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admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lawrence, Information about your Documents. Policy Number : A80ADFRXR_EB/-/BQ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XN463BW Billy Walker-Nicholson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Billy Walker-Nicholson Policy Number: A80ADFRXR_EB/-/BQ Issue date: 06/01/2025 Address: Studio 44G Reece ports Dixonshire B2 2HG Contact number: +441514960178Email address: dreid@example.com Vehicle Details: Registration number: XN463BW Keeper: Billy Walker-Nicholson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B2 2HG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Mon 09 August, 2021 Bonus Protection: Protected To: 00:00 Tuesday 16 December, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Billy Walker-Nicholson Policyholder Date of Birth: 03/11/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Kerry Roberts Driver Date of Birth: 06 July, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: A80ADFRXR_EB/-/BQ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XN463BW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 16 December, 2025 2Name of Policyholder: Billy Walker-Nicholson 3Persons or classes of persons entitled to drive: Billy Walker-Nicholson, Ms Kerry Roberts All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Mon 09 August, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Billy Walker-Nicholson Policy number: A80ADFRXR_EB/-/BQ Issue date: 06/01/2025 Issued by: AdmiralAddress: Studio 44G Reece ports Dixonshire B2 2HG Reason for issue: Renewal Contact number: +441514960178Email address: dreid@example.com Vehicle Details: Registration number: XN463BW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B2 2HG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Mon 09 August, 2021 Years No Claims Bonus: 14 To: 00:00 on Tuesday 16 December, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Billy Walker-Nicholson , Ms Kerry Roberts Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,005.55 Policy Upgrade sub-total: £6,802.53 Insurance Premium Tax: £935.96 Total: £5,916.62Windscreen Cover Included Protected No Claims Bonus £6,802.53 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|A80ADFRXR_EB/-/BQ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: A80ADFRXR_EB/-/BQ Issue Date: 06/01/2025 Renewal Date: Mon 09 August, 2021 483881525 Billy Walker-Nicholson Studio 44G Reece ports Dixonshire B2 2HG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Mon 09 August, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 06/01/2025. Your Renewal Offer £5,916.62 Last Year's Premium £5,604.16 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Mon 09 August, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Billy Walker-Nicholson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,916.62 \| Payment Date: Fri 21 August, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Billy Walker-Nicholson (FORD MUSTANG - XN463BW) Mon 09 August, 2021 to Tuesday 16 December, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,916.62 Your Renewal Offer £5,916.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dreid@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	A80ADFRXR_EB/-/BQ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Mon 09 August, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Dylan, Information about your Documents. Policy Number : HOQ8F5JT/UPFGB/HODW9R. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CP067DT Mr Francis Harvey 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Francis Harvey Policy Number: HOQ8F5JT/UPFGB/HODW9R Issue date: 2019-07-29 Address: Flat 9 Thornton stream Taylorfurt DL0 5JN Contact number: +44141 496 0624Email address: simpsonstewart@example.com Vehicle Details: Registration number: CP067DT Keeper: Mr Francis Harvey Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DL0 5JN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 02 September, 2021 Bonus Protection: Protected To: 00:00 02/11/25 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Francis Harvey Policyholder Date of Birth: 2022-09-10 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Tina May-Newton Driver Date of Birth: 2019-12-03 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: HOQ8F5JT/UPFGB/HODW9R This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CP067DT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02/11/25 2Name of Policyholder: Mr Francis Harvey 3Persons or classes of persons entitled to drive: Mr Francis Harvey, Tina May-Newton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 02 September, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Francis Harvey Policy number: HOQ8F5JT/UPFGB/HODW9R Issue date: 2019-07-29 Issued by: AdmiralAddress: Flat 9 Thornton stream Taylorfurt DL0 5JN Reason for issue: Renewal Contact number: +44141 496 0624Email address: simpsonstewart@example.com Vehicle Details: Registration number: CP067DT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DL0 5JN Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 02 September, 2021 Years No Claims Bonus: 14 To: 00:00 on 02/11/25 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Francis Harvey , Tina May-Newton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,495.36 Policy Upgrade sub-total: £317.44 Insurance Premium Tax: £135.25 Total: £5,653.91Windscreen Cover Included Protected No Claims Bonus £317.44 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|HOQ8F5JT/UPFGB/HODW9R\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: HOQ8F5JT/UPFGB/HODW9R Issue Date: 2019-07-29 Renewal Date: Thu 02 September, 2021 483881525 Mr Francis Harvey Flat 9 Thornton stream Taylorfurt DL0 5JN Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 02 September, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-07-29. Your Renewal Offer £5,653.91 Last Year's Premium £324.15 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 02 September, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Francis Harvey \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,653.91 \| Payment Date: Thu 17 November, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Francis Harvey (FORD MUSTANG - CP067DT) Thu 02 September, 2021 to 02/11/25 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,653.91 Your Renewal Offer £5,653.91 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : simpsonstewart@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	HOQ8F5JT/UPFGB/HODW9R	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02/11/25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 02 September, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Harry, Information about your Documents. Policy Number : aesavvx-jrj.gdxwpw/go. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WW06 2KV Katie Williamson-Hall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Katie Williamson-Hall Policy Number: aesavvx-jrj.gdxwpw/go Issue date: 06/03/22 Address: 5 Hicks freeway South Margaret ST1 5YF Contact number: (01632) 960778Email address: douglasnewman@example.org Vehicle Details: Registration number: WW06 2KV Keeper: Katie Williamson-Hall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ST1 5YF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 23 September, 2020 Bonus Protection: Protected To: 00:00 2024-05-08 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Katie Williamson-Hall Policyholder Date of Birth: Mon 13 July, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Hayley Smith Driver Date of Birth: Wed 29 December, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: aesavvx-jrj.gdxwpw/go This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WW06 2KV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-05-08 2Name of Policyholder: Katie Williamson-Hall 3Persons or classes of persons entitled to drive: Katie Williamson-Hall, Hayley Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 23 September, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Katie Williamson-Hall Policy number: aesavvx-jrj.gdxwpw/go Issue date: 06/03/22 Issued by: AdmiralAddress: 5 Hicks freeway South Margaret ST1 5YF Reason for issue: Renewal Contact number: (01632) 960778Email address: douglasnewman@example.org Vehicle Details: Registration number: WW06 2KV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: ST1 5YF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 23 September, 2020 Years No Claims Bonus: 14 To: 00:00 on 2024-05-08 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Katie Williamson-Hall , Hayley Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,458.95 Policy Upgrade sub-total: £5,736.56 Insurance Premium Tax: £4,796.01 Total: £3,094.58Windscreen Cover Included Protected No Claims Bonus £5,736.56 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|aesavvx-jrj.gdxwpw/go\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: aesavvx-jrj.gdxwpw/go Issue Date: 06/03/22 Renewal Date: Wed 23 September, 2020 483881525 Katie Williamson-Hall 5 Hicks freeway South Margaret ST1 5YF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 23 September, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 06/03/22. Your Renewal Offer £3,094.58 Last Year's Premium £8,519.87 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 23 September, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Katie Williamson-Hall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,094.58 \| Payment Date: 05/07/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Katie Williamson-Hall (FORD MUSTANG - WW06 2KV) Wed 23 September, 2020 to 2024-05-08 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,094.58 Your Renewal Offer £3,094.58 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : douglasnewman@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	aesavvx-jrj.gdxwpw/go	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-05-08	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 23 September, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ryan, Information about your Documents. Policy Number : DLT//5G. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) OR194BO Mohammed Marshall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mohammed Marshall Policy Number: DLT//5G Issue date: 2019-06-11 Address: 435 Thornton hills North Janetfurt LL9H 3WE Contact number: 0114 4960567Email address: alexbutler@example.net Vehicle Details: Registration number: OR194BO Keeper: Mohammed Marshall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL9H 3WE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 11/05/21 Bonus Protection: Protected To: 00:00 Wednesday 17 July, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mohammed Marshall Policyholder Date of Birth: 10 December, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jennifer Wilson Driver Date of Birth: 26/03/19 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: DLT//5G This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: OR194BO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 17 July, 2019 2Name of Policyholder: Mohammed Marshall 3Persons or classes of persons entitled to drive: Mohammed Marshall, Jennifer Wilson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 11/05/216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mohammed Marshall Policy number: DLT//5G Issue date: 2019-06-11 Issued by: AdmiralAddress: 435 Thornton hills North Janetfurt LL9H 3WE Reason for issue: Renewal Contact number: 0114 4960567Email address: alexbutler@example.net Vehicle Details: Registration number: OR194BO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL9H 3WE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 11/05/21 Years No Claims Bonus: 14 To: 00:00 on Wednesday 17 July, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mohammed Marshall , Jennifer Wilson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,900.32 Policy Upgrade sub-total: £9,591.67 Insurance Premium Tax: £2,669.65 Total: £8,129.75Windscreen Cover Included Protected No Claims Bonus £9,591.67 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|DLT//5G\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: DLT//5G Issue Date: 2019-06-11 Renewal Date: 11/05/21 483881525 Mohammed Marshall 435 Thornton hills North Janetfurt LL9H 3WE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 11/05/21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-06-11. Your Renewal Offer £8,129.75 Last Year's Premium £3,512.36 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 11/05/21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mohammed Marshall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,129.75 \| Payment Date: Mon 28 June, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mohammed Marshall (FORD MUSTANG - OR194BO) 11/05/21 to Wednesday 17 July, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,129.75 Your Renewal Offer £8,129.75 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : alexbutler@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	DLT//5G	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	11/05/21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Tracy, Information about your Documents. Policy Number : GBNZN.PJ-WC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TW58 1JD Lauren Ashton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lauren Ashton Policy Number: GBNZN.PJ-WC Issue date: 11/01/2024 Address: Flat 79 Holly crest South Samuel W75 6LY Contact number: +44151 4960718Email address: qgardner@example.com Vehicle Details: Registration number: TW58 1JD Keeper: Lauren Ashton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W75 6LY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16/02/2026 Bonus Protection: Protected To: 00:00 2023-02-23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lauren Ashton Policyholder Date of Birth: Sunday 26 April, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Denis Smith Driver Date of Birth: Wed 19 June, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: GBNZN.PJ-WC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TW58 1JD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-02-23 2Name of Policyholder: Lauren Ashton 3Persons or classes of persons entitled to drive: Lauren Ashton, Denis Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16/02/20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lauren Ashton Policy number: GBNZN.PJ-WC Issue date: 11/01/2024 Issued by: AdmiralAddress: Flat 79 Holly crest South Samuel W75 6LY Reason for issue: Renewal Contact number: +44151 4960718Email address: qgardner@example.com Vehicle Details: Registration number: TW58 1JD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W75 6LY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16/02/2026 Years No Claims Bonus: 14 To: 00:00 on 2023-02-23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lauren Ashton , Denis Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,263.19 Policy Upgrade sub-total: £3,622.76 Insurance Premium Tax: £2,056.84 Total: £392.74Windscreen Cover Included Protected No Claims Bonus £3,622.76 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|GBNZN.PJ-WC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: GBNZN.PJ-WC Issue Date: 11/01/2024 Renewal Date: 16/02/2026 483881525 Lauren Ashton Flat 79 Holly crest South Samuel W75 6LY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16/02/2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 11/01/2024. Your Renewal Offer £392.74 Last Year's Premium £6,958.61 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16/02/2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lauren Ashton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £392.74 \| Payment Date: 2022-12-18 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lauren Ashton (FORD MUSTANG - TW58 1JD) 16/02/2026 to 2023-02-23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£392.74 Your Renewal Offer £392.74 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : qgardner@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	GBNZN.PJ-WC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-02-23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16/02/2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Simon, Information about your Documents. Policy Number : S87T/GTM/I9SO. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LW04 2HH Mrs Margaret Young 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Margaret Young Policy Number: S87T/GTM/I9SO Issue date: Friday 11 October, 2019 Address: Studio 75 Dorothy turnpike West Sam NG49 8ZP Contact number: (0113)4960161Email address: lindsey77@example.com Vehicle Details: Registration number: LW04 2HH Keeper: Mrs Margaret Young Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NG49 8ZP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 01 June, 2022 Bonus Protection: Protected To: 00:00 Thursday 01 April, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Margaret Young Policyholder Date of Birth: 26 April, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Barbara Holmes Driver Date of Birth: Monday 06 November, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: S87T/GTM/I9SO This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LW04 2HH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thursday 01 April, 2021 2Name of Policyholder: Mrs Margaret Young 3Persons or classes of persons entitled to drive: Mrs Margaret Young, Barbara Holmes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 01 June, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Margaret Young Policy number: S87T/GTM/I9SO Issue date: Friday 11 October, 2019 Issued by: AdmiralAddress: Studio 75 Dorothy turnpike West Sam NG49 8ZP Reason for issue: Renewal Contact number: (0113)4960161Email address: lindsey77@example.com Vehicle Details: Registration number: LW04 2HH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NG49 8ZP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 01 June, 2022 Years No Claims Bonus: 14 To: 00:00 on Thursday 01 April, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Margaret Young , Barbara Holmes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,882.43 Policy Upgrade sub-total: £9,255.64 Insurance Premium Tax: £5,098.45 Total: £677.06Windscreen Cover Included Protected No Claims Bonus £9,255.64 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|S87T/GTM/I9SO\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: S87T/GTM/I9SO Issue Date: Friday 11 October, 2019 Renewal Date: Wednesday 01 June, 2022 483881525 Mrs Margaret Young Studio 75 Dorothy turnpike West Sam NG49 8ZP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 01 June, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 11 October, 2019. Your Renewal Offer £677.06 Last Year's Premium £290.96 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 01 June, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Margaret Young \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £677.06 \| Payment Date: Tue 15 December, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Margaret Young (FORD MUSTANG - LW04 2HH) Wednesday 01 June, 2022 to Thursday 01 April, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£677.06 Your Renewal Offer £677.06 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lindsey77@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	S87T/GTM/I9SO	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thursday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 01 June, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ronald, Information about your Documents. Policy Number : n-ojnprvap. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BO71 2JR Dr Sally Hughes 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Sally Hughes Policy Number: n-ojnprvap Issue date: 15/01/2024 Address: Flat 7 Brenda canyon Suttonton S1A 0AF Contact number: +441632 960 187Email address: akhtarbrett@example.com Vehicle Details: Registration number: BO71 2JR Keeper: Dr Sally Hughes Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S1A 0AF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 24 March, 2022 Bonus Protection: Protected To: 00:00 03/08/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Sally Hughes Policyholder Date of Birth: 03/02/24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Elaine King Driver Date of Birth: 17/04/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: n-ojnprvap This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BO71 2JR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03/08/2020 2Name of Policyholder: Dr Sally Hughes 3Persons or classes of persons entitled to drive: Dr Sally Hughes, Mrs Elaine King All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 24 March, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Sally Hughes Policy number: n-ojnprvap Issue date: 15/01/2024 Issued by: AdmiralAddress: Flat 7 Brenda canyon Suttonton S1A 0AF Reason for issue: Renewal Contact number: +441632 960 187Email address: akhtarbrett@example.com Vehicle Details: Registration number: BO71 2JR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S1A 0AF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 24 March, 2022 Years No Claims Bonus: 14 To: 00:00 on 03/08/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Sally Hughes , Mrs Elaine King Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £232.91 Policy Upgrade sub-total: £9,597.78 Insurance Premium Tax: £9,155.93 Total: £8,931.46Windscreen Cover Included Protected No Claims Bonus £9,597.78 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|n-ojnprvap\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: n-ojnprvap Issue Date: 15/01/2024 Renewal Date: Thursday 24 March, 2022 483881525 Dr Sally Hughes Flat 7 Brenda canyon Suttonton S1A 0AF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 24 March, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 15/01/2024. Your Renewal Offer £8,931.46 Last Year's Premium £2,608.11 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 24 March, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Sally Hughes \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,931.46 \| Payment Date: Saturday 23 January, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Sally Hughes (FORD MUSTANG - BO71 2JR) Thursday 24 March, 2022 to 03/08/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,931.46 Your Renewal Offer £8,931.46 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : akhtarbrett@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	n-ojnprvap	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03/08/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 24 March, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Emma, Information about your Documents. Policy Number : slgfhg.lwnkx. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JW051BR Mrs Kayleigh Law 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Kayleigh Law Policy Number: slgfhg.lwnkx Issue date: 17/03/2021 Address: 369 Damian neck Annettechester TN0 3BG Contact number: +44(0)808 157 0792Email address: olivertaylor@example.com Vehicle Details: Registration number: JW051BR Keeper: Mrs Kayleigh Law Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TN0 3BG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tuesday 20 June, 2023 Bonus Protection: Protected To: 00:00 24 February, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Kayleigh Law Policyholder Date of Birth: 19 February, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Valerie Pritchard Driver Date of Birth: 03/04/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: slgfhg.lwnkx This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JW051BR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 24 February, 2023 2Name of Policyholder: Mrs Kayleigh Law 3Persons or classes of persons entitled to drive: Mrs Kayleigh Law, Valerie Pritchard All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tuesday 20 June, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Kayleigh Law Policy number: slgfhg.lwnkx Issue date: 17/03/2021 Issued by: AdmiralAddress: 369 Damian neck Annettechester TN0 3BG Reason for issue: Renewal Contact number: +44(0)808 157 0792Email address: olivertaylor@example.com Vehicle Details: Registration number: JW051BR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TN0 3BG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tuesday 20 June, 2023 Years No Claims Bonus: 14 To: 00:00 on 24 February, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Kayleigh Law , Valerie Pritchard Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £220.91 Policy Upgrade sub-total: £4,786.75 Insurance Premium Tax: £7,880.60 Total: £4,019.82Windscreen Cover Included Protected No Claims Bonus £4,786.75 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|slgfhg.lwnkx\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: slgfhg.lwnkx Issue Date: 17/03/2021 Renewal Date: Tuesday 20 June, 2023 483881525 Mrs Kayleigh Law 369 Damian neck Annettechester TN0 3BG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tuesday 20 June, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 17/03/2021. Your Renewal Offer £4,019.82 Last Year's Premium £1,719.58 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tuesday 20 June, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Kayleigh Law \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,019.82 \| Payment Date: 2024-05-09 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Kayleigh Law (FORD MUSTANG - JW051BR) Tuesday 20 June, 2023 to 24 February, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,019.82 Your Renewal Offer £4,019.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : olivertaylor@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	slgfhg.lwnkx	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tuesday 20 June, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Tracy, Information about your Documents. Policy Number : PD8EE8.I1SOEJJJQJF4. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DO46 4CO Natasha Brennan 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Natasha Brennan Policy Number: PD8EE8.I1SOEJJJQJF4 Issue date: 09/04/2025 Address: Studio 41 Sophie shores Lordmouth FK0 8ZB Contact number: 0151 4960147Email address: ann85@example.net Vehicle Details: Registration number: DO46 4CO Keeper: Natasha Brennan Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: FK0 8ZB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 27 April, 2019 Bonus Protection: Protected To: 00:00 2020-11-02 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Natasha Brennan Policyholder Date of Birth: 14/03/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mrs Susan Thompson Driver Date of Birth: 27 July, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: PD8EE8.I1SOEJJJQJF4 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DO46 4CO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-11-02 2Name of Policyholder: Natasha Brennan 3Persons or classes of persons entitled to drive: Natasha Brennan, Mrs Susan Thompson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 27 April, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Natasha Brennan Policy number: PD8EE8.I1SOEJJJQJF4 Issue date: 09/04/2025 Issued by: AdmiralAddress: Studio 41 Sophie shores Lordmouth FK0 8ZB Reason for issue: Renewal Contact number: 0151 4960147Email address: ann85@example.net Vehicle Details: Registration number: DO46 4CO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: FK0 8ZB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 27 April, 2019 Years No Claims Bonus: 14 To: 00:00 on 2020-11-02 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Natasha Brennan , Mrs Susan Thompson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,574.81 Policy Upgrade sub-total: £8,515.43 Insurance Premium Tax: £630.18 Total: £2,243.56Windscreen Cover Included Protected No Claims Bonus £8,515.43 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|PD8EE8.I1SOEJJJQJF4\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: PD8EE8.I1SOEJJJQJF4 Issue Date: 09/04/2025 Renewal Date: Saturday 27 April, 2019 483881525 Natasha Brennan Studio 41 Sophie shores Lordmouth FK0 8ZB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 27 April, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09/04/2025. Your Renewal Offer £2,243.56 Last Year's Premium £5,607.99 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 27 April, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Natasha Brennan \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,243.56 \| Payment Date: 2024-04-29 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Natasha Brennan (FORD MUSTANG - DO46 4CO) Saturday 27 April, 2019 to 2020-11-02 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,243.56 Your Renewal Offer £2,243.56 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ann85@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	PD8EE8.I1SOEJJJQJF4	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-11-02	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 27 April, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Brenda, Information about your Documents. Policy Number : 2O3AMF3AXX6I5GDPE11P5KXGC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CU432KB Daniel Bates 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Daniel Bates Policy Number: 2O3AMF3AXX6I5GDPE11P5KXGC Issue date: 16 March, 2023 Address: Flat 8 Tyler club East Glennton N1J 6QJ Contact number: 0113 496 0363Email address: mitchellwoodward@example.com Vehicle Details: Registration number: CU432KB Keeper: Daniel Bates Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N1J 6QJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 25 January, 2026 Bonus Protection: Protected To: 00:00 Saturday 01 May, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Daniel Bates Policyholder Date of Birth: Friday 19 June, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Marion Lewis-Baker Driver Date of Birth: 2022-10-11 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 2O3AMF3AXX6I5GDPE11P5KXGC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CU432KB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 01 May, 2021 2Name of Policyholder: Daniel Bates 3Persons or classes of persons entitled to drive: Daniel Bates, Marion Lewis-Baker All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 25 January, 20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Daniel Bates Policy number: 2O3AMF3AXX6I5GDPE11P5KXGC Issue date: 16 March, 2023 Issued by: AdmiralAddress: Flat 8 Tyler club East Glennton N1J 6QJ Reason for issue: Renewal Contact number: 0113 496 0363Email address: mitchellwoodward@example.com Vehicle Details: Registration number: CU432KB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N1J 6QJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 25 January, 2026 Years No Claims Bonus: 14 To: 00:00 on Saturday 01 May, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Daniel Bates , Marion Lewis-Baker Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,789.66 Policy Upgrade sub-total: £8,314.85 Insurance Premium Tax: £7,532.36 Total: £600.90Windscreen Cover Included Protected No Claims Bonus £8,314.85 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|2O3AMF3AXX6I5GDPE11P5KXGC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 2O3AMF3AXX6I5GDPE11P5KXGC Issue Date: 16 March, 2023 Renewal Date: 25 January, 2026 483881525 Daniel Bates Flat 8 Tyler club East Glennton N1J 6QJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 25 January, 2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 16 March, 2023. Your Renewal Offer £600.90 Last Year's Premium £3,157.05 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 25 January, 2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Daniel Bates \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £600.90 \| Payment Date: 2021-03-16 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Daniel Bates (FORD MUSTANG - CU432KB) 25 January, 2026 to Saturday 01 May, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£600.90 Your Renewal Offer £600.90 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mitchellwoodward@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	2O3AMF3AXX6I5GDPE11P5KXGC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	25 January, 2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Albert, Information about your Documents. Policy Number : WTGYV773N9DAO00FLSR. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RE21 8TL Kathleen Humphreys-Carr 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kathleen Humphreys-Carr Policy Number: WTGYV773N9DAO00FLSR Issue date: 18 April, 2023 Address: 74 Jackson circles Frychester L0 3ZQ Contact number: +44(0)114 496 0177Email address: browngraeme@example.com Vehicle Details: Registration number: RE21 8TL Keeper: Kathleen Humphreys-Carr Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L0 3ZQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19/05/21 Bonus Protection: Protected To: 00:00 03 January, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kathleen Humphreys-Carr Policyholder Date of Birth: 09 July, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Jay Richards Driver Date of Birth: Saturday 25 February, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: WTGYV773N9DAO00FLSR This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RE21 8TL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 03 January, 2022 2Name of Policyholder: Kathleen Humphreys-Carr 3Persons or classes of persons entitled to drive: Kathleen Humphreys-Carr, Dr Jay Richards All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19/05/216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kathleen Humphreys-Carr Policy number: WTGYV773N9DAO00FLSR Issue date: 18 April, 2023 Issued by: AdmiralAddress: 74 Jackson circles Frychester L0 3ZQ Reason for issue: Renewal Contact number: +44(0)114 496 0177Email address: browngraeme@example.com Vehicle Details: Registration number: RE21 8TL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L0 3ZQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19/05/21 Years No Claims Bonus: 14 To: 00:00 on 03 January, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kathleen Humphreys-Carr , Dr Jay Richards Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,833.76 Policy Upgrade sub-total: £5,402.46 Insurance Premium Tax: £1,590.96 Total: £9,575.36Windscreen Cover Included Protected No Claims Bonus £5,402.46 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|WTGYV773N9DAO00FLSR\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: WTGYV773N9DAO00FLSR Issue Date: 18 April, 2023 Renewal Date: 19/05/21 483881525 Kathleen Humphreys-Carr 74 Jackson circles Frychester L0 3ZQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19/05/21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 18 April, 2023. Your Renewal Offer £9,575.36 Last Year's Premium £52.39 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19/05/21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kathleen Humphreys-Carr \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,575.36 \| Payment Date: Sun 09 October, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kathleen Humphreys-Carr (FORD MUSTANG - RE21 8TL) 19/05/21 to 03 January, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,575.36 Your Renewal Offer £9,575.36 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : browngraeme@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	WTGYV773N9DAO00FLSR	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	03	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19/05/21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charlene, Information about your Documents. Policy Number : 6856_Q/O//BVZDPYA78Q. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PD032SL Norman Taylor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Norman Taylor Policy Number: 6856_Q/O//BVZDPYA78Q Issue date: 23/12/2020 Address: Flat 79u Linda points North Jeffreychester E1S 8FL Contact number: 0117 496 0738Email address: bdoyle@example.net Vehicle Details: Registration number: PD032SL Keeper: Norman Taylor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E1S 8FL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 26/04/24 Bonus Protection: Protected To: 00:00 Wednesday 03 July, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Norman Taylor Policyholder Date of Birth: Fri 11 October, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Patrick James-Allen Driver Date of Birth: 18/12/2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 6856_Q/O//BVZDPYA78Q This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PD032SL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 03 July, 2019 2Name of Policyholder: Norman Taylor 3Persons or classes of persons entitled to drive: Norman Taylor, Patrick James-Allen All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 26/04/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Norman Taylor Policy number: 6856_Q/O//BVZDPYA78Q Issue date: 23/12/2020 Issued by: AdmiralAddress: Flat 79u Linda points North Jeffreychester E1S 8FL Reason for issue: Renewal Contact number: 0117 496 0738Email address: bdoyle@example.net Vehicle Details: Registration number: PD032SL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E1S 8FL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 26/04/24 Years No Claims Bonus: 14 To: 00:00 on Wednesday 03 July, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Norman Taylor , Patrick James-Allen Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,472.24 Policy Upgrade sub-total: £1,926.84 Insurance Premium Tax: £1,637.59 Total: £9,805.02Windscreen Cover Included Protected No Claims Bonus £1,926.84 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|6856_Q/O//BVZDPYA78Q\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 6856_Q/O//BVZDPYA78Q Issue Date: 23/12/2020 Renewal Date: 26/04/24 483881525 Norman Taylor Flat 79u Linda points North Jeffreychester E1S 8FL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 26/04/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/12/2020. Your Renewal Offer £9,805.02 Last Year's Premium £1,394.49 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 26/04/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Norman Taylor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,805.02 \| Payment Date: Friday 31 January, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Norman Taylor (FORD MUSTANG - PD032SL) 26/04/24 to Wednesday 03 July, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,805.02 Your Renewal Offer £9,805.02 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : bdoyle@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	6856_Q/O//BVZDPYA78Q	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	26/04/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rosie, Information about your Documents. Policy Number : 46A3WY3. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PD133XS Dr Sharon Dickinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Sharon Dickinson Policy Number: 46A3WY3 Issue date: Sunday 25 June, 2023 Address: 9 Walker ford Port Colin RG01 6NA Contact number: +4428 9018313Email address: kbegum@example.com Vehicle Details: Registration number: PD133XS Keeper: Dr Sharon Dickinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RG01 6NA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 24 May, 2023 Bonus Protection: Protected To: 00:00 14/03/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Sharon Dickinson Policyholder Date of Birth: 31/07/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mark Mills Driver Date of Birth: 2021-08-20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 46A3WY3 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PD133XS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 14/03/24 2Name of Policyholder: Dr Sharon Dickinson 3Persons or classes of persons entitled to drive: Dr Sharon Dickinson, Mark Mills All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 24 May, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Sharon Dickinson Policy number: 46A3WY3 Issue date: Sunday 25 June, 2023 Issued by: AdmiralAddress: 9 Walker ford Port Colin RG01 6NA Reason for issue: Renewal Contact number: +4428 9018313Email address: kbegum@example.com Vehicle Details: Registration number: PD133XS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: RG01 6NA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 24 May, 2023 Years No Claims Bonus: 14 To: 00:00 on 14/03/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Sharon Dickinson , Mark Mills Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,042.06 Policy Upgrade sub-total: £8,966.59 Insurance Premium Tax: £5,277.65 Total: £6,919.39Windscreen Cover Included Protected No Claims Bonus £8,966.59 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|46A3WY3\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 46A3WY3 Issue Date: Sunday 25 June, 2023 Renewal Date: Wednesday 24 May, 2023 483881525 Dr Sharon Dickinson 9 Walker ford Port Colin RG01 6NA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 24 May, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sunday 25 June, 2023. Your Renewal Offer £6,919.39 Last Year's Premium £2,395.12 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 24 May, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Sharon Dickinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,919.39 \| Payment Date: Mon 29 May, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Sharon Dickinson (FORD MUSTANG - PD133XS) Wednesday 24 May, 2023 to 14/03/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,919.39 Your Renewal Offer £6,919.39 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kbegum@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	46A3WY3	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	14/03/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 24 May, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Steven, Information about your Documents. Policy Number : G.ACCIFX_KJ/-ECUK_/H. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LR94 3KV Dr Sean Norman 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Sean Norman Policy Number: G.ACCIFX_KJ/-ECUK_/H Issue date: 13/02/21 Address: 4 Williams crest Leighberg PH4 1UH Contact number: (0306) 9990441Email address: natalie44@example.org Vehicle Details: Registration number: LR94 3KV Keeper: Dr Sean Norman Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PH4 1UH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 26 March, 2024 Bonus Protection: Protected To: 00:00 14/11/21 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Sean Norman Policyholder Date of Birth: Sunday 19 July, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Tracy Morton Driver Date of Birth: 09/08/20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: G.ACCIFX_KJ/-ECUK_/H This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LR94 3KV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 14/11/21 2Name of Policyholder: Dr Sean Norman 3Persons or classes of persons entitled to drive: Dr Sean Norman, Tracy Morton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 26 March, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Sean Norman Policy number: G.ACCIFX_KJ/-ECUK_/H Issue date: 13/02/21 Issued by: AdmiralAddress: 4 Williams crest Leighberg PH4 1UH Reason for issue: Renewal Contact number: (0306) 9990441Email address: natalie44@example.org Vehicle Details: Registration number: LR94 3KV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PH4 1UH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 26 March, 2024 Years No Claims Bonus: 14 To: 00:00 on 14/11/21 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Sean Norman , Tracy Morton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,808.36 Policy Upgrade sub-total: £9,095.25 Insurance Premium Tax: £1,913.04 Total: £4,814.96Windscreen Cover Included Protected No Claims Bonus £9,095.25 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|G.ACCIFX_KJ/-ECUK_/H\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: G.ACCIFX_KJ/-ECUK_/H Issue Date: 13/02/21 Renewal Date: Tue 26 March, 2024 483881525 Dr Sean Norman 4 Williams crest Leighberg PH4 1UH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 26 March, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 13/02/21. Your Renewal Offer £4,814.96 Last Year's Premium £2,454.45 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 26 March, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Sean Norman \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,814.96 \| Payment Date: Wednesday 24 February, 2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Sean Norman (FORD MUSTANG - LR94 3KV) Tue 26 March, 2024 to 14/11/21 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,814.96 Your Renewal Offer £4,814.96 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : natalie44@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	G.ACCIFX_KJ/-ECUK_/H	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	14/11/21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 26 March, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gavin, Information about your Documents. Policy Number : GEMALKCAPEGBMIIFD. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PO857VG Ms Sophie Clarke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Sophie Clarke Policy Number: GEMALKCAPEGBMIIFD Issue date: Saturday 20 July, 2024 Address: 947 Dickinson light Lake Leonland M7 7BQ Contact number: +44(0)20 74960098Email address: kirkadam@example.net Vehicle Details: Registration number: PO857VG Keeper: Ms Sophie Clarke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M7 7BQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 09/01/2025 Bonus Protection: Protected To: 00:00 2025-01-02 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Sophie Clarke Policyholder Date of Birth: 19 January, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rosie Owen-Gilbert Driver Date of Birth: Wednesday 27 November, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: GEMALKCAPEGBMIIFD This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PO857VG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-01-02 2Name of Policyholder: Ms Sophie Clarke 3Persons or classes of persons entitled to drive: Ms Sophie Clarke, Rosie Owen-Gilbert All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 09/01/20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Sophie Clarke Policy number: GEMALKCAPEGBMIIFD Issue date: Saturday 20 July, 2024 Issued by: AdmiralAddress: 947 Dickinson light Lake Leonland M7 7BQ Reason for issue: Renewal Contact number: +44(0)20 74960098Email address: kirkadam@example.net Vehicle Details: Registration number: PO857VG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M7 7BQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 09/01/2025 Years No Claims Bonus: 14 To: 00:00 on 2025-01-02 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Sophie Clarke , Rosie Owen-Gilbert Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,239.15 Policy Upgrade sub-total: £3,616.18 Insurance Premium Tax: £5,844.88 Total: £9,833.62Windscreen Cover Included Protected No Claims Bonus £3,616.18 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|GEMALKCAPEGBMIIFD\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: GEMALKCAPEGBMIIFD Issue Date: Saturday 20 July, 2024 Renewal Date: 09/01/2025 483881525 Ms Sophie Clarke 947 Dickinson light Lake Leonland M7 7BQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 09/01/2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 20 July, 2024. Your Renewal Offer £9,833.62 Last Year's Premium £1,202.78 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 09/01/2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Sophie Clarke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,833.62 \| Payment Date: 25 November, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Sophie Clarke (FORD MUSTANG - PO857VG) 09/01/2025 to 2025-01-02 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,833.62 Your Renewal Offer £9,833.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kirkadam@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	GEMALKCAPEGBMIIFD	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-01-02	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	09/01/2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stephanie, Information about your Documents. Policy Number : 5AGZ/OWLAEF9YFU. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LL591WB Andrea Godfrey 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Andrea Godfrey Policy Number: 5AGZ/OWLAEF9YFU Issue date: 19/07/22 Address: Flat 56 Sara drives Whitefort M7K 3WZ Contact number: (0141) 4960277Email address: dean20@example.org Vehicle Details: Registration number: LL591WB Keeper: Andrea Godfrey Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M7K 3WZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-07-11 Bonus Protection: Protected To: 00:00 30/05/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Andrea Godfrey Policyholder Date of Birth: 08/01/24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr William Adams Driver Date of Birth: 2022-11-08 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5AGZ/OWLAEF9YFU This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LL591WB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30/05/2023 2Name of Policyholder: Andrea Godfrey 3Persons or classes of persons entitled to drive: Andrea Godfrey, Mr William Adams All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-07-116Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Andrea Godfrey Policy number: 5AGZ/OWLAEF9YFU Issue date: 19/07/22 Issued by: AdmiralAddress: Flat 56 Sara drives Whitefort M7K 3WZ Reason for issue: Renewal Contact number: (0141) 4960277Email address: dean20@example.org Vehicle Details: Registration number: LL591WB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M7K 3WZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-07-11 Years No Claims Bonus: 14 To: 00:00 on 30/05/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Andrea Godfrey , Mr William Adams Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £241.85 Policy Upgrade sub-total: £5,319.40 Insurance Premium Tax: £7,519.03 Total: £2,863.92Windscreen Cover Included Protected No Claims Bonus £5,319.40 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5AGZ/OWLAEF9YFU\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5AGZ/OWLAEF9YFU Issue Date: 19/07/22 Renewal Date: 2019-07-11 483881525 Andrea Godfrey Flat 56 Sara drives Whitefort M7K 3WZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-07-11. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 19/07/22. Your Renewal Offer £2,863.92 Last Year's Premium £4,712.77 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-07-11 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Andrea Godfrey \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,863.92 \| Payment Date: 05/06/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Andrea Godfrey (FORD MUSTANG - LL591WB) 2019-07-11 to 30/05/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,863.92 Your Renewal Offer £2,863.92 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dean20@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5AGZ/OWLAEF9YFU	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30/05/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-07-11	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jill, Information about your Documents. Policy Number : Y_MXOWNSQWW. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UP40 0NA Mr Glenn Wood 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Glenn Wood Policy Number: Y_MXOWNSQWW Issue date: 10/08/2022 Address: Flat 1 Sarah rest Bakershire PR7 1PJ Contact number: +44(0)118 4960668Email address: marilyn84@example.com Vehicle Details: Registration number: UP40 0NA Keeper: Mr Glenn Wood Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PR7 1PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sunday 19 October, 2025 Bonus Protection: Protected To: 00:00 09/12/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Glenn Wood Policyholder Date of Birth: 19 July, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Jeffrey Dodd Driver Date of Birth: 03/06/2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: Y_MXOWNSQWW This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UP40 0NA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09/12/22 2Name of Policyholder: Mr Glenn Wood 3Persons or classes of persons entitled to drive: Mr Glenn Wood, Mr Jeffrey Dodd All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sunday 19 October, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Glenn Wood Policy number: Y_MXOWNSQWW Issue date: 10/08/2022 Issued by: AdmiralAddress: Flat 1 Sarah rest Bakershire PR7 1PJ Reason for issue: Renewal Contact number: +44(0)118 4960668Email address: marilyn84@example.com Vehicle Details: Registration number: UP40 0NA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PR7 1PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sunday 19 October, 2025 Years No Claims Bonus: 14 To: 00:00 on 09/12/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Glenn Wood , Mr Jeffrey Dodd Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £388.82 Policy Upgrade sub-total: £7,429.76 Insurance Premium Tax: £9,239.77 Total: £1,834.92Windscreen Cover Included Protected No Claims Bonus £7,429.76 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|Y_MXOWNSQWW\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: Y_MXOWNSQWW Issue Date: 10/08/2022 Renewal Date: Sunday 19 October, 2025 483881525 Mr Glenn Wood Flat 1 Sarah rest Bakershire PR7 1PJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sunday 19 October, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 10/08/2022. Your Renewal Offer £1,834.92 Last Year's Premium £2,094.36 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sunday 19 October, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Glenn Wood \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,834.92 \| Payment Date: Mon 10 October, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Glenn Wood (FORD MUSTANG - UP40 0NA) Sunday 19 October, 2025 to 09/12/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,834.92 Your Renewal Offer £1,834.92 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : marilyn84@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	Y_MXOWNSQWW	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09/12/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sunday 19 October, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Bruce, Information about your Documents. Policy Number : rahpmjuiljmid. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HC38 7LF Lesley Gordon 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Lesley Gordon Policy Number: rahpmjuiljmid Issue date: 09 May, 2024 Address: Studio 8 Lucas centers Port Joyceborough B02 6WG Contact number: +44(0)1134960497Email address: mary77@example.com Vehicle Details: Registration number: HC38 7LF Keeper: Lesley Gordon Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B02 6WG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-06-06 Bonus Protection: Protected To: 00:00 2025-03-04 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Lesley Gordon Policyholder Date of Birth: 27/10/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Catherine Gibson-Wheeler Driver Date of Birth: 26 December, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: rahpmjuiljmid This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HC38 7LF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-03-04 2Name of Policyholder: Lesley Gordon 3Persons or classes of persons entitled to drive: Lesley Gordon, Catherine Gibson-Wheeler All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-06-066Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Lesley Gordon Policy number: rahpmjuiljmid Issue date: 09 May, 2024 Issued by: AdmiralAddress: Studio 8 Lucas centers Port Joyceborough B02 6WG Reason for issue: Renewal Contact number: +44(0)1134960497Email address: mary77@example.com Vehicle Details: Registration number: HC38 7LF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B02 6WG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-06-06 Years No Claims Bonus: 14 To: 00:00 on 2025-03-04 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Lesley Gordon , Catherine Gibson-Wheeler Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £711.87 Policy Upgrade sub-total: £833.10 Insurance Premium Tax: £5,798.69 Total: £6,879.48Windscreen Cover Included Protected No Claims Bonus £833.10 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|rahpmjuiljmid\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: rahpmjuiljmid Issue Date: 09 May, 2024 Renewal Date: 2020-06-06 483881525 Lesley Gordon Studio 8 Lucas centers Port Joyceborough B02 6WG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-06-06. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 09 May, 2024. Your Renewal Offer £6,879.48 Last Year's Premium £1,660.23 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-06-06 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Lesley Gordon \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,879.48 \| Payment Date: 12/10/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Lesley Gordon (FORD MUSTANG - HC38 7LF) 2020-06-06 to 2025-03-04 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,879.48 Your Renewal Offer £6,879.48 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mary77@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	rahpmjuiljmid	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-03-04	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-06-06	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Shaun, Information about your Documents. Policy Number : fn.f-xbjmwy-mbe. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DC808BT Grace Williams 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Grace Williams Policy Number: fn.f-xbjmwy-mbe Issue date: 08/08/23 Address: Studio 58 O'Sullivan hill West Ryanhaven LD8B 6TD Contact number: 0292018228Email address: herbertgeoffrey@example.com Vehicle Details: Registration number: DC808BT Keeper: Grace Williams Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LD8B 6TD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 19 June, 2025 Bonus Protection: Protected To: 00:00 22 July, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Grace Williams Policyholder Date of Birth: 20 July, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Owen Wilson Driver Date of Birth: Mon 30 August, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: fn.f-xbjmwy-mbe This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DC808BT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 22 July, 2020 2Name of Policyholder: Grace Williams 3Persons or classes of persons entitled to drive: Grace Williams, Owen Wilson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 19 June, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Grace Williams Policy number: fn.f-xbjmwy-mbe Issue date: 08/08/23 Issued by: AdmiralAddress: Studio 58 O'Sullivan hill West Ryanhaven LD8B 6TD Reason for issue: Renewal Contact number: 0292018228Email address: herbertgeoffrey@example.com Vehicle Details: Registration number: DC808BT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LD8B 6TD Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 19 June, 2025 Years No Claims Bonus: 14 To: 00:00 on 22 July, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Grace Williams , Owen Wilson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,372.65 Policy Upgrade sub-total: £4,074.11 Insurance Premium Tax: £1,947.00 Total: £2,815.96Windscreen Cover Included Protected No Claims Bonus £4,074.11 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|fn.f-xbjmwy-mbe\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: fn.f-xbjmwy-mbe Issue Date: 08/08/23 Renewal Date: Thursday 19 June, 2025 483881525 Grace Williams Studio 58 O'Sullivan hill West Ryanhaven LD8B 6TD Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 19 June, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 08/08/23. Your Renewal Offer £2,815.96 Last Year's Premium £2,811.47 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 19 June, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Grace Williams \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,815.96 \| Payment Date: Tue 21 March, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Grace Williams (FORD MUSTANG - DC808BT) Thursday 19 June, 2025 to 22 July, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,815.96 Your Renewal Offer £2,815.96 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : herbertgeoffrey@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	fn.f-xbjmwy-mbe	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 19 June, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Maurice, Information about your Documents. Policy Number : AHZ-D_PDJU. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KK43 6BZ Mrs Marion Robinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Marion Robinson Policy Number: AHZ-D_PDJU Issue date: 15/11/19 Address: 396 Thomson place Port Charlottemouth EN69 5GA Contact number: +44(0)131 496 0437Email address: owilliams@example.net Vehicle Details: Registration number: KK43 6BZ Keeper: Mrs Marion Robinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN69 5GA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 05 January, 2026 Bonus Protection: Protected To: 00:00 Sat 29 May, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Marion Robinson Policyholder Date of Birth: 16 January, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Joshua Webster Driver Date of Birth: Sunday 26 May, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: AHZ-D_PDJU This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KK43 6BZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 29 May, 2021 2Name of Policyholder: Mrs Marion Robinson 3Persons or classes of persons entitled to drive: Mrs Marion Robinson, Joshua Webster All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 05 January, 20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Marion Robinson Policy number: AHZ-D_PDJU Issue date: 15/11/19 Issued by: AdmiralAddress: 396 Thomson place Port Charlottemouth EN69 5GA Reason for issue: Renewal Contact number: +44(0)131 496 0437Email address: owilliams@example.net Vehicle Details: Registration number: KK43 6BZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EN69 5GA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 05 January, 2026 Years No Claims Bonus: 14 To: 00:00 on Sat 29 May, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Marion Robinson , Joshua Webster Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,160.78 Policy Upgrade sub-total: £4,047.35 Insurance Premium Tax: £6,969.29 Total: £9,995.21Windscreen Cover Included Protected No Claims Bonus £4,047.35 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|AHZ-D_PDJU\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: AHZ-D_PDJU Issue Date: 15/11/19 Renewal Date: Monday 05 January, 2026 483881525 Mrs Marion Robinson 396 Thomson place Port Charlottemouth EN69 5GA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 05 January, 2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 15/11/19. Your Renewal Offer £9,995.21 Last Year's Premium £1,624.91 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 05 January, 2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Marion Robinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,995.21 \| Payment Date: 26/01/2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Marion Robinson (FORD MUSTANG - KK43 6BZ) Monday 05 January, 2026 to Sat 29 May, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,995.21 Your Renewal Offer £9,995.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : owilliams@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	AHZ-D_PDJU	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 05 January, 2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Max, Information about your Documents. Policy Number : T.5ATXYCBO8K4. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BL239UD Dr Darren Jenkins 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Darren Jenkins Policy Number: T.5ATXYCBO8K4 Issue date: Thursday 18 May, 2023 Address: 856 Vincent cliff New Vincenthaven TD1 1AQ Contact number: (0115) 4960125Email address: gemma38@example.com Vehicle Details: Registration number: BL239UD Keeper: Dr Darren Jenkins Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TD1 1AQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Friday 24 May, 2024 Bonus Protection: Protected To: 00:00 15/04/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Darren Jenkins Policyholder Date of Birth: Friday 03 May, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Amelia Rees Driver Date of Birth: 03/09/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: T.5ATXYCBO8K4 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BL239UD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 15/04/22 2Name of Policyholder: Dr Darren Jenkins 3Persons or classes of persons entitled to drive: Dr Darren Jenkins, Ms Amelia Rees All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Friday 24 May, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Darren Jenkins Policy number: T.5ATXYCBO8K4 Issue date: Thursday 18 May, 2023 Issued by: AdmiralAddress: 856 Vincent cliff New Vincenthaven TD1 1AQ Reason for issue: Renewal Contact number: (0115) 4960125Email address: gemma38@example.com Vehicle Details: Registration number: BL239UD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: TD1 1AQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Friday 24 May, 2024 Years No Claims Bonus: 14 To: 00:00 on 15/04/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Darren Jenkins , Ms Amelia Rees Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,757.56 Policy Upgrade sub-total: £7,375.98 Insurance Premium Tax: £9,726.23 Total: £5,345.17Windscreen Cover Included Protected No Claims Bonus £7,375.98 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|T.5ATXYCBO8K4\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: T.5ATXYCBO8K4 Issue Date: Thursday 18 May, 2023 Renewal Date: Friday 24 May, 2024 483881525 Dr Darren Jenkins 856 Vincent cliff New Vincenthaven TD1 1AQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Friday 24 May, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 18 May, 2023. Your Renewal Offer £5,345.17 Last Year's Premium £2,283.61 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Friday 24 May, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Darren Jenkins \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,345.17 \| Payment Date: 28 January, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Darren Jenkins (FORD MUSTANG - BL239UD) Friday 24 May, 2024 to 15/04/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,345.17 Your Renewal Offer £5,345.17 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gemma38@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	T.5ATXYCBO8K4	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	15/04/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Friday 24 May, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ruth, Information about your Documents. Policy Number : u.pgt-wwb.pzrdmxjjvd. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SA69 4MX Scott Blake 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Scott Blake Policy Number: u.pgt-wwb.pzrdmxjjvd Issue date: 06 August, 2019 Address: Flat 20k Alice spurs Sharonview GU5 9SL Contact number: (028) 9018351Email address: kieran57@example.com Vehicle Details: Registration number: SA69 4MX Keeper: Scott Blake Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU5 9SL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13 July, 2022 Bonus Protection: Protected To: 00:00 21/05/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Scott Blake Policyholder Date of Birth: Thursday 06 August, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Martin Smith Driver Date of Birth: Thursday 05 November, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: u.pgt-wwb.pzrdmxjjvd This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SA69 4MX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21/05/2024 2Name of Policyholder: Scott Blake 3Persons or classes of persons entitled to drive: Scott Blake, Martin Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13 July, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Scott Blake Policy number: u.pgt-wwb.pzrdmxjjvd Issue date: 06 August, 2019 Issued by: AdmiralAddress: Flat 20k Alice spurs Sharonview GU5 9SL Reason for issue: Renewal Contact number: (028) 9018351Email address: kieran57@example.com Vehicle Details: Registration number: SA69 4MX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GU5 9SL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13 July, 2022 Years No Claims Bonus: 14 To: 00:00 on 21/05/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Scott Blake , Martin Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,784.65 Policy Upgrade sub-total: £3,601.59 Insurance Premium Tax: £8,965.52 Total: £82.66Windscreen Cover Included Protected No Claims Bonus £3,601.59 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|u.pgt-wwb.pzrdmxjjvd\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: u.pgt-wwb.pzrdmxjjvd Issue Date: 06 August, 2019 Renewal Date: 13 July, 2022 483881525 Scott Blake Flat 20k Alice spurs Sharonview GU5 9SL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13 July, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 06 August, 2019. Your Renewal Offer £82.66 Last Year's Premium £134.23 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13 July, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Scott Blake \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £82.66 \| Payment Date: 2024-11-23 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Scott Blake (FORD MUSTANG - SA69 4MX) 13 July, 2022 to 21/05/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£82.66 Your Renewal Offer £82.66 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kieran57@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	u.pgt-wwb.pzrdmxjjvd	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21/05/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13 July, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jasmine, Information about your Documents. Policy Number : VBRF-Y_KY. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SP63 4GW Emma Gilbert 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Emma Gilbert Policy Number: VBRF-Y_KY Issue date: 2023-05-20 Address: Studio 89W Karen ridge New Martin PL4P 1UY Contact number: +44151 496 0646Email address: joanhodgson@example.net Vehicle Details: Registration number: SP63 4GW Keeper: Emma Gilbert Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PL4P 1UY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-07-31 Bonus Protection: Protected To: 00:00 05/06/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Emma Gilbert Policyholder Date of Birth: 21/10/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Stanley Fry Driver Date of Birth: 2025-03-13 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VBRF-Y_KY This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SP63 4GW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 05/06/2022 2Name of Policyholder: Emma Gilbert 3Persons or classes of persons entitled to drive: Emma Gilbert, Stanley Fry All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-07-316Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Emma Gilbert Policy number: VBRF-Y_KY Issue date: 2023-05-20 Issued by: AdmiralAddress: Studio 89W Karen ridge New Martin PL4P 1UY Reason for issue: Renewal Contact number: +44151 496 0646Email address: joanhodgson@example.net Vehicle Details: Registration number: SP63 4GW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PL4P 1UY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-07-31 Years No Claims Bonus: 14 To: 00:00 on 05/06/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Emma Gilbert , Stanley Fry Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,681.62 Policy Upgrade sub-total: £2,756.10 Insurance Premium Tax: £8,755.39 Total: £8,288.85Windscreen Cover Included Protected No Claims Bonus £2,756.10 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VBRF-Y_KY\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VBRF-Y_KY Issue Date: 2023-05-20 Renewal Date: 2021-07-31 483881525 Emma Gilbert Studio 89W Karen ridge New Martin PL4P 1UY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-07-31. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-05-20. Your Renewal Offer £8,288.85 Last Year's Premium £2,896.43 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-07-31 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Emma Gilbert \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,288.85 \| Payment Date: 23 August, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Emma Gilbert (FORD MUSTANG - SP63 4GW) 2021-07-31 to 05/06/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,288.85 Your Renewal Offer £8,288.85 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : joanhodgson@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VBRF-Y_KY	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	05/06/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-07-31	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello George, Information about your Documents. Policy Number : 0/C1QVNUCOQYSCPRTX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NF95 3NX Leah Walton-Cooke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Leah Walton-Cooke Policy Number: 0/C1QVNUCOQYSCPRTX Issue date: Mon 24 August, 2020 Address: Flat 98Q Ryan light Whittakerburgh W42 9YL Contact number: (0121)4960205Email address: mooresian@example.org Vehicle Details: Registration number: NF95 3NX Keeper: Leah Walton-Cooke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W42 9YL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2022-05-18 Bonus Protection: Protected To: 00:00 16/12/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Leah Walton-Cooke Policyholder Date of Birth: Thu 03 July, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Tony Burton Driver Date of Birth: 11 January, 2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 0/C1QVNUCOQYSCPRTX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NF95 3NX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 16/12/2024 2Name of Policyholder: Leah Walton-Cooke 3Persons or classes of persons entitled to drive: Leah Walton-Cooke, Tony Burton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2022-05-186Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Leah Walton-Cooke Policy number: 0/C1QVNUCOQYSCPRTX Issue date: Mon 24 August, 2020 Issued by: AdmiralAddress: Flat 98Q Ryan light Whittakerburgh W42 9YL Reason for issue: Renewal Contact number: (0121)4960205Email address: mooresian@example.org Vehicle Details: Registration number: NF95 3NX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W42 9YL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2022-05-18 Years No Claims Bonus: 14 To: 00:00 on 16/12/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Leah Walton-Cooke , Tony Burton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,935.68 Policy Upgrade sub-total: £8,571.25 Insurance Premium Tax: £1,311.65 Total: £588.39Windscreen Cover Included Protected No Claims Bonus £8,571.25 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|0/C1QVNUCOQYSCPRTX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 0/C1QVNUCOQYSCPRTX Issue Date: Mon 24 August, 2020 Renewal Date: 2022-05-18 483881525 Leah Walton-Cooke Flat 98Q Ryan light Whittakerburgh W42 9YL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2022-05-18. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Mon 24 August, 2020. Your Renewal Offer £588.39 Last Year's Premium £4,398.58 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2022-05-18 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Leah Walton-Cooke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £588.39 \| Payment Date: 05 January, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Leah Walton-Cooke (FORD MUSTANG - NF95 3NX) 2022-05-18 to 16/12/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£588.39 Your Renewal Offer £588.39 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mooresian@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	0/C1QVNUCOQYSCPRTX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	16/12/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2022-05-18	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ruth, Information about your Documents. Policy Number : DQJIVC.TRFGQ44048SOS/V9Y. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GW733TR Emma Hall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Emma Hall Policy Number: DQJIVC.TRFGQ44048SOS/V9Y Issue date: 14 May, 2019 Address: Flat 2 Smith radial Carlton N4H 0XS Contact number: (029) 2018956Email address: ogiles@example.org Vehicle Details: Registration number: GW733TR Keeper: Emma Hall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N4H 0XS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 11 January, 2021 Bonus Protection: Protected To: 00:00 Saturday 30 December, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Emma Hall Policyholder Date of Birth: 31/08/2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Kelly Harris Driver Date of Birth: Monday 03 March, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: DQJIVC.TRFGQ44048SOS/V9Y This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GW733TR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 30 December, 2023 2Name of Policyholder: Emma Hall 3Persons or classes of persons entitled to drive: Emma Hall, Kelly Harris All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 11 January, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Emma Hall Policy number: DQJIVC.TRFGQ44048SOS/V9Y Issue date: 14 May, 2019 Issued by: AdmiralAddress: Flat 2 Smith radial Carlton N4H 0XS Reason for issue: Renewal Contact number: (029) 2018956Email address: ogiles@example.org Vehicle Details: Registration number: GW733TR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N4H 0XS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 11 January, 2021 Years No Claims Bonus: 14 To: 00:00 on Saturday 30 December, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Emma Hall , Kelly Harris Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,544.45 Policy Upgrade sub-total: £5,023.12 Insurance Premium Tax: £9,660.97 Total: £2,016.44Windscreen Cover Included Protected No Claims Bonus £5,023.12 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|DQJIVC.TRFGQ44048SOS/V9Y\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: DQJIVC.TRFGQ44048SOS/V9Y Issue Date: 14 May, 2019 Renewal Date: Monday 11 January, 2021 483881525 Emma Hall Flat 2 Smith radial Carlton N4H 0XS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 11 January, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14 May, 2019. Your Renewal Offer £2,016.44 Last Year's Premium £2,156.33 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 11 January, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Emma Hall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,016.44 \| Payment Date: 22 November, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Emma Hall (FORD MUSTANG - GW733TR) Monday 11 January, 2021 to Saturday 30 December, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,016.44 Your Renewal Offer £2,016.44 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ogiles@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	DQJIVC.TRFGQ44048SOS/V9Y	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 11 January, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Phillip, Information about your Documents. Policy Number : 4WVTB0DCC/4/M-TLYR76. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UV80 7LV Timothy Hill 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Timothy Hill Policy Number: 4WVTB0DCC/4/M-TLYR76 Issue date: 03 November, 2025 Address: Flat 07 Gregory heights North Phillip CV5N 1GF Contact number: 0808 157 0060Email address: michelle74@example.com Vehicle Details: Registration number: UV80 7LV Keeper: Timothy Hill Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CV5N 1GF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-03-16 Bonus Protection: Protected To: 00:00 Tue 22 October, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Timothy Hill Policyholder Date of Birth: 14/12/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Edward Cole Driver Date of Birth: 14/11/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4WVTB0DCC/4/M-TLYR76 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UV80 7LV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 22 October, 2024 2Name of Policyholder: Timothy Hill 3Persons or classes of persons entitled to drive: Timothy Hill, Edward Cole All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-03-166Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Timothy Hill Policy number: 4WVTB0DCC/4/M-TLYR76 Issue date: 03 November, 2025 Issued by: AdmiralAddress: Flat 07 Gregory heights North Phillip CV5N 1GF Reason for issue: Renewal Contact number: 0808 157 0060Email address: michelle74@example.com Vehicle Details: Registration number: UV80 7LV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CV5N 1GF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-03-16 Years No Claims Bonus: 14 To: 00:00 on Tue 22 October, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Timothy Hill , Edward Cole Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,299.17 Policy Upgrade sub-total: £589.35 Insurance Premium Tax: £8,887.37 Total: £6,710.77Windscreen Cover Included Protected No Claims Bonus £589.35 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4WVTB0DCC/4/M-TLYR76\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4WVTB0DCC/4/M-TLYR76 Issue Date: 03 November, 2025 Renewal Date: 2025-03-16 483881525 Timothy Hill Flat 07 Gregory heights North Phillip CV5N 1GF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-03-16. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03 November, 2025. Your Renewal Offer £6,710.77 Last Year's Premium £6,121.88 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-03-16 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Timothy Hill \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,710.77 \| Payment Date: Sat 23 July, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Timothy Hill (FORD MUSTANG - UV80 7LV) 2025-03-16 to Tue 22 October, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,710.77 Your Renewal Offer £6,710.77 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : michelle74@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4WVTB0DCC/4/M-TLYR76	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-03-16	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Elizabeth, Information about your Documents. Policy Number : U8_13Q3I8. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JH84 2YJ Shannon Cooper 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Shannon Cooper Policy Number: U8_13Q3I8 Issue date: 20/02/22 Address: 5 Margaret avenue Carolineview YO20 6ZH Contact number: +44(0)909 879 0173Email address: leesdamian@example.org Vehicle Details: Registration number: JH84 2YJ Keeper: Shannon Cooper Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: YO20 6ZH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16 July, 2023 Bonus Protection: Protected To: 00:00 2023-01-10 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Shannon Cooper Policyholder Date of Birth: Thu 14 July, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Clare Lynch Driver Date of Birth: 11/08/23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: U8_13Q3I8 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JH84 2YJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2023-01-10 2Name of Policyholder: Shannon Cooper 3Persons or classes of persons entitled to drive: Shannon Cooper, Clare Lynch All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16 July, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Shannon Cooper Policy number: U8_13Q3I8 Issue date: 20/02/22 Issued by: AdmiralAddress: 5 Margaret avenue Carolineview YO20 6ZH Reason for issue: Renewal Contact number: +44(0)909 879 0173Email address: leesdamian@example.org Vehicle Details: Registration number: JH84 2YJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: YO20 6ZH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16 July, 2023 Years No Claims Bonus: 14 To: 00:00 on 2023-01-10 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Shannon Cooper , Clare Lynch Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,894.12 Policy Upgrade sub-total: £5,015.73 Insurance Premium Tax: £8,995.78 Total: £1,002.92Windscreen Cover Included Protected No Claims Bonus £5,015.73 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|U8_13Q3I8\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: U8_13Q3I8 Issue Date: 20/02/22 Renewal Date: 16 July, 2023 483881525 Shannon Cooper 5 Margaret avenue Carolineview YO20 6ZH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16 July, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 20/02/22. Your Renewal Offer £1,002.92 Last Year's Premium £4,319.86 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16 July, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Shannon Cooper \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,002.92 \| Payment Date: Sat 05 December, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Shannon Cooper (FORD MUSTANG - JH84 2YJ) 16 July, 2023 to 2023-01-10 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,002.92 Your Renewal Offer £1,002.92 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : leesdamian@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	U8_13Q3I8	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2023-01-10	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16 July, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Grace, Information about your Documents. Policy Number : FLZ/3Q79/WPD. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CL400VT Jamie Payne 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jamie Payne Policy Number: FLZ/3Q79/WPD Issue date: 06/08/2022 Address: Studio 09E Alexandra plains Parsonsview E15 1JJ Contact number: +44(0)909 879 0227Email address: ameliaelliott@example.org Vehicle Details: Registration number: CL400VT Keeper: Jamie Payne Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E15 1JJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 15 October, 2024 Bonus Protection: Protected To: 00:00 Sat 12 October, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jamie Payne Policyholder Date of Birth: 2023-07-27 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Abigail Miah Driver Date of Birth: Tue 18 July, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: FLZ/3Q79/WPD This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CL400VT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 12 October, 2024 2Name of Policyholder: Jamie Payne 3Persons or classes of persons entitled to drive: Jamie Payne, Abigail Miah All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 15 October, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jamie Payne Policy number: FLZ/3Q79/WPD Issue date: 06/08/2022 Issued by: AdmiralAddress: Studio 09E Alexandra plains Parsonsview E15 1JJ Reason for issue: Renewal Contact number: +44(0)909 879 0227Email address: ameliaelliott@example.org Vehicle Details: Registration number: CL400VT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E15 1JJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 15 October, 2024 Years No Claims Bonus: 14 To: 00:00 on Sat 12 October, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jamie Payne , Abigail Miah Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,270.52 Policy Upgrade sub-total: £356.51 Insurance Premium Tax: £2,284.10 Total: £9,709.97Windscreen Cover Included Protected No Claims Bonus £356.51 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|FLZ/3Q79/WPD\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: FLZ/3Q79/WPD Issue Date: 06/08/2022 Renewal Date: 15 October, 2024 483881525 Jamie Payne Studio 09E Alexandra plains Parsonsview E15 1JJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 15 October, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 06/08/2022. Your Renewal Offer £9,709.97 Last Year's Premium £8.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 15 October, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jamie Payne \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,709.97 \| Payment Date: 16/07/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jamie Payne (FORD MUSTANG - CL400VT) 15 October, 2024 to Sat 12 October, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,709.97 Your Renewal Offer £9,709.97 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ameliaelliott@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	FLZ/3Q79/WPD	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	15 October, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kelly, Information about your Documents. Policy Number : MF/SH9.2FL1CS26Y/RD0XYS. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JU20 3HV Reece Bates 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Reece Bates Policy Number: MF/SH9.2FL1CS26Y/RD0XYS Issue date: Monday 15 March, 2021 Address: 06 Rebecca divide West Leighbury IM11 4NF Contact number: +4428 9018253Email address: pelliott@example.org Vehicle Details: Registration number: JU20 3HV Keeper: Reece Bates Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM11 4NF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 05 November, 2020 Bonus Protection: Protected To: 00:00 01/06/20 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Reece Bates Policyholder Date of Birth: 2022-07-02 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Irene Harris Driver Date of Birth: Sun 08 June, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: MF/SH9.2FL1CS26Y/RD0XYS This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JU20 3HV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 01/06/20 2Name of Policyholder: Reece Bates 3Persons or classes of persons entitled to drive: Reece Bates, Irene Harris All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 05 November, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Reece Bates Policy number: MF/SH9.2FL1CS26Y/RD0XYS Issue date: Monday 15 March, 2021 Issued by: AdmiralAddress: 06 Rebecca divide West Leighbury IM11 4NF Reason for issue: Renewal Contact number: +4428 9018253Email address: pelliott@example.org Vehicle Details: Registration number: JU20 3HV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM11 4NF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 05 November, 2020 Years No Claims Bonus: 14 To: 00:00 on 01/06/20 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Reece Bates , Irene Harris Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,621.40 Policy Upgrade sub-total: £5,294.61 Insurance Premium Tax: £465.03 Total: £3,744.46Windscreen Cover Included Protected No Claims Bonus £5,294.61 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|MF/SH9.2FL1CS26Y/RD0XYS\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: MF/SH9.2FL1CS26Y/RD0XYS Issue Date: Monday 15 March, 2021 Renewal Date: 05 November, 2020 483881525 Reece Bates 06 Rebecca divide West Leighbury IM11 4NF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 05 November, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 15 March, 2021. Your Renewal Offer £3,744.46 Last Year's Premium £4,078.13 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 05 November, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Reece Bates \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,744.46 \| Payment Date: 28 September, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Reece Bates (FORD MUSTANG - JU20 3HV) 05 November, 2020 to 01/06/20 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,744.46 Your Renewal Offer £3,744.46 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pelliott@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	MF/SH9.2FL1CS26Y/RD0XYS	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	01/06/20	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	05 November, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jay, Information about your Documents. Policy Number : L.HMNUYAVP/C. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GD921CD Alex Watkins 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Alex Watkins Policy Number: L.HMNUYAVP/C Issue date: 2019-12-19 Address: Flat 98 Marshall shoal Parkermouth LE1 8LP Contact number: (0808) 157 0933Email address: jack66@example.net Vehicle Details: Registration number: GD921CD Keeper: Alex Watkins Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LE1 8LP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 21/04/2024 Bonus Protection: Protected To: 00:00 26/08/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Alex Watkins Policyholder Date of Birth: 27/08/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Deborah Wilson Driver Date of Birth: 24/01/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: L.HMNUYAVP/C This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GD921CD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 26/08/19 2Name of Policyholder: Alex Watkins 3Persons or classes of persons entitled to drive: Alex Watkins, Ms Deborah Wilson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 21/04/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Alex Watkins Policy number: L.HMNUYAVP/C Issue date: 2019-12-19 Issued by: AdmiralAddress: Flat 98 Marshall shoal Parkermouth LE1 8LP Reason for issue: Renewal Contact number: (0808) 157 0933Email address: jack66@example.net Vehicle Details: Registration number: GD921CD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LE1 8LP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 21/04/2024 Years No Claims Bonus: 14 To: 00:00 on 26/08/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Alex Watkins , Ms Deborah Wilson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £526.74 Policy Upgrade sub-total: £1,290.16 Insurance Premium Tax: £3,160.16 Total: £2,739.49Windscreen Cover Included Protected No Claims Bonus £1,290.16 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|L.HMNUYAVP/C\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: L.HMNUYAVP/C Issue Date: 2019-12-19 Renewal Date: 21/04/2024 483881525 Alex Watkins Flat 98 Marshall shoal Parkermouth LE1 8LP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 21/04/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-12-19. Your Renewal Offer £2,739.49 Last Year's Premium £2,580.81 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 21/04/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Alex Watkins \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,739.49 \| Payment Date: 20 February, 2026 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Alex Watkins (FORD MUSTANG - GD921CD) 21/04/2024 to 26/08/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,739.49 Your Renewal Offer £2,739.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jack66@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	L.HMNUYAVP/C	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	26/08/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	21/04/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Dale, Information about your Documents. Policy Number : JTMTNPRZRI. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UX096RK Maurice Hill 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Maurice Hill Policy Number: JTMTNPRZRI Issue date: Monday 23 June, 2025 Address: Studio 3 Pollard inlet Hodgsonburgh WN3E 4DT Contact number: (0115) 4960240Email address: lawrencekeith@example.org Vehicle Details: Registration number: UX096RK Keeper: Maurice Hill Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WN3E 4DT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 30/04/2020 Bonus Protection: Protected To: 00:00 02 February, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Maurice Hill Policyholder Date of Birth: 05/01/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Matthew Swift Driver Date of Birth: 22/10/2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JTMTNPRZRI This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UX096RK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02 February, 2021 2Name of Policyholder: Maurice Hill 3Persons or classes of persons entitled to drive: Maurice Hill, Mr Matthew Swift All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 30/04/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Maurice Hill Policy number: JTMTNPRZRI Issue date: Monday 23 June, 2025 Issued by: AdmiralAddress: Studio 3 Pollard inlet Hodgsonburgh WN3E 4DT Reason for issue: Renewal Contact number: (0115) 4960240Email address: lawrencekeith@example.org Vehicle Details: Registration number: UX096RK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WN3E 4DT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 30/04/2020 Years No Claims Bonus: 14 To: 00:00 on 02 February, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Maurice Hill , Mr Matthew Swift Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £633.92 Policy Upgrade sub-total: £7,030.81 Insurance Premium Tax: £7,568.26 Total: £2,936.62Windscreen Cover Included Protected No Claims Bonus £7,030.81 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JTMTNPRZRI\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JTMTNPRZRI Issue Date: Monday 23 June, 2025 Renewal Date: 30/04/2020 483881525 Maurice Hill Studio 3 Pollard inlet Hodgsonburgh WN3E 4DT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 30/04/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 23 June, 2025. Your Renewal Offer £2,936.62 Last Year's Premium £1,640.11 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 30/04/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Maurice Hill \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,936.62 \| Payment Date: 08/08/21 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Maurice Hill (FORD MUSTANG - UX096RK) 30/04/2020 to 02 February, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,936.62 Your Renewal Offer £2,936.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : lawrencekeith@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JTMTNPRZRI	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	30/04/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gary, Information about your Documents. Policy Number : 5X9T4/X/FWFA. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GX79 6PH Jade Francis 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jade Francis Policy Number: 5X9T4/X/FWFA Issue date: 2024-11-28 Address: 1 Carole forks Robertsberg W44 8UZ Contact number: +44(0)131 4960694Email address: leigh49@example.com Vehicle Details: Registration number: GX79 6PH Keeper: Jade Francis Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W44 8UZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 26 December, 2024 Bonus Protection: Protected To: 00:00 Tuesday 24 September, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jade Francis Policyholder Date of Birth: 03/09/20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Stuart Warner Driver Date of Birth: 15/03/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5X9T4/X/FWFA This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GX79 6PH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 24 September, 2019 2Name of Policyholder: Jade Francis 3Persons or classes of persons entitled to drive: Jade Francis, Mr Stuart Warner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 26 December, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jade Francis Policy number: 5X9T4/X/FWFA Issue date: 2024-11-28 Issued by: AdmiralAddress: 1 Carole forks Robertsberg W44 8UZ Reason for issue: Renewal Contact number: +44(0)131 4960694Email address: leigh49@example.com Vehicle Details: Registration number: GX79 6PH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W44 8UZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 26 December, 2024 Years No Claims Bonus: 14 To: 00:00 on Tuesday 24 September, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jade Francis , Mr Stuart Warner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,452.41 Policy Upgrade sub-total: £7,315.60 Insurance Premium Tax: £2,953.04 Total: £8,985.82Windscreen Cover Included Protected No Claims Bonus £7,315.60 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5X9T4/X/FWFA\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5X9T4/X/FWFA Issue Date: 2024-11-28 Renewal Date: 26 December, 2024 483881525 Jade Francis 1 Carole forks Robertsberg W44 8UZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 26 December, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2024-11-28. Your Renewal Offer £8,985.82 Last Year's Premium £7,977.50 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 26 December, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jade Francis \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,985.82 \| Payment Date: 21/08/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jade Francis (FORD MUSTANG - GX79 6PH) 26 December, 2024 to Tuesday 24 September, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,985.82 Your Renewal Offer £8,985.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : leigh49@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5X9T4/X/FWFA	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	26 December, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Andrew, Information about your Documents. Policy Number : G2BDRX9LH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) ME89 2HD Marc Evans 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Marc Evans Policy Number: G2BDRX9LH Issue date: Tue 01 August, 2023 Address: 515 Francis turnpike Mariaside B92 9WL Contact number: +44(0)118 496 0665Email address: skinnerelliot@example.com Vehicle Details: Registration number: ME89 2HD Keeper: Marc Evans Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B92 9WL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 15/08/2021 Bonus Protection: Protected To: 00:00 Saturday 04 January, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Marc Evans Policyholder Date of Birth: 24/02/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Bethan Swift-Smith Driver Date of Birth: Sun 01 December, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: G2BDRX9LH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: ME89 2HD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 04 January, 2025 2Name of Policyholder: Marc Evans 3Persons or classes of persons entitled to drive: Marc Evans, Bethan Swift-Smith All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 15/08/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Marc Evans Policy number: G2BDRX9LH Issue date: Tue 01 August, 2023 Issued by: AdmiralAddress: 515 Francis turnpike Mariaside B92 9WL Reason for issue: Renewal Contact number: +44(0)118 496 0665Email address: skinnerelliot@example.com Vehicle Details: Registration number: ME89 2HD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B92 9WL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 15/08/2021 Years No Claims Bonus: 14 To: 00:00 on Saturday 04 January, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Marc Evans , Bethan Swift-Smith Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,915.96 Policy Upgrade sub-total: £6,157.21 Insurance Premium Tax: £2,396.62 Total: £2,075.63Windscreen Cover Included Protected No Claims Bonus £6,157.21 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|G2BDRX9LH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: G2BDRX9LH Issue Date: Tue 01 August, 2023 Renewal Date: 15/08/2021 483881525 Marc Evans 515 Francis turnpike Mariaside B92 9WL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 15/08/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tue 01 August, 2023. Your Renewal Offer £2,075.63 Last Year's Premium £9,523.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 15/08/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Marc Evans \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,075.63 \| Payment Date: 16/04/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Marc Evans (FORD MUSTANG - ME89 2HD) 15/08/2021 to Saturday 04 January, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,075.63 Your Renewal Offer £2,075.63 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : skinnerelliot@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	G2BDRX9LH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	15/08/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jessica, Information about your Documents. Policy Number : B1HKA_BD788A/XH/S2XAKKVW. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JR76 8TE Mr Iain Hanson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Iain Hanson Policy Number: B1HKA_BD788A/XH/S2XAKKVW Issue date: 29 December, 2019 Address: Flat 86 Smith junction West Marc CV1V 5JP Contact number: (0121) 4960364Email address: angelasmith@example.org Vehicle Details: Registration number: JR76 8TE Keeper: Mr Iain Hanson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CV1V 5JP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 08 October, 2020 Bonus Protection: Protected To: 00:00 22/09/23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Iain Hanson Policyholder Date of Birth: 22 May, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Katherine Hayes Driver Date of Birth: 25/02/2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: B1HKA_BD788A/XH/S2XAKKVW This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JR76 8TE or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 22/09/23 2Name of Policyholder: Mr Iain Hanson 3Persons or classes of persons entitled to drive: Mr Iain Hanson, Ms Katherine Hayes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 08 October, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Iain Hanson Policy number: B1HKA_BD788A/XH/S2XAKKVW Issue date: 29 December, 2019 Issued by: AdmiralAddress: Flat 86 Smith junction West Marc CV1V 5JP Reason for issue: Renewal Contact number: (0121) 4960364Email address: angelasmith@example.org Vehicle Details: Registration number: JR76 8TE Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CV1V 5JP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 08 October, 2020 Years No Claims Bonus: 14 To: 00:00 on 22/09/23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Iain Hanson , Ms Katherine Hayes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,420.12 Policy Upgrade sub-total: £701.90 Insurance Premium Tax: £2,579.19 Total: £6,828.70Windscreen Cover Included Protected No Claims Bonus £701.90 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|B1HKA_BD788A/XH/S2XAKKVW\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: B1HKA_BD788A/XH/S2XAKKVW Issue Date: 29 December, 2019 Renewal Date: Thursday 08 October, 2020 483881525 Mr Iain Hanson Flat 86 Smith junction West Marc CV1V 5JP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 08 October, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29 December, 2019. Your Renewal Offer £6,828.70 Last Year's Premium £2,748.39 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 08 October, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Iain Hanson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,828.70 \| Payment Date: 23/08/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Iain Hanson (FORD MUSTANG - JR76 8TE) Thursday 08 October, 2020 to 22/09/23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,828.70 Your Renewal Offer £6,828.70 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : angelasmith@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	B1HKA_BD788A/XH/S2XAKKVW	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	22/09/23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 08 October, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Eric, Information about your Documents. Policy Number : qevbxlu/_skux. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VV74 7UY Dr Michelle Bibi 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Michelle Bibi Policy Number: qevbxlu/_skux Issue date: 16/02/2023 Address: Studio 6 Rosemary rapid Burgessmouth W3 1YQ Contact number: (0151) 496 0468Email address: tnewman@example.org Vehicle Details: Registration number: VV74 7UY Keeper: Dr Michelle Bibi Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W3 1YQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-07-03 Bonus Protection: Protected To: 00:00 Tuesday 14 October, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Michelle Bibi Policyholder Date of Birth: 09/10/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Caroline Morris Driver Date of Birth: Friday 17 July, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: qevbxlu/_skux This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VV74 7UY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tuesday 14 October, 2025 2Name of Policyholder: Dr Michelle Bibi 3Persons or classes of persons entitled to drive: Dr Michelle Bibi, Caroline Morris All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-07-036Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Michelle Bibi Policy number: qevbxlu/_skux Issue date: 16/02/2023 Issued by: AdmiralAddress: Studio 6 Rosemary rapid Burgessmouth W3 1YQ Reason for issue: Renewal Contact number: (0151) 496 0468Email address: tnewman@example.org Vehicle Details: Registration number: VV74 7UY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W3 1YQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-07-03 Years No Claims Bonus: 14 To: 00:00 on Tuesday 14 October, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Michelle Bibi , Caroline Morris Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £370.42 Policy Upgrade sub-total: £933.74 Insurance Premium Tax: £2,105.17 Total: £4,485.34Windscreen Cover Included Protected No Claims Bonus £933.74 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|qevbxlu/_skux\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: qevbxlu/_skux Issue Date: 16/02/2023 Renewal Date: 2021-07-03 483881525 Dr Michelle Bibi Studio 6 Rosemary rapid Burgessmouth W3 1YQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-07-03. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 16/02/2023. Your Renewal Offer £4,485.34 Last Year's Premium £7,287.93 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-07-03 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Michelle Bibi \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,485.34 \| Payment Date: 20/07/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Michelle Bibi (FORD MUSTANG - VV74 7UY) 2021-07-03 to Tuesday 14 October, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,485.34 Your Renewal Offer £4,485.34 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : tnewman@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	qevbxlu/_skux	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tuesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-07-03	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Patricia, Information about your Documents. Policy Number : 4HJ4XWFN9P08WGAWI0C. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YX638RR Norman Moss 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Norman Moss Policy Number: 4HJ4XWFN9P08WGAWI0C Issue date: Sat 13 November, 2021 Address: 29 Sara alley North Michellebury B3S 1XB Contact number: (0131) 496 0146Email address: espencer@example.net Vehicle Details: Registration number: YX638RR Keeper: Norman Moss Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B3S 1XB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18 March, 2020 Bonus Protection: Protected To: 00:00 2024-08-24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Norman Moss Policyholder Date of Birth: Mon 18 November, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Josh Jones Driver Date of Birth: 2022-12-18 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4HJ4XWFN9P08WGAWI0C This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YX638RR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-08-24 2Name of Policyholder: Norman Moss 3Persons or classes of persons entitled to drive: Norman Moss, Josh Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18 March, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Norman Moss Policy number: 4HJ4XWFN9P08WGAWI0C Issue date: Sat 13 November, 2021 Issued by: AdmiralAddress: 29 Sara alley North Michellebury B3S 1XB Reason for issue: Renewal Contact number: (0131) 496 0146Email address: espencer@example.net Vehicle Details: Registration number: YX638RR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B3S 1XB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18 March, 2020 Years No Claims Bonus: 14 To: 00:00 on 2024-08-24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Norman Moss , Josh Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,424.09 Policy Upgrade sub-total: £1,624.32 Insurance Premium Tax: £1,529.50 Total: £1,238.20Windscreen Cover Included Protected No Claims Bonus £1,624.32 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4HJ4XWFN9P08WGAWI0C\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4HJ4XWFN9P08WGAWI0C Issue Date: Sat 13 November, 2021 Renewal Date: 18 March, 2020 483881525 Norman Moss 29 Sara alley North Michellebury B3S 1XB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18 March, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 13 November, 2021. Your Renewal Offer £1,238.20 Last Year's Premium £1,598.43 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18 March, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Norman Moss \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,238.20 \| Payment Date: 17 October, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Norman Moss (FORD MUSTANG - YX638RR) 18 March, 2020 to 2024-08-24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,238.20 Your Renewal Offer £1,238.20 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : espencer@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4HJ4XWFN9P08WGAWI0C	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-08-24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18 March, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rosie, Information about your Documents. Policy Number : CS/I6U3T0PD_EAN44R08Q0E. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BK999FF Stephanie Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Stephanie Smith Policy Number: CS/I6U3T0PD_EAN44R08Q0E Issue date: 2019-07-19 Address: 52 Wall points North Jeffrey M1G 6ZU Contact number: 01614960586Email address: upowell@example.com Vehicle Details: Registration number: BK999FF Keeper: Stephanie Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M1G 6ZU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thursday 20 November, 2025 Bonus Protection: Protected To: 00:00 19/11/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Stephanie Smith Policyholder Date of Birth: Thursday 26 December, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Leonard Roberts-Hammond Driver Date of Birth: 02/06/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: CS/I6U3T0PD_EAN44R08Q0E This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BK999FF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 19/11/2024 2Name of Policyholder: Stephanie Smith 3Persons or classes of persons entitled to drive: Stephanie Smith, Leonard Roberts-Hammond All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thursday 20 November, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Stephanie Smith Policy number: CS/I6U3T0PD_EAN44R08Q0E Issue date: 2019-07-19 Issued by: AdmiralAddress: 52 Wall points North Jeffrey M1G 6ZU Reason for issue: Renewal Contact number: 01614960586Email address: upowell@example.com Vehicle Details: Registration number: BK999FF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M1G 6ZU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thursday 20 November, 2025 Years No Claims Bonus: 14 To: 00:00 on 19/11/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Stephanie Smith , Leonard Roberts-Hammond Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,927.43 Policy Upgrade sub-total: £4,791.47 Insurance Premium Tax: £1,090.43 Total: £1,664.20Windscreen Cover Included Protected No Claims Bonus £4,791.47 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|CS/I6U3T0PD_EAN44R08Q0E\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: CS/I6U3T0PD_EAN44R08Q0E Issue Date: 2019-07-19 Renewal Date: Thursday 20 November, 2025 483881525 Stephanie Smith 52 Wall points North Jeffrey M1G 6ZU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thursday 20 November, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-07-19. Your Renewal Offer £1,664.20 Last Year's Premium £2,861.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thursday 20 November, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Stephanie Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,664.20 \| Payment Date: 2026-01-11 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Stephanie Smith (FORD MUSTANG - BK999FF) Thursday 20 November, 2025 to 19/11/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,664.20 Your Renewal Offer £1,664.20 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : upowell@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	CS/I6U3T0PD_EAN44R08Q0E	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	19/11/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thursday 20 November, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lynne, Information about your Documents. Policy Number : oydib.mygadxk. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SR204KU William Jones-Brown 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: William Jones-Brown Policy Number: oydib.mygadxk Issue date: 05/08/2023 Address: Studio 1 Harris green Wilkinsonview B6 2SE Contact number: (0161) 4960647Email address: charlotte70@example.org Vehicle Details: Registration number: SR204KU Keeper: William Jones-Brown Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B6 2SE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 22 February, 2022 Bonus Protection: Protected To: 00:00 Monday 17 October, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description William Jones-Brown Policyholder Date of Birth: 12/03/2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Patricia Warren Driver Date of Birth: 14/08/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: oydib.mygadxk This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SR204KU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 17 October, 2022 2Name of Policyholder: William Jones-Brown 3Persons or classes of persons entitled to drive: William Jones-Brown, Patricia Warren All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 22 February, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: William Jones-Brown Policy number: oydib.mygadxk Issue date: 05/08/2023 Issued by: AdmiralAddress: Studio 1 Harris green Wilkinsonview B6 2SE Reason for issue: Renewal Contact number: (0161) 4960647Email address: charlotte70@example.org Vehicle Details: Registration number: SR204KU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B6 2SE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 22 February, 2022 Years No Claims Bonus: 14 To: 00:00 on Monday 17 October, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: William Jones-Brown , Patricia Warren Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,463.59 Policy Upgrade sub-total: £4,443.05 Insurance Premium Tax: £2,953.19 Total: £4,321.66Windscreen Cover Included Protected No Claims Bonus £4,443.05 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|oydib.mygadxk\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: oydib.mygadxk Issue Date: 05/08/2023 Renewal Date: Tue 22 February, 2022 483881525 William Jones-Brown Studio 1 Harris green Wilkinsonview B6 2SE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 22 February, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 05/08/2023. Your Renewal Offer £4,321.66 Last Year's Premium £1,236.18 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 22 February, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: William Jones-Brown \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,321.66 \| Payment Date: 23 December, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary William Jones-Brown (FORD MUSTANG - SR204KU) Tue 22 February, 2022 to Monday 17 October, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,321.66 Your Renewal Offer £4,321.66 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : charlotte70@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	oydib.mygadxk	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 22 February, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Graham, Information about your Documents. Policy Number : 3HUF-ECN8BR7/A9/FLDAHK8SH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YL447VT Tom Mason 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Tom Mason Policy Number: 3HUF-ECN8BR7/A9/FLDAHK8SH Issue date: Sun 10 November, 2019 Address: Studio 47 Holly creek Simsbury E9 0WJ Contact number: +44(0)1144960111Email address: walkerricky@example.net Vehicle Details: Registration number: YL447VT Keeper: Tom Mason Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E9 0WJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 26/05/24 Bonus Protection: Protected To: 00:00 09 February, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Tom Mason Policyholder Date of Birth: Mon 08 April, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Guy Hayes Driver Date of Birth: 28/04/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 3HUF-ECN8BR7/A9/FLDAHK8SH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YL447VT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 09 February, 2023 2Name of Policyholder: Tom Mason 3Persons or classes of persons entitled to drive: Tom Mason, Guy Hayes All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 26/05/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Tom Mason Policy number: 3HUF-ECN8BR7/A9/FLDAHK8SH Issue date: Sun 10 November, 2019 Issued by: AdmiralAddress: Studio 47 Holly creek Simsbury E9 0WJ Reason for issue: Renewal Contact number: +44(0)1144960111Email address: walkerricky@example.net Vehicle Details: Registration number: YL447VT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E9 0WJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 26/05/24 Years No Claims Bonus: 14 To: 00:00 on 09 February, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Tom Mason , Guy Hayes Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,322.74 Policy Upgrade sub-total: £3,886.01 Insurance Premium Tax: £3,676.08 Total: £5,843.69Windscreen Cover Included Protected No Claims Bonus £3,886.01 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|3HUF-ECN8BR7/A9/FLDAHK8SH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 3HUF-ECN8BR7/A9/FLDAHK8SH Issue Date: Sun 10 November, 2019 Renewal Date: 26/05/24 483881525 Tom Mason Studio 47 Holly creek Simsbury E9 0WJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 26/05/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 10 November, 2019. Your Renewal Offer £5,843.69 Last Year's Premium £3,745.46 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 26/05/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Tom Mason \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,843.69 \| Payment Date: 2022-01-26 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Tom Mason (FORD MUSTANG - YL447VT) 26/05/24 to 09 February, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,843.69 Your Renewal Offer £5,843.69 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : walkerricky@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	3HUF-ECN8BR7/A9/FLDAHK8SH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	09	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	26/05/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rachel, Information about your Documents. Policy Number : uslmfkt_eccx/-hky. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SC314EZ Karl Baker-Spencer 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Karl Baker-Spencer Policy Number: uslmfkt_eccx/-hky Issue date: Saturday 06 September, 2025 Address: Studio 88 Kevin park Lake Donaldmouth G0A 6WB Contact number: +44292018538Email address: benhussain@example.com Vehicle Details: Registration number: SC314EZ Keeper: Karl Baker-Spencer Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G0A 6WB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 02 March, 2026 Bonus Protection: Protected To: 00:00 2021-02-24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Karl Baker-Spencer Policyholder Date of Birth: 27/08/2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Alex Harrison Driver Date of Birth: 09/03/2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: uslmfkt_eccx/-hky This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SC314EZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2021-02-24 2Name of Policyholder: Karl Baker-Spencer 3Persons or classes of persons entitled to drive: Karl Baker-Spencer, Alex Harrison All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 02 March, 20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Karl Baker-Spencer Policy number: uslmfkt_eccx/-hky Issue date: Saturday 06 September, 2025 Issued by: AdmiralAddress: Studio 88 Kevin park Lake Donaldmouth G0A 6WB Reason for issue: Renewal Contact number: +44292018538Email address: benhussain@example.com Vehicle Details: Registration number: SC314EZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G0A 6WB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 02 March, 2026 Years No Claims Bonus: 14 To: 00:00 on 2021-02-24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Karl Baker-Spencer , Alex Harrison Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,231.75 Policy Upgrade sub-total: £5,217.99 Insurance Premium Tax: £7,774.96 Total: £4,245.09Windscreen Cover Included Protected No Claims Bonus £5,217.99 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|uslmfkt_eccx/-hky\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: uslmfkt_eccx/-hky Issue Date: Saturday 06 September, 2025 Renewal Date: Monday 02 March, 2026 483881525 Karl Baker-Spencer Studio 88 Kevin park Lake Donaldmouth G0A 6WB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 02 March, 2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 06 September, 2025. Your Renewal Offer £4,245.09 Last Year's Premium £2,551.33 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 02 March, 2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Karl Baker-Spencer \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,245.09 \| Payment Date: Thu 26 March, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Karl Baker-Spencer (FORD MUSTANG - SC314EZ) Monday 02 March, 2026 to 2021-02-24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,245.09 Your Renewal Offer £4,245.09 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : benhussain@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	uslmfkt_eccx/-hky	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2021-02-24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 02 March, 2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Geraldine, Information about your Documents. Policy Number : z_fqdwqksubstopfnqfzy. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DK70 3WU Mrs Kimberley Gregory 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Kimberley Gregory Policy Number: z_fqdwqksubstopfnqfzy Issue date: 03 August, 2023 Address: Flat 02 Steven landing Paulinechester WS01 1PT Contact number: (0141)4960927Email address: janice61@example.org Vehicle Details: Registration number: DK70 3WU Keeper: Mrs Kimberley Gregory Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WS01 1PT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-06-16 Bonus Protection: Protected To: 00:00 Mon 31 July, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Kimberley Gregory Policyholder Date of Birth: 2025-06-29 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Joanne Marshall Driver Date of Birth: 25/05/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: z_fqdwqksubstopfnqfzy This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DK70 3WU or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 31 July, 2023 2Name of Policyholder: Mrs Kimberley Gregory 3Persons or classes of persons entitled to drive: Mrs Kimberley Gregory, Dr Joanne Marshall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-06-166Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Kimberley Gregory Policy number: z_fqdwqksubstopfnqfzy Issue date: 03 August, 2023 Issued by: AdmiralAddress: Flat 02 Steven landing Paulinechester WS01 1PT Reason for issue: Renewal Contact number: (0141)4960927Email address: janice61@example.org Vehicle Details: Registration number: DK70 3WU Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WS01 1PT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-06-16 Years No Claims Bonus: 14 To: 00:00 on Mon 31 July, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Kimberley Gregory , Dr Joanne Marshall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,728.56 Policy Upgrade sub-total: £764.15 Insurance Premium Tax: £4,649.07 Total: £6,184.64Windscreen Cover Included Protected No Claims Bonus £764.15 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|z_fqdwqksubstopfnqfzy\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: z_fqdwqksubstopfnqfzy Issue Date: 03 August, 2023 Renewal Date: 2019-06-16 483881525 Mrs Kimberley Gregory Flat 02 Steven landing Paulinechester WS01 1PT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-06-16. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03 August, 2023. Your Renewal Offer £6,184.64 Last Year's Premium £3,132.16 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-06-16 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Kimberley Gregory \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,184.64 \| Payment Date: 13/02/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Kimberley Gregory (FORD MUSTANG - DK70 3WU) 2019-06-16 to Mon 31 July, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,184.64 Your Renewal Offer £6,184.64 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : janice61@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	z_fqdwqksubstopfnqfzy	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-06-16	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sarah, Information about your Documents. Policy Number : tojdosbfbtrepxhl. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EA295KB Charles Johnson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Charles Johnson Policy Number: tojdosbfbtrepxhl Issue date: Monday 09 September, 2024 Address: Flat 67 Beverley extension Holmesborough B8G 7PJ Contact number: +44(0)306 9990286Email address: ricky70@example.com Vehicle Details: Registration number: EA295KB Keeper: Charles Johnson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B8G 7PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 12 August, 2025 Bonus Protection: Protected To: 00:00 Thursday 15 September, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Charles Johnson Policyholder Date of Birth: 2020-06-15 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Dennis Higgins Driver Date of Birth: 10/10/22 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: tojdosbfbtrepxhl This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EA295KB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thursday 15 September, 2022 2Name of Policyholder: Charles Johnson 3Persons or classes of persons entitled to drive: Charles Johnson, Dr Dennis Higgins All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 12 August, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Charles Johnson Policy number: tojdosbfbtrepxhl Issue date: Monday 09 September, 2024 Issued by: AdmiralAddress: Flat 67 Beverley extension Holmesborough B8G 7PJ Reason for issue: Renewal Contact number: +44(0)306 9990286Email address: ricky70@example.com Vehicle Details: Registration number: EA295KB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B8G 7PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 12 August, 2025 Years No Claims Bonus: 14 To: 00:00 on Thursday 15 September, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Charles Johnson , Dr Dennis Higgins Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,211.39 Policy Upgrade sub-total: £2,691.27 Insurance Premium Tax: £2,946.94 Total: £4,274.80Windscreen Cover Included Protected No Claims Bonus £2,691.27 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|tojdosbfbtrepxhl\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: tojdosbfbtrepxhl Issue Date: Monday 09 September, 2024 Renewal Date: Tue 12 August, 2025 483881525 Charles Johnson Flat 67 Beverley extension Holmesborough B8G 7PJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 12 August, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Monday 09 September, 2024. Your Renewal Offer £4,274.80 Last Year's Premium £1,991.28 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 12 August, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Charles Johnson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,274.80 \| Payment Date: Sat 01 November, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Charles Johnson (FORD MUSTANG - EA295KB) Tue 12 August, 2025 to Thursday 15 September, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,274.80 Your Renewal Offer £4,274.80 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ricky70@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	tojdosbfbtrepxhl	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thursday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 12 August, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Caroline, Information about your Documents. Policy Number : UALNOYRNBQBOUQ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GO585JJ Andrea O'Brien 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Andrea O'Brien Policy Number: UALNOYRNBQBOUQ Issue date: Thursday 29 May, 2025 Address: Flat 4 Murray place Warnerborough IM9V 6WR Contact number: +441632960795Email address: turneroliver@example.net Vehicle Details: Registration number: GO585JJ Keeper: Andrea O'Brien Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM9V 6WR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03 January, 2025 Bonus Protection: Protected To: 00:00 Wed 10 March, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Andrea O'Brien Policyholder Date of Birth: 2020-10-10 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Molly Sanders Driver Date of Birth: 14/10/20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: UALNOYRNBQBOUQ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GO585JJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 10 March, 2021 2Name of Policyholder: Andrea O'Brien 3Persons or classes of persons entitled to drive: Andrea O'Brien, Molly Sanders All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03 January, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Andrea O'Brien Policy number: UALNOYRNBQBOUQ Issue date: Thursday 29 May, 2025 Issued by: AdmiralAddress: Flat 4 Murray place Warnerborough IM9V 6WR Reason for issue: Renewal Contact number: +441632960795Email address: turneroliver@example.net Vehicle Details: Registration number: GO585JJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: IM9V 6WR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03 January, 2025 Years No Claims Bonus: 14 To: 00:00 on Wed 10 March, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Andrea O'Brien , Molly Sanders Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,385.07 Policy Upgrade sub-total: £1,758.30 Insurance Premium Tax: £8,910.88 Total: £2,479.79Windscreen Cover Included Protected No Claims Bonus £1,758.30 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|UALNOYRNBQBOUQ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: UALNOYRNBQBOUQ Issue Date: Thursday 29 May, 2025 Renewal Date: 03 January, 2025 483881525 Andrea O'Brien Flat 4 Murray place Warnerborough IM9V 6WR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03 January, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thursday 29 May, 2025. Your Renewal Offer £2,479.79 Last Year's Premium £3,307.05 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03 January, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Andrea O'Brien \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,479.79 \| Payment Date: 05/06/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Andrea O'Brien (FORD MUSTANG - GO585JJ) 03 January, 2025 to Wed 10 March, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,479.79 Your Renewal Offer £2,479.79 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : turneroliver@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	UALNOYRNBQBOUQ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03 January, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello James, Information about your Documents. Policy Number : AKQRXLLM. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SY968AS Mrs Aimee Benson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Aimee Benson Policy Number: AKQRXLLM Issue date: 23/08/20 Address: Flat 2 Robertson locks Trevorton PA99 2TJ Contact number: (0113)4960130Email address: mwright@example.net Vehicle Details: Registration number: SY968AS Keeper: Mrs Aimee Benson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PA99 2TJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-04-07 Bonus Protection: Protected To: 00:00 21/09/20 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Aimee Benson Policyholder Date of Birth: Saturday 25 May, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Terry Sanderson Driver Date of Birth: 16 June, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: AKQRXLLM This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SY968AS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21/09/20 2Name of Policyholder: Mrs Aimee Benson 3Persons or classes of persons entitled to drive: Mrs Aimee Benson, Terry Sanderson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-04-076Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Aimee Benson Policy number: AKQRXLLM Issue date: 23/08/20 Issued by: AdmiralAddress: Flat 2 Robertson locks Trevorton PA99 2TJ Reason for issue: Renewal Contact number: (0113)4960130Email address: mwright@example.net Vehicle Details: Registration number: SY968AS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: PA99 2TJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-04-07 Years No Claims Bonus: 14 To: 00:00 on 21/09/20 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Aimee Benson , Terry Sanderson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,089.09 Policy Upgrade sub-total: £2,587.31 Insurance Premium Tax: £2,277.80 Total: £1,471.71Windscreen Cover Included Protected No Claims Bonus £2,587.31 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|AKQRXLLM\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: AKQRXLLM Issue Date: 23/08/20 Renewal Date: 2019-04-07 483881525 Mrs Aimee Benson Flat 2 Robertson locks Trevorton PA99 2TJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-04-07. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/08/20. Your Renewal Offer £1,471.71 Last Year's Premium £1,457.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-04-07 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Aimee Benson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,471.71 \| Payment Date: 05/12/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Aimee Benson (FORD MUSTANG - SY968AS) 2019-04-07 to 21/09/20 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,471.71 Your Renewal Offer £1,471.71 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mwright@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	AKQRXLLM	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21/09/20	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-04-07	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gail, Information about your Documents. Policy Number : JF6_0ZRX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HK13 5GV Jordan Lyons 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jordan Lyons Policy Number: JF6_0ZRX Issue date: 26 May, 2023 Address: 72 Davis stravenue Freemanside WN2A 1XU Contact number: (0113) 496 0061Email address: whill@example.com Vehicle Details: Registration number: HK13 5GV Keeper: Jordan Lyons Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WN2A 1XU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 30 July, 2019 Bonus Protection: Protected To: 00:00 25/09/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jordan Lyons Policyholder Date of Birth: Sunday 18 August, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Suzanne Mitchell Driver Date of Birth: Monday 11 November, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JF6_0ZRX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HK13 5GV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/09/2023 2Name of Policyholder: Jordan Lyons 3Persons or classes of persons entitled to drive: Jordan Lyons, Suzanne Mitchell All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 30 July, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jordan Lyons Policy number: JF6_0ZRX Issue date: 26 May, 2023 Issued by: AdmiralAddress: 72 Davis stravenue Freemanside WN2A 1XU Reason for issue: Renewal Contact number: (0113) 496 0061Email address: whill@example.com Vehicle Details: Registration number: HK13 5GV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WN2A 1XU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 30 July, 2019 Years No Claims Bonus: 14 To: 00:00 on 25/09/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jordan Lyons , Suzanne Mitchell Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,890.35 Policy Upgrade sub-total: £64.27 Insurance Premium Tax: £2,690.01 Total: £5,333.16Windscreen Cover Included Protected No Claims Bonus £64.27 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JF6_0ZRX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JF6_0ZRX Issue Date: 26 May, 2023 Renewal Date: 30 July, 2019 483881525 Jordan Lyons 72 Davis stravenue Freemanside WN2A 1XU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 30 July, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 26 May, 2023. Your Renewal Offer £5,333.16 Last Year's Premium £4,826.11 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 30 July, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jordan Lyons \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,333.16 \| Payment Date: 19/11/2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jordan Lyons (FORD MUSTANG - HK13 5GV) 30 July, 2019 to 25/09/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,333.16 Your Renewal Offer £5,333.16 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : whill@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JF6_0ZRX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/09/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	30 July, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jessica, Information about your Documents. Policy Number : YWQQZ5ZJDQ-NB/UTN. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RG674CO Maurice Shaw 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Maurice Shaw Policy Number: YWQQZ5ZJDQ-NB/UTN Issue date: 14/04/22 Address: Flat 39 Clive isle Port Duncanmouth BS20 9WB Contact number: 0141 496 0804Email address: judithholland@example.com Vehicle Details: Registration number: RG674CO Keeper: Maurice Shaw Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BS20 9WB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 22/06/19 Bonus Protection: Protected To: 00:00 2020-10-30 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Maurice Shaw Policyholder Date of Birth: Sunday 29 December, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Donna Davies Driver Date of Birth: 19 January, 2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: YWQQZ5ZJDQ-NB/UTN This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RG674CO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2020-10-30 2Name of Policyholder: Maurice Shaw 3Persons or classes of persons entitled to drive: Maurice Shaw, Donna Davies All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 22/06/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Maurice Shaw Policy number: YWQQZ5ZJDQ-NB/UTN Issue date: 14/04/22 Issued by: AdmiralAddress: Flat 39 Clive isle Port Duncanmouth BS20 9WB Reason for issue: Renewal Contact number: 0141 496 0804Email address: judithholland@example.com Vehicle Details: Registration number: RG674CO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BS20 9WB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 22/06/19 Years No Claims Bonus: 14 To: 00:00 on 2020-10-30 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Maurice Shaw , Donna Davies Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,812.76 Policy Upgrade sub-total: £6,757.60 Insurance Premium Tax: £9.14 Total: £2,903.01Windscreen Cover Included Protected No Claims Bonus £6,757.60 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|YWQQZ5ZJDQ-NB/UTN\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: YWQQZ5ZJDQ-NB/UTN Issue Date: 14/04/22 Renewal Date: 22/06/19 483881525 Maurice Shaw Flat 39 Clive isle Port Duncanmouth BS20 9WB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 22/06/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14/04/22. Your Renewal Offer £2,903.01 Last Year's Premium £286.34 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 22/06/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Maurice Shaw \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,903.01 \| Payment Date: Thursday 17 September, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Maurice Shaw (FORD MUSTANG - RG674CO) 22/06/19 to 2020-10-30 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,903.01 Your Renewal Offer £2,903.01 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : judithholland@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	YWQQZ5ZJDQ-NB/UTN	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2020-10-30	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	22/06/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lee, Information about your Documents. Policy Number : 8ZFZ6D7KZH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JV831FO Dr Elliott Murphy 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Elliott Murphy Policy Number: 8ZFZ6D7KZH Issue date: 15/03/2021 Address: 910 Gibbs turnpike East Clare E58 1PJ Contact number: +44(0)1184960110Email address: isavage@example.com Vehicle Details: Registration number: JV831FO Keeper: Dr Elliott Murphy Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E58 1PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 07/05/2021 Bonus Protection: Protected To: 00:00 Mon 14 March, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Elliott Murphy Policyholder Date of Birth: 2024-07-02 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Lynn Jordan Driver Date of Birth: 04 April, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 8ZFZ6D7KZH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JV831FO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Mon 14 March, 2022 2Name of Policyholder: Dr Elliott Murphy 3Persons or classes of persons entitled to drive: Dr Elliott Murphy, Lynn Jordan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 07/05/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Elliott Murphy Policy number: 8ZFZ6D7KZH Issue date: 15/03/2021 Issued by: AdmiralAddress: 910 Gibbs turnpike East Clare E58 1PJ Reason for issue: Renewal Contact number: +44(0)1184960110Email address: isavage@example.com Vehicle Details: Registration number: JV831FO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E58 1PJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 07/05/2021 Years No Claims Bonus: 14 To: 00:00 on Mon 14 March, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Elliott Murphy , Lynn Jordan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,959.96 Policy Upgrade sub-total: £3,164.45 Insurance Premium Tax: £5,668.11 Total: £9,427.86Windscreen Cover Included Protected No Claims Bonus £3,164.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|8ZFZ6D7KZH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 8ZFZ6D7KZH Issue Date: 15/03/2021 Renewal Date: 07/05/2021 483881525 Dr Elliott Murphy 910 Gibbs turnpike East Clare E58 1PJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 07/05/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 15/03/2021. Your Renewal Offer £9,427.86 Last Year's Premium £6,701.69 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 07/05/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Elliott Murphy \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,427.86 \| Payment Date: Sun 11 September, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Elliott Murphy (FORD MUSTANG - JV831FO) 07/05/2021 to Mon 14 March, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,427.86 Your Renewal Offer £9,427.86 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : isavage@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	8ZFZ6D7KZH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Mon	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	07/05/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gerald, Information about your Documents. Policy Number : r.bl_ybj_--n.godnofff. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) LY893XV Mr Jamie Edwards 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Jamie Edwards Policy Number: r.bl_ybj_--n.godnofff Issue date: 01 January, 2021 Address: 658 Justin bypass Helenhaven LE38 9SP Contact number: 0151 496 0892Email address: curtistracy@example.net Vehicle Details: Registration number: LY893XV Keeper: Mr Jamie Edwards Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LE38 9SP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 09/06/23 Bonus Protection: Protected To: 00:00 Saturday 11 September, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Jamie Edwards Policyholder Date of Birth: 2020-10-12 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Joshua Turner Driver Date of Birth: Wednesday 07 January, 2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: r.bl_ybj_--n.godnofff This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: LY893XV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 11 September, 2021 2Name of Policyholder: Mr Jamie Edwards 3Persons or classes of persons entitled to drive: Mr Jamie Edwards, Joshua Turner All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 09/06/236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Jamie Edwards Policy number: r.bl_ybj_--n.godnofff Issue date: 01 January, 2021 Issued by: AdmiralAddress: 658 Justin bypass Helenhaven LE38 9SP Reason for issue: Renewal Contact number: 0151 496 0892Email address: curtistracy@example.net Vehicle Details: Registration number: LY893XV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LE38 9SP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 09/06/23 Years No Claims Bonus: 14 To: 00:00 on Saturday 11 September, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Jamie Edwards , Joshua Turner Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,991.68 Policy Upgrade sub-total: £7,241.02 Insurance Premium Tax: £2,333.75 Total: £782.90Windscreen Cover Included Protected No Claims Bonus £7,241.02 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|r.bl_ybj_--n.godnofff\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: r.bl_ybj_--n.godnofff Issue Date: 01 January, 2021 Renewal Date: 09/06/23 483881525 Mr Jamie Edwards 658 Justin bypass Helenhaven LE38 9SP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 09/06/23. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 01 January, 2021. Your Renewal Offer £782.90 Last Year's Premium £1,771.26 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 09/06/23 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Jamie Edwards \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £782.90 \| Payment Date: 28/10/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Jamie Edwards (FORD MUSTANG - LY893XV) 09/06/23 to Saturday 11 September, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£782.90 Your Renewal Offer £782.90 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : curtistracy@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	r.bl_ybj_--n.godnofff	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	09/06/23	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Sharon, Information about your Documents. Policy Number : NEDETSXN-. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EK96 1AJ Jane Bell 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jane Bell Policy Number: NEDETSXN- Issue date: 20/03/19 Address: Flat 23i Glen tunnel Melanieland SA8E 4BQ Contact number: +441164960153Email address: malcolmdunn@example.com Vehicle Details: Registration number: EK96 1AJ Keeper: Jane Bell Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SA8E 4BQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Tue 05 April, 2022 Bonus Protection: Protected To: 00:00 18/03/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jane Bell Policyholder Date of Birth: Fri 14 June, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dawn Chapman Driver Date of Birth: 06/12/19 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: NEDETSXN- This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EK96 1AJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18/03/2024 2Name of Policyholder: Jane Bell 3Persons or classes of persons entitled to drive: Jane Bell, Dawn Chapman All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Tue 05 April, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jane Bell Policy number: NEDETSXN- Issue date: 20/03/19 Issued by: AdmiralAddress: Flat 23i Glen tunnel Melanieland SA8E 4BQ Reason for issue: Renewal Contact number: +441164960153Email address: malcolmdunn@example.com Vehicle Details: Registration number: EK96 1AJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SA8E 4BQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Tue 05 April, 2022 Years No Claims Bonus: 14 To: 00:00 on 18/03/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jane Bell , Dawn Chapman Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,864.03 Policy Upgrade sub-total: £3,557.18 Insurance Premium Tax: £6,974.82 Total: £8,927.31Windscreen Cover Included Protected No Claims Bonus £3,557.18 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|NEDETSXN-\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: NEDETSXN- Issue Date: 20/03/19 Renewal Date: Tue 05 April, 2022 483881525 Jane Bell Flat 23i Glen tunnel Melanieland SA8E 4BQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Tue 05 April, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 20/03/19. Your Renewal Offer £8,927.31 Last Year's Premium £247.84 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Tue 05 April, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jane Bell \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,927.31 \| Payment Date: Sat 06 August, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jane Bell (FORD MUSTANG - EK96 1AJ) Tue 05 April, 2022 to 18/03/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,927.31 Your Renewal Offer £8,927.31 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : malcolmdunn@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	NEDETSXN-	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18/03/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Tue 05 April, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Beverley, Information about your Documents. Policy Number : QV5LXH1. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TD258WX Raymond Wilson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Raymond Wilson Policy Number: QV5LXH1 Issue date: Saturday 12 December, 2020 Address: Studio 24Y Ross terrace Kingfurt SY9 6WY Contact number: +44(0)289018075Email address: terencehammond@example.com Vehicle Details: Registration number: TD258WX Keeper: Raymond Wilson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SY9 6WY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 14/12/2021 Bonus Protection: Protected To: 00:00 13/02/2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Raymond Wilson Policyholder Date of Birth: 11 December, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Gordon Stevens Driver Date of Birth: Friday 13 August, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QV5LXH1 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TD258WX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13/02/2024 2Name of Policyholder: Raymond Wilson 3Persons or classes of persons entitled to drive: Raymond Wilson, Gordon Stevens All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 14/12/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Raymond Wilson Policy number: QV5LXH1 Issue date: Saturday 12 December, 2020 Issued by: AdmiralAddress: Studio 24Y Ross terrace Kingfurt SY9 6WY Reason for issue: Renewal Contact number: +44(0)289018075Email address: terencehammond@example.com Vehicle Details: Registration number: TD258WX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SY9 6WY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 14/12/2021 Years No Claims Bonus: 14 To: 00:00 on 13/02/2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Raymond Wilson , Gordon Stevens Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,279.01 Policy Upgrade sub-total: £771.10 Insurance Premium Tax: £1,414.36 Total: £87.46Windscreen Cover Included Protected No Claims Bonus £771.10 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QV5LXH1\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QV5LXH1 Issue Date: Saturday 12 December, 2020 Renewal Date: 14/12/2021 483881525 Raymond Wilson Studio 24Y Ross terrace Kingfurt SY9 6WY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 14/12/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 12 December, 2020. Your Renewal Offer £87.46 Last Year's Premium £7,725.12 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 14/12/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Raymond Wilson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £87.46 \| Payment Date: 29/03/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Raymond Wilson (FORD MUSTANG - TD258WX) 14/12/2021 to 13/02/2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£87.46 Your Renewal Offer £87.46 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : terencehammond@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QV5LXH1	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13/02/2024	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	14/12/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Caroline, Information about your Documents. Policy Number : 3Q5IG7EXRRG20T. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EX518DO Dr Derek Anderson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Derek Anderson Policy Number: 3Q5IG7EXRRG20T Issue date: 29/09/2020 Address: 61 Harrison vista East Martynstad KY3M 8QQ Contact number: +44131 496 0680Email address: vmason@example.com Vehicle Details: Registration number: EX518DO Keeper: Dr Derek Anderson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KY3M 8QQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03/03/2024 Bonus Protection: Protected To: 00:00 Wed 18 September, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Derek Anderson Policyholder Date of Birth: Saturday 13 September, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Sally Dawson Driver Date of Birth: 01/08/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 3Q5IG7EXRRG20T This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EX518DO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 18 September, 2019 2Name of Policyholder: Dr Derek Anderson 3Persons or classes of persons entitled to drive: Dr Derek Anderson, Sally Dawson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03/03/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Derek Anderson Policy number: 3Q5IG7EXRRG20T Issue date: 29/09/2020 Issued by: AdmiralAddress: 61 Harrison vista East Martynstad KY3M 8QQ Reason for issue: Renewal Contact number: +44131 496 0680Email address: vmason@example.com Vehicle Details: Registration number: EX518DO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: KY3M 8QQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03/03/2024 Years No Claims Bonus: 14 To: 00:00 on Wed 18 September, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Derek Anderson , Sally Dawson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,789.75 Policy Upgrade sub-total: £6,788.65 Insurance Premium Tax: £5,084.06 Total: £4,891.55Windscreen Cover Included Protected No Claims Bonus £6,788.65 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|3Q5IG7EXRRG20T\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 3Q5IG7EXRRG20T Issue Date: 29/09/2020 Renewal Date: 03/03/2024 483881525 Dr Derek Anderson 61 Harrison vista East Martynstad KY3M 8QQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03/03/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/09/2020. Your Renewal Offer £4,891.55 Last Year's Premium £7,417.90 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03/03/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Derek Anderson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,891.55 \| Payment Date: 03/09/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Derek Anderson (FORD MUSTANG - EX518DO) 03/03/2024 to Wed 18 September, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,891.55 Your Renewal Offer £4,891.55 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : vmason@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	3Q5IG7EXRRG20T	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03/03/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Janice, Information about your Documents. Policy Number : 23U.3ZBOB2V/71HG.T4. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) VW362BD Amelia West 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Amelia West Policy Number: 23U.3ZBOB2V/71HG.T4 Issue date: 31/05/24 Address: 346 Smith land North Jakemouth WC4 5LS Contact number: +441134960354Email address: ingramtracy@example.net Vehicle Details: Registration number: VW362BD Keeper: Amelia West Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WC4 5LS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/07/2020 Bonus Protection: Protected To: 00:00 Tue 03 March, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Amelia West Policyholder Date of Birth: 19/09/2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Edward Jordan Driver Date of Birth: 2019-06-08 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 23U.3ZBOB2V/71HG.T4 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: VW362BD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 03 March, 2020 2Name of Policyholder: Amelia West 3Persons or classes of persons entitled to drive: Amelia West, Edward Jordan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/07/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Amelia West Policy number: 23U.3ZBOB2V/71HG.T4 Issue date: 31/05/24 Issued by: AdmiralAddress: 346 Smith land North Jakemouth WC4 5LS Reason for issue: Renewal Contact number: +441134960354Email address: ingramtracy@example.net Vehicle Details: Registration number: VW362BD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WC4 5LS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/07/2020 Years No Claims Bonus: 14 To: 00:00 on Tue 03 March, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Amelia West , Edward Jordan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,717.69 Policy Upgrade sub-total: £2,804.31 Insurance Premium Tax: £8,500.86 Total: £1,311.45Windscreen Cover Included Protected No Claims Bonus £2,804.31 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|23U.3ZBOB2V/71HG.T4\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 23U.3ZBOB2V/71HG.T4 Issue Date: 31/05/24 Renewal Date: 10/07/2020 483881525 Amelia West 346 Smith land North Jakemouth WC4 5LS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/07/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 31/05/24. Your Renewal Offer £1,311.45 Last Year's Premium £8,123.45 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/07/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Amelia West \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,311.45 \| Payment Date: 24/09/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Amelia West (FORD MUSTANG - VW362BD) 10/07/2020 to Tue 03 March, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,311.45 Your Renewal Offer £1,311.45 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ingramtracy@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	23U.3ZBOB2V/71HG.T4	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/07/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Leslie, Information about your Documents. Policy Number : V91A6HV8PD3469//ZOUEIGTG. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) KX439VK Jonathan Bibi-White 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jonathan Bibi-White Policy Number: V91A6HV8PD3469//ZOUEIGTG Issue date: 28/08/2019 Address: 109 Sophie port Birdton BH95 8GE Contact number: (0121) 4960515Email address: gillian09@example.org Vehicle Details: Registration number: KX439VK Keeper: Jonathan Bibi-White Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BH95 8GE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-09-15 Bonus Protection: Protected To: 00:00 13/12/20 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jonathan Bibi-White Policyholder Date of Birth: Thu 09 November, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jay Burton Driver Date of Birth: Mon 21 June, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: V91A6HV8PD3469//ZOUEIGTG This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: KX439VK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13/12/20 2Name of Policyholder: Jonathan Bibi-White 3Persons or classes of persons entitled to drive: Jonathan Bibi-White, Jay Burton All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-09-156Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jonathan Bibi-White Policy number: V91A6HV8PD3469//ZOUEIGTG Issue date: 28/08/2019 Issued by: AdmiralAddress: 109 Sophie port Birdton BH95 8GE Reason for issue: Renewal Contact number: (0121) 4960515Email address: gillian09@example.org Vehicle Details: Registration number: KX439VK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BH95 8GE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-09-15 Years No Claims Bonus: 14 To: 00:00 on 13/12/20 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jonathan Bibi-White , Jay Burton Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,263.57 Policy Upgrade sub-total: £9,948.50 Insurance Premium Tax: £7,381.63 Total: £643.33Windscreen Cover Included Protected No Claims Bonus £9,948.50 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|V91A6HV8PD3469//ZOUEIGTG\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: V91A6HV8PD3469//ZOUEIGTG Issue Date: 28/08/2019 Renewal Date: 2021-09-15 483881525 Jonathan Bibi-White 109 Sophie port Birdton BH95 8GE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-09-15. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 28/08/2019. Your Renewal Offer £643.33 Last Year's Premium £446.37 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-09-15 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jonathan Bibi-White \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £643.33 \| Payment Date: 04 December, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jonathan Bibi-White (FORD MUSTANG - KX439VK) 2021-09-15 to 13/12/20 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£643.33 Your Renewal Offer £643.33 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : gillian09@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	V91A6HV8PD3469//ZOUEIGTG	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13/12/20	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-09-15	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mohammad, Information about your Documents. Policy Number : 1Y20QQ/F/Y6. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YL433DV Rachael Mistry 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Rachael Mistry Policy Number: 1Y20QQ/F/Y6 Issue date: 27/03/2020 Address: 48 Elizabeth lodge North Rachaelfort E8F 4PW Contact number: +44(0)115 496 0849Email address: guy74@example.com Vehicle Details: Registration number: YL433DV Keeper: Rachael Mistry Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E8F 4PW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 11/04/2025 Bonus Protection: Protected To: 00:00 Wed 22 February, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Rachael Mistry Policyholder Date of Birth: 2022-02-26 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Douglas Dunn Driver Date of Birth: 05 September, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 1Y20QQ/F/Y6 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YL433DV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 22 February, 2023 2Name of Policyholder: Rachael Mistry 3Persons or classes of persons entitled to drive: Rachael Mistry, Douglas Dunn All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 11/04/20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Rachael Mistry Policy number: 1Y20QQ/F/Y6 Issue date: 27/03/2020 Issued by: AdmiralAddress: 48 Elizabeth lodge North Rachaelfort E8F 4PW Reason for issue: Renewal Contact number: +44(0)115 496 0849Email address: guy74@example.com Vehicle Details: Registration number: YL433DV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E8F 4PW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 11/04/2025 Years No Claims Bonus: 14 To: 00:00 on Wed 22 February, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Rachael Mistry , Douglas Dunn Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,022.50 Policy Upgrade sub-total: £8,157.45 Insurance Premium Tax: £9,209.03 Total: £3,024.75Windscreen Cover Included Protected No Claims Bonus £8,157.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|1Y20QQ/F/Y6\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 1Y20QQ/F/Y6 Issue Date: 27/03/2020 Renewal Date: 11/04/2025 483881525 Rachael Mistry 48 Elizabeth lodge North Rachaelfort E8F 4PW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 11/04/2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 27/03/2020. Your Renewal Offer £3,024.75 Last Year's Premium £1,378.11 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 11/04/2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Rachael Mistry \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,024.75 \| Payment Date: 2022-12-13 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Rachael Mistry (FORD MUSTANG - YL433DV) 11/04/2025 to Wed 22 February, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,024.75 Your Renewal Offer £3,024.75 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : guy74@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	1Y20QQ/F/Y6	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	11/04/2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Graham, Information about your Documents. Policy Number : KSNOHR.F/T4Z5/_/53LPSTW. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JE20 2XN Luke Richardson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Luke Richardson Policy Number: KSNOHR.F/T4Z5/_/53LPSTW Issue date: 01/10/19 Address: Flat 15 Rachel river Lake Howard E04 3WS Contact number: +4428 9018 0490Email address: hwall@example.com Vehicle Details: Registration number: JE20 2XN Keeper: Luke Richardson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E04 3WS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 15 October, 2020 Bonus Protection: Protected To: 00:00 Monday 21 April, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Luke Richardson Policyholder Date of Birth: 14/10/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None William Kaur Driver Date of Birth: 19/08/23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: KSNOHR.F/T4Z5/_/53LPSTW This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JE20 2XN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Monday 21 April, 2025 2Name of Policyholder: Luke Richardson 3Persons or classes of persons entitled to drive: Luke Richardson, William Kaur All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 15 October, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Luke Richardson Policy number: KSNOHR.F/T4Z5/_/53LPSTW Issue date: 01/10/19 Issued by: AdmiralAddress: Flat 15 Rachel river Lake Howard E04 3WS Reason for issue: Renewal Contact number: +4428 9018 0490Email address: hwall@example.com Vehicle Details: Registration number: JE20 2XN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E04 3WS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 15 October, 2020 Years No Claims Bonus: 14 To: 00:00 on Monday 21 April, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Luke Richardson , William Kaur Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,371.90 Policy Upgrade sub-total: £1,420.34 Insurance Premium Tax: £8,758.26 Total: £4,032.21Windscreen Cover Included Protected No Claims Bonus £1,420.34 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|KSNOHR.F/T4Z5/_/53LPSTW\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: KSNOHR.F/T4Z5/_/53LPSTW Issue Date: 01/10/19 Renewal Date: 15 October, 2020 483881525 Luke Richardson Flat 15 Rachel river Lake Howard E04 3WS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 15 October, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 01/10/19. Your Renewal Offer £4,032.21 Last Year's Premium £4,349.67 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 15 October, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Luke Richardson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,032.21 \| Payment Date: 04/06/19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Luke Richardson (FORD MUSTANG - JE20 2XN) 15 October, 2020 to Monday 21 April, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,032.21 Your Renewal Offer £4,032.21 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hwall@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	KSNOHR.F/T4Z5/_/53LPSTW	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Monday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	15 October, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Emily, Information about your Documents. Policy Number : JWIHYD/KZFZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HH677XS Dr Susan Young 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Susan Young Policy Number: JWIHYD/KZFZ Issue date: 23 November, 2019 Address: Studio 67 Kelly turnpike North Amelia EX1P 6GZ Contact number: 0118 4960283Email address: katherinepatel@example.net Vehicle Details: Registration number: HH677XS Keeper: Dr Susan Young Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EX1P 6GZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27/01/24 Bonus Protection: Protected To: 00:00 25/03/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Susan Young Policyholder Date of Birth: 12/02/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Matthew Rose-Short Driver Date of Birth: 18/02/2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: JWIHYD/KZFZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HH677XS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/03/2022 2Name of Policyholder: Dr Susan Young 3Persons or classes of persons entitled to drive: Dr Susan Young, Matthew Rose-Short All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27/01/246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Susan Young Policy number: JWIHYD/KZFZ Issue date: 23 November, 2019 Issued by: AdmiralAddress: Studio 67 Kelly turnpike North Amelia EX1P 6GZ Reason for issue: Renewal Contact number: 0118 4960283Email address: katherinepatel@example.net Vehicle Details: Registration number: HH677XS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: EX1P 6GZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27/01/24 Years No Claims Bonus: 14 To: 00:00 on 25/03/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Susan Young , Matthew Rose-Short Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,254.15 Policy Upgrade sub-total: £4,596.94 Insurance Premium Tax: £2,550.57 Total: £6,037.31Windscreen Cover Included Protected No Claims Bonus £4,596.94 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|JWIHYD/KZFZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: JWIHYD/KZFZ Issue Date: 23 November, 2019 Renewal Date: 27/01/24 483881525 Dr Susan Young Studio 67 Kelly turnpike North Amelia EX1P 6GZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27/01/24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23 November, 2019. Your Renewal Offer £6,037.31 Last Year's Premium £2,728.64 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27/01/24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Susan Young \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,037.31 \| Payment Date: 19/08/19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Susan Young (FORD MUSTANG - HH677XS) 27/01/24 to 25/03/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,037.31 Your Renewal Offer £6,037.31 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : katherinepatel@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	JWIHYD/KZFZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/03/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27/01/24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Shaun, Information about your Documents. Policy Number : pth.bxvwhvbk/_impd. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AX946VL Dr Reece Ball 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Reece Ball Policy Number: pth.bxvwhvbk/_impd Issue date: Tuesday 28 January, 2025 Address: 495 Aaron isle Donnabury WV7V 7AE Contact number: +44(0)118 4960877Email address: ddyer@example.com Vehicle Details: Registration number: AX946VL Keeper: Dr Reece Ball Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WV7V 7AE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/12/20 Bonus Protection: Protected To: 00:00 28 August, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Reece Ball Policyholder Date of Birth: Mon 05 December, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Conor Naylor-Jones Driver Date of Birth: Saturday 04 November, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: pth.bxvwhvbk/_impd This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AX946VL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 28 August, 2025 2Name of Policyholder: Dr Reece Ball 3Persons or classes of persons entitled to drive: Dr Reece Ball, Conor Naylor-Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/12/206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Reece Ball Policy number: pth.bxvwhvbk/_impd Issue date: Tuesday 28 January, 2025 Issued by: AdmiralAddress: 495 Aaron isle Donnabury WV7V 7AE Reason for issue: Renewal Contact number: +44(0)118 4960877Email address: ddyer@example.com Vehicle Details: Registration number: AX946VL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: WV7V 7AE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/12/20 Years No Claims Bonus: 14 To: 00:00 on 28 August, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Reece Ball , Conor Naylor-Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,492.11 Policy Upgrade sub-total: £418.45 Insurance Premium Tax: £8,439.33 Total: £6,949.00Windscreen Cover Included Protected No Claims Bonus £418.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|pth.bxvwhvbk/_impd\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: pth.bxvwhvbk/_impd Issue Date: Tuesday 28 January, 2025 Renewal Date: 10/12/20 483881525 Dr Reece Ball 495 Aaron isle Donnabury WV7V 7AE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/12/20. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 28 January, 2025. Your Renewal Offer £6,949.00 Last Year's Premium £677.77 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/12/20 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Reece Ball \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,949.00 \| Payment Date: 24/04/2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Reece Ball (FORD MUSTANG - AX946VL) 10/12/20 to 28 August, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,949.00 Your Renewal Offer £6,949.00 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ddyer@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	pth.bxvwhvbk/_impd	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	28	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/12/20	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Emma, Information about your Documents. Policy Number : 2CJYSWMWBY. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XB45 2RX Robert Walker-Connor 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Robert Walker-Connor Policy Number: 2CJYSWMWBY Issue date: 2021-07-11 Address: 743 Charlene port New Elliot G0K 4FX Contact number: +44(0)808 157 0783Email address: stephensonhenry@example.com Vehicle Details: Registration number: XB45 2RX Keeper: Robert Walker-Connor Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G0K 4FX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Fri 02 December, 2022 Bonus Protection: Protected To: 00:00 04 September, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Robert Walker-Connor Policyholder Date of Birth: 09/02/2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Bradley Simpson Driver Date of Birth: Fri 25 October, 2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 2CJYSWMWBY This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XB45 2RX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 04 September, 2020 2Name of Policyholder: Robert Walker-Connor 3Persons or classes of persons entitled to drive: Robert Walker-Connor, Bradley Simpson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Fri 02 December, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Robert Walker-Connor Policy number: 2CJYSWMWBY Issue date: 2021-07-11 Issued by: AdmiralAddress: 743 Charlene port New Elliot G0K 4FX Reason for issue: Renewal Contact number: +44(0)808 157 0783Email address: stephensonhenry@example.com Vehicle Details: Registration number: XB45 2RX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G0K 4FX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Fri 02 December, 2022 Years No Claims Bonus: 14 To: 00:00 on 04 September, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Robert Walker-Connor , Bradley Simpson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,707.73 Policy Upgrade sub-total: £4,766.82 Insurance Premium Tax: £4,911.62 Total: £1,404.46Windscreen Cover Included Protected No Claims Bonus £4,766.82 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|2CJYSWMWBY\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 2CJYSWMWBY Issue Date: 2021-07-11 Renewal Date: Fri 02 December, 2022 483881525 Robert Walker-Connor 743 Charlene port New Elliot G0K 4FX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Fri 02 December, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2021-07-11. Your Renewal Offer £1,404.46 Last Year's Premium £3,150.33 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Fri 02 December, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Robert Walker-Connor \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,404.46 \| Payment Date: 14 March, 2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Robert Walker-Connor (FORD MUSTANG - XB45 2RX) Fri 02 December, 2022 to 04 September, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,404.46 Your Renewal Offer £1,404.46 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : stephensonhenry@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	2CJYSWMWBY	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	04	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Fri 02 December, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Nicole, Information about your Documents. Policy Number : U0WFDFA/7QH/OVRS_Z1L. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NE894DV Miss Donna Parker 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Donna Parker Policy Number: U0WFDFA/7QH/OVRS_Z1L Issue date: 08/10/2023 Address: Flat 19N Bryan green Lake Malcolmville G4A 8YL Contact number: 01632 960621Email address: pearcekenneth@example.net Vehicle Details: Registration number: NE894DV Keeper: Miss Donna Parker Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G4A 8YL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 13/05/2022 Bonus Protection: Protected To: 00:00 2025-09-22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Donna Parker Policyholder Date of Birth: 2024-11-03 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr David Edwards Driver Date of Birth: 16 August, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: U0WFDFA/7QH/OVRS_Z1L This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NE894DV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2025-09-22 2Name of Policyholder: Miss Donna Parker 3Persons or classes of persons entitled to drive: Miss Donna Parker, Mr David Edwards All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 13/05/20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Donna Parker Policy number: U0WFDFA/7QH/OVRS_Z1L Issue date: 08/10/2023 Issued by: AdmiralAddress: Flat 19N Bryan green Lake Malcolmville G4A 8YL Reason for issue: Renewal Contact number: 01632 960621Email address: pearcekenneth@example.net Vehicle Details: Registration number: NE894DV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G4A 8YL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 13/05/2022 Years No Claims Bonus: 14 To: 00:00 on 2025-09-22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Donna Parker , Mr David Edwards Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,209.23 Policy Upgrade sub-total: £6,907.48 Insurance Premium Tax: £1,350.64 Total: £3,089.52Windscreen Cover Included Protected No Claims Bonus £6,907.48 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|U0WFDFA/7QH/OVRS_Z1L\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: U0WFDFA/7QH/OVRS_Z1L Issue Date: 08/10/2023 Renewal Date: 13/05/2022 483881525 Miss Donna Parker Flat 19N Bryan green Lake Malcolmville G4A 8YL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 13/05/2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 08/10/2023. Your Renewal Offer £3,089.52 Last Year's Premium £4,456.38 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 13/05/2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Donna Parker \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,089.52 \| Payment Date: Thursday 05 March, 2026 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Donna Parker (FORD MUSTANG - NE894DV) 13/05/2022 to 2025-09-22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,089.52 Your Renewal Offer £3,089.52 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : pearcekenneth@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	U0WFDFA/7QH/OVRS_Z1L	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2025-09-22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	13/05/2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Ruth, Information about your Documents. Policy Number : DPDCZLE/IQJM. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UD796HA Deborah Randall-Hill 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Deborah Randall-Hill Policy Number: DPDCZLE/IQJM Issue date: Sun 28 January, 2024 Address: Flat 05R Sims port Joelton B72 7UU Contact number: +44131 4960602Email address: taylorgerald@example.org Vehicle Details: Registration number: UD796HA Keeper: Deborah Randall-Hill Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B72 7UU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 20/10/2020 Bonus Protection: Protected To: 00:00 Wed 01 January, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Deborah Randall-Hill Policyholder Date of Birth: 22/10/2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mary Lane Driver Date of Birth: 16 December, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: DPDCZLE/IQJM This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UD796HA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 01 January, 2025 2Name of Policyholder: Deborah Randall-Hill 3Persons or classes of persons entitled to drive: Deborah Randall-Hill, Mary Lane All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 20/10/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Deborah Randall-Hill Policy number: DPDCZLE/IQJM Issue date: Sun 28 January, 2024 Issued by: AdmiralAddress: Flat 05R Sims port Joelton B72 7UU Reason for issue: Renewal Contact number: +44131 4960602Email address: taylorgerald@example.org Vehicle Details: Registration number: UD796HA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B72 7UU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 20/10/2020 Years No Claims Bonus: 14 To: 00:00 on Wed 01 January, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Deborah Randall-Hill , Mary Lane Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,231.86 Policy Upgrade sub-total: £4,500.43 Insurance Premium Tax: £2,149.40 Total: £4,988.70Windscreen Cover Included Protected No Claims Bonus £4,500.43 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|DPDCZLE/IQJM\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: DPDCZLE/IQJM Issue Date: Sun 28 January, 2024 Renewal Date: 20/10/2020 483881525 Deborah Randall-Hill Flat 05R Sims port Joelton B72 7UU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 20/10/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 28 January, 2024. Your Renewal Offer £4,988.70 Last Year's Premium £8,341.66 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 20/10/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Deborah Randall-Hill \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,988.70 \| Payment Date: 28/06/2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Deborah Randall-Hill (FORD MUSTANG - UD796HA) 20/10/2020 to Wed 01 January, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,988.70 Your Renewal Offer £4,988.70 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : taylorgerald@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	DPDCZLE/IQJM	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	20/10/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Toby, Information about your Documents. Policy Number : S9MIOTSSXSVC. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RN494XH Kevin King 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kevin King Policy Number: S9MIOTSSXSVC Issue date: 22/12/2022 Address: Flat 37L Nathan tunnel Walkerview SS5V 1WP Contact number: +44(0)1614960773Email address: wardantony@example.org Vehicle Details: Registration number: RN494XH Keeper: Kevin King Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SS5V 1WP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 02 March, 2025 Bonus Protection: Protected To: 00:00 2024-08-23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kevin King Policyholder Date of Birth: 2020-12-06 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jonathan Wilson-Atkinson Driver Date of Birth: 2023-06-08 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: S9MIOTSSXSVC This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RN494XH or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 2024-08-23 2Name of Policyholder: Kevin King 3Persons or classes of persons entitled to drive: Kevin King, Jonathan Wilson-Atkinson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 02 March, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kevin King Policy number: S9MIOTSSXSVC Issue date: 22/12/2022 Issued by: AdmiralAddress: Flat 37L Nathan tunnel Walkerview SS5V 1WP Reason for issue: Renewal Contact number: +44(0)1614960773Email address: wardantony@example.org Vehicle Details: Registration number: RN494XH Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SS5V 1WP Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 02 March, 2025 Years No Claims Bonus: 14 To: 00:00 on 2024-08-23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kevin King , Jonathan Wilson-Atkinson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,182.53 Policy Upgrade sub-total: £5,259.86 Insurance Premium Tax: £9,589.02 Total: £7,340.12Windscreen Cover Included Protected No Claims Bonus £5,259.86 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|S9MIOTSSXSVC\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: S9MIOTSSXSVC Issue Date: 22/12/2022 Renewal Date: 02 March, 2025 483881525 Kevin King Flat 37L Nathan tunnel Walkerview SS5V 1WP Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 02 March, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 22/12/2022. Your Renewal Offer £7,340.12 Last Year's Premium £2,091.35 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 02 March, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kevin King \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,340.12 \| Payment Date: Sat 20 June, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kevin King (FORD MUSTANG - RN494XH) 02 March, 2025 to 2024-08-23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,340.12 Your Renewal Offer £7,340.12 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : wardantony@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	S9MIOTSSXSVC	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	2024-08-23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	02 March, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Lindsey, Information about your Documents. Policy Number : yvfe_xr. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DR444OK Dorothy Bailey 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dorothy Bailey Policy Number: yvfe_xr Issue date: Sun 06 June, 2021 Address: Flat 1 Alexandra manor Sarahmouth CV1E 4BF Contact number: 0141 496 0570Email address: whill@example.net Vehicle Details: Registration number: DR444OK Keeper: Dorothy Bailey Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CV1E 4BF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 23/09/19 Bonus Protection: Protected To: 00:00 Saturday 04 January, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dorothy Bailey Policyholder Date of Birth: 01/11/19 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Edward Davis Driver Date of Birth: 2024-01-16 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: yvfe_xr This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DR444OK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 04 January, 2020 2Name of Policyholder: Dorothy Bailey 3Persons or classes of persons entitled to drive: Dorothy Bailey, Edward Davis All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 23/09/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dorothy Bailey Policy number: yvfe_xr Issue date: Sun 06 June, 2021 Issued by: AdmiralAddress: Flat 1 Alexandra manor Sarahmouth CV1E 4BF Reason for issue: Renewal Contact number: 0141 496 0570Email address: whill@example.net Vehicle Details: Registration number: DR444OK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: CV1E 4BF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 23/09/19 Years No Claims Bonus: 14 To: 00:00 on Saturday 04 January, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dorothy Bailey , Edward Davis Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,409.23 Policy Upgrade sub-total: £6,575.45 Insurance Premium Tax: £9,392.78 Total: £1,604.82Windscreen Cover Included Protected No Claims Bonus £6,575.45 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|yvfe_xr\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: yvfe_xr Issue Date: Sun 06 June, 2021 Renewal Date: 23/09/19 483881525 Dorothy Bailey Flat 1 Alexandra manor Sarahmouth CV1E 4BF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 23/09/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 06 June, 2021. Your Renewal Offer £1,604.82 Last Year's Premium £9,970.37 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 23/09/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dorothy Bailey \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,604.82 \| Payment Date: 09 August, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dorothy Bailey (FORD MUSTANG - DR444OK) 23/09/19 to Saturday 04 January, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,604.82 Your Renewal Offer £1,604.82 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : whill@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	yvfe_xr	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	23/09/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Joanne, Information about your Documents. Policy Number : ovyt.pmtbiyq. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TH324AM Jeremy Green 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Jeremy Green Policy Number: ovyt.pmtbiyq Issue date: Saturday 22 August, 2020 Address: Studio 76 Williams club West Richard W91 2TE Contact number: 01154960639Email address: natashabarker@example.org Vehicle Details: Registration number: TH324AM Keeper: Jeremy Green Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W91 2TE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 11 March, 2023 Bonus Protection: Protected To: 00:00 Tue 13 September, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Jeremy Green Policyholder Date of Birth: Thu 19 June, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Charlotte Johnson Driver Date of Birth: Thursday 12 January, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ovyt.pmtbiyq This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TH324AM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 13 September, 2022 2Name of Policyholder: Jeremy Green 3Persons or classes of persons entitled to drive: Jeremy Green, Charlotte Johnson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 11 March, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Jeremy Green Policy number: ovyt.pmtbiyq Issue date: Saturday 22 August, 2020 Issued by: AdmiralAddress: Studio 76 Williams club West Richard W91 2TE Reason for issue: Renewal Contact number: 01154960639Email address: natashabarker@example.org Vehicle Details: Registration number: TH324AM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W91 2TE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 11 March, 2023 Years No Claims Bonus: 14 To: 00:00 on Tue 13 September, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Jeremy Green , Charlotte Johnson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,561.23 Policy Upgrade sub-total: £7,270.11 Insurance Premium Tax: £3,068.20 Total: £7,874.26Windscreen Cover Included Protected No Claims Bonus £7,270.11 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ovyt.pmtbiyq\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ovyt.pmtbiyq Issue Date: Saturday 22 August, 2020 Renewal Date: Saturday 11 March, 2023 483881525 Jeremy Green Studio 76 Williams club West Richard W91 2TE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 11 March, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 22 August, 2020. Your Renewal Offer £7,874.26 Last Year's Premium £6,887.65 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 11 March, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Jeremy Green \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,874.26 \| Payment Date: 13/06/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Jeremy Green (FORD MUSTANG - TH324AM) Saturday 11 March, 2023 to Tue 13 September, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,874.26 Your Renewal Offer £7,874.26 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : natashabarker@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ovyt.pmtbiyq	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 11 March, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Gavin, Information about your Documents. Policy Number : 3GR_M1//K84A8. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JC951TD Miss Diane Ali 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Miss Diane Ali Policy Number: 3GR_M1//K84A8 Issue date: Mon 03 January, 2022 Address: 336 Toby loop Lake Eleanor N8F 3GT Contact number: +441414960116Email address: alexanderbenjamin@example.net Vehicle Details: Registration number: JC951TD Keeper: Miss Diane Ali Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N8F 3GT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sat 26 March, 2022 Bonus Protection: Protected To: 00:00 19/08/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Miss Diane Ali Policyholder Date of Birth: 30 October, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Sara Webb Driver Date of Birth: 04/10/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 3GR_M1//K84A8 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JC951TD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 19/08/24 2Name of Policyholder: Miss Diane Ali 3Persons or classes of persons entitled to drive: Miss Diane Ali, Dr Sara Webb All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sat 26 March, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Miss Diane Ali Policy number: 3GR_M1//K84A8 Issue date: Mon 03 January, 2022 Issued by: AdmiralAddress: 336 Toby loop Lake Eleanor N8F 3GT Reason for issue: Renewal Contact number: +441414960116Email address: alexanderbenjamin@example.net Vehicle Details: Registration number: JC951TD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N8F 3GT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sat 26 March, 2022 Years No Claims Bonus: 14 To: 00:00 on 19/08/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Miss Diane Ali , Dr Sara Webb Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,854.18 Policy Upgrade sub-total: £4,010.29 Insurance Premium Tax: £2,187.05 Total: £6,399.48Windscreen Cover Included Protected No Claims Bonus £4,010.29 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|3GR_M1//K84A8\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 3GR_M1//K84A8 Issue Date: Mon 03 January, 2022 Renewal Date: Sat 26 March, 2022 483881525 Miss Diane Ali 336 Toby loop Lake Eleanor N8F 3GT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sat 26 March, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Mon 03 January, 2022. Your Renewal Offer £6,399.48 Last Year's Premium £3,446.86 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sat 26 March, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Miss Diane Ali \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,399.48 \| Payment Date: Sunday 05 May, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Miss Diane Ali (FORD MUSTANG - JC951TD) Sat 26 March, 2022 to 19/08/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,399.48 Your Renewal Offer £6,399.48 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : alexanderbenjamin@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	3GR_M1//K84A8	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	19/08/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sat 26 March, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Paige, Information about your Documents. Policy Number : 5QGAJ7W. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EP407HJ Dr Rosemary Goodwin 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Rosemary Goodwin Policy Number: 5QGAJ7W Issue date: 08/07/2019 Address: 6 Phillips villages Stevenville L9U 9JU Contact number: +44(0)808 1570022Email address: jdaniels@example.com Vehicle Details: Registration number: EP407HJ Keeper: Dr Rosemary Goodwin Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L9U 9JU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sat 05 February, 2022 Bonus Protection: Protected To: 00:00 Tue 14 February, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Rosemary Goodwin Policyholder Date of Birth: 31/07/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Damien Harrison Driver Date of Birth: Sat 30 October, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5QGAJ7W This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EP407HJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Tue 14 February, 2023 2Name of Policyholder: Dr Rosemary Goodwin 3Persons or classes of persons entitled to drive: Dr Rosemary Goodwin, Damien Harrison All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sat 05 February, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Rosemary Goodwin Policy number: 5QGAJ7W Issue date: 08/07/2019 Issued by: AdmiralAddress: 6 Phillips villages Stevenville L9U 9JU Reason for issue: Renewal Contact number: +44(0)808 1570022Email address: jdaniels@example.com Vehicle Details: Registration number: EP407HJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L9U 9JU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sat 05 February, 2022 Years No Claims Bonus: 14 To: 00:00 on Tue 14 February, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Rosemary Goodwin , Damien Harrison Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,589.06 Policy Upgrade sub-total: £3,519.57 Insurance Premium Tax: £7,040.26 Total: £6,718.08Windscreen Cover Included Protected No Claims Bonus £3,519.57 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5QGAJ7W\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5QGAJ7W Issue Date: 08/07/2019 Renewal Date: Sat 05 February, 2022 483881525 Dr Rosemary Goodwin 6 Phillips villages Stevenville L9U 9JU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sat 05 February, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 08/07/2019. Your Renewal Offer £6,718.08 Last Year's Premium £2,658.81 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sat 05 February, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Rosemary Goodwin \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,718.08 \| Payment Date: Wednesday 01 May, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Rosemary Goodwin (FORD MUSTANG - EP407HJ) Sat 05 February, 2022 to Tue 14 February, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,718.08 Your Renewal Offer £6,718.08 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jdaniels@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5QGAJ7W	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Tue	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sat 05 February, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Chelsea, Information about your Documents. Policy Number : il.fztkshsa_z__q/fut. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AR70 7XW Robin Williams 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Robin Williams Policy Number: il.fztkshsa_z__q/fut Issue date: 27/12/23 Address: Studio 69 Williams throughway Lake Natasha SY7Y 2LG Contact number: +44(0)151 496 0905Email address: ckelly@example.net Vehicle Details: Registration number: AR70 7XW Keeper: Robin Williams Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SY7Y 2LG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Mon 29 August, 2022 Bonus Protection: Protected To: 00:00 21/12/24 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Robin Williams Policyholder Date of Birth: 2022-07-16 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Jacob Stanley Driver Date of Birth: 2022-12-23 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: il.fztkshsa_z__q/fut This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AR70 7XW or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21/12/24 2Name of Policyholder: Robin Williams 3Persons or classes of persons entitled to drive: Robin Williams, Jacob Stanley All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Mon 29 August, 20226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Robin Williams Policy number: il.fztkshsa_z__q/fut Issue date: 27/12/23 Issued by: AdmiralAddress: Studio 69 Williams throughway Lake Natasha SY7Y 2LG Reason for issue: Renewal Contact number: +44(0)151 496 0905Email address: ckelly@example.net Vehicle Details: Registration number: AR70 7XW Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SY7Y 2LG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Mon 29 August, 2022 Years No Claims Bonus: 14 To: 00:00 on 21/12/24 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Robin Williams , Jacob Stanley Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,216.58 Policy Upgrade sub-total: £9,440.70 Insurance Premium Tax: £8,745.05 Total: £8,910.05Windscreen Cover Included Protected No Claims Bonus £9,440.70 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|il.fztkshsa_z__q/fut\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: il.fztkshsa_z__q/fut Issue Date: 27/12/23 Renewal Date: Mon 29 August, 2022 483881525 Robin Williams Studio 69 Williams throughway Lake Natasha SY7Y 2LG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Mon 29 August, 2022. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 27/12/23. Your Renewal Offer £8,910.05 Last Year's Premium £5,338.22 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Mon 29 August, 2022 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Robin Williams \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £8,910.05 \| Payment Date: 14/12/2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Robin Williams (FORD MUSTANG - AR70 7XW) Mon 29 August, 2022 to 21/12/24 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£8,910.05 Your Renewal Offer £8,910.05 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : ckelly@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	il.fztkshsa_z__q/fut	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21/12/24	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Mon 29 August, 2022	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Hollie, Information about your Documents. Policy Number : VBEV602P.CTYG. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WR364UC Tracy Heath 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Tracy Heath Policy Number: VBEV602P.CTYG Issue date: 03/11/24 Address: Studio 46g James lock West Adam LD21 7JJ Contact number: 0161 496 0980Email address: carrollandrea@example.com Vehicle Details: Registration number: WR364UC Keeper: Tracy Heath Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LD21 7JJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 01/10/2019 Bonus Protection: Protected To: 00:00 15/05/23 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Tracy Heath Policyholder Date of Birth: Wed 23 December, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Kevin Ryan Driver Date of Birth: Tue 20 April, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: VBEV602P.CTYG This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WR364UC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 15/05/23 2Name of Policyholder: Tracy Heath 3Persons or classes of persons entitled to drive: Tracy Heath, Dr Kevin Ryan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 01/10/20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Tracy Heath Policy number: VBEV602P.CTYG Issue date: 03/11/24 Issued by: AdmiralAddress: Studio 46g James lock West Adam LD21 7JJ Reason for issue: Renewal Contact number: 0161 496 0980Email address: carrollandrea@example.com Vehicle Details: Registration number: WR364UC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LD21 7JJ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 01/10/2019 Years No Claims Bonus: 14 To: 00:00 on 15/05/23 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Tracy Heath , Dr Kevin Ryan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,038.27 Policy Upgrade sub-total: £5,800.41 Insurance Premium Tax: £9,195.48 Total: £6,365.08Windscreen Cover Included Protected No Claims Bonus £5,800.41 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|VBEV602P.CTYG\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: VBEV602P.CTYG Issue Date: 03/11/24 Renewal Date: 01/10/2019 483881525 Tracy Heath Studio 46g James lock West Adam LD21 7JJ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 01/10/2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/11/24. Your Renewal Offer £6,365.08 Last Year's Premium £1,230.76 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 01/10/2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Tracy Heath \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,365.08 \| Payment Date: 18/02/25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Tracy Heath (FORD MUSTANG - WR364UC) 01/10/2019 to 15/05/23 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,365.08 Your Renewal Offer £6,365.08 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : carrollandrea@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	VBEV602P.CTYG	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	15/05/23	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	01/10/2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Damien, Information about your Documents. Policy Number : 2MQWKYDAV-G214/9E2WMEN1P. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) SJ23 6SA Conor Marshall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Conor Marshall Policy Number: 2MQWKYDAV-G214/9E2WMEN1P Issue date: Friday 18 March, 2022 Address: 0 Brown gardens Davidmouth SS9 2XT Contact number: +44(0)141 4960373Email address: egodfrey@example.org Vehicle Details: Registration number: SJ23 6SA Keeper: Conor Marshall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SS9 2XT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 03/10/2024 Bonus Protection: Protected To: 00:00 25/12/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Conor Marshall Policyholder Date of Birth: Sun 13 August, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Amber Davies Driver Date of Birth: Wed 11 February, 2026 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 2MQWKYDAV-G214/9E2WMEN1P This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: SJ23 6SA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/12/2020 2Name of Policyholder: Conor Marshall 3Persons or classes of persons entitled to drive: Conor Marshall, Amber Davies All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 03/10/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Conor Marshall Policy number: 2MQWKYDAV-G214/9E2WMEN1P Issue date: Friday 18 March, 2022 Issued by: AdmiralAddress: 0 Brown gardens Davidmouth SS9 2XT Reason for issue: Renewal Contact number: +44(0)141 4960373Email address: egodfrey@example.org Vehicle Details: Registration number: SJ23 6SA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SS9 2XT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 03/10/2024 Years No Claims Bonus: 14 To: 00:00 on 25/12/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Conor Marshall , Amber Davies Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,096.51 Policy Upgrade sub-total: £2,423.97 Insurance Premium Tax: £8,720.06 Total: £9,268.11Windscreen Cover Included Protected No Claims Bonus £2,423.97 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|2MQWKYDAV-G214/9E2WMEN1P\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 2MQWKYDAV-G214/9E2WMEN1P Issue Date: Friday 18 March, 2022 Renewal Date: 03/10/2024 483881525 Conor Marshall 0 Brown gardens Davidmouth SS9 2XT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 03/10/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Friday 18 March, 2022. Your Renewal Offer £9,268.11 Last Year's Premium £494.00 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 03/10/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Conor Marshall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,268.11 \| Payment Date: Thu 18 July, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Conor Marshall (FORD MUSTANG - SJ23 6SA) 03/10/2024 to 25/12/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,268.11 Your Renewal Offer £9,268.11 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : egodfrey@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	2MQWKYDAV-G214/9E2WMEN1P	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/12/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	03/10/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Marc, Information about your Documents. Policy Number : zummttdb/s_-mixhgdy. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MA68 4JS William Taylor-Cole 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: William Taylor-Cole Policy Number: zummttdb/s_-mixhgdy Issue date: 26 April, 2023 Address: Studio 60 Richard courts South Louisestad B87 4AT Contact number: 0116 496 0412Email address: halldawn@example.net Vehicle Details: Registration number: MA68 4JS Keeper: William Taylor-Cole Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B87 4AT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 05/03/2020 Bonus Protection: Protected To: 00:00 Sat 27 July, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description William Taylor-Cole Policyholder Date of Birth: Tue 16 July, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Stewart Boyle Driver Date of Birth: Saturday 01 August, 2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: zummttdb/s_-mixhgdy This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MA68 4JS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sat 27 July, 2024 2Name of Policyholder: William Taylor-Cole 3Persons or classes of persons entitled to drive: William Taylor-Cole, Dr Stewart Boyle All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 05/03/20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: William Taylor-Cole Policy number: zummttdb/s_-mixhgdy Issue date: 26 April, 2023 Issued by: AdmiralAddress: Studio 60 Richard courts South Louisestad B87 4AT Reason for issue: Renewal Contact number: 0116 496 0412Email address: halldawn@example.net Vehicle Details: Registration number: MA68 4JS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B87 4AT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 05/03/2020 Years No Claims Bonus: 14 To: 00:00 on Sat 27 July, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: William Taylor-Cole , Dr Stewart Boyle Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,583.68 Policy Upgrade sub-total: £8,544.34 Insurance Premium Tax: £7,979.92 Total: £1,906.67Windscreen Cover Included Protected No Claims Bonus £8,544.34 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|zummttdb/s_-mixhgdy\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: zummttdb/s_-mixhgdy Issue Date: 26 April, 2023 Renewal Date: 05/03/2020 483881525 William Taylor-Cole Studio 60 Richard courts South Louisestad B87 4AT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 05/03/2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 26 April, 2023. Your Renewal Offer £1,906.67 Last Year's Premium £1,677.33 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 05/03/2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: William Taylor-Cole \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £1,906.67 \| Payment Date: 16 May, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary William Taylor-Cole (FORD MUSTANG - MA68 4JS) 05/03/2020 to Sat 27 July, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£1,906.67 Your Renewal Offer £1,906.67 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : halldawn@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	zummttdb/s_-mixhgdy	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sat	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	05/03/2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Victor, Information about your Documents. Policy Number : XGATD-D.BAWZYU. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JP445FF Gareth Bennett 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Gareth Bennett Policy Number: XGATD-D.BAWZYU Issue date: 22 March, 2024 Address: Flat 69h Law islands East Kathleen N84 7QU Contact number: 029 2018 0714Email address: hallshirley@example.net Vehicle Details: Registration number: JP445FF Keeper: Gareth Bennett Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N84 7QU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Mon 13 February, 2023 Bonus Protection: Protected To: 00:00 11/05/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Gareth Bennett Policyholder Date of Birth: 04/10/23 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Adrian Cox Driver Date of Birth: 11/09/2020 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: XGATD-D.BAWZYU This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JP445FF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 11/05/2020 2Name of Policyholder: Gareth Bennett 3Persons or classes of persons entitled to drive: Gareth Bennett, Adrian Cox All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Mon 13 February, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Gareth Bennett Policy number: XGATD-D.BAWZYU Issue date: 22 March, 2024 Issued by: AdmiralAddress: Flat 69h Law islands East Kathleen N84 7QU Reason for issue: Renewal Contact number: 029 2018 0714Email address: hallshirley@example.net Vehicle Details: Registration number: JP445FF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N84 7QU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Mon 13 February, 2023 Years No Claims Bonus: 14 To: 00:00 on 11/05/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Gareth Bennett , Adrian Cox Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,733.18 Policy Upgrade sub-total: £2,708.46 Insurance Premium Tax: £8,357.51 Total: £7,981.31Windscreen Cover Included Protected No Claims Bonus £2,708.46 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|XGATD-D.BAWZYU\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: XGATD-D.BAWZYU Issue Date: 22 March, 2024 Renewal Date: Mon 13 February, 2023 483881525 Gareth Bennett Flat 69h Law islands East Kathleen N84 7QU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Mon 13 February, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 22 March, 2024. Your Renewal Offer £7,981.31 Last Year's Premium £4,657.19 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Mon 13 February, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Gareth Bennett \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,981.31 \| Payment Date: 03/05/22 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Gareth Bennett (FORD MUSTANG - JP445FF) Mon 13 February, 2023 to 11/05/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,981.31 Your Renewal Offer £7,981.31 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hallshirley@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	XGATD-D.BAWZYU	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	11/05/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Mon 13 February, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stephanie, Information about your Documents. Policy Number : x.lihihthborsky. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RN690WG Alexandra Thompson-Mason 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Alexandra Thompson-Mason Policy Number: x.lihihthborsky Issue date: Thu 16 October, 2025 Address: 9 Melissa track Patrickmouth SK9 7QQ Contact number: +44(0)117 496 0972Email address: qwright@example.net Vehicle Details: Registration number: RN690WG Keeper: Alexandra Thompson-Mason Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SK9 7QQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 09 December, 2020 Bonus Protection: Protected To: 00:00 17/04/2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Alexandra Thompson-Mason Policyholder Date of Birth: Saturday 09 October, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Kirsty Howarth Driver Date of Birth: 05/07/25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: x.lihihthborsky This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RN690WG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 17/04/2020 2Name of Policyholder: Alexandra Thompson-Mason 3Persons or classes of persons entitled to drive: Alexandra Thompson-Mason, Kirsty Howarth All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 09 December, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Alexandra Thompson-Mason Policy number: x.lihihthborsky Issue date: Thu 16 October, 2025 Issued by: AdmiralAddress: 9 Melissa track Patrickmouth SK9 7QQ Reason for issue: Renewal Contact number: +44(0)117 496 0972Email address: qwright@example.net Vehicle Details: Registration number: RN690WG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SK9 7QQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 09 December, 2020 Years No Claims Bonus: 14 To: 00:00 on 17/04/2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Alexandra Thompson-Mason , Kirsty Howarth Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,213.69 Policy Upgrade sub-total: £2,076.51 Insurance Premium Tax: £5,817.85 Total: £9,875.62Windscreen Cover Included Protected No Claims Bonus £2,076.51 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|x.lihihthborsky\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: x.lihihthborsky Issue Date: Thu 16 October, 2025 Renewal Date: Wed 09 December, 2020 483881525 Alexandra Thompson-Mason 9 Melissa track Patrickmouth SK9 7QQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 09 December, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thu 16 October, 2025. Your Renewal Offer £9,875.62 Last Year's Premium £1,665.08 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 09 December, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Alexandra Thompson-Mason \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,875.62 \| Payment Date: 06/09/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Alexandra Thompson-Mason (FORD MUSTANG - RN690WG) Wed 09 December, 2020 to 17/04/2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,875.62 Your Renewal Offer £9,875.62 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : qwright@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	x.lihihthborsky	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	17/04/2020	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 09 December, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Stephanie, Information about your Documents. Policy Number : fcricz/qwhn.mqnqw. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UR58 8RR Mr Joe Davies 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Joe Davies Policy Number: fcricz/qwhn.mqnqw Issue date: Wed 04 May, 2022 Address: Studio 10 Aimee rue Ryanton HX8 7WZ Contact number: 01414960102Email address: hoopergareth@example.com Vehicle Details: Registration number: UR58 8RR Keeper: Mr Joe Davies Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HX8 7WZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/02/25 Bonus Protection: Protected To: 00:00 Wednesday 19 March, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Joe Davies Policyholder Date of Birth: 2024-06-29 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Eric Rees Driver Date of Birth: Wed 19 July, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: fcricz/qwhn.mqnqw This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UR58 8RR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wednesday 19 March, 2025 2Name of Policyholder: Mr Joe Davies 3Persons or classes of persons entitled to drive: Mr Joe Davies, Eric Rees All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/02/256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Joe Davies Policy number: fcricz/qwhn.mqnqw Issue date: Wed 04 May, 2022 Issued by: AdmiralAddress: Studio 10 Aimee rue Ryanton HX8 7WZ Reason for issue: Renewal Contact number: 01414960102Email address: hoopergareth@example.com Vehicle Details: Registration number: UR58 8RR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HX8 7WZ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/02/25 Years No Claims Bonus: 14 To: 00:00 on Wednesday 19 March, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Joe Davies , Eric Rees Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,984.12 Policy Upgrade sub-total: £5,663.38 Insurance Premium Tax: £9,506.80 Total: £7,034.14Windscreen Cover Included Protected No Claims Bonus £5,663.38 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|fcricz/qwhn.mqnqw\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: fcricz/qwhn.mqnqw Issue Date: Wed 04 May, 2022 Renewal Date: 10/02/25 483881525 Mr Joe Davies Studio 10 Aimee rue Ryanton HX8 7WZ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/02/25. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wed 04 May, 2022. Your Renewal Offer £7,034.14 Last Year's Premium £5,786.70 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/02/25 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Joe Davies \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,034.14 \| Payment Date: Monday 16 October, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Joe Davies (FORD MUSTANG - UR58 8RR) 10/02/25 to Wednesday 19 March, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,034.14 Your Renewal Offer £7,034.14 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : hoopergareth@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	fcricz/qwhn.mqnqw	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wednesday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/02/25	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Nicole, Information about your Documents. Policy Number : M8.HLE4. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) DV737HN Carly Frost 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Carly Frost Policy Number: M8.HLE4 Issue date: 04/02/20 Address: 454 Chapman shores Parkinfort N0A 8PG Contact number: +44(0)118 4960501Email address: jonathanhall@example.org Vehicle Details: Registration number: DV737HN Keeper: Carly Frost Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N0A 8PG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19 December, 2024 Bonus Protection: Protected To: 00:00 Saturday 09 August, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Carly Frost Policyholder Date of Birth: Tue 24 May, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Toby O'Connor Driver Date of Birth: Monday 15 May, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: M8.HLE4 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: DV737HN or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 09 August, 2025 2Name of Policyholder: Carly Frost 3Persons or classes of persons entitled to drive: Carly Frost, Toby O'Connor All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19 December, 20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Carly Frost Policy number: M8.HLE4 Issue date: 04/02/20 Issued by: AdmiralAddress: 454 Chapman shores Parkinfort N0A 8PG Reason for issue: Renewal Contact number: +44(0)118 4960501Email address: jonathanhall@example.org Vehicle Details: Registration number: DV737HN Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N0A 8PG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19 December, 2024 Years No Claims Bonus: 14 To: 00:00 on Saturday 09 August, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Carly Frost , Toby O'Connor Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,383.32 Policy Upgrade sub-total: £314.92 Insurance Premium Tax: £9,222.54 Total: £4,734.77Windscreen Cover Included Protected No Claims Bonus £314.92 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|M8.HLE4\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: M8.HLE4 Issue Date: 04/02/20 Renewal Date: 19 December, 2024 483881525 Carly Frost 454 Chapman shores Parkinfort N0A 8PG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19 December, 2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 04/02/20. Your Renewal Offer £4,734.77 Last Year's Premium £4,585.25 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19 December, 2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Carly Frost \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,734.77 \| Payment Date: 27/11/2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Carly Frost (FORD MUSTANG - DV737HN) 19 December, 2024 to Saturday 09 August, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,734.77 Your Renewal Offer £4,734.77 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jonathanhall@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	M8.HLE4	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19 December, 2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Christopher, Information about your Documents. Policy Number : UDWNYZGZUS.Q. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) RS85 3TO Stanley Graham 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Stanley Graham Policy Number: UDWNYZGZUS.Q Issue date: 2023-02-14 Address: Flat 3 Graeme estates Baileymouth SP8M 3NL Contact number: +44(0)20 7496 0072Email address: alexandra72@example.org Vehicle Details: Registration number: RS85 3TO Keeper: Stanley Graham Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SP8M 3NL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 10/11/22 Bonus Protection: Protected To: 00:00 Friday 08 May, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Stanley Graham Policyholder Date of Birth: Sun 02 February, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Harriet Newman Driver Date of Birth: 25 September, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: UDWNYZGZUS.Q This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: RS85 3TO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 08 May, 2020 2Name of Policyholder: Stanley Graham 3Persons or classes of persons entitled to drive: Stanley Graham, Harriet Newman All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 10/11/226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Stanley Graham Policy number: UDWNYZGZUS.Q Issue date: 2023-02-14 Issued by: AdmiralAddress: Flat 3 Graeme estates Baileymouth SP8M 3NL Reason for issue: Renewal Contact number: +44(0)20 7496 0072Email address: alexandra72@example.org Vehicle Details: Registration number: RS85 3TO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: SP8M 3NL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 10/11/22 Years No Claims Bonus: 14 To: 00:00 on Friday 08 May, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Stanley Graham , Harriet Newman Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,829.64 Policy Upgrade sub-total: £2,128.86 Insurance Premium Tax: £9,692.58 Total: £6,251.60Windscreen Cover Included Protected No Claims Bonus £2,128.86 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|UDWNYZGZUS.Q\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: UDWNYZGZUS.Q Issue Date: 2023-02-14 Renewal Date: 10/11/22 483881525 Stanley Graham Flat 3 Graeme estates Baileymouth SP8M 3NL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 10/11/22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2023-02-14. Your Renewal Offer £6,251.60 Last Year's Premium £6,915.00 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 10/11/22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Stanley Graham \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,251.60 \| Payment Date: 2025-02-19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Stanley Graham (FORD MUSTANG - RS85 3TO) 10/11/22 to Friday 08 May, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,251.60 Your Renewal Offer £6,251.60 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : alexandra72@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	UDWNYZGZUS.Q	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	10/11/22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Patrick, Information about your Documents. Policy Number : LZXSJ/6T. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) CO029OX Claire Poole 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Claire Poole Policy Number: LZXSJ/6T Issue date: 20/10/2021 Address: Flat 86 Jones road West Harriet L8G 0PH Contact number: +44113 4960750Email address: emiah@example.net Vehicle Details: Registration number: CO029OX Keeper: Claire Poole Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L8G 0PH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 08/01/2026 Bonus Protection: Protected To: 00:00 12 April, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Claire Poole Policyholder Date of Birth: Wed 20 April, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Donald Marshall Driver Date of Birth: Sunday 23 October, 2022 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: LZXSJ/6T This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: CO029OX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 12 April, 2022 2Name of Policyholder: Claire Poole 3Persons or classes of persons entitled to drive: Claire Poole, Donald Marshall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 08/01/20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Claire Poole Policy number: LZXSJ/6T Issue date: 20/10/2021 Issued by: AdmiralAddress: Flat 86 Jones road West Harriet L8G 0PH Reason for issue: Renewal Contact number: +44113 4960750Email address: emiah@example.net Vehicle Details: Registration number: CO029OX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L8G 0PH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 08/01/2026 Years No Claims Bonus: 14 To: 00:00 on 12 April, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Claire Poole , Donald Marshall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,986.87 Policy Upgrade sub-total: £3,578.86 Insurance Premium Tax: £1,440.83 Total: £912.14Windscreen Cover Included Protected No Claims Bonus £3,578.86 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|LZXSJ/6T\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: LZXSJ/6T Issue Date: 20/10/2021 Renewal Date: 08/01/2026 483881525 Claire Poole Flat 86 Jones road West Harriet L8G 0PH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 08/01/2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 20/10/2021. Your Renewal Offer £912.14 Last Year's Premium £1,254.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 08/01/2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Claire Poole \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £912.14 \| Payment Date: 2023-12-15 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Claire Poole (FORD MUSTANG - CO029OX) 08/01/2026 to 12 April, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£912.14 Your Renewal Offer £912.14 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : emiah@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	LZXSJ/6T	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	08/01/2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Geoffrey, Information about your Documents. Policy Number : QEKL.GJCPOLMWLT. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UA15 7OV Declan Harris 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Declan Harris Policy Number: QEKL.GJCPOLMWLT Issue date: 03/03/2020 Address: 1 Ben stream Lake Samuel W7 5YR Contact number: 0292018789Email address: qjones@example.org Vehicle Details: Registration number: UA15 7OV Keeper: Declan Harris Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W7 5YR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2026-02-02 Bonus Protection: Protected To: 00:00 30/09/19 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Declan Harris Policyholder Date of Birth: 04/10/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Wayne Wong Driver Date of Birth: Tue 14 March, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: QEKL.GJCPOLMWLT This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UA15 7OV or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 30/09/19 2Name of Policyholder: Declan Harris 3Persons or classes of persons entitled to drive: Declan Harris, Wayne Wong All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2026-02-026Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Declan Harris Policy number: QEKL.GJCPOLMWLT Issue date: 03/03/2020 Issued by: AdmiralAddress: 1 Ben stream Lake Samuel W7 5YR Reason for issue: Renewal Contact number: 0292018789Email address: qjones@example.org Vehicle Details: Registration number: UA15 7OV Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W7 5YR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2026-02-02 Years No Claims Bonus: 14 To: 00:00 on 30/09/19 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Declan Harris , Wayne Wong Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £6,609.85 Policy Upgrade sub-total: £2,642.14 Insurance Premium Tax: £6,113.89 Total: £344.43Windscreen Cover Included Protected No Claims Bonus £2,642.14 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|QEKL.GJCPOLMWLT\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: QEKL.GJCPOLMWLT Issue Date: 03/03/2020 Renewal Date: 2026-02-02 483881525 Declan Harris 1 Ben stream Lake Samuel W7 5YR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2026-02-02. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03/03/2020. Your Renewal Offer £344.43 Last Year's Premium £1,664.01 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2026-02-02 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Declan Harris \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £344.43 \| Payment Date: 2019-05-25 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Declan Harris (FORD MUSTANG - UA15 7OV) 2026-02-02 to 30/09/19 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£344.43 Your Renewal Offer £344.43 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : qjones@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	QEKL.GJCPOLMWLT	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	30/09/19	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2026-02-02	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charlene, Information about your Documents. Policy Number : 7A5VA_D-O2X3L3NKZ. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FJ802JS Ellie Martin 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ellie Martin Policy Number: 7A5VA_D-O2X3L3NKZ Issue date: 10/02/21 Address: Studio 0 Amelia dam East Rachael HG37 3XU Contact number: +44114 4960810Email address: chloeatkinson@example.org Vehicle Details: Registration number: FJ802JS Keeper: Ellie Martin Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG37 3XU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 28 April, 2019 Bonus Protection: Protected To: 00:00 Fri 02 February, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ellie Martin Policyholder Date of Birth: 08/07/24 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Marilyn Brooks Driver Date of Birth: Saturday 09 March, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 7A5VA_D-O2X3L3NKZ This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FJ802JS or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Fri 02 February, 2024 2Name of Policyholder: Ellie Martin 3Persons or classes of persons entitled to drive: Ellie Martin, Marilyn Brooks All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 28 April, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ellie Martin Policy number: 7A5VA_D-O2X3L3NKZ Issue date: 10/02/21 Issued by: AdmiralAddress: Studio 0 Amelia dam East Rachael HG37 3XU Reason for issue: Renewal Contact number: +44114 4960810Email address: chloeatkinson@example.org Vehicle Details: Registration number: FJ802JS Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: HG37 3XU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 28 April, 2019 Years No Claims Bonus: 14 To: 00:00 on Fri 02 February, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ellie Martin , Marilyn Brooks Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,640.77 Policy Upgrade sub-total: £3,437.30 Insurance Premium Tax: £5,185.62 Total: £9,861.95Windscreen Cover Included Protected No Claims Bonus £3,437.30 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|7A5VA_D-O2X3L3NKZ\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 7A5VA_D-O2X3L3NKZ Issue Date: 10/02/21 Renewal Date: 28 April, 2019 483881525 Ellie Martin Studio 0 Amelia dam East Rachael HG37 3XU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 28 April, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 10/02/21. Your Renewal Offer £9,861.95 Last Year's Premium £2,227.59 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 28 April, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ellie Martin \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £9,861.95 \| Payment Date: Fri 22 November, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ellie Martin (FORD MUSTANG - FJ802JS) 28 April, 2019 to Fri 02 February, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£9,861.95 Your Renewal Offer £9,861.95 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : chloeatkinson@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	7A5VA_D-O2X3L3NKZ	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Fri	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	28 April, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Louise, Information about your Documents. Policy Number : F9/3Q/SG8/HJ7LHSTYPK8. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) UK192UD Joanna Hall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Joanna Hall Policy Number: F9/3Q/SG8/HJ7LHSTYPK8 Issue date: 14/04/24 Address: 06 Alexander drive Allenville L78 4EF Contact number: (0115) 4960124Email address: mohammadthompson@example.net Vehicle Details: Registration number: UK192UD Keeper: Joanna Hall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L78 4EF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18 June, 2023 Bonus Protection: Protected To: 00:00 Saturday 02 November, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Joanna Hall Policyholder Date of Birth: 2024-11-29 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Victor Davies Driver Date of Birth: 24/04/2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: F9/3Q/SG8/HJ7LHSTYPK8 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: UK192UD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Saturday 02 November, 2024 2Name of Policyholder: Joanna Hall 3Persons or classes of persons entitled to drive: Joanna Hall, Dr Victor Davies All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18 June, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Joanna Hall Policy number: F9/3Q/SG8/HJ7LHSTYPK8 Issue date: 14/04/24 Issued by: AdmiralAddress: 06 Alexander drive Allenville L78 4EF Reason for issue: Renewal Contact number: (0115) 4960124Email address: mohammadthompson@example.net Vehicle Details: Registration number: UK192UD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L78 4EF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18 June, 2023 Years No Claims Bonus: 14 To: 00:00 on Saturday 02 November, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Joanna Hall , Dr Victor Davies Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,997.37 Policy Upgrade sub-total: £9,530.34 Insurance Premium Tax: £6,982.69 Total: £6,940.08Windscreen Cover Included Protected No Claims Bonus £9,530.34 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|F9/3Q/SG8/HJ7LHSTYPK8\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: F9/3Q/SG8/HJ7LHSTYPK8 Issue Date: 14/04/24 Renewal Date: 18 June, 2023 483881525 Joanna Hall 06 Alexander drive Allenville L78 4EF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18 June, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 14/04/24. Your Renewal Offer £6,940.08 Last Year's Premium £6,198.96 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18 June, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Joanna Hall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,940.08 \| Payment Date: Sat 02 December, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Joanna Hall (FORD MUSTANG - UK192UD) 18 June, 2023 to Saturday 02 November, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,940.08 Your Renewal Offer £6,940.08 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : mohammadthompson@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	F9/3Q/SG8/HJ7LHSTYPK8	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Saturday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18 June, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Grace, Information about your Documents. Policy Number : 00TVP.7EGF4O9CKLY/10WA. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) WK632ZD Caroline Howells 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Caroline Howells Policy Number: 00TVP.7EGF4O9CKLY/10WA Issue date: Thu 07 March, 2024 Address: Studio 68 Smith port Christineshire S4 1XG Contact number: +44(0)306 9990463Email address: suzanne43@example.net Vehicle Details: Registration number: WK632ZD Keeper: Caroline Howells Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S4 1XG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 19 February, 2020 Bonus Protection: Protected To: 00:00 28/04/2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Caroline Howells Policyholder Date of Birth: 2026-02-20 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ann Oliver-Jones Driver Date of Birth: 2023-10-12 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 00TVP.7EGF4O9CKLY/10WA This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: WK632ZD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 28/04/2025 2Name of Policyholder: Caroline Howells 3Persons or classes of persons entitled to drive: Caroline Howells, Ann Oliver-Jones All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 19 February, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Caroline Howells Policy number: 00TVP.7EGF4O9CKLY/10WA Issue date: Thu 07 March, 2024 Issued by: AdmiralAddress: Studio 68 Smith port Christineshire S4 1XG Reason for issue: Renewal Contact number: +44(0)306 9990463Email address: suzanne43@example.net Vehicle Details: Registration number: WK632ZD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: S4 1XG Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 19 February, 2020 Years No Claims Bonus: 14 To: 00:00 on 28/04/2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Caroline Howells , Ann Oliver-Jones Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,000.92 Policy Upgrade sub-total: £4,324.70 Insurance Premium Tax: £8,157.68 Total: £2,735.11Windscreen Cover Included Protected No Claims Bonus £4,324.70 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|00TVP.7EGF4O9CKLY/10WA\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 00TVP.7EGF4O9CKLY/10WA Issue Date: Thu 07 March, 2024 Renewal Date: 19 February, 2020 483881525 Caroline Howells Studio 68 Smith port Christineshire S4 1XG Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 19 February, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Thu 07 March, 2024. Your Renewal Offer £2,735.11 Last Year's Premium £5,469.54 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 19 February, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Caroline Howells \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,735.11 \| Payment Date: 13/12/2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Caroline Howells (FORD MUSTANG - WK632ZD) 19 February, 2020 to 28/04/2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,735.11 Your Renewal Offer £2,735.11 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : suzanne43@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	00TVP.7EGF4O9CKLY/10WA	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	28/04/2025	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	19 February, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Carl, Information about your Documents. Policy Number : piijjx/jawpjz.f.ut. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) XW67 8DL Mrs Jean Gregory 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Jean Gregory Policy Number: piijjx/jawpjz.f.ut Issue date: 2022-12-05 Address: Flat 3 Clayton islands Chandlerland E95 1JF Contact number: +44113 4960643Email address: erobinson@example.com Vehicle Details: Registration number: XW67 8DL Keeper: Mrs Jean Gregory Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E95 1JF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Saturday 12 September, 2020 Bonus Protection: Protected To: 00:00 21/06/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Jean Gregory Policyholder Date of Birth: 22 May, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Philip Vaughan Driver Date of Birth: 2020-01-12 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: piijjx/jawpjz.f.ut This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: XW67 8DL or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 21/06/2021 2Name of Policyholder: Mrs Jean Gregory 3Persons or classes of persons entitled to drive: Mrs Jean Gregory, Philip Vaughan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Saturday 12 September, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Jean Gregory Policy number: piijjx/jawpjz.f.ut Issue date: 2022-12-05 Issued by: AdmiralAddress: Flat 3 Clayton islands Chandlerland E95 1JF Reason for issue: Renewal Contact number: +44113 4960643Email address: erobinson@example.com Vehicle Details: Registration number: XW67 8DL Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E95 1JF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Saturday 12 September, 2020 Years No Claims Bonus: 14 To: 00:00 on 21/06/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Jean Gregory , Philip Vaughan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,381.41 Policy Upgrade sub-total: £197.23 Insurance Premium Tax: £9,107.95 Total: £5,539.49Windscreen Cover Included Protected No Claims Bonus £197.23 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|piijjx/jawpjz.f.ut\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: piijjx/jawpjz.f.ut Issue Date: 2022-12-05 Renewal Date: Saturday 12 September, 2020 483881525 Mrs Jean Gregory Flat 3 Clayton islands Chandlerland E95 1JF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Saturday 12 September, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2022-12-05. Your Renewal Offer £5,539.49 Last Year's Premium £4,200.95 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Saturday 12 September, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Jean Gregory \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,539.49 \| Payment Date: 15/10/24 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Jean Gregory (FORD MUSTANG - XW67 8DL) Saturday 12 September, 2020 to 21/06/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,539.49 Your Renewal Offer £5,539.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : erobinson@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	piijjx/jawpjz.f.ut	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	21/06/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Saturday 12 September, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Toby, Information about your Documents. Policy Number : vngekfprkg_u.txnqmp. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AA47 8PG Joanne Jenkins 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Joanne Jenkins Policy Number: vngekfprkg_u.txnqmp Issue date: 2019-08-09 Address: Studio 92 Jeffrey squares Pageberg NG0N 6SS Contact number: +44(0)20 74960853Email address: liampotts@example.net Vehicle Details: Registration number: AA47 8PG Keeper: Joanne Jenkins Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NG0N 6SS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2020-07-27 Bonus Protection: Protected To: 00:00 12 January, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Joanne Jenkins Policyholder Date of Birth: Sat 15 March, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Brenda Williams Driver Date of Birth: 2023-09-05 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: vngekfprkg_u.txnqmp This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AA47 8PG or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 12 January, 2022 2Name of Policyholder: Joanne Jenkins 3Persons or classes of persons entitled to drive: Joanne Jenkins, Ms Brenda Williams All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2020-07-276Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Joanne Jenkins Policy number: vngekfprkg_u.txnqmp Issue date: 2019-08-09 Issued by: AdmiralAddress: Studio 92 Jeffrey squares Pageberg NG0N 6SS Reason for issue: Renewal Contact number: +44(0)20 74960853Email address: liampotts@example.net Vehicle Details: Registration number: AA47 8PG Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NG0N 6SS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2020-07-27 Years No Claims Bonus: 14 To: 00:00 on 12 January, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Joanne Jenkins , Ms Brenda Williams Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,543.54 Policy Upgrade sub-total: £4,965.80 Insurance Premium Tax: £2,226.64 Total: £4,298.63Windscreen Cover Included Protected No Claims Bonus £4,965.80 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|vngekfprkg_u.txnqmp\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: vngekfprkg_u.txnqmp Issue Date: 2019-08-09 Renewal Date: 2020-07-27 483881525 Joanne Jenkins Studio 92 Jeffrey squares Pageberg NG0N 6SS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2020-07-27. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2019-08-09. Your Renewal Offer £4,298.63 Last Year's Premium £1,348.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2020-07-27 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Joanne Jenkins \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,298.63 \| Payment Date: Tuesday 15 August, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Joanne Jenkins (FORD MUSTANG - AA47 8PG) 2020-07-27 to 12 January, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,298.63 Your Renewal Offer £4,298.63 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : liampotts@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	vngekfprkg_u.txnqmp	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	12	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2020-07-27	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Steven, Information about your Documents. Policy Number : I2/BW6/TJY9/GETX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BD03 3PP Nicole McKenzie 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Nicole McKenzie Policy Number: I2/BW6/TJY9/GETX Issue date: 25/05/23 Address: Flat 32 Barker locks Andersonport GL9N 8RU Contact number: +441154960004Email address: daviesamy@example.com Vehicle Details: Registration number: BD03 3PP Keeper: Nicole McKenzie Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GL9N 8RU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 06 November, 2025 Bonus Protection: Protected To: 00:00 Fri 14 March, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Nicole McKenzie Policyholder Date of Birth: 23 October, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Karen Young Driver Date of Birth: 2020-01-26 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: I2/BW6/TJY9/GETX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BD03 3PP or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Fri 14 March, 2025 2Name of Policyholder: Nicole McKenzie 3Persons or classes of persons entitled to drive: Nicole McKenzie, Karen Young All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 06 November, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Nicole McKenzie Policy number: I2/BW6/TJY9/GETX Issue date: 25/05/23 Issued by: AdmiralAddress: Flat 32 Barker locks Andersonport GL9N 8RU Reason for issue: Renewal Contact number: +441154960004Email address: daviesamy@example.com Vehicle Details: Registration number: BD03 3PP Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: GL9N 8RU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 06 November, 2025 Years No Claims Bonus: 14 To: 00:00 on Fri 14 March, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Nicole McKenzie , Karen Young Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,800.89 Policy Upgrade sub-total: £7,944.23 Insurance Premium Tax: £8,980.32 Total: £7,087.36Windscreen Cover Included Protected No Claims Bonus £7,944.23 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|I2/BW6/TJY9/GETX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: I2/BW6/TJY9/GETX Issue Date: 25/05/23 Renewal Date: Thu 06 November, 2025 483881525 Nicole McKenzie Flat 32 Barker locks Andersonport GL9N 8RU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Ms %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 06 November, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 25/05/23. Your Renewal Offer £7,087.36 Last Year's Premium £8,528.50 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 06 November, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Nicole McKenzie \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,087.36 \| Payment Date: 2019-04-04 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Nicole McKenzie (FORD MUSTANG - BD03 3PP) Thu 06 November, 2025 to Fri 14 March, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,087.36 Your Renewal Offer £7,087.36 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : daviesamy@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	I2/BW6/TJY9/GETX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Fri	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 06 November, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charlie, Information about your Documents. Policy Number : 4GH970IUOQVXYY5K71IU. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) HR00 8AX Maurice Talbot 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Maurice Talbot Policy Number: 4GH970IUOQVXYY5K71IU Issue date: 03 October, 2022 Address: 12 Cooper courts Lake Suzanneside LL0 1HU Contact number: (0191) 4960086Email address: cameron06@example.com Vehicle Details: Registration number: HR00 8AX Keeper: Maurice Talbot Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL0 1HU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 18/03/2024 Bonus Protection: Protected To: 00:00 13/03/22 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Maurice Talbot Policyholder Date of Birth: 28/07/25 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Carly Ferguson Driver Date of Birth: 29 January, 2021 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 4GH970IUOQVXYY5K71IU This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: HR00 8AX or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 13/03/22 2Name of Policyholder: Maurice Talbot 3Persons or classes of persons entitled to drive: Maurice Talbot, Carly Ferguson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 18/03/20246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Maurice Talbot Policy number: 4GH970IUOQVXYY5K71IU Issue date: 03 October, 2022 Issued by: AdmiralAddress: 12 Cooper courts Lake Suzanneside LL0 1HU Reason for issue: Renewal Contact number: (0191) 4960086Email address: cameron06@example.com Vehicle Details: Registration number: HR00 8AX Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: LL0 1HU Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 18/03/2024 Years No Claims Bonus: 14 To: 00:00 on 13/03/22 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Maurice Talbot , Carly Ferguson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £2,613.29 Policy Upgrade sub-total: £4,998.84 Insurance Premium Tax: £3,531.14 Total: £6,406.49Windscreen Cover Included Protected No Claims Bonus £4,998.84 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|4GH970IUOQVXYY5K71IU\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 4GH970IUOQVXYY5K71IU Issue Date: 03 October, 2022 Renewal Date: 18/03/2024 483881525 Maurice Talbot 12 Cooper courts Lake Suzanneside LL0 1HU Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 18/03/2024. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 03 October, 2022. Your Renewal Offer £6,406.49 Last Year's Premium £1,614.44 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 18/03/2024 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Maurice Talbot \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,406.49 \| Payment Date: Monday 20 May, 2019 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Maurice Talbot (FORD MUSTANG - HR00 8AX) 18/03/2024 to 13/03/22 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,406.49 Your Renewal Offer £6,406.49 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : cameron06@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	4GH970IUOQVXYY5K71IU	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	13/03/22	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	18/03/2024	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Francesca, Information about your Documents. Policy Number : H1/BHV/BVWE4/QIX. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PY949LJ Anna Robinson 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Anna Robinson Policy Number: H1/BHV/BVWE4/QIX Issue date: Fri 03 January, 2020 Address: Studio 28 Wright fields North Laurenburgh G96 7YS Contact number: (0131)4960457Email address: sbegum@example.net Vehicle Details: Registration number: PY949LJ Keeper: Anna Robinson Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G96 7YS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 24/04/21 Bonus Protection: Protected To: 00:00 16/08/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Anna Robinson Policyholder Date of Birth: Sun 08 August, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Leigh James Driver Date of Birth: 2020-05-07 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: H1/BHV/BVWE4/QIX This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PY949LJ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 16/08/2019 2Name of Policyholder: Anna Robinson 3Persons or classes of persons entitled to drive: Anna Robinson, Mr Leigh James All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 24/04/216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Anna Robinson Policy number: H1/BHV/BVWE4/QIX Issue date: Fri 03 January, 2020 Issued by: AdmiralAddress: Studio 28 Wright fields North Laurenburgh G96 7YS Reason for issue: Renewal Contact number: (0131)4960457Email address: sbegum@example.net Vehicle Details: Registration number: PY949LJ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G96 7YS Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 24/04/21 Years No Claims Bonus: 14 To: 00:00 on 16/08/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Anna Robinson , Mr Leigh James Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,173.52 Policy Upgrade sub-total: £148.26 Insurance Premium Tax: £5,864.19 Total: £7,233.72Windscreen Cover Included Protected No Claims Bonus £148.26 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|H1/BHV/BVWE4/QIX\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: H1/BHV/BVWE4/QIX Issue Date: Fri 03 January, 2020 Renewal Date: 24/04/21 483881525 Anna Robinson Studio 28 Wright fields North Laurenburgh G96 7YS Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 24/04/21. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Fri 03 January, 2020. Your Renewal Offer £7,233.72 Last Year's Premium £7,814.28 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 24/04/21 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Anna Robinson \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,233.72 \| Payment Date: 2025-03-17 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Anna Robinson (FORD MUSTANG - PY949LJ) 24/04/21 to 16/08/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,233.72 Your Renewal Offer £7,233.72 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sbegum@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	H1/BHV/BVWE4/QIX	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	16/08/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	24/04/21	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kerry, Information about your Documents. Policy Number : 708R-4VXHFPI_F8. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JU601UM Damian Brown 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Damian Brown Policy Number: 708R-4VXHFPI_F8 Issue date: 23/12/23 Address: Flat 93 Wilson squares West Tracystad BT4X 3YB Contact number: (0131)4960079Email address: paigeclements@example.net Vehicle Details: Registration number: JU601UM Keeper: Damian Brown Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BT4X 3YB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Monday 14 April, 2025 Bonus Protection: Protected To: 00:00 Wed 29 September, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Damian Brown Policyholder Date of Birth: 02/02/22 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Tracey Wall Driver Date of Birth: 15/06/2024 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 708R-4VXHFPI_F8 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JU601UM or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Wed 29 September, 2021 2Name of Policyholder: Damian Brown 3Persons or classes of persons entitled to drive: Damian Brown, Tracey Wall All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Monday 14 April, 20256Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Damian Brown Policy number: 708R-4VXHFPI_F8 Issue date: 23/12/23 Issued by: AdmiralAddress: Flat 93 Wilson squares West Tracystad BT4X 3YB Reason for issue: Renewal Contact number: (0131)4960079Email address: paigeclements@example.net Vehicle Details: Registration number: JU601UM Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BT4X 3YB Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Monday 14 April, 2025 Years No Claims Bonus: 14 To: 00:00 on Wed 29 September, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Damian Brown , Tracey Wall Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,269.47 Policy Upgrade sub-total: £2,206.52 Insurance Premium Tax: £2,775.57 Total: £3,565.92Windscreen Cover Included Protected No Claims Bonus £2,206.52 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|708R-4VXHFPI_F8\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 708R-4VXHFPI_F8 Issue Date: 23/12/23 Renewal Date: Monday 14 April, 2025 483881525 Damian Brown Flat 93 Wilson squares West Tracystad BT4X 3YB Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Monday 14 April, 2025. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/12/23. Your Renewal Offer £3,565.92 Last Year's Premium £8,444.43 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Monday 14 April, 2025 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Damian Brown \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £3,565.92 \| Payment Date: 14/03/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Damian Brown (FORD MUSTANG - JU601UM) Monday 14 April, 2025 to Wed 29 September, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£3,565.92 Your Renewal Offer £3,565.92 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : paigeclements@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	708R-4VXHFPI_F8	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Wed	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Monday 14 April, 2025	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Jane, Information about your Documents. Policy Number : 82B0E1S. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) AH59 4NA Ms Melissa Iqbal 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Ms Melissa Iqbal Policy Number: 82B0E1S Issue date: Sun 24 August, 2025 Address: Studio 59 Mitchell plains Richardsfurt BS7R 3UA Contact number: +44151 496 0936Email address: jacoblewis@example.com Vehicle Details: Registration number: AH59 4NA Keeper: Ms Melissa Iqbal Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BS7R 3UA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 16/09/19 Bonus Protection: Protected To: 00:00 15 July, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Ms Melissa Iqbal Policyholder Date of Birth: Thursday 23 January, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Grace Kay Driver Date of Birth: Tuesday 25 July, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 82B0E1S This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: AH59 4NA or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 15 July, 2025 2Name of Policyholder: Ms Melissa Iqbal 3Persons or classes of persons entitled to drive: Ms Melissa Iqbal, Grace Kay All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 16/09/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Ms Melissa Iqbal Policy number: 82B0E1S Issue date: Sun 24 August, 2025 Issued by: AdmiralAddress: Studio 59 Mitchell plains Richardsfurt BS7R 3UA Reason for issue: Renewal Contact number: +44151 496 0936Email address: jacoblewis@example.com Vehicle Details: Registration number: AH59 4NA Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BS7R 3UA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 16/09/19 Years No Claims Bonus: 14 To: 00:00 on 15 July, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Ms Melissa Iqbal , Grace Kay Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £542.67 Policy Upgrade sub-total: £9,674.10 Insurance Premium Tax: £4,630.14 Total: £6,320.64Windscreen Cover Included Protected No Claims Bonus £9,674.10 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|82B0E1S\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 82B0E1S Issue Date: Sun 24 August, 2025 Renewal Date: 16/09/19 483881525 Ms Melissa Iqbal Studio 59 Mitchell plains Richardsfurt BS7R 3UA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 16/09/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sun 24 August, 2025. Your Renewal Offer £6,320.64 Last Year's Premium £8,990.10 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 16/09/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Ms Melissa Iqbal \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,320.64 \| Payment Date: Fri 15 November, 2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Ms Melissa Iqbal (FORD MUSTANG - AH59 4NA) 16/09/19 to 15 July, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,320.64 Your Renewal Offer £6,320.64 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jacoblewis@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	82B0E1S	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	15	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	16/09/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Charlie, Information about your Documents. Policy Number : ynewdty/lsbdbsgx. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) YP06 6DK Dr Ian Hall 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Ian Hall Policy Number: ynewdty/lsbdbsgx Issue date: 23/03/2021 Address: 775 Richardson ramp North Thomasborough BT02 3SR Contact number: 0191 4960562Email address: trichards@example.com Vehicle Details: Registration number: YP06 6DK Keeper: Dr Ian Hall Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BT02 3SR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 30 January, 2026 Bonus Protection: Protected To: 00:00 Friday 30 April, 2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Ian Hall Policyholder Date of Birth: 04 September, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Douglas Townsend-James Driver Date of Birth: 11/07/20 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ynewdty/lsbdbsgx This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: YP06 6DK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 30 April, 2021 2Name of Policyholder: Dr Ian Hall 3Persons or classes of persons entitled to drive: Dr Ian Hall, Douglas Townsend-James All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 30 January, 20266Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Ian Hall Policy number: ynewdty/lsbdbsgx Issue date: 23/03/2021 Issued by: AdmiralAddress: 775 Richardson ramp North Thomasborough BT02 3SR Reason for issue: Renewal Contact number: 0191 4960562Email address: trichards@example.com Vehicle Details: Registration number: YP06 6DK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BT02 3SR Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 30 January, 2026 Years No Claims Bonus: 14 To: 00:00 on Friday 30 April, 2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Ian Hall , Douglas Townsend-James Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £3,483.63 Policy Upgrade sub-total: £6,152.30 Insurance Premium Tax: £5,818.91 Total: £2,762.04Windscreen Cover Included Protected No Claims Bonus £6,152.30 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ynewdty/lsbdbsgx\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ynewdty/lsbdbsgx Issue Date: 23/03/2021 Renewal Date: 30 January, 2026 483881525 Dr Ian Hall 775 Richardson ramp North Thomasborough BT02 3SR Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 30 January, 2026. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 23/03/2021. Your Renewal Offer £2,762.04 Last Year's Premium £3,096.47 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 30 January, 2026 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Ian Hall \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,762.04 \| Payment Date: Thursday 23 February, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Ian Hall (FORD MUSTANG - YP06 6DK) 30 January, 2026 to Friday 30 April, 2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,762.04 Your Renewal Offer £2,762.04 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : trichards@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ynewdty/lsbdbsgx	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	30 January, 2026	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Daniel, Information about your Documents. Policy Number : kcoigq..blx. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PT301HF Emma Middleton 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Emma Middleton Policy Number: kcoigq..blx Issue date: 2025-08-30 Address: Flat 5 Ian underpass Port Leonard E4 2ZY Contact number: (029)2018844Email address: dixongillian@example.com Vehicle Details: Registration number: PT301HF Keeper: Emma Middleton Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E4 2ZY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-08-08 Bonus Protection: Protected To: 00:00 25/07/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Emma Middleton Policyholder Date of Birth: Tue 21 September, 2021 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Rosie Jones-Pratt Driver Date of Birth: 2021-11-19 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: kcoigq..blx This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PT301HF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/07/2022 2Name of Policyholder: Emma Middleton 3Persons or classes of persons entitled to drive: Emma Middleton, Rosie Jones-Pratt All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-08-086Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Emma Middleton Policy number: kcoigq..blx Issue date: 2025-08-30 Issued by: AdmiralAddress: Flat 5 Ian underpass Port Leonard E4 2ZY Reason for issue: Renewal Contact number: (029)2018844Email address: dixongillian@example.com Vehicle Details: Registration number: PT301HF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: E4 2ZY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-08-08 Years No Claims Bonus: 14 To: 00:00 on 25/07/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Emma Middleton , Rosie Jones-Pratt Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £5,545.92 Policy Upgrade sub-total: £2,489.43 Insurance Premium Tax: £8,006.02 Total: £6,641.75Windscreen Cover Included Protected No Claims Bonus £2,489.43 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|kcoigq..blx\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: kcoigq..blx Issue Date: 2025-08-30 Renewal Date: 2021-08-08 483881525 Emma Middleton Flat 5 Ian underpass Port Leonard E4 2ZY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-08-08. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2025-08-30. Your Renewal Offer £6,641.75 Last Year's Premium £6,874.12 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-08-08 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Emma Middleton \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £6,641.75 \| Payment Date: 2020-06-09 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Emma Middleton (FORD MUSTANG - PT301HF) 2021-08-08 to 25/07/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£6,641.75 Your Renewal Offer £6,641.75 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dixongillian@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	kcoigq..blx	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/07/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-08-08	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Karl, Information about your Documents. Policy Number : SZNXC7RYG9WMIH/MH. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) MY759AR Mrs Jasmine Clarke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mrs Jasmine Clarke Policy Number: SZNXC7RYG9WMIH/MH Issue date: 29/06/21 Address: 27 Amanda spur Burtonberg M6 4QH Contact number: 0116 496 0767Email address: dwood@example.net Vehicle Details: Registration number: MY759AR Keeper: Mrs Jasmine Clarke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6 4QH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 27 December, 2019 Bonus Protection: Protected To: 00:00 18/09/2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mrs Jasmine Clarke Policyholder Date of Birth: Tuesday 21 March, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Leslie Gregory Driver Date of Birth: 04 September, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: SZNXC7RYG9WMIH/MH This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: MY759AR or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 18/09/2022 2Name of Policyholder: Mrs Jasmine Clarke 3Persons or classes of persons entitled to drive: Mrs Jasmine Clarke, Mr Leslie Gregory All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 27 December, 20196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mrs Jasmine Clarke Policy number: SZNXC7RYG9WMIH/MH Issue date: 29/06/21 Issued by: AdmiralAddress: 27 Amanda spur Burtonberg M6 4QH Reason for issue: Renewal Contact number: 0116 496 0767Email address: dwood@example.net Vehicle Details: Registration number: MY759AR Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: M6 4QH Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 27 December, 2019 Years No Claims Bonus: 14 To: 00:00 on 18/09/2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mrs Jasmine Clarke , Mr Leslie Gregory Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,556.70 Policy Upgrade sub-total: £3,624.47 Insurance Premium Tax: £7,099.07 Total: £5,176.02Windscreen Cover Included Protected No Claims Bonus £3,624.47 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|SZNXC7RYG9WMIH/MH\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: SZNXC7RYG9WMIH/MH Issue Date: 29/06/21 Renewal Date: 27 December, 2019 483881525 Mrs Jasmine Clarke 27 Amanda spur Burtonberg M6 4QH Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 27 December, 2019. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 29/06/21. Your Renewal Offer £5,176.02 Last Year's Premium £5,124.71 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 27 December, 2019 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mrs Jasmine Clarke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,176.02 \| Payment Date: 16/03/19 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mrs Jasmine Clarke (FORD MUSTANG - MY759AR) 27 December, 2019 to 18/09/2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,176.02 Your Renewal Offer £5,176.02 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dwood@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	SZNXC7RYG9WMIH/MH	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	18/09/2022	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	27 December, 2019	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Paula, Information about your Documents. Policy Number : vav.bnud_ums. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GY87 2AZ Kirsty Jones 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Kirsty Jones Policy Number: vav.bnud_ums Issue date: 05 April, 2022 Address: 57 Jenna rue East Dianashire N74 6LX Contact number: (01632)960965Email address: jparker@example.org Vehicle Details: Registration number: GY87 2AZ Keeper: Kirsty Jones Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N74 6LX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Thu 28 September, 2023 Bonus Protection: Protected To: 00:00 25/09/2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Kirsty Jones Policyholder Date of Birth: 18 June, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Suzanne Cole Driver Date of Birth: 26/05/21 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: vav.bnud_ums This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GY87 2AZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/09/2023 2Name of Policyholder: Kirsty Jones 3Persons or classes of persons entitled to drive: Kirsty Jones, Suzanne Cole All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Thu 28 September, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Kirsty Jones Policy number: vav.bnud_ums Issue date: 05 April, 2022 Issued by: AdmiralAddress: 57 Jenna rue East Dianashire N74 6LX Reason for issue: Renewal Contact number: (01632)960965Email address: jparker@example.org Vehicle Details: Registration number: GY87 2AZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: N74 6LX Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Thu 28 September, 2023 Years No Claims Bonus: 14 To: 00:00 on 25/09/2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Kirsty Jones , Suzanne Cole Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,280.17 Policy Upgrade sub-total: £1,776.09 Insurance Premium Tax: £7,199.10 Total: £840.52Windscreen Cover Included Protected No Claims Bonus £1,776.09 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|vav.bnud_ums\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: vav.bnud_ums Issue Date: 05 April, 2022 Renewal Date: Thu 28 September, 2023 483881525 Kirsty Jones 57 Jenna rue East Dianashire N74 6LX Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Thu 28 September, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 05 April, 2022. Your Renewal Offer £840.52 Last Year's Premium £446.30 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Thu 28 September, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Kirsty Jones \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £840.52 \| Payment Date: Tuesday 13 May, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Kirsty Jones (FORD MUSTANG - GY87 2AZ) Thu 28 September, 2023 to 25/09/2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£840.52 Your Renewal Offer £840.52 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : jparker@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	vav.bnud_ums	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/09/2023	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Thu 28 September, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Justin, Information about your Documents. Policy Number : DJZOHOCZCE. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) BA315PD Marilyn Martin 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Marilyn Martin Policy Number: DJZOHOCZCE Issue date: Tuesday 05 January, 2021 Address: 47 Ellie brooks Dickinsonhaven W7 5TF Contact number: 0808 1570481Email address: edward97@example.org Vehicle Details: Registration number: BA315PD Keeper: Marilyn Martin Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W7 5TF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2025-02-10 Bonus Protection: Protected To: 00:00 28/02/21 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Marilyn Martin Policyholder Date of Birth: 2025-05-04 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Stephen Shepherd Driver Date of Birth: 2022-03-15 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: DJZOHOCZCE This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: BA315PD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 28/02/21 2Name of Policyholder: Marilyn Martin 3Persons or classes of persons entitled to drive: Marilyn Martin, Mr Stephen Shepherd All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2025-02-106Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Marilyn Martin Policy number: DJZOHOCZCE Issue date: Tuesday 05 January, 2021 Issued by: AdmiralAddress: 47 Ellie brooks Dickinsonhaven W7 5TF Reason for issue: Renewal Contact number: 0808 1570481Email address: edward97@example.org Vehicle Details: Registration number: BA315PD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W7 5TF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2025-02-10 Years No Claims Bonus: 14 To: 00:00 on 28/02/21 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Marilyn Martin , Mr Stephen Shepherd Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £4,630.82 Policy Upgrade sub-total: £9,192.94 Insurance Premium Tax: £9,187.18 Total: £4,323.25Windscreen Cover Included Protected No Claims Bonus £9,192.94 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|DJZOHOCZCE\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: DJZOHOCZCE Issue Date: Tuesday 05 January, 2021 Renewal Date: 2025-02-10 483881525 Marilyn Martin 47 Ellie brooks Dickinsonhaven W7 5TF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2025-02-10. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Tuesday 05 January, 2021. Your Renewal Offer £4,323.25 Last Year's Premium £880.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2025-02-10 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Marilyn Martin \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,323.25 \| Payment Date: 22/01/26 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Marilyn Martin (FORD MUSTANG - BA315PD) 2025-02-10 to 28/02/21 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,323.25 Your Renewal Offer £4,323.25 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : edward97@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	DJZOHOCZCE	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	28/02/21	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2025-02-10	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Kevin, Information about your Documents. Policy Number : W44.SAR9WP.X47KZO/-VB. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) NB043BF Naomi Clarke 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Naomi Clarke Policy Number: W44.SAR9WP.X47KZO/-VB Issue date: 2025-01-22 Address: 39 Fry prairie Buckleymouth B0U 4ZY Contact number: 01414960181Email address: kwilliams@example.net Vehicle Details: Registration number: NB043BF Keeper: Naomi Clarke Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B0U 4ZY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 28/08/2023 Bonus Protection: Protected To: 00:00 26/02/20 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Naomi Clarke Policyholder Date of Birth: Wed 21 February, 2024 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ricky Murphy Driver Date of Birth: 08 October, 2023 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: W44.SAR9WP.X47KZO/-VB This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: NB043BF or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 26/02/20 2Name of Policyholder: Naomi Clarke 3Persons or classes of persons entitled to drive: Naomi Clarke, Ricky Murphy All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 28/08/20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Naomi Clarke Policy number: W44.SAR9WP.X47KZO/-VB Issue date: 2025-01-22 Issued by: AdmiralAddress: 39 Fry prairie Buckleymouth B0U 4ZY Reason for issue: Renewal Contact number: 01414960181Email address: kwilliams@example.net Vehicle Details: Registration number: NB043BF Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: B0U 4ZY Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 28/08/2023 Years No Claims Bonus: 14 To: 00:00 on 26/02/20 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Naomi Clarke , Ricky Murphy Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £384.05 Policy Upgrade sub-total: £9,211.58 Insurance Premium Tax: £5,302.94 Total: £4,612.11Windscreen Cover Included Protected No Claims Bonus £9,211.58 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|W44.SAR9WP.X47KZO/-VB\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: W44.SAR9WP.X47KZO/-VB Issue Date: 2025-01-22 Renewal Date: 28/08/2023 483881525 Naomi Clarke 39 Fry prairie Buckleymouth B0U 4ZY Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 28/08/2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 2025-01-22. Your Renewal Offer £4,612.11 Last Year's Premium £3,388.48 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 28/08/2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Naomi Clarke \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,612.11 \| Payment Date: 21/06/21 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Naomi Clarke (FORD MUSTANG - NB043BF) 28/08/2023 to 26/02/20 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,612.11 Your Renewal Offer £4,612.11 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : kwilliams@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	W44.SAR9WP.X47KZO/-VB	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	26/02/20	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	28/08/2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Pauline, Information about your Documents. Policy Number : 5_XE.H2. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JE76 7RO Antony Hartley 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Antony Hartley Policy Number: 5_XE.H2 Issue date: 18/05/2025 Address: Studio 51i Alexander extensions South Brandonfurt W95 1PW Contact number: (028) 9018556Email address: june39@example.org Vehicle Details: Registration number: JE76 7RO Keeper: Antony Hartley Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W95 1PW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sunday 26 January, 2020 Bonus Protection: Protected To: 00:00 02/04/2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Antony Hartley Policyholder Date of Birth: Fri 19 April, 2019 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Elliot Fletcher Driver Date of Birth: 17 May, 2025 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: 5_XE.H2 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JE76 7RO or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 02/04/2019 2Name of Policyholder: Antony Hartley 3Persons or classes of persons entitled to drive: Antony Hartley, Elliot Fletcher All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sunday 26 January, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Antony Hartley Policy number: 5_XE.H2 Issue date: 18/05/2025 Issued by: AdmiralAddress: Studio 51i Alexander extensions South Brandonfurt W95 1PW Reason for issue: Renewal Contact number: (028) 9018556Email address: june39@example.org Vehicle Details: Registration number: JE76 7RO Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: W95 1PW Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sunday 26 January, 2020 Years No Claims Bonus: 14 To: 00:00 on 02/04/2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Antony Hartley , Elliot Fletcher Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £15.52 Policy Upgrade sub-total: £4,005.22 Insurance Premium Tax: £5,196.18 Total: £47.84Windscreen Cover Included Protected No Claims Bonus £4,005.22 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|5_XE.H2\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: 5_XE.H2 Issue Date: 18/05/2025 Renewal Date: Sunday 26 January, 2020 483881525 Antony Hartley Studio 51i Alexander extensions South Brandonfurt W95 1PW Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sunday 26 January, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 18/05/2025. Your Renewal Offer £47.84 Last Year's Premium £1,585.18 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sunday 26 January, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Antony Hartley \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £47.84 \| Payment Date: 23/08/2024 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Antony Hartley (FORD MUSTANG - JE76 7RO) Sunday 26 January, 2020 to 02/04/2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£47.84 Your Renewal Offer £47.84 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : june39@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	5_XE.H2	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	02/04/2019	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sunday 26 January, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Barbara, Information about your Documents. Policy Number : YRFIFBMVHKW. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) FY54 3HB Teresa Hart 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Teresa Hart Policy Number: YRFIFBMVHKW Issue date: 22 April, 2025 Address: 86 Nicholas coves Parsonsfurt G9 8HE Contact number: +44(0)1632 960814Email address: vsmith@example.com Vehicle Details: Registration number: FY54 3HB Keeper: Teresa Hart Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G9 8HE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2019-05-24 Bonus Protection: Protected To: 00:00 25 May, 2020 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Teresa Hart Policyholder Date of Birth: 2023-03-29 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Howard Fitzgerald Driver Date of Birth: 2024-05-25 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: YRFIFBMVHKW This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: FY54 3HB or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25 May, 2020 2Name of Policyholder: Teresa Hart 3Persons or classes of persons entitled to drive: Teresa Hart, Howard Fitzgerald All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2019-05-246Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Teresa Hart Policy number: YRFIFBMVHKW Issue date: 22 April, 2025 Issued by: AdmiralAddress: 86 Nicholas coves Parsonsfurt G9 8HE Reason for issue: Renewal Contact number: +44(0)1632 960814Email address: vsmith@example.com Vehicle Details: Registration number: FY54 3HB Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G9 8HE Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2019-05-24 Years No Claims Bonus: 14 To: 00:00 on 25 May, 2020 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Teresa Hart , Howard Fitzgerald Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £1,828.58 Policy Upgrade sub-total: £8,062.79 Insurance Premium Tax: £8,406.66 Total: £2,582.88Windscreen Cover Included Protected No Claims Bonus £8,062.79 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|YRFIFBMVHKW\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: YRFIFBMVHKW Issue Date: 22 April, 2025 Renewal Date: 2019-05-24 483881525 Teresa Hart 86 Nicholas coves Parsonsfurt G9 8HE Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2019-05-24. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 22 April, 2025. Your Renewal Offer £2,582.88 Last Year's Premium £2,547.59 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2019-05-24 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Teresa Hart \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,582.88 \| Payment Date: 26/06/2021 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Teresa Hart (FORD MUSTANG - FY54 3HB) 2019-05-24 to 25 May, 2020 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,582.88 Your Renewal Offer £2,582.88 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : vsmith@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	YRFIFBMVHKW	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2019-05-24	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Rebecca, Information about your Documents. Policy Number : eiuczjug/rq. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) TE457JD Graeme Peters 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Graeme Peters Policy Number: eiuczjug/rq Issue date: Wednesday 12 February, 2020 Address: 9 Chloe squares Walkerborough G7 8HA Contact number: +44292018545Email address: carolsimpson@example.net Vehicle Details: Registration number: TE457JD Keeper: Graeme Peters Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G7 8HA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 31/03/19 Bonus Protection: Protected To: 00:00 Sun 20 March, 2022 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Graeme Peters Policyholder Date of Birth: 03 April, 2025 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Ms Janice Henderson Driver Date of Birth: 11/09/24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: eiuczjug/rq This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: TE457JD or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 20 March, 2022 2Name of Policyholder: Graeme Peters 3Persons or classes of persons entitled to drive: Graeme Peters, Ms Janice Henderson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 31/03/196Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Graeme Peters Policy number: eiuczjug/rq Issue date: Wednesday 12 February, 2020 Issued by: AdmiralAddress: 9 Chloe squares Walkerborough G7 8HA Reason for issue: Renewal Contact number: +44292018545Email address: carolsimpson@example.net Vehicle Details: Registration number: TE457JD Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G7 8HA Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 31/03/19 Years No Claims Bonus: 14 To: 00:00 on Sun 20 March, 2022 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Graeme Peters , Ms Janice Henderson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £329.02 Policy Upgrade sub-total: £9,621.68 Insurance Premium Tax: £6,212.61 Total: £2,555.58Windscreen Cover Included Protected No Claims Bonus £9,621.68 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|eiuczjug/rq\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: eiuczjug/rq Issue Date: Wednesday 12 February, 2020 Renewal Date: 31/03/19 483881525 Graeme Peters 9 Chloe squares Walkerborough G7 8HA Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 31/03/19. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 12 February, 2020. Your Renewal Offer £2,555.58 Last Year's Premium £5,672.59 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 31/03/19 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Graeme Peters \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,555.58 \| Payment Date: 17/05/2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Graeme Peters (FORD MUSTANG - TE457JD) 31/03/19 to Sun 20 March, 2022 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,555.58 Your Renewal Offer £2,555.58 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : carolsimpson@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	eiuczjug/rq	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	31/03/19	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Alan, Information about your Documents. Policy Number : R.UAE9WP9. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) JV05 3MY Nathan Richards 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Nathan Richards Policy Number: R.UAE9WP9 Issue date: Sat 04 December, 2021 Address: 29 Davies gateway Bethanville NN80 8NQ Contact number: 0118 496 0548Email address: sjones@example.com Vehicle Details: Registration number: JV05 3MY Keeper: Nathan Richards Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NN80 8NQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 05/03/2021 Bonus Protection: Protected To: 00:00 Sun 26 January, 2025 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Nathan Richards Policyholder Date of Birth: 23 April, 2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Nicholas Bryan Driver Date of Birth: 2023-12-24 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: R.UAE9WP9 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: JV05 3MY or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Sun 26 January, 2025 2Name of Policyholder: Nathan Richards 3Persons or classes of persons entitled to drive: Nathan Richards, Nicholas Bryan All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 05/03/20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Nathan Richards Policy number: R.UAE9WP9 Issue date: Sat 04 December, 2021 Issued by: AdmiralAddress: 29 Davies gateway Bethanville NN80 8NQ Reason for issue: Renewal Contact number: 0118 496 0548Email address: sjones@example.com Vehicle Details: Registration number: JV05 3MY Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: NN80 8NQ Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 05/03/2021 Years No Claims Bonus: 14 To: 00:00 on Sun 26 January, 2025 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Nathan Richards , Nicholas Bryan Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £9,390.07 Policy Upgrade sub-total: £6,676.38 Insurance Premium Tax: £9,670.38 Total: £4,549.03Windscreen Cover Included Protected No Claims Bonus £6,676.38 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|R.UAE9WP9\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: R.UAE9WP9 Issue Date: Sat 04 December, 2021 Renewal Date: 05/03/2021 483881525 Nathan Richards 29 Davies gateway Bethanville NN80 8NQ Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 05/03/2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Sat 04 December, 2021. Your Renewal Offer £4,549.03 Last Year's Premium £8,099.68 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 05/03/2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Nathan Richards \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £4,549.03 \| Payment Date: Sunday 10 May, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Nathan Richards (FORD MUSTANG - JV05 3MY) 05/03/2021 to Sun 26 January, 2025 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£4,549.03 Your Renewal Offer £4,549.03 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : sjones@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	R.UAE9WP9	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Sun	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	05/03/2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Suzanne, Information about your Documents. Policy Number : YT3WUORQXC6MGTR4B4. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GB79 5YC Dr Linda Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Dr Linda Smith Policy Number: YT3WUORQXC6MGTR4B4 Issue date: Saturday 23 November, 2019 Address: Studio 23 Spencer lodge South Marilyn G9 4XT Contact number: +44(0)2074960116Email address: xbrown@example.org Vehicle Details: Registration number: GB79 5YC Keeper: Dr Linda Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G9 4XT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wednesday 17 June, 2020 Bonus Protection: Protected To: 00:00 25/02/2021 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Dr Linda Smith Policyholder Date of Birth: 2025-08-17 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Cheryl Nelson Driver Date of Birth: 2025-05-28 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: YT3WUORQXC6MGTR4B4 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GB79 5YC or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 25/02/2021 2Name of Policyholder: Dr Linda Smith 3Persons or classes of persons entitled to drive: Dr Linda Smith, Dr Cheryl Nelson All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wednesday 17 June, 20206Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Dr Linda Smith Policy number: YT3WUORQXC6MGTR4B4 Issue date: Saturday 23 November, 2019 Issued by: AdmiralAddress: Studio 23 Spencer lodge South Marilyn G9 4XT Reason for issue: Renewal Contact number: +44(0)2074960116Email address: xbrown@example.org Vehicle Details: Registration number: GB79 5YC Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: G9 4XT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wednesday 17 June, 2020 Years No Claims Bonus: 14 To: 00:00 on 25/02/2021 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Dr Linda Smith , Dr Cheryl Nelson Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £8,539.63 Policy Upgrade sub-total: £4,259.42 Insurance Premium Tax: £6,776.11 Total: £5,328.40Windscreen Cover Included Protected No Claims Bonus £4,259.42 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|YT3WUORQXC6MGTR4B4\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: YT3WUORQXC6MGTR4B4 Issue Date: Saturday 23 November, 2019 Renewal Date: Wednesday 17 June, 2020 483881525 Dr Linda Smith Studio 23 Spencer lodge South Marilyn G9 4XT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wednesday 17 June, 2020. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Saturday 23 November, 2019. Your Renewal Offer £5,328.40 Last Year's Premium £184.33 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wednesday 17 June, 2020 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Dr Linda Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £5,328.40 \| Payment Date: Wed 11 March, 2020 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Dr Linda Smith (FORD MUSTANG - GB79 5YC) Wednesday 17 June, 2020 to 25/02/2021 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£5,328.40 Your Renewal Offer £5,328.40 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : xbrown@example.org We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	YT3WUORQXC6MGTR4B4	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	25/02/2021	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wednesday 17 June, 2020	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Matthew, Information about your Documents. Policy Number : ZDZTE/9OEH99M_MY74. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) GN61 4HK Harriet Smith 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Harriet Smith Policy Number: ZDZTE/9OEH99M_MY74 Issue date: 16 July, 2025 Address: 29 Fox loop Port Kenneth DT9 6GF Contact number: +44121 4960227Email address: bentleysara@example.net Vehicle Details: Registration number: GN61 4HK Keeper: Harriet Smith Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DT9 6GF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 2021-01-22 Bonus Protection: Protected To: 00:00 Friday 09 February, 2024 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Harriet Smith Policyholder Date of Birth: 23 September, 2023 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Karen Price Driver Date of Birth: 2022-08-29 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: ZDZTE/9OEH99M_MY74 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: GN61 4HK or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Friday 09 February, 2024 2Name of Policyholder: Harriet Smith 3Persons or classes of persons entitled to drive: Harriet Smith, Karen Price All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the 2021-01-226Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Harriet Smith Policy number: ZDZTE/9OEH99M_MY74 Issue date: 16 July, 2025 Issued by: AdmiralAddress: 29 Fox loop Port Kenneth DT9 6GF Reason for issue: Renewal Contact number: +44121 4960227Email address: bentleysara@example.net Vehicle Details: Registration number: GN61 4HK Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: DT9 6GF Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on 2021-01-22 Years No Claims Bonus: 14 To: 00:00 on Friday 09 February, 2024 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Harriet Smith , Karen Price Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £930.99 Policy Upgrade sub-total: £5,999.86 Insurance Premium Tax: £2,048.13 Total: £7,528.73Windscreen Cover Included Protected No Claims Bonus £5,999.86 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|ZDZTE/9OEH99M_MY74\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: ZDZTE/9OEH99M_MY74 Issue Date: 16 July, 2025 Renewal Date: 2021-01-22 483881525 Harriet Smith 29 Fox loop Port Kenneth DT9 6GF Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Mrs %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on 2021-01-22. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 16 July, 2025. Your Renewal Offer £7,528.73 Last Year's Premium £2,446.59 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before 2021-01-22 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Harriet Smith \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £7,528.73 \| Payment Date: 16/01/2022 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Harriet Smith (FORD MUSTANG - GN61 4HK) 2021-01-22 to Friday 09 February, 2024 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£7,528.73 Your Renewal Offer £7,528.73 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : bentleysara@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	ZDZTE/9OEH99M_MY74	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Friday	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	2021-01-22	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Zoe, Information about your Documents. Policy Number : TWN9ME9. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) PK84 7JT Mr Thomas Shepherd 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: Mr Thomas Shepherd Policy Number: TWN9ME9 Issue date: 20 June, 2019 Address: Studio 20o Harriet radial Port Tina L3 6LL Contact number: 0161 496 0287Email address: amartin@example.net Vehicle Details: Registration number: PK84 7JT Keeper: Mr Thomas Shepherd Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L3 6LL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Sat 05 August, 2023 Bonus Protection: Protected To: 00:00 Thu 27 July, 2023 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description Mr Thomas Shepherd Policyholder Date of Birth: 25 November, 2020 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Mr Elliot Joyce Driver Date of Birth: Tue 23 April, 2019 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: TWN9ME9 This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: PK84 7JT or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the Thu 27 July, 2023 2Name of Policyholder: Mr Thomas Shepherd 3Persons or classes of persons entitled to drive: Mr Thomas Shepherd, Mr Elliot Joyce All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Sat 05 August, 20236Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: Mr Thomas Shepherd Policy number: TWN9ME9 Issue date: 20 June, 2019 Issued by: AdmiralAddress: Studio 20o Harriet radial Port Tina L3 6LL Reason for issue: Renewal Contact number: 0161 496 0287Email address: amartin@example.net Vehicle Details: Registration number: PK84 7JT Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: L3 6LL Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Sat 05 August, 2023 Years No Claims Bonus: 14 To: 00:00 on Thu 27 July, 2023 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: Mr Thomas Shepherd , Mr Elliot Joyce Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £7,242.91 Policy Upgrade sub-total: £307.30 Insurance Premium Tax: £1,663.10 Total: £2,117.58Windscreen Cover Included Protected No Claims Bonus £307.30 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|TWN9ME9\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: TWN9ME9 Issue Date: 20 June, 2019 Renewal Date: Sat 05 August, 2023 483881525 Mr Thomas Shepherd Studio 20o Harriet radial Port Tina L3 6LL Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Dr %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Sat 05 August, 2023. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on 20 June, 2019. Your Renewal Offer £2,117.58 Last Year's Premium £7,876.52 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Sat 05 August, 2023 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: Mr Thomas Shepherd \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £2,117.58 \| Payment Date: 29 August, 2023 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary Mr Thomas Shepherd (FORD MUSTANG - PK84 7JT) Sat 05 August, 2023 to Thu 27 July, 2023 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£2,117.58 Your Renewal Offer £2,117.58 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : amartin@example.net We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	TWN9ME9	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	Thu	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Sat 05 August, 2023	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06
admiral-car-manual-send	Your documents for your Admiral policy Admiral Please do not reply to this email as replies will not be received. If you wish to email us, please use the 'Contact Us' link at the bottom of this email. Hello Mohammad, Information about your Documents. Policy Number : uwngmimvyiu.. Please find attached the documents you requested relating to your cover with Admiral. You must ensure all policyholders check these carefully, along with their Proposal Confirmation(s) and call us immediately if any of the details are incorrect. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You can view the policy booklet and any relevant Policy Upgrade leaflet(s) online at www.admiral.com . This is also where you can find your policy terms and conditions. It's important to note that, as the Policy Administrator, you will be responsible for all payments relating to the policy. We will write to you if there is a change to the premium, or if we are unable to take payment. If you are not the account holder, it will be your responsibility to make the bank account or card holder aware of any action required. You will be responsible for any outstanding amount. If premium remains unpaid after the policy is cancelled we may refer this to a collection agency. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach using the link below. Useful Links. Sign in now. Contact us. Admiral.com. Make a Claim. Please note that replies to this email address will not be received. If you have any questions about your policy, our representatives are always happy to help. You can reach us using the 'Contact Us' link above. This email is sent for and on behalf of EUI Limited. EUI Limited is registered in England and Wales at Ty Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, http://www.fca.org.uk/register . EUI Limited acts for, and on behalf of, other regulated insurance companies. This email message is confidential and solely for the use of the intended recipient. If you are not the intended recipient of this email be advised that any use is strictly prohibited. Please delete this email and destroy any copies of it. EUI Limited does not accept responsibility for changes made to this message after it was sent. To view our privacy policy please click here. . Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We assume that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that the recipient should ensure they are actually virus free. No responsibility is accepted by EUI Limited in this regard and the recipient should carry out such virus and other checks, as it considers appropriate. **** This email is sent for and on behalf of Admiral Group plc ** Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg. No. 03849958). EUI Limited (Reg No: 02686904) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request. Any opinions expressed in this email are those of the individual and not necessarily the company. This email and any files transmitted with it, including replies and forwarded copies (which may contain alterations) subsequently transmitted from the Company, are confidential and solely for the use of the intended recipient. It may contain material protected by attorney-client privilege. If you are not the intended recipient or the person responsible for delivering to the intended recipient, be advised that you have received this email in error and that any use is strictly prohibited. If you have received this email in error please notify our customer services department by telephone on +44 (0)333 220 2000. Please then delete this email and any copies of it. Security Warning: Please note that this email has been created in the knowledge that Internet email is not a 100% secure communications medium. We advise that you understand and accept this lack of security when emailing us. Viruses: Although we have taken steps to ensure that this email and any attachments are free from any virus, we advise that in keeping with good computing practice the recipient should ensure they are actually virus free. We may monitor the content of emails sent and received via our network for viruses or unauthorised use and for other lawful business purposes. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)(This is not your Proof of No Claims Bonus, for this please refer to your Motor Proposal Confirmation Document) No Claims Bonus Information Your policy includes Protected No Claims Bonus. This increases your premium by £10.08. You have declared the current NCB years below: Registration Policyholder Current NCBGuaranteed NCBNCB ProtectedCost (Including Insur- ance Premium Tax) EB73 3BZ James Khan-Gardiner 14 years No Yes £10.08 Protected No Claims Bonus does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Protected No Claims Bonus allows you to make one or more claims before your bonus is reduced. Please see the step-back procedures for details, which can be found below. The tables below show: (i) the average No Claims Bonus discount awarded to our Motor Insurance Policyholders last year ac- cording to their number of No Claims Bonus years; and (ii) what would happen to your No Claims Bonus years if you were to make one or more claims in the next 12 months with and without this protection. Table i Number of years No Claims Bonus for this policyAverage NCB Dis- count Oneyear NCB 8% Two years NCB 13% Three years NCB 17% Four years NCB 26% Five years NCB 27% Six years NCB 28% Seven years NCB 30% Eight years NCB 31% Nine years or more NCB 37% Table ii No Claims Bonus at next renewal date without NCB ProtectionNo Claims Bonus at next renewal date with NCB Protection Number of years No Claims Bonus for this Renewal/Quote1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months1 claim in the next 12 months2 claims in the next 12 months3 claims in the next 12 months Oneyear NCB Nil Nil Nil Two years NCB Nil Nil Nil Three years NCB Oneyear Nil NilNo Claims Bonus Protection not avail- able with less than 4 years Four years NCB Two years Nil Nil Four Years Four Years Two Years Five years or more NCB Three yearsOne Year Nil Five years or moreFive years or moreThree Years With Protected No Claims Bonus you can make 2 fault claims with us ina 3 year period without your bonus being reduced. Without Protected No Claims Bonus any fault claim will reduce your bonus. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Proposal Confirmation (Proof of No Claims Bonus) You must check this document carefully because itis your record of the information you have provided and we have used this to assess the risk we are undertaking. Once you have checked this document, if any information is found to be incorrect, please contact us immediately. Failure to notify us of corrections or changes could mean we do not pay your claim, reduce the amount you are able to claim for or even result in your policy being declared void. You must read this document along with 'Your Car In- surance Guide' at www.admiral.com. Your Details: Name: James Khan-Gardiner Policy Number: uwngmimvyiu. Issue date: Wednesday 17 June, 2020 Address: Studio 4 Samantha shoal Port Patriciaburgh BD5 8ZT Contact number: 01134960284Email address: dawnread@example.com Vehicle Details: Registration number: EB73 3BZ Keeper: James Khan-Gardiner Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BD5 8ZT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Immobiliser/Alarm: Engine Immobiliser Date Bought: OCT 2016 Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If in doubt, please call us) Description of your Cover: Type of cover: Comprehensive Length of Cover 365 days Years No Claims Bonus: 14 Period of Cover: From: 00:00 Wed 15 December, 2021 Bonus Protection: Protected To: 00:00 27 March, 2019 Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Permitted use: Social, Domestic, Pleasure and Commuting IMPORTANT: PLEASE TURNOVER FOR YOUR DRIVER DETAILS ● Motoring Offences : In the last 5 years, have you (or any named driver) had any motoring offences added to your driving licence records? ● Non-Motoring Convictions : Do you or any driver have any non-motoring convictions that are not considered spent un- der the Rehabilitation of Offenders Act 1974? ● Claims : Have you or any driver had any accidents, incidents, thefts or losses, or made any claims (Fault or Non Fault) during the past 3 years other than those listed? Driver Details Licence De- tails1) Motoring Offences (within the last 5 years)2) Claims (within the last 3 years) Date Code Points Disq. (up to)Breath ReadingDate Costs Description James Khan-Gardiner Policyholder Date of Birth: 18/07/2022 Residency: 1989 FullTime Occupation: Financial Analyst Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 15 yearsNone None Dr Tina Abbott Driver Date of Birth: 06/05/19 Residency: 1979 FullTime Occupation: Manager Non Motoring Convictions: NoLicence type: UK Full- manual Time held: 16 yearsNone None Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Declaration: Itis an offence under the Road Traffic Act to make a false state- mentor withhold any information to gain the issue ofa Motor Insurance Certifi- cate. Any incorrect information could lead to us declaring your policy void and/or declining any claim. We use all the information contained on this form to assess the risk we are un- dertaking. You should disclose this information accurately and you must contact us if any information is incorrect or has changed. A copy of this Motor Proposal Confirmation has been supplied for you to keep. If you give us any added infor- mation in writing you should make and keep a copy. I understand that you will pass the information on this form and about any inci- dent, I may give details of, to Insurance Database Services Ltd and Association of British Insurers so they can make it available to other insurers. I also under- stand that, in response to any searches you may make in connection with this application or any incident I have given details of, Insurance Database Services Ltd and Association of British Insurers may pass you information it has received from other insurers about other incidents anyone insured to drive the vehicle covered under the policy have been involved in. I understand you may ask for information, from other insurers, to check the an- swers I have provided. I agree that the statements made by me, which are set out above and below are true and correct to the best of my knowledge and belief and will be the ba- sis of the Contract between the subscribing insurers and myself. I authorise Ad- miral until further notice in writing to charge thePage / 2 payment details held on record for any amounts due, including the renewal of my policy (which is separate from any intermediary charges charged by EUI Limited which are described in Your Agreement with EUI Limited) . IfI am not the account holder, I agree to advise the account holder of this arrangement. I give Admiral the authority to contact the DVLA for details of my driving licence and discuss the policy with, or take in- struction to make changes to the policy from Spouse, Partner, Named Driver(s) and Parents. I undertake that my vehicle is ina roadworthy condition and will not be driven by any persons who, to my knowledge, have been refused motor insurance. I can confirm that all statements set out above and overleaf, though not written in hand, have been read and checked by me and that they are correct. Important: The following notice should be read asan integral part of your Motor Proposal Confirmation: Insurers pass information to the Claims Underwriting and Exchange Register, and the Motor Insurance Anti-Fraud and Theft Register, run by the Motor Insur- ance Bureau (MIB). This helps insurers check information and prevent fraudu- lent claims. When we deal with your request for insurance we may search these registers. Under the conditions of your policy, you must tell us about any inci- dent (such asan accident or theft) which may give rise to a claim. When you tell us about an incident we will pass information to the Registers.Information relating to your insurance policy will be added to the Motor Insur- ance Database ("MID") managed by the Motor Insurers' Bureau ("MIB"). MID and the data stored on it maybe used by certain statutory and/or authorised bodies including the Police, the DVLA, the DVANI, the Insurance Fraud Bureau and other bodies permitted by law for purposes not limited to but including: I. Electronic Licensing II. Continuous Insurance Enforcement III. Law enforcement (prevention, detection, apprehension and or prosecution of offenders) IV. The provision of government services and or other services aimed at reduc- ing the level and incidence of uninsured driving If you are involved ina road traffic accident (either in the UK, the EEA or certain other territories), insurers and/or the MIB may search the MID to obtain relevant information. Persons (including his or her appointed representatives) pursuing a claim in re- spect ofa road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. Itis vital that the MID holds your correct registration number. If itis incorrectly shown on the MID you are at risk of having your vehicle seized by the Police. You can check that your correct registration number details are shown on the MID at www.askmid.com. Fraud Prevention and Detection notice. In order to prevent and detect fraud, we may at anytime share information about you with the other companies within the Admiral Group. The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. These include CIFAS and the Insurance Fraud Bureau. If false or inaccurate information is provided and fraud is identified, you could be refused certain services, finance, or employment and details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to pre- vent fraud and money laundering, for example, when: - Checking details on applications for credit and credit related or other facilities; - Managing credit and credit related accounts or facilities; - Recovering debt; - Checking details on proposals and claims for all types of Insurance; and - Checking details of job applicants and employees. We and other organisations may access and use, from other countries, the in- formation recorded by fraud prevention agencies. For further details on how your information will be used by us and these fraud prevention agencies, and your data protection rights, please contact us at The Underwriting Department, Ty Admiral, David Street, Cardiff, CF10 2EH Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Certificate of Motor Insurance Issued by: Admiral Policy number: uwngmimvyiu. This Certificate is evidence that you have insurance to comply with the law. You must read this document in conjunction with Your Car Insurance Guide and your Policy Schedule. If you wish to change any details shown below please contact Admiral. If you do not inform Admiral of any changes, you may not have the protection of the policy. 1Description of vehicle: EB73 3BZ or any private vehicle loaned to the Policyholder by an Admiral approved repairer, or another company instructed by Admiral under the Claims under sections 2 and 3 of Your Car Insurance Guide.5Date of expiry of Insurance: 00:00 hours on the 27 March, 2019 2Name of Policyholder: James Khan-Gardiner 3Persons or classes of persons entitled to drive: James Khan-Gardiner, Dr Tina Abbott All drivers must be driving in accordance with the terms of their li- cence. The Policyholder may also drive, with the consent of the owner, a private motor car. Only Third Party liabilities are cov- ered when driving another car. Please see Your Car Insurance Guide as restrictions will apply. 4Effective date of the commencement of Insurance for the purpose of the relevant law: 00:00 hours on the Wed 15 December, 20216Permitted Use: Social, Domestic, Pleasure and Commuting Use for all drivers for social, domestic and pleasure pur- poses and travel between their own home and perma- nent place of business or employment. The Policy does not cover: Use for business purposes, merchandise delivery or the car- riage of goods or passengers for hire and reward. Use to secure the release ofa motor vehicle, other than the ve- hicle identified above, which has been seized by, or on behalf of any public authority. Use on the Nürburgring Nordschleife, or any racetrack, circuit or prepared course. Any formal or informal race, whether prear- ranged or not. Used to participate in any test, competition or or- ganised motoring event. We hereby certify that the policy to which this Certificate re- lates satisfies the requirements of the relevant law applica- ble in Great Britain, Northern Ireland, the Isle of Man, the Is- lands of Alderney, Guernsey and Jersey. For and on behalf of Authorised Insurers: Admiral Insurance Company Ltd is authorised by the Prudential Regulation Authority and regu- lated by the Financial Conduct Authority and by the Pruden- tial Regulation Authority (Registration No: 219824) Ty Ad- miral, David Street, Cardiff, CF10 2EH (Home State: Unit- ed Kingdom). Admiral Insurance (Gibraltar) Ltd is authorised and regulated by the Financial Services Commission (Reg- istration No: 220858) 1st Floor, 24 College Road, PO Box 575, Gibraltar GX11 3AA (Home State: Gibraltar).Great Lakes Insurance SE isa German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleis- tungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Fi- nancial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to oper- ate in the UK for a limited period while seeking full authorisa- tion, are available on the Financial Conduct Authority’s web- site. Cristina Nestares, for Authorised Insurers Please TurnOver Several Liability Notice: Your cover is provided by three authorised insurers, who have agreed to cover an agreed share of the costs should a claim arise. No individual insurer is liable for any amount beyond their agreed share but collectively your insurance cover will amount to 100%. Advice to third parties: Nothing contained in this Certificate affects your right asa third party to make a claim. Page / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Motor Policy Schedule This policy schedule provides important details about your policy. It must be read along with Your Car Insurance Guide, which is available online at www.admiral.com. Please check this document carefully and if anything is incorrect, call us. If everything is correct, please keep in your file for fu- ture reference. Your Details: Name: James Khan-Gardiner Policy number: uwngmimvyiu. Issue date: Wednesday 17 June, 2020 Issued by: AdmiralAddress: Studio 4 Samantha shoal Port Patriciaburgh BD5 8ZT Reason for issue: Renewal Contact number: 01134960284Email address: dawnread@example.com Vehicle Details: Registration number: EB73 3BZ Immobiliser/Alarm: Engine Immobiliser Annual mileage (est): 6000 Engine size: 4951 Postcode where kept: BD5 8ZT Year made: 2016 Manufacturer: FORD Kept overnight: Driveway Model: MUSTANG GT Modifications: Exhaust/manifold (non standard) (Anything which changes the maker’s standard specification or alters its performance, including cosmetic changes such as alloy wheels, body kits, or any non-standard parts. If you have any queries, please call us.) Description of your Admiral Insurance Cover: Type of cover: Comprehensive Period of cover From: 00:00 on Wed 15 December, 2021 Years No Claims Bonus: 14 To: 00:00 on 27 March, 2019 Bonus Protection: Protected Type of use: Social, Domestic, Pleasure and Commuting Our maximum NCB is 5 years. Please see Your Car Insurance Guide for details of how your bonus will be affected if you make a claim.Endorsements that apply: See Extra Conditions Drivers: James Khan-Gardiner , Dr Tina Abbott Premium Details: (Payment Method: Credit Card) Policy Upgrades Insurance Premium: £789.56 Policy Upgrade sub-total: £2,243.86 Insurance Premium Tax: £9,830.57 Total: £703.58Windscreen Cover Included Protected No Claims Bonus £2,243.86 Excess Details: An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. (i) If you have a claim and have Comprehensive cover, the following excesses apply: (remember you must add the relevant Compulsory and Voluntary Excesses together to calculate the total amount you must pay in the event of any claim made). Age of Driver in Charge at Time of Accident: Amount of Excess: Compulsory Voluntary Total Less than 21 years £600 + £100 = £700 Age 21-24 £500 + £100 = £600 Over 25 with full UK licence for at least 1 year £350 + £100 = £450 Over 25 witha provisional UK licence or full UK licence held for less than 1 year£500 + £100 = £600 (ii) If you make a claim for windscreen damage, and have windscreen cover (automatically in- cluded with Comprehensive cover), the following excess applies:£115 for replacement or £25 for repair (iii) If you make a claim for Fire and/or Theft, the following excess applies: £350 The Compulsory Excess stated above may change if you change your vehicle and/or ask to protect/guarantee your No Claims Bonus on your motor insurance policy. Please remember any Voluntary Excess you agreed at the start of the period of insur- ance forms part of the total excess that must be paid in the event of any claim made. Extra Conditions (Endorsements) - if applicable: Please read Extra Conditions (Endorsements) in Your Car Insurance Guide at www.admiral.com Protected No Claims Bonus Includes cover to drive other carson a third party basis onlyPage / 1 Access MyAccount Scan this with your phone to view your documents, make changes or submit a claim.LTCD\|EUI\|AD\|AR\|UK\|CAR\|uwngmimvyiu.\|RENEWAL_AR_ADMIN\|483881525\|10000000 00000000 Policy Number: uwngmimvyiu. Issue Date: Wednesday 17 June, 2020 Renewal Date: Wed 15 December, 2021 483881525 James Khan-Gardiner Studio 4 Samantha shoal Port Patriciaburgh BD5 8ZT Renewals Number 0333 222 6715 Claims Number 0333 220 2033Opening hours Mon - Fri: 8am - 7pm Sat : 9am - 5pm Sun: 10am - 4pmContact Us admiral.com/help Register for MyAccount admiral.com/regYour Car Insurance Policy is due to automatically renew! Dear Miss %LAST_NAME_1, Thank you for being an Admiral customer. Please find enclosed details of your policy for the next 12 months which is due to start on Wed 15 December, 2021. To keep your car insured and to give you peace of mind we will automatically renew your policy based on the information you have supplied, unless you let us know otherwise. The renewal premium we offer will be no greater than the equivalent price that we would offer to you asa new customer. To find out more visit admiral.com/car-insurance/what-affects-my-car-insurance-price. Please note, there is no need for you to respond to this letter if you have already contacted us and made changes to your policy since it was posted on Wednesday 17 June, 2020. Your Renewal Offer £703.58 Last Year's Premium £5,678.67 Prices include Insurance Premium Tax. Please see overleaf for your policy summary. The Last Year's Premium figure isa representation of your premium for the past year using the current details of your renewal offer. Asa result, your Last Year's Premium figure may differ from what you paid last year if changes have been made. Be sure to thoroughly check the level of cover and policy benefits of our renewal, along with any quotations you receive from alternative providers, to ensure they meet your needs and requirements. If you've renewed with us before You have been with us for a number of years. You maybe able to get the insurance cover you want ata better price if you shop around. Itis important to us that our customers understand how a price is calculated at renewal. To find out more go to admiral.com/car- insurance/what-affects-my-car-insurance-price. Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admiral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)What happens next? Check your details! Have any of your details or the way you use your vehicle changed? It's important to check the information you have provided us with remains accurate, as this affects the price and cover we offer. If you fail to keep us informed of any changes, accidents, claims, convictions or fixed penalty notices, or you provide false or inaccurate information, this may invalidate any claim or result in increased premiums or your policy being cancelled. Ifa claim arises before your renewal date, we may have to amend this renewal offer. If you have made any changes to your policy due to the impact of Covid-19, itis important to review your cover to ensure itis accurate. Please review all of your documents including: 'Insurance Product Information Documents'. These summarise the key features of your insurance policy. There are separate 'Insurance Product Information Documents' for each of the products you have selected. 'Your Agreement with EUI'. This document sets out our services, fees and charges. 'Motor Proposal Confirmation'. This document isa record of the information you have provided us with. 'Policy Schedule'. The schedule confirms the Excesses and Extra Conditions (endorsements) applying to your policy, your cover and limits. Your Premium Details breakdown your price including any Policy Upgrades selected. 'Amendments to Your Car Guide (Renewal)'. This document is available in the policy book section at www.admiral.com and informs you of any changes that apply to your policy from renewal. 'Standalone NCB Information'. This document includes details about your No Claims Bonus Protection. Renewing your policy Your Renewal Are you happy that all your details are correct, and you want to renew? If so, we'll automatically renew your policy using the payment details below. Please contact us before Wed 15 December, 2021 if you decide not to renew your policy. You can change your auto-renewal preference for future renewals, free of charge at any time, by contacting us online or by phone. To change any of your details or if you have any questions please get in touch and we will be happy to help. Your Payment Details Cardholder: James Khan-Gardiner \| Card Number: --**-1775 \| Card Expiry: 10/2022 Payment Amount: £703.58 \| Payment Date: 22 March, 2025 Paying for your policy To ensure your renewal isPage / 2 handled quickly and effectively, payment will be taken from the details we hold on file. The payment details listed will be used for collection of additional premium, refunds, renewal payments and, ifa policy is cancelled or amended, the collection of outstanding balances (including administration charges payable to EUI Limited) Please check the payment details carefully As the Policy Administrator you are responsible for all payments relating to the policy. If you are not the registered payer, you must ensure the account/card holder is aware of any action required. Please be aware, cancelled policies with an outstanding balance maybe referred to a collection agency. For full details of how we will administer your policy, please refer to your insurance guide at www.admiral.com Your policy summary James Khan-Gardiner (FORD MUSTANG - EB73 3BZ) Wed 15 December, 2021 to 27 March, 2019 00:00 (365 days) Windscreen Cover and Protected No Claims Bonus at £10.08£703.58 Your Renewal Offer £703.58 Prices include Insurance Premium Tax. Managing your policy online If you would prefer to access your policy documents online all you will need is to register with some key personal information and the email address you used when you took out our policy, this has been displayed below asa reminder. Register at: admiral.com/myAccount Email Address : dawnread@example.com We look forward to insuring you for another year and hope you decide to renew your policy with Admiral. Yours sincerely, The Renewals TeamPage / 1 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Your Agreement with EUI Limited Who we are Admiral isa trading name of EUI Limited (‘we / us / our’). EUI Limited isa 100% owned subsidiary of Admiral Group plc. Admi- ral Group plc also owns 100% of the share capital of Admiral Insurance (Gibraltar) Limited (which isa regulated insurance com- pany). We are an insurance intermediary authorised and regulated by The Financial Conduct Authority (FCA) under registration number 309378, you can check this at www.fca.org.uk/register or by calling 0800 111 6768. In addition to the contract that you have with the Authorised Insurers, you have a separate agreement with EUI Limited for the arrangement and administration of your insurance policy. This agreement covers the specific insurance intermediary services that we provided directly to you, in addition to other services that we may provide to you on behalf of the Authorised Insurers. The services and the charges applied under this Agreement are shown below. Please use this information to decide if our ser- vices are right for you. Products we offer Our Home Insurance Products are Insured by Admiral Insurance (Gibraltar) Limited. In addition we also offer a range of policy upgrades that complement these products. These are Family Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Home Emergency and Boil- er EmergencyProvided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Landlord Legal Protection Provided by Arc Legal Assistance Limited and underwritten by AmTrust Europe Limited. Landlord Emergency Provided by Sedgwick International UK and underwritten by Admiral Insurance (Gibraltar) Limited. Our Motor Insurance Product is insured bya consortium led by Admiral Insurance (Gibraltar) Limited and our Van Insurance Product is insured by Admiral Insurance (Gibraltar) Limited In addition we also offer a range of policy upgrades that complements these products. These are Breakdown Provided by The Automobile Association Developments Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Vehicle Contents Cover (Van only)Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Hire Vehicle Provided by Auxillis Services Limited and underwritten by Admiral Insurance (Gibraltar) Limit- ed. Motor Legal Protection Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Personal Injury Provided by EUI Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Keycare (Motor only) Provided by Keycare Limited and underwritten by Admiral Insurance (Gibraltar) Limited. Who we act for We are permitted to setup your insurance contract on behalf of the Authorised Insurers and act on your behalf in arranging your contract of insurance. We are entitled to conduct the defence or settlement of any claim and/or admit negligence for any accident or claim on your behalf. We hold as agent any insurance premiums collected on behalf of the insurers described above. We do not hold client money. Our services We will help you identify your needs by providing appropriate information and may ask you some questions to help you make an informed choice. You will then need to make your own decision on howto proceed. We will not provide advice ora recom- mendation for any of the products we offer, including optional additional products. Commission EUI Limited receives a commission from the Authorised Insurers that underwrite your insurance policy. This commission is in- cluded in your premium and covers the costs incurred by EUI Limited in arranging and administering your policy, including the costs of dealing with claims. EUI Limited also receives an additional bonus from the Authorised Insurers which is dependent on the underwriting profits they make on the policies arranged and administered. EUI Limited also receives commission from the insurers of the optional add-on products you may have purchased alongside your policy (e.g. Motor Legal Protection, Break- down Cover or Home Emergency Cover). The commission received is variable and is included in the premium you pay. Staff Remuneration EUI Limited remunerates its employees using a combination of fixed and variable rewards that are designed to ensure they act in customers’ best interests at all times. All employees receive a base salary and participate in share schemes that are based on overall company performance. In addition, contact centre employees also receive variable financial rewards based on the in- surance policies they process, providing they also achieve high levels of customer service. Discretionary non-financial rewards (e.g. additional holidays) may also be given for the same reasons. What willPage / 2 you have to pay for our services? Cancellation within 14 days If you wish to cancel your policy, you must contact us. If you cancel your policy between the date you purchase and up to 14 daysafter the start ofa new policy, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. This will apply even if you cancel before the cover begins. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, EUI Limited will select the single highest cancel- lation charge that applies, from the list below. If you have purchased any policy upgrades separate to your policy you will re- ceive a full refund, provided a claim has not been made. Vehicle £25.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £125.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£75.00 Property £25.00 Cancellation after 14 days If you wish to cancel your policy you must contact us. If you cancel your policy after the 14 day cooling off period, but before the end of its term, EUI Limited will make an intermediary charge to cover the costs of setting up your policy and arranging for it to be cancelled. The insurer will also make a charge for the time on cover. Ifa claim has been made the full premium for the year will be due. If your policy covers more than one product, we will select the single highest cancellation charge that applies, from the list below. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £55.00 Vehicle (LittleBox/Safe Driver) - if the unit has been installed £155.00 Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£105.00 Property £39.50 Voided policy If you or anyone acting for you recklessly or deliberately misrepresents information at anytime during the policy which has led to your insurance being declared void and a claim has been made, Admiral will not return any premium. In all other cases EUI Limited will apply an intermediary charge for the costs of setting up your policy and confirming the voidance. Ifa claim has been made Admiral will also deduct any claim costs from your refund. Insurance declared void £80.00 Registered in England and Wales as EUI Limited Reg. No. 2686904 Registered Address: Ty Admi- ral, David Street, Cardiff, CF10 2EH. Authorised and regulated by the Financial Conduct Authority (309378)Removal of an item from your policy If you want to remove an item from your policy EUI Limited will apply an intermediary charge to cover the costs of amending your policy. Please note, if you have more than one item on cover, you may have received a discount on your overall premium. If any of these items are removed during the policy term, the entitlement to the discount you have received will be lost. Con- sequently, the premium will be adjusted for each remaining item(s). Please note that removal of an item does not cancel the whole policy. We will also apply an additional charge of £5.00 if you have purchased any motor Policy Upgrades. Vehicle £29.50 per vehicle Vehicle (LittleBox/Safe Driver) - if the unit has been installed £129.50 per vehicle Vehicle (LittleBox Plug & Drive) - £50.00 will be refunded if unit is returned within 30 days of cancellation£79.50 per vehicle Property £29.50 per home Other policy changes In the event that your policy is re-issued asa result of changes to your policy or for any other reason, EUI Limited will apply an intermediary charge to cover this service. If you make more than one change, a combination of these charges may apply. Change to any motor policy details made online £9.50 Change to any motor policy details £25.00 Change to any property policy details £19.50 Change to any Vehicle Registration £5.50 LittleBox/Safe Driver hardware charge (a disconnection/deactivation may also result in an adjustment to your premium)£100.00 Change of vehicle (LittleBox Plug & Drive) £25.00 Change of vehicle (LittleBox Hard Install) £65.00 Administration charges Debt administration fee £15.00 Referral to Debt Recovery Services £30.00 Unpaid/rejected Direct Debit instalment £7.50 Other charges Failure to provide proof of your No Claims Bonus within the required time frames £30.00 Classic car agreed valuation £10.00 Changes made to your policy asa result of inaccuracies in your policy information being identified£30.00 LittleBox - Missed appointment/Unable to install charge £35.00 Important information about your Policy Renewal Unless you have selected otherwise, we will automatically renew your policy on its renewal date and apply for your renewal premium from the payment details you have already provided. We will contact you by your chosen method of communication before your renewal to confirm your policy terms and renewal price. If you do not want your policy to renew, or wish to opt out of automatic renewal, you can do this free of charge when accepting anew policy or by contacting us online or by phone at anytime before your renewal date. Page / 1 Admiral Insurance Insurance Product Information Document Company: EUI Limited Product: Motor Insurance Cover EUI Limited is registered in the UK and is authorised and regulated by the Financial Conduct Authority, Financial Services Register reference number: 309378 This document summarises the key features of your insurance policy. Itis not tailored to individual needs and so may not provide all the information relevant to your cover requirements. Complete pre-contractual and contractual information is provided in other documents. What is this type of insurance? This insurance policy will cover you against third party claims for personal injury or property damage that arise from the use of your vehicle. The level of protection provided will depend on the cover you have selected, there are three levels of cover to choose from. What is insured? Please refer to your Policy Schedule to see which level of cover you have chosen. Third Party Only: Third party injury: We'll pay everything you're legally responsible to pay if another person is injured in an accident involving your vehicle. Third party property damage: You have cover if an accident involving your vehicle causes damage to another person's property. Third Party Fire and Theft: The benefits of Third Party Only plus: Damage caused by fire and theft: You're covered if your vehicle is damaged by fire, theft or attempted theft. Locks: Up to £300. Courtesy vehicle: We'll provide a small courtesy vehicle while yours is being repaired by our approved repairer. Comprehensive The benefits of Third Party Fire and Theft plus: Damage to your vehicle: You're covered if your vehicle is damaged in an accident. New vehicle replacement: If your vehicle is less than 12 months old and it's written off or stolen and unrecovered, we'll provide you witha brand-new vehicle asa replacement. Personal Injury: Up to £5,000 for death, loss of limbs or permanent blindness. Personal belongings: Up to £150. Windscreen damage: We'll repair or replace your windscreen, windows or sunroof. Optional Cover Windscreen damage: We'll repair or replace your windscreen, windows or sunroof (optional on Third Party Only and Third Party Fire and Theft). Protected no claims bonus: Your no claims bonus will only be reduced if you make more than 2 separate claims. Guaranteed no claims bonus: Your no claims bonus will not be reduced after a claim.What is not insured? Below is only a summary of what is not covered We won't pay for Modifications: Unless the modifications are due to a disability. You won't be covered under these circumstances Uninsured Driver: You won't be covered if an accident happens and the driver of your vehicle is not named on the policy. Drink and drugs: You won't be covered if an accident happens and the driver of your vehicle is over the legal limit of alcohol or drugs. Licence: You won't be covered if an accident happens and the driver of your vehicle doesn't hold a valid licence or they're breaking the conditions of their licence. Incorrect use: You won't be covered if your vehicle is used for a purpose not shown on the Certificate of Motor Insurance. Deliberate damage: You won't be covered if an accident is caused by the deliberate or reckless actions ofa driver insured by this policy. Poor security: You won't be covered if you leave your vehicle unlocked or unsecured. Mis-fuelling: We won't pay to replace parts that are damaged asa result of using the incorrect type of fuel. Cyber Act/Incident: You won’t be covered if your vehicle is affected by cyber act/incident which results in any damage, loss of use or loss of, corruption or access to data. Are there any restrictions on cover? Third party property damage: Cover for property damage is limited to £1,200,000 where the carriage of hazardous goods causes or contributes to an accident. Courtesy vehicle: A courtesy vehicle will not be provided if your vehicle has been stolen, damaged beyond economical repair or you choose not to use one of our approved repairers. We cannot guarantee that the courtesy vehicle will be adapted for any disability. Total loss: If your vehicle can't be repaired, our settlement will not exceed the vehicle's market value or, in the case of Classic Car Policies, the value set out on the Agreed Value Certificate. Personal Belongings: We don't cover money, debit/credit cards, tickets, vouchers, documents, tools or anything carried in relation to a trade or business. Driving other vehicles: You only have this cover if it appears on your Certificate of Motor Insurance. Excess: You're responsible for paying any excess. Where amI covered? You're covered when driving your vehicle in Great Britain, Northern Ireland, the Isle of Man and the Channel Islands. We will provide the minimum insurance required in any country which isa member of the European Union, Norway, Switzerland, Iceland, Serbia, Andorra and Liechtenstein. If you purchased Third party fire and theft, Admiral, Gold or Platinum cover we will also provide the coverPage / 2 shown on your Certificate of Motor Insurance for a maximum of 90 days ina period of insurance in these countries. What are my obligations? -You must take reasonable care to answer our questions honestly, with accurate and complete information. -You must inform us if any information on your Motor Proposal Confirmation is incorrect or changes. -You must respond to all requests for documentation or information. -You and anyone else covered by the policy must adhere to the terms and conditions of the policy. -You must keep your vehicle software up to date, and not alter the software against the manufacturer's instructions. -You must protect your vehicle from loss or damage and ensure itis kept ina roadworthy condition. -If your vehicle is involved in an accident you must notify us within 48 hours. -You must report malicious damage, theft or deliberate fire to the police and give us the crime reference number. -You must cooperate with us during the handling ofa claim When and how doI pay? You can pay for your insurance in one lump sum witha debit/credit card when you takeout your policy. If eligible, you can pay monthly instalments by Direct Debit. When does the cover start and end? Your cover start and end date is shown on your Policy Schedule. If you do not wish your policy to automatically renew, please let us know. How doI cancel the contract? You can cancel at anytime either by phone orin writing to our Customer Service department. These details can be found within your policy documentation or on our website.	uwngmimvyiu.	(?<=Policy Number : )[-\w_\/\.]+?(?=\. Please)	27	(?<=Date of expiry of Insurance: 00:00 hours on the )[-\w_\/\. ,]+?(?= )	Wed 15 December, 2021	(?<=due to start on )[-\w_\/\. ,]+?(?=\. To )	Car	(?<=Your )[-\w_\/\. ]+?(?= Insurance Guide and)	2024-03-06

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