rare days mean that you’ll have to earn this one — and take a guide. Independent trekkers have disappeared there in the past. Bagging Indonesia’s tallest will take two days and an overnight. The setting of the Kerinci Seblat National Park only adds to the excitement — Sumatran tigers and rhinos live there! Before You Go: Along with a reliable guide, you'll need to take warm clothing for the overnight. If you didn't expect to get cold in Sumatra (it's ordinarily scorching), hit the second-hand clothing markets in town for cheap flannel shirts. If you're willing to splurge, a couple of outfitting shops in Bukittinggi carry fake and authentic Gortex shells. Visit the Mentawai Islands Agung Parameswara / Contributor / Getty Images The 70 or so Mentawai Islands off the west coast of Sumatra are home to the Mentawai people, an indigenous group of hunter-gatherers. Although modernization has long set in, and loin cloths are usually swapped for jean shorts, the Mentawai culture is both fascinating and disappearing. Customs include traditional tattooing and sharpening of the teeth. The Mentawai Islands have been a favorite of serious surfers for decades. The unforgiving, world-class waves break over reef and rock. Needless to say, it’s no place for newbies. Head to Lombok or Kuta, Bali for lessons instead if you’re not yet an expert with a board. Even if you don’t plan to chase glory on the break, there are plenty of activities on shore. The Mentawai Islands are growing increasingly alluring as an alternative adventure destination. Intrepid travelers are going for trekking, diving/snorkeling, to learn about indigenous culture, and yes — to get traditional tattoos. Before You Go: The 2017 documentary As Worlds Divide depicts life within a Mentawai forest community. How to Plan an Unforgettable Motorbike Adventure in Sumatra The Top 15 Things to Do in Indonesia Find Out Where Sumatra Is and Why You Should Go There The 10 Best Hikes in Borneo Top Attractions in North Sumatra, Indonesia The Weather and Climate in Borneo 6 Top Destinations to Visit in Indonesia for Sun and Adventure How to See the Best of Borneo in One Week Visit These 12 National Parks in Borneo for Wildlife and Adventure The Surprising Second Life of Lake Toba in Indonesia Use this Guide for Planning Your Trip to Kalimantan, Borneo These 10 Interesting Facts About Indonesia May Surprise You Guide to Trekking Sumatra's Gunung Sibayak The Best Time to Visit Borneo Your Trip to Borneo: The Complete Guide Plan Your Trip to Bali with These Easy Tips
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Dermatofibrosarcoma Protuberans Dermatofibrosarcoma protuberans (DFSP) is a rare skin cancer that begins in the middle layer of skin, the dermis. DFSP tends to grow slowly and spreads to other parts of the body, so it has a high survival rate. It is important to treat DFSP early because if left untreated, it can grow deep into the fat, muscle, and even bone. Learn more > Rare Tumors The pediatric hematology/oncologists, otolaryngologists, surgeons and others at Tufts Children's Hospital in Boston work together to provide specialized care for children with rare tumors. Request Appointment for Walter J. Chwals, MD, FACS, FAAP, FCCM Walter J. Chwals, MD, FACS, FAAP, FCCM Title(s): Chief of Pediatric Surgery; Pediatric Surgeon-in-Chief; Director, Kiwanis Pediatric Trauma Institute; Professor, Tufts University School of Medicine Department(s): Surgery, Pediatric Surgery, Pediatric Trauma Pediatric surgery, pediatric trauma, congenital disorders requiring surgery in newborns, GI inflammatory diseases in children, pediatric tumors (surgical oncology), nutrition in post-surgical neonates, pediatric obesity and minimally invasive surgery View Full Profile for Walter J. Chwals, MD, FACS, FAAP, FCCM Request Appointment for Andrew Scott, MD Andrew Scott, MD Title(s): Medical Director, Cleft Lip and Palate Team; Pediatric Otolaryngologist; Associate Professor, Otolaryngology, Tufts University School of Medicine; Associate Professor of Pediatrics, Tufts University School of Medicine; Clinical Associate, Tufts School of Dental Medicine Department(s): Otolaryngology, Pediatric Otolaryngology Pediatric ENT, cleft lip and palate surgery, vascular anomalies, neonatal mandibular distraction osteogenesis for airway obstruction, endoscopic and laser airway surgery, open airway surgery, EXIT procedures, otologic surgery including cochlear implantation, micrognathia, microtia View Full Profile for Andrew Scott, MD Request Appointment for Mark A. Vecchiotti, MD Mark A. Vecchiotti, MD Title(s): Chief, Pediatric Otolaryngology; Pediatric Otolaryngologist; Medical Director, Pediatric Cochlear Implant Program; Assistant Professor, Tufts University School of Medicine Pediatric hearing loss, chronic ear disease, and cochlear implantation pediatric congenital and acquired head and neck masses pediatric voice and airway disorders including respiratory papillomatosis and subglottic stenosis pediatric sinus disease advanced surgery for obstructive sleep apnea facial nerve disorders View Full Profile for Mark A. Vecchiotti, MD Neil J. Halin, DO, FSIR, FAOCR Title(s): Chief, Cardiovascular-Interventional Radiology; Vice Chair, Radiology for Quality and Operations; Assistant Professor, Tufts University School of Medicine Department(s): Radiology, CardioVascular Center Peripheral vascular disease, biliary and urinary obstruction, thrombo-embolic disease, vascular disease, general radiology View Full Profile for Neil J. Halin, DO, FSIR, FAOCR
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Don't miss: Xbox Series X Review: Microsoft's Powerful Next-Gen Console is Still Lacking Its Killer App | PlayStation 5 Review: Building a Foundation to Repeat the PS4's Success News Reviews Guides Long Reads Best Games Retro Podcast Newsletter Switch PlayStation 4 Xbox One PlayStation 5 Xbox Series X PC Deals Starting Screen Xbox Won't Reveal Next-Gen Details at Tokyo Game Show This Month Don't expect a price or release date. News by Hirun Cryer, Staff Writer Updated on 2 September 2020 Is there something you think we should be reporting on? Email news@usgamer.net. When the Tokyo Game Show 2020 Online schedule was revealed yesterday, one eye-catching bit of information was that Xbox would hold a 50-minute presentation at the event. Today, Xbox has clarified that this doesn't mean there'll be any next-gen announcements or details at their presentation. The news comes from the official Xbox Twitter account (as first reported by VideoGamesChronicle). The announcement states that although there will be updates on Microsoft Flight Simulator for PC, and a focus on the Japanese Minecraft community, there won't be any further details on Xbox's next-gen plans. Xbox's presentation at the Tokyo Game Show 2020 Online will be taking place on the very first day of the showcase, September 23. At that point, it will likely be right around two months until the Xbox Series X launches in November, so it's hard not to look at the news that there won't be any next-gen details there with some disappointment. We're into September now, and there's still no details on what specific date the Xbox Series X will launch, or what the price of the new console will be (even though we know it'll be launching in November). Microsoft haven't even officially revealed the Xbox Series S, even though the console has leaked multiple times now, and there's barely two months to go until launch. As Mike wrote earlier in August, maybe it's just time to delay next-gen consoles until 2021. Although Xbox Series X makes the stronger case for launching this holiday based on the backwards compatibility catalog, both Sony and Microsoft feel like they're playing a waiting game to see who blinks first and announces a price for their next-gen box. You'd really expect to know a console's release date and price two months before it's set to launch. Sometimes we include links to online retail stores. If you click on one and make a purchase we may receive a small commission. See our terms & conditions. Hirun Cryer Hirun Cryer is by far the most juvenile member of USgamer. He's so juvenile, that this is his first full-time job in the industry, unlike literally every other person featured on this page. He's written for The Guardian, Paste Magazine, and Kotaku, and he likes waking up when the sun rises and roaming the nearby woods with the bears and the wolves. PlayStation 5 Update Lets You Know If You're About to Play the PS4 Version of Game Check yourself before you last-gen yourself. Stardew Valley Just Got Beaches, Fish Tanks, Swimming Ducks, and a Whole Lot More Nearly five years on, Eric "ConcernedApe" Barone just pushed what he says is Stardew's "biggest update yet." Alien: Isolation Is Free on Epic and Just As Good as It Was in 2014 Get the motion tracker and don't go in the vents. Shigeru Miyamoto Expresses Confidence in the Younger Generation of Nintendo The legendary creator says the spirit will stay alive. USgamer Staff Past and Present Say Goodbye End of an era. Press Start to Continue A look back on what we tried to accomplish at USgamer, and the work still to be done. Mat's Farewell | The Truth Has Not Vanished Into Darkness This isn't the real ending, is it? Can't be. Eric's Farewell | Off to Find a New Challenger It's time for us to move on, but we'll carry USG with us wherever we go. Get the best of USG in your inbox by subscribing to our newsletters. The USG Weekly Newsletter Axe of the Blood God Newsletter Enter your email address Covering the best in video gaming. News, Reviews, and Guides for Switch, PS4, Xbox One, PC, and more! This site © 2021 Gamer Network Limited, a ReedPop company. All Rights Reserved. No part of this site or its content may be reproduced without the permission of the copyright holder. Pokemon Sword About USgamer NintendoLife (Forgotten your details?) New in town? Close this overlay
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America’s historic vape shop Totally Wicked ’forced to close business’ by Matt Rowland November 13, 2016 In a blistering press release this Friday, America’s self-proclaimed, first-ever brick and mortar vape shop Totally Wicked announced that the company will be closing its doors in the U.S. permanently by the end of 2018. Blaming the harsh restrictions and extremely costly Pre-Market Tobacco Applications (PMTA) process of the new FDA deeming regulations, executives claim that they will be forced to close business unless Congress intervenes with new legislation in the very near future. The Totally Wicked press release follows closely on the heels of the September 2016 announcement that pioneering e-cig company NJOY is filing for Chapter 11 bankruptcy. NJOY is perhaps best known for its historic involvement in the 2010 lawsuit Sottera Inc. v. U.S. Food and Drug Administration which forced the FDA to regulate e-cigarettes as tobacco products rather than medical devices. Even though NJOY won the court case, the verdict may have accidentally opened the doors to the new and controversial FDA deeming regulations that are threatening to wipe out the entire U.S. vaping industry, perhaps starting with Totally Wicked. (Related Article: NJOY FILES FOR BANKRUPTCY; BLAMES FDA DEEMING COSTS AND POOR SALES) “In 2018 we will be forced to close our business, but we are not going away meekly. We fully intend to use what time we have left to benefit our customers and inform as many people as possible as to the scurrilous claims emanating from the FDA.” Totally Wicked: ‘The FDA may want Americans to continue smoking; we do not.’ Managing Director Fraser Cropper goes on to say that Totally Wicked will continue to fight the War on Vaping until its very last days. The company also promises to provide employment to its staff for “as long as we possibly can.” Doors are expected to close permanently sometime during the summer of 2018 . Meanwhile, Totally Wicked lays blame for the company’s closure squarely on the shoulders of the FDA. "We have a duty to be honest with our customers and our staff. It is currently impossible to see any way through the impasse the FDA is imposing on businesses like ours across the USA. While we will continue to support our customers and provide employment for our staff for as long as we possibly can, Totally Wicked in the USA will close its doors in the Summer of 2018, not because we want to, because the USA government is demanding that we do. Mealy mouthed platitudes will continue to be used to justify its actions and castigate businesses like ours and criticize our unwillingness to comply with ‘citizen protecting’ legislation, while the truth is denied an open sharing.” The commentary also makes claims that the PMTA process is so overly expensive that only Big Tobacco can afford to pay the related fees and that the primary intention behind the new FDA deeming regulations is “simply to destroy the vaping industry.” By reclassifying vaping e-cigs and vaping technology as tobacco products, the U.S. Government has been grossly negligent in failing to capitalize on the live-saving benefits of a fledgling industry that is embraced rather than demonized by so many European nations. The full press release is posted on BusinessWire. (Related Article: PRESIDENT-ELECT TRUMP HAS A ‘SUGGESTION’ WEBSITE, AND VAPERS ARE FLOODING IT WITH IDEAS)
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TAM30 QUE1 CLE17 KAN22 BAL3 BUF17 TOL1 PUE1 FCJ0 XOL0 GRE32 CLU0 NBA VAVEL Toronto Raptors look to take the sting out of the Charlotte Hornets The Toronto Raptors continue their string of road games in Charlotte at Spectrum Center vs. the Charlotte Hornets By Kintaro Skinner November 10, 2016 2:47 PM Kemba Walker (right) protects the ball vs. DeMar DeRozan (right) PHOTO: Sam Sharpe/USA Today Sports Coming off an 112-102 win over the Oklahoma City Thunder, the Toronto Raptors (5-2) now travel to North Carolina at the Spectrum Center to face-off against the Charlotte Hornets (6-1) on a Friday night. Picking Up Where They Left Off After a disappointing finish on Sunday vs. the Sacramento Kings, the Raptors responded with a victory vs. the Oklahoma City Thunder Wednesday night. It seemed to be a typical night for the Raptors, with DeMar DeRozan pouring in 37 points for his sixth 30-point game of the season. Although DeRozan came in and did his thing, the Raptors were able to maintain more of a balanced attack in this one, as they had five players with double-figure point totals in the game. The Raptors were able to regain their shooting touch against the Thunder; and after a subpar first quarter, the Raptors had their best quarter of the season, decimating the defense for 42 points in the second. Forwards Patrick Patterson and DeMarre Carroll both bounced back after struggling mightily in the early stages of the season, as they both scored in double figures and shot a combined 45 percent from the three-point range, a stark difference from their 0-7 three-point shooting output in Sunday's game vs. the Kings. The Raptors should be able to continue their winning ways but they will have to be prepared for a scorching hot Hornets team. Russell Westbrook drives to the rim as DeMar DeRozan (right) and Terrence Ross (middle left) defend. PHOTO: Mark D. Smith/USA Today Sports Proving Everyone Wrong It was an offseason to forget for the Charlotte Hornets as they lost several key contributors. Jeremy Lin, Al Jefferson, Courtney Lee were all lost to free agency, but that has not seemed to have stopped the Hornets this season. Off to an impressive 6-1 start, the Hornets seem to be that underdog team this year just like the Portland Trail Blazers of last year in that they lost multiple players in an offseason, yet they are still maintaining their success. The electrifying play of Kemba Walker has been the major ticket that makes the Hornets go thus far. Averaging 24 points and six assists per game, Walker has taken another step forward after a career year across the board last season. Walker surely is the star and captain of this team but it has largely been a team effort to start the season. Five players on the Hornets average double figures in points per game and they all do it in unique ways. Kemba Walker is a creative shot-maker (24 points per game); Nicolas Batum is a slashing, gritty small forward (12.7 points per game); Cody Zeller is a talented young big man who can score inside and on the pick and roll (11.4 points per game); Frank Kaminsky is a young stretch four who is a great young talent (11.4 points per game); and Marvin Williams in one of the best three-point shooters in the NBA at 40 percent this season (11 points per game). The Hornets are a team that has a multitude of weapons that can give you a little bit of everything. Their immersive, differentiating play has given coaching staffs a tough time preparing so far this season. Kemba Walker (right) defends Gordon Hayward in Charlotte, Wednesday. PHOTO: Sam Sharpe/USA Today Sports Key Matchup The Charlotte Hornets are one of the best defensive teams in the NBA. They hold opponents to 42 percent on field goals and allow only 96.7 points per game which are the second and fourth-best in the NBA. They are definitely rolling to start the season which is why the key matchup to watch in this one is DeMar DeRozan vs. Michael Kidd-Gilchrist/Nicolas Batum. DeRozan will square up against one of the elite defenders in the game in Kidd-Gilchrist which should be a no-brainer, considering DeRozan's recent success. Kidd-Gilchrist's disruptive play-style can give any player problems, especially one like DeRozan who likes to slow the game down and play at his own pace. DeRozan has also experienced difficulties in the past with taller, lankier defenders like Paul George and Otto Porter. The Hornets may switch Nicolas Batum on to him as well because of his ability and length on the defensive end like Paul George. DeRozan will likely have his work cut for him as the Hornets appear to have two answers to his scoring spectacle heading into this game. DeMar DeRozan (middle) drives to the rim against Nicolas Batum (right) and Cody Zeller (left). PHOTO: Nick Turchiaro/USA Today Sports Head-to-Head Matchup The Hornets have won seven of their last eleven contests against the Raptors including a six-game winning streak in that span of eleven games. However, in the last five games between these two teams, the Raptors have won four of them. These are two even teams that will love it more than anything to take a victory from one another. This is well-documented in their last 42 games head-to-head as each team has a .500 record of 21-21 Likely Starters Toronto Raptors: Point Guard-Kyle Lowry, Shooting Guard-DeMar Derozan, Small Forward-DeMarre Carroll, Power Forward-Pascal Siakam, Center-Jonas Valanciunas (likely to be a game-time decision with knee contusion) Charlotte Hornets: Point Guard-Kemba Walker, Shooting Guard-Nicolas Batum, Small Forward-Michael Kidd-Gilchrist, Power Forward-Marvin Williams, Center-Cody Zeller -Jonas Valanciunas is a day-to-day with a knee contusion -Roy Hibbert is a day-to-day with a sore knee (probable to play Friday) -Terrence Ross is a day-to-day with a sprained right index finger -Jeremy Lamb is out 1-2 weeks with a left hamstring strain The Toronto Raptors will take on the Charlotte Hornets in Charlotte, N.C., at 7 p.m. E.T. at Spectrum Center. Two-Way Players May Join NBA Rosters2 days ago 'KAT' Tests Positive For COVID-192 days ago Nurkic, Out 8 Weeks2 days ago What's Going On With Kyrie Irving?3 days ago James Harden; On His Way To Brooklyn4 days ago More Positive Cases In The Association4 days ago Four-Team Trade: Harden Leaves 'H-Town'5 days ago Bogdanovic, Fractures Right Knee2 days ago Westbrook Out 1 Week 7 days ago Two More Games Postponed7 days ago 'TB', Out For The Season7 days ago COVID-19 Spread In Celtics Camp7 days ago
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Global (AFR) Celebrity Supporters in Africa Africa Shares Join UNHCR LuQuLuQu Club The Greatest Gift Campaign LuQuLuQu Movement Life-saving evacuations from Libya to Rwanda resume after nearly a year This is a summary of what was said by UNHCR spokesperson Babar Baloch – to whom quoted text may be attributed – at today's press briefing at the Palais des Nations in Geneva. The group of 79 asylum seekers arrive by bus at Tripoli's international airport. They include Somali family Fawaz 21, Adnan, 4 months, and Farah, 24. © UNHCR/Caroline Gluck UNHCR, the UN Refugee Agency, has evacuated yesterday evening (Thursday 19 Nov) a group of 79 vulnerable asylum-seekers out of Libya to safety in Rwanda. These critical, life-saving flights from Libya to Rwanda had been on hold for nearly a year because of COVID-19-related worldwide border closures and movement restrictions. The group evacuated last night follows 306 other refugees brought to safety so far, thanks to the Emergency Transit Mechanism (ETM), agreed and set up in mid-2019 by the Government of Rwanda, UNHCR and the African Union. The UNHCR-chartered flight, which took off from the Libyan capital, Tripoli, yesterday afternoon, landed safely at Kigali International Airport at 10PM local time. The group included men, women, and children from Eritrea, Sudan and Somalia. Most were living in Tripoli, but many had previously been held in detention, some for several years. These evacuation flights are a vital lifeline for refugees and asylum seekers trapped in Libya. The ETM gives hope and provides a safe and organized pathway to longer-term solutions. However, the number of places available through the ETM and other humanitarian evacuation flights is still insufficient. UNHCR advocates for more countries to take part and offer more places for the most vulnerable refugees. In the absence of legal pathways, desperate people continue to embark on dangerous journeys by sea, leading to the tragic loss of life. In the last week alone, an estimated 114 refugees and migrants have drowned or gone missing in four shipwrecks recorded off the Libyan coast. Asylum-seekers evacuated from Libya have been taken to the transit facility in Gashora, where UNHCR is providing them with assistance including shelter, food, water, medical care, psycho-social support, language courses. The group will stay at the transit facility while solutions are sought for them, including resettlement, voluntary return to countries of previous asylum or to countries of origin where it is safe to do so, or integration with local Rwandan communities. With this latest evacuation, 581 vulnerable refugees and asylum-seekers have been taken out of Libya this year, including 221 via resettlement. Currently, more than 45,200 refugees and asylum seekers are registered with UNHCR in Libya, including nearly 670 held in government-run detention centres. UNHCR reiterates its call for the orderly release of all refugees and asylum-seekers from arbitrary detention. Link to B-roll and multimedia is here. In Kigali, Elise Villechalane, [email protected], +250 788 315 198 In Tunis, Caroline Gluck, [email protected], +216 299 25506 In Tunis, Tarik Argaz, [email protected], +216 29 9612 95 In Amman (regional), Andreas Kirchhof, [email protected], +962 791 825 473 In Geneva, Andrej Mahecic, [email protected], +41796429709 UNHCR calls for EU to ensure a new chapter for refugee protection UNHCR relocates first Ethiopian refugees to a new site in Sudan United Nations agencies deliver lifeline food assistance to 25,000 Eritrean refugees in Tigray region
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Surabaya University City Surabaya Cost of living $352-571 USD/Month. Official Website www.ubaya.ac.id Organization type Private Abbreviation UBAYA Students 7,999 Admission Based on entrance examinations The First University in Heart and Mind • Kementerian Riset, Teknologi, dan Pendidikan Tinggi Cost of living in Surabaya Transportation 12 34 Communications and utilities 53 67 Sports and leisure 16 54 Accommodation in Surabaya 1 bedroom apartment in city centre 275 id Universitas Surabaya old Universitas Surabaya Surabaya University (UBAYA) - private nonprofit higher education institution in Indonesia. In 1968 UBAYA opened its door to students. The campus is located in Surabaya. Surabaya University is a regular among the top universities in the national rankings of Indonesia. Application process and the cost of tuition. The students must pass examinations in order to get admitted to the university. The academic year is divided into semesters like in many other educational institutions of Indonesia. Despite the fact that the university is privately funded, students still have the opportunity to apply for scholarships. The composition of the university. Surabaya University is average in size with a capacity of 8 thousand students. The admission committee accepts the applications from foreign citizens. The education is conducted by 399 teachers and professors. The university participates in a variety of international exchange programs between students and academic staff. The university is present on social media: Twitter, Facebook, Linkedin, so if you want to know more about its daily happenings and events this is the place to go. Infrastructure of UBAYA. The university has a functioning library. Universities related to Surabaya University 729 4 Airlangga University 1,000 USD 1,000 USD 813 7 Sepuluh November Institute of Technology 1,000 USD 1,000 USD 1135 28 Surabaya State University 61 Petra Christian University 78 National Veteran Development University of East Java 2,500 USD 2,500 USD 439 1 Indonesia University Depok 5,000 USD 5,000 USD 497 2 Institute of technology Bandung Bandung 5,000 USD 7,000 USD 621 3 Gajah Mada University Special Region of Yogyakarta 1,000 USD 5,000 USD 729 4 Airlangga University Surabaya 1,000 USD 1,000 USD 753 5 Bogor Agricultural University Bogor 1,000 USD 1,000 USD
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Call of Duty Franchise Has Sold Over 300 Million Units - Sales by William D'Angelo , posted on 04 May 2019 / 2,530 Views Activision during the earnings call to investors announced the Call of Duty franchise has sold over 300 million units worldwide. The first game in the franchise, Infinity Ward's Call of Duty, released in 2003, while the series has seen 16 main installments. $ATVI Conference Call: - Call of Duty franchise has sold over 300m games. - Call of Duty Mobile in pipeline. See huge potential for COD on mobile. - No details about next Call of Duty game yet. — Daniel Ahmad (@ZhugeEX) May 2, 2019 The next Call of Duty game will release later this year. VAMatt (on 06 May 2019) I've never really enjoyed COD. But, I must give credit where it's due. The game is a sales beast. People have been talking about a decline in sales for years now. And, sure, the series is probably past it's peak. But, it is still pumping out massive sellers almost every year. There just isn't anything else even close to COD in terms of reliably selling tens of millions of copies every year. Marth (on 06 May 2019) 300M is crazy. 20M per installment on average and around 5M for each platform/installment combination.
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Jason Garrels' father slams lack of site safety PLEA: Jason Garrels’ father, Michael Garrels has appealed to Coroner David O’Connell to ensure ‘those responsible’ for his son’s death are ‘held accountable’. Contributed by Janessa Ekert Janessa Ekert Journalist I didn’t always want to be a journalist. In fact, when I was younger my dream was to be an archaeologist – who wouldn’t want to be like Indiana Jones? However, now that I am a journalist, I couldn’t imagine doing anything else with my life. I love listening to people’s stories and sharing them with others. I’m a Queenslander through and though. Mackay is the furthest south I have ever lived. I’m an only child and I was raised in Airlie Beach. My parents are former boaties; we lived on a 42 foot... MICHAEL Garrels criticised the work practices of a building company, electrician and Workplace Health and Safety in his address to Coroner David O'Connell. Mr Garrels, who represented the family during the five-day inquest into his son Jason's death, called for a number of people to be "placed before a jury of their peers to be firstly judged and then punished". "A number of preventative work procedures could have been undertaken to avoid this tragedy," Mr Garrels said. >> 'Immediate danger' on site flagged days before electrocution >> 'Immediate danger' on site flagged days before electrocution>> 'Immediate danger' on site flagged days before electrocution Some of the evidence heard in court was "damning", he said. "I respectfully submit that from the evidence that has been presented you now have the ability to ensure that those responsible for Jason's death are held accountable," he said to the Coroner. "The lack of any safety on site has been well canvassed through the evidence presented." Counsel assisting the Coroner John Aberdeen made recommendations that criminal charges be laid against electrician Nathan Day, who was responsible for the electrical work at the building site where Jason was fatally electrocuted. >> No one was performing CPR on Jason when ambos arrived >> No one was performing CPR on Jason when ambos arrived>> No one was performing CPR on Jason when ambos arrived Mr Aberdeen said there was the basis for findings of criminal negligence, perjury, attempting to pervert the course of justice and obstructing the coroner against Mr Day. Solicitor Antoinette Morton, for Mr Day, said her client had been candid while he was giving evidence, which was his best recollection of the events. Mr Day admitted he was the person responsible for the electrical work. Ms Morton said there was no evidence before the court to suggest that he had tried to hide the fact that appropriate safety switches had not been installed. No one was performing CPR on Jason when ambos arrived Unsafe working conditions prior to Jason Garrels death Contractors queried over Jason’s electrocution ‘Immediate danger’ on site flagged days before electrocution Family of Jason Garrels' ‘heartbreaking’ time jason garrels electrocution jason garrels
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Tri-State Man Builds Business Bottom Up During Pandemic One Evansville man is proving perseverance can beat the pandemic. Posted By: Megan DiVenti It's been heavy lifting for businesses trying to keep the doors open. From lost revenue and laid off employees, to those that have had to call it quits all together. But what about starting from scratch? Building a business from the bottom up just as the health crisis was about to hit. Certainly no walk in the park, and yet one Evansville man is proving perseverance can beat the pandemic. "I knew what I was bringing was going to be different." It's in his gym along North Main Street in Evansville, Charles Hamilton is living out his dream. "I've been doing the management of gyms for years now," says Charles Hamilton, ChamFit owner. "I've been a fitness manager, operations manager. So I already knew how to run a gym." But little did Hamilton know his plans to open ChamFit would be during one of the worst times possible. "So I already had pre-sale numbers, people ready to go and I just had to say we're ready," says Hamilton. "So, February I opened up and I had 70 members." During the pandemic, local businesses all across the country have taken a brutal blow. "Covid hit, and that changed the projection of where I would be in 3-4 months before then, but I knew already where I was at on numbers as far as that goes and paying bills I was good," says Hamilton. For this owner, COVID-19 was another bump in the road to success. "So when COVID happened, I've been through a lot worst situations than prior to that," says Hamilton. "My route was a little bit different, I had to stay in my car for a couple of years, live out of my car, but I had a goal everyday, I knew exactly what I wanted to do. I was still putting myself to work every single day even though I was living out of my car for a couple years, it was tough," says Hamilton. But depsite the challenges, Hamilton says he's been making it through the last few months okay. "So, it didn't affect me because I already had a game plan prior to that not knowing what the future was going to hold," says Hamilton., Hamilton says he's not sure what the future might hold, but he continues to inspire others going through a similar experience. "Innovate. Be different. This is the time to be different. Offer different things," says Hamilton. Tri-State Governors Unite to Urge Holiday Safety Amid Pandemic COVID-19 Mandates Under Discussion Across Tri-State Laura's Remnants Head for the Tri-State Showplace Cinemas Reopens Across Tri-State Sweater Weather in the Tri-State? Tri-State Ceremonies Commemorate Sept. 11 Victims Pleasant Conditions Return to the Tri-State Heavy Rainfall Targets the Tri-State Local Cookie Shop To Close During Pandemic Storm Team 44 Monday Morning Forecast
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For information, go to wichita.edu/covid. Marcus Wright Wichita State men's interim basketball coach Isaac Brown works with senior Trey Wade during a recent practice. November 23, 2020AthleticsStudent ExperienceAlumni By Paul Suellentrop Isaac Brown's first days as Wichita State interim men's basketball coach moved fast as he prepared the Shockers for the opening of the season. On Thursday, Brown’s day in the office started around 8:30 a.m. He worked out of the conference room in the basketball suite, which gave him plenty of space to socially distance. He worked on his computer, breaking down practice video and preparing for a busy day. He met with interim president Rick Muma. He did a photo shoot to update his portrait for the media guide and goshockers.com. He did an interview with the local media and prepared for more on Friday. Brown, 51, came to Wichita State as an assistant coach in June 2014. During his seven seasons at Wichita State, Brown added to his reputation as a player’s coach and an even-keeled professional trusted with big-game scouting reports. Brown never chased the spotlight. He worked to support those who were out in front. “I enjoy seeing a young man comes in and when he leaves, he’s a man,” Brown said. “My college basketball career was great. I want them to have a great experience.” Last week, Wichita State made Brown its interim men's basketball coach. The Shockers open the season vs. Utah State on Wednesday (8:30 p.m. ESPN2) in the Bad Boy Mowers Crossover Classic in Sioux Falls, S.D. (The Shockers will not play in the Crossover Classic due to positive COVID-19 tests in the traveling party on Monday afternoon. Per tournament policy, teams are removed from the event if any member of the travel party tests positive). "I’m going to take a lot of stuff from what we’ve done - it’s worked in the past," Brown said. "We’re still going to defend, rebound, play with toughness. I just want these kids playing hard. I want them executing our system. Those guys know exactly what we want from them." Read more on Brown and his relationships around basketball. Wichita State athletics Wichita State sponsors 15 NCAA Division I sports and competes in the American Athletic Conference. Learn more about Shocker athletics. About Paul Suellentrop Paul Suellentrop joined Wichita State University Strategic Communications in 2017 after working for 17 years at The Wichita Eagle. He writes about applied learning and covers Wichita State athletics through his GoShockers.com blog, The Roundhouse. Read more stories like this W. Frank Barton School of Business Wichita State students helps Shockers learn COVID-19 health precautions
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Slow Days, Fast Company: The World, The Flesh, and L.A. (Paperback) By Eve Babitz, Matthew Specktor (Introduction by) On Our Shelves Now (Please contact store to confirm availability) (NON FICTION) No one burned hotter than Eve Babitz. Possessing skin that radiated “its own kind of moral laws,” spectacular teeth, and a figure that was the stuff of legend, she seduced seemingly everyone who was anyone in Los Angeles for a long stretch of the 1960s and ’70s. One man proved elusive, however, and so Babitz did what she did best, she wrote him a book. Slow Days, Fast Company is a full-fledged and full-bodied evocation of a bygone Southern California that far exceeds its mash-note premise. In ten sun-baked, Santa Ana wind–swept sketches, Babitz re-creates a Los Angeles of movie stars distraught over their success, socialites on three-day drug binges holed up in the Chateau Marmont, soap-opera actors worried that tomorrow’s script will kill them off, Italian femmes fatales even more fatal than Babitz. And she even leaves LA now and then, spending an afternoon at the house of flawless Orange County suburbanites, a day among the grape pickers of the Central Valley, a weekend in Palm Springs where her dreams of romance fizzle and her only solace is Virginia Woolf. In the end it doesn’t matter if Babitz ever gets the guy—she seduces us. Eve Babitz is the author of several books of fiction, including Sex and Rage: Advice to Young Ladies Eager for a Good Time, L.A. Woman, and Black Swans: Stories. Her nonfiction works include Fiorucci, the Book and Two by Two: Tango, Two-Step, and the L.A. Night. She has written for publications including Ms. and Esquire and in the late 1960s designed album covers for the Byrds, Buffalo Springfield, and Linda Ronstadt. Her novel Eve’s Hollywood is published by NYRB Classics. Matthew Specktor is the author of the novels American Dream Machine and That Summertime Sound, as well as a nonfiction book of film criticism. He is a founding editor of the Los Angeles Review of Books. “Los Angeles-born glamour girl, bohemian, artist, muse, sensualist, wit and pioneering foodie Eve Babitz...reads like Nora Ephron by way of Joan Didion, albeit with more lust and drugs and tequila...Reading Babitz is like being out on the warm open road at sundown, with what she called, in another book, '4/60 air conditioning' — that is, going 60 miles per hour with all four windows down. You can feel the wind in your hair.” —Dwight Garner, The New York Times “Her writing took multiple forms. . . . But in the center was always Babitz and her sensibility—fun and hot and smart, a Henry James–loving party girl.” —Naomi Fry, New Republic “Babitz takes to the page lightly, slipping sharp observations into roving, conversational essays and perfecting a kind of glamorous shrug.” —Kaitlin Phillips, Bookforum "[Babitz] achieved that American ideal: art that stays loose, maintains its cool, is purely enjoyable enough to be mistaken for simple entertainment. It’s a tradition that includes Duke Ellington, Fred Astaire, Preston Sturges, Ed Ruscha, and, it goes without saying, Marilyn Monroe.” —Lili Anolik, Vanity Fair “What we now call a ‘fictive memoir’ comes in the form of ten extended anecdotes about Los Angeles, delivered with all the gossipy sprezzatura of the most desirable dinner guest. Food, drink, drugs, sex, sunsets and a surfeit of move stars soak these tales with colour, while the most colourful component of all is our narrator herself.” —Hermione Hoby, TLS “Babitz' collection of essays, Slow Days, Fast Company, the best non-fiction written about the Joys of Sensuous LA, I have always thought right up there with Joan Didion's Slouching Towards Bethlehem.”—Lee Grove, Boston Globe “Imagine the incisive wit of Virginia Woolf mingling with the listlessness of Françoise Sagan—this is the work of Eve Babitz, an ingenue and poet. Her lyrical sensuality is both sexy and cerebral…this book sizzles with hedonistic abandon, sex, drugs, and rock’n’roll…it is the clarity of her language and her painterly style that cement her place in the pantheon of American literature.” —Sarah Nasar, bookseller at Atlantis Books (Santorini), British Airways High Life Magazine “Eve Babitz was Los Angeles' greatest bard. Promiscuous but discerning, the bombshell with a brain bonded with Joan Didion and bedded Jim Morrison… Babitz is finally getting the literary comeback she deserves.” —Lili Loofbourow, The Week "[The] radiantly specific Slow Days, Fast Company...might serve to explicate LA better than any other book I’ve ever read... Like her generational and aesthetic peer Renata Adler, Babitz has a nervous, windblown eye, a knack for perceptual and associative leaps. Like her West Coast fellow Joan Didion, she has a stringent–in fact, rather stark–intelligence...Babitz’s perceptions, her aphoristic formulations, are legion and strike me as both startling and profound.”—Matthew Specktor, Tin House blog “Babitz’s sentences—fluffy, golden, and spunky—which appear flippant…but like Marilyn Monroe infusing the ditz with closeted intellectualism, Babitz has a genius for revealing the depths of ostensibly shallow waters.” —Monica McClure, The Culture Trip “Her dishy, evocative style has never been characterized as Joan Didion-deep but it's inarguably more fun and inviting, providing equally sharp insights on the mood and meaning of Southern California.”—Laura Pearson, Chicago Tribune "Undeniably the work of a native, in love with her place. This quality of the intrinsic and the indigenous is precisely what has been mising from almost all the fiction about Hollywood...the accuracy and feeling with which she delineates LA is a fresh quality in California writing."—Larry McMurtry, Washington Post “In these ten cajoling tales, Los Angeles is the patient, the heroine, hero, victim, and aggressor: the tales a marvel of free-form madness. Like Renata Adler, Eve Babitz has fact, never telling too much”—Vogue "Babitz loves LA. These ten pieces are a love story about her city...slick and clever as ever, and keenly perceptive as ever."—Michele M. Leber, Library Journal Publisher: NYRB Classics Fiction / Biographical
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Federal Government Launches Public Engagement on Aquaculture Act Simran Chattha The next phase of the Government of Canada’s public engagement on the first-ever Aquaculture Act has been launched by Bernadette Jordan, the minister of fisheries, oceans, and the Canadian Coast Guard. “The women and men in Canada’s aquaculture sector have been feeding Canadians and the world for years—and as the industry grows, we need to ensure the rules and regulations keep up with its growth,” said Jordan. “This Act will provide more certainty, improve the regulatory regime across the country, and will help position Canada as a global leader in sustainable, high-quality, aquaculture products,” added Jordan. “I look forward to hearing from Canadians, provincial and territorial partners, Indigenous peoples, industry, and key stakeholders as we chart this new path forward together.” A discussion paper providing background on aquaculture in Canada, rationale for the proposed legislation and an overview of the elements proposed for the new Act, is now available online with key questions to guide feedback to the Government on this important initiative. “An Aquaculture Act will provide a nationally consistent and adaptable legislative framework, while also taking into account regional differences,” said Terry Beech, parliamentary secretary to the minister of fisheries, oceans, and the Canadian Coast Guard. “Our goal is to develop an Act that will provide more clarity and certainty as this industry develops across Canada, while ensuring strong sustainability and environmental protections,” added Beech. “An important step in developing this legislation is engaging with our Indigenous partners, stakeholders, and Canadians to hear their views.” The public will have until January 15, 2021 to participate in this round of consultation and share its views. Bernadette Jordan Aquaculture Act Terry Beech Previous articleGlace Bay, N.S. Receives Federal and Provincial Investment in Water and Wastewater Systems Next articleBeer Made from Reused Water Produced in Alberta Impact Assessment Agency of Canada Seeks Input on Springbank Off-Stream Reservoir Project Government of Canada Launches Consultations on New Canada Water Agency Government of Canada Commits to Growing the Blue Economy Projects in Atlantic Canada Receive Funding to Protect Aquatic Species at Risk Projects in the Arctic, Manitoba, and Alberta Receive Funding to Protect Species at Risk Projects in Ontario Receive Funding to Protect Aquatic Species at Risk
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enquiries@waveedu.org Green Charter Caradon Academy (Liskeard) Carrick Academy (Truro) CHES Academy (Truro) Glendinning Academy (temp Ashburton) Nine Maidens Academy (Redruth) North Cornwall Academy (Bodmin) Penwith Academy (Penzance) Restormel Academy (St. Austell) River Dart Academy (Dartington) Sowenna (Bodmin) Stansfield Academy (Exeter) The Shoreline Academy (Barnstaple & Bideford) Torlands Academy (Exeter) Health & Safety Policies Pupils & Parents Information for Pupils English at WAVE Parent & Pupil Portal Login Team Teach Training SLE and LLE Principal & Main Contact: Haydn Pearse Chair of the PPSC: Scott Yalden Senior Administrator: Vicki Delarue Careers Leader: Joe Ludlow Address: Caradon Academy. West Street, Liskeard. Cornwall. PL14 6BS Email: caradon@waveedu.org Opening Times: Mon - Fri: 0840 - 1400 (1300 on Fridays) Term Dates & Events Caradon Academy provides education for mainstream pupils who have been permanently excluded or are at risk of permanent exclusion or on an intervention basis. Caradon Academy is based in Liskeard, South East Cornwall; a region that includes some of the most socially and economically deprived rural areas within the county of Cornwall. The academy is a mainstream provision for pupils designated as disengaged. It is most effective when used as an early intervention strategy to re-engage pupils with their learning. Caradon Academy can take up to 40 pupils and is a mixed sex academy for pupils who have been permanently excluded or are on intervention programmes between Key Stage 1 – Key Stage 4. Caradon Academy is inspected as a mainstream provision and as such have to meet Ofsted criteria with regard to attendance, behaviour, attainment and pupil progress. In the last Ofsted inspection (2018) Caradon Academy was rated as ‘Good’ by Ofsted outcome. We work closely with all of the secondary and primary schools within our partnership to ensure the needs of those most vulnerable pupils are met. Our curriculum is tailored to meet the needs of our pupils and staff work extremely hard to ensure pupils are given every opportunity to succeed and aspire. We work closely with a diverse range of outside agencies both statutory and voluntary so that our young people can access the support and guidance they need. At Key Stage 1, 2 and 3 pupils follow a personalised learning programme linked to the national curriculum, whilst at Key Stage 4 pupils will follow a personalised learning programme which is linked to both academic qualifications and/or a vocational route, which can include work experience. The pathway followed by the pupil will be dependent on their educational needs and may include elements of on-line learning. Pupils access the academy either through permanent exclusion or as a result of being referred to the pupil placement panel or medical pupil referral panel. This panel, made up of local schools, acts as the placement panel for pupils into and out of the academy. It is expected that a pupil in KS2 will access the academy for a maximum of 4 terms, whilst at KS3 a pupil will access the academy for up to a maximum of 3 terms. It is acknowledged that pupils in KS4 may spend the whole of that key stage in an academy. Caradon Academy's Full Opening Plan for 2020/2021 is available upon request. Haydn Pearse Principal and SENCO Haydn’s has been in teaching for 18 years. He completed his BSc Combined Hons degree in Physical Education, Sport and Human & Applied Biology in Liverpool. He completed a PGCE at Chester College before going on to teach secondary Physical Education in Worcestershire for several years before relocating to Cornwall. Haydn joined Caradon APA as a PE and PSHE teacher and has enjoyed making a difference with challenging pupils ever since in his role as Vice Principal and now principal. Outside of work Haydn loves Rugby and spending time in the outdoors with his family and dogs. Pete Nicholls Pete has been a teacher for over 20 years, he trained in Chichester completing his B.Ed. in PE. Pete then taught PE in and around Portsmouth for a number of years, becoming a Head of Year and Key Stage manager. He moved to the South West, taking a job at Plymouth Argyle FC, teaching at a study centre delivering the Playing for Success scheme. After this scheme ended Pete joined CAPA and since arriving there he has taught PE then maths before becoming acting Vice Principal. Pete enjoys walking his dog and watching as much sport as he can get away with. Family Support Manager After training as a primary school teacher in Wales, Nick moved to Cornwall to teach environmental studies at an outdoor centre. After 20 years of working in outdoor education Nick took up a position with the Cornwall Behaviour Support Service. Since then he has worked as a primary teacher at Caradon APA and as an Adviser with the Behaviour Support Service. The lure of Caradon is obviously so strong that Nick is now back for a second stint. Outside school Nick enjoys time with his wife and three children; whilst continuing to spend as much time as possible outdoors particularly gardening and walking the dog. Caradon Academy Coronavirus Catch Up Premium Report Caradon Academy Performance Data 2018/19 Caradon OFSTED Report 2018 Caradon PPSC Attendance 2019/20 Caradon PPSC Declaration of Interests 2019/20 https://www.compare-school-performance.service.gov.uk/ Curriculum Vision Statement WAVE aims to deliver an inclusive, high-quality curriculum across all its academies which is underpinned by our core values: be positive, show empathy, have respect, work as one team and be inclusive. Each of our academies is unique, however we have developed a core curriculum offer, which is: Ambitious and aspirational. Carefully and coherently planned and sequenced over time. This includes accessing future learning, training or employment. Prepares our pupils for life in modern society, showing an appreciation of Fundamental British Values as well International Awareness. Broad, balanced and full, accessing academic and vocational learning across a range of National Curriculum subjects at Key Stages 1-4 and personalised so all learners are supported in achieving their true potential. Enhanced by a rich programme of out of class learning experiences. Delivered in an inclusive, caring, nurturing environment in which all learners feel valued and safe. Gives consideration to the labour market in the South West. Preparing our pupils for the local workforce and beyond. WAVE academies deliver this core curriculum offer through a four-part model, based on the recognition that every experience from which our pupils learn in school, can be seen as part of the school curriculum. Subject Intent statements Primary Curriculum Intent Statement Children will be equipped with a breadth of skills to progress socially, academically and creatively, we will encourage and model play, nurture and positive relationships to enable successful transition. English Curriculum Intent Statement English will expose pupils to the full beauty of the English language, through reading, writing, speaking and exploring a full range of texts and mediums, we want fluent and confident readers and communicators who can adapt as necessary to their audience. Math's Curriculum Intent Statement Math will enable pupils to develop fluency, mathematical reasoning and competence in solving increasingly sophisticated problems, pupils will be able to apply their mathematical knowledge to a wide range of subjects and understand that it is essential to everyday life, necessary for financial literacy and most forms of employment. It aims to develop a sense of enjoyment and mathematical curiosity about the subject and the world around them Science Curriculum Intent Statement Science will deepen specific scientific skills and knowledge to ensure that pupils develop the scientific, environmental and social awareness to become informed members of the local and global community. Art and Design Curriculum Intent Statement We will create a bespoke experience for each young person by responding to individual needs, exploring a diverse range of materials, media and techniques. Opportunities are provided to expose our pupil’s to a wide range of new and cultural experiences. The Arts will equip pupils with the confidence and skills to express themselves in different media. Physical and Outdoor Education To support our pupils in acquiring the tools and understanding required to make a positive impact in their own physical health and well-being. We want all children to experience a wide variety of physical activities which will enhance life-long fitness and life choices. The PE curriculum will help our pupils develop resilience and promote self-esteem through the development of physical confidence and problem solving. Food Technology Intent Statement Here at Wave we believe that every child should be immersed in the diverse culture that food offers in a safe, inclusive and nurturing environment. Our young people will develop culinary skills that support health, well-being and independent living, these are transferrable to career opportunities locally, regionally and the global stage. Our Four Part Curriculum At WAVE, we believe that the word ‘curriculum’ should be interpreted in its widest meaning: It is every learning experience, (both planned or unplanned), our pupils experience as a member of the school community, delivered both formally within a lesson or informally outside the classroom, throughout the whole school day. This therefore encompasses the taught subject timetable, our approach to spiritual, moral, social and cultural development, enrichment learning outside of the classroom and the activities that we organise in order to promote learning, personal growth, emotional literacy, resilience and development of our pupils. Our staff aim to structure these experiences to ensure that they have the most positive effect on the attainment, progress and personal development of all WAVE pupils. However, they are also dynamic and responsive to need, recognising the ability to draw learning from unplanned opportunities. With this approach underpinning our curriculum delivery, WAVE academies offer a four-part curriculum comprised of Academic/Vocational, Enriched, Engagement and Therapeutic/SEND-specific elements. Through this combination, we deliver highly-personalised learning programmes which meet the specific needs of each pupil, in each academy. Our Academic/Vocational Curriculum Our Academic/Vocational curriculum center's around subject-specific learning. It is broad and balanced and in many ways similar in coverage and ambition to the National Curriculum. Subject specific learning across key stages 1 – 4 is carefully and coherently planned and sequenced to ensure a body of knowledge and skills is built up over time. Links are made to prior learning, existing learning is contextualised and future learning is signposted. Cumulatively, this ensures our learners acquire sufficient knowledge, skills and understanding to access future learning, training or employment. We assess attainment and progress in our academic/vocational curriculum using subject specific learning goals relating to knowledge, skills and understanding. Our Enriched Curriculum Our pupils benefit from participating in a variety of activities and experiences outside of the subject specific offer, each designed to enrich and enhance their learning and help to build the cultural capital required to succeed in life. This is often referred to as the “hidden curriculum” of our schools. Our Enriched Curriculum is intrinsically linked to elements of social, moral, spiritual and cultural (SMSC) education as well as International Awareness, Community Cohesion and Fundamental British Values. The added element of our Enriched Curriculum is each School’s aim to nurture the often hidden talents of each pupil. The Enriched Curriculum responds to the interests and aspirations expressed by our pupils, factors and issues affecting each academy’s immediate locality and includes work experience and community-based service. Our Enriched Curriculum varies from Academy to Academy, but may include: outdoor learning experiences (such as forest school, bushcraft or farm visits), access to adventurous activities such as skating and surfing, opportunities for community work experience, careers advice, cultural visits, the opportunity to take part in a public performance, go on a residential school trip, representing the school in some way, visiting the theatre to see a professional show, visiting an art gallery, learning a musical instrument, etc. Our Engagement Curriculum WAVE recognises that many of our pupils require individualised support to enable them to re-engage with learning and flourish in full time education, whether in a mainstream or specialist provision. Acknowledging Maslow’s Hierarchy of Need alongside a Trauma Informed Approach, we understand that in order for our students to learn and achieve their full potential (self-fulfilment needs), we must first ensure that their basic and psychological needs are met. These include the need to feel safe, feel loved and build a sense of belonging, as well as develop an increase in personal self-esteem. Staff will use the 4 categories for a Trauma Informed Approach- Protect, Relate, Regulate and Reflect in supporting our pupils. Our aim is to enable our pupils to achieve self-fulfilment through delivery of our engagement curriculum: supporting learners to overcoming barriers which may prevent them accessing, engaging in, or enjoying learning. Many of our academies offer nurturing provisions at both Primary and Secondary, allowing children and young people to work in small, familiar groups with practitioners who, first and foremost, aim to build positive, caring relationships with pupils: the foundations for positive engagement in learning. Our academies work with our pupils to develop their metacognitive abilities and build a Growth Mindset (students understanding that their abilities are not fixed, but can be developed through developing a love of learning and resilience to setbacks). Many of our academies offer access to a Learning Mentor. In addition, our academies recognising the importance of parent partnership and offering the opportunity to actively engage parents in learning opportunities within the academy setting. We call these our “Family Schools”. We assess progress in our engagement curriculum using our own Benchmark Profile, Readiness for Reintegration Tool, Behaviour Tracking and Boxall profiles. Our Therapeutic and SEND Specific Curriculum We underpin our academic, enriched and engagement curriculum offer with a wide range of interventions, designed to meet the special educational needs of our students and address specific gaps or barriers in their cognitive, social, emotional or mental health development, with the support of outside professional and other agencies. By addressing individual needs in relation to a pupil’s diagnosed Special Educational Need or Disability, we create learning environments and take informed approaches to ensure the development of each pupil and his/her capacity to learn. Our therapeutic curriculum is also underpinned by a sound knowledge and understanding of the impact of Adverse Childhood Experiences (ACEs) and Childhood Trauma to allow us to target appropriate intervention effectively. Our Therapeutic Curriculum varies from Academy to Academy, but may include: daily literacy and numeracy support, music therapy, pet/equine therapy, Lego Therapy, speech and language therapy, drama therapy, draw and talk, art therapy and counselling for pupils. We assess progress in our Therapeutic/SEND curriculum using our Benchmark Profiles, Readiness for Reintegration Tool, Behaviour Tracking and Boxall profiles as well as other systems specific to need, often in partnership with outside agencies and professionals. For further information regarding the curriculum, please contact Caradon Academy. Caradon Sample Timetable September 2019/20 Here at Caradon Academy the students have four maths lessons a week and are taught in small groups of up to four students. In Key Stage 3 the students are given a personalised curriculum that aims to build on their strengths and weaknesses and prepare them for the GCSE course. In Key Stage 4 the all students are given the opportunity to study for GCSE maths as well as Functional Skills where appropriate. In the English department all our students receive an individualised approach according to their ability and need. We use baseline assessment of core skills on entry which is reviewed half-termly. This guides the learning foci for each student. The department takes an holistic approach to learning and so often integrates elements of other subjects as well as students’ own experiences into lessons. Some of our students require extra support and to that end the English department is a dyslexia-friendly environment where individual learning preferences are implemented, as well as offering individual literacy support where required. All our students in key stage 4 are entered for formal examinations. We offer English Language through AQA or Cambridge IGCSE, AQA Functional Skills levels 1 and 2, and English literature where appropriate. For students who join us in year 11, we are able to enter students with other examination boards if required. The English department’s aim is that all key stage 3 students leave us with enhanced literacy skills and that all key stage 4 students leave us with a qualification that will take them to the next stage of their education. We do not currently have any key stage 1 pupils, however we use Read Write Inc. as our phonics scheme. In years 7, 8 and 9 students follow the AQA Key Stage 3 Science syllabus where they explore 10 key elements across Biology, Chemistry and Physics. Theoretical work is reinforced using a range of practicals to bring their learning to life and to encourage students to think and work scientifically. In years 10 and 11 we offer our students BTEC Level 1 First Award in Applied Science, which can be topped up to BTEC Level 1 First Certificate in Applied Science. These are taught alongside and embedded into the AQA GCSE Biology curriculum. AQA GCSE Biology gives students the chance to gain a good understanding of human biology, organisms, evolution and the environment. Students sit two Biology papers in the summer term which examine both the syllabus content as well as knowledge and application of the set required practicals. In years 7, 8 and 9 students follow an in-school programme where they explore 5 key elements; drawing, painting, world art, clay work and a personal project. For years 10 and 11 we offer our students BTEC Level 2 First Award in Art and Design. Students in both key stages have use of facilities such as screen printing and equipment such as a potter’s wheel, a kiln and use of a workshop where they can explore 3D work with tools and a variety of materials. In years 7, 8 and 9 students explore a variety of Design Technology aspects such as Textiles, Food and Nutrition and Resistant Materials. Whilst studying these projects students have access to sewing machines, fabric dyes and the workshop where they can work with a variety of tools and materials. For years 10 and 11 students study BTEC Level 2 Home Cooking, a course endorsed by celebrity chef Jamie Oliver. Students have the opportunity to work in our school kitchen creating meals and developing key life skills such as cooking, hygiene and safe working practice. The PE department at Caradon Academy offers practical lessons to every student in the secondary school on 3 occasions each week. In the Key Stage 2 setting, the pupils take part in PE twice during the same time frame. There are a wide range of activities available to encourage regular activity including table tennis, basketball, fitness training and boxing. In every aspect of the curriculum we aim to improve overall fitness, social skills and a wider understanding of the benefits of regular activity. There is also the addition of a BTEC first award for pupils in years 10-11. This gives the students an opportunity to learn certain theory aspects of the subject and results in a qualification equivalent to a GCSE. On Thursday and Friday each week, the PE staff offer an outdoor education program designed to improve team work and problem solving. Other activities which can not be provided in school may also be added to this timetable and could include trampolining and swimming. Here at Caradon Academy, we embrace the Thrive approach throughout the school and merge it within day to day lessons and school life. The Thrive approach is a whole school approach, which promotes and supports the social and emotional development and wellbeing of every student within our care. Thrive is brought together by the latest neuroscience; attachment theories and child developmental researches to encourage and support each child’s needs by observing their behaviors. Doing so, as a school, we are then able to implement effective support to not only help with social emotional development, but also able to encourage each child to re-engage with learning. Working with licensed practitioners, teachers and support staff throughout the school, staff at Caradon, are able to implement this approach alongside curriculum lessons. Children within the school have tailored action plans to help staff with strategies and activities to help with embracing the Thrive approach within lesson. Sometimes we find some of our students may need a little more support with their social emotional development and well-being, therefore the licensed practitioner on site will be able to provide 1 to 1 sessions within the student’s time table. Staff within Caradon follow and believe in the Thrive approach and that every child matters Caradon Academy Performance Data 2019-2020 Caradon Pupil Premium Strategy 2020-21 Schools may submit referrals to Wave Multi Academy Trust via the following link: https://www.cornwall.gov.uk/school-messenger-home/pupil-support/behaviour-and-attendance/pupil-placement-partnership/ Downloadable Term Dates Cornwall Term Dates Cornwall Term Dates (Caradon, Carrick, Nine Maidens, North Cornwall, Penwith, Restormel) 2020-21 No upcoming events found - please check back soon. WAVE MULTI ACADEMY TRUST SECURES LONG TERM PARTNERSHIP Long term partnership secures the future for vulnerable children in Cornwall. 9 September 2020 A new long-term partnership between Together for Families, part of Cornwall Council, and the Wave Trust... Guide for leaders in alternative provision (AP) 22nd May 2020 Attached is a guide for leaders in alternative provision (AP) which has been written by a number of us who lead trusts, provisions and networks across the country. We hoped it might be ... Coronavirus (Covid-19) - Academy Opening Update 18th May 2020 Last week the Government announced that the next phase of school reopening will begin from June 1st 2020 provided that it’s key tests are met. This marks a first tentative staging poi... Providing “life support“ during the COVID 19 pandemic - Wave Trust staff are thanked by pupils and families for helping them through the lockdown 7th May 2020 As parents, pupils and teachers across the country wait to hear when and how schools will officially re-open following the relaxation of lockdown restrictions, Wave is continuing to do w... Wave Pupils Enjoy Arts and Crafts Success in the South West 24th April 2020 Staff at Wave Trust’s academies in Cornwall and Devon are rightly proud of the artistic achievements of their pupils. Last year talented young artist Tegan Rowe won first prize for ... Latest Tweets @WAVE_MAT Wave has been chosen by the Department for Education to open a new special free school in Somerset. For more inform… twitter.com/i/web/status/1… A guide for leaders in alternative provision has been written and published by a number of individuals who lead tru… twitter.com/i/web/status/1… 4 East Pool, Tolvaddon Energy Park, Tolvaddon, Camborne, TR14 0HX © 2021 Wave MAT Impress51 Website Design in Cornwall
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ABU upgrades lighting on campus to improve security by: Alex Hines PHILIPPI, W.Va. – Alderson Broaddus University is working to keep its students even safer this year. The University recently completed a upgrade of lighting around the campus. Staff said the upgrades were completed after a review of security needs on campus. The university added more lights to areas where students spend more time. Officials said it’s never to early to try to improve security on the campus. “You want to have the feeling of safety. AB’s already a very safe campus, but really and truthfully it’s the feeling of it,” said Matthew Sisk, director of campus safety. Sisk is also looking to add more solar-powered lighting to other parts of campus in the future to help illuminate those areas as well. More Barbour Stories by WBOY 12 News Staff / Jan 15, 2021 PHILLIPI, W.Va. - Secretary of State Mac Warner was sworn into office at the Barbour County courthouse Friday morning after winning the election for his second term in office. Warner explained that part of his job description is serving as the Chief Elections Officer making sure all 55 counties are prepared to run a smooth election process. by Rodney Lamp / Jan 15, 2021 CLARKSBURG, W.Va. - 12 News is producing a weekly look at the trends in active coronavirus cases in north central West Virginia. This recap is released on Fridays, and it shows how the number of active cases has changed from the previous Friday. For the purposes of this report, these recaps will focus on Barbour, Doddridge, Gilmer, Harrison, Lewis, Marion, Monongalia, Preston, Randolph, Ritchie, Taylor, Tucker, Upshur and Webster counties. Newly elected Barbour County Sheriff reaches out to commissioners for help in funding safety upgrades for the department by Chris Marrs / Jan 15, 2021 PHILIPPI, W.Va. - The Barbour County Sheriff's Department is asking commissioners to help protect its deputies. Newly elected Sheriff, Brett Carpenter, said his staff of nine needs new bulletproof vests. He asked commissioners if they would pay half of the $9,000, and he would come up with the rest out of his budget. He also asked for two new vehicles, and again, he asked commissioners to pay for one, and he would budget the other. Q&A: WVU engineer secures federal funding for 4 carbon capture projects
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Home » New Fire Station Seeks Strong and Modern Aesthetic New Fire Station Seeks Strong and Modern Aesthetic KEYWORDS fabricating / fire station / metal wall panel / panels Set in an industrial section of town, the design team working on the new Hendersonville Fire Station #2 in Hendersonville, N.C., was seeking a strong and modern look. Accent panels from Citadel Architectural Products provided the durability and aesthetics they were looking for. “The fire department and city were looking for a more contemporary and industrial looking design, since Fire Station No. 2 was going into an industrial area of Hendersonville,” says Keith Carlyon, senior principal at ADW Architects in Charlotte, N.C. “We selected elements of metal siding, metal panels, metal roofing, rubbed concrete and glass to give the station an industrial aesthetic. The sloping roofs and dormers take their shape from the sloping mountains in the area. Other elements of glass and brick in larger sizes were used to create a more contemporary feel.” The Envelope 2000 panel from Citadel Architectural Products is a composite panel consisting of two aluminum skins bonded to a thermoset phenolic resin core. LEED eligible, it can be used as exterior cladding on walls, canopies, fascia and accent bands. “When the industrial aesthetic direction was chosen, we looked at incorporating metal elements, particularly metal roofing and metal wall panels,” Carlyon says. “Because we design fire stations to last between 50 and 75 years, we are always looking to use products that are durable and long lasting.” For this project, fabrication of the Citadel products was done onsite. Orion Daniel of Daniel Associates in Charlotte, served as the representative for Citadel. “Honestly, it was a pretty straightforward job for our crew,” says Chris Frey, project manager from WaynCo Roofing of Stallings, N.C. “We’ve got some of the best in the state, so we fabricate everything onsite. We fabricate as we go, so some guys are installing as other guys are fabricating. Our guys are all cross-trained to do both.” Frey says fabricating in the field can save anywhere from four to eight weeks on a given job and it allows his crews to install as soon as the building is ready. If he waits until the building is ready to measure what his crew will need, it will take extra time for the material to be fabricated and delivered. “And then I’m not working around landscapers and other crews,” he says. “That saves us time and hassle. We get in and out as soon as we can.” Frey says he’s done a handful of projects installing Citadel Architectural Products during the last couple years and has two more on the books moving forward, one in Georgia and another in South Carolina. “We do what we can to get Citadel into the right specs,” he says. “We are very pleased with the project,” Carlyon says. “First and foremost, because it functions for the Hendersonville Fire Department. Secondly, because we were able to achieve our design goals to create a fire station that both reflected its surroundings and be a beacon to the community.” Alternating Exposures Create Modern Aesthetic for New Condos New Alaska Fire Station Receives Facelift Citadel’s Envelope Highlights Unique Fire Station Façade Endless Options Provide Durable Aesthetic for New YMCA
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Updated: 12:50 PM CST Jan 11, 2021 By JAY REEVES, LISA MASCARO and CALVIN WOODWARD, Associated Press We went across the nation every day. No e o across the hall. Take help. What about yourself? Way to take the stairs. Oh, my God. I don't know. Yeah. How do you hear something? Under battle flags bearing President Donald Trump's name, the Capitol's attackers pinned a bloodied police officer in a doorway, his twisted face and screams captured on video. They mortally wounded another officer with a blunt weapon and body-slammed a third over a railing into the crowd."Hang Mike Pence!" the insurrectionists chanted as they pressed inside, beating police with pipes. They demanded House Speaker Nancy Pelosi's whereabouts, too. They hunted any and all lawmakers: “Where are they?” Outside, makeshift gallows stood, complete with sturdy wooden steps and the noose. Guns and pipe bombs had been stashed in the vicinity.Only days later is the extent of the danger from one of the darkest episodes in American democracy coming into focus. The sinister nature of the assault has become evident, betraying the crowd as a force determined to occupy the inner sanctums of Congress and run down leaders — Trump’s vice president and the Democratic House speaker among them.This was not just a collection of Trump supporters with MAGA bling caught up in a wave.That revelation came in real time to Rep. Jim McGovern, D-Mass., who briefly took over proceedings in the House chamber as the mob closed in Wednesday and Pelosi was spirited to safer quarters moments before everything went haywire.“I saw this crowd of people banging on that glass screaming,” McGovern told The Associated Press on Sunday. “Looking at their faces, it occurred to me, these aren’t protesters. These are people who want to do harm.”“What I saw in front of me," he said, “was basically home-grown fascism, out of control."Pelosi said Sunday “the evidence is that it was a well-planned, organized group with leadership and guidance and direction. And the direction was to go get people.” She did not elaborate on that point in a ”60 Minutes" interview on CBS.The scenes of rage, violence and agony are so vast that the whole of it may still be beyond comprehension. But with countless smartphone videos emerging from the scene, much of it from gloating insurrectionists themselves, and more lawmakers recounting the chaos that was around them, the contours of the uprising are increasingly coming into relief.Video: Ohio congressmen react to deadly Capitol attack___THE STAGINGThe mob got stirring encouragement from Trump and more explicit marching orders from the president's men.“Fight like hell,” Trump exhorted his partisans at the staging rally.“Let’s have trial by combat,” implored his lawyer, Rudy Giuliani, whose attempt to throw out election results in trial by courtroom failed.It's time to “start taking down names and kicking ass,” said Republican Rep. Mo Brooks of Alabama.Criminals pardoned by Trump, among them Roger Stone and Michael Flynn, came forward at rallies on the eve of the attack to tell the crowds they were fighting a battle between good and evil. On Capitol Hill, Republican Sen. Josh Hawley of Missouri gave a clenched-fist salute to the hordes outside the Capitol as he pulled up to press his challenge of the election results.The crowd was pumped. Until a little after 2 p.m., Senate Majority Leader Mitch McConnell was at the helm for the final minutes of decorum in partnership with Pence, who was serving his ceremonial role presiding over the process. Both men had backed Trump's agenda and excused or ignored his provocations for four years, but now had no mechanism or will to subvert the election won by Biden. That placed them high among the insurrectionists' targets, no different in the minds of the mob from the “socialists.”“If this election were overturned by mere allegations from the losing side, our democracy would enter a death spiral," McConnell told his chamber, not long before things spiraled out of control in what lawmakers call the “People’s House."Far-right social media users had openly hinted for weeks that chaos would erupt at the Capitol when Congress convened to certify the election results. As the attack unfolded, they urged followers to “trust the plan” and “hold the line.” Just what the plan might have been is central to the investigation. The FBI is investigating whether some of the attackers intended to kidnap members of Congress and hold them hostage. Authorities are particularly focused on why some in the mob were seen carrying plastic zip-tie handcuffs and had apparently accessed areas of the Capitol generally difficult for the public to locate.___THE ASSAULTThousands had swarmed the Capitol. They charged into police and metal barricades outside the building, shoving and hitting officers in their way. The assault quickly pushed through the vastly outnumbered police line; officers ran down one man and pummeled him.In the melee outside, near the structure built for Joe Biden’s inauguration on Jan. 20, a man threw a fire extinguisher at the helmeted head of a police officer. Then he picked up a bullhorn and threw it at officers, too.The identity of the officer could not immediately be confirmed. But Capitol Police officer Brian Sicknick, who was wounded in the chaos, died the next night; officials say he had been hit in the head with a fire extinguisher.Shortly after 2 p.m., Capitol Police sent an alert telling workers in a House office building to head to underground transportation tunnels that criss-cross the complex. Minutes later, Pence was taken from the Senate chamber to a secret location and police announced the lockdown of the Capitol. “You may move throughout the building(s) but stay away from exterior windows and doors,” said the email blast. “If you are outside, seek cover.”At 2:15 p.m., the Senate recessed its Electoral College debate and a voice was heard over the chamber's audio system: “The protesters are in the building.” The doors of the House chamber were barricaded and lawmakers inside it were told they may need to duck under their chairs or relocate to cloakrooms off the House floor because the mob has breached the Capitol Rotunda.Even before the mob reached sealed doors of the House chamber, Capitol Police pulled Pelosi away from the podium, she told “60 Minutes.”“I said, ‘No, I want to be here,’”she said. “And they said, ‘Well, no, you have to leave.’ I said, ‘No, I’m not leaving.' They said, ‘No, you must leave.’” So she did.At 2:44 p.m., as lawmakers inside the House chamber prepared to be evacuated, a gunshot was heard from right outside, in the Speaker's Lobby on the other side of the barricaded doors. That's when Ashli Babbitt, wearing a Trump flag like a cape, was shot to death on camera as insurrectionists railed, her blood pooling on the white marble floor.The Air Force veteran from California had climbed through a broken window into the Speaker’s Lobby before a police officer's gunshot felled her.Video: Rioters storm CapitolBack in the House chamber, a woman in the balcony was seen and heard screaming. Why she was doing that only became clear later when video circulated. She was screaming a prayer.Within about 10 minutes of the shooting, House lawmakers and staff members who had been cowering during the onslaught, terror etched into their faces, had been taken from the chamber and gallery to a secure room. The mob broke into Pelosi's offices while members of her staff hid in one of the rooms of her suite.“The staff went under the table, barricaded the door, turned out the lights and were silent in the dark,” she said. “Under the table for two and a half hours.”On the Senate side, Capitol Police had circled the chamber and ordered all staff and reporters and any nearby senators into the chamber and locked it down. At one point about 200 people were inside; an officer armed with what appeared to be a semi-automatic weapon stood between McConnell and the Democratic leader, Sen. Chuck Schumer.Authorities then ordered an evacuation and rushed everyone inside to a secure location, the Senate parliamentary staff scooping up the boxes holding the Electoral College certificates.Although the Capitol's attackers had been sent with Trump's exhortation to fight, they appeared in some cases to be surprised that they had actually made it in.When they breached the abandoned Senate chamber, they milled around, rummaged through papers, sat at desks and took videos and pictures. One of them climbed to the dais and yelled, “Trump won that election!” Two others were photographed carrying flex cuffs typically used for mass arrests.But outside the chamber, the mob's hunt was still on for lawmakers. “Where are they?" people could be heard yelling.That question could have also applied to reinforcements — where were they?At about 5:30 p.m., once the National Guard had arrived to supplement the overwhelmed Capitol Police force, a full-on effort began to get the attackers out.Heavily armed officers brought in as reinforcements started using tear gas in a coordinated fashion to get people moving toward the door, then combed the halls for stragglers. As darkness fell, they pushed the mob farther out onto the plaza and lawn, using officers in riot gear in full shields and clouds of tear gas, flash-bangs and percussion grenades.At 7:23 p.m., officials announced that people hunkered down in two nearby congressional office buildings could leave “if anyone must.”Within the hour, the Senate had resumed its work and the House followed, returning the People's House to the control of the people's representatives. Lawmakers affirmed Biden’s election victory early the next morning, shell-shocked by the catastrophic failure of security.Video: Debris litters U.S. Capitol after violent breach___Associated Press writers Dustin Weaver in Washington and Michael Casey in Concord, New Hampshire, contributed to this report. Reeves reported from Birmingham, Alabama. Under battle flags bearing President Donald Trump's name, the Capitol's attackers pinned a bloodied police officer in a doorway, his twisted face and screams captured on video. They mortally wounded another officer with a blunt weapon and body-slammed a third over a railing into the crowd. "Hang Mike Pence!" the insurrectionists chanted as they pressed inside, beating police with pipes. They demanded House Speaker Nancy Pelosi's whereabouts, too. They hunted any and all lawmakers: “Where are they?” Outside, makeshift gallows stood, complete with sturdy wooden steps and the noose. Guns and pipe bombs had been stashed in the vicinity. Only days later is the extent of the danger from one of the darkest episodes in American democracy coming into focus. The sinister nature of the assault has become evident, betraying the crowd as a force determined to occupy the inner sanctums of Congress and run down leaders — Trump’s vice president and the Democratic House speaker among them. This was not just a collection of Trump supporters with MAGA bling caught up in a wave. That revelation came in real time to Rep. Jim McGovern, D-Mass., who briefly took over proceedings in the House chamber as the mob closed in Wednesday and Pelosi was spirited to safer quarters moments before everything went haywire. “I saw this crowd of people banging on that glass screaming,” McGovern told The Associated Press on Sunday. “Looking at their faces, it occurred to me, these aren’t protesters. These are people who want to do harm.” Who are the rioters who stormed the US Capitol? Lawmakers react to Capitol protests, urge peace “What I saw in front of me," he said, “was basically home-grown fascism, out of control." Pelosi said Sunday “the evidence is that it was a well-planned, organized group with leadership and guidance and direction. And the direction was to go get people.” She did not elaborate on that point in a ”60 Minutes" interview on CBS. The scenes of rage, violence and agony are so vast that the whole of it may still be beyond comprehension. But with countless smartphone videos emerging from the scene, much of it from gloating insurrectionists themselves, and more lawmakers recounting the chaos that was around them, the contours of the uprising are increasingly coming into relief. Video: Ohio congressmen react to deadly Capitol attack The mob got stirring encouragement from Trump and more explicit marching orders from the president's men. “Fight like hell,” Trump exhorted his partisans at the staging rally. “Let’s have trial by combat,” implored his lawyer, Rudy Giuliani, whose attempt to throw out election results in trial by courtroom failed. It's time to “start taking down names and kicking ass,” said Republican Rep. Mo Brooks of Alabama. The day my 'second home,' the Capitol, was overtaken by mob Criminals pardoned by Trump, among them Roger Stone and Michael Flynn, came forward at rallies on the eve of the attack to tell the crowds they were fighting a battle between good and evil. On Capitol Hill, Republican Sen. Josh Hawley of Missouri gave a clenched-fist salute to the hordes outside the Capitol as he pulled up to press his challenge of the election results. The crowd was pumped. Until a little after 2 p.m., Senate Majority Leader Mitch McConnell was at the helm for the final minutes of decorum in partnership with Pence, who was serving his ceremonial role presiding over the process. Both men had backed Trump's agenda and excused or ignored his provocations for four years, but now had no mechanism or will to subvert the election won by Biden. That placed them high among the insurrectionists' targets, no different in the minds of the mob from the “socialists.” “If this election were overturned by mere allegations from the losing side, our democracy would enter a death spiral," McConnell told his chamber, not long before things spiraled out of control in what lawmakers call the “People’s House." Far-right social media users had openly hinted for weeks that chaos would erupt at the Capitol when Congress convened to certify the election results. As the attack unfolded, they urged followers to “trust the plan” and “hold the line.” Just what the plan might have been is central to the investigation. The FBI is investigating whether some of the attackers intended to kidnap members of Congress and hold them hostage. Authorities are particularly focused on why some in the mob were seen carrying plastic zip-tie handcuffs and had apparently accessed areas of the Capitol generally difficult for the public to locate. 2 men carrying plastic restraints during Capitol riot charged by feds Thousands had swarmed the Capitol. They charged into police and metal barricades outside the building, shoving and hitting officers in their way. The assault quickly pushed through the vastly outnumbered police line; officers ran down one man and pummeled him. In the melee outside, near the structure built for Joe Biden’s inauguration on Jan. 20, a man threw a fire extinguisher at the helmeted head of a police officer. Then he picked up a bullhorn and threw it at officers, too. Journalists recount harrowing attacks amid Capitol riot The identity of the officer could not immediately be confirmed. But Capitol Police officer Brian Sicknick, who was wounded in the chaos, died the next night; officials say he had been hit in the head with a fire extinguisher. Shortly after 2 p.m., Capitol Police sent an alert telling workers in a House office building to head to underground transportation tunnels that criss-cross the complex. Minutes later, Pence was taken from the Senate chamber to a secret location and police announced the lockdown of the Capitol. “You may move throughout the building(s) but stay away from exterior windows and doors,” said the email blast. “If you are outside, seek cover.” At 2:15 p.m., the Senate recessed its Electoral College debate and a voice was heard over the chamber's audio system: “The protesters are in the building.” The doors of the House chamber were barricaded and lawmakers inside it were told they may need to duck under their chairs or relocate to cloakrooms off the House floor because the mob has breached the Capitol Rotunda. Even before the mob reached sealed doors of the House chamber, Capitol Police pulled Pelosi away from the podium, she told “60 Minutes.” “I said, ‘No, I want to be here,’”she said. “And they said, ‘Well, no, you have to leave.’ I said, ‘No, I’m not leaving.' They said, ‘No, you must leave.’” So she did. At 2:44 p.m., as lawmakers inside the House chamber prepared to be evacuated, a gunshot was heard from right outside, in the Speaker's Lobby on the other side of the barricaded doors. That's when Ashli Babbitt, wearing a Trump flag like a cape, was shot to death on camera as insurrectionists railed, her blood pooling on the white marble floor. The Air Force veteran from California had climbed through a broken window into the Speaker’s Lobby before a police officer's gunshot felled her. Video: Rioters storm Capitol Back in the House chamber, a woman in the balcony was seen and heard screaming. Why she was doing that only became clear later when video circulated. She was screaming a prayer. Within about 10 minutes of the shooting, House lawmakers and staff members who had been cowering during the onslaught, terror etched into their faces, had been taken from the chamber and gallery to a secure room. The mob broke into Pelosi's offices while members of her staff hid in one of the rooms of her suite. “The staff went under the table, barricaded the door, turned out the lights and were silent in the dark,” she said. “Under the table for two and a half hours.” A look at the damage inside the Capitol building after rioters stormed it On the Senate side, Capitol Police had circled the chamber and ordered all staff and reporters and any nearby senators into the chamber and locked it down. At one point about 200 people were inside; an officer armed with what appeared to be a semi-automatic weapon stood between McConnell and the Democratic leader, Sen. Chuck Schumer. Authorities then ordered an evacuation and rushed everyone inside to a secure location, the Senate parliamentary staff scooping up the boxes holding the Electoral College certificates. Although the Capitol's attackers had been sent with Trump's exhortation to fight, they appeared in some cases to be surprised that they had actually made it in. When they breached the abandoned Senate chamber, they milled around, rummaged through papers, sat at desks and took videos and pictures. One of them climbed to the dais and yelled, “Trump won that election!” Two others were photographed carrying flex cuffs typically used for mass arrests. But outside the chamber, the mob's hunt was still on for lawmakers. “Where are they?" people could be heard yelling. That question could have also applied to reinforcements — where were they? At about 5:30 p.m., once the National Guard had arrived to supplement the overwhelmed Capitol Police force, a full-on effort began to get the attackers out. Heavily armed officers brought in as reinforcements started using tear gas in a coordinated fashion to get people moving toward the door, then combed the halls for stragglers. As darkness fell, they pushed the mob farther out onto the plaza and lawn, using officers in riot gear in full shields and clouds of tear gas, flash-bangs and percussion grenades. At 7:23 p.m., officials announced that people hunkered down in two nearby congressional office buildings could leave “if anyone must.” Within the hour, the Senate had resumed its work and the House followed, returning the People's House to the control of the people's representatives. Lawmakers affirmed Biden’s election victory early the next morning, shell-shocked by the catastrophic failure of security. Video: Debris litters U.S. Capitol after violent breach Associated Press writers Dustin Weaver in Washington and Michael Casey in Concord, New Hampshire, contributed to this report. Reeves reported from Birmingham, Alabama.
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INTERVIEW: Rabbi Joseph Dweck on Rabbi Ovadia Yosef Posted on December 27, 2020 December 27, 2020 by Amihai Zippor WebYeshiva.org is happy to announce a new 3-part series to be taught by Rabbi Joseph Dweck on Rabbi Ovadia Yosef’s Halakhic Methodology. Rabbi Dweck, who is married to Rav Ovadia zt”l’s granddaughter, is the Senior Rabbi of the Spanish and Portuguese Sephardi Community of the United Kingdom and the Deputy President of the London School of Jewish Studies. The course will be held Tuesdays starting January 5th at 5pm London time/7pm Israel time and will focus on the introduction to the Yabia Omer, Rav Ovadia’s multi-volume, monumental collection of responsa. In preparation for this special event, WebYeshiva spoke with Rabbi Dweck about his personal relationship with Rav Ovadia zt”l. Knowing there is so much to say about a Gadol such as Rav Ovadia Yosef, in a few words how would you describe what it was like to be in his presence? He was a very humble man and he made everyone comfortable around him. But at the same time there was always a tremendous reverence in his presence. For the majority of his waking hours he was at his desk reading or writing. He wrote everything by hand (exquisite handwriting) and had someone type it for publishing. He could literally sit for hours on end reading and gently flipping pages as he read teshuvot or other sefarim. He welcomed visitors with questions or business for him every morning after tefila. He walked twice a day for exercise and loved playing with his grandchildren. What do you think is one of Rav Ovadia Yosef’s greatest contributions to halacha? He made halacha genuinely accessible and livable for so many people. He believed in teaching and empowering the layman to live a halachically informed life. His rulings were clear, they addressed all areas of Jewish life, and they were robustly supported with a plethora of sources. What do you think is one of Rav Ovadia Yosef’s greatest contributions to the Jewish People? He was personable and made people feel that they had a place in Torah. He made people believe in the beauty of Torah. A lot of what he did was also from a sense of compassion. He famously ruled to allow numerous agunot to marry after the Yom Kippur war, he welcomed the Ethiopian Jews. He did countless things like that for untold individuals throughout his life. What are your hopes for this series? Simply that it might give a bit of a window into his thought and halachic philosophy. I believe introductions are one of the most important parts to read of any book, and often people skip them. The introduction of the Yabia Omer puts forth the motive and reasoning behind the Rav’s methodology towards a psak (ruling). TO REGISTER FOR THIS FREE, LIVE, INTERACTIVE COURSE PLEASE VISIT: Rabbi Ovadia Yosef’s Halakhic Methodology Students who cannot join live may watch or listen to the recording. For any technical issues please contact: support@webyeshiva.org PODCAST: Daf Yomi One Week at a Time: Pesachim 25-31 WebYeshiva featured in The Jerusalem Post
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TE257/2012 EMPLOYEE - appellant EMPLOYER - respondent TERMS OF EMPLOYMENT (INFORMATION) ACT, 1994 AND 2001 Chairman: Ms N. O'Carroll-Kelly BL Members: Mr M. Noone Mr T. Brady heard this appeal at Dublin on 23rd January 2014 Appellant(s) : In Person Respondent(s) : Mr Eamon McCoy, IBEC, 84/86 Lower Baggot Street, Dublin 2 This case came before the Tribunal by way of an appeal by the employee (appellant) against the recommendation of the Rights Commissioner ref: (r-120546-te-12/JT) under the Terms of Employment (Information) Acts 1994 and 2001. The Tribunal carefully considered the oral and written evidence adduced at the hearing. The Tribunal is satisfied based on this evidence that the claimant was provided with a written statement of her terms of employment in accordance with the provisions of section 3 of the Terms of Employment (Information) Act. Accordingly the Tribunal dismisses the appeal and affirms the recommendation of the Rights Commissioner.
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Upcoming Writing Contests The following is a list of upcoming writing contests. Be sure to carefully review any contest before entering. Pay close attention to the terms, rights, fees, prize money, judges and rules. You can also view a list of just the poetry contests and a list of writing contests for kids. You can also view a list of all the contests here. We also recommend reading Alex Keegan's article about increasing your chances of winning writing contests. First Pages Prize The First Pages Prize is an annual prize focused on the first 5 pages of a longer work of fiction or creative nonfiction. Deadline: February 7, 2021 Prizes: $2,000 first prize. The Nelligan Prize for Short Fiction The short fiction contest is offered annually by the Colorado Review. Deadline: March 14, 2021 Prizes: $2,000 plus publication L. Ron Hubbard’s Writers of the Future Contest The quarterly contest awards cash prizes of $1000, $750 and $500 are awarded every three months. It is open to original science fiction, fantasy and dark fantasy up to 17,000 words in length. Prizes: $1,000 cash top prize Wergle Flomp Humor Poetry Contest This poetry contest from Winning Writers offers $2,250 in prize including a $1,000 first prize. The judge is Jendi Reiter, assisted by Lauren Singer. Prizes: $2,000 cash first prize Omnidawn Single Poem Broadside Poetry Contest The 2020 poetry contest is open to a wide range of styles. Poems should be between 8 and 24 lines in length. Deadline: April 19, 2021 Prizes: $1,000 cash prize plus publication The Iowa Poetry Prize The prize is open to new and established poets for a book-length collection of poems. Manuscripts should be 50 to 150 pages in length. Prizes: Publication by University of Iowa Press under a standard royalty agreement Fish Poetry Prize The Fish Poetry Prize was established in 2006. Winning poems are published in the annual Fish Anthology. Deadline: May 15, 2021 Prizes: 1,000 Euro 1st prize. Trump Threatens John Bolton Over New Book
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Archives: Propertys Cute & Close Bright and spacious 3 bedroom home located 1 block to WSU. Large kitchen, washer/dryer in-house, central A/C, wood floors, lots of storage in the basement, private, fenced-in back yard, and free off-street parking. Leave a comment on 524 Center St W152 Hwy 35/54, Fountain City, WI Available June 1, 2021 Large, remodeled 5+ bedroom home. 2 full bathrooms, remodeled kitchen with 2 refrigerators, and dishwasher. Washer/dryer in-house, wood and ceramic tile floors, deck with river views, patio in private back yard, and attached 2-car garage. Located just 5 minutes to WSU/Winona. Click here to learn more about living in Fountain City! Leave a comment on W152 Hwy 35/54, Fountain City, WI 3rd St Studio Suites 4 Blocks to Winona State University Single Rooms with Private, Full Bathroom & Kitchenette Now Leasing for 2021-2022 What Makes it so Special? Located in the heart of historic downtown Winona, only 4 blocks from WSU, these comfortable and convenient rooms and studio suites typically fill quickly with no need for advertising. The building was built with a number of types and sizes of rooms, providing you with the choice of a variety of floor plan options that make the building truly unique for all space needs and budgets. Find the size and layout that works best for you, all set up like studio apartments. All units feature private, full bathrooms and kitchenettes. Individual heat and A/C controls are in each unit and modern laundry facilities are available in the building for all residents. Entry to the building is controlled access via key code for resident safety and convenience. The building is located in the heart of downtown Winona and only 4 blocks to Winona State University. Best of all, it costs much less than a shared campus dorm with the bathroom down the hall. The “The Legendary Tavern” bar/restaurant is on the street level of the building. This establishment is a very popular informal eating and meeting spot for Winona college students. Enjoy the convenience of a restaurant in your building. A Piece Of Winona History Known historically as The Schlitz Hotel, this grand 3-story structure was originally built by the Schlitz Brewing Company in 1892 as a hotel and “tied-house.” Tied houses were popular in the late 19th and early 20th century in the United States and were establishments that had exclusive contracts with breweries to only serve that brewery’s beverages. Tied Houses came to a halt with Prohibition in 1919 and were eventually outlawed with the increased regulations on alcohol sales after the repeal of Prohibition in 1933. After Schlitz Brewing sold the property, it continued to operate as the luxurious Winona Hotel into the 1980s. In 1982, the building was added to the National Register of Historic Places. After a sprinkler system flood in the late 1980s, it was remodeled into studio/efficiency apartments and has operated as an apartment complex on the top 2 floors with a bar/restaurant on the main level to the present. WsYou/Bluff City Properties, LLC has preserved this Winona Landmark since 2012 and we are proud to own and manage this grand historical building. If you look closely at the very top of the front of the building, you can still see the prominent Schlitz globe logos in the brick facade. Leave a comment on 3rd St Studio Suites Quad 2.0-Spring Semester Sign up Now For This Year and Next Year. ROOMS AVAILABLE FOR SPRING SEMESTER AT REDUCED RATES Only $199 first month’s rent & $199 security deposit. (no money due at signing) Learn More at Quad20.com The Quad 2.0 offers WSU students a less expensive, upscale private dorm-type housing option with all the comforts and conveniences of off-campus living. Located next to the WSU Main Campus, the Quad 2.0 has larger room sizes, luxury amenities and features you won’t find in any on-campus dorms anywhere, at rates that are less expensive than on-campus dorms. Check out these amazing features and amenities: • Private, furnished and remodeled rooms feature more space than on-campus dorm rooms (10 X 15’) • All rooms are remodeled and furnished with a single bed, nightstand, lighting and private closets/storage. Each room also includes private sinks/vanities with medicine cabinets. • In addition to the above, available “Mini Suites” also feature private kitchenettes, custom cabinetry with built-in refrigerators and microwave ovens, hardwood floors and custom paint. • Unlike other dorm rooms, you control the heat and air-conditioning in your room. • All Quad 2.0 residents have 24-hour access to 2 modern, fully equipped kitchens. • Inexpensive, modern laundry facilities on-site. • Three student lounges that are perfect for study groups, socialization and relaxation with your friends. • Private reserved off-street parking spaces, including some covered spaces on-site. • Recently-completed large on-site storage building with private storage units for Quad 2.0 residents. Use your own lock for extra security. • No requirement to vacate your room between semesters. • All this and…Less expensive than on-campus dorms! • Choose your own roommate and save even more money Semester Rates starting at $1,995 (Compare to WSU On–Campus Rates of $3,350 for singles) Safety and Security- Our Highest Priorities • The main entrance, as well as entrances to each floor/section are separately locked/security. • All female shower rooms are separately secured. • The entire building is sprinkled and exceeds all current safety standards. • Full-time, staffed office for your convenience and assistance. Emergency services with live operators 24 hrs/day. • Security cameras monitor exterior access points and interior hallways. At the Quad 2.0 Private Student Housing, our student residents enjoy all the convenience and campus culture of dorm life while having the private space and amenities you want to help you study, socialize, relax and sleep in comfort and convenience on your schedule. Fifth St Suites 4 Blocks to Winona State University Single Rooms with Private, Full Bathroom and Kitchenette Check out a Virtual Tour Below: Fifth Street Suites is another fine example of “building recycling.”The former Knights of Columbus Building was fully remodeled into brand new, spacious suites in 2011. The majority of the suites are for 1 or 2 people, along with a limited number of units spacious enough for 3. Each unit features a private full bathroom and kitchenette. The many sizes and floor plan options to choose from make this building one of a kind. Located on the edge of downtown Winona, Fifth Street Suites is close to banks, the post office, a grocery store, and a number of fine restaurants and shops, all while being only 4 blocks to WSU! Individual heat & A/C controls are in each unit. Each private full bathroom has soft water conditioning. Beyond-code insulation in all of the walls results in efficient, private space for residents to study and relax. Entry to the building is controlled access via key card or intercom system for resident safety and convenient, modern laundry facilities are on-site. There is even a roof-top terrace for residents to enjoy the Mississippi River, bluffs and Winona’s beautiful sunsets. Best of all, it costs much less than a shared campus dorm with the bathroom down the hall! Leave a comment on Fifth St Suites Parkview Apartments 3.5 Blocks to Winona State University 1 Bedroom and Efficiency Apartments 1 unit available now or January 15. Built in 1911, the stately “Parkview Apartments” building was the first structure built in Winona specifically for the purpose of rental apartments. Located across the street from the Winona Post Office and a park, these spacious, deluxe apartments are just 3 blocks from Winona State University, near the heart of historic downtown Winona, Minnesota. The apartments consist of 13 one-bedroom units and 10 efficiency/studio apartments. Most units feature original built-in oak cabinetry. Best of all, it costs much less than a shared campus dorm with the bathroom down the hall! The main entry doors are controlled-accessed for added security and ample bike racks are provided for your convenience. A modern laundry room is located on-site as well. There is a rooftop veranda with panoramic views of the city, WSU, the Mississippi River and surrounding bluff country of Minnesota and Wisconsin. If you’re looking for location, privacy, security and luxury, look no further than the Historic Parkview Apartments. Leave a comment on Parkview Apartments Shortys Greenhouse 1 Block to Winona State University Single Rooms with Private, Full Bathroom & Kitchenette Shorty’s Greenhouse Built new in 2009 on the site of former historic railroad diner and tavern, Shorty’s Café & Lounge, which succumbed to fire in 2005, Shorty’s Greenhouse features private dorm-style units 120 yards east of Winona State University. Each unit has a private full bathroom and kitchenette. Shorty’s residents have the luxury of security, comfort, and convenience near the heart of campus. Shorty’s features a sprinkler system with full alarm monitoring for resident safety. Access is controlled with resident key card or intercom system. Monitored security cameras are present for added resident safety. Large passive solar windows provide light and warmth in winter (It’s a “green” house), and that heat energy is retained by added insulation. Each unit has separately controlled heat and A/C. Each private bathroom has soft water conditioning. Beyond-code insulation in all of the walls results in efficient, quiet and private space for residents to study and relax. A free, a guaranteed parking space is available for resident use. Located across the street from the newly remodeled train station, you can travel between the Twin Cities, Chicago area, in between and beyond, via Amtrak. With bike lanes throughout the city, excellent city bus service, the WSU shuttle, and now a “car-share program” at WSU, many residents choose to leave their cars at home! Shorty’s is not only close to WSU, it is also just a few blocks from grocery stores, banks and cafes. Beautiful Lake Park with miles of paved exercise trails is only 3 blocks away. Students enjoy the academic and social benefits of being steps from campus with the comfort, privacy and space of a studio apartment for study and relaxation. Best of all, it costs much less than a shared campus dorm with the bathroom down the hall! Leave a comment on Shortys Greenhouse Isabelles Lodge Isabelle’s Lodge (50 W Mark St) Formerly the Burlington Hotel and later a boarding house, the site of Isabelle’s Lodge was a stopping point for travelers to Winona via train for over 100 years. After years of neglect, the original building was raised and Isabelle’s Lodge was constructed on the site in 2010. Named in honor of the previous owner and daughter of the hotel’s owner, Isabelle’s Lodge features private dorm-style units 1 block east of Winona State. Each unit has a private full bathroom and kitchenette. Custom-built cabinets, wood floors, and tasteful color schemes adorn each unit. Isabelle’s Lodge residents have the luxury of security, comfort, and convenience near the heart of campus. Isabelle’s features a sprinkler system with full alarm monitoring for resident safety. Access is controlled with resident key card or intercom system. Monitored security cameras are present for added resident safety. Each unit has separately controlled heat and A/C. Each private bathroom has soft water conditioning. Beyond-code insulation in all of the walls results in efficient, private space for residents to study and relax. These, new, deluxe private units are 100 yards from the main campus at WSU. A private parking lot is available for residents to use. Located across the street from the newly remodeled train station, students can travel between the Twin Cities, Chicago areas and beyond, via Amtrak. With bike lanes throughout the city, excellent city bus service, the WSU shuttle, and now a “car-share program” at WSU, many residents choose to leave their cars at home! There are also laundry facilities located on-site for added convenience. Leave a comment on Isabelles Lodge 264 W 7th Apt 31 Wood Floors/Private Deck Sleek and clean efficiency/studio unit across the street from WSU. Brand new washer/dryer on-site, lots of storage space, controlled accessed entry, and private deck. Brand new garage and/or storage unit may be available. Leave a comment on 264 W 7th Apt 31 Vintage and Clean 1 bedroom unit across the street from WSU. Brand new washer/dryer on-site, ceiling fans, controlled accessed entry, and private deck. Brand new garage and/or storage unit may be available.
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Programming.. More than just code .... Greetings visitor, welcome to xbdev.net, bringing you all the bytes of information.. Please explore the range of tutorials and research articles through to prototypes and sample code listings on a range of subjects. All sorts of exciting gems from graphical formats through to game engines and machine learning. If there is a particular area or project you'd be interested in proposing - something that would be an invaluable help to the public - please get in touch. We are always open to new ideas and projects, anything you can imagine... ranging from reverse engineering to writing simple hello world tutorials in for game consoles. What's been happening, what's new, what does tomorrow hold? Time is flying past so fast! - Christmas Is Coming Again (2021!) Again! A range of new articles on Javascript and Interactive Web-Based solutions are available, not to mention, research articles that explore cutting edge topics. I'm sure you'll find something to feed your curiosity. As who can't resist opening the hud, and having a look at what's actually happening inside - optimization tricks, software projects, file formats, processors, compilers, assembly, so many juicy topics .... Season of Gouls and Ghosts - Halloween! Just because it's that time of year, and we don't want to go straight to Christmas and miss Halloween. Get into the 'spirit' of things. A simple Halloween/Javascript Game with an integrated editor (link). Visitor: 9534626 { 229.27.38.75 } Copyright (c) 2002-2020 xbdev.net - All rights reserved. Designated articles, tutorials and software are the property of their respective owners.
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Khloe Kardashian is Moving Back to Cleveland for Family Life with Tristan and True Thompson Photo credit: Jerritt Clark - Getty Images From Marie Claire It’s fair to say that Khloé Kardashian and boyfriend Tristan Thompson have defied all the odds in managing to keep their relationship together. They’ve really been through it and honestly, it doesn’t get much worse than a public cheating scandal-but, ever since the news of his infidelity was first leaked, Khloé has been determined that the couple would make it work for the good of their baby daughter, True Thompson. Just a few weeks ago the 34-year-old reality star confirmed on Instagram that Tristan had indeed been unfaithful but, in the five months since the incident was caught on camera, the couple have seemingly gone from strength to strength. Now, Khloé is reportedly making her biggest commitment to their future as a family so far, with a decision to move back to Cleveland with Tristan and True. Having spent the summer working positively on their ability to “coexist”as parents and later, a couple, it’s thought that Khloé will follow Tristan back to Cleveland as his basketball season with the Cavaliers starts up again now that things between them are looking better than ever. A source told People: “Khloé and Tristan are great. Ever since they have both been in L.A. with True, they have really worked on relationship issues. They had an amazing summer together and a gorgeous family vacation. But vacation has already ended and Tristan has to be back in Cleveland for the new season. He has games in October.” We are ready whenever you are little mama 🦋 A post shared by Khloé (@khloekardashian) on Apr 9, 2018 at 6:24am PDT Of course, it won't have been an easy decision to make. Khloe has since built a happy life in L.A. having relocated to living just around the corner from to her momager and sisters. But now it seems that strengthening her own little family comes as top priority for the new mom, ahead of the Kardashian-Jenner gang. “They are all moving back to Cleveland, and it’s hard for Khloé. She will really miss Kris [Jenner] and her sisters,” the insider went on. “It’s not going to be easy for her. But she is committed to keeping her family together. And Tristan has shown that he is committed to Khloé, so Khloé will make it work.” “Not smiling makes me smile” Kanye A post shared by Khloé (@khloekardashian) on Jul 26, 2018 at 11:19am PDT While being a Kardashian naturally means Calabasas runs through their veins, the couple’s previous home in Cleveland also has a special sentiment for KoKo. She spent most of her pregnancy living there, and it was where True was eventually born back in April. It's a big step to make, but there's still one very important question to consider. Does this mean we now have to officially change its title to Kleveland? ('You Might Also Like',) The 5 Best SPF-Filled Moisturizers I Promise Don’t Suck The 5 Best Self-Tanners That Will Never, Ever, Ever Streak Do Those Jade Rollers Really Work, or Are They Just Pretty? Martin Luther King Jr.’s marches influenced BLM Kamala Harris Says She'll Be 'Thinking About [Her] Mother' on Inauguration Day Women's Health·12 min read Alberta King, Martin Luther King Jr.'s mom, made her own impact on civil rights Dreamy deal: Top-rated 100 percent Egyptian cotton sheet sets are on sale at Amazon, today only New year, new sheets. Shawn Johnson announces she's pregnant with baby No. 2 Shawn Johnson is pregnant with baby number two. The retired Olympic gymnast, 28, and her husband, Andrew East, 29, announced on Friday that they are expecting in a YouTube video and Instagram post writing, “Here we go again.”
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Friday 08 Nov 2019 @ 14:25 techUK UK Cyber Security Council Formation Project The UK Cyber Security Council Formation Project is looking to widen engagement with industry. The Government launched a consultation on 19 July 2018 outlining proposals to develop the cyber security profession in the UK. This included a proposal to create a new, independent UK Cyber Security Council. In September 2019, The Department for Digital, Culture, Media and Sport (DCMS) commissioned the establishment of the UK Cyber Security Council through a consortium of cyber security professional bodies to be finalised by the end of March 2021. This Alliance of professional cyber security organisations will bring together credibility and knowledge across a wide range of disciplines to further strengthen the UK’s leadership position in cyber security innovation and resilience on the global stage. We're committed to working with the Government and the National Cyber Security Centre on delivering the rapid, yet capable development of specialist cyber skills to meet the growing needs of the industry, manage risk and secure the next generation of talent. The UK Cyber Security Council will aim to coordinate the existing professional landscape to make cyber security a well-structured and easy-to-navigate profession which represents, supports and drives excellence going forward. As part of this work, the project secretariat is seeking organisations represented by senior, experienced individuals for the following roles. Project Board Co-Chair Deadline for applications – 15 November 2019 Deadline for applications - 29 November 2019 Workstream 3: Council Formation and Operations Workstream 4: Communications Workstream 5: Developing the Profession Workstream 6: Qualifications Workstream 7: Code of Ethics Workstream 8: Thought Leadership Workstream 9: Royal Chartered Status Note – all roles are volunteer-based and are not remunerated, but the post-holder is able to claim reasonable out-of-pocket expenses. Channel website: http://www.techuk.org/ Original article link: https://www.techuk.org/insights/news/item/16284-uk-cyber-security-council-formation-project Access Partnership publishes Tech Policy Trends in 2021 report Access Partnership, the global public policy consultancy for the tech sector, has released its Tech Policy Trends in 2021. techUK members have won funding as part of the DASA Intelligent Ship Phase 2 competition. Defence Digital and techUK publish joint list of signatories to collaboration Code of Practice Following the recent launch of a new Code of Practice for collaboration, techUK and Defence Digital are delighted to share a joint list of MOD and industry signatories to the code. Avon and Somerset Police Proof of Concept (PoC) Guest Blog: Phillip Ridley, Senior Business Development Consultant at 1Spatial and 'Interoperability in Policing' Working Group member shares his recent work with Avon & Somerset Police in the world of spatial data. Ofcom report: Technology Futures The UK's communications regulator Ofcom has published a new report, Technology Futures, that shines a spotlight on the innovative, emerging technologies that could shape the communications industry in the future. 5G Create trials to utilise Open RAN The UK Government’s 5G Testbeds and Trials Programme has announced the latest projects to receive funding for innovative new uses of 5G, following the 5G Create competition. Digital Ethics Summit 2020 Day One- Lessons to be learnt from 2020 Summary of day one at techUK's Digital Ethics Summit 2020. Digital Ethics Summit 2020 Day Two- Moving Forward in 2021 Summary of day two at techUK's Digital Ethics Summit 2020. Contribute a case study to techUK’s landmark digital twins report! techUK is aiming to kick-off 2021 in style with the release of a landmark report ‘Unlocking value across the UK’s digital twin ecosystem’.
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Category: Cars Science Hobbies Technology Travel Internet Business Education Food Beauty Language Miscellaneous Industry Anatomy Health Crafts Home Finance Medicine Fashion Fitness Art United States Environment History People World Law What is a Stroker Kit? Lori Kilchermann A stroker kit is used to produce more power from an internal combustion engine by increasing its displacement. Consisting of a crankshaft, pistons and connecting rods, the stroker kit is installed as a complete unit. The stroker kit is created by offset grinding the crankshaft's rod journals. This is combined with connecting rods often designed for a different manufacturer's engine, such as using Chevrolet connecting rods in a Ford engine. Pistons are typically custom manufactured to fit the specific application and requirements of the stroker kit. A crankshaft is one of the parts of a stroker kit. Primarily used in racing applications, a stroker kit provides the power typically found in a larger engine while maintaining the weight of a smaller engine. A stroker kit is often used in drag racing car engines because it is an effective lightweight alternative to building a heavier, more powerful engine. By using a stroker kit, displacement numbers typically found only in heavy big block engine configurations can be achieved in much lighter, small-block engine packages. A stroker kit is used to produce more power from an internal combustion engine by increasing its displacement. Installing a stroker is more involved than simply bolting in new parts. In most stroker assemblies, the engine block must also be cleared in order to facilitate the longer throws of the stroked crankshaft. The clearancing procedure involves grinding the bottom of the cylinder walls to avoid contact between them and the spinning crankshaft and connecting rods. Failure to adequately clearance an engine block will result in catastrophic engine damage and failure as the crankshaft, connecting rods and engine block all meet upon engine start up. Increased oil consumption is often a negative side effect of building a stroker engine. Often the piston pin is placed very high in the piston, actually placing it within the piston rings. This can cause the oil to slip past the rings and cause an oil burning problem in some engine designs. Excessive piston rock can also create oil consumption. The longer stroke also has a negative effect on the angle in which the connecting rod finishes and begins the stroke, causing the piston to rock in the cylinder bore. The increase in stroke also adds torque to an engine. In a racing application, the stroker kit equates to a vehicle leaving the starting line or exiting a corner with more power. The unfortunate side effect of a stroker kit lies in the initial added cost not only of the rotating assembly, but also of the machine work required to make the engine and kit compatible. Cars Science Hobbies Technology Travel Internet Business Education Food Beauty Language Miscellaneous Industry Anatomy Health Crafts Home Finance Medicine Fashion Fitness Art United States Environment History People World Law What is a Harmonic Balancer? What is a Piston Pump? What is a Volksrod? What is a Flat Engine? What is a Chassis Dynamometer? What is a Power Clutch? What is a Piston Skirt?
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Bills sign A.J. Epenesa, Gabriel Davis and Jake Fromm to rookie deals Iowa defensive end A.J. Epenesa gets set for a play during the first half of an NCAA college football game against Middle Tennessee, Saturday, Sept. 28, 2019, in Iowa City, Iowa. (AP Photo/Charlie Neibergall) BUFFALO, N.Y. (WIVB) – On Thursday the Bills signed three out of their seven draft picks to rookie contracts and on Friday they added three more as defensive end A.J. Epenesa, wide receiver Gabriel Davis and quarterback Jake Fromm inked their deals. The Bills drafted with their first pick of the draft, 54th overall in the second round. Epenesa brings some much needed youth to the defensive end room as he joins Jerry Hughes, Mario Addison and Trent Murphy. Going into the draft, Epenesa was projected as a first-round pick but his stock likely fell given his unimpressive showing at the combine. Davis was the Bills first of two wide receivers they picked. They drafted Davis out of UCF with the 128th overall pick in the fourth round. Isaiah Hodgins was the other receiver as they both bring size to the receiving corps. Even though the Bills traded for Stefon Diggs, adding as many weapons for Josh Allen is important since this is a passing attack that’s struggled over the past two years. They could both contribute on special teams as well. Despite having Josh Allen as their starter and Matt Barkley as his backup, the Bills went with a quarterback in the fifth round drafting Jake Fromm out of Georgia 167th overall. As he slid that far, GM Brandon Beane admitted after Fromm was not on their radar heading into the draft but the value and his talent was too good to pass up there keeping with their philosophy of drafting the best player available. Beane also added Fromm will have to earn his spot and whether they’ll roll with two quarterbacks or three for the season is still unknown. Running back, Zack Moss who the Bills drafted in the third round is the only one left to sign now.
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See our Great Deals on Posters, Photography, T-Shirts and more... Sign In Get The App Concert & Band Photos Vintage Tour T-Shirts, Hoodies & Hats Backstage Passes & Laminates Magnets, Stickers & Playing Cards Greeting Cards & Wrapping Paper Infant Onesies Best Live Music King Biscuit Silver Eagle Newport Jazz Newport Folk Concert & Band Photos Fine Art Print Slayer Fine Art Print 11x14 $217 $108 $109.00 Item Number JSPPS56785-FP Joe Sia $217 - $346 $108 Slayer Fine Art Print About Joe Sia Joe Sia was a shooting star, a genuine, hands-down, everyone-agrees-on-this star at shooting [photographs], and his departure from this planet in 2003 at the tender age of 57 was too soon for a man of his talent. Born in the Bronx and a committed Yankees man, Joe loved music and gravitated around the Fillmore East and the flower-power youth-culture rock scene from whence he set out to capture some of the most incredible sounds of the last half-century. How could Joe capture sounds on camera film? He did it by focusing on the faces of the performers and the woozing-oozing crowd and by giving the background, whether simple or wild, the importance it deserved in defining the artist and event. Sia's entire archive consists more than a quarter of a million photographs that document almost 35 years of music genre and giants. Best of Joe Sia $433 - $607 $216 Eddie Van Halen Fine Art Print $433 - $607 $216 Jimi Hendrix Fine Art Print $217 - $346 $108 Jethro Tull Fine Art Print $217 - $346 $108 The Allman Brothers Band Fine Art Print $260 - $433 $130 James Hetfield Fine Art Print $217 - $346 $108 The Rolling Stones Fine Art Print ©2021 Bill Graham Archives LLC
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Year 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 SIBUR and Sinopec set up a JV at Amur Gas Chemical Complex SIBUR Holding, Russia’s leading petrochemicals company and one of the most rapidly growing petrochemicals businesses globally, and China Petroleum & Chemical Corporation (Sinopec), China’s leading energy and chemical company, have closed the deal to set up a joint venture (JV) at the Amur Gas Chemical Complex after obtaining all the necessary approvals from the regulators of both countries. SIBUR and Sinopec will hold interest in the JV in the amount of 60% and 40%, respectively. SIBUR’s contribution to driving non-commodity dependent economy recognised by Russian president The Company’s ZapSibNeftekhim has been constructed and ramped up to full capacity at a record-setting pace Green granules: SIBUR to produce PET partially from recycled feedstock SIBUR's POLIEF site in Blagoveshchensk, Republic of Bashkortostan, launches the production of green PET granules, which, among other materials, will rely on some 34 kt of recycled plastics annually. PET flakes derived from used food packaging will serve as an input for primary polymers. ZapSibNeftekhim produces first polyethylene from its own feedstock In the course of ZapSibNeftekhim commissioning and start-up, we reached yet another major milestone – the first ethylene batch produced in-house and used as feedstock for the first polyethylene granules. SIBUR upgrades and ramps up terephthalic acid production benefiting medicine, construction, food packaging, textiles and more SIBUR’s Blagoveshchensk site has held a ceremony to celebrate the completed reconstruction of the terephthalic acid production facility, the only one currently in Russia. SIBUR and Skolkovo Foundation launch PolyLab, Russia's first R&D centre for the development and testing of polymer products Russia's Prime Minister Dmitry Medvedev cut the ribbon of the first domestic R&D centre for the development and testing of polymer products – SIBUR PolyLab located at the Skolkovo Innovation Centre. New DOTP facility at SIBUR’s Perm site makes first pilot shipment to customers The Perm facility is 100% ready for commissioning, with the first batch of dioctyl terephthalate coming off the line and shipped to customers as part of the pre-commissioning pilot. ZapSibNeftekhim's polypropylene unit produces first granules The polypropylene unit at ZapSibNeftekhim, a deep hydrocarbon conversion plant under construction, is 99.8% complete. Construction and installation works on the process unit are over, and commissioning is underway. In particular, systems are undergoing functional testing and safety systems are being checked for proper performance. SIBUR to improve polybutadiene rubber production efficiency in Voronezh A 13 ktpa capacity ramp-up will increase total capacity to 48 ktpa and enable the Company to meet the strong demand for Nd-BR in the target markets of the CIS and Europe. Biological treatment facilities launched at SIBUR's Perm site Maxim Reshetnikov, Perm Territory Governor, and Dmitry Konov, Chairman of the Management Board of SIBUR Holding, launched biological treatment facilities at SIBUR-Khimprom International Media Relations Anna Lebed Tel.: +7 (495) 937-17-26 Fax: +7 (495) 777-55-00 E-mail: LebedAI@sibur.ru
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Surface Pro: Three months in, here's what I've learned Three months after buying a Surface Pro in the middle of a Canadian blizzard, how's it holding up as my everyday laptop? By Simon Bisson for 500 words into the future | May 17, 2013 -- 12:46 GMT (05:46 PDT) | Topic: Mobility With Microsoft's Surface Pro about to arrive in UK stores , it's probably a good time to round up my experiences of using a Surface Pro as my main laptop for the last couple of months. My HP touchscreen PC was starting to show its age, and its first generation Core i3 wasn’t quite powerful enough for some of the tools I’d added to my workflow since I first bought it more than three years ago. Microsoft Surface: Seven things Microsoft must do to make it succeed Rumours are swirling of new Surface tablet PCs arriving soon — so what does Microsoft have to do to make its hybrid device a success? Windows 8 had certainly given it a new lease of life, as I’ve mentioned in the past, but it was time to bite the bullet, hand over the credit card, and start the migration to a new PC. Moving from one Windows 8 machine to another isn’t hard, especially when you’re keeping the same Microsoft account. Settings move across as soon as you log in for the first time, and Surface Pro’s bundled Office 365 click-and-run installer just needs an Office 365 account (or an Office 2013 product key) to start working. There wasn’t much more software I needed to install: TweetDeck, Lightroom, the Flickr Uploadr, Skype and Chrome are about all I need on a Windows desktop these days (well, along with Steam to install my cloud copy of Civilisation…). A Core i5 processor and 4GB of RAM make the Surface Pro fast and responsive – and that makes it an excellent machine for working with photography. The 1080p screen is bright and clear, and it has some of the best and deepest blacks I’ve seen. Microsoft ships the Surface Pro configured for 150 percent scaling, and I’ve left it on. While 100 percent scaling is crisp, fonts are just too tiny to be easily legible. That screen scaling is probably the Surface Pro’s biggest flaw. If software has been written to support it correctly, you’ll have some of the best text and graphics Windows can give you. But if it isn’t you can end up with massive windows that can’t be shrunk, or teeny tiny fonts that need an additional magnifying glass to be read. Microsoft needs to get developers to build scaling-aware software that can give you the GUI the Surface Pro’s screen deserves. No matter what amount of storage you opt for, you’ll find an SDXC card a worthwhile investment. I bought a 64GB card with my Surface Pro, and use it for additional document storage, and to hold pictures I take while on the road. It’s worth considering using the trick of mounting the SD card in an NTFS directory, so you can use it in Windows 8 libraries (especially if you want to use it to host backup files for Office documents and for OneNote notebooks). Surface tension: The long, strange history of the Windows tablet The launch of Surface Pro is Microsoft's most important attempt to build a tablet device. But the company has been trying to get this right for a long, long time. There’s a lot to be said for Surface’s pen — especially if, like me, you use OneNote a lot. The size and weight of Surface make it easy to hold while taking notes (something that was a little difficult with earlier iterations of the Tablet PC). It took a while for Microsoft and Wacom to release driver that supported pressure sensitivity in applications such as Photoshop. One thing about the Surface Pro’s mix of touch and pen is that it’s easy to use the two together. If you’re drawing with the pen, you’ll quickly find yourself scrolling the screen with one finger, or using your other hand to make selections. Mixing pen and touch turns out to be faster than just using touch or pen on their own; and if you throw in the Type Cover, you’ll also find yourself using the keyboard as well. UI research specialist Bill Buxton has talked about multi-modal computing, using MSR’s natural medium Degas art software (itself the basis of Windows 8’s excellent FreshPaint app) to demonstrate how mixing input methods would work. Surface Pro’s multi-modal hardware makes it an ideal platform for exploring these ways of working — and it’s fascinating to realize that those features are at the heart of everyday tools like Office. Not everything is perfect. You do need long legs to type using a Type or Touch Cover on your lap, and mine just don’t quite make the grade. There are persistent rumours that Microsoft will be launching additional covers, and extra connectors that aren’t there on the Surface RT make a heavier keyboard case with an extra battery a distinct possibility. While Surface Pro’s battery life isn’t too shabby, a little extra wouldn’t hurt — and adding more stability and comfort to the mix would certainly be a bonus. I did find buying a couple of accessories useful. Surface Pro doesn’t have an Ethernet port, and if you don’t want to be limited by the vagaries of wireless networks, you’ll want a USB to Ethernet adapter. I decided to invest in a USB 3.0 to Gigabit adapter to take advantage of the fast network I’d put in my office. I also invested in a case, getting Incipio’s ballistic nylon case — which, while originally designed for the Surface RT, turns out to be a good fit for a Surface Pro and a Type Cover keyboard, with plenty space for a pen. Surface Pro is to Microsoft’s hardware range as the MacBook Air is to Apple’s. It’s a light, modern laptop that’s easily portable, taking up a lot less space in the bag than the last generation of Windows machines. The addition of touch makes it that little bit different, and it’s an attractive machine that gets attention wherever you might use it – on a plane, in a coffee shop, or even (in tablet mode) on the Tube. And that’s what’s probably the most different about Surface Pro; despite one or two niggles, it truly is a laptop you can use anywhere. Laptops Smartphones Mobile OS Security Hardware Reviews More from Simon Bisson How I used open source to extend Apple’s Home automation to more devices Working from home: Making those Zoom calls and Microsoft Teams meetings a bit more comfortable Raspberry Pi 4: How I built a twitterbot to track planes passing overhead Improving my iPhone photos with ShiftCam's lens case
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Posts Tagged ‘caitlin hill Kill Climate Deniers Tags: caitlin hill, david finnigan, kill climate deniers, Metro Arts, that production company, timothy wynn Metro Arts and That Production Company May 15 – 25 2019 Reviewed by Shannon Miller As I left David Finnigan’s play Kill Climate Deniers, I checked my phone and was struck by the news that Bob Hawke had died. My first reaction was of a selfish, mortal fear of having accomplished nothing in my life, and that death and annihilation were real even for leviathans. Some years before I was catching a taxi with a friend from the cab rank at the State Library of Queensland and I heard someone behind me shouting, Blanche! Blanche! in a voice unmistakably Bob Hawkes’. I turned to see the man himself standing behind me, unassuming, yet distinguished, and dressed in a brown-grey suit, quickly taking the hand of his beautiful companion. Together they vanished into the taxi they’d hailed. I was taken aback by his presence, immediately star struck and with a jealous pride, I thought to myself even then, how does someone carve out for themselves a life of meaningful contribution like Bob Hawke. And now, following the result of the recent federal election, Metro Arts’ play Kill Climate Deniers couldn’t be more relevant with proponents of climate change reform waking with a severe election hangover to the realisation that their worst nightmares have in fact come to pass. That Australian voters have swung away from serious environmental policies in favour of more personally affecting economic imperatives. ‘Strange as it sounds, it is an enormous achievement of consciousness to recognise that, as a species, we face great problems which are of our own making and which, for the moment, we are unable to solve’. These words from Doug Cocks’ Global Overshoot: Contemplating the World’s Converging Problems are projected onto the stage as we take to our seats, and they will no doubt underpin the philosophy of this play which is unapologetically about the politics of climate change. Out of some fractured abstract beginning scenes and angsty poetry readings, a traditional narrative emerges; a comedy about the besieging of Canberra’s Parliament House during a live performance of Fleetwood Mac by a troupe of eco-terrorists who ostensibly hold the audience hostage—the ransom of which is for the government to end global warming. Holed up in the ladies’ bathroom, the Environment Minister played exuberantly by Jessica Veurman and her trusty social media manager, Charleen Marsters together navigate their way out of their predicament John-McClane-Die-Hard-style. Veurman is perfectly cast as the glamourous Environment Minister, a puppet ruler who finds herself completely out of her depth and in the centre of a fierce protest between eco-propaganda, climate science and campaign fear mongering. She’s peddling the government’s solar radiation management policy to essentially blot out the sun and combat global warming and her social media advisor is deftly sculpting her a hip and unbiased public image. Veurman is forced to stand for her ideals and eventually goes full Kill Bill on her marauders while Martsers is charming, capturing her boss’s insta-stories and boosting her follower numbers. The writing is clever and genuinely funny, metaphysically self-referencing and critiquing itself, and while at times the text delves too obviously into rant and political diatribe, it’s buoyed by the cast; all strong, energetic and contemporary women who work hard together to pull this off. With its costume-wig swapping and satirical lampooning, it’s similar to the sketch comedy and political strawmen of Shaun Micallef’s Mad as Hell characters. While there’s relevance to the politicisation of Peter Garret’s band Midnight Oil, references to the playwright’s 80s and 90’s pop music influences, although added for colour and to give the audience a break from the preaching, are filibuster, unnecessarily prolonging an already too long show. At over two hours with no interval, actors are fatigued by the end defaulting into campish ham with the text exhausted of witty commentary, giving over to silly fight scenes and farce. Nevertheless, the audience lap this up. It’s funny, silly stuff with some serious thought-provoking messages about climate change, the divisive nature of politics and the private sector agenda seeking to capitalise on the public’s fear, confusion and ignorance, with the true causality of inaction getting lost and forgotten in the message: the dwindling environment itself. Caitlin Hill’s noteworthy performance as the narrator stood out as the show’s moral compass and the technical artists: Daniel Anderson’s lighting design, Wil Hughes’ sound design and Justin Harrison’s AV design are all impeccably schmick and visually arresting under the eye of Timothy Wynn’s expert direction.
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Covid-19 restriction updates March 16, 2020 June 30, 2020 / youghvacationrentals Somerset County in South Western PA moved to the Green phase on June 5. Which means pretty much everything is open with new protocols/precautions (which is apparently as far as things go–for at least now). So far all openings have gone well with no reason to go back to more restrictions—fingers crossed that stays that way. But things still seem to change daily and do your own research. Here’s what green means: Gatherings of more than 250 people remain prohibited. This would include most festivals, conferences, sporting events or concerts. Religious worship is exempt from restrictions, but social distancing and other mitigation methods are strongly encouraged. All businesses operating at 50% occupancy in yellow phase may increase to 75%, but working remotely is still strongly encouraged. Businesses with in-person operations must follow updated safety requirements. Personal care services, such as hair salons and barbershops, open at 50% occupancy and by appointment only Construction activity may return to full capacity Dining and recreation Restaurants and bars open for dine-in service, but with occupancy limits and other guidelines. Indoor recreation, including gyms, spas and health and wellness facilities, open at 50% occupancy with appointments strongly encouraged All entertainment, including casinos, theaters and shopping malls, open at 50% occupancy Schools can reopen, subject to CDC and state guidance (though they will remain closed for the rest of the 2019-20 school year) Child care may open, complying with guidance. Congregate care restrictions remain in place Prison and hospital visitation restrictions determined by individual facilitiesStill in yellow TIPS FOR STAYING IN THE KNOW https://www.laurelhighlands.org/things-to-do/now-open/ is a good resource. Also finding the Facebook page for the business that you are looking for often has the most updated info. ← Mitch’s Fuel & Food
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State Oppression, Violence against Minorities, and the Possibility for Remedial Secession and Independence: An International Conference genocideinternationallawself-determination The George Washington University Law School and the International Institute for Genocide and Human Rights Studies are co-organizing a major symposium titled, “State Oppression, Violence against Minorities, and the Possibilities for Remedial Secession and Independence: An International Conference.” The conference will explore issues surrounding the inherent conflict between two UN principles—the territorial integrity of states and the right of self-determination of peoples—through the prism of a third UN principle, the Universal Declaration of Human Rights. Attendance is free, however, due to space limitations, pre-registration is required. To register, please contact Ms. Silena Davis at sdavis@law.gwu.edu before March 30, 2015. Tuesday, April 7 and Wednesday, April 8, 2015 The Jacob Burns Moot Court Room The George Washington University University Law School 2000 H Street, NW Register here: https://ssl.law.gwu.edu/webforms/Fac_Self_DeterminationConf.html 2 pm: Welcome Remarks Associate Dean Susan L. Karamanian, Burnett Family Professorial Lecturer in International and Comparative Law and Policy Introduction to Conference Theme Roger W. Smith, Chairman of International Institute for Genocide and Human Rights Studies, Professor Emeritus of Government, College of William and Mary, Williamsburg, VA diZeriga Lecture-Keynote – “Does International Law Allow the Use of Force in Support of Self-Determination Movements” Professor Dapo Akande, Professor Public International Law; Yamani Fellow, University of Oxford 3 pm: Panel 1 | “Self-determination and Territorial Integrity” Moderator: Professor Ralph Steinhardt GW Law Panelists:  Professor Hurst Hannum, The Fletcher School of Law and Diplomacy, “The International Law of Self-Determination and Territorial Integrity”  Philippe Kalfayan, Council of Europe; Former Secretary General of FDIH (International Federation for Human Rights League), “When Does the Right to Self-Determination Become a Struggle for Independence”  Professor Linda A. Malone, William and Mary Law School, “The Challenge of Self-determination in Democratic and Non-Democratic States” 4.30 pm: Panel 2 | “Case Studies of Self-Determination—Successful, Failed, and Contested” Moderator: Professor Francesca Bignami  Somaliland – Professor Chiara Giorgetti, University of Richmond School of Law  Kosovo – Professor Sean Murphy, GW Law  South Sudan – Professor Jure Vidmar, University of Oxford, Maastricht University 5:45 pm: Reception – Kelly Lounge 9 am: Panel 1 | “Case Studies of Self-determination—Successful, Failed, and Contested” Moderator: Professor Edward Swaine  “The Russian ‘Near Abroad’: The Frozen Conflicts and Ukraine” – Professor Christopher Borgen, St. John’s University Law School  East Timor – T. Kumar, International Advocacy Director, Amnesty International  Biafra, Katanga – Professor Frédéric Mégret, McGill University Faculty of Law  The Impact of the Collapse of the Soviet Union on Republics on Self-Determination in the Caucuses, – Professor Paul Williams, American University Washington College of Law 10:15 am: Coffee Break 10.30 am-Noon: Panel 2 | “Self-determination versus Territorial Integrity: Lessons for the Future” Moderator: Dinah Shelton  Professor Lea Brilmayer, Yale Law School, “What New International Legislation and What New International Bodies Are Needed to Resolve and Enforce the Right to Self-Determination of Oppressed Enclaves?”  Professor Paul Williams, American University Washington College of Law, “The Lessons of Failed Efforts at Independence”  Professor Harris Mylonas, The George Washington University Elliott School of International Affairs, “International Competition, Border Fixity, and the Future of Secessionist Movements” Commentator: Professor Hurst Hannum The Fletcher School of Law and Diplomacy 12:15 pm: Lunch 1 pm: Closing Discussion
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Local society login Home About us Public library Links Contact us The Abbeyfield model Find a house or hostel Develop a house or hostel Abbeyfield needs your support to continue its work. Abbeyfield Berriedale, TAS Vacancies: 1 A purpose built house funded under the LGCHP and the local community with a contribution from the Commonwealth government. The... Abbeyfield Ainslie The Ainslie house is a purpose built home funded as a joint venture between ACT Housing Trust and... Burnie, TAS Welcome to Abbeyfield House Burnie! Our purpose built house has comfortable accommodation for up to 10 residents plus our... Croydon, VIC The first purpose built Abbeyfield house in an outer suburb of Melbourne on land provided by local government. The house was... Goulburn , NSW A recent addition to the national Abbeyfield family is the Goulburn Abbeyfield House in southern NSW. This beautiful house... Huon Valley, TAS A local estate trust donated the land and also funded 70% of the construction cost for the house which was officially opened in... Mauritian Community, VIC A partnership with the Mauritian Golden Age Club Incorporated, built on land previously owned by the state government and... Melton, VIC A purpose built house located in a growth corridor, funded under the Project Partnership program with a contribution from the... A purpose built house funded under the Local Government Community Housing Program (LGCHP), supplemented by grants from a Uniting... Narrabri, NSW Narrabri Abbeyfield House, situated in the North West Slopes & Plains region in northern NSW. This spacious house was... North Melbourne, VIC An adaptation of a disused church in an inner suburb of Melbourne, this house was a joint venture between local government', the... Orange, NSW A purpose built house funded by the New South Wales Land and Housing Corporation, as a demonstration project, on land provided by... A purpose built house funded by the Project Partnership program with a contribution from the Commonwealth government, and with... Waverley, VIC A purpose built house funded under the Project Partnership program. It was sponsored by Rotary, built on land provided by local... About Abbeyfield Abbeyfield provides affordable housing for older people and people with disabilities who wish to live independently within a supportive environment. Abbeyfield Australia is the peak body representing and supporting local Abbeyfield societies. We are committed to the development of sustainable community-based housing. For people to have the choice of living in Abbeyfield housing which supports their independence and life choices. To ensure the sustainability and development of Abbeyfield housing. Abbeyfield Australia’s role Abbeyfield Australia’s role is to: Work strategically with governments at all levels, with local communities, and with other stakeholders to promote and grow the Abbeyfield model Provide support to local groups who aspire to initiate, develop and manage houses using the Abbeyfield model Develop policies and guidelines to support existing Abbeyfield societies Provide specialist advice and services regarding legal, financial, regulatory, and organisational management issues to Abbeyfield societies Ensure legal, regulatory, and fiduciary compliance, responsibility and best practice within Abbeyfield Australia as well as across all Abbeyfield societies to protect organisational viability and foster better outcomes for people who live in Abbeyfield houses Organise forums and meetings to share ideas and promote ongoing learning. Abbeyfield’s principles for local societies Abbeyfield houses provide appropriate, affordable group housing for people who seek companionship and support in the community in which they live Houses are planned, designed and furnished to ensure a comfortable environment which provides privacy and security Houses are established and operated by local community-based societies that are responsible for the day to day operation of the house and the wellbeing of the residents and staff Residents participate in the management of their houses, and in the decision making Residents are independent, have control over their own lives, and are provided with the information and assistance needed to retain their independence and freedom Residents, staff and volunteers acknowledge the necessity of maintaining an appropriate balance between the rights and responsibilities of individual residents and the rights and responsibilities of the all residents in an Abbeyfield house Residents are free to enjoy their own independent relationships with family and friends, and their own social, cultural, religious and leisure activities. Abbeyfield uses effective and appropriate management practices in relation to its administration, communication and human resources. Candidate information Pack - Abbeyfield Curtin Tue, 10 Nov, 2020 The Abbeyfield Curtin house in Canberra is a large, family style home offering supportive group housing up to ten residents with disabilities, and... Candidate information Pack - Abbeyfield Orange Casual/ Weekend Housekeeper & cook, award based wage The Abbeyfield Orange house is a large, family style home offering supportive group... Abbeyfield Australia Annual report 2020 Tue, 27 Oct, 2020 Abbeyfield Australia Annual Report 2020 is now available from the public library. Abbeyfield Australia gratefully recognises our valued corporate supporters. Meet them here Abbeyfield Australia is a community based organisation which relies on the volunteers to help us achieve our goals. Abbeyfield model | Find a house or hostel | Develop a house or hostel | Make a Donation | Friends | News | Publications | Volunteers | Contact us © Copyright Abbeyfield Australia 2010 | Privacy policy Website by Redbike Our life members
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Municipality of Anchorage v. Stenseth MUNICIPALITY OF ANCHORAGE, Appellant, LEE O. STENSETH, Appellee [Copyrighted Material Omitted] Appeal from the Alaska Workers' Compensation Appeals Commission, Laurence Keyes, Commission Chair. Alaska Workers' Compensation Appeals Commission No. 13-008. Shelby L. Nuenke-Davison, Anchorage, for Appellant. Robert A. Rehbock, Rehbock & Rehbock, Anchorage, for Appellee. STOWERS, Justice. The Alaska Workers' Compensation Board dismissed an employer's fraud petition after deciding that the parties had reached an enforceable settlement. The employer appealed the dismissal, arguing that any settlement of its fraud petition was void because the settlement did not meet the requirements set out in the Alaska Workers' Compensation Act and the Board's regulations. The Alaska Workers' Compensation Appeals Commission affirmed the Board's decision. The employer appeals, arguing that the Commission's interpretation of the statute is incorrect and that the Commission incorrectly interpreted our decisions about estoppel. We affirm the Commission's decision. Lee Stenseth was injured at work many years ago. He and his employer, the Municipality of Anchorage, entered into a compromise and release agreement (C& R) in August 1996 in which Stenseth waived all future benefits except medical benefits in exchange for $37,000. Stenseth retired from the Municipality in 1996, but he continued to receive medical benefits for his work-related injury, including narcotic pain medication. In late 2006 Stenseth was charged with multiple felonies related to selling or delivering narcotics that he had acquired, some from forged prescriptions modeled on the prescriptions for his work-related injury. Stenseth pleaded guilty to a number of felonies and served time in jail; he was released in June 2010.In April 2012 the Municipality filed a petition under AS 23.30.250(b)[1] alleging that Stenseth had obtained workers' compensation benefits bye making a false statement or misrepresentation for the purpose of obtaining benefits. It asked for an order reimbursing it for " all benefits, costs and attorney's fees paid as a result of the misrepresentations." Stenseth denied that he had made any misrepresentations for the purpose of obtaining benefits. The parties agreed to mediate their dispute, with an Alaska Workers' Compensation Board hearing officer, William Soule, acting as the mediator. The mediation occurred in early November 2012. The letter from hearing officer Soule confirming the mediation asked that the parties " come with authority to settle, or a way to obtain adequate authority, during normal[] Alaska business hours." At the time the Municipality was represented by attorney Trena Heikes; Law Henderson, the Municipality's workers' compensation administrator, did not attend the mediation in person but participated by telephone. Henderson later testified that Heikes called him periodically throughout the day to discuss the negotiations. Both Heikes and Henderson thought they had authority to settle the case. The parties reached some type of agreement at the mediation. The following week Heikes wrote to attorney Robert Rehbock, who was representing Stenseth, to " summarize the settlement reached at mediation last Friday." Heikes summarized the agreement as follows: MOA has agreed to accept either $30,000.00 cash to be paid within 90 days from today or a Promissory Note for $40,000.00 secured by a Confession of Judgment Without Action and a Deed of Trust on the home . . . in Wasilla, Alaska in exchange for its waiver of over $125,000.00 it claims is due under AS 23.30.250(b). The note will be payable at $500.00 per month and will accrue interest at 3.5%. Mr. Stenseth is to commence these monthly payments immediately with the balance either in cash within 90 days or execute the Note, Confession of Judgment and have his daughter execute the Deed of Trust. Heikes then memorialized a post-mediation exchange: I have since discussed the matter with Mr. Henderson today and spoken with you regarding that discussion. As I explained, Mr. Henderson prefers to either wait on the C& R until payment has been made OR make the agreement voidable at MOA's option in the event of default . . . . You claim this changes the terms of the settlement. I am not so sure. Rather, MOA believes this merely is a way of moving forward in the manner in which I initially expressed: to wait to file the C& R until all payment was made. She gave a deadline for a response. Rehbock responded, essentially rejecting the Municipality's new proposal; he wrote, " We were and remain prepared to [compromise] on the original terms." He also said that he had been " directed to make a one-time further offer directly to the MOA, your principal[,] if you will allow your client to receive it." His letter did not contain the " ...
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Hinge app cities affected Окт 2, 2012 Febei2 comments Also, I saw several different guys who were active on both Tinder and Bumble. After matching on Bumble, a woman has 24 hours to initiate a conversation before the connection disappears forever. Bumble is genuinely full of nice guys. It and Bumble have developed reputations as being places for people looking for serious relationships. A lot of them had slightly different profiles to appeal to the slightly different clientele on each app, which I thought was a little weird. No luck on Tinder Here's what to expect from some of the other dating apps Los Angeles Times Hinge dating app cities The Center for Wellness Leadership Hinge The Relationship App Tinder, Happn, Bumble, Hinge I tried all the dating apps so you don't have to Philly Hinge is a smartphone dating app, available for iPhones/iPads and Android If you live in Boston and go on a day trip to New York City, Tinder will start. You might meet someone at a mutual friend's party, hit it off but not. Hinge dating app cities - Join the leader in footing services and find a date today. Join and search! Rich man looking for older woman & younger woman. I'm laid. A community of people looking for real connections. Video: Hinge app cities affected Dating app addict Membership is free. There was no turning back. Also, surprisingly, once a chat room opened, there was far less likelihood of a conversation starting than in those on the quicker, simpler apps. Its engineers realized that users liked the sense of familiarity among mutuals a lot, but the run-of-the-mill swiping interface not so much. It and Bumble have developed reputations as being places for people looking for serious relationships. But it might be worth it: Hinge app cities affected Please feel free to use them for yourself — and if you know of a GREAT opener, hit me up and let me hear it! Its engineers realized that users liked the sense of familiarity among mutuals a lot, but the run-of-the-mill swiping interface not so much. Literally none of my conversations on this app made it anywhere past the small-talk stage. Log In Good to see you again. For example, I came across a guy on Tinder who shared solo shirtless photos and a short bio, but on Bumble his photos featured himself with teammates and with his mom! Bumble Most Successful Conversations: Because of all this, I was led to embark upon one of the weirdest, funniest, and most rewarding adventures of my life: Match Group Inc., owned by New York-based IAC/InterActiveCorp, decided to buy a 51 percent stake in Hinge. Tinder, Happn, Bumble, Hinge: I tried all the dating apps so you don't have to. Updated: August 2. So, I kind of like it, for the same reasons I love living in a city. I had some to buy the right to hit on strangers. If you're a child. A record number of men have abandoned dating app Hinge after the company revealed a new feature which informs users whether a. As with Coffee Meets Bagel, it can be slow going. The new layout is more like Instagram than Tinder, and now instead of just "liking" someone overall you have the option to like one of their photos or a detail from their bio. I did, however, test out a bunch of different conversation starters to see which get the best responses. I did this for myself, of course, but I also did it for my friends, my peers and for acquaintances. If you're new to dating apps — or just want to try something new — here's some inspiration to just dive in. After graduating, moving, and settling into a new life, I realized something: MEET GAYS IN MY AREA JOURNAL Such as, "Are you intimidated by a partner who is more sexually experienced than you? If you like your friends' friends, try Hinge. I love relationships, and I love men. And please, for the love of all things holy, at least get a little creative. Looking for platonic relationships only? Kazrasho Normal people need not apply, as you have to be famous or at least famous-adjacent to be approved for this app, for which the waitlist is like the League, multiplied by I had seriously high hopes for Tinder. Kisar Bumble Most Conversation Attempts Received:
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Soviet Space Leonov Watch Poljot STRELA 3017 SEKONDA Export RARE Chronograph Men A vintage and extremely rare mechanical wristwatch SEKONDA with 3017 mechanism with a chronograph. It's known that different watch plants manufactured their products for export under this brand name (this one is Poljot "Strela"). It's a later design with the inscription "Sekonda" on the dial produced in the 1970s at the "First Moscow Watch Plant". In the 1960s there was "Strela" inscription. Vintage and rare retro watch, about 50 years old. O start and to stop. Use the upper button on the right, to reset - the lower one. Tachymeter scale for computing a speed based on travel time or measuring distance based on speed. Telemeter scale that is used to determine the distance from the observer to the sound source; this function is often used by the military to determine the distance to enemy artillery, by the time between the burst from the volley and the explosion. 19 jewels Soviet 3017 mechanism developed on the basis of the Swiss Venus 175 movement (or Venus 150), which was used in the chronograph for pilots Breitling Chronomat; a Soviet 3017 is a high-quality mechanism made on 19 jewels instead of 17 as in Venus mechanisms (there's the inscription "Made in the USSR" at 6 o'clock). Serviced by a professional master. There is an opinion that "Strela" was intended exclusively for the command staff of the Air Force and was issued with military acceptance. Such watches were not on free market or were available in extremely limited quantities. Moreover "Strela" had been used by Soviet cosmonauts for over 20 years, so it gained a reputation as the Soviet Omega Speedmaster. It was the first watch gone into outer space along with Alexei Leonov. In March 1965, with his partner Pavel Belyaev, he flew into space, where he carried out the first EVA in space history, where he spent 12 minutes. For its age (near 50 years old) the watch is in good condition, runs well and keeps time accurately. The mechanism was serviced by a professional watch master. The chronograph works well, the luminous dial is well-highlighted. The case, its back side, the buttons and the crown are scratched and scuffed in some places. The watch goes with a new leather strap. Look at all 12 photos! You'll get exactly what you see! It's ready to wear. Can be a good gift or the great addition to a collection. If you have some questions just ask and we answer quickly. See our other vintage & retro. We sell only ORIGINAL goods. For our part, we guarantee neat packaging to minimize damage to the goods. BELEON LLC (DE, USA) wish you. The item "Soviet Space Leonov Watch Poljot STRELA 3017 SEKONDA Export RARE Chronograph Men" is in sale since Tuesday, January 14, 2020. This item is in the category "Jewelry & Watches\Watches, Parts & Accessories\Wristwatches". The seller is "beleon_66" and is located in Minsk. This item can be shipped worldwide. Watch Shape: Round Case Material: Chrome Plated Chronograph Type: Chronograph Lug Width: 18 mm Brand: Sekonda Face Color: Black Features: Luminous Dial Band Type: Two-Piece Strap Complications: Tachymeter
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FTC Shuts Down Security 'Scareware' Scammers Companies falsely claimed to find malware, vulnerabilities on users' PCs via "free security scans" Dec 11, 2008 | 04:48 PM By Tim Wilson DarkReading A U.S. district court has issued a temporary halt to a massive "scareware" scheme in which makers of bogus security software and services falsely claimed that their scans had detected viruses, spyware, and illegal pornography on consumers' computers. According to the Federal Trade Commission, the scheme has tricked more than 1 million consumers into buying computer security products with names such as WinFixer, WinAntivirus, DriveCleaner, ErrorSafe, and XP Antivirus. The court also froze the assets of those responsible for the scheme to preserve the possibility of giving back some money to the scam's victims. [Comments...]
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Darknets and the future of P2P investigators LimeWire's new software illustrates a growing trend: "darknets" are becoming simple to setup and use. As millions of people now find that they can easily create their own private share networks, what's in store for content industry investigators who rely on public P2P networks to find suspected file-sharers? By Nate Anderson | Last updated March 5, 2009 9:35 PM CT The new version of P2P client LimeWire—now at version 5.1.1—has been in the news lately for a feature that makes it simple for even the newbiest newb to create a "darknet." Nothing here is technically ground-breaking, but LimeWire's massive install base means that millions of users now have a secure and simple way to share files with each other and no one else. Darknets are going mainstream, something that could make it more difficult than ever for rights-holders hoping to monitor public P2P networks in order to pick off offenders. That process, already difficult enough, could get a lot harder as such tools migrate out from the geekerati. [ArsTechnica...] [Comments...]
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Autobio/Biography/Memoir Cooking / Beverage General/Crime/Fiction Address and Birthday Book Lock - up Diary Luxe City Guides Dec 2020 - Jan 2021 TLD Online Search: All Categories Books - Art & Crafts - Autobio/Biography/Memoir - Childrens - Cooking / Beverage - Gardening - General/Crime/Fiction - Health - Indigenous - Military - Natural History - Pets - Pictorial - Sports Stationery - Journals - Ring Binders - Manilla Folders - Planners - Notebooks - Address and Birthday Book - Bookplates - Cards - Height Charts - Guest Books - Lock - up Diary - Bookmark eBooks Events Luxe City Guides Current Releases - February - March 2020 - March - April 2020 - April - May 2020 - May - June 2020 - July - August 2020 - September - October 2020 - November 2020 - Dec 2020 - Jan 2021 - February 2021 The Open Authors Podcast Glory Days Updated Edition by Alan Whiticker Format: Paperback with flaps Book Size: 268 x 221 x 21 mm (Height x Width x Depth) Please check with your local bookstore. If St George were The Beatles of rugby league, with hits year after year in the early part of the decade, then South Sydney were surely The Rolling Stones. And just as The Beatles vacated the world stage and surrendered the title of best rock and roll band in the world to The Stones, South Sydney assumed the mantle of Sydney Premiers and produced their own golden era from 1967 to 1971. Glory Days: The Story of South Sydney's Golden Era is the inside story of the men who made history with the Rabbitohs during five consecutive grand final appearances. This was a record-breaking period punctuated by an upset loss to Balmain in the 1969 grand final. Author Alan Whiticker takes you behind the scenes of a marvellous era of rugby league. Alan Whiticker Alan James Whiticker is an Australian non-fiction author and publisher, with over 30 published books on history, sport, biography, true crime and lifestyle Level 1, 178 Fox Valley Road, Wahroonga, 2076 orders@newholland.com.au ©Copyright 2016 by New Holland Publishers. All Rights Reserved.
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Home Contact us COVID-19 Updates and Information COVID-19 Updates and Information Resources for the arts sector during the COVID-19 pandemic Dances for Inside and Outside (a dance created in a Pandemic), Irish Modern Dance Theatre The Arts Council continues to operate fully throughout the COVID-19 crisis. Our priority is to support artists and arts organisations through this difficult time. Regular updates will be provided both here by clicking the links below, and on our social media channels. We are in daily contact with our colleagues in the Department of Media, Tourism, Arts, Culture, Sport and the Gaeltacht and other parts of the Government, ensuring how best to manage through the crisis. You can contact us in the normal way, by phone or by email. Click here to find contact details for your artform or arts practice teams.
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Indoor Marijuana Seeds For Sale Posts Tagged ‘ Buy Cannabis Seeds ’ Medical Marijuana Seeds In New Mexico By DSpaulding Medical Marijuana Seeds In New Mexico Due to the use of both recreational and medical Marijuana becoming more popular, many people are beginning to grow their own Marijuana plants, and are searching for reliable instructions to assist them to produce the best yields and best quality obtainable. If you’re thinking about growing your own... Online Marijuana Seeds In Kansas Online Marijuana Seeds In Kansas Due to the use of both recreational and medical Cannabis becoming ever-more popular, more people are starting to grow their own Marijuana plants, and are often looking for correct information to help them in producing the very best harvests and quality obtainable. If you’re thinking about growing your own... Where To Get Medical Marijuana Seeds In Nevada By Hugh Where To Get Medical Marijuana Seeds In Nevada With the use of both medical and recreational Marijuana becoming increasingly popular, many people are beginning to grow their own Medical Marijuana plants, and are often searching for reliable information to help them in producing the best yields and best quality obtainable. If you’re thinking about... Where To Get Medical Marijuana Seeds In Washington By JameyMarijuana Where To Get Medical Marijuana Seeds In Washington Even though it is against the law in many States in America, growing your own Cannabis is very popular for both personal use and profit. The total ban on it’s use has failed in every State, producing a generation of criminals whose only crime was to... Buying Marijuana Seeds Online In Pennsylvania By KaraStarr Buying Marijuana Seeds Online In Pennsylvania Even though it is against the law in many of the American States, growing your own Cannabis is very popular for both personal use and profit. The complete ban on using Marijuana hasn’t worked in any US State, instead it has produced a generation of criminals whose crime... Buying Cannabis Seeds In Arkansas By PatB Buying Cannabis Seeds In Arkansas Cannabis, both recreational and medicinal has now become a lot more socially acceptable over the last number of years, culminating in many States voting on it’s legal standing over the last quarter of 2016. Even though a number of the States in America have a relaxed and tolerant view... The Best Cannabis Seeds In Michigan By Skunk SeedsGBarth The Best Cannabis Seeds In Michigan Although against the law in many of the American States, growing your own Medical Marijuana is highly popular for both personal use and profit. The complete ban on it’s use has failed in every State, producing a generation of criminals whose crime was growing a plant which in... Discover Marijuana Seeds In North Carolina By EErwin Buy Marijuana Seeds In North Carolina Even though it is illegal in many States in America, growing your own Marijuana is very popular for both personal use and profit. The complete ban on using Marijuana has failed in every State, instead it has produced a generation of criminals whose only crime was growing a... Patriot Mix Fruity Mix High Yield Mix Platinum Mix Spicy Mix Copyright © 2021 Indoor Marijuana Seeds. All Rights Reserved. Buy Cannabis Seeds Online Worlds No.1 Promoter For USA Cannabis Seeds.
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Forms From Child Safety, Royal Brisbane and Women'... Evolution of Adoption Practices in Australia since... Forms From Child Safety, Royal Brisbane and Women's Hospital and St Mary's Home for Unmarried Mothers, Toowong Brisbane Available to Me In 1991. EXPECTED CHILD FOR ADOPTION Mother; Married or Single; Is she living in a defacto association? Usual occupation; Education standard; Hair; Eyes; Complexion; Height; Build; Nationality; Address;Previous Address; When and where is she to be confined; FATHER; Name if devulged; Married or single; Age; Occupation; Any known hereditary traits; Any previous children; Special interests; CHILD; Name; Date of Birth; Birthweight; Colouring; REMARKS; On My Questionare; My Remarks said "Nice Girl" On My Child's Remarks; said,Heavy Physio to feed, dated 5 days after his birth. My Child's custody was 12 days after he was born. On the top Left hand side of my form was marked, M11 (I believe this was a grading of my child. Top of the range babies was blue eyed blond, M1, The M was for Male) THE NEXT FORM. HISTORY FOR INVESTIGATION This is addressed to The Director, State Childrens Department. Date; (Mine was one day after birth) Name in full; Age; single or married; Religion; Address prior to birth; Nationality; Address in future; COLOURING AND BUILD Hair; Eyes; Complexion; Height; Usual weight; Known as; Occupation; Parents Names; Name; Sex; Born at; Date; Hospital; Birthweight; Condition of Health; Particulars of any other children if any; PUTATIVE FATHER; Name; Address; Age; Nationality; Occupation; Married or single; COLOURING AMND BUILD; Eyes; Hair; Complexion; Height; Build; Employed by; Financial standing; Will he support child. (the consent taker wrote her own remarks) (This is from my own form;) Baby for adoption. M15 Room 8 by window on right hand side. Baby born on .....1966 at 8 20am. The 3rd Form; THE ADOP[TION OF CHILDREN ACT OF 1964. FORM OF GENERAL CONSENT BY PARENT OR GUARDIAN TO ADOPTION ORDER. I will try to copy this form and will post it on the blog soon. From the Royal Brisbane and Women's Hospital I was able to receive only limited paperwork. Index Card from baby cot; Line of Entry of Birth; Registration of Birth/Death/ illegitimate child. I was at St Mary's Home Toowong Brisbane. The only record from there was my admission form. It was signed by Assistant Matron; M.Roby. I would be interested to hear if there are any more forms that I am entitled to have now. Marg Evolution of Adoption Practices in Australia since 1896 As recorded in the Hansard Records of Parliament Debates of both Victorian and W.A. Parliaments. Original Reasons For Adoption Laws. The original reason for adoption laws was to place "deserted" children in "good" homes rather than life in institutions:this was seen as a great saving to the State and one to be encouraged. Legislation was thought necessary so that when children were adopted they could not be taken from the adopters by the natural parents. The child retained the right to its own name, the name of the adopted father being added "in addition to the proper name of the child."The child was also not deprived of its property rights and continued to be able to inherit from its natural parents. In 1896 Western Australian Adoption of Children Act was contained in only four pages and it was not untill 1921 that secrecy provisions were introduced at the request of adoptive parents. They objected strongly to the child retaining its own name and were even refusing to adopt unless the child bore "their name and their name only." (p.811 Hansard. 20thSept.1921) that "the past should be wiped out completely."(p.809) and that the child "shall be bought up as their own child, unemcumbered by any other name whatever." (p.693 Hansard. 8th Sept1921.)The child's right to its Surname was removed in 1921 and to its christian name in 1949. The State wanted "by every means to encourage the adoption of children" as it was considered "for the benifit of the children themselves as well as for the State." (p.852 Hansard. 21st Sept.1921,) Amounts were quoted in both States of savings in costs to the State through adoption.In Victoria, in 1928 Mr. Slater quoted from a 1927 report of the State of the N.S.W. Minister for Education (Vol.176.pp.674 of 7th August 1928)that "As each child would have cost the State for its maintenance 26 pounds per annum, the saving effected to the State for the children adopted is nearly 300,000pounds for 14 years." which he put forward as a reason in favour of the Adoption of Children Act which he was introducing to parlaiment. A Mr. McFarlane in the Victorian Legislative Assembly on 26th Sept.1928said (Vol.177.pp.1869 Hansard) The whole object of the bill is to get the adopted child from its natural parents and prevent it from ever going back to them." In 1921 the W.A. Parliament, again request of the adoptive parents began the closing of the records by proventing the adopted child from obtaining a copy of its own Birth Certificate.This was so the ADULT/CHILD might not find out that it was illegitimate or adopted, if it had not been informed by its adoptive parents. The Government of the day considered that (pp.811 Hansard.20th Sept.1921.) "People should be afforded an opportunity to protect the secrecy of the child's origins and to let it appear before the world as though it were their own." Apart from wishing the child to appear before the world as their own, adoptive parents and politicians also desired to prevent "sticky-beaks" and "busybodies" from searching the records for "malicious purposes." It was for those reasons that provisions were made to close the records. Prospective in-laws however, were not considered "inquisitive people" comments of the Hon.A.J.H.Saw reflects the attitudes and values of the time (pp.811 Hansard W.A. 20th Sept.1921) "I maintain that a parent whose son or daughter is engaged to marry one of these people is entitled to know something of that person and whose son or daughter that person happens to be. A child born of vicious, drunken or criminal parents may have been taken into a respectable family and been given the name of the family. In the course of time that child may perhaps want to get married. I do not think anyone of us here would allow a daughter or son to marry such a child if we inquire into the heredity of the child and found out the conditions under which it was born." One might reasonably ask what about the adoptees right to privacy, no-one spoke about the "paramount importance" of the child in this instance. So the original reasons for closing the records was secrecy from illegitimacy and from the world and as a consequence the child was eventually deprived of its rightful name and heritage. Posted by ALAS Qld at 6:16 PM 1 comment:
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Christian Women Communications & Media Ministry Compassion & Social Service Ministry Fathers’ Union Home Cell Ministry About Home Cell Ministry Home Cell Guide Young Marrieds A.C.P A.C.P Overview ACP Updates Provost Desk Day Break Devotionals Africa Transformation Devotional Prayer center First ever meeting of Mexico’s ordained women Source: anglicannews.org Three quarters of the current women priests and deacons in the Anglican Church of Mexico have held a gathering to celebrate the ministry of ordained women in the Province. It brought together 18 out of the Province’s 25 ordained women for their first such meeting. It took place in the city of Cuernavaca in the state of Morelos and consisted of prayer, education sessions, fellowship and the celebration of the Holy Eucharist. Ordained women from all five dioceses in the Anglican Church of Mexico, with special guests Bishop Griselda Delgado of Cuba,and Revd Glenda McQueen (TEC) Special guests included the Rt. Revd Griselda Delgado, Bishop of Cuba and first female diocesan bishop in Latin America and the Revd Glenda McQueen, Episcopal Church Staff Officer for Latin American and the Caribbean. A spokeswoman, Revd Sally Hernandez said: “The presence of our guests gave us the opportunity to hear about the experiences of ordained women in other parts of the Anglican Communion. We thank God for this opportunity and for all the moments that we were able to share our personal experiences of life and ministry. It was truly an event full of joy, hope, learning and spiritual growth. The programme was truly good, thanks to our shared theological reflection, personal and ministry experiences, and of our own spiritual journeys.” Revd Sally added: “We thank the Primate of the Anglican Church of Mexico, The Most Revd Francisco Moreno and all our Bishops, for their continuing support to ordained women in our Province. We also thank all donors who made this experience possible, and also those who kept us in their prayers and expressed their good wishes to us on the occasion of this first gathering of ordained women of the Anglican Church of Mexico.” © 2016 All Saints' Cathedral Kampala. All rights reserved.
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Sustainable Goal of the Month | December 2020: Climate Action Published December 18, 2020 | By editor A Greener, Cleaner, Brighter Future Climate change is affecting every country on every continent. It is disrupting national economies and affecting lives. Weather patterns are changing, sea levels are rising, and weather events are becoming more extreme. Although greenhouse gas emissions are projected to drop about 6 per cent in 2020 due to travel bans and economic slowdowns resulting from the COVID-19 pandemic, this improvement is only temporary. Climate change is not on pause. Once the global economy begins to recover from the pandemic, emissions are expected to return to higher levels. As the world looks to recover and rebuild from the COVID-19 pandemic, there is growing global recognition that the catalyst for transformational change is investment in a green and sustainable global economy that produces jobs, reduces emissions, and builds resilience to climate impacts. World’s governments must wind down fossil fuel production by 6% per year to limit catastrophic warming Published December 2, 2020 | By editor Nairobi/Seattle, 02 December 2020 – A special issue of the Production Gap Report – from leading research organizations and the UN – finds that the COVID-19 recovery marks a potential turning point, where countries must change course to avoid locking in levels of coal, oil, and gas production far higher than consistent with a 1.5°C limit. Countries plan to increase their fossil fuel production over the next decade, even as research shows that the world needs to decrease production by 6% per year to limit global warming to 1.5°C, according to the 2020 Production Gap Report. The report, first launched in 2019, measures the gap between Paris Agreement goals and countries’ planned production of coal, oil, and gas. It finds that the “production gap” remains large: countries plan to produce more than double the amount of fossil fuels in 2030 than would be consistent with a 1.5°C temperature limit. Crop Certification: Going green unlocks global markets for farmers UN Environmental Programme News: 26 11 2020 Over the last 30 years, more and more tea, coffee and cocoa farmers have embraced towards climate-smart and sustainable practices by adopting “certification standards” that help to maintain soil quality, increase productivity and reduce costs. The standards also assure buyers of agricultural commodities that the products in their supply chains are environmentally sustainable. In July 2020, a milestone was reached when United Nations Environment Programme (UNEP) partner, the Rainforest Alliance, published its new unified standard (certification programme) for production systems that conserve biodiversity and ecosystem services. The standard applies to over 5 million hectares of tropical farmland, impacting the livelihoods of over 2 million farming families. Park Your Plow: 5 Tips for the No-Till-Curious Published November 6, 2020 | By editor The following story is about the economic benefit farmers can get by practicing no-till in their fields. Although most countries and more than 35 percent of America’s farmlands are using no-till, California lags far behind with only 3-percent utilization. Lack of knowledge and a reluctance to change management techniques are two key reasons. California’s large agricultural sector could benefit from these 5 tips. By Elizabeth Creech, NRCS Nov. 05 2018 Reduced erosion. Saved time and fuel. Improved nutrient cycling, soil moisture, and resiliency in the face of drought. You likely already know the potential benefits of no-till. No-till farmers grow crops with minimal disturbance to their fields and the organisms that call them home. This builds healthier soils while reducing money spent on fuel and labor – a win-win. From farm to fork: How food systems can power climate action Published October 27, 2020 | By editor A Kenyan farmer prepares cowpea leaves to be dried for future use. Taking specific steps to transform national food supply systems can help countries achieve climate goals and limit global warming to 1.5 degree Celsius, a new joint UN report on climate action has found. Enhancing Nationally Determined Contributions for Food Systems, published on Tuesday, by the UN Environment Programme (UNEP), WWF, EAT, and Climate Focus, also reveals that nations are missing significant opportunities to reduce greenhouse gas emissions. It also identifies sixteen ways policymakers could take more action, from farm to fork, to integrate food systems in their national climate strategies, that could also help improve food security. According to the head of UNEP, while COVID-19 has exposed the fragility of food supply systems, the pandemic has also demonstrated that businesses and people are ready to build back better. “This crisis offers us a chance to radically rethink how we produce and consume food”, Inger Andersen, Executive Director of UNEP, said in a news release announcing the report’s findings. CodePink is a women's grassroots-initiated, worldwide organization of women and men working for peace, social justice and a green economy. CodePink SF serves the San Francisco Bay Area and beyond. 12:00 PM DC says no to war on Yemen! DC says no to war on Yemen! CODEPINK is joining other anti-war, Yemeni and humanitarian activists from all over the world in coming together for an international day of action on January 25th 2021. This is a situation in which action can make[...] 2:00 PM Join Medea Benjamin, Jodie Evans... Join Medea Benjamin, Jodie Evans... Though the Coronavirus has devastated the economy, it has not had any braking effect on the Presidential and Congressional push for spending more of our tax dollars on military and nuclear weapons development programs. Thus,[...] 11:00 AM World Says No to War on Yemen Gl... World Says No to War on Yemen Gl... The war on Yemen is only possible because Western countries — and the United States and Britain in particular — continue to arm Saudi Arabia and provide military, political, and logistical support for the war.[...] 2020 in review. January 1, 2021editor By Medea Benjamin No putting lipstick on this pig. 2020 was a devastating year in the lives of ... Will Biden’s America Stop Creating Terrorists? December 22, 2020editor Credit: CODEPINK By Medea Benjamin and Nicolas J.S. Davies Joe Biden will take command of the White ... Yemen: Unchecked violations ‘may amount to war crimes’, Security Council hears December 19, 2020editor YPN for UNOCHA Young girls in the Al Dhale’e camp for people displaced by the ... LPE: Interview with Carolyn North on her New Book. January 9, 2021editor In this episode of Creating Local Peace, Kelly Curry of CODEPINK is joined by author ... The Handmaid’s Tale: making a drama out of a crisis December 20, 2020editor George Kraychyk In the fictional country of Gilead, an environmental disaster has caused infertility amongst women. The ... Glowing Magic Beauty a Review. March 3, 2020editor Glowing Magic Beauty is a practical guide for developing and living a joyous life. The ... Sustainable Goal of the Month | December 2020: Climate Action December 18, 2020editor A Greener, Cleaner, Brighter Future Climate change is affecting every country on every continent. It is ... World’s governments must wind down fossil fuel production by 6% per year to limit catastrophic warming December 2, 2020editor Nairobi/Seattle, 02 December 2020 – A special issue of the Production Gap Report – from leading research organizations ... Crop Certification: Going green unlocks global markets for farmers December 2, 2020editor UN Environmental Programme News: 26 11 2020 Over the last 30 years, more and more tea, ... From our National Site The national CodePink organization organizes for justice for Iraqis and to hold war criminals accountable. CodePink actively opposes the U.S. war in Afghanistan, torture, the detention center at Guantanamo, weaponized and spy drones, the prosecution of whistleblowers, U.S. support for the Israeli occupation of Palestine and repressive regimes. Rooted in a network of local organizers, CodePink's tactics include satire, street theatre, creative visuals, civil resistance, and directly challenging powerful decision-makers in government and corporations. And, of course, wearing pink! codepink.org | Facebook | Login Designed by Code Pink Golden Gate.
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GCP website IBP website Sunset blog Connect with us GCP Blog Partnerships in modern crop breeding for food security Decoding disease resistance in maize and rice Africa, Asia, Crop breeding, Genetics, Genomics, Maize, Women in science No Responses » Crop disease costs farmers billions of dollars each year in lost yields and inputs. For farming communities in developing countries, such losses can mean deepening poverty, food insecurity, and the resulting poor nutrition and health. In Africa alone, it is estimated that crop pests and diseases lead to losing more than half the crops planted. Added to this, some fungal pathogens cause toxic compounds to accumulate in food. In extreme cases, crop diseases have led to widespread famine, social disruption and loss of life – the Irish Potato Famine in the 19th century is a case in point. Overcoming this reality is what motivates plant pathologists like Rebecca Nelson (pictured below, and profiled here), of Cornell University, USA. For the past quarter century, Rebecca has worked across four continents to understand the ways in which plants defend themselves against diseases. “Pesticides are the dominant way in which pests and diseases are managed, in spite of the many downsides to this approach,” says Rebecca. “For resource-limited farmers, this is often not an option. For those who use pesticides, the health impacts hit harder in the tropics, where protective clothing is not the norm. That’s why we’re trying to understand how plants naturally defend themselves, so that we can then tap into this, and learn from nature to breed crops that are resistant to disease.” With this premise and funding from GCP, Rebecca collaborated with an interdisciplinary international team from USA, The Philippines, Indonesia and Kenya to identify genes associated with disease resistance in maize and rice. Although the project itself ended in 2009, that was far from the end of the story. In many ways, the end of the GCP project was in fact the beginning of life-changing chapters that followed. Thus far, the project has led to several locally developed disease-resistant varieties of rice in Indonesia and maize in Kenya. We now already know quite a lot about the genetic architecture of several critical diseases, and this knowledge is enough for us to get started on improving the efficiency of resistance breeding” Dissecting resistance – the genie in the genes To understand the genetic reason behind resistance, Rebecca and her team used a range of genetic tools to dissect various forms of genetic resistance, understand the mechanisms that the plants use to reduce pathogen success, and identify the genes that provide resistance. NILS explained: To create a near-isogenic line, a plant with the phenotype of interest is crossed with a standard line of the same plant. The F1 (1st filial) generation is thereafter selfed (ie, crossbred within itself) to produce the F2 (2nd filial) generation. “There has been a lot of work done on sequencing the genomes of rice and maize, so we tapped into this work and combined our team expertise in genetics, pathology and plant breeding to help identify these disease-resistance genes,” says Rebecca. “We used recombination breeding and other genetic techniques to dissect the genomes and identify specific regions that convey disease resistance. We now already know quite a lot about the genetic architecture of several critical diseases, and this knowledge is enough for us to get started on improving the efficiency of resistance breeding. In addition, we’re identifying the genes and the ways they work, so as to interrupt pathogenesis [the manner in which a disease develops]. This involved breeding near-isogenic lines of rice and maize with the genes of interest, infecting these plants with a disease of interest, and monitoring their resistance in the field.” Identifying genes responsible for resistance Through this process, the team identified several genomic regions and specific genes responsible for protecting resistant rice plants against rice blast and sheath blight and resistant maize plants against northern and southern leaf blight, grey leaf spot and ear rot. An underlying objective of the project was to also investigate if some of these genes were responsible not for just one specific disease, but for multiple diseases. “We were intrigued by the idea of multiple disease resistance, because farmers face a range of diseases in their fields. In maize, we identified a gene associated with resistance to three diseases – southern leaf blight, northern leaf blight and grey leaf spot.” While the team found several gene loci in both maize and rice that provide resistance to more than one disease, they have so far found little cross-benefit from the work on the two crops. But from their research they have ‘handles’ on the rich diversity of resistance loci in each of the two crops. “Plant breeders will be able to use this information to breed crops for multiple disease resistance, increasing the security of the crop and farmers’ livelihoods,” says Rebecca. A 2008 update: a slide from Rebecca’s presentation at the GCP General Research Meeting in September of that year. Working with that great group of people and being a part of the larger GCP family, which comprises of an amazing talent pool, was really valuable.” Collaborating with old friends, and new Rebecca credits her collaborators and support from the GCP family for the success of the project, saying none of the outcomes could have been achieved without everyone playing their part. “Working with that great group of people and being a part of the larger GCP family, which comprises of an amazing talent pool, was really valuable. I really appreciated that GCP supported my work at a time when I was making a transition in my career. GCP gave me and my team time and inspiration to find our feet. All of our labs are now well established, and we have since been able to diversify our funding sources.” Project scientists from the Kenya Agricultural Research Institute (KARI) and the Indonesian Centre for Agricultural Resources Research and Development (ICABIOGRAD) reflect the involvement of country agricultural research programmes. Other partners included the International Rice Research Institute (IRRI) and four universities: Bogor Agriculture University in Indonesia and Colorado State, Cornell and North Carolina State Universities, all in USA. Masdiar Bustamam A highlight of the project for Rebecca was reconnecting with old colleagues at IRRI, where she had previously worked for eight years. “It was great to involve my IRRI mentor, Hei Leung, and our collaborator Jan Leach, as well as several other IRRI people whom I worked with on several rice disease-resistance projects. It was also great to involve Masdiar Bustamam of ICABIOGRAD. My team at IRRI had worked with her laboratory as she was getting it started. It was such a pleasure to see how far she and her lab had come since our earlier collaboration. They were able to make a significant contribution to the project in advancing the understanding of inheritance of rice blast and sheath blast resistance, and they developed germplasm that has really good resistance to these diseases.” Having a limited background in maize research before the project began, Rebecca was grateful for her close collaboration with KARI’s James Gethi, who was a lead researcher in Kenya. At the time of the proposal, James was a recent Cornell graduate who was returning home to contribute to his nation’s crop-research capabilities. “James and I were both getting our maize programmes going and the support was terrific for our labs and for our collaboration. We’ve continued to work together since our GCP project wrapped up.” A partnership of long standing: Rebecca (left) on a field visit to Kenya in September 2006. On the right is John Okalembo of Moi University, with James Gethi behind the camera. You can’t see it, you can’t taste it, you can’t feel it. The population is being poisoned without knowing about it.” Continuing projects, tracking a silent cereal killer, and spreading a positive epidemic One such project, which Rebecca and James have worked tirelessly on, is understanding genetic resistance to aflatoxins in maize. “We were travelling through Kenya together in 2005 when there was an aflatoxin outbreak,” remembers Rebecca. “Ever since, we’ve been obsessed with the problem.” Aflatoxin is the most carcinogenic natural substance known. It is produced by species of fungi, especially Aspergillus flavus, which can colonise and contaminate grain before harvest or during storage. Maize is particularly susceptible to infection during drought, or when it is attacked by insects, or improperly stored. In 2004, 125 people died in Kenya after eating maize with very high aflatoxin levels. “This food-safety problem is rigorously and carefully managed in developed countries but less so in cash-strapped developing nations,” says Rebecca. “In tropical countries where maize and groundnuts are often grown under stress and stored under suboptimal conditions, it is a huge problem. Yet you can’t see it, you can’t taste it, you can’t feel it. The population is being poisoned without knowing about it.” Rebecca and James spent years trying to get support for their work on aflatoxin – the silent cereal killer – and trying to get funding for a graduate student who could take a lead. They made headway while Rebecca was on sabbatical at the Biosciences eastern and central Africa (BecA) Hub in Nairobi. BecA eventually received a major grant from Australia’s Commonwealth Scientific and Industrial Research Organisation (CSIRO), and Rebecca says a strong team is now tackling the issue. We’re indebted to GCP for bringing us together to tackle cereal diseases” “One of our big goals was to support a promising young talent named Samuel Mutiga. I’m delighted to say that he is just finishing his PhD at Cornell now, and has done some terrific work on aflatoxin in collaboration with James and BecA.” Samuel is one of several PhD students at Cornell who are passionate about improving food safety in Africa by beating the aflatoxin problem. “One American students is working with a Kenyan student in Nairobi to develop an improved spectroscopic grain sorter for people processing their maize at small grain mills. This will allow them to remove the toxic kernels before they mill and eat the grain, something that cannot be done visually.” Rebecca says it’s “exciting to see this new generation take on this huge challenge. There are more scientists who are coming on board and sharing their expertise. James and I are gratified that we helped ‘infect’ these people with the conviction that something needs to be done and can be done. We’re indebted to GCP for bringing us together to tackle cereal diseases.” For more on Rebecca’s work, see her profile | Project Briefs 2008, p 10 | Project Abstracts 2008 p 18 For a snapshot of the beginning, flip to page 17 – A hopeful quest See also Rebecca’s slides below in 2007 and 2008 ARM 2008: Dissection, characterisation and utilisation of disease QTL — R Nelson from CGIAR Generation Challenge Programme Posted by GCP at 3:16 pm Tagged with: #application and impact, Africa, Asia, comparative genomics in cereals, Cornell University, crop diseases, crop pests, exploration and discovery, ICABIOGRAD Indonesia, Indonesia, KARI Kenya, Kenya, maize, rice, USA Inspiring change: GCP celebrates sisters in science on International Women’s Day Africa, Asia, Capacity building, Crop breeding, Events, Researchers, Women in science No Responses » “Women can do advanced agricultural science, and do it well!” Elizabeth Parkes, cassava researcher, Ghana Being a woman scientist in today’s world (or at any time in history!) is no mean feat, science traditionally having been the domain of men. We are therefore drawn to this sub-theme: Inspiring change, in addition to the global theme Equality for women is progress for all, To mark International Women’s Day tomorrow, UNESCO has developed an interactive tool which collates facts and figures from across the world on women in science. The cold scientific truth displayed in the attractive petri dish design shows that only 30 percent of researchers worldwide are women. At GCP, we have been fortunate enough to have a cross-generational spectrum of, not only women scientists, but that even rarer species, women science leaders – who head a project or suite of projects and activities, and who actively nurture and mentor future science leaders – to ultimately contribute to the fulfilment of our mission: Using genetic diversity and advanced plant science to improve crops for greater food security in the developing world. The United Nations has designated 2014 as the Year of Family Farming. GCP’s women researchers have contributed to improving the lives of their farming counterparts the world over, especially in the developing world where on average, 43 percent of the agricultural labour force are women, rising to 60 percent and 70 percent in some regions. (FAO) Please mind the gap…to leap to that all-important initiation into science UNESCO’s Women in Science interactive tool The UNESCO tool mentioned above and embedded to the left allows users to “explore and visualise gender gaps in the pipeline leading to a research career, from the decision to get a doctorate degree to the fields of science that women pursue and the sectors in which they work” with this affirmation: “Perhaps most importantly, the data tool shows just how important it is to encourage girls to pursue mathematics and science at a young age.” In our International Women’s Day multimedia expo, we profile the life and work of a selection of our smart scientific sisters through words, pictures and sound, to explain just how they overcame obstacles, from taking that first hurdle to study science at an early age, to mobility up the research rungs to reach the very top of their game, all the while balancing work, life and family. A blogpost fest to introduce our first special guests We begin our show with a blogpost fest, and first up is GCP’s original Mother Nature, renowned scientist and constant gardener of the molecular breeding plot, Masdiar Bustamam. After a virtual world-tour of research institutes early on in her career, Masdiar took the knowledge of molecular breeding back home, to the Indonesian Center for Agricultural Biotechnology and Genetic Resources Research and Development (ICABIOGRAD), where she personally took up the challenge to work with the fledgling world of biotechnology, set up a lab, and helped establish molecular breeding in her country. In an amazing 37-years-odd research career, Masdiar tended not only tender rice shoots, but also budding blossoms in the form of her many students, whom she nurtured and mentored throughout their studies, and who have now seamlessly inherited her mantle to carry on the mission with the same ever-bright spirit. More We now skip continents and oceans to meet the feisty, continent- and crop-hopping scientist, Rebecca Nelson (Cornell University, USA). “I wanted to get out into the world and try and have a practical impact instead of doing research for the sake of research,” Rebecca says – and that she did, first leaving her native USA to work in the International Rice Research Institute (IRRI) in the Philippines. There she teamed up with friend and colleague, Masdiar Bustamam, to establish Masdiar’s laboratory at ICABIOGRAD, Indonesia. The American continent then called her back, where she moved countries and institutes, and switched from rice to maize research, marking the launch of her GCP experience – which simultaneously introduced her to her a whole new network of international crop researchers. This rich research tapestry was woven together by a poignant pain deep in her heart, as a mother herself, of “so many mothers not being able to feed their families.” Rebecca wanted to combat this problem, and crop science is her weapon. More Zeba Seraj Next, we meet another true mother of molecular plant breeding, Zeba Seraj (University of Dhaka, Bangladesh). Zeba, whose mind is perpetually on call in the pursuit of science, has been around the world, and from plants to animals and back again in the course of her multifaceted science career. During her PhD and postdoc experience in the UK, still with fauna, she cultivated her expertise in molecular biology and recombinant DNA technology, but a lack of opportunities in that field back in Bangladesh saw her enter the world of crop science, where she has remained ever since. Back at her alma mater, the University of Dhaka, she founded a molecular biology lab, and has nurtured and inspired generations of young biochemists. Her GCP project, using molecular markers to develop salt-tolerant rice, was a real eye-opener for her, and allowed her to truly ‘see’ how applied science and such a practical project would have a direct impact on her country’s food security, now and in the future. More Sigrid Heuer Our next scientist is also truly motivated by putting theory into practice through the application of upstream research all the way down the river, and directly into farmers’ fields. Sigrid Heuer (now with the Australian Centre for Plant Functional Genomics), a German national, has pursued her scientific ventures in Europe, Africa, Asia, and now Oceania, with many challenges along the way. Enter the Generation Challenge Programme, and the chance for Sigrid (then at IRRI) to lead a major project, the Pup1 rice phosphorus uptake project, which taught Sigrid the A–Z of project management, and gave her ample scope for professional growth. Her team made a major scientific breakthrough, which was not only documented in international journals, but was also widely covered by global media. From this pinnacle, Sigrid passed on the baton to other scientists and moved on to new conquests. More Arllet Portugal Now, all this research we’ve been celebrating generates a massive amount of data, as you can well imagine. What exactly can our scientists do with all that data, and how can they organise them? GCP’s Arllet Portugal, hailing from The Philippines, gives us the lowdown on smart and SHARP data management whilst also giving us some insights into how she started out on the long and winding road to leading data management for GCP’s Integrated Breeding Platform. In particular, Arllet describes the considerable challenge of changing researchers’ mindsets regarding the importance of effective data management in the context of their research, and enthuses over the excitement with which developing-country researchers welcome the GCP-funded electronic tablets they now use to collect and record data directly in the field. More Armin Bhuiya If there were a muse for young women scientists, it might very well be the subject of our next blogpost profile, Armin Bhuiya (Bangladesh Rice Research Institute). After completing her master’s degree on hybrid rice in her native Bangladesh, Armin was already thinking like a true change-catalyst scientist, trying to discover what line of research would be the most useful for her country and the world. After much deliberation, she embarked on a PhD focusing on developing salt- and submergence-tolerant rice. This wise choice would take her to study under the expert eye of Abdelbagi Ismail at IRRI, in The Philippines, with the helping hand of a GCP–DuPont postgraduate fellowship. There, she learnt much in the way of precise and meticulous research, while also taking advantage to self-train in modern molecular plant breeding methods. Our bright resourceful student has now advanced to the patient erudite teacher – as she takes home her knowledge of high-tech research methods to share with her colleagues and students in Bangladesh. More Elizabeth Parkes Hello Africa! Switching continents and media, we now we move from the written medium to tune in to the melodic tones of Elizabeth Parkes (Crops Research Institute [CRI] of Ghana’s Council for Scientific and Industrial Research [CSIR], currently on leave of absence at the International Institute of Tropical Agriculture [ IITA]). We’re now at profile number seven in GCP’s gallery of women in science. Elizabeth, who is GCP’s Lead Cassava Researcher in Ghana, narrates an all-inclusive engaging story on the importance to agriculture of women scientists, women farmers, and cassava the wonder crop – all captured on memorable sound waves in this podcast. If the gravity of words inscribed holds more weight, you can also read in depth about Elizabeth in a blogpost on this outstanding sister of science. Witness the full radiance of Elizabeth’s work in the life-changing world in which she operates; as she characteristically says, “I’ve pushed to make people recognise that women can do advanced agricultural science, and do it well.” And she is no exception to her own rule, as she grew professionally, apparently keeping pace with some of the giant cassava she has helped to develop through the years. But it is her role as nurturer, mentor and teacher that really raises her head-and-shoulders above the rest, from setting up a pioneering biotech lab at CRI–CSIR to conscientiously mentoring her many students and charges in work as in life, because, for Elizabeth, capacity building and cassava are inextricably coupled! More Marie-Noëlle Ndjiondjop In the wake of some recent high-profile screen awards, we close our multimedia expo with impressions of our science sisterhood through the medium of the seventh art: the magic visual world of the movies! A good fit for a Friday! The following tasteful and tasty (you’ll see why!) blogpost takes our film fans right onto the red carpet to rub shoulders with our scientific screen stars! The first screen star you’ll meet is Marie-Noëlle Ndjiondjop (Africa Rice Center), Principal Investigator (PI) of GCP’s Rice Research Initiative, who opens the video-viewing session with seven succulent slices of rice research delight. Her movies are set in the rice-growing lands of Africa, where this savoury cereal is fast becoming a staple, and tackles the tricky topics of rice-growing constraints, capacity building, molecular breeding methods, and the colossal capacity of community in collaborative research projects. Jonaliza Lanceras-Siangliw The following feature introduces the talented GCP PI Jonaliza Lanceras-Siangliw (BIOTEC, Thailand), whose community-minded project, set in the Mekong region, focused on strengthening rice breeding programmes by using a genotyping building strategy and improving phenotyping capacity for biotic and abiotic stresses. Though this title is something of a spoiler alert, we hope you tune in to this comprehensive reel to see the reality of molecular rice breeding in the Mekong. More Soraya Leal-Bertioli Last, and by no means least, is a captivating collage of clips featuring GCP researcher, Soraya Leal-Bertioli (EMBRAPA, Brazil) waxing lyrical about that hard genetic nut to crack: the groundnut, and how GCP’s Tropical Legumes I (TLI) project was crucial in getting the crop breeding community to share genetic resources, molecular markers, knowledge, and tools on a cross-continental initiative breaking boundaries in multiple ways. Video collage See what we’ve been up to on some of the social media streets, in this continuing collage of our International Women’s Day tweets in Storify. More #IWD2014 posts on our Facebook page From our Integrated Breeding Platform (IBP), more portraits of women in science, who are keen users of IBP tools and beneficiaries of the Platform’s capacity-building opportunities. International Women’s Day at CGIAR in text and in pictures Posted by gsummers at 8:04 pm Tagged with: 'GCP Spirit' and community, #application and impact, #capacity building, #crop breeding, #crop improvement, #drought tolerance, #food security, #molecular breeding, #partnerships, abiotic stress, Africa, AfricaRice, Asia, Australia, Bangladesh, BIOTEC Thailand, biotechnology, biotic stress, Brazil, BRRI Bangladesh, cassava, CIP, Cornell University, CRI Ghana, crop information and data management, crop science, data management, electronic data collection, EMBRAPA Brazil, exploration and discovery, gender, Ghana, groundnuts, ICABIOGRAD Indonesia, IITA, impact, Indonesia, International Women's Day, IRRI, Latin America, legumes, maize, phosphorus uptake efficiency, Pup1, Research Initiatives, rice, salinity, salt tolerance, Sub1, submergence, submergence tolerance, technology, Thailand, The Philippines, Tropical Legumes I (TLI), University of Dhaka, upstream research, USA, women in science ‘Frontier’ science and Rebecca’s ‘fire’ – enlisting nature to fortify crops against disease Genetics, Genomics, Maize, Researchers, Rice, Women in science No Responses » Restless Rebecca I’m a mother and a wife. The idea of so many mothers not being able to feed their families, and so many children not getting the nutrients they need to reach their potential, has always pained me.” – Rebecca Nelson (pictured), Professor, Plant Pathology and Plant-Microbe Biology, Cornell University, USA In this dispatch from the ‘frontline’, fired up and leading the charge against crop disease is ‘frontier’ scientist, restless Rebecca Nelson. Where does Rebecca’s restlessness and consequent fire come from? She says it has always bothered her that a billion people go hungry every single day… Wrestling Rebecca: feeding families one disease-resistant crop at a time Wanting to remedy this billion-strong calamity, Rebecca has spent the last quarter century working with national and international institutes in Asia, Africa and the Americas. During this time, she has focused on understanding the ways in which plants defend themselves against diseases. “An amazing percentage of crops are lost to pests and diseases in the developing world each year, which in turn leads to lack of food and impoverishes local economies,” she says. “These farmers can’t afford the herbicides and pesticides that developed-world farmers use to protect their crops, and those are not great solutions to the problems anyway. So it’s important to find ways to help these crops defend themselves.” This means identifying crops with disease-resistant traits and using them to breed disease-resistant crops with long-lasting protection from a multitude of diseases. We were really grateful that the GCP funded us so we could continue to understand and build resistance to rice blast and bacterial blight, and to connect the work on rice and maize” Travels and travails to make a difference After completing a PhD in zoology at the University of Washington, USA, in 1988, Rebecca spent eight years in The Philippines at the International Rice Research Institute (IRRI) and then five years at the International Potato Center in Peru. “I wanted to get out into the world and try and have a practical impact instead of doing research for the sake of research,” she says. During her time in The Philippines, Rebecca worked on several rice disease-resistance projects. She was to continue many of these projects nine years later, as part of her GCP project – Targeted discovery of superior disease QTL alleles in the maize and rice. “We were really grateful that GCP funded us so we could continue to understand and build resistance to rice blast and bacterial blight, and to connect the work on rice and maize,” she says. Rebecca was also delighted to involve her IRRI mentor, Hei Leung (then a GCP Subprogramme Leader for genomics), and friend, Masdiar Bustamam, of the Indonesian Center for Agricultural Biotechnology and Genetic Resources Research and Development (ICABIOGRAD). During her time at IRRI, Rebecca and her IRRI team had worked with Masdiar to establish her laboratory. “It was really pleasing to have Masdiar participate in the project and to see how far she and her lab had come since our earlier collaboration. The difference is that they now made a markedly significant contribution to the project in advancing the understanding of inheritance of rice blast and sheath blast resistance, and they developed germplasm that has really good resistance to these diseases.” I’ve always been grateful to GCP for supporting me at that transitional stage in my career…. [I] was a relative newbie when it came to working with maize. However, I was lucky to have some really great collaborators…James helped me a lot at the start of the project and throughout. Even though our project is finished, we have teamed up on a number of other projects to continue what we started.“ Tentative transition from rice to maize; shunting between class and grant-giving Despite winning a merit-based competitive grant, Rebecca confesses she wasn’t sure GCP would accept her proposal, owing to her then limited experience in maize research. “I’ve always been grateful to GCP for supporting me at that transitional stage in my career. I’d just returned from Peru and taken up a position at Cornell and was at that time a relative newbie when it came to working with maize. However, I was lucky to have some really great collaborators.” Rebecca (left) on a field visit to Kenya in September 2006. On the left is John Okalembo of Moi University, with James Gethi behind the camera. One such collaborator, who Rebecca is thankful to have had on her project, was James Gethi, of the Kenya Agricultural Research Institute (KARI), and a leading researcher in Kenya. At the time, James was a recent Cornell graduate who was returning home to help bolster his nation’s crop-research capabilities. “James helped me a lot at the start of the project and throughout. Even though our project is finished, we have teamed up on a number of other projects to continue what we started.” At Cornell, Rebecca oversees her own laboratory and still finds time to teach a class on international agriculture and rural development. She also serves as scientific director for the McKnight Foundation’s Collaborative Crop Research Program (CCRP), a grants programme funding agricultural research in developing countries. Growing up with science…and a moderate Rebecca rebellion! As our conversation draws to a close, Rebecca reveals she is currently skyping from the bedroom she grew up in, in Bethesda, Maryland, half an hour from downtown Washington DC, USA. “I’m down visiting my parents before I jet off to West Africa tomorrow,” she says where she is carrying out her CCRP commitments. Rebecca credits her parents for encouraging her scientific inquisitiveness and determination to aid those in need. “Both of my parents are physicians, as is my younger brother. I thought I was a rebel with my interest in agriculture, but my younger sister is a farmer and agroecologist, so I guess we’re both straddling agriculture and science,” Rebecca says with a laugh. “In all honesty though, my parents encouraged all of us to follow what we were fascinated by and passionate about, and for me and my sister, that was agriculture. We reared goats in our suburban backyard, dissected animal road-kills on the kitchen table and even turned the family swimming pool into a fish-pond because we wanted to learn about fish farming!” Rebecca recollects with great fondness. I still get a kick out of trying to understand the biology of disease resistance and to try to help develop disease-resistant crops, which will help alleviate the fallout from crop failure and subsequent food shortages in developing nations” Wife and mum, manager and mentor, and what gives Rebecca a kick Rebecca says she and her journalist husband, Jonathan Miller, try to encourage their two sons, William and Benjamin, in the same manner. She also says she uses a similar theory as a mentor. “I love interacting with the young talent and I like to think I’ve grown as a person the more that I’ve evolved as a manager and mentor.” Although she spends most of her time at her desk or on a plane or in a meeting room, Rebecca is always keen to jump back into the field and familiarise herself with the science she is overseeing. “I still get a kick out of trying to understand the biology of disease resistance and to try to help develop disease-resistant crops, which will help alleviate the fallout from crop failure and subsequent food shortages in developing nations.” Rebecca’s project, Targeted discovery of superior disease QTL alleles in the maize and rice genomes p 16 in this PDF Rebecca at Cornell University Our current work on maize and rice Crop genomics at GCP GCP capacity building Posted by GCP at 3:49 pm Tagged with: 'GCP Spirit' and community, #application and impact, #capacity building, #crop breeding, #crop improvement, #food security, #partnerships, Africa, applied research, biotic stress, CIP, Cornell University, crop diseases, crop genes, crop pests, disease resistance, exploration and discovery, gene discovery, genes, genetic resource improvement, genetic resources, genetic tools, genomic resources, genomic tools, genomics, ICABIOGRAD Indonesia, impact, Indonesia, IRRI, KARI Kenya, Kenya, maize, rice, upstream research, women in science Making an indelible mark – Indonesia’s marathon Mother Nature, in science as in spirit Asia, Capacity building, Crop breeding, Researchers, Rice, Women in science No Responses » Down memory lane with Masdiar Bustamam, from generation to generation In some circles, Masdiar Bustamam (pictured right) is a mother figure of molecular breeding in Indonesia. In a marathon career spanning 37 years as a horticulturist and agricultural researcher, she helped develop and nurture the practice at the Indonesian Center for Agricultural Biotechnology and Genetic Resources Research and Development (ICABIOGRAD). Staying with the marathon metaphor, this quote from a celebrated middle- and long-distance Kenyan champion runner, Kipchoge Keino, is very apt: “This life we have is short, so let us leave a mark for people to remember.” Back to Masdiar: having retired in early 2012, we were recently lucky enough to gain a rare insight into Masdiar’s life, and to witness the mark she has already made, by simply tagging along when she checked in on two of her ICABIOGRAD charges and mentees whose PhD studies were supported by GCP – Wening Enggarin and Joko Prasetiyono. At ICABIOGRAD, Wening and Joko have both taken the torch from Masdiar for GCP projects, as well as for other projects. She was the best teacher for me … instilled in me a spirit to never lose hope in the research I’m doing – Joko She was a great role model… Her persistence and positive can-do nature was exactly what I needed as a young researcher … to not just offer me assistance in my work but also in life and religion. For me, she has become a second mother – Wening … That project really helped us out a lot and we are grateful to GCP for recognising the potential in us and supporting it – Masdiar Here’s more of what Masdiar (and her charges) had to say as we tagged along, and chatted her up… Tell us about your early life I grew up and lived in West Java for most of my life. My father was a farmer and my mother a housewife. I was their first of five children. I went to Andalas University in Padang and graduated with a Bachelor in Biology in 1974. After graduating, I worked as a staff researcher at a local horticulture research institute focusing on pests and diseases, particularly fungi in tomato soils. I was lucky early in my career to have opportunities to visit research institutes in The Netherlands, Japan and USA, all of which enhanced my skills. While in USA, I completed my Masters in rice blast disease – a fungus-related disease, which severely hampers rice yields in Indonesia, and all around the world. After my time in USA, I accepted a position at the International Rice Research Institute (IRRI) in The Philippines. This was the start of the second phase of my career, in which I began to focus on molecular biology. When I returned from The Philippines, I realised that we needed to improve our capacity to use molecular markers for breeding, which led me to take a job at ICABIOGRAD. Setting up a lab – GCP lends a hand When I first started at ICABIOGRAD we had empty benches. It took a lot of time and money to fill them with the equipment we have today. Rebecca Nelson from Cornell University in USA provided us with a lot of support in getting us started. We were involved in one of her GCP projects for two years working on blast resistance in rice. We were also working on another GCP project led by Abdelbagi Ismail studying phosphorus-deficiency tolerance in rice too, dubbed the Pup1 project. Joko was actually my PhD student for that project and did a lot of the work. Selecting Pup1 lines in farmers’ fields in Sukabumi, West Java, in 2010. L–R: Masdiar Bustamam, Tintin Suhartini and Ida Hanarida Sumantri. Both Rebecca and Adbdelbagi helped me draft a proposal to GCP in 2007 for a project to enhance our capacity in phenotyping and molecular analysis to develop elite rice lines suitable for Indonesia’s upland regions. We had the understanding to do the science, but needed to enhance our facilities to carry it out. That project really helped us out a lot and we are grateful to GCP for recognising the potential in us and supporting it.” GCP recognised the need for such a project as many of Indonesia’s brightest researchers were leaving the country because of the lack of suitable facilities, and so funded the two-year ICABIOGRAD-defined capacity-building project. The grant covered – among other areas – intensive residential staff training at IRRI; PhD student support, which allowed Wening to complete her PhD; infrastructure such as a moist room, temperature-controlled centrifuge apparatus, computers and appropriate specialised software; and blast and inoculation rooms. Writer’s note: The tailor-made grantee-driven capacity-building project above was a cornerstone of GCP Phase I’s capacity-building strategy, and was dubbed ‘Capacity building à la carte’. With this historical note, we take an interlude here, to tour the facilities Masdiar has mentioned above. Our first stop is the Rice Blast Nursery… ….Front view… … and a close-up on the sign in the side view. Next, we visit the Inoculation and Moist Rooms… Inoculation and Moist Rooms… …and a close-up on the sign at the front. After our tour of the facilities, Masdiar resumes her story: “That project really helped us out a lot and we are grateful to GCP for recognising the potential in us and supporting it so that researchers like Wening bloom and blossom, now and into the future,” says Masdiar glowingly of one of her mentees and successors. I’m proud of how they have matured and I’m really looking forward to when they and their teams produce new rice varieties, from the facilities I helped establish, that will help the farmers…I sacrificed what I enjoyed doing for a challenge whose benefits I recognised for my country.” Mission-driven researcher, nurturer and mentor, all rolled into one For Masdiar, it wasn’t work, but rather a passion and a hobby. “Throughout my career, I always enjoyed research, especially in plant pathogens,” she remembers. “Working with biotechnology was difficult because I didn’t have a background in the area. I sacrificed what I enjoyed doing for a challenge whose benefits I recognised for my country.” From generation to generation: Masdiar (2L) drops in on her charges and torch-bearers at ICABIOGRAD’s Molecular Biotechnology Lab. L–R: Wening Enggarini, Masdiar Bustamam, Tasliah Zulkarnaeni, Ahmad Dadang and Reflinur Basyirin. In the later half of her career, Masdiar recollects how she enjoyed training and mentoring younger researchers like Joko and Wening. “I’m proud of how they have matured and I’m really looking forward to when they and their teams produce new rice varieties, from the facilities I helped establish, that will help the farmers.” Both Joko and Wening attest that Masdiar’s support and supervision were vital for their professional development and consequent career advancement. “She was the best teacher for me. She taught me how to manage a project, how to forge international collaborations, and how to write a good publication,” remembers Joko. “She also instilled in me a spirit to never lose hope in the research I’m doing.” “She was a great role model for me!” exclaims Wening proudly. “Her persistence and positive can-do nature was exactly what I needed as a young researcher who was just starting a career. Even more so was her ability to take time out of her busy day to not just offer me assistance in my work but also in life and religion. For me, she has become a second mother in this life. I’m blessed to be so lucky!” Clearly, Masdiar has made her mark, leaving a cross-generational living legacy in molecular breeding embodied in these young researchers. Masdiar’s project report, with a picture of the blast nursery under construction (p 156 in this PDF) Photo-story on Facebook Rebecca Nelson’s project, Targeted discovery of superior disease QTL alleles in the maize and rice genomes (p 16 in this PDF) GCP’s capacity building Posted by GCP at 5:12 pm Tagged with: 'GCP Spirit' and community, #application and impact, #capacity building, #crop breeding, #crop improvement, #food security, #molecular breeding, #partnerships, abiotic stress, applied research, Asia, Cornell University, crop science, ICABIOGRAD Indonesia, Indonesia, IRRI, Phase I, phenotyping, phosphorus uptake efficiency, phosphorus-poor soils, PSTOL1, Pup1, rice, upstream research, USA, women in science Breeding ‘sukses’ in Indonesia’s rice Asia, Crop breeding, Genetics, Genomics, Researchers, Rice No Responses » Joko infront of his office at ICABIOGRAD’s Molecular Biology Division. Indonesian upland rice growers can expect to receive improved varieties that thrive in phosphorus-poor soils within a few years, thanks to the hard work of their national breeding programmes. Joko Prasetiyono is a proud Indonesian researcher who loves rice. “I don’t know why. I just love researching ways to improve it so it grows and yields better. I also I love to eat it,” says Joko with a laugh. Having worked as a molecular breeder, concentrating solely on rice for 17 years at the Indonesian Center for Agricultural Biotechnology and Genetic Resources Research and Development (ICABIOGRAD), one would expect a different reaction. But Joko says he’s as interested in the little white grain as much as when he started as an undergraduate with ICABIOGRAD. And why wouldn’t he be when he and his team are contributing to research that has just been published in Nature and is set to reduce fertiliser application and improve rice yields in Indonesia and the world over by 20 percent! Improving Indonesian varieties, no genetic modification Farmers often use phosphate fertilisers to aid in growing rice in these areas, but this option is often too expensive for Indonesian upland growers. The project has found plants that have a Pup1 locus (a collection of genes), with the specific gene PSTOL1, are able to tolerate phosphorus-deficient conditions and produce better yields than those not suited for the conditions. An Indian rice variety, Kasalath, was one such. “We are breeding rice varieties that we know have a Pup1 locus and subsequent PSTOL1 gene in them with Indonesian varieties that are suited to Indonesia’s growing systems,” explains Joko. Partnering with the International Rice Research Institute (IRRI), ICABIOGRAD and their partner the Indonesian Center for Rice Research (ICRR) have improved the phosphorus tolerance of Indonesian rice varieties Dodokan, Situ Bagendit and Batur. “The new plants we are creating are not genetically modified; just bred using smarter breeding techniques,” says Joko. “The aim is to breed varieties identical to those that farmers already know and trust, except that they will have the PSTOL1 gene and an improved ability to take up soil phosphorus.” Joko says that these varieties are currently being tested in field trials and it will take another 2–3 years before Indonesian farmers will have a variety that will yield as well if not better, needing 30–50 percent less fertiliser. Evolving Indonesian plant research ICABIOGRAD team selecting breeding material in 2010. L-R: Masdiar Bustamam, Tintin Suhartini and Ida Hanarida. GCP is as much about its people and partnerships as its research and products. ICABIOGRAD benefited from a GCP capacity-building grant in mid-2007 to enhance the institute’s capacity in phenotyping and molecular analysis. The grant covered, among other areas, intensive residential staff training at IRRI; PhD student support; infrastructure such as a moist room, temperature-controlled centrifuge apparatus, computers and appropriate specialised software; and a blast innoculation room. These capacity-building activities were coordinated by Masdiar Bustamam who has since retired, but was then a Senior Scientist at ICABIOGARD. But coming back to Joko and the PSTOL1 work, Joko started on this project in 2005 as a GCP-funded PhD student at Bogor Agriculture University, Indonesia. He is grateful to be part of a transnational project, which has offered him technical support that he would not otherwise have been able to receive through ICABIOGRAD alone. IRRI visits ICABIOGRAD in 2009. L-R: Matthias Wissuwa, Sigrid Heuer (both IRRI), Masdiar Bustaman (ICABIOGRAD) and Joong Hyoun Chin Joko believes the experience of working with IRRI, as a joint partner on this project, will leave an important, and lasting, legacy for researchers at ICABIOGRAD and ICRR. The partnership has also challenged the two local institutes to broaden their horizons past their borders. “IRRI is teaching us how to use marker-assisted selection and we [ICABIOGRAD and ICRR] are just as busy identifying phosphorus-deficient hotspots in upland areas, choosing the best Indonesian recipient rice varieties for the gene, conducting the breeding and phenotyping testing,” he clarifies. Breeding for sustainability The ultimate goal of this project is to help Indonesian growers use marginal land. Over half the world rice lands are deficient of ‘plant-available’ phosphorus, and Indonesia is no different. Joko explains that while there is plenty of phosphorus in the soil, plants are not able to access it. “Other minerals in the soil like aluminum, calcium and iron are bound to phosphorus, shielding it from plants roots so they can only absorb a fraction of it.” Field test of Pup1 lines at Taman Bogo , Indonesia. In most countries, farmers apply phosphate fertilisers to their crops to combat this deficiency. For Joko this is not a sustainable approach for a lot of Indonesia’s farmers because the fertilisers are expensive and costs will continue to rise as phosphate supplies dwindle. “Our approach is a lot more sustainable and cost-effective than applying fertiliser. We’ll breed these new plants for phosphorus-poor soils to produce more roots so they can find more phosphorus. The more phosphorus they find, the more of it they can absorb.” Joko hopes these new plants will help farmers on marginal lands to obtain decent yields without having to spend money on expensive phosphate fertilisers. “It’s great that our work has been recognised by Nature for publication, but what we really want is to help rice growers here in Indonesia and around the world.” Press release: Rooting and shooting for rice Improving rice in Asia Comparative Genomics Research Initiative Meet the PSTOL1 research team on Flickr or Facebook Facts and figures on rice (IBP website) Join the rice research community online (IBP website) Posted by GCP at 1:00 pm Tagged with: #application and impact, #capacity building, #crop breeding, #crop improvement, #food security, #molecular breeding, #partnerships, abiotic stress, applied research, genetic tools, genomic tools, genotyping, ICABIOGRAD Indonesia, Indonesia, IRRI, phenotyping, phosphorus uptake efficiency, phosphorus-poor soils, PSTOL1, Pup1 Rooting for the key to more phosphorus for rice Comparative genomics in cereals, Crop breeding, Genetics, Genomics, Rice 3 Responses » ALL IN THE ROOTS: A plant’s roots are a marvellously multitalented organ. They act as fingers and mouths helping plants forage and absorb water and nutrients. They act like arms and legs offering a sturdy base of support so a plant doesn’t keel over. They help store food and water, like our stomach and fat cells. And in some plants, can spawn new life – we leave that to your imagination! That is why it is of little surprise that this multitalented organ was the key to discovering why some rice lines yield better in phosphorus-poor soils, a puzzle whose answer has eluded farmers and researchers… until now. And even better, the findings hold promise for sorghum, maize and wheat too. Please read on! In search of the key – The Gene Trackers In 1999, Dr Matthias Wissuwa, now with the Japan International Research Centre for Agricultural Sciences (JIRCAS), deduced that Kasalath, a northern Indian rice variety, contained one or more genes that allowed it to grow successfully in low-phosphorus conditions. For years, Matthias made it his mission to find these genes, only to find it was as easy as finding a needle in a genetic haystack. He teamed up with the International Rice Research Institute (IRRI), and with GCP’s support, the gene trackers were able to narrow the search down to five genes of interest. “We had started with 68 genes and within three years, we had narrowed in on these five candidate genes. And then, one-by-one, we checked whether they were related to phosphorous uptake,” recollects Dr Sigrid Heuer, senior scientist at IRRI and leader of the team that published the discovery in Nature in August 2012. Sigrid Heuer at a rice phosphorus uptake demonstration field in The Philippines. “In the end we found that if a certain protein kinase gene was turned on in tolerant plants like Kasalath, then those plants would perform better in phosphorus-deficient soils.” They named this protein kinase gene PSTOL1, which stands for Phosphorus Starvation Tolerance. “When we put this gene into intolerant rice varieties that did not have this gene, they performed better in phosphorus-deficient soils.” The importance of phosphorus Rice, like all plants, needs phosphorus to survive and thrive. It’s a key element in plant metabolism, root growth, maturity and yield. Plants deficient in phosphorus are often stunted. Sigrid explains that whereas phosphorus is abundant in most soils, it is however not always easily accessible by plants. “Many soil types bond tightly to phosphorus, surrendering only a tiny amount to plant roots. This is why more than half of the world’s rice lands are phosphorus-deficient.” Farmers can get around this by applying phosphate fertilisers. However this is a very expensive exercise and is not an option for the majority of the world’s rice growers, especially the poorer ones –the price of rock phosphate has more than doubled since 2007. The practice is also not sustainable since it is a finite resource. By selecting for rice varieties with PSTOL1, growers will be less reliant on phosphate fertilisers. How it works: unravelling PSTOL1 mechanics In phosphorus-poor soils, PSTOL1 switches on during the early stage of root development. The gene tells the plant to grow larger longer roots, which are able to forage through more soil to absorb and store more nutrients. “By having a larger root surface area, plants can explore a greater area in the soil and find more phosphorus than usual,” says Sigrid. “It’s like having a larger sponge to absorb more water.” A rice variety — IR-74 — with Pup1 (left) and without Pup1 (right). Although the researchers focussed on this one key nutrient, they found the extra root growth helped with other vital elements like nitrogen and potassium. Another by-chance discovery was that phosphorus uptake 1 (Pup1), the collection of genes (locus) where PSTOL1 is found, is present within a large group of rice varieties. “We found that in upland rice varieties – those bred for drought-prone environments – most have Pup1,” says Sigrid. “So the breeders in these regions have, without knowing it, been selecting for phosphorus tolerance.” “When thinking about it, it makes sense as phosphorus is very immobile in dry soils, therefore these plants would have had to adapt to grow longer roots to reach water deeper in the soil and this, at the same time, helps to access more reservoirs of phosphorous .” Breeding for phosphorus tolerance, and going beyond rice Using conventional breeding methods, Sigrid says that her team introduced PSTOL1 into two irrigated rice varieties and three Indonesian upland varieties, and found that this increased yields by up to 20 percent. “In our pot experiments,” she added, “when we use soil that is really low in phosphorus, we see yield increases of 60 percent and more. This will mean growers of upland rice varieties will probably benefit the most from these new lines, which is pleasing given they are among the poorest rice growers in the world.” Read how Indonesian researchers are developing their own breeds of upland rice with the PSTOL1 gene Sigrid also sheds light on broadening the research to other crop varieties: “The project team is currently looking at Pup1 in sorghum and maize and we are just about to start on wheat.” Building capacity and ensuring impact Like all GCP projects, this one invests as much time in building capacity for country breeding programmes as on research. Sigrid and her team are currently conducting the first Pup1 workshop to train researchers from Bangladesh, India, Indonesia, Nepal, Philippines, Thailand and Vietnam. They will share molecular markers that indicate the presence of PSTOL1, techniques to select for the gene, as well as for new phosphorus-efficient varieties. Breeding for phosphorus-efficient rice in the Philippines. “The aim of these workshops is to take these important tools to where they are most needed and allow them to evolve according to the needs and requirements of each country,” says Dr Rajeev Varshney, GCP’s Comparative and Applied Genomics Leader. “Breeders will be able to breed new rice varieties faster and more easily, and with 100 percent certainty that their rice plants will have the gene. Within three to five years, each country will be able to breed varieties identical to those that growers know and trust except that they will now have the Pup1 gene and an improved ability to unlock and take up soil phosphorus.” Joining hands in collaboration This IRRI-led project was conducted in collaboration with JIRCAS and the Indonesian Center for Agricultural Biotechnology and Genetic Resources Research and Development (ICABIOGRAD) working with the Indonesian Centre for Rice Research. Other partners included: Italy’s University of Milano, Germany’s Max Planck Institute in Golm, the University of The Philippines at Los Baños, USA’s Cornell University and University of California (Davis and Riverside), Brazil’s EMBRAPA, Africa Rice Center, Iran’s Agricultural Biotechnology Research Institute, Australia’s Commonwealth Scientific and Industrial Research Organisation (CSIRO) and University of Dhaka in Bangladesh. VIDEO: Watch Sigrid talk about the project on BBC World News in this short clip Sigrid’s profile Sigrid’s presentation at the GCP General Research Meeting 2011 GRM 2011: Rice with dual strength — Phosphorus uptake efficiency and alumunium tolerance from CGIAR Generation Challenge Programme Posted by GCP at 12:30 pm Tagged with: #application and impact, #capacity building, #crop breeding, #crop improvement, #food security, #molecular breeding, #partnerships, abiotic stress, AfricaRice, applied research, Australia, Bangladesh, Brazil, comparative genomics in cereals, Cornell University, CSIRO, EMBRAPA Brazil, genetic tools, genomic tools, genomics, genotyping, Germany, ICABIOGRAD Indonesia, Indonesia, Iran, IRRI, Italy, JIRCAS, phenotyping, phosphorus uptake efficiency, phosphorus-poor soils, PSTOL1, Pup1, The Philippines, UCD, UCR, University of Dhaka, upstream research, women in science James, the agile juggler on the maize research-to-development continuum Jura’s ‘jurassic’ journeys of discovery to and from sorghum’s ‘seven seas sede’ Peasant lad to leading professor: Paul and his passion for pods An evergreen saga on stay-green sorghum: Africa meets Australia Thank you from GCP, and fare thee well Samad on James, the agile juggler on the maize research-to-development continuum GCP on A grounding in the reality of groundnut research in Africa, and why blood is thicker than water vrushali on A grounding in the reality of groundnut research in Africa, and why blood is thicker than water GCP on Finish line for the Integrated Breeding Multiyear Course (IB–MYC) Closing GCP Comparative genomics in cereals Crop breeding Crop information and data management Groundnuts Integrated Breeding Platform Poverty eradication What are we blogging about? 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Unboxing: Shadowrun Sixt... Review: Yakuza Kiwami 2 ... Review: Yakuza 6: The So... Evansville Esports April... Review: Pokemon Emerald (Game Boy Advance) Alex Lucard | May 6, 2005 | Archive, Nintendo Game Boy Advance, Video Game Reviews | No Comments Pokemon Emerald Developer: Game Freak Genre: Turn Based RPG Okay. I’m worried about the future of Pokemon. Game Freak appears to be hitting “Street Fighter 2” Mentality by releasing rehash after rehash with little to no improvements now. And Emerald has officially ticked me off. This isn’t the first time Game Freak has remixed a Pokemon game. Pokemon Red & Blue came out in Feb 1996, a little over 9 years ago. Pokemon Yellow came out 2.5 years later. But there were major changes. You got Pikachu as your starter, and the original three starters were all obtainable in the game. They introduced the tameness concept. They completely redid the graphics of all 151 Pokemon. They added digitized speech. They made the game harder, they remixed who you would fight in battles and switched around Gym leader Pokemon, and the plot followed the cartoon more closely. Pokemon Yellow, for all intents and purposes was a very different game from Red and Blue (and Green if you were in Japan). And this was acceptable. Pokemon Silver and Gold came out a year later in 1999. Although the plot was still basically “Small child conquers 8 gyms and becomes Pokemon master,” it was a vast improvement over the original games. You could breed Pokemon, they had genders, they introduced a phone system and rematches. They added dates and times, new pokemon, and after you beat the game, you could hit the land RGBY was set in and fight all those gym leaders too, and finally a battle with Ash (red) Ketchum himself. Very nicely done. Sure, they rehashed the plot, but the game was radically different thanks to all the improvements and additions. Then came Crystal. Crystal was a GBC version of the G/S games. Crystal came out in at the very end of 2000/or July/August of 2001 in the States. Crystal is considered by Pokemon fanatics to be the best version of the game. Even though it’s a rehash? Why? Again we have improved graphics, the ability to play as a girl instead of a boy. They added a new level to the phone system to where you could get items and not just battles. The plot was drastically reworked to feature the Legendary Dogs/Cats (There’s debate here), Pokemon were finally ANIMATED, and it was nice to see the game focus on something other than “ten year old boy becomes Pokemon master,” which was still in the game. Note this was now the FOURTH Pokemon game to focus on this plot. Ruby and Sapphire hit in November 2002. My gal pal at the time ensured it would arrive on our UK doorstep (where I was living at the time) and I was excited because I was so pumped for a game that would be even better than Crystal. What did I get? I got double battles. Well that was cool. I also got…Pokemon Beauty contests? Okay? I guess that’s different and interesting. But all the advances made in Gold and Silver and Crystal were gone. Good Bye Phone. Good bye Animated Pokemons. Good bye Pokemon coming out at certain times and at certain days. The end result was a game that neither used the GBA’s ability to its full potential, but a game that was on par with RGBY. Yellow and the GSC series were superior in every way. So talk about a major disappointment. And once again we had a focus on a small ten year old boy become a the master of all Pokemon. FIFTH GAME IN A ROW. Annoyed? Oh yes. Fire Red and Leaf Green came out in Jan, 2004, or Sept 04 for America. A year and two months later. It was a remake of Fire Red/Leaf green with R/S graphics. I could live with this, even though it was now the sixth game in a row with the same plot on the GBA. It was superior to R/S because it got rid of the beauty contests and I was willing to accept it needed to be released so that people could get the Kanto Pokemon since Game Freak could make R/S compatible with the old carts. And people wanted those Pokemon back. Plus I was willing to overlook the 35$ price tag because both FR and LG came with a wireless adapter which was a 20$ value. They also improved the original games in every way, added some more depth to the plot, made certain quests and bosses harder and gave you a few nice presents after you beat the game. I was so happy with this game because R/S was such a letdown. Now we have Emerald. The SEVENTH game in a row using the same plot. And in truth all Emerald is, is a game where they added all the stuff that should have been in R/S in the first place and a bunch of hokey gimmick battles you can access AFTER you have beaten the game. With a $35 dollar price tag. When LG, FR, R and S are all widely available. And without a wireless adapter. And that’s it for me. There’s no innovation, no originality, no anything about Emerald that made this game need to be made. Oh what’s that? You can get Mew, Lugia, and Celebi in this game? Not without Nintendo’s help. But the big kicker for me is this. In RGBY, there were 4 games. You only needed two to get all the Pokemon. That’s a 40-60 dollar investment. Liveable. Then came G/S/C. You needed 4 carts for that. Or three if you had a RGBY cart with all 150 Pokemon saved on it. That was a total cost of 60-90 dollars. Okay, again, tolerable. Then with the GBA games, you could no longer use your old RGBY or GSC carts to upload to the new games. This meant that in order to get all the Pokemon you would need a copy of Ruby, a Copy of Sapphire, a copy of Fire Red and a Copy of Leaf Green to “catch them all.” Plus the price for Pokemon games went up to 35 smackeroos here. That’s 140$ right there. But wait! You also needed to buy a 50$ Game Cube game in order to get all the Pokemon. That’s $190 total price tag now. And then you still learned there were some Pokemon you couldn’t get and thus you had to wait for the 35$ Emerald to truly, utterly have a complete Pokedex. That’s $225. Or an investment SIX TIMES larger than the amount you needed to complete a 150 Pokemon Pokedex 9 years ago. And that doesn’t include whatever little things Nintendo is going to make you do for the tickets needed to access the ultra rares. Am I really, truly the only person that sees a problem with this? Jesus, I love Pokemon. I’m a damn fanatic over it. You would be frightened to know all the Pokemon cheesy things I own. Hell, when Burger King did their Pokemon: The First Movie Promotion, their web site listed me as the first person in the bloody country to get all the toys. Pokemon is one of my favorite franchises of all time. And even I’m getting pissed at Game Freak churning the same product again and again. I swear if Diamond and Pearl ONCE AGAIN feature a ten year old kid, 8 gyms, and the same exact plot, that is it for me. I’m done with the franchise. And don’t tell me what with the amount of money involved to get these games, that it’s a child oriented series. Game Freak, take a good long look at Poke Coliseum. All the trappings we know and love, but without any of the rehash. Original plot, characters, setting, everything. Try something like that for once. Pokemon saved Nintendo’s butt. It still outsells damn near ever series ever made. It’s the most successfully marketed video game of all time. It blows away Mario, Sonic, GTA, whatever you want to name in terms of spin off merchandise and profit margin. Even with all the sad pathetic gamers out there calling it kiddee or lame because it’s cute, it still has been consistently in the top five selling video games every year for a DECADE now. And this is the series supposedly burning out? Holy crap, most games wish they were plummeting like this. Pokemon officially joined Dragon Quest, Final Fantasy and Megaten as the four big RPG franchises in Japan, and it’s easily debatable that Pokemon is doing better than any of the three that have been around since the NES days in terms of merchandise/profitability/etc etc. Nintendo and Game Freak, Pokemon majorly saved your asses in a lot of ways over the past ten years and made you both a lot of money. It’s a series endearing to tens of millions of people. Don’t take that love some many gamers have given you, and crap all over it like you’ve done with Emerald. Because they will eventually revolt when you try resting on your past accomplishments. Ask Sega and SNK how they’re holding up. Oh Wait, that’s right. You’ll have to ask Sammy and Playmore now, won’t you? Right. Three pages of disgruntled ranting. Let’s review the game now. And be surprised, for all my anger over the lack of originality and rehashing the same bloody plot, Pokemon Emerald is a pretty decent game. Let’s Review 1. Story Okay. You’re a ten year old boy who seeks to become the greatest Pokemon Master ever. You get help from a Professor Oak. No wait. I mean Professor Elm. No sorry, It’s Professor BIRCH this time, who gives you a choice of three Pokemon (Fire/Grass/Water). You set out to get all 8 gym badges and then take on the Elite 4, but along the way an evil villainous organization know as Team Rocket does some dastardly things and you get involved to stop them. Oh wait. In Emerald it’s Team Magma and Aqua. Two teams instead of one. OOOH! DEPTH! And this is pretty much the entire game. That’s it. Yes some minor changes have been made by making the Fire and Water starters gain a second type in their second and third evolutions, and they pulled a GCS by having a final secret boss hidden away with level 70 Pokemon. This boss was the original Pokemon Champion in R/S. Truthfully, it would have been a lot cooler to have had it be Ash again. No one cares about Stephen. They also took the 8th Gym Leader and made him the new Pokemon Champion and just stuck yet another water Pokemon master as that gym leader. When Pikachu can take down the Pokemon Champion practically by himself, we have a problem folks. Look, the plot was great in simplicity in 1996. It was acceptable and quite good with GCS as they added so much to it, and basically gave you two games in one. R/S was a letdown as it was the whole three strikes rule. Fire Red and Leaf Green, it was acceptable as it was a remake. Can’t really change the plot in a remake without purists going nuts. And that gives Emerald a bit of “Get out of Jail Free” card here as well as it is a remake of R/S. But it’s gotten old. It’s gotten cliche. It’s gotten blah. It’s still a good plot in practice, but time and going to the well once to often have lowered it to Mediocrity. It’s just like my complaints about a certain other turn based RPG series that has had the same plot of angsty slightly androgynous quasi-anti-hero saving the world from a supreme evil and gathering friends along the way. Something new next time. PLEASE. Story Rating: 5/10 2. Graphics Okay, let me enter fanboy mode for a second. OH MY GOD! The Pokemon are animated again! Look at Mudkip’s little dance when he pops out of the Pokeball! So cute! I love him! All so happy and cheery and cuddly. And Pikachu! Oh god, I love him so! MUST. HUG. PIKACHU. Not let me slip back into reviewer mode. Umm…why was this not in R/S? I am very thankful for animated Pokemon again as it made Crystal amazingly delightful, but considering it was done back in 2000, why did it take 5 years and some change to put it back in, especially on a cart that could handle more graphically? Look, it’s good. And it’s a huge improvement over R/S if only because it was static graphics in that game, but there’s no excuse why R/S was only half the game GCS was. The Pokemon look better than ever, and it’s a treat to see each new one pop out and do their thing. It makes the game feel a little more fresh. Outside the battles, the graphics are typical turn based RPG with lots of random battle fare. And by this I mean underwhelming and below what a system can do, but this is pretty much a complaint with every turn based RPG I can think of, save games made by Sacnoth. They’re okay, but decidedly vanilla for what the GBA can do. In other words, in battle, Pokemon have never looked better. And the character designs are some of the best graphics I’ve seen on the GBA. If you have Emerald, you’ll want to upload every Pokemon you have onto this cart so you can see their animations. But everything else is mediocre. And Mediocre and Awesome average out to simply good. Graphics Rating: 7/10 3. Sound The music of Pokemon Emerald is the same as all Pokemon music. It’s simple midis that are amazingly catchy and fun. They are vibrant, peppy, upbeat and wonderful. And I often catch myself humming them hours after the game has been turned off. Sometimes they stick in my head for days. But then there are the voices. We still have digitized squawks and crackles and squeaks instead of say, oh, the actual Pokemon voices. Come on people. Pokemon Yellow had Pikachu saying over a dozen different things. And that cart was able to hold a fraction of what a GBA cart could. Not to mention the fact, Emerald is about half the game in length that GCS was. Is it really that hard to fit some tiny one word wav files on the cart? No. it’s not. Take the voices from the cartoon. Have Pikachu say “Pika Pika” again. It’s cute, it’s what Pokemon fans have wanted since day one. Try listening to them for once. Man I hate the weird electronic chittering. I didn’t mind it for the first two gens, but there’s no reason this should still be occurring. Pokemon has the best score out of most cart games ever made. But please, please of please, get rid of the voices and take a hint from your 6 year old GB game and add some Poke-voiceovers. Sound Rating: 8/10 4. Control and Gameplay Pokemon has one of the best turn based engines of all time. It’s simple and yet so deep, it’s impossible to truly master. You have Hundreds of Pokemon, each which can learn dozen of moves, but yet you can only ever have 4 of those moves at any one time. Amazing levels of strategy and customization here. There’s also the stretched out version of Rock/Paper/Scissors Gameplay. There are 17 types of Pokemon, some are strong against other types, while weak against another. Take Ice Pokemon for example. They are strong against grass, ground, flying, and dragon, but weak against fire, water, other ice Pokemon, and steel types. You can also have Pokemon with two types which creates some interesting combinations, and a lot of Pokemon can learn moves out side their normal range. A Blaziken (fire/fighting type) can have a fire move, a fighting move, an electric move, and a rock move. These four moves would allow you to be strong against ten types of Pokemon instead of just six if it stuck to only fire and fighting moves. The gameplay is deeper than any other turn based system I can think of. It gives you more options than a lot of my favorite games in this genre aside from the Persona series. R/S/E have also added the concept of double battles. Think “Texas Tornado” style tag team wrestling matches where all four wrestlers are in the ring at the same time until one team is beaten. Again, it adds a level of strategy and since some moves now affect one pokemon, two pokemon, or all pokemon in play, you have to think about what you’re doing in these battles. It also creates more of an emphasis on defensive moves or stat boosting moves. The core of Pokemon is finding what 6 Pokemon work best for you, what 4 moves you should give them, and will you stick with the same Pokemon constantly, or have a vast array to switch to at any given time. Pound for pound, Pokemon still maintains the best turn based engine I can think of. In this regard I can understand why Nintendo and Game Freak are loathe to change anything. If it ain’t broke, why fix it, right? Poke Col. That’s why. Same engine, totally original everything else. Control and Gameplay: 10/10 5. Replayability This is the puzzler. On one hand, Pokemon never ends. Get enough friends into it, and you can play forever against them, making teams and tournaments. The game never ends and since every Pokemon in different in terms of stats, personality and so on, you can keep catching and playing for an eternity. The flipside is you can only have one save per game, and very few people want to lose their progress since it takes forever to get anywhere in the game. I mean, if you have a Pokedex of 258 Pokemon, do you really want to start from scratch and go through the same linear plot just to try new Pokemon, when you can do that by catching ones in the game you already have and leveling them up? It’s the double edged sword of once you start a game, you really don’t ever start a new one, unless you want to buy a new cart, or have Pokemon Box which is a very recent invention. And that’s what earns this game a thumbs in the middle from me. On one hand it’s infinite. On the other, there’s only one game you can ever play and you’re loathe to ever start over. Replayability Rating:5/10 6. Balance Although the customization and playability in Pokemon Emerald is vast, the game still manages to be shockingly easy. I’ve never lost a single Pokemon battle against the computer once since the days of RGB, and Emerald keeps it going. The AI is spotty and often times you’ll see the computer use a move that can’t hurt you or that is the second part of a combo without doing the first part. It’s truly bizarre. As well, since the gym leaders and Elite Four always focus on one type of Pokemon while all gamers have a wide mix, it’s super simple to defeat them. No challenge at all. Especially at this point of the game. After a nigh decade of Pokemon gaming, everyone should know what type beats another type. The challenge in the story mode, thanks to a nonstop rehashing, is nil. There are two things saving this category. The first is the addition of the new gimmick battles, as they take a slight bit of time to get used to. But once you learn the gimmick, the battles are still easy thanks to the AI. Let’s look at all the Battle Frontier gimmicks, shall we? 1. Battle Factory. The gimmick? You have to you random Pokemon against the computer’s random Pokemon. Well, since you don’t know what the computer has anyway unless you buy a strategy guide, this is more just a big handicapped against you. GOOD. It means there’s actually some thinking involved. You actually have to be good at the game instead of using rote memorization. However, you do get to choose your Pokemon from a random selection, so it comes down to picking the Pokemon you know have the most type advantages. This is probably the hardest challenge, but after your first set of seven battles, it’s cake. 2. Battle Dome. It’s a 16 man single elimination tournament. Ho hum. Next. 3. Battle Pike. It’s a choose your own adventure pathway. Again, no real challenge, and aside from the Boss’ Shuckle, which newer players may not be familiar with, there’s no challenge. Here’s a hint for it. Use a Pokemon with a Water, Rock, Steel, or Poison move. It dies quickly. 4. Battle Arena. It’s a Set KO challenge. You have three turns to knock out your opponent’s Pokemon and it goes to a draw. Should not be a challenge by the time you get to this event. Especially as there’s a Battle Tent early on in the game that uses these rules. 5. Battle Palace. You choose your Pokemon, but they use their “instincts” to battle. If you want a truly easy way around this, use Pokemon only with fighting moves so you don’t have to see them use say, defense curl 12 times in a row. This is also the only other challenge you’ll have as it’s you at a disadvantage where the computer just plays like a computer. The Boss is easy. An Electric Pokemon and a Fighting Pokemon takes out its 3 Pokemon team. 6. Battle Pyramid. Ooh, It’s dark and you can’t see what you’re doing until you beat a trainer. Then with each trainer you beat, you get some more light. No real challenge. The Boss uses all three Regi-Pokemon, which are VERY easy to beat. One Word: Metagross. 7. Battle Tower. Done that been there since in every game since Crystal. Ho hum yet again. Next. There’s a little innovation with some of these, but the only challenge that ever comes up are when you play the battles where you don’t have total control over your team. Basing a game on luck and chance is not a challenge. It’s merely playing the possibilities. And since you can’t access the Battle Frontier until after you’ve beaten the game, there’s no way you should have much of a challenge here. For people new to Pokemon or coming back to it after a while, those gamers might actually be in for a test. But no, the real saving grace of this category is the second aspect: Player vs Player battles and mini games. When you have to actually play against another human being and their Pokemon Army, then things spice up. No team is unbeatable. No set of moves is infallible. Player vs Player is the one thing Pokemon does better than any other game on the planet. But again, with all things considered, we’ve got another thumbs in the middle. Balance Rating: 5/10 7. Originality. Okay. 5 of the seven Battle Frontier ideas are original. Oh wait no, the Pyramid was done as a Gym battle before. Sofour out of the seven challenges are actually new. And for the rest of the game? It’s all stuff that was in earlier Pokemon games that they inexplicably left OUT of Ruby and Sapphire. Pokemon Emerald is a rehash of a rehash. It’s a, “Hey! Remember those things we could do a generation ago and we left out of the last games? Well now they are back! Give us 5$ more than you would a normal GBA game for us doing what we should have done in the first place. Plus it’s been 5 years so it all FEELS new, rather than actually having done any true innovation. YAY!.” Sod off. Stop the redundancy. There’s no reason to pick up this over a lot of other Pokemon options. Originality: 3/10 8. Addictiveness Pokemon is the only game I’ve ever played that makes Obsessive Compulsive Disorder seem fun. So many Pokemon to get. And get two of each so they can breed and make you baby Pokemon. Oh! Fight lots of battles for lots of money so you can buy Power-Ups and TM’s! What can I say? A good deal of this has to do with the cute factor and baby Pokemon, and the fact that instead of just mindlessly collecting things, you’re collecting playable RPG characters to customize. That really helps a lot. Most people will get hooked on this game for the same reasons everyone gets hooked on Pokemon games. It’s a decent game. The Problem comes for those of us who have played through Ruby and Sapphire. There’s no real thrill out of playing Emerald except for watching the Pokemon jiggle around on the screen. Same for those of us who have played every Pokemon RPG out there. R/S were the worst Pokemon games out there, and Emerald is just rehashing that game. The others are more fun, more interesting, and more addicting. Emerald is still good in terms of being hard to turn the game off, but it’s a shadow of the other, better version out there. I went out and started a game of Fire Red after Emerald just to wash the unclean off me and remember why I love Pokemon so very much. But again, if you’ve been out of the Poke-Loop for a while, you’ll find this game rewarding in this aspect. Addictiveness rating: 8/10 9. Appeal Factor Look, Pokemon’s one of the best RPG franchises of all time. It’s one of the best franchises period. Aside from the GBA games, Pokemon is constantly reinventing itself. We’ve had pinball games, photography games, puzzle games, trading card games, we’ve had Pokemon Channel, Pokemon Box, Pokemon Coliseum, and more. Pokemon is usually very original and innovative, and most of all it is FUN. A lot of FUN. The only people who can’t appreciate Pokemon are the sad pathetic gamers out there that give gaming a bad stereotype. The ones who run out and buy the next Tomb Raider or whatever game has big titty women on the screen. The ones who prefer graphics over gameplay. Or the ones that won’t play a game because it is cute and they have to maintain some messed up digital machismo. People that call Pokemon “for kids only” either haven’t played the games, or are amazingly dimwitted and refuse to actually look at the game for what it is. So what if it had a cartoon. Simon Belmont was in a cartoon. Is Castlevania “For Kids Only?” Heck no! Look, as long as you have your head on right, you’re going to have fun with this game. Me? I’m just bitter and pissed because it’s the same old and Game Freak is going to start alienating its fans by shrugging the innovative and originality this franchise is known for. If you have never played a Pokemon game, then YES! Get this! You will be sucked in! You will have fun! Ignore the ignorance that patrols on message boards and forums and the people that constantly proclaim the latest game “A TEN!!!1!!!”. At the same time though, compared to the previous Pokemon games, Emerald is a letdown and a testament to why R/S was a let down as well. Appeal Factor Rating: 8/10 Okay, You’ve just sat through 11 pages of me babbling about Pokemon. What other reviewer is going to be that passionate about a pile of electronic cock fighting monsters? I have to keep saying it: Emerald is not a bad game. It’s merely a rehash of the worst Pokemon game out there, and it’s the last straw in Game Freak saying “let’s add another 100 Pokemon to a cart and just churn out the same old crap.” Pokemon RPG’s aren’t crap. Not by a long shot. But with each game, the innovation is going down because it’s the same plot, same setup, same everything. This is the first Pokemon game I can’t officially give a “good” rating too, if only because compared to the other remixes out there (Crystal and Yellow), Emerald looks pretty darn bad. But it IS an improvement over Ruby and Sapphire. If you want a GBA Pokemon game, get Fire Red or Leaf green instead of this. If you want a Pokemon game in general, you can pick up Yellow and Crystal for the same cost as Emerald, and they’re better. So what if the graphics aren’t as modern. The gameplay is exactly the same and they were a lot more fun. But then, this is me who has at least two cartridges of every Pokemon RPG ever made. To a newbie to the franchise, Emerald might be a very good game for you. Maybe even a great one. But I’d still recommend Fire Red and Leaf green over it in a heartbeat. I just can’t get behind Emerald because I fear if I do, it’s the first of many nails in the Pokemon Coffin. Still it’s a decent game. And better than a lot of RPG’s out there. It just is too little too late from my beloved Franchise and makes we worry Game Freak has become about profit over fun. Miscellaneous Rating: 6/10 Story: 5 Graphics: 7 Sound: 8 Gameplay/Control: 10 Replayability: 5 Balance: 5 Originality: 3 Addictiveness: 8 Appeal Factor: 8 Miscellaneous: 6 Final Score: 6.5 (Above Average, but not quite good) Short Attention Span Summary The worst of the Remixed games, Pokemon Emerald merely brings back all the things that were left out of Ruby and Sapphire for god knows what reasons. There’s not enough change in the game to warrant a purchase if you already own R or S, however if you’ve never played either, you should pick it up, especially in conjunction with either Pokemon Coliseum or Fire Red/Leaf Green. But if you’re looking for something innovative or original from the Pokemon gang, this is NOT the game you are looking for. Please Game Freak, anything else but the same old, same old for Diamond and Pearl. We’re begging you. Tags: pokemon Virtual Console Wrap-Up: 6/16 Releases Review: .hack Infection (PS2) Preview: Culdcept Saga (XB360) 10 Thoughts On…Pantheon: The Legends (iOS) Warning: A non-numeric value encountered in /nfs/c12/h02/mnt/222827/domains/diehardgamefan.com/html/wp-includes/functions.php on line 64 Alexander Lucard Alexander Lucard was the Editor-in-Chief of Diehard GameFAN and Director of Operations for the InsidePulse network. He has since retired from writing, but clearly shows up now and again. He has worked in video game journalism since 2002 and was also a paid consultant for Konami and The Pokemon Company. Alex has previously written for Tips N Tricks, Gamespot, White Wolf, TSR, Wizards of the Coast, Eden Studios, 411mania, Not a True Ending and more. His writing could also be found in the monthly periodicals Massive Online Gamer and Pokemon Collector Magazine. » more comments AV Geeks VR App On Google Play Store Check out this incredible new VR app from Inside Pulse's Joe Corey! Tweets by @diehardgamefan Walkthrough: Corpse Party: Blood Drive Walkthrough/FAQ: Dangan Ronpa 2: Goodbye Despair Walkthrough: Dangan Ronpa: Trigger Happy Havoc Walkthrough: Corpse Party: Book of Shadows Walkthrough: Tales of Graces f (Sony Playstation 3) Unboxing: Shadowrun Sixth World Beginner Box (Shadowrun Sixth Edition) Review: Yakuza Kiwami 2 (Sony PlayStation 4) Review: Yakuza 6: The Song of Life (Sony Playstation 4) Evansville Esports April 2018 Calendar Released Review: Xenoblade Chronicles 2 (Nintendo Switch) Review: Tokyo Xanadu eX+ (Sony PlayStation 4)
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The Quivering Pen Just now I can feel that little quivering of the pen which has always foreshadowed the happy delivery of a good book. --Emile Zola Sunday Sentence: Dodsworth by Sinclair Lewis Simply put, the best sentence(s) I’ve read this past week, presented out of context and without commentary. If she was an angel, the girl at whom Sam was pointing, she was an angel of ice; slim, shining, ash-blonde, her self-possessed voice very cool as she parried the complimentary teasing of half a dozen admirers; a crystal candle-stick of a girl among black-and-white lumps of males. Dodsworth by Sinclair Lewis Posted by David Abrams at April 16, 2017 0 comments Links to this post Labels: Sunday Sentence Friday Freebie: A Line Made By Walking by Sara Baume Congratulations to Gayla McCann, winner of last week’s Friday Freebie: I Found You, the new novel by Lisa Jewell. This week’s contest is for A Line Made By Walking by Sara Baume, author of Spill Simmer Falter Wither. Here’s what novelist Joseph O’Connor had to say about A Line Made By Walking: “After a remarkable and deservedly award-winning debut, here is a novel of uniqueness, wonder, recognition, poignancy, truth-speaking, quiet power, strange beauty and luminous bedazzlement. Once again, I’ve been Baumed.” Keep scrolling for more information about the book... Struggling to cope with urban life—and life in general—Frankie, a twenty-something artist, retreats to her family’s rural house on “turbine hill,” vacant since her grandmother’s death three years earlier. It is in this space, surrounded by countryside and wild creatures, that she can finally grapple with the chain of events that led her here—her shaky mental health, her difficult time in art school—and maybe, just maybe, regain her footing in art and life. As Frankie picks up photography once more, closely examining the natural world around her, she reconsiders seminal works of art and their relevance. With “prose that makes sure we look and listen,” (The Atlantic) Sara Baume has written an elegant novel that is as much an exploration of wildness, the art world, mental illness, and community as it is a profoundly beautiful and powerful meditation on life. To entice you with a taste of Baume’s writing, here’s the first paragraph of the book: Today, in the newspaper, a photograph of tribesmen in the Amazon rainforest. The picture taken from a low-flying aircraft. The men naked but for painted faces, lobbing spears into the air as high as they can lob them, trying to attack the largest and most horrifying sky-beast they’ve ever encountered, ever imagined. The caption says they are believed to be from the last ‘uncontacted’ tribe. What a thing, I think, that there are still. People. Out there. And almost immediately, I forget. If you’d like a chance at winning A Line Made By Walking, simply email your name and mailing address to thequiveringpen@gmail.com Put FRIDAY FREEBIE in the e-mail subject line. Please include your mailing address in the body of the e-mail. One entry per person, please. Despite its name, the Friday Freebie remains open to entries until midnight on April 20, at which time I’ll draw the winning name. I’ll announce the lucky reader on April 21. If you’d like to join the mailing list for the once-a-week newsletter, simply add the words “Sign me up for the newsletter” in the body of your email. Your email address and other personal information will never be sold or given to a third party (except in those instances where the publisher requires a mailing address for sending Friday Freebie winners copies of the book). Want to double your odds of winning? Get an extra entry in the contest by posting a link to this webpage on your blog, your Facebook wall or by tweeting it on Twitter. Once you’ve done any of those things, send me an additional e-mail saying “I’ve shared” and I’ll put your name in the hat twice. Labels: Friday Freebie Sunday Sentence: Collected Poems of Frank Stanford Sweat makes the shirts look like maps. “Porch Chair” from What About This: Collected Poems of Frank Stanford Labels: poetry, Sunday Sentence Friday Freebie: I Found You by Lisa Jewell Congratulations to Brittany Mishra, winner of last week’s Friday Freebie: Quicksand by Malin Persson Giolito. This week’s contest is for I Found You, the new novel by Lisa Jewell. Here’s what Library Journal had to say about the book: “Jewell is a wonderful storyteller. Her characters are believable, her writing is strong and poetic, and her narrative is infused with just enough intrigue to keep the pages turning. Readers of Liane Moriarty, Paula Hawkins, and Ruth Ware will love it.” Keep scrolling for more information about the book... In a windswept British seaside town, single mom Alice Lake finds a man sitting on the beach outside her house. He has no name, no jacket, and no idea how he got there. Against her better judgment, she invites him inside. Meanwhile, in a suburb of London, twenty-one-year-old Lily Monrose has only been married for three weeks. When her new husband fails to come home from work one night she is left stranded in a new country where she knows no one. Then the police tell her that her husband never existed. Twenty-three years earlier, Gray and Kirsty are teenagers on a summer holiday with their parents. Their annual trip to the quaint seaside town is passing by uneventfully, until an enigmatic young man starts paying extra attention to Kirsty. Something about him makes Gray uncomfortable—and it’s not just that he’s playing the role of protective older brother. Two decades of secrets, a missing husband, and a man with no memory are at the heart of this brilliant new novel, filled with the beautiful writing, believable characters, pacey narrative, and dark secrets that make Lisa Jewell so beloved by audiences on both sides of the Atlantic. If you’d like a chance at winning I Found You, simply email your name and mailing address to On Influence and Tributaries: Edie Meidav Remembers Herb Caen On Influence and Tributaries by Edie Meidav You may have gone so far as to imagine your own funeral but what kind of person foresees writing so strenuously that his last words will script his own obituary? “It will trail off at the end, where I fall face down on the old Royal with my nose on the ‘I’ key.” I came to discover the writer of these words, gone now twenty years, the way people once found broadsides: on the most dispensable paper, newsprint, the kind that leaves a slur of negative type on a table, and in the form of the daily column Herb Caen wrote for over sixty years in the Bay Area. Four years before his death, he had to quit the practice, having quipped that if he stopped seeing his name in print he would not know he still existed, but, seeing other opportunities for the act of inscription and glory, his will asked for fireworks to be set off, after his funeral, in San Francisco’s Aquatic Park. When we moved from an inland suburb of Long Island to Berkeley, I was just eight and my first shock came in the lightness of air: in California, it seemed, you were meant to understand that not much held you up, not even the trusses on all the seismically-retrofitted buildings. You could just fly away, unpinned by the rigor of the East, and yet as consolation you were given an expanse into which you might dream a bit. That August, small fragrant yellow pinwheels I called cornflowers fell from a tree and littered the stairs up to our house and whenever I am back in California, the awe of cornflower air returns, again with its perfume of new freedom. Here you could walk without ever stopping, you could dream and make things, and if you didn’t walk, you could take not just trains but buses and boats. Of course, in a sense you could do all these things and more cheaply and frequently and better in Long Island. Yet at least to my young mind, the gray of the world around had kept us compressed. Sometimes a neighborhood girl would take my brother and me a bit beyond our neighborhood so we could wait near a haunted Mafioso cemetery with cracked gray columns and a forbidding steel gate for my father to come home off the train from the United Nations where his profession seemed to have to do with being a perennially-frustrated idealist. In Berkeley, however, someone had turned up the light, and if there were cemeteries anywhere they were hidden from public view, behind unscratched brilliant pilasters or up the remote scorched hills. On trains in New York you could study signs not about cornflowers but about corns and hemorrhoids. In Berkeley you had to ask in the drugstore where aspirin was hidden. In this place, everything moved to health, everything efflorescing with liveliness like those cornflowers. And the lexicographer of this exuberance was Herb Caen, the West Coast’s effusive Whitman, the coiner of the term beatnik, the man who called his city Baghdad-by-the-Bay for its multiculturalism, a repeater of the slogan that one should never call the city Frisco. Even as the Bay Area reckoned with the stale incense of buzzkill in the air, after the counterculture had landed like a snub-nosed paper airplane, even as avenues and parks were populated by all those who no longer bothered with the vanity of patchouli, vets high or frustrated or panhandling, even with the deinstitutionalization of patients out onto the streets, everything spilling out into an increasingly unfeeling polis, into the vacuum of each day, nonetheless there kept being this daily 1,000-word missive on the front of one section of The Chronicle, a little paean to joy and the way that it could resist the most lugubrious missteps and overarching views of politicians. Happiest when he could see the fancy in the grit and less so the reverse, Caen modeled a way of paying attention and engagement with all elements of a city. A latter-day heir of Walter Winchell whose bitterness was less, Caen had a greater moral force while at the same time being a romantic: his cries out for a nostalgic other San Francisco pierced my newish heart with the force of exile so that I grew up, notated by him, believing I belonged in that place. A dandy celebrating the presence of a good moment of camaraderie with his tipsters both famous and homeless, like the state itself he lived, as if a tightrope-walker bearing a parasol, at once in the past and the future. Though once it was joked that, having found some famous San Francisco sourdough sweet, Caen too had gone a little sour, I rarely found him anything but redemptive. Though not everything about his work stunned me. I accepted certain features as part of a cosmos to which my citizenship was assured, but still skimmed quickly over: moments such as the puns or what he called namephreaks, discoveries of local people in professions with oddly fitting or absurd names such as that of my pediatrician, one Grange S. Coffin. More importantly, prefiguring so many other people I would come to admire, Caen was my first flaneur, a skirter around the edge of urban life, hearkening back to the grace and gentility of a prior era. Imagine Leonard Cohen as columnist. The strangest part, for a man so devoted toward mourning the passing of the present moment, was that Caen seemed to know everyone who had formed the history of San Francisco, as if he were a timeless tuxedo’d turtle, around since the place had been the Barbary Coast through its time of Italian opera singers, the Enrico Carusos and a gogo girl like the image of Carol Doda whose giant sign on Columbus still boasted the on-off flickering nipples. Caen loved the crass and the genteel, creating each day a city that forgave others its foibles, passionate about San Francisco in the way that people from the boroughs or farther precincts can love Manhattan. Instead of writing of the heights of skyscrapers, Caen wrote of wisps of fog. Because of his talent in locating the city as a literary map itself, to read him in the morning was a way to understand our new land. He himself was a striver, liking to claim his own origin myth, pointing out that his parents had visited San Francisco nine months before his birth in Sacramento, all the way back in the mists of 1916. Why bother recognizing him today? Never mind that once Silicon Valley came along, it recognized Caen as the prince of all blogs. Perhaps it might be best to remember Caen in this moment because he was, among all his virtues and voices, a chronicler of social protest: he knew that within the most specific flower blew the most universal wind. Rather than write about the rise and fall of movements, he sought out the small human moments within a crowd, and by doing so made clear how certain beliefs could become dangerously institutionalized within a given landscape or architecture. To read him was to read a humanist who left you with questions about your role in a greater social order. Herb Caen: April 3, 1916 – February 1, 1997 In this strange time of ours, do we not need to find our Herb Caen, someone who can document the specific in our momentous warp and woof? Jung famously said the single greatest influence on the child are the unfulfilled desires of the parent. If we can have literary parents, only because I would like to be among those who might claim him, I wish to think Caen too might have wanted to write novels and stories. Or perhaps, as is more likely the case, he was a man who found life replete, overjoyed to have written more than 16,000 columns of 1,000 words each. As one commentator said, his was “an astounding and unduplicated feat”: he created by far the longest-running newspaper column in the country. In the year before his death, in February 1996, a colleague of his wrote: “What makes him unique is that on good days his column offers everything you expect from an entire newspaper–in just 25 or so items.” Can we expect any less? Edie Meidav is the author of three novels, including Lola, California. Her short story collection, Kingdom of the Young, was just released by Sarabande Books. She teaches in the UMass Amherst MFA program. Find her on Twitter at @lolacalifornia Sunday Sentence: The Devil in Silver by Victor LaValle They were like a pair of leopards, held too long in a zoo. Remarkable, but a little ruined. The Devil in Silver by Victor LaValle Need an editor? I now offer manuscript consulting services through Grub Street. If you need someone both tough and fair to look over your pages with an editorial eye, I’m here to help! Click the logo for more info The Quivering Pen's motto can be summed up in two words: Book Evangelism. The blog is written and curated by David Abrams, author of the novels Brave Deeds (Grove/ Atlantic, 2017) and Fobbit (Grove/ Atlantic, 2012), from his home office in Butte, Montana. It is fueled by early-morning cups of coffee, the occasional bowl of Cheez-Its, and a lifelong love of good books. Brave Deeds now on sale Fresh Ink: May 2020 Edition E-mail Moi Follow Quivering Pen by Email Smells Like a New Book David Abrams, the Website On Influence and Tributaries: Edie Meidav Remember... Sunday Sentence: The Devil in Silver by Victor LaV... 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Primitive Methodist Chapel Gloucestershire Places of Worship Other Places of Worship in this Area Tetbury, Calvinistic Chapel (0.07m.) Tetbury, St Michael's Church (RC) Tetbury, Christ Church (formerly Church of Christ URC) Tetbury, Baptist Chapel Tetbury, St Mary the Virgin's Church Tetbury, Wesleyan Mission Hall (0.2m.) Tetbury, St Saviour's Church Tetbury, Hampton Street Gospel Hall Long Newnton, Holy Trinity Church Chavenage, Chavenage House Chapel Beverston, St Mary's Church Shipton Moyne, St John the Baptist's Church Note: distances (in miles) are calculated as the crow flies; it may be further by road or on foot. We do not have a Photograph at present. Image by courtesy of openclipart.org Primitive Methodist Chapel, Tetbury Primitive Methodist Chapel, Tetbury, Gloucestershire. We believe the Chapel did NOT have a graveyard. Note: any church within an urban environment may have had its graveyard closed after the Burial Act of 1853. Any new church built after that is unlikely to have had a graveyard at all. This Place of Worship was founded in 1870, though it is now closed, but we don't yet know when. Mentioned in Kelly's Directory of 1923 as built in 1870, with 100 sittings. Its position is also shown on Old Maps, for example OS 1882 1:2,500. The map shows that Union Street led north off the Market Place towards Gumstool Hill and the former Cattle Market. The whole thoroughfare now appears to be known as Gumstool Hill. Unfortunately, however I have been unable to locate a building in the present day to correspond with that indicated on the map, so the location as stated is approximate. Now or formerly Primitive Methodist. If more than one congregation has worshipped here, or its congregation has united with others, in most cases this will record its original dedication. This Chapel was located at OS grid reference ST892931. You can see this on various mapping systems. Note all links open in a new window: Primitive Methodist Chapel, Tetbury shown on a Google Map. Places of Worship in Tetbury shown on a Google Map. Old Maps (www.old-maps.co.uk) (verified 2018-10-15) Streetmap.co.uk (arrow on map shows the Place of Worship's location) (verified 2018-10-15) Bing (Ordnance Survey option) (verified 2018-10-13) Bing Maps ('Bird's Eye' View) (verified 2018-10-15) Ordnance Survey "getamap" (NB some of the 'Change Map' options may require a subscription) (verified 2018-10-15) OpenStreetMap (Maps © OpenStreetMap contributors, CC-BY-SA) (verified 2018-10-15) A Vision of Britain Through Time - useful for Boundary Changes (verified 2018-10-15) www.magic.gov.uk (Modern Maps with various overlays) (verified 2018-10-15) Information last updated on 11 Aug 2011 at 17:33. Search for other Places of Worship in Gloucestershire Place or OS GridRef Dedication (optional) Street (optional) - Any - Yes No 10 churches 20 churches 30 churches 40 churches 50 churches All churches - Any - Established Church Baptist URC & Unitarian Cemeteries European & Asian Methodist Multi-denominational Evangelical & Spiritual Roman Catholic UK Minorities Brethren/Moravian Miscellaneous You can specify either a Place, or OS Grid Reference to search for. When you specify a Place, only entries for that place will be returned, with Places of Worship listed in alphabetical order. If you specify a Grid Reference, Places of Worship in the immediate vicinity will be listed, in order of distance from the Grid Reference supplied. The default is to list 10, but you can specify How Many you want to see, up to a maximum of 100. You can further refine your search by supplying other search terms. You can specify entries with ('Yes') or without ('No') photographs. You can specify a church or chapel's Dedication, to restrict entries to those containing the term you supply as a dedication. So for instance, 'John' would return 'St John', 'St Mary and St John', 'St John the Divine' &c. You can specify a Street address, and likewise 'George' will return George Place, St George's Street, George and Dragon, &c. You can restrict the search to classes of Denomination. The exact denomination is always shown in the results, although the search is for broad types. So you can search for 'Methodist', but not 'Wesleyan Methodist' or 'Primitive Methodist'. 'Multi-denominational' includes Ecumenical Partnerships, and 'Miscellaneous' means anything not covered by other broad classes. Please note the above provides a search of selected fields in the Gloucestershire section of the Places of Worship Database on this site (churchdb.gukutils.org.uk) only. For other counties, or for a full search of the Database, you might like to try the site's Google Custom Search, which includes full webpage content. This site provides historical information about churches, other places of worship and cemeteries. It has no affiliation with the churches or congregations themselves, nor is it intended to provide a means to find places of worship in the present day. Do not copy any part of this page or website other than for personal use or as given in our Terms and Conditions of Use. You may wish to take a look at our About the Places of Worship Database page for an overview of the information provided, and any limitations which may be present. This Report was created 11 Jan 2021 - 13:37:03 GMT from information held in the Gloucestershire section of the Places of Worship Database. This was last updated on 14 Jun 2019 at 13:31. URL of this page: http://churchdb.gukutils.org.uk/GLS992.php Logo by courtesy of the Open Clip Art Library Places of Worship Database © Rosemary Lockie and Contributors, 2010-2021, &c. All Rights Reserved. [Prototype 8 Jul 2010. Script last updated 5 Jun 2019 - 12:53 by Rosemary Lockie]
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Drink18 August 2021 Battle Stations Attention! Six fresh recruits (some of them maybe not that fresh), out on parade with officers Steve Schneider and Owen Gibler. Just look at that well-drilled technique: bottles high, good times flowing, eyes front and not a foot out of step. Welcome to bartending according to Employees Only Singapore, the first overseas outpost from one of the most famous bars in a city famed for famous bars: New York. Eyes front! Ex-US Marine Schneider is an advocate of free pouring because he also believes in bartenders looking up at guests. Fact: he urges his apprentices to practise measurement by free pouring the laundry detergent at home - "always training". In this issue we got a loud slice of the Big Apple, sitting down to chat with Schneider, plus EO's co-founder Igor Hadzismajlovic and two further partners in the Singapore project, Joshua Schwartz and Sarissa Rodriguez Schwartz ... At ease! Büro 24/72 August 2016 Ultra Singapore 2016 Come mid-June, the legendary Manhattan cocktail bar and restaurant will debut its first-ever branch outside of The Big Apple in a renovated shophouse on Amoy street. With a dimly lit Art Deco inspired room that harks back to the prohibition era, your midnight escapade couldn't be more luxuriously fun. Alongside flawlessly executed late night tipples, the original New York speakeasy brings in supper grub the likes of truffled grilled cheese fries, the famed EO dry aged burger, and tacqueria specialties courtesy of Mexican Head Chef Maurice Espinoza. As with the EO headquarters in New York, warm cups of chicken soup will be served to the last revellers still standing at closing time. Read The Article >>> Female1 August 2016 The Top Things To Do Employees Only What: The legendary New York cocktail bar's first international outpost located right here in Chinatown. Why: After reviving the craft cocktail movement over a decade ago, this remains one of the coolest and most revered bars around (just last year, it was number four on Drinks International's World's 50 Best Bars list). Known of its roaring '20s aesthetic and aura of after-hours frivolity, its unique, eclectic experience has now been entirely recreated here: glittering serpentine bar, Art Deco pressed-tin ceiling, white-jacketed hipster mixologists serving signatures such as the Provencal (lavender-infused gin, herb-soaked vermouth and Cointreau), and even the on-site fortune teller - a feature that helped set the original West Village branch apart. Scoot1 August 2016 Iconic New York City speakeasy, Employees Only, has opened its first oversees outpost at Amoy Street. You'll find all the charms of the original outlet here - from the Art Deco aesthetic to the superb craft cocktails that have cemented the institution's spot on the annual World's 50 Best Bars list. Büro27 July 2016 Buro 24/7 Singapore Weekly Playlist #62: Employees Only As a DJ and music curator, much of my professional time is devoted to creating playlists for the various Employees Only bars as well as their sister restaurant in Manhattan, Macao Trading Company. This particular list is a late-night, relatively fast mix dubbed the "International Zoo Mix". It's international and eclectic but accessible, which are qualities I try to achieve in all my mixes. The first track is a cover of a 1979 song by the British Band, The Monochrome Set reinterpreted in 2008 by BPA (Fatboy Slim with vocals by Iggy Pop). Actually, at least half the songs on this short mix are cover versions. Broasted or Fried is a Latin inflected funk tune that dates back at least to the '70s, covered here by King Hector and The Soul Dynamites in 2007. One of my favorite tracks on this list is by a British band from the Sixties, Mal & The Primitives, doing an Italian version of a Rascals song Ain't Gonna Eat Out My Heart Anymore which they retitled simply Yeeeeh (there's a great YouTube video of the band performing the song for a TV studio full of Italian teens). Est-ce que tu le sais? is an Italian karaoke version of Ray Charles' What'd I Say? and San Diego Zoo is an original song by the band The 6ths, a spinoff project created by Stephen Merritt, the principle force behind The Magnetic Fields. It's got an upbeat, bubblegum quality that I love. Silky Sundays, Employees Only's regular Sunday party in New York is now in Singapore. Every Sunday, from 5 pm to 1 am. Bring along your pyjamas. Read The Article >>> Bibik Gourmand27 July 2016 Employees Only (Singapore) offers more than just your usual bar bites In most bars we’ve visited, food is more often an afterthought than a purposefully thought-through chef’s driven menu. Employees Only’s (“EO”) new Singapore offshoot at Amoy Street is trying to change that perception. Conceived by the flagship’s executive chef and partner, Julia Jaksic, and executed by Mexican head chef, Maurice Espinoza, the menu at EO is not fancy but it offers proper, sometimes wholesome, food that are well executed instead of the usual bar-friendly fare like sliders and fries. Read The Article >>> Honeycombers Singapore26 July 2016 Unique nose-to-tail restaurants in Singapore: Where to eat offal dishes like beef tongue, chicken hearts, and sweetbreads Employees Only – Bone marrow poppers You might be a little perplexed to see a bar on this list, but trust us when we say that this bar’s kitchen serves some stellar light bites. The bone marrow poppers, a specialty of Executive Chef Julia Jaksic come in a trio; the bone marrow is wrapped in a puff pastry tube and topped with a creamy bordelaise sauce. Make this your destination if you’re after a drink and a couple of devilishly good plates of bar grub. Read The Article >>> The Peak24 July 2016 THE SECRET TO RUNNING TOP NYC BAR EMPLOYEES ONLY In general, a bar fronted by a kitschy psychic’s booth does not instill confidence in the quality of its cocktails inside. But New York speakeasy Employees Only not only makes it cool, its drinks are award-winning too. Last year, the bar took fourth place on the list of The World’s 50 Best Bars by Drinks International magazine. It also holds the title of All-Time Achiever, with seven appearances on the prestigious list since the bar opened in 2004. Last month, Employees Only Singapore opened its doors at 112 Amoy Street. Co-founder Igor Hadzismajlovic, together with nightlife veteran Josh Schwartz (who previously ran the club Pangea), had entertained the idea of bringing the American bar here years back. Read The Article >>> Weekender24 July 2016 New York’s famed watering hole lands in Singapore Beyond the pink neon sign that reads ‘Psychic’, lies a bar that will take you back to the 1920s Prohibition era. Employee’s Only is a legendary cocktail bar from Manhattan that has won numerous accolades over the years, including the honour of “Best Bar in the World” from Tales of the Cocktail in 2011. The bar is lauded as one of the originators of the craft cocktail movement in America, creating bespoke cocktails since 2004. The outlet in Singapore is the second Employee’s Only worldwide and many of the key members have moved over from New York to run the establishment here. Read The Article >>> Her World Plus20 July 2016 Japanese soft-serve icecream and other fun new foods to try in Singapore GOOD FOOD TO GO WITH DRINKS Employees Only in Amoy Street opened to much fanfare last month. It is an offshoot of the one in New York's West Village that has been named one of the best bars in the world. The vibe is buzzy and inviting, no matter which night of the week. But do not come just for the drinks. The bar-restaurant makes a mean and addictive hot sauce, which is served with steak tatare ($27) that is mixed table-side. The scrumptious and moist bacon-wrapped lamp chops with salsa verde ($32, photo) are not over-seasoned and go well with drinks; while the fried skate ($31), deliciously smoked rainbow trout ($38) and cavatelli pasta with pork sausage ($23) are good choices. Read The Article >>>
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Home >> Photo Exhibition puts Sino-French artistic partnership in frame A photo on show taken by Bruno Barbey in 1973 shows students at the Tian'anmen Square to greet visiting then French president Georges Pompidou. [Photo provided to China Daily] In the first half of the 20th century, France was the top destination for young Chinese artists to brush up their techniques and broaden their perspectives. They then returned home, to refresh the Chinese art world of that time. To mark this important historic connection between Chinese and French art circles, the National Art Museum of China, which houses a considerable collection of French art, is presenting the Heritage Immortal exhibition until Sunday (Dec 20), showing paintings, prints, sculptures and mixed-media works by members of the French Academy of Fine Arts at the Institut de France. Wu Weishan, director of the National Art Museum, said the exhibition centers around how the featured artists, nurtured by the rich French culture, kept pushing forward the forefront of art. "It hails the sincerity and friendship of a scholarly community, of which the members impart in their work utmost humanity, warmth and love," Wu said, also a correspondent member of the French Academy of Fine Arts. China Philately releases new collectible stamps Italian children's choir tour of Shanghai to go virtual Ink paintings of Peking Opera figures shown online in Sydney
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Critical Alerts For Sony, Vale, Rite Aid, Travelers, and Time Warner Cable Released By InvestorsObserver By: InvestorsObserver via PR Newswire July 01, 2014 at 09:31 AM EDT CHICAGO, July 1, 2014 /PRNewswire/ -- InvestorsObserver issues critical PriceWatch Alerts for SNE, VALE, RAD, TRV, and TWC. To see what our analysts have discovered about a particular stock, read the InvestorsObserver's PriceWatch Alert by selecting the corresponding link. (Note: You may have to copy this link into your browser then press the [ENTER] key.) SNE: http://www.investorsobserver.com/pr/63020142/SNE VALE: http://www.investorsobserver.com/pr/63020142/VALE RAD: http://www.investorsobserver.com/pr/63020142/RAD TRV: http://www.investorsobserver.com/pr/63020142/TRV TWC: http://www.investorsobserver.com/pr/63020142/TWC Today's PriceWatch Alerts cover the following stocks: Sony (NYSE: SNE), Vale (NYSE: VALE), Rite Aid (NYSE: RAD), Travelers (NYSE: TRV), and Time Warner Cable (NYSE: TWC). InvestorsObserver's PriceWatch Alerts contain concise, detailed strategies for each stock we cover, including position protection tactics designed to defend investors from potential market shifts. While many other market reports only provide stock news and opinion, we offer strategies that can bulwark investments against uncertainty and increase chances of making a profit, even if a stock goes down. "We go above and beyond typical market coverage," said Bobby Raines, Analyst at InvestorsObserver. "Trading experts and beginning investors alike can find value in our PriceWatch Alerts. We provide actionable strategies that protect investments with basic hedging tactics, along with a concise explanation of our techniques." InvestorsObserver.com is an online newsletter which focuses on the U.S. equities and options markets. Our analytical tools, screening techniques, rigorous research methods and committed staff provide solid information to help subscribers make the best possible investment decisions. For more information go to www.investorsobserver.com. All stocks and options shown are examples only-- not recommendations to buy or sell. Our picks do not represent a positive or negative outlook on any security. Potential returns do not take into account your trade size, brokerage commissions or taxes--expenses that will affect actual investment returns. Stocks and options involve risk, thus they are not suitable for all investors. Prior to buying or selling options, a person should request a copy of Characteristics and Risks of Standardized Options available at http://www.cboe.com/Resources/Intro.aspx. Privacy policy available upon request. Rite Aid Corp Sony Corp Time Warner Cable TravelersCompanies Vale ADR Representing One Ord Shs
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CptBeaky Chris is correct. The excess deaths also don't take into account that we had a particularly mild flu season. It doesn't take into account how many lives have been saved indirectly due to the restrictions. For example, I read an article suggesting that mortailty in the younger generation has been lower this year due to the reduced access to outdoor drinking and dangerous sports. I feel excess deaths is probably the best of a bad bunch, but it is still far from ideal Excess deaths does take into account the lives that have been saved indirectly. The more lives saved, the lower the excess deaths. If you care about the overall balance of lives lost and lives saved, then excess deaths is the most useful statistic, It is the other measures that don't take this into account, as they simply ignore them. If you don't care about the lives saved, then excess deaths is not such a useful statistic and the others will be more informative. Excess deaths are used as a measure of how bad known events, such as a bad flu season or a heatwave, have been, although I agree the effects of different causes that happen at the same time are not separable by this measure (you would need other measures to disentangle this). It's not correct that a mild flu season last year will mean more excess deaths this year - because excess deaths is not a comparison with last year's figures, but with the figures averaged over the last few years. That's done for exactly this reason, to average out the effect of particularly high or low mortality seasons. So bad flu seasons as well as mild ones are in the comparison. A number of us on this forum, having been moaning about the fact that, in our opinion, the actions that we are supposed to be carrying out in connection with preventing the spread of covid 19 in the workplace do not fall under Health and Safety at Work Act but are Public Health issues. I have just read an email that says the UK Universities are apparently asking this question, in particular if Section 44 of the Employment Rights Act applies. This section protects people who raise H&S concerns from discrimination etc in the workplace. It even states that if an employee reasonably “believed to be serious and imminent and which he could not reasonably have been expected to avert, he left (or proposed to leave) or (while the danger persisted) refused to return to his place of work or any dangerous part of his place of work,” ie if you reasonably believe something is dangerous you don’t have to do it, but that only applies to “health and safety “ danger not “public health” type danger. UK Universities are apparently taking legal advice which could shed light on whether this section applies in connection with employees who refuse to come into work due to the “danger” posed by Covid 19 in their workplace. 4 users thanked A Kurdziel for this useful post. Kate on 02/10/2020(UTC), Roundtuit on 02/10/2020(UTC), aud on 05/10/2020(UTC), nic168 on 08/10/2020(UTC) The Office of National Statistics has a statutory duty to collect and publish unbiased statistics. BoJo don’t like them and has criticized for not following the party line so what they say is true BUT there are issues with what we actually mean by Covid deaths and what to include and what to exclude. First fact we have to establish- human beings have a 100% mortality rate ie we will all die of something at some point or other. Typically, the number of deaths per week is about 5000 to 10 000. Excess deaths are what we see if people are dying above this level. People can assume, as this is in the middle of covid pandemic, that most of these excess deaths are due in some way or other due to the virus Second fact: there is no such thing as a “natural” death in statistics. The term “natural death” is essentially a legal term used to distinguish a death caused by human intervention eg murder or accidental death or death by misadventure as oppose to dying. Question: how do you die of the virus? The virus in some people causes pneumonia, their lungs pack in and they die. Covid 19 is no the only pathogen that does that. In fact, pneumonia is one of the biggest causes of death in older people. This is because older people are more vulnerable to diseases in general and pneumonia in particular. Now if someone dies of pneumonia and they are discovered to be covid 19, they will be counted as some who died of Covid 19. Of course, in the absence of covid 19 there is a chance that in the next few months they would have died from pneumonia caused by something else. Should this death be ascribed to covid 19 or not? If someone is tested and proved to be covid 19 positive and then the fall down the stairs and break their neck, should that be a covid 19 death? If they hadn’t of fallen down the stairs, they might of recovered, but then again the might not? How do you separate out those people who actually die of Covid 19 and the where the covid 19 was jus co-incidental? Question: what happens if someone is tested positive and are hale and hearty and it is unlikely that they will die as a direct result of the virus, but if they have to self-isolate and lose their job and become depressed and commit suicide. Is that a covid 19 death? Of course, they could be more psychological vulnerable -not everybody who loses their job commits suicide-and it could be argued that they might be the sort of person who will commit suicide if their favourite football team is relegated. But of course, we don’t give anybody a mental health rating and so nobody can really be sure why anybody commits suicide. Fact: the statistics the ONS works with are only as good as the data set they provided with. This is not complete and different people have different data sets , so the data available in connection with someone who dies in hospital is different to that for someone who dies in care or dies at home. Are we really comparing like with like? Fact: everybody wants answers and the truth but all that ONS provide is statistics which is not the same thing at all. Kate on 02/10/2020(UTC) Originally Posted by: Kate I think I didn't make myself clear, we had a mild flu season over this winter. Therefore we were already under the expected excess deaths before the pandemic. This means we actually look slightly better than we would have if the deaths had been more in line with the previous 5 years 1 user thanked CptBeaky for this useful post. Now that's really not clear, because we haven't had this winter yet! The Office of National Statistics has a statutory duty to collect and publish unbiased statistics. and claims to have done so today, as it happens: https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/bulletins/coronaviruscovid19infectionsurveypilot/englandwalesandnorthernireland2october2020 Never has the phrase 'lies, damn lies and statistics' been more appropriate. Looking at the arguments, it seems to me that we don't have any clarity on the actual number of people who have died from COVID. Perhaps we ought to have two categories - COVID, and COVID-related. Anyway, interesting news today. Donald Trump and his missus have apparently tested positive for COVID. Considering his behaviour, I'm amazed he's avoided it this long. Or, the cynic in me wonders if this is a ruse to win the sympathy vote next month, since his poll ratings have been sliding, he didn't do himself any favours at the debate the other day, and he is being widely panned by the press. I wouldn't put this past him - he couldn't lie straight in bed, as the saying goes. I agree, but what would we want? Employers do nothing Not our job, let HR or …… in company try and keep control We are probably best placed to deal with this issue for our respective organisations, it is not too dissimilar to our normal jobs. Assessing the situation, putting in / advising controls, monitoring effectiveness, keeping up to date with complex and ever-changing requirements. H&S legislation is goal setting, where the Gov have attempted to provide hard and fast rules, which was doomed to fail. There will always be the anomaly to any rule, and then the rule falls into disrepute. 1 user thanked chris42 for this useful post. biker1 on 02/10/2020(UTC) The issue is not that people are trying to cover up it the number of covid related deaths; it is the very idea of a simple number saying that this is the number of covid deaths and if that number drops to a certain value we have “won” the war against covid and we can have a victory parade. That’s what Boris and co are looking for but it does not exist. At some point someone is going to have to say enough has been done and we live with this disease just like we live with all sorts of other things which can kill us but is political decision not a scientific one. chris42 on 02/10/2020(UTC), N Hancock on 07/10/2020(UTC) I think it would be interesting if the ONS were to publish the statistics for deaths due to influenza concurrently with those from COVID-19 but, of course, based on the same principles for their calculation. I wonder what these would show us! 2 users thanked chris.packham for this useful post. A Kurdziel on 02/10/2020(UTC), chris42 on 02/10/2020(UTC) An example of why this is a public health issue not health and safety is this article from the BBC https://www.bbc.co.uk/news/uk-england-leeds-54096883 about Quarry House in Leeds. First until covid 19 cam along the layout of this building (built about 1990) was acceptable but now the HSE expect to somehow adapt it for a one traffic system. Apparently risk assessment is not a good enough approach: the HSE already know what controls must be applied. The building was designed to encourage group working so people can interact and work as teams-this is now a major design flaw. Apparently, the occupancy levels are too high now but against what standard? BoJo has been demanding that civil service staff get back to their offices despite that fact that civil service policy for years has be to WFH if you can. Interestingly this building is Crown Property and as such the DWP and other tenants cannot be prosecuted in court but it also means that they don’t have an opportunity to defend themselves in court either. Health and Safety people have been dumped on by BoJo in my opinion- we are expected to apply controls which are decided upon centrally and don’t make any sense, so if you visit a shop you MUST wear a face covering but if you go into work its optional. Why? But then, the policy has always been to control the infection and not to stop it. This virus has been in the country since November last year. The “bad flu” I had over the new year seems to have been countered by my body producing Sars-CoV-2 antibodies; who knew? Lastly: Not one person has died FROM CV19, they die from a variety of other problems caused by the presence of the virus. Another anomaly: Those with COPD are underrepresented in the death statistics. Probably a good thing for me! Long-tern users of inhaled corticosteroids ditto. If we follow the concept of "overcrowding" The Workplace (Health, Safety and Welfare) Regulations 1992 refer us to the specifics of The Factories Act 1961 for existing workspaces. At maximum considered height of 4.2 m then the footprint to calculate 11M3 is a paltry 1.61m x 1.61m. If each employee were, and remained central in their square distancing at 2m is not achievable. I know the 11M3 is the minimum permissible under law but it is a legitimate value at which the HSE would be unable to prosecute under this particular regulation. Even if we adjust the height down to "actual" we also need to exclude any volume consumed within the area e.g. desk, chair, etc. Now I thought when new regulations are issued they repeal/revoke/ammend anything which could contradict the incoming legislation - don't see any changes listed for WHS&WR The Regulations can include furniture and fittings within the 11 m3. L24 the Approved Code of Practice and Guidance that supports the Workplace Regs comments "A space of 11 m3 per person may be insufficient if much of the space is taken up with furnishing or equipment." [my italics] As regards new legislation, Section 1(2) of the Health and Safety at Work etc Act 1974 indicates that when the Act and the "relevant statutory provisions" such as what was then Factories Act 1961 Section 2[as amended by metrication regulations] are replaced by regulations, the result should be such as to "maintain or improve the standards of health, safety and welfare established by or under those enactments". The Workplace Regs did that by substituting a maximum height of 3 metres when calculating the 11 m3, whilst retaining the 4.2 m for existing workplaces previously subject to FA 1961. However, S1(2) of HSWA is not relevant to implementation of a public health legislative requirement for 2 m social distancing"where possible" [or whatever this week's qualification] as that public health law is not a "relevant statutory provision" as defined in Section 53 of HSWA. Edited by user 03 October 2020 13:57:02(UTC) | Reason: Formatting 2 users thanked peter gotch for this useful post. A Kurdziel on 05/10/2020(UTC), aud on 05/10/2020(UTC) If you want to be pedantic, John, Covid-19 is not a virus. It is the sometimes fatal illness caused by the presence of a virus called SARS-COV-2. So people have died of Covid-19. To go back to and try to clarify the confusing discussion of the the mild flu season of 2019-2020. It didn't significantly overlap with the Covid outbreak in the UK. When the excess deaths corresponding to the Covid outbreak and its consequences are calculated, it is the flu season of 2020-2021 that will be included. The flu season of 2019-2020 will not be included in the excess deaths, it will just be part of what the excess deaths are an excess over. 1 user thanked Kate for this useful post. That makes sense. I thought it was a 5 year average comparison to the current calender year. As I said before, it may not be without flaws, but it is the best method we have. However when I look for examples from before the outbreak I only seem to find "excess winter deaths" which is not the same thing. On an unrelated note. Could you imagine the fall out if my MD wanted to go for a chauffered car drive despite knowingly having COVID-19? The more this pandemic goes on the more I feel there should at least be a basic competency test to be a world leader! 2 users thanked CptBeaky for this useful post. chris.packham on 05/10/2020(UTC), biker1 on 05/10/2020(UTC) I'm sure I've also seen examples of data on excess summer deaths, attributed to heat waves (I think the summer of 2019 across Europe was an example, although this seems a very long time ago now). Mark-W Visiting my clients, most have grasped COVID and acted accordingly. SPacing, screens, handgel etc etc. My sister is a dinner lady. Or whatever they are called now. She is the head cook in the canteen. There are 3 years of pupils. To stop the canteen becoming overcrowded they have given each year group their own dinner break. So the earliest eat the dinner at 1030, the lastest 1330. So now my sister has to have in escence 3 cooking sessions. But the main point of my post, the school won't put up a perspex screen at the till like you'd get in a shop. So the kids walk along the counter, receive their meal and then pay at the till. I told her to ask the school for their COVID RA but she seems a bit reluctant to make waves, but what really annoys me now, they've have several confirmed cases and sent a whole year group home. But still refuse to put screens in place. Most of them would fail such a test, I'm afraid, with the possible exception of Jacinda Ardern. There has been a great deal of debate as to whether we have gone over the top with COVID. Not an easy question to answer. The virus is in the same group as influenza, the difference beng that we have a vaccine for flu, although we do have to try and second guess which strains are likely to hit us every winter. Perhaps we haven't taken flu seriously enough, but the COVID virus does have some unique features. It's also in the same group as the common cold, and we know the difficulties in producing a vaccine for this as it mutates too quickly. Perhaps the whole business of COVID should teach us some lessons about infection control. Getting an accurate picture of how many deaths are due to COVID was never going to be easy, with too many grey areas about pre-existing conditions etc. It also has to be said that the behaviour of too many people has meant thst we haven't got on top of the pandemic as quickly as we could have done, especially as we approach winter, a prime time for infection with coronaviruses. Some world leaders have failed to set an example and take the virus seriously (I wonder who I could be thinking of here?). Some other world leaders have allowed themselves to be swayed by other factors than peoples' health, or have demonstrated their lack of leadership skills. Looking at the amount of traffic on our roads now and the behaviour of many people, it seems to me that we haven't learned what we should have done during the lockdown. Will another lockdown get the message through? We might soon find out. My take on the whole thing is that people spend a lot of time trying to find ways in which the guidelines don't apply to them. The whole "it is very busy on this beach, these other people really shuldn't be here!" mentality has worn me down. A lot of people seem to spend more time finding ways to point out the rules are stupid (not that it is hard to do) than actually governing themselves in a way that could save lives. Whether you think the rules are stupid or not (and they are stupid) it is still not hard to use your own common sense. I don't understand why the government comes up with their own "heads, shoulders, knees, and toes" type slogans rather than just adopting the "3 c's" WHO reccommends (and I paraphrase here) When unable to follow these rules, wear a mask. A Kurdziel on 05/10/2020(UTC), aud on 05/10/2020(UTC), biker1 on 05/10/2020(UTC), nic168 on 08/10/2020(UTC) Like the one Lana Del Rey has been sporting? A Kurdziel on 05/10/2020(UTC), A Kurdziel on 05/10/2020(UTC) Exactly, too busy looking for ways to bend the rules, rather than doing the right thing. Q. How many times have you heard people say variations on "It's only guidance so I don't have to follow it" A. Too many Perhaps this pandemic should be viewed as a wake up call. We have become very complacent, and frankly sloppy, on infection control. Do we take adequate precautions to protect others when we have a cold or the flu? The prevalence of hospital acquired infections has almost become accepted as a way of life, when sound cleaning/disinfection and sterile procedures (as we used to have under the old ward matrons) would prevent the majority of them. How many people cough, sneeze, spit etc without trying to contain this to protect others? How many people use the toilet and don't wash their hands afterwards? The list of sloppiness goes on. With COVID, we have encountered a virus that thrives on such behaviour, with the capacity to kill a lot of people (which of course it already has). The fact that we have to be told to exercise responsible behaviour, and then promptly ignore this in our thousands, says a lot about the selfish mind-set of modern society. We criticise government (not without cause, I hasten to add) for issuing unclear and often contradictory advice, and not setting an example in many cases, but until we accept personal responsibility across the board, irrespective of what some buffoon in Downing Street says, such pandemics, and worse, will become even more prevalent given the nature of modern society. 2 users thanked biker1 for this useful post. chris.packham on 05/10/2020(UTC), CptBeaky on 06/10/2020(UTC) I am sure if H&S started to use that logic people would soon complain So biker let use cast our minds back to those balmy pre-covid days, You phone-in to say “ I have the sniffles, I am not feeling well, so I won’t come in today because I want to make sure that the rest of the office are ok, in fact I’d like to work from home for now, that ok with you boss?” Which bosses would say,” Of course take as much time as you want off; work from home; I trust you and the organisation does not require you to be at your desks with your heads down 9-5”? That’s where the diseases come from and that’s how the are spread; the presentism culture. We need to think how we organise our work. At the beginning of the outbreak there was a lot of talk of doing just that, but now its all about get people back to office to support you local Greggs and to justify the investment of all of our pension funds into office property portfolios. In recent week the government have stated blaming the ill people ie us just as they are blaming us fior buying take ways in disposable packaging and using plastics, when of course this was foisted on us by businesses trying to make more money. Edited by user 06 October 2020 10:52:51(UTC) | Reason: words and thgings Yes, the balmy days of pre-COVID indeed. And yes, presenteeism has a lot to answer for, although with increased homeworking this should now be less of a problem. Government advice, some of which seems to be guided by business interests (it is a Conservative government, after all), although it is easy to try and dismiss economic concerns when we are not the ones trying to look after the economy. Interesting pictures I found from the 1918 Spanish flu epidemic, some of which show people wearing face masks. If they could manage to do this over a hundred years ago, just what is our problem now? POTUS is back in the big house in a crass example of presenteeism And that's after a drive around outside the medical centre, with two others in the car with him, probably secret service agents, so presumably they will be self-isolating for two weeks? To top it all, he removes his mask for a photo call, brilliant! Since it would appear that the virus is running rampant in the White House, can we look forward to this being locked down soon? Research shows that 9 days into the infection is the critical period at which point those that develop serious complications start to rapidly go downhill. Trump tested postive early Friday morning. That means that this weekend is the critical time for him. Given how awful he looked, and his breathing was, during his speech, it could be that he is not out of danger yet. If you take the more believable timeline of him being infected on Wednesday/Thursday (doctors reported him 72 hours into illness after 1 day, the drugs he was on are normally only given when someone is receiving oxygen, which is not normally needed that early into the illness etc.) It would seem Friday could be the danger day. Either way this development has destroyed him in the polls, and it now looks extremely likely that the USA will have Biden for the next 4 years. Shame he is nearly as bad. Still there is no chance that Biden will run for a second term. Brian Hagyard Quote. Perhaps this pandemic should be viewed as a wake up call. We have become very complacent, I look at it another way - in the last major pandemic (Spanish Flu i1918 i think) was pre NHS, Pre Social Media, Pre H&SAW etc act - pre when majority of people thought it was someone elses problem and the government must save them! Thats not to say i dont think we should be takeing precautions - but i dont belive its a workplace hazard (care sector exculded) as i have said before. I have also read statements along the line as "why are we takeing precautions for something which only has 1 2% mortality rate" my question would have been what would the mortality rate have been if we had done nothing world population is about 7.8 billion - if everyone had contracted Covid thats 0.156 Billion - so lets just continue to "try and do our best" Anybody around Trump is not out of danger yet either. Have to disagree on a couple of things from Brian. I think people tended to take more personal responsibility back in the early twentieth century, since there weren't so many institutions to help them, and access to medical help pre-NHS was sketchy, to say the least. I also think that COVID is a workplace hazard, for the simple reason that it is likely to be present in any workplace, much as other viruses, infections etc are. It is illogical to declare it a workplace hazard in the care sector, but not elsewhere, since it is spread throughout society. It is not confined to the care sector, therefore it is legitimate to consider it a hazard in most workplaces. I do agree that citing a 1-2% mortality rate still means that an awful lot of people would die if we took no precautions. I think both Brian and Biker have valid but oposite points. This is one of the issues the present Pandemic is bringing to the fore. On the one hand it is really a public health issue that is not defined by employers as you cant opt out of having that as an element of your business (ie chosing not to reprocess nulear waste as an extreme example). However, employers/workplaces can do much to effect transmission. On the one hand there is obviously an occupational risk, as people can catch it through their connection with their work, but should employers be responsible for defining and maintaining the mitigation. After all staff canteens dont stop selling bacon butties despite the clear links of processed red meat to heart disease and bowel cancer etc. The difference with the bacon example is that employers do not make it compulsory for employees to eat the bacon and there are no adverse consequences if they choose not to. Employees are contractually required to go to their workplace and do their work and the consequence of choosing not to is that they lose their job. This is my take why it's not a H&S issue. Its taken from the current COSHH regs and the ACop-COSHH Reg 2(2) In these Regulations, a reference to an employee being exposed to a substance hazardous to health is a reference to the exposure of that employee to a substance hazardous to health arising out of or in connection with work at the workplace. Para 16 COSHH ACop and Guidance- “18 The general duties of COSHH apply to incidental exposure to, and deliberate work with, biological agents. However, COSHH does not cover a situation where, for example, one employee catches a respiratory infection from another. This is because regulation 2(2) specifies that COSHH only applies in those circumstances where risks of exposure are work related, and not those where they have no direct connection with the work being done. Can't see how HSWA applies here. RVThompson on 08/10/2020(UTC), CptBeaky on 08/10/2020(UTC), Brian Hagyard on 08/10/2020(UTC), Roundtuit on 08/10/2020(UTC), aud on 12/10/2020(UTC) COVID continues to be a grey area in respect of being a workplace hazard. Even the quote from COSHH guidance leaves some wiggle room - if the work brings people into contact with contaminated surfaces, airborne particles etc, then is is surely connected to the work being done. In any case, there seems to be a lot of time being spent on arguing the toss as to whether it is an OSH issue, where arguments can be made for and against. The fact is that OSH professionals are in a good position because of our knowledge and training to take COVID issues on board, and I would think there would be an expectation on the part of employers for us to do this. Great quote A Kurdziel - and i think it clearly shows why i say Work place Hazard in Health Sector - where you are knowingly exposing staff, and not the rest of the workplace. However as i have also said before I will continue to apply the law and government guidance, social distancing, face coverings, screen, extra cleaning etc - as part of our Public Health Responsibility - i just dont see it as HASAW . 2 users thanked Brian Hagyard for this useful post. Kate on 09/10/2020(UTC), aud on 12/10/2020(UTC)
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Event Schedule / Virtual 注册注册永利皇宫皇宫ism + Film | Mario Botta | The Space Beyond LOCATION: THIS PROGRAM IS A VIRTUAL EVENT HOSTED ON VIMEO. Mario Botta | The Space Beyond Mario Botta | The Space Beyond is a rare, in-depth artistic journey into the work of internationally acclaimed Swiss Architect Mario Botta. The film explores Botta's ever growing curiosity and reflections on the contractions of society, through his sacred spaces, a subject very dear to him. Why does globalized society feel the urge to build such spaces ? The directors traveled to China, South Korea, Israel, Italy and Switzerland to discover a passionate and tireless 注册永利皇宫ist, his buildings and part of his creative process. Botta is one of the few Architects who has built places of prayers for three main monotheistic religion. After building many churches, chapels and synagogue, he is now projecting a mosque in China. Through his thoughts and his interaction with artists, colleagues, clients and family members, the viewers have a glimpse of the man behind the Architect. View the trailer of Mario Botta | The Space Beyond below. TuesdayClosed Wednesday10am - 5pm Thursday10am - 5pm Friday10am - 5pm Saturday10am - 5pm Sunday12pm - 5pm Get directions and parking information. Stay up to date with the latest Bechtler happenings by subscribing to our emails. Are We Friends? Follow the Bechtler. An Individual Membership with unlimited access to the Bechtler Museum of 注册注册永利皇宫皇宫 注册永利皇宫 is $50.
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ar 600 55 test i2ioverseas > Uncategorized > ar 600 55 test The BBC News style guide has been compiled to assist producers and journalists in writing for online, as well as all broadcast media. The use of headed as a present participle form is an American affectation. The Australian Government Style Manual (Style Manual) is the authoritative source of rules and guidance for government writing and editing. Job titles and team names. University style guide. There are a number of good style guides which address questions like these. The Economist, The Press but the Guardian, the Independent, the Daily Telegraph, the Sunday Telegraph, the Observer, the Financial Times, the Daily Mirror, the Daily Mail, the Daily Express, the Yorkshire Post. Job Titles • Use Sen., Rep., Gov., etc., before a name and always cap them, even after an adjective (see below) — but those titles without names are lowercase and spelled out in full, e.g., To make the style guide of greater general interest, Part 3 consists of handy reference material that might appeal to readers of The Economist. The complete BBC News style guide. Australian Government Style Manual. In such cases, capitalize the full title. A to Z The Government Digital Service style guide covers style, … Formal Titles Are Serious Business. In a … Take a look at job boards and news articles and you’ll find that many common job titles still use the word “man” in them. Occasionally, title-style capitalization—capitalizing most words—is appropriate. The Canadian Style gives concise answers to questions concerning written English in the Canadian context. ... About the Writing Style Guide. In general, the MLA follows The Chicago Manual of Style for the capitalization of professional titles (“Titles”). Rule: Capitalize job titles immediately preceding the name when used as part of the name. The Guardian newspaper has unveiled a simplified and smaller tabloid format, as well as a website redesign that includes the launch of a new logo and font. This guide is designed to promote clarity and consistency in all our writing. Consider weighting when choosing a style: the lozenge is bolder, the circular button is more subtle. All titles (civil, military, religious) are downcased in running text unless followed by a proper name. Note hyphen placement. Exception: Named professorships and titles always are upcased: He is the George Washington Professor of History at Tufts. This is the searchable version. A style guide or manual of style is a set of standards for the writing, formatting and design of documents. Throughout the text, italic type is used for examples except where they are presented in lists, when the type is roman, as this Style Guide 2015.indd 7 … Capitalizing job titles can be tricky because they aren’t always capitalized, but it seems like a lot of people want to see their title capitalized whether it should be or not. I’m talking about job titles such as vice president, sales director, chairperson, mayor, and emperor. Let’s go over the rules that have precedent first. General references should not be capitalised. It is often called a style sheet, although that term also has other meanings.The standards can be applied either for general use, or be required usage for an individual publication, a particular organization, or a specific field. So, ‘Claire Wilkinson, head of verbal identity’, ‘John Abrahams is a senior writer’ and ‘Sandra Leong is part of the client team’. Two words for the noun; as in, Katie had bad hay fever while writing the ABC Style Guide. Economist.com Style Guide John Grimond's online guide is based on the stylebook followed by journalists at The Economist magazine. Initials (people) Newspapers and magazines; Use lower case. Readability. Mediation of outcomes will normally be coordinated between the people who are acting in a scene. But now that so many texts in and around the EU institutions are drafted in … - BBC's Learning Portal Emphasis house style Freeform Roleplay. Popular examples include The Economist’s Style Guide and the Guardian’s Guardian Style. Titles and Proper Names. The Earl of Sandwich ordered a salad. It also includes useful advice for drafting letters, memos, reports, indexes and bibliographies. It helps you to put people’s needs at the centre of all the content you create. Do you still have questions about how to use formal titles in AP style? ... Grids & spacing This alignment is consistent on headlines, bylines and container titles across fronts and articles. The Guardian and Observer Style Guide Edited by David Marsh and Amelia Hodsdon, this is the online version of Guardian Style. ... job titles. Objectives of the style guide We have three main objectives in writing this style guide: • to provide an all-purpose guide to consistent presentation for University staff in written communications Unfortunately, most major style guides are focused on guidelines for publication, and lack good guidelines for job titles when used in a professional context. We roleplay primarily in Discord channels, and we have a certain style we like to follow when making posts in-character. The style guide is not intended for public or external use, and does not purport to compete with OUP’s professional writing guides and dictionaries. A proper noun is a name; the name of a person, place, official name of a person of office or position of state or government, the title of … University. Why we need an editorial style guide. European Union – Interinstitutional Style Guide – Uniform stylistic rules and conventions (publishing, copyright, manuscripts, proofreading, States/countries, languages, currencies, punctuation, upper case and lower case, abbreviations, acronyms) The 11th edition of the paperback version of the guide will be published in 2015. Search Indeed for “salesman” and you’ll find 277 job openings with that title. Back to the style guide menu. A set of standards for a specific organization is often known as "house style". For style guidance about job titles and degrees, see capital letters. Are you still unsure on some job titles and if they are capitalized or not? Our roleplaying style is, typically, that of a freeform nature in a shared multi-verse. The University of Oxford Style Guide aims to provide a guide to writing and formatting documents written by staff on behalf of the University (or one of its constituent departments etc). For forms of address, see abbreviations. I The gov.ie style guide covers style, spelling and grammar conventions for all content published on gov.ie, arranged alphabetically. English Style Guide 4/117 25 November 2020 Introduction This Style Guide is intended primarily for English-language authors and translators, both in-house and freelance, working for the European Commission. Note: This article is part of our ongoing series called Job Titles: The Definitive Guide. We would like to show you a description here but the site won’t allow us. The Guardian style guide. A style guide is a set of editing and formatting standards for use by students, researchers, journalists, and other writers. The official guide to house style for The Daily Telegraph, its supplements and magazines; The Sunday Telegraph, its supplements and magazines; and Telegraph.co.uk. Instead, use heading: Is Australia heading for a hung parliament? headed, heading. 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Diary of a Concert Whore Gettin' Nerdy With It OURS & Zane Carney (Bowery Ballroom) Photos | By High Voltage | November 25, 2016 Bowery Ballroom | New York, NY | November 19, 2016 | Words & Photos: Cortney Armitage | When OURS blew into the Bowery Ballroom, along with his familiar bandmates April Bauer (piano), Static (guitar), Chris Goodlof (bass), Race (guitar), Mike Iasiello (guitar/floor toms) and Chris Iasiello (drums), frontman Jimmy Gnecco brought friends and family to perform under his wing including opener Zane Carney, daughter Zoe Gnecco, and a just barely 16 year old Hannah Gernand whose killer voice silenced the Bowery Ballroom in awe. Bringing them all on to the stage for a song or two during OURS’ set Gnecco seemed the most happy while singing with “the love of his life” his daughter, Zoe. One of the most poignant moments also happened before launching into “Meet Me In The Tower” when Gnecco spoke: “We don’t have to be these things that people see us as. We don’t have to be loud and obnoxious and rude to exist on this planet. We don’t have to be these kinds of men that, maybe, some people want us to be and it’s okay to have feelings – well some feelings – ’cause you don’t want to cry too much. It’s not a good look (laughs). But it was important for me to put it out there and to put it out into the world that it was okay be who they felt they were inside. And it sounds pretty simple doesn’t it, but everyday in our lives we give into these things, these pressures, about making money and to be these things in order to do that. It’s a very very simple message but sometimes it gets lost, so I will continue singing it til I recognize around me that it’s not getting lost, even to the people closest to me.” For more coverage on Jimmy Gnecco/OURS and Zane Carney go HERE. 36 Degrees of Izzy On the Road with Chelsea High Voltage Radio Pure High Voltage © High Voltage, 2003-2020.
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Of Bird and Cage coming to consoles and PC in 2021 All in! Games has announced that Of Bird and Cage, a metal music-driven adventure game by Capricia Productions, is attending gamescom 2020. Moreover, a release window has been set for the title. Of Bird and Cage will come to PC and consoles in 2021. About Of Bird and Cage You’re not just listening to a metal album—you’re inside one. Let soaring metal music captivate you and explore a story based on ‘Beauty and the Beast’. Take the role of Gitta, a young girl who tries to escape the physical and mental prison of a mysterious man, whose life she unknowingly destroyed. Of Bird and Cage is both a video game and a music album, a metal music-driven adventure featuring a story synced with music performed by famous artists. Kobra Paige (Kobra and the Lotus) Davidavi ‘Vidi’ Dolev (Gunned Down Horses) Ron “Bumblefoot” Thal (ex-Guns N’ Roses) Rob van der Loo (Epica) Ruud Jolie (Within Temptation) Casey Grillo (ex-Kamelot) Rocky Grey (ex-Evanescence) Mike Lepond (Symphony X) Danny Worsnop (Asking Alexandria) Wishlist on Steam Now
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Painless Death? Euthanasia (Greek euthanasi?, a good death : eu-, eu- + thanatos, death.} ? Christian Medical Expert Disputes Secular Views in Schiavo Case (Editors Note: The following report contains a detailed description of death by dehydration that may be unsettling to some readers.) (CNSNews.com) - Supporters of both euthanasia and the so-called "right to die" are being criticized for allegedly capitalizing on the case of Teri Schindler Schiavo to benefit their own cause. Schiavo is the disabled Florida woman whose feeding tube was removed under court order Wednesday at the request of her husband and over the objections of her other family members. While some commentators have dismissed the attempts to save Terri's life, one medical ethics expert said the medical community's decision to participate in the actions meant to end Terri's life is what deserves the criticism. The CBS Morning News featured medical ethicist Joseph Fins during its report Thursday. He echoed the claims made by Terri's husband, Michael Schiavo, his attorneys and doctors that Terri is essentially brain-dead. "And she is in a chronic and permanent vegetative state," Fins said, "and our science indicates that, that is not a state from which one recovers." No mention was made in the report of more than a dozen medical experts, including neurologists, who have submitted affidavits on behalf of the Schindler family, including Terri's parents, indicating that the woman is consciously attempting to interact with her environment and is a good candidate for therapy. Marc Spindelman, an Ohio State University law professor and "expert on death issues," according to the Miami Bureau of the Washington Post, said the case has larger ramifications than just Terri's so-called "right to die." "This case really raises in a stark form questions about quality of life, that is to say, when a life is and is not worth living anymore," Spindelman said. Bill Allen, professor of bioethics law at the University of Florida, told the Orlando Sentinel that "the Schindlers were allowed to abuse the legal system in their quest to keep their daughter alive." Allen said the Schindlers' lawyer, who filed successive appeals in every court available, "did a magnificent job of gumming up the works." The "removal of feeding tubes is a common practice," according to Kenneth Goodman, director of bioethics at the University of Miami School of Medicine and a co-director of the Florida Bioethics Network. He told the Tampa Tribune that there is no pain involved in dying of dehydration and/or starvation. "Soon after nourishment is denied to the brain, it begins producing chemicals that act as a natural anesthetic," the Tribune paraphrased Goodman as telling a reporter. He directly disputed claims that Terri will suffer as a result of her lack of sustenance. "She is not going to feel a thing," Goodman said of Terri. "The artificial pain medication that Schiavo will receive is to make sure that if there is [pain], it is adequately handled." But at least one Christian ethicist disputes much of what these alleged experts have stated. Dr. David Stevens, a medical doctor who also has a masters degree in bioethics, serves as executive director of the Christian Medical and Dental Associations. He began a conversation with CNSNews.com Wednesday, addressing the claim that Terri was in a "persistent vegetative state." "The sad thing about this situation is, she's not in a persistent vegetative state...even though that's [how she's] been labeled and that's the law they're using," Stevens argued. "Persistent vegetative state says you're totally unable to react with your environment in any way. All you've got to do is see the pictures of her on the Internet to realize she's reacting with her environment," Stevens added. "What we have is a severely disabled woman who, her husband wants her dead. And this will do it, what they're going about right now, unfortunately." Contrary to Spindleman's claim that the case revolves around "quality of life" issues, Stevens believes the debate over whether a terminally ill person should be allowed to refuse treatment has nothing to do with Terri's situation. "In this situation, what they're doing is, the intent is to make her dead," said Stevens. "The intent is not to get rid of a burdensome intervention." Stevens explained that, even when terminally ill patients near death refuse fluids or food, medical practitioners are obliged to at least offer it to the patient. "If not, it's tantamount to murder. Because what you're trying to do is kill her, you're not trying to relieve her of a burdensome treatment," Stevens said. "Giving her fluids and nutrition by mouth is not a burdensome treatment. It never has been defined in medical care and never will be, I hope, defined that way except, perhaps, by this judge." The hospice and its staff who participate in Terri's dehydration and starvation could face civil or criminal liability, in Stevens' opinion. "There's complicity here in taking someone's life, if you believe in the principle of 'do no harm' and beneficence. In no way or stretch of the imagination can you say this is beneficent," Stevens said. "Drinking and eating by mouth is not a burdensome intervention. That is just humanity. It's just unbelievable that they've gone that far. "That's like telling a parent that they have the right to decide whether their child is going to get food and water. If you don't want to give it to them, that's fine?" Stevens asked. "We would be screaming our heads off if that was going on, and yet, this woman is more helpless than many children." Doctor describes process of dehydration "What will probably kill Terri is dehydration because it's much quicker than starvation," Stevens said. "To starve to death takes eight to 12 weeks. You can die of dehydration in anywhere from three to five days to two weeks." Stevens said the amount of fluids in Terri's system when her gastrostomy or "feeding tube" was removed and whether she receives any fluids by mouth will determine how long she lives. Initial effects of the lack of hydration will include: Extreme thirst; Nausea and cramping; Dry skin, becoming wrinkled as fluids are drawn from the skin to hydrate the organs. "She's likely to become dizzy and begin to have cramping in her arms and legs. That's because her electrolytes, her sodium, potassium and other electrolytes in her blood start getting out of whack because of lack of fluids." Terri's body will experience other effects due to the forced dehydration that many might not have been considered. "She'll see decreased secretions. If she tries to cry, she won't be able to make tears very well, if at all," Stevens said. "Her mouth will become dry and saliva thick. You can have cracking of the [mucous membranes] of the mouth and lips as they dry out." Those external symptoms of dehydration are accompanied by internal effects, as well. "People often get headaches, then [become] lethargic and finally go into coma," Stevens continued. "It actually can cause seizures. "As it progressively gets worse, what happens [are] the physical signs. Her blood pressure will drop, her heart rate will pick up. She'll actually, ultimately go into shock," Stevens explained. "You just don't have enough fluid to keep your blood pressure up, and it drops so low, and that sometimes can be a terminal event, or an arrhythmia of her heart. "Her blood will get thicker," Stevens continued. "Sometimes, people who are severely dehydrated will actually have strokes just because the blood gets so thick that it clots. It's not a pretty picture." Which of these symptoms Terri experiences and to what degree will depend on whether the hospice staff makes any attempt to hydrate her by mouth and whether she is offered any pain medication. "If they sedate her, she could be semi-conscious or unconscious while this is going on," Stevens said. "It's not a very pleasant experience, unlike what the Hemlock Society and other groups try to make you believe." Stevens explained that he had "had a little bit of experience" in this particular field "since I worked in Africa for 11 years with severely dehydrated people, especially kids." Starvation, Stevens said, is not really an issue for Terri. "It's a long process that, depending on what condition people are in when it begins, determines how long it's going to take," Stevens said. "But if you're not getting fluids, it's academic interest. Before you starve to death, you'll die of dehydration." Case has ramifications for pro-life movement Tony Perkins, the new president of the Family Research Council, issued a statement Thursday citing the significance of Terri's case to the pro-life movement. "Yesterday was truly a turning point in our battle against judicial tyranny, as Terri Schiavo became the victim of what can only be described as court-mandated euthanasia," Perkins said. "If Terri is permitted to starve to death simply because a court ordered it to occur, we will have not only allowed this woman to perish, we will have endangered the lives of virtually every American who is deemed to be too great a burden on our society and who cannot speak for themselves," Perkins added. "In this post-Roe v. Wade culture, the idea of 'choice' has been elevated to the extent that from the unborn to the disabled, there's seemingly always someone who is empowered to 'choose' that another person's life is no longer valuable," Perkins concluded. Source: http://www.townhall.com/news/politics/200310/CUL20031017b.shtml (CNSNews.com) :2004 Is Terri in a Persistent Vegetative State(PVS)? Dr. William Hammesfahr with Sean Hannity(March 21, 2005) http://abcrad.wmod.llnwd.net/a49/external/0102cABAAHQAAAAcDle6yKhvE1c0LnEJnNwFajD8QD92LOnSD/hannity/032105schiavo_dr.wma Jesse Jackson Visits Terri Schiavo's Hospice, Backs Schindlers Steven Ertelt / LifeNews.com Editor / March 29, 2005 Pinellas Park, FL (LifeNews.com) -- Longtime civil rights activist and former presidential candidate, Rev. Jesse Jackson, made his first public foray into the debate surrounding Terri Schiavo. He visited Terri's hospice on Tuesday and said he supported Terri's parents' efforts to stop her painful starvation death. "I feel so passionate about this injustice being done, how unnecessary it is to deny her a feeding tube, water, not even ice to be used for her parched lips," Jackson said. "This is a moral issue and it transcends politics and family disputes." "While the law is important, the law must be tempered with mercy to have justice. We ask for justice today," he said. Jackson called what is happening to Terri a "violent" execution and a "great moral and ethical crisis that we should address." "This woman's being starved and dehydrated to death," he complained. "Eleven days -- no food and no water. This is not right." "She is not brain dead," Jackson noted. "She is brain impaired. All her vital signs are working." "And to cut off her food and water his heartless," he explained. Jackson's remarks drew praise from pro-life groups backing the Schindlers. "There is nothing for Jesse Jackson to gain here except respect for having done the right thing," said Reverend Rob Schenck of the National Clergy Council. "This is a rare expression of moral courage from a partisan and we applaud him heartily for it. We pray that it is taken seriously and acted upon urgently by all those with the power to save Terri's life," Schenck added. This is the second time Jackson has commented on the controversial situation. "I think the feeding tube should be reinstated," he previously said. "It's not right to starve her to death. That's not right ethically." Talking about Terri's medical condition, Jackson commented, "But you know she is brain impaired, she is not brain-dead. And right now they're starving her to death. They're dehydrating her to death, and that raises profound ethical questions." Bob and Mary Schindler invited Jackson, president of the RainbowPUSH Coalition, to talk and pray with them outside of Woodside Hospice, where Terri lives. Day 12 of Terri Shiavo's court-ordered starvation and dehydration: "I feel so passionate about this injustice being done, how unnecessary it is to deny her a feeding tube, water, not even ice to be used for her parched lips," Jackson said. "This is a moral issue and it transcends politics and family disputes." Jackson had issued a statement calling for those calling for the tube's reinsertion to use "this same passion" to combat hunger and starvation worldwide. " Rev. Jesse Jackson, after visiting with Terri at the Hospice An urgent prayer request from Keenan Fitzgerald: The article below is about a man who attends our church. He has been declared brain-dead and they are removing him from life-support today. Please pray for His wife and 5 kids. Firefighter collapses at drill Volunteer hospitalized in critical condition By Dave Richardson Times Herald-Record drichardson@th-record.com Montgomery - A volunteer firefighter is fighting for his life after apparently suffering a catastrophic brain injury during a training exercise Saturday. Bob Brooks, 42, of Montgomery, a married father of five who moved to Montgomery from Long Island in the past year, collapsed during the final phase of basic firefighter training at the Orange County Fire Training "This one really hit home, because he's a fairly new firefighter," Montgomery fire Chief Jim Ferguson said. "This guy has real heart and real enthusiasm for the job. He loves his family, the community and his firefighter family." Brooks was with other firefighters, in full protective gear, as they prepared to complete a live-burn exercise - extinguishing a fire deliberately set in a training building - when he collapsed. Witnesses and firefighters said it appeared Brooks suffered a grave brain injury, although medical details were unclear. Brooks was rushed by ambulance to the Horton campus of Orange Regional Medical Center, where he remains in critical condition. Ferguson said Brooks' family and the fire department are devastated. "It was my worst nightmare come true when I got paged for this," Ferguson said. Ferguson said he heard initial calls about the incident on his police scanner and raced to the training center to find a frantic scene. There, firefighters and training-center staff were working desperately to save Brooks' life. Brooks has been a volunteer firefighter with the Montgomery Fire Department since September, Ferguson said. Montgomery firefighters made Easter baskets Saturday for Brooks' children - one girl and four boys ranging in age from 3 to 12. They also cooked an Easter dinner for the family yesterday. The department was already saddened by the loss of former department President John W. Matthews, 78, who died Monday at Horton. About a dozen members of the Montgomery Fire Department turned up in uniform at the hospital yesterday, offering comfort to Brooks' relatives. Ferguson said his department was deciding what steps to take to help support Brooks' family as they struggle to cope with the tragedy. He said the incident would be considered a "line-of-duty" accident, qualifying Brooks and his family for certain state benefits. "The important thing is to do the right thing for him and for his family," Ferguson said. "We are all a family, and we always do right by each other." Posted by Dean Gavaris at 4:51 AM No comments: Terri Schiavo �should matter to us,� By Pastor William E. Rice Her name is Sharon. You don�t know her, but God does. She matters to God, she matters to me, and how she is treated should matter to you. She will never engage in stimulating conversation or ponder political debates. She will never read a book or write a paragraph. She will never marry or raise children or even earn her own keep. But she matters. Sharon is my handicapped sister, she is mentally impaired, severely so, and has been from birth. My brother and I watched our parents care for her and somehow we learned an intuitive almost unspoken lesson. Her life is valuable, as valuable as that of her two brothers, both active in ministry. Whatever difference exists between her IQ and mine, imagine the gap between mine and God�s! Yet he loved me and valued me so much that He would send the jewel of heaven to buy me back. He made me and redeemed me and that is the heart of our conviction about human life�everyone matters to God. Which brings us to Terri Schiavo. The facts of the case are well known and few have done as admirable a job of reporting them as has the Florida Baptist Witness. It is a matter of record that the judge in the case, Judge Greer, is an inactive member of Calvary Baptist Church, where I have pastored for 5 months. Though I have been Calvary�s pastor for only a short time I have loved this church for nearly 30 years, since I spent my teenage years growing in this community of faith. Some have wondered about the commitment of our church to the Sanctity of Human Life. There is no need to wonder. Our convictions have been clear and consistent. In this cultural battleground our church arrived early, has fought hard and stayed faithful. For over 30 years Calvary has sounded a clear trumpet about the sanctity of human life. Our beloved former pastor Dr. Bill Anderson was an early champion in the cause and his frequent prophetic appeals to oppose abortion and stand for life will never be forgotten by those of us fortunate enough to have grown under his pastoral care. Our church was instrumental in the founding of the Bay Area Crisis Pregnancy Center that for over 20 years has served to help women in difficult circumstances choose life. Like many of you we have tried to articulate and uphold an ethic of life consistent with a Christian worldview. We have tried to speak the truth in love to a culture bent of selfishness and hedonistic pursuits. Like our Florida Baptist family, and our larger Southern Baptist family, we have taken our stand for life. That stand articulated in many ways, one of which is our enthusiastic support of this publication, has become one of the reasons that Judge Greer has disassociated himself from Calvary and has publicly criticized us in the St. Petersburg Times. Like evangelicals across the world we are horrified at the thought that a handicapped woman could be in effect starved to death before a watching world. Like many pastors I am not an expert in the law. I cannot debate the variances of custody rights, or even debate the medical analysis of a Persistent Vegetative State versus a Minimally Conscious State. But I know right from wrong. I know what God thinks about human life. I know there is only one way to describe the prospect of starving a woman to death because she cannot feed herself. It is wrong. Clearly this is a tortuous case. But it is precisely such moments when morality and truth must serve as our guide. Terri Schaivo is not on life support. She is not dying. Good evidence exists to suggest that she is responsive. All she receives is food and water, the same as you and me. Are we to conclude that she is less than human because she cannot feed herself? Can a month old child feed himself? Is an elderly patient stricken with some debilitating disease and not unable to feed themself suddenly less human? Do we now use an IQ test to determine if someone possesses the right to live? Isn�t that God�s choice? Only God can give life, and only He should take it away. Tread carefully if you think this is simply about a dying woman being allowed to die peacefully. Remember when were told that Roe versus Wade was simply about helping women who had been raped or whose lives were imminently threatened? Today few abortions fall into that category, but millions of human lives have been sacrificed upon the altars of selfishness. And the slide down the slippery slope continues. This case seems complex but it is as simple as four words: Thou shalt not kill. If you need a compass for this complex case, you�ll find it there. If I were the nurse in that hospice center and the directive were given to me to discontinue feeding a living human being and watch as they starved to death, I couldn�t do it. I�d rather get fired, resign, or do something else. This isn�t about letting someone die; this is about causing someone�s death. There is a huge difference. Her name is Terri. She can open her eyes. She watches a balloon as it crosses the room. She listens to music. She responds to her mother�s loving attention. She has something very precious, she has life, something only God can give. Her name is Terri and she matters to God. She should matter to us. Source:http://www.calvarybaptist.org/WhatsNew/Articleby%20PastorWilly.htm Posted by Dean Gavaris at 11:03 PM No comments: Frank Amodeo, husband of Elizabeth volunteer, Barbara Amodeo, writes, hi, everyone. i don't usually do this, but i'm asking if you can pray for my dad. he's had a condition for a while now that made him weak, but he's been battling cancer since last year. he's been in intensive care for over a week now and the prognosis is not good. he may be dying at this point. my mom is a wreck already. i have told him to look to the lord and pray, and when i told him that again on tuesday last week, he turned his head away from me. i believe he's mad at God. i don't have that peace about knowing if he's given his heart to the lord yet and hope he will before it's all over. (i'm realizing how small my faith is) thank you. Great News from Joan concerning Geoff! I was happy to be able to visit with Geoff this past Sunday at the Harwyck Nursing Home in Edison where he has been for the past several months receiving therapy and miraculously improving every day. When I went in to the cafeteria where there was given to him a 50th Surprise Birthday Party (March 21st was his 50th Birthday) I immediately focused my eye on Geoff who was sitting at a table with a plate of food. before him..He was feeding himself and very well I must say ... what a blessed joy to see Geoff independently feeding himself and I must say enjoying every morsal. I understand that he has lost one hundred pounds of weight and his once diagnosed diabetes has ceased to exist. All this to the glory of God... I was able to testify of God's goodness and the love of God that Geoff has always expressed - we were able to witness that love as Geoff volutneered at GatewayElizabeth ministering to the men prior to his surgery back in May 2004. He also was our minute man. You could call Geoff and let him know there were donations of baby items to be picked up and he was there for you in a minute... he loved to serve God at Gateway. Our prayers are continually for him to fully recover and come home. He and his girlfriend Sylvia are planning on marrying in the very near future. Joan Vitale Virginia Parker update! Virginia is now at: Parkway Manor Health Center 480 N Walnut St East Orange, NJ 07017 (973) 674-2700 Please keep her in prayer. Please continue to pray for Virginia Parker Virginia is still at Columbus Hospital in Newark. She's had 7 units of blood given to her during this time She is, in her own words "resting in the Lord" No surgery has been scheduled and tests are still be conducted to find out the reason for her hemorrhaging. Cards may be sent to: Mrs. Virginia Parker 570 North Maple Avenue, East Orange, New Jersey 07017 I have some great news concerning a feeding tube being removed.... Geoff Jones feeding tube has been removed Praise the Lord... and he can eat manually Praise God... and its his birthday exactly what day I am not exactly sure but he is turning the big 50.... so... This is one story where a feeding tube being removed is good...Love, Joan Watching "Harder Truth" Preparing parents to lead their children Dean's message being translated into Spanish Photos from Iglesia Mission Christiana (Maplewood, NJ) Saturday seminar: March 12, 2005 Video from Immanuel Love Fellowship, Newark Abortion and Planned Parenthood, racism, Margaret Sanger: The challenge: 'God will bless when we do what is right' http://www.gateway.org/content/Video/Ab%20and%20PP%20@Imman%20Love%202-27-05.AVI Tyamba came home on February 15th. She and her mom, Ingrid Haywood, met us two days later at Gateway in Irvington. Since then, Tee has come to us simply to talk! {Tyamba came to Christ at age 9, but had drifted away. Her mom came to gateway in 1994 and subsequently came to Christ and married.} Praise God for this answer to prayer. Details in our next newsletter. Praise the Lord! Tyamba is home!! Check out the brief video! www.gateway.org/content/Video/Tyamba%202-17-05.AVI Irvington Herald article Virginia Parker One of Gateways volunteer counselors, Virginia Parker, is in Columbus Hospital (ICU) with pneumonia, diverticulosis and hemorraging. She may need to undergo a colon removal. Her home address, should you wish to send a note: Painless Death? Euthanasia (Greek euthanasi?,... Is Terri in a Persistent Vegetative State(PVS)? ... Jesse Jackson Visits Terri Schiavo's Hospice, Back... Day 12 of Terri Shiavo's court-ordered starvation ... An urgent prayer request from Keenan Fitzgerald: ... Terri Schiavo �should matter to us,� By Pastor Wi... Frank Amodeo, husband of Elizabeth volunteer, Barb... Great News from Joan concerning Geoff! I was happ... Virginia Parker update! Virginia is now at: Par... Please continue to pray for Virginia Parker Virgi... I have some great news concerning a feeding tube b... Photos from Iglesia Mission Christiana (Maplewood... Video from Immanuel Love Fellowship, Newark Sunday... Tyamba came home on February 15th. She and her mom... Praise the Lord! Tyamba is home!! Check out the b... Dear friends, One of Gateways volunteer counse...
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Building Dreams for Tomorrow GCC Location Firms that have submitted designs for the Ghana Cyber City include: Design Atelier KNAK Design Partners The Ghana Cyber City is a business innovation hub, comprising workspace and data center for innovative companies; condominiums for knowledge workers and executives; and a commercial center for technology retailers such as Huawei, Samsung, Apple. In collaboration with the Massachusetts Institute of Technology (MIT), Airtel Ghana and corporate partners, the project would promote technology entrepreneurship and incubate African startup firms. Located 3 minutes drive from the international airport in Accra, one of the fastest-growing property markets in West Africa, the Ghana Cyber City offers a sustainable innovative environment and a vibrant business and social community to its corporate, retail and residential tenants. Africa has infrastructure deficit for which the continent needs to invest more than $90 billion a year to address, according to the World Bank. In response to this challenge, the African Development Bank recently launched the Program for Infrastructure Development in Africa (PIDA) to facilitate investments in information technology and other economic pillars such as power, critical to building Africa’s infrastructure. In the race to assemble the building blocks of a more dynamic African economy, the Ghana Cyber City seeks to become the number one developer and manager of intelligent workspace and technology infrastructure best-suited for developing more African innovations such as MPesa, esoko and mPedigree. Management intends to bring all independent hubs, coworking spaces and incubators in Ghana, including MEST, iSpace, mFriday etc to the Ghana Cyber City. Ghana Cyber City will be positioned as the innovation hub of choice for international companies seeking to enter the West African market, startup firms and entrepreneurs attracted to first class incubation services and local global businesses opting to store their back-up data in a stable African country. Location Advantage The Ghana Cyber City site is three minutes drive the Accra International Airport. The nearby University of Ghana (pop. 30,000) and the Graduate Institute of Management Public Administration (GIMPA, pop. 5,000) will be a source of market-ready knowledge workers and managers, whilst the university community and nearby business hub also constitute a market for modern residential properties in a tech-enabled environment. Cyber City Links University of Ghana World Architecture News Xalles Project Overview | Architectural Design | Products & Services © Copyright 2009 Ghana Cyber City, All Rights Reserved
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Spirit album review – Depeche Mode find bleak is the new black March 19, 2017 Kevin 8 Comments It is perhaps an illustration of the passion (devotion) that fans hold for Depeche Mode that everything they create often seems to inspire simple words such as “love” or “hate”. “I LOVE Ultra…”, “I HATE anything after 2005…”, “I LOVE everything, seriously EVERYTHING, that Depeche Mode do…”, “I HATE live drums…”, etc, etc. This polarising process of describing their output has intensified as Depeche have got older, perhaps in part because their supposed “glory years” have moved further back in time. Every single, every album, every video, every tour, every piece of artwork, creates what those in the UK would call the so-called Marmite effect: many fans either love it, or they hate it. But, still, those that have consistently applied the latter to their beloved band’s output over the years will still buy the records, catch the band on tour and, of course, have an opinion and want to debate it. It’s how devotees roll. The well-worn phrase that many fans use to describe their devotion – “soundtrack to my life” – means they have the right to expect something exciting, perhaps different or something thought-provoking from Depeche Mode, something that will lurk in the background for the next chapter in their lives. So, therefore, to follow that simplistic narrative to describe Depeche’s 14th studio album: there is helluva lot more to love than hate with Spirit. Spirit is not an easily accessible album – but one guesses that it is probably not trying to be. Whereas 1985’s supposed “dark album” Black Celebration retained, in many parts, a pop sensibility to it, Spirit‘s bleakness in terms of songs and atmosphere feels deliberate. There is a curious contrast between the vast majority of Depeche’s work, where the subject matter was inward-looking and left to the reader’s own interpretation (primary songwriter Martin Gore rarely discusses his lyrics), to Spirit, an album with a sizeable number of tracks where the boys have turned their attention to the world again. Depeche Mode have talked in interviews about how the album and the world view-type content came about as they saw the “mess” the world was descending into over the last few years – and this was before Donald Trump in the US and issues such as Brexit. For a band that has spent large swathes of the previous 34 years since their last “political” album, Construction Time Again in 1983, examining life’s extremely personal mysteries such as love, loss, sex and religion, turning to issues that affect everyone else is an interesting move. Whatever the motives for it, Gore and Gahan ‘s (who pens four of the songs on Spirit, including a co-writing credit with Gore) sudden rise of fury is clearly the most obvious new element to the angry Depeche in 2017. Interestingly, February’s single Where’s The Revolution is, lyrically, perhaps the weakest of the political tracks on Spirit, almost having a too obvious a flow to the prose. In fact, Gore’s usual subtlety is missing in a lot of his songs on Spirit – but this is generally not to their detriment, again reflecting the change in emphasis on what is bugging the now-55 year old. Perhaps finding some personal redemption (the word had to creep in somewhere!), after kicking the booze and having a new, young family again, Gore has now set his sights on other things. And there is, furthermore, a remarkable intensity to the songs that he sings – remember, this is the same chap who wrote and sang Somebody who is now, in his familiar tone, telling us on Fail: Our souls are corrupt Our minds are messed up Our consciences bankrupt Oh, we’re fucked Gahan’s songs, again, continue to show signs of someone who is increasingly comfortable with his new(ish) role of putting pen to paper – a maturity that started with Spirit predecessor Delta Machine, through the bluesy work of mid-Mode project Soulsavers, to now. Suffer Well (on Playing the Angel) and Should Be Higher (from the aforementioned Delta Machine) had been relative high points – but Gahan has hit a purple patch of sorts on Spirit with Cover Me and Poison Heart. Whether Gore and Gahan’s ramblings would have worked with Ben Hillier, the studio wonk behind Playing The Angel, Sounds of the Universe and Delta Machine, is an interesting question around the creation of Spirit. Hillier’s production (if there’s another Marmite figure in the world of later-year Depeche, Hillier is it) gave Depeche’s songs space, not least because lyrically they needed it, but also possibly due to the collective vibe what they were trying to achieve at the time. Spirit has a sonic intensity, almost claustrophobic feel to it, even in the musically sparse moments, which clearly comes from the much-anticipated new production team, led by one-half of Simian Mobile Disco, James Ford (Arctic Monkeys, Florence & The Machine), with Matrixxman and Kurt Uenala on engineering duties. Maybe details will emerge as the merry-go-round of promotional interviews take place, but it will be interesting to learn how much direction Ford and co were given, in terms of what atmosphere the band wanted, or whether it was his interpretation of the songs and his own general mood. Or a mixture of both. Regardless of the motivation, Ford’s involvement has certainly created a very different Depeche, matching the change in lyrical focus. It’s not an easy album to listen to. Much has already been made of the album’s first track, Going Backwards, arguably the best opening song to a Depeche long-player since Barrel Of A Gun on Ultra, and certainly a highlight generally of the intervening 20 years. In a way, Going Backwards is the blueprint for how many of the songs on Spirit work – brooding, initially, with subtle melodies then giving way to a big sound in the final third. Ford, perhaps with a nod to his dance music routes, understands the need for a slow build, a hesitation, before a final burst of intensity. On some tracks it is more obvious, such as Going Backwards, Where’s The Revolution and You Move. There is probably a case to be made for the Gore-Gahan co-penned You Move being one the dirtiest sounding and lyrically suggestive Depeche tracks since World In My Eyes on Violator – a sign that, despite their well-documented differences, there’s potentially more to explore with a direct collaboration. How much of the final output is down to the production’s team musical ideas or work on atmospheres is, again, rather intriguing. On some tracks, Ford’s previously mentioned technique saves what could have been fairly straightforward songs musically, such as Poison Heart and the most “synthy” song on the album, No More (This Is The Last Time). The three tracks that perhaps neither songwriting intensity or studio kung fu come to the fore are The Worst Crime, Eternal and Poorman. They are, unfortunately, the Get Right With Me of the Spirit album, in that they stand out for being average, modern Depeche songs. Still, alongside Going Backwards, two other tracks stand out: So Much Love and Cover Me. The former is an up-to-date Depeche barnstormer (hey, over 100 bps!) with an obvious raising of the glass to the back catalogue, especially A Question Of Time. It will no doubt be an even bigger (in all sense of the word) song when the band hit the road in a few months. Cover Me, written by Gahan and touring musos Peter Gordeno and Christian Eigner, is a standout track on Spirit. Whoever suggested Ford have a play with a slide guitar and, apparently, teach himself overnight how to master it deserves a pat on the back. A second pat should also go to the person who came up the chord change on the guitar and the inclusion of strings that gives the song a series of sonically satisfying yet breath-taking moments. The still much-missed former-bandmate Alan Wilder (the Depeche forums will debate this forever) would surely appreciate the atmosphere that band and Ford have created with this song. It is one of the best in the Depeche arsenal of slow tracks since Home on Ultra. The new studio squad deserves a lot of credit for what they have managed to create with Spirit. And so do Gore and Gahan for spreading their wings lyrically. The album, in some respects, will (inevitably) disappoint some fans because it doesn’t have an inkling of the pop genius of old (Construction Time Again, Some Great Reward, Violator), nor does it have the obvious flow or accessibility of an Ultra or Playing The Angel. Spirit has a depth and overall moodiness to it that Depeche have not achieved since Songs Of Faith And Devotion. This is not to say that, as a body of work, Spirit comes close to that 1993 bucketload of dark intensity. It doesn’t. It is a very grown-up album, both in its outlook and production. The minimalist nature of many of the songs will put some fans off, yet Ford and his team’s creativity and expertise in gradually layering a song to create something that perhaps would not have been obvious in the first few minutes is clever. It also means that many people might not “get” Spirit on the first few listens, nor will they truly appreciate the textures (subtle or otherwise) in many of the songs until they play it very loud, alone (in the tub with a glass of wine seems like a perfect spot!). In places, Spirit literally booms with a force and potency of noise around a room. This is perhaps where Spirit will eventually be appreciated. Sure, Depeche could always do with writing a few more upbeat, dynamic tunes – something new apart from So Much Love for the tens of thousands of fans to shake their devoted backsides to when they see the band on tour this year. But this is a different era. This is a more thoughtful and angry and reflective Depeche Mode. The Exciter album in 2001 was an appreciation of love and a request for longing. Spirit is the complete opposite, and it is yet probably the best Depeche Mode album since then. It seems, as the 21st century has developed, Depeche have managed to book-end their role in it perfectly. Many fans will say Spirit makes them angry for lots of reasons, of course (back to the passion discussion), but the anger that Depeche are trying to create is about their view of the world. Though far from being a perfect record, Depeche have certainly managed to shift our impressions of them and should be applauded for sharpening our minds a little. Forget love and lust for a little while – we’ve all got bigger fish to fry, including our perceptions of what Depeche Mode should and can be. 7/10. Depeche Mode held a launch party in Berlin on 17 March, where they played Going Backwards, So Much Love, Cover Me and Where’s The Revolution from Spirit. Watch out a slightly reworked and terrific performance of World In My Eyes: james fordreviewspiritwhere's the revolution Previous PostDepeche Mode new single – Where’s The RevolutionNext PostBarrowlands gig review – Let’s have a mass celebration 8 thoughts on “Spirit album review – Depeche Mode find bleak is the new black” Comprehensive Kevin. The remixes are growing on me too! @stuart – cheers, fella… The mix of Cover Me is particularly good. Great stuff as usual . Enjoyed it a lot . Completely agree. I can live with “Eternal”, but the album would be better without “The Worst Crime” and “Poorman”. “You Move” is very good. I actully like this track a lot. It sounds fantastic. Overall, this is the best Depeche album in 20 years (since Ultra) in my opinion. Much better than I expected it to be. We probably can’t ask for more at this point. And thank you for posting this! best since Exciter for me… I have a soft spot for Exciter! 🙂 David Tossell says: Kevin — your review was a great read and makes me (once-again) appreciate how the internet is great for long-form commentaries without the constraints of “no more than 1,250 words” to express your ideas. The depth of your thoughtful analysis was not lost on someone for whom Depeche Mode is not in my top 5 bands (please don’t tell my wife). Can’t wait to buy my wife a copy of “Halo”. Cheers, David Stuart Munro says: From what I have heard so far from the new album , it’s another disappointing experience , and I have bought everything that this band has made since 1981. At the age of 11 years old. And after all there Great early albums, if this is what your going to get Sad album after album. It’s time to call it a day. Pingback: Barrowlands gig review - Let's have a mass celebration with Depeche Mode Pingback: London O2 review - Depeche Mode's joyous contradictions for the masses
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Somerset Democrats want in-person machine voting Morris County News December 14, 2020 Ronald12 No comments Freeholder resolution touts voter choice By David Wildstein, August 31 2020 11:12 am The Democratic majority on the Somerset County Board of Freeholders voiced their preference for in-person voting last week in a vote that allies them with local Republicans. Shanel Robinson, Sara Sooy and Melonie Marano joined with two GOP freeholders on a non-binding resolution that urges Gov. Phil Murphy to allow voters to cast their ballot by machine on November 3. Murphy signed an executive order this month mandating that the general election be conducted primarily through vote-by-mail ballots. A limited number of polling locations – at least one in each municipality – will be available for voters to cast paper ballots. The move puts the Democratic freeholders on opposite sides of Murphy and Peg Schaffer, the Somerset County Democratic Chair and the New Jersey Democratic State Committee vice chair at a time when Donald Trump’s re-election campaign has filed a lawsuit against Murphy in federal court seeking to overturn the governor’s decision. The freeholder action does not mention Murphy’s executive order. The resolution was sponsored by Republicans Brian Levine and Brian Gallagher, who are seeking re-election this fall. The GOP had a 5-0 majority until winning two seats in 2018 and a third seat in 2019. TAPintoHillsborough first reported the VBM resolution. Bateman urges Murphy to allow in-person machine voting Camden Freeholder Director Will Back Murphy, Not Law Partner Steinhardt Information on Novel Coronavirus Alert: FBI Reports Armed Protests Planned for All 50 States A bombshell report this afternoon from ABC News: “The FBI has ‘received information about an identified armed group intending to travel to Washington, DC on 16 January. They have warned that if Congress attempts to remove POTUS via the 25th Amendment a huge uprising will occur,’ according to a bulletin obtained by ABC,” reports Aaron Katersky. A reporter at today’s COVID-19 briefing said alleged insurrectionists plan an action at the Capitol on January 17th. “We need to bat 1K every day and trust that those who do show up do so in a peaceful manner,” said State Police Colonel Pat Callahan. And this, from ABC reporter Josh Margolin: “FBI now reports in a bulletin ‘Armed protests are being planned at all 50 state capitols from 16 January through at least 20 January, and at the US Capitol from 17 January through 20 January.” The FBI is seeking information that will assist in identifying individuals who are actively instigating violence in Washington, DC. The FBI is accepting tips and digital media depicting rioting and violence in the U.S. Capitol Building and surrounding area in Washington, DC, on January 6, 2021. At his COVID-19 briefing today, Governor Phil Murphy honored the late Officer Brian Sicknick, a New Jersey native who lost his life last week in the mob violence incited by President Donald J. Trump at the United States Capitol. He also decried those who refuse to identify and condemn those perpetrating the heinous act of treason. “When you excuse their actions, you empower them to act again,” said Murphy. Have general questions about COVID-19? The NJ Poison Control Center and 211 have partnered with the State to provide information to the public on COVID-19: Call: 2-1-1; Call (24/7): 1-800-962-1253; Text: NJCOVID to 898-211 Visit covid19.nj.gov or nj.gov/health for additional information https://health.morriscountynj.gov/coronavirus Covid-19 vaccine Town Hall Dr. Amesika Nyaku is a graduate of the Northwestern University Feinberg School of Medicine. She completed her Internal Medicine residency and Infectious Diseases fellowship at Northwestern University Feinberg School of Medicine. She cares for people living with HIV/AIDS as well as people with general infectious diseases. Dr. Nyaku has a clinical focus on providing HIV care and prevention services with integrated medication assisted treatment for substance use disorders. Her research interests are novel HIV therapeutics and improving HIV care for individuals with co-occurring substance use disorders. She is involved in HIV prevention and treatment trials through the New Jersey Medical School Clinical Research Center.
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makgeolli vs soju Korea produces the vast majority of makkoli, with a few Japanese rice winemakers producing their own version. Learn 10 DIY Korean cocktail that can be made with drinks found in a convenient store. Makgeolli (Korean: 막걸리, raw rice wine [mak.k͈ʌl.li]), sometimes anglicized to makkoli (/ ˈ m æ k ə l i /, MAK-ə-lee), is a Korean alcoholic beverage.The milky, off-white and lightly sparkling rice wine has a slight viscosity that tastes slightly sweet, tangy, bitter, and astringent. Many of the plastic bottles of makkoli available in the states are pasteurized, increasing their shelflife but killing off much of the bacteria that gives it its signature flavor and health benefits. Soju will last, Makkeoli will not last, even if unopened I believe. It lacks the creamy texture and natural probiotics of makkoli and has a longer shelflife. So while we have wonju, takju, cheongju, and soju, all drinks are produced from the same fundamental process. Makgeolli is the traditional fermented rice liquor which is high in protein, ten essential amino acids, and vitamin B complex. It's widely available in liquor stores, and while it is another traditional Korean rice wine, it is very different. It was traditionally made with rice but, ever since distilling rice was banned during the Korean War, distillers have used other grains and starches, such as wheat, sweet potatoes, and even tapioca. You can drink wonju straight up, but commercially it can be too high for the target market. Contrary to popular belief, there is a whole world beyond just the green bottles at a barbecue restaurant. It is made by fermenting a mixture of boiled rice and water, and is about 6.5–7% alcohol by volume. Mangalitsa pork is from a Hungarian breed of domestic pig and it is also known as the Kobe beef of pork. Cozy!!! The low-alcohol wine is effervescent (lightly sparkling) and has a sweet-tart flavor profile. Locally made makkoli can sometimes be found in large cities with a sizable Asian population. Soju is higher in alcohol, typically over 15%, and is filtered for a clear, light-bodied but boozier drink. Makgeolli Recipe: Ingredients and Step-by-Step Preparation. You'll be able to impress your friends with this list of easy drink combinations. Ginger Makgeolli Cocktail. These makkoli brands are widely available: Asian food expert Naomi Imatome-Yun is a freelance writer and the author of four Asian food cookbooks. OK, let's compare soju vs. shochu ads. You can distill it into, Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window). Araki is derived from the Arabic araq (liquor). Soju just got more exciting! The mixture is left in clay pots to ferment for about a week. Soju is higher in alcohol, typically over 15%, and is filtered for a clear, light-bodied but boozier drink. There are bars in South Korea that boast 20 or 30 different makkoli infusions, and they can be found in the same lively neighborhoods that were once known for their soju bars. Cheongju has a balance of sweetness and acidity, often with a fruity or floral aroma from the nuruk. ... A proper makgeolli will drastically change flavour after just one day. A large portion of the spirits on offer are still mass produced brands whose quality and taste are about as appealing as the hangovers they produce. Starting with the ingredients, traditional sool contains rice, water and the unique fermentation starter nuruk. If you are a first timer to the world of Korean alcohol (we call it “sool”), a simple bar menu could send you into a head spin. Fresh! The mangalitsa belly is soaked with salt, pepper, soju and makgeolli before it is steam-roasted for 2 hours and 45 minutes. Makgeolli, or “rice wine” in English, is thick and sweet and far less alcoholic than soju. It's widely available in liquor stores, and while it is another traditional Korean rice wine, it is very different. Discard the solids. Makgeolli is best enjoyed fresh, before its flavor changes. Makkoli is made using cooked sweet rice and nuruk, a dry fermented cereal cake that works as a starter, encouraging mold growth which produces sugars that in turn produce alcohol. The heavier rice sediment settles to the bottom, and a golden clear alcohol emerges. A good rule of thumb is to think of sake as wine and makgeolli as beer. Add 8 cups of water to dilute. The sweet-ish, cloudy, un-distilled, rice-derived “wine” predates better-known old-timey staples such as soju by several centuries. 4.7 out of 5 stars 13. Soju always stands by you (with pretty girls). This allows the drinker to stir the cloudy rice wine, keeping the sediment from sinking to the bottom. Take your soju time. It is often available on draft in Korea and served in small bowls. The Spruce Eats uses cookies to provide you with a great user experience. It will turn to rice vinegar within a few months. Let’s say you have a lot of cheongju and not enough volunteers to drink it (an extremely rare case at Sool Connection HQ). One of the coolest things about sool, is that even though there are different kinds, they all come from the same basic production process. Note that most makkoli imported into America is pasteurized, removing most of the healthy bacteria. Be warned though, this cloudy, sediment-heavy brew hides a powerful hangover behind its gentle taste. Get it as soon as Thu, Dec 3. Soju was originally developed in Arabia, and passed through Mongolia on its way to Korea. Considering wonju is a non-distilled fermented alcohol (think beer and wine), that’s some robust booze! Most bottles of makkoli are lightly sparkling, making the drink effervescent. First, most soju ads are like this. As a result, sojus vary in aroma and flavor.Soju is most often drunk straight with food, like wine, but is also used in cocktails, like a spirit. Soju, Makgeolli, Takju, Cheongu–What are the differences? Fermentation Starter Powder. Required fields are marked *. Makkoli or makgeolli is typically lightly sweet, but some cheaper version can be especially sweet thanks to added sugar or aspartame. Juno Moon is a mixologist that owns and operates several Korean bars in Manhattan, including SOJU HAUS. Since makkoli is an unfiltered fermented drink, it contains healthy bacteria similar to yogurt. Maybe I'll start a new column "Soju Stop", starting next time. Chalky sediment gives it a cloudy appearance. By using The Spruce Eats, you accept our, A List of Marvelous Modern Korean Dishes and Drinks, The 10 Best Natural Wines to Drink in 2020. Both taste great paired with Korean food, but soju won't calm spice quite like makkoli. Makgeolli is the country’s oldest agrarian spirit. If you don't have small bowls available, serve in short tumblers. Makkoli is traditionally served poured into small bowls similar to soup. Because of its natural probiotics, makkoli has a limited shelflife. Pretty!! Korean Classic: Soju. If you’re not making makgeolli, you can place the wonju in the fridge. It has low to medium acidity thanks to the natural fermentation and no tannins since it is not made using grapes. As many sool home brewers will know, wonju is strong. Makgeolli is still relatively obscure in the U.S., but Cody Burns — the brewer at Seattle’s Girin Steakhouse, one of the city’s upscale odes to Korean food — is working to change that. Because it is lightly sparkling, served cold, and low alcohol, it makes an ideal daytime and summertime drink. Soju is a type of distilled beverage which originated in Korea. While makkoli is yet to hit its stride in western markets, soju has become a popular drink at Korean restaurants and bars around the world. While green bottle soju at an ABV of 17-19% dominate restaurant coolers, this cheaper and weaker version of its historical self is not a true representation of the craft. It was originally quite popular among farmers, earning it the name nongju ( 농주 ), which … Soju with 20% is the most common. Unpasteurized makkoli will provide the best flavor—consume it within a week. Drinking a kettle of makgeolli under the wooden ceiling beams of an old pub is one of Korea’s greatest traditional pleasures. More recently it has become popular in Korean bars, with various brands of makkoli served on tap. Watering it down to a more accessible ABV% creates makgeolli, often bottled at about a 6-10% range. Then they filter the rice mash, often by hand through filter bags, and collect the alcohol. Makgeolli's tangy, sweet taste makes it a popular drink with the ladies. Diluting it a little to 12-13%, we call this takju, which literally means “cloudy alcohol.” While technically makgeolli is also a takju, the two categories exist to help differentiate in terms of price and quality. Locals in Korea drink it straight up – no mixers needed. Your email address will not be published. Makgeolli is the oldest Korean alcohol drink dating far back to the Koryo Dynasty (918-1320). Soju is often referred to as “Korean vodka,” and is the most popular alcohol in the world: According to The Spirits Business, Jinro Soju sold 86.3 million cases in 2019—more than any other liquor brand in … If you are a first timer to the world of Korean alcohol (we call it "sool"), a simple bar menu could send you into a head spin. Made from rice and barley, it is thick and milky in consistency, sweet in taste and its alcohol quantity is much lower than in soju. Contains Kimchi Lactobacillus Probiotics for Gut Health. Gently mix by turning bottle upside down and up a few times.If unpasteurized, it may kind of explode. You can distill it into soju. Starting with the ingredients, traditional sool contains rice, water and the unique fermentation starter, You can drink wonju straight up, but commercially it can be too high for the target market. It can also be used in mixed drinks. $29.95 $ 29. Because makkoli is unfiltered and naturally fermented, it is best when drunk within a week or two after production. Contrary to popular belief, there is a whole world beyond just the green bottles at a barbecue restaurant. There’s a reason for that: Makgeolli, like sake, is made predominantly from fermented rice. Watering it down to a more accessible ABV% creates, If you’re not making makgeolli, you can place the wonju in the fridge. He specializes in creations based on traditional Korean drinks including Soju and Makgeolli, and works to promote Korean dining and drinking culture throughout New York City and beyond. The nose can include sweet rice and yogurt, and the thick wine has a milky, creamy mouthfeel. Other grains, such as wheat or barley, can be used in addition to the rice for different characteristics. Get it free when you sign up for our newsletter. If you get a chance go to the Neurin Maeul restaurant where they divide it up in four "seasons" based on how long its been opened, or some sort of date like that. Makgeolli VS Soju. Serve it chilled alongside spicy kimchi dishes like Kimchichigae or kimchi fried rice or have it with a fun dinner of Korean pork belly (bossam). The ABV of soju, on the other hand, ranges from 16.7%, to about 45%. Soju is a drink similar to vodka. Nowadays, makgeolli has made a modern comeback and is a drink for just about anyone. Makkoli can be found in some liquor stores, Korean markets, and Korean restaurants and bars. It is smooth, has a clean taste and is a good match with certain Korean foods, such as samgyeopsal (Korean pork belly). Soju is known to taste best when it is icy cold. This bacteria may aid in digestion, giving the rice wine potential health benefits. Distilled liquor was new to Koreans, who were accustomed to fermented alcoholic drinks such as makgeolli. In fact, the South Korean liquor accounts for 97% of the country’s spirits market. If you can't find makkoli, look for dongdong-ju, a similar drink with a creamier texture, Chinese choujiu, or Japanese nigori. Beloved by farmers and the working class, makgeolli is a sweet, rice wine that is Korea’s oldest alcoholic drink. If you are a first timer to the world of Korean alcohol (we call it “sool”), a simple bar menu could send you into a head spin. In a city where alcohol is cheap and free-flowing, sampling a bottle of soju (a vodka-like spirit), makgeolli (milky rice wine) or local beer is a quintessential aspect of a night out in Seoul. Ditok Craft Makgeolli (3L) Starter Powder - for Brewing Traditional Korean Rice Liquor. Yuzu Makgeolli Cocktail. It lacks the creamy texture and natural probiotics of makkoli and has a longer shelflife. Makkoli pairs best with sweet-spicy-sour-savory Korean food and can help diminish the effects of spicy food. Your email address will not be published. Alcoholic beverages with an ABV below 25% are considered light alcoholic beverages, while beverages with an ABV above 25% are considered hard liquor. Notify me of follow-up comments by email. It is made from rice (referred to in English as "Korean rice wine") which gives it a milky, off-white color, and sweetness. level 2. And how about shochu's? Soju, Makgeolli, Takju, Cheongu–What are the differences? 95. It’s a clear, distilled rice liquor with potency similar to vodka. It has a neutral flavor, like vodka, but half the alcohol content — it t… The differences between unfiltered, milky-white Korean makgeolli and sake extend beyond color and opacity, though. Strain the makgeolli one more time and put it into glass jars or BPA free plastic beer bottles. Brewers prepare these ingredients and ferment them for one week to three months. MAINS It’s commonly pronounced “MAK-a-lee.” It is one of the oldest alcoholic drinks in Korea, long considered a farmer's drink, and is typically very affordable. Makgeolli Tasting at my Sister’s home in Seoul – with Muk Muchim How to Drink and Store Makgeolli. I wanna drink with her so bad. Because makkoli (makgeolli) is not as popular in the U.S. as it is in Korea and Japan, it is harder to track down than most wines. Sexy!!! Although soju (소주) is currently the most popular alcoholic beverage in South Korea, makgeolli (막걸리), is its predecessor. Together with beer and soju, Makgeolli is one of the most popular Korean alcohols in both North Korea and South Korea. It is also low in alcohol when compared to other wines and rice wines, making it less intoxicating. Soju doesn't cheat you. The most widely consumed drink in Korea HAS to be Soju. Serve COLD (white wine serving temperature works) in small, shallow bowls or only fill cup partially; Mixed – you will usually see sediments at the bottom of the bottle. We now have cheongju, or yakju. Simply put, there now exists a “Table Strength” and a “Higher Proof” category within soju. Strain the makgeolli into a large bowl, pressing on the solids with the back of a wooden spoon to squeeze as much liquid as possible out of it. It is usually served in a large metal kettle and is accompanied with a vast array of side dishes.… Designed by Elegant Themes | Powered by WordPress, One of the coolest things about sool, is that even though there are different kinds, they all come from the same basic production process. This refined and delicate category of alcohol brewers reserved for the kings and nobility. Makkoli, also known as makgeolli, is an unfiltered Korean rice wine with a cloudy, milky appearance. Traditionally home-brewed and drunk by farmers, Makgeolli is making a well-deserved comeback in Korea and over the world. Todos hemos escuchado que a los Coreanos les encanta beber y que lo hacen muy bien, pero...¿será verdad o sólo un mito mas? Make your favorite takeout recipes at home with our cookbook! There are specialty makgeolli brands, with more complex flavor palates and additives, as well as far cheaper alternatives (a bottle can cost you anything between 4,000 won and 30,000 won). “Korean Rice Wine with Nice Munchies.” Makgeolli is a food rather than an alcohol in Jeonju. Soju, just like any distillation, is best enjoyed at a stronger percentage to take advantage of the the complex aromas and flavors. The alcohol content is a good deal lower than soju, hanging out around 6-7%. 2 oz makgeolli; 1.5 oz soju.025 oz sour mix; 0.75 oz bokbunja (Korean fruit wine made from raspberries) Method: Combine all ingredients except bokbunja and stir with ice. Mohair Yarn Weight, Contract Law Articles 2020, Not That I Know Of, Fender American Acoustasonic, Advanced Vocabulary List, Maryland Real Estate Contract Release Form, Types Of Saas Products, Vintage Brand Acoustic Guitars Uk, Black And Decker Beht350, White Vs Black Crappie, Mackerel Market Price,
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Headington News: Monday 18 January, 2021 ← Back to Headington Community website → Visit Headington & Marston community forum A new national lockdown started on Wednesday 6 January and will last until at least 13 February Guidance Advice for Students Some local details Emergency support from Oxford City Council The Oxford/AstraZeneca coronavirus vaccine designed at the Jenner Institute at the Old Road campus in Headington was approved for use in the UK in December 2020 and the first vaccination in the world took place at the Churchill Hospital on 4 January 2021 NEW PLANNING APPLICATIONS New intensive care unit at JR Plans have been submtted for a new five-storey adult intensive care unit with 48 beds on the site of the former Barnes building at the John Radcliffe Hospital: Current planning application 20/02983/FUL Oxford Mail (18 January 2021): “The plan for a huge increase in ICU beds at the John Radcliffe” Trial of e-scooters to rent Headington has been selected by Oxfordshire County Council and Voi e-scooters for a twelve-month trial of e-scooters to rent. This is due to start in February 2021 provided that a licence to operate has been granted to the county council by the Department of Transport. They will be allowed on Headington's roads and cycle lanes but banned on pavements, and can only be used by people over 18 with a provisonal or full driving licence. Privately owned e-scooters wll reman illegal durng this period. County council press release (13 January 2021) Voi Scooters East Area Planning Committee Next meeting: Wednesday 3 February 2021 Zoom meeting at 3pm. Everyone can watch the meeting live online on the City Council's YouTube channel, but those who want to speak via Zoom must notify the Committee Services Officer by noon on the working day before the meeting: this can be done by phone or email: contact details at the start of the agenda. The agenda and minutes for all East Area Planning Committee meetings can be found here New shops and businesses in Headington in 2021 The Oxford Fine Food Store The Oxford Fine Food Store (an artisan food emporium) is opening in the former Queen's Bakery this month. It is run by Lamb Catering (the same company of Simon and Samantha Stonehouse that runs the Black Boy) . Oxford Fine Food Store website Monarcha Restaurant and Grill This is being fitted out as the Monarcha Restaurant and Grill in the former Buongiorno e Buonasera restaurant. In 2020 Silverlynx Ltd was granted planning permission as follows for these premises at 92 London Road: January: Change of use of from Shops (Use Class A1) to Restaurants and Café (Use Class A3) (19/02230/FUL), July: installation of a second double-door entrance from the London Road (20/01238/FUL), with drawings showing two numbered units. The premises were advertised to let at a rent of £90,000 per year. Buongiorno e Buonasera opened on 16 September 2016 with a ten-year lease at £75,000 a year, and the long lease of the building was auctioned in October 2016. It did not have planning permission to operate as anything other than a retail shop, and closed in July 2019. Two new bus services through Headington In January 2021 the following two bus services started to run: Stagecoach H5: Bicester to John Radcliffe Hospital Via Ambrosden, Islip, Barton (opp. Stowford Farm, Wick Close, Barton Village Road), and Barton Park (west end) Thames Travel X3: Abingdon to Barton (Underhill Circus), via JR Hospital Via Redbridge Park & Ride, St Aldate's, John Radcliffe Hospital, Barton Park Fight for Headington's Green Belt lost On 10 December 2020 South Oxfordshire District Council voted to accept its Local Plan. This will have a profound effect on Headington's Green Belt (the land north of Bayswater Brook), which will be developed from near the Marston flyover to the Bayswater Road (initially with 1,100 houses, swallowing up Headington's two remaining farms (Lower Farm and Wick Farm). Development is also planned to the north of Sandhills, and a new road through the development is proposed. South Oxford District Council: Adoption Statement Full information on the development Headington Co-op sold to developers Midcounties Co-op informed its members on 1 December 2020 that they had sold the Headington Co-op at 152 London Road to developers, who would be seeking planning permission to build a unit with shops on the ground floor and residential flats above. They explained that the Headington store does not fit the long-term strategy of the Society, but that they hope to operate a convenience store on the site following the redevelopment. The purchasers were Cantay Estates: more information here. The freehold of the site was advertised for sale by JLL as having “alternative use potential, including student residential, subject to planning”. It was offered with vacant possession, and the closing date for offers was 12 March 2020. Midcounties Co-op required an option to retain a c.4,000 sq. ft convenience store within any development, paying a market rent. (For comparison, the ground-floor area of the present Co-op, including “back of house”, is 14,752 sq. ft.) The whole Co-op site that has been sold measures c.0.6 acres and includes the car park on the opposite side of Stile Road. The current rateable value of the property is £230,000 p.a. Oxford Mail, 12 December 2020: “Headington Co-op sold in bid to build flats (and a new shop)” More development at Thornhill The Shaviram Group is planning to built another 400 flats behind and to the west of their new Thornhill Court and Marley House flats at the Thornhill Park development (in the former Nielsen's offices). It is consulting on the plans prior to submitting a planning application in January: Consultation on the plan “Plans for 400 homes near Thornhill Park and Ride” 295–301 London Road: Plans approved The full planning application for the redevelopment of the existing Sikh Gurdwara and “Demolition of existing two-storey building. Erection of a part two-, part three-storey building to create 5 x 2 bed and 2 x 1 bed flats. Provision of bin and cycle storage along with private amenity space” was approved by the East Area Planning Committee on 2 September 2020. The plans were called in and subsequently approved by the Planning Review Committee on 15 October 2020: Approved application 20/00856/FUL Oxford Mail, 12 September 2020: “Plans to knock down and rebuild Oxford's Sikh temple to be reconsidered” Oxford Mail: “Oxford's Sikh temple to be knocked down for flats (and new temple)” Image of the building on GoogleMaps This building was built for the Currill family in 1890 as a house and a shoe shop. In more recent years it was occupied by Sharp & Howse. History of 295–301 London Road Two earlier planning applications (1) A planning application submitted in February 2019 was withdrawn: this was for “Outline application with all matters reserved apart from scale and access for the demolition of existing two storey building comprising offices at ground floor level and 2 x 1-bed flats at first floor level and its replacement with a three-storey building comprising eight flats (2 x 1-bed flats, 4 x 2-bed flats and 2 x 3-bed flats) along with access to the rear at the site (serving a car park belonging to the adjacent Sikh Temple). Provision bin and cycle storage and private amenity space.” Withdrawn application 19/00305/OUT Oxford Mail, 18 February 2019: “Three-storey block of flats plan at Headington Sikh temple site” (2) A planning application for the conversion of existing offices on this site into two shops was approved on 7 February 2018: McDonald's: possible Drive-Thru McDonalds near the Green Road roundabout have submitted a planning application to demolish the former Carphone Warehouse at 298 London Road and erect a single-storey extension to incorporate a drive-thru lane: Current drive-thru application 20/01535/FUL They have submitted a second application for “Display of 4no. internally illuminated digital menu boards, 3no. non-illuminated banner signs, 2no. non-illuminated accessible parking bay signs, 1no. parked bay order sign, 4no. non-illuminated litter sign, 4no. non-illuminated no entry signs, 4no. non-illuminated pedestrian signs, 1no. non-illuminated speed limit sign”: Current signage application 20/01537/ADV An earlier application for a drive-thru facility here was rejected in 1996: McDonald's went to appeal, which was refused: Refused application 96/00759/NF No local elections in 2020 Because of the Covid-19 lockdown, the local elections due to be held on 7 May 2020 were cancelled. All 48 city council seats were due to be contested because of the changes that were to have taken place to electoral ward boundaries. Instead current city councillors will continue in office for a further year and the next election and the boundary change will take place in May 2021. Covid-19 medical progress in Headington (1) Vaccine: The Jenner Institute on the Old Road campus with the Oxford Vaccine Group at the Churchill Hospital has produced a vaccine currently undergoing trials on 1,110 volunteers. The University of Oxford has made an agreement with AstraZeneca for the further development, large-scale manufacture, and potential distribution of this Covid-19 vaccine candidate, and AstroZenica will produce it at its three new Oxford Biomedica facilities (Oxbox) at Transport Way, Yarnton, and the Oxford Business Park. Participate in a vaccine trial Oxford Vaccine Group: Covid-19 vaccine development University of Oxford: “Oxford Covid-19 vaccine begins human trial stage” University of Oxford: “Landmark partnership announced for development of Covd-19 vaccine” (2) Treatment: The Recovery Trial of drugs to treat Covid-19 patients is led by the Nuffield Department of Medicine and the Nuffield Department of Population Health The Recovery Trial University of Oxford: “First patients enrolled in new clinical trial of possible Covid-19 treatments” University of Oxford: “Dexamethasone reduces death in hospitalised patients with severe respiratory complications of COVID-19” (3) Modelling A team at the Nuffield Department of Medicine has produced a simulation suggesting that a digital contract-tracing app could be effective: Big Data Institute: “Digital contact tracing can slow or even stop coronavirus transmission and ease us out of lockdown” University of Oxford: “Government collaboration to track Covid-19 in UK population launched” Nuffield Department of Population Health: “Controlling coronavirus transmission using a mobile app to trace close proximity contacts” New 5G telecommunications poles There have been three planning applications to erect 20m telecommunications poles and ancillary 5G equipment in Headington: Eastern bypass adjacent to junction of Spring Lane & Trinity Road: 20/01452/T56 Land at Barton Road: Old Road (north side, just west of Windmill Road): Barclays Bank (all three floors) This bank on the corner of London Road and Old High Street closed on 1 May 2020 and has been the subject of a number of planning applications by Bradford Securities Ltd of Wolvercote: (1) Ground floor On 6 August 2020 a planning application to turn this into a drinking establishment was refused: Refused application 20/01400/FUL (2) First floor conversion into flats On 29 October 2020 a planning application to determine whether this office space could be converted into three flats under permitted development rights was withdrawn (20/02339/B56) On 29 December 2020 prior approval was granted for an application to determine whether this office space could be converted into one one-bedroomed flat under permitted development rights (20/02783/B56) On 30 December 2020 an application to certify that a proposed change of use to create two apartments was lawful development was approved (20/02773/CPU) (3) New floor on the roof with three flats An appeal against Oxford City Council's refusal of the revised planning application to build three flats on top of this bank was allowed on 21 July 2020: Oxford Mail, 26 July 2020: “Flats WILL be built above Headington Barclays Bank after appeal” Allowed appeal APP/G3110/W/20/3247021 Planning application 19/02853/FUL (refused but now allowed) Approved traffic management plan for 19/02853/FUL This approved planning application by Bradford Securities Ltd of Wolvercote is for three one-bedroom apartments on a new floor on top of the bank with new access at the rear. The new storey will have external cladding of smooth anodised aluminium with a bronze finish. The earlier application was withdrawn: Withdrawn planning application 19/01846/FUL Another planning application was validated on 3 December 2020 relating to a non-material amendment to allow photovoltaic panels on the roof: Current application 19/02853/NMA Oxford Local Plan 2016–2036 On 8 June 2020 Oxford City Council adopted the Oxford Local Plan 2016–2036. Parts relating to Headington including housing on the Valentia Road recreation ground and part of the Ruskin fields. Download a PDF of the Local Plan (strikethrough version showing changes) Planning applications for 4–9 dwellings On 9 September 2019 the Planning Inspector for the 4 Lime Walk planning appeal confirmed that that no provision for affordable housing need be made on that site. This undermined the city council's HP4 policy (which required developers of sites capable of accommodating 4–9 units to make an affordable housing contribution of 15% of gross development value): see Head of Planning Advice Note Developers were very pleased with this decision: see for example these Bright Properties articles: “A victory for small developments in Oxford” and Oxford's Housing Policy Pickle, The planning applications for small developments in Headington listed below under the Lime Walk test case have all been submitted since that decision Land to the rear of 4 Lime Walk First application: Six flats to replace MOT facility ALLOWED ON APPEAL This was refused by Oxford city council, but allowed on appeal Approved application 17/01480/FUL together with approved variation 19/03125/VAR allowing an increase in height A variation was approved in July 20/01157/VAR Second application: Eight flats to replace MOT facility APPEAL REFUSED Following their successful appeal, Biggin Morrison Investments Ltd submitted a new planning application for 4 Lime Walk, increasing the height of the proposed building to accommodate another two units (making eight flats in all). This was refused in July 2020, and a second appeal has been launched: Third application: Eight flats to replace MOT facility In December 2020 another application was submitted, for “Erection of part four, part three storey building to create 4 x 1-bed flats and 3 x 2-bed flats (Use Class C3). Erection of single storey building to create 1 x 2-bed flat (Use Class C3). Provision of private amenity space, bin and cycle stores, alterations to landscaping and formation of 1no. disabled parking space”: Current application 20/03198/FUL 3 New High Street REFUSED Five flats and two maisonettes at the side and back of this house The following planning application refused on 11 January 2020: “Demolition of existing two storey side extension. Erection of a single-storey rear extension and a three-storey side and rear extension to create 3 x 1-bed and 2 x 2-bed flats (Use Class C3). Erection of a two-storey detached building to the rear to create 2 x 1-bed maisonettes (Use Class C3). Provision of bin and cycle storage. 20 Osler Road APPROVED To replace a detached house with five flats This planning application was approved at the East Area Planning Committee meeting on 1 July 2020. It was for “Demolition of existing dwellings and garage. Erection of 2 x 3-bed, 2 x 2-bed and 1 x 1 bed flats (Use Class C3) Erection of a 1 x 2 bed bungalow (Use Class C3). Provision of private amenity space, bin and bicycle stores” Earlier withdrawn application for six flats (19/02358/FUL) 153 Headley Way APPROVED To replace detached house with two blocks of four flats A planning application was submitted in November 2019 for “Demolition of existing two storey dwelling and garage. Erection of 2x two storey buildings to create a 1 x 1 bed flat, 1 x 3 bed flat and 2 x 2 bed flats (Use Class C3). Provision of car parking, bin and cycle storage, private amenity space and associated landscaping” 295–301 London Road APPROVED but called in A full planning application was submitted in April 2020 for the redevelopment of the existing Sikh Gurdwara and “Demolition of existing two-storey building. Erection of a part two-, part three-storey building to create 5 x 2 bed and 2 x 1 bed flats. Provision of bin and cycle storage along with private amenity space”: 75 Headley Way: Pending A planning application was submitted in September 2020 for “Demolition of existing single-storey garage. Erection of a two-storey building to create 4 x 1 bed flats Provision of amenity space, bin and cycle stores. No. 75 to remain” Two developments by the Beechers Jonathan and Sarah Beecher of Beecher Acoustics in Quarry High Street are responsible for a major developments in Quarry that is nearing completion, and another in Risinghurst which is still at the planning stage. Tony OX3 gives details here of the company names used by the Beechers (The Wychwood Foundation, and Quarry Mews Ltd). (1) Six houses in Quarry High Street These are now nearing completion, but concern is being raised about the height of the block and its closeness to the street. The original planning application for the site (05/02065/FUL) was withdrawn following opposition by local residents. The amended planning approved application was for: “Demolition of existing workshop building and outbuildings. Retention of existing shop and one bedroom flat. Erection of 2-storey workshop building, with music room and office. Erection of 6 x 1 bedroom dwellings in a 3- storey terrace. Alterations to the existing access and formation of 9 car parking spaces (3 for the workshop and 6 for the dwellings)”. The workshop behind Beecher Acoustics at 1 Quarry High Street is already complete. A separate application was submitted for “Conservation area consent for demolition of existing workshop building and outbuildings” and this includes documents relevant to the new buildings as well as the demolition, plus the comments on the application: Approved Conservation Area Consent 06/00022/CAC Details about the external materials to be used were submitted in January 2020: Pending application 06/00023/CND (2) Nine apartments and new road near C.S. Lewis Nature Reserve: WITHDRAWN January 2021 In 2016 the Wychwood Foundation submitted the following application to build housing for vulnerable adults adjacent to 4 Wychwood Lane with new road access beside the nature reserve, but it has still not been discussed at the East Area Planning Committee: “Erection of 2.5 storey building to provide 9 apartments (4x3 beds, 3x2 beds and 2x1 beds) on behalf of the Wychwood Foundation. Provision of ancillary facilities, 22 car parking spaces, cycle parking and amenity space. Creation of new vehicular access from Lewis Close”. This access road runs very near the reserve. Over 200 people have objected to the application, and the "Save the C. S. Lewis Nature Reserve” petition to Oxford City Council currently has nearly 6,000 signatures. Withdrawn application 16/02549/FUL Oxford Mail, 29 October 2016: “CS Lewis's 'back garden' and inspiration for world of Narnia threatened by housing development” That's Oxfordshire TV ((2 November 2016): Development over C.S. Lewis's Narnia inspiration New hospital accommodation approved On 6 November 2019 the East Area Planning Committee approved the following two planning applications submitted by A2 Dominion South Ltd: (1) Ivy Land Flats on JR site “Demolition of existing buildings. Phased construction of key worker housing comprising 56 cluster units, 21 x one-bed studio apartments, 48 flats (17 x one-bed, 31 x two-beds), management office and associated works including parking and landscaping”. Currently there are 408 key-worker bedrooms on the Ivy Lane site, and the new development will provide 468. Approved planning application 19/01038/FUL (2) Site adjacent to Randolph Court on the Churchill site “Demolition of existing buildings. Construction of key worker housing (19 cluster units) and associated works” Oxford Mail, 8 November 2019: “Nurse recruitment at heart of drive for new Oxford hospital accommodation” Oxford Mail, 2 October 2018: “New staff accommodation at John Radcliffe and Churchill hospitals planned” Ampleforth Arms Star Pubs and Bars (the owners since March 2018) have refurbished the Ampleforth and are advertising a new lease at £39,000 per year: Advertisement by Stars and Bars History of Ampleforth Arms The following planning application submitted in December 2017 appears to be still outstanding: “Part demolition of the existing public house. Part redevelopment and conversion to create a new community run public house at basement and ground floor level. Creation of 1 x 1-bed, 3 x 2-bed and 2 x 3 bed apartments (Use Class C3) and erection of 1 x 3-bed dwellinghouse (Use Class C3). Provision of private amenity space, landscaping and car parking” There were plans to rename it the Risinghurst Arms: Oxford Mail, 8 October 2019: “Ampleforth Arms will be revamped into the 'Risinghurst Arms'” New developments on Old Road campus Work started in September 2019 on the £35m Institute of Developmental and Regenerative Medicine on the corner of Churchill Drive and Roosevelt Drive: Oxford Mail, 25 September 2019: “New £35m complex for heart treatment” This is a partnership between the University of Oxford, the British Heart Foundation, and a philanthropist, and will bring together 220 world-leading scientists to tackle serious heart problems. The Institute is on Plot B3, one of five plots on the Old Road campus for which outline planning permission was granted in July 2013: Approved outline application 12/02072/OUT Planning applications for the new Institute The University of Oxford submitted two detailed applications in mid-2019 relating to the proposed Plot B3 on the corner of Churchill Drive and Roosevelt Drive, and both have been approved: (1) “Details submitted in compliance with condition 4 (Restrict building heights), condition 5 (materials), condition 6 (Landscape and public realm), condition 7 (Protection of trees), condition 8 (Arboricultural method statement.), condition 10 (Landscape management), condition 11 (Boundary treatments), condition 18 (Sustainability strategy), condition 19 (Foul & surface water), condition 20 (Sustainable drainage), condition 21 (Ground contamination), condition 22 (Vibration and piling), condition 23 (Petrol / oil interceptors), condition 24 (Noise attenuation), condition 25 (Internal & external lighting), condition 26 (Cooking smells), condition 27 (Repeat ecological surveys), condition 29 (Habitat creation), condition 31 (Archaeological watching brief) of planning permission 12/02072/OUT”. Approved planning application 12/02072/CND9 Oxford Mail, 26 June 2019: “Exciting new Oxford University project set for planning go-ahead” (2) “Application for reserved matters (appearance, landscaping, scale and layout) for plot B3 to create institute of Developmental Regenerative Medicine (IDRM)”: Approved planning application 19/01225/RES Two public consultations were held at Boundary Brook House on 8 & 9 February 2019 on the University's plan for this site. They would like the new development to be a bridge between the campus and the neighbouring residential area, offering attractive landscaping and amenity space for both. The IDRM would “bring together 200+ world-leading researchers to tackle the most pressing scientific and clinical problems in the fields of developmental biology and regenerative medicine”. Precision Cancer Medicine Institute Universities, Science, and Cities Minister Greg Clark visited the Old Road campus on 23 October 2014 and announced that a new £110m cancer centre, the Precision Cancer Medicine Institute would open in Headington. It will be on the Churchill Hospital site, south of Roosevelt Drive and will have 200 workers studying drug, surgery, and radiation therapy in cancer patients. "Blueprint for a £110m cancer research centre" For up-to-the-minute information: follow @HeadingtonNews on Twitter HeadingtonNews on Twitter: Use scroll bar within blue rim of Twitter box to see more tweets Tweets by HeadingtonNews Vacant premises in Headington centre See also “Shops & Business changes in 2020” in adjacent column for empty premises that appear to have been let as they have pending planning applications Former Lloyds Bank This bank at 85–87 London Road closed on 16 September 2019, and the whole building is being advertised to let at a rental of £83,000 per year, with a sublet income from the offices. Former Finders Keepers Finders Keepers, which had occupied this office from December 2015, moved to bigger premises across the London Road on 1 July 2019. Former Japlene 6 Windmill Road This retail shop closed at Christmas 2018 and moved to 28 The Hill, Garsington. In May 2020 planning permission was granted for “Change of use of ground floor shop (A1) to Restaurant and Cafes (A3). Change of use to first floor from shop (Use Class A1) to 1 x 1 bed flat (Use Class C3). Erection of part single, part two-storey rear extension, formation of external staircase to north and west elevations, insertion of 1no. door and 1no. rooflight to north elevation, insertion of 1no. rooflight to west elevation and alterations to fenestration to east elevation. Provision of bin and cycle stores”: 20/00812/FUL. Planning permission was granted on 5 April 2019 to convert the first floor into a flat (19/00057/FUL). An earlier planning application submitted in December 2019 (19/03224/FUL) was called in and then withdrawn on 12 February 2020. This was for “Change of use of ground floor from shop (Use Class A1) to Restaurant and Cafe (Use Class A3) and change of use to first floor from shop (Use Class A1) to 1 x 1 bed flat (Use Class C3). Erection of part single, part two storey rear and side extension, formation of external staircase to north elevation, insertion of 1no. door and 1no. rooflight to north elevation, insertion of 1no. rooflight to west elevation and alterations to fenestration to east elevation. Provision of cycle stores”. New ward boundaries On 5 February 2019 the Local Government Boundary Commission published its final recommendations for new electoral arrangements for Oxford City Council: Earlier information on the consultation The main changes for the Headington area include: Barton Park to be included in Barton ward Area between Barton Park and Barton Road to transfer from Barton & Sandhills ward to Headington ward Staff accommodation in John Radcliffe grounds to transfer from Headington ward to Headington Hill & Northway ward. These changes were due to come into effect in May 2020, but they have been postponed to May 2021, when all city council wards will be contested New office building for All Saints Road Building started in autumn 2018 of a new two-storey office building in All Saints Road between Nos. 7 and 9 (at the rear of 73 Lime Walk): An earlier application for an office building here was approved in September 2015 (15/02281/FUL), but an application to remove conditions from the plans was refused in May 2017 (17/00435/VAR). It is understood that Linfield Construction, which is currently based at 74 Lime Walk, will occupy the office. They have permission to turn their old main office at 74 Lime Walk into a house under permitted development rights, and are currently seeking permission to turn the building behind into more accommodation: details of both on “Offices to flats” page Offices becoming flats Nielsen's Nielsen's, which was on the London Road near the Thornhill Park & Ride for 60 years, sold their 12-acre site to developers in 2016 and moved to the Oxford Business Park in March 2018, and their old building and annexe have been converted into 134 flats, which are available to rent: Thornhill Park website Since May 2014 the conversion of B1(a) commercial property to C3 homes can be granted immediately under permitted development rights as long as specified aspects (such as transport and highway impacts, and contamination and flooding risks) are checked first. In December 2017 an application submitted by Shaviram Headington Limited (incorporated 10 July 2017) for “Change of use of Nielsen House and annex from office (Use Class B1(a)) to residential (Use Class C3) to provide 114 x 1-bed flats and 20 x 2-bed flats” was approved: Approved application 17/02969/B56 Two earlier applications were made by a different developer, Headington Developments Ltd (incorporated 29 January 2016 and dissolved on 18 June 2019): In July 2016 the first plan by Headington Developments Ltd was not approved because the developer provided insufficient information relating to flooding and contamination risks (16/01394/B56) In December 2016 prior approval was granted to Headington Developments Ltd for “Change of use of Nielsen House and annex from office (Use Class B1(a)) to residential (Use Class C3) to provide 30 x 1-bed flats and 63 x 2-bed flats”(16/02678/B56). These two articles relate to the earlier planning applications: Oxford Mail, 25 July 2016: “Plans to convert office complex on edge of Oxford into 93 flats” Oxford Mail, 2 January 2017: “Converting offices into homes could open floodgates for more development along A40 at Oxford, warns Risinghurst councillor” Other similar conversions in Headington When the government brought in this scheme in 2013, officials anticipated that it might result in as few as five extra conversion projects a year across the whole of England, but so far there have been ten successful applications in the Headington area alone: Full details of all Headington offices that have become flats Repatriation tributes in Headley Way The John Radcliffe Hospital houses the Armed Forces Department of Pathology, and when members of the forces are killed their bodies are taken there. The funeral cortège passes through Marsh Lane and Headington on their way to the hospital. From March 2008 to May 2014 the Royal British Legion, joined by members of the public, held 153 repatriation tributes for 321 members of the services outside St Anthony of Padua Church in Headley Way, but thankfully such repatriations are at present rare. Headington’s repatriation tributes There was a campaign for a memorial to be put on the roundabout at the Final Turn to the John Radcliffe Hospital. Oxford Mail, 4 November 2011: “Memorial plans for roundabout” Sign up on the official Oxfordshire County Council website to be notified of any future repatriation dates and times: www.oxfordshire.gov.uk/repatriations Site of former Quarry Gate pub The pub was demolished in 2015. The following planning application was approved on 22 May 2020: “Details for reserved matters for the (appearance, landscaping, scale and layout) of outline application (seeking approval of access, layout and scale) for the erection of 1 x 3-bed dwelling and 2 x 4-bed dwellings, pursuant to outline permission 17/02142/OUT”: Approved application 20/00652/RES Application 20/02313/VAR (Variation of Condition 7) was withdrawn on 7 January 2021 In April 2018 Seville Developments tidied up the site and submitted a full planning application for three houses on this site. This plan was refused on 19 June 2018 on the grounds that it “fails to relate to the strong sense of character of the surrounding area”: Can’t find a news item? Older news items are moved to separate pages. Links to news pages from 2001 to 2018 can be found at the foot of this page. Directory of Headington & Marston websites HMO legislation A house in multi-occupation in Oxford must have C4 planning permission, which is unlikely to be granted in streets that already have a high proportion of student housing. The following appeals by landlords relating to the refusal of change of use from C3 to C4 status in Headington have been refused: 1 Benson Road (4 October 2018) APP/G3110/W/18/3204302 304 London Road (12 November 2018) In addition, since 24 February 2012, Oxford City Council regulations have required that a house with just three or four unrelated occupants is licensed as a HMO. Licences for these smaller houses are awarded subject to modifications being made within six months (e.g. a cooker now has to have a work-surface on each side; there must be a wired in smoke-detector on each floor and a heat detector in the kitchen; the kitchen area must be fitted with a fire door; and where the front door can be double-locked, a box with key and hammer has to be attached to the wall). City council information on HMOs Cycling report recommendations for Headington Andrew Gilligan, former cycling commissioner for London who helped deliver London's first segregated cycle superhighways, has produced the following report, published on 2 July 2018, for the National Infrastructure Commission: "Running out of road: Investing in cycling in Cambridge, Milton Keynes and Oxford": He reports that five high-quality segregated or low-traffic routes should be created in Oxford, of which two pass through Headington: see paras 72 and 74, reproduced below. 72. Eastern Arc – Main road route, segregated or semi-segregated throughout, along London Road from Brookes University to Headington, Thornhill park and ride and continuing to Wheatley, including major improvements to Barton roundabout. Branches to John Radcliffe Hospital via filtering on Osler Road; to Old Road campus and Churchill Hospital site via filtering on Lime Walk. Links with existing "Access to Headington" scheme on The Slade and Headley Way. This route, particularly aimed at "last mile" cyclists, would link Thornhill park and ride to many major employment and university sites in the Eastern Arc. 74. Marston cyclepath – Extension of existing, successful route from new Marston to John Radcliffe Hospital and New Barton via short stretches of improved track on Marston Road, filtering on Jack Straw's Lane, better crossings of Marston Road and Headley Way, improved track on the hospital approach road, crossing of A40. The "Access to Headington" plans for this section of Headley Way don't provide a good enough crossing. Headington city council ward The LibDem councillors have a website with news relating to the central Headington ward. As their ward includes most of the central shopping area, it will also be of interest to people in other parts of Headington. http://www.headingtonlibdems.org.uk Headington Action revised grant schemes Headington Action can provide small grants for projects that will benefit the local community. There are two types of grant: Small Sparks Grants offer start-up funding, typically to enable new projects to ‘get off the ground’, while Community Support Grants provide for other community activities. Normal limits are £250 for Small Sparks and £500 for Community Support Grants. Application forms and further details are available here on the Headington Action website. Letting out driveways for parking In July 2015 JustPark wrote to nearly every household in Headington suggesting that they could earn £1500 a year renting out their driveway. A search for "Headington, Oxford, United Kingdom" on their website reveals that over 100 people in the area were already doing this with them: JustPark website Prices range from £3.80 per day for Spring Lane and Bayswater Road to £21.30 per day for Old Road. Similar companies are also operating in the area: ParkLet and Your Parking Space and Park on My Drive. Oxford Mail, 31 July 2015: “More residents now cash in on renting parking for commuters” Property in Headington owned offshore Private Eye has put online an interactive map showing all English and Welsh property acquired by overseas companies since 2005. If you search for Headington, you will see that some large properties in the centre of Headington such as Kennett House and Dorset House are owned abroad, as well as some smaller ones such as those occupied by the NatWest Bank, Starbucks, and Boots. There are also individual houses (including houses in multiple occupation) owned in the British Virgin islands. http://www.private-eye.co.uk/registry The city council's six regeneration areas have a community newspaper, and three of these areas are in the Headington district. See the latest editions here: Barton Hands on News Northway News Wood Farm News Oxfordshire Blue Plaques Bullingdon Community Centre The rebuilding of Bullingdon Community Centre has been postponed to address the city council's Coronavirus funding gap: “Bullingdon Community Centre funding paused for city council's spending overhaul” The following planning application submitted by Oxford City Council via their agent Jessop & Cook architects for the demolition of the current Bullingdon Community Centre (which is in poor condition) and its replacement by a new building of light grey brick with green metal cladding was approved in November 2019:: Approved application 19/02984/CT3 Oxford Mail, 7 February 2020: “Bullingdon Community Centre will be knocked down and rebuilt” Bullingdon Community Centre - Project Approval and Award Of Contract The new designs for the replacement centre were revealed by the city council in July 2019. The initial plans approved in March 2018 for “Part demolition of existing community centre. Erection of part single part double height front and side extension” were abandoned when the city council discovered that a filled-in quarry was buried beneath the building: Approved but abandoned plans 17/03426/CT3 Press release from Oxford City Council, 26 October 2018 “Bullingdon Community Centre to be demolished and rebuilt” Oxford Mail, 6 July 2019: “Public finally see £1m plan for Bullingdon Community Centre” Why the name Bullingdon? Barton Park development Redrow have now started on Barton Park Phase 3 (which is being built before Phase 2). The detailed planning application for this phase was approved by the East Area Planning Committee on 3 July 2019: “Details of reserved matters (layout, scale, appearance, and landscaping) for third phase of the Barton Park development, pursuant of condition 3 of the outline planning permission 13/01383/OUT. The works comprise the construction of 207 residential units (Class C3) with associated means of access and highways works; car and cycle parking; hard and soft landscaping; public realm works and ancillary structures, including a substation.” For full details about the whole Barton Park development, please see the separate page: Barton Park development “Botnar 3” plans Preliminary work took place on the Botnar 3 site in 2018, and work started in earnest in 2020. Plans submitted by Nuffield Orthopaedic Limited for a new development at the Nuffield Orthopaedic Centre were approved by the East Area Planning Committee in January 2017. They are for “Demolition of temporary office building. Erection of freestanding two-storey research building (Botnar 3) with glazed footbridge link to existing Botnar Research Centre building. Provision of 4 disabled car parking spaces and covered cycle store for 200 bicycles”. This building will be connected to the present Botnar Research Centre on the other side of the access road by a bridge). Three plans relating to this application have been approved: Main application for Botnar 3 building 16/02695/FUL Erection of new electrical substation: 16/02686/FUL Formation of replacement car park for eight vehicles for a temporary period: 16/02688/FUL
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Philomene Terrace: A little bit of Sandy Hill history November 30, 2017 admin 371 Daly, Honoré Robillard, Lynda Cox, Philomene Terrace Photo Lynda Cox Lynda Cox Recently 371 Daly Ave. began the search for a new family. The Wilson family has owned this property for more than 70 years. Anne and David Wilson, young returning WWII veterans, saw the inner beauty in the run-down rooming house and employed master craftsmen to return it to its original use as a single family home, always mindful of its history. The grey limestone rows from 363 to 383 Daly are now designated as heritage properties and have an interesting history. The builder, Honoré Robillard, was the son of a master stone mason, Antoine Robillard who built Notre Dame Basilica on Sussex Drive and the first Grey Nuns’ residence, which became part of what is now Elizabeth Bruyère Hospital. Honoré followed in his father’s footsteps as stone mason, builder and quarry owner. The Robillards built in the popular 17th century architectural styles of Normandy, France brought to this land by settlers to New France. While most residents of Bytown lived in wooden houses this style of building used two-foot stone walls. Each stone was individually hand-cut. The limestone came from their own Gloucester quarry opened in the 1830s and run by four generations of Robillards for more than 100 years. In the years 1873 to 1874 Honoré built the eight original homes of Philomene Terrace for his family of seven hoping to give one to each child. His dream was to live there and watch his grandchildren grow up alongside. He dedicated the terrace to his wife Philomène (nee Barrette) engraving her name into the stone. (David Wilson had it darkened so that her name was clear and easily seen by passersby). Sadly Philomène died four years after the homes were built and their dream was never realized. The home features many details most desired by Victorians of the day: room call bells, staff quarters with their own back staircase, a scullery, ornate radiators to supplement the fireplaces and parlour stoves, British-length cast-iron bathtub (original still there), two grand living rooms, large entrance and foyer, high 11-foot ceilings, wide 12-inch baseboards, and a lady’s dressing room to name a few. Honoré was a well-respected man in the community and was elected reeve and provincial and federal M.P. With the Daly location he could walk to work on Parliament Hill yet be a bit away from the boisterous downtown tavern/market area of the city. He lived out his years in the Terrace. Today, we look back with nostalgia on all century-old homes as they were built to last, with natural materials and with the craftsmanship of traditional building skills where quality mattered. Philomène Terrace was built by craftsmen for the children and grandchildren of craftsmen. It takes more than builders for homes to last centuries. It takes a community of homeowners who value that heritage and have the desire to preserve it. Sandy Hill is one of those communities. With notes from Deborah Wilson ← John Turner Our readers write… Supervised Injection Site →
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Nightlife near Flow Flow, 1-5 Needham Road, Notting Hill, London W11 2RP All The Best Bars Casinos Gastropub International Restaurants Mediterranean Restaurants Nightclubs Pubs Wine Bars The Prince Bonaparte 80 Chepstow Road, Notting Hill, London W2 | 2 minutes walk from Flow Situated in the heart of London's trendy Notting Hill area, The Prince Bonaparte gastropub offers a warm atmosphere that most other pubs simply cannot. The... More 89 Westbourne Park Road, Bayswater, London W2 | 5 minutes walk from Flow Sitting on top of a noisy, packed pub, this dining room serves excellent traditional British food at steep prices. The Cow is hugely popular with... More The Mall Tavern 71 Palace Garden Terrace, Kensington, London W8 | 10 minutes walk from Flow The Elgin 96 Ladbroke Grove, Notting Hill, London W11 | 10 minutes walk from Flow 45 Woodfield Road, Westbourne Park, Maida Vale, London W9 | 10 minutes walk from Flow This restored Victorian pub stands out amid the plethora of West London's gastropubs for its eclectic menu, cosy interior and wonderfully tranquil terrace. The canalside... More 119 Portland Road, Holland Park, London W11 | 13 minutes walk from Flow Prince Alfred & Formosa Dining Rooms 5A Formosa Street, Maida Vale, Maida Vale, London W9 | 16 minutes walk from Flow Gastropub ... More The Warrington 93 Warrington Crescent, Maida Vale, London W9 | 19 minutes walk from Flow Following on from the success of his first gastropub The Narrow in Wapping, Gordon Ramsay continues to make in-roads into the beer-and-fine-dining market with this... More Unit 1033, Westfield, W12 | 24 minutes walk from Flow The Abingdon 54 Abingdon Road, Kensington, Kensington, London W8 | 24 minutes walk from Flow Paradise by Way of Kensal Green 19 Kilburn Lane, W10 | 24 minutes walk from Flow Most people head up to Kensal Green to have a nose around the famous cemetery. Having worked up a thirst scouring among the stones for... More The Havelock Tavern 57 Masbro Road, W14 | 26 minutes walk from Flow Highly rated as a gastropub, The Havelock just off Brook Green is well known in these back streets of West London. Popular with the locals,... More Salusbury 50 Salusbury Road, Kilburn, London NW6 | 28 minutes walk from Flow 96 Clifton Hill, St John's Wood, St John's Wood, London NW8 | 30 minutes walk from Flow Ben and Ed Robson take The Clifton, an historic tavern in St John's Wood where King Edward VII used to take his mistress Lillie Langtry... More Cumberland Arms 29 North End Road, Hammersmith, London W14 | 30 minutes walk from Flow An excellent gastropub, with a menu of truly delightful English and Mediterranean dishes. The Cumberland is the only decent pub within a mile radius, a... More The Salt House 63 Abbey Road, St John's Wood, London NW8 | 31 minutes walk from Flow The Salt House is an established gastropub in the heart of Beatles territory. Good solid cuisine, a pleasant atmosphere, a wide selection of wines and... More The Grove Bar & Restaurant 83 Hammersmith Grove, W6 | 35 minutes walk from Flow The Duke of Clarence 148 Old Brompton Road, South Kensington, South Kensington, London SW5 | 35 minutes walk from Flow 12 Sutton Lane, W4 | 37 minutes walk from Flow The Curtains Up 28a Comeragh Road, Hammersmith, London W14 | 37 minutes walk from Flow 35 Walton Street, South Kensington, Knightsbridge, London SW3 | 37 minutes walk from Flow Bar ... More 217 Uxbridge Road, W12 | 2 miles from Flow After a sudden and short-lived closure in summer 2017, the Princess Victoria is back with new owners Tom Peake, Mark Reynolds and Nick... More 26 Glenthorne Road, W6 | 2 miles from Flow A world away from the chain shops and identikit booming bars that centre around Hammersmith's busy high street and transport hub, the Dartmouth Castle is... More The Admiral Codrington 17 Mossop Street, Knightsbridge, London SW3 | 2 miles from Flow Affectionately referred to as "the Cod", this Knightsbridge boozer-come-gastropub has acquired a reputation for serving high quality, modern food in no-fuss, sleek surroundings. If you... More Anglesea Arms 35 Wingate Road, W6 | 2 miles from Flow This west London pub has a fame disproportionate to its size and location. The small pub is divided between a fire side drinking area with... 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More Near Flow All London hotels From cheap budget accommodation to luxury 5 star hotels see our discounts for Flow hotels, including Holiday Inn London Regent's Park from 67% off. Hotels near Messe Erfurt, Germany Hotels near Complejo Ferial de Puerto Rico, Puerto Rico
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Methodology to describe chinese code In this projet we use a double methodology to transcribe the chinese codes and describe the relationships between the different rules. We use XML as a langage for transcribing each edition of the codes as a hierarchical tree, and we use a formal language close to logical predicate for describing their relationships. Both tools allow us to have an ontological approach to the Chinese code and its transformation. In the following sections we give a list of elements constituting our language for both the descriptive part and transformation part. Hierarchical transcription of Chinese code. Each edition of the code is written in an XML format. XML is a format of information based on the principle of a hierarchical element (referred to as tag), which can have attributes and form a single shaft description. To solve the problems of semantically different sections of the code, we did not use a predefined schema (such as TEI, ...), but we deliberately leave the option to add tags as and when the transcript requires. In the diagram, we have grouped the tags into four categories: tags for hierarchical structure, content tags, tags and formatting tags indexing. Hierarchical tag Content tag JIJIE : collected commentaries (commentaires collationnés) ZUANZHU: compilers' notes (notes des compilateurs) BEIKAO: observations and references (remarques et références) Formating tag Indexing tag propername bookname This list is completed as and when the transcript. Ontology description of relation To capture the transformation of the code, we consider that defined the existence of a law and its presence or absence in this particular edition of the code. To capture this relationship, we define a semantic relationship based on the presence or absence of association between two segments of text editing. In the XML transcription of code we are doing each part is identified by a unique number that serves as an identifier for establishing relationships. At present, we have identified the following relationships: Unary relationship Delete: a law that is no longer found in a future edition of the Code Appears: means a law XML description Binary Relationship Becomes: is a law which is converted in the form of another law. Relation to multiple parties Amalgamates designates several laws which are converted into a single law Split: refers to a law that has been cut in several laws Variation: refers to a relationship of similarity between the two laws Last update on Friday 1 September 2017 (05:52) by J. Bourgon
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A Text Book of the History of Architecture: 1920 Bureaucrats follow the time-wasting and sterile procedures of office-dwellers: architects yearn for more freedom but know the constraints of their profession; the elements of the natural world follow their ineluctable cycles of geological creation, weathering and erosion. As an ex-pilot and accomplished aircraft designer, Boyd knew both planes very well. Had the architects had their way, they would have come close to turning the entire ICA into a giant piece of conceptual art, competing with the art it was to contain. [28] Even so, Hal Foster asks: How will art fare in a museum that makes such an insistent claim on our visual interest? Publisher: University of Michigan Library (April 27, 2009) ISBN: B002N8B3HQ Ancient Architecture of the Southwest Architecture and Interior Design: Europe and America from the Colonial Era to Today v. 2 One example of that approach harks back to the destruction of Pennsylvania Station , cited: Architectural Guide Basel senbenyok.com. This has proven to be a surprisingly popular idea, with a dedicated website and an upcoming book. Since I’ve been involved in building out the real-time data processing infrastructure at LinkedIn using Kafka and Samza, I often get asked about the Lambda Architecture , cited: Urban Revolution Now: Henri download pdf merlinservices.co.uk. These 100 images are re-chosen every minute. This is to give every image an equal chance to be seen and commented on. Assume that you were a manager of a large department in a company, and you received a request from your supervisors to supply laptops equipped with Wi-Fi and mobile broadband , source: Japan Towards Totalscape: Contemporary Japanese Architecture, Urban Design and Landscape ericvardon.com. This was the original Centenary Methodist Church. West and was located at the corner of Liberty Street and Sixth Street. It was named so because its construction was begun in 1884, the centenary anniversary of the denomination in the United States. In the 1920s, the congregation joined with West End Methodist Church and built the present day Centenary Methodist Church (1920-1931) on West Fifth Street ref.: The Sex of Architecture read for free. The board asked that the city planning director not approve that request. That's because, as one member explained it, the lot of newly constructed homes dampens the appeal of the neighborhood's polished allure. Zuckerberg's homes don't "conform to the neighborhood," architectural Review Board member Robert Gooyer told NBC Bay Area on Friday Structures for Architects download online Structures for Architects. She trained with the artist van Aelst from the age of 13. When thirty years old Rachel Ruysch married the portrait painter, Julian van Pool. She bore him ten children, but in the midst of all her cares she never laid her brush aside The Stones of Venice (The download epub blog.escapemassagedayspa.com. In 1636 he moved to Antwerp, became a citizen of that city in 1637, and spent most of his very productive life there. The paintings he did in Flanders are the ones for which he is most renowned and are very different in spirit from his earlier works: splendid flower pieces and large compositions of exquisitely laid tables which breathe all the opulent exuberance of Flemish Baroque painting ref.: Architecture: From Pre-history download online http://merlinservices.co.uk/?ebooks/architecture-from-pre-history-to-postmodernism. It can (and should) be insightful, entertaining and informative, and has the ability to provide people with the knowledge and vocabulary to understand why they prefer certain buildings and places to others and, more importantly, why good design is essential to very real quality of life issues 20Th Century Architecture In read here http://merlinservices.co.uk/?ebooks/20-th-century-architecture-in-the-netherlands. Plan enough time so that you can review a draft of each speaker's presentation prior to the charrette to ensure that each talk is on target and can be done in the time allotted Airspaces (Topographics) Airspaces (Topographics). Sometimes it is not so much the subject matter that makes a piece of writing literature, as it is the way in which the subject matter is handled. The grocery list mentioned above could appear in a beautifully crafted humorous article or fiction story, in a finely tuned poem, or even in a speech, thus giving even its simple grocery-list contents a special beauty or meaning The Avenues of Salt Lake City read online magicflightlaunchboxvaporizer.com. The Romanesque Revival: Religion, Politics, and Transnational Exchange Architecture: The Whole Story Inside Paris: Discovering the Classic Interiors of Paris (Inside Series) Three buildings followed with 4 votes: Rogers’s Lloyd’s Building, Foster’s Millau Viaduct, and Daniel Libeskind’s Jewish Museum, in Berlin. The rest of the votes were scattered over 120 buildings, most of them cited only once. Two voters indicated that there was virtually nothing new worth voting for Territories: Islands, Camps download here download here. The Design concentration introduces complex processes involved in solving spatial and programmatic problems. Creative work is grounded in the study of history and culture, and in the analysis of social conditions influencing architecture Christopher Alexander: The download for free http://merlinservices.co.uk/?ebooks/christopher-alexander-the-search-for-a-new-paradigm-in-architecture. He co-edited Enhancing Building Performance (Wiley-Blackwell. 9780415725323pre_pi-xxxiv. Notes on contributors xxv evaluation methodology. then sketch designs are assessed by interest groups using their own performance criteria. He contributed to OECD Programme on Education Buildings conferences and publications on evaluating education facilities including a Lisbon demonstration of evaluation The open timber roofs of the Middle Ages http://uchumegane.com/?books/the-open-timber-roofs-of-the-middle-ages. Work by student Suleika Mueller, MA Fashion Media Practice and Criticism smog studio: LOFT P: Tracing the Architecture of the Loft. smog studio: LOFT P: Tracing the. The proposed homes would actually be smaller than the ones currently on the lot. Gooyer said that the board felt these smaller homes would then lead to other home prices in the affluent neighborhood to drop. Based on the project's proposal, a pair of two-story homes and a duo of one-story homes would have been replaced with one two-story house and three two-story houses New British Architecture healthcarestate.org. Pick it apart until you see how it was done. As with any craft, start with the best example you can think of and pick it apart until you see how it was done ref.: New Directions for Strings Violin Book 2 read epub. This is through the example of structural engineers who understand the possible to build an office, which had a column of 275 feet pdf. 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Kahn's Jewish Architecture: Mikveh Israel and the Midcentury American Synagogue (Brandeis Series in American Jewish History, Culture, and Life) Beautiful Necessity: Seven Essays on Theosophy and Architecture Fulham old and new: being an exhaustive history of the ancient parish of Fulham The Stones of Venice Volume 2 Computer resources for educational purposes are distributed in the laboratories and studios of the department and overseen by the staff of the School of Architecture and Planning's computer resources office pdf. If an artist succeeds in pleasing us in aesthetic sense, he is a good artist. If he fails in doing so, he is a bad artist. There is no other criterion to judge his worth. It merely asserts it is thus or thus that life is perceived to be. That is my bit of reality, says the artist. Take it or leave it – draw any lessons you like from it – that is my account of things as they are – if it has any value to you as evidence or teaching, use it, but that is not my business: I have given you my rendering, my account, my vision, my dream, my illusion – call it what you will epub. Said argues that the concept of "the Orient" was produced by the "imaginative geography" of Western scholarship and has been instrumental in the colonization and domination of non-Western societies. "Postcolonial" theory reverses the historical center/margin direction of cultural inquiry: critiques of the metropolis and capital now emanate from the former colonies Makers of Modern Architecture, download epub Makers of Modern Architecture, Volume. As the years progressed, he appeared to thrive on the multitudinousness of his tasks. It has been stated that von Neumann's electronic computer hastened the hydrogen bomb explosion on November 1, 1952." At least the new owners of Tribune Tower are saying the right things. In an interview before announcing their $240 million purchase Wednesday, the owners signaled their intention to deal sensitively with the neo-Gothic tower, an official city landmark, and preserve some or all of the three smaller.. Architecture Must Burn read pdf Architecture Must Burn Manifestoes for. The second of their two sons, Louis Henry Sullivan lived with his grandparents and aunt and uncle, as well as with his mother and father until the age of five in a culturally and intellectually rich home environment Virilio for Architects download for free Virilio for Architects (Thinkers for. San Francisco’s Ghirardelli Square used to be a chocolate factory. In New York, one of the best libraries, the Jefferson Market, was a courthouse Architecture and Structuralism: The Ordering of Space download epub. Mailed evaluations and translations should be sent to the mailing address provided for supporting materials. Applicants forwarding these sealed documents should include an Application Materials Cover Sheet , cited: International Behavioural and Social Sciences Library: Three Essays on the Painting of our Time (International Behavioural and Social Sciences Classics from the Tavistock Press, 102) download here. Although the term 'starchitect' has become something of an insult, its currency within celebrity culture speaks to our profession's broad but superficial reach. High-profile work has been swallowed into the great media maw, albeit as a cultural sideshow--occasionally diverting but not relevant to the everyday lives of most people." The heart of this critique is a familiar complaint: the most celebrated architecture often seems out of touch, even disdainful, of the communities that surround them The Architect: Reconstructing read here ericvardon.com. Crane, of the University of Chicago, more than to any other man. He is the first of the great professors to have advocated it as a major policy for departments of English. It is possible that he will have made some important academic history Hypertopos (Berliner Theaterwissenschaft) http://healthcarestate.org/library/hypertopos-berliner-theaterwissenschaft. 20Th Century Architecture In The Netherlands Architecture Without Architects: A Short Introduction to Jeopardized Fertility Clinic: cozy mysteries (Ruby Files The Scariest Tail (A Wonder Cats Mystery) (Volume 4) Resurrection Witchy in Magsea Pure Lies The Flames of Time (Flames of Time Series Book 1) Aeronautics & Astronautics Ancient & Controversial Knowledge Direction & Production Industrial & Product Design Late Romantic Murder & Mayhem Programming & App Development Remote Sensing & GIS Russian & Former Soviet Union Spanish & Portuguese User Experience & Usability © Ebooks 2016
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Dejah Thoris #6 Review By Ingrid Lind-Jahn on July 15, 2018 0 Comments Dejah Thoris continues to learn about the responsibilities of being Jeddak, and has been given command of a mission to conduct atmospheric tests on Barsoom…or has she? Check out this Major Spoilers review of Dejah Thoris #6 from Dynamite Entertainment. DEJAH THORIS #6 Writer: Amy Chu Artist: Pasquale Qualano Colorist: Valentina Pinto Letterer: Thomas Napolitano Previously in Dejah Thoris: The Princess of Helium went off on her own with just a small crew, to try to find the fabled Gardens of Mars and to bring life back to the arid planet. She succeeded, only to find that the continuous production of water underground was destroying the city of Thurd. To save Thurd, the water was lost, and she learned about a leader willing to sacrifice all for the sake of his people. ON A SECRET MISSION Dejah Thoris #6 starts out the Jeddak of Helium (Dejah Thoris’ grandfather) giving a speech as he prepares to launch a new vessel for the mission which Dejah Thoris is commanding. She was told it was a secret mission; the speech says it’s for conducting atmospheric testing. As if that’s not bad enough, Dekana, the scientist she met a few issues ago and does not particularly get along with, is also part of the team. The crew is introduced, and the Captain, Keel Kors, gets named. There’s an interesting looking female crew member with him, who is never named and doesn’t show up again in this issue. This bugged me a little, and now I want to know more about her, but she’s plainly not really a main character. A Zodangan traitor attacks; the Captain grabs him, and Dekana kills him. Dejah Thoris’ friend Sajad is seriously wounded and has to stay behind. Nevertheless, the mission must go on. As there’s nothing to do yet, Captain Keel Kors takes Dejah Thoris on a tour of the ship and clumsily flirts with her. There are a lot of weapons on the ship, and the Captain defends this, calling other races savages. Then our heroine catches a sign of the observatory and its telescope and exclaims, “That is the most magnificent piece of equipment I’ve ever seen!” The Captain is standing right next to it, and I haven’t read enough of the title to know whether this is meant to be a double entendre or not. He shows her to her quarters and she shuts him out. She awakens in the middle of the night to find Dekana’s pet Sorak (a cat-reminiscent creature) scratching at her door. The handsome Captain is there too, and they are attacked by a Zondangan assassin. They strike back at him (including the Sorak), and the assassin flees. They follow his trail of blood back to Dekana’s quarters, and go in to check on her, only to find her in bed with the Jeddak, who is understandably a bit cranky. Everyone forgets about the assassin, and the Jeddak takes Dejah Thoris to the cargo hold to reveal their true mission – they have radium cannons and he intends to destroy the Zodangan fleet once and for all. The story lost me with the assassin bit. Granted, seeing one’s grandfather in bed with a scientist one hates is shocking, especially if you were expecting to see a big bleeding guy with a dagger. But I don’t think it’s so shocking that one completely forgets to mention the big bleeding guy with a dagger. And the more I think about it, the weirder the possibilities get. THE COLORS OF BARSOOM As you would expect, in Dejah Thoris #6, everyone is very buff and no one wears much in the way of clothes. It is a book full of eye candy. And I’m fairly impressed with how many outfit variations there can be using just pasties, bikinis, loincloths, and interesting capes. Everyone has their own distinctive look, and I do love the headdresses. If I have any quibble at all about the dress, it is the penchant for women to wear four-inch heels. Even as slippers at night. I really like the ships. They’re so interesting and organic in shape, both the exteriors and the interiors. The world itself feels very different and exotic. I also like the bright, sandy color palette used for the surface of Barsoom, and the contrast with the blues and purples of the ship and space. BOTTOM LINE: THINGS START TO GET INTERESTING If you like adventures on the Mars of Edgar Rice Burroughs, this seems to be the start of an arc which could be interesting. I suspect Dejah Thoris, with her recent contact with some of the other peoples, may not be so gung-ho about blasting the Zondangans out of existence, and it could be interesting to see how she deals with this. Dejah Thoris continues to learn about the responsibilities of being Jeddak, and has been given command of a mission to conduct atmospheric tests on Barsoom…or has she? Check out this Major Spoilers review of Dejah Thoris #6 from Dynamite Entertainment. DEJAH THORIS #6 Writer: Amy Chu Artist: Pasquale Qualano Colorist: Valentina Pinto Letterer: Thomas Napolitano Publisher: Dynamite Cover Price: $3.99 Release Date: July 11, 2018 Previously in Dejah Thoris: The Princess of Helium went off on her own with just a small crew, to try to find the fabled Gardens of Mars and to bring life back to the arid… Ingrid Lind-Jahn Pulp space fantasy with some political intrigue and a lot of buff characters. Dear Spoilerite, At Major Spoilers, we strive to create original content that you find interesting and entertaining. Producing, writing, recording, editing, and researching requires significant resources. We pay writers, podcast hosts, and other staff members who work tirelessly to provide you with insights into the comic book, gaming, and pop culture industries. Help us keep MajorSpoilers.com strong. Become a Patron (and our superhero) today. Amy Chu dejah thoris Dynamite Entertainment pasquale qualano Review Previous ArticleWayne’s Comics Podcast #338: Ted Sikora Next Article Major Spoilers Poll of the Week: For the love of Richard By day, she’s a mild-mannered bureaucrat and Ms. Know-It-All. By night, she’s a dance teacher and RPG player (although admittedly not on the same nights). On the weekends, she may be found judging Magic, playing Guild Wars 2 (badly), or following other creative pursuits. Holy Lack of Copious Free Time, Batman! While she’s always wished she had teleportation as her superpower, she suspects that super-speed would be much more practical because then she’d have time to finish up those steampunk costumes she’s also working on. The Devil’s Red Bride #4 Review Planet of the Symbiotes #1 (of 3) Review Wayne’s Comics Podcast #469: Interviews with Rob Stanley and Frank Martin
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Sochi Winter Olympics 2014 USOC 2013 Team USA Media Summit Studio Still Life Injected Memories Ball State Does The Harlem Shake I’m Done?! by Mdamaro · May 8, 2014 · leave a comment Little Rock, Ark. was more of a whirlwind than I expected. My internship was amazing and I got photograph a lot of stories that I am proud of. One of my goals going into this internship was to create a product that I was proud of, and I did just that. After photographing a Human Rights Campaign press conference, I was contacted by Kristen Hare at Poynter. Poynter is looked up to by many journalism education professionals and has always been a resource that the professors at Ball State have encouraged us to use. Kristen asked me if I wanted to write this story she had an idea for. She described the story to me over the phone: writing a personal narrative about Taylor Ellis’s bio in the yearbook being censored and my coming out story being published in my senior yearbook. I was pleased by the opportunity and was excited to get started writing. Now, being a photographer, I told her that I was not the strongest writer. To which she said, “I’ve read your blog and you have a very clear voice which will be perfect for this.” Encouraged, I wrote my story after some editing it was posted on the website. For the most part, the reception was good. Many people found strong take-aways from my story. Some said it was misguided, but I guess that’s the subjective part of blog writing. I was proud of the work I did and no one sitting behind a keyboard can take that away from me. In the final days of my internship, I had a photo that was made into the cover and I photographed for the kids magazine that the Arkansas Times owns, Savvy Kids. It was a great experience to be able to work for two different publications and turn out work that people around the office were taking notice of. I cannot believe it’s over and that I have now graduated. In just a few weeks, I will be heading out to Sacramento for eight weeks while JP does his internship. Excited to start this new chapter in my life. 2018 is for ME! San Francisco Pride 2014 Sacramento Pride! My Internship at the Arkansas Times mohammad on Mark Miller gay history on The best little gay bar in Sochi Sochi Drag Queen Manhandles Ball State Student - FishbowlNY on The best little gay bar in Sochi Estudiantes de periodismo informan desde #Sochi2014 para su universidad | Clases de Periodismo on The best little gay bar in Sochi Teri on The best little gay bar in Sochi ©2018, Matthew Amaro
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Review: City of O by C.M. Taylor Patrick Christie reviews the re-release of City of O by C.M. Taylor Newly orphaned, Juan arrives in the City of O, a malleable and amorphous Metropolis, where the Sagrada Familia, Mount Rushmore and the Uffizi nestle side by side. Where beaches appear overnight and citizens pay to have the Alps moved in view of their apartments. The moment he steps off his train at Grand Central Station, Juan is talent-spotted and invited to join the ‘Boundless’. The city, he soon learns, is a caste society with an underclass of ‘Extras’ and ‘Intransigents’ ruled over by the ‘Boundless’ and ‘Shapers’. ‘The Boundless move with the city, but the Shapers move faster than the city and they make it,’ one of his new acquaintances explains to him on his second day. ‘What was I when I arrived in the city?’ Juan then asks. ‘I thought you knew Juan. When you arrived, you were nothing,’ she replies. In his new life, Juan binges on drugs with names like ‘forget-its’ and ‘correctives’; he undergoes casual surgery to make himself more ‘plastic’, staying on top of the latest trends by having his hair feathered and a watch inlaid into his palm. Little explanation is ever given about the mechanics of this bizarre world. Instead, Taylor avoids overwhelming the reader by presenting it all in a matter-of-fact (if wry) tone, using clear sentences that rarely stray from the simple past. (Although this doesn’t prevent the occasional literary flourishes from creeping in – ‘the sea fanned out forever and yet found time to roll into the shore.’) City of O, was first published as Grief in 2005. Taylor wrote it in 1999, after quitting his London media job. Its age goes some way to explain the apparent parallels between Taylor’s satire and another send-up of the post-yuppie, new-media class, Nathan Barley (also released 2005). Juan’s fellow ‘Boundless’ work in schizophrenia or impotence trading; they move around the city by putting on monkey arms and swinging on netting hung between the buildings; they spend their leisure time ‘doing war’ and ‘doing culture’. Once Juan starts to make some money he invests in a piece of ‘artvertising’, which comprises three artists continually wanking in one corner of his flat. Although Juan enjoys a meteoric social rise, it’s quickly clear he can’t take pleasure from the endless parties, orgies and superficial relationships that fill his days. Is it simply the loss of his parents that hangs over him or could it be something else? The answer to this may lie in the other half of the narrative, which follows four harlequins – Alberto, Sansu, Louis and Gargantua – on a picaresque trek across the desert in search of Juan. Here, in their encounters with villagers, bandits and traders, the satire is replaced with openly comedic writing, particularly in the odd-couple relationship between jolly and verbose giant Gargantua and dour philosopher Louis. Towards the end of their adventure, Alberto and Sansu announce that they intend to marry and ask their fellow harlequins to perform the ceremony. In officiating, Gargantua speaks at great length, imagining a happy future for the couple in which ‘babies fall from Sansu like frogs from the sky’, complementing himself as ‘a man so strong as to knock Armadas off course with a puff of his bottom breeze’ while the other harlequins ‘stand silently, shifting from foot to foot, yawning occasionally.’ Afterwards, as best man, Louis says simply: ‘I consider marriage to be the most abominable of human institutions. Despite this, I do feel a certain degree of happiness today,’ then sits back down. There’s much to admire in Taylor’s narrative. If the satire feels dated at times (a joke about a character joining a quango feels very New Labour), it has lost little of its bite. At one point Juan interviews the President on television. When they run out of questions, the two break into song, with the President turning out to be ‘a sexy little dancer’. The routine proves such a hit, the President becomes the co-host. With an ex-reality TV personality currently in the White House this feels almost prescient. Any science-fiction fan that is put off by the solemn tone of much dystopian writing could do much worse than entering the surreal, absurd and frequently hilarious world of the City of O. You can purchase a copy here Patrick Christie’s writing has previously appeared in Storgy Magazine, The Nonconformist and Streetlight Magazine. He is currently studying for a Creative Writing MFA at Birkbeck, University of London. You can follow him on Twitter @pd_christie
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Public Pages‎ > ‎Home‎ > ‎Volunteer Training‎ > ‎ 1.0 Target Home Target Deception Grooming Abduction Coercion Trauma Victim Challenges Lesson One: Target "Traffickers are quite skillful at picking naive targets, finding and exploiting a weakness, deception and manipulation. Their methods are so good they get victims to go with them willingly. " What Makes an Attractive Target? In the upcoming training chapter on Deception we will detail "how" traffickers approach targets and discuss "why" they choose one target over another. To understand what makes an attractive target, we have to understand what traffickers "look for." Traffickers carefully "select" targets based on a combination of vulnerability factors that make someone an easy mark, plus someone they believe can be sold for "top dollar." Traffickers are always in recruit mode for new victims. The victims they have will have a diminishing return as they get used up. That is to say, the amount people will pay for them goes down as they get older and show signs of drug addiction they lose attractiveness to buyers. While it is true that today, all youth have some element of risk from predators seeking victims, we do know that traffickers will disqualify some people immediately. One thing that will disqualify a minor from being a target is that they are with an adult. What Makes Someone an Easy Mark? Fresh - in the trafficking world it refers to a girl who has never been sold or "put-out" before. These victims command a higher price The Predator has lone access to them. The Predator approaches his target in the wee hours of the morning when no one else is around. It's obvious to the predator that this underage minor is homeless or a runaway and that they are badly in need of shelter. What Kind of Victims Get Top Dollar? The victim is 12 years old or younger The victims is inexperienced sexually. The victim is considered "fresh" and has never been sold before. (insert video here) How Traffickers Select Targets They select targets to whom they have "Isolated" access (2am, homeless, no one around) They select targets with a history of abuse (have already been sexualized and can be manipulaited into survival sex) They select targets who are sexually curious (inappropiate online conversations of sexual nature) Major Contributing Factors "There are two major factors that contribute to making a minor an attractive target: Choices and Situations." Choices indicate decisions made by a minor that put them at risk for becoming a target of human trafficking. While situations indicate a set of circumstances that a child is born into or experiences that are beyond his or her own control which in turn put them at risk for becoming a target for human trafficking. Other contributing factors can also include foster care, issues regarding low self-esteem and naivete. 1. Choices Online Risky Behavior 2. Situations Neglect: Foster care: Naivete How Choices Affect Teens The choices that teens make are crucial to whether or not they are put at risk to be approached by trafficker. A teen who runs away hasn't thought through the fact that they don't have the ability to feed, clothe, and house themselves. Within 48 hours, a runaway is approached by a trafficker. Teens who are truant and go out to places like the mall or movies put themselves at risk for being trafficked because they are without their parents. Teens who choose to engage in risky behavior such as drinking alcohol, doing drugs, going to parties, or interacting with stranger all put themselves in a position where a trafficker could easily manipulate them. This is especially if they are drunk or high and there inhibitions are lower.Online risky behavior is also just as dangerous. Teenagers who talk to strangers in chat rooms or give out personal information are putting themselves in a position where a trafficker can all get all the information they need to lure them away by pretending to be someone else and sharing common interests. With the invention of sites like Facebook or Myspace, anybody can be a “friend.” All they have to do is send a request and if you accept they are your “friend” who now access to all your information. The third choice that affect teens is who is they choose to hang out with. Friends who try and get you to engage in risky behavior such as drinking or using drugs are not your friend. A friend is someone who cares about your well being and who doesn’t want to harm you. Hanging out with friends who engage in bad behavior puts you not only at risk for being influenced but it can also put you in a bad situation in which you could be approached by a trafficker such as at a party or a club. How Situations Affect Teens Teens who are dealing with negative issues within their lives often will do whatever they can to numb the pain and escape. Teens who are being abused, sexually or physically” are put at a greater risk for being trafficked. this is because a teen who is suffering from a abuse may run away from their homes to escape only to find themselves homeless and on the streets. Most often, a teen who runs away hasn't thought through the fact that they don't have the ability to feed, clothe, and house themselves and usually within 48 hours of being on the street, a runaway is approached by a trafficker. Teens who are born into poverty are also at risk. In worst case scenarios, mothers have sold their own children into the sex trade in order to gain more money for themselves. (Source) Other Factors Affecting Teens Foster care is another big factor affecting teens when it comes to trafficking. A child may run away to avoid foster care, they may run away if they are being abused or if they don’t like who they are living with. A teen in foster care may also feel unloved and unwanted and a trafficker will often play on this by telling them that they love and want to care of them. Low self-esteem and naivete are two major things that a trafficker looks for within his or her victim because it makes it easier for them to use methods of deception by playing on their weaknesses. They will tell their victim everything they want to hear and will pretend to be their boyfriend in order to build levels of trust and then before the girl teen knows it they are being trafficked. Introduction to the Victim "A minor goes from being a target to a victim usually in as little as 30 days. Traffickers use deception, grooming, abduction, and coercion to lure their target into becoming a victim." Undercover Photography The highest probability victims are: truants, runaways, abused or neglected children, and foster children. They aren't reported missing because they are runaways, throwaways, and abused children. Another reason children aren’t reported missing? Parents who are engaged in drug use often do not report their child missing because they don’t want the police coming to their home and investigating. No girl or boy ever wakes up deciding that they want to be part of trafficking. As mentioned above, choices and situations play a major role in contributing to whether a child becomes the prey of a trafficker. Below is a picture of a victim before she entered the life of trafficking. By the time we reach the end of this training, we will see just exactly what the lifecycle of human trafficking does to her. The trauma that incurs is something no human being should ever have to suffer to. Victim Rescue Rate: Less than one half of 1% (.004) The number of victims has increased exponentially in the United States, with approximately 20% of all Human Trafficking cases coming out of Texas. The primary target for traffickers is American girls aged 12 to 14. However, this crime is not limited to girls only. At least 20% of underage victims of sex trafficking are boys. At least 95% of all the commercial sex engaged in by boys is provided to adult males.Many of the adult male sexual exploiters of boys are married men with children. Boys are more likely than girls to leave home due to a feeling of being unwanted or misunderstood regarding their sexual orientation. Similar to girls, most boys exploited through sex trafficking come from dysfunctional homes and a large percentage have been the victim of some kind of abuse in the past . Below is a graph of who gets arrested when it comes to trafficking. From the information provided we can see that the victim has the largest number of arrests over both the john and the trafficker. Instead of helping the victim, the victims are being treated like common criminals while the johns and traffickers go free. The average life expectancy for a child forced into sexual slavery is 7 years. For a child who gets abducted at the age of 12, by the time she reaches 19, she will already be dead or significantly traumatized for the abuse she endured. This is why it is so crucial to help every victim we can. Every arrest of a victim that took place was a missed opportunity to help rescue that child and because their life expectancy is so low, that one arrest could be the only opportunity for that child to be saved. 83% of Human Trafficking cases investigated involved US Citizens; 94% were female victims Department of Justice released a study of over 2,500 cases that were investigated for human trafficking. All cases occurred between January 2008 - June 2010. Any commercial sex act performed by a person under age 18 is considered human trafficking, regardless of whether force, fraud, or coercion is involved." under the Trafficking Victims Protection Act. Some of the data uncovered: 94% of sex trafficking victims were female 83% of sex trafficking victims were US citizens 81% of confirmed suspects were male Source: Department of Justice Link FYP Article So why do we tend to treat victims like criminals? It’s simple, society glamorizes the pimp (in books like “Pimpin’ for Dummies” or shows like Pimp My Ride), normalizes the john (everybody is having sex) and blames/shames the victim (she did it because she wanted to). Society’s perspective on prostitution is that all women involved in the sex trade are prostitutes, tramps, and sluts. This is NOT true. Many of these so-called “prostitutes” are actually sex-trafficked victims being forced and threatened to work in the sex trade. “Children are primed to accept pornography and sex trafficking through the messages they encounter daily in media and pop culture. Modern music glorifies the lives and actions of pimps." (Source) “Sex trafficking of girls now is 10 times larger than the slave trade was before the Civil War” When most people think of human trafficking, they immediately think of trafficking occurring in third world countries, far away poor countries that are more susceptible to these horrific crimes. Rarely, if ever, are people thinking of the children in our own country being trafficked. American girls are being forced into sex and labor slavery at an alarming rate, and there is little public awareness that this is happening Nicholas Kristof of The New York Times crusades against female trafficking worldwide. He once bought two girls from a foreign brothel for $150 and $200 to set them free. He and his wife have written a new book, Half the Sky, about oppression of women. Stunningly, Kristof told a college assembly that sex trafficking of girls now is 10 times larger than the slave trade was before the Civil War.Last week, Kristof wrote that America's worst offense isn't "Mexican or Korean or Russian women smuggled into brothels in the United States.... The biggest trafficking problem involves homegrown American runaways." He outlined this scenario: A 13-year-old girl feuds with her single mother, and the mom's boyfriend makes passes at her. The child "runs away to the bus station, where the only person on the lookout for girls like her is a pimp. He buys her dinner, gives her a place to stay, and the next thing she knows, she is earning him $1,500 a day." Source: The Charleston Gazette Link The Role of the Trafficker "Traffickers are skillful in their manipulation tactics. They know precisely what to say and do to get their victim to do exactly what they want. They play precisely on the weaknesses they know their victim has and are so smooth and sweet talking that getting their target victim to go with them is almost too easy." What Do They Look Like? A Trafficker can look like anyone or anything. Traffickers can come in the form of men, women, couples, college students, classmates, and teenagers. They can be rich or poor, famous, a professional, or just your average joe. A trafficker has no set look. They only thing they have in common is their agenda - to deceive youths and coerce them into the life of trafficking. A common myth about human sex trafficking is that traffickers and johns are always men. Though statistics prove that more men are caught trafficking than women, the number of women caught trafficking has increased. Women who are victims of sexual abuse, including sex trafficking, were taught at a young age to use their bodies for profit - they continue this cycle by running trafficking rings as adults. ( Source: Fox 40 News & SacBee) Types of Traffickers Individual Traffickers (usually known as boyfriend pimps): This person adapts the role of a “boyfriend” in order to deceive his victim into thinking that he loves them. He will spend time with them, tell them he loves them, and get them to trust him in order to more easily lure them into the world of trafficking. Trafficking Rings: Organized person(s) who has a group of victims that he or she sells for sex. They may post the girls services online or send them out to the streets. Organized Crime Professionals: Soliciting their victims in a professional manner such as in online ads in which a photo and number are posted soliciting the victim’s services. Celebrities: Celebrities tend to glamourize the life of pimps in order to get people to accept it as an everyday thing. One famous rapper in particular was noted by the FBI to be a known trafficker within the celebrity world. Classmates/Peers: Most peers who are attempting to bring in their classmates are often themselves a victim of trafficking who are being forced by their trafficker to bring in new victims, otherwise they may be punished, beaten or killed. They are instructed to glamourize the life of trafficking and make it appear as if it is an everyday common thing. Trafficker/Bottom “B” Girl Couple: The trafficker and his bottom girl work together to recruit new victims. The trafficker uses his bottom girl or “favorite girl” to lure in other victims. The job of the bottom girl is to make sex trafficking sounds as appealing as possible and make it appear as if the life of trafficking is the life she always dreamed of. Victim-Turned-Trafficker: The Victim turned Trafficker is usually a woman who once used to be victim herself but has now escaped and because the world of trafficking is the only thing she knows, she may start her own trafficking ring, in which she is no longer the bottom girl or victim, but now she herself is the Trafficker luring in girls. Types of Pimps (Roles that Traffickers adapt) Boyfriend Pimp: offers love and affection to lure in their victim Gorilla Pimp: uses violence to scare his victims into trafficking Business Pimp: uses his victims to gain money by selling them A trafficker typically earns over $200,000 per year selling one sex trafficking victim. Drugs can only be sold once but victims can be sold over and over.Victims represent hundreds of thousands of dollars for traffickers who "own" them, because traffickers have more than one victim working for them at any given time. Gangs are replacing drugs and weapon sales with human sales. Traffickers (‘Pimps’) ---> GREED & POWER Driven Myths About Traffickers Like the "johns" buying girls are average American adult males, traffickers are everyday people too. There are more and more examples of seemingly innocent people who are found to be involved in some of trafficking. A 68 year old college professor and father of three was arrested last week on over 40 counts of promoting sex trade. The physics professor, who also had a background in computer software, created the sophisticated site in his spare time. He ran it out of Santa Fe, NM, where he had his vacation home. It was not apparent to those around him; one of his students said: "I never got that creepy vibe from him; He was very friendly and very willing to give of himself to help a student, very willing to give his time." With his computer background, the professor established a website that catered to people around the New Mexico area. The website allegedly had three level of ratings for johns (buyers): probation, verified and trust. Source: Yahoo News (link no longer available) Copyright © 2013 Freedom Youth Project Foundation, All Rights Reserved Worldwide. Content is original. Sources and Credits are Referenced Below. Content may not be republished without expressed written permission. The best way to share is with a link back to this webpage Help Us End the Shelter/ Treatment Crisis Change Cannot Happen Without You. Learn How You Can Help.
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路易国际 文章来源:黑龙江省 发布时间:2021-01-18 20:52:55 【字号:小 中 大 】 【路易国际】款路In the statement, the DPRK reaffirmed 路易国际its commitment to abandoning nuclear weapons and existing nuclear programs 虎卫或于People have very different incomes, but everyone you talk to is interested in building a better China, and they see that as their job士谍上市He has also forged greater coopera路易国际tion between the university and the University of Technology Sydney, where he is also a faculty member 报曝Similarly, the ban on car horns happened overnight, and it made life so much more pleasant新车What was your impression of him? It was a wonderful meeting正式My daughter路易国际 came here when she was only 4 years old款路What's the most memorable experience you've had in China? The friendliness of the people虎卫或于That is a great problem in the West, and I feel it is becoming more prevalent in China 士谍上市Smith Memorial Award and the prestigious David Craig Medal for Chemistry报曝Society has become much more insular, and people are more focused on themselves and their toys新车It showcased the achievements of Chinese and foreign universities in education exchange, personnel training, and scientific research cooperation 正式Teachers and students of Inner Mongolia Normal University gave performances at the event, including Tai Chi, flute playing, and Mongolian songs and dances, which have won generous applause款路The China-Mongolia Education and Technology Exhibition was held in Hohhot, Inner Mongolia autonomous region on Sept 26, when nine cooperation agreements were signed by eighteen Chinese and foreign universities虎卫或于The pandas were born at the Ya'an Bifengxia base, part of the China Conservation and Research Center for the Giant Panda in Sichuan士谍上市Caitao and Huchun will live in a 4,800-square-meter panda park at Taman Safari Indonesia for 10 years The two seven-year-old pandas will be flown from Chengdu to Jakarta by Indonesian state airline Garuda Indonesia at 4:10 am ThursdayWorkers at the China Conservation and Research Center for the Giant Panda in Wolong, Southwest China's Sichuan province, help a panda named Huchun begin her journey to a zoo in Indonesia on Sept 27, 2017 Yingluck denied all the charges when giving her closing oral statement on Aug 1, arguing she was not responsible for the day-to-day running of the scheme and insisted she was a victim of political persecutionIn the scheme, Yingluck's government paid Thai rice farmers inflated prices for their crops, driving up global rice pricesFile photo shows ousted former Thai Prime Minister Yingluck Shinawatra arrives at the criminal court in Bangkok, Thailand, Sept 29, 2015[Photo/Agencies]BANGKOK - Thailand's Supreme Court on Wednesday found former Prime Minister Yingluck Shinawatra guilty of malfeasance in a loss-ridden rice subsidy program and sentenced her in absentia to five years in jail Yingluck did not show up at the court and has so far not made any public comment on the verdictIn an announcement released by the court, it read that even though the unmilled rice program was an act according to government policy that the cabinet had stated to the National Assembly, if the implementation of such policy was not in accordance with law, such acts could be inspected by the judicial processPrime Minister Prayut Chan-o-cha said on Tuesday that he knows where the ousted former prime minister is but will not disclose her whereabouts until the verdict is deliveredAfter a trial running over two years, the Supreme Court's Criminal Division for Holders of Political Positions began reading the verdict at 11 am local time and continued for nearly four hours The subsidy scheme did not work, costing the country 8 billion US dollars and leaving it with vast stockpiles of riceIt was reported that she had fled to Dubai where her brother, former Prime Minister Thaksin Shinawatra, lives in self-imposed exile avoiding a 2008 sentence for corruption Her lawyer said she was ill with an ear problem and could not appear in courtThe verdict was supposed to be read on Aug 25, but Yingluck, the country's first woman prime minister, failed to show up The court then issued an arrest warrant on her and postponed the verdictYingluck could be sentenced to as much as 10 years in prison if found guilty of negligence over a costly rice subsidy scheme that helped to bring her to power in an election in 2011"The ginger output of the base can reach nearly 100,000 kg, whose production value is one million yuan ($150,716) as long as appropriate technologies and management skills are used," said WangHe studied at China Three Gorges University and has lived in China for 11 years, during which he fell in love with Lyu Xueqin, a woman from Enshi, Hubei province, who became his wife laterKottuvala Abdul Mateed from India helps his Chinese father-in-law to expand their ginger business abroadcn]A 31-year-old Indian in Central China's Hubei province cultivates ginger with his Chinese father-in-law at their home village and exports it to countries in Asia, North America and Latin America, Chutian Metropolis Daily reported The family's business also received local government's support, which arranged experts from universities to provide guidance and helped them construct a cellar, which is capable of storing 150,000 kg of gingerThe couple established a company in South China's Guangdong province to export various agriculture products, including ginger, to countries, such as India, Saudi Arabia, Brazil and United States, through Dubai port The man, originally from New Delhi, gave himself a Chinese name called Wang Wei, same as one of the most famous poets in Tang Dynasty (618-907)The seeds grew up successfully and they decided to set up a ginger cultivation base spread over 2 Last year, Wang together with his father-in-law, Lyu Weiping, brought ginger seeds and cultivation technology to their home village in Hubei after inspecting them in East China's Shandong provinceThe two sides will exchange views on bilateral ties, US President Donald Trump's visit to China this year, and major international and regional issues, Lu said BEIJING - US Secretary of State Rex Tillerson will visit China on Sept30 at the invitation of Chinese Foreign Minister Wang Yi, Chinese Foreign Ministry spokesperson Lu Kang said WednesdayThe training course on the Chinese lion dance is part of the 2017 China Africa Cultures in Focus, an activity held by the Bureau for External Cultural Relations of Chinese Ministry of Culture to strengthen the cultural communication between China and African countriesThey kept practicing from morning until night, trying to master the basic skills of lion dance, routines and instrumental music within a short period The cultural center of the Jinpu New Area has undertaken the course for three consecutive years since 2015The cultural center of the Jinpu New Area also arranged some courses for them to know about other traditional Chinese culture such as Chinese calligraphy, seal cutting, folk dance, paper-cutting, and pottery During the 35-day training course, they learned from Li Mingxu, the fifth generation successor of the Jinzhou Lion Dance, a provincial intangible cultural heritage that has been passed from generation to generation for more than a centuryTen students from Nigeria and Zambia learned how to perform Chinese lion dance at the Jinpu New Area in Dalian, Northeast China's Liaoning province What has it to do with dissolving the lower house now?" said Seiji Maehara, leader of the largest opposition Democratic PartyTOKYO - Japanese Prime Minister Shinzo Abe announced at a press conference on Monday that he will dissolve the House of Representatives when it convenes Thursday to pave way for a general election next month The prime minister cited the need to seek a fresh mandate to overcome "a national crisis" caused by "the biggest challenge facing Japan, which is the population aging and low birthrate," as well as security challengesAbe has been under fire for his connection with nationalist private school operator Moritomo Gakuen, which purchased a piece of state-owned land in Osaka for only a fraction of the market priceHe said that he would seek mandate from the people for shifting the usage of part of the revenue generated by a consumption tax hike that has been delayed until 2019 from paying debt to welfare policiesHe added that the reason Abe cited for dissolving the lower house is not convincing, and that the prime minister is just trying to avoid further grilling on favoritism scandals He also said that he would seek public support for a tougher stance over the Korea Peninsula issueHe has also been accused of using his influence to make the government choose Kake Educational Institution, run by a close friend of Abe's, to open a new department in a government- designated special economic zone Abe's decision to call for a snap election, however, has drawn staunch criticism from opposition parties, which argued that there is no reason to dissolve the lower house of parliament before its current term expires in December 2018The college, with a transitional campus at Hainan University, will relocate to its permanent campus, which is under construction in Mission Hill in Haikou "Even the teaching building of HAITC is the same as in Arizona State University in order to enhance students sense of belonging," he saidAbout one-third of the college's teachers are from Arizona State University and one-third from global recruitment, with others from Hainan University, according to Wang 上一篇:9位专家教你看懂体检表 下一篇:美光回应桃园厂区发生停电事件:几天内将恢复产能 刺伤浙大保安的外卖员已被警方控制,派发订单平台尚未公布 IBM警告新冠疫苗运输系统已成黑客攻击目标 5亿一桌“天下第一宴”,为何没人投诉? 哈佛教授豪斯曼:即将到来的股权短缺! 越看越有趣的大神创意 汽车广告玩出新花样 哈登仍玩消失不参加火箭训练 新帅:该来时他会来 联想为什么这么招黑? 成为顶流6年后,李易峰还想做小鲜肉 © 1996 - 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Home→Racing News→Chicago’s Zizzo Takes the Rust-Oleum Rocket to the Final Four of the 50th Annual Gatornationals ← Team Kalitta Post Race Report- Gainesville THE RACING NUTS SHOW *LIVE* AT THE 2019 GATOR NATIONALS! → Chicago’s Zizzo Takes the Rust-Oleum Rocket to the Final Four of the 50th Annual Gatornationals Racing News Radio Posted on March 18, 2019 by the Racing Nut November 9, 2019 Chicago’s Zizzo Takes the Rust-Oleum Rocket to the Final Four of the 50th Annual Gatornationals GAINESVILLE, Fla.—With March Madness kicking off in NCAA hoops, TJ Zizzo took the Rust-Oleum Rocket to the Final Four of the 50th Annual Amalie Oil NHRA Gatornationals from the ninth qualifying position Sunday at Gainesville Raceway. Zizzo, a second-generation racer, defeated Scott Palmer and class top qualifier Brittany Force before falling to Richie Crampton. The Australian entered the weekend as the event’s defending winner and earned the Top Fuel Wally for the second-straight year with his victory over Clay Millican. The Gators were filled with new heights and momentum-building, beginning when Zizzo earned his first-ever provisional No. 1 after Friday’s two rounds of qualifying. While he eventually fell to ninth after Q4, he made up for it Sunday, winning a pedal fest against veteran wheelman Palmer and earning a holeshot win over 2017 NHRA Top Fuel champion Force with a .018 second advantage on the tree. The race against Crampton was close for most of the track until Zizzo’s rail lost a cylinder near 700 feet. “I would call this the best weekend in Zizzo Racing history,” TJ said after helping the team get the car back in the hauler. “That’s what I would call it. We had a great chance to win and lost that semi-final round by seriously a five-dollar part! A five-dollar push rod adjuster broken and that’s all it took. It put out No. 5 cylinder and after that, it was over. “We had a great day. The team turned this car around so fast after second round, it was spectacular. Turned the car around, did a great job with it.” It was a memorable season opener and a race that builds momentum for the team’s next outing, scheduled for Zizzo’s home track of Route 66 Raceway during the NHRA Nationals there May 30-June 2. “Just a great weekend in general and we’re looking forward to Chicago!” he said. “We’re going to prepare, we’re going to do really good, and we’re going to capitalize on our opportunities at Chicago. And we looked good! When you run good and you look good, it doesn’t get much better than that!” The scheduled start time of 11 a.m. was moved back more than 30 minutes due to rain with a lengthy delay after Zizzo’s run in the first round. The schedule change wrought havoc throughout the pits, especially with Zizzo Racing’s squad of volunteers, all of whom have “real” jobs to report to during the week. “I’m jumping in the semi with my dad and all the guys got flights out tomorrow, so they’re staying a day later,” TJ said. “Gotta say, there’s a lot of dedicated guys on this team. These are all volunteer, part-time guys and they all chose to stick around for today, which shows how awesome this team is. “They didn’t give up or say ‘I need to make a flight to get back to work tomorrow.’ I’m sure they’ll hear it from their bosses Tuesday morning, but that’s the dedication we have here at Zizzo Racing.” Q1: 3.827 seconds at 320.74 mph Q3: 10.389 seconds at 84.01 mph E1: 4.467 seconds at 287.84 mph (def. Scott Palmer) E2: 3.764 seconds at 325.92 mph (def. Brittany Force) E3: 3.844 seconds at 297.42 mph (lost to Richie Crampton) Fans of TJ Zizzo and Zizzo Racing can find updates and photos of the Rust-Oleum Top Fuel team by checking out ZizzoRacing.com, Twitter at @ZizzoRacing, Instagram at @TJZizzo, and Facebook.com/TJZizzo. -ZR- About Zizzo Racing: Zizzo Racing has been involved in drag racing at the top levels for more than 30 years. Based in Lincolnshire, Ill. and owned by Tony Zizzo, the team started racing in 1980 in the Top Alcohol Dragster class, moving to nitro with TJ in 2004 after earning his class license. In 2007, TJ Zizzo finished second in the final IHRA standings and now competes on a part-time basis in the NHRA Mello Yello Series. Posted in Racing News permalink
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OS X Mavericks Available Today Free On the Mac App Store October 22, 2013 | Filed under: Apple,Tech PR | Posted by: Kristofer Brozio I don’t know what OSX mavericks is, but you can get it today for free… oh it’s the new operating system apparently.. huh.. go figure.. Apple® today announced that OS X® Mavericks, the 10th major release of the world’s most advanced desktop operating system, is available for free from the Mac App Store℠. With more than 200 new features, OS X Mavericks brings iBooks® and Maps to the Mac®, includes a new version of Safari®, enhances multi-display support, introduces Finder® Tabs and Tags and delivers new core technologies for breakthrough power efficiency and performance. “Mavericks is an incredible release, which introduces significant new apps and features, while also improving the performance and battery life of your Mac,” said Craig Federighi, Apple’s senior vice president of Software Engineering. “We want every Mac user to experience the latest features, the most advanced technologies, and the strongest security. We believe the best way to do this is to begin a new era of personal computing software where OS upgrades are free.” OS X Mavericks introduces innovative new features, including: • iBooks, which gives you instant access to your iBooks library, more than two million titles in the iBooks Store™, and works seamlessly across your devices; • Maps, which brings powerful mapping technology to the desktop and lets you plan a trip from your Mac and send it to your iPhone® for voice navigation on the road; • a streamlined Calendar that estimates travel time between appointments, and provides a map with weather forecast; • a new version of Safari with Shared Links, which helps you find what’s new on the web by consolidating links shared by people you follow on Twitter and LinkedIn; • iCloud® Keychain®, which safely stores your website usernames and passwords, credit card numbers and Wi-Fi passwords and pushes them to your trusted devices so you don’t need to remember them; • enhanced multi-display support, which makes using multiple displays easier and more powerful, with no configuration required; • interactive Notifications, allowing you to reply to a message, respond to a FaceTime® call or even delete an email without leaving the app you’re using; • Finder Tabs, which help unclutter your desktop by consolidating multiple Finder windows into a single window with multiple tabs; and • Finder Tags, a powerful new way to organize and find your files located on your Mac or in iCloud. Mavericks also includes new core technologies that boost performance and improve the battery life of your Mac. Timer Coalescing and App Nap™ intelligently save energy and reduce power consumption. Compressed Memory automatically shrinks inactive data to keep your Mac fast and responsive. Mavericks also delivers significant performance enhancements for systems with integrated graphics through optimized OpenCL support and dynamic video memory allocation. OS X Mavericks is available today for free from the Mac App Store. Any Mac capable of running OS X Mountain Lion can also run Mavericks. You can upgrade to Mavericks for free directly from OS X Snow Leopard, Lion or Mountain Lion. For a complete list of system requirements and compatible systems, please visit www.apple.com/osx/specs. OS X Server 3.0 requires Mavericks and is available from the Mac App Store for $19.99 (US).
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Click here to open a FREE sample copy of this publication Nottingham Post ... more than news! For the past 130 years, the Nottingham Post has proudly remained an essential part of the fabric of everyday local life. Founded in 1878, Nottingham Post is one of the UK's most successful local newspapers. Every day, except Sunday and Christmas Day, it continues to publish unrivalled compelling local news and sports coverage. It remains at the forefront of encouraging and championing Nottinghamshire communities' aspirations and helping support local people to make a real difference. The Nottingham Post is widely recognised for its strong campaigning stance and comprehensive coverage of local, national and international news. This is complemented with daily informative features and topical supplements. The Post offers the best guide to daily life in and around the city and county of Nottinghamshire. Nottingham Post Digital-edition: When you subscribe to our digital edition, you receive a full electronic copy of our newspaper to view on almost ANY device! We’ve built our e-edition using the latest HTML5 technology so it will work on PC, Apple, Android and even the latest Kindle Fire devices. Explore our stunning content using page flick for a natural reading experience, pinch and zoom to really explore our photos, features and articles. Our digital edition really does deliver the most personal experience whenever and wherever you want. Use the device you love to read the magazine you love. Subscribe today and get 1 week's access* to our digital edition absolutely FREE. The app’s page turning technology allows readers to view Nottingham’s best-read paper as it appears on the printed page but with the state of the art benefits of using a PC or handheld device. When you download, all the latest news from in and around Nottingham will be at your fingertips, including the latest business stories, local events, opinions and photos. Immerse yourself in all the latest reports from our local football clubs – Nottingham Forest, Notts County and Mansfield Town. There are also regular features on Nottingham Panthers, Nottingham Rugby Club, and Nottinghamshire County Cricket Club. All the local sports scene is covered by the best writers in the region, along with a whole lot more. Included daily feature sections/supplements: Mon: Family/Schools & Education Tues: Business Post/Grassroots Sport/Health & Wellbeing Wed: Jobs/Food & Drink Thurs: Properties Guide/Consumer & Shopping Fri: Motors/E.G Sat: Weekender Magazine/Jobs Extra/Outdoors & Hobbies Whatever you are looking for, there is something in the Nottingham Post for you - whether it's news of what’s going on in your community; wanting to share and celebrate a family occasion; share your successes; looking for a job, home or motor; or simply to improve your lifestyle, you’ll find it inside Nottingham’s best-read newspaper! Don’t miss out – subscribe and start your FREE 7 DAY TRIAL today! * New subscribers only. Payments will auto renew unless cancelled. 1 Edition at £ 0.60, 7 Day(s) at £ 1.49, 1 Month(s) at £ 4.99, 3 Month(s) at £ 13.99, 6 Month(s) at £ 25.99, 1 Year(s) at £ 49.99 Paypal - 1 Edition at £ 0.60 Paypal - 7 Days at £ 1.49 Paypal - 1 Month at £ 4.99 Paypal - 3 Months at £ 13.99 Paypal - 6 Months at £ 25.99 Paypal - 1 Year at £ 49.99 Postcode/Zip Code: * Data Protection... By subscribing, you agree that Local World may offer you products and services by post, email, SMS and telephone. See our privacy policy and terms and conditions at nottinghampost.com for details By registering or viewing this digital edition you are agreeing to the Nottingham Post Privacy Policy and our PageSuite Privacy Policy and Terms and Conditions
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Trending SAR Topics COSMO-SkyMed Adds More Second Generation Satellites China Enters the SAR Wars 8 Billion Dollar SAR Market? TechCrunch Features SAR “New Space” CEO’s ICEYE Shares Nearly 18,000 Satellite Image Catalog Under Creative Commons License TechRuptor of the Year: Rafal Modrzewski iQPS to be Equipped with Silicon Sensing Tech InSAR high-resolution weather model SAR JOURNAL SAR Satellite Missions You are at:Home»Spaceborne»New Space»Iceye»ICEYE Raises €74m for 12 Satellites ICEYE Raises €74m for 12 Satellites By SAR on September 22, 2020 Capella Space, New Space, Spaceborne ICEYE, a SAR data provider, today announced the closing of a larger than planned for $87M Series C funding, led by the return investor True Ventures, with a substantial investment contribution from OTB Ventures. ICEYE has so far successfully launched 5 satellite missions, starting with the first ever small SAR satellite launched in January 2018. The company is launching 4 additional SAR satellites still this year and is on course to launch an additional 8 in 2021. This will grow the existing operational constellation into a capability that is unique in the World. To date, ICEYE has raised a total of $152M in financing. “ICEYE has built a reputation of delivering on its promises for timelines and quality, while continually developing technologies that others have not been able to execute. We are very proud of that reputation, and we will continue to do our best to maintain it,” said Rafal Modrzewski, CEO and Co-founder of ICEYE. “This round of investment ensures our SAR satellite constellation size continues to grow during the 2021 schedule as planned.” ICEYE designs, manufactures and operates its SAR satellites in-house, with manufacturing timelines brought down to months for its spacecraft. Since the January 2018 launch of the first operational ICEYE SAR satellite, the company has been consistently delivering SAR imaging services and new capabilities to global customers, including many ‘world firsts’ from small SAR satellites, such as 0.25 meter resolution data and SAR video. ICEYE intends to use this financing round to accelerate the size of its SAR satellite constellation in the coming years, increasing data availability for all continents through 24/7 customer operations, continuing development of ground-breaking radar imaging capabilities and for establishing spacecraft manufacturing in the US. This significantly larger than originally planned for financing round during the economically turbulent year of 2020 is a powerful sign of trust from the financial community that ICEYE’s business and operational model works and continues to deliver results. Given the unprecedented frequency and scale of climate driven changes in the weather, crop patterns, fires, urban living and human activities, there is a growing need for real-time information access on a global scale. This access can be used for humanitarian and disaster response, towards saving lives, in addition to being utilized for economic decision making during moments of crisis. ICEYE has provided commercial radar satellite imaging worldwide for data users starting from 2018, for ICEYE’s customers to respond to oil spills, hurricanes, deforestation and many more use cases. Along with these active customer imaging operations, the ICEYE SAR satellite constellation has seen an unprecedented development cycle of new imaging capabilities and new spacecraft generations. Adam Niewiński, co-founder and Managing Partner of OTB Ventures, said: “We are pleased to be a cornerstone investor in the latest round of venture funding for ICEYE. We are thrilled to be part of the evolving ecosystem where even the sky is no longer the limit.” ICEYE’s Series C includes participation from return investors True Ventures, OTB Ventures, Luxembourg Future Fund (LFF), Finnish Industry Investment (Tesi), Draper Esprit, DNX, Draper Associates, Seraphim Space, Promus Ventures and Space Angels. The funding round is joined by New Space Capital. The European Investment Bank (EIB) has participated both as advisor to Luxembourg Future Fund and as investor through its financing mechanism InnovFin For Equity (IFE). Further, a significant portion of Tesi’s investment is part of the EFSI investment program set up between Tesi and the European Investment Bank. Coinciding with ICEYE’s Series C funding, OTB Ventures today announced the launch of a dedicated investment vehicle to support Europe’s leading space technologies – OTB Space Program I – backed by the European Investment Fund (EIF). Synthetic Aperture Radar (SAR) or SAR Journal is an industry trade journal which tracks the worldwide SAR industry. We offer news, education, and insights to the SAR industry. We are operated, moderated and maintained by members of the SAR community.This profile is run by multiple moderators who all represent the SyntheticApertureRadar.com If you would like to submit news or have questions about a post please email us here: SyntheticApertureRadarmag@gmail.com and someone will get back to you. @iceyefi Image Gallery is Breathtaking SAR Remote Sensing Training SAR Gallery Real Photos of SAR Systems SAR Resolution Comparison Images What is Synthetic Aperture Radar (SAR)? Synthetic Aperture Radar (SAR) is a RADAR system that uses the motion of the vehicle (aircraft, satellite, rail) to Synthetically (simulated) create an Aperture (antenna) and by using RADAR, which generates electromagnetic signals or “pings” to generate a picture or rendering of the terrain below. SAR Missions DMCA CDA Copyright © Synthetic Aperture Radar (SAR)
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Putien in Singapore Putien in Singapore While meandering around Singapore we come across a Chinese restaurant that advertised for the second consecutive year, they had been awarded a Michelin star. called Putien. We were peckish and decided to have our late lunch … Continued Michelin Star, Putien in Singapore Michelin star restaurant – where were the sausages? Michelin star restaurant – where were the sausages? This was my first visit to a Michelin star restaurant and while there were no sausages on the menu there was great food. We are in Singapore. Having arrived at 5am from … Continued char siew, Hawker Chan’s street stall, Liao Fan, Michelin Star, pork rib, roasted pork
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Rams stay in playoff hunt, end Seahawks' 5-game streak Bucs oust Saints to reach NFC title game Sub Henne helps Chiefs hold off Browns Chargers tab Rams DC Staley as new coach Brees mum on future after Saints' exit Mahomes 'doing great' after concussed Walker debuts, but Knicks rout Celtics 76ers short on players, game at OKC off Nebraska's Hoiberg, 11 others positive Marshall names Tide assistant Huff coach 72 Australian Open players in isolation (AP Photo/Marcio Jose Sanchez) By GREG BEACHAM LOS ANGELES (AP) When Todd Gurley flattened Tre Flowers with a brutal stiff arm on his path to Los Angeles' final touchdown, the Rams delivered a clear message right to the face of the Seahawks and the NFL. Although it's too soon to say whether the Rams solved their offensive problems in time to make the playoffs, the team that dazzled the league in the past two seasons will be dangerous down the stretch. "We're finally playing the way we should have been playing," Rams defensive tackle Aaron Donald said. Jared Goff passed for 293 yards and two touchdowns, Gurley ran for 79 yards and that decisive fourth-quarter TD and the Rams prevented Seattle from clinching a playoff berth with a 28-12 victory Sunday night. From start to finish in their final game under the Coliseum lights, the Rams (8-5) looked like their most dangerous selves of the previous two seasons. In their fifth win in seven games, the Rams had little trouble derailing the powerful Seahawks' five-game winning streak. "I think this is a different team now with a different mentality," left tackle Andrew Whitworth said. "I think we're shooting our shot in the next three weeks. You can certainly see signs of last year. You don't control your future, but we control how we come out here." Robert Woods and Cooper Kupp caught TD passes while the Rams kept their playoff hopes burning with an aggressive, inventive game plan on both sides of the ball. They also left the Seahawks reeling from their first road defeat of the season after sacking Russell Wilson five times. Los Angeles still trails Minnesota (9-4) by a game for the second wild card spot and its third straight playoff berth, but its chances improved with this critical division win. The Seahawks (10-3) fell out of first place in the NFC West with just their second loss since Sept. 22. "This was a rough night," coach Pete Carroll said. "We did not do what we planned to do at all. You've got to hand it to them. They played great. They did everything they wanted to do." Wilson passed for 245 yards amid constant pressure from the Rams. Quandre Diggs returned an interception 55 yards for a touchdown early in the third quarter, but it was the Seahawks' only touchdown. "Obviously it felt like we weren't ourselves out there," said Seattle tight end Jacob Hollister, who had a key drop. "They outplayed us, and we've just got to keep working. Woods had seven catches for 98 yards and his first touchdown of the season, and tight end Tyler Higbee had seven catches for a career-high 116 yards as the Rams looked like the thrilling offensive unit led by coach Sean McVay in his first two seasons. McVay called a clever game full of jet sweeps and tricky schemes. He also continued to give more late-season action to Gurley, who responded emphatically. These NFC West rivals' first meeting of the season was decided by the Rams' missed field goal with 11 seconds left two months ago in Seattle. Los Angeles didn't let it get nearly that close this time. The Rams' offense started off with two touchdown drives. Malcolm Brown punched in the opening TD after Higbee's 33-yard reception put Los Angeles on the goal line, and Woods then caught a short TD pass to cap an 85-yard drive. Goff led another TD drive late in the first half, connecting with Kupp from 10 yards out with 51 seconds left, while Wilson was left frustrated by the Rams' defense and his own receivers' drops. Goff and Woods miscommunicated at midfield on the opening drive of the second half, and Diggs returned it untouched for his second career touchdown and his second interception in his first four games with Seattle. Diggs grabbed his third interception for the Seahawks on the next series, catching an overthrown pass by Goff. Former USC star Rasheem Green then blocked a field goal attempt by the Rams, but Seattle's offense was unable to capitalize, with Wilson repeatedly getting rocked by blitzing Rams. Los Angeles' final 95-yard TD drive ended with Gurley flooring Flowers. SEAHAWKS' STANDING Seattle dropped a game behind San Francisco atop the NFC West, tied with New Orleans and Green Bay at 10-3 in the jumbled conference playoff picture. The Seahawks host the Niners in the regular-season finale Dec. 29. This was likely the final NFL night game at the venerable Coliseum. The Rams move into their multibillion-dollar palace in Inglewood next year after four post-relocation seasons at the 96-year-old stadium, which staged the first Super Bowl and also housed the Rams and the Raiders at different times. Carroll also might have made his final coaching appearance at the stadium where he led USC to a decade of excellence. INJURIES: Seahawks: RB Rashaad Penny sprained a left knee ligament on the opening drive and didn't play again. The busy backup running back had 203 yards rushing and two touchdowns in Seattle's previous two games. ... Two defensive starters - DE Ziggy Ansah and LB Mychal Kendricks - didn't play. Rams: Gerald Everett missed another game with a knee injury, and the absence of Goff's top tight end target has led to more chances for Higbee, who surpassed his career high in yards receiving for the second straight game. Seahawks: Visit the Carolina Panthers on Sunday for their final road game of the regular season. Rams: Visit the well-rested Dallas Cowboys, who still lead the NFC East despite losing three straight, on Sunday. More AP NFL: https://apnews.com/NFL and https://twitter.com/AP-NFL
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Eye on Microsoft: ‘Pulling a Mammootty’, Exposing Windows PCs, Daemonising Opposition Posted in Asia, Fraud, Free/Libre Software, Microsoft, OpenDocument, Security, Windows at 12:24 pm by Dr. Roy Schestowitz There’s this bunch of new stories that could not escape without comment. Months after the Mammootty incident comes this. Global multi-national technology company Microsoft Corp found an able brand fit in Yash Raj Films’ latest flick Bachna Ae Haseeno starring Ranbir Kapoor, Bipasha Basu, Minissha Lamba and Deepika Padukone. The gist of it all is that Microsoft glorifies itself and its wounded brand using movies. In the case of Mammootty, if true, it was geographically targeted to stifle the world’s largest migration to GNU/Linux. How typical. Watch this from a CIO: Relating to Microsoft, Homa said, “We used a lot of Linux. None of the breach was anything related to Linux. All of it was Microsoft. Homa went on to say, “Microsoft is so full of holes. That’s why it’s still a target. If you limit your exposure to Microsoft, you’re going to be in a more secure environment.” Here is another new hole, which is already being exploited. Microsoft is investigating new public reports of a zero-day Windows vulnerability that’s being exploited in the wild. The cost of back doors? Daemonised by a Monopoly Abuser Unable to see its reflection and its own behaviour, Microsoft continues to mock the users that it needs. It still uses inapproriate words like “pirates” to describe prospective customers, whose counterfeiting it tends to welcome (provided they don’t go elsewhere). Microsoft has been increasing its efforts to battle software piracy using lawsuits and educational programs to bring more illegal users into the light. But as Microsoft moves toward delivering more applications as services, its anti-piracy tactics will also have to change, according to solution providers. “It is too early to speak to the possibility of [Software Plus Services] being abused, or speculate on whether or not it will have a positive impact on software piracy,” said Cori Hartje, senior director of Microsoft’s Genuine Software Initiative, in an e-mail interview with ChannelWeb. Propaganda terms like “Piracy” do not belong here. Microsoft has already raved about so-called ‘piracy’ as part of its business model. The following effective daemonisation is surely accidental. It has finally been resolved. Here are the details. Microsoft Word Now Knows the Difference Between Osama and Obama In my post yesterday, I quoted a frustrated reader who couldn’t believe that Microsoft Word still proposes “Osama” as a corrected version of “Obama.” He wanted to know why Microsoft didn’t update its dictionary. Given the special relationship between Microsoft’s CEO and McCain [1, 2], a few people might take a wild guess and call it intentional or xenophobia (some people actually believed this). The Republican party has, in general, been good to Microsoft and he administration let them carry on unpunished and virtually borderless, in terms of the law. The government was indifferent towards an urgent need to regulate. Obama’s support of Free software and ODF also comes to mind. Earlier today, Rex Ballard wrote: “Obama is using Linux servers on his web site, and appears to be a friend of Open Source.” “…Actually, Bush loved Microsoft. During the Jack Abramov investigation, Microsoft was directly tied to Abramov, Carl Rove, and several of their shell game “charities”. The Gates foundation was also found to be a major contributor to several “PAC disguised as charities”. “Remember when the head of “Focus on the Family” came out and announced, repeatedly, on national radio and television, that he would never vote for McCain and his followers shouldn’t either? Another case of a Charity acting as a political action committee. “McCain won the nomination anyway, and now they are “best buddies” again.” █ “Windows 2000 already contains features such as the human discipline component, where the PC can send an electric shock through the keyboard if the human does something that does not please Windows.” Does Microsoft Still Create Twitter Accounts for Guerilla Marketing? Is Microsoft ‘Pulling an EDGI’ on Kerala? (Updated) Microsoft Insults the People of China, Oman, the Newly-elected President Microsoft Does B.A.D. Things in Kerala Quick Mention: Microsoft Still ‘Buys’ Bollywood for Mass Appeal (Updated) Needs Sunlight said, Might want to look into the ongoing collapse of Danske Bank and partners. Banks using M$ products have chronic problems. This spring’s relentless pursuit of M$ agendas, even in the face of failed business, brings those problems to heretofore unimaginable heights. Roy Schestowitz said, I can imagine. The zombie PCs and SPAM are the cause for plenty of this. http://news.bbc.co.uk/1/hi/uk_politics/6177555.stm Online banking fraud ‘up 8,000%’ The UK has seen an 8,000% increase in fake internet banking scams in the past two years, the government’s financial watchdog has warned. The Financial Services Authority (FSA) told peers it was “very concerned” about the growth in “phishing”.
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chocolat steve 390 Amazon Prime "The Boys" loved the first season, can't wait for the next. YimSiam 183 Citizen / Taxi Driver - a 1977 Thai movie about a country boy who comes to the city, gets a taxi, gets involved with a sassy heart-of-gold hooker, loses car, tries to find it, runs up against Thai corruption, mafia, cops. The usual, you could say. Definitely slow as molasses by modern standards, I kinda skipped through it since my patience was at low ebb. For those missing Thailand and missing 1970s Bangkok at the same time, chance to see how much has changed, and how very much is still the same. Street scenes often remarkably similar to what you might see today, even if the taxi model was a little different. YimSiam Fahrenheit 11/9 [2018] Another Michael Moore documentary, provocative as is his way albeit unconvincing, takes a broad look at life in America today following the election of Trump. Worth watching. The_Munchmaster 201 Fat Cunt LocationBonnie Scotland at the moment It's been a long time since I watched any movie but revisited The Shawshank Redemption last night. Not disappointed, still superb. 🤩 All Is True (2018) - Kenneth Branagh, Judi Dench, Ian McKellen I don't normally go for High Brow movies, so this was a pleasant surprise for me. When Shakespeare's Globe theatre burnt down, he apparently never wrote again, this is that story. Very, very good. Well worth a watch. Brassic [2019 TV series] One of the best UK comedy six part TV drama series out at the moment. A young group of hard up northerners find various dubious ways of making a living. Worth watching for a laugh. One of the idiosyncrasies of Kodi and it's add-ons, is that sometimes when I choose a movie to watch, the link gets translocated to another movie of similar name. So last night I thought I was going to watch the new Joker movie, that's raised some positive comment. What I got was - Joker Game 2015 a japanese James Bond - like movie, with english subtitles. It was very good. Aside from the plot wherein the Japanese spy saves the world... there was good action, a pretty female interest and some amusing portrayals of the English and Americans in the spy game. Several nods to James Bond and also Mission Impossible riffs in the music. Over all, well worth the watch Michael Caine is my watch of choice recently - Dirty Rotten Scoundrels 1988, in my view, a modern classic. Play Dirty 1969 - interesting desert antics blowing up stuff, Rommel, worth a watch. The Man Who Would Be King 1975 - Standard Caine and a very silly Sean Connery. Also Michael's wife Shakira, Wooof! Well worth the watch. And this just in - If you want to be really depressed about the state of the world and the imbalance of power and inequality of us people The Spider's Web: Britain's Second Empire 2017 The Spider's Web: Britain's Second Empire is a documentary released in Mexico in July 2017 which details the transformation of the UK as a colonial super power to a global financial power. It suggests that the City of London Corporation and its banks have done tremendous damage to the world economy since the 1960s and that up to half of all offshore wealth (globally) is hidden in one of many British offshore jurisdictions. With contributions from leading experts, academics, former insiders and campaigners for social justice, the film claims to highlight how in the world of international finance, corruption and secrecy have prevailed over regulation and transparency, and the UK is right at the heart of this. The film was co-produced by Tax Justice Network founder John Christensen, and is based in part on the book, Treasure Islands, by expert on British offshore havens Nicholas Shaxson; an interview with Shaxson is one of its major elements. Christensen was an advisor to the Queen’s government of the island of Jersey for a number of years. https://en.wikipedia.org/wiki/The_Spider's_Web:_Britain's_Second_Empire And if you translocate and extrapolate to the rest of the world, the next financial crisis , could well be the last. cavanami 558 I've outlived my dick! Blaze (2018) A reimagining of the life and times of Blaze Foley, the unsung songwriting legend of the Texas Outlaw Music movement. Stars:Ben Dickey, Alia Shawkat, Charlie Sexton Slow moving. OK for a sleepy, rainy day but mot a must see.
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LDVAL 2006.32.22 The Planet magazine for May & Baker employees throughout the world. August 1974, Vol. 28, No. 8. Contains an article on page 2 concerning a visit Mrs Godfrey and Mrs Bastable made to the Dagenham factory on Wednesday 31st July 1974 to attend the presentation of the Emblam of the Queen's Award and the Grant of Appointment, with a black and white photograph of Mrs Godfrey on page 3. From a collection of items documenting Mrs Godfrey's time as Mayor elect for London Borough of Barking for the year 1974-5. Her daughter, Hilda Bastable was her Mayoress for this term. 16 page printed magazine. Printed throughout in black and tourquise. Cover page shows a photograph of Mr Thomas receiving the Emblem of the Award from the Lord Lieutenant of Greater London. Page 2 - Presentation of the Queen's award to Industry; Page 3 - A series of B/W photographs; Page 4 - News about M&B people: Weddings, Golden weddings and Ro.S.P.A safe driving awards; Page 5 - Developments in staff representation and M&B prize for best student; Page 6 & 7- The Countryside around us: Upminster Hall; Pages 8-11 - Retirements and long service awards; Page 11 - Gardening for September; Page 12 - Obituaries; Page 13 - Rock and mineral, and Rugby; Page 14 - Music and drama, Photographic, Table tennis and Swimming; Page 15 - Football; Page 16 - Cricket, Ladies Bowls and Tennis. Entry Number 1670/222 (2006-12-15)
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Wind Park For Ethiopia From, ESI-AFRICA.COM: Addis Ababa, Ethiopia — — 17 November 2010 – The Ethiopian Electric Power Corporation (EEPCo) has signed a memorandum of understanding with Terra Energy Developers for the engineering, procurement and construction of an estimated 400MW wind park project in Debre Berhan, 130 km north of the capital. The memorandum states that Terra Energy ‒ based in Nevada in the United States ‒ will set up a wind turbine assembly plant in Ethiopia and arrange the required financing. It was decided that Terra Energy ‒ a joint venture between Princeton Energy Group, Global Enterprise Engineering Solutions and Pacific Renewable Energy Consulting ‒ will also handle the technology transfer and manage the plant. The agreement, which is valid for one year, was signed by EEPCo CEO Mehiret Debebe and five representatives of Terra. They included two Ethiopians, chief operations officer Behailu Assefa, and director of African operations Dereje Abebe Debre Berhan wind park ‒ one of the seven wind projects EEPCo plans to implement in the next five years ‒ was initially estimated to be able to generate 100MW in the power corporation’s plan. Acting director of corporate planning Mekuria Lemma explained that this projection was amended, however, after a subsequent assessment showed that it was possible to produce 400MW in the area. Terra Energy is expected to complete a feasibility study, environmental impact assessment and financial proposal by the end of the contract year. Close to 1 000MW of the 8 000MW by which Ethiopia’s power generating capacity is planned to increase over the next five years is estimated by EEPCo will come from wind energy. Found in section: Featured Tags: Ethiopia, Ethiopian News, wind farm ethiopia Previous Topic: Gigi Sings Hope Songs for Ethiopia — With Hopes for a Homecoming Next Topic: Sound Off: My Disgust at Brandy’s Elimination from ‘Dancing With the Stars’
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The Catholic League Towards the visible Unity of Christians in communion with the See of Peter Catholic Ecumenism Spiritual Ecumenism New Memory Anglicans & Catholics in Communion New Anglican Bishop of Richborough Fr Norman Banks, Chaplain to HM The Queen We warmly congratulate Fr Norman Banks, vicar of Walsingham, on his appointment as bishop of Richborough. Fr Banks served for a number of years as a trustee and member of the Council of the League and inspired in so many ways our focus on the importance of honouring the martyrs in a spirit of reparation and the healing of memories, as called for by Blessed Pope John Paul. He was instrumental in ensuring that the cell where the last sub-prior of Walsingham Priory, Fr Nicholas Mileham, was held on the eve of his martyrdom was dedicated as a chapel in the old Sue Ryder building. The League placed an altar there, bearing our emblem of the crossed key and crozier, in memory of our much loved late General Secretary, Geoffrey Wright. Until the future of the building and possible use and access to the cell-chapel are settled, Fr Banks has been looking after the altar. Before the Sue Ryder building closed, the altar was much used for mass and was at the time one of the few places in Walsingham where Catholics and Anglicans alike could celebrate a eucharist in the same holy space. Let us pray that, thanks to the prayer and faithfulness of all the martyrs, Catholic and Protestant alike, and their self-oblation in union with the sacrifice of Christ, the Christians of today may grow ever closer together into fullness of communion in his one Church. We know how deeply Fr Norman cares for the Catholic faith as it has been lived in the Anglican Church and what it has promised for the reconciliation of all Christians. So we assure him of our prayers for God's blessing in his future ministry to bring about the day of unity in Christ's one, holy, catholic and apostolic Church. Posted by Unitas at 00:19 Labels: Catholic League, church of england, ecumenism, martyrs, prayer for unity, Walsingham Ut Unum Sint The Catholic League is an ecumenical society based in England, founded in 1913 to promote the unity of Christians. It supports the Catholic ecumenical movement and encourages the journey of all towards the visible unity of the whole Church in communion with the Bishop of Rome, and his ministry of reconciliation as successor to St Peter the apostle to 'strengthen his brothers'. It was founded by Anglicans who believed passionately that the future of their Church lay in the reunion of all Christians in a common Catholic and Apostolic faith in restored full communion with the Successor of Peter in the see of Rome. Nowadays, our members include Anglicans, Roman Catholics, Orthodox, Eastern Catholic, Free Church Christians and any who support the Catholic ecumenical movement and the League's four objects: - The promotion of fellowship among those who profess the Catholic faith - The union of all Christians with the Apostolic See of Rome - The spread of the Catholic faith, and - The deepening of the spiritual life. The walls of separation do not rise to heaven The Messenger and the Newsletter The Catholic League's review is normally published three times a year and is available to members and other ecumenical centres and organisations free of charge. Others may request a copy from the Membership Secretary, subject to availability. A free newsletter is also sent to members of the League three times a year, between issues of the Messenger. The Sorrow of Nature: The Way of the Cross with George Congreve SSJE and St Therese of Lisieux, Luke Miller, £6 Anglican & Catholics in Communion, Mark Woodruff, Editor. Published October 2010, £5 The Unity of Christians : the Vision of Paul Couturier, Mark Woodruff, Editor. £3 Foxes have Holes: A personal memoir of St Magnus the Martyr, London Bridge, from 1984 to 1995, Michael Woodgate. £1 Experiencing the Lord, James Leachman OSB. £1-50 The History of the Catholic League, Robert Farmer. £1 Living Tradition : a Collection of Ceremonies for the Church's Year, Geoffrey Wright. £2-50 Re-uniting Anglicans and Rome, Brooke Lunn, Editor. £1 Charlotte Boyd : Some Notes on her Life, Ethel M. Hostler. £1 Developments in the Petrine Ministry, M J L Perrot. £1 One Step More, Michael Rear. This is now out of print. Christian Unity Handbook. £0-75 Liturgy and Unity, Brooke Lunn. £0-75 Unity Prayer Resources Christian Unity Handbook, £0-75 Week of Prayer : Intercessions Leaflet for Mass and the Divine Office. Download PDF here. Act of Spiritual Communion. Free Nicholas Mileham Prayer Card. Free Unitas Prayer Card. Free All titles are available from the Members' Secretary, 27 Moor Lane, Newby, Scarborough YO12 5SL members@unitas.org.uk Paul Couturier, Apostle of Unity Anglicanorum Coetibus: Statement from the Executive of the Catholic League The Messenger - Anglicanorum Coetibus Edition For the Record: Fr Keith Newton on "What is the Ordinariate?" Solemn Evensong: for the First Anniverary of the Ordinariate: Some Patrimonial Reflections Catholics of the Anglican Patrimony, Aidan Nichols OP - Fr Mark Woodruff responds to Fr Peter Cornwell's Tablet Review Vatican II Hymnal: Book Review First Ordinations of the Pastoral Clergy for the Ordinariate First Centenary Lecture: Fr John Hunwicke - DOM GREGORY DIX, THE CATHOLIC LEAGUE, AND THE NECESSITY OF THE PAPACY 2020 - December update Blessed John Henry Newman Fund: Donate to the Ordinariate In 2010, The Catholic League established the Blessed John Henry Newman Fund to received funds and donations for the new Ordinariate of Our Lady of Walsingham and its membership groups before it was able to establish itself as a charity with its own bank account. We have now wound down the Fund refer donors to the Ordinariate itself. Existing regular donations to the Fund are forward to the Ordinariate. Since the Fund's inception, the Catholic League has raised nearly £70,000 for the Ordinariate, including Gift Aid that would otherwise not have been recoverable. This is on top of our own grants to support the work of the Ordinary direct. Special Edition of the Messenger Anglicans & Catholics in Communion, the special edition of The Messenger, 300 pages of comment and analysis of Patrimony, Unity and Mission in the wake of Anglicanorum Coetibus, and Pope Benedict's visit to Britain, is available free of charge to all bona fide enquirers. Here is the list of contents and contributors. The second printing is available by kindness of the Manager, St Paul's Bookshop, Morpeth Terrace, London SW1P 1EP, beside Westminster Cathedral. A donation to the Blessed John Henry Newman Fund (below left) is requested to cover postal charges where applicable. The contents are also available online - follow the page above - Anglicans & Catholics in Commmunion. A follow up edition, collecting more international analysis and documentation, will appear later in 2012. ang (1) anglican association (1) anglican centre in rome (9) anglican papalism (16) anglican patrimony (40) anglicanorum coetibus (31) anglo-catholic history association (2) apologetics (3) archbishop justin welby (20) archbishop Michael Ramsey (2) archbishop rowan williams (6) archbishop vincent nichols (6) ARCIC (14) atheism (1) BBC (1) benedict xvi (29) bishop alan hopes (11) Bishop John Moorman (1) book (8) brooke lunn (9) bruges (6) cardinal hume (1) cardinal koch (1) Cardinal Levada (5) Catholic Bishops' Conference of England and Wales (12) Catholic League (51) catholic social teaching (2) centenary (17) Centenary Tractates (2) church of england (23) civil society (5) conference (3) Congregation for the Doctrine of the Faith (6) congregation of the english mission (4) council for promoting catholic unity (2) diakonia (3) ecumenism (76) Europe (1) film (1) finland (1) for the record (9) france (1) francis (34) George carey (1) global freedom network (2) grant (8) Gregory Dix (3) guild of our lady de salve regina (1) henry fynes-clinton (8) history (9) iarccum (4) islam (1) john henry newman (1) john paul ii (5) john xxiii (1) liturgy (4) marriage (1) martin luther (2) martyrs (9) mgr keith newton (17) mission (18) music-hymnody (15) Newman Fund (4) obituary (3) ordinariate (64) ordination (11) orthodox (9) pastoral provision (2) paul couturier (17) paul wattson (3) pilgrimage (9) Pontifical ARCIC (1) Pontifical Council for Promoting Christian Unity (8) prayer for unity (42) reflection (1) reformation (2) secularism (4) spencer jones (5) spiritual ecumenism (23) spirituality (4) Sweden (1) tabernacle treasury (4) The Independent (1) The Messenger (7) The Portal (7) The Tablet (5) theology (6) Vatican II (4) Walsingham (13) wcc (2) Anglican Centre in Rome Anglican Difficulties - Volume 1 (J. H. Newman) Anglican Difficulties - Volume 2a (J. H. Newman too the Revd E. B. Pusey) Anglican Difficulties - Volume 2b (J. H. Newman to the Duke of Norfolk) Anglican Use Society Anglican Use of the Roman Rite - News Anglo-Catholic History Society Apostolic State Visit to the United Kingdom 2010 Catholic Bishops' Conference of England & Wales Catholic Central Library Catholic Directory UK Centro Pro Unione, Rome Churches Together in England Council of Catholic Societies of the Church of England Ecumenical Marian Pilgrimage Trust Ecumenical Society of the Blessed Virgin Mary Evangelium Course Fellowship of St Alban & St Sergius Global Freedom Network Holy See Press Office Ordinariate Watch (London) Ordinariate of Our Lady of Walsingham Pastoral Provision in the United States Paul Couturier & Spiritual Ecumenism Pontifical Council for Promoting Christian Unity Pusey House, Oxford Seed of the Church: Martyrs of Church Unity Shrine of Our Lady of Walsingham Society of Mary Society of St John Chrysostom The Ordinariate Portal (UK) The Portal Magazine Together for the Common Good Unitatis Redintegratio, Decree on Ecumenism, Vatican II Ut Unum Sint, Encyclical of Pope John Paul II Vatican Information Service Blog Anglicanorum Coetibus Apostolic Constitution Anglicanorum Coetibus Complementary Norms The Significance of Anglicanorum Coetibus, by Gianfranco Ghirlanda SJ Statement from the Executive of the Catholic League Virtual Conference on Anglican Patrimony, Pusey House, June 2010, with Eamon Duffy The Pope, The Anglicans and The Mass, Lecture by Joseph Fessio SJ, February 2010, Institute of Catholic Culture Information Day at Roxbury MA, Address by Richard Bradford, January 2010 Information Day at San Antonio Texas, December 2009 Ordinariate Portal (UK) Anglican Use Books & Proposed Revisions from Partridge Hill Press (US Pastoral Provision) Book of Divine Worship (US Pastoral Provision) Study Days at St Agnes, Kennington, London, December 2010 and January 2011 Prayer of Blessed John Henry Newman for Christian Unity O Lord Jesus Christ, who, when You were about to suffer, prayed for Your discipes to the end of time that they might all be one, as You are in the Father and the Father in You: Look down in pity on the manifold divisions among those who profess Your faith, and heal the many wounds which the pride of man and the craft of Satan have inflicted upon Your people. Break down the walls of separation which divide one part and denomination of Christians from another. Teach all that the See of St Peter, the Holy Church of Rome, is the foundation, centre and instrument of unity. Open their hearts to the long-forgotten truth that our Holy Father, the Pope, is Your vicar and representative; and that in obeying him in matters of religion they are obeying You, so that, as there is but one holy company in heaven above, so likewise there may be but one communion, confessing and glorifying Your holy Name here below. From Newman's Meditations & Devotions Seed of the Church: Martyrs of Unity Pastoral Message of CBCEW - November 1993 Resolution of the Plenary Meeting of CBCEW - April... Pastoral Message of CBCEW - April 1993 Diaconal Ordinations for the Ordinariate in Portsm... Ordinations of Deacons for the Ordinariate within ... New Trustee Ordained Anglicans in Rome, Frederick Bliss SM, Canterbury Press, 2006 Called to Communion, Joseph Ratzinger, Pope Benedict XVI, Ignatius Press, 1991 Catholic and Ecumenical, Frederick M. Bliss SM, Sheed & Ward, 1999 Enriching Communion, Bill Snelson, Churches Together in England Handbook of Spiritual Ecumenism, Cardinal Walter Kasper, New City Press, 2007 Harvesting the Fruits, Cardinal Walter Kasper, Continuum, 2009 Introduction to Ecumenism, Jeffrey Gros, Paulist Press, 1998 Receiving the Council, Ladislas Orsy, Michael Glazier Books (Liturgical Press), 2009 Rome and the Eastern Churches, Aidan Nichols OP, Ignatius Press, 2010 (second edition) Searching for Christian Unity, Cardinal Walter Kasper, New City Press, 2007 That they may all be one, Cardinal Walter Kasper, New City Press, 2004 The Panther & the Hind, Aidan Nichols OP, T & T Clark, 1993 The Unity of the Church - Joseph Ratzinger in Communio (Volume 1), Pope Benedict XVI, Eerdmans, 2010 Vatican Observed, John Moorman, Catholic Book Club, 1967 Walsingham, Pilgrims & Pilgrimage, Michael Rear, St Paul's Books, 2011 You are Peter, Olivier Clement, New City Press, 2003 Yves Congar - Essential Writings, Paul Lakeland, Orbis, 2010 (c) The Catholic League 2010 & 2014. 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Lil Baby & Gunna Drip Harder By Clayton Tomlinson Two of Atlanta's hottest rappers have released a collaborative album, called Drip Harder. Lil Baby and Gunna have been singing together since the former's first mixtape, Perfect Timing. This latest is a combination of Baby's Hard tapes and Gunna's Drip Season ones that have propelled each to the top. Here we get 13 mostly well-crafted songs that contain the signature styles of each artist, but in no way seem formulaic. Executive producer Turbo does the signature "Drip" sound justice. Lyrically, we see their strengths, especially Baby's, come out on two solo songs from each. On "Close Friends," Baby sings about a girl he almost bought a ring for, and how they went from being good friends to lovers in the blink of an eye. Gunna, on the other hand, sings about the differences in his life since his come up. As ever the label lover, we still get lines like "Thank God, came and got me, used to shop at Target" on "Belly." The project contains features from Nav, Drake, Lil Durk and, the man who birthed these two — in style if not in actuality — Young Thug, who incidentally gives the best feature on "My Jeans." Lil Durk's verses sound great but he also raps about making his girl "suck dick on [her] period" whether she wants to or not. And Nav actually raps "put my lil babies on her tongue." Both of these lines, ranging from problematic to just disgusting, come on the album's opener "Off White VLONE." The Drake closer doesn't fit the vibe; it bangs but it doesn't drip, at all. This is a good effort from these two but could've been tighter. It's best when Lil Baby raps about his emotions, where the two once were and when Gunna brags about how far they've come since. But it's clear, they've still got farther to go. (Independent) More Lil Baby & Gunna More Lil Baby More Gunna Lil Baby & Gunna ​21 Savage Finally Drops 'i am > i was' 21 Savage "forgot" to release his album i am > i was earlier this month, but it has finally arrived. The album was worth the wait, thoug... Juicy J Gets Megan Thee Stallion, A$AP Rocky, Logic for 'The Hustle Continues' Juicy J is coming back into our lives with a new album. Titled The Hustle Continues, the record is due out on October 14 via eOne, and it co... Gunna Is Back with New Album 'WUNNA' Gunna is hitting up his faithful with a new album. His sophomore effort WUNNA, has just arrived, and it features the likes of Travis Scott,... Stream Future's New Album 'High Off Life' Future's new album High Off Life has finally arrived, and you can stream the entire thing right now. Arriving today through Epic/Freeband... Lil Baby My Turn Like the name of his winning single, "Sum 2 Prove" implies, Atlanta's Lil Baby approaches My Turn like he's trying to silence doubters. On t... Montreal's îleSoniq Announces 2020 Lineup with deadmau5, Tiësto, Sean Paul Montreal's îleSoniq will return this summer, and organizers have just unveiled the festival's 2020 lineup. It includes headlining sets b... NAV Announces New Album 'Good Intentions' After releasing his Bad Habits album last year, NAV has announced a follow-up effort. The Canadian will deliver third studio album Good Inte... BC's FVDED in the Park Cancels 2020 Festival Like so many Canadian events, BC's FVDED in the Park has officially cancelled its 2020 festival due to COVID-19. Organizers made the anno... ​NAV Teams with Gunna and Travis Scott for New Track "Turks" Toronto producer/performer NAV has returned with a new single called "Turks," and it features guest spots from Gunna and Travis Scott. I... ​Megan Thee Stallion's Debut Album 'Suga' Is out Now Megan Thee Stallion has been embroiled in a battle with her record label recently, and it seems the disagreement has sped up the release of...
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Coach Fired After Dismissing Dating Player From the Team Last week, news broke that Prairie View A&M University fired its women's basketball coach after she enforced a no-dating policy against two players who were in a relationship with each other. The players complained to the university that the policy was discriminatory and violated Title IX. As coach Dawn Brown reportedly has appealed the decision within the university system, she and her agent have also decried it publically as unjust "scapegoating." Some additional facts about the coach's actions make it less clear that her actions were discriminatory and unlawful. First, the policy does not single out players from dating each other. They are also banned from dating coaches, trainers, managers, and other people associated with the program. To be fair, if you isolate the aspect of the policy that addresses players relationships with each other you could conclude that it discriminates based on sexual orientation (since only lesbians would have those relationships). But the policy as a whole is arguably neutral as to sexual orientation,since a straight player dating a male trainer would be just as vulnerable to dismissal as lesbian teammates dating each other. To be clear, I can think of better ways to create a policy about intra-team relationships. but a conclusion that this policy discriminates against lesbians is surely no slam dunk. Even if we read the policy as discrimination against lesbians, it's not clear -- at least to me -- that this was the reason she was fired. For one thing, discriminating against lesbians doesn't necessarily violate the law -- as much as I'd prefer otherwise. Texas does not prohibit discrimination based on sexual orientation, and Title IX only covers discrimination based on sex. While one lower federal court has so far endorsed a view that sex discrimination under Title IX includes sexual orientation discrimination, this is not a universal interpretation and one that is not binding in other jurisdictions. So if Prairie View A&M's explanation is that the coach was fired for "violating Title IX" this is (I hate to say) a stretch. Legal issues aside, the facts suggested by Dawn Brown to the media also raise questions about the university's motive. She says that the policy was developed in consultation with the Title IX office, and that the Athletic Director was involved in the decision to enforce the policy against the players in question. If this proves true, this surely calls into question any explanation of Brown being fired over the enforcement of the policy. And as we have learned from other cases involving terminated coaches, when a university's rationale for firing a female coach doesn't ring true, it is sometimes pretext for discrimination. Labels: basketball, coaching, employment, Prairie View A&M, sexual orientation Courts Address Disciplined Students' Title IX Clai... Coach Fired After Dismissing Dating Player From th... North Carolina Law Causes Title IX Violation, Laws... Recent sexual harassment and assault cases More trouble at FSU Accused Student's Case Against Columbia Dismissed Department of Education Settles Athletics Complain... Recent transgender policy cases Settlement at North Florida Sixth Circuit Affirms Verdict Against Wayne State ... Field hockey coach files lawsuit & other Iowa updates Disciplined Student's Title IX Claim Survives Corn...
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Spectrum swapping… Posted in Regulatory, Spectrum at 9:32 am by timfarrar Verizon’s agreement with T-Mobile earlier this week for a swap of AWS holdings to give both sides more contiguous spectrum within the AWS-1 band, raises a host of interesting possibilities for future transactions in the wireless space. UBS is speculating today that AT&T will dispose of its remaining AWS holdings, but it seems more plausible that AT&T could actually swap its remaining AWS spectrum (most of which is in the A-block or C-block and would naturally pair up with Verizon’s holdings in Los Angeles, Chicago, Dallas, Miami, Minneapolis and numerous other markets) for Verizon’s 700MHz B block holdings. Although AT&T has more AWS spectrum (~1B MHzPOPs) than Verizon has in the 700MHz B block (just under 600M MHzPOPs), as I’ve noted before Verizon overpaid in the 700MHz auction to prevent AT&T from buying all of the B block, and so Verizon spent $2B on its B block spectrum whereas AT&T’s remaining AWS holdings only cost between $500M and $600M (and using the SpectrumCo transaction as a benchmark, would only be valued at around $700M today). By exiting its 700MHz B block holdings via a swap, Verizon would avoid having to take a loss on this expensive spectrum purchase, but it would be interesting to see whether money actually changed hands in such a transaction with AT&T (given that both companies have an incentive to talk up the value of spectrum, not least to make spectrum acquisitions more expensive for their rivals). Of course, if such a swap proves infeasible (perhaps because of the significant discrepancy in price per MHzPOP) then it still seems unlikely that AT&T would announce a sale of AWS spectrum without some quid pro quo acquisition, either of Verizon’s B block, or more likely in conjunction with the purchase of DISH’s holdings (after terrestrial use of the AWS-4 block is approved by the FCC). In either case, I assume that a deal wouldn’t come until after the November 2012 presidential election. Looking further afield, it now also seems less certain that the FCC will free up the PCS H block (which would require DISH’s uplinks to move up by 5MHz to 2005-2025MHz) when it gives DISH the go-ahead for terrestrial use of the DBSD/TerreStar AWS-4 spectrum band. As a result, Sprint might also find itself looking at swaps with smaller players such as MetroPCS and Leap to gain wider channels for its PCS G block LTE network (by using existing F block spectrum). In those circumstances, Leap and MetroPCS could potentially be paid money for a spectrum swap without necessarily giving up any capacity, assuming that Sprint gave them alternative PCS holdings in the lower part of the band instead, and this could prove interesting given the financial pressures that smaller carriers are under. Safe, legal and (exceedingly) rare… Posted in Aeronautical, Inmarsat, Operators, Services at 8:19 pm by timfarrar That pretty much sums up the situation with inflight cellphone calls in the rest of the world, after OnAir’s CEO indicated that only 10% of OnAir’s inflight GSM traffic is now coming from voice calls. Just how disastrous a statistic that is can be discerned from the fact that Inmarsat’s total wholesale aero passenger connectivity revenue is only around $2M per year, from 160 planes equipped with cellular connectivity, or around $12K per plane per year (in fact the number might even be lower if Inmarsat is including the far larger number of long haul planes equipped with traditional seatback phones in its $2M total). Grossing up to retail revenues, that means passengers are spending perhaps $30K to $40K per plane per year on cellular services, and so if only 10% of OnAir’s “traffic” (which I assume is measured in revenue terms) is derived from voice calls, then that is about $10 per plane per day in voice usage. Put another way, I estimate that on average there may be as few as 2 voice calls per plane per day! For (a truly scary) comparison, take a look at OnAir’s estimates back in 2007, that Ryanair passengers would spend EUR300K per plane per year on voice calling, or 100 times more than the current level of usage. Of course that shouldn’t really be a surprise, because the original providers of inflight phones in the US (Verizon Airfone and Claircom) both went out of business and Inmarsat’s revenues from seatback phones were about 2% of their original projection in the early 1990s. More recently, Ryanair also stopped providing inflight cellular services. Obviously the lack of privacy and the level of background noise make it pretty hard to conduct business on a cellphone call inflight, while the cost has generally been prohibitive for leisure users, and neither of those factors has changed in any meaningful way with the introduction of cellphone instead of seatback connectivity. As a result, its no wonder that business travelers much prefer email and SMS to voice calls, and some airlines have even decided to ban voice calling themselves, despite it being legal outside the US. It therefore seems pretty ironic that we’ve had letterwriting campaigns to the FAA and FCC, a ban proposed in Congress and even a lobbying group set up by OnAir and AeroMobile, trying to argue that voice calls on planes are a bad or a good thing (depending on your point of view), when the reality is that almost no-one actually wants to do it anyway. However, just as with the title of this article, once people become convinced that there is no middle ground to the debate, logic tends to fly out of the window. In those circumstances, its no wonder that members of Congress are eager to get involved. UPDATE (9/5): The FAA’s own consultation document on legalizing cellphone use onboard aircraft has now been published and gives some interesting specifics on the usage levels seen in other countries. In particular, the Brazilian regulator indicated that TAM was only seeing about 0.3 voice calls per flight leg, and the consensus of most respondent countries was “that there was relatively low use of cell phone voice communication on airplanes”. What is AT&T up to on the down low? Posted in Financials, ICO/DBSD, LightSquared, Operators, Regulatory, Spectrum, TerreStar at 7:52 pm by timfarrar Earlier today AT&T announced details of its new proposal with SiriusXM to resolve disagreements over how to deploy mobile broadband in the WCS band. AT&T is the largest holder of WCS spectrum, with about 4B MHzPOPs of spectrum, and NextWave is the second biggest holder. However, there is a difference in usability within the WCS spectrum between the C&D blocks (unpaired 5MHz blocks) that are immediately adjacent to the 2320-2345MHz satellite radio (DARS) band (and so have a much higher risk of causing interference with satellite radio receivers) and the A&B blocks (each a paired 2x5MHz channel) which are further away from the DARS band. AT&T and Sirius’s proposal would sharpen this difference by prohibiting mobile use of the C&D blocks, while further liberalizing use of the A&B blocks. As a result, AT&T would then have between 10MHz and 20MHz of usable A&B block spectrum over roughly half the country. The result of this proposal would likely make NextWave’s life more difficult (because nearly half of its WCS holdings are in the C&D blocks), thereby potentially giving AT&T a chance to pick up additional A&B block WCS spectrum. However, what is particularly intriguing about the details of AT&T’s submission is the proposal that it should be allowed more flexibility to deploy FDD technologies such as LTE, with downlinks in both halves of the WCS A and B blocks. In other words, AT&T would gain yet more downlink spectrum, in addition to the Qualcomm 700MHz spectrum that it acquired last year “to allow support of asymmetrical data bandwidth allocation”. Of course, the obvious unanswered question is where would the uplink spectrum to be paired (under the proposed FDD configuration) with both the Qualcomm and WCS A&B block spectrum come from? What AT&T needs is a clean block of paired spectrum for an LTE Advanced deployment so that the Qualcomm and WCS spectrum can be used as carrier-aggregated downlinks. When it proposed the Qualcomm transaction, the scenario that AT&T advanced was to use the AWS band to serve this purpose, but of course that is now off the table with the collapse of the T-Mobile takeover. As I’ve noted before, the Qualcomm transaction alone therefore provides a pretty compelling reason for AT&T to be interested in buying DISH. However, another fascinating possibility is that perhaps Moelis’s assertion last week that LightSquared’s spectrum would still be worth a considerable amount of money if used on an unpaired basis (i.e. as uplink only spectrum) might be grounded in something more than wishful thinking. Indeed Moelis cites the potential for at least some of LightSquared’s spectrum (the 1670-75MHz block leased from Crown Castle) to be paired with other spectrum blocks through carrier aggregation “similar to AT&T’s planned usage of Qualcomm’s 700MHz spectrum” and I’m told that this possibility has been explored with AT&T in recent months. Of course, GPS interference concerns in LightSquared’s satellite band would still need to be resolved, and LightSquared would still need to pay for leasing spectrum from Inmarsat (according to Moelis’s figures the lease payment if the full L-band band is usable has now been increased to $145M p.a. from April 2014 under the revised agreement struck with Inmarsat in April). Even then, uplink spectrum is generally worth much less than downlink spectrum, both because there is a need for additional downlink spectrum due to traffic asymmetries and, as LightSquared found out to its cost, interference concerns can be more problematic in downlink spectrum. As a result this severely undercuts Moelis’s argument that LightSquared should be able to attribute the same valuation to its spectrum whether it is used for uplinks or downlinks (not to mention the use of comparisons based on recent sales within the well established and widely deployed AWS-1 band). However, this possibility does at least raise the question of whether AT&T’s acquisition plans (which are intended to give it enough spectrum for the next five years) include options other than buying both DISH and Verizon’s 700MHz B block spectrum. Intelsat’s Epic lack of publicity… Posted in Aeronautical, Broadband, Inmarsat, Maritime, Operators, Services, VSAT at 12:45 pm by timfarrar Without any hint of the PR blitz that I had expected, Intelsat has quietly updated its website to confirm my blog post in March, that it is about to order at least two new satellites, IS-29 and IS-33 to provide high capacity spot beam Ku-band service in the North Atlantic and Indian Ocean regions. These satellites will be in-service in 2015 and 2016 respectively, and are intended to “provide four to five times more capacity per satellite than our traditional fleet” with total throughput “in the range of 25-60 Gbps” (this appears to be a total not a per satellite figure – I would guess the throughput per satellite is around 12Gbps, roughly the same per satellite as Inmarsat’s GX, including its high capacity overlay beams). UPDATE (June 7): Intelsat has now put out a press release and added more data to its website including a fact sheet, which states specifically that the throughput of 25-60 Gbps is per satellite. Obviously this figure is a wide range but it is clearly much greater than the Global Xpress per satellite capacity. I understand that one reason for Intelsat’s lack of publicity is the quiet period associated with its proposed IPO, but Intelsat definitely considers this a very important development and has been trumpeting it privately to distributors at its recent partner conference. Intelsat is planning to integrate these new satellites into its existing maritime coverage as shown below (indeed there is less high capacity oceanic coverage than I expected, presumably because it will take time before Intelsat’s existing capacity fills up) and it appears that Intelsat will now be looking to compete head-to-head with Inmarsat’s Global Xpress as well as Viasat (both of which Intelsat appears to be referring to with its comment that “Unlike many new satellite operators, Intelsat is not constrained to Ka-band“) What we haven’t yet seen are the details of Intelsat’s launch partners. It is clear that one partner is Panasonic, but the more important question is who Intelsat might have managed to secure in the maritime market. Inmarsat’s recent list of XpressLink distribution partners was notable for the absence of Vizada and most other major maritime VSAT providers, so if one or more of these maritime players now makes a substantial commitment to Intelsat, it will be another important sign that the transition to Ka-band in the maritime and aeronautical sectors is far from a foregone conclusion.
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Adult Children of Alcoholics and Dysfunctional Families UK A 12 step fellowship Home UK Meetings Other Meetings Literature Donations News Events Contact Us PLI Aberystwyth (Monday) Ash (Friday) Baldock, Herts (Monday) Barnstaple (Monday) Basingstoke (Tuesday) Brighton (Tuesday) Bath (Tuesday) Bath (Thursday) Birmingham (Tuesday Evening) Birmingham (Tuesday Afternoon) Birmingham (Saturday) Bristol (Sunday) Caernarfon (Monday) Cambridge (Saturday) Cardiff, Penarth (Wednesday) Chelthenham/Gloucester (Saturday) Chester (Wednesday) Colchester, Marks Tey (Tuesday) Dorking (Monday) Dunfermline (Wednesday) Eastbourne (Wednesday) Edinburgh (Tuesday) Fareham (Sunday) Farnham (Friday) Forres (Wednesday) Galway, Ireland (Saturday) Guildford (Sunday) Hastings (Saturday) Hayling Island (Tuesday) Henley On Thames (Monday) Kirkham, Preston (Monday) Leeds Polish (Tuesday) Leeds (Tuesday) Liverpool (Saturday) Liverpool Polish Meetng (Saturday/Sunday) Liverpool (Tuesday) London, Bethnal Green (Monday) London Bethnal Green - Lithuanian (Friday) London, Enfield (Thursday) London, City of Westminster (Saturday) London, Fitzrovia (Sunday) London, Ealing (Sunday) Muswell Hill Women’s Meeting (Thursday) London, Russian Speaking (Sunday) London, Notting Hill (Friday) London, Notting Hill (Saturday) London, Notting Hill (Sunday) London, Islington (Tuesday) London, Knightsbridge (Wednesday) London, Mayfair (Saturday) London, Orpington (Monday) London, Regent's Park (Wednesday) London, Richmond (Sunday) London, Richmond (Tuesday) London, Richmond (Wednesday) London, Soho (Monday) London, Soho (Tuesday) London, Soho (Sunday) London, Soho (Thursday) London, Soho (Wednesday) London, Soho (Saturday) London, Soho Women's Meeting (Friday) London, Soho (Friday) London, Stamford Hill (Friday) London, Twickenham (Friday) London, Whitechapel (Tuesday) Malvern (Friday) Manchester, Altrincham (Thursday) Manchester, Middleton (Wednesday) Manchester, Withington (Monday) Newbury (Sunday) Newcastle (Monday) Norwich (Wednesday) (Closed) Okehampton (Sunday) Oxford (Friday) Peterborough (Thursday) Poole (Thursday) Reading (Polish) (Friday) Ringwood (Friday) Salisbury (Wednesday) Salisbury (Sunday) Sheffield Zoom (Tuesday) Sheffield (Thursday) Sligo, Ireland (Friday) Stevenage (Wednesday) Stroud (Sunday) Stroud (Tuesday) Tavistock (Thursday) Totnes (Sunday) Woking (Saturday) Cardiff, Penarth - Wednesday When: Wednesday: 7:45 - 9:15pm Due to the current COVID-19 outbreak we have moved our weekly meeting to an online platform please email acapenarth@gmail.com if you would like the details to attend. Contact Name: Sam Contact Number: 07432 687 464 Contact Email: acapenarth@gmail.com Return to UK Meetings Copyright ACA UK 2015 All Rights Reserved
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VCP Refereeing Course held in Guinea The course participants in Kaloum, Guinea Kaloum, Guinea, July 8, 2015 - A VCP Refereeing Course was held in Kaloum from June 10-14. FIVB Instructor Mr Abdelmajid Kilani Djerad from Tunisia was in charge of the 28 participants. The opening ceremony was chaired by Volleyball Federation of Guinea (FGVB) Second Vice-President Saliou Barry, who was joined by FGVB General Secretary Hady Guisse. Mr Barry thanked the Course Instructor for his contribution to the development of refereeing in Guinea and encouraged the course participants to be proactive and make the most of the opportunity. Mr Djerad said how pleased he was to be making a second visit to Guinea and thanked the federation for their focus on refereeing. The FGBV have joined forces with the National Olympic Committee and Sports Ministry to set up a training programme which will see referees of different levels acquire new skills, which may also put them on the path to international refereeing careers.
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‘Road Block’ Special: All Three Broadcast Networks to Air Primetime Biden Inauguration The three major TV networks are reportedly joining forces to air a primetime special of Joe Biden’s inauguration-day festivities on January 20, creating a “road block” special that is expected to preempt regularly scheduled shows and saturate the airwaves with the event. David Ng NFL 2020 Regular Season Ratings Crash 7 Percent Not only did the NFL not get the ratings boost they were looking for in 2020, but their ratings actually crashed by seven percent. Warner Todd Huston Late-Night Hosts Lash Out After Capitol Attack: Only Way Democracy Survives Is if Trump Immediately Removed The left-wing late-night network TV show hosts, who’ve for years mocked a ridiculed millions of conservative Americans, put their political puns aside on Wednesday night and lashed out in anger and frustration over the violence at the U.S. Capitol, offering lengthy lectures about the need for civility and calm. Jerome Hudson Pro Football Talk: ‘The Leader of Our Country Is a Clear and Present Threat to Nat’l Security’ The Twitter account for Pro Football Talk, which is believed to be used also the personal Twitter of PFT writer and NBC Sunday Night Football contributor Mike Florio, blasted President Trump on Wednesday as a “clear and present threat to national security.” Dylan Gwinn Report: Eagles Had to Be ‘Held Back’ from Doug Pederson After Benching Jalen Hurts Eagles players had to be “held back” from going after Doug Pederson following his decision to bench Jalen Hurts Sunday night. WATCH: Cris Collinsworth, Al Michaels Rip Eagles Coach for Allegedly Tanking Season Finale The Eagles are being accused of tanking after Doug Pederson pulled starting quarterback Jalen Hurts in a pivotal game against Washington. Report: Drew Brees to Retire at the End of the Year ESPN’s Adam Schefter reports that most NFL people believe New Orleans Saints quarterback Drew Brees will retire at the end of the season. Comedy Club Owner: ‘Saturday Night Live’s’ Indoor Audiences Ignore ‘Same Laws Crushing Small Businesses All Over NYC’ A New York comedy club owner is calling out the hypocrisy of NBC’s Saturday Night Live for broadcasting with live, in-studio audiences while comedy clubs around the city face financial ruin due to coronavirus restrictions. Tony Dungy Questions Whether Pro-Abortion Pastor Raphael Warnock is Really a Christian Former NFL coach Tony Dungy is questioning if Democrat Georgia senate candidate Raphael Warnock is even a Christian. Report: Ellen DeGeneres Losing Guests, Sponsors, and Facing Ratings Crash After Harassment and Toxic Workplace Allegations According to reports, “The Ellen DeGeneres Show” is suffering a loss of on-air guests, advertising dollars, and is facing a ratings crash months after accusations that DeGeneres fostered a toxic workplace where harassment was rampant. NBC Preps ‘Zorro’ With Female Lead Who Fights for Social Justice NBC has given the green light to an updated take on the masked vigilante character Zorro, but this time with a woman in the lead as the hero. Hollywood Celebrities Attack Rudy Giuliani After COVID-19 Diagnosis: He Should Be ‘Disbarred, Prosecuted and Jailed’ Hollywood celebrities are attacking and mocking Rudy Giuliani following President Donald Trump’s announcement that the former New York mayor was diagnosed with COVID-19. Among the mudslingers were the corporate comedians of late-night TV — Jimmy Kimmel, Jimmy Fallon, and Trevor Noah. 8 Dec 2020, 11:28 AM PST Rashida Jones Replacing Phil Griffin as President of MSNBC Phil Griffin, president of MSNBC, will be replaced by Rashida Jones, currently a senior vice president of NBC and MSNBC. 7 Dec 2020, 4:45 PM PST CBS’s ‘Blue Bloods’ Stands Up for Cops in Defund Police Episode CBS’s hit drama “Blue Bloods,” starring Tom Selleck, has (so far) bucked the trend seen on several network TV shows, including NBC’s “This Is Us,” “Law & Order: SVU,” and “Chicago PD,” of boosting Black Lives Matter’s social justice message and painting police in a negative light. ‘Saturday Night Live’ Mocks Staten Island Business Lockdown Protesters as ‘Queers’ and ‘Babies’ NBC’s “Saturday Night Live” mocked Staten Islanders who recently protested against restrictions on indoor drinking and dining, calling demonstrators “babies” and “queers.” Cris Collinsworth Apologizes for Inoffensive Comment About Female Football Fans NBC broadcaster Cris Collinsworth has inexplicably apologized for complimenting the football knowledge of several female fans he recently met. No Longer Primetime: NFL’s Sunday, Monday Night Ratings Crater to New Lows NBC has struggled in the ratings for ‘Sunday Night Football’ with the numbers falling for every single game this year over last year. Ron Klain Reiterates Biden’s Pledge to Impose Nationwide Mask Mandate During Sunday’s broadcast of NBC’s “Meet the Press,” Ron Klain, former Vice President Joe Biden’s pick to be White House chief of staff, signaled a nationwide mask mandate would be forthcoming in a new Biden administration. From ‘This Is Us’ to ‘Law & Order,’ Network TV Shows Push Black Lives Matter, Anti-Cop Messages Network TV shows including “This Is Us,” “Law & Order: SVU,” and “Chicago PD” have kicked off their new seasons with social justice-themed storylines that tout systemic racism and portray law enforcement in a negative light. Writers rooms around Hollywood are working hard to keep race top of mind after left-wing activists put pressure on the networks to change the way they portray black people and the police. ABC, CBS, NBC Cut Away from President Trump’s Live Remarks on Election The three major news networks — ABC, CBS, and NBC — all cut away from President Donald Trump during a press briefing on Thursday evening in which he was discussing his view of the 2020 election results, including the presidential race. 5 Nov 2020, 4:27 PM PST ‘F**k You SNL’: Ice Cube Slams ‘Saturday Night Live’ ‘Elitists’ for Mocking His Trump Praise The rapper and actor Ice Cube has hit back at NBC’s “Saturday Night Live” for mocking his recent favorable comments about President Donald Trump. 3 Nov 2020, 7:35 AM PST Report: Second Hunter Biden Laptop Seized by DEA A second laptop belonging to Hunter Biden, son of former Vice President Joe Biden, was seized in February during a raid on a psychiatrist by the Drug Enforcement Administration (DEA). Hunter Biden was not, reportedly, the target of the raid. 30 Oct 2020, 5:25 PM PST 500 Missing Migrant Children Narrative Reaches Presidential Debate Stage Despite the Facts The surprise topic in the presidential debate was that President Donald Trump’s immigration policies have disappeared 500 migrant children. Hollywood Celebrities Sing Biden’s Praises During Rival Town Halls: ‘Genuine and Compassionate,’ ‘Class Act All the Way’ Left-wing Hollywood celebrities shifted into spin mode Thursday, playing defense for Joe Biden during ABC’s town hall event that aired at the same time as NBC’s rival town hall with President Donald Trump. 16 Oct 2020, 9:25 AM PST Donald Trump on DACA: We’re Going to Take Care of ‘Dreamers’ President Donald Trump answered a town hall question about the roughly 700,000 young illegal migrants protected by the 2012 Deferred Action for Childhood Arrivals (DACA) amnesty, saying, “We’re going to take care of Dreamers.” Neil Munro Donald Trump at NBC Town Hall: Leave Roe vs. Wade to the Supreme Court “I think, depending on what happens with Roe v. Wade, I think that perhaps it could get sent down to the states, and the states would decide,” Trump said. “I also think perhaps nothing will happen,” Donald Trump: NBC News Town Hall a ‘Setup’ Trump said a scheduled town hall with NBC News was a “setup” against his campaign. “I’m doing it, and it’s NBC. The worst,” Trump continued. “Home of ‘Sleepy Eyes’ Chuck Todd and some others.” 100 Hollywood Celebrities Demand NBC Reschedule Trump Town Hall: ‘Don’t Give Trump a Ratings Win’ As Facebook and Twitter continue to censor the New York Post’s bombshell stories on Hunter Biden, left-wing Hollywood celebrities are launching their own suppression initiative against NBC over the network’s upcoming town hall broadcast with President Donald Trump. ABC Late Night Host Jimmy Kimmel Hits NBC for Hosting Trump Town Hall During Joe Biden’s Facebook and Twitter are censoring the New York Post‘s bombshell stories on Hunter Biden just weeks before the presidential election. And while left-wing Hollywood celebrities promote a blackout NBC campaign over the network’s town hall with President Donald Trump, ABC’s left-wing late-night host Jimmy Kimmel is hitting NBC for hosting Trump on the same day as Joe Biden’s ABC town hall. 15 Oct 2020, 10:20 AM PST Gender Fluid Ideology Meets Dance World: Male En Pointe Dancer Migrant Caravan in Guatemala Pushes Through Border from Honduras
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Category: credit scoring Thursday August 22 2019, Weekly News Digest News Comments Today’s main news: Better.com raises $160M. Funding Circle passes $10B in global small business lending. Numbrs Personal Finance achieves unicorn status. Tala raises $110M, expanding into India. LendingKart raises $2.95M. Today’s main analysis: LendingTree Personal Loan Report–July 2019. Today’s thought-provoking articles: Slack’s direct listing and the future of security tokens. Is Funding Circle […] The post Thursday August 22 2019, Weekly News Digest appeared first on Lending Times. Today’s main news: Better.com raises $160M. Funding Circle passes $10B in global small business lending. Numbrs Personal Finance achieves unicorn status. Tala raises $110M, expanding into India. LendingKart raises $2.95M. Today’s main analysis: LendingTree Personal Loan Report–July 2019. Today’s thought-provoking articles: Slack’s direct listing and the future of security tokens. Is Funding Circle Holdings’ debt risky? Singapore fintechs on a hiring spree. The most expensive U.S. towns. Better.com closes $160 million funding round. Series C round for this mortgage platform with 3x year-over-year growth. LendingTree’s Personal Loan Offers Report for July 2019. 67% of loan inquiries were either credit card refinancing or debt consolidation. Slack’s direct listing and the future of security tokens. Is there a future for the security token, or is this just another passing fad–like ICOs? 50 most expensive towns. Another LendingTree study. It looks like a lot of small towns, not major metro areas. Elevate Credit issues quarterly earnings results. Reliant Funding celebrates seven years on Inc. 5000. Steve Eisman doesn’t like Zillow. Is real estate crowdfunding a good investment? Fund That Flip raises $11 million in growth financing. 3G Capital Advisors facilitates $179.2 million in Freddie Mac loans. The Apple Card’s biggest flaw. Silvergate Bank to offer crypto lending, files for IPO. Fintech takeover spending hits record levels. The Ohio college with the most student debt. Futures brokerage launches managed futures podcast. Funding Circle surpasses $10 billion in small business lending globally. Excellent achievement. Congratulations. Is Funding Circles Holdings using debt in a risky way? ThinCats to lend 400 million GBP to growth companies by end of 2020. Welsh Delio secures 3.3 million GBP. UK tech firms attract record 5.5 billion GBP in foreign investment. P2P entrants have second mover advantage. Banking-as-a-Service outlook. Aprao launches development appraisal tool. Numbrs Personal Finance achieves unicorn status. Coming out of nowhere. Congratulations! Lendable launches fund in Luxembourg with Credit Suisse. P2P events in 2019. Brocc raises debt financing from Goldman Sachs. International: Tala raises $110 million, to expand into India. Tala already has quite a reach with a presence in several countries including the U.S., Kenya, Mexico, and the Philippines. Also notable in this story: The total number of lending and investment funding is $7.2 billion. India: LendingKart raises $2.95 million. Congratulations. Israel: Fintech regulator is looking at licensing changes. Singapore: Fintechs are on a hiring spree. Australia/New Zealand: Harmoney hires new CEO. India: Top challenges faces by MSMEs. Malaysia: CTOS launches SME credit score. India: Business loan application process at Ziploan. Better.com Closes Series C at $ 160 Million (BusinessWire), Rated: AAA LendingTree Personal Loan Offers Report – July 2019 (LendingTree), Rated: AAA Slack’s Direct Listing: The Non-IPO Threat to Wall Street and its Future in Security Tokens (Global Banking Finance Review), Rated: AAA Elevate Credit Issues Quarterly Earnings Results (Mayfield Recorder), Rated: A Reliant Funding Celebrates Seven Years on the Inc. 5000 (PR Newswire), Rated: A Eisman slams Zillow; US Consumer Mixed; 30-Yr Hits Record (PeerIQ), Rated: A Is Real Estate Crowdfunding a Good Investment? (Lifehacker), Rated: A Fund That Flip raises $ 11 million in growth financing from Edison Partners (Finextra), Rated: A 3G Capital Advisors Facilitates $ 179.2 Million in Freddie Mac Loans Between Greystone and Watermark J&L Partners (Yahoo! Finance), Rated: A The 50 Most Expensive Towns in America (LendingTree), Rated: AAA The Apple Card’s best feature is also its biggest flaw (Business Insider), Rated: A Silvergate Bank Announces A Crypto Lending Service In IPO Filing (Coin Revolution), Rated: A Planning for LendIt Fintech USA 2020 is Underway (Lend Academy), Rated: A Fintech Takeover Spending Hits Record Levels on 2019’s Megadeals (Bloomberg Law), Rated: A Ohio College Graduates Struggle With Rising Student Debt (CityBeat), Rated: A Futures Brokerage Capital Trading Group Announces Launch of Managed Futures Podcast (PR Web), Rated: B Funding Circle Surpasses $ 10 Billion Lent to Small Businesses Globally (BusinessWire), Rated: AAA Is Funding Circle Holdings Using Debt In A Risky Way? (Yahoo! Finance), Rated: AAA ThinCats to lend £400m to growth companies by end-2020 (Growth Business), Rated: A Welsh Delio secures £3.3m equity round (Fintech Futures), Rated: A UK tech firms attract record £5.5bn in foreign investment (P2P Finance News), Rated: A Aprao launches development appraisal tool (PlaceTech), Rated: B New P2P entrants have a ‘second move advantage’ (P2P Finance News), Rated: A How banking-as-a-service (BaaS) works and industry outlook (Business Insider), Rated: A Swiss Fintech Startup Becomes a $ 1 Billion Unicorn (Bloomberg), Rated: AAA Lendable launches Luxembourg fund with Credit Suisse (AltFi), Rated: A Events for every P2P professional’s calendar in 2019 (P2P Finance News), Rated: A Brocc raises Debt Financing from Goldman Sachs (MyNewsDesk), Rated: B Tala, A Digital Lending Startup, Raises $ 110M, Eyes India For Expansion (Crunchbase), Rated: AAA Harmoney earmarks new CEO for NZ, Australian growth (NBR), Rated: AAA Lendingkart Secures $ 2.95M From Sistema Asia Fund (PYMNTS), Rated: AAA These are the top challenges faced by MSMEs, the growth drivers of Indian economy (Money Control), Rated: A Business Loan Application Process: Explained (Ziploan), Rated: A Singapore fintechs continue hiring despite economic slowdown (Insurance Business Mag), Rated: AAA CTOS LAUNCHES SME CREDIT SCORE TO STANDARDISE CREDITWORTHINESS MEASURE (Digital News Asia), Rated: A With 2,000 applications, Israel fintech regulator eyes licensing changes (CoinGeek), Rated: AAA Better.com, one of the fastest-growing homeownership platforms in the country, today closed its Series C fundraise at $160 million, bringing the company’s total funding to $254 million to date. Activant Capital, Ping An Global Voyager Fund, Ally Financial, Citi, AGNC, Healthcare of Ontario Pension Plan (HOOPP) and American Express Ventures joined existing shareholders Goldman Sachs, Pine Brook, and Kleiner Perkins in the round. The new investment round comes amid a period of tremendous growth for the fin-tech disruptor: Better.com has grown 3x year-over-year and is currently funding $375 million in mortgages a month. This puts the company on track to lend over $4 billion in 2019. Better.com also funded $1 billion of loans in Q2 of this year alone, more than in all of 2016 and 2017 combined. The most common reasons for seeking a personal loan are credit card refinancing and debt consolidation. These two categories comprise 67% of loan inquiries in July. Source: LendingTree Removing the middleman through security tokenization also means democratizing access to investment opportunities. By breaking up large assets into individual tokens, exclusive investment opportunities that would otherwise be reserved for the super-rich are opened up. Essentially, security tokenization is doing to private investments what peer-to-peer lending has done to private lending by removing the lock-up, liquidity, and the lower minimum investment involved in traditional venture capital and private equity investing. As well as tokenized VC investing, it is also becoming possible for a small investor to buy a stake in luxury assets such as a multi-million dollar Manhattan apartment, or a share in a new blockbuster movie or a hit album. Elevate Credit (NYSE:ELVT) released its quarterly earnings results on Monday, July 29th. The company reported $0.13 earnings per share for the quarter, beating analysts’ consensus estimates of $0.07 by $0.06, Briefing.com reports. The business had revenue of $177.76 million for the quarter, compared to the consensus estimate of $187.48 million. Elevate Credit had a net margin of 2.45% and a return on equity of 19.19%. Elevate Credit’s revenue for the quarter was down 3.6% on a year-over-year basis. During the same quarter last year, the firm earned $0.07 EPS. Elevate Credit updated its FY 2019 guidance to $0.55-0.65 EPS and its FY19 guidance to $0.55-0.65 EPS. Today, Inc. magazine revealed that Reliant Funding is number 3,838 on its annual Inc. 5000 list, the most prestigious ranking of the nation’s fastest-growing private companies. The list represents a unique look at the most successful companies within the American economy’s most dynamic segment—its independent small businesses. This is Reliant Funding’s seventh consecutive year the Inc. 5000. A year ago the prevailing view was the era of low rates was over. We find ourselves now testing record low 30-year US Treasury yields, and potential issuance of 50-year and 100-year bonds. Mohammed El-Erian is raising the concern that with the panic headlines we might be talking ourselves into a recession. Steve Eisman, famed for shorting subprime mortgages, took a direct shot at Zillow’s new business model. We highlight the excerpt of Steve’s comments, particularly as a number of FinTechs are entering the market for intermediating residential homes: Zillow has one of the most flawed business models I’ve seen in a very, very long time. The part of it I find the most problematic is what they call, I believe, their iHome business, their internet buying business, where they actually go out and buy homes and flip them. I actually think the company doesn’t understand the real risks of this business, which are massive. Ask a rich person how they got rich, and there’s a good chance they’ll say they invested in real estate. In fact, real estate is generally accepted as one of the most solid ways to build wealth. “It’s not only about access, but also the size of some of these transactions. The average consumer can’t buy a $10 million building, however they can take on a $100 share of it.” What it costs to make money with real estate investing For example, CrowdStreet requires a minimum investment of $10,000 for a minimum 36 months, but doesn’t charge account fees. Fundrise lets you get started with $500, but charges a fee of 1% per year, which is relatively steep compared to fees for roboadvisors, which tend to be around 0.25% to 0.60%. Joseph Hogue of My Stock Market Basics examined average returns on real estate crowdfunding platforms: Open investments had a return of around 14.7%, with completed deals averaging 14.6%. Fund That Flip, an award-winning fintech platform and marketplace lender of residential real estate loans, today announced a raise of $11 million from Princeton, NJ.-based growth equity firm Edison Partners. After origination, Fund That Flip offers accredited and institutional investors the opportunity to purchase fractional shares of the loan and earn an 8%-9% annualized yield. 3G Capital Advisors, LLC, a boutique real estate advisory firm focused on developing creative capital solutions for its partners, announced today the closing of $179.2 million in permanent financing for Watermark J&L Partners, LLC originated through Greystone and provided by Freddie Mac. The loans will refinance a portfolio of four multifamily communities with a total of 1,188 units in Arkansas, Colorado and Texas. To take a look at how expensive town life can get, LendingTree, the nation’s largest online loan marketplace, ranked the 50 towns in the United States with the most expensive median home values. Our study also looks at the median income in these towns to determine how attainable homeownership is for the average person living there. What we found: The towns with the most expensive home prices are unaffordable to median income earners who live in those areas. Vineyard Haven, Mass., Summit Park, Utah, and Breckenridge, Colo., are the three most expensive towns in the country. Each of these towns is known for its proximity to natural features like mountain ranges or the ocean. While high levels of wealth tend to pool in these towns, the majority from these areas make an income well under the national household average. The majority of the towns featured in this study are unaffordable for the median income earner living in them. Both renting and owning a home are out of reach for median income earners in 42 of the 50 towns looked at in this study. This suggests that many people who work in the towns featured in these studies don’t necessarily live there, and instead commute. As our study makes clear, living in a small town does not necessarily make the cost of living more affordable. Many people living in the towns featured in our study would have an easier time affording a home in a major metropolitan area than in their current area. That being said, some of these towns are still relatively affordable like Los Alamos, N.M. or Gillette, Wyo. But that’s also the Apple Card’s biggest hindrance. Sure, having a credit card that lives on your phone in a digital wallet is ideal for convenience and security. Yet it also makes the experience of using the Apple Card more limiting than other options, especially when it comes to paying your balance, managing your card, and the rewards you get. Silvergate is the leading financial services provider for top Crypto exchange companies such as Xapo, Bitstamp, and Coinbase. The latest report indicates that the bank intends to roll out Crypto lending services. LendIt Fintech USA will be held in New York City on May 13-14 next year at the Javits Center. The Small Business Fintech Ecosystem Revolution at the Point of Sale New Approaches to Capital for Growth Businesses Digital Banking Goes Mainstream New Systems for Identity and Trust Applying Fintech to Financial Wellness Three blockbuster deals for financial-technology companies pushed takeover spending to a record $120 billion in the first half of the year as bidders targeted payments firms, according to research from consulting firm Hampleton Partners. Welcome to Ohio, where the average student debt is $28,947, according to a new study by LendEDU, an online student loans marketplace. Ohio’s average student loan debt is smack dab in the middle of the state-by-state rankings, with average student debt ranging from $19,742 in Utah to $38,776 in Connecticut. About 58 percent of all students graduating from a four-year college or university in Ohio and the U.S. received a student loan to finance their education. Capital Trading Group, LP (“CTG”), an investment firm specializing in execution and account management for commodity trading advisors, has announced the release of its new Managed Futures Podcast hosted by firm principal and alternative investments specialist, Nell Sloane. Funding Circle, the leading small business loans platform in the UK, US, Germany and the Netherlands, today announced that investors have lent more than $10 billion to small businesses globally through its platform. Achieving this milestone in less than a decade, Funding Circle has proven that its model has become the preferred option for small business funding that fuels economic growth ⁠— with every $1 lent to a small business through Funding Circle in 2018 contributing $2 to GDP, according to Oxford Economics. Source: Funding Circle The image below, which you can click on for greater detail, shows that at June 2019 Funding Circle Holdings had debt of UK£146.8m, up from none in one year. But it also has UK£449.9m in cash to offset that, meaning it has UK£303.1m net cash. Source: Yahoo! Finance Zooming in on the latest balance sheet data, we can see that Funding Circle Holdings had liabilities of UK£180.2m due within 12 months and liabilities of UK£19.3m due beyond that. On the other hand, it had cash of UK£449.9m and UK£14.9m worth of receivables due within a year. So it actually has UK£265.3m more liquid assets than total liabilities. ThinCats, the growth-business lender, wants to be lending £400m a year to cash-starved scale-up companies by the end of 2020. UK-based private asset infrastructure service, Delio, has secured £3.3 million in an equity investment round led by Maven Capital Partners, which will purport the company into markets across Asia, the Middle East and North America. THE UK’S tech sector has attracted $6.7bn (£5.5bn) in foreign investment this year so far, which is more than the whole of 2018. During the second quarter of 2019 more than $1.9bn came via investment deals valued at $100m or more. London-based startup Aprao has released a beta version of its development appraisal tool to 650 companies. Aprao currently partners with property marketplace LendInvest, developer Careys New Homes, and design house Fusion to help further develop the technology. If an industry as new as P2P can have legacy issues, there’s clearly a ‘second move advantage’ for new potential entrants who have an opportunity to build systems and processes ready for the new Financial Conduct Authority (FCA) rules: SMCR – the new governance rules are not just about assigning responsibility to individuals. Three lines of defence – will you need a dedicated compliance function? risk? internal audit? Recovery and resolution plans – we’re in discussions with a number of potential new entrants who are at the very early stages of their IT planning. Appropriateness tests – whilst incumbent firms are progressing with their plans to comply with the requirements, it is far easier to build the process from scratch – and price it in to the strategy. Existing players continue to hit new milestones (such as Funding Circle’s $10bn announced this month), and secure increased funding. In the UK, the new revenue potential generated through open banking-enabled small- and medium-sized business and retail customer propositions was £500 million ($700 million) in 2018, per PwC — and Business Insider Intelligence expects that to grow at a 25% compound annual growth rate to reach £1.9 billion ($2 billion) by 2024. Numbrs Personal Finance raised $40 million to bring the total capital invested to almost $200 million, Chief Executive Officer Martin Saidler said in an interview. Numbrs offers an app that enables users to manage their existing bank accounts in one place and to buy financial products. Lendable has launched its first Luxembourg-based fund initially providing up to £225m of financing into the UK consumer market. The consumer lender set up the fund alongside Credit Suisse, with the pair raising capital from 10 unnamed investors across seven geographies over a three-year investment period. LendIt Fintech Europe 2019 Dates: 26-27 September 2019 et 15 per cent off on your tickets with the discount code P2PFN15%. Register at www.lendit.com MoneyLIVE: Lending 2019 Open Banking Expo Brocc, a Swedish company specialized in P2P Consumer Lending, has raised funding from Goldman Sachs Private Capital (“Goldman Sachs”). Brocc intends to use this financing to issue consumer loans, allowing consumers to consolidate existing debts at lower rates. To help over three billion underbanked adults have a chance at a loan, Tala has raised $110 million in a Series D round led by RPS. The company currently has 500 employees across locations in Southern California, Kenya, Mexico, the Philippines, and India. The new money will be used to expand its India presence, as well offer new services. To date, Tala has raised $219.4 million in funding from investors like Revolution, Institutional Venture Partners, and PayPal Ventures. Australasia’s largest marketplace lender is meeting a rapid pace of growth by ushering financial services leader David Stevens into the business from September 1, 2019. Stevens steps into the CEO role in early 2020, a transition that will free Harmoney’s founder and current CEO Neil Roberts to focus on strategy and product as the platform continues to innovate and lead across both markets. Indian startup Lendingkart announced that it has raised $2.95 million in new funding from Sistema Asia Fund. The investment comes days after the company raised $30 million in a Series D financing round led by existing investors including Fullerton Financial Holdings, Bertelsmann India Investments and India Quotient. The total funds raised by LendkingKart is now at $146 million. More than 500 Lakhs MSMEs exist currently and over the last 5 decades in India. This SME sector has grown dynamically contributing 45 percent of India’s GDP according to ‘Micro Merchant Market Sizing and Profiling Report’ which also shows it provides employment to around 46 crores people in India and is growing at a fast rate of 11.5 percent every year. There are many aspects of the business that needs to be handled by a small business owner when he runs a business. As a small business owner, he doesn’t have resources to waste. But he needs to the optimal performance of every resource/department, so that cost of production is kept at a minimal level. And the profits are also enhanced. But when an individual multi-tasks and handles various functions all by himself, there are chances that some aspects of the business may miss his attention. A recent study by the Singapore Fintech Association (SFA) and PwC said that 94% of fintech companies are eyeing workforce expansions over the next 12 months, with 28% expecting to double their employee numbers in the next three years. Notable Singaporean fintech firms include digital insurer Singapore Life, remittance company InstaRem, and peer-to-peer lending platform Validus. The latter two companies are backed by Vertex Ventures, a venture capital firm under Temasek Holdings, Singapore’s sovereign wealth fund. In order to provide an easy and universal assessment of creditworthiness for small medium enterprises (SMEs), CTOS Data Systems Sdn Bhd recently launched the CTOS SME Score. CURRENTLY, there are almost a million SMEs in Malaysia contributing 37% to the national GDP. This figure is expected to rise to 41% by 2020. SMEs also make up 98% of local businesses and create employment for two-thirds of all working Malaysians. The Israeli Capital Market Authority is seeking to make changes to its licensing regime in order to encourage competition and grow the financial technology (fintech) industry in the country. According to a report by local daily Calcalist, the regulator has established dedicated teams that will specialize in blockchain and other emerging financial technology. Author Allen TaylorPosted on August 22, 2019 Categories 3G Capital Advisors, Apple card, Aprao, banking as a service, Better, Brocc, business loans, credit scoring, Credit Suisse, crypto lending, CTOS, Daily News Digest, debt financing, elevate credit, Featured, fintech, Freddie Mac, Fund that Flip, Funding Circle, futures, Goldman Sachs, growth financing, Harmoney, IPO, Lendable, Lendingkart, LendingTree, LendInvest, MSMEs, News, Numbrs Personal Finance, p2p lending, p2p uk, personal loans, real estate crowdfunding, Regulation, Reliant Funding, security tokens, Silvergate Bank, Slack, small business lending, SMEs, student debt, Tala, ThinCats, Unicorns, Zillow, Ziploan Alternative Lending: Insights from Clarity With billions of dollars in monthly origination and listed players like Lending Club, alternative lending is now mainstream in the United States. Experian’s Clarity Services, a specialist in alternative financial services data and solutions, has released a report titled Alternative Financial Services Lending Trends. It includes deep insights into the online consumer lending industry and […] The post Alternative Lending: Insights from Clarity appeared first on Lending Times. With billions of dollars in monthly origination and listed players like Lending Club, alternative lending is now mainstream in the United States. Experian’s Clarity Services, a specialist in alternative financial services data and solutions, has released a report titled Alternative Financial Services Lending Trends. It includes deep insights into the online consumer lending industry and leverages data points of over 350 million consumer loan applications and 25 million loans. The report threw a lot of expected statistics and some surprises that should help online lenders pivot to more fertile territory. Understanding the Channels Alternative financial services can be obtained from both online and offline platforms. Though online platforms are mushrooming, brick and mortar still remains dominant in the consumer lending industry. The types of loans in the report are broadly classified in two categories- Installment loans – Loans repaid in a series of regular payments (months or years) are known as installment loans. Single pay – Single pay loans are repaid in a single payment (Lump sum) and usually have a shorter tenure (days/weeks). Market Trends- Product Mix Everybody is aware of the fact that online lending has grown, but the growth numbers presented by Clarity are staggering. Following are the charts that capture the growth pattern of online installments and online single pay loans in regards to funded loan volume and the number of funded loans from 2014 to 2018. The online installment loans marked a growth of approximately 643% in 2018 starting from 2014 whereas the single pay loans’ market doubled in four years. The number of loans analysis threw similar growth numbers as the loan volume analytics. Data suggests that online installments loans are the most popular choice in the alternative lending space. The number of unique borrowers has increased by 30% for the past three years. Loan Characteristics Loan amount – Almost 60% of loans fell between the $500 to $2000 range in 2018, rising from 43% of all loans in 2014. Only 15% of the funded loans were under $500 in 2018. Therefore the average loan amount is increasing on a year-on-year basis. Loan Tenure – Maximum loans (over 62%) had a repayment period of over 7 months in 2018 whereas only 9% online installment loans have a payment period of fewer than three months. Scheduled monthly payment amount – The monthly payment amounts have declined over time. Around 34% of monthly repayments were less than $200 in 2018. This number is an increase from 17% in 2015. Single Pay Loans Loan Amount – Loans above $500 grew from 23% to 28% between 2014 and 2018. The overall trend is towards an increasing loan amount. A credit profiles analysis indicates that online lending is finding favor among not only the subprime category but also the prime and near-prime, which are aggressively adopting alternative financing options. Clarity reports that 29% of consumers with an alternative credit inquiry fell into the prime or near-prime categories in 2018 compared to 21% in 2017. Consumer Demographics Age – The online installment borrowers were older than the online single pay borrowers whereas the age of installment and single pay loans’ borrowers remains the same in the case of the storefront channel. Income trend – The online borrower reported a higher income as compared to one borrowing through a storefront. In the online segment, income values tend to be higher for Installment loans than single pay loans. Data Points: – Forty-five per cent of online installment borrowers reported an annual income over $40,000, while 37% of single pay borrowers reported incomes in this range. – Conversely, 15% of single pay borrowers reported an income of less than $20,000, as opposed to only 8% of installment borrowers. Hence consumers falling under the category of online installment loans are likely to have a higher income as compared to other sub-groups. Consumer Choice – Consumers that prefer privacy opted for online lending whereas the consumers that were looking out for a reliable personalized experience went for the storefront option. Location – California and Texas are the obvious leaders due to their size. Ohio is steady at third place for the last 3 years with Illinois at the 8th position. Clarity’s alternative credit loan data provides key learning points for all in the alternative lending industry. The Online Installment Loan market is growing and the demographics support further growth. The online installment loans are being increasingly characterized by larger loan amounts, longer payment terms, and smaller scheduled payment amounts. There are early signs of deterioration in credit performance. Over half of the online borrowers in 2018 were new to the alternative lending space. Applicants new to the alternative lending space in 2018 have higher credit scores than those previously seen. However, 2017 borrowers who migrated to traditional lending in 2018 also had higher credit scores than those who stayed with alternative financial services. California, Texas, and Ohio continue as the top three states for online lending in number of loans, while the largest growth in borrowers is in the middle states like Nebraska and Kentucky. Insight: Online Lenders will be well served to identify patterns like an increase in loan amount and loan tenure and the rise of Middle America looking for hassle-free lending options. Author Allen TaylorPosted on June 20, 2019 Categories alternative financial services, alternative lending, Clarity Services, consumer lending, Credit, credit scoring, Daily News Digest, Featured, installment loans, News, online installment loans, online lenders, online loans, single-pay loans Thursday June 20 2019, Weekly News Digest News Comments Today’s main news: LendingClub expands borrower program. Funding Circle forced to narrow range of valuation. Yirendai revenues come from haircut loans. Chinese P2P lenders explore southeast Asia. Borrowell passes 1M members, raises $20M. Today’s main analysis: 5 ASIC findings on marketplace lending. Today’s thought-provoking articles: US Core, inflation ease. Fintech lending algorithms discriminate […] The post Thursday June 20 2019, Weekly News Digest appeared first on Lending Times. Today’s main news: LendingClub expands borrower program. Funding Circle forced to narrow range of valuation. Yirendai revenues come from haircut loans. Chinese P2P lenders explore southeast Asia. Borrowell passes 1M members, raises $20M. Today’s main analysis: 5 ASIC findings on marketplace lending. Today’s thought-provoking articles: US Core, inflation ease. Fintech lending algorithms discriminate 40% less than traditional lenders. 3 big P2P lending overperformers, 1 underperformer. How Klarna helps the world shop like a queen. LendingClub expands borrower program. LendingClub’s network consists of more than 1,700 credit card, bank, and loan companies. Turning LendingClub’s worst loans into investment gold. Inflation miss. A PeerIQ analysis. Fintech lending algorithms discriminate 40% less than traditional lenders. A very interesting read. Buttigieg worries artificial intelligence may add racial bias to credit decisions. Commercial real estate crowdfunding eyes 18-hour cities for small investors. HSBC launches digital mortgage platform with Roostify’s help. The world doesn’t need another high-price lender. A Tearsheet podcast. Dave is launching a checking account to help users build credit score. CoreLogic launches Marketrac Platinum. Zirtue revolutionizes P2P lending. Sprout Mortgage launches ACORN automated underwriting system. Finicity integrates with LendingQB to optimize mortgage origination process. Cardholders sue Capital One. Fundbox tapped by OroCommerce to power net terms. Cross River poaches Laurel Road executives. Optimizely closes $105 million funding round. Quicken Loans Mortgage Services names EVP. Self Lender included in Fintech 50. No sign of breaking the circle. An interesting read on Funding Circle’s valuation. Three big P2P overperformers an 1 underperformer. According to 4th Way. British Business Bank funds Simply with 60 million GBP. One fifth of UK investors up exposure to debt investments. OakNorth completes loan to Oncore IT for Fuse Technologies acquisition. Brexit, drive for growth cause fintech IT salaries to surge. Lloyds launches open banking app for credit cards, savings. JPMorgan works on secretive digital banking project. FCA hints at more scrutiny of big tech, fintech. Yirendai revenues come from suspect haircut loans. I’m not sure what this will mean for China’s P2P lending industry. Could it lead to further setbacks? Chinese P2P lenders look to southeast Asia. Naturally. IMF recognizes 6 outstanding fintech companies. Canada: Borrowell passes 1 million members, raises $20 million. Congratulations! Australia: Five ASIC findings on marketplace lending. This is a must-read, an excellent analysis. International: Klarna helps the world shop like a queen. Literally, Klarna is a global company, taking ‘buy now, pay later’ to new places. India: All you need to know about P2P lending and commodities (video). Indonesia: Small companies turn to P2P lenders. Europe: Snask helps Klarna communicate with film, photography. Estonia: LHV Bank integrates with Estateguru. Canada: AltFi heads to Toronto in October. LendingClub Expands Program to Help Borrowers Actually Pay Off Debt (Lend Academy), Rated: AAA Turning Lending Club’s Worst Loans into Investment Gold (Towards Data Science), Rated: A Inflation Miss (PeerIQ), Rated: AAA Fintech algorithms discriminate 40% less than traditional lenders (Quartz), Rated: AAA Buttigieg worries tech may add racial bias to credit decisions (American Banker), Rated: A Commercial Real Estate Crowdfunding Eyes ’18-Hour Cities’ for Small Investors (The Street), Rated: A HSBC launches digital mortgage platform with help from Roostify (HousingWire), Rated: A Mirador’s Trevor Dryer: ‘The world doesn’t need another high price lender’ (Tearsheet), Rated: A Dave is launching a checking account that helps users build their credit score (Business Insider), Rated: A CoreLogic Launches Marketrac Platinum (CoreLogic), Rated: A Zirtue Revolutionizes Peer-to-Peer Lending (IT Business Net), Rated: A Sprout Mortgage Launches ACORN Automated Underwriting System (Yahoo! Finance), Rated: A Finicity Integrates with LendingQB to Optimize Mortgage Origination Process (PR Web), Rated: B Cardholders Seek to Capital-ize on Madden (The National Law Review), Rated: A Fundbox Tapped By Top B2B E-Commerce Software Provider OroCommerce to Power Net Terms (Fundbox Email), Rated: A Cross River poaches execs from student refinancing firm Laurel Road (American Banker), Rated: A Optimizely Closes $ US105M Financing Round (Which-50), Rated: A Austin Niemiec Named New Executive Vice President of Quicken Loans Mortgage Services (Yahoo! Finance), Rated: B Self Lender Awarded Inaugural Inclusive Fintech 50 (PR Newswire), Rated: B No sign yet of breaking out of circle (The Times), Rated: AAA Three Biggest Overperformers And One Underperformer In Peer-To-Peer Lending (4th Way Email), Rated: AAA British Business Bank adds £60m firepower to non-bank lender (AltFi), Rated: A One fifth of UK investors upping exposure to debt investments (Investment Week), Rated: A OakNorth completes loan to Oncore IT for the acquisition of Fuse Technologies (Fintech Finance), Rated: A Brexit and drive for growth sees IT fintech salaries surge (AltFi), Rated: A Lloyds first to launch open banking app for credit cards and savings (Fintech Futures), Rated: A J.P. Morgan working on a secretive digital banking project based out of London (TechCrunch), Rated: A Following Facebook’s Libra launch, UK regulator hints at greater Big Tech scrutiny (AltFi), Rated: A Yirendai Revenues Come From Suspect Haircut Loans (Seeking Alpha), Rated: AAA Chinese P2P lending platforms look to Southeast Asia amid industry purge back home (Technode), Rated: AAA XW Bank Welcomed by IMF as One of 6 Outstanding FinTech Companies From China (Yahoo! Finance), Rated: A Snask helps Klarna to communicate its ‘smooth’ banking offer with off-the-wall film and photography (Creative Boom), Rated: A LHV Bank Integrates Estateguru Investments in Online Banking Dashboard (P2P-Banking), Rated: A How Klarna is Helping the World Shop Like a Queen (Power Retail), Rated: AAA Five key ASIC findings on marketplace lending (Cuffelinks), Rated: AAA All you need to know about P2P lending and Commodities (India Times), Rated: AAA Indonesian firms turn to P2P lenders for funds (Asia-First), Rated: AAA Borrowell passes one million members, raises $ 20 million in new capital (Zone Startups), Rated: AAA AltFi Toronto Summit 2019 (AltFi), Rated: B LendingClub shared a few stats on borrowers who choose this method: Save an average of nearly $900 over the course of their loan Cut their credit card interest rate nearly in half Increase their credit score in just three months The product has been tested for over a year and LendingClub is working with a partner network of over 1,700 credit card, bank and loan companies to make the process seamless. What’s interesting is borrowers can add up to 12 creditors per loan which is an important feature since borrowers often hold balances across many cards. This is a writeup of a machine learning project I completed. In this post I hope to: Describe my algorithm for predicting loan defaults. Use the algorithm to construct a portfolio of clean loans… US Core CPI rose by 2% YoY in May, just at the Fed’s target rate but below economists’ expectations. Consistently low inflation is boosting calls for a rate cut next week. The market is pricing in a 24% probability of a rate cut next week and a 76% probability of a rate cut in September. Source: Bloomberg, PeerIQ Algorithmic fintech lending is less discriminatory against minorities than traditional loan officers, according to a recent study of US mortgages. The findings signal hope that technology could provide financing that’s more fair, but the research also underscores how widespread discrimination remains. The US housing market has long been prejudiced against minorities. When Latino and Africa-American borrowers are looking to buy a home, they usually end up paying 7.9 basis points (0.079 percentage points) more than whites to take out the mortgage, and 3.6 basis points more when they refinance the debt, according to a National Bureau of Economic Researchworking paper published this month. Pete Buttigieg said the way credit scoring is done in the U.S. is fraught with inequality and he’s worried the process may get worse with systems based on artificial intelligence. When Clear Point Gardens, a 604-unit apartment complex in Columbus, Ohio, recently changed hands, it produced a nearly 43% gain in 16 months, an amazing windfall for investors in the deal. All 68 of them. The sale of Clear Point, financed with help from investors on CrowdStreet’s online platform, is the latest example of how online syndication is revolutionizing the way deals are financed in the $6 trillion commercial real estate market. One of the world’s largest banks is about to join the digital mortgage revolution, as HSBC Bank USA, the U.S. arm of HSBC Group, announced that it is partnering with Roostify to launch a digital mortgage platform. Trevor started Mirador to fill this void of bank-originated small business lending. We talk about why he started Mirador with a lending as a service model and what painpoints he was addressing. The Los Angeles-based company, backed by investors including Mark Cuban, the DJ Diplo, and hedge fund Mark 2 Capital, said on Tuesday it’s rolling out a new checking account product that reports all rent payments to credit agencies. The new feature, added to Dave’s original app, helps customers to build their credit. Dave plans to begin reporting utility payments later this summer. With Marketrac Platinum, lenders and title companies can utilize the interactive platform to identify top performing real estate agents and brokerage firms to prioritize professional relationships based on market trends. Sprout Mortgage, the innovative force in Non-QM lending, today announced the launch of its ACORN automated underwriting system (AUS) as part of an ongoing effort to deliver value-added services to its third-party origination clients. Finicity announced today an integration with LendingQB. LendingQB’s platform now uses Finicity’s digital Verification of Assets (VoA) solution to allow lenders to free up resources, increase processing speed and reduce mortgage fraud while providing borrowers with a more efficient and positive experience. Last week, three Capital One cardholders filed a putative class action in the Eastern District of New York, Cohen v. Capital One Funding, LLC,1 alleging that the rates of interest they paid to a securitization trust unlawfully exceed the sixteen percent threshold in New York’s usury statutes. The Plaintiffs seek to recoup the allegedly excessive interest payments and an injunction to cap the interest rates going forward. According to a 2019 research study by Cross River Bank, a Teaneck, N.J.-based bank that focuses most of its energy on supporting fintechs, is hiring several people from the student loan refinancing company Laurel Road to its capital markets team. Cross River’s fintech partners include Affirm, Circle, Best Egg, Coinbase, Rocket Loans, Stripe, Upstart and Transferwise. Optimisation platform Optimizely has closed US$105 million in financing, including US$50 million in Series D funding. The funding, led by Goldman Sachs Private Capital Investing, also included Accenture Ventures. Quicken Loans Mortgage Services (QLMS), the second largest mortgage lender serving the needs of brokers, regional banks and credit unions, today announced that Austin Niemiec has been named Executive Vice President. Self Lender is pleased to announce its inclusion in the inaugural list of winners of the Inclusive Fintech 50. The Inclusive Fintech 50 is a competition launched in February to help early-stage fintech companies attract capital and resources to benefit the world’s 3 billion financially underserved people. The competition was organized by MetLife Foundation and Visa Inc., with global nonprofit Accion and World Bank Group member IFC. The early days of a company’s life on the stock market tends to set the tone for what follows. The grief around Funding Circle’s listing began even earlier and has continued to plague it. Days before trading in shares of the specialist online lender began at the end of September, Funding Circle and its bankers were gunning for a valuation of up to £1.75 billion, only to be forced to narrow the expected range shortly before it came to market, and then to price the shares at the lower level of 440p apiece. Source: Refinitiv Over £300 million lent. Maximum loan size to property valuation (LTV) 80% – better than all the major high-street banks. Average LTV: 72% – highly suitable for these kinds of mortgages. Average rent: 190% of the monthly mortgage payment. Over 90% of mortgages are to experienced and professional landlords. Reserve fund: 0.6% of outstanding mortgages – modest but useful. Type of lending: residential BTL. Typical risk of this type of bank lending: very low. P2P bad debts: none. Interest rate: 3.54% after expected bad debts. £65 million lent. Maximum loan size to property valuation (LTV) 75% and investors can choose to limit to 50% – lower than all high-street banks. Average LTV 60% – highly suitable for these kinds of mortgages and loans. Minimum rent on rental properties usually 110% of the monthly mortgage payment. Type of lending: residential and commercial rented properties up to five years; some development lending; a mix of senior and junior debt (junior means other lenders get repaid first if the borrower’s property has to be forcibly sold to repay the loans). Typical risk of this type of bank lending: low to moderate for shorter-term rental properties; moderate to high for developments and junior debt. Interest rate: 7.32% to 9.43% after expected bad debts (7.32%-12.13% before bad debts). Average LTV 61% (against starting value of property) – very low for these kinds of loans. Type of lending: property development lending. Typical risk of this type of bank lending: moderate to high. Interest rate: 8% after expected bad debts (7.32%-12.13% before bad debts). Rebuildingsociety – the Underperformer Type of lending: unsecured small business lending to sub-prime. P2P bad debts: 17% of total lent in pounds Interest rates: estimate an average 5% after heavy losses. Simply, a non-bank lender, focused on SME asset financing has scored a a third financing tranche of £60m from the British Business Bank. One-fifth of UK investors are increasing their exposure to debt amid low interest rates and Brexit uncertainty, according to research from FJP Investment, which found this number climbs to 34% when 18-to-35 year-olds are considered in isolation. However, the independent survey – which comprises 950 investors – discovered 44% of participants are more focused on short-term debt investments over this financial year due to both political and economic uncertainty; this figure rose to 68% among under 35s. OakNorth – the bank for entrepreneurs, by entrepreneurs – has provided a loan to Oncore IT, a managed service and cloud platform provider. The finance has been used for the acquisition of Fuse Technologies, a London based provider of unified communications tools. London-based java developers lead the pack, commanding starting salaries of up to £60,000, followed by software developers in the capital on up to £55,000. Intense competition between UK-based fintechs – lead by Revolut, TransferWise, OakNorth and Funding Circle – and high street banks attempting to upgrade their services has led to bidding wars in order to gain top level IT professionals, said the report called The UK Fintech Revolution. Customers of Lloyds Bank, Halifax and Bank of Scotland are the first to see their savings accounts and credit cards in one place, thanks to open banking technology, reports Jane Connolly. A number of incumbent banks are known to be developing new digital-first products in a bid to keep the new wave of challenger banks at bay and now it appears that the latest to make that move is J.P. Morgan. According to sources, the investment bank has begun recruiting for a secretive skunkworks project within London’s booming fintech industry. Very few details are known about what exactly J.P. Morgan plans to build, although TechCrunch understands the bank is busy hiring high level developers with full-stack and cloud-based dev skills for the new project, along with other personnel. The FCA says technology is dramatically changing the markets it regulates and blurring regulatory boundaries in a new report into its activities. Over 60% of YRD’s FY 2018 revenues stem from “haircut loans” (P2P service fees charged to borrowers) that are prohibited by Chinese regulation. Recent developments in the P2P lending sector with regards to questionable lending practices, unethical collections, and usury are not being disclosed in YRD’s SEC filings, leaving U.S., Canadian, and international investors completely in the dark. The Chinese P2P Lending Market Unlike in developed countries, there are no administrative bodies (such as the U.S. Securities Exchange Commission) which regulate peer to peer lending exchanges in China. Instead, such services are regulated by self-organized internet associations and retail banks. The lack of meaningful oversight has caused the Chinese P2P lending market to bubble into $178.9 Billion in FY2018, almost 22 times the size of the P2P lending market in the United States and 447 times that of Japan’s. Over 850+ fraudulent/ponzi lending platforms were exposed in FY 2018 alone. Source: iiMedia Research But the bad numbers don’t end here: – The total loan volume amounted to 245.9 billion in Q12019, down -55.5% Y/Y. – 85.7 in new loans were lent in March 2019, down -53.5% Y/Y. – Principal balance of all loans: 8,029 CNY billion, down -3.6% Y/Y. – sum of P2P lenders and borrowers, up 21%. A slew of Chinese fintech and peer-to-peer (P2P) lending platforms are looking to more lenient markets in Southeast Asia (SEA), following a prolonged industry crackdown in China that has left the sector reeling. Over the past year, China’s regulatory clampdown on risky financial practices has wiped out more than half of the country’s P2P lending platforms. As of May, just 900 survived, down from almost 1,900 recorded a year ago. In early June, Indian daily newspaper the Economic Times reported that Chinese fintech companies, including WeShare, 9F Group, and CashBUS, are exploring investment opportunities in the country’s burgeoning online lending sector, particularly in the P2P lending space. The International Monetary Fund (IMF) welcomed 6 outstanding FinTech companies from China including Ant Financial, WeBank and XW Bank. When Stockholm studio Snask was approached by Klarna, one of Europe’s biggest banks, to help communicate how its revolutionary payment solutions make life easier for its customers, it set out to create seven “never-seen-before” worlds. You might wonder why that is relevant as most readers are unlikely to be LHV Bank customers. LHV Bank is a bank in Estonia. I think it is highly interesting, as it is – to my knowledge – the first time a bank has integrated p2p lending investments in its customer interface. So the LHV bank customers, not only see their accounts and stock depots, but also their Estateguru investments conveniently listed in their online bank dashboard. Much has been talked about what role could banks have in p2p lending (mere transaction banks? providing credit lines?) and also there is a lot of speculation if PSD2 (open banking) will help fintechs to seize the access to the customer from banks because they could control the user interface in the future. But this is actually a first step a bank takes in the opposite direction. By aggregating “non-bank” information inside the dashboard, they aim to make the banking interface more useful for the customers. Klarna is the latest Buy Now Pay Later (BNPL) app to sweep through the world. Originating in Sweden, the BNPL platform allows users to purchase goods and schedule repayments in timeslots. At this point in time, Klarna is the first and only BNPL platform that’s available in the U.S. It’s also available in the UK, Denmark, Norway, Belgium and many other European countries. In April 2019, the Australian Securities and Investments Commission (ASIC) released its third report on marketplace lending, the Survey of marketplace lending providers: 2017–18. The report paints a clear picture of a once-nascent industry enjoying growth with new borrowing increasing by nearly 45% in the 2017-18 financial year. The report notes that this growth is moderating compared to the near doubling in funds borrowed the previous year (from $156 million to $300 million). By contrast, the Australian Bureau of Statistics (ABS) reports that overall personal lending has declined by an astonishing 24% in the 12 months to March 2019. Source: Cuffelinks The ASIC report found that the average interest rate charged for marketplace loans entered into during the 2017–18 financial year was 11.5%, up from 10.5% in the 2016–17 financial year. Vinay Mathews, Founder and COO, Faircent and Sanjay Gakhar, Vice President, MCX talks about the benefits of investing via the P2P platform and Commodities, ET Wealth investment Workshop in Delhi Listen in! Small companies in Asia-Pacific are tapping new funding sources, according to the Economist Intelligence Unit (EIU) study commissioned by Mastercard, with peer-to-peer (P2P) lending platforms in Indonesia reportedly posting USD1.4bn worth of transactions in 2018, an increase from USD20m in 2016. RFI alumni company Borrowell announced that it had reached significantly more than a million users, making it Canada’s largest consumer fintech company by that measure. In addition to this membership milestone, Borrowell also confirmed that it has received $20 million in Series B funding. WED, 9 OCTOBER 2019, 08:30 – 17:30 EDT Blind Bird tickets are now on sale at a 50% discount ahead of the Summit’s agenda being announced later this Summer. Author Allen TaylorPosted on June 20, 2019 Categories ACORN, AltFi, Ant Financial, Artificial Intelligence, ASIC, borrowell, Brexit, British Business Bank, Capital One, CoreLogic, credit scoring, Cross River, CrowdProperty, Daily News Digest, Dave, debt investments, digital banking, digital mortgage, Estateguru, FCA, Featured, Finicity, fintech lending, FundBox, Funding Circle, Fuse Technologies, haircut loans, HSBC, IMF, JPMorgan, Klarna, Landbay, Laurel Road, Lending Club, LendingQB, LHV Bank, Lloyds, Madden, marketplace lending, Marketrac Platinum, Mirador, News, oaknorth, open banking, Optimizely, OroCommerce, p2p china, p2p India, p2p lending, PeerIQ, Proplend, Quicken Loans, Rebuildingsociety, Roostify, Self Lender, Simply, Sprout Mortgage, underwriting, US Core, WeBank, XW Bank, Yirendai, Zirtue Thursday April 18 2019, Weekly News Digest News Comments Today’s main news: Funding Circle sets new high on loans under management. SoFi partners with Lemonade, Root. Salary Finance hires SoFi co-founder, raises $32.8M. Dianrong to raise $100M. Klarna may be headed to the stock market. Linked Finance sees record quarter. Today’s main analysis: European online alternative finance grows 36%. (A MUST-READ REPORT […] The post Thursday April 18 2019, Weekly News Digest appeared first on Lending Times. Today’s main news: Funding Circle sets new high on loans under management. SoFi partners with Lemonade, Root. Salary Finance hires SoFi co-founder, raises $32.8M. Dianrong to raise $100M. Klarna may be headed to the stock market. Linked Finance sees record quarter. Today’s main analysis: European online alternative finance grows 36%. (A MUST-READ REPORT FROM THE CAMBRIDGE CENTRE FOR ALTERNATIVE FINANCE) Today’s thought-provoking articles: LendIt Fintech USA 2019 slide presentations. Are crypto-tracking stocks a viable alternative to a Bitcoin ETF? Nearly 1 in 4 millennial homebuyers want to buy a home before getting married. Challenger banks overtake traditional banks in customer satisfaction. SoFi partners with Lemonade, Root. SoFi is moving aggressively into insurance products. LendIt Fintech USA 2019 slide presentations. Everyone should be able to find something of interest here. Start with the keynote speaker addresses: Mike Cagney of Figure, Renaud Laplanche of Upgrade, and Rob Frohwein of Kabbage. Are crypto-tracking stocks viable alternatives to a Bitcoin ETF? A super-interesting read, with a little nugget about crypto lending. Nearly 1 in 4 millennial homebuyers want a home before marriage. Interesting study from LendingTree. Groundfloor doubles year-over-year revenue. Groundfloor is one of the few opportunities for non-accredited investors. They are looking better every day. Disclosure: I own stock in and have an account with Groundfloor. Reali acquires Lenda, opens a mortgage lending platform. Avant to settle with Federal Trade Commission for $3.85 million. Returnly raises $19 million for online returns. Small businesses turn more often to online lenders. Mastercard acquires Vyze. This looks like a move to compete directly with Affirm. Earnest launches private student loans. Banks to turn to Avant, Amount to jump start digital lending. Digital lenders consider stricter credit approvals. Smart ways to invest $1,000. Nearly 60% of millennials consider lottery a viable retirement plan. Direct Lending Investments had more than 950 investors. 360 Mortgage launches no-income, no-asset mortgage program. Virginians are suing online lenders who charge 900% interest. Lendio opens franchise in Phoenix. BlueVine, Ocrolus partner. Funding Circle sets record high on loans under management. Congratulations. Salary Finance hires SoFi co-founder, raises $32.8 million. The plan is to expand into the U.S. Welendus closes funding round, plans to expand into India. New rules coming for P2P lending, crypto. Klarna is preparing for a stock market listing. No other details at this time. Klarna expands relationship with Acne Studios. Linked Finance has a record quarter. Congratulations. Online alternative finance in Europe grows 36% to 10 billion euros. This report from the Cambridge Centre for Alternative Finance is a must-read. Top 5 real estate crowdfunding platforms to invest in. Dianrong raising $100 million. Rules for online lending still aways off. Large P2P lenders ordered to get disclosures ready. International: Challenger banks overtake traditional banks in customer satisfaction. This is an awesome read. Challenger banks in many countries have had an uphill battle, but the tide is turning. People are now realizing that it is not only convenient to bank online, but the service is good too. Asia: The Korean fintech opportunity. MENA: A roadmap for fintech firms entering fast-growing emerging markets. A LendIt Fintech report. Canada: Lendified raises $15 million. Australia: April holidays will impact 1 in 4 SMEs. Brazil: Sky-high interest rates are choking economic growth. India: P2P lenders seek limit on lending relaxation. Brazil: More on credit card interest rates. India: Fintechs see a lucrative opportunity in open banking. Asia: Singapore, Cambodia partner on cross-border fintech. Australia: Talking about the big banks. SoFi announces partnerships to expand insurance offering (Insurance Business Mag), Rated: A LendIt Fintech USA 2019 Slide Presentations Now Live (LendIt Fintech), Rated: AAA Are Crypto-Tracking Stocks Viable Alternatives to a Bitcoin ETF? (Finance Magnates), Rated: AAA Nearly 1 in 4 Millennial Homebuyers Want to Buy a Home Before They’re Married (LendingTree), Rated: AAA GROUNDFLOOR Doubles Year Over Year Revenue (PR Newswire), Rated: A Real estate startup Reali acquires online lender Lenda, expands into mortgages (Housingwire), Rated: A Avant to pay $ 3.85M to settle allegations of deceiving borrowers (American Banker), Rated: A A Max Levchin-Backed Startup Raises $ 19 Million To Tackle Online Returns (Forbes), Rated: A Small businesses turning far more often to online lenders (American Banker), Rated: A Mastercard Redefines Choice at Checkout with Acquisition of Vyze (Business Wire), Rated: A Earnest Launches Private Student Loans (PR Newswire), Rated: A Banks turn to a former rival to jump-start digital platforms (American Banker), Rated: A Digital Lending Companies Considering Stricter Credit Approvals (Investing News), Rated: A 7 Smart Ways To Invest $ 1,000 (Forbes), Rated: A Nearly 60% Of Millennials Look To Lottery For Retirement, Survey Says (FA-Mag), Rated: A Direct Lending Investments Had Over 950 Investors (deBanked), Rated: A No-income, no-asset mortgages are back (at one lender, at least) (Housingwire), Rated: A Some online lenders charge 900% interest and ignore Virginia law. So borrowers are suing. (Pilot Online), Rated: A Lendio Franchise Opens in Phoenix to Expand Access to Capital for Local Businesses (Lendio), Rated: B BlueVine Partners with Ocrolus for Faster Processing of Financing Applications (Ocrolus), Rated: B Peer-to-peer lender Funding Circle’s loans under management soar to record highs (City A.M.), Rated: AAA Salary Finance raises $ 32.8m, hires SoFi co-founder for US push (Finextra), Rated: AAA Welendus closes funding round as it prepares for India expansion (P2P Finance News), Rated: A City watchdog readies new rules for cryptoassets and P2P (FN London), Rated: B China’s P2P lending platform Dianrong raising $ 100m (Deal Street Asia), Rated: AAA National Rules on Online Lending Still Far From Sight (Caixin Global), Rated: A Large P2P lenders ordered to ready disclosures for regulators (technode), Rated: A Tech unicorn Klarna could quickly be prepared to contemplate bourse itemizing (Infosurhoy), Rated: AAA Klarna Expands Relationship with Acne Studios (Business Wire), Rated: B Linked Finance marks record quarter (Tech Central), Rated: AAA Total Online Alternative Finance Grows 36% Topping €10 Billion (Crowdfund Insider), Rated: AAA Top 5 Real Estate Stocks To Invest In (Prague Post), Rated: A Challenger banks overtake traditional banks in customer satisfaction, in 4 charts (Tearsheet), Rated: AAA April holidays to negatively impact 1 in 4 SMEs (My Business), Rated: AAA LET’S TALK: THE BIG 4 BANKS (Dynamic Business), Rated: A P2P firms seek RBI relaxation on lending limit (Business Standard), Rated: AAA Fintech startups spot a lucrative space in ‘open banking’ (Economic Times), Rated: A Riding the Korea FinTech Wave (Finextra), Rated: AAA Cambodia, Singapore In X-Border FinTech Pact (Cambodia Daily), Rated: A A ROADMAP FOR FINTECH FIRMS ENTERING FAST-GROWING EMERGING MARKETS (LendIt Fintech), Rated: AAA TORONTO FINTECH, LENDIFIED, RAISES $ 15 MILLION CAD SERIES A (Betakit), Rated: AAA How sky-high interest rates are choking economic growth in Brazil (The Brazilian Report), Rated: AAA Brazilian Credit Card Interest Rates: Enough to Choke a Horse or Risk Based Pricing? (Payments Journal), Rated: A SoFi has announced two new partnerships in the insurance space. The partnerships expand SoFi’s portfolio of offerings to include homeowners’ and renters’ insurance through Lemonade and auto insurance through Root. Beyond the Hype: How Blockchain Changes Everything | Mike Cagney, Figure Three Fintech Questions that Matter in 2019 | Renaud Laplanche, Upgrade You Might Need Glasses, Your Vision Sucks | Rob Frohwein, Kabbage Advancements in Credit, Underwriting and Identity Go with the flow? What cash flow data has to say about thin file borrowers | Melissa Koide, FinRegLab What are the data points telling us about the current credit market | Joseph Breeden, Prescient Models, Ram Ahluwalia, PeerIQ, Jason Laky, TransUnion Ashish Gupta, Prosper, Moderator: Julian Hebron, The Basis Point Small Business Lending Innovation Evolving the SMB Toolkit to Meet New Demands in Lending | Omri Dahan, Marqeta Niche Lending: Looking for Yield An In Depth Look at the Patient Lending Market | John Dwight, Simplee, Rob Seidman, HCS, Camilo Concha, LendingUSA, Howard Michalski, Sortis Holdings Moderator: Mike Sobek, medZero Wealth Tech : Uncorrelated Returns from Alternative Assets | Milind Mehere, Yieldstreet Understanding Chinese Auto Backed Assets | Richard Yi, Wangjin Financial As the world continues to wait for the US SEC’s decision on the Bitcoin ETF applications that are still being processed months after a decision was expected, some investors may find themselves seeking alternative methods of entering into the Bitcoin market without actually having to do the dirty deed of investing in Bitcoin itself. Crypto lending serviceshave recently reported record profits; crypto futures exchanges are also reporting higher-than-ever trading volumes. Source: @CMEGroup on Twitter Young adults are getting married later than previous generations. In 1980, the median age for men and women at their first marriage was 24.7 and 22, respectively. In 2018, the ages increased to 29.8 and 27.8, for men and women, respectively. Millennials make up the largest share of homebuyers at 37%, according to a report from the National Association of Realtors. Nearly a quarter (24%) of millennial first-time homebuyers want to own a home before getting married. On the flip side, this means just over 3 in 4 millennial buyers (76%) want a marriage before a mortgage. Additionally, 27% of millennial buyers are postponing parenthood until they’ve achieved homeownership. Among homebuyers of all ages, nearly 2 in 5 are waiting to get a pet until after purchasing a house. More than a quarter (26%) of first-time buyers have poor credit. Just 15% of first-time buyers have a score of 740 or higher. Nearly 2 in 5 (38%) aren’t satisfied with their credit score, yet more than a quarter of those who are dissatisfied haven’t taken steps to improve their score. By contrast, more than 70% of repeat homebuyers are satisfied with their credit score. GROUNDFLOOR, an investing and lending platform that allows anyone to invest fractionally in real estate, is today announcing its Q1 results and momentum. Despite the government shutdown of the U.S. Securities and Exchange Commission for 35 days, GROUNDFLOOR still experienced 123% percent non-GAAP Q1 revenue growth compared to the prior year Q1. Additional Q1 momentum for GROUNDFLOOR includes: Achieving a 166% increase in unit volume for loans closed in Q1 ’19 vs. Q1 ’18 More than doubling loan application volume for Q1 ’19 vs. Q1 ’18 (121% increase) Selling more than $14.5M in real estate investments to retail investors on the platform Surpassing more than 60,000 registered users Eclipsing $100MM in loans to real estate developers to-date in more than two dozen states Expanding product offerings, such as new construction loans and a fixed annualized notes product returning 5 percent on a 90-day term Launching a second online public offering to purchase stock in GROUNDFLOOR directly Reali announced Wednesday that it acquired Lenda, an online mortgage lender that launched in 2013 and currently operates in 12 states. And with the acquisition, Reali is launching Reali Loans, a mortgage lending operation of its own. The online lender Avant will pay $3.85 million to settle Federal Trade Commission allegations that it misled customers who were seeking to repay their loans. The FTC said Monday that its commissioners approved the settlement by a 5-0 vote. A San Francisco-based startup called Returnly is seeking to solve at least a portion of the headache—namely, the payment delay—by issuing instant store credit when you decide you don’t want an item. The company says that by assessing a shopper’s risk, it can offer store credit to 85% of customers on the spot, without first requiring that the item has been received or even put in the mail. Returnly announced on Wednesday that it has raised $19 million in a Series B funding round, led by venture capital firm Craft Ventures and with participation from Max Levchin, the PayPal cofounder who currently runs Affirm. Last year 32% of credit-seeking small businesses applied to an online lender, up from 19% in 2016, according to the survey, which was released Tuesday. Over the same period, large banks, small banks and credit unions all saw either steady application rates or a slight decline in interest from those same small businesses, which typically had fewer than 10 employees. Mastercard (NYSE: MA) today announced it has acquired Vyze, a technology platform that delivers more choice – and purchasing power – to people who want their point-of-sale payment options to match the flexibility and convenience of today’s shopping experiences. Increasingly, consumers are seeking alternative financing options,1 leaving merchants and financial institutions with a need to deliver these services at the point of sale. In the U.S. alone, these solutions represent a more than $1.8 trillion opportunity, according to Accenture. Earnest today announced that it’s modernizing student loans with a new in-school student lending offering. Built based on feedback from students and people with student debt, an Earnest student loan incorporates four unique differentiators: Innovative eligibility check – A quick two-minute eligibility check requires only basic personal information, school details, and an estimated credit score. Cosigner invite – Earnest’s application makes it simple and easy to invite a cosigner to the process. Checkout – Clients can customize their loan according to their individual financial needs with easy-to-understand terms and a clear understanding of their monthly payments after graduation. 9-Month grace period – Earnest found through talking with recent graduates that they wanted the flexibility of a longer grace period after graduation to get settled. Earnest offers a 9-month grace period after graduation compared to the 6-month industry standard. In the “If you can’t beat ‘em, join ‘em” world of bank-fintech relations these days, TD Bank’s recent agreement with the online lender Avant fits right in. Avant is expanding its efforts to license technology to traditional banks, and TD Bank in March announced it will use the Chicago company’s technology platform, called Amount, to power the bank’s unsecured loan product, TD Fit Loan. HSBC, Regions Banks and Banco Popular also use Amount. Over the past decade, the digital-lending industry has evolved to become more sophisticated. For example, companies are integrating big data and proprietary algorithms to analyze a borrower’s credit risk score in a matter of seconds, according to Juniper Research. According to the firm, MPLs are projected to generate US$588 billion in loan origination value annually by 2023. This is estimated to account for 41 percent of SME funding around the world. The research firm further reports that revenue from MPLs are predicted to grow at a 48 percent CAGR. This brings MPL platform revenue to US$137 billion annually by 2023, a 400 percent return from the estimated US$30 billion in revenue in 2019. 2. Lend to those in need and earn some interest. Lending Club is one such peer-to-peer lending service I tried out, and I found it to be very easy to use and reliable (see my The odds of winning the $654 million Mega Million prize last year were put at one in 302 million, while the $345 million Powerball offered one chance in 292 million. But those astronomical odds apparently haven’t deterred the many Americans who are banking on using a lottery jackpot for their retirement nest egg. Thirty-one percent of Americans don’t invest because they think it’s risky, but 39 percent, including 59 percent of millennials, feel it’s reasonable to think of the lottery jackpot as a potential means of retirement, according to the survey. Miillennial men in particular (66 percent) believe the lottery is a reasonable retirement plan, compared to 58 percent of millennial women. However, if they did win the lottery, more millennial men (61 percent) than women (42 percent ) would save or invest the entire amount. Documents filed in a New York Supreme Court case by the receiver managing Direct Lending Investments (DLI), revealed that DLI had more than 950 investors worldwide with collective investments on the books totaling over $780 million. And now, NINA loans are back, as 360 Mortgage Group announced this week that it is launching a no-income, no-asset mortgage pilot program. A loose-knit group of Virginians, stung by triple-digit interest rates on payday and other loans, is trying to do what the General Assembly won’t — make sure all lenders, including online ones, follow Virginia laws. The latest lawsuit, filed last week, alleges that four web sites — Golden Valley Lending, Silver Cloud Financial, Mountain Summit Financial and Majestic Lake Financial — set up in the name of the Habematolel Pomo of Upper Lake tribe in northern California were actually operated by non-tribal members in a Kansas City suburb, including the son of a payday loan executive convicted of fraud and racketeering. Lendio has announced the opening of a new Lendio franchise in Phoenix. Through the Lendio Franchising program, Sam Foreman will help local businesses apply for loans, review their options and secure funding, easing the financial hurdles for area small business owners. Ocrolus today announced a partnership with BlueVine. BlueVine leverages Ocrolus technology to accelerate growth and scale operations efficiently, creating a faster and more seamless experience for its customers. Loans under management grew 44 per cent to £3.4bn compared to £2.3bn in the first quarter of the previous year, and revenue growth soared by 40 per cent. The firm reported that loan originations were up 23 per cent from £525m in the first quarter of 2018 to £644m between January and March this year. Salary Finance, a UK-based startup focused on salary-linked savings and loans for employees, has raised $32.8 million and hired SoFi co-founder Dan Macklin for a US expansion. WELENDUS, the peer-to-peer lender focused on short-term loans, has closed its last seed funding round, as it prepares to expand into India. The Financial Conduct Authority is prepping new rules for cryptoassets and peer-to-peer lending, two rapidly growing areas of fintech. Shanghai-based peer-to-peer lending platform Dianrong is looking to raise $100 million in fresh funding, according to a Financial Times report, a move that should give it enough buffer to meet China’s strict capital requirement for P2P players. The GIC-backed firm has not made any official statement about its fundraising plan but analysts said the move is part of the firm’s efforts to meet Beijing’s proposed Rm500 million ($74.5 million) capital requirement for P2P operators nationwide. It will not be soon for China’s commercial banks, consumer finance service firms and other institutions to see a national regulation governing internet-based lending activities, despite recent progress on specific rules for online peer-to-peer lending and microloans, Caixin learned. Large platforms with loan balances of more than RMB 5 billion ($750 million) must register with the information disclosure database by the end of May. Swedish tech unicorn Klarna is nearing the point where it could seek a stock market listing, but it’s unlikely to be this year, the CEO and co-founder of the fast-growing online payments services firm said. The Stockholm-based fashion house Acne Studios has expanded their existing European partnership with Klarna. Showing at Paris Fashion Week, Acne Studios encompasses women’s and men’s ready-to-wear, shoes, accessories and denim, but also moves across the borders of fashion, art and design. With Klarna now available in Acne Studios’ online store, shoppers in the U.S. can choose to checkout with four equal payments – with no interest or fees. The first quarter of 2019 saw the platform provide more than €11.3 million in loans to Irish SMEs, an increase of 32% over the same period last year. Since its establishment in 2013, Linked Finance has helped provide more than 2,000 loans and €92 million in funding to businesses across Ireland. Lenders who have supported SMEs through the platform have earned more than €7.1 million in interest and received more than €50.4 million in repaid principal since the business launched in 2013. Linked Finance issued its largest loans ever in the quarter with a number of €300,000 loans provided. The average loan increased to €70,000. According to CCAF, in 2017 the alternative finance market grew by 36% to € 10.44 billion – dominated by the UK. Excluding the UK, European online alternative finance industry grew 63% from €2.06 billion to €3.37 billion in 2017. The top three European markets following the UK, include: France at €661 million Germany at €595 million The Netherlands at €280 million The Nordic countries collectively generated €449 million, making them the third-largest regional market in Europe following France and Germany. Source: Cambridge Centre for Alternative Finance But before I share these top real estate crowdfunding companies, I would first want to tell you about the characteristics which a best performing real estate should have. Well, they must have: Pricing power High usage rates Regular dividend Challenger banks have leapfrogged to the forefront in overall customer satisfaction, according to a new study from FIS. 63 percent of direct bank customers report being “extremely satisfied”, compared to 52 percent of credit union customers and just 19 percent of customers of the top 50 global banks. 73 percent of all consumer interactions with banks in the US are done digitally. Nearly two-thirds (65 percent) of younger millennials (between ages of 18 and 26) reported that they have not used any branches at all in the prior month. Source: Tearsheet According to new research commissioned by SME lender OnDeck, Australia’s small to medium enterprises (SMEs) are bracing for “a double whammy” of disruption from the back-to-back Easter/Anzac Day public holidays. Over one in four (27 per cent) of SMEs expect the Easter/Anzac Day period to disrupt normal trading. Leo Tyndall, CEO and Founder Marketlend In the wake of the Royal Commission we’re seeing a tightening of finance for SMEs with even long time customers being turned away for loans. For years, banks have taken too long and required too much, like property collateral, from SMEs. Innovations like marketplace lending are giving SMEs transparent and prompt access to.capital when they need it. Stephen Barnes, Principal at Byronvale Advisors Pty Ltd I would say that the term ‘redundant’ may not be so appropriate but certainly through a number of factors the ‘Big 4’ may be less able to meet the needs or timeliness requirements of small business. A large number of small business owners need to use personal assets, usually the family home, as security for loans. A little more than a year after the Reserve Bank of India (RBI) came out with guidelines for peer-to-peer (P2P) lending companies to convert into non-banking finance companies (NBFCs), micro and small enterprises (SME) lending has turned out to be the focus area for these companies. However, the current regulation does not allow a single lender to lend more than Rs 10 lakh across P2P platforms at a time. This is hampering growth prospects, say P2P players. The association of P2P lenders has sought relaxation in the norm, and requested the RBI to raise the limit to Rs one crore, according to sources in the industry. Fintech startups have started offering a broader set of banking services beyond payments and lending, pointing to a deep integration with lenders that has the potential to change the way customers access banking products. South Korean Financial Services Commission (FSC) has identified three sectors — payments, data, and lending — to protect consumers, foster fintech innovation, and ultimately remove uncertainties that may restrict investments into Korea. Legal Framework Around Marketplace Lending South Korea is a country that has gone through two economic crises which has made banks extremely conservative especially in terms of lending. As such, 40% of the population cannot receive loans from tier one banks and must resort to secondary markets such as savings banks with extremely high interest rates above 20% and shady underground loan sharks. Deputy Managing Director of MAS Jacqueline Loh said the relationship demonstrates a FinTech that may extend to other countries in the ASEAN region. This paper provides case studies and market analysis from the Arab Middle East and Africa as examples of fast-growing economies, open to best-in-class solutions, with both wealthy and underbanked populations. Key go-to-market findings serve to inform fintech firms, investors and others about participating in the region. Download the report here. Lendified, a Toronto-based FinTech, announced today that it has closed a $15 million CAD Series A funding round, in order to continue its growth within Canada. The round was co-led by WD Capital Markets and INFOR Financial, and saw funding from CI Financial Corp., Windsor Private Capital, FirePower Capital, and a group of investors including Glenn Murphy, founder of FIS Holdings and former CEO of Gap Inc. and Shoppers Drug Mart. Bank accounts for consumers is still relatively low, with only 68%, compared to 79% in China. Debit cards, however, outpaced credit by 2:1. While you may see a slight uplift in the U.S. and U.K markets, consider this: Annual consumer rates for credit cards topped 270 percent for unpaid balances. As Brazil suffered its worst economic crisis in history, the banks raised credit card rates to a stunning 500 percent per annum on unpaid bills. With Brazilians relying on credit an paying for everything from everyday goods to luxury items in installments, massive interest rates are being embedded into these payments. Author Allen TaylorPosted on April 18, 2019 Categories 360 Mortgages, alternative finance, Amount, avant, Banks, big banks, Bitcoin ETF, BlueVine, Cambodia, Challenger Banks, Credit Cards, credit scoring, crypto lending, crypto stocks, Daily News Digest, Dianrong, digital lending, Direct Lending investments, Earnest, Featured, fintech, Funding Circle, Groundfloor, Klarna, Lemonade, Lenda, Lendified, Lending Club, LendingTree, Lendio, LendIt Fintech USA, Linked Finance, Marketlend, MasterCard, Millennials, mortgage lending, News, Ocrolus, online lenders, Online Lending, open banking, p2p china, p2p India, p2p lending, p2p uk, payday lending, real estate crowdfunding, Reali, Returnly, Robo-advisors, Root, Salary Finance, Singapore, SMBs, SMEs, SoFi, Student Loans, Vyze, Welendus Predicting Default Rates for Online Lending According to data from Experian’s Clarity Services, online consumer lending has grown over 350 percent from 2013 to 2017. Funded single-pay volume rose 72 percent while installment loan volume went up nearly 500 percent. The single-pay loan volume actually shot up 106 percent through 2016 but fell slightly the following year. Still, these numbers indicate […] According to data from Experian’s Clarity Services, online consumer lending has grown over 350 percent from 2013 to 2017. Funded single-pay volume rose 72 percent while installment loan volume went up nearly 500 percent. The single-pay loan volume actually shot up 106 percent through 2016 but fell slightly the following year. Still, these numbers indicate a growth in online alternative finance lending, and with governments around the world cracking down on traditional payday lending, this spells a huge opportunity for further growth in the years to come. In 2013, the average online installment loan amount was just below $800. In 2017, it was just over $1,400. And the average loan term rose from six months in 2013 to almost 10 months in 2017. This growth may have something to do with how online installment loan providers are marketing their services. The number of lenders using direct marketing in 2015 was indexed to 100, but in 2018 (through July), that number was 275, representing growth on pace to reach 550 percent by year end. The number of pre-screened mailed names went up from an indexed amount of 100 in 2015 to 988 through July of this year. Marketing isn’t the only factor affecting growth in this segment of online lending. There is also a growing number of lenders tapping into the market, and the fact that the Consumer Financial Protection Bureau (CFPB), several U.S. states, the United Kingdom, and other government entities are beginning to target traditional brick-and-mortar payday lenders is contributing to the growth of the online installment loan segment. The growth of this segment highlights the importance of credit risk evaluation. The need for effective credit risk solutions that identify potential defaulters and is capable of separating the good borrowers from the bad is also growing. The Importance of Predicting Defaults Before Issuing Online Loans One of the most important tasks for any lender is predicting the likelihood of default. A higher than expected default rate can lead to huge losses. On the other hand, mitigating delinquencies can lead to greater profits and allow the lender to issue more loans. It is particularly important to predict whether a borrower will default on the first payment of an installment loan. After all, defaulting on the first installment means the lender will not recoup any of its investment, and defaulting on the first payment is a clear sign that the borrower should have been flagged as a high credit risk and will likely default on subsequent payments. Alternative finance lending is inherently risky. Lenders must fight a higher default rate than banks (20 percent vs. 3 percent) right off the bat. That alone makes predictive credit risk modeling a necessity in today’s installment loan market. In recent years, online lending leaders have seen greater than expected default rates, which means these online providers must be extra diligent about predicting delinquencies in order to watch their bottom lines. For this reason, the tools that lenders use to make such predictions must be carefully chosen so that default rates decline and profits increase over time. 3 Ways to Identify Good Credit Risks Before Issuing a Loan Some defaults are to be expected. Profitable lenders understand that the interest on the good loans will pay for the losses on the bad loans. Nevertheless, mitigating those losses is paramount to maintaining solvency and being able to service future borrowers. An online installment loan lender can use credit risk scoring to decrease default rates and increase profits simply by identifying the good and bad credit risks. Here are three ways a lender can ensure they are focusing on the good credit risks: Prescreen your potential borrowers – Credit risk evaluation should begin before you make initial contact with potential borrowers. If you are involved in direct marketing, prescreen potential borrowers before sending them your marketing collateral. Not only can this lower your default rate, but it will also lower your marketing expenses. Use an effective credit risk scoring solution – Today’s lenders do not just rely on FICO scores and payment histories. They collect alternative data that identifies how potential borrowers spend their money and handle their debts. Much of this data is out of sight from traditional credit scoring agencies, but it is essential to getting a complete picture of the borrower. Make your offer based on the borrower’s credit risk profile – First, build a credit risk profile on the borrower and use the predictive score to make your loan offer. It is best when lenders are able to structure a loan based on a consumer’s risk level. For example, a higher risk customer might warrant a smaller loan amount to control the lender’s risk. Assessing Credit Risk: The Perfect Solution for Online Installment Loan Providers The most important factors in underwriting the subprime consumer involve credit risk assessment and fraud detection. New solutions that combine the largest visibility into the industry’s alternative credit data and traditional bureau data ensure lenders are fully equipped to assess and mitigate risks. These solutions are offered by Experian’s Clarity Services and Experian, and include: Clear Credit Risk Clear Advanced Attributes These solutions are designed to assess a borrower’s creditworthiness or to determine credit eligibility. Lenders receive an actionable score with adverse action codes to help them determine whether a potential borrower is a solid credit risk and to help determine a reasonable loan structure. Clear Credit Risk is Clarity’s trademarked credit risk product designed to predict the likelihood of a borrower’s default on the first payment. It includes an effective score and is built on data that has proven most predictive for subprime consumers. Experian’s Clarity Services is a credit reporting agency founded in 2008 and acquired by Experian in 2017. As the leading alternative credit data provider, the company services a wide variety of alternative finance lenders such as auto finance companies, check cashing services, prepaid credit card issuers, short-term installment lenders, small-dollar credit lenders, telecommunications providers, and more. Author Allen TaylorPosted on November 27, 2018 Categories alternative credit scoring, alternative finance, alternative lending, Analysis, CFPB, Clarity Services, consumer lending, credit risk, credit risk management, credit scoring, default rates, delinquencies, experian, Featured, installment loans, Online Lending, small dollar lenders TIME Magazine Calls These Two Online Lenders ‘Genius’ In early October, TIME Magazine released its inaugural list of the top 50 Genius Companies, and two online lending companies, CommonBond and Oportun were included. The magazine asked its global network of editors and correspondents to nominate companies that are inventing the future. They then evaluated the candidates by such factors as originality, influence, success, […] In early October, TIME Magazine released its inaugural list of the top 50 Genius Companies, and two online lending companies, CommonBond and Oportun were included. The magazine asked its global network of editors and correspondents to nominate companies that are inventing the future. They then evaluated the candidates by such factors as originality, influence, success, and ambition. What they were looking for A video titled How We Chose the 50 Most Genius Companies of 2018 includes snippets of interviews from founders and CEOs whose companies made the list. Viewing these gives us more insight into what the magazine saw as worthy of “genius” thought. Bob Igor, CEO of Walt Disney, talks about having “constant curiosity, constant desire for more knowledge about what is new.” Luis von Ahn, CEO of Duolingo, whose company’s goal is to give “equal access to education to everybody,” reminds us that it’s “OK to fail.” Anne Wojcicki, co-founder and CEO of 23andMe, says that “it’s not that taking risks is essential, it’s that being open-minded to a different way of looking at a problem is essential.” She adds: “Risk…is essential to creating a new path and making change.” These are all revelations that the 50 companies represented have made, whether they are time-tested and proven companies or promising start-ups. Notables on the list The list has a good mix of both types of companies, those which are proven winners and those that are trying to make their mark by helping to better the world. Long proven household names like Apple, Disney, and Lockheed Martin are joined by newer companies that now define so much of our world, like Amazon, Netflix, Spotify, and Pinterest, and those who look to shape the future more differently than the past, like SpaceX, Slack, and Lishtot. And then there are the two online lending standouts–Oportun and CommonBond. Oportun and CommonBond are moving to make money more easily accessible for sectors of the population that need it. Oportun is working to make loans available to higher risk borrowers than those that have access to more traditional means of lending while CommonBond is looking to transform access to student loans. Oportun is a Menlo Park California company that provides emergency loans for low-income consumers who can’t get a loan from a traditional bank and who don’t want to get into the vicious cycle of high fees and triple-digit interest rates of payday lenders. Oportun began with a focus on serving the Latino community but has expanded to open borrowing to the estimated 45 million Americans who have little or no credit history. In lieu of credit scores, Oportun relies on other data to assess applicants, such as the length of time that a person has had the same job or address. CEO Raul Vazquez says that Oportun is “committed to building a sustainable business that helps people shut out of the financial mainstream.” To this point, the company has proven it can make a profit while providing $5.4 billion worth of loans to people who didn’t meet banks’ criteria. In so doing, the Oportun team has helped some 600,000 customers establish credit scores and open themselves to future borrowing by reporting successful payments to credit bureaus. A CDFI (Community Development Financial Institution), Oportun issued its first securitization in June 2013, and it announced its twelfth securitization last week, issuing $275 million of three-year asset-backed bonds secured by a pool of its investment loans. Morgan Stanley and Co. LLC served as lead book-running manager, and Goldman Sachs and Co. LLC and Jefferies LLC were joint book-runners. As of now, the company has loans available at retail locations in nine states: Arizona, California, Florida, Illinois, New Jersey, New Mexico, Nevada, Texas, and Utah. Online loans are also available in Idaho, Missouri, and Wisconsin. Rates of Service The company’s interest rates average about 35 percent, a reasonable rate for high-risk borrowers. Good Reviews The Economist, Consumer Reports, and The Wall Street Journal are among the publications that have reviewed the company favorably. Oportun was even named one of the three finalists in The Wall Street Journal’s 2018 Financial Inclusion Challenge. The team heading up the company has many notables, including Vazquez, who is the former CEO of Walmart.com. Chief Credit Officer, Patrick Kirscht, previously served as Senior VP of Risk Management for HSBC Card Services Inc., and Johnathon Coblentz, who serves as CFO and CAO, is the former CFO and Treasurer of MRU Holdings Inc. and was Vice-President of Fortress Investment Group LLC. With the rising price of college tuition and the more than $1.5 trillion in active student loans in the United States today—more than car loans and credit card debt—the market is ripe for new players in the scholastic financial space. CommonBond has been working to put a new face on student loan refinancing since 2011. By staying small and using technology to keep costs down, CommonBond seeks to offer borrowers refinancing rates lower than those of the federal government and private banks. The firm estimates that it saves borrowers on average $24,000 over the life of their loans. CommonBond offers three types of loans (Undergrad, Graduate, and MBA) and repackages and refinances existing loans at lower rates. The firm offers loan terms of five, 10, and 15 years, with amounts ranging from $5,000 to the cost of tuition. The loan cap for any borrower is $500,000. The company offers the customer a personalized rate before he or she applies. Loan origination fee is two percent, and the company charges no prepayment penalties. CommonBond’s late fees might be especially attractive to college-age students, who might not always get their payments in on time. The late fee is only the lesser of $10 or five percent of the monthly payment. Source: Studen Loan Hero Good Press Being a father of school-age children, CommonBond is a company I could see myself using in five or six years, and I read the reviews of the company as a potential customer. The reviews aren’t all glowing, but they give me an overall feel that this is a firm I could do business with, if I so needed. Fast Company named CommonBond the Most Innovative Company in Education earlier this year, and thecollegeinvestor.com, despite thinking the rates could be more competitive, continuously puts the company on its Best Companies to Finance Your Student Loan list. CommonBond is also one of only three lenders the site recommends for finding the best student loans. Double Bottom Line Charitable work and philanthropy being so important in today’s world, it can’t hurt for a company to have a strong double bottom line. This is one area where CommonBond sets itself apart from others in the space. Every time a loan is funded, CommonBond covers the price of a child’s education through its “Social Promise.” The firm’s partnership with Pencils of Promise has provided schools, teachers, and technology to thousands of students in the developing world, and its commitment to social equality also distinguishes it as a true difference maker in the United States. Loans and restructuring are available to anyone with a degree from a not-for-profit American university regardless of citizenship, as long as the customer meets the other criteria. Those of us in and around the online lending space can be heartened by the addition to these two companies to this list. We can also be heartened by the continued efforts of business founders to make funds available more easily and affordably for Americans just trying to navigate the business aspects of life. Both of these companies should be recommended to those who may benefit from their services. Written by Paul Keenan. Author Allen TaylorPosted on November 6, 2018 Categories alternative credit scoring, alternative lending, Analysis, Banks, CDFI, CommonBond, credit scoring, emergency loans, Featured, fintech, low-income lending, non-bank lending, online lenders, Online Lending, Oportun, payday lenders, securitization, student loan refinancing, Student Loans, unbanked, underbanked Lenders Bet On Artificial Intelligence for Credit Scoring Banks have to struggle with a lot of challenges – from issuing credit to operational risks, and technological troubles to good old fashion fraud. In addition to the risks of yesteryear, modern banks face falling long-term rates, growing fintech competition, and low profitability. In this challenging environment, savvy modern banks focus more of their attention […] Banks have to struggle with a lot of challenges – from issuing credit to operational risks, and technological troubles to good old fashion fraud. In addition to the risks of yesteryear, modern banks face falling long-term rates, growing fintech competition, and low profitability. In this challenging environment, savvy modern banks focus more of their attention to mitigating risks. Chief among these challenges are low-performing loan portfolios, which are a constant thorn in the side of lenders. For example, European non-performing loans stand above €1 trillion with more than one third of banks having NPL ratios above 10% (ECB, 2017). This minefield of factors has driven lenders to seek out new ways to increase profits and cut funding costs in order to stay competitive. Artificial Intelligence in Fintech: Will it take over? “AI is a powerful tool for banks, thanks to its ability to harness vast quantities of data to learn more about customer patterns and behaviors”, says Steve Ellis, head of the innovation group at Wells Fargo. As powerful as artificial intelligence (AI) is, traditional banking is still heavily reliant on statistical methods that were developed over half a century ago. Lenders determine creditworthiness based on 20+ data points, which leave otherwise worthy customers behind. Modern machine learning (ML) makes it possible to go much deeper when analyzing data, and allows lenders to extract valuable insights from available data patterns. According to a McKinsey report, a number of European banks have already replaced the antiquated statistical-modeling approach with machine-learning techniques. The results speak for themselves: a 10% increase in the sale of new products, 20% savings in capital expenditures, and a 20% decline in churn. Source: thefinancialbrand.com The data doesn’t lie: Lenders are betting on AI. Evidence of this modern trend can be seen in numerous ‘banks and fintech collaborations’ and AI-based software releases: JPMorgan Chase pioneered a Contract Intelligence platform designed to “analyze legal documents and extract important data points.” American MobileBank deploys AI software to lend to thin-file millennials. Canadian TD Bank uses Layer 6’s AI engine for scoring and cybersecurity. Deutsche Bank came out with new AI-based equities to predict their pricing and volume more accurately. Wells Fargo employs its own AI team to provide more personalized services and strengthen digital offerings. Bank of America Merrill Lynch implements HighRadius’ AI solution to speed up receivables reconciliation for their large business clients. Logistic regression is no longer the de facto standard Nine times out of 10, logistic regression is used to build scoring models and solve classification issues. Before it can take over and provide predictive results, there’s an important step of preliminary analysis and data quality control that must be taken. If the dataset contains: imperfect and missing values, outliers and unstructured data; numerical and categorical values (age, income vs marital status, education); raw data that doesn’t fit strict parameters(data with fractions or decimals, etc.) data analysts will spend days (if not weeks) just to preprocess the data before it can be assessed. Cutting corners and ignoring such data may lead to the loss of valuable insight and incorrect predictions. How modern AI/ML methods build better risk models Today, lenders have the ability to collect more data than ever about their clients. In addition to traditional socio-demographic data, this may include transactional data, records from credit bureaus, social media, Google Analytics, as well as other non-traditional sources. Processing and interpreting this data so that it can be used to issue loans to worthy credit seekers is where modern ML/AI methods give banks the edge they need. Machine learning techniques like gradient boosting, random forest, or neural networks can better find hidden dependencies in a dataset, which helps to gain more accurate predictions. This assists banks in determining how collected parameters in a dataset should be weighed to predict whether borrowers will consistently repay their loans on time. This is made possible by data signals, which define significant parameters that affect the power of a scoring model. Depending on the type of business, geography, target audience, and data authenticity, significant parameters may differ. Modern ML can determine which data points contain the desired signal. Traditional data sources like credit bureaus still remain an important part of the process and provide the data that contain the above-mentioned signal. Unfortunately, they do not cover noteworthy market segments such as millennials, self-employed entrepreneurs, small business owners, immigrants, or the unbanked. The team at GiniMachine carried out pilot projects to build accurate scoring models with minimal data points and without access to an applicant’s credit history. Some of the most promising and predictive parameters included the applicant’s industry and occupation, the size of their company, the total years they’d been in business, the size of their family, and data from social networks like their overall activity, as well as the quantity and quality of their connections. The team at GiniMachine has proven that it is possible to capitalize on information about borrowers that is collected from alternative sources to accurately and efficiently assess borrower’s credibility and make effective lending decisions. Modern ML methods can build more accurate risk models because of their capacity to: use built-in ‘raw’ data pre-processing tools find hidden dependencies of arbitrary complexity harness unstructured, big data, and data from alternative sources The financial world, and lending businesses in particular, have seen major changes throughout the last few years. Using ML and AI in concert with traditional practices is the way forward for banks that want to remain competitive in the modern world. It’s clear that making good loans to the people of the future requires a futuristic helping hand. Dmitry Dolgorukov is a CEO and co-founder of GiniMachine & HES, a technology entrepreneur, and an investor with over 15 years of executive experience in software development and fintech. In 2018, Dmitry was ranked as one of the top 200 Fintech leaders in Europe that contribute to the industry as influencers through action. Author Allen TaylorPosted on August 15, 2018 Categories alternative credit scoring, alternative lending, Analysis, Artificial Intelligence, Bank of America Merrill Lynch, bank-fintech partnerships, Banks, Big Data, credit bureaus, credit scoring, Cybersecurity, data, Deutsche Bank, europe, Featured, GiniMachine, HighRadius, JPMorgan Chase, Layer 6, logistic regression, Machine Learning, McKinsey, Millennials, MobileBank, statistical modeling, TD Bank, unbanked, Wells Fargo FICO For Microcredit Lending Established in Russia in 2014, Scorista was born out of the need for a reliable risk-scoring model for Russian lenders. Leveraging the skills of famed Russian programmers, Scorista has created the go-to risk management solution for lenders operating in the sub-prime short-term lending segment. How Scorista Began Maria Veikhman, a business management, IT, and risk […] Established in Russia in 2014, Scorista was born out of the need for a reliable risk-scoring model for Russian lenders. Leveraging the skills of famed Russian programmers, Scorista has created the go-to risk management solution for lenders operating in the sub-prime short-term lending segment. How Scorista Began Maria Veikhman, a business management, IT, and risk management specialist is the founder and CEO of Scorista. It took off when a few lenders in Russia realized the dearth of reliable risk managers in the market and asked Veikhman to create a risk-scoring model for their lending businesses. Scorista was born as a disruptive innovation to automate the area of credit assessment and provide clients with an instant credit decision. They believe they can help lenders achieve the desired KPIs in a very short span of time with a guarantee of results. What gave impetus to the company was the dearth of risk management solutions for short-term lenders and payday lenders. They only have access to the FICO score, which is not a very bankable option for payday lenders. More On Scorista Scorista offers a broad variety of products ranging from credit assessment to underwriting plans, verification plans, individual scoring, and variable kits, which facilitate scoring and dossiers that legally provide access to complete information about the borrowers. Its prime spot is borrowers looking for less than $5k for less than 12 months. According to Veikhman, Scorista has a 93% forecast accuracy rate. This is much higher than anything available for the segment currently. This performance has led to profitable growth with offices in China and clients in Russia, China, Kazakhstan, Spain, and Latvia. It has just launched its services in the United States. More than 142 lenders are currently using the Scorista platform, and it is processing over 500,000 applications every month. According to its website, Scorista has helped its partners earn an additional $145 million. The company has raised an undisclosed amount of funding from Life.SREDA. Scorista’s Business Model Scorista’s business model is transactional-based. In Russia, Scorista charges an estimated $1K for every credit decision depending on the volume of applications. Credit lenders are provided with credit decisions instantly so that they can further approve or deny a loan. When the borrower files a loan application with the lender, the lender communicates the borrower file through an API or web interface. Its system receives the application, evaluates the same with its scoring algorithm, and provides a credit decision for approval or denial of the loan. In cases where the scoring algorithm depicts that the borrower can’t repay the loan, Scorista works out different models to predict the amount that the borrower can pay. So if a borrower is rejected for a $2,000 loan for a 3-month period, Scorista will additionally provide that he is a good bet for $1,000 for a 1-month period. Scorista has developed artificial intelligence and machine learning-powered proprietary algorithms for its scoring systems. It keeps fine tuning its algorithms to ensure optimum performance. It is focusing only on its specialization of short-term micro-borrowers to ensure highest efficiency rates in the segment. The money-back guarantee is Scorista’s USP. Scorista is ready to refund the fees to its clients if they are not satisfied with its services. Others in the industry are generic players looking to cover the entire market rather than specializing in any one segment. In the name of alternative data, many peers focus exclusively on the social media footprint. However, research shows that decision-making based on social networking is not very reliable as the quality and quantity of information available on borrowers is circumspect. Moreover, about 40% of borrowers do not have extractable social media information available. Scorista has also introduced Mindscore, a psychometric scoring method that uses a social networking profile and psychometrics to score borrowers. It helps in predicting repayment ability, and the default rate of the applicant. According to Veikhman, using alternative data in the credit model is dependent on the country. Credit bureaus across Russia have a lot of data on borrowers, and, as such, alternative data is not able to add a lot of weight. But there are no reliable credit bureaus in China so a lot of e-commerce data from Alipay, Wechat, and other social media is put to use. The company is also using mobile data in some cases and incorporates details like the workplace of the borrower to make a credit decision. The Russian and Chinese branches of Scorista have launched a white label product for mobile applications for lenders. It facilitates fast issuance requiring the borrower to download the application and then submit information to the lender. Scorista performs the function of scoring and the lender can directly issue money through the application, credit card, debit card, or bank account. Scorista mainly integrates with short-term lenders and specializes in facilitating short-term loans. Although banks have a broad line of products, Scorista can work with banks that deal in short-term loans apart from full-term loans. The sub-prime segment that Scorista specializes in is growing across the world. The global economy is not getting better, and many economists agree that it is in the last legs of the growth phase. The last recession was in 2008-09, so considering a cycle of 10 years, we are looking at a recession sooner rather than later. Also exacerbating the trend is the fact that the number of people drawing a lower than average income is increasing in every nation across the world. Borrowers with low credit scores can improve their credit ratings by following a regular, structured repayment schedule. This will enable them to have access to better loans and banking products with lower rates of interest. Scorista,, with its credit models, helps borrowers gain that access to credit at the right time for the right amount. Scorista’s Future Goals Scorista is looking to expand across global markets. It is looking for partners in multiple countries to expand its offering. It is also looking to onboard well-connected financial investors who can help introduce them to their lending networks. Scorista wants to establish itself as the FICO score for the sub-prime borrower segment. Its key differentiator is its specialization in only short-term microlending and its money back guarantee. The company has been able to build a solid business and is on the precipice of breaking into the big leagues. Author Allen TaylorPosted on July 11, 2018 Categories Alipay, alternative credit scoring, alternative data, alternative lending, Analysis, Artificial Intelligence, credit bureaus, credit scoring, Featured, FICO, microcredit, microlending, Mindscore, mobile data, payday lending, psychometrics, Risk Management, Scorista, short-term lending, social credit, subprime lending, WeChat Friday June 1 2018, Daily News Digest News Comments Today’s main news: One student saved $20K on a SoFi student loan. PayPal, Google deepen partnership. Zopa to hire a social media strategist. Ant Financial is a top 10 global bank. Today’s main analysis: Improved MPL pools are no guarantee of ABS performance. Today’s thought-provoking articles: A deeper look at GreenSky. Quants and fundamentalists. Ways to impress a lead investor. Helping […] Today’s main news: One student saved $20K on a SoFi student loan. PayPal, Google deepen partnership. Zopa to hire a social media strategist. Ant Financial is a top 10 global bank. Today’s main analysis: Improved MPL pools are no guarantee of ABS performance. Today’s thought-provoking articles: A deeper look at GreenSky. Quants and fundamentalists. Ways to impress a lead investor. Helping SMEs with P2P financing. Millennials lead an investment revolution. How one student saved $20K on a SoFi loan. These types of stories are SoFi’s best marketing, and it didn’t come from SoFi. Is it clear skies ahead for GreenSky? GreenSky is exiting the gate looking good. To raise this kind of money on an IPO and be profitable for the past five years is a startup’s dream, and they’re living it. PayPal, Google deepen partnership. This sets PayPal up nicely to use Google as a customer acquisition point for lending products. Improved MPL pools no guarantee of ABS performance. This is an important read for companies looking at issuing securitizations, a growing trend in marketplace lending. Don’t miss this read. Quants and fundamentalists unite. A decent read. Millennials are leading an investment revolution. I’m all for making an impact and being socially responsible, but if it isn’t profitable, then don’t count on retirement. That said, the millennial generation is definitely a different generation, and it’s quite refreshing to keep reading about them. The impact of online lenders on small businesses. Why foreign investors love U.S. commercial real estate. Better get your artificial intelligence game on. Former American Express chief backs immigrant credit score provider. OnDeck, Kabbage, Lendio drive up their share of business lending. Emerging alternative finance. Layered Insight snags top advisors. Renew Financial recruits veteran Prosper exec as CEO. Zopa to hire first social media executive. LendInvest debuts first official buy-to-let legal panel. Allianz leads funding round for Moneyfarm. Swoop partners with Hiscox. Ashley Finance appoints bridging regional sales director. Ant Financial a top 10 bank globally. And I think there’s good reason to see them move up the ranks fairly quickly. Dianrong to use R3’s Corda ledger. Ways to impress a lead investor. Mobikwik plans to use UPI and loans to turn the business around. Australia: Neo increases loan limits. Australia: New mortgage lending shows Auckland homes sales slump affecting all types of buyers. Malaysia: Helping SMEs build businesses with P2P financing. Nigeria: Piggybank.ng raises $1.1 million. South Africa: Crossfin, Investec back early-stage fintechs. ‘I’m saving over $ 20,000’: Why you should consider refinancing your student loans through SoFi (Business Insider) Rated: AAA GreenSky: Clear Skies Ahead (Seeking Alpha) Rated: AAA PayPal and Google are deepening their partnership (Business Insider) Rated: AAA Improved MPL pools no guarantee of ABS performance, says Fitch (Asset Securitization Report) Rated: AAA QUANTS AND FUNDAMENTALISTS UNITE! (All About Alpha) Rated: AAA Millennials are leading an investment revolution — here’s what makes their generation different (Business Insider) Rated:AAA New Report on the Impact of Online Lenders on Small Businesses (Lend Academy) Rated: A Why Foreign Investors Love U.S. Commercial Real Estate, And Why More Will Follow (Forbes) Rated: A Better Get Your AI Game On (Prime Meridian Capital Management) Rated: A Former Amex chief backs immigrant credit score provider (Financial Times) Rated: A OnDeck, Kabbage, Lendio Continue to Drive Up Their Share of Small Business Lending (Bank Innovation) Rated: A Emerge With An Alternative (Scotsman Guide) Rated: A Layered Insight Snags Top CISOs As Advisors (PR Newswire) Rated: B Renew Financial Elevates Financial Services Veteran Kirk Inglis to CEO (PR Newswire) Rated: B Zopa to hire first social media executive to broaden customer focus (Peer2Peer Finance) Rated: AAA LendInvest Debuts First Official BTL Legal Panel Six Months After Product Launch (Crowdfund Insider) Rated: A Allianz leads £40m funding round in Moneyfarm (Fintech Futures) Rated: A SME funding platform partners with Hiscox (Peer2Peer Finance) Rated: B Ashley Finance appoints bridging regional sales director (Bridging & Commercial) Rated: B Ant Financial is Now a Top 10 “Bank” Globally (Lend Academy) Rated: AAA Dianrong to land on distributed ledger Corda (Tech Node) Rated: A Neo lender increases loan limits (Australian Broker) Rated: AAA Analysis of new mortgage lending shows the slump in Auckland home sales has affected all types of buyers (Interest) Rated: A Ways to Impress a Leading Investor for Your First Venture Capital Fund (Entrepreneur) Rated: AAA Mobikwik plans to turn around biz with UPI and loans: But is it too late? (EnTrackr) Rated: A Helping SMEs build their business with P2P financing (Tech Wire) Rated: AAA Meet Piggybank.ng, The Nigerian FinTech Startup That Just Raised $ 1.1million (Forbes) Rated: AAA SA’s Crossfin, Investec to back early-stage fintech startups (Disrupt Africa) Rated: A Fundbox Wins The Prestigious Israeli Atlas Award For Best Fintech Startup (The Virginian Pilot) Rated: A Student debt is growing in the US and looming as a major ongoing issue. With a total of $1.48 trillion in student loan debt in the US, spread among 44 million borrowers, Americans now have more student loan debt than credit card debt, according to Student Loan Hero. Interest rates, meanwhile, are punishing, even more so depending on the type of loan you get, and the level of education you’re paying for. According to data from the Department of Education, rates range from around 3.5% to as high as 8.5% — with most types of loans floating in the 5-7% range. That’s extraordinarily high when you consider that many auto loan rates and even mortgages are lower. The company offered 38.0 million shares to the public that priced at the upper end of the range at $23. The over allotment grant added another 5.7 million shares to the total offering. Selling shareholders offered all of the shares with gross proceeds of $1 billion. GreenSky ended the day virtually unchanged at $23.26 at a time when most IPOs trade in more volatile ranges. The stock only had a range of $22.05 to $23.36 suggesting minimal initial interest by traders. At the current price of $26.70, GreenSky has a market value of over $5.1 billion on 190 million shares outstanding (including the 5.7 million over-allotment option) with sales on pace to likely top $400 million this year. The numbers though suggest anything but a boring company. Transaction volume jumped 47% to $1.0 billion during the March quarter and active merchants grew equally impressive at 52%. The fintech is even profitable. Source: GreenSky Prospectus PayPal and Google are extending their payments relationship across Google’s entire ecosystem, according to Finextra and TechCrunch. The two firms have worked together for awhile, as customers are able to integrate their PayPal accounts directly into Google Pay, Google’s mobile wallet. But now, they’re taking the partnership a step further, allowing customers to enter their PayPal credentials once and then have them available for various types of payments, including bill pay and peer-to-peer (P2P) payments, across Google offerings such as Gmail, Google Play, Google Store, and YouTube. The partnership is expected to roll out in full later this year. Marketplace lenders such as LendingClub and Prosper have made strides in improving underwriting standards in the past year. In a report issued Thursday, Fitch said investors should still be wary of assuming new-issue MPL securitizations are a step up in quality over previous ABS deals, even though firms such as LendingClub and Prosper have taken steps to tighten lending standards as well as pool greater concentrations of borrowers with higher credit scores into their recent ABS deals. LendingClub (NYSE:LC), for instance, boosted the weighted average FICO of its most recent prime/near-prime consumer-loan securitizations in December to 703, compared with 692 in its first asset-backed transaction of 2017. Source: Asset Securitization Report LendingClub’s most recent self-sponsored transaction, Consumer Loan Underlying Bond (CLUB) Credit Trust 2018-NP1, had its base-case loss range tightened to 13.25%-15.25% by Kroll Bond Rating Agency, compared with 14%-16% in its CLUB 2017-P2 transaction. (In December, LendingClub pooled a collection of subprime loans with credit scores below 660, with a base-case loss range of 19.65%-21.65%.) But the Bloomberg Professional Services Blog has run a piece recently on “quantamental” investing, indicating that a merger of the two approaches is underway. Darwinian pressures aren’t kind to presuppositions or to the purity of paradigms. And it is survival of the fittest that is at work here, because fitness requires on the one hand that the quants use good (human) judgment to monitor and adjust the investment process to the prevailing market conditions, while it also requires that any workable fundamental approach employ “promising aspects of technology … to reduce bias and random noise.” “Alternative data” means what it sounds like it means: every sort of datum that one would not traditionally have expected to come up in a discussion of trades, investments, or portfolio allocations. These sources can include (Bloomberg’s list), “social media posts, credit card accounts, online browsing activity, foot traffic and weather patterns.” Any and all of these can include clues to ongoing and future trends. The use of any such source, or any cross-referencing of sources that can produce patterns, may be novel this week, customary next week, and a bare minimum for survival in the trading jungle the week after that. Nuveen’s “Third Annual Responsible Investing Survey” of over 1,000 affluent investors found there was increased interest in working for, buying from, and investing in socially responsible companies. This is even more true among the millennials surveyed. Some 92% of millennials agreed with the statement “I care more about having a positive impact on society than doing well financially” compared to 52% of nonmillennials. Source: Business Insider We interviewed a handful of millennials, asking them what makes their generation different. They answered: access to information, aligning themselves with brands on social media, and growing up in more comfortable economic circumstances than their parents and grandparents. Most of us are aware of the importance of small businesses in the US economy. Small businesses employ over half of private-sector workers in the US, so access to capital for small businesses is critical to their success. Fortunately, online lenders such as the ones mentioned in the report have focused on serving the needs of businesses and activity has picked up over the last few years. Both awareness of these alternative options and the amount lent on these platforms is increasing. Originations at five leading online small business lenders increased by 50% in three years, from $2.6 billion in 2015 to $3.9 billion in 2017. Nearly $10 billion of funding was provided to 180,000 small businesses from 2015 to 2017 according to data which included leading platforms OnDeck, Kabbage and Lendio. This activity has generated $37.7 billion in gross output, created 358,911 jobs and $12.6 billion in wages. Despite fears of trade wars and increased protectionism, foreign investment in the United States remains robust. In fact, the U.S. continues to be the single largest recipient of foreign direct investment (FDI) in the world: more than The AI and algo game is nothing new really. A couple decades ago many called it neural networks and neural computing, and that has evolved into today’s version of AI. But what is different today and so disruptive are three elements that were not there in the early days of machine learning: computing power and cloud-based systems, a growing and global population of computer and data scientists and data. Lots of lots of data. Those three are increasingly working together in the alternative investments markets space, enabling firms to make much more accurate, and potentially, more profitable investments. The AI topic, discussed at Lendit Fintech USA 2018 conference in San Francisco in April, revealed just how integrated it is already and where it is going in the coming months and years. Listen to the full recording HERE. The former American Express chief Ken Chenault is backing a start-up company that provides credit scores for immigrants who struggle to rent apartments and access other basic services upon their arrival in the US. Workers on overseas postings, international students and other newcomers have long struggled to secure credit cards and other loans because American institutions hold no records on them. Nova Credit, which is among a new breed of Silicon Valley companies seeking to shake up the financial system, aims to address the problem. It has secured funding from General Catalyst, the venture capital group that has stood behind companies including Snap, Stripe and Warby Parker. For online lenders, small business lending continues to grow into big business. Online lenders continue to grow their originations of small business loans, according to a new study released today by Washington D.C.-based economic research firm NDP. Alternative financing in the form of crowdfunding may be a trending topic, but it’s hardly new. Mozart used the idea in the 1780s to finance the composition of one of his early piano concertos, offering prospective backers copies of his manuscript in exchange for their financial support. Why choose alternative financing? Because a lot of great deals may never get done without it. Many banks and other traditional lenders won’t finance transactions valued under $50 million because there’s simply not enough profit in it for them. And, because of the late stage of the current real estate cycle, many other lenders are feeling skittish or are simply tapped out. That leaves a big gap in the financing market — and a big opportunity for nontraditional sources of capital. Layered Insight announced today that Tim McKnight, EVP & Chief Information Security Officer at Thomson Reuters, and Richard Seiersen, SVP & Chief Information Security Officer at Lending Club, have joined Layered Insight’s Advisory Board. Renew Financial, the inventor of Property Assessed Clean Energy (PACE) financing and a leading provider of financing for home improvements, today announced that Kirk Inglis, currently Renew Financial’s Chief Financial Officer (CFO), will succeed Cisco DeVries as Chief Executive Officer (CEO) of the company. Mr. Inglis brings more than 20 years of experience in financial services and technology with a deep expertise in consumer lending. His career includes senior finance and operating roles with Calypso Technology, Prosper Marketplace and Providian Financial Corporation. Mr. DeVries will become the company’s Chief Innovation Officer to focus on key growth opportunities and to help innovate new financing tools for clean energy. DeVries will continue to serve on Renew Financial’s board of directors. ZOPA is hiring its first-ever social media executive in an effort to broaden its customer base. The peer-to-peer lending platform is currently advertising for a person who can “translate the brand and social media strategy into tangible plans which encompass day to day content, product content and campaign content”. The role will involve working with the wider marketing and product team, as well as analysing and optimising performance by channel. LendInvest announced on Thursday it has named firms JMW Solicitors LLP and Lightfoots Solicitors as its first official panel of solicitors for its Buy-to-Let product. According to the online lender, JMW Solicitors is one of the North West’s leading full-service law firms, with significant experience in handling a range of real estate finance cases for both institutional and private lenders. Lightfoots are experts in complex property finance cases and have over 30 years experience providing legal services to mortgage lenders. Both firms are experienced in dealing with introducer-led business, offering dual representation and coverage across England and Wales. Digital wealth manager Moneyfarm has got £40 million in a Series B funding round – meaning it has secured close to £60 million in capital so far. Moneyfarm calls this the “largest funding round by a European digital wealth manager to date” and the company, which launched a personal pension (SIPP) in March this year, will use the capital to launch solutions and expand its investment strategy. The round was led by Allianz Asset Management, the investment arm of global insurer Allianz, which first invested in Moneyfarm in September 2016. SWOOP, a new small- and medium-sized enterprise (SME) funding platform, has partnered with Hiscox on the insurer’s business accelerator portal. Swoop, which is a re-brand of BizFly, connects businesses in need of finance with over 400 lenders including peer-to-peer platforms such as Funding Circle and Growth Street. Ashley Finance has appointed Sam Cousins (pictured above) as a bridging regional sales director. Sam began his career in finance in the P2P sector focusing on bridging and business loans. He also spent two years at P2P lending platform Lendy, where he worked on bridging cases and building up a network. Source: Lend Academy It had been rumored for some time now. Ant Financial, the Chinese financial behemoth, was raising a very large funding round that would value the company at $150 billion. It has been reported extensively today that this funding round has in fact closed. Ant Financial has raised $10 billion at a $150 billion valuation. For a brief primer on Ant Financial there is a decent summary on their English language websitebut for a deeper understanding I recommend you read Chris Skinner’s new book, Digital Human (the Kindle version is available now). This has a 30,000 word case study that not only shares the history of Ant Financial but also why they are one of the world’s most forward thinking companies. And if you think they are just a Chinese story, think again. Ant Financial embodies the future of financial services and they will, in my opinion, shape the future of financial services more than any other fintech company on the planet. Dianrong (点融), a leading Chinese online P2P lending service provider today announced cooperation with R3, a global platform specializing in distributed data technology. The Chinese fintech company’s supply chain finance solutions will land on Corda, R3’s open-source distributed ledger. Dianrong hopes the cooperation will enable the company’s end-to-end service through a comprehensive supply chain and increase efficiency by ensuring transparency. The company’s initiative is to allow micro and small businesses to access credit and financial services. As of this week, Wisr will increase its personal loan limit from $35,000 up to $50,000, with a comparative interest rate up to 5% p.a. lower than the four major banks. Loans will be available for any worthwhile purpose over three or five years, with a comparison rate of 9.36% p.a. for borrowers with a strong credit rating. The neo-lender also offers no early repayment or exit fees. The report analyses the number of mortgages taken out in the 12 month periods to the end of March from 2014 to March 2018, and breaks them into borrower types – first home buyers, investors, people moving house, those staying put but refinancing and those buying a second home. According to Real Estate Institute of New Zealand figures, Auckland property sales peaked in their current cycle in the 12 months to March 2016, when 30,631 homes were sold. That number has steadily declined and in the 12 months to March this year had slumped to 21,628, a decline of 29.4%. Today’s investors are undoubtedly looking at technology-driven startups with a difference. The best illustration here is Flipkart which managed to introduce the right technology-driven models at a time when people had to wait endlessly to buy products of their choice. With Walmart now having acquired majority stakes in Flipkart, more technology-driven models could potentially come to the fore. The digital wallet company finally integrated its platform with government-owned unified payment interface (UPI) last week. A week later, numbers related to UPI have popped up that has reached a 5 million mark via @ikwik handles, a VPA (Virtual payment address) handle for UPI, according to an ET report. The platform is also planning to partner with NBFCs to disburse loans to small businesses in the range of Rs 20,000 up to Rs 5 lakh. In Malaysia, regional P2P digital financing platform Funding Societies has announced an alliance with United Overseas Bank (UOB), to provide P2P lending to small businesses. Using the Funding Societies platform, small businesses banking with UOB Malaysia can raise up to MYR500,000 (US$125,720) in capital directly from investors. Funding Societies is the first P2P financing service introduced in Malaysia. Based in Singapore, the company also has a presence in Indonesia, where it’s known as Modalku. A two-year old Nigerian fintech start-up this week announced that it has raised a $1.1M Seed Fundraise, to grow its online savings platform, South African investment fund Crossfin has concluded a deal with banking and asset management group Investec that will see the two companies identify early-stage fintech startups in which to invest through Crossfin’s angel funding arm Blue Garnet Investments. The Crossfin fund, which has a particular focus on fintech startups, was formed in June of last year after South Africa-based private equity and venture capital firm Capital Eye and the Multiply Group signed a strategic investment partnership. Capital Eye manages a portfolio of investments spread primarily across Sub-Saharan Africa, including South African fintech company wiGroup, which Investec has also invested in. Today, Fundbox, the small business growth company, announced that the company has won the coveted Israeli Atlas Award for Best Fintech Start-Up. For a third year in a row, the 2018 Israeli Atlas Award event was held in cooperation with the Ayn Rand Center, The Marker and such leading partners as, BDI, IVC, Bank Hapoalim and Israel Aerospace Industries. The prize is awarded to those Israeli startups that have created a technology, idea or product of exceptional value in Israel over the past year. Author Allen TaylorPosted on June 1, 2018 Categories ABS, Allianz, alternative finance, American Express, Ant Financial, Artificial Intelligence, Ashley Finance, commercial real estate, Corda, credit scoring, Crossfin, Daily News Digest, Dianrong, distributed ledger, Featured, Fintechs, Fitch, Google, GreenSky, Hiscox, Investec, investing, kabbage, Layered Insight, lendingclub, LendInvest, Lendio, marketplace lending, Millennials, MobiKwik, Moneyfarm, mortgage lending, MPL pools, MPL securitizations, Neo, News, ondeck, online lenders, P2P financing, paypal, Piggybank.ng, prosper, R3 Consortium, real estate investing, Renew Financial, small business lending, SMBs, SMEs, SoFi, startups, Student Loans, Swoop, Zopa Creating the Next-Generation Credit Card “We live in a digital world” is an understatement. The next decade, as Generation Z arrives and millennials move into prime spending years, will have profound effects on all industries. Finance, in general, and credit cards in particular, are no exception. Fintechs that can decipher the coming changes are looking at a trillion dollar industry […] “We live in a digital world” is an understatement. The next decade, as Generation Z arrives and millennials move into prime spending years, will have profound effects on all industries. Finance, in general, and credit cards in particular, are no exception. Fintechs that can decipher the coming changes are looking at a trillion dollar industry currently dominated by traditional banking players. The latest innovation in alternative lending can have a profound impact on how credit cards are issued, used, and managed in the financial ecosystem. LendIt USA 2018 saw a panel discussion on “Creating the Next Generation Credit Card.” The focus was on how LendUp and Petal, two venture-backed Visa credit cards, have disrupted a stagnant industry with alternate data and fast decisioning. Sasha Orloff, CEO and co-founder of LendUp, and Jason Gross, CEO of Petal, discussed the secret sauce, their insights, and future trends in the industry. The Journey to the Credit Card Market Around 40 million Americans do not have any credit score, and around 20 million have a very limited credit file. This results in limited access to the credit market. The disproportionate effect of this is felt by the millennial generation, immigrants, and low- to moderate-income consumers. The 2008 financial crisis left considerable people under the age of 30 with subprime credit facilities comprising of expensive products. And though they might not have a strong credit score, their strong digital financial footprint can be leveraged to understand and examine their creditworthiness. Alleviating such deficiencies will help genuine customers gain access to the credit they deserve. They will also be able to receive better pricing with lower interest rates, lower fees, etc. This was the main reason for Gross getting involved with Petal. What differentiates Petal from other companies is the use of pioneering technology to look into the financial “footprints” of consumers and make credit decisions accordingly. Petal can now underwrite on a more inclusive basis and leverage financial data by designing better products for its consumer base. On the other hand, Orloff evaluated the problems faced by today’s credit card companies who reject almost 85% of consumer applications that come through their websites. This is a massive opportunity loss for all stakeholders. Also, fintech companies are not directly issuing credit cards; rather, they are partnering with banks. This can lead to a win-win relationship where LendUP can help banks monetize this opportunity by using its proprietary technology. It is a category leader and understands the subprime space. It is currently working with two banks and has recently signed a deal with its third bank. Meanwhile, they are also looking to onboard more banking partners who want to better serve their communities. Offering the Next-Generation Credit Card Both companies believe there is a huge opportunity as half of America is underserved or unserved with regard to credit. The exciting part about the original credit card is the piece of plastic in the wallet can be used to build a relationship with customers by understanding their requirements and daily financial habits. With the ability to offer multiple products, credit cards should be a natural cross-selling platform for traditional banks. When talking about the 60-year-old credit scoring system, Gross discussed how it lacks full financial information and focused only on the liability side of a person’s balance sheet. Petal’s credit scoring system takes a much more holistic view of a person’s finances and focuses on assets and cash flows. Instead of concentrating on any one part, they look at a more complete picture, which helps them assess the borrower granularly on thousands of data points. Its algorithms are powered with machine learning, which assists them in detecting further patterns for enhancing the customer experience. Orloff cited the results from a study conducted by her company showcasing how supplementary data can be more powerful than using the traditional credit scoring data to evaluate the financial health of a consumer. Talking about the population outside the banking system, he thinks one cannot completely rely on credit scoring. Rather, it is mandatory to use alternative data points to calculate the creditworthiness of the individual. Credit cards were the first step in understanding banking customers and their paying habits. With smartphones, banks can add a layer of intelligence that will generate insights that were not available earlier. Orloff also discussed how credit cards can now be used to attract consumers and why it is important to customize cards for the individual. LendUp’s card can now optimize according to the financial goals of each single consumer. He laments that the financial industry seems to be the last industry to keep churning out generic products for its clients. Gross explained that consumer finance and credit scoring is an area with huge opportunities have just scratched the surface till date. Millennials aspire to do business with companies that have their best interests in mind. Companies should focus on re-inventing digital experiences and optimizing for the financial success of the customer. To design this digital experience, there is a need to leverage behavioral science and best practices of product design to make credit intuitive, transparent, and simple. Stephanie Vaughan is vice president at Author Allen TaylorPosted on May 23, 2018 Categories Alternative credit, alternative credit scoring, alternative data, alternative lending, Analysis, Banking, Banks, consumer lending, Credit Cards, credit scoring, Featured, lendup, Millennials, Petal, subprime, unbanked, underbanked
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Armed Polite Society News: R.I.P. Scout26 Armed Polite Society > Main Forums > Politics > Calif. gov.: 'We will maybe undo' Prop 8 Pages: 1 ... 10 11 [12] Author Topic: Calif. gov.: 'We will maybe undo' Prop 8 (Read 107394 times) Formerly carebear Fiat justitia, pereat mundus Re: Calif. gov.: 'We will maybe undo' Prop 8 Strings, The only justification for limiting marriage to "two people" under the law rests on the dominant Western tradition of marriage being "two persons, one man, one woman, not related". If that traditional basis is determined to be insufficient to justify the "man and woman" part, it will be equally deficient to determine the "only two people" and "not related" parts. What arbitrary, yet rational and legally defensible, reason will we be able to come up with to legally justify denying a legal marraige to more than two persons or to blood relations under equal protection theory? We can't really use "genetic risks to children" as, by allowing couples physically incapable (not just unwilling or unable for exceptional reasons) to produce children with each other to marry, we are stating there is no "sexual activity resulting in progeny" assumed anymore by the term "marriage". So now the tie to the little remaining biological basis for preventing sibling marriage is gone. For that matter, if two unrelated men can marry, why not two brothers? Why should they be denied the same legal privileges? Why not MFF (for example) "couples"? What will be the legal defense of that position? That's an unintended consequence of removing tradition as a basis for law on this issue, there's nothing left to base any restrictions on that aren't absolutely arbitrary and challengeable by law. Marriage will survive as a private thing between people who love each other, but I can't see the state eventually remaining involved in any way other than providing civil courts to adjudicate private contractual arrangements. "Not all unwise laws are unconstitutional laws, even where constitutional rights are potentially involved." - Eugene Volokh "As for affecting your movement, your Rascal should be able to achieve the the same speeds no matter what holster rig you are wearing." MicroBalrog Consent? Remember, we believe (with some justification) that some types of incestuous relationship are inherently unconsensual. Further, damage to a third party (a child) is also a concern. However, as you correctly suggested, I see no reason to deny recognition to a polygamous marriage contract, a marriage of two sisters, or a sister and a brother that are sterile, or a Heinleinian line marriage. Yes, this is a very good thing. Destroy The Enemy in Hand-to-Hand Combat. "...tradition and custom becomes intertwined and are a strong coercion which directs the society upon fixed lines, and strangles liberty. " ~ William Graham Sumner Manedwolf Quote from: MicroBalrog on November 18, 2008, 08:40:06 AM Seriously, dude...EW! makattak Dark Lord of the Cis Damage to the third party can occur from more than simply birth defects- their may be upbringing defects as well. As you see the logic in preventing a birth that could result in a deformed child, can you not see the logic from those of us who would protect a child from an upbringing that could result in damage? I wish the Ring had never come to me. I wish none of this had happened. So do all who live to see such times. But that is not for them to decide. All we have to decide is what to do with the time that is given to us. There are other forces at work in this world, Frodo, besides the will of evil. Bilbo was meant to find the Ring. In which case, you also were meant to have it. And that is an encouraging thought Quote from: makattak on November 18, 2008, 08:47:53 AM I am all for banning child abuse if that's what you mean. There are great moral problems with banning more than that. There are people who believe homeschooling is a form of child abuse. Homeschooling was illegal in several states until recently. Still illegal in some places in Europe. There are people - I've met some - who believe growing up in a religious family is inherently abusive. There are people who believe that growing up in a single-parent household is inherently abusive. Really, they exist. Do you think we should take the children away from a mother if the father divorces her for some reason? Seriously, how much interference should the government have in this? Also, there are other questions. I've read quotes from a German trial where the fact a daughter shared her parent's political beliefs was held up to be proof she was 'brainwashed' by her family. If a lesbian woman gets artificial insemination, and her daughter ends up being a lesbian too, is that a form of abuse? There's a difference between saying: "You're abusing the child - here, he has welts and a fractured arm, or is inadequately fed, and so forth" and saying "We want our children to all be like this, so we'll go in and legislatively define anything that's not like that as 'abuse'." Where do we draw the line? Great point to always remember when talking about restricting anything. If we don't have documentation that something will cause harm, in this country, to follow our founding principles, we don't legislate it. After all, legal private gun ownership can, and actually does occasionally, cause harm that could definitely be avoided if it were banned. Yet we don't see those few, real dangers of harm as sufficient legal (not "moral", not distaste driven) justification to restrict it. There are some very real and salient larger principles at play, which is why marriage wasn't and shouldn't be a Constitutional issue at the Federal level. And there is a difference between taking someone's child from a place where you think abuse might happen and PUTTING a child in a place where abuse might happen. I am here talking about adoptions: we can PLACE a child in a circumstance where he may grow up in damaging circumstances once the gay rights groups have insisted that they cannot be discriminated against with regards to adoption either. We are damaging a third party without his consent because we want to experiment with what will work for parenting. We are PLACING a child in a situation where he has a higher risk of growing up... well, badly. We should take children from their rightful parents only under the most extreme circumstances. We should NEVER put children in a circumstance where they "are at a dramatically greater risk of drug and alcohol abuse, mental illness, suicide, poor educational performance, teen pregnancy, and criminality." Surely you can see the difference between removing a child and placing a child in such a situation? Some of this could be resolved by doing away with inheritance tax, which would seem like it should be a popular suggestion on this board. The two sisters in this country only wanted to be able to leave their property inheritance tax free to the other on the event of one of them dying so to prevent the taxman insisting that tax be paid there and then and forcing the sale of a property they lived in together, and if I recall correctly, grew up in. That's all they wanted, and if I'm still living with my brother in however many years and we own something between us, that's all I'd want to be able to do. It's the tax benefits that would cause this rather silly sister-sister marriage possibility, and that seems resolvable without denying legal status to homosexual couples (without necessarily calling it marriage). I do not like, when with me play, and I think that you also APS Pimp OK... I'm with Micro: "the line" is consent. Which eliminates the argument of people marrying animals or children. As for this: >And there is a difference between taking someone's child from a place where you think abuse might happen and PUTTING a child in a place where abuse might happen.< Cool. So I shouldn't let any straights watch my (hypothetical) children, since almost every case of abuse I'm aware of has been perpetrated by a heterosexual person? >I am here talking about adoptions: we can PLACE a child in a circumstance where he may grow up in damaging circumstances once the gay rights groups have insisted that they cannot be discriminated against with regards to adoption either. We are damaging a third party without his consent because we want to experiment with what will work for parenting. We are PLACING a child in a situation where he has a higher risk of growing up... well, badly.< Say what you mean here: where they might grow up with a viewpoint different than yours. >We should take children from their rightful parents only under the most extreme circumstances. We should NEVER put children in a circumstance where they "are at a dramatically greater risk of drug and alcohol abuse, mental illness, suicide, poor educational performance, teen pregnancy, and criminality."< Which, I do believe, is something that should be addressed in the process of adoption. However, that is NOT something you can base on someone's sexual preference... No Child Should Live In Fear What was that about a pearl handled revolver and someone from New Orleans again? Screw it: just autoclave the planet (thanks Birdman) roo_ster Kakistocracy--It's What's For Dinner. Hoist the black flag, and begin slitting throats Quote from: Strings on November 18, 2008, 12:27:31 PM Nice category error. Uh, the data show that kids brought up in such environments have worse outcomes than the population of kids as a whole and the population of kids adopted by a real family. Viewpoint has nothing to do with it. I would include not only homosexual couples, but unmarried hetero couples or singles of any orientation. Children adopted by all mentioned have a much greater chance for a bad outcome than when adopted by and raised in a real family. The point mak is making (and that you are studiously avoiding) is that, in the case of adoption, the state has an obligation to the child to find the best home possible for the child. It has NO obligation to any particular prospective adoptive family. And it surely has no obligation to fulfill the desires of a homosexual couple desirous of raising children. When it comes to the welfare of wards of the state...They. Don't. Matter. There is no right to adoption. There is no right to raise children not your own. The homosexual marriage and homosexual adoption issues are examples of government action to fulfill the desires of a small minority. It is the left-libertarianism of using gov't to fulfill one's desires, overturn tradition, and thwart the will of the citizenry. It is the antithesis of suspicion of the arbitrary use of gov't power, the marketplace of ideas, and equal treatment. “Fallacies do not cease to be fallacies because they become fashions.” ----G.K. Chesterton here is no right to adoption. There is no right to raise children not your own. That is correct. Nobody argues this. However, that said, individual human beings are not statistics. Have you read 'Theory and History'? The proper role of an adoption authority is to evaluate every couple that applies to adopt children on an individual basis. I hope you shall agree that it is irrelevant that the majority of heterosexual married couples are okay to adopt children, if the particular family in question has a wino father that has no job, and a bipolar mother. Sure, the majority of couples are okay, but THIS COUPLE isn't. In an equal manner, though it is possible (I say possible because I've not seen the numbers or looked into them in any detail) that [say] 90% of gay families take drugs [I am not saying 90% of gays take drugs, I'm just using a hypothethical], it does not mean all gays should automatically be precluded from adopting babies. Regardless of this, gay marriage is not automatically connected to the adoption of children, as you well know, just as straight marriage is not automatically connected to it. esheato And it continues... http://www.foxnews.com/story/0,2933,454945,00.html California Supreme Court to Hear Gay Marriage Ban Challenges SAN FRANCISCO — California's highest court agreed Wednesday to hear several legal challenges to the state's new ban on same-sex marriage but refused to allow gay couples to resume marrying before it rules. The California Supreme Court accepted three lawsuits seeking to nullify Proposition 8, a voter-approved constitutional amendment that overruled the court's decision in May that legalized gay marriage. All three cases claim the measure abridges the civil rights of a vulnerable minority group. They argue that voters alone did not have the authority to enact such a significant constitutional change. As is its custom when it takes up cases, the court did not elaborate on its decision. Along with the gay rights groups and local governments petitioning to overturn the ban, the measure's sponsors and Attorney General Jerry Brown had urged the Supreme Court to consider whether Proposition 8 passes legal muster. The court directed Brown and lawyers for the Yes on 8 campaign to submit their arguments for why the ballot initiative should not be nullified by Dec. 19. It said lawyers for the plaintiffs, who include same-sex couples who did not wed before the election, must respond before Jan. 5. Oral arguments could be scheduled as early as March, according to court spokeswoman Lynn Holton. Both opponents and supporters of Proposition 8 expressed confidence Wednesday that their arguments would prevail. But they also agreed that the cases present the court's seven justices — six of whom voted to review the challenges — with complex questions that have few precedents in state case law. KD5NRH I'm too sexy for you people. Quote from: jfruser on November 18, 2008, 01:36:07 PM Why not go all the way and say only white, upper-middle-class families in which each parent comes from a specific background? After all, anything less would be shortchanging the kid, wouldn't it? It is the left-libertarianism of using gov't to fulfill one's desires, overturn tradition, and thwart the will of the citizenry. The will of the citizenry has been pretty clearly stated. What remains to be seen is whether it is in keeping with the process for amending and/or revising the state's constitution, and whether it is even an appropriate subject for a constitution to deal with. grey54956 Personally, I believe that gov't should get out of the marriage business altogether, based on separation of church and state, with marriage being a mostly religious tradition. Property, residence, and divorce can all be addressed with legally binding contracts. Of course, to make it work, we need to get rid of Inheritence Tax. That being said, if the people have spoken, then they have spoken. Let the gay marriage advocates work at repealing the amendment with another amendment. "There are no carefully crafted arguments here, just a sausage-chain of emotional crotch-grabs." - Longeyes "I must not fear. Fear is the mind-killer. Fear is the little-death that brings total obliteration. I will face my fear. I will permit it to pass over me and through me. And when it has gone past I will turn the inner eye and see its path. Where the fear has gone there will be nothing. Only I will remain." -- Frank Herbert, Dune Quote from: KD5NRH on November 29, 2008, 04:13:57 AM Nice Race Card, Al (Sharpton). Next time you post, try not to leave a slime trail. As to financial means, I have no problem with requiring a certain level. After all, if the gov't requires some proof of financial means when it makes a FHA loan and gives over a chunk of change, to do any less when the gov't gives over a person seems a severe case of misplaced priorities. Generally, statistics are not an appropriate tool to use with an adoption process. Racehorse No, but they are an appropriate tool to use in setting guidelines or regulations for any process. Are you suggesting that the adoption process should have no guidelines or regulations and that each case should be handled solely on an individual basis? Desertdog I do hope they care for their position as judge. They made enough citzens mad when they overturned the first "one man one woman" law to pass it again. If they overturn it again, they will probably be facing efforts to throw them out of office. « Last Edit: November 30, 2008, 12:44:14 PM by Desertdog » Report to moderator Logged Quote from: Racehorse on November 30, 2008, 09:01:06 AM I am suggesting that we should not bar entire swaths of the population from adopting based on their social background or sexual orientation. While the decision ought to be informed (for example) by the fact that gays are statistically more likely to engage in risky behavior than non-gays, they should still be allowed to adopt if the particular couple involved does not engage in such behavior. In a similar manner, though non-gays are less likely to engage in such behaviors, we would never consider letting a given couple adopt a child if the particular couple involved had, say, a history of child abuse. Longest thread ever? I would like to say that I am glad to see that this has managed to remain civil, I figured that this would of been locked LONG ago, and hopefully it stays open for a long time so as to be able to keep on with this interesting and informative conversation. "so I ended up getting the above because I didn't want to make a whole production of sticking something between my knees and cranking. To me, the cranking on mine is pretty effortless, at least on the coarse setting. Maybe if someone has arthritis or something, it would be more difficult for them." - Ben "I see a rager at least once a week." - brimic Activists Seek Revocation of Tax Exempt Status of Churches That Supported Prop 8 http://taxprof.typepad.com/taxprof_blog/2008/11/groups-seek-revocation.html San Francisco Chronicle: Tax-Exempt Benefit Disputed in Prop. 8 Campaign, by Matthai Kuruvila: In the wake of Proposition 8's passage, opponents are railing that churches that supported the ballot measure violated their tax-exempt status. It's a common accusation at the now-weekly protests, gaining enough traction that Geoff Kors, a member of the No on 8 executive committee, said lawyers are investigating the issue. "The Mormon church overstepped its boundaries by being a tax-exempt organization," said Sharone Negev, 54, of San Francisco, who has gone to protests in San Francisco and the Mormon temple in Oakland. "They clearly are not supposed to be involved in political activities." But interviews with experts and activists on the issue say Prop. 8 opponents should look elsewhere for reasons to criticize the measure's supporters. "They almost certainly have not violated their tax exemption," said Barry Lynn, executive director of Americans United for the Separation of Church and State, the leading advocacy organization on the issue. "While the tax code has a zero tolerance for endorsements of candidates, the tax code gives wide latitude for churches to engage in discussions of policy matters and moral questions, including when posed as initiatives." Firethorn Where'd my explosive space modulator go? Quote from: Desertdog on November 30, 2008, 09:37:00 AM And I think that that action would be proper under the circumstances. It'd show that the supreme court holds the constitution of their state in contempt. They argue that voters alone did not have the authority to enact such a significant constitutional change. The will of the people, it does not count! Seriously, just like the US Constitution, the California constitution has rules for amending it: CALIFORNIA CONSTITUTION ARTICLE 18 AMENDING AND REVISING THE CONSTITUTION SEC. 1. The Legislature by rollcall vote entered in the journal, two-thirds of the membership of each house concurring, may propose an amendment or revision of the Constitution and in the same manner may amend or withdraw its proposal. Each amendment shall be so prepared and submitted that it can be voted on separately. SEC. 2. The Legislature by rollcall vote entered in the journal, two-thirds of the membership of each house concurring, may submit at a general election the question whether to call a convention to revise the Constitution. If the majority vote yes on that question, within 6 months the Legislature shall provide for the convention. Delegates to a constitutional convention shall be voters elected from districts as nearly equal in population as may be practicable. SEC. 3. The electors may amend the Constitution by initiative. SEC. 4. A proposed amendment or revision shall be submitted to the electors and if approved by a majority of votes thereon takes effect the day after the election unless the measure provides otherwise. If provisions of 2 or more measures approved at the same election conflict, those of the measure receiving the highest affirmative vote shall prevail. I'll admit that section 3 is a bit sparse, still, Article 2 gives the rules for initiatives: ARTICLE 2 VOTING, INITIATIVE AND REFERENDUM, AND RECALL SEC. 8. (a) The initiative is the power of the electors to propose statutes and amendments to the Constitution and to adopt or reject them. (b) An initiative measure may be proposed by presenting to the Secretary of State a petition that sets forth the text of the proposed statute or amendment to the Constitution and is certified to have been signed by electors equal in number to 5 percent in the case of a statute, and 8 percent in the case of an amendment to the Constitution, of the votes for all candidates for Governor at the last gubernatorial election. (c) The Secretary of State shall then submit the measure at the next general election held at least 131 days after it qualifies or at any special statewide election held prior to that general election. The Governor may call a special statewide election for the measure. (d) An initiative measure embracing more than one subject may not be submitted to the electors or have any effect. (e) An initiative measure may not include or exclude any political subdivision of the State from the application or effect of its provisions based upon approval or disapproval of the initiative measure, or based upon the casting of a specified percentage of votes in favor of the measure, by the electors of that political subdivision. (f) An initiative measure may not contain alternative or cumulative provisions wherein one or more of those provisions would become law depending upon the casting of a specified percentage of votes for or against the measure. Nothing in there specifies that a judge, or even the supreme court, has a choice in the matter. Personally, I'm generally in favor of letting gays get married. However, the people have spoken - rather loudly I think seeing as how this is the SECOND time they did this, going so far to elevate it from a law(that the court struck down) to a constitutional amendment. Finally, to the gay marriage advocates - you screwed up and pushed too hard. A law would have been much easier to repeal given time. Heck, this should have been approached through legislative means in the first place - not judicial activism. Re: Activists Seek Revocation of Tax Exempt Status of Churches That Supported Prop 8 Quote from: jfruser on December 01, 2008, 03:51:32 PM See, this is why tax-exempt status was folly. SEC. 4. A proposed amendment or revision shall be submitted to the electors and if approved by a majority of votes thereon takes effect the day after the election unless the measure provides otherwise. I was arguments that an amendment could pass by a majority, but a revision had to have a 2/3 vote. I guess they were looking at some other states Constitution or maybe some foreign law. 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+ LORE + + THE LIBER + + LIBER SHOWCASE + Throne Knights Started by Ioldanach , Mar 20 2020 11:17 PM Throne Knights Chapter Unforgiven Dark Angels Legion Successor Ioldanach Location:Lost in shadow on the Path of the Outcast GENE-SEED (PREDECESSOR): Dark Angels (Angels of Vengeance) FOUNDING: unknown CHAPTER MASTER: Pyrrhus Brasidor CHAPTER WORLD: Urkona FORTRESS MONASTERY: The Hold MAIN COLORS: crimson, bone, silver SPECIALITY: none BATTLE CRY: “For the Emperor!” CURRENT STRENGTH: none (see “Present Activities” below) KNOWN DESCENDANTS: none The earliest recorded actions of the Throne Knights Chapter date back to M34, in the years following the Howling. Created from the gene-stock of the Angels of Vengeance Chapter, the Throne Knights lineage ultimately derives from the 1st Legion and the primarch Lion El’Jonson. The various Unforgiven chapters were under scrutiny at this time as evidence of their willingness to abandon erstwhile allies in pursuit of their own agendas was mounting, so the choice of the Angels of Vengeance as a predecessor was unusual. In all likelihood, the Angels of Vengeance had performed a great service to the Imperium and had been rewarded with the prospect of siring a new chapter, though the nature of that service is lost to history. The Throne Knights operated as a crusading chapter for the first eight centuries after their founding, participating in operations throughout the Segmentum Obscurus, including participation in at least two of the crusades of the Adeptus Ministorum and the purging of the xenos Thal’kreen. The Throne Knights are also recorded as successfully defending against a minor Chaos incursion in the Scarus Sector; as well as re-taking the Imperial world of Johexis from renegades, an event known in latter day Imperial histories as the Bloodsword War. Librarium Note: It is worthy to note that the leader of the Chaos renegades in the Bloodsword War was the Fallen once known as Heraniel, Sword Lieutenant of the 18th Chapter of the 1st Legion. Heraniel’s broken body was recovered by the Throne Knights and submitted to the Rock following the Bloodsword War. Operating as a crusading chapter for the first few centuries of its existence, the Throne Knights Chapter claimed Urkona as their chapter world following the Jager crusade in M35. Their actions over the next two millennia are a history of warfare, ranging from the purging of space hulks to countering Ork Waaaghs. Their most famous actions by far were the Second Battle of Zurst and the Crusade of the Emperor’s Light [see below]. Suffering severe casualties in the Crusade of the Emperor’s Light, the Throne Knights entered a period of rebuilding. They had been reduced down to less than four hundred battle-brothers, losing almost the entire First Company and the majority of their senior officers in the bloody fighting. Though the chapter was capable of regaining its full strength in time, some taint had insinuated its way into the chapter within the Banehold warp storm. The exact nature of the taint has never been ascertained, but it took a combined force of three full chapters to bring the errant chapter to heel. The chapter has since been listed as traitoris purgatus. Librarium Note: The Inner Circle members of the Throne Knights Chapter waivered in their devotion to the Legion and the Hunt for the Fallen. In M580.M37, the Throne Knights rendezvoused with the Rock in the Agripinaa sector. The chapter was called to task on their Meeting with the Supreme Grand Master, the Grand Master of the Throne Knights, Pyrrhus Brasidor, questioned the need to complete the Hunt, and then claimed that his chapter’s devotion and service to the Emperor and the Imperium were sufficient to absolve them of their obligation. He cited renegades from other legions that had remained loyal to the Emperor and pointed out that the chapters descended from those legions remained in the good graces of the High Lords of Terra. He was immediately censured by the Supreme Grand Master. The Throne Knights Grand Master retired to the Imminent Fury with his honor guard and returned to Urkona, indicating that his chapter was autonomous and answered to no one but the Emperor and the High Lords of Terra. After this event, the Throne Knights refused to respond to the missives of the Supreme Grand Master. Worse yet, the Throne Knights Chapter had developed a known relationship with members of the Inquisition following the Bagrattius crusade. Fearing that the Throne Knights would reveal the existence of the Fallen and doom the Unforgiven chapters, the combined Inner Circle decided to act. Three entire chapters were mobilized, recalling all subordinate forces that had been deployed. The combined force then journeyed to the Nikor system and launched an assault on Urkona. Catching the Throne Knights Chapter off guard, the combined force succeeded in destroying the Throne Knights to the last man, though not without casualties. Though the gene-seed stores of the Throne Knights were divided equally between the three chapters, the Angels of Vengeance refused to accept what they considered to be tainted gene-seed. Their share was taken by the Dark Angels for distribution among the Unforgiven chapters as they saw fit. The fortress-monastery of the Throne Knights was then destroyed by orbital bombardment. Knowing that the destruction of the wayward chapter could not remain a secret, the Dark Angels submitted a report to the High Lords of Terra describing how the Throne Knights had succumbed to moral corruption and heretical practices, submitting several Warp-infused relics recovered from the chapter’s librarium as proof. The High Lords of Terra accepted the explanation and commended the three chapters for the action. The remaining relics of the chapter were seized by the Dark Angels and taken to the Rock for destruction. CHAPTER HOME WORLD Once an ocean world completely covered in water, Urkona had collided with a rogue planet billions of years before mankind had first crawled from the sea on Holy Terra. The rogue planet was destroyed in the collision, its raw material breaking apart and sinking into the depths of Urkona. The force of the collision forced Urkona off its orbit, thrusting it to the extreme edge of the life-supporting region of the star Nikor before its orbit stabilized. Most of the lifeforms indigenous to Urkona suffered extinction as a result of the planetary collision and shift in climate, but a few hardy species survived. Moreover, alien material introduced by the rogue planet evolved into a variety of new species able to survive the deadly frigid ecology. Urkona was originally settled by Mankind during the Dark Age of Technology. The settlers were eventually reduced to a pre-industrial technology level and their colony ships were salvaged to fabricate city-state dwellings deep beneath the icy surface of the planet. Cut off from the rest of mankind during the Age of Strife, the human colonists developed into a caste-based feudal culture. The most important of the castes were the Structors and the Venati. The Structors were responsible for the building and maintenance of the city-states and their life support systems while the Venati were a warrior-hunter caste. Initially responsible for hunting on the surface to provide food for their city-states, the scarcity of native fauna and competition with other city-states inevitably led to open warfare between the city states. The city-states were eventually reduced to just five, but the separation between the surviving city-states reduced competition for food and resulted in minimal warfare between the survivors. This balance of power remained stable through the Age of Strife. Urkona was rediscovered by mankind during the Jager crusade when renegade forces sought to escape the forces of the Imperium. Pursued by a small force of Throne Knights Space Marines, the renegades were ambushed by a Venati hunting party. Though the Venati were wiped out to a man, they succeeded in killing far more of the better equipped renegades. Impressed by the prowess of the Venati, the Throne Knights Chapter claimed the world as their own, establishing the fortress monastery in an orbital station. The Throne Knights remained aloof from the surface of their planet, descending only to conduct training and to recruit neophytes. The inhabitants of Urkona remained largely ignorant of the Throne Knights Chapter, knowing only that Venati often disappeared while on the hunt [see Recruitment]. When the combined force of the Dark Angels, Angels of Redemption, and Angels of Vengeance destroyed the Throne Knights Chapter, the Venati hunting parties on the surface of Urkona saw, but failed to understand, the great battle taking place in orbit above them. When the orbital fortress of the Throne Knights crashed to the surface of the planet, destroying one of the city-states, the Venati knew only that the fiery wreckage had destroyed their city-state. The survivors fled to the nearest enemy city-state, seeking refuge. Captured and tortured, they told their tale to their disbelieving fellows in the city-states beneath the ice. Further hunting parties confirmed the destruction of the city-state and the tale has grown into an oral lesson about the anger of the Sky Gods, spreading to all of the Urkonan city-states. To this day, Urkona remains a minor recruiting world of the Angels of Redemption chapter. PRESENT ACTIVITIES The Throne Knights Chapter was destroyed in mid-M37 by a combined force of the Dark Angels, Angels of Redemption, and Angels of Vengeance Chapters in an action that has been recorded as the Judgment at Urkona. BATTLE HONORS The watershed events of the Throne Knights Chapter were the Second Battle of Zurst and the Crusade of the Emperor’s Light. Second Battle of Zurst The Second Battle of Zurst was a battle of the Stonefist War which took place in M36, in which the Throne Knights under Master Mykenon destroyed the Tagus landing fields. The landing fields were the essential destination of any ships traveling through the Drewlian Gate, a stable passage through the Warp. The renegade leader, Hehrn Rodnar, was a chief lieutenant under the arch-traitor, Hraz Stonefist. His forces had successfully captured the strategic worlds of Almanaras III and Kadr Fein, commanding the major route between the Antimar and Ange Lus sub sectors. He now prepared to advance into the Ange Lus sub sector with a massive force of renegades, which was strong enough to take on the Astra Militarum forces in the segmentum. There were two Throne Knights detachments operating in the Ange Lus subsector, however: Strike Force Mykenon, on patrol near Heveron, and Strike Force Eumaios en route to Thracian Primaris. The Drewlian Gate separated the two sub sectors. Any military force moving between the two sub sectors would have to cross through the Drewlian Gate to the Tagus landing fields. The renegades had strengthened the position at the landing fields by securing the orbital defenses, a network of orbital weapons platforms that created a gauntlet of interlocking fire between the Drewlian Gate terminus and the atmosphere of Kadr Fein. The two Throne Knights strike forces linked up near Ingeran and Mykenon, as the senior officer, assumed command of the overall force. Mykenon’s plan involved dividing his force into three elements. The largest element was under his direct command and was to storm the landing field at Kadr Fein from the north. The second element under Master Eumaios was to attack the near-orbit defenses while the third element under Sergeant Telanicus was to launch a diversionary attack on the south end of the landing fields. The attack on the south end of the landing fields began at dawn when devastators opened up against the bastion at Morbat. The defenders were prepared for the assault but were still taken by surprise when centurions and assault squads burst from their cover and charged up towards the bastion in the face of fire from the defenders. Soon the opposing sides were engaged in hand-to-hand fighting. Observing the assault, nearby renegades moved to reinforce the remote bastion. This action succeeded in diverting the attention of the renegades, enabling Master Mykenon’s force to launch the main attack on the opposing end of the landing field. Meanwhile, the Throne Knights fleet under Master Eumaios was weathering orbital defense fire while destroying most of the network of orbital guns. This prevented the forces in orbit from firing upon the Throne Knights forces engaged on the planet below. The action was swift-moving, deceptive and daring. The decisive result produced a substantial improvement in the Imperial position by keeping renegade forces separated ahead of the imminent Battle of Heveron. Sergeant Telanicus was grievously wounded in the fighting and was later interred in a dreadnought sarcophagus, continuing to serve the chapter for seven centuries. Master Mykenon delivered the deathblow to Rodnar in single combat, depriving Stonefist of one of his most tactically adept subordinates. Crusade of the Emperor’s Light The Crusade of the Emperor’s Light was part of the Wars of Apostasy in M37 when the forces of the Imperium fought to regain control of worlds that had broken from the Imperium during the Reign of Blood. The Ecclesiarch sought principally to recover shrine worlds and stamp out pockets of those still loyal to Goge Vandire. The Adeptus Ministorum forces, spearheaded by the Adepta Sororitas under the leadership of Alicia Dominica, were joined by multiple contingents of the Astra Militarum and Imperial Navy. Several Adeptus Astartes Chapters seconded detachments to support the crusade, among which was a strike force of the Throne Knights Chapter under Master Urkaenos. The crusade succeeded in regaining control of over thirty worlds, including four shrine worlds of the Ecclesiarchy. The Throne Knights were heavily involved in the fighting for two of the shrine worlds. More importantly, Master Urkaenos personally led a force that reinforced Sister Dominica’s contingent after it had been cut off by surprise reinforcements. Though Master Urkaenos later died in battle at the Invasion of Talvisota, his leadership and prowess throughout the crusade were reported to the Ecclesiarch by Sister Dominica. The Throne Knights Chapter was awarded a Victorix Maxima upon completion of the holy crusade and the Ecclesiarch had a statue erected to honor Master Urkaenos at the Convent Sanctorum. Librarium Note: The Throne Knights reported multiple battles in which they faced traitor Adeptus Astartes during the Crusade of the Emperor’s Light. None of those they encountered were of the Fallen, nor were they thought to have known of the Fallen. The Throne Knights reports highlighted the fact that one of the traitor forces they encountered appeared to be renegade Iron Hands Space Marines. CHAPTER ORGANIZATION The Throne Knights chapter was organized similarly to the other chapters descended from the Dark Angels Legion. While this was similar in most respects to standard Codex Astartes chapter organization, there were several distinct differences. The first two companies of the Throne Knights are where the greatest differences from other codex chapters resided, mirroring the organization of other successors of the 1st Legion. As with the Dark Angels chapter, the 1st Company of the Throne Knights was known and feared as the Deathwing, veterans who only took to the field of battle in tactical dreadnought armor. Similarly, the 2nd Company was the Ravenwing, and those who made up its ranks were masters of high speed attack - every warrior rode a bike, land speeder, or atmospheric craft. The remainder of the chapter was organized along strict codex lines, with the 3rd, 4th, and 5th Companies forming the battle companies; the 6th, 7th, 8th, and 9th the reserve companies; and the 10th Company consisting of scouts. Librarium Note: As with other Unforgiven chapters, the most senior leaders of the Throne Knights formed the Inner Circle. The membership of the Inner Circle included the Grand Master, the Masters of the Deathwing and Ravenwing, the librarians, the interrogator-chaplains, and select senior company masters. FLEET ASSETS The Throne Knights maintained a modest fleet, having only a single battle barge, the Imminent Fury, and four strike cruisers. In addition, the Throne Knights operated the Spear of Retribution, which was larger than a standard strike cruiser and able to embark a force twice the size of that which a standard strike cruiser can embark. The Spear of Retribution appeared to be a heavily modified version of a Lunar class vessel, though how and where the Throne Knights acquired this ship is unknown. The Imminent Fury Battle barge Chapter flagship The Throne Knights employed a unique method of recruitment that also served as a test for veterans. Induction into the chapter’s veteran company took place only once a year. Each year, a handful of battle-brothers were submitted as candidates the veteran company. These candidates were assigned as pairs. Each pair of battle-brothers was inserted into the icy wastes of Urkona wearing only protective cameleoline clothing and equipped with homing beacons for their own use and as well as other supplies. Each pair would first construct a camouflaged shelter, using the shelter as a base of operations. They would then hunt the Venati hunting parties, stalking them and taking the youngest for the chapter. Once the first of the neophytes had been seized, one of the candidates would remain at the shelter as guard while the other would continue the hunt. They would then take it in turns, one using the provided supplies to keep the neophytes alive and protected from the elements while the other would return to the hunt in order to seize another neophyte. Each pair would continue their hunt until they had gathered a half dozen neophytes or a week had passed, at which point they would activate their homing beacon and take their captured back to the chapter. On the handful of occasions in which a candidate was slain by Venati, the other candidate would subdue those of the Venati hunting party that he could while slaying the others, immediately activating the homing beacon. The entire Venati hunting party would be taken to the chapter and accorded honors. Those that were young enough would become neophytes while those too old for the process would become thralls. Chapter tradition maintained that the neophytes from such events were destined for greatness. While the candidates operated with maximum stealth when recruiting, members of Venati hunting parties occasionally snatched glimpses of the Adeptus Astartes or the remains of their shelters. To the Venati, the candidates became creatures of fear and superstition, beasts that haunted their nightmares and invoked fear. The candidates became creatures of myth – the Sarmenkar (Great Ice Devils). CHAPTER COLORS The Throne Knights livery featured deep crimson as the predominant armor color. Chest decorations were typically in silver and both the winged skull chapter badge and common squad badges were displayed on opposing shoulder pauldrons in a bone color. Company affiliation was displayed upon the left kneepad using a distinctive system that drew upon that used by their progenitors, the Angels of Vengeance, and which could be traced back to the First Legion. Throne Knights sergeants were distinguished by black helmets rather than the usual red. Though the chapter followed the Codex Astartes closely, one minor deviation was that veterans wore bone colored helmets rather than white. Similarly, the members of the 1st and 2nd Companies were distinguished only by their bone colored helmets, squad badges, and honor markings. The chapter’s neophyte scouts displayed markings and livery that generally conformed to the dictates of the Codex Astartes. The company captains, referred to as “company masters” in a practice that paralleled other Unforgiven chapters, wore the standard rank insignia provided in the Codex Astartes. One notable difference was the additional wearing of rank shields at the left shoulder. These shields displayed the heraldry of their company and served as the basic badge of office. BATTLE STANDARDS OR CHAPTER BANNERS The Throne Knights habitually carried banners into battle, including both unit-based standards and banners as well as personal standards. One notable type of personal banner was known as a Mortem Banner, referring to the Mortem Oath. Such an oath would be sworn to achieve a particular objective or to die in the effort. The common feature on such banners was the imagery of a skull wearing a laurel crown, representing victory in death. Master Urkaenos swore such an oath during the Crusade of the Emperor’s Light, successfully completing his oath when he struck down the leader of a traitor warband. The majority of his force was killed or injured in the action, including his banner bearer, when the traitor force was augmented by Warp-spawn. The Mortem Banner was damaged in a hell-born conflagration, but the singed remains were submitted to the Adeptus Custodes on Holy Terra when the chapter was awarded the Victorix Maxima. Shown below are pict-captures of two of the standards carried by the Throne Knights during the Crusade of the Emperor’s Light. The banner on the left was that of the 4th Company while that on the right was Urkaenos’ Mortem Banner before it was damaged. Librarium Note: While the remains of Urkaenos’ Mortem Banner are in the safekeeping of the Adeptus Custodes and beyond our reach, the 4th Company Banner pictured above was destroyed after the Judgment at Urkona. BATTLE HONORS/RELICS/DECORATIONS/AWARDS Amassing a battle history over three millennia, the Throne Knights Chapter earned many awards and commendations. The most significant of these, though, was the Victorix Maxima for the Crusade of the Emperor’s Light and the statue to Master Urkaenos at the Convent Sanctorum. The statue still stands today, one among many honoring the heroes of the Imperium that have fought alongside the Adepta Sororitas. COMBAT DOCTRINE The Throne Knights followed normal Space Marine tactical and strategic doctrine as found in the Codex Astartes, the masterwork of the primarch Roboute Guilliman. While conforming to the broad tenets of tactical flexibility espoused within the Codex Astartes, the Throne Knights demonstrated a preference for rapid assault and first strike methods. Wherever possible, they would concentrate their forces, though they would employ combined arms with different elements of their forces converging at strategic points in order to achieve victory. The chapter typically operated as two elements. The first element comprised the majority of the chapter embarked aboard the Imminent Fury and a fleet of strike cruisers and rapid assault vessels. This element would engage in major campaigns, often crusading in furtherance of the chapter’s self-appointed mission to continue the spirit of the Great Crusade. The second element comprised a task-organized force built around a battle company. This element would also include squads from other companies, and would generally resemble a much smaller version of the first element. The second element would operate from the Spear of Retribution. At any point in time, one of the two elements would be deployed while the other would perform the dual role of defending the chapter’s home world while training, reconstituting, and preparing for deployment. LOCAL RITUALS The warrior cult of the Throne Knights Chapter was secretive, but was known to have been heavily influenced by the hunter-warrior caste rituals of the Urkona populace. Chief among these rituals were the symbols of the hunt as well as a combination of rites featuring survival of the cold and the embrace of fire. A handful of testimonies from eyewitnesses serving alongside the Throne Knights reported considerable facial tattoos on various battle-brothers of the chapter. While the Throne Knights did not literally deify the Emperor, the strength and passion of their belief in him was equal to that of any adherent to the Imperial Cult. They believed that the Emperor represents the pinnacle of Humanity and regarded him as the founder of the Imperium and as their creator. The Throne Knights believed that the Emperor would eventually heal and rise from the Golden Throne, and would subsequently achieve total conquest of the galaxy. The chapter believed that its role was to continue the ideals of the Great Crusade, furthering the expansion of Mankind in its eventual dominance over the galaxy. The Throne Knights venerated their Primarch as much as they did the Emperor and continually strove to emulate the example of Lion El’Jonson. The Throne Knights were notoriously intolerant of non-humans and would refuse to fight alongside armies that included alien races, abhumans, and mutants. They were highly suspicious of outsiders and often appeared unreasonably aloof and intransigent. Indeed were a number of occasions where the Throne Knights withdrew suddenly and with no explanation from a warzone when confronted by an Imperial inquisitor or missionary. GENE-SEED Created from the gene-stocks of the Angels of Vengeance Chapter, the Throne Knights’ gene-seed was pure and showed no signs of degradation. When the Throne Knights Chapter was destroyed, the majority of the gene-seed stocks were taken by the Dark Angels Chapter, with the balance taken by the Angels of Redemption. The predecessor of the Throne Knights, the Angels of Vengeance, refused to accept any of the gene-seed, despite the losses the chapter suffered in the heavy fighting required to destroy of the Throne Knights. CHAMPIONS OF THE CHAPTER Mentes Urkaenos, Master of the 4th Company, served as senior commander of Throne Knights forces during the Crusade of the Emperor’s Light. His career as an Adeptus Astartes began auspiciously when, as a young boy, he had been part of a Venati hunting party stalked by venerable brother-candidate Koratedes, and had been witnessed to be the one that struck the deathblow upon Koratedes. He was especially attentive in his devotions to the Emperor and his armor during the Crusade of the Emperor’s Light was festooned with various seals of piety, purity, and devotion. He bore the argent laurel as reward for his defense of the 4th Company Banner when xenos Eldar ambushed a Throne Knights force during the Dursk War, standing over the fallen form of Master Remneus as he held the banner aloft. His actions during that incident earned him candidacy for the Deathwing and he eventually returned to the 4th Company as Master of that company three decades later. Alkinus Mykenon was a brilliant tactician and bold leader. He favored a massive axe in battle, a mighty weapon crafted to his specifications after he had served as Chapter Champion under Grand Master Kromedes. Mykenon later became Grand Master of the Throne Knights, serving the chapter for three centuries before finally being slain during the Tethsarch Incursion. After his death, his skull was displayed in the chapter’s grand hall, the bones covered in a layer of silver inscribed with the record of his awards. Librarium Note: Mykenon’s axe was one of the items retrieved from the Throne Knights fortress monastery during the Judgment at Urkona. It was taken as a spoil of battle by the Angels of Vengeance, who purified it and bequeathed it upon the Master of the 8th Company, Master Reduel, for his bravery. Master Reduel later disappeared during the Grenuet Wars and was presumed dead, the axe disappearing with him. Mykenon’s skull was protected by heavy wards, beyond the ability of our Librarius to counter without great risk. The skull remained in the chapel and was destroyed when the fortress monastery was destroyed. Lysimachus likes this Anhrathe (Eldar Corsairs): KT faction rules Ynnari: KT faction rules Back to + LIBER SHOWCASE + Also tagged with one or more of these keywords: Throne Knights Chapter, Unforgiven, Dark Angels Legion Successor + LORE + → + FAN FICTION + → Hope and Seeds of Doubt Started by DeRome90 , 17 Aug 2020 Primaris, Fallen, Unforgiven DeRome90 + LORE + → + THE BLACK LIBRARY + → Gav Thorpe - the Luther novel Started by Kelborn , 13 Aug 2020 Blacklibrary, Dark Angels and 3 more... DarkChaplain + ADEPTUS ASTARTES + → + DARK ANGELS + → Interrogator Chaplain Conversion Started by Spaced Hulk , 18 Jul 2020 Dark Angels, Unforgiven and 2 more... Spaced Hulk + LORE + → + THE LIBER + → + LIBER ASTARTES + → The Angels of Annihilation Started by Valerius Spero , 20 Jun 2020 3rd Founding, Codex Versatility and 3 more... Valerius Spero Herb's Unforgiven Started by Herbington , 27 May 2020 unforgiven, dark angels Herbington → + LORE + → + THE LIBER + → + LIBER SHOWCASE +
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We respect your personal information at PubCo Group and this Privacy Policy sets out the principles that we will follow in the management of your personal information collected. Personal information is generally defined as information that can identify a person. PubCo Group has policies and procedures to ensure that all personal information, no matter how or where it is obtained, is handled sensitively, securely and in accordance with the Australian Privacy Principles. 1. Compliance with the Privacy Legislation PubCo Group is committed to protecting the privacy of individual’s personal information and is bound by the Australian Privacy Principals set out in the Privacy Act 1988 (Commonwealth) (“the Act”). We will only collect, use or disclose personal information in accordance with the Act and our Privacy Policy. PubCo Group only collects personal information that is necessary for us to provide one of our many business functions or activities. Personal details such as your name and address will only be collected where we have a clear business reason to do so, such as providing products and services to you. We will only collect information from you directly from your use of our products and services. We may also collect information about you because we are required to do so by law. There are laws that affect the gaming and liquor industry, such as Commonwealth Anti-Money Laundering legislation, which requires personal information to be collected to verify your identity. In certain circumstances, if you do not provide us with your personal information, we may not be able to provide you with the products or services you want or let you know about our other services from across our group that you may be interested in. 3. Types of Personal Information Collected PubCo Group offers a diverse array of hospitality experiences including bistros, restaurants, sports bars, electronic gaming, accommodation and nightclubs, therefore the purpose and type of personal information which we may collect from you will vary depending upon the relationship you may have with us. For example, we may require certain information about you should you apply for employment, which is different from the information you supply if you are entering a competition or joining a loyalty program. The most common situations where we may collect personal information from you include entry conditions, gaming procedures and regulations, loyalty programs, marketing and promotions, bookings, employment applications, social media and situations where the law requires. The most common types of personal information we may collect include: - identification information such as your name, address and date of birth; - contact details such as email address and phone numbers; and - financial details such as tax file number and bank details. 4. Use and Disclosure PubCo Group will only use or disclose personal information for the purpose which was either specified or reasonably apparent at the time of collection. We may also use or disclose it for other related purposes for which you would reasonably expect it to be used. PubCo Group does not generally disclose personal information to third parties except: - where third party contractors appointed by PubCo Group require access to personal information held by us to perform services for us or on our behalf; - where PubCo Group is required or authorised by law; or - with your consent. Should third parties be given access to personal information, PubCo Group requires that our contractors are obliged to keep that personal information confidential and not to use or disclose it for any purpose other than performing services for us or on our behalf. PubCo Group does not disclose personal information to any overseas recipients. Given PubCo Group offers a diverse array of hospitality experiences, we would like to inform you of our products and services from time to time. PubCo Group may use your personal information that we collected from you to send marketing or promotional material about our food and beverage offers, entertainment and events, competitions and promotions or membership and loyalty programs. We may conduct these marketing activities via email, telephone, SMS, social media or other such means. PubCo Group will generally only send you marketing material on an ‘opt-in’ basis. If you no longer wish to receive the material, we will always provide an easy opportunity for you to ‘opt-out’ or you may contact us and we will process your request as soon as practicable. 6. Web Site Users PubCo Group may collect “clickstream” information (eg which areas of the website you have accessed, the time and date of access, the type of browser software used) from your use of the websites. We may also store “cookie” information (such as user preferences relating to your use of the website) on your computer. That information is used to customise and improve our websites. PubCo Group does not use “cookies” to retrieve information from your computer that was not originally sent by us. We do not allow or share third party access to “cookies” placed by our websites. If you do not want us to store “cookie” information on your computer, you can adjust the settings on your Internet browser to disable this feature. However, parts of our websites may not function if “cookies” have been disabled. 7. Security of Personal Information PubCo Group will take reasonable steps to protect the personal information it collects from misuse, loss, unauthorised access or disclosure. There are a number of different ways we take care of your personal information. Information is held on secure servers that are password encrypted or within controlled environments such as the back office of venues which are not accessible to the general public. Our employees are required to maintain the confidentiality of any personal information held by PubCo Group and all information that is stored by a third parties are covered by contractual arrangements. Once the personal information is no longer required, we will ensure measures are taken to destroy or de-identify your personal information. 8. Seeking Access You have the right to access personal information that PubCo Group holds about you (except in the limited circumstances contained in the Act). We will provide access to your personal information within a reasonable period of time upon written request. For most requests, your information will be provided free of charge, however we may charge a reasonable fee if your request requires substantial effort on our part. Requests for access should be made in writing to PubCo Group, Level 1, 430 Sydney Road, Brunswick 3056. 9. Changing Information We will ensure all personal information collected from you is accurate, up to date and complete. If you wish to change personal information that is inaccurate or out-of-date, you may write to PubCo Group on and the record will be changed as soon as practicable. 10. Complaints If you wish to make a complaint about a breach of the Australian Privacy Principles or Act, please contact The Privacy Officer at PubCo Group, Level 1, 430 Sydney Road, Brunswick 3056 or by application to the Office of the Australian Information Commissioner at GPO Box 5218, Sydney NSW 2001. 11. Amendments to this Policy PubCo Group may amend this Privacy Policy from time to time at its discretion. For a copy of the most recent version of this policy, please refer to this website or contact the PubCo Group Privacy Officer. 12. Questions About Privacy If you have any questions or concerns about PubCo Group’s collection, use or disclosure of your personal information, please contact PubCo Group. For further information about privacy issues, please refer to the Office of the Australian Information Commissioner’s website at www.privacy.gov.au BAY AND BRIDGE HOTEL 316 Bay St, Port Melbourne VIC 3207 Public holidays please contact us directly for times PUBCO GROUP © Browns Corner Hotel | Duke of Edinburgh Hotel | Courthouse Hotel | Crown Hotel | Mornington Hotel | Knox Tavern | Players On Lygon | Templestowe Hotel | Bay and Bridge Hotel Privacy Policy | Responsible Service | Patron Code of Conduct
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Equal Fact Every Fact Behind Equal Home : Measure : Length Please Choose -- SI Units -- Metres (Meter) (m) Decimetres (dm) Centimetres (cm) Millimetres (mm) Micrometres (µm) Nanometres (nm) Picometres (pm) Femtometres (fm) Attometres (am) Zeptometres (zm) Yoctometres (ym) Decametres (dam) Hectometres (hm) Kilometres (km) Megametres (Mm) Gigametres (Gm) Terametres (Tm) Petametres (Pm) Exametres (Em) Zettametres (Zm) Yottametres (Ym) -- SI Accepted Units -- Ångströms (Å) Myriametres (Mym) X Units (xu) -- US Customary -- Points (p) Picas (P/) Inches (in) Feet (ft) Yards (yd) Miles (mi) Links (li) Rods (Perch) (rd) Chains (ch) Furlongs (fur) Leagues (lea) Fathoms (ftm) US Cables (cb) Survey Miles (Statute Mile) (mi) Nautical Miles (nmi) -- Imperial Units -- Thou (th) Imperial Cables (cb) -- English Units -- Poppyseeds (ps) Lines (ln) Barleycorns (bc) Digits (dg) Fingers (fg) Hands (hd) Nails (nl) Palms (pl) Shaftments (sh) Spans (sp) Cubits (cb) Ells (el) -- Astronomical Units -- Light Seconds (ls) Light Minutes (lm) Light Hours (lh) Light Days (ld) Light Years (ly) Astronomical units (AU) Parsecs (pc) Kiloparsecs (kpc) Megaparsecs (mpc) Gigaparsecs (gpc) -- Planck units -- Planck Lengths (ℓP) -- Orders of Magnitude -- Great Wall of China Earth radius Bohr radius (a0) Diameters of the Nucleus for Hydrogen Diameters of the Nucleus for Uranium Quantum foams Classical electron radiuses Effective cross section radius of 1 MeV neutrinos Effective cross section radius of high energy neutrinos De Broglie wavelengths of protons at the Large Hadron Collider Proton Charge Radiuses Eleven MeV protons Compton wavelengths Radiuses of hydrogen atom Radiuses of helium atom Diameters of α-Helix Diameters of Carbon Nanotube Diameter of DNA Helixes DNA Turns Thickness of Cell Membranes Wavelengths of Extreme Ultraviolet Wavelengths of Lyman-Alpha Line Diameters of Human Immunodeficiency Virus Diameters of Spider Silk Bacteria Diameters of Red Blood Cell Thickness of Red Blood Cell Diameters of Acrylic Fibers Diameters of Human Hair Paramecium Caudatum Thiomargarita Namibiensis Ants Mosquitos Golf Balls Highest Wavelength of UHF Lowest Wavelength of UHF Height of Modern Human Height of Modern Human Male Height of Modern Human Female London Buses Largest Blue Whales Male Blue Whales Female Blue Whales Height of the Statue of Liberty Height of Great Pyramid of Giza Height of Burj Khalifa Height of Salto Angel Height of Mount Everest Depth of Mariana Trench Narrowest Width of Strait of Gibraltar Width of Bering Strait Degrees of Latitude Suez Canal Diameters of Pluto Diameters of Moon Nile River Amazon River Trans-Canada Highway Trans-Siberian Railway Diameters of Earth Equatorial Diameters of Earth Earth's Equators Diameters of Jupiter Diameters of Sun Distances between Amsterdam and Marseille Distances between New York City and Chicago Distances between Moon and Earth Heights of World Tallest People (Height of Robert Wadlow) Heights of Chinese Tallest People (Height of Zhang Juncai) Heights of Canadian Tallest People (Height of Edouard Beaupre) Rise Height of Stairs Tread Depth of Stairs Standard Pencils Diameters of One Dollar Coin Width of A4 Paper Height of A4 Paper = Please Choose -- SI Units -- Metres (Meter) (m) Decimetres (dm) Centimetres (cm) Millimetres (mm) Micrometres (µm) Nanometres (nm) Picometres (pm) Femtometres (fm) Attometres (am) Zeptometres (zm) Yoctometres (ym) Decametres (dam) Hectometres (hm) Kilometres (km) Megametres (Mm) Gigametres (Gm) Terametres (Tm) Petametres (Pm) Exametres (Em) Zettametres (Zm) Yottametres (Ym) -- SI Accepted Units -- Ångströms (Å) Myriametres (Mym) X Units (xu) -- US Customary -- Points (p) Picas (P/) Inches (in) Feet (ft) Yards (yd) Miles (mi) Links (li) Rods (Perch) (rd) Chains (ch) Furlongs (fur) Leagues (lea) Fathoms (ftm) US Cables (cb) Survey Miles (Statute Mile) (mi) Nautical Miles (nmi) -- Imperial Units -- Thou (th) Imperial Cables (cb) -- English Units -- Poppyseeds (ps) Lines (ln) Barleycorns (bc) Digits (dg) Fingers (fg) Hands (hd) Nails (nl) Palms (pl) Shaftments (sh) Spans (sp) Cubits (cb) Ells (el) -- Astronomical Units -- Light Seconds (ls) Light Minutes (lm) Light Hours (lh) Light Days (ld) Light Years (ly) Astronomical units (AU) Parsecs (pc) Kiloparsecs (kpc) Megaparsecs (mpc) Gigaparsecs (gpc) -- Planck units -- Planck Lengths (ℓP) -- Orders of Magnitude -- Great Wall of China Earth radius Bohr radius (a0) Diameters of the Nucleus for Hydrogen Diameters of the Nucleus for Uranium Quantum foams Classical electron radiuses Effective cross section radius of 1 MeV neutrinos Effective cross section radius of high energy neutrinos De Broglie wavelengths of protons at the Large Hadron Collider Proton Charge Radiuses Eleven MeV protons Compton wavelengths Radiuses of hydrogen atom Radiuses of helium atom Diameters of α-Helix Diameters of Carbon Nanotube Diameter of DNA Helixes DNA Turns Thickness of Cell Membranes Wavelengths of Extreme Ultraviolet Wavelengths of Lyman-Alpha Line Diameters of Human Immunodeficiency Virus Diameters of Spider Silk Bacteria Diameters of Red Blood Cell Thickness of Red Blood Cell Diameters of Acrylic Fibers Diameters of Human Hair Paramecium Caudatum Thiomargarita Namibiensis Ants Mosquitos Golf Balls Highest Wavelength of UHF Lowest Wavelength of UHF Height of Modern Human Height of Modern Human Male Height of Modern Human Female London Buses Largest Blue Whales Male Blue Whales Female Blue Whales Height of the Statue of Liberty Height of Great Pyramid of Giza Height of Burj Khalifa Height of Salto Angel Height of Mount Everest Depth of Mariana Trench Narrowest Width of Strait of Gibraltar Width of Bering Strait Degrees of Latitude Suez Canal Diameters of Pluto Diameters of Moon Nile River Amazon River Trans-Canada Highway Trans-Siberian Railway Diameters of Earth Equatorial Diameters of Earth Earth's Equators Diameters of Jupiter Diameters of Sun Distances between Amsterdam and Marseille Distances between New York City and Chicago Distances between Moon and Earth Heights of World Tallest People (Height of Robert Wadlow) Heights of Chinese Tallest People (Height of Zhang Juncai) Heights of Canadian Tallest People (Height of Edouard Beaupre) Rise Height of Stairs Tread Depth of Stairs Standard Pencils Diameters of One Dollar Coin Width of A4 Paper Height of A4 Paper Leonardo da Vinci drew the Vitruvian Man within a square of side 1.83 metres and a circle about 1.2 metres in radius. In geometric measurements, length is the most extended dimension of an object. In the International System of Quantities, length is any quantity with dimension distance. In other contexts "length" is the measured dimension of an object. For example, it is possible to cut a length of a wire which is shorter than wire thickness. Length may be distinguished from height, which is vertical extent, and width or breadth, which are the distance from side to side, measuring across the object at right angles to the length. Length is a measure of one dimension, whereas area is a measure of two dimensions (length squared) and volume is a measure of three dimensions (length cubed). In most systems of measurement, the unit of length is a base unit, from which other units are defined. Measurement has been important ever since humans settled from nomadic lifestyles and started using building materials, occupying land and trading with neighbours. As society has become more technologically oriented, much higher accuracies of measurement are required in an increasingly diverse set of fields, from micro-electronics to interplanetary ranging. One of the oldest units of length measurement used in the ancient world was the 'cubit' which was the length of the arm from the tip of the finger to the elbow. This could then be subdivided into shorter units like the foot, hand (which at 4 inches is still used today for expressing the height of horses) or finger, or added together to make longer units like the stride. The cubit could vary considerably due to the different sizes of people. After Albert Einstein's special relativity, length can no longer be thought of being constant in all reference frames. Thus a ruler that is one meter long in one frame of reference will not be one meter long in a reference frame that is travelling at a velocity relative to the first frame. This means length of an object is variable depending on the observer. EqualFact 2018
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Prolifics Plans to Leverage IBM Cloud Paks to Help Clients Modernize Workloads ORLANDO, FLA. – January 5, 2021 – Prolifics, a global digital transformation leader, today announced a collaboration with IBM (NYSE: IBM) to leverage IBM Cloud Paks with Prolifics solutions to assist clients with quick and secured application modernization, integration, and legacy system moves across hybrid cloud platforms. Prolifics built its healthcare solution, Quick FHIR, on IBM Cloud Paks, enterprise-ready containerized solutions running on Red Hat Open Shift. Prolifics Quick FHIR is a digital healthcare integration and data solution based on the Fast Healthcare Interoperability Resources (FHIR) standards for exchanging electronic health records. Quick FHIR allows organizations to easily use and share information with application programming interfaces (APIs) and employ artificial intelligence/machine learning (AI/ML) to derive useful, actionable insights from de-identified data. Prolifics plans to leverage IBM Cloud Paks for other new and existing Prolifics solutions. These include data privacy solutions addressing the California Consumer Privacy Act (CCPA) and similar compliance regulations, as well as an array of application modernization and integration offerings using cloud and cloud hybrid platforms. “We chose to build on top of IBM’s Cloud Paks because we find this helps reduce long-term cost of ownership for our solutions,” said Greg Hodgkinson, Prolifics Chief Technology Officer. “They package up enterprise-class application, automation, integration and data capabilities delivered on a common, simplified operations model that provides ultimate freedom of architectural choice and flexibility. We’re excited about how this collaboration with IBM can help us accelerate bringing these important solutions to our clients.” Prolifics is part of IBM’s Cloud Pak Ecosystem, an initiative to support global system integrators and independent software vendors to help clients modernize workloads from bare-metal to multicloud and everything in between with Red Hat Open Shift, the industry’s leading enterprise Kubernetes platform. “IBM’s collaboration with Prolifics is a testament to the openness, portability and security of Cloud Paks, enabling partners to build solutions that can be deployed across hybrid cloud environments,” said Brian Fallon, Vice President, Worldwide Digital & Partner Ecosystem, IBM. “Together with ecosystem partners like Prolifics, we can help clients, especially those in highly regulated industries such as healthcare, modernize operations by implementing the right hybrid cloud strategy.” Earlier this summer, Prolifics was named one of the 2020 IBM Think Build Grow winners, which honors next generation solutions utilizing IBM Cloud. In addition, Prolifics earned the IBM Cloud Excellence Award: Cloud Pak during IBM’s first-ever virtual Think conference in May 2020. Excellence Awards recognize IBM Business Partners who drive exceptional client experiences and business growth. About Prolifics Prolifics is a global digital transformation leader with expertise in cloud, data and analytics, DevOps, digital business, and quality assurance across multiple industries. We provide consulting, engineering and managed services for all our practice areas at any point you need them, resulting in fast, complete solution delivery experiences that you will find nowhere else. Visit www.prolifics.com. Prolifics has headquarters in India, North America and the United Kingdom. Statements regarding IBM’s future direction and intent are subject to change or withdrawal without notice, and represent goals and objectives only. Company Name: Prolifics Contact Person: Pamela Roman Website: https://prolifics.com/
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UniCredit and the UniCredit European Works Council sign first Joint Declaration on Remote Work Milan 21 October 2020 UniCredit and the UniCredit European Works Council (UEWC) have signed the first joint declaration on remote work. This will allow the Group to extend the opportunities offered by technological advances, enabling new ways of working to support a better work-life balance and greater efficiency. At UniCredit, the safety of our employees and clients is our top priority, so we take decisions based on data. At the same time, we are building on insights gained during the pandemic to prepare for the future, focusing on the evolving needs of our employees and clients, to ensure an increasingly inclusive environment. The joint declaration was signed by UniCredit CEO Jean Pierre Mustier and UEWC Chairman Luciano Malvolti. Together, they have built on experiences from the ongoing pandemic to strengthen remote work solutions, integrating them in combination with work in physical premises. The document defines the guidelines, principles and future minimum quality standards for remote work, in line with UniCredit’s goal of building a positive and engaging work environment for all employees. UniCredit CEO Jean Pierre Mustier commented: “Covid-19 has significantly changed our clients’ mindset and behaviours, encouraging us to accelerate our digital and remote banking transformation. We are also leveraging on this new reality for our colleagues, because we believe that remote work can increase their quality of life. This is fully in line with our social commitments and ambition to be the best place to work.” UEWC Chairman Luciano Malvolti said: “This is another positive step forwards in our ongoing investment in social dialogue with UniCredit. It is crucial to our joint progress that, in challenging times such as these, we are still able to plan for the future and define concrete solutions to meet the needs of employees as well as of the company.” The new joint declaration aims to develop a global approach to offer all our colleagues access to remote working in the future, with a progressive local implementation plan which targets the following Group standards: • Headquarters and central offices: 40 per cent of remote working time, to be distributed on a weekly or monthly basis (i.e. on average 2 days per week) • Network: 20 per cent of remote working time, to be distributed on a weekly or monthly basis (i.e. on average 1 day a week). The implementation of this agreement will be jointly monitored by representatives of both parties. It complements several other joint declarations, such as on Training, Learning and Professional Development, Equal Opportunities and Non-Discrimination, Responsible Sales and Work-Life Balance. Tags: Jean Pierre Mustier, Luciano Malvolti, UEWC, unicredit, UniCredit European Works Council Milos Bikovic named the new face of Gorki List Generali Osiguranje Serbia wins first place in competition for the most gender-sensitive company
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NFL Superstar Shawne Merriman Presents: The 12th Annual Lights On Foundation Coat Drive at Echostage Eva Shaw w/ Jayden Parx at Ultrabar – 2.12.15 Cosmic Gate w/ Orjan Nilsen @ Echostage - 2.7.15 By GLOW in DJ's, Echostage, Past Events Thursday, November 13, 2014, 12:00pm. (Updated: 2/08/15 at 6:34am) Add comments Start To Feel Tour Cosmic Gate Orjan Nilsen Doors 9PM | No dress code | Ages 18+ Bottle Service: Tables@echostage.com | 202.503.2331 2135 Queens Chapel Road NE • Washington, DC ‘Start to Feel’ is exactly what dance pioneers Cosmic Gate make you do when you listen to their new album… After getting their hands on a copy, Electronic Music bible MIXMAG was quoted as saying: “‘Start To Feel’ is stylistically fearless, panoramic, astonishing and by virtue-of, reaches that hallowed height of perfection.” The duo set out to accomplish something timeless, and with collaborations with Emma Hewitt, Jaren, Sarah Lynn, Jonathan Mendelsohn, and many more, this album is poised to be a benchmark record for years to come. After experiencing their Start To Feel tour in Summer 2014 with Andrew Rayel, we knew DC needed another round! Above all else though, was the launch of his own label. Career highlights since he last made an appearance in the Top 100 poll include appearing (again) on Armin van Buuren’s ‘A State Of Trance’ compilation, producing a track with Cosmic Gate, plus a touring schedule that’s seen him, in his own words “playing almost every single major festival all across the world”.“Both on the road and in the studio I think my sound has matured a lot. If anything it has been liberating, finally feeling like I can be myself in a studio setting, without having to deal with what people expect of me. I’m in this to have a blast, and people are welcome to join if they like!” After his pounding energy at Moonrise Festival, we knew it was time to bring Orjan Nilsen in front of our DC Trance family! A regular in the Top 100 for several years, Norweigan trance talent Orjan Nilsen has gradually evolved to work more of a main stage EDM presence into his sound. It was present on his album from last year ‘No Saint Out of Me’, though he says it’s evolved even further since then. Tagged with: Club Glow, Cosmic Gate, cosmic gate dc, cosmic gate echostage, echostage, echostage lineup, orjan nilsen, orjan nilsen dc, orjan nilsen echostage, start to feel, trance, trance in dc 2 Responses to “Cosmic Gate w/ Orjan Nilsen @ Echostage – 2.7.15” Tuesday February 3, 2015 at 9:48 pm How much is the cosmic gate show going to cost at the door? Friday February 6, 2015 at 4:27 pm What are the set times? Thanks.
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Laleh Bijani (Laleh Bijani) Medical Figure. She was the second of 29-year-old craniopagus twins to pass away after a 50-hour surgical procedure to separate them. Although the twins were successfully separated, her sister Ladan Bijani died first and Laleh died 90 minutes later, due to loss of blood during surgery. The twins were from a family of 11 children and born in Firouzabad, Southern Iraq, but grew up in Tehran under doctors’ care. Laleh and Ladan wanted to become separated under all circumstances, and Laleh wished to become a journalist (bio by: Grace, Peace and Love, Karen) January, 17, 1974 Lohrasb Cemetery
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pass through areas known for violent attacks on vessels. The Master should ask the local agents or correspondent for advice on security in that particular port or area and the reliability of official security authorities and private firms. Direct lines of communication should be established – where possible and reliable – with the dock, police or security authorities. A. At anchor or alongside Depending on the type, layout and structure of the vessel, a strategy may include strict control at all gangways and accesses, allowing only authorised access fairleads and hawse pipes to be sealed to prevent access all upper deck lockers and doors to accommodation which are not strictly needed for the operation of the vessel to be locked bearing in mind all safety implications, including evacuation in the event of an emergency all upper deck lighting to be on full extra lighting over the vessel’s sides including the bow and stern all ladders and ropes hanging outboard need to be taken onboard large effective rat-guards to be put on mooring ropes well out of reach of the vessel’s side or jetty patrols of preferably no less than two crew members during the hours of darkness, equipped with powerful search or arc lights and in direct communication with the officer in charge. B. Underway making passage through areas known to be dangerous in daylight, if possible using safe maximum speed maintaining a constant radar and visual watch, giving a wide berth to small objects, particularly when they show no lights during hours of darkness, ensuring the upper deck lighting is on full as well as extra lighting over the vessel’s side and stern, provided this does not in any way impair the ability to maintain a safe and effective lookout charging fire hoses during the passage making constant rounds around the vessel by preferably no less than two crew, equipped with powerful search or arc lights and in a direct communication with the officer in charge. C. No firearms! Firearms should not be used! To do so will expose the Master or crew to imprisonment or execution should a pirate be killed in a hostile port expose the vessel to arrest and security demands exceeding the amount of valuables the pirates could have taken from the vessel increase the risk that the pirates themselves will use firearms with the possibility that a crew member may be killed or injured. D. Piracy Reporting Centre (PRC) If the vessel has been the victim of a piracy or other violent attack, the Master is advised to report the attack to the PRC of the International Maritime Bureau (IMB) in Kuala Lumpur, Malaysia. The Centre can be contacted on a 24 hour basis. The key services of the PRC are to receive reports of suspicious or unexplained craft manoeuvres, boarding and armed robbery from vessels and to alert other vessels and law enforcement agencies in the relevant region to issue regular status reports of piracy and armed robbery via routine broadcasts on Immarsat-C through its safetyNETservice. Vessels can also obtain these status reports by contacting the PRC to collate and analyse all information received and issue consolidated reports to interested parties, including the IMO. For further details and contact details of the PRC please see section 3.18 Violent acts, piracy, robbery and others.
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View source for Richard Youl ← Richard Youl ==Background== Dr Richard Youl looked into the complaint of losses by Eureka prisoners at the Ballarat Gaol. <ref>Wickham, D., Gervasoni, C. & Phillipson, W., ''Eureka Research Directory'', Ballarat Heritage Services, 1999.</ref> ==Goldfields Involvement, 1854== ==Post 1854 Experiences== Dr Youl was the Melbourne City Coroner who acted as coroner at the inquest of [[James Bentley]] in 1873. <ref>Wickham, D., Gervasoni, C. & Phillipson, W., ''Eureka Research Directory'', Ballarat Heritage Services, 1999.</ref> ==See also== ==Further Reading== Corfield, J.,Wickham, D., & Gervasoni, C. ''The Eureka Encyclopaedia'', Ballarat Heritage Services, 2004. ==References== <references /> ==External links== ---- [[File:File name.jpg|500px|thumb|right|''Caption,'' Reference.]] Return to Richard Youl. Retrieved from "http://www.eurekapedia.org/Richard_Youl"
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