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TheFinAI
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FinCL-eval-v2

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1
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169
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
16.4
monetaryItemType
table: <entity> 16.4 </entity> <entity type> monetaryItemType </entity type> <context> U.S. Government and agency securities | 6.8 | ( 0.1 ) | 16.4 | ( 0.8 ) | 23.2 | ( 0.9 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
0.8
monetaryItemType
table: <entity> 0.8 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
23.2
monetaryItemType
table: <entity> 23.2 </entity> <entity type> monetaryItemType </entity type> <context> U.S. Government and agency securities | 6.8 | ( 0.1 ) | 16.4 | ( 0.8 ) | 23.2 | ( 0.9 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
1.6
monetaryItemType
table: <entity> 1.6 </entity> <entity type> monetaryItemType </entity type> <context> Asset-backed securities | 1.6 | — | 7.3 | ( 0.2 ) | 8.9 | ( 0.2 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
7.3
monetaryItemType
table: <entity> 7.3 </entity> <entity type> monetaryItemType </entity type> <context> Asset-backed securities | 1.6 | — | 7.3 | ( 0.2 ) | 8.9 | ( 0.2 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
0.2
monetaryItemType
table: <entity> 0.2 </entity> <entity type> monetaryItemType </entity type> <context> Mortgage-backed securities | — | — | 0.2 | — | 0.2 | — </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
8.9
monetaryItemType
table: <entity> 8.9 </entity> <entity type> monetaryItemType </entity type> <context> Asset-backed securities | 1.6 | — | 7.3 | ( 0.2 ) | 8.9 | ( 0.2 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
0.2
monetaryItemType
table: <entity> 0.2 </entity> <entity type> monetaryItemType </entity type> <context> Mortgage-backed securities | — | — | 0.2 | — | 0.2 | — </context>
us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Corporate bonds Corporate bonds | $ | 2.7 | $ | — | $ | 18.4 | $ | ( 0.9 ) | $ | 21.1 | $ | ( 0.9 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
0.2
monetaryItemType
table: <entity> 0.2 </entity> <entity type> monetaryItemType </entity type> <context> Mortgage-backed securities | — | — | 0.2 | — | 0.2 | — </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Corporate bonds Corporate bonds | $ | 2.7 | $ | — | $ | 18.4 | $ | ( 0.9 ) | $ | 21.1 | $ | ( 0.9 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
0.2
monetaryItemType
table: <entity> 0.2 </entity> <entity type> monetaryItemType </entity type> <context> Mortgage-backed securities | — | — | 0.2 | — | 0.2 | — </context>
us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Corporate bonds Corporate bonds | $ | 2.7 | $ | — | $ | 18.4 | $ | ( 0.9 ) | $ | 21.1 | $ | ( 0.9 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
11.1
monetaryItemType
table: <entity> 11.1 </entity> <entity type> monetaryItemType </entity type> <context> Total restricted securities available for sale Total restricted securities available for sale | $ | 11.1 | $ | ( 0.1 ) | $ | 42.3 | $ | ( 1.9 ) | $ | 53.4 | $ | ( 2.0 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
42.3
monetaryItemType
table: <entity> 42.3 </entity> <entity type> monetaryItemType </entity type> <context> Total restricted securities available for sale Total restricted securities available for sale | $ | 11.1 | $ | ( 0.1 ) | $ | 42.3 | $ | ( 1.9 ) | $ | 53.4 | $ | ( 2.0 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
1.9
monetaryItemType
table: <entity> 1.9 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
53.4
monetaryItemType
table: <entity> 53.4 </entity> <entity type> monetaryItemType </entity type> <context> Total restricted securities available for sale Total restricted securities available for sale | $ | 11.1 | $ | ( 0.1 ) | $ | 42.3 | $ | ( 1.9 ) | $ | 53.4 | $ | ( 2.0 ) </context>
us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>Securities Available for Sale with Gross Unrealized Losses as of December 31, 2023</td></tr><tr><td></td><td>Less than 12 Months</td><td></td><td>12 Months or More</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Estimated Fair Value</td><td></td><td>Gross Unrealized Losses</td><td></td><td>Total Estimated Fair Value</td><td></td><td>Total Gross Unrealized Losses</td></tr><tr><td>Corporate bonds Corporate bonds</td><td>$</td><td>2.7</td><td></td><td></td><td>$</td><td>—</td><td></td><td></td><td>$</td><td>18.4</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td><td></td><td>$</td><td>21.1</td><td></td><td></td><td>$</td><td>( 0.9 )</td><td></td></tr><tr><td>U.S. Government and agency securities</td><td>6.8</td><td></td><td></td><td>( 0.1 )</td><td></td><td></td><td>16.4</td><td></td><td></td><td>( 0.8 )</td><td></td><td></td><td>23.2</td><td></td><td></td><td>( 0.9 )</td><td></td></tr><tr><td>Asset-backed securities</td><td>1.6</td><td></td><td></td><td>—</td><td></td><td></td><td>7.3</td><td></td><td></td><td>( 0.2 )</td><td></td><td></td><td>8.9</td><td></td><td></td><td>( 0.2 )</td><td></td></tr><tr><td>Mortgage-backed securities</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td><td></td><td>0.2</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td>$</td><td>11.1</td><td></td><td></td><td>$</td><td>( 0.1 )</td><td></td><td></td><td>$</td><td>42.3</td><td></td><td></td><td>$</td><td>( 1.9 )</td><td></td><td></td><td>$</td><td>53.4</td><td></td><td></td><td>$</td><td>( 2.0 )</td><td></td></tr></table>
table
2.0
monetaryItemType
table: <entity> 2.0 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
9.5
monetaryItemType
table: <entity> 9.5 </entity> <entity type> monetaryItemType </entity type> <context> Within one year | $ | 9.5 | $ | 9.4 | $ | 6.9 | $ | 6.8 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
9.4
monetaryItemType
table: <entity> 9.4 </entity> <entity type> monetaryItemType </entity type> <context> Within one year | $ | 9.5 | $ | 9.4 | $ | 6.9 | $ | 6.8 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
6.9
monetaryItemType
table: <entity> 6.9 </entity> <entity type> monetaryItemType </entity type> <context> Within one year | $ | 9.5 | $ | 9.4 | $ | 6.9 | $ | 6.8 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
6.8
monetaryItemType
table: <entity> 6.8 </entity> <entity type> monetaryItemType </entity type> <context> Within one year | $ | 9.5 | $ | 9.4 | $ | 6.9 | $ | 6.8 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
84.7
monetaryItemType
table: <entity> 84.7 </entity> <entity type> monetaryItemType </entity type> <context> Over one year to five years | 84.7 | 84.3 | 80.5 | 79.1 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
84.3
monetaryItemType
table: <entity> 84.3 </entity> <entity type> monetaryItemType </entity type> <context> Over one year to five years | 84.7 | 84.3 | 80.5 | 79.1 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
80.5
monetaryItemType
table: <entity> 80.5 </entity> <entity type> monetaryItemType </entity type> <context> Over one year to five years | 84.7 | 84.3 | 80.5 | 79.1 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
79.1
monetaryItemType
table: <entity> 79.1 </entity> <entity type> monetaryItemType </entity type> <context> Over one year to five years | 84.7 | 84.3 | 80.5 | 79.1 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
12.6
monetaryItemType
table: <entity> 12.6 </entity> <entity type> monetaryItemType </entity type> <context> Over five years to ten years | 12.6 | 12.7 | 7.1 | 7.2 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
12.7
monetaryItemType
table: <entity> 12.7 </entity> <entity type> monetaryItemType </entity type> <context> Over five years to ten years | 12.6 | 12.7 | 7.1 | 7.2 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
7.1
monetaryItemType
table: <entity> 7.1 </entity> <entity type> monetaryItemType </entity type> <context> Over five years to ten years | 12.6 | 12.7 | 7.1 | 7.2 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
7.2
monetaryItemType
table: <entity> 7.2 </entity> <entity type> monetaryItemType </entity type> <context> Over five years to ten years | 12.6 | 12.7 | 7.1 | 7.2 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Over ten years | — | — | 0.1 | 0.1 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Over ten years | — | — | 0.1 | 0.1 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
0.1
monetaryItemType
table: <entity> 0.1 </entity> <entity type> monetaryItemType </entity type> <context> Over ten years | — | — | 0.1 | 0.1 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
0.1
monetaryItemType
table: <entity> 0.1 </entity> <entity type> monetaryItemType </entity type> <context> Over ten years | — | — | 0.1 | 0.1 </context>
us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
106.8
monetaryItemType
table: <entity> 106.8 </entity> <entity type> monetaryItemType </entity type> <context> Total restricted securities available for sale Total restricted securities available for sale | $ | 106.8 | $ | 106.4 | $ | 94.6 | $ | 93.2 </context>
us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
106.4
monetaryItemType
table: <entity> 106.4 </entity> <entity type> monetaryItemType </entity type> <context> Total restricted securities available for sale Total restricted securities available for sale | $ | 106.8 | $ | 106.4 | $ | 94.6 | $ | 93.2 </context>
us-gaap:DebtSecuritiesAvailableForSaleRestricted
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
94.6
monetaryItemType
table: <entity> 94.6 </entity> <entity type> monetaryItemType </entity type> <context> Total restricted securities available for sale Total restricted securities available for sale | $ | 106.8 | $ | 106.4 | $ | 94.6 | $ | 93.2 </context>
us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td></td><td>As of December 31,</td></tr><tr><td></td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Contractual Maturity</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td><td></td><td>Amortized Cost</td><td></td><td>Estimated Fair Value</td></tr><tr><td>Within one year</td><td></td><td>$</td><td>9.5</td><td></td><td></td><td>$</td><td>9.4</td><td></td><td></td><td>$</td><td>6.9</td><td></td><td></td><td>$</td><td>6.8</td><td></td></tr><tr><td>Over one year to five years</td><td></td><td>84.7</td><td></td><td></td><td>84.3</td><td></td><td></td><td>80.5</td><td></td><td></td><td>79.1</td><td></td></tr><tr><td>Over five years to ten years</td><td></td><td>12.6</td><td></td><td></td><td>12.7</td><td></td><td></td><td>7.1</td><td></td><td></td><td>7.2</td><td></td></tr><tr><td>Over ten years</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>0.1</td><td></td><td></td><td>0.1</td><td></td></tr><tr><td>Total restricted securities available for sale Total restricted securities available for sale</td><td></td><td>$</td><td>106.8</td><td></td><td></td><td>$</td><td>106.4</td><td></td><td></td><td>$</td><td>94.6</td><td></td><td></td><td>$</td><td>93.2</td><td></td></tr></table>
table
93.2
monetaryItemType
table: <entity> 93.2 </entity> <entity type> monetaryItemType </entity type> <context> Total restricted securities available for sale Total restricted securities available for sale | $ | 106.8 | $ | 106.4 | $ | 94.6 | $ | 93.2 </context>
us-gaap:DebtSecuritiesAvailableForSaleRestricted
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
8521.0
monetaryItemType
table: <entity> 8521.0 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable | $ | 8,521.0 | $ | 2,768.1 | $ | 11,289.1 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
2768.1
monetaryItemType
table: <entity> 2768.1 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable | $ | 8,521.0 | $ | 2,768.1 | $ | 11,289.1 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
11289.1
monetaryItemType
table: <entity> 11289.1 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable | $ | 8,521.0 | $ | 2,768.1 | $ | 11,289.1 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
2844.5
monetaryItemType
table: <entity> 2844.5 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:FinancingReceivableAllowanceForCreditLosses
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
594.3
monetaryItemType
table: <entity> 594.3 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:FinancingReceivableAllowanceForCreditLosses
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
3438.8
monetaryItemType
table: <entity> 3438.8 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:FinancingReceivableAllowanceForCreditLosses
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
5676.5
monetaryItemType
table: <entity> 5676.5 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable, net | $ | 5,676.5 | $ | 2,173.8 | $ | 7,850.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
2173.8
monetaryItemType
table: <entity> 2173.8 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable, net | $ | 5,676.5 | $ | 2,173.8 | $ | 7,850.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
7850.3
monetaryItemType
table: <entity> 7850.3 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable, net | $ | 5,676.5 | $ | 2,173.8 | $ | 7,850.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
7065.5
monetaryItemType
table: <entity> 7065.5 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable | $ | 7,065.5 | $ | 2,954.6 | $ | 10,020.1 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
2954.6
monetaryItemType
table: <entity> 2954.6 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable | $ | 7,065.5 | $ | 2,954.6 | $ | 10,020.1 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
10020.1
monetaryItemType
table: <entity> 10020.1 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable | $ | 7,065.5 | $ | 2,954.6 | $ | 10,020.1 </context>
us-gaap:NotesReceivableGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
2355.7
monetaryItemType
table: <entity> 2355.7 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:FinancingReceivableAllowanceForCreditLosses
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
709.1
monetaryItemType
table: <entity> 709.1 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:FinancingReceivableAllowanceForCreditLosses
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
3064.8
monetaryItemType
table: <entity> 3064.8 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:FinancingReceivableAllowanceForCreditLosses
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
4709.8
monetaryItemType
table: <entity> 4709.8 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable, net | $ | 4,709.8 | $ | 2,245.5 | $ | 6,955.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
2245.5
monetaryItemType
table: <entity> 2245.5 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable, net | $ | 4,709.8 | $ | 2,245.5 | $ | 6,955.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2024</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,844.5 )</td><td></td><td></td><td>( 594.3 )</td><td></td><td></td><td>( 3,438.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions)</td><td>As of December 31, 2023</td></tr><tr><td></td><td>Dealer Loans</td><td></td><td>Purchased Loans</td><td></td><td>Total</td></tr><tr><td>Loans receivable</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td></tr><tr><td>Allowance for credit losses</td><td>( 2,355.7 )</td><td></td><td></td><td>( 709.1 )</td><td></td><td></td><td>( 3,064.8 )</td><td></td></tr><tr><td>Loans receivable, net</td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
6955.3
monetaryItemType
table: <entity> 6955.3 </entity> <entity type> monetaryItemType </entity type> <context> Loans receivable, net | $ | 4,709.8 | $ | 2,245.5 | $ | 6,955.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
7065.5
monetaryItemType
table: <entity> 7065.5 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 7,065.5 | $ | 2,954.6 | $ | 10,020.1 | $ | ( 2,355.7 ) | $ | ( 709.1 ) | $ | ( 3,064.8 ) | $ | 4,709.8 | $ | 2,245.5 | $ | 6,955.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
2954.6
monetaryItemType
table: <entity> 2954.6 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 7,065.5 | $ | 2,954.6 | $ | 10,020.1 | $ | ( 2,355.7 ) | $ | ( 709.1 ) | $ | ( 3,064.8 ) | $ | 4,709.8 | $ | 2,245.5 | $ | 6,955.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
10020.1
monetaryItemType
table: <entity> 10020.1 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 7,065.5 | $ | 2,954.6 | $ | 10,020.1 | $ | ( 2,355.7 ) | $ | ( 709.1 ) | $ | ( 3,064.8 ) | $ | 4,709.8 | $ | 2,245.5 | $ | 6,955.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
2355.7
monetaryItemType
table: <entity> 2355.7 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
709.1
monetaryItemType
table: <entity> 709.1 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
3064.8
monetaryItemType
table: <entity> 3064.8 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
4709.8
monetaryItemType
table: <entity> 4709.8 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 7,065.5 | $ | 2,954.6 | $ | 10,020.1 | $ | ( 2,355.7 ) | $ | ( 709.1 ) | $ | ( 3,064.8 ) | $ | 4,709.8 | $ | 2,245.5 | $ | 6,955.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
2245.5
monetaryItemType
table: <entity> 2245.5 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 7,065.5 | $ | 2,954.6 | $ | 10,020.1 | $ | ( 2,355.7 ) | $ | ( 709.1 ) | $ | ( 3,064.8 ) | $ | 4,709.8 | $ | 2,245.5 | $ | 6,955.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
6955.3
monetaryItemType
table: <entity> 6955.3 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 7,065.5 | $ | 2,954.6 | $ | 10,020.1 | $ | ( 2,355.7 ) | $ | ( 709.1 ) | $ | ( 3,064.8 ) | $ | 4,709.8 | $ | 2,245.5 | $ | 6,955.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Provision for credit losses Provision for credit losses | — | — | — | ( 537.3 ) | ( 277.4 ) | ( 814.7 ) | ( 537.3 ) | ( 277.4 ) | ( 814.7 ) </context>
us-gaap:ProvisionForLoanLossesExpensed
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
537.3
monetaryItemType
table: <entity> 537.3 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:ProvisionForLoanLossesExpensed
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
277.4
monetaryItemType
table: <entity> 277.4 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:ProvisionForLoanLossesExpensed
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
814.7
monetaryItemType
table: <entity> 814.7 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:ProvisionForLoanLossesExpensed
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
3575.5
monetaryItemType
table: <entity> 3575.5 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:ProceedsFromCollectionOfLoansReceivable
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
1641.0
monetaryItemType
table: <entity> 1641.0 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:ProceedsFromCollectionOfLoansReceivable
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
5216.5
monetaryItemType
table: <entity> 5216.5 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:ProceedsFromCollectionOfLoansReceivable
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Provision for credit losses Provision for credit losses | — | — | — | ( 537.3 ) | ( 277.4 ) | ( 814.7 ) | ( 537.3 ) | ( 277.4 ) | ( 814.7 ) </context>
us-gaap:ProceedsFromCollectionOfLoansReceivable
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
658.3
monetaryItemType
table: <entity> 658.3 </entity> <entity type> monetaryItemType </entity type> <context> Write-offs Write-offs | ( 658.3 ) | ( 634.7 ) | ( 1,293.0 ) | 658.3 | 634.7 | 1,293.0 | — | — | — </context>
us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
634.7
monetaryItemType
table: <entity> 634.7 </entity> <entity type> monetaryItemType </entity type> <context> Write-offs Write-offs | ( 658.3 ) | ( 634.7 ) | ( 1,293.0 ) | 658.3 | 634.7 | 1,293.0 | — | — | — </context>
us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
1293.0
monetaryItemType
table: <entity> 1293.0 </entity> <entity type> monetaryItemType </entity type> <context> Write-offs Write-offs | ( 658.3 ) | ( 634.7 ) | ( 1,293.0 ) | 658.3 | 634.7 | 1,293.0 | — | — | — </context>
us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Provision for credit losses Provision for credit losses | — | — | — | ( 537.3 ) | ( 277.4 ) | ( 814.7 ) | ( 537.3 ) | ( 277.4 ) | ( 814.7 ) </context>
us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
3.4
monetaryItemType
table: <entity> 3.4 </entity> <entity type> monetaryItemType </entity type> <context> Recoveries (4) Recoveries (4) | 3.4 | 4.3 | 7.7 | ( 3.4 ) | ( 4.3 ) | ( 7.7 ) | — | — | — </context>
us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
4.3
monetaryItemType
table: <entity> 4.3 </entity> <entity type> monetaryItemType </entity type> <context> Recoveries (4) Recoveries (4) | 3.4 | 4.3 | 7.7 | ( 3.4 ) | ( 4.3 ) | ( 7.7 ) | — | — | — </context>
us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
7.7
monetaryItemType
table: <entity> 7.7 </entity> <entity type> monetaryItemType </entity type> <context> Recoveries (4) Recoveries (4) | 3.4 | 4.3 | 7.7 | ( 3.4 ) | ( 4.3 ) | ( 7.7 ) | — | — | — </context>
us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Provision for credit losses Provision for credit losses | — | — | — | ( 537.3 ) | ( 277.4 ) | ( 814.7 ) | ( 537.3 ) | ( 277.4 ) | ( 814.7 ) </context>
us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
8521.0
monetaryItemType
table: <entity> 8521.0 </entity> <entity type> monetaryItemType </entity type> <context> Balance, end of period Balance, end of period | $ | 8,521.0 | $ | 2,768.1 | $ | 11,289.1 | $ | ( 2,844.5 ) | $ | ( 594.3 ) | $ | ( 3,438.8 ) | $ | 5,676.5 | $ | 2,173.8 | $ | 7,850.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
2768.1
monetaryItemType
table: <entity> 2768.1 </entity> <entity type> monetaryItemType </entity type> <context> Balance, end of period Balance, end of period | $ | 8,521.0 | $ | 2,768.1 | $ | 11,289.1 | $ | ( 2,844.5 ) | $ | ( 594.3 ) | $ | ( 3,438.8 ) | $ | 5,676.5 | $ | 2,173.8 | $ | 7,850.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
11289.1
monetaryItemType
table: <entity> 11289.1 </entity> <entity type> monetaryItemType </entity type> <context> Balance, end of period Balance, end of period | $ | 8,521.0 | $ | 2,768.1 | $ | 11,289.1 | $ | ( 2,844.5 ) | $ | ( 594.3 ) | $ | ( 3,438.8 ) | $ | 5,676.5 | $ | 2,173.8 | $ | 7,850.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
2844.5
monetaryItemType
table: <entity> 2844.5 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
594.3
monetaryItemType
table: <entity> 594.3 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
3438.8
monetaryItemType
table: <entity> 3438.8 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
5676.5
monetaryItemType
table: <entity> 5676.5 </entity> <entity type> monetaryItemType </entity type> <context> Balance, end of period Balance, end of period | $ | 8,521.0 | $ | 2,768.1 | $ | 11,289.1 | $ | ( 2,844.5 ) | $ | ( 594.3 ) | $ | ( 3,438.8 ) | $ | 5,676.5 | $ | 2,173.8 | $ | 7,850.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
2173.8
monetaryItemType
table: <entity> 2173.8 </entity> <entity type> monetaryItemType </entity type> <context> Balance, end of period Balance, end of period | $ | 8,521.0 | $ | 2,768.1 | $ | 11,289.1 | $ | ( 2,844.5 ) | $ | ( 594.3 ) | $ | ( 3,438.8 ) | $ | 5,676.5 | $ | 2,173.8 | $ | 7,850.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2024</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,931.4</td><td></td><td></td><td>905.9</td><td></td><td></td><td>2,837.3</td><td></td><td></td><td>( 651.7 )</td><td></td><td></td><td>( 192.9 )</td><td></td><td></td><td>( 844.6 )</td><td></td><td></td><td>1,279.7</td><td></td><td></td><td>713.0</td><td></td><td></td><td>1,992.7</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td><td></td><td>( 537.3 )</td><td></td><td></td><td>( 277.4 )</td><td></td><td></td><td>( 814.7 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>3,578.3</td><td></td><td></td><td>1,040.1</td><td></td><td></td><td>4,618.4</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,575.5 )</td><td></td><td></td><td>( 1,641.0 )</td><td></td><td></td><td>( 5,216.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td><td></td><td>—</td><td></td><td></td><td>59.0</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td><td></td><td>—</td><td></td><td></td><td>241.2</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 138.9 )</td><td></td><td></td><td>138.9</td><td></td><td></td><td>—</td><td></td><td></td><td>45.3</td><td></td><td></td><td>( 45.3 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 93.6 )</td><td></td><td></td><td>93.6</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 658.3 )</td><td></td><td></td><td>( 634.7 )</td><td></td><td></td><td>( 1,293.0 )</td><td></td><td></td><td>658.3</td><td></td><td></td><td>634.7</td><td></td><td></td><td>1,293.0</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>3.4</td><td></td><td></td><td>4.3</td><td></td><td></td><td>7.7</td><td></td><td></td><td>( 3.4 )</td><td></td><td></td><td>( 4.3 )</td><td></td><td></td><td>( 7.7 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td><td></td><td>—</td><td></td><td></td><td>14.9</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>8,521.0</td><td></td><td></td><td>$</td><td>2,768.1</td><td></td><td></td><td>$</td><td>11,289.1</td><td></td><td></td><td>$</td><td>( 2,844.5 )</td><td></td><td></td><td>$</td><td>( 594.3 )</td><td></td><td></td><td>$</td><td>( 3,438.8 )</td><td></td><td></td><td>$</td><td>5,676.5</td><td></td><td></td><td>$</td><td>2,173.8</td><td></td><td></td><td>$</td><td>7,850.3</td><td></td></tr></table>
table
7850.3
monetaryItemType
table: <entity> 7850.3 </entity> <entity type> monetaryItemType </entity type> <context> Balance, end of period Balance, end of period | $ | 8,521.0 | $ | 2,768.1 | $ | 11,289.1 | $ | ( 2,844.5 ) | $ | ( 594.3 ) | $ | ( 3,438.8 ) | $ | 5,676.5 | $ | 2,173.8 | $ | 7,850.3 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
6074.8
monetaryItemType
table: <entity> 6074.8 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 6,074.8 | $ | 3,090.7 | $ | 9,165.5 | $ | ( 2,000.0 ) | $ | ( 867.8 ) | $ | ( 2,867.8 ) | $ | 4,074.8 | $ | 2,222.9 | $ | 6,297.7 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
3090.7
monetaryItemType
table: <entity> 3090.7 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 6,074.8 | $ | 3,090.7 | $ | 9,165.5 | $ | ( 2,000.0 ) | $ | ( 867.8 ) | $ | ( 2,867.8 ) | $ | 4,074.8 | $ | 2,222.9 | $ | 6,297.7 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
9165.5
monetaryItemType
table: <entity> 9165.5 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 6,074.8 | $ | 3,090.7 | $ | 9,165.5 | $ | ( 2,000.0 ) | $ | ( 867.8 ) | $ | ( 2,867.8 ) | $ | 4,074.8 | $ | 2,222.9 | $ | 6,297.7 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
2000.0
monetaryItemType
table: <entity> 2000.0 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
867.8
monetaryItemType
table: <entity> 867.8 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
2867.8
monetaryItemType
table: <entity> 2867.8 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
4074.8
monetaryItemType
table: <entity> 4074.8 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 6,074.8 | $ | 3,090.7 | $ | 9,165.5 | $ | ( 2,000.0 ) | $ | ( 867.8 ) | $ | ( 2,867.8 ) | $ | 4,074.8 | $ | 2,222.9 | $ | 6,297.7 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
2222.9
monetaryItemType
table: <entity> 2222.9 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 6,074.8 | $ | 3,090.7 | $ | 9,165.5 | $ | ( 2,000.0 ) | $ | ( 867.8 ) | $ | ( 2,867.8 ) | $ | 4,074.8 | $ | 2,222.9 | $ | 6,297.7 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
6297.7
monetaryItemType
table: <entity> 6297.7 </entity> <entity type> monetaryItemType </entity type> <context> Balance, beginning of period Balance, beginning of period | $ | 6,074.8 | $ | 3,090.7 | $ | 9,165.5 | $ | ( 2,000.0 ) | $ | ( 867.8 ) | $ | ( 2,867.8 ) | $ | 4,074.8 | $ | 2,222.9 | $ | 6,297.7 </context>
us-gaap:NotesReceivableNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(In millions) (In millions)</td><td>For the Year Ended December 31, 2023</td></tr><tr><td></td><td>Loans Receivable Loans Receivable</td><td></td><td>Allowance for Credit Losses Allowance for Credit Losses</td><td></td><td>Loans Receivable, Net Loans Receivable, Net</td></tr><tr><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td><td></td><td>Dealer Loans Dealer Loans</td><td></td><td>Purchased Loans Purchased Loans</td><td></td><td>Total Total</td></tr><tr><td>Balance, beginning of period Balance, beginning of period</td><td>$</td><td>6,074.8</td><td></td><td></td><td>$</td><td>3,090.7</td><td></td><td></td><td>$</td><td>9,165.5</td><td></td><td></td><td>$</td><td>( 2,000.0 )</td><td></td><td></td><td>$</td><td>( 867.8 )</td><td></td><td></td><td>$</td><td>( 2,867.8 )</td><td></td><td></td><td>$</td><td>4,074.8</td><td></td><td></td><td>$</td><td>2,222.9</td><td></td><td></td><td>$</td><td>6,297.7</td><td></td></tr><tr><td>Finance charges Finance charges</td><td>1,575.5</td><td></td><td></td><td>925.5</td><td></td><td></td><td>2,501.0</td><td></td><td></td><td>( 528.8 )</td><td></td><td></td><td>( 216.8 )</td><td></td><td></td><td>( 745.6 )</td><td></td><td></td><td>1,046.7</td><td></td><td></td><td>708.7</td><td></td><td></td><td>1,755.4</td><td></td></tr><tr><td>Provision for credit losses Provision for credit losses</td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td><td></td><td>( 427.7 )</td><td></td><td></td><td>( 308.5 )</td><td></td><td></td><td>( 736.2 )</td><td></td></tr><tr><td>New Consumer Loan assignments (1) New Consumer Loan assignments (1)</td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,933.7</td><td></td><td></td><td>1,214.1</td><td></td><td></td><td>4,147.8</td><td></td></tr><tr><td>Collections (2) Collections (2)</td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>( 3,147.7 )</td><td></td><td></td><td>( 1,656.8 )</td><td></td><td></td><td>( 4,804.5 )</td><td></td></tr><tr><td>Accelerated Dealer Holdback payments Accelerated Dealer Holdback payments</td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td><td></td><td>—</td><td></td><td></td><td>46.9</td><td></td></tr><tr><td>Dealer Holdback payments Dealer Holdback payments</td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td><td></td><td>—</td><td></td><td></td><td>235.9</td><td></td></tr><tr><td>Transfers (3) Transfers (3)</td><td>( 100.9 )</td><td></td><td></td><td>100.9</td><td></td><td></td><td>—</td><td></td><td></td><td>35.8</td><td></td><td></td><td>( 35.8 )</td><td></td><td></td><td>—</td><td></td><td></td><td>( 65.1 )</td><td></td><td></td><td>65.1</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Write-offs Write-offs</td><td>( 566.6 )</td><td></td><td></td><td>( 723.8 )</td><td></td><td></td><td>( 1,290.4 )</td><td></td><td></td><td>566.6</td><td></td><td></td><td>723.8</td><td></td><td></td><td>1,290.4</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Recoveries (4) Recoveries (4)</td><td>1.6</td><td></td><td></td><td>4.0</td><td></td><td></td><td>5.6</td><td></td><td></td><td>( 1.6 )</td><td></td><td></td><td>( 4.0 )</td><td></td><td></td><td>( 5.6 )</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td></tr><tr><td>Deferral of Loan origination costs Deferral of Loan origination costs</td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td><td></td><td>—</td><td></td><td></td><td>12.3</td><td></td></tr><tr><td>Balance, end of period Balance, end of period</td><td>$</td><td>7,065.5</td><td></td><td></td><td>$</td><td>2,954.6</td><td></td><td></td><td>$</td><td>10,020.1</td><td></td><td></td><td>$</td><td>( 2,355.7 )</td><td></td><td></td><td>$</td><td>( 709.1 )</td><td></td><td></td><td>$</td><td>( 3,064.8 )</td><td></td><td></td><td>$</td><td>4,709.8</td><td></td><td></td><td>$</td><td>2,245.5</td><td></td><td></td><td>$</td><td>6,955.3</td><td></td></tr></table>
table
—
monetaryItemType
table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Provision for credit losses Provision for credit losses | — | — | — | ( 427.7 ) | ( 308.5 ) | ( 736.2 ) | ( 427.7 ) | ( 308.5 ) | ( 736.2 ) </context>
us-gaap:ProvisionForLoanLossesExpensed