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FinCL-eval-v2

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<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
8703
monetaryItemType
table: <entity> 8703 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,703 | $ | 521,000 | $ | 1,678 | $ | 29,863 | $ | 6,084 | $ | 2,327 | $ | 4,891 | $ | 53,350 | $ | 619,192 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
521000
monetaryItemType
table: <entity> 521000 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,703 | $ | 521,000 | $ | 1,678 | $ | 29,863 | $ | 6,084 | $ | 2,327 | $ | 4,891 | $ | 53,350 | $ | 619,192 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1678
monetaryItemType
table: <entity> 1678 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,703 | $ | 521,000 | $ | 1,678 | $ | 29,863 | $ | 6,084 | $ | 2,327 | $ | 4,891 | $ | 53,350 | $ | 619,192 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
29863
monetaryItemType
table: <entity> 29863 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,703 | $ | 521,000 | $ | 1,678 | $ | 29,863 | $ | 6,084 | $ | 2,327 | $ | 4,891 | $ | 53,350 | $ | 619,192 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
6084
monetaryItemType
table: <entity> 6084 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,703 | $ | 521,000 | $ | 1,678 | $ | 29,863 | $ | 6,084 | $ | 2,327 | $ | 4,891 | $ | 53,350 | $ | 619,192 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
2327
monetaryItemType
table: <entity> 2327 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,703 | $ | 521,000 | $ | 1,678 | $ | 29,863 | $ | 6,084 | $ | 2,327 | $ | 4,891 | $ | 53,350 | $ | 619,192 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
4891
monetaryItemType
table: <entity> 4891 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,703 | $ | 521,000 | $ | 1,678 | $ | 29,863 | $ | 6,084 | $ | 2,327 | $ | 4,891 | $ | 53,350 | $ | 619,192 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
53350
monetaryItemType
table: <entity> 53350 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,703 | $ | 521,000 | $ | 1,678 | $ | 29,863 | $ | 6,084 | $ | 2,327 | $ | 4,891 | $ | 53,350 | $ | 619,192 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
619192
monetaryItemType
table: <entity> 619192 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,703 | $ | 521,000 | $ | 1,678 | $ | 29,863 | $ | 6,084 | $ | 2,327 | $ | 4,891 | $ | 53,350 | $ | 619,192 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
179
monetaryItemType
table: <entity> 179 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 179 | 200 | — | 87 | — | 29 | 15 | 378 | 708 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
200
monetaryItemType
table: <entity> 200 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 179 | 200 | — | 87 | — | 29 | 15 | 378 | 708 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | — | $ | — | $ | 1,218,820 | $ | 952,912 | $ | 75,209 | $ | 163 | $ | 456 | $ | 132 | $ | 2,247,691 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
87
monetaryItemType
table: <entity> 87 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 179 | 200 | — | 87 | — | 29 | 15 | 378 | 708 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | — | $ | — | $ | 1,218,820 | $ | 952,912 | $ | 75,209 | $ | 163 | $ | 456 | $ | 132 | $ | 2,247,691 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
29
monetaryItemType
table: <entity> 29 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 179 | 200 | — | 87 | — | 29 | 15 | 378 | 708 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
15
monetaryItemType
table: <entity> 15 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 179 | 200 | — | 87 | — | 29 | 15 | 378 | 708 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
378
monetaryItemType
table: <entity> 378 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 179 | 200 | — | 87 | — | 29 | 15 | 378 | 708 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
708
monetaryItemType
table: <entity> 708 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 179 | 200 | — | 87 | — | 29 | 15 | 378 | 708 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
10
monetaryItemType
table: <entity> 10 </entity> <entity type> monetaryItemType </entity type> <context> Potential problem | 10 | 75 | 10 | — | — | — | 33 | — | 118 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
75
monetaryItemType
table: <entity> 75 </entity> <entity type> monetaryItemType </entity type> <context> Potential problem | 10 | 75 | 10 | — | — | — | 33 | — | 118 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
10
monetaryItemType
table: <entity> 10 </entity> <entity type> monetaryItemType </entity type> <context> Potential problem | 10 | 75 | 10 | — | — | — | 33 | — | 118 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | — | $ | — | $ | 1,218,820 | $ | 952,912 | $ | 75,209 | $ | 163 | $ | 456 | $ | 132 | $ | 2,247,691 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
33
monetaryItemType
table: <entity> 33 </entity> <entity type> monetaryItemType </entity type> <context> Potential problem | 10 | 75 | 10 | — | — | — | 33 | — | 118 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
118
monetaryItemType
table: <entity> 118 </entity> <entity type> monetaryItemType </entity type> <context> Potential problem | 10 | 75 | 10 | — | — | — | 33 | — | 118 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1302
monetaryItemType
table: <entity> 1302 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 1,302 | 160 | 29 | 495 | 132 | 144 | 368 | 7,180 | 8,508 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
160
monetaryItemType
table: <entity> 160 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 1,302 | 160 | 29 | 495 | 132 | 144 | 368 | 7,180 | 8,508 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
29
monetaryItemType
table: <entity> 29 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 179 | 200 | — | 87 | — | 29 | 15 | 378 | 708 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
495
monetaryItemType
table: <entity> 495 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 1,302 | 160 | 29 | 495 | 132 | 144 | 368 | 7,180 | 8,508 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
132
monetaryItemType
table: <entity> 132 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | — | $ | — | $ | 1,218,820 | $ | 952,912 | $ | 75,209 | $ | 163 | $ | 456 | $ | 132 | $ | 2,247,691 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
144
monetaryItemType
table: <entity> 144 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 1,302 | 160 | 29 | 495 | 132 | 144 | 368 | 7,180 | 8,508 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
368
monetaryItemType
table: <entity> 368 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 1,302 | 160 | 29 | 495 | 132 | 144 | 368 | 7,180 | 8,508 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
7180
monetaryItemType
table: <entity> 7180 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 1,302 | 160 | 29 | 495 | 132 | 144 | 368 | 7,180 | 8,508 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
8508
monetaryItemType
table: <entity> 8508 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 1,302 | 160 | 29 | 495 | 132 | 144 | 368 | 7,180 | 8,508 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
10195
monetaryItemType
table: <entity> 10195 </entity> <entity type> monetaryItemType </entity type> <context> Home equity | $ | 10,195 | $ | 521,434 | $ | 1,717 | $ | 30,445 | $ | 6,217 | $ | 2,500 | $ | 5,308 | $ | 60,907 | $ | 628,526 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
521434
monetaryItemType
table: <entity> 521434 </entity> <entity type> monetaryItemType </entity type> <context> Home equity | $ | 10,195 | $ | 521,434 | $ | 1,717 | $ | 30,445 | $ | 6,217 | $ | 2,500 | $ | 5,308 | $ | 60,907 | $ | 628,526 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1717
monetaryItemType
table: <entity> 1717 </entity> <entity type> monetaryItemType </entity type> <context> Home equity | $ | 10,195 | $ | 521,434 | $ | 1,717 | $ | 30,445 | $ | 6,217 | $ | 2,500 | $ | 5,308 | $ | 60,907 | $ | 628,526 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
30445
monetaryItemType
table: <entity> 30445 </entity> <entity type> monetaryItemType </entity type> <context> Home equity | $ | 10,195 | $ | 521,434 | $ | 1,717 | $ | 30,445 | $ | 6,217 | $ | 2,500 | $ | 5,308 | $ | 60,907 | $ | 628,526 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
6217
monetaryItemType
table: <entity> 6217 </entity> <entity type> monetaryItemType </entity type> <context> Home equity | $ | 10,195 | $ | 521,434 | $ | 1,717 | $ | 30,445 | $ | 6,217 | $ | 2,500 | $ | 5,308 | $ | 60,907 | $ | 628,526 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
2500
monetaryItemType
table: <entity> 2500 </entity> <entity type> monetaryItemType </entity type> <context> Home equity | $ | 10,195 | $ | 521,434 | $ | 1,717 | $ | 30,445 | $ | 6,217 | $ | 2,500 | $ | 5,308 | $ | 60,907 | $ | 628,526 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
5308
monetaryItemType
table: <entity> 5308 </entity> <entity type> monetaryItemType </entity type> <context> Home equity | $ | 10,195 | $ | 521,434 | $ | 1,717 | $ | 30,445 | $ | 6,217 | $ | 2,500 | $ | 5,308 | $ | 60,907 | $ | 628,526 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
60907
monetaryItemType
table: <entity> 60907 </entity> <entity type> monetaryItemType </entity type> <context> Home equity | $ | 10,195 | $ | 521,434 | $ | 1,717 | $ | 30,445 | $ | 6,217 | $ | 2,500 | $ | 5,308 | $ | 60,907 | $ | 628,526 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
628526
monetaryItemType
table: <entity> 628526 </entity> <entity type> monetaryItemType </entity type> <context> Home equity | $ | 10,195 | $ | 521,434 | $ | 1,717 | $ | 30,445 | $ | 6,217 | $ | 2,500 | $ | 5,308 | $ | 60,907 | $ | 628,526 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
121
monetaryItemType
table: <entity> 121 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 121 | $ | 198,214 | $ | 6,419 | $ | 3,732 | $ | 2,658 | $ | 1,127 | $ | 460 | $ | 64,121 | $ | 276,731 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
198214
monetaryItemType
table: <entity> 198214 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 121 | $ | 198,214 | $ | 6,419 | $ | 3,732 | $ | 2,658 | $ | 1,127 | $ | 460 | $ | 64,121 | $ | 276,731 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
6419
monetaryItemType
table: <entity> 6419 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 121 | $ | 198,214 | $ | 6,419 | $ | 3,732 | $ | 2,658 | $ | 1,127 | $ | 460 | $ | 64,121 | $ | 276,731 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
3732
monetaryItemType
table: <entity> 3732 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 121 | $ | 198,214 | $ | 6,419 | $ | 3,732 | $ | 2,658 | $ | 1,127 | $ | 460 | $ | 64,121 | $ | 276,731 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
2658
monetaryItemType
table: <entity> 2658 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 121 | $ | 198,214 | $ | 6,419 | $ | 3,732 | $ | 2,658 | $ | 1,127 | $ | 460 | $ | 64,121 | $ | 276,731 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1127
monetaryItemType
table: <entity> 1127 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 121 | $ | 198,214 | $ | 6,419 | $ | 3,732 | $ | 2,658 | $ | 1,127 | $ | 460 | $ | 64,121 | $ | 276,731 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
460
monetaryItemType
table: <entity> 460 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 121 | $ | 198,214 | $ | 6,419 | $ | 3,732 | $ | 2,658 | $ | 1,127 | $ | 460 | $ | 64,121 | $ | 276,731 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
64121
monetaryItemType
table: <entity> 64121 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 121 | $ | 198,214 | $ | 6,419 | $ | 3,732 | $ | 2,658 | $ | 1,127 | $ | 460 | $ | 64,121 | $ | 276,731 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
276731
monetaryItemType
table: <entity> 276731 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 121 | $ | 198,214 | $ | 6,419 | $ | 3,732 | $ | 2,658 | $ | 1,127 | $ | 460 | $ | 64,121 | $ | 276,731 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
26
monetaryItemType
table: <entity> 26 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 26 | 843 | 9 | — | 3 | 20 | — | 6 | 881 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
843
monetaryItemType
table: <entity> 843 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 26 | 843 | 9 | — | 3 | 20 | — | 6 | 881 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
9
monetaryItemType
table: <entity> 9 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 26 | 843 | 9 | — | 3 | 20 | — | 6 | 881 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
3
monetaryItemType
table: <entity> 3 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | — | — | 1,032 | 4,332 | 430 | — | 3 | — | 5,797 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
20
monetaryItemType
table: <entity> 20 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 26 | 843 | 9 | — | 3 | 20 | — | 6 | 881 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
6
monetaryItemType
table: <entity> 6 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 26 | 843 | 9 | — | 3 | 20 | — | 6 | 881 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
881
monetaryItemType
table: <entity> 881 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 26 | 843 | 9 | — | 3 | 20 | — | 6 | 881 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
27
monetaryItemType
table: <entity> 27 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 27 | 71 | 10 | 1 | 6 | 2 | 8 | 29 | 128 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
71
monetaryItemType
table: <entity> 71 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 27 | 71 | 10 | 1 | 6 | 2 | 8 | 29 | 128 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1
monetaryItemType
table: <entity> 1 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 27 | 71 | 10 | 1 | 6 | 2 | 8 | 29 | 128 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
6
monetaryItemType
table: <entity> 6 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 26 | 843 | 9 | — | 3 | 20 | — | 6 | 881 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
2
monetaryItemType
table: <entity> 2 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 27 | 71 | 10 | 1 | 6 | 2 | 8 | 29 | 128 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
8
monetaryItemType
table: <entity> 8 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 27 | 71 | 10 | 1 | 6 | 2 | 8 | 29 | 128 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
29
monetaryItemType
table: <entity> 29 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 179 | 200 | — | 87 | — | 29 | 15 | 378 | 708 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
128
monetaryItemType
table: <entity> 128 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 27 | 71 | 10 | 1 | 6 | 2 | 8 | 29 | 128 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
174
monetaryItemType
table: <entity> 174 </entity> <entity type> monetaryItemType </entity type> <context> Other consumer | $ | 174 | $ | 199,129 | $ | 6,438 | $ | 3,733 | $ | 2,668 | $ | 1,149 | $ | 468 | $ | 64,156 | $ | 277,740 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
199129
monetaryItemType
table: <entity> 199129 </entity> <entity type> monetaryItemType </entity type> <context> Other consumer | $ | 174 | $ | 199,129 | $ | 6,438 | $ | 3,733 | $ | 2,668 | $ | 1,149 | $ | 468 | $ | 64,156 | $ | 277,740 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
6438
monetaryItemType
table: <entity> 6438 </entity> <entity type> monetaryItemType </entity type> <context> Other consumer | $ | 174 | $ | 199,129 | $ | 6,438 | $ | 3,733 | $ | 2,668 | $ | 1,149 | $ | 468 | $ | 64,156 | $ | 277,740 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
3733
monetaryItemType
table: <entity> 3733 </entity> <entity type> monetaryItemType </entity type> <context> Other consumer | $ | 174 | $ | 199,129 | $ | 6,438 | $ | 3,733 | $ | 2,668 | $ | 1,149 | $ | 468 | $ | 64,156 | $ | 277,740 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
2668
monetaryItemType
table: <entity> 2668 </entity> <entity type> monetaryItemType </entity type> <context> Other consumer | $ | 174 | $ | 199,129 | $ | 6,438 | $ | 3,733 | $ | 2,668 | $ | 1,149 | $ | 468 | $ | 64,156 | $ | 277,740 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1149
monetaryItemType
table: <entity> 1149 </entity> <entity type> monetaryItemType </entity type> <context> Other consumer | $ | 174 | $ | 199,129 | $ | 6,438 | $ | 3,733 | $ | 2,668 | $ | 1,149 | $ | 468 | $ | 64,156 | $ | 277,740 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
468
monetaryItemType
table: <entity> 468 </entity> <entity type> monetaryItemType </entity type> <context> Other consumer | $ | 174 | $ | 199,129 | $ | 6,438 | $ | 3,733 | $ | 2,668 | $ | 1,149 | $ | 468 | $ | 64,156 | $ | 277,740 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
64156
monetaryItemType
table: <entity> 64156 </entity> <entity type> monetaryItemType </entity type> <context> Other consumer | $ | 174 | $ | 199,129 | $ | 6,438 | $ | 3,733 | $ | 2,668 | $ | 1,149 | $ | 468 | $ | 64,156 | $ | 277,740 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
277740
monetaryItemType
table: <entity> 277740 </entity> <entity type> monetaryItemType </entity type> <context> Other consumer | $ | 174 | $ | 199,129 | $ | 6,438 | $ | 3,733 | $ | 2,668 | $ | 1,149 | $ | 468 | $ | 64,156 | $ | 277,740 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
8824
monetaryItemType
table: <entity> 8824 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,824 | $ | 719,213 | $ | 1,579,238 | $ | 2,603,916 | $ | 2,194,529 | $ | 1,417,802 | $ | 653,584 | $ | 1,768,145 | $ | 10,936,428 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
719213
monetaryItemType
table: <entity> 719213 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,824 | $ | 719,213 | $ | 1,579,238 | $ | 2,603,916 | $ | 2,194,529 | $ | 1,417,802 | $ | 653,584 | $ | 1,768,145 | $ | 10,936,428 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1579238
monetaryItemType
table: <entity> 1579238 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,824 | $ | 719,213 | $ | 1,579,238 | $ | 2,603,916 | $ | 2,194,529 | $ | 1,417,802 | $ | 653,584 | $ | 1,768,145 | $ | 10,936,428 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
2603916
monetaryItemType
table: <entity> 2603916 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,824 | $ | 719,213 | $ | 1,579,238 | $ | 2,603,916 | $ | 2,194,529 | $ | 1,417,802 | $ | 653,584 | $ | 1,768,145 | $ | 10,936,428 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
2194529
monetaryItemType
table: <entity> 2194529 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,824 | $ | 719,213 | $ | 1,579,238 | $ | 2,603,916 | $ | 2,194,529 | $ | 1,417,802 | $ | 653,584 | $ | 1,768,145 | $ | 10,936,428 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1417802
monetaryItemType
table: <entity> 1417802 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,824 | $ | 719,213 | $ | 1,579,238 | $ | 2,603,916 | $ | 2,194,529 | $ | 1,417,802 | $ | 653,584 | $ | 1,768,145 | $ | 10,936,428 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
653584
monetaryItemType
table: <entity> 653584 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,824 | $ | 719,213 | $ | 1,579,238 | $ | 2,603,916 | $ | 2,194,529 | $ | 1,417,802 | $ | 653,584 | $ | 1,768,145 | $ | 10,936,428 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1768145
monetaryItemType
table: <entity> 1768145 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,824 | $ | 719,213 | $ | 1,579,238 | $ | 2,603,916 | $ | 2,194,529 | $ | 1,417,802 | $ | 653,584 | $ | 1,768,145 | $ | 10,936,428 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
10936428
monetaryItemType
table: <entity> 10936428 </entity> <entity type> monetaryItemType </entity type> <context> Pass | $ | 8,824 | $ | 719,213 | $ | 1,579,238 | $ | 2,603,916 | $ | 2,194,529 | $ | 1,417,802 | $ | 653,584 | $ | 1,768,145 | $ | 10,936,428 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
205
monetaryItemType
table: <entity> 205 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | — | — | 619 | 1,850 | 205 | — | — | — | 2,674 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1043
monetaryItemType
table: <entity> 1043 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 205 | 1,043 | 628 | 1,936 | 208 | 49 | 110 | 441 | 4,416 </context>
us-gaap:FinancingReceivableRevolving
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
628
monetaryItemType
table: <entity> 628 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 205 | 1,043 | 628 | 1,936 | 208 | 49 | 110 | 441 | 4,416 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1936
monetaryItemType
table: <entity> 1936 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 205 | 1,043 | 628 | 1,936 | 208 | 49 | 110 | 441 | 4,416 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
208
monetaryItemType
table: <entity> 208 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 205 | 1,043 | 628 | 1,936 | 208 | 49 | 110 | 441 | 4,416 </context>
us-gaap:FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
49
monetaryItemType
table: <entity> 49 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 205 | 1,043 | 628 | 1,936 | 208 | 49 | 110 | 441 | 4,416 </context>
us-gaap:FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
110
monetaryItemType
table: <entity> 110 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 205 | 1,043 | 628 | 1,936 | 208 | 49 | 110 | 441 | 4,416 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
441
monetaryItemType
table: <entity> 441 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 205 | 1,043 | 628 | 1,936 | 208 | 49 | 110 | 441 | 4,416 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
4416
monetaryItemType
table: <entity> 4416 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 205 | 1,043 | 628 | 1,936 | 208 | 49 | 110 | 441 | 4,416 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
500
monetaryItemType
table: <entity> 500 </entity> <entity type> monetaryItemType </entity type> <context> Potential problem | 10 | 75 | 500 | 93 | — | — | 207 | 26 | 901 </context>
us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
93
monetaryItemType
table: <entity> 93 </entity> <entity type> monetaryItemType </entity type> <context> Potential problem | 10 | 75 | 500 | 93 | — | — | 207 | 26 | 901 </context>
us-gaap:FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
207
monetaryItemType
table: <entity> 207 </entity> <entity type> monetaryItemType </entity type> <context> Potential problem | 10 | 75 | 500 | 93 | — | — | 207 | 26 | 901 </context>
us-gaap:FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
26
monetaryItemType
table: <entity> 26 </entity> <entity type> monetaryItemType </entity type> <context> Special mention | 26 | 843 | 9 | — | 3 | 20 | — | 6 | 881 </context>
us-gaap:FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
901
monetaryItemType
table: <entity> 901 </entity> <entity type> monetaryItemType </entity type> <context> Potential problem | 10 | 75 | 500 | 93 | — | — | 207 | 26 | 901 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
1330
monetaryItemType
table: <entity> 1330 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 1,330 | 231 | 2,496 | 14,396 | 9,827 | 10,544 | 7,007 | 41,073 | 85,574 </context>
us-gaap:FinancingReceivableRevolvingConvertedToTermLoan
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td>Term Loans Amortized Cost Basis by Origination Year (a) Term Loans Amortized Cost Basis by Origination Year (a)</td><td></td></tr><tr><td>($ in thousands)</td><td>Rev Loans Converted to Term (a) Rev Loans Converted to Term (a)</td><td>Rev Loans Amortized Cost Basis</td><td>2023</td><td>2022</td><td>2021</td><td>2020</td><td>2019</td><td>Prior</td><td>Total</td></tr><tr><td>Auto finance:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,218,820</td><td></td><td>$</td><td>952,912</td><td></td><td>$</td><td>75,209</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>456</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,247,691</td><td></td></tr><tr><td>Special mention</td><td>—</td><td></td><td>—</td><td></td><td>619</td><td></td><td>1,850</td><td></td><td>205</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>2,674</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>—</td><td></td><td>—</td><td></td><td>1,032</td><td></td><td>4,332</td><td></td><td>430</td><td></td><td>—</td><td></td><td>3</td><td></td><td>—</td><td></td><td>5,797</td><td></td></tr><tr><td>Auto finance</td><td>$</td><td>—</td><td></td><td>$</td><td>—</td><td></td><td>$</td><td>1,220,471</td><td></td><td>$</td><td>959,094</td><td></td><td>$</td><td>75,844</td><td></td><td>$</td><td>163</td><td></td><td>$</td><td>458</td><td></td><td>$</td><td>132</td><td></td><td>$</td><td>2,256,162</td><td></td></tr><tr><td>Home equity:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,703</td><td></td><td>$</td><td>521,000</td><td></td><td>$</td><td>1,678</td><td></td><td>$</td><td>29,863</td><td></td><td>$</td><td>6,084</td><td></td><td>$</td><td>2,327</td><td></td><td>$</td><td>4,891</td><td></td><td>$</td><td>53,350</td><td></td><td>$</td><td>619,192</td><td></td></tr><tr><td>Special mention</td><td>179</td><td></td><td>200</td><td></td><td>—</td><td></td><td>87</td><td></td><td>—</td><td></td><td>29</td><td></td><td>15</td><td></td><td>378</td><td></td><td>708</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>10</td><td></td><td>—</td><td></td><td>—</td><td></td><td>—</td><td></td><td>33</td><td></td><td>—</td><td></td><td>118</td><td></td></tr><tr><td>Nonaccrual</td><td>1,302</td><td></td><td>160</td><td></td><td>29</td><td></td><td>495</td><td></td><td>132</td><td></td><td>144</td><td></td><td>368</td><td></td><td>7,180</td><td></td><td>8,508</td><td></td></tr><tr><td>Home equity</td><td>$</td><td>10,195</td><td></td><td>$</td><td>521,434</td><td></td><td>$</td><td>1,717</td><td></td><td>$</td><td>30,445</td><td></td><td>$</td><td>6,217</td><td></td><td>$</td><td>2,500</td><td></td><td>$</td><td>5,308</td><td></td><td>$</td><td>60,907</td><td></td><td>$</td><td>628,526</td><td></td></tr><tr><td>Other consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>121</td><td></td><td>$</td><td>198,214</td><td></td><td>$</td><td>6,419</td><td></td><td>$</td><td>3,732</td><td></td><td>$</td><td>2,658</td><td></td><td>$</td><td>1,127</td><td></td><td>$</td><td>460</td><td></td><td>$</td><td>64,121</td><td></td><td>$</td><td>276,731</td><td></td></tr><tr><td>Special mention</td><td>26</td><td></td><td>843</td><td></td><td>9</td><td></td><td>—</td><td></td><td>3</td><td></td><td>20</td><td></td><td>—</td><td></td><td>6</td><td></td><td>881</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nonaccrual</td><td>27</td><td></td><td>71</td><td></td><td>10</td><td></td><td>1</td><td></td><td>6</td><td></td><td>2</td><td></td><td>8</td><td></td><td>29</td><td></td><td>128</td><td></td></tr><tr><td>Other consumer</td><td>$</td><td>174</td><td></td><td>$</td><td>199,129</td><td></td><td>$</td><td>6,438</td><td></td><td>$</td><td>3,733</td><td></td><td>$</td><td>2,668</td><td></td><td>$</td><td>1,149</td><td></td><td>$</td><td>468</td><td></td><td>$</td><td>64,156</td><td></td><td>$</td><td>277,740</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Total consumer:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>8,824</td><td></td><td>$</td><td>719,213</td><td></td><td>$</td><td>1,579,238</td><td></td><td>$</td><td>2,603,916</td><td></td><td>$</td><td>2,194,529</td><td></td><td>$</td><td>1,417,802</td><td></td><td>$</td><td>653,584</td><td></td><td>$</td><td>1,768,145</td><td></td><td>$</td><td>10,936,428</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>1,043</td><td></td><td>628</td><td></td><td>1,936</td><td></td><td>208</td><td></td><td>49</td><td></td><td>110</td><td></td><td>441</td><td></td><td>4,416</td><td></td></tr><tr><td>Potential problem</td><td>10</td><td></td><td>75</td><td></td><td>500</td><td></td><td>93</td><td></td><td>—</td><td></td><td>—</td><td></td><td>207</td><td></td><td>26</td><td></td><td>901</td><td></td></tr><tr><td>Nonaccrual</td><td>1,330</td><td></td><td>231</td><td></td><td>2,496</td><td></td><td>14,396</td><td></td><td>9,827</td><td></td><td>10,544</td><td></td><td>7,007</td><td></td><td>41,073</td><td></td><td>85,574</td><td></td></tr><tr><td>Total consumer</td><td>$</td><td>10,369</td><td></td><td>$</td><td>720,563</td><td></td><td>$</td><td>1,582,862</td><td></td><td>$</td><td>2,620,341</td><td></td><td>$</td><td>2,204,564</td><td></td><td>$</td><td>1,428,395</td><td></td><td>$</td><td>660,909</td><td></td><td>$</td><td>1,809,685</td><td></td><td>$</td><td>11,027,319</td><td></td></tr><tr><td>Total loans:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Risk rating:</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Pass</td><td>$</td><td>10,204</td><td></td><td>$</td><td>2,606,652</td><td></td><td>$</td><td>5,206,038</td><td></td><td>$</td><td>8,112,567</td><td></td><td>$</td><td>5,886,359</td><td></td><td>$</td><td>2,511,435</td><td></td><td>$</td><td>1,537,747</td><td></td><td>$</td><td>2,556,674</td><td></td><td>$</td><td>28,417,472</td><td></td></tr><tr><td>Special mention</td><td>205</td><td></td><td>23,595</td><td></td><td>8,893</td><td></td><td>74,020</td><td></td><td>41,091</td><td></td><td>6,213</td><td></td><td>29,882</td><td></td><td>33,089</td><td></td><td>216,784</td><td></td></tr><tr><td>Potential problem</td><td>814</td><td></td><td>81,910</td><td></td><td>131,753</td><td></td><td>92,784</td><td></td><td>68,695</td><td></td><td>27,253</td><td></td><td>3,387</td><td></td><td>27,183</td><td></td><td>432,965</td><td></td></tr><tr><td>Nonaccrual</td><td>7,744</td><td></td><td>231</td><td></td><td>17,206</td><td></td><td>28,584</td><td></td><td>43,718</td><td></td><td>11,170</td><td></td><td>7,007</td><td></td><td>41,080</td><td></td><td>148,997</td><td></td></tr><tr><td>Total loans</td><td>$</td><td>18,966</td><td></td><td>$</td><td>2,712,389</td><td></td><td>$</td><td>5,363,890</td><td></td><td>$</td><td>8,307,956</td><td></td><td>$</td><td>6,039,862</td><td></td><td>$</td><td>2,556,071</td><td></td><td>$</td><td>1,578,023</td><td></td><td>$</td><td>2,658,026</td><td></td><td>$</td><td>29,216,218</td><td></td></tr></table>
table
231
monetaryItemType
table: <entity> 231 </entity> <entity type> monetaryItemType </entity type> <context> Nonaccrual | 1,330 | 231 | 2,496 | 14,396 | 9,827 | 10,544 | 7,007 | 41,073 | 85,574 </context>
us-gaap:FinancingReceivableRevolving