Split (1)

test · 52.6k rows

context stringlengths 21 24.6k	category stringclasses 2 values	entity stringlengths 1 12	entity_type stringclasses 5 values	query stringlengths 97 3.31k	answer stringlengths 12 168
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	1266	monetaryItemType	table: <entity> 1266 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property \| 1,266 \| — \| 1,266 \| 358 \| 1,624 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	358	monetaryItemType	table: <entity> 358 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property \| 1,266 \| — \| 1,266 \| 358 \| 1,624 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	1624	monetaryItemType	table: <entity> 1624 </entity> <entity type> monetaryItemType </entity type> <context> Commercial property \| 1,266 \| — \| 1,266 \| 358 \| 1,624 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	5758	monetaryItemType	table: <entity> 5758 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril \| 5,758 \| — \| 5,758 \| 318 \| 6,076 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	5758	monetaryItemType	table: <entity> 5758 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril \| 5,758 \| — \| 5,758 \| 318 \| 6,076 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	318	monetaryItemType	table: <entity> 318 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril \| 5,758 \| — \| 5,758 \| 318 \| 6,076 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	6076	monetaryItemType	table: <entity> 6076 </entity> <entity type> monetaryItemType </entity type> <context> Commercial multi-peril \| 5,758 \| — \| 5,758 \| 318 \| 6,076 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	4791	monetaryItemType	table: <entity> 4791 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile \| 4,791 \| — \| 4,791 \| 298 \| 5,089 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	4791	monetaryItemType	table: <entity> 4791 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile \| 4,791 \| — \| 4,791 \| 298 \| 5,089 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	298	monetaryItemType	table: <entity> 298 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile \| 4,791 \| — \| 4,791 \| 298 \| 5,089 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	5089	monetaryItemType	table: <entity> 5089 </entity> <entity type> monetaryItemType </entity type> <context> Commercial automobile \| 4,791 \| — \| 4,791 \| 298 \| 5,089 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	15757	monetaryItemType	table: <entity> 15757 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) \| 15,757 \| ( 900 ) \| 14,857 \| 554 \| 15,411 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	14857	monetaryItemType	table: <entity> 14857 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) \| 15,757 \| ( 900 ) \| 14,857 \| 554 \| 15,411 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	554	monetaryItemType	table: <entity> 554 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) \| 15,757 \| ( 900 ) \| 14,857 \| 554 \| 15,411 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	15411	monetaryItemType	table: <entity> 15411 </entity> <entity type> monetaryItemType </entity type> <context> Workers’ compensation (1) Workers’ compensation (1) \| 15,757 \| ( 900 ) \| 14,857 \| 554 \| 15,411 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2681	monetaryItemType	table: <entity> 2681 </entity> <entity type> monetaryItemType </entity type> <context> General liability \| 2,681 \| — \| 2,681 \| 339 \| 3,020 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2681	monetaryItemType	table: <entity> 2681 </entity> <entity type> monetaryItemType </entity type> <context> General liability \| 2,681 \| — \| 2,681 \| 339 \| 3,020 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	339	monetaryItemType	table: <entity> 339 </entity> <entity type> monetaryItemType </entity type> <context> General liability \| 2,681 \| — \| 2,681 \| 339 \| 3,020 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	3020	monetaryItemType	table: <entity> 3020 </entity> <entity type> monetaryItemType </entity type> <context> General liability \| 2,681 \| — \| 2,681 \| 339 \| 3,020 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	714	monetaryItemType	table: <entity> 714 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety \| 714 \| — \| 714 \| 8 \| 722 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	714	monetaryItemType	table: <entity> 714 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety \| 714 \| — \| 714 \| 8 \| 722 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	8	monetaryItemType	table: <entity> 8 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety \| 714 \| — \| 714 \| 8 \| 722 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	722	monetaryItemType	table: <entity> 722 </entity> <entity type> monetaryItemType </entity type> <context> Fidelity and surety \| 714 \| — \| 714 \| 8 \| 722 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	4302	monetaryItemType	table: <entity> 4302 </entity> <entity type> monetaryItemType </entity type> <context> Automobile \| 4,302 \| — \| 4,302 \| 320 \| 4,622 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	4302	monetaryItemType	table: <entity> 4302 </entity> <entity type> monetaryItemType </entity type> <context> Automobile \| 4,302 \| — \| 4,302 \| 320 \| 4,622 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	320	monetaryItemType	table: <entity> 320 </entity> <entity type> monetaryItemType </entity type> <context> Automobile \| 4,302 \| — \| 4,302 \| 320 \| 4,622 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	4622	monetaryItemType	table: <entity> 4622 </entity> <entity type> monetaryItemType </entity type> <context> Automobile \| 4,302 \| — \| 4,302 \| 320 \| 4,622 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2275	monetaryItemType	table: <entity> 2275 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) \| 2,275 \| — \| 2,275 \| 37 \| 2,312 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2275	monetaryItemType	table: <entity> 2275 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) \| 2,275 \| — \| 2,275 \| 37 \| 2,312 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	37	monetaryItemType	table: <entity> 37 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) \| 2,275 \| — \| 2,275 \| 37 \| 2,312 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2312	monetaryItemType	table: <entity> 2312 </entity> <entity type> monetaryItemType </entity type> <context> Homeowners (excluding Other) \| 2,275 \| — \| 2,275 \| 37 \| 2,312 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	795	monetaryItemType	table: <entity> 795 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada \| 795 \| — \| 795 \| 14 \| 809 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	795	monetaryItemType	table: <entity> 795 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada \| 795 \| — \| 795 \| 14 \| 809 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	14	monetaryItemType	table: <entity> 14 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada \| 795 \| — \| 795 \| 14 \| 809 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	809	monetaryItemType	table: <entity> 809 </entity> <entity type> monetaryItemType </entity type> <context> International - Canada \| 795 \| — \| 795 \| 14 \| 809 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	49439	monetaryItemType	table: <entity> 49439 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below \| 49,439 \| ( 1,024 ) \| 48,415 \| 3,386 \| 51,801 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	48415	monetaryItemType	table: <entity> 48415 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below \| 49,439 \| ( 1,024 ) \| 48,415 \| 3,386 \| 51,801 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	3386	monetaryItemType	table: <entity> 3386 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below \| 49,439 \| ( 1,024 ) \| 48,415 \| 3,386 \| 51,801 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	51801	monetaryItemType	table: <entity> 51801 </entity> <entity type> monetaryItemType </entity type> <context> Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below \| 49,439 \| ( 1,024 ) \| 48,415 \| 3,386 \| 51,801 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	5036	monetaryItemType	table: <entity> 5036 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) \| 5,036 \| ( 4 ) \| 5,032 \| 1,735 \| 6,767 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	5032	monetaryItemType	table: <entity> 5032 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) \| 5,036 \| ( 4 ) \| 5,032 \| 1,735 \| 6,767 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	1735	monetaryItemType	table: <entity> 1735 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) \| 5,036 \| ( 4 ) \| 5,032 \| 1,735 \| 6,767 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	6767	monetaryItemType	table: <entity> 6767 </entity> <entity type> monetaryItemType </entity type> <context> Other insurance contracts (2) Other insurance contracts (2) \| 5,036 \| ( 4 ) \| 5,032 \| 1,735 \| 6,767 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2880	monetaryItemType	table: <entity> 2880 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves \| 2,880 \| — \| 2,880 \| 17 \| 2,897 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2880	monetaryItemType	table: <entity> 2880 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves \| 2,880 \| — \| 2,880 \| 17 \| 2,897 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	17	monetaryItemType	table: <entity> 17 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves \| 2,880 \| — \| 2,880 \| 17 \| 2,897 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2897	monetaryItemType	table: <entity> 2897 </entity> <entity type> monetaryItemType </entity type> <context> Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves \| 2,880 \| — \| 2,880 \| 17 \| 2,897 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Commercial property \| 1,266 \| — \| 1,266 \| 358 \| 1,624 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	—	monetaryItemType	table: <entity> — </entity> <entity type> monetaryItemType </entity type> <context> Commercial property \| 1,266 \| — \| 1,266 \| 358 \| 1,624 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2583	monetaryItemType	table: <entity> 2583 </entity> <entity type> monetaryItemType </entity type> <context> Structured settlements (3) Structured settlements (3) \| — \| — \| — \| 2,583 \| 2,583 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	2583	monetaryItemType	table: <entity> 2583 </entity> <entity type> monetaryItemType </entity type> <context> Structured settlements (3) Structured settlements (3) \| — \| — \| — \| 2,583 \| 2,583 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	92	monetaryItemType	table: <entity> 92 </entity> <entity type> monetaryItemType </entity type> <context> Other \| 92 \| — \| 92 \| ( 52 ) \| 40 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	92	monetaryItemType	table: <entity> 92 </entity> <entity type> monetaryItemType </entity type> <context> Other \| 92 \| — \| 92 \| ( 52 ) \| 40 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	52	monetaryItemType	table: <entity> 52 </entity> <entity type> monetaryItemType </entity type> <context> None </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	40	monetaryItemType	table: <entity> 40 </entity> <entity type> monetaryItemType </entity type> <context> Other \| 92 \| — \| 92 \| ( 52 ) \| 40 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	57447	monetaryItemType	table: <entity> 57447 </entity> <entity type> monetaryItemType </entity type> <context> Total property-casualty \| 57,447 \| ( 1,028 ) \| 56,419 \| 7,669 \| 64,088 </context>	us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	56419	monetaryItemType	table: <entity> 56419 </entity> <entity type> monetaryItemType </entity type> <context> Total property-casualty \| 57,447 \| ( 1,028 ) \| 56,419 \| 7,669 \| 64,088 </context>	us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	7669	monetaryItemType	table: <entity> 7669 </entity> <entity type> monetaryItemType </entity type> <context> Total property-casualty \| 57,447 \| ( 1,028 ) \| 56,419 \| 7,669 \| 64,088 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	64088	monetaryItemType	table: <entity> 64088 </entity> <entity type> monetaryItemType </entity type> <context> Total property-casualty \| 57,447 \| ( 1,028 ) \| 56,419 \| 7,669 \| 64,088 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	5	monetaryItemType	table: <entity> 5 </entity> <entity type> monetaryItemType </entity type> <context> Accident and health \| — \| — \| — \| 5 \| 5 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	5	monetaryItemType	table: <entity> 5 </entity> <entity type> monetaryItemType </entity type> <context> Accident and health \| — \| — \| — \| 5 \| 5 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	7674	monetaryItemType	table: <entity> 7674 </entity> <entity type> monetaryItemType </entity type> <context> Total \| $ \| 57,447 \| $ \| ( 1,028 ) \| $ \| 56,419 \| $ \| 7,674 \| $ \| 64,093 </context>	us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>(at December 31, 2024, in millions)</td><td></td><td>Net Undiscounted Claims and Claim Adjustment Expense Reserves</td><td></td><td>Discount (Net of Reinsurance)</td><td></td><td>Subtotal: Net Claims and Claim Adjustment Expense Reserves</td><td></td><td>Reinsurance Recoverables on Unpaid Losses (4)</td><td></td><td>Claims and Claim Adjustment Expense Reserves</td></tr><tr><td>Business Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>$</td><td>11,100</td><td></td><td></td><td>$</td><td>( 124 )</td><td></td><td></td><td>$</td><td>10,976</td><td></td><td></td><td>$</td><td>1,140</td><td></td><td></td><td>$</td><td>12,116</td><td></td></tr><tr><td>Commercial property</td><td></td><td>1,266</td><td></td><td></td><td>—</td><td></td><td></td><td>1,266</td><td></td><td></td><td>358</td><td></td><td></td><td>1,624</td><td></td></tr><tr><td>Commercial multi-peril</td><td></td><td>5,758</td><td></td><td></td><td>—</td><td></td><td></td><td>5,758</td><td></td><td></td><td>318</td><td></td><td></td><td>6,076</td><td></td></tr><tr><td>Commercial automobile</td><td></td><td>4,791</td><td></td><td></td><td>—</td><td></td><td></td><td>4,791</td><td></td><td></td><td>298</td><td></td><td></td><td>5,089</td><td></td></tr><tr><td>Workers’ compensation (1) Workers’ compensation (1)</td><td></td><td>15,757</td><td></td><td></td><td>( 900 )</td><td></td><td></td><td>14,857</td><td></td><td></td><td>554</td><td></td><td></td><td>15,411</td><td></td></tr><tr><td>Bond & Specialty Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>General liability</td><td></td><td>2,681</td><td></td><td></td><td>—</td><td></td><td></td><td>2,681</td><td></td><td></td><td>339</td><td></td><td></td><td>3,020</td><td></td></tr><tr><td>Fidelity and surety</td><td></td><td>714</td><td></td><td></td><td>—</td><td></td><td></td><td>714</td><td></td><td></td><td>8</td><td></td><td></td><td>722</td><td></td></tr><tr><td>Personal Insurance</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Automobile</td><td></td><td>4,302</td><td></td><td></td><td>—</td><td></td><td></td><td>4,302</td><td></td><td></td><td>320</td><td></td><td></td><td>4,622</td><td></td></tr><tr><td>Homeowners (excluding Other)</td><td></td><td>2,275</td><td></td><td></td><td>—</td><td></td><td></td><td>2,275</td><td></td><td></td><td>37</td><td></td><td></td><td>2,312</td><td></td></tr><tr><td>International - Canada</td><td></td><td>795</td><td></td><td></td><td>—</td><td></td><td></td><td>795</td><td></td><td></td><td>14</td><td></td><td></td><td>809</td><td></td></tr><tr><td>Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below Subtotal — claims and allocated claim adjustment expenses for the products presented in the development tables below</td><td></td><td>49,439</td><td></td><td></td><td>( 1,024 )</td><td></td><td></td><td>48,415</td><td></td><td></td><td>3,386</td><td></td><td></td><td>51,801</td><td></td></tr><tr><td>Other insurance contracts (2) Other insurance contracts (2)</td><td></td><td>5,036</td><td></td><td></td><td>( 4 )</td><td></td><td></td><td>5,032</td><td></td><td></td><td>1,735</td><td></td><td></td><td>6,767</td><td></td></tr><tr><td>Unallocated loss adjustment expense reserves Unallocated loss adjustment expense reserves</td><td></td><td>2,880</td><td></td><td></td><td>—</td><td></td><td></td><td>2,880</td><td></td><td></td><td>17</td><td></td><td></td><td>2,897</td><td></td></tr><tr><td>Structured settlements (3) Structured settlements (3)</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>2,583</td><td></td><td></td><td>2,583</td><td></td></tr><tr><td>Other</td><td></td><td>92</td><td></td><td></td><td>—</td><td></td><td></td><td>92</td><td></td><td></td><td>( 52 )</td><td></td><td></td><td>40</td><td></td></tr><tr><td>Total property-casualty</td><td></td><td>57,447</td><td></td><td></td><td>( 1,028 )</td><td></td><td></td><td>56,419</td><td></td><td></td><td>7,669</td><td></td><td></td><td>64,088</td><td></td></tr><tr><td>Accident and health</td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>—</td><td></td><td></td><td>5</td><td></td><td></td><td>5</td><td></td></tr><tr><td>Total</td><td></td><td>$</td><td>57,447</td><td></td><td></td><td>$</td><td>( 1,028 )</td><td></td><td></td><td>$</td><td>56,419</td><td></td><td></td><td>$</td><td>7,674</td><td></td><td></td><td>$</td><td>64,093</td><td></td></tr></table>	table	64093	monetaryItemType	table: <entity> 64093 </entity> <entity type> monetaryItemType </entity type> <context> Total \| $ \| 57,447 \| $ \| ( 1,028 ) \| $ \| 56,419 \| $ \| 7,674 \| $ \| 64,093 </context>	us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	998	monetaryItemType	table: <entity> 998 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	956	monetaryItemType	table: <entity> 956 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	923	monetaryItemType	table: <entity> 923 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	967	monetaryItemType	table: <entity> 967 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1057	monetaryItemType	table: <entity> 1057 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1087	monetaryItemType	table: <entity> 1087 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1072	monetaryItemType	table: <entity> 1072 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1082	monetaryItemType	table: <entity> 1082 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1110	monetaryItemType	table: <entity> 1110 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1100	monetaryItemType	table: <entity> 1100 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	70	monetaryItemType	table: <entity> 70 </entity> <entity type> monetaryItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	22069	integerItemType	table: <entity> 22069 </entity> <entity type> integerItemType </entity type> <context> 2015 \| $ \| 998 \| $ \| 956 \| $ \| 923 \| $ \| 967 \| $ \| 1,057 \| $ \| 1,087 \| $ \| 1,072 \| $ \| 1,082 \| $ \| 1,110 \| $ \| 1,100 \| $ \| 70 \| 22,069 </context>	us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1075	monetaryItemType	table: <entity> 1075 </entity> <entity type> monetaryItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1058	monetaryItemType	table: <entity> 1058 </entity> <entity type> monetaryItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1187	monetaryItemType	table: <entity> 1187 </entity> <entity type> monetaryItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1204	monetaryItemType	table: <entity> 1204 </entity> <entity type> monetaryItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1179	monetaryItemType	table: <entity> 1179 </entity> <entity type> monetaryItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1185	monetaryItemType	table: <entity> 1185 </entity> <entity type> monetaryItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1183	monetaryItemType	table: <entity> 1183 </entity> <entity type> monetaryItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1173	monetaryItemType	table: <entity> 1173 </entity> <entity type> monetaryItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	99	monetaryItemType	table: <entity> 99 </entity> <entity type> monetaryItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	20947	integerItemType	table: <entity> 20947 </entity> <entity type> integerItemType </entity type> <context> 2016 \| 1,075 \| 1,058 \| 1,087 \| 1,187 \| 1,204 \| 1,179 \| 1,185 \| 1,183 \| 1,173 \| 99 \| 20,947 </context>	us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1133	monetaryItemType	table: <entity> 1133 </entity> <entity type> monetaryItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1143	monetaryItemType	table: <entity> 1143 </entity> <entity type> monetaryItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1196	monetaryItemType	table: <entity> 1196 </entity> <entity type> monetaryItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1234	monetaryItemType	table: <entity> 1234 </entity> <entity type> monetaryItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1226	monetaryItemType	table: <entity> 1226 </entity> <entity type> monetaryItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1243	monetaryItemType	table: <entity> 1243 </entity> <entity type> monetaryItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1288	monetaryItemType	table: <entity> 1288 </entity> <entity type> monetaryItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1306	monetaryItemType	table: <entity> 1306 </entity> <entity type> monetaryItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	117	monetaryItemType	table: <entity> 117 </entity> <entity type> monetaryItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsIncurredButNotReportedIbnrClaimsLiabilityNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	19913	integerItemType	table: <entity> 19913 </entity> <entity type> integerItemType </entity type> <context> 2017 \| 1,133 \| 1,143 \| 1,196 \| 1,234 \| 1,226 \| 1,243 \| 1,288 \| 1,306 \| 117 \| 19,913 </context>	us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1253	monetaryItemType	table: <entity> 1253 </entity> <entity type> monetaryItemType </entity type> <context> 2018 \| 1,253 \| 1,312 \| 1,344 \| 1,395 \| 1,477 \| 1,530 \| 1,571 \| 134 \| 20,059 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1312	monetaryItemType	table: <entity> 1312 </entity> <entity type> monetaryItemType </entity type> <context> 2018 \| 1,253 \| 1,312 \| 1,344 \| 1,395 \| 1,477 \| 1,530 \| 1,571 \| 134 \| 20,059 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1344	monetaryItemType	table: <entity> 1344 </entity> <entity type> monetaryItemType </entity type> <context> 2018 \| 1,253 \| 1,312 \| 1,344 \| 1,395 \| 1,477 \| 1,530 \| 1,571 \| 134 \| 20,059 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1395	monetaryItemType	table: <entity> 1395 </entity> <entity type> monetaryItemType </entity type> <context> 2018 \| 1,253 \| 1,312 \| 1,344 \| 1,395 \| 1,477 \| 1,530 \| 1,571 \| 134 \| 20,059 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet
<table><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>( dollars in millions ) ( dollars in millions )</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>For the Years Ended December 31,</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>2015</td><td></td><td>2016</td><td></td><td>2017</td><td></td><td>2018</td><td></td><td>2019</td><td></td><td>2020</td><td></td><td>2021</td><td></td><td>2022</td><td></td><td>2023</td><td></td><td>2024</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance</td><td></td><td></td><td></td><td></td></tr><tr><td></td><td></td><td>Unaudited</td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td>Accident Year</td><td></td><td></td><td></td><td></td><td></td><td>IBNR Reserves Dec 31, 2024</td><td></td><td>Cumulative Number of Reported Claims</td></tr><tr><td>2015</td><td></td><td>$</td><td>998</td><td></td><td></td><td>$</td><td>956</td><td></td><td></td><td>$</td><td>923</td><td></td><td></td><td>$</td><td>967</td><td></td><td></td><td>$</td><td>1,057</td><td></td><td></td><td>$</td><td>1,087</td><td></td><td></td><td>$</td><td>1,072</td><td></td><td></td><td>$</td><td>1,082</td><td></td><td></td><td>$</td><td>1,110</td><td></td><td></td><td>$</td><td>1,100</td><td></td><td></td><td>$</td><td>70</td><td></td><td></td><td>22,069</td><td></td></tr><tr><td>2016</td><td></td><td></td><td></td><td>1,075</td><td></td><td></td><td>1,058</td><td></td><td></td><td>1,087</td><td></td><td></td><td>1,187</td><td></td><td></td><td>1,204</td><td></td><td></td><td>1,179</td><td></td><td></td><td>1,185</td><td></td><td></td><td>1,183</td><td></td><td></td><td>1,173</td><td></td><td></td><td>99</td><td></td><td></td><td>20,947</td><td></td></tr><tr><td>2017</td><td></td><td></td><td></td><td></td><td></td><td>1,133</td><td></td><td></td><td>1,143</td><td></td><td></td><td>1,196</td><td></td><td></td><td>1,234</td><td></td><td></td><td>1,226</td><td></td><td></td><td>1,243</td><td></td><td></td><td>1,288</td><td></td><td></td><td>1,306</td><td></td><td></td><td>117</td><td></td><td></td><td>19,913</td><td></td></tr><tr><td>2018</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,253</td><td></td><td></td><td>1,312</td><td></td><td></td><td>1,344</td><td></td><td></td><td>1,395</td><td></td><td></td><td>1,477</td><td></td><td></td><td>1,530</td><td></td><td></td><td>1,571</td><td></td><td></td><td>134</td><td></td><td></td><td>20,059</td><td></td></tr><tr><td>2019</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,447</td><td></td><td></td><td>1,486</td><td></td><td></td><td>1,498</td><td></td><td></td><td>1,567</td><td></td><td></td><td>1,706</td><td></td><td></td><td>1,698</td><td></td><td></td><td>216</td><td></td><td></td><td>19,730</td><td></td></tr><tr><td>2020</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,467</td><td></td><td></td><td>1,493</td><td></td><td></td><td>1,470</td><td></td><td></td><td>1,577</td><td></td><td></td><td>1,568</td><td></td><td></td><td>322</td><td></td><td></td><td>19,208</td><td></td></tr><tr><td>2021</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,591</td><td></td><td></td><td>1,589</td><td></td><td></td><td>1,628</td><td></td><td></td><td>1,711</td><td></td><td></td><td>575</td><td></td><td></td><td>15,694</td><td></td></tr><tr><td>2022</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,696</td><td></td><td></td><td>1,736</td><td></td><td></td><td>1,916</td><td></td><td></td><td>851</td><td></td><td></td><td>18,258</td><td></td></tr><tr><td>2023</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>1,998</td><td></td><td></td><td>2,060</td><td></td><td></td><td>1,432</td><td></td><td></td><td>16,973</td><td></td></tr><tr><td>2024</td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>2,340</td><td></td><td></td><td>2,120</td><td></td><td></td><td>12,629</td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td>Total</td><td></td><td>$</td><td>16,443</td><td></td><td></td><td></td><td></td><td></td></tr></table>	table	1477	monetaryItemType	table: <entity> 1477 </entity> <entity type> monetaryItemType </entity type> <context> 2018 \| 1,253 \| 1,312 \| 1,344 \| 1,395 \| 1,477 \| 1,530 \| 1,571 \| 134 \| 20,059 </context>	us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet

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