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TheFinAI
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FinCL-eval-v2

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169
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
2991
monetaryItemType
table: <entity> 2991 </entity> <entity type> monetaryItemType </entity type> <context> Net income, as reported | $ | 4,999 | $ | 2,991 | $ | 2,842 </context>
us-gaap:NetIncomeLoss
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
2842
monetaryItemType
table: <entity> 2842 </entity> <entity type> monetaryItemType </entity type> <context> Net income, as reported | $ | 4,999 | $ | 2,991 | $ | 2,842 </context>
us-gaap:NetIncomeLoss
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
38
monetaryItemType
table: <entity> 38 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
22
monetaryItemType
table: <entity> 22 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
20
monetaryItemType
table: <entity> 20 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
4961
monetaryItemType
table: <entity> 4961 </entity> <entity type> monetaryItemType </entity type> <context> Net income available to common shareholders — basic and diluted | $ | 4,961 | $ | 2,969 | $ | 2,822 </context>
us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
4961
monetaryItemType
table: <entity> 4961 </entity> <entity type> monetaryItemType </entity type> <context> Net income available to common shareholders — basic and diluted | $ | 4,961 | $ | 2,969 | $ | 2,822 </context>
us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
2969
monetaryItemType
table: <entity> 2969 </entity> <entity type> monetaryItemType </entity type> <context> Net income available to common shareholders — basic and diluted | $ | 4,961 | $ | 2,969 | $ | 2,822 </context>
us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
2969
monetaryItemType
table: <entity> 2969 </entity> <entity type> monetaryItemType </entity type> <context> Net income available to common shareholders — basic and diluted | $ | 4,961 | $ | 2,969 | $ | 2,822 </context>
us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
2822
monetaryItemType
table: <entity> 2822 </entity> <entity type> monetaryItemType </entity type> <context> Net income available to common shareholders — basic and diluted | $ | 4,961 | $ | 2,969 | $ | 2,822 </context>
us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
2822
monetaryItemType
table: <entity> 2822 </entity> <entity type> monetaryItemType </entity type> <context> Net income available to common shareholders — basic and diluted | $ | 4,961 | $ | 2,969 | $ | 2,822 </context>
us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
228.0
sharesItemType
table: <entity> 228.0 </entity> <entity type> sharesItemType </entity type> <context> Weighted average shares outstanding | 228.0 | 229.7 | 237.0 </context>
us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
229.7
sharesItemType
table: <entity> 229.7 </entity> <entity type> sharesItemType </entity type> <context> Weighted average shares outstanding | 228.0 | 229.7 | 237.0 </context>
us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
237.0
sharesItemType
table: <entity> 237.0 </entity> <entity type> sharesItemType </entity type> <context> Weighted average shares outstanding | 228.0 | 229.7 | 237.0 </context>
us-gaap:WeightedAverageNumberOfSharesOutstandingBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
3.1
sharesItemType
table: <entity> 3.1 </entity> <entity type> sharesItemType </entity type> <context> Stock options and performance shares | 3.1 | 2.5 | 2.7 </context>
us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
2.5
sharesItemType
table: <entity> 2.5 </entity> <entity type> sharesItemType </entity type> <context> Stock options and performance shares | 3.1 | 2.5 | 2.7 </context>
us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
2.7
sharesItemType
table: <entity> 2.7 </entity> <entity type> sharesItemType </entity type> <context> Stock options and performance shares | 3.1 | 2.5 | 2.7 </context>
us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
231.1
sharesItemType
table: <entity> 231.1 </entity> <entity type> sharesItemType </entity type> <context> Total | 231.1 | 232.2 | 239.7 </context>
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
232.2
sharesItemType
table: <entity> 232.2 </entity> <entity type> sharesItemType </entity type> <context> Total | 231.1 | 232.2 | 239.7 </context>
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
239.7
sharesItemType
table: <entity> 239.7 </entity> <entity type> sharesItemType </entity type> <context> Total | 231.1 | 232.2 | 239.7 </context>
us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
21.76
perShareItemType
table: <entity> 21.76 </entity> <entity type> perShareItemType </entity type> <context> Basic | $ | 21.76 | $ | 12.93 | $ | 11.91 </context>
us-gaap:EarningsPerShareBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
12.93
perShareItemType
table: <entity> 12.93 </entity> <entity type> perShareItemType </entity type> <context> Basic | $ | 21.76 | $ | 12.93 | $ | 11.91 </context>
us-gaap:EarningsPerShareBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
11.91
perShareItemType
table: <entity> 11.91 </entity> <entity type> perShareItemType </entity type> <context> Basic | $ | 21.76 | $ | 12.93 | $ | 11.91 </context>
us-gaap:EarningsPerShareBasic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
21.47
perShareItemType
table: <entity> 21.47 </entity> <entity type> perShareItemType </entity type> <context> Diluted | $ | 21.47 | $ | 12.79 | $ | 11.77 </context>
us-gaap:EarningsPerShareDiluted
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
12.79
perShareItemType
table: <entity> 12.79 </entity> <entity type> perShareItemType </entity type> <context> Diluted | $ | 21.47 | $ | 12.79 | $ | 11.77 </context>
us-gaap:EarningsPerShareDiluted
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions, except per share amounts)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Basic and Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Net income, as reported</td><td></td><td>$</td><td>4,999 </td><td></td><td></td><td>$</td><td>2,991</td><td></td><td></td><td>$</td><td>2,842</td><td></td></tr><tr><td>Participating share-based awards — allocated income</td><td></td><td>( 38 )</td><td></td><td></td><td>( 22 )</td><td></td><td></td><td>( 20 )</td><td></td></tr><tr><td>Net income available to common shareholders — basic and diluted</td><td></td><td>$</td><td>4,961 </td><td></td><td></td><td>$</td><td>2,969</td><td></td><td></td><td>$</td><td>2,822</td><td></td></tr><tr><td>Common Shares</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Diluted</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Weighted average shares outstanding</td><td></td><td>228.0 </td><td></td><td></td><td>229.7</td><td></td><td></td><td>237.0</td><td></td></tr><tr><td>Weighted average effects of dilutive securities:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Stock options and performance shares</td><td></td><td>3.1 </td><td></td><td></td><td>2.5</td><td></td><td></td><td>2.7</td><td></td></tr><tr><td>Total</td><td></td><td>231.1 </td><td></td><td></td><td>232.2</td><td></td><td></td><td>239.7</td><td></td></tr><tr><td>Net income Per Common Share</td><td></td><td>0</td><td></td><td></td><td></td><td></td></tr><tr><td>Basic</td><td></td><td>$</td><td>21.76 </td><td></td><td></td><td>$</td><td>12.93</td><td></td><td></td><td>$</td><td>11.91</td><td></td></tr><tr><td>Diluted</td><td></td><td>$</td><td>21.47 </td><td></td><td></td><td>$</td><td>12.79</td><td></td><td></td><td>$</td><td>11.77</td><td></td></tr></table>
table
11.77
perShareItemType
table: <entity> 11.77 </entity> <entity type> perShareItemType </entity type> <context> Diluted | $ | 21.47 | $ | 12.79 | $ | 11.77 </context>
us-gaap:EarningsPerShareDiluted
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
1252
monetaryItemType
table: <entity> 1252 </entity> <entity type> monetaryItemType </entity type> <context> Federal | $ | 1,252 | $ | 477 | $ | 636 </context>
us-gaap:CurrentFederalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
477
monetaryItemType
table: <entity> 477 </entity> <entity type> monetaryItemType </entity type> <context> Federal | $ | 1,252 | $ | 477 | $ | 636 </context>
us-gaap:CurrentFederalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
636
monetaryItemType
table: <entity> 636 </entity> <entity type> monetaryItemType </entity type> <context> Federal | $ | 1,252 | $ | 477 | $ | 636 </context>
us-gaap:CurrentFederalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
70
monetaryItemType
table: <entity> 70 </entity> <entity type> monetaryItemType </entity type> <context> Foreign | 70 | 20 | 97 </context>
us-gaap:CurrentForeignTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
20
monetaryItemType
table: <entity> 20 </entity> <entity type> monetaryItemType </entity type> <context> Foreign | 70 | 20 | 97 </context>
us-gaap:CurrentForeignTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
97
monetaryItemType
table: <entity> 97 </entity> <entity type> monetaryItemType </entity type> <context> Foreign | 70 | 20 | 97 </context>
us-gaap:CurrentForeignTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
14
monetaryItemType
table: <entity> 14 </entity> <entity type> monetaryItemType </entity type> <context> State | 14 | 7 | 8 </context>
us-gaap:CurrentStateAndLocalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
7
monetaryItemType
table: <entity> 7 </entity> <entity type> monetaryItemType </entity type> <context> State | 14 | 7 | 8 </context>
us-gaap:CurrentStateAndLocalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
8
monetaryItemType
table: <entity> 8 </entity> <entity type> monetaryItemType </entity type> <context> State | 14 | 7 | 8 </context>
us-gaap:CurrentStateAndLocalTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
1336
monetaryItemType
table: <entity> 1336 </entity> <entity type> monetaryItemType </entity type> <context> Total current tax expense | 1,336 | 504 | 741 </context>
us-gaap:CurrentIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
504
monetaryItemType
table: <entity> 504 </entity> <entity type> monetaryItemType </entity type> <context> Total current tax expense | 1,336 | 504 | 741 </context>
us-gaap:CurrentIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
741
monetaryItemType
table: <entity> 741 </entity> <entity type> monetaryItemType </entity type> <context> Total current tax expense | 1,336 | 504 | 741 </context>
us-gaap:CurrentIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
152
monetaryItemType
table: <entity> 152 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredFederalIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
163
monetaryItemType
table: <entity> 163 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredFederalIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
186
monetaryItemType
table: <entity> 186 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredFederalIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
3
monetaryItemType
table: <entity> 3 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredForeignIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
39
monetaryItemType
table: <entity> 39 </entity> <entity type> monetaryItemType </entity type> <context> Foreign | ( 3 ) | 39 | ( 43 ) </context>
us-gaap:DeferredForeignIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
43
monetaryItemType
table: <entity> 43 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredForeignIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
155
monetaryItemType
table: <entity> 155 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
124
monetaryItemType
table: <entity> 124 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
229
monetaryItemType
table: <entity> 229 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:DeferredIncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
1181
monetaryItemType
table: <entity> 1181 </entity> <entity type> monetaryItemType </entity type> <context> Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income | 1,181 | 380 | 512 </context>
us-gaap:IncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
380
monetaryItemType
table: <entity> 380 </entity> <entity type> monetaryItemType </entity type> <context> Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income | 1,181 | 380 | 512 </context>
us-gaap:IncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
512
monetaryItemType
table: <entity> 512 </entity> <entity type> monetaryItemType </entity type> <context> Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income | 1,181 | 380 | 512 </context>
us-gaap:IncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
79
monetaryItemType
table: <entity> 79 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquity
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
520
monetaryItemType
table: <entity> 520 </entity> <entity type> monetaryItemType </entity type> <context> Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss) | ( 79 ) | 520 | ( 2,002 ) </context>
us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquity
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
2002
monetaryItemType
table: <entity> 2002 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxEffectsAllocatedDirectlyToEquity
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
1102
monetaryItemType
table: <entity> 1102 </entity> <entity type> monetaryItemType </entity type> <context> Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements | $ | 1,102 | $ | 900 | $ | ( 1,490 ) </context>
us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
900
monetaryItemType
table: <entity> 900 </entity> <entity type> monetaryItemType </entity type> <context> Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements | $ | 1,102 | $ | 900 | $ | ( 1,490 ) </context>
us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Composition of income tax expense included in the consolidated statement of income Composition of income tax expense included in the consolidated statement of income</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Current expense:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>$</td><td>1,252 </td><td></td><td></td><td>$</td><td>477</td><td></td><td></td><td>$</td><td>636</td><td></td></tr><tr><td>Foreign</td><td></td><td>70 </td><td></td><td></td><td>20</td><td></td><td></td><td>97</td><td></td></tr><tr><td>State</td><td></td><td>14 </td><td></td><td></td><td>7</td><td></td><td></td><td>8</td><td></td></tr><tr><td>Total current tax expense</td><td></td><td>1,336 </td><td></td><td></td><td>504</td><td></td><td></td><td>741</td><td></td></tr><tr><td>Deferred expense (benefit):</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Federal</td><td></td><td>( 152 )</td><td></td><td></td><td>( 163 )</td><td></td><td></td><td>( 186 )</td><td></td></tr><tr><td>Foreign</td><td></td><td>( 3 )</td><td></td><td></td><td>39</td><td></td><td></td><td>( 43 )</td><td></td></tr><tr><td>Total deferred tax benefit</td><td></td><td>( 155 )</td><td></td><td></td><td>( 124 )</td><td></td><td></td><td>( 229 )</td><td></td></tr><tr><td>Total income tax expense included in the consolidated Total income tax expense included in the consolidated statement of income statement of income</td><td></td><td>1,181 </td><td></td><td></td><td>380</td><td></td><td></td><td>512</td><td></td></tr><tr><td>Composition of income tax expense (benefit) included Composition of income tax expense (benefit) included in shareholders’ equity in shareholders’ equity</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Expense (benefit) relating to changes in the unrealized gain (loss) on investments, unrealized loss on foreign exchange and other items in other comprehensive income (loss)</td><td></td><td>( 79 )</td><td></td><td></td><td>520</td><td></td><td></td><td>( 2,002 )</td><td></td></tr><tr><td>Total income tax expense (benefit) included in the Total income tax expense (benefit) included in the consolidated financial statements consolidated financial statements</td><td></td><td>$</td><td>1,102 </td><td></td><td></td><td>$</td><td>900</td><td></td><td></td><td>$</td><td>( 1,490 )</td><td></td></tr></table>
table
1490
monetaryItemType
table: <entity> 1490 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxExpenseBenefitIntraperiodTaxAllocation
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
5947
monetaryItemType
table: <entity> 5947 </entity> <entity type> monetaryItemType </entity type> <context> U.S. | $ | 5,947 | $ | 3,122 | $ | 3,101 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
3122
monetaryItemType
table: <entity> 3122 </entity> <entity type> monetaryItemType </entity type> <context> U.S. | $ | 5,947 | $ | 3,122 | $ | 3,101 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
3101
monetaryItemType
table: <entity> 3101 </entity> <entity type> monetaryItemType </entity type> <context> U.S. | $ | 5,947 | $ | 3,122 | $ | 3,101 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
233
monetaryItemType
table: <entity> 233 </entity> <entity type> monetaryItemType </entity type> <context> Foreign | 233 | 249 | 253 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
249
monetaryItemType
table: <entity> 249 </entity> <entity type> monetaryItemType </entity type> <context> Foreign | 233 | 249 | 253 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
253
monetaryItemType
table: <entity> 253 </entity> <entity type> monetaryItemType </entity type> <context> Foreign | 233 | 249 | 253 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
6180
monetaryItemType
table: <entity> 6180 </entity> <entity type> monetaryItemType </entity type> <context> Total income before income taxes | 6,180 | 3,371 | 3,354 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
3371
monetaryItemType
table: <entity> 3371 </entity> <entity type> monetaryItemType </entity type> <context> Total income before income taxes | 6,180 | 3,371 | 3,354 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
3354
monetaryItemType
table: <entity> 3354 </entity> <entity type> monetaryItemType </entity type> <context> Total income before income taxes | 6,180 | 3,371 | 3,354 </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
21
percentItemType
table: <entity> 21 </entity> <entity type> percentItemType </entity type> <context> Statutory tax rate | 21 | % | 21 | % | 21 | % </context>
us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
1298
monetaryItemType
table: <entity> 1298 </entity> <entity type> monetaryItemType </entity type> <context> Expected federal income tax expense | 1,298 | 708 | 704 </context>
us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
708
monetaryItemType
table: <entity> 708 </entity> <entity type> monetaryItemType </entity type> <context> Expected federal income tax expense | 1,298 | 708 | 704 </context>
us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
704
monetaryItemType
table: <entity> 704 </entity> <entity type> monetaryItemType </entity type> <context> Expected federal income tax expense | 1,298 | 708 | 704 </context>
us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
122
monetaryItemType
table: <entity> 122 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxReconciliationTaxExemptIncome
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
132
monetaryItemType
table: <entity> 132 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxReconciliationTaxExemptIncome
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
149
monetaryItemType
table: <entity> 149 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxReconciliationTaxExemptIncome
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
9
monetaryItemType
table: <entity> 9 </entity> <entity type> monetaryItemType </entity type> <context> Audit reserve | 9 | ( 205 ) | ( 40 ) </context>
us-gaap:IncomeTaxReconciliationTaxContingencies
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
205
monetaryItemType
table: <entity> 205 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxReconciliationTaxContingencies
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
40
monetaryItemType
table: <entity> 40 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxReconciliationTaxContingencies
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
4
monetaryItemType
table: <entity> 4 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxReconciliationOtherAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
9
monetaryItemType
table: <entity> 9 </entity> <entity type> monetaryItemType </entity type> <context> Audit reserve | 9 | ( 205 ) | ( 40 ) </context>
us-gaap:IncomeTaxReconciliationOtherAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
3
monetaryItemType
table: <entity> 3 </entity> <entity type> monetaryItemType </entity type> <context> None </context>
us-gaap:IncomeTaxReconciliationOtherAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
1181
monetaryItemType
table: <entity> 1181 </entity> <entity type> monetaryItemType </entity type> <context> Total income tax expense | $ | 1,181 | $ | 380 | $ | 512 </context>
us-gaap:IncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
380
monetaryItemType
table: <entity> 380 </entity> <entity type> monetaryItemType </entity type> <context> Total income tax expense | $ | 1,181 | $ | 380 | $ | 512 </context>
us-gaap:IncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
512
monetaryItemType
table: <entity> 512 </entity> <entity type> monetaryItemType </entity type> <context> Total income tax expense | $ | 1,181 | $ | 380 | $ | 512 </context>
us-gaap:IncomeTaxExpenseBenefit
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
19
percentItemType
table: <entity> 19 </entity> <entity type> percentItemType </entity type> <context> Effective tax rate | 19 | % | 11 | % | 15 | % </context>
us-gaap:EffectiveIncomeTaxRateContinuingOperations
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
11
percentItemType
table: <entity> 11 </entity> <entity type> percentItemType </entity type> <context> Effective tax rate | 19 | % | 11 | % | 15 | % </context>
us-gaap:EffectiveIncomeTaxRateContinuingOperations
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(for the year ended December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td><td></td><td>2022</td></tr><tr><td>Income before income taxes</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>U.S.</td><td></td><td>$</td><td>5,947 </td><td></td><td></td><td>$</td><td>3,122</td><td></td><td></td><td>$</td><td>3,101</td><td></td></tr><tr><td>Foreign</td><td></td><td>233 </td><td></td><td></td><td>249</td><td></td><td></td><td>253</td><td></td></tr><tr><td>Total income before income taxes</td><td></td><td>6,180 </td><td></td><td></td><td>3,371</td><td></td><td></td><td>3,354</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Statutory tax rate</td><td></td><td>21 </td><td>%</td><td></td><td>21</td><td>%</td><td></td><td>21</td><td>%</td></tr><tr><td>Expected federal income tax expense</td><td></td><td>1,298 </td><td></td><td></td><td>708</td><td></td><td></td><td>704</td><td></td></tr><tr><td>Tax effect of:</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Nontaxable investment income</td><td></td><td>( 122 )</td><td></td><td></td><td>( 132 )</td><td></td><td></td><td>( 149 )</td><td></td></tr><tr><td>Audit reserve</td><td></td><td>9 </td><td></td><td></td><td>( 205 )</td><td></td><td></td><td>( 40 )</td><td></td></tr><tr><td>Other, net</td><td></td><td>( 4 )</td><td></td><td></td><td>9</td><td></td><td></td><td>( 3 )</td><td></td></tr><tr><td>Total income tax expense</td><td></td><td>$</td><td>1,181 </td><td></td><td></td><td>$</td><td>380</td><td></td><td></td><td>$</td><td>512</td><td></td></tr><tr><td>Effective tax rate</td><td></td><td>19 </td><td>%</td><td></td><td>11</td><td>%</td><td></td><td>15</td><td>%</td></tr></table>
table
15
percentItemType
table: <entity> 15 </entity> <entity type> percentItemType </entity type> <context> Effective tax rate | 19 | % | 11 | % | 15 | % </context>
us-gaap:EffectiveIncomeTaxRateContinuingOperations
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
659
monetaryItemType
table: <entity> 659 </entity> <entity type> monetaryItemType </entity type> <context> Investments | $ | 659 | $ | 532 </context>
us-gaap:DeferredTaxAssetsInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
532
monetaryItemType
table: <entity> 532 </entity> <entity type> monetaryItemType </entity type> <context> Investments | $ | 659 | $ | 532 </context>
us-gaap:DeferredTaxAssetsInvestments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
708
monetaryItemType
table: <entity> 708 </entity> <entity type> monetaryItemType </entity type> <context> Claims and claim adjustment expense reserves | 708 | 665 </context>
us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
665
monetaryItemType
table: <entity> 665 </entity> <entity type> monetaryItemType </entity type> <context> Claims and claim adjustment expense reserves | 708 | 665 </context>
us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
833
monetaryItemType
table: <entity> 833 </entity> <entity type> monetaryItemType </entity type> <context> Unearned premium reserves | 833 | 772 </context>
us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
772
monetaryItemType
table: <entity> 772 </entity> <entity type> monetaryItemType </entity type> <context> Unearned premium reserves | 833 | 772 </context>
us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsUnearnedPremiumsReserve
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
261
monetaryItemType
table: <entity> 261 </entity> <entity type> monetaryItemType </entity type> <context> Other | 261 | 258 </context>
us-gaap:DeferredTaxAssetsOther
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
258
monetaryItemType
table: <entity> 258 </entity> <entity type> monetaryItemType </entity type> <context> Other | 261 | 258 </context>
us-gaap:DeferredTaxAssetsOther
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
2764
monetaryItemType
table: <entity> 2764 </entity> <entity type> monetaryItemType </entity type> <context> Total gross deferred tax assets | 2,764 | 2,431 </context>
us-gaap:DeferredTaxAssetsGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
2431
monetaryItemType
table: <entity> 2431 </entity> <entity type> monetaryItemType </entity type> <context> Total gross deferred tax assets | 2,764 | 2,431 </context>
us-gaap:DeferredTaxAssetsGross
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
38
monetaryItemType
table: <entity> 38 </entity> <entity type> monetaryItemType </entity type> <context> Less: valuation allowance | 38 | 35 </context>
us-gaap:DeferredTaxAssetsValuationAllowance
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
35
monetaryItemType
table: <entity> 35 </entity> <entity type> monetaryItemType </entity type> <context> Less: valuation allowance | 38 | 35 </context>
us-gaap:DeferredTaxAssetsValuationAllowance
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
2726
monetaryItemType
table: <entity> 2726 </entity> <entity type> monetaryItemType </entity type> <context> Adjusted gross deferred tax assets | 2,726 | 2,396 </context>
us-gaap:DeferredTaxAssetsNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
2396
monetaryItemType
table: <entity> 2396 </entity> <entity type> monetaryItemType </entity type> <context> Adjusted gross deferred tax assets | 2,726 | 2,396 </context>
us-gaap:DeferredTaxAssetsNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
673
monetaryItemType
table: <entity> 673 </entity> <entity type> monetaryItemType </entity type> <context> Deferred acquisition costs | 673 | 627 </context>
us-gaap:DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, in millions)</td><td></td><td>2024</td><td></td><td>2023</td></tr><tr><td>Deferred tax assets</td><td></td><td></td><td></td><td></td></tr><tr><td>Investments</td><td></td><td>$</td><td>659 </td><td></td><td></td><td>$</td><td>532</td><td></td></tr><tr><td>Claims and claim adjustment expense reserves</td><td></td><td>708 </td><td></td><td></td><td>665</td><td></td></tr><tr><td>Unearned premium reserves</td><td></td><td>833 </td><td></td><td></td><td>772</td><td></td></tr><tr><td>Internally developed software</td><td></td><td>303 </td><td></td><td></td><td>204</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Other</td><td></td><td>261 </td><td></td><td></td><td>258</td><td></td></tr><tr><td>Total gross deferred tax assets</td><td></td><td>2,764 </td><td></td><td></td><td>2,431</td><td></td></tr><tr><td>Less: valuation allowance</td><td></td><td>38 </td><td></td><td></td><td>35</td><td></td></tr><tr><td>Adjusted gross deferred tax assets</td><td></td><td>2,726 </td><td></td><td></td><td>2,396</td><td></td></tr><tr><td>Deferred tax liabilities</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Deferred acquisition costs</td><td></td><td>673 </td><td></td><td></td><td>627</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Intangibles</td><td></td><td>87 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Depreciation</td><td></td><td>118 </td><td></td><td></td><td>125</td><td></td></tr><tr><td>Other</td><td></td><td>86 </td><td></td><td></td><td>70</td><td></td></tr><tr><td>Total gross deferred tax liabilities</td><td></td><td>964 </td><td></td><td></td><td>892</td><td></td></tr><tr><td>Net deferred tax asset</td><td></td><td>$</td><td>1,762 </td><td></td><td></td><td>$</td><td>1,504</td><td></td></tr></table>
table
627
monetaryItemType
table: <entity> 627 </entity> <entity type> monetaryItemType </entity type> <context> Deferred acquisition costs | 673 | 627 </context>
us-gaap:DeferredTaxLiabilitiesDeferredExpenseDeferredPolicyAcquisitionCost