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<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(in millions)</td><td></td><td>Amount</td><td></td><td>Weighted Average Amortization Period</td></tr><tr><td>Subject to amortization</td><td></td><td></td><td></td><td></td></tr><tr><td>Customer-related</td><td></td><td>$</td><td>87</td><td></td><td></td><td>14 years</td></tr><tr><td>Marketing-related</td><td></td><td>18</td><td></td><td></td><td>7 years</td></tr><tr><td>Total</td><td></td><td>$</td><td>105</td><td></td><td></td><td>13 years</td></tr></table> | table | 87 | monetaryItemType | table: <entity> 87 </entity> <entity type> monetaryItemType </entity type> <context> Customer-related | $ | 87 | 14 years </context> | us-gaap:FinitelivedIntangibleAssetsAcquired1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(in millions)</td><td></td><td>Amount</td><td></td><td>Weighted Average Amortization Period</td></tr><tr><td>Subject to amortization</td><td></td><td></td><td></td><td></td></tr><tr><td>Customer-related</td><td></td><td>$</td><td>87</td><td></td><td></td><td>14 years</td></tr><tr><td>Marketing-related</td><td></td><td>18</td><td></td><td></td><td>7 years</td></tr><tr><td>Total</td><td></td><td>$</td><td>105</td><td></td><td></td><td>13 years</td></tr></table> | table | 18 | monetaryItemType | table: <entity> 18 </entity> <entity type> monetaryItemType </entity type> <context> Marketing-related | 18 | 7 years </context> | us-gaap:FinitelivedIntangibleAssetsAcquired1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(in millions)</td><td></td><td>Amount</td><td></td><td>Weighted Average Amortization Period</td></tr><tr><td>Subject to amortization</td><td></td><td></td><td></td><td></td></tr><tr><td>Customer-related</td><td></td><td>$</td><td>87</td><td></td><td></td><td>14 years</td></tr><tr><td>Marketing-related</td><td></td><td>18</td><td></td><td></td><td>7 years</td></tr><tr><td>Total</td><td></td><td>$</td><td>105</td><td></td><td></td><td>13 years</td></tr></table> | table | 105 | monetaryItemType | table: <entity> 105 </entity> <entity type> monetaryItemType </entity type> <context> Total | $ | 105 | 13 years </context> | us-gaap:FinitelivedIntangibleAssetsAcquired1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Property-casualty</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td></tr><tr><td>Accident and health</td><td></td><td>5 </td><td></td><td></td><td>6</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>64,093 </td><td></td><td></td><td>$</td><td>61,627</td><td></td></tr></table> | table | 64088 | monetaryItemType | table: <entity> 64088 </entity> <entity type> monetaryItemType </entity type> <context> Property-casualty | $ | 64,088 | $ | 61,621 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Property-casualty</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td></tr><tr><td>Accident and health</td><td></td><td>5 </td><td></td><td></td><td>6</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>64,093 </td><td></td><td></td><td>$</td><td>61,627</td><td></td></tr></table> | table | 61621 | monetaryItemType | table: <entity> 61621 </entity> <entity type> monetaryItemType </entity type> <context> Property-casualty | $ | 64,088 | $ | 61,621 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Property-casualty</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td></tr><tr><td>Accident and health</td><td></td><td>5 </td><td></td><td></td><td>6</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>64,093 </td><td></td><td></td><td>$</td><td>61,627</td><td></td></tr></table> | table | 5 | monetaryItemType | table: <entity> 5 </entity> <entity type> monetaryItemType </entity type> <context> Accident and health | 5 | 6 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Property-casualty</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td></tr><tr><td>Accident and health</td><td></td><td>5 </td><td></td><td></td><td>6</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>64,093 </td><td></td><td></td><td>$</td><td>61,627</td><td></td></tr></table> | table | 6 | monetaryItemType | table: <entity> 6 </entity> <entity type> monetaryItemType </entity type> <context> Accident and health | 5 | 6 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Property-casualty</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td></tr><tr><td>Accident and health</td><td></td><td>5 </td><td></td><td></td><td>6</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>64,093 </td><td></td><td></td><td>$</td><td>61,627</td><td></td></tr></table> | table | 64093 | monetaryItemType | table: <entity> 64093 </entity> <entity type> monetaryItemType </entity type> <context> Total | $ | 64,093 | $ | 61,627 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Property-casualty</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td></tr><tr><td>Accident and health</td><td></td><td>5 </td><td></td><td></td><td>6</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>64,093 </td><td></td><td></td><td>$</td><td>61,627</td><td></td></tr></table> | table | 61627 | monetaryItemType | table: <entity> 61627 </entity> <entity type> monetaryItemType </entity type> <context> Total | $ | 64,093 | $ | 61,627 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 61621 | monetaryItemType | table: <entity> 61621 </entity> <entity type> monetaryItemType </entity type> <context> Claims and claim adjustment expense reserves at beginning of year | $ | 61,621 | $ | 58,643 | $ | 56,897 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 58643 | monetaryItemType | table: <entity> 58643 </entity> <entity type> monetaryItemType </entity type> <context> Claims and claim adjustment expense reserves at beginning of year | $ | 61,621 | $ | 58,643 | $ | 56,897 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 56897 | monetaryItemType | table: <entity> 56897 </entity> <entity type> monetaryItemType </entity type> <context> Claims and claim adjustment expense reserves at beginning of year | $ | 61,621 | $ | 58,643 | $ | 56,897 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 7817 | monetaryItemType | table: <entity> 7817 </entity> <entity type> monetaryItemType </entity type> <context> Less reinsurance recoverables on unpaid losses | 7,817 | 7,790 | 8,209 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 7790 | monetaryItemType | table: <entity> 7790 </entity> <entity type> monetaryItemType </entity type> <context> Less reinsurance recoverables on unpaid losses | 7,817 | 7,790 | 8,209 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 8209 | monetaryItemType | table: <entity> 8209 </entity> <entity type> monetaryItemType </entity type> <context> Less reinsurance recoverables on unpaid losses | 7,817 | 7,790 | 8,209 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 53804 | monetaryItemType | table: <entity> 53804 </entity> <entity type> monetaryItemType </entity type> <context> Net reserves at beginning of year | 53,804 | 50,853 | 48,688 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 50853 | monetaryItemType | table: <entity> 50853 </entity> <entity type> monetaryItemType </entity type> <context> Net reserves at beginning of year | 53,804 | 50,853 | 48,688 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 48688 | monetaryItemType | table: <entity> 48688 </entity> <entity type> monetaryItemType </entity type> <context> Net reserves at beginning of year | 53,804 | 50,853 | 48,688 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 27508 | monetaryItemType | table: <entity> 27508 </entity> <entity type> monetaryItemType </entity type> <context> Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year | 27,508 | 26,159 | 23,308 </context> | us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 26159 | monetaryItemType | table: <entity> 26159 </entity> <entity type> monetaryItemType </entity type> <context> Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year | 27,508 | 26,159 | 23,308 </context> | us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 23308 | monetaryItemType | table: <entity> 23308 </entity> <entity type> monetaryItemType </entity type> <context> Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year | 27,508 | 26,159 | 23,308 </context> | us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 548 | monetaryItemType | table: <entity> 548 </entity> <entity type> monetaryItemType </entity type> <context> None </context> | us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 38 | monetaryItemType | table: <entity> 38 </entity> <entity type> monetaryItemType </entity type> <context> None </context> | us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 537 | monetaryItemType | table: <entity> 537 </entity> <entity type> monetaryItemType </entity type> <context> None </context> | us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 26960 | monetaryItemType | table: <entity> 26960 </entity> <entity type> monetaryItemType </entity type> <context> Total increases | 26,960 | 26,121 | 22,771 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 26121 | monetaryItemType | table: <entity> 26121 </entity> <entity type> monetaryItemType </entity type> <context> Total increases | 26,960 | 26,121 | 22,771 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 22771 | monetaryItemType | table: <entity> 22771 </entity> <entity type> monetaryItemType </entity type> <context> Total increases | 26,960 | 26,121 | 22,771 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 10924 | monetaryItemType | table: <entity> 10924 </entity> <entity type> monetaryItemType </entity type> <context> Current year | 10,924 | 10,852 | 9,406 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 10852 | monetaryItemType | table: <entity> 10852 </entity> <entity type> monetaryItemType </entity type> <context> Current year | 10,924 | 10,852 | 9,406 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 9406 | monetaryItemType | table: <entity> 9406 </entity> <entity type> monetaryItemType </entity type> <context> Current year | 10,924 | 10,852 | 9,406 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 13227 | monetaryItemType | table: <entity> 13227 </entity> <entity type> monetaryItemType </entity type> <context> Prior years | 13,227 | 12,424 | 10,945 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 12424 | monetaryItemType | table: <entity> 12424 </entity> <entity type> monetaryItemType </entity type> <context> Prior years | 13,227 | 12,424 | 10,945 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 10945 | monetaryItemType | table: <entity> 10945 </entity> <entity type> monetaryItemType </entity type> <context> Prior years | 13,227 | 12,424 | 10,945 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1 |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 24151 | monetaryItemType | table: <entity> 24151 </entity> <entity type> monetaryItemType </entity type> <context> Total payments | 24,151 | 23,276 | 20,351 </context> | us-gaap:PaymentsForLossesAndLossAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 23276 | monetaryItemType | table: <entity> 23276 </entity> <entity type> monetaryItemType </entity type> <context> Total payments | 24,151 | 23,276 | 20,351 </context> | us-gaap:PaymentsForLossesAndLossAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 20351 | monetaryItemType | table: <entity> 20351 </entity> <entity type> monetaryItemType </entity type> <context> Total payments | 24,151 | 23,276 | 20,351 </context> | us-gaap:PaymentsForLossesAndLossAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 194 | monetaryItemType | table: <entity> 194 </entity> <entity type> monetaryItemType </entity type> <context> None </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseForeignCurrencyTranslationGainLoss |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 106 | monetaryItemType | table: <entity> 106 </entity> <entity type> monetaryItemType </entity type> <context> Unrealized foreign exchange (gain) loss | ( 194 ) | 106 | ( 255 ) </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseForeignCurrencyTranslationGainLoss |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 255 | monetaryItemType | table: <entity> 255 </entity> <entity type> monetaryItemType </entity type> <context> None </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseForeignCurrencyTranslationGainLoss |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 56419 | monetaryItemType | table: <entity> 56419 </entity> <entity type> monetaryItemType </entity type> <context> Net reserves at end of year | 56,419 | 53,804 | 50,853 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 7669 | monetaryItemType | table: <entity> 7669 </entity> <entity type> monetaryItemType </entity type> <context> Plus reinsurance recoverables on unpaid losses | 7,669 | 7,817 | 7,790 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at and for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Claims and claim adjustment expense reserves at beginning of year</td><td></td><td>$</td><td>61,621 </td><td></td><td></td><td>$</td><td>58,643</td><td></td><td></td><td>$</td><td>56,897</td><td></td></tr><tr><td>Less reinsurance recoverables on unpaid losses</td><td></td><td>7,817 </td><td></td><td></td><td>7,790</td><td></td><td></td><td>8,209</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net reserves at beginning of year</td><td></td><td>53,804 </td><td></td><td></td><td>50,853</td><td></td><td></td><td>48,688</td><td></td></tr><tr><td>Estimated claims and claim adjustment expenses for claims arising in the current year Estimated claims and claim adjustment expenses for claims arising in the current year</td><td></td><td>27,508 </td><td></td><td></td><td>26,159</td><td></td><td></td><td>23,308</td><td></td></tr><tr><td>Estimated decrease in claims and claim adjustment expenses for claims arising in prior years</td><td></td><td>( 548 )</td><td></td><td></td><td>( 38 )</td><td></td><td></td><td>( 537 )</td><td></td></tr><tr><td>Total increases</td><td></td><td>26,960 </td><td></td><td></td><td>26,121</td><td></td><td></td><td>22,771</td><td></td></tr><tr><td>Claims and claim adjustment expense payments for claims arising in:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current year</td><td></td><td>10,924 </td><td></td><td></td><td>10,852</td><td></td><td></td><td>9,406</td><td></td></tr><tr><td>Prior years</td><td></td><td>13,227 </td><td></td><td></td><td>12,424</td><td></td><td></td><td>10,945</td><td></td></tr><tr><td>Total payments</td><td></td><td>24,151 </td><td></td><td></td><td>23,276</td><td></td><td></td><td>20,351</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Unrealized foreign exchange (gain) loss</td><td></td><td>( 194 )</td><td></td><td></td><td>106</td><td></td><td></td><td>( 255 )</td><td></td></tr><tr><td>Net reserves at end of year</td><td></td><td>56,419 </td><td></td><td></td><td>53,804</td><td></td><td></td><td>50,853</td><td></td></tr><tr><td>Plus reinsurance recoverables on unpaid losses</td><td></td><td>7,669 </td><td></td><td></td><td>7,817</td><td></td><td></td><td>7,790</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves at end of year</td><td></td><td>$</td><td>64,088 </td><td></td><td></td><td>$</td><td>61,621</td><td></td><td></td><td>$</td><td>58,643</td><td></td></tr></table> | table | 64088 | monetaryItemType | table: <entity> 64088 </entity> <entity type> monetaryItemType </entity type> <context> Claims and claim adjustment expense reserves at end of year | $ | 64,088 | $ | 61,621 | $ | 58,643 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 11100 | monetaryItemType | table: <entity> 11100 </entity> <entity type> monetaryItemType </entity type> <context> General liability | $ | 11,100 | $ | ( 124 ) | $ | 10,976 | $ | 1,140 | $ | 12,116 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 10976 | monetaryItemType | table: <entity> 10976 </entity> <entity type> monetaryItemType </entity type> <context> General liability | $ | 11,100 | $ | ( 124 ) | $ | 10,976 | $ | 1,140 | $ | 12,116 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 1140 | monetaryItemType | table: <entity> 1140 </entity> <entity type> monetaryItemType </entity type> <context> General liability | $ | 11,100 | $ | ( 124 ) | $ | 10,976 | $ | 1,140 | $ | 12,116 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 12116 | monetaryItemType | table: <entity> 12116 </entity> <entity type> monetaryItemType </entity type> <context> General liability | $ | 11,100 | $ | ( 124 ) | $ | 10,976 | $ | 1,140 | $ | 12,116 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 1266 | monetaryItemType | table: <entity> 1266 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 1266 | monetaryItemType | table: <entity> 1266 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 358 | monetaryItemType | table: <entity> 358 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 1624 | monetaryItemType | table: <entity> 1624 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 5758 | monetaryItemType | table: <entity> 5758 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril | 5,758 | — | 5,758 | 318 | 6,076 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 5758 | monetaryItemType | table: <entity> 5758 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril | 5,758 | — | 5,758 | 318 | 6,076 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 318 | monetaryItemType | table: <entity> 318 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril | 5,758 | — | 5,758 | 318 | 6,076 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 6076 | monetaryItemType | table: <entity> 6076 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril | 5,758 | — | 5,758 | 318 | 6,076 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 4791 | monetaryItemType | table: <entity> 4791 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile | 4,791 | — | 4,791 | 298 | 5,089 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 4791 | monetaryItemType | table: <entity> 4791 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile | 4,791 | — | 4,791 | 298 | 5,089 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 298 | monetaryItemType | table: <entity> 298 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile | 4,791 | — | 4,791 | 298 | 5,089 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 5089 | monetaryItemType | table: <entity> 5089 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile | 4,791 | — | 4,791 | 298 | 5,089 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 15757 | monetaryItemType | table: <entity> 15757 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) | 15,757 | ( 900 ) | 14,857 | 554 | 15,411 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 14857 | monetaryItemType | table: <entity> 14857 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) | 15,757 | ( 900 ) | 14,857 | 554 | 15,411 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 554 | monetaryItemType | table: <entity> 554 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) | 15,757 | ( 900 ) | 14,857 | 554 | 15,411 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 15411 | monetaryItemType | table: <entity> 15411 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) | 15,757 | ( 900 ) | 14,857 | 554 | 15,411 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2681 | monetaryItemType | table: <entity> 2681 </entity> <entity type> monetaryItemType </entity type> <context> General liability | 2,681 | — | 2,681 | 339 | 3,020 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2681 | monetaryItemType | table: <entity> 2681 </entity> <entity type> monetaryItemType </entity type> <context> General liability | 2,681 | — | 2,681 | 339 | 3,020 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 339 | monetaryItemType | table: <entity> 339 </entity> <entity type> monetaryItemType </entity type> <context> General liability | 2,681 | — | 2,681 | 339 | 3,020 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 3020 | monetaryItemType | table: <entity> 3020 </entity> <entity type> monetaryItemType </entity type> <context> General liability | 2,681 | — | 2,681 | 339 | 3,020 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 714 | monetaryItemType | table: <entity> 714 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety | 714 | — | 714 | 8 | 722 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 714 | monetaryItemType | table: <entity> 714 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety | 714 | — | 714 | 8 | 722 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 8 | monetaryItemType | table: <entity> 8 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety | 714 | — | 714 | 8 | 722 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 722 | monetaryItemType | table: <entity> 722 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety | 714 | — | 714 | 8 | 722 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 4302 | monetaryItemType | table: <entity> 4302 </entity> <entity type> monetaryItemType </entity type> <context> Automobile | 4,302 | — | 4,302 | 320 | 4,622 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 4302 | monetaryItemType | table: <entity> 4302 </entity> <entity type> monetaryItemType </entity type> <context> Automobile | 4,302 | — | 4,302 | 320 | 4,622 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 320 | monetaryItemType | table: <entity> 320 </entity> <entity type> monetaryItemType </entity type> <context> Automobile | 4,302 | — | 4,302 | 320 | 4,622 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 4622 | monetaryItemType | table: <entity> 4622 </entity> <entity type> monetaryItemType </entity type> <context> Automobile | 4,302 | — | 4,302 | 320 | 4,622 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2275 | monetaryItemType | table: <entity> 2275 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) | 2,275 | — | 2,275 | 37 | 2,312 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2275 | monetaryItemType | table: <entity> 2275 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) | 2,275 | — | 2,275 | 37 | 2,312 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 37 | monetaryItemType | table: <entity> 37 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) | 2,275 | — | 2,275 | 37 | 2,312 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2312 | monetaryItemType | table: <entity> 2312 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) | 2,275 | — | 2,275 | 37 | 2,312 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 795 | monetaryItemType | table: <entity> 795 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada | 795 | — | 795 | 14 | 809 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 795 | monetaryItemType | table: <entity> 795 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada | 795 | — | 795 | 14 | 809 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 14 | monetaryItemType | table: <entity> 14 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada | 795 | — | 795 | 14 | 809 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 809 | monetaryItemType | table: <entity> 809 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada | 795 | — | 795 | 14 | 809 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 49439 | monetaryItemType | table: <entity> 49439 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below | 49,439 | ( 1,024 ) | 48,415 | 3,386 | 51,801 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 48415 | monetaryItemType | table: <entity> 48415 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below | 49,439 | ( 1,024 ) | 48,415 | 3,386 | 51,801 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 3386 | monetaryItemType | table: <entity> 3386 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below | 49,439 | ( 1,024 ) | 48,415 | 3,386 | 51,801 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 51801 | monetaryItemType | table: <entity> 51801 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below | 49,439 | ( 1,024 ) | 48,415 | 3,386 | 51,801 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 5036 | monetaryItemType | table: <entity> 5036 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) | 5,036 | ( 4 ) | 5,032 | 1,735 | 6,767 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 5032 | monetaryItemType | table: <entity> 5032 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) | 5,036 | ( 4 ) | 5,032 | 1,735 | 6,767 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 1735 | monetaryItemType | table: <entity> 1735 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) | 5,036 | ( 4 ) | 5,032 | 1,735 | 6,767 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 6767 | monetaryItemType | table: <entity> 6767 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) | 5,036 | ( 4 ) | 5,032 | 1,735 | 6,767 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2880 | monetaryItemType | table: <entity> 2880 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves | 2,880 | — | 2,880 | 17 | 2,897 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2880 | monetaryItemType | table: <entity> 2880 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves | 2,880 | — | 2,880 | 17 | 2,897 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 17 | monetaryItemType | table: <entity> 17 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves | 2,880 | — | 2,880 | 17 | 2,897 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2897 | monetaryItemType | table: <entity> 2897 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves | 2,880 | — | 2,880 | 17 | 2,897 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | — | monetaryItemType | table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | — | monetaryItemType | table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Commercial property | 1,266 | — | 1,266 | 358 | 1,624 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2583 | monetaryItemType | table: <entity> 2583 </entity> <entity type> monetaryItemType </entity type> <context> Structured settlements (3) Structured settlements (3) | — | — | — | 2,583 | 2,583 </context> | us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 2583 | monetaryItemType | table: <entity> 2583 </entity> <entity type> monetaryItemType </entity type> <context> Structured settlements (3) Structured settlements (3) | — | — | — | 2,583 | 2,583 </context> | us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 92 | monetaryItemType | table: <entity> 92 </entity> <entity type> monetaryItemType </entity type> <context> Other | 92 | — | 92 | ( 52 ) | 40 </context> | us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet |
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table> | table | 92 | monetaryItemType | table: <entity> 92 </entity> <entity type> monetaryItemType </entity type> <context> Other | 92 | — | 92 | ( 52 ) | 40 </context> | us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet |
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