Split (1)

test · 261k rows

context stringlengths 21 33.9k	category stringclasses 2 values	entity stringlengths 1 12	entity_type stringclasses 5 values	query stringlengths 97 3.31k	answer stringlengths 12 169
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	454	monetaryItemType	table: <entity> 454 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:GainLossOnDispositionOfAssets1
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1338	monetaryItemType	table: <entity> 1338 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:GainLossOnDispositionOfAssets1
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	11009	monetaryItemType	table: <entity> 11009 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:GainLossOnDispositionOfAssets1
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> (Gains) on sale of branches, net \| — \| — \| ( 1,038 ) </context>	us-gaap:GainLossOnSaleOfBusiness
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1038	monetaryItemType	table: <entity> 1038 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:GainLossOnSaleOfBusiness
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	136239	monetaryItemType	table: <entity> 136239 </entity> <entity type> monetaryItemType </entity type> <context> Loss on mortgage portfolio sale \| 136,239 \| — \| — </context>	us-gaap:GainLossOnSaleOfMortgageLoans
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> (Gains) on sale of branches, net \| — \| — \| ( 1,038 ) </context>	us-gaap:GainLossOnSaleOfMortgageLoans
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	395834	monetaryItemType	table: <entity> 395834 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	600114	monetaryItemType	table: <entity> 600114 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1749556	monetaryItemType	table: <entity> 1749556 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForOriginationAndPurchasesOfLoansHeldForSale
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	367707	monetaryItemType	table: <entity> 367707 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from sales of mortgage loans held for sale \| 367,707 \| 715,035 \| 1,774,791 </context>	us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	715035	monetaryItemType	table: <entity> 715035 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from sales of mortgage loans held for sale \| 367,707 \| 715,035 \| 1,774,791 </context>	us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1774791	monetaryItemType	table: <entity> 1774791 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from sales of mortgage loans held for sale \| 367,707 \| 715,035 \| 1,774,791 </context>	us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	25120	monetaryItemType	table: <entity> 25120 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	63921	monetaryItemType	table: <entity> 63921 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	9735	monetaryItemType	table: <entity> 9735 </entity> <entity type> monetaryItemType </entity type> <context> (Increase) decrease in interest receivable \| ( 25,120 ) \| ( 63,921 ) \| 9,735 </context>	us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	77849	monetaryItemType	table: <entity> 77849 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInIncomeTaxes
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	40611	monetaryItemType	table: <entity> 40611 </entity> <entity type> monetaryItemType </entity type> <context> (Increase) decrease in net tax position \| ( 77,849 ) \| 40,611 \| ( 6,177 ) </context>	us-gaap:IncreaseDecreaseInIncomeTaxes
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	6177	monetaryItemType	table: <entity> 6177 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInIncomeTaxes
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	78539	monetaryItemType	table: <entity> 78539 </entity> <entity type> monetaryItemType </entity type> <context> (Decrease) increase in interest payable \| 78,539 \| 12,608 \| ( 10,675 ) </context>	us-gaap:IncreaseDecreaseInInterestPayableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	12608	monetaryItemType	table: <entity> 12608 </entity> <entity type> monetaryItemType </entity type> <context> (Decrease) increase in interest payable \| 78,539 \| 12,608 \| ( 10,675 ) </context>	us-gaap:IncreaseDecreaseInInterestPayableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	10675	monetaryItemType	table: <entity> 10675 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInInterestPayableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	16329	monetaryItemType	table: <entity> 16329 </entity> <entity type> monetaryItemType </entity type> <context> (Decrease) increase in expense payable \| 16,329 \| ( 5,297 ) \| 24,645 </context>	us-gaap:IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	5297	monetaryItemType	table: <entity> 5297 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	24645	monetaryItemType	table: <entity> 24645 </entity> <entity type> monetaryItemType </entity type> <context> (Decrease) increase in expense payable \| 16,329 \| ( 5,297 ) \| 24,645 </context>	us-gaap:IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	93916	monetaryItemType	table: <entity> 93916 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInDerivativeAssetsAndLiabilities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	269774	monetaryItemType	table: <entity> 269774 </entity> <entity type> monetaryItemType </entity type> <context> (Decrease) increase in net derivative position \| ( 93,916 ) \| 269,774 \| 120,418 </context>	us-gaap:IncreaseDecreaseInDerivativeAssetsAndLiabilities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	120418	monetaryItemType	table: <entity> 120418 </entity> <entity type> monetaryItemType </entity type> <context> (Decrease) increase in net derivative position \| ( 93,916 ) \| 269,774 \| 120,418 </context>	us-gaap:IncreaseDecreaseInDerivativeAssetsAndLiabilities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	14556	monetaryItemType	table: <entity> 14556 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInOtherOperatingCapitalNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	6539	monetaryItemType	table: <entity> 6539 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInOtherOperatingCapitalNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	66201	monetaryItemType	table: <entity> 66201 </entity> <entity type> monetaryItemType </entity type> <context> Net change in other assets and other liabilities \| ( 14,556 ) \| ( 6,539 ) \| 66,201 </context>	us-gaap:IncreaseDecreaseInOtherOperatingCapitalNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	442740	monetaryItemType	table: <entity> 442740 </entity> <entity type> monetaryItemType </entity type> <context> Net cash provided by operating activities \| 442,740 \| 846,566 \| 529,551 </context>	us-gaap:NetCashProvidedByUsedInOperatingActivities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	846566	monetaryItemType	table: <entity> 846566 </entity> <entity type> monetaryItemType </entity type> <context> Net cash provided by operating activities \| 442,740 \| 846,566 \| 529,551 </context>	us-gaap:NetCashProvidedByUsedInOperatingActivities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	529551	monetaryItemType	table: <entity> 529551 </entity> <entity type> monetaryItemType </entity type> <context> Net cash provided by operating activities \| 442,740 \| 846,566 \| 529,551 </context>	us-gaap:NetCashProvidedByUsedInOperatingActivities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1546391	monetaryItemType	table: <entity> 1546391 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForProceedsFromLoansAndLeases
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	4579431	monetaryItemType	table: <entity> 4579431 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForProceedsFromLoansAndLeases
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	198631	monetaryItemType	table: <entity> 198631 </entity> <entity type> monetaryItemType </entity type> <context> Net decrease (increase) in loans \| ( 1,546,391 ) \| ( 4,579,431 ) \| 198,631 </context>	us-gaap:PaymentsForProceedsFromLoansAndLeases
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1936635	monetaryItemType	table: <entity> 1936635 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	959977	monetaryItemType	table: <entity> 959977 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	2744244	monetaryItemType	table: <entity> 2744244 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	38677	monetaryItemType	table: <entity> 38677 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsToAcquireHeldToMaturitySecurities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	301052	monetaryItemType	table: <entity> 301052 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsToAcquireHeldToMaturitySecurities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	622485	monetaryItemType	table: <entity> 622485 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsToAcquireHeldToMaturitySecurities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	146308	monetaryItemType	table: <entity> 146308 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsToAcquireFederalHomeLoanBankStock
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	128620	monetaryItemType	table: <entity> 128620 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsToAcquireFederalHomeLoanBankStock
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	2760	monetaryItemType	table: <entity> 2760 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsToAcquireFederalHomeLoanBankStock
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	715066	monetaryItemType	table: <entity> 715066 </entity> <entity type> monetaryItemType </entity type> <context> Sales of AFS securities \| 715,066 \| 110,177 \| 158,708 </context>	us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	110177	monetaryItemType	table: <entity> 110177 </entity> <entity type> monetaryItemType </entity type> <context> Sales of AFS securities \| 715,066 \| 110,177 \| 158,708 </context>	us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	158708	monetaryItemType	table: <entity> 158708 </entity> <entity type> monetaryItemType </entity type> <context> Sales of AFS securities \| 715,066 \| 110,177 \| 158,708 </context>	us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	202451	monetaryItemType	table: <entity> 202451 </entity> <entity type> monetaryItemType </entity type> <context> Sales of FHLB and Federal Reserve Bank stocks and equity securities \| 202,451 \| 528 \| 35 </context>	us-gaap:ProceedsFromSaleOfOtherInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	528	monetaryItemType	table: <entity> 528 </entity> <entity type> monetaryItemType </entity type> <context> Sales of FHLB and Federal Reserve Bank stocks and equity securities \| 202,451 \| 528 \| 35 </context>	us-gaap:ProceedsFromSaleOfOtherInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	35	monetaryItemType	table: <entity> 35 </entity> <entity type> monetaryItemType </entity type> <context> Sales of FHLB and Federal Reserve Bank stocks and equity securities \| 202,451 \| 528 \| 35 </context>	us-gaap:ProceedsFromSaleOfOtherInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	397675	monetaryItemType	table: <entity> 397675 </entity> <entity type> monetaryItemType </entity type> <context> Prepayments, calls, and maturities of AFS securities \| 397,675 \| 494,197 \| 1,216,657 </context>	us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	494197	monetaryItemType	table: <entity> 494197 </entity> <entity type> monetaryItemType </entity type> <context> Prepayments, calls, and maturities of AFS securities \| 397,675 \| 494,197 \| 1,216,657 </context>	us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1216657	monetaryItemType	table: <entity> 1216657 </entity> <entity type> monetaryItemType </entity type> <context> Prepayments, calls, and maturities of AFS securities \| 397,675 \| 494,197 \| 1,216,657 </context>	us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	143001	monetaryItemType	table: <entity> 143001 </entity> <entity type> monetaryItemType </entity type> <context> Prepayments, calls, and maturities of HTM securities \| 143,001 \| 196,605 \| 299,761 </context>	us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	196605	monetaryItemType	table: <entity> 196605 </entity> <entity type> monetaryItemType </entity type> <context> Prepayments, calls, and maturities of HTM securities \| 143,001 \| 196,605 \| 299,761 </context>	us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	299761	monetaryItemType	table: <entity> 299761 </entity> <entity type> monetaryItemType </entity type> <context> Prepayments, calls, and maturities of HTM securities \| 143,001 \| 196,605 \| 299,761 </context>	us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	21267	monetaryItemType	table: <entity> 21267 </entity> <entity type> monetaryItemType </entity type> <context> Sales, prepayments, calls and maturities of other assets \| 21,267 \| 33,795 \| 29,833 </context>	us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	33795	monetaryItemType	table: <entity> 33795 </entity> <entity type> monetaryItemType </entity type> <context> Sales, prepayments, calls and maturities of other assets \| 21,267 \| 33,795 \| 29,833 </context>	us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	29833	monetaryItemType	table: <entity> 29833 </entity> <entity type> monetaryItemType </entity type> <context> Sales, prepayments, calls and maturities of other assets \| 21,267 \| 33,795 \| 29,833 </context>	us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> (Gains) on sale of branches, net \| — \| — \| ( 1,038 ) </context>	us-gaap:ProceedsFromSaleAndMaturityOfOtherInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	2415	monetaryItemType	table: <entity> 2415 </entity> <entity type> monetaryItemType </entity type> <context> Net cash received in business segment sale \| — \| — \| 2,415 </context>	us-gaap:ProceedsFromSaleAndMaturityOfOtherInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	61813	monetaryItemType	table: <entity> 61813 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForProceedsFromProductiveAssets
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	62711	monetaryItemType	table: <entity> 62711 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForProceedsFromProductiveAssets
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	52281	monetaryItemType	table: <entity> 52281 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForProceedsFromProductiveAssets
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1436257	monetaryItemType	table: <entity> 1436257 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:NetCashProvidedByUsedInInvestingActivities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	5254811	monetaryItemType	table: <entity> 5254811 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:NetCashProvidedByUsedInInvestingActivities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1584186	monetaryItemType	table: <entity> 1584186 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:NetCashProvidedByUsedInInvestingActivities
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	3809948	monetaryItemType	table: <entity> 3809948 </entity> <entity type> monetaryItemType </entity type> <context> Net increase in deposits \| 3,809,948 \| 1,169,983 \| 2,015,423 </context>	us-gaap:IncreaseDecreaseInDeposits
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1169983	monetaryItemType	table: <entity> 1169983 </entity> <entity type> monetaryItemType </entity type> <context> Net increase in deposits \| 3,809,948 \| 1,169,983 \| 2,015,423 </context>	us-gaap:IncreaseDecreaseInDeposits
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	2015423	monetaryItemType	table: <entity> 2015423 </entity> <entity type> monetaryItemType </entity type> <context> Net increase in deposits \| 3,809,948 \| 1,169,983 \| 2,015,423 </context>	us-gaap:IncreaseDecreaseInDeposits
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	279157	monetaryItemType	table: <entity> 279157 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:ProceedsFromRepaymentsOfShortTermDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	251674	monetaryItemType	table: <entity> 251674 </entity> <entity type> monetaryItemType </entity type> <context> Net increase (decrease) in short-term funding \| ( 279,157 ) \| 251,674 \| 101,946 </context>	us-gaap:ProceedsFromRepaymentsOfShortTermDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	101946	monetaryItemType	table: <entity> 101946 </entity> <entity type> monetaryItemType </entity type> <context> Net increase (decrease) in short-term funding \| ( 279,157 ) \| 251,674 \| 101,946 </context>	us-gaap:ProceedsFromRepaymentsOfShortTermDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	2385000	monetaryItemType	table: <entity> 2385000 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	3125000	monetaryItemType	table: <entity> 3125000 </entity> <entity type> monetaryItemType </entity type> <context> Net increase (decrease) in short-term FHLB advances \| ( 2,385,000 ) \| 3,125,000 \| — </context>	us-gaap:IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> (Gains) on sale of branches, net \| — \| — \| ( 1,038 ) </context>	us-gaap:IncreaseDecreaseInLoansFromOtherFederalHomeLoanBanks
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	599	monetaryItemType	table: <entity> 599 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	413558	monetaryItemType	table: <entity> 413558 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	18437	monetaryItemType	table: <entity> 18437 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:RepaymentsOfFederalHomeLoanBankBorrowings
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1369	monetaryItemType	table: <entity> 1369 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from long-term FHLB advances \| 1,369 \| 1,775 \| 6,950 </context>	us-gaap:ProceedsFromFederalHomeLoanBankBorrowings
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	1775	monetaryItemType	table: <entity> 1775 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from long-term FHLB advances \| 1,369 \| 1,775 \| 6,950 </context>	us-gaap:ProceedsFromFederalHomeLoanBankBorrowings
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	6950	monetaryItemType	table: <entity> 6950 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from long-term FHLB advances \| 1,369 \| 1,775 \| 6,950 </context>	us-gaap:ProceedsFromFederalHomeLoanBankBorrowings
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	292740	monetaryItemType	table: <entity> 292740 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from issuance of long-term funding \| 292,740 \| — \| — </context>	us-gaap:ProceedsFromIssuanceOfLongTermDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> (Gains) on sale of branches, net \| — \| — \| ( 1,038 ) </context>	us-gaap:ProceedsFromIssuanceOfLongTermDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	86	monetaryItemType	table: <entity> 86 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:FinanceLeasePrincipalPayments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	306	monetaryItemType	table: <entity> 306 </entity> <entity type> monetaryItemType </entity type> <context> (Repayment) proceeds of finance lease principal \| ( 86 ) \| 306 \| ( 965 ) </context>	us-gaap:FinanceLeasePrincipalPayments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	965	monetaryItemType	table: <entity> 965 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:FinanceLeasePrincipalPayments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> (Gains) on sale of branches, net \| — \| — \| ( 1,038 ) </context>	us-gaap:RepaymentsOfLongTermDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	300000	monetaryItemType	table: <entity> 300000 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:RepaymentsOfLongTermDebt
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	4297	monetaryItemType	table: <entity> 4297 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from issuance of common stock for stock-based compensation plans \| 4,297 \| 11,061 \| 25,702 </context>	us-gaap:ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	11061	monetaryItemType	table: <entity> 11061 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from issuance of common stock for stock-based compensation plans \| 4,297 \| 11,061 \| 25,702 </context>	us-gaap:ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	25702	monetaryItemType	table: <entity> 25702 </entity> <entity type> monetaryItemType </entity type> <context> Proceeds from issuance of common stock for stock-based compensation plans \| 4,297 \| 11,061 \| 25,702 </context>	us-gaap:ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> (Gains) on sale of branches, net \| — \| — \| ( 1,038 ) </context>	us-gaap:PaymentsForRepurchaseOfPreferredStockAndPreferenceStock
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	164458	monetaryItemType	table: <entity> 164458 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForRepurchaseOfPreferredStockAndPreferenceStock
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> (Gains) on sale of branches, net \| — \| — \| ( 1,038 ) </context>	us-gaap:PaymentsForRepurchaseOfCommonStock
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	132955	monetaryItemType	table: <entity> 132955 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForRepurchaseOfCommonStock
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	6593	monetaryItemType	table: <entity> 6593 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForRepurchaseOfCommonStock
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>For the Years Ended December 31,</td></tr><tr><td>($ in thousands)</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td></td><td></td></tr><tr><td>Cash flows from operating activities</td><td></td><td></td><td></td></tr><tr><td>Net income</td><td>$</td><td>182,956</td><td></td><td>$</td><td>366,122</td><td></td><td>$</td><td>350,994</td><td></td></tr><tr><td>Adjustments to reconcile net income to net cash provided by operating activities:</td><td></td><td></td><td></td></tr><tr><td>Provision for credit losses</td><td>83,021</td><td></td><td>32,998</td><td></td><td>( 88,011 )</td><td></td></tr><tr><td>Depreciation and amortization</td><td>46,989</td><td></td><td>45,088</td><td></td><td>46,508</td><td></td></tr><tr><td>Change in MSRs valuation (a) Change in MSRs valuation (a)</td><td>( 10,660 )</td><td></td><td>( 22,264 )</td><td></td><td>( 16,186 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Amortization of other intangible assets</td><td>8,811</td><td></td><td>8,811</td><td></td><td>8,844</td><td></td></tr><tr><td>Amortization and accretion on earning assets, funding, and other, net</td><td>38,508</td><td></td><td>14,980</td><td></td><td>15,088</td><td></td></tr><tr><td>Net amortization of tax credit investments</td><td>34,246</td><td></td><td>34,684</td><td></td><td>34,070</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Losses on sales of investment securities, net</td><td>64,864</td><td></td><td>1,674</td><td></td><td>16</td><td></td></tr><tr><td>Asset (gains), net</td><td>( 454 )</td><td></td><td>( 1,338 )</td><td></td><td>( 11,009 )</td><td></td></tr><tr><td>(Gains) on sale of branches, net</td><td>—</td><td></td><td>—</td><td></td><td>( 1,038 )</td><td></td></tr><tr><td>(Gain) loss on mortgage banking activities, net</td><td>2,919</td><td></td><td>3,654</td><td></td><td>( 39,106 )</td><td></td></tr><tr><td>Loss on mortgage portfolio sale</td><td>136,239</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Mortgage loans originated and acquired for sale</td><td>( 395,834 )</td><td></td><td>( 600,114 )</td><td></td><td>( 1,749,556 )</td><td></td></tr><tr><td>Proceeds from sales of mortgage loans held for sale</td><td>367,707</td><td></td><td>715,035</td><td></td><td>1,774,791</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Changes in certain assets and liabilities:</td><td></td><td></td><td></td></tr><tr><td>(Increase) decrease in interest receivable</td><td>( 25,120 )</td><td></td><td>( 63,921 )</td><td></td><td>9,735</td><td></td></tr><tr><td>(Increase) decrease in net tax position</td><td>( 77,849 )</td><td></td><td>40,611</td><td></td><td>( 6,177 )</td><td></td></tr><tr><td>(Decrease) increase in interest payable</td><td>78,539</td><td></td><td>12,608</td><td></td><td>( 10,675 )</td><td></td></tr><tr><td>(Decrease) increase in expense payable</td><td>16,329</td><td></td><td>( 5,297 )</td><td></td><td>24,645</td><td></td></tr><tr><td>(Decrease) increase in net derivative position</td><td>( 93,916 )</td><td></td><td>269,774</td><td></td><td>120,418</td><td></td></tr><tr><td>Net change in other assets and other liabilities</td><td>( 14,556 )</td><td></td><td>( 6,539 )</td><td></td><td>66,201</td><td></td></tr><tr><td>Net cash provided by operating activities</td><td>442,740</td><td></td><td>846,566</td><td></td><td>529,551</td><td></td></tr><tr><td>Cash flows from investing activities</td><td></td><td></td><td></td></tr><tr><td>Net decrease (increase) in loans</td><td>( 1,546,391 )</td><td></td><td>( 4,579,431 )</td><td></td><td>198,631</td><td></td></tr><tr><td>Purchases of:</td><td></td><td></td><td></td></tr><tr><td>AFS securities</td><td>( 1,936,635 )</td><td></td><td>( 959,977 )</td><td></td><td>( 2,744,244 )</td><td></td></tr><tr><td>HTM securities</td><td>( 38,677 )</td><td></td><td>( 301,052 )</td><td></td><td>( 622,485 )</td><td></td></tr><tr><td>FHLB and Federal Reserve Bank stocks and equity securities</td><td>( 146,308 )</td><td></td><td>( 128,620 )</td><td></td><td>( 2,760 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from:</td><td></td><td></td><td></td></tr><tr><td>Sales of AFS securities</td><td>715,066</td><td></td><td>110,177</td><td></td><td>158,708</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Sales of FHLB and Federal Reserve Bank stocks and equity securities</td><td>202,451</td><td></td><td>528</td><td></td><td>35</td><td></td></tr><tr><td>Prepayments, calls, and maturities of AFS securities</td><td>397,675</td><td></td><td>494,197</td><td></td><td>1,216,657</td><td></td></tr><tr><td>Prepayments, calls, and maturities of HTM securities</td><td>143,001</td><td></td><td>196,605</td><td></td><td>299,761</td><td></td></tr><tr><td>Sales, prepayments, calls and maturities of other assets</td><td>21,267</td><td></td><td>33,795</td><td></td><td>29,833</td><td></td></tr><tr><td>Net cash received in business segment sale</td><td>—</td><td></td><td>—</td><td></td><td>2,415</td><td></td></tr><tr><td>Sale of mortgage portfolio</td><td>844,362</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>Premises, equipment, and software, net of disposals</td><td>( 61,813 )</td><td></td><td>( 62,711 )</td><td></td><td>( 52,281 )</td><td></td></tr><tr><td>Net change in tax credit and alternative investments</td><td>( 30,255 )</td><td></td><td>( 58,323 )</td><td></td><td>( 68,455 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Net cash (used in) investing activities</td><td>( 1,436,257 )</td><td></td><td>( 5,254,811 )</td><td></td><td>( 1,584,186 )</td><td></td></tr><tr><td>Cash flows from financing activities</td><td></td><td></td><td></td></tr><tr><td>Net increase in deposits</td><td>3,809,948</td><td></td><td>1,169,983</td><td></td><td>2,015,423</td><td></td></tr><tr><td>Net decrease in deposits due to branch sales</td><td>—</td><td></td><td>—</td><td></td><td>( 31,083 )</td><td></td></tr><tr><td>Net increase (decrease) in short-term funding</td><td>( 279,157 )</td><td></td><td>251,674</td><td></td><td>101,946</td><td></td></tr><tr><td>Net increase (decrease) in short-term FHLB advances</td><td>( 2,385,000 )</td><td></td><td>3,125,000</td><td></td><td>—</td><td></td></tr><tr><td>Repayment of long-term FHLB advances</td><td>( 599 )</td><td></td><td>( 413,558 )</td><td></td><td>( 18,437 )</td><td></td></tr><tr><td>Proceeds from long-term FHLB advances</td><td>1,369</td><td></td><td>1,775</td><td></td><td>6,950</td><td></td></tr><tr><td>Proceeds from issuance of long-term funding</td><td>292,740</td><td></td><td>—</td><td></td><td>—</td><td></td></tr><tr><td>(Repayment) proceeds of finance lease principal</td><td>( 86 )</td><td></td><td>306</td><td></td><td>( 965 )</td><td></td></tr><tr><td>Repayment of senior notes</td><td>—</td><td></td><td>—</td><td></td><td>( 300,000 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Proceeds from issuance of common stock for stock-based compensation plans</td><td>4,297</td><td></td><td>11,061</td><td></td><td>25,702</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Redemption of preferred shares</td><td>—</td><td></td><td>—</td><td></td><td>( 164,458 )</td><td></td></tr><tr><td>Purchase of treasury stock, open market purchases</td><td>—</td><td></td><td>—</td><td></td><td>( 132,955 )</td><td></td></tr><tr><td>Purchase of treasury stock, stock-based compensation plans</td><td>( 6,593 )</td><td></td><td>( 6,480 )</td><td></td><td>( 4,847 )</td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td></tr><tr><td>Cash dividends on common stock</td><td>( 129,534 )</td><td></td><td>( 123,137 )</td><td></td><td>( 116,061 )</td><td></td></tr><tr><td>Cash dividends on preferred stock</td><td>( 11,500 )</td><td></td><td>( 11,500 )</td><td></td><td>( 17,111 )</td><td></td></tr><tr><td>Other</td><td>—</td><td></td><td>( 938 )</td><td></td><td>—</td><td></td></tr><tr><td>Net cash provided by financing activities</td><td>1,295,885</td><td></td><td>4,004,185</td><td></td><td>1,364,102</td><td></td></tr><tr><td>Net increase (decrease) in cash and cash equivalents</td><td>302,368</td><td></td><td>( 404,060 )</td><td></td><td>309,467</td><td></td></tr><tr><td>Cash and cash equivalents at beginning of period</td><td>621,455</td><td></td><td>1,025,515</td><td></td><td>716,048</td><td></td></tr><tr><td>Cash and cash equivalents at end of period (b) Cash and cash equivalents at end of period (b)</td><td>$</td><td>923,823</td><td></td><td>$</td><td>621,455</td><td></td><td>$</td><td>1,025,515</td><td></td></tr></table>	table	6480	monetaryItemType	table: <entity> 6480 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:PaymentsForRepurchaseOfCommonStock

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