Datasets:
WHATX
/
ESG_Report

Dataset card Data Studio Files
xet
 Community
text
stringlengths
0
7.73k
Energy sector.
Transport sector.
Manufacturing sector.
Buildings sector.
Large Institutional Agribusiness Customers.
Total lending portfolio.
Appendix.
Assurance opinion.
ANZ 2023 Climate-related Financial Disclosures 43
TCFD-RELATED METRICS AND INDUSTRY EXPOSURES.
We continue to disclose our credit metrics and exposure to various sub-industries in four key sectors identified by the TCFD to be most exposed to climate-related risks: • Energy; • Transportation; • Materials and Buildings; and • Agriculture, Food and Forest Products.
This is in response to the TCFD recommendations that "banks should describe significant concentrations of credit exposure to carbon related assets" and provide a breakdown of this data by industry, geography, credit quality and average tenor.
Our overall exposure to these four sectors is around 17% of the Group exposure at default (EAD)1, down from approximately 18% in 2022 (approximately 16% in 2021). The remaining Group EAD is financing sectors outside the four identified by the TCFD.
9% Materials and buildings 4% Agriculture, food and forest products 3% Energy 1% Transportation 83% Other sector EAD 17% Carbon-exposed sector EAD.
EAD breakdown for carbon exposed sectors – 2023 ($bn/%)
The decrease in exposure was driven by the Energy and Materials and Buildings sectors, which were partially offset by an increased exposure to Agriculture. The decrease in Energy sector this year was due to lower exposures to the electricity and oil and gas sectors. A small uptick in exposure to coal was driven partly ...
Industry groups and credit quality2 Exposure at Default ($bn) Non-performing Loans (% of sector EAD)3 Investment Grade (% of sector EAD)
Sector 2023 2022 2021 2023 2022 2021 2023 2022 2021.
Agriculture, Food and Forest Products 44.1 42.9 41.7 0.9 1.1 1.4 44.1 43.8 36.5.
Energy 29.9 31.7 27.9 0.1 0.1 0.1 90.3 89.3 85.1.
Transportation 15.9 16.1 15.5 0.3 0.4 1.7 72.8 66.7 67.2.
Materials and Buildings 103.9 104.7 92.3 0.5 0.4 0.5 50.0 52.5 47.2.
Total 193.8 195.4 177.4 0.5 0.5 0.7 56.7 57.8 52.4 $120.
Materials and Buildings Agriculture, Food and Forest Products Energy Transportation $100 $80 $60 $40 $20 0
2023 2022 2021.
EAD trends for climate exposed sectors ($bn)
In terms of credit metrics, there was a small decrease in the percentage of exposures rated as investment grade with 57% of our exposures across the four sectors achieving this benchmark in 2023 compared to 58% in 2022 (52% in 2021). Our non-performing loans across the four sectors was the same as last year with 0.5% o...
1. EAD excludes amounts for ‘Securitisation’, and for ‘Other assets’ prior to March 2023 (included from March 2023 due to the implementation of APRA’s new capital framework), whereas CRWA is inclusive of these asset classes, as per APS 330. EAD data provided is on a Post CRM basis, net of credit risk mitigation such as...
Overview.
Governance.
Strategy.
Risk Management.
Metrics and Targets.
Sectoral metrics and targets.
Sector exposures.
Our approach to sectoral pathways.
Pathways performance dashboard.
Energy sector.
Transport sector.
Manufacturing sector.
Buildings sector.
Large Institutional Agribusiness Customers.
Total lending portfolio.
Appendix.
Assurance opinion.
ANZ 2023 Climate-related Financial Disclosures 44
This year, we continue to disclose a more detailed industry and sub-industry breakdown of our exposures to the four sectors identified by the TCFD.
$14 $16 $20 $18.
Coal Electric Utilities Oil and Gas $12 $10 $8 $6 $4 $2 0
2023 2022 2021.
Subsector trends in EAD – Energy ($bn)
Exposure at default ($bn)
Climate exposed sub-industry 2023 2022 2021.
Agriculture, Food and Forest Products $44.1 $42.9 $41.7.
Agriculture $31.5 $30.2 $30.6.
Beverages $4.0 $3.5 $3.3.
Paper and Forest Products $1.0 $0.8 $0.8.
Packaged Foods and Meats $7.6 $8.4 $7.0.
Energy $29.9 $31.7 $27.9.
Coal1 $0.9 $0.7 $1.1.
Electric Utilities2 $13.5 $14.9 $12.3.
Oil and Gas3 $15.5 $16.1 $14.6.
Transportation $15.9 $16.1 $15.5.
Air Freight $3.1 $3.0 $3.0.
Automobiles $4.4 $5.4 $4.5.
Maritime Transportation $1.4 $1.6 $1.5.
Passenger Air $0.3 $0.1 $0.2.
Rail Transportation $1.8 $1.7 $1.8.
Trucking Services $4.9 $4.3 $4.5.
Materials and Buildings $103.9 $104.7 $92.3.
Capital Goods $21.2 $21.4 $17.3.
Chemicals $3.5 $2.8 $2.1.
Construction Materials $1.3 $1.3 $1.3.
Metals and Mining $8.0 $8.6 $7.2.
Real Estate Management and Development $69.9 $70.6 $64.4.
Grand Total $193.8 $195.4 $177.4 1. Coal mining includes exposures to metallurgical (coking) coal used for steel making $0.65bn and thermal coal used for energy generation $0.26bn. Rehabilitation bonds will continue to be provided to existing customers with some thermal coal exposure to ensure their responsibilities wi...
Overview.
Governance.
Strategy.
Risk Management.
Metrics and Targets.
Sectoral metrics and targets.
Sector exposures.
Our approach to sectoral pathways.
Pathways performance dashboard.
Energy sector.
Transport sector.
Manufacturing sector.
Buildings sector.
Large Institutional Agribusiness Customers.
Total lending portfolio.
Appendix.
Assurance opinion.
ANZ 2023 Climate-related Financial Disclosures 45