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It truly is commonly best to get the majority of necessary vitamins and minerals from balanced foods, but supplementation is commonly vital to ensure you're meeting day by day nutrient requirements To maximise energy and truly feel your very best. Although consuming excess vitamins and minerals from supplements may be unsafe, you won't have to be concerned about vitamin or mineral toxicity from having nutrient-loaded foods. Is a lot more Greater? There are not precise tips for energy-boosting vitamins and minerals aside from RDAs and AIs (tips believed to fulfill the demands of most healthful men and women). Croatian scientists evaluated the antitumor action of thymoquinone and thymohydroquinone in mice and uncovered which the two phytochemicals in black seed oil can resulted in fifty two p.c minimize in tumor cells. (10) Data is shared for academic needs only. You need to consult your medical doctor before acting on any information on this Web-site, particularly when you will be pregnant, nursing, using medication, or Have a very health-related affliction. Amino acids are substances which have been catalysts between the protein people consume and the shape that the body can use. You will discover greater than 20 amino acids which can be necessary for protein synthesis, but two of them will help Enhance energy. Creatine is actually a combination of a few amino acids, arginine, glycine, and methionine. 6. Drink Far more Drinking water and Less Alcoholic beverages It's possible you'll presently know that It is easy to confuse alerts of hunger with thirst (we expect we need food stuff whenever we really want h2o). But Do you know that thirst might also masquerade as exhaustion? At times known as check here black cumin seed, Nigella sativa was mentioned in Yet another study to assist improve cholesterol degrees.22 The plant is about 2 feet tall and has white bouquets much like Queen Anne's lace. Black cumin (Kala jeera) seems about the same, is a little bit shorter and has a dull, dim gray hue. Dr. Mercola's Nutrition Prepare gives you tips on healthier consuming and physical exercise, together with other lifestyle methods that may help you achieve optimal health and fitness. Coenzyme Q10 plays a significant part in the entire process of cellular energy creation. Every cell in the human body contains CoQ10, Despite the fact that organs like the heart, kidneys, and liver have bigger concentrations. Even now, a deficiency may end up. Being an electron transfer molecule in mobile metabolism, it neutralizes free radicals, lessening its availability to help with energy generation. By strengthening hair follicles, there is superb motive to determine how black seed oil may help endorse strengthened hair roots. There are already stories of such wellbeing-supplying seeds getting used through heritage in the center East, the Mediterranean and India – for all the things from small head aches and skin irritations to ailments normally deemed untreatable. Most overall health authorities and organic medical professionals recommend taking 1 teaspoon with the oil two periods every day for therapeutic consequences, on an vacant belly/ahead of foods and bedtime. For the balanced maintenance dose or as being a preventative evaluate you'll be able to just take it as soon as every day. These on the significant-protein diet like Atkins or Paleo will want to ensure they’re acquiring ample Vitamin B6, as it provides A lot help on the digestive system in breaking down and processing the nutrients present in meats. "Everything milk turns your java right into a protein drink, which presents not only further energy, but extra calcium, which happens to be very good for your personal bones," he tells WebMD.
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Featured Golf News Fan Throws Hot Dog at Tiger It makes you wonder what Steve Williams would have done. Tiger Woods' former caddie, who was considered overprotective of his former boss, might have gone ballistic at this latest incident at CordeValley Golf Club in San Martin, Calif. On the seventh green while Woods was getting ready to hit a birdie putt in Sunday's final round of the Frys.com Open, a fan emerged from the crowd, ran toward him and threw a hot dog in his direction. "Some guy just came running on the green, and he had a hot dog, and evidently … I don't know how he tried to throw it, but I was kind of focusing on my putt when he started yelling," said Woods, who didn't seem fazed. "When I looked up, the hot dog was already in the air," Woods said. "The bun was kind of disintegrating. "Next thing I know, he laid on the ground, and looked like he wanted to be arrested because he . . . put his hands behind his back and turned his head." The 31-year-old man was arrested for disturbing the peace and removed from the course. Since that's a misdemeanor, the man, who's from nearby Santa Rosa, wasn't taken to jail and his name was not released. For the record, Woods missed his birdie putt.
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Take advantage of our finance options to spread the cost of larger purchases ....Read more. New to Colour Supplies? Join our Mailing List We offer Express delivery as standard on many online items - phone and check first if you have a specific requirement! No Quibble Returns on online purchases. Speak to real people, on site, in the UK. Tel: 01948 665353 Secure online purchasing for your peace of mind. Experienced store staff available for giving product advice. Feefo Rating for Outstanding Online Customer Service for 2nd year, with 6 consecutive years' Gold standard rating. Colour Supplies LIMITED is acting as a credit broker offering finance products from Omni Capital Retail Finance Limited who is authorised and regulated by the Financial Conduct Authority (register number 720279). Credit is subject to status. Company number: 02152345
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Now I have, and I think that many of you will want to read it as well. The book, authored by Flyvbjerg, Bruzelius and Rothengatter (FBR), is subtitled "an anatomy of ambition" but its subtitle should be "an examination of why big transportation projects go wrong, how to make them right, and why these ideas apply to all large infrastructure projects," but the marketing department probably favored snappy over accurate. The main point that FBR make, in clear and painful detail, is that megaprojects (projects that have big financial, economic, social and/or environmental impacts) usually fail because their proponents and constructors do not bear the risk of failure when estimating the cost of constructing the project or demand for its services once completed. The risk is instead carried by taxpayers who end up paying more than expected to fund a project that's less useful than promised. If that sounds familiar (it reminds me of Cadillac Desert, desalination in San Diego, the Colorado Aqueduct, Aridzona's CAP, the Delta "Conveyance", Coyote's critiques of light rail, and chapter 8 of my book), then you will STILL gain something by reading this book due to its clear analysis, useful case studies and forthright declaration of how to prevent failures in the future. Here are the notes I made while reading: - FBR make the important point that "dialogue" cannot overcome power. It's therefore necessary to change rules to improve accountability (they recommend that private money fund at least one-third of a project's cost, with no government guarantee of repayment in the event of poor performance). - Many projects are "born in sin" - with unrealistic forecasts of costs and revenues. They should not be built, but developers often get paid their full fee when they are. That's no way to bring discipline to this arena. - A huge share of environmental impact reports are carried out when the project is already going forward, do not contain adequate baseline data (to make it possible to understand actual impacts) and are very rarely updated after project completion (this is a common problem; development aid projects are not often subject to performance reviews). - It's not unusual to ignore new costs that will result from reducing environmental impacts -- costs that may push the benefit:cost ratio below 1.0! - Many simulations of futures follow a EGAP protocol (Everything Goes According to Plan) when it would be much more useful and enlightening to consider Worst Case or MLD (Most Likely Development) scenarios. - Such myopia is expected when the developer does the simulation for a government that is the proponent of a project that it's ALSO supposed to regulate and oversee. - To improve accountability, FBR propose accountability,* performance (not technology) specifications, clearly defined regulations and risk-bearing, and involving (private) risk capital. - If private capital is not willing to invest without guarantees,THEN MAYBE THE PROJECT SUCKS. - The book's full of checklists and flowcharts. It could be used as a cookbook for analyzing megaprojects. I wonder if anyone at the Bureau of Reclamation has a copy? - FBR think that private or state companies can build megaprojects, but they need to do so as risk-carrying, stand-alone companies that are supervised by the government. - Never underestimate the potential manipulation of rent-seeking politicians and/or special interests (developers, construction companies, transport companies, et al.) * Dan Ariely (review coming!) has found that transparency can result in MORE inaccuracy, as when the scrutinized estimator increases the fudge factor (e.g., +20 percent to cost) in the knowledge that it will be bargained down, but then makes more when it's not bargained down enough (e.g., -10 percent to cost). FBR's transparency is less vulnerable to this problem as they propose posting all documents in public AND allowing peer review, but this transparency will only really work if there's some SERIOUS exploration of numbers and estimates.
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Writing is categorized into three key features like logic, order, and organization. 84381 has a Master’s in scientific psychology gained at Manchester University within the UK. He has been writing for psychology college students for 12 years. In his free time, he enjoys painting, travel, and studying. A very good essay plan helps you prepare your concepts logically and keep on observe through the writing course of. It’s hard to start out essays early however the extra time it’s a must to plan, analysis and write, the better your essay will be. Persuasive essays are used to make an argument or persuade the reader to really feel a certain approach or believe something particular. Third, attempt writing your introductory paragraph and then your concluding paragraph after you’ve got written the middle, body paragraphs of your essay. Truthfully, this is a helpful tip even when you might have on a regular basis in the world to complete your essay. Whereas we may feel the need to write the primary paragraph first, and then the second, then the third, and so forth, it may possibly actually be a good suggestion to hold off on your intro paragraph till after you’ve already written the physique of your essay. You may then know with confidence precisely what it’s that you will be introducing. Restate your thesis (though not necessarily utilizing the exact same words). In distinction to the introductory paragraph, the concluding paragraph begins out specific (by reintroducing the thesis) and becomes more general. It ties your ideas collectively and brings your paper to a detailed. When you find any errors in the assignment we have despatched you to your write essay for me” request, do not hesitate to ask your writer to right legal essay them. If one thing in your paper does not correspond to your initial necessities, ask for redactions and you’ll receive them freed from cost. We value our repute. Yow will discover numerous constructive feedback and opinions across the internet. Clients reward our customer-writer communication (largely by way of e mail). Upon on-time delivery, our consultants present free corrections to make your time period paper, dissertation chapter, thesis or even presentation go well with even the hardest requirements. A very powerful purpose of each write my essay online” request is to arm you to the teeth with the proper high quality project on any topic. Do not care about the worth – our prices don’t chew. No matter your brand of brilliance – whether or not you are a physics genius, a sporting hero or (like me) a blinky, bookish sort – there comes a point in most students’ academic careers when being good at life means being good at essays. Talk along with your author. Verify how they comply with your directions. Maintain a hand on the pulse of the writing process. Assign free revisions to make a paper even better. In contrast to the introductory paragraph, the concluding paragraph begins out specific (by reintroducing the thesis) and becomes extra normal. It ties your ideas collectively and brings your paper to a culmination. English essay writing is challenging however with the best guidance and support from a professional English writing service like ours, you don’t have anything to worry about. Helpful information: Try to use writing prompt generator for students ! Choose class and train to write down essays. Generally, the higher your level of training, the more complicated your essay construction might be. Whereas highschool students sometimes stick to the 5-paragraph essay, college and graduate college students are expected to debate topics that require more than 5 paragraphs to flesh out. Whatever type of essay you are writing, following this basic format will assist you to accomplish your meant aim. I like to change up the body paragraph formulas so not each paragraph sounds the same. There are plenty of other ways you can also make a body paragraph, and your supply textual content might be the archaeological website that comprises new formulation for you to uncover. You simply need to dig by every sentence and see how it’s helping create the argument, and as soon as you’ve got performed that, you’ll be able to see how you can structure your individual paragraph. Revise your first draft extensively. Be sure that the complete essay flows and that the paragraphs are in a logical order. Read it to a good friend, or read it to your mirror. Studying aloud helps you catch lacking phrases, sentences that don’t movement, and ideas that are not clearly articulated.
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S2 articles present a variety of subjects that relates to areas of graphic design, psychology, market data, communication trends and work examples. Peruse our library and learn more. Study: The science between emotions and communications – Algorithms don’t feel, people do. When companies connect with customers’ emotions, the payoff can be huge. Consider these examples: After a major bank introduced a credit card for Millennials that was designed to inspire emotional connection, use among the segment increased by 70% and new account growth rose by 40%. Within a year of launching products and messaging to maximize emotional connection, a leading household cleaner turned market share losses into double-digit growth. And when a nationwide apparel retailer reoriented its merchandising and customer experience to its most emotionally connected customer segments, same-store sales growth accelerated more than threefold. Given the enormous opportunity to create new value, companies should pursue emotional connections as a science—and a strategy. But for most, building these connections is more guesswork than science. At the end of the day they have little idea what really works and whether their efforts have produced the desired results. The research across hundreds of brands in dozens of categories shows that it’s possible to rigorously measure and strategically target the feelings that drive customers’ behavior. We call them “emotional motivators.” They provide a better gauge of customers’ future value to a firm than any other metric, including brand awareness and customer satisfaction, and can be an important new source of growth and profitability. At the most basic level, any company can begin a structured process of learning about its customers’ emotional motivators and conducting experiments to leverage them, later scaling up from there. At the other end of the spectrum, firms can invest in deep research and big data analytics or engage consultancies with specific expertise. Companies in financial services, retail, health care, and technology are now using a detailed understanding of emotional connection to attract and retain the most valuable customers. The most sophisticated firms are making emotional connection part of a broad strategy that involves every function in the value chain, from product development and marketing to sales and service. High-Impact Motivators – Hundreds of “emotional motivators” drive consumer behavior. Below are 10 that significantly affect customer value across all categories studied. Defining Emotional Motivators – Our research stemmed from our frustration that companies we worked with knew customers’ emotions were important but couldn’t figure out a consistent way to define them, connect with them, and link them to results. We soon discovered that there was no standard lexicon of emotions, and so eight years ago we set out to create one, working with experts and surveying anthropological and social science research. We ultimately assembled a list of more than 300 emotional motivators. We consider customers to be emotionally connected with a brand when it aligns with their motivations and helps them fulfill deep, often unconscious, desires. Important emotional motivators include desires to “stand out from the crowd,” “have confidence in the future,” and “enjoy a sense of well-being,” to name just a few. Identifying and measuring emotional motivators is complicated, because customers themselves may not even be aware of them. These sentiments are typically different from what customers say are the reasons they make brand choices and from the terms they use to describe their emotional responses to particular brands. What’s more, as we’ll discuss, emotional connections with products are neither uniform nor constant; they vary by industry, brand, touch-point, and the customer’s position in the decision journey. Why Emotional Connections Matter – Although brands may be liked or trusted, most fail to align themselves with the emotions that drive their customers’ most profitable behaviors. Some brands by nature have an easier time making such connections, but a company doesn’t have to be born with the emotional DNA of Disney or Apple to succeed. Even a cleaning product or a canned food can forge powerful connections. The process, in brief, looks like this: Applying big data analytics to detailed customer-data sets, we first identify the emotional motivators for a category’s most valuable customers. High-value automobile customers, for example, might want to “feel a sense of belonging” and “feel a sense of freedom.” Next we use statistical modeling to look at a large number of customers and brands, comparing survey results about people’s emotional motivators with their purchase behavior and identifying spikes in buying that are associated with specific motivators. This reveals which motivators generate the most-profitable customer behaviors in the category. We then quantify the current and potential value of motivators for a given brand and help identify strategies to leverage them. The model also allows us to compare the value of making strong emotional connections with that of scoring well on standard customer metrics such as satisfaction and brand differentiation, thus highlighting the potential gains from looking beyond traditional measures. We find that customers become more valuable at each step of a predictable “emotional connection pathway” as they transition from (1) being unconnected to (2) being highly satisfied to (3) perceiving brand differentiation to (4) being fully connected. Although customers exhibit increasing connection at each step, their value increases dramatically when they reach the fourth step: Fully connected customers are 52% more valuable, on average, than those who are just highly satisfied. In fact, their relative value is striking across a variety of metrics, such as purchases and frequency of use. The pathway is an important guide to where companies should invest—and it reveals that they often invest in the wrong places. To increase revenue and market share, many companies focus on turning dissatisfied customers into satisfied ones. However, our analysis shows that moving customers from highly satisfied to fully connected can have three times the return of moving them from unconnected to highly satisfied. And the highest returns we’ve seen have come from focusing on customers who are already fully connected to the category—from maximizing their value and attracting more of them to your brand. Four insights from our research are especially relevant to firms looking to build on emotional connection. Emotional motivators vary by category and brand.Of the 300-plus motivators we’ve identified, 25 significantly affect customer value across all the categories we’ve analyzed. Anywhere from five to 15 additional motivators are important in any given category. For example, the sense that a home furnishings store “helps me be creative” inspires consumers to shop there more often. The wish to “feel revived and refreshed” drives loyalty to fast-food restaurants. Emotional motivators also vary within categories, depending on the desires of brands’ most valuable customers. Because brands differ in how well they align with their customers’ motivators, each may have a different starting point in any effort to strengthen emotional connections—and that point won’t necessarily relate to conventional measures of brand perception. Emotional motivators vary across customer segments.Recall the credit card designed with Millennials in mind. Our model uncovered desires to “protect the environment” and “be the person I want to be” as key motivators in the banking category for that age group. (Traditional industry motivators such as desires to “feel secure” and to “succeed in life” are more typical of older groups.) The bank crafted messaging and features to connect to those sentiments, leading to its fastest-growing new credit card. Emotional motivators for a given brand or industry vary with a person’s position in the customer journey.In banking, the desire to “feel secure” is a critical motivator when attracting and retaining customers early on. When cross-selling products later, the wish to “succeed in life” becomes more important. To maximize results, companies must align their emotional-connection strategies with their specific customer-engagement objectives—acquisition, retention, cross-selling, and so on. Emotional-connection-driven growth opportunities exist across the customer experience, not just in traditional brand positioning and advertising.For example, social media can have a big impact on emotional connection. One condiments brand found that 60% of its social-network-affiliated customers (especially followers on Facebook, Twitter, and Pinterest)—versus 21% of all customers—were emotionally connected. It accelerated growth in a matter of months by increasing its focus on its social media network, developing its online customer community, and pointing customers to the website for recipes and promotions. Putting Emotional Connections to WorkLet’s look at how an emotional-connection strategy paid off for a national fashion retailer. The company was struggling with common industry challenges. Although it had a well-known brand and a strong market presence, same-store sales were stagnating, and promotional pricing was shrinking margins. So it focused on cost management, logistical efficiency, and streamlining the merchandise and store mix—with limited success. Over the past two years we worked with the retailer on a four-part strategy to identify, understand, and quantify the value of the most emotionally connected customers. This exposed large, unexploited opportunities and allowed the retailer to better direct investments across the firm. 1. Target connected customers – We set out to answer two basic questions: How valuable were the retailer’s fully connected customers, and could the company attract more of them? We used statistical techniques to measure the strength of customers’ emotional connections with the retailer and with its competitors. The process began with surveys to discern how consumers related to key motivators in the category and with analysis to see which motivators best predicted purchase behavior. We then modeled the financial impact of building emotional connections with customers at each step on the pathway from unconnected to fully connected. Our analysis showed that although fully connected customers constituted just 22% of customers in the category, they accounted for 37% of revenue and they spent, on average, twice as much annually ($400) as highly satisfied customers. Enhancing emotional connection could be a viable growth strategy if the retailer could attract fully connected customers from competitors, transform satisfied customers into fully connected ones, or both. Further segmentation revealed a group of especially valuable customers. We labeled them Fashion Flourishers, because apparel connects to their deep desire for excitement, social acceptance, and self-expression. As a group, Flourishers are the most emotionally connected segment by far; half are already fully connected to the category. Comparing the ratios of various emotion-based segments’ spending to those segments’ size highlights extraordinary differences in value: Flourishers have a ratio of 1.9—nearly twice the market average and more than nine times that of the least-connected group (whom we called Can’t Please Them, and whose ratio is just 0.2). Given the relatively fixed cost structure of retailing, acquiring and retaining Flourishers represented an opportunity to boost revenue and margins. A detailed profile of Flourishers underscored their attractiveness and exposed ways for the retailer to target them. Customers in this segment: have a high lifetime value, spending an average of $468 a year in the category, versus $235 for other customers. shop more often and advocate more: Fully 46% of Flourishers shop key fashion categories at least monthly, versus 21% of all shoppers. Flourishers are 1.4 times as likely as other customers to recommend retailers to their friends and family members. are less price-sensitive: They are 2.3 times as likely as other customers to say they are “willing to pay more for the best fashion products,” 1.7 times less likely to make fashion purchase decisions solely on the basis of price, and 1.3 times less likely to shop for the lowest prices. are predominantly female and younger, more ethnically diverse, and more likely to live in urban centers than other customers. are more digitally engaged than other segments: They are 2.3 times as likely to research a fashion retailer online, 2.9 times as likely to shop for fashion products through their mobile devices, and 3.7 times as likely to follow a retailer on social media. Drawing on these and other insights, the retailer created a blueprint for pursuing the most valuable customer opportunities. By applying the category segmentation scheme to the more than 25 million people in its customer database, it determined the financial value and behaviors of its own Flourishers, confirming that they spent substantially more than other customers and had the highest lifetime value and the lowest attrition and price sensitivity of any segment. It estimated that moving satisfied Flourishers up the pathway to full emotional connection could increase annual sales by 3% to 5%, and that luring Flourishers away from competitors could increase revenue by 5% to 8%. Because members of this group spend more per capita than other customers and turn over less often, the analysis also predicted improvements in operating margins and returns on capital. 2. Quantify key motivators – Next, by analyzing tens of thousands of Flourishers across the category, we quantified the impact of more than 40 motivators on the group’s purchasing, spending, loyalty, and advocacy. We identified the most important category motivators—the ones that bore the strongest relationship to purchases—and assessed the retailer’s competitive position in each. The financial analysis and modeling showed that further investments to strengthen the customer experience around the desires to “feel a sense of belonging,” “feel a sense of thrill,” and “feel a sense of freedom”—the motivators driving category purchase behavior and for which the retailer already had the strongest position—were likely to yield the highest ROI. Those motivators therefore became the focus of specific customer-experience investments. 3. Optimize investments across functions – To maximize opportunities from emotional connection, companies must look beyond the marketing department. The retailer examined every function and customer touchpoint to find ways to enhance high-ROI emotional motivators. This brought four major investment areas into focus: stores, online and omnichannel experiences, merchandising, and message targeting. Stores – To estimate which of the retailer’s more than 700 stores had the most Flourisher customers, we scored each one according to the presence of this segment in the store’s trading area. We found that high-scoring stores generated up to 25% more revenue than others. Their same-store sales were growing twice as quickly, and their operating profit was 30% greater. Their profit margins were enhanced by 10% higher inventory turns and—consistent with expectations—by lower coupon usage. (Flourishers don’t just say they’re willing to pay more—they actually do pay more). These analytics changed the retailer’s store location strategy. We mapped the concentrations of Flourishers in all U.S. markets and submarkets, along with the segment’s propensities to shop at more than 150 other retailers. The company’s real estate team now uses a predictive model to identify sites near Flourishers and also near other retailers they frequent. The change is paying off. New stores in trading areas with high concentrations of Flourishers have first-year sales that are 20% higher than historical averages, leading to faster break-even times and higher returns on capital. Further analysis has revealed opportunities to open hundreds of stores catering to underserved Flourisher populations. To free up capital for new stores, the retailer is closing ones in low-Flourisher areas. Emotional-connection analytics have also allowed the retailer to understand which aspects of the in-store shopping experience are most important to Flourishers. Because those qualities often aren’t recognized by customers themselves, they had not informed store design. Flourishers say it’s important that sales associates are easy to find, that clearance items are easy to locate, and that stores have free Wi-Fi. However, analysis showed that those aren’t actually the features that drive their visits and purchases. Mind the (Emotional Connection) Gap. The “emotional connection score” (ECS) of a brand measures the share of customers who are fully connected. A gap between a brand’s ECS and the share of customers who consider it a “good brand” signals an opportunity to transform satisfied customers into fully connected—and more valuable—ones. Gaps between a brand’s ECS and competitors’ indicate opportunities to seize (or maintain) advantage by attending to emotional connections. On the basis of its modeling, the retailer predicted that the option to purchase online and pick up in-store—something that few customers say is important and that was available only on a limited basis—would be a key driver of emotional connection (it speaks to Flourishers’ desire to “feel a sense of freedom”). It tested targeted communication and in-store promotion of the option and saw a material lift in sales; it has now committed capital to a nationwide rollout of the capability. Similarly, the retailer predicted that seeing imagery in-store of “people like you” would drive emotional connection and purchasing among Flourishers (although they say that this factor is unimportant). As a test, it expanded its presence on photo-sharing social media sites and encouraged customers to submit selfies showing their favorite outfits and styles. Selfie slide shows are (with subjects’ permission) displayed on large screens in test stores, thus addressing Flourishers’ desire to “feel a sense of belonging.” Research indicates that the segment has responded to this motivator and increased purchase intent. The retailer is now designing and testing store experiences to leverage nearly a dozen other drivers of emotional connection. Online and omnichannel experiences – Like individual store environments, online and omnichannel experiences can be optimized for emotional connection. To this end the retailer quantified the impact of more than 100 omnichannel touchpoints on customers’ emotional connection and spending. These included mobile app browsing and purchasing, visits to the retailer’s social media pages, e-commerce site navigation, and in-store returns of merchandise bought online. Each touchpoint was scored according to its potential impact on emotional connection and spending. Statistical models then revealed the most powerful combinations of touchpoints at each stage of the customer journey, allowing the retailer to hone its omnichannel strategy and prioritize investments. For example, Flourishers say that using a computer to shop online via an easy-to-use site is important to purchase decisions. In reality, the ease and allure of the mobile site and the availability of services such as ApplePay have a far greater impact on emotional connection and spending levels. The retailer is using such insights to design investments across e-commerce, mobile, and social media that will build emotional connections with Flourishers. For instance, it developed multiple concepts for the navigational redesign and aesthetic reskin of its mobile app, tested how effectively each version enhanced feelings of “freedom,” “belonging,” and “thrill” and drove purchases, and rolled out the best one. Merchandising – Merchandise selection, from the broad category level to specific labels, can be optimized to drive emotional connection. The retailer now tracks the purchasing habits of Flourishers nationwide through point-of-sale data collected from hundreds of retailers by independent research companies. By applying the Flourisher segmentation to these POS databases, it has modeled the segment’s purchase behavior across more than 20 product categories and 100 labels and learned which of the approximately 10 competitive retailers these consumers buy from. The resulting insights have exposed gaps in merchandise important to Flourishers, and the retailer is working with its manufacturers to rebalance its mix. Message targeting – Having identified its Flourisher customers, the retailer can now send them personalized messages designed to resonate with the emotional motivators that drive behavior at each stage of the customer journey. For example, when Flourishers are initially considering the retailer, “having fun” while shopping is paramount. At the point of purchase, “helps me feel creative” emerges as key. Working from such insights, the retailer has developed a series of messages targeting Flourishers and timed according to their position in the journey: A rules engine sends out e-mails tailored to browsing, transacting, and servicing interactions. Response rates to this direct-marketing campaign are 40% to 210% higher than historical averages. Media selection can also be finely tuned to boost emotional connection. We profiled the media consumption of Flourishers across 500 TV shows, 100 websites and social networks, 50 types of mobile apps, 80 print publications, and 20 types of radio programming. Working with its ad agency, the retailer is executing emotional-connection-based media plans. For example, knowing that Flourishers are enthusiastic users of Instagram, YouTube, and Twitter, it has scaled up its programs on these platforms, which has increased its marketing ROI. 4. Systematize, measure, and learn – Leveraging emotional connection does not require turning your business processes upside down; you can embed relevant strategies into existing work streams. This is most effectively done by making emotional connection a key performance indicator and including it on the cross-functional senior-management dashboard. The retailer developed a scorecard that gives the CEO and the executive team a single-page view of customers’ progression on the emotional-connection pathway, along with the increase or decrease in connected customers of the company and its key competitors. The scorecard shows the correlation of customers’ emotional-connection scores with lifetime value measures such as annual spending, churn, and tenure. It also shows how the business impacts of specific emotions are trending and how Flourishers engage with key in-store and omnichannel touchpoints that drive emotional connection. In addition, the retailer includes emotional-connection metrics in its ongoing testing of media messages, store designs, and digital and mobile experiences. The results of these strategic and operational changes are startling. Same-store sales for stores serving Flourishers realized growth of 3.5% over the past year, whereas annual same-store growth over the past five years has averaged just 1%. Inventory turns increased more than 25%. Market share and customer advocacy also grew (the number of customers recommending the retailer is up 20% year-over-year), contributing to record-high customer lifetime values. Underlying all these gains is a 20% rise in the company’s emotional-connection score—largely the result of moving satisfied customers to full emotional connection. The Management Imperative – Embracing an emotional-connection strategy across the organization requires deep customer insights, analytical capabilities, and, above all, a managerial commitment to align the organization with the new way of thinking. It’s important that marketing not hoard the strategy as “its” domain (although the function can and should use emotional connection to demonstrate the direct financial impact of its spending). Instead, marketing must partner with other functions, teaching and socializing emotional connection. The retailer we profiled now uses emotional connection to drive alignment across the operations management team, the C-suite, and the boardroom. At the outset the CEO identified emotional connection as a strategy to restore profitable growth. The CFO and the chief strategy officer then “sized the financial prize,” leading the heads of marketing, stores, customer experience, and merchandising to collaborate on an integrated strategy. The advent of big data analytics brings clarity, discipline, and rigor to companies’ long-held desire to connect with the customer emotions that truly matter. Emotional connections no longer have to be a mystery—they can be a new source of real competitive advantage and growth. Source: Harvard Business Review. Branding and design are inseparable. Branding and design are, to a large extent, inseparable. A brand is not your logo or ID system, it's a gut feeling people have about you. When two or more people have the same feeling, you have a brand. You get that feeling through intelligent design, which creates the experiences people have with the brand. Everything you do creates the brand-experience, ergo design is your brand. If design is the brand, stop thinking of branding and design as distinct disciplines. It's all about integrating design and brand, we need to cease thinking of them as different disciplines. The essence of the Apple brand comes through its design. Take the logo off a BMW and you still know it's a BMW. Brands need to create an emotional relationship with people. We are all emotional beings and we have emotional relationships with brands we trust. Designers need to make that happen. A designer must take the values and assets of a company and transform them in a special way that connects with people emotionally. Designers need to "get" the essence of the brand. For designers to build a great brand, they have to understand it. You need to understand its history, its values, and what it means to people. Can you imagine designing the latent Jeep without understanding the brand archetype of what it means for a product to be a Jeep? Design needs to be strategic from the outset. For design to have a major impact, it's got to get involved at the strategic level. It can't be an afterthought or superficial trappings to be put on post product creation. Samsung's brand became powerful only after they put a Chief Design Officer in place and made it a priority for the company. Integrate design early in the process to drive innovation and create solutions. Good designers approach design as an opportunity to ask questions. Solution generation starts by questioning initial assumptions. Rather than ask myself 'How should I design Widget X?' I need to be asking 'Do we really need Widget X or is there a better solution to this customer problem? A designer needs be there at the beginning and be connected to the decision-makers. Don't overdesign. With the increasing emphasis on design in the world today, it's important to avoid the 'over-designed syndrome.' A simple, well-thought-through, authentic design is often the best. Everything doesn't need to be redesigned; sometimes what we have in hand is better than what we seek. It's not all about being different; it's about being better. Use design to continually reinvent the brand. Brands need to allow themselves to constantly update, and be much more fluid. Look at Google; they morph their logo for special occasions. Constant change is a big part of who they are. Use design to make a difference. Design can make a difference in how we live. Take sustainability. A lot of what is done in that area is 'making bad, better.' We're taking wasteful things and seeing how we can make them not so bad. We need to start thinking about how we can use our design tools to encourage people to change. You do that by making 'doing better' also be fun, interesting and (importantly) the path of least resistance. And you do it in an encouraging, not controlling, way. Design needs to do that in order to reach a larger audience than just the small group that is socially driven. While these steps may require a new way of thinking about design for some, they're key steps to the path for those who want to build a great brand and make life better for those who experience them. The effectiveness of video as it relates to your brand. If you are like most discerning marketers...you always are questioning the validity and value of the many choices of media available. Check-out these stats and you will understand that video is not just a medium to consider, but an effective medium that delivers a huge upside. Keeping up with the latest marketing practices can seem impossible when you’re focused on creating phenomenal content, connecting with your audience through social media, and researching the hottest topics for your niche. However, video marketing might be the answer to many of the problems and roadblocks your website faces. If the advantages of video marketing seem out of reach for you, it’s time to rethink your perception of video. Whether your goal is to convert, educate, or inform, it’s time to learn how videos created specifically for your brand and website can work in tandem with your current marketing methods to improve your website The most impressive stats that represent the reasons why video should be included on your website are that 98% of users say they’ve watched an explainer video to learn more about a product or service. That is why 45% of businesses who use video marketing said that they have an explainer video on their home page. Of those businesses, 83% said that their homepage explainer video was effective. The Top-Line Benefits of Video Video inherently delivers a powerful combination attributes: • Perceived Value Not just any video will generate ROI or increase conversions. You must know when to use each of these attributes in the right place, at the right time, to see success. Attention – Without a doubt, getting your audience’s attention is one of the most difficult parts of marketing your products and services. They’re already overwhelmed with marketing messages. Your prospects don’t want to read another lengthy sales email or product description. If you want to get their attention, you have to deliver your information in a way that they actually want to engage with — video. A product video is 4x more likely to be watched than read about in text and 59% of executives say they prefer video to text. Studies show that video doubles time-on-page. Emotion – When was the last time a piece of copy tugged at your heartstrings? Laughing aloud or holding back tears aren’t typical responses to marketing and sales messages, no matter how well-written they are. But video? That’s a different story. The combination of visuals and sound evoke emotion much more effectively than text alone. Viewers connect to video in a way that is unparalleled by other forms of content, which is why it’s the perfect tool to get an audience to take action. For example, video increases email click-through rates by 200-300% and 64% of people say they are more likely to buy a product or service online after watching a video about it. If you want to pull your viewers in, connect with them emotionally, and then get them to take the next step Perceived Value – Simply put, video is perceived to be more valuable than text. It’s no secret that video is harder and more expensive to produce. So when you decide to share a video, your audience will notice. People will give you more time, more contact information, and even pay a higher price when you use video. Not only that, but its perceived value can give you a major boost in organic website traffic. Video attracts 3x more organic inbound links, drives 200-300% more unique monthly site visits, and increases click-through rates from Search by 41% Clarity – Back in 1971, the dual-coding theory of education revealed that people learn more, and at faster rates, when information is simultaneously delivered verbally and visually. Furthermore, about 65% of the population are visual learners, and another 30% are auditory learners. If there’s one type of content that complements the majority of learning styles, it’s video. In fact, Forrester researcher has found that just one minute of video delivers as much information as 1.8 million words. Knowing that you have a complicated product or service, video will help your audience follow along and understand your message. The Benefits of Video Marketing – With many companies looking to find that last piece of their marketing plan that will help them be successful, many are turning to video marketing. Statistically, it’s no surprise since as many as 76% of business owners and marketers have said video has a direct impact on their business. When it comes to actually utilizing the platform, you’ll find that the benefits of video marketing far outweigh many other platforms for content. With that being said, here are a few of the major benefits that you can expect to find. Helping People Find You – In an ever-changing digital world, the eternal struggle is always reaching your customers – cutting through the noise of cold calls, social media broadcasts, visual bombardments, and every other marketing and advertising piece we see daily. When it comes to reaching your customers, four times as many consumers would rather watch a video than read about it. This major rise in video consumption has been heavily attributed to mobile phone usage with just over 50% of all video plays being on mobile devices. This major platform change from desktop consumption to mobile consumption has prompted an overall shift in the way we consume content as a whole today. Promoting Your Brand Online – It’s widely known that Google stands as the world’s largest search engine however, what most people don’t realize is that YouTube ranks second. Video offers a whole new promotional format that’s often overlooked by companies because of the barriers to entry. The demand is there…video content was actually predicted to represent 74% of all internet traffic this year. Today, the medium is there, the resources are at your disposal, all you need to do is leverage it to the benefit of your business. Video Builds Trust – Trust is the foundation of conversions and sales. But building trust should be a goal on its own. The whole concept of content marketing is based on trust and creating long-term relationships. Stop selling and let the people come to you by providing them interesting and useful information. The new era demands a focus on ignition, not just content, on trust, not just traffic, and on the elite people in your audience who are spreading and advocating your content. Video does it all. Video content is likely to engage us and ignite emotions. And when we talk about elite people in the audience, YouTubers have become the most powerful social media figure to promote your brand. So, if you are serious about content marketing, you must be serious about video, too. Promotional videos can foster trust as well. Some consumers are still skeptical about buying products and services on the internet because they of the fear of being cheated, but effective marketing videos present your products in a conversational form. That creates a sense of individual approach which is why 57% of consumers say that videos gave them more confidence to purchase online. Video Shows Great ROI – 76% of businesses say that video provides good return on investment. Even though video production is not yet the easiest nor cheapest task, it pays off big time. Besides, online video editing tools are constantly improving and becoming more affordable. And even your smartphone can make pretty decent videos already. Google Loves Videos – Videos allow you to increase the time spent by visitors on your site. Thus, longer exposure builds trust and signals search engines that your site has good content. You’re 53 times more likely show up first on Google if you have a video embedded on your website. Since Google now owns YouTube, there has been a significant increase on how much videos affect your search engine rank. Make sure to optimize your videos on YouTube for SEO. Write interesting titles and descriptions. Add a link back to your website, products, and services. Give potential customers the way to take the next step. Video Appeals to Mobile Users – Video and mobile go hand in hand. From 2012 to 2014, mobile video views have increased by 400 percent. YouTube reports mobile video consumption rises 100% every year. Since people like to watch videos on the go, and a number of smartphone users is growing, your video audience keeps getting bigger and bigger. In addition, Google tells us that smartphone users are twice as likely than TV viewers and 1.4 times more likely as desktop viewers to feel a sense of personal connection to brands that show video content or ads on their devices.That being said, brands need to be sensitive to the personal experience people have on their smartphones. Video Marketing Can Explain Everything – Launching a new product or a service? Create a video to show how it works. 98% of users say they’ve watched an explainer video to learn more about a product or service. That is why 45% of businesses who use video marketing said that they have an explainer video on their home page. Of those businesses, 83% said that their homepage explainer video was effective. Video Encourages Social Shares – In the 8th annual Social Media Marketing Industry Report Michael Stelzner stated that 60% of the social marketers used video content in 2015 and 73% of the total respondents planned to use it in 2016. And they sure did. Social networks also encourage video content with their new features. Facebook has launched 3600 Video, Live Video, and Lifestage (A Video-Centric App for Teenagers). Instagram put in place 60-Second Videos & Instagram Stories, Twitter has Periscope and YouTube is the second most popular social network in the world. However, in a social media context, video marketers must remember that people share emotions, not facts. 76% of users say they would share a branded video with their friends if it was entertaining. Emotions are not exactly ROI but social shares can increase traffic to your site. How to create a meaningful difference for your brand. To be different is to be not the same. To be unique is to be one of a kind. Be different and be unique with a meaningful difference for those most important to your future. Everybody wants a brand that’s different. The irony of that statement is intentional. It belies the conservative manner in which most brands approach competitive difference. They say they want to be distinctive to consumers but often, in their heart of hearts, they actually want to align with the rest of the industry. One of the key issues for that is an uncertainty on the part of brand makers and decision makers to find a starting point. In some ways that’s actually less difficult and daunting than it first appears. Begin with a premise that is truly one degree away from your rivals. By logically progressing that premise over time, and with strong discipline, you will build a brand that is consistently and markedly different. Here’s a brand checklist, 50 aspects and cited examples on how you can create a meaningful difference for your brand: Go slow in a world of speed. Each Rolex takes a year to manufacture. The perception that a longer process is needed to build the world’s best timepiece also reinforces the value. Use country of origin to your advantage. Brands from Switzerland are highly associated with precision and fine craftsmanship. Seek to build brand associations with countries that support your reputation for service, manufacturing, innovation etc. Behave differently. Online shoe retailer Zappos has built its advantage on an iron clad return policy and customer service that goes above and beyond, breaking down the perceived barriers of selling and buying shoes online. Look different. Apple always looks like Apple. Diesel always looks like Diesel. Absolut Vodka always looks like Absolut. They’re in a sector but they don’t look like part of the sector. Be the underdog in a sector where everyone else wants to be top dog. Nantucket Nectars started “with only a blender and a dream,” and Clif Bar proclaims that its founder once lived in a garage. Underdogs win the compassionate consumer. Look for the underdog story you can tell. Be truly and unapologetically shocking. Benetton’s “Unhate” campaign ruffled feathers on almost every front. But – and this is critical – the outrage you generate must link to a solution and that solution should be your front. Otherwise, you simply risk shouting into the wind. Expand your appeal. “Discover” an untapped audience in your sector and, by drawing them in, intensify the sense of community around your brand and the interaction that people have with the brand. Enterprise Rent-A-Car did just that by offering leasing at a time when competitors did not. By serving this unmet need with attention to customer experience, Enterprise became the world’s number 1 car rental company. Apple too saw what others did not. No one was asking for an iPhone, but an untapped audience emerged when new value in the form of a cell phone was introduced. Re-Invent a category – and own it. UFC became the fastest growing sports organization in the world by redefining the reach and the audience for mixed martial arts. Today, UFC produces more than 30 live events annually and is the largest pay-per-view event provider in the world. Swatch differentiated from other watch brands by focusing on self-expression rather than precision. Create a new category. The Toyota Prius, the Nintendo Wii, and Red Bull are all brands that created new categories, outside the established norms of their product category. By stepping outside the bounds of their categories, these brands created a space that they can call their own. Tell a story that defines you and is unique to you. The story may be about your founder as in the case with Virgin and Richard Branson, your heritage like Hickory Farms or the value you bring to the world like Coca-Cola’s Open Happiness. It may also be based in imagination – like the thought that Keebler elves make Keebler cookies. Or perhaps it’s a story based on your highly guarded secret – only two people in the world know Coca-Cola’s formula. Your story may also be about the source of your product, service or inspiration. Forge new ground in the spirit of your founder. Chanel continues to personify the philosophies, ideals and legend of Coco Chanel long after her death. Leverage your history to define tomorrow. National Geographic have redefined what it means to experience the world we never see by expanding their channels and offerings while still holding their history close. Own an eternal idea. Red Bull expresses in every action its belief in, and addiction to, excitement. Ingredients, spirit, sponsorships and the human desire to do things that make the heart race are inextricably linked. Dove owns and serves the idea of real beauty. Lululemon finds its eternal idea in the mind state of yoga and has built a powerful athletic apparel brand on that concept. Change the possibilities. This is about more than just product innovation. It’s about the introduction of technologies that completely change how people can live. Boeing redefined travel forever with the 747. Google may well redefine how we can see with Google Glass. Dyson changed the possibilities by reinventing old technologies like the vacuum, hand dryer and fan. Make active plans to be where others aren’t (yet). This article looks at the fact that while Chinese consumers are now overwhelmed by Western brands and doing business in Greater China has become very expensive, other countries in Asia with booming economies like Indonesia, Malaysia and the Philippines remain largely overlooked. Solve a global problem. “Big bang” solutions in areas like pharmaceuticals or biotechnology require huge investment and scary timeframes, but when they work, they deliver huge distinction, kudos and profits. A “Big Bang” solution can come from any brand — TOM’s seeks to solve the problem of children without shoes. TOM’s matches every pair of shoes purchased with a pair of new shoes for a child in need. One for One. Build groundswell. Do something startling to generate attention. Use attention to build a crowd. Use a crowd to gain credibility. Use credibility as the jumping off point for your next distinctive act. Red Bull, Virgin and Apple should come to mind. Redefine how people buy. With millions of products, 24/7 access, superior search and browse technology, user reviews and many other sources of in-depth product information, Amazon.com offers a superior purchase experience. Bring unprecedented optimism to a sector. Nike redefined what people believed they should be capable of. Connect the previously unconnected. LinkedIn brought business people together so that they could network and share ideas in a way that was effortless, credible and global. In doing that, they resolved a problem that no-one realized they had until they saw the potential for what they would now be able to do. Rewrite the experience. Southwest Airlines put the fun, the quirkiness and the savings back into the serious and process-packed world of travel. Starbucks differentiated not on coffee, but a ‘third place’ – a respite between home and work. Make what you sell feel even more personal. This great infographic hints at how much further retailers could take personalization. Link your brand to specific occasions. Habits are powerful, but occasions may be even more so. They engage us so effectively because they combine time and focus. And because of that, they provide permission – it’s OK to behave this way or that. It’s OK to do something you wouldn’t do on any ordinary day. De Beers, Hallmark, Mercedes, Hershey, Cadbury, MACY’s and others have tapped into occasions or created occasions and have made themselves synonymous with the celebration of those occasions. License to brand. Brand licensing can bring valuable new meaning to a brand, further differentiating it from its competitors. Pillsbury licenses the Cinnabon brand to do just that for its cinnamon rolls. Colgate licenses Disney characters to increase its brand appeal. Breakaway from conventional wisdom. Breakaway brands bring new meanings to the party and make the most of the stretch, holding on to enough of the old to avoid category defection. Breakaway brands stretch the boundaries and live as outliers. These brands are the opposite of the well-behaved brands in the category and consequently provide radical differentiation from the status quo. Cirque du Soleil is one such brand. It falls into the “circus” category, but this brand has skillfully crafted a highly valued and differentiated positioning as everything a circus is not. There are no tents, tigers and elephants. No ringmasters. Instead it borrows attributes from other entertainment categories like, dance, music, opera and theater. It becomes something altogether different–far outside the bounds of a conventional circus. Change the name. Sometimes your original name doesn’t sound like it would be something you would want to put in your mouth. Like a Chinese gooseberry. When the name was changed to kiwi fruit, the world suddenly had a new favorite fruit that it wanted to put in its mouth. Personify. The Green Giant character became the difference in a family of vegetables in many forms. Frank Perdue became the tough man behind the tender chicken. The Gecko became the much-loved spokesperson for GEICO. Create a new item. The cantaloupe people wanted to differentiate a special, big cantaloupe. But rather than call them just plain “big,” they introduced Crenshaw melons. Tyson wanted to sell miniature chickens, which doesn’t sound very appetizing. So, it introduced Cornish game hens. Reposition the category. Pork was just pig for many years. Then the industry jumped on the chicken bandwagon and became “the other white meat.” That was a very good move when red meat became a perceptual problem. Identify, identify, identify. Ordinary bananas became better bananas when a small Chiquita label was added to the fruit. Dole did the same for pineapple with the Dole label, as did the lettuce people by putting each head into a clear Foxy lettuce package. Of course, you then have to communicate why people should look for these labels. Be the expert or specialist. The specialist can focus on one product, one benefit, and one message. This focus enables the marketer to put a sharp point on the message that quickly drives it into the mind. Domino’s can focus on home delivery. Pizza Hut has to talk about its different pizzas, home delivery, and sit-down service. Price with pride. Starbucks prices its coffee higher to raise perceptions of the quality of its coffee. Singapore Airlines, the most profitable airline in the world, does the same thing and always sells at a premium. In each case, the price is a signal of supremacy – differentiation via perceived quality. Use Ingredient Brands. The North Face uses Gore-Tex technology to differentiate. In the PC space the Intel brand adds to the product’s perceived performance. Each brings noticeable differences in their own right. Highly target a market. Who you focus on can create a unique point of difference. Consider FOX News, an American news outlet designed to serve the Republican Party and its supporters. This laser focus has made it synonymous with conservative views and policies, creating by far the strongest commercial brand associated with those views. Wegmans Supermarkets believes that happy customers are generated by happy employees. They have built their powerful brand on the mantra that their employees are number one. Change the reach. How your product or service reaches a customer can set you apart. Redbox specializes in the rental of DVD’s and video games. Through an easy to use kiosk it differentiates from its competitor Netflix and helped seal the fate of Blockbuster. Amazon has a futuristic plan to deliver some orders via drone. Give unprecedented access. The reason people flew Concorde was the opportunities that could come from who you would sit next to. You weren’t paying for a faster flight; you were paying for the company. Country clubs in Asia are the same. It’s not about the game of golf; it’s about the networking. For Citibank’s Citi, Private Pass card holders, the unique value is in the preferred access at entertainment events. Share values. When a brand is built on shared values it can differentiate on those values and enjoy perhaps the strongest bond in the marketing world. Think of any brand that really matters and you’ll discover the type of people buying the stuff are the same type of people who design, make and sell the stuff. This is the awesome sauce of brand values and brand identity alignment. Apparel brands like Patagonia, L.L. Bean, and The North Face understand the importance of shared values. The bond that binds is a deep inter-personal connection between the users and the makers. Stand for something your customers want to stand for. In the same manner as the enthusiast apparel brands mentioned in #37, Kashi cereal customers see themselves, their values, and their identities in complete harmony with the Kashi brand. They’re one and the same. Likewise, the Kashi people care about the same stuff as their consumer–greater health and well-being for themselves and the planet. For Kashi, making food that enhances life is sacred business. For Kashi customers, living well is sacred business. More people are waking up to caring more about others and our planet, and buying Kashi products too. Your brand can differentiate as being the do-good brand in your space. Give them something to unwrap. Package design offers one of the biggest opportunities for brand differentiation. Color, shape, size, functionality, texture and materials can influence purchase decisions. There’s no mistaking a Tiffany & Co. box and its distinctive blue. Innovative packaging proves another signature differentiator for Apple as well as Tropicana which learned the value of this difference when it attempted to redesign its packaging. Engage the senses. Every marketer should explore the senses when ideating brand differentiation strategies. Each of the five senses offer a channel to connect with your target customer and flex a point of difference. The more each of these are engaged at any one time during customer contact the more your brand and what it stands for will be remembered. Scent branding in the hotel world is one example. Sofitel, Le Meridién, The Ritz-Carlton, Westin, Sheraton and Marriott are some of the hotel brands employing a signature scent strategy to further move away from their competitors. Put a famous face to your famous brand. The age-old strategy of pairing products and services with a well-known celebrity continues to be a viable option for brand differentiation. However, the rules have changed. There must be an authentic alignment between the brand and the celebrity. Case in point: Tiger Woods and Nike Golf: Yes. Tiger Woods and Buick: No. The association between brand and celebrity must be clear and obvious. Redefine usage. How your product is used can serve as a key differentiator. Arm & Hammer Baking Soda became much more when customers discovered it also made for a powerful air freshener. This helped Arm & Hammer not only extend into new categories but also create a multi-use brand that is more meaningful to its target customers. Introduce simplicity and purity into people’s cluttered lives. Stand for good things. Market highly valued values. With deep customer insight, you will know what your target customers value most. That insight can help create highly valued brands. Honest Tea was born from the insight that simple and pure refreshment was missing from the market. The Method brand came to life through a quest to create household cleaning products that were not harmful. Tap into the power of emotions. Linking your brand with customer emotions can prove an effective differentiator. It was humor that helped GEICO pull away in the me-too world of insurance brands. While their competition focused on fear, GEICO used witty and funny campaigns to differentiate itself and gain an advantage. Brands like Hallmark found brand differentiation based on human emotions could lead to a 92% mind share. Control the accessibility. Brands can differentiate on when they make their products and services available and who they make that accessibility for. Elite luxury brands will limit how many of its signature products are manufactured. The most influential customers will have access to those products first. This all builds into the frenzy that drives desire and purchase of the brand. It also helps command a premium price. Brands like Coca-Cola use accessibility on the other end of the spectrum. They desire to be the most accessible brand and have distribution channels into the deepest regions of the world. Focus on design and aesthetics. Consider Hermès scarves, Vilebrequin men’s swimwear, Robert Graham shirts and Alexander McQueen fashion wear. Or how about the Michael Graves Design’s collection at Target? This helps college and university brands too. Beautiful campuses tend to attract students. For municipality brands, “attractive neighborhoods” rates as one of the top things people consider when deciding where to live. Camden, ME, Niagara-on-the-Lake (ON, Canada), Quebec City (QC, Canada) and Bruges, Belgium are very popular as tourist destinations, in large part due to their superior aesthetics. Never underestimate the power of superior aesthetics to differentiate. Convey status. If you knew I went to Philips Academy, Andover, Harvard and Stanford, lived in Atherton, CA, summered in Nantucket, drove a Mercedes-Benz model S-class, and sailed a Nautor’s Swan53, would these brands effectively communicate my social status? Create a unique product purchase experience. How different is purchasing a teddy bear with a child in a Build-A-Bear Workshop versus buying one off the shelf in a typical toy or department store? Very different. And very differentiating. Create an unusual theme or twist to your brand. Consider the following unusual restaurant brands – Opaque (dining in the dark), Ice Restaurant (in Dubai), Underwater restaurant in Maldives, Magic Restroom (toilet-themed) Café in CA or Dinner in the Sky (suspended 50 meters above the ground). For more creative restaurant themes, Treat people differently than your competitors do. We love Ritz-Carlton’s “Ladies and gentlemen serving ladies and gentlemen” mantra. This alludes to a level of gentility, civility and respect not often experienced in product purchase or usage experiences. If an opportunity to serve your customer better does not exist — create one. Source: branding strategy insider There’s no doubt that guerrilla marketing can provide fantastic results while allowing marketers to exercise their creativity in a unique way, but it will only work for businesses who aren’t afraid of risk-taking. Guerrilla marketing is an advertisement strategy concept designed for businesses to promote their products or services in an unconventional way with little budget to spend. This involves high energy and imagination focusing on grasping the attention of the public in more personal and memorable level. Considering the rewards for pulling off a good campaign, it's no surprise that guerrilla marketing is becoming more popular. The lower costs and the opportunity to surprise and amaze people are some of the reasons why this method is becoming more widespread among agencies. When done right, it can land a brand (and agency) a lot of attention, free publicity and if it's really good, the chance to go viral. This article shares a few visual case study examples for you to sink your teeth into. When the traditional strategies aren’t delivering, you send in the guerrillas. They’re the extra-special forces – the ones that implement killer strategies to turn the tide and defeat the enemy. Guerrilla marketing is a great alternative to traditional marketing. It thrives on original thinking and creativity, where imagination and ingenuity beat out big budgets. Guerrilla marketing tends to be cheaper than traditional marketing, relying on smaller, more localized brick and mortar strategies like: Graffiti: Graffiti marketing uses city streets and alleyways as a giant canvas. While smaller, more covert operations will make their mark wherever they want, for most businesses it’s recommended to get permission from a property owner before going Monet on the walls of their establishment. Stencil Graffiti: Stencil graffiti uses stencils to create repeated works of street art. The advantage of stencils is that you can create multiple instances of your art across many different spaces in a short period of time. Stencils tend to be small in size (as opposed to a full-wall mural) and consist of simple designs. Reverse Graffiti: Reverse graffiti is when, instead of adding to a surface, marketers remove dirt and grime from a street or wall to create an all-natural marking message. Just put a stencil on a sidewalk and then wash the uncovered spaces! Stickers: Creative use of stickers is another great guerrilla marketing tactic that can be very successful when implemented well. Undercover Marketing: Also known as “stealth marketing,” marketers disguise themselves as peers amongst their target audience. One example is Sony’s campaign in 2002, in which actors were hired to wander about cities, asking strangers to take a photo of them. During the interaction, actors would rave of their cool new phone, boasting of its features and capabilities. Flash Mobs: Flash mobs involve organizing a group of individuals to perform a specific action or task at a pre-determined location and time. In some cases participants are hired actors, other times they are simply members of the community who enjoy the randomness of flash mobs! Publicity Stunts: Publicity stunts involve specific feats of awe and amazement, usually sponsored or in partner with a brand. Red Bull is very adept at this practice, exemplified by their 2012 skydiving record as part of their Stratos project. Red Bull sent Austrian extreme-sports athlete Felix Baumgartner above the stratosphere, dominating the world record for highest skydive, launching himself from over 128,000 feet above earth. Arguably much more than a mere stunt, the Red Bull Stratos project set numerous world records and was viewed live on YouTube by over 9.5 million users (setting yet another record). Treasure Hunts: Creating custom, high-quality treasure hunts is another cool guerrilla marketing tactic that can energize audiences. Guerrilla marketing treasure hunts often involve posting online clues to hidden items scattered across a single or several cities. Winners are rewarded with digital codes, prizes, or a hint for the next level of the treasure hunt. Urban Environment: The most successful guerrilla marketing strategies make great use of the spaces around them. Urban environments allow for many opportunities to implement clever marketing strategies. While today we’re mostly showing physical, visual examples of guerrilla marketing, there are plenty of online examples. Online guerrilla marketing campaigns often appear in the form of: User generated content competitions Creative landing pages Guerrilla Marketing Pros and Cons – Guerrilla marketing has some advantages and disadvantages. Take both into consideration before choosing to move forward with a campaign. Pros of Guerrilla Marketing: Cheap to execute. Whether using a simple stencil or a giant sticker, guerrilla marketing tends to be much cheaper than classic advertising. Allows for creative thinking. With guerrilla marketing, imagination is more important than budget. Grows with word-of-mouth. Guerrilla marketing relies heavily on word-of-mouth marketing, considered by many one of the most powerful weapons in a marketer’s arsenal. There’s nothing better than getting people to talk about your campaign on their own accord. Publicity can snowball. Some especially noteworthy or unique guerrilla marketing campaigns will get picked up by local (and even national) news sources, resulting in a publicity powerhouse affect that marketers drool over. Cons of Guerrilla Marketing: Mysterious messages can be misunderstood. There’s often an air of mystery to guerrilla marketing campaigns, and while it’s this sense of mystery that can often propel a campaign’s attention and notice, the lack of clarity can also skew audience interpretation. The confusion associated with guerrilla marketing campaigns can have extreme implications, such as in 2007, when flashing LED circuit boards promoting a new animated series, Aqua Teen Hunger Force, were quietly installed around the city of Boston. The objects were mistaken for explosive devices, causing citywide panic as bomb squads were brought in to examine and remove the unknown devices.The hired installers were even arrested for mounting “hoax devices,” but were later released. While it’d be easy to label this campaign as a disaster, the story got picked up on major media networks across the country, so despite the whole ordeal, some would probably call it a success. Authority intervention. Some forms of guerrilla marketing, such as non-permission street graffiti, can result in tension with authorities. Unpredicted obstacles. Many guerrilla marketing tactics are susceptible to bad weather, thrown timing, and other small instances that could easily threaten to undermine an entire campaign. Potential backlash. Savvy audiences may call out businesses who are implementing guerrilla marketing campaigns they don’t approve of. This is especially true of undercover marketing campaigns – if you’re caught, prepare to face the wrath. There’s no doubt that guerrilla marketing can provide fantastic results while allowing marketers to exercise their creativity in a unique way, but it will only work for businesses who aren’t afraid of risk-taking. Apple is on the verge of becoming the first American company to be worth $1 trillion. Apple is now worth about $945 billion. Shares are up more than 13% this year, far better than the overall market. For Apple to hit a $1 trillion market valuation, the stock would need to go up just another 6% to $202.30 a share. Even though some think Apple (AAPL) needs a new product to keep sales and profit booming, Apple has inched closer to $1 trillion thanks to solid sales of the iPhone 8 and X -- particularly in China and Japan -- and surging services revenue from the App Store. Apple's sales increased 16% in the first three months of 2018 -- not bad for a company of its massive size. It also has been using its more than $267 billion in cash to boost its dividend and stock buyback program as a way of rewarding investors, which include Warren Buffett. Buffett's Berkshire Hathaway (BRKB)bought nearly 75 million shares of Apple in the first quarter, making it Berkshire's top stock holding. But Apple is benefiting from investor euphoria surrounding the tech sector broadly as well. Amazon (AMZN) is also trading at an all-time high and is now worth more than $800 billion. That's lifted the net worth of Amazon CEO Jeff Bezos to nearly $140 billion, according to lists by Forbes and Bloomberg tracking the world's wealthiest people. Facebook (FB), despite its Cambridge Analytica woes, is not far from its all-time high either. It has a market value of nearly $560 billion. Apple, Amazon, Google, Microsoft and Facebook are now collectively worth about $3.9 trillion. But Apple would not be the first publicly traded company in the world to surpass the trillion dollar mark. Oil giant PetroChina (PTR) briefly topped a trillion dollar valuation in 2007 when its stock began trading in Shanghai, but shares quickly plunged afterward. PetroChina, which is also listed on the New York Stock Exchange, is now worth about $240 billion. CNNMoney (New York)First published June 5, 2018: 9:33 AM ET The Things You Need-To-Know When Marketing To Millennials. Millennials make up the biggest part of the work force. They are steadily taking over the ground vacated by the retiring Baby Boomer Generation. Like every generation that came before, they come with their own set of characteristics that make them unique. No company can afford to ignore their enormous purchasing power. Here are the main things you need to know about marketing to Millennials. They are not the same – This is the number one thing you need to know about Millennials. They are not like other generations in that they are a simple demographic. You have to drill down deep into the millennial generation to come up with the right marketing campaign for you. Millennials are the most diverse generation to have ever existed. You’ll find Millennials consisting of everyone from single mothers to middle class professionals. You’ll find them in every single social class and industry from apps to fashion trends and marketing. Marketers must think in terms of these segments, rather than demographics. Millennials are forever connected – The millennial generation was the first to grow up with technology at their fingertips. They are used to always being connected. The majority of Millennials will be connected to multiple tech devices at the same time. Without constant access to the Internet they’re going to feel helpless. Brands will have to maintain constant communication with Millennials. They need to be able to provide a lot of support whenever Millennials want it. The 9-5 lifestyle is dead. This is a sharing culture – Even the most novice marketer can spot the fact Millennials are spending more time on social media than ever before. To reach this audience your brand has to be on social media. It’s symbolic of the sharing culture that has grown up around Millennials. Companies on the cutting edge of marketing are always sharing and always looking for new ways to engage in the social arena. But not every social media site is right for you. Go back to thinking in segments and consider where your segment is likely to be hanging out. Forget about the hard sell – The hard sell has become something of a piece of satire in the eyes of Millennials. They don’t respond to the salesperson following them around screaming about how great their products are. The hard sell is gone and you need to let Millennials make buying decisions for themselves. For example, in the fashion industry shops are employing influencers to promote their products. Seeing others wearing something is much more powerful than a hard sell. Why is this the case? Millennials value authenticity over everything else. They’re more likely to listen to a fellow consumer, as opposed to a piece of promotional copy. Millennials are moving fast – The reason why Millennials are moving fast is partly because of the mobile revolution. The rise of mobile has meant that they can stay connected wherever they happen to be. Marketers can no longer assume Millennials are in their homes when they access their websites. What it all means in practice is that marketing has turned into an omnichannel issue. Retail strategies have had to adapt to this. There’s no such thing as online, offline, and mobile strategies. They’ve all been merged into one. Loyalty is hard to win – Millennials are not going to stick with the big name brands. The baby boomer generation, on the other hand, would do this because they felt more secure in sticking with a brand they knew. The rise of Millennials has forced brands to stop relying on the idea that they can expect to gain loyalty from customers. Marketers have to actively win it and hold it. This plays into the stereotype that Millennials are disloyal and they won’t stick with anything for any length of time. That demonstrates a fundamental misunderstanding, though. They may be harder to sway to your cause, but when they do become loyal they tend to be the most loyal consumers around. Marketers have to realize that retaining loyalty is a constant process. Conclusion: Marketers need to adapt to Millennials making up the bulk of the workforce. Learn what they respond to and what matters to them. It could just be the breakthrough your business needs to move forward into the future. Source: forbes.com AJ Agrawal , Contributor Study: When it comes to advertising, sex doesn’t actually sell. Sex may sell itself, but that doesn’t mean it sells everything. A new study suggests that while advertisements with sex may grab your attention, they’re not good at actually selling you stuff. Sex may sell itself, but that doesn’t mean it sells everything. A new study suggests that while advertisements with sex may grab your attention, they’re not good at actually selling you stuff. In a meta-analysis of 53 experiments involving nearly 8,500 participants, researchers from Ohio State University examined the effectiveness of sex and violence in advertisements. To synthesize the data, the researchers coded past experiments in which participants reported on their memory of, attitudes toward, and intentions to buy products after they watched TV or films or played video games, or saw ads in print. They studied both neutral ads shown during sexual and/or violent TV programs, as well as ads containing sexual and violent content themselves. Participants in the experiments, published in late July by Psychological Bulletin, viewed brands that used sexual ads (which could be anything from a fully clothed but extremely sexualized model to actual sexual organs) less favorably than brands that featured neutral ads. Brands that showed ads during violent programs were remembered less often, viewed less favorably, and were less likely to be purchased. As the report stated, “Violence and sex never helped and often hurt ad effectiveness.” Lead researcher Brad Bushman explained the findings to Quartz as follows: “Humans are hard-wired to pay attention to violence and sex, but they only have a limited capacity to pay attention. If they’re focused on the violence or sex in a video game or magazine, they have less attention to pay to a Tide laundry detergent.” More research would be needed to examine the effect of sex and violence in ads on attention span. But in support of that theory, the report found that, as ads got sexier, people were less likely to remember, like, and buy the associated product. For more click to review the full study: new study Source: http://qz.com, Written by Thu-Huong Ha The term grammar refers to the system, structure and elements of a language or area of knowledge. A language is a method of human communication. We are aware of this through the spoken and written word. Visual communication is also reliant on a language of its own. In order to communicate using this language it’s necessary to understand what its components are, what the relationship between the components are, and how they are used to create meaning and enable understanding. Acquiring knowledge of visual grammar will not only be fundamental to your practice of visual communication but will allow you to articulate through the spoken and written word the concepts behind your ideas. Many artists and designers have been fascinated by the fundamental components of visual language. Visual language is comprised of simple fundamental components such as dots, lines, circles, squares and triangles. Color, texture and space are also basic elements of visual language. Certain shapes have become connected with deeper psychological associations we have as humans and our existential experiences. Circles have strong meaning in terms of our knowledge of the universe. Our planet, the sun and moon are circular and this has a particular resonance with us. Squares are solid and stable. We use these associations when making compositions in the abstract to represent our concrete (real) world. Visual language can be manipulated to express, represent and communicate understandable concepts such as rhythm; speed (fast/slow); distance (near/far); movement (direction – up/ down, forward/backward, left/right); denseness; space; weight (heavy/light), force (strong/weak); impact; light/dark; proximity (close/apart); and structure (regular/irregular). Squares and rectangles are stable – They’re familiar and trusted shapes and suggest honesty. They have right angles and represent order, mathematics, rationality, and formality. They are seen as earthbound. Rectangles are the most common geometric shape encountered. The majority of text we read is set in rectangles or squares. Squares and rectangles suggest conformity, peacefulness, solidity, security, and equality. Their familiarity and stability, along with their commonness can seem boring. They are generally not attention getters, but can be tilted to add an unexpected twist. Think of web pages that tilts framed images to help them stand out. Every element on a web page is defined by a rectangle according to the css box model. Web pages are rectangles made up of smaller rectangles and squares. In Buddhist symbolism a square (earthbound) inside a circle (eternal whole) represents the relationship between the human and the divine. Triangles can be stable when sitting on their base or unstable when not – They represent dynamic tension, action, and aggression. Triangles have energy and power and their stable/unstable dynamic can suggest either conflict or steady strength. They are balanced and can be a symbol for law, science, and religion. Triangles can direct movement based which way they point. They can be used to suggest familiar themes like pyramids, arrows and, pennants. Spiritually they represent the religious trinity. They can suggest self-discovery and revelation. The strength of triangles suggests masculinity. Their dynamic nature make them better suited to a growing high tech company than a stable financial institution when designing a logo. Triangles can be used to convey progression, direction, and purpose. Crosses symbolize spirituality and healing – They are seen as the meeting place of divine energies. The 4 points of a cross represent self, nature, wisdom, and higher power or being. Crosses suggest transition, balance, faith, unity, temperance, hope, and life. They represent relationships and synthesis and a need for connection to something, whether that something is group, individual, self, or project related. As with lines vertical shapes are seen as strong and horizontal shapes are seen as peaceful. Most everything said about vertical and horizontal lines can be said about vertical and horizontal shapes. Spirals are expressions of creativity – They are often found in the natural growth pattern of many organisms and suggest the process of growth and evolution. Spirals convey ideas of fertility, birth, death, expansion, and transformation. They are cycles of time, life, and the seasons and are a common shape in religious and mystical symbolism. Spirals move in either direction and represent returning to the same point on life’s journey with new levels of understanding. They represent trust during change, the release of energy and maintaining flexibility through transformation. Clockwise spirals represent projection of an intention and counterclockwise spirals the fulfillment of an intention. Double spirals can be used to symbolize opposing forces. What is digital marketing? Digital marketing is the promotion of products or brands via one or more forms of electronic media. While the Internet is, perhaps, the channel most closely associated with digital marketing, others include wireless text messaging, mobile instant messaging, mobile apps, podcasts, electronic billboards, digital television and radio channels, etc. Digital marketers monitor things like what is being viewed, how often and for how long, sales conversions, what content works and doesn’t work, etc. Digital marketing differs from traditional marketing in that it involves the use of channels and methods that enable an organization to analyze marketing campaigns and understand what is working and what isn’t – typically in real time. Why Digital Marketing is Important Digital media is so pervasive that consumers have access to information any time and any place they want it. Gone are the days when the messages people got about your products or services came from you and consisted of only what you wanted them to know. Digital media is an ever-growing source of entertainment, news, shopping and social interaction, and consumers are now exposed not just to what your company says about your brand, but what the media, friends, relatives, and peers are saying too. What’s more, they are more likely to believe them than you. People want brands they can trust, companies that know them, communications that are personalized and relevant, and offers tailored to their needs and preferences. This is the new era of communication. Digital Media is Everywhere Here are some interesting statistics on our first post delving into this exciting world: Digital marketing spend is forecasted to increase to 35% of total budgets by 2016. Content creation and management now claim the second largest share of digital marketing budgets. 28% of marketers have reduced their advertising budget to fund more digital marketing. Search engine marketing (SEM) will continue to capture the largest share of online spend at 47%, or about 14% of the firm’s total marketing budget 2014. 60% of B2B marketers use web traffic to measure success instead of using sales lead quality or social media sharing. 84% of top performing companies are using or plan to start using marketing automation by 2015. ( Online display advertising (banner ads, re-marketing, and re-targeting) will capture the next biggest share of the online spend at about 34% of total online spend and about 10% of the total marketing budget. 73% of B2B marketers use video as a content marketing tactic, and 7% of marketers plan on increasing their YouTube marketing. 67% of Twitter users are more likely to buy from brands they follow. Organic search leads have a 14.6% close rate, while outbound marketing leads have a 1.7% close rate. In 2016, the average firm will allocate 30% of their marketing budget to online, this rate is expected to grow to 35% by 2019 Search engine marketing (SEO & SEM) will capture the largest share of online spend with online display (banner ads, online video, etc.) taking the second largest share Social media investments will continue to grow as an overall share of online spend, but will only represent about 15% of the total online spend Mobile marketing has grown to a point that it’s no longer tracked in the forecast and it’s presumed to be considered across all channels
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Supercentenarians are persons who have lived beyond the age of 110. Currently there are only about 80 such known individuals in the world whose age is verified. In a newly published review Drs. Stephen Coles and Thomas Young of the UCLA Gerontology Research Group point out what it may be that is killing supercentenarians: amyloidosis. Amyloidosis is a disease state hallmarked by the deposition of fibers of abnormally clumped masses of transthyretin. The protein transthyretin normally acts to carry thyroid and other hormones. Mutations in the gene make the fibers abnormally sticky and they tend to clump into long fibers which are deposited in multiple organs. Through early onset amyloidosis leads to disease, it is of interests that supercentanarians all seem to have significant amounts of it. Though not proven it is possible the amyloid is killing them. These persons have already escaped the typical causes of death however they have lived for so long, the normally innocuous amounts of amyloid that increase with age may actually become toxic to them because they have lived so many years. Where this line of reasoning gets exciting is that experimental drugs exists which may eliminate amyloid. These drugs are being studied for young persons with pathological amyloidosis. If they work, what would happen if they were adminstered to persons over age 95? Perhaps it is possible they could become the first drugs to extend human lifespan beyond current theoretical limits. Is amyloidosis a part of the aging process, or is it merely one more chronic disease that can be treated? Will treating amyloidosis lead to increases in human lifespan? Both first-generation and second-generation drugs, such as Diltiazem, Verapamil, Celastrol, 4-PDA, taurine-conjugated ursodeoxycholic acid, and CHPHC, are under development for the management of the disease (Coelho et al., 2008; Balch et al., 2008). It seems to us that these questions may lead us to the next frontier in the extension of human lifespan. At the very least, the recognition that amyloidosis is a common and treatable condition in the oldest old should lead supercentenarians to having a better quality of life in the future, a further confirmation of what has been called the “Compression of Morbidity” Amyloidosis is defined as “a disorder in which insoluble protein fibers systematically infiltrate multiple tissues and organs, progressively impairing their function.” It occurs when native or mutant polypeptides misfold and aggregate as fibrils. Amyloidosis can take several forms: primary (or idiopathic) amyloidosis is seen as localized to certain organs (such as the liver or the heart) and not associated with other diseases except for multiple myeloma, while secondary amyloidosis is linked to chronic disease. In addition, as stated earlier, some types of amyloidosis are found to be hereditary. Essentially, amyloidosis causes death through a clogging of blood vessels: just as a drain pipe in an old house eventually becomes blocked, impeding the flow of water. So the buildup of long chains of extra-cellular amyloid proteins eventually choke off the function of vital organs (such as the heart and liver), ultimately leading to death. Just as plaque build-up in coronary arteries can lead to Myocardial Infarction (an MI), so the buildup of sticky amyloid fibers (or ‘lardaceous’ tissue) leads to the failure of the affected organs. Physicians have distinguished at least 27 different types of proteins associated with amyloid formation. The most commonlyknown type, beta amyloid (Aβ or A-beta) is a polypeptide of amino acids which appears as the primary constituent of plaques in the brains of patients with Alzheimer's disease. Other common types include fibrils derived from monoclonal immunoglobulin light chains (such as kappa or lambda) caused by Multiple Myeloma (a cancer of the plasma cells in the blood), which can be distinguished by immunohistochemical staining following Congo-Red staining. Ironically, it is only after the gains made in other fields have slowed that the patients now demand that the problem of amyloidosis no longer be ignored; with longevity gains made in other aspects of human aging (such as atherosclerosis and hypertension), the law of diminishing returns suggests that more improvements can be made in areas largely unexplored or untreated. Certainly, amyloidosis, long an apparent but overlooked cause of death in extreme old age (and in a few younger individuals with a genetic propensity for amyloid buildup) is now a major problem on the frontier of extending human lifespan. For those who have claimed that ‘eliminating cancer and heart disease would only add about ten years to the human lifespan’ because people would die of something else, it seems increasingly likely that the ‘something else’ could well be amyloidosis. If you liked this article, please give it a quick review on ycombinator or StumbleUpon. Thanks
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Down Economy Injures Local Hospitals LINDA WERTHEIMER, HOST: For this morning's business bottom line, we stay with health care. The industry has been one of the most reliable sources of new jobs in the country. And in cities even though suffering high unemployment, the local hospital is often the biggest employer still standing. But that is not true everywhere. The downturn in the economy has left some hospitals in perilous financial shape. NPR's Jim Zarroli visited Waterbury, Connecticut, where the city's biggest hospitals are going through a painful process of outsourcing and layoffs. ELLEN MARANO: So that's for every patient every day. JIM ZARROLI, BYLINE: At Naugatuck Valley Community College, instructor Ellen Marano is teaching a course for would-be nursing assistants. Many of the students in her class have been looking for work for a while, making do with part-time jobs. They're students such as Becca Wilk, who's hoping this class will be a gateway to a steady career. BECCA WILK: I know there's always jobs in health care. Unfortunately, people are always getting sick. So you won't have to worry much about a job in this economy. ZARROLI: Wilk is hoping to get a job at a hospital. She figures they're good places to work. WILK: They're a big establishment. They probably won't go out of business, probably have good insurance for their workers. ZARROLI: That's a widely held idea. In the aging Rust Belt city of Waterbury, the two local hospitals are the biggest private employers. And jobs there are seen as highly desirable if only because they're viewed as stable. But that's no longer as true as it once was. Darlene Stromstadt, CEO of Waterbury Hospital, says the 2008 financial crisis hit institutions like hers hard. DARLENE STROMSTADT: The first thing that happens is people lose jobs. People who are afraid of losing jobs might make different decisions about the discretionary use of their health care dollar. Fewer people have insurance than had in the past. All of those things have added up together to decrease the pool, if you will, of people that are routinely and regularly coming to hospitals. ZARROLI: Stromstadt says in bad times the hospital has more trouble recouping its costs. More people go on Medicaid with its low reimbursement rates or stop paying their bills altogether. At the same time, Waterbury is an aging facility and loses paying patients to newer hospitals in the suburbs. As a result, Waterbury lost money over the past five years and had to outsource jobs in housekeeping, food services and transportation. It's also laid off more than 80 people this year at a time when Waterbury has the state's highest unemployment rate. Senior human resources consultant Sandy Lombardy. SANDY LOMBARDY: Anytime you have any type of clerical position that's open, it's a large applicant pool. And when you look and prescreen the applications, some people have been out of work two and three years. UNIDENTIFIED WOMAN: OK, and you'll bring her back to me so I can do her depart. ZARROLI: The hospital used to offer signing bonuses to get nurses to work in its neonatal unit. But today it's tough to get a job here without highly specialized training. Nurse Donna Duncan says she hears from friends looking for jobs. DONNA DUNCAN: I tell them look, go online. Look. See, you know, what's available. But there's not usually much. ZARROLI: Duncan believes this will change soon. Waterbury will have to replace a lot of nurses who are near retirement Sandy Lombardi says after the crash, a lot of employees saw their savings get depleted and put off retirement. LOMBARDY: I would say between 2008 and 2010, we only had maybe about four people retire, which would be something that you would be like, really? You know, based on the kind of the age of our workforce. ZARROLI: Earlier this month, the hospital announced it will merge with Nashville-based Vanguard Health systems. An earlier proposed merger with Waterbury's other hospital, St. Mary's, fell through. If this one takes place, Waterbury Hospital will become a for-profit institution. CEO Darlene Stromstadt says the merger will leave the hospital better positioned to grow. Stromstadt acknowledges that some of the steps she's taken have made her less than popular. But she says they've been necessary. STROMSTADT: We have enormous responsibility to our community. But we also have a responsibility to run our organization tightly and right. ZARROLI: Stromstadt says the merger with Vanguard isn't expected to cost any more jobs than have already been lost. But the financial pressures facing the Waterbury Hospital are real, and that's being felt in the job market all over the city. Jim Zarroli, NPR News. NPR transcripts are created on a rush deadline by a contractor for NPR, and accuracy and availability may vary. This text may not be in its final form and may be updated or revised in the future. Please be aware that the authoritative record of NPR’s programming is the audio.
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Brazil’s 2005 agricultural harvest may reach 116,341 tons. This is the fourth estimate for the national production of cereals, leguminous, and oleaginous plants, which include cotton seed, peanuts, rice, beans, castor beans, corn, soy, oat, rye, barley, sunflower, sorghum, wheat, and triticale, a cereal resulting from the wheat and rye crossing. In spite of the increase of 0.91% (48 million hectares = 118,608,000 acres) in the planted area, when compared to 2004, the 2005 estimated harvest is 2.54% smaller than that of last year, which was 119,369 million tons. When compared to the March estimate, there was a reduction of 2.63%, according to the Brazilian Institute of Geography and Statistics (IBGE). Drought and the negative impacts of freezing on the Central West and South of the country affected specially beans crops, which registered a production drop of 49% in the state of Mato Grosso do Sul, and of 12% in the state of Rio Grande do Sul. Show Comments (0)
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The director of Reynoldsburg's Parks and Recreation Department knows exactly the kind of person needed to succeed Nadine Morse as director of the city's farmers market. "We need someone who is full of energy and passionate about community engagement and the farmers market," Parks and Recreation Department Director Joe Brown said. "This is an exciting new seasonal position with a real opportunity to grow the market and continue with the success that Nadine has developed over the years." Brown said he is happy to tuck the farmers market under the Parks and Recreation umbrella. "Nadine and the parks department worked very closely (last year) as we assisted her operations regarding set-up," he said. "We look forward to this year and the new challenges of running the entire operation." He said people interested in the position should send letters of interest and resumes to Michelle Brennan at email@example.com. He said the job is a part-time seasonal position involving 20 to 25 hours per week. Applicants must be skilled in program development and management; able to work with minimal direction; have excellent interpersonal skills; clear and organized work habits and a positive attitude. In addition, Brown said the job requires the director to have excellent oral and written communication skills, good computer skills and be proficient in Publisher, Excel and Microsoft Word programs. The market manager's responsibilities include overseeing market day activities from set-up to tear-down; planning staffing needs and creating the weekly site layout; the ability to work independently and make informed on-the-spot decisions; securing and managing the market budget, tracking income and expenses and collecting vendor fees and conducting the vendor application process. The manager also recruits and schedules entertainment, cooking demonstrations, educational workshops and other events at the farmers market. The physical demands listed in the job description are that applicants be able to lift objects weighing 20 pounds; be able to handle frequent standing and walking and be able to work "in very hot temperatures."
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I have read users having problems running the install manager executable of the Samsung Tizen SDK both in Windows 7 and 8. In my case, when I run the install manager under Windows 7 32-bit, it closes the popup window after extracting the file so I had no way to figure out what files were decompressed and where they were placed. I had to take a screenshot just to find out where. The extracted files can be found at So here’s the thing. I wanted my widget to run a task every 12 midnight. The attribute of Intent.ACTION_DATE_CHANGED does not work. I had read posts in forums that say if you switch back and forth setting the date and time for experimentation to see if the task will run, nothing happens. So the only workaround left is to use an AlarmManager. Yup, you have to use it rather than being forced to use Intent.ACTION_TIME_TICK which is battery draining as this event will occur every minute. To set up your AlarmManager to send a broadcast every 12 midnight, do this: Take note that you have to use getBroadcast() in the PendingIntent class if you want the task in the BroadcastReceiver to be executed. If it is code in a service that you want to run, then call getService().
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Hundreds of mourners gathered on the Mount of Olives on Wednesday afternoon to bury Talia and Yitzhak Ames, the parents of six children, who were killed in the shooting attack on Route 60 the previous night. “I didn’t have a chance to tell you before you left us how much I love you both,” said Ruth Ames, 19, the victims’ second-oldest child. attempt to torpedo peace talks Terrorists will not triumph “Mom, I promise you I will take care of the family; I promise I will take care of the children that will grow up without you. Dad, I promise that I will continue your work with the Temple Mount, I will make sure that families keep coming and they love it as much as you.” Yitzhak Ames, 47, a historian, was remembered for his love and deep knowledge of the Temple Mount. He was in the middle of writing an encyclopedia of the laws, customs and artifacts associated with the Holy of Holies. Talia, 45, was an accountant. She was nine months’ pregnant when she died. “We are on the wrong mountain,” said Yitzhak’s friend Shlomo Neiman, as he looked across the Kidron Valley to the Temple Mount. For the past seven years, Ames has visited the Temple Mount every Rosh Hodesh (the begining of each Hebrew month) and every Wednesday, often leading large groups from Gush Etzion and teaching them about the history of the area. This week, he altered his schedule and ascended the Temple Mount on Tuesday, the day of his death. Talia and Yitzhak Ames, who recently became grandparents and celebrated their 25th wedding anniversary just two weeks ago, met while in line to register for classes at Moscow University. Talia converted to Judaism and they both became religious in Russia, immigrating to Israel 19 years ago with two children, going straight to Beit Hagai in the South Hebron Hills. They were active in the Russian religious community, frequently bringing groups to holy sites in Jerusalem, most often to the Temple Mount. “Yitzhak’s whole life was the Temple Mount,” his friend Meir Antopolsky told The Jerusalem Post . “He worked as a guard, as a dishwasher, but this was his whole life. So many people knew him through his tours.” In addition to the book that Ames was writing about the Temple Mount, he kept a blog about the area. “His last entry was three days ago,” Antopolsky said. “He wrote that at Rosh Hashana this year, finally, he wasn’t going to pray for a livelihood, that he was going to pray just for the rebuilding of the Temple.” “They lived in a really simple way, and were just concerned with what was good for Israel, following the Torah, and praising God,” close family friend Ruth Belostotsky told the Post “Their love for Israel was so strong. Newspapers might label them as ‘right-wingers’ but they didn’t have an ideology of hate. They wanted peace, just like everyone else.” Friends called the Ameses “a love story with Israel,” in their eulogies, remembering their dedication to Gush Katif in 2005. “When Gush Katif happened, they just got up, took all the kids, I think five at the time, and moved to Gush Katif for six months,” said Belostotsky. “Talia was pregnant at the time... and during the last period, they opened their house and gave all the activists a place to sleep. Their floor was totally filled with people. And Talia, who was huge at the time, was cooking big meals for everyone. They were real heroes.” As a result of their activism on behalf of Gush Katif, Yitzhak Ames lost his gun license a few months ago. “He was a man who wasn’t afraid of anything,” Belostotsky said. “Maybe if he had had a gun... “There are four bodies today because the government, instead of fighting terrorism, is fighting citizens. They put settlers in situations where their hands are tied,” she said. The other two victims of Tuesday night’s shooting attack were also laid to rest on Wednesday. All three funerals began with eulogies in Beit Hagai, after which the Aimeses’ funeral set off for Jerusalem, while Kochava Even-Haim, 37, was buried in Ashdod and Avishai Schindler, 25, in Petah Tikva. “Right now I am not scared, I am sure you are in a good place,” said Even-Haim’s husband, Momi. Even-Haim, a nursery school teacher, was remembered as a stalwart and humble volunteer in the community. She was always working behind the scenes to prepare food for others during times of need, or make photocopies of the Daf Yomi daily Torah folio so that the community could study together. Because of reoccurring health problems, she had difficulty getting pregnant. After years of trying, she finally gave birth to a daughter, who is now eight. had just finished his army service and was studying in a Hebron yeshiva. He married a year ago and had no children. “Avishai, we have come to part from you, at the place where you built your house,” said his uncle, Zvi Shalva. “We all promise to continue in your path.”Jerusalem Post staff contributed to this
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Rockford University offers a variety of services for our campus community. Whether you are looking for a delicious meal, Rockford University branded gear, tickets to the next Forum or theater event, or to rent a space on campus, our campus services offer the assistance you need. In addition, Lang Center provides a safe and supportive environment to meet the physical, mental, emotional and spiritual needs of the Rockford University community. Differences in ability are valued as an integral component of a diverse community. Disability Support Services (DSS) facilitates an accessible educational experience for students who have disabilities and serves as a resource to all members of the campus community. Other important services for our campus community include Safety and Security, IT, and Student Employment. Please refer to the list on the right-hand side of the page for each area.
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Statement of Robert W. Mooney, Deputy Director, Consumer Protection and Community Affairs, Division of Depositor and Consumer Protection, Federal Deposit Insurance Corporation on An Examination of the Availability of Credit for Consumers before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House Of Representatives; 2128 Rayburn House Office Building September 22, 2011 Chairman Capito, Ranking Member Maloney, and members of the Subcommittee, thank you for inviting me to testify on options available to consumers in need of small-dollar, short-term credit. Expanding the availability of mainstream financial services in general, and affordable small-dollar loans in particular, is a significant priority at the Federal Deposit Insurance Corporation. The FDIC believes that banks already have the tools and infrastructure to create small-dollar credit products that are both affordable for consumers and beneficial for banks. Also, enhancing opportunities to save and bolstering financial literacy can help consumers better manage economic disruptions, and perhaps avoid using short-term credit altogether. Small dollar loan products are a useful business strategy for banks to establish new customers and foster long-term banking relationships. To that end, the FDIC implemented a number of initiatives to help banks stimulate an increase in offerings of reasonably-priced, safe alternatives to high-cost short-term credit and to improve consumers' overall financial resilience. Our testimony addresses these initiatives in more detail, including the results of the FDIC's Small Dollar Loan Pilot Program. Demand for Short-Term Credit is High In the wake of the longest economic recession since the 1930's and against the backdrop of persistently high unemployment, record foreclosures, a moribund housing market, and stock market volatility, many U.S. households are struggling to make ends meet, and do not have the capacity to deal with further financial shocks. A paper published earlier this year showed that one-half of U.S. households are "financially fragile" in that they would "probably" or "certainly" be unable to cope with a short-term financial emergency.1 Not surprisingly, in this economic environment, there is a large demand for small-dollar credit to cover emergencies, but all too often, consumers turn to high-cost products to meet their needs. For example, estimates peg payday loan volume to be in excess of $38 billion annually2 and annual revenue from overdraft fees at about $38 billion.3 Annual percentage rates (APRs) for these products can top several hundred -- or even thousand -- percent, putting more stress on already weakened consumer balance sheets. The effects of high-cost credit can be particularly significant for lower-income consumers. According to the most recent Federal Reserve Board Survey of Consumer Finances, one in five consumers in the lowest income quintile ($20,600 or less) had zero or negative net worth.4 Moreover, the FDIC's Survey of Unbanked and Underbanked Households in 2009 found that nearly 20 percent of households with incomes of $30,000 or below had used non-bank companies for credit needs rather than banks.5 FDIC Efforts to Encourage Banks to Offer Affordable Small-Dollar Loans A generation or so ago, it was common for banks to make small, unsecured loans to individuals. However, over time, a series of product and technological innovations and changes in the competitive landscape in banking, among other factors, contributed to a decline in the number of banks offering small loans and an increase in alternative credit providers, such as payday loan stores, auto title lenders, and pawn shops that often offer costly credit products. Not long after, many banks began to offer automated fee-based overdraft products on a wider scale that also can be a costly way for consumers to deal with financial emergencies. The FDIC Study of Bank Overdraft Programs in 2008 illustrates the steep costs of automated fee-based overdraft programs; it showed that the median overdraft was $36, but the median fee to cover overdrafts was $27.6 The FDIC began reviewing whether banks could feasibly offer alternatives to high-cost short-term credit in the context of military personnel, whose financial problems can collectively affect the readiness of our armed forces. More specifically, in December 2006, the FDIC held a conference, titled "Affordable, Responsible Loans for the Military: Programs and Prototypes" where attendees, including banks, representatives from the Department of Defense and other agencies, community groups, and others developed a template for an affordable, small-dollar loan program. Subsequently, in a broader effort to encourage more banks to offer small-dollar credit products that are affordable, yet safe and sound and consistent with all applicable federal and state laws, the FDIC issued the Affordable Small-Dollar Loan Guidelines (the Guidelines) in June 2007. The Guidelines explore several aspects of loan product development, including affordable prices, reasonable loan terms, streamlined underwriting, and the benefits of linking a savings component and financial education to short-term loan products. Importantly, the FDIC recognizes that the Community Reinvestment Act (CRA) could also provide a valuable incentive to offer affordable small-dollar loans. The Guidelines clarify that FDIC institutions providing such products consistent with the Guidelines will receive favorable consideration in the CRA examination. Building on the Guidelines, the FDIC Board of Directors in June 2007 also approved a two-year case study known as the FDIC Small-Dollar Loan Pilot Program (the Pilot) to determine the feasibility of banks offering small-dollar loans as an alternative to high-cost emergency credit sources, such as payday loans or fee-based overdraft programs. The idea for the Pilot originally stemmed from a recommendation by the FDIC's Advisory Committee on Economic Inclusion (the Committee), which was established in 2006 to provide advice and recommendations to the FDIC regarding expanding access to banking services for the one-quarter of U.S. households that are underserved.7 The Committee is comprised of representatives from banks, academia, consumer and community groups, and government agencies. Like all of us, underserved consumers need to cash their paychecks, pay bills, and save for the future with products that are safe, affordable, and easy to understand. They also need access to reasonably-priced credit to buy a car or a home, pay for their children's education, and, of particular relevance to this hearing, to meet unexpected short-term financial needs. The Committee provides a forum to stimulate discussion and obtain information about these and other important issues and challenges facing underserved consumers. The Pilot was launched in February 2008, and concluded as of the fourth quarter 2009. Twenty-eight volunteer banks participated with total assets ranging from $27 million to $10 billion, and almost 450 branches in 27 states. During the Pilot, banks made 34,400 loans with a principal balance of $40.2 million. While delinquencies on loans originated under the Pilot tended to be 3 to 4 times higher than for unsecured consumer loans in general, charge-offs were in line with the charge-off ratios for unsecured consumer loans in general. The Pilot has resulted in a model, or template, of product elements for a safe, affordable, and feasible small-dollar loan. Product elements include loan amounts of $2,500 or less, loan terms of 90 days or more, APRs of 36 percent or less, low or no fees, streamlined but solid underwriting, and optional savings and financial education components. The template is replicable in that it is simple and requires no particular technology or other major infrastructure investment to implement. Best practices and elements of success emerged from the Pilot and underpin the template. In particular, a dominant business model emerged: most Pilot bankers indicated that small-dollar loans were a useful business strategy for developing or retaining long-term relationships with consumers. In terms of overall programmatic success, bankers reported that long-term support from a bank's board of directors and senior management was most important. The most prominent product element bankers linked to the success of their program was a loan term longer than just a few pay cycles to give consumers time to repay. Perhaps most importantly, the Pilot shows that banks can offer affordable small-dollar loans in a manner that suits their business plans and is fair to consumers. In testament to that fact, 26 of the 28 institutions continue to offer the product today even though the pilot program terminated in 2009. Going forward, the FDIC is working with the banking industry; consumer, community, and philanthropic groups; other government agencies; innovators in small-dollar lending; and others, to research and pursue strategies that could prove useful in expanding the supply of small-dollar loans. Among other things, these strategies include: successful features of the Pilot and other small-dollar loan models. creation of pools of nonprofit or government funds to serve as "guarantees" for small-dollar loans. partnerships among banks, nonprofit organizations, and community groups to work together in designing and delivering small-dollar loans. feasibility of safe and innovative emerging small-dollar loan technologies and business models. that regulators can encourage banks to offer safe and affordable small-dollar loan products and that these products can receive favorable Additionally, the FDIC has engaged in a number of initiatives, briefly described below, to improve the overall financial well-being of consumers and reduce their need to tap credit sources when financial shocks arise. FDIC Model Safe Accounts Pilot In August 2010, the FDIC Board approved a case study, recommended by the Committee, designed to evaluate the feasibility of financial institutions offering safe, low-cost transactional and savings accounts that are responsive to the needs of underserved consumers. Known as the Model Safe Accounts Pilot, the study launched in January 2011 and will run over the course of a year. The study includes nine financial institutions that volunteered to offer unbanked and low- and moderate-income consumers deposit accounts with core features for safe, low-cost transactional and basic savings account products based on account templates that were published for comment in May 2010. The account templates address predominantly electronic accounts to limit acquisition and maintenance costs. Transactional accounts are card-based, electronic accounts that allow withdrawals through automated teller machines, point-of-sale terminals, automated clearinghouse preauthorizations, and other automated means. As needed, and on a limited basis, transactional accountholders may obtain money orders, convenience checks, or e-checks. There are no overdraft or non-sufficient funds fees associated with the transactional accounts. All of the accounts are FDIC-insured; are subject to applicable consumer protection laws, regulations, and guidance; and have reasonable rates and fees that are proportional to their cost. As with the Small Dollar Loan Pilot Program, results of the Model Safe Accounts Pilot will be analyzed to determine best practices to share with the industry to encourage more banks to offer similar products. Over the long term, expanded access to safe and affordable bank accounts could provide more undeserved consumers with the option of tapping savings for emergencies, rather than relying on high-cost forms of credit. Financial Education: the Money Smart Initiative Clearly the need for small dollar short-term loans could be ameliorated if consumers became more knowledgeable about personal financial management. To address this and other needs on the part of consumers, the FDIC initiated a national financial education campaign in 2001 by launching Money Smart, a comprehensive financial education curriculum designed to help individuals outside the financial mainstream develop financial skills and positive banking relationships. Over 2.75 million consumers have been reached with Money Smart and over 1,200 organizations are actively part of the FDIC's Money Smart Alliance. Money Smart is available today in seven languages and comes in adult and young adult versions. In addition to the original version designed to be taught in a group setting, it is also available for consumers to complete independently online or through an MP3 player.8 A 2007 study of the effectiveness of Money Smart showed that the curriculum can positively influence how participants manage their finances. A majority of the Money Smart graduates surveyed reported an increase in personal savings, a decrease in debt, a better understanding of financial principles, and an increased willingness to comparison shop for financial services. The FDIC continues to form alliances with public, private, and non-profit entities to promote financial education and encourage linkages between financial education and access to mainstream banking services. For example, last November, the FDIC entered into a partnership with the U.S. Department of Education and National Credit Union Administration to facilitate partnerships among schools, financial institutions, federal grantees and other stakeholders. The partnerships provide effective financial education, increase access to safe, affordable and appropriate accounts at federally insured banks and credit unions, and encourage saving.9 In addition, approximately 230 of the more than 1,200 organizations recognized as Money Smart Alliance Partners are financial institutions or their trade groups. Many of these institutions are using the Money Smart curriculum in collaboration with community-based partners by, for example, delivering the curriculum or providing bank products responsive to the needs of Money Smart program participants.10 Alliance for Economic Inclusion Another area where the FDIC has addressed the needs of underserved consumers is through the Alliance for Economic Inclusion (AEI). AEI is the FDIC's national initiative to establish coalitions of financial institutions, local policymakers, community-based and consumer organizations, and other partners in 14 markets across the country to bring unbanked and underserved populations into the financial mainstream. The focus of AEI is on expanding basic retail financial services to underserved populations, including savings accounts, affordable remittance products, small-dollar loan programs, targeted financial education programs, and asset-building programs. AEI has approximately 1,130 members nationwide, and a number of the banks participating in the AEI also offer affordable small-dollar loan programs. FDIC Unbanked and Underbanked Surveys and Other Consumer Research Section 7 of the Federal Deposit Insurance Reform Conforming Amendments Act of 2005 (Pub. L. 109-173) requires the FDIC to conduct ongoing surveys "on efforts by insured institutions to bring those individuals and families who have rarely, if ever, held a checking account, a savings account or other type of transaction or check cashing account at an insured depository institution into the conventional finance system." The Act further requires the FDIC to provide a "fair estimate of the size and worth of the 'unbanked' market in the United States." To satisfy the congressional mandate, the FDIC designed two complementary national surveys, the 2008 FDIC Survey of Bank Efforts to Serve the Unbanked and Underbanked and the 2009 FDIC National Survey of Unbanked and Underbanked Households (referenced above). The results of these surveys provided new and valuable information to policymakers, the banking industry, consumer groups, and other organizations interested in expanding safe and affordable financial access to underserved populations. We are repeating the surveys this year. In addition to the surveys, the FDIC provides research, data, and other resources for consumers, banks, policymakers and others regarding issues related to consumer protection, underserved populations, savings, credit, and the use of alternative financial services. All of this information is available on www.economicinclusion.gov, an award-winning website maintained by the FDIC that is designed to centralize and disseminate information about our economic inclusion efforts. The FDIC issued guidelines to encourage banks to offer affordable small-dollar credit products, conducted a pilot program to demonstrate the feasibility of banks offering these products, and continues to explore strategies to scale small-dollar lending across the financial mainstream. Also, the FDIC has pursued initiatives to increase underserved consumers' access to savings and financial literacy as an option to potentially avoid costly forms of emergency credit. Through these steps, and by working with other interested groups, the FDIC looks forward to the day when affordable small-dollar loans become a staple product at all banks, helping American families address their short-term credit needs in a safe, reliable and financially sound manner. 1 Annamaria Lusardi, Daniel J. Schneider, Peter Tufano, "Financially Fragile Households: Evidence and Implications" Working Paper 17072, National Bureau of Economic Research, Cambridge, Massachusetts, May 2011. Data were collected between June and September 2009 from a statistically representative sample of 2,148 U.S. households. In response to the question "How confident are you that you could come up with $2,000 if an unexpected need arose in the next month?," 24.9 percent reported being "certainly able" to cope; 25.1 percent reported being "probably able" to cope; 22.2 reported being "probably unable" to cope; and 25.1 percent reported being "certainly unable" to cope. 2 Jessica Silver-Greenberg "Payday Lenders Go Hunting," Wall Street Journal, December 24, 2010, which, cites a year-end 2009 report from Stephens, Inc. as the source for the estimate. 3 Moebs Services, press release: "Overdraft Fee Revenue Drops to 2008 Levels for Banks and Credit Unions," September 15, 2010, which projects overdraft revenue at $35 billion in 2010 and $38 billion in 2011. 4 2007 Survey of Consumer Finances," Federal Reserve Board. 6 "FDIC Study of Bank Overdraft Programs," FDIC, Washington, D.C. November 2008. Data refer to automated overdraft programs. 7 The 2009 FDIC National Survey of Unbanked and Underbanked Households (See Footnote 4) found that 7.7 percent of U.S. households are unbanked, meaning that they lack a checking or savings account at an insured financial institution, while 17.9 percent of U.S. households are underbanked, meaning that they have a deposit account at an insured financial institution, but continue to rely on alternative financial services providers
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IMA Junior Doctors Network appoints new office bearers for National Council 2021-22 New Delhi: The Indian Medical Association (IMA) Junior Doctors Network (JDN) has recently announced the names of the newly appointed office-bearers of the National Council for 2021-22. A total of ten doctors have been given the charge of various posts in the Council and six medical practitioners have been named as Committee Chairs. Dr Shiv Joshi from Maharashtra has been designated as the National Convener for IMA JDA, while Dr Karan Juneja from Delhi has been selected as National Secretary-General. According to a recent statement by the Association, both the doctors have already taken charge of their respective duties from March 30th. Among the other members Dr Akshay Yadav from Maharashtra, Dr Ashwin Surjit from Kerala, Dr Shravan Dave from Gujarat, and Dr Rajeev Ranjan from Bihar will be serving as the National Co-Convener for IMA JDA. Dr Arvind Swamy from Delhi has been assigned the duty of joint secretary for headquarters liaison, while, Dr Shankul Dwivedi from MP, Dr Manikandhan Mohandoss from Tamilnadu, Dr Tanveer Dahiya from Punjab, and Dr Krishan Kant from Haryana are the National Joint Secretaries for IMA JDN. Meanwhile, the Committee Chairs include Dr Rakesh Kaul from Jammu Kashmir (Job Opportunities), Dr Simran Kala from Delhi (Social Media), Dr Akshay from TM (leadership development), Dr Rimy Dey from Assam (postgraduate studies), and Dr Tejaswi from Karnataka (medical entrepreneurship) and Dr Manish Chandra Prabhakar from Delhi (research). Speaking on the appointment, IMA JDN National Convenor, Dr Shiv Joshi told Medical Dialogues," I have been associated with IMA since 2014. I have been appointed as the national convenor for 2021-2022."
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Matteo Darmian and Robin Gosens are likely to be kept fresh for the game against Spezia next week rather than Saturday’s match against Hellas Verona, according to a report in the Italian media. As has been reported by La Gazzetta dello Sport, Simone Inzaghi is going to go with the expected wing back pairing of Denzel Dumfries and Ivan Perisic against Hellas Verona on Saturday evening but will then rest them against Spezia. That is when Robin Gosens will likely get his first start for the Nerazzurri since he joined the club at the end of the January transfer window. He has been recovering from a serious injury but has been able to make a series of substitute appearances in recent weeks. Matteo Darmian is a very trusted replacement for Denzel Dumfries on the right hand side. Inter will be hoping to build on the victory over Juventus last weekend.
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NBA 2K Playgrounds 2 Nintendo Switch Regular price £24.99 NBA arcade action is back with NBA 2K Playgrounds 2 and it's better than ever! This sequel to the original smash hit takes street balling to the next level with a host of new additions and improvements, including a new Season Mode and a new Playgrounds Championship ranked mode. This robust follow-up to last year's high-flying arcade action also features a massive roster of over 200 current and retired NBA players with new player models and animations. There's even improved online matchmaking with dedicated servers, four-player online matches, three-point contests, new playgrounds, custom matches, and more! Pick your team, get ready to jam, and up your game!.
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The Russian and Ukrainian foreign ministers ended "difficult" talks on the Ukraine crisis Sunday with no concrete advances but "some progress", hosts Germany said, as clashes continued on the ground. "Difficult talks, but I think and I hope that we have made some progress on certain points," Germany's Foreign Minister Frank-Walter Steinmeier said after a five-hour meeting with Russia's Sergei Lavrov, Ukraine's Pavlo Klimkin and French counterpart Laurent Fabius. "Despite the difficult climate, we have registered some progress," a French diplomatic source confirmed to AFP. The nature of the progress was not disclosed by either Steinmeier or the French source. The meeting's participants will report back to their respective heads of government and "possibly decide on Monday or Tuesday in which form we can resume today's discussion", Steinmeier said. He stressed the need to avoid "sliding ever deeper into a direct confrontation between Ukrainian and Russian armed forces". "It was a necessary conversation during a difficult time," Steinmeier told journalists after midnight local time at the talks venue, a lakeside retreat on the outskirts of Berlin, after his counterparts had left in their motorcades. The top German diplomat said the talks were "frank", focused on ways to reach a ceasefire and on "how to improve the still absent efficient border controls on the Russian-Ukrainian border", as well as how to get humanitarian aid to the civilian population. MiG fighter jet shot down Fighting between Ukraine forces and pro-Russian separatists continued in east Ukraine on Sunday, doing little to assuage the fears of direct Russian-Ukrainian confrontation. Around the region fierce clashes were ongoing between government forces and rebels, with Ukraine's military saying a MiG fighter jet was shot down not far from Lugansk and the pilot parachuted to safety. The army said it hoisted the national flag over a district police station in a northeast suburb of Lugansk after a fierce battle with separatists on Saturday. A push into the city limits of the stricken 420,000-strong industrial hub would be a major breakthrough for government forces after four months of fighting that has claimed more than 2,100 lives and brought the region to the brink of a humanitarian catastrophe. Lugansk, the second-largest rebel bastion, has been the scene of some of the heaviest clashes, and local authorities said that power and water were not working for a 15th day running in the increasingly deserted city. Meanwhile, authorities in the besieged main rebel city of Donetsk said shelling there killed 10 civilians and wounded eight in 24 hours as government forces tightened the vice on rebels hunkered down there. Ukraine also ramped up the stakes before the talks in Germany by alleging another military convoy that included three Grad rocket systems crossed over from Russia. The fresh claims come as a furore still swirls over Kiev's earlier boasts that it destroyed part of a Russian armoured convoy which breached the frontier Thursday. Moscow again denied claims it had sent weapons across the border to prop up the flagging separatist rebellion. Germany also demanded that Moscow clarify rebel claims that they had received hundreds of fighters trained in Russia to shore up their insurgency. A Kremlin spokesman denied Moscow had sent "equipment" across the border, its latest dismissal of persistent allegations by the West that it is arming the rebels. Aid checks to start? Meanwhile, Russia and Ukraine continued to haggle over a mammoth Russian aid convoy parked near the border as officials said inspections of the roughly 300 lorries would not start Sunday. An AFP journalist saw 16 trucks drive from a parking lot where they have been idling since Thursday to a Russian border post some 30 kilometres (20 miles) away. The West and Kiev fear the convoy could be a "Trojan horse" to help the rebels in eastern Ukraine, or provide Moscow with an excuse to send in the 20,000 troops that NATO says it has massed on the border. The International Committee of the Red Cross, which is overseeing the aid delivery, has said Russian and Ukrainian officials agreed on procedures to check the cargo -- supposedly bound for Lugansk -- but insisted that "security guarantees" are still needed on how the vehicles could cross rebel-held territory. "There will be a meeting tomorrow (Monday) between all the parties involved. There will be no inspection of the lorries today," Paul Picard, a monitor from the Organisation for Security and Cooperation in Europe (OSCE) told AFP at the border. Ukrainian President Petro Poroshenko told US Vice President Joe Biden on Saturday that the separatists had yet to grant safe passage for the aid. Russia's foreign ministry has repeatedly demanded that Kiev cease fire in order for the aid to reach residents of blighted cities in eastern Ukraine who have been stuck for days without water or power. The United Nations says more than 285,000 people have fled the fighting in the east. There were also reports of fierce fighting in the key transport hub Yasynuvata, some 20 kilometres north of Donetsk, following claims from Poroshenko that the town had been captured.
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The Ultimate Guide to the 2018 Epcot International Flower & Garden Festival The 2018 Epcot International Flower & Garden Festival is upon us. MickeyBlog previously touched on some of the food and drink options available during the event. Today, we’ll discuss in detail what this exhibition is and why it should appeal to Mickey Travelers. Here’s a guide to the Epcot International Flower & Garden Festival. This event is exactly what it sounds like. Disney cast members provide visual showcases for Epcot guests. What happens is that expert horticulturists trim various flowers and hedges until they mimic beloved Disney characters. Having attended this event several straight years, I say with complete sincerity that it’s stunning how skilled these gardeners are. Some of our best Disney photos that we’ve ever taken are from this event. Some of our favorites are from the Cars film franchise, as the ability to turn flowers into “car eyes” is remarkable. Snow White and the Seven Dwarfs are also recreated beautifully, and Beauty and the Beast are picture-perfect with their color and regal poses. Mickey and Minnie Mouse are also on display, usually in adorable farmer outfits to fit the theme of the exhibition. And my favorites each year are the renderings of key sequences from Fantasia. The Dancing Hippos and cleaning brooms both get exclusive topiaries. Individual Pavilions at the World Showcase also have their own special topiaries. For example, the Norway Pavilion has Frozen designs that are impressive. Elsa seems so lifelike that you half-expect ice to shoot from her hands. The Three Caballeros somehow dance and sing without moving thanks to some inspired artistry near the Mexico Pavilion. You’ll want to wander each pavilion and all corners of Future World to appreciate all the visuals at the Epcot International Flower & Garden Festival. The event features plenty of lagoon-side murals and topiaries in the shape of Mickey Mouse, Donald Duck, and other Disney staples. This year, you’ll know that you’re at the right place basically the moment you enter the park. The 2018 iteration begins with a display of Mickey Mouse offering a bouquet of flowers to Minnie Mouse, while Pluto watches with joy. I should note that Pluto’s collar is made entirely of flowers to complete the effect. You’ll love the whole thing, but your kids will gravitate toward the nearby Goofy topiary since it’s so colorful. Realistically, you’ll only go about 100 feet into Epcot before you feel the need to whip out your smartphone and start taking pictures of the lush scenery. The photo ops here will make you the darling of social media and the envy of your friends. My wife and I are building a theme park-based Flickr account right now, and we have roughly 100 images just from the Epcot International Flower & Garden Festival. We’re not even shutterbugs, but the artistry on display here takes our breath away. I should also point out that another favorite of ours returns this year. The Butterfly Tent is on the main pathway in Future World. Called Butterflies on the Go, it’s a marvelous place to spend a few minutes. You’ll witness the beauty of butterflies firsthand. You can also learn more about these noble creatures by reading the fun facts posted in various sections of the tent. Whenever my family walks past this area, it’s like a siren song calling us over to look inside. The Epcot International Food & Wine Festival started a park tradition. At that event, Disney hosted various musicians during a concert series. Over time, they added the same concept to the Epcot International Food & Garden Festival. They call this series Garden Rocks, and it returns for 2018. Here’s the lineup according to the official Disney site: - Night Ranger - March 2 to 5, 2018 - Known for the song “Sister Christian” - STARSHIP Starring Mickey Thomas - March 9 to 12, 2018 - Known for the song “We Built This City” - Simple Plan - March 16 to 19, 2018 - Known for the song “Welcome to My Life” - Little River Band - March 23 to 26, 2018 - Known for the song “Reminiscing” - The Orchestra, starring former members of ELO - March 30 to April 2, 2018 - Known for the song “Evil Woman” - Foghat – NEW! - April 6 to 7, 2018 - Known for the song “Slow Ride” - Survivor – NEW! - April 8 to 9, 2018 - Known for the song “Eye of the Tiger” - Smash Mouth – NEW! - April 13 to 14, 2018 - Known for the song “All Star” - Rick Springfield – NEW! - April 15 to 16, 2018 - Known for the song “Jessie’s Girl” - Jo Dee Messina – NEW! - April 20 to 21, 2018 - Known for the song “Stand Beside Me” - Lonestar – NEW! - April 22 to 23, 2018 - Known for the song “Amazed” - Blood, Sweat and Tears, featuring Bo Bice - April 27 to 30, 2018 - Known for the song “Spinning Wheel” - Herman’s Hermits, starring Peter Noone - May 4 to 7, 2018 - Known for the song “I’m Henry VIII, I Am” - Village People featuring Victor Willis - May 11 to 12, 2018 - Known for the song “Y.M.C.A.” - Don Felder, formerly of The Eagles – NEW! - May 13 to 14, 2018 - Known for the song “Hotel California” - The Guess Who - May 18 to 21, 2018 - Known for the song “American Woman” - The Spinners - May 25 to 28, 2018 - Known for the song “Working My Way Back To You” These concert performances take place at the America Gardens Theatre at the American Adventure Pavilion. Each band plays three shows per night. The set times for performances are at 5:30, 6:45, and 8:00 pm. Disney provides Garden Rocks dining packages for guests who want to assure themselves seats to the shows. You can read the details here. And you should thinking about getting a package. Some of these shows fill up much quicker than you’d expect. The good news is that you can hear the music from one or two pavilions over. It’s not quite the same as watching the performance, but it’s a good way to listen to songs you like without fighting the crowd. The Greatness of the Festival You’ll want to try the food, too. Disney’s promised 15 Food Kitchens this year. Our friends at DisneyFoodBlog have assembled all the menus for your perusal. You should view these foods as a positive reinforcement for wandering around the World Showcase. You’ll burn plenty of calories as you walk around the 1.2-mile promenade. Should you explore all of Epcot, we’re talking about 2.8 miles’ worth of exercise. With that much activity, you can treat yourself to some snacks, and you won’t have to feel guilty about it. The Epcot International Food & Garden Festival is meant for explorers. My wife recently lamented that we rarely spend enough time at each of the pavilions at the World Showcase. All 11 of them are cathedrals, each of which displays some of the finest architecture at Walt Disney World. How much time do you spend at each one during your vacation, though? Presuming that you’re like most park guests, you prioritize the rides and entertainment shows more than anything else during your trip. The purpose of these Epcot exhibitions is to entice you to slow down and drink it all in more. More than half of the days on the 2018 calendar will feature various Epcot events. The Epcot International Food & Garden Festival is the second of them, following soon after the end of the Epcot International Festival of the Arts, which closed on February 19th. This exhibition lasts from February 28th through May 28th. You have a 90-day window to visit, meaning that if you haven’t booked yet, you should speak with a Mickey Travels expert asap. Thanks for visiting MickeyBlog.com! For a free quote on your next Disney vacation, fill out the form below!
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Every beauty lover needs a go-to foundation that serves as a base for every makeup look. Build your look upwards with the best foundation to match your skin type and color - we've got something for every face. Depending on the season or event, try full coverage foundation makeup that stays put all day and night long or a lighter emulsion that gives a healthy, hydrated glow. Trust us; once you've nailed the flawless skin look with the right foundation, it's easy to contour and highlight all your best features. So what are you waiting for? Get glowing and pick your flawless base foundation makeup. No filter necessary! Sorted By: We Recommend Maybelline Superstay Foundation L'oreal Paris True Match Plumping Serum L'Oreal Paris Infallible Foundation L'Oreal True Match Foundation Maybelline Urban Foundation
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Dignity Grows empowers our neighbors in need by providing menstrual and hygiene supplies for every body that needs them. We remove obstacles to better self-esteem and health by providing personal hygiene essentials each and every month. Dignity Grows mobilizes volunteers to organize, assemble, and distribute free, reusable zipper-top totes filled with a month's supply of soap, shampoo, deodorant, toothbrush and toothpaste, along with menstrual products or shaving cream and razor kits. Federal grant programs don't cover these items, and people often don't think to donate them to food pantries. Dignity Grows was started in 2019 right here in Greater Hartford, and it’s now a national initiative chaired by its founder, Jessica Zachs. Over 40,000 Dignity Grows Totes have been distributed across our region so far! Volunteers and financial contributions are welcome: To learn more or to get involved, please contact Heather Rubin Fiedler.
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★ Gone with the Wind in Punta Chame ★The beautiful apartment is located at the very point of Punta Chame peninsula and beach. It lies within Club Bahia, a residential compound, with a private pool and private access to the beach. It comes with a queen bed and a sleeping sofa and comfortably fits 4 people. It is equipped with A/C, WIFI, dishwasher, washing machine etc. Enjoy your ample terrace to relax after a day on the beach. Club Bahia is neighbor to the Maalaea resort and lies on in the bayside beach famous for kiting. Stunning Ocean-View Beachfront Unit 1706 Pool openAs close as you can get to the beach! Welcome to Gorgona's NEW condo project, Royal Palm. Located just 50 minutes from Panama City and minutes to Coronado. This 2 bedroom is fully furnished, located on the 17th floor and offers stunning ocean and mountain views....views you will enjoy whether lying in bed, hanging out in the living room or grilling on the balcony. Take a dip in any of the 4 pools or put your feet in the sand and take a dip in the ocean. Beyond a doubt you will enjoy your stay! Beach House in Punta Chame!"Disconnect from the routine and enjoy a sunny environment. Just breathe fresh air in a different surroundings. Enjoy a few days in the pool, relaxed in a hammock and of course steps from a spectacular beach with views of the city and islands. The house has 4 bedrooms, 3.5 bathrooms, electric plant and all the facilities to enjoy and rest. Close to restaurants and the best beach to do and see kitesurfing adventures, fish, SUP, etc. Only 90 minutes from the city"
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(Our Rural Roles series features different voices within the agriculture industry who make a difference.The rural ag scene is made up of many people who often go unrecognized.) CANTON, Ohio — Rick Petrick is used to the impromptu calls that come from a frantic farmer stranded in the field during the middle of harvest season in need of a new tire. Right now. Petrick has seen a lot in over 30 years of being in the tire business, and now, at 54 years old, he spends more time behind the desk in his office at Ziegler Tire and Service in Canton, fielding those phone calls. But he still takes advantage of an opportunity to get his hands dirty. “Changing tires is a hard job,” said Petrick, and sometimes it is a dangerous job. “I had a tire blow up on me one time,” he said, recalling one of his more memorable moments as a tire repairman. Petrick drove out to the site and set to work on a tractor that was down in the middle of a field. It was one of the small front tractor tires, but there was a defect in the tire, and Petrick had no way of knowing. “I bent over to put the valve cap on and (the tire) shot up (in the air),” catching Petrick’s hand and face in the process. “It picked me up off the ground and threw me for probably 10 feet,” he said. The farm owner was close by and saw what happened. “He helped me pack my truck up and take me to the hospital,” he said. Petrick ended up with a busted hand and stitches under his eye and chin. “It looked like someone hit me with a baseball bat,” he said. “That’s one of the things you’ll never forget,” said Petrick. The tire jobs may basically be the same, but they take place in different situations, he said. Sometimes it’s changing a tire in the middle of a field during a 100-degree day with the sun beating down, or it’s 20 below in the middle of winter. “The places you have to work, some are convenient and some are not so convenient,” he said. For instance, changing the tire on a combine sitting on a hillside was one of those times that was not so convenient. Having no way to move the large machine to level ground, Petrick said he and the farm owner had to get creative. The farmer drove a large four-wheel drive tractor along the topside of the combine and wrapped a chain from the combine axle to the tractor to stabilize the combine. As Petrick raised the combine on jacks, the farmer continued to back up, putting tension on the chain and keeping the combine from sliding down the hill. It’s not a job for the weak or faint of heart. Petrick got his start in the tire business during the summer of 1979. “I was just looking for a job in between my junior and senior year (of high school),” he said. He took a part-time job in service working for Doyle Schmucker, who owned Schmucker Tire Service. When school started back up again, Petrick continued to work for Schmucker during his senior year as part of a work-school program — he attended school for a half day and worked for a half day. “One thing led to another and when I graduated I ended up working full time,” he said. I was just looking for a job in between my junior and senior year (of high school)…And just like that, a part-time job became a career. Petrick worked for Schmucker for 10 years until Schmucker sold the business to Ziegler Tire. “I went to a couple other places because (Ziegler Tire) didn’t need me then,” he said. But when Schmucker took the job behind the desk, managing sales calls, he called in Petrick to take on the service calls. “And just like that, a part-time job became a career,” said Petrick. Every day, Petrick was on the road by 6 a.m., sometimes not ending his day until 9 p.m. He traveled to farms and businesses in Ohio, Pennsylvania and some in West Virginia. He said meeting new people in the business and helping get them up and running is always a good feeling. But he has also learned a lot along the way, particularly about agriculture and farming. “I was just a city kid looking for a job,” said Petrick. Having no background in farming, Petrick said he learned a lot just being on his own. “I was always by myself, so you had to figure it out one way or another to get the job done,” he said. Talking with the farmers he served, he not only learned a thing or two about farming, he also made some good friends in the industry. Check out other stories in our Rural Roles series: January: Amish farmer and author shares story of the simple life. February: Mary doesn’t have a little lamb, but she is a friend of the sheep industry. March: Connie Finton volunteers off the farm to build quality of life for her family. April: Conservation and cattle: Pete Conkle knows them both. May: Gerards helped give equine trail riders miles of opportunity. July: Passion for the fair runs deep: Tanya Marty. August: Tuscarawas County farmer answers the call of his industry September: It’s all because of the Jersey cow November: Family tradition, trees and rescue “I’ve been in the business for almost 38 years now,” said Petrick, who now considers himself semi-retired. He spends most of his time behind the desk now, taking in those impromptu calls from farmers and relaying the message to his service man, Rob Biltz, who has been working for Petrick around five years now. “The guy knows what he is doing, I’ve learned a lot,” said Biltz, who added Petrick’s guidance has helped him out “tremendously.” “He’s kind of the man around here,” Biltz added, noting he has some “big shoes to fill.” But Petrick still takes on a service job from time to time. With Biltz being Petrick’s only service guy on the road, if he is sick or taking vacation time, Petrick runs the truck. You might also find Petrick back in the shop at Ziegler Tire, helping get the service department out. “I’m not afraid to get my hands dirty,” he said. 5 minutes with Rich Petrick Family: Wife, Amy; children Roger, 42, Michelle, 37, Michael, 31, and Tami, 27 When you were a kid, what did you want to be when you grew up? A race care driver like Dale Earnhardt What is your best family memory? The birth of my children Favorite vacation destination: Pigeon Forge, Tennessee One thing on my bucket list: Go to Las Vegas Burger or steak? Steak Advice for someone interested in the tire business: You can take training courses and classes, but the best way to learn is to get out there and do it.
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This is a lovely original antique arts & crafts / secessionist urn vase. It is made of copper with brass legs. It measures 4 1/4 inches or 11 cm tall and 4 inches or 10 cm in diameter. The top inside rim has a few small dents. Other than that, it is in very good condition.
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With space on the active roster, the team has officially signed cornerback Byron Maxwell and running back Mike Davis. He has just a six-week timetable but he'll be forced to miss at least eight after being placed on injured reserve with an ankle injury. Sherman, a four-time Pro Bowler, will end his 2017-18 campaign with 35 total tackles and two interceptions. The 29-year-old has gone through a workout with Seattle on Monday morning prior to re-signing with the team. Carroll also told the radio station that Sherman is scheduled to have surgery on his ruptured Achilles this week. What the Seahawks value in Maxwell is his ability to cover. Jeremy Lane is the favorite to replace Sherman as the starter on the left side opposite rookie Shaquill Griffin, but Maxwell will give Seattle another option there. Jack Sock ends U.S. drought with ATP Finals win over Cilic The top two players from each of the two groups of four will progress to the semi-finals. We had a 4am fire alarm in our hotel also. "I expect him to play near his best", said. But Maxwell lasted only one season in Philadelphia, shipped off to Miami along with Kiko Alonso in what amounted to salary dumps. Maxwell knows Seattle's system after starting his career with the Seahawks and becoming a starter during the 2013 season. Davis was a fourth-round pick by the San Francisco 49ers in the 2015 NFL Draft. In the preseason, he led the Seahawks with 106 yards rushing and caught five passes for 41 yards. He has rushed for only 23 yards and added 87 in the passing game this season.
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Installed Pirated Software in Nigeria Hits U.S. $287 Million (AllAfrica Via Acquire Media NewsEdge) Global Software Survey released by BSA shows that 81 percent of software installed on personal computers (PCs) in Nigeria in 2013 was not properly licensed. The BSA study found the commercial value of unlicensed software in Nigeria reached more than $287 million in 2013; in the Middle East and Africa the commercial value of unlicensed software was over $4.3 billion in 2013. The survey reported that computer users cite the risk of security threats from malware as the top reason not to use unlicensed software. Among their specific concerns are intrusions by hackers and loss of data. Yet in the enterprise, only 35 percent of companies have written policies in place requiring use of properly licensed software. "The study clearly shows how much work still has to be done," said Corporate Attorney, Digital Crimes Unit at Microsoft, one of BSA's member companies, Marius Haman . "Reducing unlicensed software use will help to stimulate Nigeria's economy, enhance businesses productivity and better avoid security risks. Security is especially important in light of the growing threat of cybercrime." Globally, unlicensed software use continues to be a major problem with 43 percent of the software installed on PCs around the world not properly licensed. Emerging markets now account for 56 percent of all PCs in use globally -- and nearly three-quarters of all unlicensed software installations (73 percent). That trend is likely to continue. One of the alarming trends revealed in the study is the significant gap between workers' and IT managers' awareness of company software policies. A full 42 percent of workers say their companies either do not have a policy on licensed software use or they don't know, while 86 percent of IT managers claim that their companies have either a written policy or an informal one. It is no surprise, then, that less than half of IT managers surveyed are very confident that their company's software is properly licensed. "Most people don't know what is installed on their systems. That needs to change," said BSA President and CEO Victoria Espinel. "There are common-sense steps managers and administrators can take to make sure their organisations are using genuine, properly licensed software." Another concern for Nigerian businesses is accidental piracy. "As methods to manufacture and sell counterfeit software become more sophisticated, there is an urgent need for greater awareness of this critical problem. Unsuspecting companies are at risk of downloading or purchasing counterfeit software that can expose them to spyware, malware and viruses that can lead to identity theft, loss of data, and system failures," said Haman. "Local law enforcement is taking action to tackle unscrupulous resellers and computer shops. An effective partnership between the public and private sector is crucial to reducing unlicensed software use in Nigeria," Haman concluded. Copyright Daily Independent. Distributed by AllAfrica Global Media (allAfrica.com). [ Back To TMCnet.com's Homepage ]
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DISREGARD THIS POST, I HAVE REPOSED IN "FERMENTATION & YEAST" CATEGORY HERE: I made a Bavarian Hefeweizen Extract from Northern Brewer yesterday and I think there might be an issue with the yeast. I direct pitched the dry yeast at 80 degrees F and the room temp is a steady 60 degrees F. The last few beers I did with dry yeast I direct pitched at the same temps and had no problems at all. In fact, they took off almost right away. Those beers were all ales though. Its been 24 hours now and there is absolutely no activity going on in there. I know I should have patience but my main concern is that the yeast has already settled at the bottom. Being that this is a hefe, should I be seeing this much settlement at all let alone this early? The yeast description says "Quick start and vigorous fermentation" and "Medium to high attenuation Non-flocculent strain". So this is why Im concerned. here is the yeast:http://www.northernbrewer.com/brewing/brewing-ingredients/yeast/lallemand-munich-wheat-beer-yeast.html here is the kit:http://www.northernbrewer.com/brewing/bavarian-hefe-weizen-extract-kit-2.html
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Artwork by EGI Maps I love the ease of the mural to apply I just wish the map had the states separated by some type of border. It was hard to see on the computer screen and I was a little disappointed in the way the US looks in person. i ' 'm very glad with my purchase SINCE I GOT PREGNANT the same month I contacted you and now i Know it`s a boy so it will fit perfect with the decoration of the room From Argentina Soraya. The lady who guided me by chat was Karen This map was quite beautiful very clear and very readable and useable. Unfortunately we installed it on a blue wall. It would have looked better on white as you can see where the panels overlap. Overall we are very happy with it looks great. Easy to install with the reuseable peel back.
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The ramp in the program pool at BSC AWC will be unavailable from Thursday, Sept. 21 at Noon until sometime on Saturday, Sept. 23. Please advise staff should you need to use the lift for pool entry and exit. Portions of Wachter Trail Closed MDU is performing utility updates along University Ave. between the street and the Wachter shared use path (along the drainage channel), from Wachter Drive to Bismarck Expressway. The trail in this area is closed until these updates are completed. Trail … The Pebble Creek Recreational Trail is closed from 19th St. to the Century Ave. bridge. Wachter Park will be closed until Fall of 2017. Wachter Pool will be open for the summer. Due to the construction of the new rink at Schaumberg, the current Wachter Park is closed and will be replaced to make way for the new building and parking lot. Don’t worry a brand NEW Wachter park will be coming in … This classes teaches Olympic style sport fencing. This class is divided into three sections. Session One and Two offer both beginning and intermediate levels of lessons for people wanting to learn basic fencing skills or keep improving their fencing skills to an intermediate level. Continuing Fencing offers advanced instruction for fencers who would like to continue to improve their established fencing skills. |12+||Session 1, Sept. 11 – Nov. 17||M & F||$70||9700| |12+||Session 2, Nov. 20 – Feb. 16||M & F||$70||9702| |12+||Continue Fencing, Sept. 11 – Feb. 9||M & F||$135||9698| Time, Location and Equipment Required - 6:30 – 8:30pm (Mondays) and 5 – 7pm (Fridays) - World War Memorial Building, 215 North 6th Street - Equipment is provided with the exception of a fencing glove. The fencing glove can be purchased when the session begins. - Contact John Garness at 391-2081 for more information.
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2017-09-21T19:30:41Z
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DRAWING positives from Glasgow’s opening Heineken Cup match in Toulon may appear an invidious exercise, but as the squad return to training today at Scotstoun there will be a measure of confidence to be taken from their four tries in Stade Mayol. In last season’s six pool games they managed just seven tries in total – Edinburgh managed just three – and as the game has evolved in recent years tries have again become king, certainly to those who progress in tournaments. DTH van der Merwe knows the value of tries, having scored 30 since joining Glasgow four years ago, 25 in the Celtic League and five now in Europe, to set a club record. And the Canadian’s touchdowns in a 51-28 defeat in Toulon may prove to be his most important yet. Van der Merwe came off the bench at half-time for Henry Pyrgos as coach Gregor Townsend switched Niko Matawalu to scrum-half, and within two minutes he had broken the Toulon defence to enliven both the Warriors and a game that had till then been thoroughly one-sided. By the time he had scored again, just 22 minutes later, the fervent Toulonnais, le Fadas de Toulon, were decidedly uneasy. Following Jonny Gray and Matawalu over the line, it unearthed a bonus point and brought Toulon within 13 points. The home team acted swiftly and decisively to shut the creaking door, converting a penalty to ease themselves back to a three-score lead and then adding a sixth try through Giteau. That dented the mood in the Glasgow camp, but Van der Merwe admitted that the squad had drawn some comfort from their ability to finish off chances against the reigning Heineken Cup champions. “I guess it’s alright to score two tries but it’s not the result that we wanted,” he said. “It’s good to get that bonus point and to feel that I helped that in the second half. “The second half certainly showed what we can do. We let them play too much in the first half and the guys got a bollocking in the changing room, but they stepped up in the second half. You don’t know if Toulon gave up a little bit with a lead of 34 points, but we’re happy with the second half. “They still got another try and we pride ourselves on our defence so we’ll just have to do better next week. “But the bonus point is massive. Any point away from home is important and we’re just glad to get that bonus point at the defending Heineken Cup champions, and we’ll see at the end of the pool stages how important that was. “The chat at half-time wasn’t about bonus points, it was more about us showing who we are and what we pride ourselves on. But once we got the first try and then the second, guys were then saying on the field ‘listen, let’s push for this bonus point because it’s going to be important at the end of the season’. “I think we were more able to follow our game-plan then and attack them out wide. Obviously, that starts with the set-piece and our forwards winning the ball up front, and we’ve got some good hands in the backs and managed to find some space. “It’s a lesson – don’t let a team play and see what they’ve got before you fire your guns. Let’s go out and make a stand from the start of the game.” Strangely, Toulon experienced a similar affair at home last season when they scored seven tries against Cardiff but conceded four then too, three in the last 14 minutes. One theory is that for all Toulon’s vast quality and experience, their side is one that revolves around 30-year-plus veterans capable of blowing teams away in the first half but who can run out of steam in the final quarter. It will be interesting to see how they perform away to the Blues this weekend, a game they edged 22-14 last season, while Warriors supporters should be excited about the prospect of facing them at Scotstoun in January’s final pool match. For Glasgow this week, however, the focus is firmly on the arrival of Exeter, who posted six tries in their 44-29 win over Cardiff on Sunday, the Blues having replied with four in a game almost freakily similar to that which unfolded in Toulon. Van Der Merwe is acutely aware of the importance of winning this weekend, and he would appear at least to have pushed himself into contention for only a second start of the season. The 27-year-old missed much of the August pre-season due to being on successful World Cup duty with Canada, but he now seems to be up to speed and ready to return to the starting line-up. “I guess it’s important to make an impact off the bench, and that was my number one goal. When you don’t get selected you want to make the impact off the bench. I haven’t had much game-time this season but it’s a long season and anything can happen, so I just take the chances when they come.” Warriors coach Townsend has a few selection dilemmas this week, as he works out how much the subdued display of half-backs Pyrgos and Ruaridh Jackson – until the latter’s moment of brilliance for Matawalu’s try – was down to the pack going backwards or their stage-fright, and similarly how many of the back line appeared out of sorts due to being on the back foot. The front row struggled and we may see changes with Rob Harley available, though Tim Swinson put in a good shift at blindside flanker. But, one thing is certain. If Glasgow continue to create as they did in Toulon, the Scotstoun faithful will be hoping that their try-scoring Canuck winger is there to provide the finish.
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Kolkata: Muslims living in West Bengal since childhood don’t need to worry about the NRC, BJP MP Roopa Ganguly today said, while urging a section of political parties not to politicise every issue “for the sake of national interest”. Ganguly’s statement comes against the backdrop of a war of words between the TMC and the BJP over the National Register of Citizens (NRC) in Assam. “Pakistan was formed after the Partition on the basis that it becomes a Muslim country. Bangladesh (then East Pakistan) was mainly for Muslims. West Bengal was made part of India as it was for Hindus, who had come from (the then) East Pakistan because they were driven out from there,” Ganguly said on the sidelines of a programme here. Also Read – Rain batters Kolkata, cripples normal life “Those who are living in India since their childhood, including Muslims, do not need to worry about the NRC,” she said. “The Muslims who are living in Bengal since their childhood (for many decades) need not to worry about the NRC. There are certain things which should not be politicised for the sake of national interest,” Ganguly said. The TMC has accused the BJP of being “anti-Bengali” and said it tried to divide the people on religious lines. The BJP in its turn had accused the TMC government of turning the state into a safe haven for Bangladeshi infiltrators for the sake of vote bank politics.
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Are you Seeking Winstrol Stanozolol in Fiji? Why Not to Buy Online from This Website? Winstrol, a artificial anabolic steroid derived from Dihydrotestosterone, is approved by the UNITED STATE Food and Drug Administration to deal with anemia as well as genetic angioedema. Popular as a cutting cycle drug amongst body builders and toughness professional athletes, this medicine has the capability to promote cravings and the manufacturing of red cell in the body. Winstrol (offered as ) is a lawful alternative of the Winstrol steroid. It is made from all natural and also effective active ingredients that mimic the results of Stanozolol (Winstrol). Basically, is a much safer alternative that could aid you attain the very same remarkable outcomes. Bodybuilders and also professional athletes worldwide use it for enhancing their efficiency. 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FIFA World Cup 2018: Bug problem for England and Tunisia in Volgograd England and Tunisia players had to swat away swarms of insects that flew into their eyes and mouths during their opening FIFA World Cup 2018 game in Russia’s riverside city of Volgograd on Monday.football Updated: Jun 19, 2018 08:17 IST The FIFA World Cup 2018 fans descended on the city. And then the bugs descended on them. They are everywhere here this time of year, a stew of mosquitoes and tiny, persistent, nearly invisible insects that fly onto your skin, lurk in your hair and attempt to swarm into your eyes, nose and mouth. The sort of insects that make you run back inside and slam the door. City officials have reportedly been spraying Volgograd Arena and the nearby marshlands with insecticide for the past few days, to little avail. Apparently bugs are a regular feature of the Volgograd summer, due to warm air and fertile breeding grounds in the Volga River. But no one seems to have issued any particular advance warning to the visitors who came to watch England play Tunisia in the first World Cup match in this city, in the Russian southeast. If the situation was untenable during the day on Monday, when the temperatures climbed into the 90s, it certainly improved by the time the game started, at 9 p.m. But the bugs were still there, at times deploying their own kind of teamwork by massing together and attacking as a unit. Players could be seen waving their arms futilely in front of their faces during play. So could many fans, who were not allowed to bring liquids into the stadium and had to go bug spray-less. A reporter for a German TV station resorted to protective netting around her head. No one was happy (except maybe the bugs themselves, with all those new victims in town). Presumably, Tunisians are as discomfited by insects to the same degree as English people are. But characteristically, the English news media interpreted the situation as a kind of national affront disproportionately affecting its own players — and its own reporters. The Sky correspondent Kaveh Solhekol, for instance, tweeted that he had to abort a live broadcast at the last minute after being swarmed by “an invasion of flies” outside the England team’s hotel. At the BBC, a camerawoman posted a clip of the correspondent Natalie Pirks spraying a huge amount of bug repellent around her head so that she could make it through her own broadcast, even as bugs flitted around her. There was a worry that the bugs would put the England players off their game, but they won, 2-1. “Midges Everywhere,” The Sun reported. “REVEALED: the bizarre reason England players could be hugely distracted during the Tunisia game.” Meanwhile, The Daily Mail said that “plagues” of “blood-sucking insects” were gathering directly outside the England team’s hotel, forcing local authorities to take “drastic measures” and the England team doctors to stock up on insect repellent. First Published: Jun 19, 2018 08:17 IST
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Guide to Campus Housing Lockout assistance is available to residents if they have locked themselves out of their residence, lost their Seawolf ID card, or the electronic reader is malfunctioning. Temporary cards can be issued during regular business hours at no cost in the Student Center Housing Office or at one of the Residential Card Kiosk machines. After hours, the Residential Card Kiosk is the primary method for getting a temporary card. If a resident is experiencing problems with the kiosk, then they will need to contact the neighborhood on-call CSA. Residential Card Kiosk (Self-Service Encoding Machine) Sonoma State University now offers 24/7 self-service card access. The Residential Card Kiosk allows you to activate your Seawolf Card at the beginning of the semster and issue a temporary card for when you are locked out. Three Residential Card Kiosk machines are conveniently located throughout the Residential Community: (1) Zinfandel Lobby Breezeway, near the pool; (2) Cellars, next to Ameci's; and (3) Beaujoalis Meeting Room, east wall facing swimming pool. Resident Paid Utilities As part of your License Agreement, the utility costs are included in the yearly rate. The University either contracts with vendors or provides the service in-house. This eliminates the hassle of signing up and depositing funds with the various utility companies. When you move in you can expect that your power is on, your television will get reception, and that you will have an active jack for quick internet access. Comcast provides the University with basic commercial cable television service via coaxial jacks in each bedroom and living room. You will need to supply your own cable to connect your television to the jack. In addition to the regional and local television stations, programming includes basic and expanded basic such as, ESPN, ESPN2, CNN, MTV, TLC, Cartoon Network, Comedy Central, E! and many others. Unfortunately, we are unable to provide premium channels, On Demand, Pay-Per-View, HDTV, or DVR services due to limitations of cabling infrastructue. If you are having problems with the connection and are just receiving "snow" you will need to contact Comcast Bulk Services Customer line at 1-888-895-6504. Residents are responsible for providing their own phone service for local and long distance in the Residential Community. Most residents bring cell phones. Another option if you don't have a cell phone is Voice Over IP (VoIP) service on your personal computer. In order to keep SSU a safe computing environment, students are required to have antivirus software on their personal computer when connecting to our network. While the specific choice of software is ultimately up to the student, below is a sample list of free and paid antivirus options. It is highly recommended that you remove any existing antivirus software on your computer before installing new antivirus software. Many of the options provide support for Mac OS X or Linux in addition to Windows. Contact the IT Help Desk for questions or assistance with Internet access and malware protection. IT can be reached at (707) 664-HELP or you may visit them in the Schulz Information Center. Living on campus allows you to connect directly to the campus network and Internet from your bedroom wirelessly. Wireless networking is available in all buildings of the Residential Community. When you arrive to campus your computer and gaming consoles will need to be wireless. Information about connecting your gaming console is available at http://www.sonoma.edu/it/wifi/ under the "ssu-blue" section. A direct connection from your printer to your device will be required. SSU is unable to support wireless printers. The University will not be able to support the older devices that require an Ethernet connection. Please visit http://www.sonoma.edu/it/wifi/ for more information about SSU's wireless network. Water, Garbage, and Recycling Residents do not pay for their water, garbage, and recycling separately. It is all part of their License Agreement yearly rate. Residents are not charged for garbage or recycling collection service when they dispose of those items properly. There are cans and dumpsters located throughout the Residential Community for convenience. It is highly recommended and encouraged to use these containers frequently in order to keep the residences and courtyards clean and presentable.
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We received this little gem from Daisy Kelvin who created this table for her husband’s 40th birthday. Daisy’s design inspiration was the classic Chevron pattern from the iconic Missoni textiles. We love the clean, graphic elegance of this classic zig zag, especially in Daisy’s orange and navy color palette. The chevron pattern was used to line vessels, printed on the tags and labels used throughout the table, and cleverly applied to cookies. Desserts included a mango gateau cake decorated with a chevron bunting, black current and mango macarons and dark chocolate candy bars wrapped in a chevron print. The menu also featured some unusual family favorites: Almond Jelly with Longan (a southeast Asian fruit) and Sago Pudding (similar to tapioca) topped with Gula Melaka (palm sugar) and coconut milk. Scroll down for the vendors.
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Introduction to Psalm 20 The first part of the chapter (1-5) is a rousing prayer for victory for all who trust in the Name of God. The second part of the chapter (6-9) is an assuring declaration of victory for those who trust in the Name of God. Until you get to verse nine, you almost get a sense that something transpired between verses five and six that caused the writer to drastically shift gears from asking to assurance. It is almost as if there was a battle fought somewhere in between verses five and six. At the beginning, the king is petitioning God; then, from mid-way almost to the end, the king is no longer asking God for victory, but is instead declaring victory with full assurance. Was there a physical battle taking place? Many! Probably not in the middle of this chapter, although that is certainly possibly seeing that the king wrote many Psalms on the run and on the battlefield. But more likely, this battle took place in the heart and mind of the king, as is the case with most of us today. This is one of the greatest points of this beautiful chapter: When we call on God’s Great Name in prayer, we can be assured that by the time we get off our knees, our focus and perspective will have changed. Not only that, but there is no other way to see victory after we get off our knees, but by calling on God’s great Name(s) in prayer in the first place. Well what are the Names of God? We will talk about that much over the next 51 weeks. And we will talk much about the word victory. My prayer is that by the end of 2017, when I hear any of God’s great Name(s) or the word victory, they will be as synonymous with one another as gift is with present. So get ready to join me on this new journey of seeking and just scratching the surface of the greatness in God’s Name(s); and finding assurance of victory – on our knees and on the pavement – through trusting in and calling on that great Name! Victorious In His name,
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Read the new blog from Coencorp! Mining Industry: Finding Gold In Our Fuel Management Read "The Coencorp Advantage" Here's a company that has always known why they do what they do! Another No-Holds Barred & No Compromise Art Show In Montreal!!! ArtMotion International and it's partners are very proud to present the amazing Montreal based artist: Demetrios Papkostas. Join us on Thursday October 4th at 6pm for the Vernissage. Come rub elbows with Montreal's Culturati over a glass of wine and get the inspirations for these … Continue reading Vernissage “Sans Compromis” – Demetrios Papakostas I Think I Forgot My Scarf Musings of the Artists Mind You left the house on an unexpectedly cold, windy day. You slowly feel the cold creeping in. You suddenly realize winter is not on it’s way, it is here! Stubbornly you continue with all the justifications that you hope will keep you warm, but … Continue reading 500 Works of Art on the Road to Your Creativity #449 – I Think I Forgot My Scarf I'm up at the beautiful Mont Gabriel Resort & Spa (www.montgabriel.com) for the annual QCNA Gala. I'm so grateful to be able to help my dear friend Richard and support English local newspapers in Quebec by offering some artwork to their silent auction. The weather is gorgeous, the hotel is alive with people, and the … Continue reading Ready for the QCNA silent Auction! A little shout out to introduce a friend whom you'll be hearing much more about in the near future. My friend, Pierre-Marc Desjardins is an artist representative with the eye, ear, and heart for great ART! His company is called ArtMotion International. Why ArtMotion? Because great art inspires great emotions! An painter himself, he has … Continue reading With A Little Help from My Friends… "The Surprise Of A Meaningful Career Choice." or "Good Friday, Indeed!" Yesterday felt like an affirmation of a lifetime of learning and career choices put into action. First, the power of gratitude is AWESOME! I've been fostering friendships with many local respectables for years. Often struggling to find opportunities to help them and thank them … Continue reading “The Surprise Of A Meaningful Career Choice.” or “Good Friday, Indeed!” For the past month, I have had the immense privilege of helping some amazing kids while growing the programs at Club Zone De Lachine. This has been one of the most rewarding challenges I've ever embarked on and I'm really enjoying it. I have to say, it's the kids that got to me. They are … Continue reading When You’re Doing Something Good, People Want To Help!
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Google has just released a completely re-designing Google Sites from the ground up…and teachers will LOVE it! You can now create a beautiful website by dragging and dropping elements onto your page. Of course Google Sites offers awesome collaboration features that have made Google Apps the foundation of so many of our classrooms. You want responsive web designs that look professional on any platform and adapt to smart phones, tablets and computers with ease? Looking to embed content from Google Drive or other web pages without a degree in computer science and hours of time that you most certainly don’t have as an educator? NEW Google Sites Cheat Sheet To help teachers get the lay of the land for the New Sites interface, I’ve created a New Sites Cheat Sheet. The best thing about New Sites is the intuitive interface that will make it simple for teachers and students alike to show their creative side making their own websites!View Google Sites Cheat Sheet Accessing the NEW Google Sites - Sites created in the “Classic” version will remain unchanged for approximately 1 year - Create a NEW Google Site through Google Drive - Click “NEW” as you would to make a new file - Select “More” - Choose “Google Sites” - Access Newly Created Sites via sites.google.com/new - Classic sites can still be accessed by going to sites.google.com Video Walkthrough of New Sites There are some great video tutorials on YouTube showing the New Sites. I had the pleasure of doing a New Sites walk-through this past Sunday on the Tech Educator Podcast with Jeff Bradbury from Teachercast. I will embed that below for your reference.
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Yes, folks, it's true: Bill O'Reilly is becoming an immortal. But don't fret -- it's not like he'll become a stalwart bastion of conservative ideology. He's instead gone the way of "stalwart bastion of ridicule" and created an immortal (and hilariously appropriate) new internet meme: The animated ORLY? You Can't Explain That. A post over at GeekOSystem tells the story: Last month, Fox News host Bill O'Reilly stepped into instant Internet infamy when, in a debate with American Atheists president David Silverman, O'Reilly attempted to prove the existence of God by citing the mystery of the tides: "I'll tell you why not a scam, in my opinion. Tide goes in, tide goes out. Never a miscommunication. You can't explain that. You can't explain why the tide goes in." Only one problem: There's this thing called the Moon which might have a little to do with tides. Bill-O wasn't expecting to actually get an answer, never mind a complete - and polite - utter smackdown. And now, he's achieved the ultimate in unintended consequences: he has, in his arrogance, created a meme that will likely survive him and find its way into a myriad of modern day pop-culture expressions. Amazingly, I'll bet he can't explain that, either.
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the “it” being Fight Club That motto applies to the coaches more than anyone. I’m not impressed at all with the way Kiffin has handled anything the last 4 months. They’ve got to prove themselves big time, along with Pat Haden who has been bumbling around like a fool while Kiff keeps yapping out stupid statements. Bold type instead of all caps. Nice touch!
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Story | Aug 4, 2014 | 8:01 PM A collection of news and information related to Hill Harper published by this site and its partners. Top Hill Harper Articles see all Displaying items 1-5 Story | Aug 11, 2014 | 8:00 PM Story | Jul 28, 2014 | 8:00 PM Story | Jul 8, 2014 | 12:30 PM Last week's "Covert Affairs" saw Annie Walker (Piper Perabo) and Ryan McQuaid (Nic Bishop) succeed in capturing terrorist Borz Altan, but now the pair have a bigger problem: how to get Borz -- and themselves -- safely out of Venezuela. Variety has an... Story | Jun 24, 2014 | 12:30 PM "Covert Affairs" returns to USA with its season five premiere on June 24, and the DPD is a markedly different place following the events of the season four finale. After killing the traitorous Henry Wilcox (Gregory Itzin), super spy Annie Walker (Piper...
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No higher resolution available. House of Steel Copyright 2013 by BuNine This work is copyrighted, yet qualifies as fair use under United States copyright law. Any other uses of this image, on this wiki or elsewhere, may be copyright infringement. Appears on these pages BuNine (short for Bureau Nine) is a group of dedicated consultants from various backgrounds who... Click on a date/time to view the file as it appeared at that time. Date/Time Thumbnail Dimensions User Comment current 23:29, February 18, 2013 238 × 215 (56 KB) SaganamiFan ( Talk | contribs) BuNine Logo From '' House of Steel'' Copyright 2013 by BuNine Category:Images Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you’ve made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected.
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Made - Endesa / AE-46/I 660 / 25 x 660 kW wind turbine generators / Parque eolico La Muela III EÓLICA VALLE DEL EBRO, Aragón, Spain You want to use this picture? No problem! You can use our photos! You would like to use the photo in a magazine, newspaper or blog? Whether digital or print - we give you this opportunity:
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Iran's foreign minister says Russia and China have assured him they will oppose sanctions against Tehran over its nuclear program. Manouchehr Mottaki told Iran's Kayhan newspaper diplomats from the two countries are against economic sanctions and military action. A commander of Iran's Revolutionary Guard says Israel would be Iran's first target in response to any U.S. attack. In Paris Tuesday, officials from Russia, China and the other permanent members of the U.N. Security Council and Germany met on Iran. Britain and France are expected to introduce a Security Council resolution later this week to pressure Iran to comply with international demands to abandon sensitive nuclear work. In other developments, the head of Iran's atomic energy agency, Gholam Reza Aghazadeh, says his country has enriched uranium up to 4.8 percent purity. He says Iran has no plans to enrich beyond five percent - a fraction of the more than 80 percent purity needed to make nuclear weapons. Iran called on the United Nations Monday to stop the United States from making what Tehran perceives as threats of a military attack against its nuclear program. President Bush has said he prefers a diplomatic solution to the controversy, but has not ruled out military action. The United States and other countries accuse Iran of trying to develop a nuclear weapon - a charge Tehran denies.Some information for this report was provided by AFP, AP and Reuters.
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How Drones and Cloud Computing Increase the Accuracy of Silage Inventory More and more dairies are using drone technology to measure the size of their forage piles and more accurately estimate the amount of feed they have in inventory for the next year. The technology is enabling dairies to get within just a few days of predicting when they may run out of feed. That could be particularly helpful to others this year in drought-stricken areas where forage tonnage has been lighter than usual. A drone and cloud-computed data calculations for forage pile measurement is replacing previous estimation methods. That includes measurement wheels, surveying equipment, hand calculations or just broad percentage reductions from the total forage tonnage harvested. How it works A drone equipped with a high-definition-resolution (HDR) camera is flown over a silage pile. The drone takes images of the pile – its height, contours and any side walls – and saves them to a memory card on the drone. When the drone lands, the images are uploaded to a commercial cloud-computing service that translates the images into a digital representation of the pile’s shape. This essentially provides the cubic volume of that captured image’s shape. But that’s not the end. Forages can be packed at various densities (measured in pounds per cubic feet). To estimate how much feed could be stored in that cubic volume, an estimated density must be added to the equation. Due to safety concerns related to large silage piles, they aren’t testing forage pack densities. Rather, the inventory is estimated based on a range of different pack densities (from 14, 16, 18, etc. pounds per cubic foot). Usually the farm has an idea of what their pack densities have been in the past. Applying the estimated pack density, one can use the estimated cubic foot produced by the drone and the cloud-computing software to do some simple math calculations and arrive at an estimated as-fed tons held in storage. Technology to measure forage piles is a carryover from technology used to measure large piles of construction material such as sand, rock and gravel. What a drone sees and captures is essentially the same for a pile of gravel as a pile of silage. The biggest difference in calculating cubic feet of the two substances is density. When it comes to inorganic materials, density is mostly fixed. With organic substances, like silage or haulage, density changes based on packing pressure. One of the advantages of having more accurate forage inventory numbers is that it now helps to make the decision in the fall about exactly how many acres of corn to chop and put up as silage versus plan to sell as dry corn. Often, farms put everything up as silage to make sure they would be long on feed. But with more accurate inventories, the dairy can feel more confident converting some of their crop to a commodity that can wait for an optimal time to market and then convert it into cash flow. Managing forage inventories is also of interest to bankers. Some banks are requiring feed be listed as an asset on the balance sheet. Having accurate feed inventory numbers is pleasing lenders. It’s also helpful to nutritionists. Measuring forage inventories using drone technology is easier for nutritionists than going over a pile with a measuring wheel. Nutritionists can estimate fairly accurately, but firm numbers can be better. Drones technology can be much more accurate. It’s also more accurate than just guessing inventory based on weighing inventory as it goes in for packing and then guessing on a shrink percentage. On most farms, it is suggested that piles are flown twice a year – in the fall to give an inventory estimate and months later after the pile may have settled and shrunk a bit to update the accuracy of the inventory. Drone flown and cloud-computed silage inventories have been well received in Wisconsin and Minnesota and the I-29 corridor. There’s also growing interest in California, Texas and New Mexico. The efficiency and accuracy of drone technology is more recognized and sought after, especially as drones and computer programs because more cost effective. Nobis Agri Science has a drone and the software capabilities to estimate forage inventory. Contact your Nobis Agri Science nutritionist with any questions you have about utilizing drone technology. Adapted from Walt Cooley for Progressive Dairy.
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Designing a kitchen and purchasing all the items to complete the conversion of a kitchen can prove to be a daunting task. There are so many kitchen sinks, taps, cabinetry and accompanying accessories available on today's market that confusion can easily reign. To alleviate all the confusion there is a one stop kitchen center available for shopping online or in person. In terms of mounting options, you can opt for surface, under-mount or set-in sinks. Surface-mounted sinks are dropped into a pre-cut hole in the worktop surface, and offer a good all-round mounting option for many different types of worktop material. For a subtler touch, you might consider an under-mount sink, which is installed below the counter and creates no rim between sink and worktop surface. This makes the area around the sink easier to clean. Finally, set-in sinks are built into the worktop and are made of the same material, which offers a seamless aesthetic that works perfectly with granite. If your kitchen is small, then you may want to choose a single bowl design. Single-bowl sinks can be shallow or deep; you can install one if you will be washing large pans, pots or other large dishes on a regular basis. Those who frequently use a dishwasher at home often choose these sinks. Angeline Gallois Kitchen Sink Monday November 19th, 2018 06:21:05 AM Hit One of The Thumbnails Below to Get More Kitchen Sink Ideas Monday November 19th, 2018 06:21:05 AM
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Heinrich Hertz, a German physicist, first observed the photoelectric effect in 1887. He observed that you could lower the minimum voltage required to produce a spark across two metal electrodes by shining UV light on them. In 1900 Philipp Lenard, also German, showed that shining light on metal produced electrons: the same as the particles observed using cathode rays and thermionic emissions. So What Is It? These are the properties of the photoelectric effect: If you shine light from a source at a fixed distance from the metal, you get a current. The current is directly proportional to the intensity of the light at a given wavelength. However, the energy of the electrons remains constant independent of the intensity. If you increase the frequency of the light for a given intensity, the kinetic energy of the emitted electrons increases. There is a well-defined threshold frequency (different for each metal) below which there will be no current. Unfortunately This Caused a Problem.... The photoelectric effect raised many questions: How do you explain this using the wave theory of light? Why doesn't increasing the intensity of light make the electrons more energetic? Why doesn't intense red light cause any electrons to be freed1? In 1905, Einstein (in a paper that would, interestingly enough, win the Nobel Prize instead of his work on Relativity) suggested a solution. He suggested that light was quantized in particles which we now call photons, which have an energy proportional to their frequency. On hitting an electron the photon gives all of its energy to the electron. If this is enough energy, the electron gets ejected from its orbit of the nucleus, and it now has an energy related to the energy of the incident photon2. Einstein said that the energy of a photon E is equal to constant h multiplied by the variable f (E=hf), where h is the constant that Planck postulated to avoid the ultraviolet catastrophe3, and f is the frequency of the light. This was daring... up until then Planck's constant had only been considered as a mathematical necessity required to describe the Blackbody radiation curve... nothing more. It is however a simple explanation for why the photoelectric effect acts in the way that it does. If the energy is related to the frequency, this explains the cut-off, when the energy of the photon is not enough to free the electron. It also explains why the kinetic energy of the electrons doesn't vary with the intensity of light. About ten years later, Robert Andrews Millikan showed that Einstein was correct. The energy of emitted electrons is given by E=hf-w, where w is the work function4 of the metal, or rather the amount of energy required to free an electron from the metal. If hf is less than or equal to w, then there is no current. However There Are Still Problems... If a photon is a particle of light, how come light can be diffracted, as in Young's double split experiment? That experiment shows light waves interfering, but how does one reconcile this to the idea of photons as particles? How can a particle interfere with itself? These questions led to the idea of Wave-particle duality. Using the photovoltaic effect (a special case of the photoelectric effect), that is generating a current by irradiating two dissimilar semiconducting materials, which have different conductivity properties, with light, it is possible to convert solar energy into electricity efficiently. This is a clean, cheap to maintain energy source, since it does not require the burning of fossil fuels, and has no moving parts to get broken. Although currently it is more expensive than more traditional forms of energy generation, it is getting cheaper, and is being viewed as a necessary next step for when the worlds reserves of fossil fuel run out. Also using the photoelectric effect, it is possible to detect minute amounts of light by amplifying a photoelectric current. Photomultipliers are used to detect interaction between Neutrinos and protons, a currently important area of research in Quantum physics.
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Professor Bennett Capers' essay “Defending Life” was recently discussed by the open Society Institute - Baltimore. “Defending Life,” which appears in Life Without Parole: America's New Death Penalty? (2012), challenges death penalty opponents to rethink all extreme punishments, including life sentences. “We need to question... the collateral consequences to noncapital sentences as a result of the heightened scrutiny given to death penalty cases,” wrote Professor Capers. In light of Maryland's upcoming vote to abolish the capital punishment, the Open Society Institute praised Life Without Parole, and especially “Defending Life,” as a keen examination of the relationship between the death penalty and the increasing trend of life without parole sentences in the U.S. Read the full article.
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12 Pack of Nandita Mantra Meditation Premium Masala Incense (12 Boxes) - In Stock - 2,400.00 Grams "Nandita pure agarwood incense is the true tradition recipe of the most popular Indian incense enjoyed around the world. Nandita incense is a unique blend of rare herbs, flowers, resins and essential oils. When you light a Nandita incense, you assure yourself a safe and natural experience. All the ingredients of this natural product are purely organic, non toxic and ozone friendly." - Eco friendly pack - Hand crafted in India - Free of animal by-products Country of Origin: Product of India Product Weight: 200 Grams Per Pack Quantity: 12 Pack of 12 Boxes Storage Instructions: Keep in Cool & Dry Place - Light the end of the stick. - Blow the flame out when the end is glowing. - Place the stick in an incense burner on a heat resistant surface. - Keep out of reach of children. - Make sure ashes fall on fireprof surfaces, (shtrays or incense sticks holder). - Not for human consumption & not tested on animals.
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The Northport-East Northport school board voted Wednesday night to put a $151-million budget for the 2011-12 school year on the May 17 ballot. The budget represents a 2.5 percent increase over the previous year’s $147,487,339. The tax rate would increase by an estimated 1.83 percent. For every $100 in assessed value, a property owner would pay $162.21. The board also voted to offer an additional proposition to district voters. Proposition 2 would authorize spending $900,000 from the district’s capital reserve fund for two boilers at the Northport Middle School and replacement of the slate steps at the front of the William J. Brosnan School.
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Writing is often thought of as a solitary activity; something that happens in isolation. But that’s not always the case. Sometimes creativity happens best when you collaborate. This week on The Portfolio Life I have the privilege of interviewing Frank Viola and Mary DeMuth. Frank and Mary are both successful writers who have each written dozens of books. I’ve admired them both for a long time — I followed them even before I was a writer myself. Listen in as we talk about the cowriting process and their new book The Day I Met Jesus. Listen to the podcast To listen to the show, click the player below. (If you’re reading this via email, click here). About the book Together, Frank and Mary have cowritten a new book titled The Day I Met Jesus. This biblical narrative is a blend of autobiographical fiction combined with nonfiction to tie in practical application. As far as I know, there are no other books out there like this. Cowriting comes with many potential challenges as well as benefits. And in this podcast we talk about both the upside and downside. Cowriting allows an author to partner with another writer who has a different platform. This involves teamwork and clear communication. The cowriting approach can work well for those who share a writing chemistry. But what if the authors have a completely different writing pace? That’s one challenge we discuss in this episode. In this episode we discuss: - The benefits and challenges of cowriting. - The strategy behind their book launch. - The value of partnering with an author who has a different platform. - Bingers and chippers — the two types of writing paces. Go to TheDayIMetJesus.com to find out how you can order the book at a discounted rate and get in on some exclusives bonuses. The bonuses are available this week only. What are some of the benefits you find in collaborating on a project? Share in the comments.
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I have talked with Joshua. Many of the 'industry' questions he asks (number of housing starts, dollar volume, growth of timberframing, distribution of timber frames) are best asked of the folks at the Timber Frame Business Council, a trade association formed by but independent of the Guild. Contact Jerry Rouleau, Executive Director Timber Frame Business Council www.timberframe.org 603 643 5033
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This download contains everything your students need to be introduced to and learn 15 basic economics terms. Perfect for a beginning Econ Unit (Unit 1). Everything you need to facilitate this lesson is included (i.e. power-point, student worksheets and teacher directions) In this activity, students will: 1) Be introduced to Essential Economic Vocabulary for a beginning unit in Economics by reading sentences that contain the new terms/vocabulary in power-point format. Teacher will project the power-point slides for students as they complete the first column in their vocabulary chart. (Included) 2) Students will use context clues in the sentences to develop a rough definition for each vocabulary word. (In pairs or independently) 3) Students will then verify each definition using their textbook glossary/dictionary. 4) Lastly, students will make their own connection to each vocabulary word by developing their own sentence, giving an example or drawing a symbol (simple illustration of the term). Vocabulary Words in this lesson: Economics, want, need, goods, services, scarcity, shortage, human capital, entrepreneur, factors of production, trade-offs, guns or butter, opportunity costs and Thinking at the Margin Looking for more Economics Resources? Check these out: Economics: Personal Finance Student Project Economics: Business Organization Student Activity Economics: Market Regulation-Anti-Trust Laws and the Consumer Activity Economics: Market Structures Class Activity Economics: Mankiw's 7 Economic Principles Student Stations Activity
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I love biodegradable cat litter. I won’t name the brand I use, but many cat people I know (including my vet) like it. (To learn more, read Catster’s Review of 5 Nontraditional Cat Litters.) I love knowing that my cats aren’t breathing clay dust, and also that the material breaks down in nature. I like saving space in the landfill by taking care of the cat litter myself. It saves money too. Living in a rural area, my husband and I haul our own trash to the dump, and we have to pay by the bag. However, the cat litter needs a little help breaking down on its own. It’s compounded when you have multiple cats, as I do. With six cats and seven boxes, used litter can build up pretty quickly. If you don’t want to throw it all away with your garbage, you have some options, depending on where you live. Here are some. If you have some land, you might be able to dump it out of sight and hope that it breaks down. This could be the laziest option, and I tried it, thinking the biodegradable litter would break down. But it needs some help, and even being exposed to the snow, rain, and sun doesn’t move the process as quickly as I would like. Caveat: Do not dump cat (or dog) feces anywhere near a vegetable garden, and do not use tools to handle these wastes that you might also use in your veggie garden. More on that below. I’m considering this next. It might break down faster in closer contact with the soil. I’ve not tried this, but it reminds me a bit of wilderness camping — the practice of burying your own waste when no toilets are available. As you would when camping, locate the burial place safely away from a water source. Again, do not bury it anywhere near edible vegetables or fruits that you might grow in your garden. This intrigues me: biodegradable litter and waste as something good for your flower (but ONLY your flower) garden. If you try it, use a compost bin, pile, or pit in the ground. Again, use this compost only for nonedible plant life, and if you compost other material for your veggie garden, compost it separately. Follow the practices of composting — turn the pile, add browns (for example, dry leaves) and greens (such as grass clippings). Some people add water if the weather has been dry. Make sure that flower gardens where you apply this compost are well away from any vegetable gardens or fruit trees you harvest. I also spoke with composting expert Bruno Welsh of Compost RVA in Richmond, Virginia, who recommends adding double-shredded hardwood mulch to ensure there’s plenty of carbon material to add to your potentially pathogenic mixture of litter. “Add coffee grounds for good measure to mitigate possible smell and speed up the composting process,” Welsh says. Again, keep this away from a garden that provides food for your family. Cat feces contain parasites that are harmful when ingested by humans, and composting will not break these down. (For the same reason, don’t encourage your cat to poop in your veggie garden.) Have separate tools for each compost pile (so you don’t contaminate tools that might then be used in the vegetable garden), or repeatedly sterilize the tools. This seems time consuming, and it’s difficult to sterilize tools without creating rust. I don’t recommend flushing biodegradable cat litter and feces, even if the manufacturer says that it’s okay. We have a septic system, and I believe the litter and animal feces could put strain on the system resulting in clog or backup. I can’t imagine it would be good for a municipal sewer system, either. I really just want to be able to enjoy the fact that the litter biodegrades. Biodegradability is a good thing, even when the litter ends up in the landfill. If you use a biodegradable cat litter, how do you discard it? Tell us in the comments.
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Just a quick post today as I’ve had to rethink my schedule a little bit – the weather has been so dreary that I haven’t been able to take any photography for the posts I’d planned, so they’re on hold until next week. Instead, I thought I’d kick off a new series sharing pictures of particular rooms that inspire me, starting with this beautiful lounge. I recently posted a few images from Broste Copenhagen’s new-season range, which blends rich, autumnal notes with lighter shades and textures that work year-round, and I reckon this scheme is the perfect example of that delicate balance in practice. When I came across it on Pinterest, I was immediately drawn to the tactile linen and relaxed shapes, and the warm tones in the moody artwork, petrol-blue covers and copper lightshade. I also love the soft, dusky-peach throw (just the thing for snuggling under as the rain pours down outside), as well as the off-kilter gallery wall and pale floorboards. All in all, it’s the ideal combination for this summer/autumn cusp. In fact, it’s almost enough to get me in the mood for chillier weather. Almost… Photo by Sanna Tranlöv
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Thursday, April 26, 2012 For years, medical researchers have debated the existence of the G-spot. Some naysayers have even ignored women who were certain the G-spot was real because they themselves had experienced G-spot orgasms. However, medical research has finally confirmed what these women have known all along: The G-spot is real…and it’s wonderful. The research was performed by Adam Ostrzenski, MD, PhD, who just published the results in an article in the Journal of Sexual Medicine. Dr. Ostrzenski, of the Institute of Gynecology in St. Petersburg, Florida, did his research in Poland, where he was able to locate and measure the G-spot on a female cadaver. Ostrzenski stated that he “confirmed the anatomic existence of the G-spot, which may lead to a better understanding and improvement of female sexual function.” For the millions of women who have enjoyed G-spot stimulation and G-spot orgasms, the results of the research are hardly a surprise. However, just because it exists doesn’t mean that it is always easy to find: In fact, many women and men don’t know how to locate the G-spot. The G-spot is located in the lower distal, one-third of the way into the vagina. If a woman is lying down on her back, then it is on the belly-button side, meaning that if you insert your finger into your vagina and make a “come hither” motion, you will be able to feel it. It’s a small, rubber-like spongy area, and some women compare its consistency to the tip of their nose. Most women find that stimulating this area can cause them to feel as if they have to urinate, but in a few moments, that feeling passes and is replaced by feelings of pleasure. A G-spot orgasm is different from a clitoral orgasm, which occurs outside the vagina (the canal itself) but inside the vulva and above the opening of the urethra. (The vulva is the correct name for the entire female genitalia, interior and exterior, including the vagina.) However, it is possible to have a G-spot orgasm and a clitoral orgasm at the same time, and this is known as a blended orgasm. There are sex aids that are built to stimulate the G-spot and the clitoris at the same time, and these can help you to achieve the blended orgasm, or you could try positions such as man-from-behind that stimulate the G-spot, while manually stimulating the clitoris as well. Although G-spot orgasms and blended orgasms are enjoyable and wonderful, it may not be a good idea to prefer one type of orgasm over another. Women already have a hard time when it comes to judging their bodies and their sexuality, so studies such as these can make women who haven’t enjoyed G-spot exploration feel as though they are missing something or as though they aren’t sexual enough. Of course, this isn’t the case, and everyone has different preferences in the bedroom. I always say that an orgasm is an orgasm, meaning that whether it comes from the clitoris or the G-spot or manually or through intercourse, it’s always enjoyable. No matter how the movies make it seem, accomplishing orgasm is different for everyone and it often isn’t as easy as simply having sex for a few minutes. Great orgasms take exploration and effort, but it’s effort that is enjoyable and rewarding. While the existence of the G-spot might not be “news” to millions of women who have already enjoyed G-spot orgasms, the truth is that research on female anatomy and sexuality is far behind that of men, and therefore anyone actively researching this area is worthy of praise in my book. Laura Berman, PhD is a leading sex and relationship educator and therapist, popular TV and radio host, New York Times best-selling author, and assistant clinical professor of ob-gyn and psychiatry at the Feinberg School of Medicine at Northwestern University in Chicago. She is the star of Couples in Crisis, on the Everyday Health Channel, every Thursday at 1pm EST. Last Updated: 10/15/2014
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Welcome to The Peranakan! We are an authentic Straits cuisine restaurant in Singapore. Executive Chef Raymond Khoo and his team serve three generations of delicious ‘mesti-cuba’ (must-try) Peranakan recipes, lovingly handed down by the Nonyas and Babas in his family, now brought to your table. We are currently, the only Peranakan restaurant along the Orchard road belt in Singapore and the only restaurant to serve a ‘Tok Panjang’ – a grand Peranakan feast, once served at the turn of the century, by wealthy Straits families to mark special occasions like weddings, anniversaries and important birthdays. We also offer a 6 to 8 course degustation menu and a new Vegan Menu alongside our regular Ala carte menu. And if you like to bring the experience home, please take away some of the celebrated nyonya cakes and desserts that we will have available at our Takeaway Counter! We look forward to warmly welcoming you to our restaurant and a unique Peranakan experience!
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HGTV has ordered 52 more episodes of “Property Brothers,” the network announced Friday. The home buying-and-renovating reality series follows contractor Jonathan Scott and his twin brother Drew Scott, a real estate expert as they help families buy fixer uppers and turn them into their dream homes. The 52-episode order does not include the upcoming 13-episode season set to premiere in February. The show airs first on W Network in Canada, where the Scott brothers’ Scott Real Estate Inc. is based. In Canada, each season is 26 episodes, making the 52 episodes two more seasons, while it’s the equivalent of 4 more seasons on HGTV in the US. HGTV has also ordered an additional 13 episodes of spinoff series “Property Brothers: Buying & Selling,” which has the Scott brothers helping families renovate their homes to sell in order to purchase their move-in ready dream homes. The new season of “Property Brothers” premieres Wednesday, Feb.17 at 9 p.m. ET on HGTV.
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Read Gavyn’s latest piece for the FT’s A-List site: As this weekend’s eurozone summit looms into view, the key question for markets is whether the new financing arrangements will be sufficient to handle three separate problems: the necessary writedown of Greek debt; the recapitalisation of eurozone banks; and the restoration of private funding for Italian and Spanish budget deficits. It has been clear for a long while that the €440bn currently available to the European financial stability facility is far from sufficient to do the job. Consequently, it seems that the summit will agree to “leverage” the bail-out fund to give it much greater scale. This has triggered optimistic talk about a “big bazooka”, but achieving the right order of magnitude still looks to be a very tall order.
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I just read the article “The 11 Harsh Realities of Being an Entrepreneur.” Some points in the downright depressing blog I agree with. Some I don’t. And, at other times, the “harsh realities” of being a small business owner has more to do with perspective. Here are my Facts About Being an Entrepreneur… 1 It never turns out like you think it will. 2 Everything takes a least twice as long to complete. 3 You can’t do it all yourself. You need a team, even if you are a home-based business owner. 4 There is no such thing as an overnight success. 5 You will make many mistakes. 6 Change happens constantly. 7 By the time it is perfected, it’s out dated. Some people aren’t cut out to be a small business owner; others won’t know deep satisfaction, regardless of what is deemed success unless they are. Know yourself and you’ll have a better handle on whether the entrepreneurial career is the right one for you. If you need help with your small business, contact Vickie Champion for a discovery coaching and consulting session. By Vickie Champion
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Wednesday, November 27, 2013 It is not ‘no whale November’ folks, even though we are not in an official whale season; we are still seeing whales and having really exciting trips on our dolphin and sea life cruises! One of the big highlights was a November blue whale! Read on to see what other interested marine life we have seen and see some great shots of them! Tuesday, November 26, 2013 What does it take to prepare holiday treats for all of the animals in the Aquarium? Thursday, November 21, 2013 Brook the sea otter experiences a mirror for the first time. Brook the sea otter experiences a mirror, and sees herself for the first time. Tuesday, November 19, 2013 Hi! I’m Sara, an aviculturist at the Aquarium of the Pacific. What is an aviculturist? Well, it’s a very lucky person that gets to care for the bird collection at the Aquarium of the Pacific. In this blog, you will get a glimpse into what being an aviculturist is all about. By the end of my blog, you may just become a bigger bird nerd than me! Thursday, November 14, 2013 October was a great month for whale watching and we even spotted more than just whales, dolphins, and pinnipeds! We got some rare avian visitors who stayed in town for eight days straight! The masked boobies were stealing the show for many of our trips and bird enthusiasts came from miles to see these rarities. Read on to read about these birds and see some great photos! Tuesday, November 12, 2013 What I wouldn’t do for a nice cool smoothie on a warm day… I think sometimes our Lorikeets feel the same way! Giving food to animals can be a great form of enrichment. Food is an excellent motivator and presenting it in a new or unique way can elicit foraging behaviors and even encourage problem solving strategies.
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Tallahassee Memorial HealthCare (FL) chooses Allscripts PM/EHR for its 106 providers and 33 family medicine residents A recent AMA provides a few tips for physicians wanting to offer online consultations – and get paid for them: - e-mail exchanges must address specific problems not associated with a prior visit, either on-line or in the office, within the previous seven days - practices are typically charging about the same as a patient copay for online consults; other practices offer unlimited email options for an established fee - not every managed care plan allow practices to offer email consults, so check your plans - have patients sign a consent form describing what services can be rendered through online consults and how they will be billed - specify an established turnaround time for emails - make sure the email exchange becomes part of the patient’s permanent medical record. Dr. Brian Yeaman of Norman Physician Hospital Organization (NPHO) shares details of the EHR database his organizes uses to facilitate record sharing with Norman Regional Health System (OK.) The organizations went live on a connected network in December and is currently installed in 100 practitioner offices. The health system, including the ED is also tied in. Yearman calls the setup “powerful.” Here’s a smartphone app that sounds cooler than it actually is (at least after my five minute assessment.) The American Society of Health Informatics Managers, Inc. (ASHIM) releases a free application that “enables Health IT Consultants to help physicians select” an EHR. The application, called EHRBook, produces names of products based on a keyword search. It appears you can only put in a single keyword, e.g., e-prescribing, and not something more specific like e-prescribing, family practice, and CCHIT. The result is merely a list of vendors and hardly enough data to help anyone actually select an EHR. Perhaps the next version will offer more meat. A North Carolina doctor sues Secure Telemedicine, a telemedicine company that the doctor says convinced him it was legal to offer medical consultations and write prescriptions by telephone. The doctor claims Secure Telemedicine solicited him to provide consults and provided him with legal opinions that claimed the medical services provided were legal. Eventually the NC Medical Board and four other states suspended his license for prescribing controlled substances without physical exams or any prior physician-patient relationships. The doctor is suing for Secure Telemedicine for unfair and deceptive trade practices and is seeking payment for the damages made to professional reputation, plus treble damages for legal costs. Zotec Partners announces that four radiology groups have signed five year renewals for Zotec’s billing and practice management tools. University Physicians & Surgeons, the 200+ member faculty practice of Marshall University’s Joan C. Edwards School of Medicine, selects McKesson’s billing and PM services. WEBeDoctor releases WEBeVision, a web-based EMR solution for eye care professionals. athenahealth launches athenaCommunicator, a patient communication service that integrates with athenahealth’s PM and EHRs. The tool includes a web portal, automated messaging services, and a live operator option. Consulting firm Concordant introduces EHRopt, a Web portal support tool to help physician practices implement EHRs. Humedica and AMGA subsidiary Anceta launch Humedia MinedShared Ambulatory, as well as Anceta Collaborative Data Warehouse. The tools will provide clinical, operational and financial benchmarking tools and comparative analytics for medical groups.
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Sportingo.com’s Mark Apsotolou brings daily coverage of the Premier League’s hot gossip and rumours. Apparently Arsenal’s head honcho is planning a move for West Ham goalkeeper Robert Green (The Sun). Even though he is constantly overlooked by England boss Steve McClaren, Green is winning rave reviews for his Hammers form. Apparently the deal would involve a player-plus-cash deal, with Gunners defender Justin Hoyte favourite to be moving to Upton Park as part of the proposed package. Arsenal are probably only a good keeper away from being a pretty perfect side; not that Manuel Almunia is a bad keeper, but the former Norwich No.1 is better. The Gunners have been linked with a host of fine goalies in recent months including, among others, Newcastle’s Shay Given and Bolton’s Jussi Jaaskelainen. Will this move become a reality? I think it could well happen but what do Hammers and Gooners think? The 107th player connected with a possible move to Tottenham over the past three months is Zenit St Petersburg’s left-sided midfielder Andrey Arshavin (The People). Spurs are reportedly desperate to land a quality left-sided winger, and under-fire Spurs boss Martin Jol has been offered the chance of signing Arshavin. My knowledge of Zenit players is a little shaky, but my guess is this is just another mindless rumour so don’t bother trying to call up grainy video clips of the guy off the Internet. Aston Villa boss Martin O’Neill is lining up a move for their fantastic on-loan keeper Scott Carson (various). Liverpool are said to want £10m for the former Leeds stopper, who has become the No.1 at Villa, with rival Thomas Sorensen and others fighting for a place on the bench. O’Neill said: “A loan can always be with a view to a permanent deal.” Which seems to be stating the bleeding obvious. Mind you, it is a move that would be well worth making. Carson is one of the best around at present and a good keeper is a perfect base to build from. Clearly Rafa Benitez values his current keeper, Pepe Reina, far higher than Carson and therefore he will surely not stand in his way – especially as the Villa loanee is on the fringes of the England first-choice position. Also the extra money will be gladly received by the Anfield outfit, who stand to make a sizeable profit on the £750,000 they paid for 22-year-old Carson in January 2005. More news from the Emirates, and the kind that will please the north London club’s supporters, involves their star performer. Spaniard sensation Cesc Fabregas has told Real Madrid there’s no chance of them poaching him from Arsenal (various). Cesc said: “I want to stay here for many years yet. We had a chat and for me it was important to know whether the boss was going to be here or not. I don’t know if I would feel the same if he wasn’t at the club. My first option was always to stay at Arsenal. I don’t want to move. But if the boss was not here, I would have had to think.” Well, it seems that should be the end of that tale as manager Arsene Wenger is also going nowhere. Everything is rosy in the Arsenal garden at present as they essentially put every side they come up against to the sword. Read more West Ham gossip on the
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I’m home alone today, with no work to do, my piles of papers filed, the tax packet ready to send off, my office more or less cleaned, and nothing I must do. The weather outside is a bit nasty, with what they like to call “wintry mix” falling. The term wintry mix might sound to some resident of the tropics like the name of an annual flower seed mixture, but it’s decidedly not that. The technical definition is: “yuck from the sky.” But also throw into the mix: One wood stove purring along gently, throwing its glow and heat in my specific direction. One cat stretched out in front of said stove, hogging the entire dog bed. Another cat installed practically underneath the stove. One mug of freshly brewed tea. One stack of books to be browsed. One fully-charged computer. One darling husband who took Mr. Needy Dog away for the day. One daughter happily busy at school. One barn full of goats, safe and cozy and independent until at least mid-afternoon. One fully-stocked refrigerator. And hours. And hours. And hours.
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The Next Level Maps Disclaimer:All Effort has been made to draw and design above image is correct and accurate. Still Indiamapatlas.com and its employees are not responsible for any correctness and authencity of the above image. There is no scale is used for the above image. ChandigarhChandigarh is one of state union territory of India.When India becomes free, the Punjab that becomes Indian was search of a capital. Nehru's gift to this is my computer. Strife-stricken territory was Chandigarh, built at the foot of the Siwaliks. And when Haryana was created out of the Punjab's south, Chandigarh becomes its capital too in November 1966.A totally planned city of avenues, boulevards, gardens, geometrically designed quarters and public buildings of ultra-modern desing, Chandigarh, named after the temple of Chandi, was first conceived by Mayer and Novicki but adapted and carried through to completion by the world -famous Le Corbusier. The great French architect's vision was executed by Pierre Jeanneret, Maxwell Fry and Jane Drew completed most of the buildings between 1951 and 1965. The basic planning unit of the city is the sector, each 246 acre completely self-contained sector a rectangle 1.2kms by 0.8 kms with a shopping street cutting across it . Each sector has its own schools, places of worship, and shops, none of which are more than 10 minutes walk away from home.
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Amude, Syria– The General Secretariat of the Kurdish National Council in Syria (KNC) held a meeting on Friday to discuss the situation in Kobane city −which is being attacked by the Islamic State of Iraq and the Levant (ISIL). The KNC members have also discussed their council’s relations with the “People’s Council of Western Kurdistan” (mainly led by the Democratic Union Party PYD). Happenings dramatically developed in Syria’s Kurdish areas recently, as the al-Qaeda splinter group of ISIL repeatedly attacked the city of Kobane in Aleppo countryside and imposed a siege around the city, while clashes continued over the last few days between them (ISIL) and the Kurdish forces of the Popular Protection Units (YPG). Meanwhile, the phenomenon of bombed car attacks mounted in the same areas, and the last one targeted the city of Tirbespiye in Hasaka province. The assembling KNC members emphasized “the necessity of uniting the stance of the two Kurdish council (KNC and People’s Council of Western Kurdistan)”, and decided to send a letter to the Syrian National Coalition explaining that “the ISIL attacks on Kurdish areas target the Kurdish existence in Syria”. The KNC General Secretariat also decided to hold a meeting with the People’s Council of Western Kurdistan to view the ways to deal with the situations in Kobane and other Kurdish areas in the light of the YPG forces’ call for support. Badee Maamo, a member of the KNC General Secretariat, told ARA News: “We decided to discuss the possibility of activating the role of the specialized office in the Kurdish Supreme Committee (which includes the KNC and People’s Council of Western Kurdistan). We will mainly focus on two possibilities, which entail either forming a joint military force led by both Kurdish councils, or discuss mechanisms of incorporating KNC-linked armed members into the YPG forces.” “The KNC is currently reconsidering its relations with the local committees of the Syrian National Coalition (SNC) in the predominantly Kurdish areas and the SNC’s unilateral manners of dealing with relief issues,”Maamo stated. “The KNC will soon send an official letter to the Syrian National Council and demand delivery of the relief issues to the KNC’s local committees (since the KNC is part of the SNC).” Notably, the Kurdish National Council in Syria (KNC) joined the ranks of the SNC (Syrian opposition’s main umbrella) in mid September, 2013. Reporting by: Peshwa Mohammed Source: ARA News For the latest news follow us on Twitter Join our Weekly Newsletter
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Senior investment banker Naomi Bishop’s (Anna Gunn) world of high-power big money is brutal and fierce, and one she thrives in. When a controversial IPO threatens the fragile balance of power and confidentiality, Naomi finds herself entangled in a web of politics and deception. With an aggressive prosecutor (Alysia Reiner) from her past on her heels, and a strained relationship with her junior, Erin (Sarah Megan Thomas), Naomi is forced to reexamine her own ambitions and the cutthroat world she loves—one where women have yet to break the glass ceiling. Meera Menon's suspenseful sophomore feature tackles head-on the power structure of Wall Street in the post-financial crisis through the female lens of women fighting for survival in the race to the top. Ambitious and deftly directed, Menon gives us the first female-focused Wall Street drama and proves herself to be a director to watch.
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|Broccoli stir fry / Broccoli poriyal| - Broccoli - 1 bunch , Cut in to Florets - Onions - 1 no , chopped - Oil - 1 tsp - Salt - to taste - Mustard seeds - 1/2 tsp - Urad dal - 1/2 tsp - Sambar powder - 1 tsp , ( Red chilli powder could be substituted ) - Turmeric powder - 1 pinch In a kadai, heat oil add mustard seeds and allow it to pop . Add urad dal and fry till it becomes brown . Add broccoli florets , turmeric, Sambar powders , salt and sprinkle little water if required and allow it to cook till broccoli becomes soft. Serve hot with steamed rice and curry of your choice .Broccoli
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http://www.followfoodiee.com/2010/11/brocoli-stir-frybrocoli-poriyal.html
2015-02-28T20:45:57Z
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The Big Fat Fintech Quiz of the Year: December 2018 Over the last two days at FinTech Connect we’ve been covering big news stories of 2018, from cards that miaow, to Noel Edmonds’ vendetta against Lloyds Bank. And now, we’re looking at the news in December so far, as well as what the future holds for Fintech. Quizzing for Team “Santa Babies” is… Hanan Hassan from Softelligence Teana Banker-Taylor from Global Digital Finance Liz Lumley from VC Innovations And on Team “Global Fintech Fanatics” we have… Ron Delnevo from ATMIA Claire Hardy from Worldpay Hetal Popal from HSBC Hosted by Ali Paterson
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All posts tagged "tsuburaya imagination" Tatsuomi Hamada Appears in Second Episode of TSUBURAYA IMAGINATION’s Takaya’s RoomJune 19, 2021 Tatsuomi Hamada (Riku Asakura) appears as the special guest for the second episode of TSUBURAYA IMAGINATION’s... Subscribe to TokuNet Please consider supporting us on Patreon so we can continue providing quality tokusatsu news coverage. You can buy us a coffee via Ko-Fi if you would like to help fuel Team TokuNet.
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RAMONA – For Wallace Dawson, the annual air show in Ramona isn't about aerobatics, sleek planes or parachute demonstrations. LAURA EMBRY / Union-Tribune Wallace Dawson (left) of Lemon Grove covered his ears yesterday as he and his wife, Evelyn, and son, Kelsey, watched an Air Force A-10 "Warthog" warming up at the air show in Ramona. It's about seeing vintage World War II planes, just like the ones he crewed over Germany. As an Army Air Forces gunner during the war, Dawson manned two .50-caliber machine guns on a B-17 bomber that made the deepest penetration by Allied forces into Germany at the time, in 1943. On his seventh mission Aug. 17, 1943, Dawson's B-17 was hit with anti-aircraft fire while on a daylight raid. One of the engines caught fire, and as the plane was going down, German planes riddled it with bullets. Two members of the 10-man crew were killed; the rest became prisoners of war. Dawson spent nearly two years in custody, mostly at Germany's Stalag 17 camp, before being freed. "Very nostalgic," said Dawson, 84, a Michigan native living in Lemon Grove. "These planes bring back a lot of memories." He added, "There's getting to be less of us guys around." Typical of many World War II veterans, Dawson had little to say about his war experience, leaving his son, Kelsey, to tell the story. While yesterday's proceedings at Ramona Airport conjured vivid memories for veterans such as Dawson, organizers hoped to create new ones for an estimated 35,000 people and raise money for the families of fallen firefighters. The 10th Annual Ramona Air Show Benefit continues today from 6:30 a.m. to 4 p.m. The air show has expanded dramatically in recent years, with more and varied planes arriving each year, said Karen Monroe, the show's coordinator. The event also offers hot-air balloon rides, a climbing wall, vendor booths, food and tours of the airport's new control tower. "Top Gun" actor Tom Cruise donated a signed baseball cap for the benefit's raffle this year. Monroe said she also is in discussions with Cruise's representatives to add one of his planes to the lineup next year. Whether the star himself shows up remains to be seen, she said. A star of another sort is also on display. One of the four B-25J bombers used in filming the movie "Pearl Harbor" was one of the more popular aircraft. The plane was used for training in World War II and never saw combat. But it is similar to the B-25s used by Jimmy Doolittle and his pilots to bomb Japan's mainland in response to the attack on Pearl Harbor. This year's biggest attraction is the A-10 "Warthog," the first Air Force plane specifically designed for close air support of ground forces. The Warthog, armed with missiles and 30 mm cannons, was used in the Persian Gulf War and the current Iraq war. Hundreds of onlookers, including Wallace Dawson, stood in awe as the twin-engine jet aircraft roared to life about 100 feet from the crowd. It then cruised slowly onto the runway for takeoff. "That was nice. Very noisy," said Dawson, who is hearing-impaired from firing machine guns during World War II. "They didn't have planes like that back when I was flying." For some, such as John Isbell of Ramona, it was their first time at the air show. "I'm impressed," said Isbell, 49. "There's a lot of people in Ramona that don't even know they have an air show or don't bother to come." Andrea Lewis, who arrived with her husband and three children, said the Ramona air show has a much more up-close-and-personal feel than other shows. "It's just kind of neat because you can walk up to the airplanes, touch them and look inside," she said. Ramona Airport boasts a new, $2.36 million air traffic control tower that opened in December. The tower will coordinate more than 91,000 takeoffs and landings each year at the county's sixth-busiest airport. The tower was built primarily for safety reasons. In June 1995, a U.S. Forest Service tanker and a twin-engine spotter plane collided, killing three people. The county-run airport, which was built in 1943 as an emergency landing field for the Navy, is also used as a fire-attack base by the California Department of Forestry and Fire Protection and the U.S. Forest Service. For more information and a list of scheduled events, visit the air show's Web site at http://www.ramonaairfair.org. Craig Gustafson: (760) 737-7559; email@example.com
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Official King of the Beach & Queen of the Beach game! Designed by the developers of Amiga Over the Net and first vintage iOS version, KOB Beach Volleyball has been completely rewritten to provide maximum fun and simple controls. The 3D game visuals provide full immersion and involvement in a single action. Enjoy you to challenge all the teams in the tournament, getting stronger and competitive. Use the new remote control "Siri" with double choices for shot control: you can make shots of beach volleyball moving the "Siri" controller, or you can use it even swipe and touches on the remote control. Challenge your friend with an extra-compatible controller - 3D Graphics - Realistic animations - 3 visuals game - Simple tutorial practice mode - 12 teams with different characteristics - Double control (Apple TV) - Extra controller compatible - Tournament Mode, compete against increasingly stronger teams - Ability to unlock all teams and the tournament via in-App purchase - Game Center Leaderboards and achievements |KOB Beach Volley|
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CC-MAIN-2019-43
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2019-10-23T19:23:21Z
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FALLOUT FROM COBO The family blood feud between The Monroes reached a violent climax. The DBA battled his son, MM3, inside the Cage of Xtreme. With barbed wire on top and weapons strapped inside the cage, these former XICW Tag Team Champions put it all on the line to try to teach each other a lesson. In the end, it was The DBA who came out on top, taking a page out of his son’s own playbook by hitting a “Highland Park Destroyer” and his own signature flaming elbow for the win. Several champions were crowned on the big stage at Cobo. The dramatic story of Jaimy Coxxx had a heartfelt and happy outcome, as he made good on his goal of regaining the Midwest Heavyweight Championship, held by Jimmy Jacobs. The mutual respect between these two was shown in a respectful but hard-hitting match. Earlier this year, Coxxx earned his elusive remaining accomplishment in XICW (winning the Malcolm Monroe Sr. Memorial Cup) which gave him the right to challenge for any title he wanted, and he chose to go after the title which he previously held for 2 years. Coxxx’s win was celebrated not only by the crowd, but his fellow Fun Lovin’ Criminalz and his wife, Nicole. The Xtreme Intense Championship changed hands once again, as champion Simon Grimm faced “The War Boy” Dre Jacobs. Grimm famously beat Dre by submission the prior month at Detroit’s Masonic Temple to take the title, but Dre used his rage (along with a little help from manager Johnny Delicious) as fuel to regain the title in Cobo. The big win for Dre makes him a 2-time holder of that title, and proved his merit as a threat to even the most accomplished of wrestlers worldwide. Another big title win was crowd favorite El Ridiculoso winning his first XICW Championship, the Lightweight title. Ridiculoso has had a tough run in XICW, suffering a nearly 18 month span where he did not win a single match. Despite that, he led his trio team to victory in Season 4 of “Wrestling With A Vet” proving his heart and determination to both fans and judges. That award led to his drought-ending win in May and he has had momentum ever since. The match itself (a six way scramble) is notoriously tough for anyone to win, but Ridiculoso was able to wisely get a flash pin via backslide while most of the competition was outside the ring. Notably, he actually pinned the champion, Travis Titan, silencing any doubters. Ridiculoso is undoubtedly a fan favorite, but even his supporters were seen with a look of shock that he was able to pull out the big victory, and it will no doubt be remembered for a long time. The final crowning was a first-of-its-kind as XICW established their own United States Championship, modeled after the NWA Detroit version made famous in Cobo throughout the 60s and 70s. The belt was awarded to the man who could outlast over 20 others in a battle royal and defeat the other finalist in a singles match. The battle royal included XICW Alumni, current XICW Warriors, and even a few rookies, but no doubt whoever could survive the harsh environment would be deserving of being champion. In the end, it was “Unbreakable” Michael Elgin and “Suplex Shogun” Jackson Stone making it to the final two, with Elgin pinning Stone to claim the championship. Elgin’s victory was special for him, considering he debuted in wrestling at age 16 in XICW, and has gone on to build a tremendous resume in professional wrestling. XICW women’s wrestling got the spotlight once again at Cobo, as the victor from last year’s bout, Mercedes Martinez, took on fellow fan favorite Heidi Katrina. Mercedes proved that her near 20-year career and recent appearances in both Mae Young Classics have taught her a lot, as she was able to win via submission. However, both graciously showed respect at the end of the day, and proved that both are true XICW Warriors. More can be seen when Head Drop Productions releases this event on DVD. You’ll also see the likes of James Ellsworth, The OGz (Homicide & Hernandez), oVe (Dave & Jake Crist), Kongo Kong, and a slew of XICW Alumni & current day favorites who made this event so special. We’d also like to thank legendary manager & announcer “Supermouth” Dave Drason as well as great midwest wrestler “Outlaw” Bobby Lee for being part of our show in non-wrestling capacities. Plus, of course, our fans who have supported XICW and made us the longest running independent professional wrestling promotion in Michigan’s history!
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2019-01-17T13:11:51Z
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Icons & Coffee's Essence: A set of 600 iOS 7-friendly icons If you're a developer who enjoys spending time coding more than working on design, you may want to check out a new iOS 7 icon glyph set called Essence. The icon set includes 300 icons covering all categories including productivity, lifestyle, weather and food. In addition to the 300 standard icons, Essence also includes a set of matching filled "selected" versions of the icons. Essence is normally US$29.99, but can be purchased now for only $19.99. If you buy the set now, you'll also get additional icons as they are added in the upcoming months. Developers will be happy to hear that Essence is attribution-free for an unlimited number of projects. Subscribe to Newsletter Software Updatesmore updates - Daily App: MyScript Calculator solves your hand-written math equations - Findery app lets you discover the world around you using annotated notes and maps - The Learnist app brings its crowd-sourced collection of information to your iPhone - My cat Cinnamon reviews Friskies Cat Fishing 2 - Photo Grid Collage Maker is capable and free - iExit gets new features and is now free
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Amazon: Link! (This one might take a couple days!) Libraries: Maybe? If you ask your librarian? Remember! If you are a Patreon of $25 or higher, I will send you a free in the mail! I just need to know your address! Which you may not want to give me, and that's okay too! In which case, I think I can send you an unsigned copy via Amazon without me seeing your address, but you'll have to set it up via a wishlist.
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2018-06-21T09:06:17Z
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The weekend is finally here and there are so many things to do! It’s supposed to be nice this weekend so, let the cabin fever end and the fun begin. See our favorite must-dos in the latest Weekend Roundup: New to Theaters Den of Thieves New to Redbox Blade Runner 2049 The Ghosts of Williamsburg 8pm Candlelight Walking Tour Explore historic Williamsburg by candlelight on the 2nd oldest ghost tour in the United States. Click Here for more information. The Old School Party 2 ft. Roxanne Shante at 63Thirty5 The party doesn’t stop with DJ Lonnie B & DJ Drake on the turntables! Click Here for more information. Brunch in the Bottom Say goodbye to 7 Hills Seafood & Brewing Co.this Sunday. Regretfully, after two and 1/2 wonderful years, 7 Hills Seafood & Brewing Company will be closing its doors on Monday, January 22, 2018. Enjoy the final Brunch in the Bottom at this amazing location. Click Here for more information. Winter Exhibits @ Art Works! November 25, 2017 – January 21, 2018 Take in some of the best artistry in RVA. Click Here for details. Terracotta Army: Legacy of the First Emperor of China November 18, 2017 – March 11, 2018 One of the greatest archaeological finds of the 20th century has come to Richmond’s VMFA. The legendary Terracotta Army, an underground army of nearly 8,000 life-size terracotta figures paint a vivid picture of china’s Quin Dynasty. This exhibition features ten majestic terracotta figures, including a cavalry horse, and 130 works that tell the story of China’s birth and one man’s lasting imprint on a nation. The exhibit runs from November 18, 2017 – March 11, 2018. Click Here for more information. Don’t Miss The Latest In Entertainment, News, and More! Sign Up For Our Newsletter! Text “Kiss” To 23845 for your chance at ticket giveaways and news before anyone else!…Standard Messaging Rates Apply For the Latest Entertainment News: - Off The Mic: Kirk Franklin Talks About Forgiveness, The Act Of Loving Everyone [VIDEO] - ‘Expert’ Says It Was ‘Reasonable’ For Cops To Shoot And Kill Man Sleeping In His Car [Video] - Sheriff’s Deputies Fire 37 Shots Killing Unarmed Father Of 3 [Video] - Detroit Youth Choir Blows Away ‘America’s Got Talent’ Crew; Receives Golden Buzzer [VIDEO]
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Drive more leads. Get more patients. Improve marketing ROI. Patient Lead-To-Revenue System™ In this era of Google, success is no longer simply a function of quality of service. To grow your dental practice, you need to market better. Is growth a priority for your practice? Are you trying to build stronger brand awareness? Maybe you’d like to do more dental implants, Invisalign or sleep apnea devices. Regardless, you need to tailor your marketing activities and investment to meet your goals. As a dentist and a business owner, you’ve got a lot on your plate. Obviously patient care is your top priority. And then you’ve got your hands full managing staff and making sure your equipment is up to date. However, to maintain a steady stream of revenue, building your brand and reputation also needs to be a priority. But with technology and online marketing evolving so quick you might be confused about all the different options. Do you know which marketing channels to use, and when? Have you mastered Facebook? What about Twitter and Instagram? How does SEO help? Do you need a PPC advertising strategy? What kind of return should you expect from Direct Mail? Does anyone still use the Yellow Pages? How often should you send out Email campaigns? And what’s all the fuss surrounding Content Marketing? Many practices are being approached daily to optimize their websites for the search engines. But understand that SEO alone won’t help you grow your practice. With less than 3 percent of website visitors filling out a form, 97% of the traffic generated from your lead generation efforts can be considered wasteful. However, by combining custom lead generation strategy with marketing automation, you can exploit operational synergies to create exciting opportunities for your practice that drive real revenue growth. Don’t waste precious time and money on marketing trial and error. Minimize marketing waste and efficiently grow your dental practice with a custom Patient Lead-to-Revenue System. Combining brand marketing expertise with dental practice experience, Mystique can help you craft the right brand message and ensure that it’s delivered using the most effective medium at the optimal time to maximize the return on your marketing investment. Build brand equity for your practice with tools to optimize each phase of your marketing funnel: To get patient leads you need a marketing system that drive inquiries, questions, and traffic to your website – and your office. The channels will be determined by examining your current patient personas and may include: - Search Engine Optimization (SEO) - Pay Per Click Marketing (PPC) - Email Marketing - Social Media - Direct Mail Marketing - Referral Campaigns - Advertising, Online and Offline Patient Lead Capture Your marketing messages must engage potential patients. Mystique will develop effective Call-to-Actions utilizing “lead magnets” – a specific chunk of value offered in exchange for their contact information. - Coupons or special offers - Ebooks (Example titles: Does my child need braces?, Natural ways to whiten teeth until your next visit, etc.) - Video series (training, tips etc.) - Mobile app download - Call Tracking Once an inquiry is captured, the Patient Lead-to-Revenue System goes to work, ensuring new leads are followed up with immediately and proactively engaged over time to move prospective customers to the next stage. Patient Lead Nurturing Not all visitors to your website are in the same ‘buying’ stage. Mystique’s Patient Lead-to-Revenue System uses branching logic to engage patient leads at critical points in their unique buying journeys, while reducing the points of failure inherent in the medical industry. Your Patient Lead-to-Revenue System allows you to: - Customize patient personas to make targeted messaging easy - Identify hot prospects with lead scoring based on engagement, page tracking, fit and more - Reduce lengthy time gaps between receiving leads and contacting potential patients - Standardize follow-up process for leads received via email - Keeping notes on patient leads as they move through the sales cycle. Patient Lead Conversion Revenue generation requires lead conversion. A conversion’ can mean many things… from watching a procedure or training video on your website, to downloading a case study, to making an appointment for an initial consultation. But ultimately the final conversion involves you issuing an invoice. Mystique will work with you to develop a strategy that helps you achieve higher conversion rates, to deliver prospective patients to your door. The Patient Lead-to-Revenue System tracks interactions for every contact including site visits, emails, webinars and social events. Each interaction can be set to trigger custom automation and engage with the contact at a critical point in their unique buying process. Patient Revenue Maximization To shine bright above the rest, your practice need brand champions. Together, we’ll dive into best practices for engaging employees, patients, and suppliers, to develop unofficial spokes-persons and advocates for your business. To maximize revenue Mystique will help you develop strategies to: - Cultivate brand champions - Create an exemplary patient experience, a robust internal referral flow, strong follow-up and effective communication - Utilize CRM software to track and update referrals, promotion or connections - Gather testimonials and positive reviews on social media channels - Develop a system to cross-market to patients - Ask Questions to learn and cement relationships. End-to-End ROI and Analytics The Patient Lead-To-Revenue System provide all the information you need to measure your current success and accurately forecast future performance. And while it’s working to boost practice revenue, it concurrently works to save you money by tracking the effectiveness of each marketing program, online and offline. Campaign Insights provides actionable metrics to help you understand your end-to-end conversion cost and revenue to arrive at the true ROI of your marketing efforts. This gives you the capability to quickly reallocate marketing spend to campaigns with the highest return in terms of: - total leads per week - total appointments - new patient bookings and - cost-per-conversion, etc. Don’t just take our word… “300% more leads” Paul, and his team at Mystique designed and developed our new responsive website. In less than three months, we’ve rapidly moved up in the search engine result pages which has resulted in nearly 300% more leads this month. Dr. Alexandre Kostirko Bloor West Smiles We engaged Mystique to breathe new life into our practice through a rebrand. With a focus on strategy, Mystique helped us with everything from patient research to name development, lead generation to conversion. Highly recommend! Dr Anthony Antoniazzi Kids Dental Group Mystique is the driving force behind our rebrand. Starting with research, they shed light on our customer’s true needs and helped define our unique selling proposition. With the rebrand almost complete we’re excited about their patient lead-to-revenue system. Dr Martin Kushner Golden Care Mobile Dental Custom lead generation programs starting at $949 per month. You’ll have a chance to discuss some of your unique challenges with a brand marketing expert, in a pressure free environment. Even if you choose not to hire us, you’ll walk away with some great new ideas that you can implement in your practice today. DOWNLOAD 10 REASONS WHY GOOGLE HATES YOUR DENTAL WEBSITE. Fill in this form for the best ways for you to make Google your friend while increasing your chance to build your patient base.
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So I was finishing up some enhancements in a web application that does some automatic interpolation of data. There are a handful of textboxes that the user fills out, and other textboxes in between them have values automatically calculated. The textboxes that receive automatically calculated values must be readOnly to prevent user changes, but can't be disabled or they won't get submitted on postback. Each of these textboxes also has a checkbox next to it so a user can consciously check it to make the field writable and thus allow them to override the interpolated value. The browser: IE 7 (not sure how this behaves in others) When setting the and it's in If I set (I assume it never made it into the ), but it is getting submitted with the form: has a value.
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COVID-19 Update: We are currently picking up book donations. Please contact us to arrange pickup. Our volunteer will contact you by text usually within 24 hours. If you checked the Do Not Text box below, please check your spam/junk folder if you do not see an email after 24 hours. We accept all books except encyclopedias, dictionaries, school yearbooks, Readers Digest, and textbooks older than 10 years. New and gently-used children’s books will go directly to kids who need them; all other books (literature, cookbooks, etc.) will be sold to help fund our mission.
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2021-09-24T05:47:46Z
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SENATORS WANT SOLUTION FOR DRIVER'S LICENSE WAIT TIMES (AUSTIN) — As the Senate Finance Committee considered the budget for the Department of Public Safety on Monday, members wanted to know why their constituents have to spend hours in line to get a driver's license. The driver's license program has been an ongoing headache for DPS, and efforts to streamline the process haven't worked so far. Wait times, whether in line at an office or on-hold on the phone, have increased and many offices are serving small populations while others are inundated with demand. All but eight states issue licenses through a department of motor vehicles. Texas didn't have such an agency until 2009, when legislation carved motor vehicle registration and other services out of the Department of Transportation and created the DMV. DPS is still issuing licenses however, 3.5 million in fiscal year 2017, in addition to 600,000 state IDs. It operates 235 offices across the state, ranging from 166 offices staffed by ten or fewer employees to 9 mega-centers in major cities that process more than 2000 transactions every day. Whether a citizen goes to a single-person office or a mega-center, they aren't receiving good customer service, according to an interim review by the Sunset Advisory Commission. Sunset staff found that wait times at offices continue to increase. At one office, the Houston-Gessner mega-center, average wait times have gone up from 33 minutes in 2009 to 77 minutes in 2017. The problem could be even worse because the agencies don't have data for people who give up before they ever get into the building due to long lines. On-hold wait times are getting longer as well. The Sunset report showed that in 2009, the average hold time was thirteen and a half minutes and most callers just hung up; only 35 percent of calls were answered. The problem only got worse by 2017, adding almost a full minute to the average wait time and reducing the percentage of calls answered to 20 percent. "This is one of the few places where everyone in Texas of driver's license age and above interacts with their state government," said Friendswood Senator Larry Taylor at Monday's hearing. "When it's this dysfunctional, it doesn't look good on the whole state." Austin Senator Kirk Watson, who served on the Sunset Commission over the interim, said this issue was highly frustrating for that joint panel. "Frankly, the agencies were not very good at telling us how we could fix this," he said. "We talk about how you can't just throw money at a problem and fix it." Finance Chair Senator Jane Nelson agreed. "We have more than doubled the amount of money since 2012," she said. "So it's not just a money problem. We better figure out how…I don't want to study this anymore." Sunset recommendations for the driver's license program favored an in-depth study of what exactly it would take to successfully place the program under the DMV, and also put a hard date of a transfer, study or not, on September 1, 2021. Some members raised concerns about whether the agency could handle the program. "Here we are talking about a proposition to move a [program] that requires more FTEs (full-time equivalent employees) than the agency has currently?," asked Lubbock Senator Charles Perry. Granbury Senator Brian Birdwell, who served as Chair of the Sunset Commission over the interim and will carry the DPS Sunset bill in the Senate, said they are working towards a solution, but ultimately the driver's license program will be going to the DMV. "This is not a 'study whether we should transfer this or not'," he said. "It's going to move. If this committee wants to move it faster, we can do that." Chair Nelson told her members that she believes this problem will be solved this session. "I think I can safely assure you, just based on the comments this morning, we will come up with a solution to this," she said. The Senate will reconvene Tuesday, January 29 at 11 a.m.
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Cubs’ Anthony Rizzo to play for Italy in World Baseball Classic BY GORDON WITTENMYER firstname.lastname@example.org January 14, 2013 9:21PM Cubs batter Anthony Rizzo takes his turn at bat in the sixth inning of the Chicago Cubs-Houston Astros game Monday October 1, 2012 at Wrigley Field. | Tom Cruze~Sun-Times Born in Fort Lauderdale and still a resident of nearby Parkland, Fla., the Cubs’ Anthony Rizzo naturally will represent Italy in the upcoming World Baseball Classic. How close the American first baseman’s generational ties are to Italy aren’t as critical to his eligibility as the flexibility of roster-eligibility rules and, perhaps, the fact his name ends in a vowel. Regardless, it’s the first WBC for Rizzo, who expects to open his first full season in the majors this year after a successful half-season debut for the Cubs last year. Italy opens play WBC pool play March 7 in Phoenix against Mexico. Canada and the United States are the two other teams in the pool. Cubs All-Star shortstop Starlin Castro will not play for his native Dominican Republic.
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NOTICE OF PRIVACY PRACTICES THIS NOTICE DESCRIBES HOW YOUR MEDICAL INFORMATION MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. Please Review it carefully. This Facility is required by law to provide you with this Notice so that you will understand how we may use or share your information from your Designated Record Set. The Designated Record Set includes financial and health information as “Protected Health Information” (“PHI”) or simply “health information.” We are required to adhere to the terms outlined in this Notice. If you have any questions about this Notice, please contact Social Services or the Administrator. WHO WILL FOLLOW THIS NOTICE - This notice describes our practices and that of: - Any health care professional authorized to enter information into your health record. - All divisions and programs of the Franklin County Rehab and Adult Care Center. - Any volunteer we allow to help you while you are receiving services from Franklin County Rehab and Adult Care Center. - All employees, staff and other personnel. - All Franklin County Rehab and Adult Care Centers entities, sites and locations follow the terms of this notice. Staff members at these entities, sites and locations may share health information with each other for treatment, payment or operations purposes as described in this notice. OUR PLEDGE REGARDING HEALTH INFORMATION We understand that health information about you and your health is personal. We are committed to protecting your privacy and health information about you. We create a record of the care and services you receive at Franklin County Rehab and Adult Care Center. We need this record to provide you with quality care and to comply with certain legal requirements. This notice applies to all of the records of your care generated by Franklin County Rehab and Adult Care Center personnel or your personal doctor. Your personal doctor may have different policies or notices regarding the doctor’s use and disclosure of your health information created in the doctor’s office or clinic. This notice will tell you about the ways in which we may use and disclose health information about you. We also describe your rights and certain obligations we have regarding the use and disclosure of health information. We are required by law to: - Make sure that health information that identifies you is kept private; - Give you this notice of our legal duties and privacy practices with respect to health information about you; and - Follow the terms of the notice that is currently in effect. UNDERSTANDING YOUR HEALTH RECORD AND INFORMATION Each time you are admitted to our Facility, a record of your stay is made containing health and financial information. Typically, this record contains information about your condition, the treatment we provide and payment for the treatment. We may use and/or disclose this information to: - plan your care and treatment - communicate with other health professionals involved in your care - document the care you receive - educate health professionals - provide information for medical research - provide information to public health officials - evaluate and improve the care we provide - obtain payment for the care we provide Understanding what is in your record and how your health information is used helps you to: - ensure it is accurate - better understand who may access your health information - make more informed decisions when authorizing disclosure to others ELECTRONIC HEALTH RECORDS The Facility uses an electronic health record to store and retrieve much of your health information. One of the advantages of the Facility’s electronic health record is the ability to share and exchange health information among Facility personnel and other community health care providers who are involved in your care. When the Facility enters your information into the electronic health record, it may share that information as permitted by law by using shared clinical databases or health information exchanges. The Facility may also receive information about you from other health care providers in the community who are involved with your care by using shared databases or health information exchanges. We may also seek your consent to access medical information from your other health care providers that is available on the Vermont Health Information Exchange (“VHIE”). For information about the VHIE, see www.vitl.net. If you have questions or concerns about the sharing or exchange of your information, please discuss them with your provider. HOW WE MAY USE AND DISCLOSE PROTECTED HEALTH INFORMATION ABOUT YOU The following categories describe the ways that we use and disclose health information. Not every use or disclosure in a category will be listed. However, all of the ways we are permitted to use and disclose information will fall into one of the categories. For Treatment. We may use or disclose health information about you to provide you with medical treatment. We may disclose health information about you to doctors, nurses, therapists or other Facility personnel who are involved in taking care of you at a Facility. For example, a doctor treating you for a broken leg may need to know if you have diabetes because diabetes may slow the healing process. In addition, the doctor may need to tell the dietitian if you have diabetes so that we can plan your meals. Different departments of a Facility also may share health information about you in order to coordinate your care and provide you medication, lab work, and x-rays. We may also disclose health information about you to people outside the facility who may be involved in your medical care after you leave a Facility. This may include family members, or visiting nurses to provide care in your home. For Payment. We may use and disclose health information about you so that the treatment and services you receive at a Facility may be billed to you, an insurance company or a third party. For example, in order to be paid, we may need to share information with your health plan about services provided to you. We may also tell your health plan about a treatment you are going to receive to obtain prior approval or to determine whether your plan will cover the treatment. Your health plan may request additional information. For Health Care Operations. We may use and disclose health information about you for our day-to-day health care operations. This is necessary to ensure that all residents receive quality care. For example, we may use health information for quality assessment and improvement activities and for developing and evaluating clinical protocols. We may also combine health information about many residents to help determine what additional services should be offered, what services should be discontinued, and whether certain new treatments are effective. Health information about you may be used by our corporate office for business development and planning, cost management analyses, insurance claims management, risk management activities, and in developing and testing information systems and programs. We may also use and disclose information for professional review, performance evaluation, and for training programs. Other aspects of health care operations that may require use and disclosure of your health information include accreditation, certification, licensing and credentialing activities, review and auditing, including compliance reviews, medical reviews, legal services and compliance programs. Your health information may be used and disclosed for the business management and general activities of the Facility including resolution of internal grievance, customer service and due diligence in connection with a sale or transfer of the Facility. In limited circumstances, we may disclose your health information to another entity subject to HIPAA for its own health care operations. We may remove information that identifies you so that the health information may be used to study health care and health care delivery without learning the identities of residents. We may disclose your age, birth date and general information about you in the Facility newsletter, on activities calendars, and to entities in the community that wish to acknowledge your birthday or commemorate your achievements on special occasions. If you are receiving therapy services, we may post your photograph and general information about your progress. Fundraising Activities. Should the need arise where information about you or where your participation is desired for fundraising activities, Franklin County Rehab and Adult Care Center would obtain your authorization. No information would be released for this purpose without your authorization. For example, if the Facility was creating a fund-raising brochure and picture of or comments from persons served were desired, the Facility would inquire whether or not you would be willing to participate. Participation would be voluntary and if you agreed, you would be asked to give us written permission for the specific purpose. Marketing. Health information about you cannot be used for marketing purposes without your authorization, unless the activity relates to certain permitted exceptions that relate to your treatment or care. Facility Directory. Unless you object, we may include certain limited information about you in the Facility’s directory while you are a resident, so your family, friends and clergy can visit you and generally know how you are doing. This information may include your name, location in the Facility, your general condition and your religious affiliation. The directory information, except for your religious affiliation may be given to people who ask for you by name. Your name and religious affiliation may be given to a member of the clergy even if they do not ask for you by name. Individuals Involved in Your Care or Payment for Your Care. Unless you object, we may release relevant health information about you to a friend or family member who is involved in your medical care or who helps pay for your care. OTHER ALLOWABLE USES OF YOUR HEALTH INFORMATION Business Associates. There are some services provided in our Facility through contracts with business associates. Examples include medical directors, outside attorneys and a copy service we use when making copies of your health record. When these services are contracted, we may disclose your health information so that they can perform the job we’ve asked them to do and bill you or your third-party payer for services rendered. To protect your health information, however, we require the business associate to appropriately safeguard your information. Providers. Many services provided to you, as part of your care at our Facility, are offered by participants in one of our organized healthcare arrangements. These participants include a variety of providers such as physicians (e.g., MD, DO, Podiatrist, Dentist, Optometrist), therapists (e.g., Physical therapist, Occupational therapist, Speech therapist), portable radiology units, clinical labs, hospice caregivers, pharmacies, psychologists, LCSWs, and suppliers (e.g., prosthetic, orthotics). Treatment Alternatives. We may use and disclose health information to tell you about possible treatment options or alternatives that may be of interest to you. Health-Related Benefits and Services and Reminders. We may contact you to provide appointment reminders or information about treatment alternatives or other health-related benefits and services that may be of interest to you. As Required By Law. We will disclose health information about you when required to do so by federal, state or local law. To Avert a Serious Threat to Health or Safety. We may use and disclose health information about you to prevent a serious threat to your health and safety or the health and safety of the public or another person. We would do this only to help prevent the threat. Organ and Tissue Donation. If you are an organ donor, we may disclose health information to organizations that handle organ procurement to facilitate donation and transplantation. Military and Veterans. If you are a member of the armed forces, we may disclose health information about you as required by military authorities. We may also disclose health information about foreign military personnel to the appropriate foreign military authority. Research. Under certain circumstances, we may use and disclose health information about you for research purposes. For example, a research project may involve comparing the health and recovery of all residents who receive one medication to those who received another, for the same condition. All research projects, however, are subject to a special approval process. This process evaluates a proposed research project and its use of health information, trying to balance the research need with residents’ need for privacy of their health information. Before we use or disclose health information for research, the project will have been approved through this research approval process. We may, however, disclose health information about you to people preparing to conduct a research project so long as the health information they review does not leave the Facility. Workers’ Compensation. We may disclose health information about you for workers’ compensation or similar programs. These programs provide benefits for work-related injuries or illness. Reporting. Federal and state laws may require or permit the Facility to disclose certain health information related to the following: - Public Health Risks. We may disclose health information about you for public health purposes, including: - Prevention or control of disease, injury or disability - Reporting deaths; - Reporting reactions to medications or problems with products; - Notifying people of recalls of products; - Notifying a person who may have been exposed to a disease or may be at risk for contracting or spreading a disease; Health Oversight Activities. We may disclose health information to a health oversight agency for activities authorized by law. These oversight activities may include audits, investigations, inspections, and licensure. These activities are necessary for the government to monitor the health care system, government programs, and compliance with civil rights laws. Judicial and Administrative Proceedings: If you are involved in a lawsuit or a dispute, we may disclose health information about you in response to a court or administrative order. Reporting Abuse, Neglect or Domestic Violence: Notifying the appropriate government agency if we believe a resident has been the victim of abuse, neglect or exploitation. Law Enforcement. We may disclose health information when requested by a law enforcement official: - In response to a court order or warrant; - To identify or locate a suspect, fugitive, material witness, or missing person; - About you, the victim of a crime if, under certain limited circumstances, we are unable to obtain your agreement; - About a death we believe may be the result of criminal conduct; - About criminal conduct at the Facility; and - In emergency circumstances to report a crime; the location of the crime or victims; or the identity, description or location of the person who committed the crime. Coroners, Medical Examiners and Funeral Directors. We may disclose medical information to a coroner or medical examiner. This may be necessary to identify a deceased person or determine the cause of death. We may also disclose medical information to funeral directors as necessary to carry out their duties. National Security and Intelligence Activities. We may disclose health information about you to authorized federal officials for intelligence, counterintelligence, and other national security activities authorized by law. Correctional Institution. Should you be an inmate of a correctional institution, we may disclose to the institution or its agents health information necessary for your health and the health and safety of others. OTHER USES OF HEALTH INFORMATION We may make other uses and disclosures of your health information only with your specific written authorization. Specifically, we may not use or disclose your health information for marketing purposes and we may not sell your health information without your written authorization. Additionally, if psychotherapy notes are part of your health information, they may not be disclosed unless you provide written authorization. If you provide us permission to use or disclose health information about you, you may revoke that permission, in writing, at any time. If you revoke your permission, we will no longer use or disclose health information about you for the reasons covered by your written authorization. You understand that we are unable to take back any disclosures we have already made with your permission, and that we are required to retain our records of the care that we provided you. YOUR RIGHTS REGARDING HEALTH INFORMATION ABOUT YOU Although your health record is the property of the Facility, the information belongs to you. You have the following rights regarding your health information: Right to Inspect and Copy. With some exceptions, you have the right to review and copy your health information. You must submit your request in writing to administration. We may charge a reasonable fee for the costs of copying, mailing or other supplies associated with your request. Usually this includes medical and billing records, but does not include psychotherapy notes, if applicable. We may charge a reasonable fee for the costs of copying, mailing or other supplies associated with your request. If you seek an electronic copy of your electronic medical record in a specific form and format that is not readily producible, we will work with you on providing an alternative. Under very limited circumstances, we may deny your request to inspect or receive a copy of your health information. If you are denied access to your health information, you may request in writing the denial be reviewed. To request a review, contact Coleen Kohaut, NHA, RSD. A licensed healthcare professional chosen by the facility will conduct the review. The person conducting the review will not be the person who denied your request. We will comply with the decision of the reviewer. Right to Amend. If you feel that health information in your record is incorrect or incomplete, you may ask us to amend the information. You have this right for as long as the information is kept by the Facility. You must submit your request in writing to Coleen Kohaut, NHA, RSD. In addition, you must provide a reason for your request. We may deny your request for an amendment if it is not in writing or does not include a reason to support the request. In addition, we may deny your request if you ask us to amend information that: - Was not created by us, unless the person or entity that created the information is no longer available to make the amendment; - Is not part of the health information kept by or for the Facility; or - Is accurate and complete. Right to an Accounting of Disclosures. You have the right to request an “accounting of disclosures”. This is a list of certain disclosures we made of your health information, other than those made for purposes such as treatment, payment or health care operations. You must submit your request in writing to Coleen Kohaut, NHA, RSD. Your request must state a time period which may not be longer than six years from the date the request is submitted. Your request should indicate in what form you want the list (for example, on paper or electronically). The first list you request within a twelve month period will be free. For additional lists, we may charge you for the costs of providing the list. We will notify you of the cost involved and you may choose to withdraw or modify your request at that time before any costs are incurred. Right to Request Restrictions. You have the right to request a restriction or limitation on the health information we use or disclose about you. For example, you may request that we limit the health information that we disclose to someone who is involved in your care or the payment for your care. You could ask that we not use your disclose information about a surgery you had to a family member or friend. We are not required to agree to your request, except a request to limit access by, or disclosure to, a health plan if you have paid for the health services at the time of service. If we do agree to, or are required by law to, restrict, we will comply with your request unless the information is needed to provide you emergency treatment. You must submit your request in writing to Coleen Kohaut, NHA, RSD. In your request, you must tell us (1) what information you want to limit; (2) whether you want to limit our use, disclosure or both; and (3) to whom you want the limits to apply, for example, disclosures to your spouse. Right to Request Alternate Communications. You have the right to request that we communicate with you about medical matters in a confidential manner or at a specific location. For example, you may ask that we only contact you via mail to a post office box. You must submit your request in writing to Coleen Kohaut, NHA, RSD. We will not ask you the reason for your request. Your request must specify how or where you wish to be contacted. We will accommodate all reasonable requests. Right to a Paper Copy of this Notice. You have the right to a paper copy of this Notice of Privacy Practices even if you have agreed to receive the Notice electronically. You may ask us to give you a copy of this Notice at any time. You may obtain a copy of this Notice on our website, www.franklincountyrehab.com To obtain a paper copy of this Notice, Contact Coleen Kohaut, NHA, RSD. Right to Receive Notification Following a Breach of your Health Information. We will provide you written notification in the event of a breach of the confidentiality of your health information. CHANGES TO THIS NOTICE We reserve the right to change this Notice. We reserve the right to make the revised or changed Notice effective for health information we already have about you as well as any information we receive in the future. We will post a copy of the current Notice in the facility and on the website. The Notice will specify the effective date on the first page, in the top right- hand corner. In addition, if material changes are made to this Notice, the Notice will contain an effective date for the revisions and copies can be obtained by contacting the Facility administrator. If you believe your privacy rights have been violated, you may file a complaint with the Facility or with the Secretary of the Department of Health and Human Services. To file a complaint with the Facility, contact Coleen Kohaut, NHA, RSD. All complaints must be submitted in writing. You will not be penalized for filing a complaint.
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Thursday, October 26, 2006 Boy Scout Additions I'm uploading these files tonight while I sleep, all with the rest of the files at Esnips: Papers 13, 14, 15 and 16 (Look for these by 10-27-06) Since so many people said they had tons of photos of their children, husbands, brothers, fathers and grandfathers that were in scouts, I am making sure that there's something to meet everyone's needs. I have metal pin elements in the next group, a few more papers, US postage stamp frames, and more hodge podge. All of it will be BSA specific and not usable for any other theme. Those, like my grandfather, that were in the CCC might want to use camping kits or some of the scrapkits others have made for the scouts (since they used a lot of camping items and I didn't). Post Tags: scrap kit
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"How was the fishing,?" came the sleepy inquiry. "Great," was the standard reply. I'd have to have some kind of horrific, near-death experience to not have a great time being out fishing. "How was the catching?," was the second question. She's learned that the two answers aren't necessarily the same, and can often be on opposite ends of the spectrum. "Pretty mediocre...until the last 15 minutes." She could hear the broad smile that infected my voice. "That good, huh?" The Conestoga River is the perfect example of why I've fallen in love with Pennsylvania. The alarm turns the radio on, the sound cutting through the soft light of Sunday morning. In 10 minutes, I'll be sitting on the tailgate of my truck, slipping on my wading boots and stringing up my 4 wt. In another 5 minutes, I'll be knee deep in the mild water, casting nymphs at feeding carp, or swinging small streamers through the currents, looking for bass and sunfish. There's nothing like this in my hometown. I fished here yesterday morning, too. A couple of hours of relaxation and fishing, and not a bad bit of fishing at that. Plenty of olive backed smallies, iridescent red-breasted sunfish, aggressive rock bass, and even a solitary yellow perch. I even managed 3 or 4 smallmouth bass in the 10 -12" range, pretty good for this water. Some late morning experimentation with a yellow gurgler raised a few larger fish, one hooking up, but it abandoned the fly in clump of weeds, leveraging itself off of the barbless hook. This morning, however, things had changed. The sky was overcast, and a cooling breeze riffled its way across the water. Hoping to take advantage of the previous day's successes, I rigged up with a black Sneaky Pete, hoping to once again tempt some larger fish to the surface. As I drifted and twitched the topwater presentation over the numerous weedbeds, and through the currented runs, it became clearer and clearer that the fish were not interested. The Cat's Whisker that had been producing so well for me the past couple of trips had finally succumbed to the abuses of small, rough teeth, and slashing I flipped through the too many boxes that bulge the pockets of my vest and settled on a Cypert's Mylar Minnow, in similar colors to the Whiskers. I began to work downstream of the access point that I use, just below the public pool in County Park. This stretch of the river is generally a couple of feet deep, with rock bottom and long, trailing clumps of weeds. The current cuts some deeper, faster runs, down to 4 feet. The standard performance for the past couple of trips here is to twitch the fly past larger rocks, or swing it in the currents. Bass from 4 - 10" would hone in on the fly, smacking it quickly and then diving back towards the bottom. In slower waters, the sunfish would leap upon the intruder, inhaling and expelling it, seemingly in the same motion. The changing weather had pushed this pattern by the wayside, and the few fish that I managed, were brought up by bouncing the bottom through a school of nymphing fish, when I could differentiate the bass from the suckers picking algae from the rock bottom and flashing in the light. I waded down to a stretch of sunfish water, and turned back, working the small minnow pattern upstream, managing a few small I keep tormenting myself with the carp in this area. They are extremely cunning fish, and I've yet to hook, much less and one. They feed only for the briefest of periods, dipping down to the rocky bottom, and then back up to filter the mouthful. The only prolonged feeding they seem to do is headfirst in the weeds, making presentation of a fly virtually impossible. They seem to know every log, rock and weed in the river, as even standing perfectly still, they'll never get more than a couple yards away from me before bolting to the depths in a cloud of silt. Across the shore, from a high branch, a royal blue kingfisher is trying to show me how it's supposed to be done. With resounding splashes, he barrels into the water, popping to the surface, than flitting back to his perch, often with some small morsel in his beak. I continue upstream, and ponder my next steps. There's some flat water across the river, and the long shale ledges make some deeper pools that often hold better fish. Near to me is the rapidly flowing current, cutting a deeper track into the bottom. I see a couple of flashes in the tail end of the run, and flip the fly upstream of them, letting the current pull and tumble it into the depths. I manage a couple of 6" bass, before the action slows again. I see a large rock hanging in the slow water on the opposite side of this narrow run. I flip the pattern out over the rock, and two bronze shapes streak toward it. In a fit of competitive hunger, the larger of the two fish pounces upon the pseudo-minnow, and I lift the rod in a short, firm stroke. The fish turns against the pressure, diving into the current, and stripping line through my fingers. The end of the run dumps out into a pool of scattered weed beds, and the fish heads straight for the first one. I lift the rod high and to the side, the pressure of the rod and 4# tippet straining against the fish to lay it on its side, just shy of the weedy mass. The fish rockets off toward the shallows, turning back again as it begins to break the surface of the water. In an acrobatic leap, the bass clears the water, flipping and shaking, a blur of bronze, olive, and creamy underbelly. A couple more bulldogging runs, and the fish slides to hand. I ease the small barbless hook out of the corner of its jaw and hold it up against my rod. Tail at the butt cap, nose to the start of the ID writing I put on the rod this last winter. Thirteen inches, give or take, a fat fish that's probably in excess of a pound and a half. My cry of elation echoes back and forth through the valley of trees surrounding me, no doubt terrifying someone walking their dog through the park. I slide the fish back into the water, and I'm back to working that same run. More casts over the rock fail to produce, so I go back to plumbing the depths of the run. Three drifts later, the line hangs up, and the fly line begins to turn a tight loop in the moving water as it pivots around the stuck fly. If you're not on the bottom, you're not where the fish are, the saying goes. I lift sharply, hoping that the fly is only caught on a small piece of stone and can be moved easily. The rod bends, but with the slight give that suggests fish. The response is immediate, and the fly line collected in loops at my feet slips out through my fingers. The fish drives along the surface, and looks to be a near match for the last one. It heads cross-river, its sights set on the clump of weeds waving in the gentler current. I lift the rod and lay it over, but this fish is determined. The line is tight in my hands, and I know I've got to give, because the line soon will, and the fish isn't in any mood to. The fish goes headlong into the weeds, but they're sparse enough that I can work him back out of them. The fish comes back across and down current, line peeling off the reel to the song of the drag. This fish is heading for any clump of weeds it can find, and I know it's only a matter of time until the pressure of the fish, weeds and my pulling, will rupture the tippet. In my mind's eye, the 4# test suddenly seems like a gossamer strand, threatened by each pull and touch. I wade out quickly to the middle of the river, the water rushing up toward my hips with each step. As I get to the center of river, I'm now in a position to pull away from the weeds, regardless of which clump the fish buries in next. As if in countermove, the fish streaks downstream, a blistering pace that has the line rolling off the spool at a rapid clip. The farther the fish gets downstream, the less control I have, so I head down the middle of the river, swirling weeds clutching at my legs as I try to make up line. The fish sounds, and wrestles against the pressure at the bottom of the river. Finally, it slides up to the surface, and a high lift of the rod brings the fish to my hands. In a last, desperate, act the fish surges away as I reach for the leader, splashing me with water. I lift the rod again, and lip the gorgeous bronze fish. A quick unhook and then comparison against the rod. Past the top decorative trim wrap near the reel seat. Pushing 15" and easily a couple of pounds. I hold the fish, head into the current. A couple of waves of the tail as the cool water rushes over its gills and then off. My hands are trembling with an overload of adrenaline. I look back the 30 yards upstream to the run. I laugh silently at myself and head in towards the shore. I've gotten my reward for my earlier perseverance; to go back again would just be greedy. ~ Jason
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Discover how to find french conversation partners in your city and online and improve your french speaking skills in no time. How to count to ten in french if you're just learning to speak french, one of the first things you might do is learn how to count to ten counting to ten is excellent practice for the rest of french, because you can work on your. From middle french rencontre noun rencontre (plural rencontres) (now rare) a chance or unexpected meeting or encounter 1817, walter scott, rob roy:. France (french: france), officially the french republic (french: république française), is a country in western europeits capital city is parisit is a member of the european union. French cuisine is world famous and plays a strong role in the country's reputation for high culture, as is the strong connection to high style french culture facts. Free french to english translation translate french to english online and download now our free translator to use any time at no charge. More than a word-to-word english french translation which is often not understandable, systran’s translation software preserves the meaning of the original text. Salut a tout le monde whether you are a beginner, intermediate, advanced, or native french speaker, you are welcome to join us we are group of diverse people who love french language and culture. Rencontre further reading “rencontrer” in le trésor de la langue française informatisé (the digitized treasury of the french language). Rencontre , rencontre fortuite french: heurter - rencontre - rencontrer - belle rencontre - croiser le chemin - malencontre - rencontre amoureuse - rencontrer un. Learn french have fun learning french at babbelcom with our award winning interactive courses try your first lesson for free. Practice and perfect your french une rencontre amoureuse 03:50 compréhension orale: une rencontre amoureuse. Definition of libertine in english: libertine noun 1 a person, especially a man in the mid 16th century, imitating french libertin. J'ai fait la rencontre de personnes intéressantes ce soir i met some interesting people this evening j'ai fait la rencontre de notre voisin en allant chercher le journal i bumped into our neighbour when i went to get the paper aller à la rencontre de qn to go and meet sb je viendrai à ta rencontre i'll come and meet you. What does 'je ne peux pas' mean save cancel already exists would i do french at school and that means: i can not wait to see you share to:. Search the world's information, including webpages, images, videos and more google has many special features to help you find exactly what you're looking for. Faire des rencontres et échanger make ends meet vi joindre les deux bouts 'meet' également trouvé dans les traductions du dictionnaire français-anglais:. L’imparfait et le passé composé claire dubois french language school wwwclaireduboisfslca 613-248-9229 3/6 2 choisissez entre l’imparfait et le passé composé. Discover french weeks miami, where french business and culture meet miami. Learn french for free - sample the first chapter of french today's free french audiobook to learn the modern french language recorded at 3 speeds, this ebook will help you master both traditional french and street french, french like it is spoken today. Colcoa keeps the french flag flying in la 23 april 2018 une rencontre (2014) 63 /10 want to share imdb's rating on your own site. A lesson designed around using the perfect tense, taken from the edexcel studio book for gcse french starts with a short video clip of meetic, the french equivalent to matchcom.
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Viewing Metrics for: OpenFING: A Project based on a Digital Library of Recorded Courses Published on 14 Dec 2018. We record metrics using Google Analytics, PLoS Lagotto and UPs Twitter Scraper. Return to Article - Views: unique visits to the article full text. - Downloads: user downloads of PDF and XML. - Citations: citing articles in CrossRef. - Twitter: tweets, retweets and mentions. - Facebook: mentions of this article. - Wikipedia: citing articles in Wikipedia.
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*There’ll probably be more climate delays. The plan has a current funds of $23 billion, to be parceled out over a two-year period. First, it doesn’t waste a lot water. Actually, a very good carpet cleaner must be designed so as to maintain the water wastage to the minimal doable extent. Units equipped with this technology have maximum water efficiency. Research, just like for any other kind of undertaking, pays off. Find out what’s available in your local area when it comes to supplies, fixtures and so forth., what you possibly can maybe source from elsewhere, and do not forget to spend a while online where you can find numerous bargains and concepts that will help you in planning your home enchancment initiatives. 1 – Illuminate Your Yard With Photo voltaic Lamps. You’ll then must take into account the place you want the line posts, and the general rule is to ensure they’re about 6 ft apart if you wish to construct normal picket fencing. It is useful to hunt different folks’s opinions when constructing picket fencing so you get it just right. Have individuals stand at all angles so you’ll be able to line it up correctly and test that it appears good from all views. Second, it allows for a sooner drying time. Carpet cleaners are used for selection purposes. They can be used to scrub the carpets of residences and public establishments. It may also be used to clean the carpets and fabric of automobiles. A quicker drying time is absolutely essential for carpets in public establishments, companies, and automobiles. Newest steam carpet cleaners allow for a drying time of as little as 2 hours. Wire Fencing. Well let me let you know. Hardwood. Wooden Fences. Security is a really important system in homes. With the rising variety of crimes individuals today are adapting many modern technologies like installing CCTV digicam, going for a complex door lock system in an effort to maintain their home free from the clutches of burglar. This isn’t solely applicable in case of properties, but also in large corporate organizations and business companies. Putting in a good and clever security system helps to stop any unsure occasion like burglary. Though there are numerous safety equipments which might be present in the market but one should select the best one. Nevertheless, complex the safety may be one key should be able to serve the aim very effectively. These indicators do not even necessarily have to be true. You may put up a Watch out for Canine signal without actually having an enormous scary canine, after all. This or an electronic safety warning can nonetheless give a potential burglar pause, and make them think it isn’t well worth the risk even if they can not SEE a canine in your yard. The report predicts average growth of 9.1 percent for the primary quarter of 2011, 12.1 percent for the second quarter and 8% for the yr as an entire. The report’s authors count on that in 2011 homeowners will spend close to $300 billion (yes, billion) on house transforming projects. Lighting. Ideally, you may need to do all your cookery in a shirt with brief sleeves.
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If it looks like a long way on the map, then on the actual road it is bloody far … as in … to hell and gone. If you’ve ever thought yourself dedicated to a cause, you can still learn from the traffic departments in the Western Cape. Their dedication to photography is nothing short of astounding. The Western Cape also possibly has the world’s largest collection of completely unnecessary traffic lights. If we had as much tar to fill potholes as we have for building speed bumps, our roads would be a pleasure. Keep your cell connected to the car charger. That way you can carefully pull it back from wherever it has flown to, if you recover from hitting that speed bump in what you thought was a 120km/h zone. If your phone is not connected to the charger, keep it under your left thigh. That way it won’t fly anywhere, you’ll know where it is and it’s especially effective in curbing the desire to check it every 5 minutes. Pairing a new Bluetooth headset to your phone while driving can easily take 150kms. Don’t move your lip balm from its original location. Looking for it while driving is frustrating and can easily take three hours. There is nothing as disheartening on the open road as patiently waiting for a safe spot to overtake an enormous truck only to see the next truck a few hundred meters away. Damn! If you have driven for several hours getting stuck behind several vehicles travelling at way below the speed limit, you’ll eventually start understanding that a lack of speed can be as deadly as an excess. There really should be a minimum speed limit on national roads as well. The person driving 160 in the 120 zone is really much less of a bother than the person driving 60 in the 120 zone. Frustration and impatience kill more people than speed – try to not be the person causing the frustration. Drive as if you are going somewhere – if you want to admire the scenery, do so while someone else is driving. Even if you have waited 30 minutes for a safe place to overtake the first truck, that same truck will try to overtake you and the next truck while you again wait patiently for a safe place to overtake. Most trucks think they’re invincible and will easily overtake you on a double lined double blind … You, however, are not invincible. If someone has caught up to you from behind while you are not caught up behind traffic yourself, it means that they are travelling faster than you and you should allow them to overtake you. If you cannot understand this simple principle, you are too stupid to operate a vehicle. While driving you are supposed to be aware of all the surrounding traffic, including vehicles behind you. If you wait for the car behind to reach you and slow down before giving way, don’t be surprised if the guy overtaking you isn’t overly grateful. Your lack of awareness causes a waste of time and fuel for others. Also if it takes you that long to notice a car behind you, your responses are too slow to drive safely. I like to drive after dark, but if you don’t know exactly where you’re going darkness is a bugger. Road signs are generally useless: They only indicate where you could possibly end up and give you no idea of where the hell you are. After 12am road rules are soft – if you see any cops rushing in your direction, don’t worry. They’re on their way to the accident you passed a few minutes ago. Of all the scary things on South African roads, nothing is quite as shocking as the price of petrol. If you approach Joubertina from the Oudtshoorn side at any time from Friday to Sunday you are in the zone where you are most likely to hit a drunk pedestrian. Be careful. Finally, there comes a time in a person’s life when you feel as if you should risk your life for the sake of your sanity. Don’t let that urge get you while driving. Skydiving is a much better option.
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Change Your Thinking: Wanna-be authors tend to think you publish a book and then promote it. I don't blame them for thinking this way, but it's backwards. Rebecca Abrahamson, editor of Divine Diversity: An Orthodox Rabbi Engages with Muslims, reminded me of this. Ben Abrahamson, an Orthodox rabbi and Rebecca's husband, had attracted some 8,000 followers to his Facebook page focused on respectful conversation between religious Jews and Muslims. The two notified their followers that a book was in the work months ahead of time, creating a pent-up demand for the published product. Once the book was published, it began selling on Amazon, which earned them enough to pay for the preparation costs. The success is a bit unusual, but it happened because they got the horse before the cart. Promotion before Publishing. The Publishing Pro.
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It is not an easy to run an eCommerce business. As an eCommerce business owner, you need to take care of many things to be successful in the highly competitive market. Whether you are having your own eCommerce website, or you are selling products on a marketplace, there is a mountain of tasks to complete. And if you try to do everything yourself, you might lose focus from core business activities. A virtual eCommerce assistant is a secret weapon of many successful business owners. By hiring a virtual eCommerce assistant, you save a plenty of time, which you can use in planning and executing core business activities. An eCommerce virtual assistant is nothing but a remote worker who does a variety of tasks related to eCommerce business. A typical virtual assistant for ecommerce can do product entry, product attribute data entry, product description writing, product image editing, catalogue content management, coupon data entry, product category management, eCommerce back office support and many more. Here is a list of tasks that you can assign to a virtual eCommerce assistant: - Product research - Product description writing - Image editing - Product listing and optimisation - Managing inventory - Handling order processing - Assistance in returns and exchanges
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Thursday, 27 October 2011 A Stitch In Time Vol. 2 'A Stitch In Time Vol. 2' today, and my day was made! This was a book that had been nearly two years in the making, and it's even better than I could have hoped. It's a lovely hardback book, good and weighty. The attention to detail is fantastic, and there are so many lovely designs. I can't wait to get knitting! There is a chapter called "Fit and Finish", teaching modern knitters how to adapt these vintage designs so that they'll fit perfectly - it even includes a helpful size chart. I'm about to cast on 'The Sunday Pictorial Beret'; I just need to decide on a suitable colour. I had a wonderful time helping out Susan where I could: sewing up, a bit of knitting, and modelling (very excited to see my picture on the front and back covers!).
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The Bourbon Boom and its Florida connections Jan 01, 2016 11:47AM ● By Kevin If you’ve looked at the latest craft cocktail offerings in almost any bar, you’ve more than likely noticed an increase in the use of whiskey, specifically bourbon. The U.S. is in the midst of a so-called bourbon renaissance. In 1964 Congress declared bourbon to be America’s native spirit. Its production has increased more than 170 percent since 1999, according to the Kentucky Distillers Association, driven largely by premium small-batch and single-barrel brands. While Kentucky is the world capital when it comes to bourbon production, there are two intriguing new brands that have their roots in South Florida. American Barrels is the brainchild of FGCU student Michael Reed. Reed grew up in Fort Myers but left after his freshman year at Canterbury School to play hockey (and finish high school) in New England. Upon graduation, his hockey career took him to Canada where he was introduced to whiskey. The drinking age was 19, and Reed remembers, “I ordered what everyone else ordered because I was young and didn’t know what to drink—whiskey sours. It was rye whiskey in Canada.” By the time he went to college at Indiana University, he was also legal age to drink in the U.S. Discovering that whiskey was big in Indiana too, Reed says the difference was that it was bourbon, not rye; bourbon is made primarily with corn, which provides a sweeter flavor. The college student laments, “The problem was all of the whiskey we wanted to drink, we couldn’t afford on a regular basis. The whiskey we could afford all tasted like gasoline.” So he did what any entrepreneurial student in business school would: he came up with a concept for his own brand. The name American Barrels is a tribute to both whiskey and gun barrels, Reed explains. “They are classic, iconic ideals of being American. That gritty but graceful nature that America has, I wanted to capture that in packaging and name.” The base of the American Barrels bottle resembles a shotgun shell, an embossed rattlesnake wraps around the glass, with a military-style dog tag hanging from its neck. Reed found a distiller in North Carolina who was able to marry his desired taste with his desired price. The college student says, “When I was crafting the recipe, I drew a lot from what I learned in Canada and Indiana. I got to drink a lot of ryes and bourbons and sort of synthesized the two.” Made from 60 percent corn, 36 percent rye and 4 percent malted barley, it smells like butterscotch and wood; grain forward. High in alcohol, it has a long, warm finish with a bit of citrus and oak. Reed says it’s something both his parents and teammates can enjoy. “The beautiful thing is, that slow burn makes it is so drinkable, and the price of $29.99 is attainable for someone like me who is in college.” He sold his first bottle to the Fort Myers–based Cigar Bar a little more than a year ago and has steadily expanded, all while playing athletics and pursuing his degree. Indiana is not only a hub for bourbon drinkers; it’s a good place to distill the spirit, according to Lenny Roberts, founder of Spirit of America Bourbon. His father, Mike Roberts, is legendary when it comes to developing brands in the world of spirits, and his son isn’t too far behind, working with popular names like Tito’s Vodka. Based in Coral Springs, the elder Roberts had a copyright for the name Spirit of America, and when he died in 2012 his sons began looking for a way to give the name life while honoring their dad. Lenny says they picked bourbon for many reasons, but mainly because “it’s the hottest category in the industry right now.” He distills in Indiana, where the climate is similar to Kentucky, and wheat is grown year round. Wheat matures quicker during the distilling process, making this bourbon taste older than it is. Spirit of America is 51 percent corn, 45 percent wheat and 4 percent malted barley. Lenny calls it “100 percent American from grain to glass,” meaning every component of the packaging is also made stateside. He describes the blend as “a unique mash with an excellent taste profile; no rye, it’s a sweeter, smoother bourbon.” At 86 proof, it smells of vanilla and spice. Going down the hatch you’ll find it smooth, with cinnamon and a tobacco finish. Spirit of America was released last fall in Florida, and the company donates $1 of every bottle ($40) sold to Hope for the Warriors, a nonprofit organization aiding wounded service members and families. While these two Florida-connected bourbons are distinctively different in taste, both taste older than their age, are affordable, easy to spot on the shelf and exemplify a national pride that is the foundation of bourbon. Written by Gina Birch, a regular contributor, a lover of good food and drink, and a well-known media personality in Southwest Florida.
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March 01, 2020 Florida Gulf Coast University The Oswald, Trippe and Company, Inc. Endowed Scholarship is open to undergraduate students attending Florida Gulf Coast University. You must be enrolled in or have completed an ethics course to be eligible. Selection for this award is based on demonstrated financial need and a commitment to community service. Recipients must be willing to attend a staff meeting at Oswald, Trippe and Company.
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As we continue on with our series, I’m bringing to you some blogs that you might want to take a look at. I am both proud and honored to be affiliated with both the great writers of Chip & Company, and the incredible group that is known as the Magical Blogorail, and in this small way, I hope to be able to say thanks to those bloggers that have helped to make me the blogger that I am. Next on our list is my friend Catie’s site, Living in a Grown Up World! Catie is one of the new writers for Chip and Company, and has only been writing for us since September 2nd, 2011. However, that hasn’t stopped her from jumping right in and making herself part of the team! Couple that with her writing on her blog, Living in a Grown Up World, and it is easy to see that Catie takes her writing seriously, and produces some great Disney content. Although her blog has only been around since April, it already has quite a bit of great Disney articles on it, so if you haven’t been there, click on the image above to check out her site!
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Alex Zelenka was born in Chicago, Illinois USA. From a young age Alex studied music and aspired to be a professional musician and actor. Since then Alex has worked hard to become a respected musician, producer and DJ. Performing countless shows in nearly every major US city and touring Europe are among his many accomplishments. Alex has also worked as an extra in a variety of big budget feature films, TV sitcoms and continues to Perform music performances including a 2016 tour as opener for Crystal Castles. These days Alex plays at exclusive and select amount of shows each year preferring quality over quantity. As a producer, Alex has completed multiple Vinyl releases and over thirty digital ‘Song + Remix’ releases which are available through all major online distributors. Alex is proudly accredited for his work with internationally recognized music group Crystal Castles, touring, remixing and collaborating with artist Ethan Kath. Alex maintains a constant schedule between running his record label ‘Invisibles’, hosting events internationally and organizing new music releases with different underground talents from around the world.
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Republican Congressman David Young says now that Scott Pruitt has left the EPA, Iowa’s congressional delegation is turning its attention to Pruitt’s replacement. Young says he and other Iowans are urging acting EPA Administrator Andrew Wheeler to support the federal production mandate for biofuels — and pay a visit to Iowa. “There are folks on the other side, primarily from oil states, who totally want to get rid of the Renewable Fuels Standard. We’ve heard that. We want to make sure that’s not the case in the end, though,” Young says. “We need a diverse portfolio when it comes to our fuels, up and down the line, from bio, petroleum-based, renewable fuels, solar, wind, hydro-power, nuclear. We want to be energy independent and renewable fuels has to be at the table.” Young says it’s important to keep reminding whoever is in charge at the EPA that President Trump promised Iowans he’d defend the Renewable Fuels Standard. And Young says Iowa’s congressional delegation is urging Trump to appoint a permanent replacement for Pruitt who will approve or exceed the biofuel production levels spelled out in the Renewable Fuels Standard. “I think there’s going to be a lot of pressure there to remind the president that if he’s going to get anyone there in a permanent fashion and he or she doesn’t abide by the law and the president’s promise, then they’re going to go through the same situation as they did and opinions that they had of Administrator Pruitt,” Young says. Young says Pruitt not only raised “serious ethical concerns” by his actions as EPA administration, “he hurt Iowa farmers by recklessly undercutting” the federally mandated production levels for biofuels. (By Mike Peterson, KMA, Shenandoah)
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Apparently Presidents Wilson, Truman and Roosevelt found a way to galvanize the nation during the big world wars - they created voluntary 'meatless' days where the public had to sacrifice their taste for meat and make do with ingredients from their victory gardens. More than 55 years later, we're still facing military challenges, but certainly no shortages in our food supplies. The sad news is, in spite of having so much more of everything, including nutritional knowledge, our nation is suffering from an epidemic of obesity spawned by overeating, particularly in the form of fast food. And, at the heart of this obesity epidemic is our penchant for all things meat. Thankfully, 'Meatless Mondays,' a non-profit initiative seeking to create awareness about how to reduce our overall consumption of meat, has become a popular trend. IT’S A SIMPLE IDEA…EMBRACE VEGETARIANISM ONE DAY A WEEK. Not a hard thing to do for our personal health and the health of the planet. What are you thoughts on reducing the demand for industrialized meat in this country? In my opinion, Meatless Mondays are a great way to kick-start your week while giving you the opportunity to get creative in the kitchen with enticing vegetarian alternatives. Here's a tasty sweet potato and black bean burrito recipe from one of my fav cookbooks - Moosewood Restaurant. This recipe is easy to make and very satisfying as the weather grows cooler and your body begins desiring more dense foods. Please use organic ingredients when possible. SWEET POTATO AND BLACK BEAN BURRITO RECIPE (from the Moosewood Restaurant cookbook) Serves 4 - 6 people 5 cups peeled cubed sweet potatoes (you could also use butternut squash in lieu of potatoes) 1/2 teaspoon salt 2 teaspoons coconut oil, ghee or grapeseed oil 3 1/2 cups diced onions 4 large garlic cloves, minced or pressed 1 tablespoon minced fresh green chile 4 teaspoons ground cumin 4 teaspoons ground coriander 4 1/2 cups cooked black beans (or three 15-ounce cans, drained - Eden brand is the one I use) 2/3 cup lightly packed cilantro leaves 2 tablespoons fresh lemon juice 1 teaspoon sea salt 8 eight-inch flour tortillas (I use almond, brown rice or amaranth tortillas) Preheat oven 350°F Place the sweet potatoes in a medium saucepan with the salt and water to cover. Cover and bring to a boil, then simmer until tender, about 10 minutes. Drain and set aside. While the sweet potatoes are cooking, warm the oil in a medium skillet or saucepan and add the onions, garlic, and chile. Cover and cook on medium-low heat, stirring occasionally, until the onions are tender, about 7 minutes. Add the cumin and coriander and cook for 2 to 3 minutes longer, stirring frequently. Remove from the heat and set aside. In a food processor, combine the black beans, cilantro, lemon juice, salt, and cooked sweet potatoes and puree until smooth. Or you can mash it with a potato masher. The texture will just be different. Transfer the sweet potato mixture to a large mixing bowl and mix in the cooked onions and spices. Lightly oil a large baking dish. Spoon about 2/3 to 3/4 cup of the filling in the center of each tortilla, roll it up, and place it, seam side down, in the baking dish. Cover tightly with foil and bake for about 20 - 30 minutes, or until piping hot. Serve topped with fresh salsa, greek yogurt...whatever you like. Enjoy!
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July 07, 2021 Rockstar has revealed more details about Red Dead Online: Blood Money You’ll have plenty to do in Red Dead Online when next week rolls around. In the Western game’s weekly update, Rockstar Games has revealed that the summer update is called Red Dead Online: Blood Money, and it’s out July 13. Rockstar has also revealed more details the update’s multi-stage robberies that you can do solo or with a gang. We knew bits and bobs about the update beforehand. Earlier this year, Rockstar revealed that the new slice of content comes with a “diverse array” of new missions that’ll take you deep into the criminal underworld of the ol’ Wild West. “Down in Saint Denis, Angelo Bronte’s trusted lieutenant, Guido Martelli is working to create his own criminal network, so whether it’s intimidation, unsavoury crimes, or larger, high-stakes robberies – riders best be willing to do whatever it takes to earn their blood money.” Ah, “blood money” – it was right there. In a separate Newswire post, the developer revealed that you’re getting the ability to rob homesteads and camps while in Red Dead Online’s free-roam mode. Banks haven’t been mentioned yet, but it’s a long-requested community feature, so who knows. Funnily enough, Red Dead Online players have noticed that some banks are now accessible on PC, which has some wondering if it’ll all be a part of the update. This week you can fetch double the rewards on all Showdown Modes and A Land of Opportunities, so it’s a cracking week to stick some dosh in the bank. Gear up for the launch of Red Dead Online: Blood Money on July 13 by taking advantage of special Red Dead Online bonuses all this week, including 2X RDO$ and XP on all Showdown Modes and A Land of Opportunities missions.https://t.co/8NNFPGalzn pic.twitter.com/xNAiyE0k9B — Rockstar Games (@RockstarGames) July 6, 2021
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2021-07-25T21:56:24Z
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Gettin’ the Band Back Together Well look at this. The whole family was together Thursday, so we tried to capture this Kodak moment after dinner, but the sun was going down and (spoiler alert: I’m an idiot) I didn’t know how to use the timer on my camera. Amanda figured it out, but by the time we took the picture it was dark and the picture was pretty terrible. Thank Trump for Photoshop! A little playing around and it’s not bad at all. Click the pic to embiggin.
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Growing up in the North, it can be puzzling to hear of Southern whites who insist on celebrating their racist past. Whether it comes up in the hoisting of the rebel flag at a state capitol, or opposing the stripping of a Confederate soldier’s name from an elementary school, my simplistic, New York Yankee, public school education teaches that those folks are just clueless rednecks. The South was violent and intolerant compared to the North, we learned. During the Civil War, the bad guys wore gray and wanted to keep blacks enslaved. President “Honest Abe” Lincoln freed all of the slaves and kept America unified. During the civil rights movement, the good whites from up North went down South and helped black folks bear the dogs, water hoses, and end the lynchings. The Rev. Martin Luther King Jr. preached about his dream during the March on Washington and segregation finally ended. But a good college education, deeper history books, and wisdom born of life experiences have taught me that America’s racial heritage is much more complex than that. Besides, living several years now in Virginia’s Hampton Roads area, the epicenter of America’s birth and the “War Between the States,” I understand the different sides of racial tension a lot better. While most blacks saw the war as a tragic but necessary event that led to their people’s freedom from slavery, many whites in Southern states saw it as an assault by the north on their heritage and sovereign rights. Both are true. This year, as the commemoration of the 150th anniversary of the Civil War nears (April 12, 1861, is recognized as the date of the war’s first shot), yet another firebomb from the past is flaming racial tensions in the Deep South. The Mississippi Division of Sons of Confederate Veterans has proposed a specialty license plate to honor Gen. Nathan Bedford Forrest. This “war hero” also led the 1864 Fort Pillow Massacre, where several disarmed black Union soldiers were killed while surrendering. Forrest was also a founder of the Ku Klux Klan. The Confederate veterans say Forrest and other soldiers were brave men who “put it all on the line” for a cause they strongly believed in. They were protecting their families, land, and livelihood. As for his Klan ties, Forrest renounced his membership later in life, in the same way that Supreme Court Judge Hugo Black and Sen. Robert Byrd of West Virginia had. According to published reports, the state’s NAACP President Derrick Johnson said the license plate idea is offensive, mainly to black Mississippians who comprise 40 percent of the state. The Klan is “a domestic terrorist organization,” he said adding that the NAACP planned to insist Gov. Haley Barbour denounce the license plate. Meanwhile, Barbour, who has GOP presidential nomination aspirations, has said he’s sure the proposal won’t pass in the state legislature and that if it does he won’t sign it; however, he refuses to denounce the license plate proposal outright. For Barbour, 63, it has been another misstep on race. Last year he claimed to have gone to integrated schools and that during the civil rights movement he just didn’t “remember it being that bad.” After Gov. Bob McDonald of Virginia, apologized for failing to mention slavery when he proclaimed April as “Confederate History Month,” Barbour said the controversy “doesn’t amount to diddly.” Barbour is obviously pandering to the far right-white vote, but both he and the NAACP’s Johnson represent a deeper problem. When leadership is unwilling to have an honest open dialogue on race and retrench instead, it’s more likely the rest of us will follow to our predictable, polarizing positions behind the color lines. In 1998, President Clinton, a Southerner, vowed to lead the country in an “unprecedented.” It fizzled out, but at least he tried. Now in 2011, with ironically, the first black president in office, we are perhaps even more polarized. After hearing Obama’s profound speech on race during the 2008 campaign, it seemed he might be the one to lead us to a more substantive conversation. But President Obama, a Northerner by way of Hawaii, and his administration are spooked by race. They avoid the discussion by any means necessary. It’s sad, but maybe it’s best that the leadership on race come from the state, local, and personal level. Gov. Barbour and Johnson of the NAACP could better serve Mississippians by flipping the predictable race conversation. Lead an open and honest discussion about race, instead. Use the opportunity of Confederate History Month to build a sense of respect and understanding of Mississippi’s black and white histories that are both true and inseparable. It could lead to healing and even racial reconciliation. It could become a model for how we together acknowledge the dark and bright sides of America’s history.
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